Home > Reelfoot Bank > Income and Expense
Reelfoot Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 3,549 |
| Total interest expense | $568,000 | 3,410 |
| Net interest income | $5,094,000 | 3,540 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,397,000 | 2,580 |
| Gross Fiduciary activities income | $7,000 | 1,037 |
| Service charges on deposit accounts | $686,000 | 1,641 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $704,000 | 2,818 |
| Total noninterest expense | $5,093,000 | 3,153 |
| Salaries and employee benefits | $2,688,000 | 3,266 |
| Premises and equipment expense | $893,000 | 2,329 |
| Additional noninterest expense | $1,512,000 | 3,317 |
| Pre-tax net operating income | $1,398,000 | 3,609 |
| Securities gains (losses) | $52,000 | 1,815 |
| Applicable income taxes | $338,000 | 2,564 |
| Income before extraordinary items | $1,112,000 | 3,743 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,112,000 | 3,741 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,112,000 | 3,742 |
| Net charge-offs | $-32,000 | 5,240 |
| Cash dividends | $268,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,071,960 | 3,749 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 3,526 |
| Total interest expense | $427,000 | 3,434 |
| Net interest income | $3,911,000 | 3,501 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,044,000 | 2,585 |
| Gross Fiduciary activities income | $2,000 | 1,060 |
| Service charges on deposit accounts | $510,000 | 1,655 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $532,000 | 2,817 |
| Total noninterest expense | $3,914,000 | 3,104 |
| Salaries and employee benefits | $2,096,000 | 3,168 |
| Premises and equipment expense | $651,000 | 2,371 |
| Additional noninterest expense | $1,167,000 | 3,285 |
| Pre-tax net operating income | $1,041,000 | 3,666 |
| Securities gains (losses) | $52,000 | 1,740 |
| Applicable income taxes | $419,000 | 2,199 |
| Income before extraordinary items | $674,000 | 4,093 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $674,000 | 4,092 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $674,000 | 4,093 |
| Net charge-offs | $-127,000 | 5,633 |
| Cash dividends | $152,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $640,720 | 4,095 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 3,561 |
| Total interest expense | $286,000 | 3,441 |
| Net interest income | $2,586,000 | 3,535 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $680,000 | 2,578 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $318,000 | 1,728 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $361,000 | 2,786 |
| Total noninterest expense | $2,589,000 | 3,137 |
| Salaries and employee benefits | $1,388,000 | 3,205 |
| Premises and equipment expense | $439,000 | 2,352 |
| Additional noninterest expense | $762,000 | 3,352 |
| Pre-tax net operating income | $677,000 | 3,713 |
| Securities gains (losses) | $34,000 | 1,678 |
| Applicable income taxes | $273,000 | 2,214 |
| Income before extraordinary items | $438,000 | 4,155 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $438,000 | 4,152 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $438,000 | 4,154 |
| Net charge-offs | $-130,000 | 5,756 |
| Cash dividends | $70,000 | 3,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $416,240 | 4,149 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 3,588 |
| Total interest expense | $143,000 | 3,464 |
| Net interest income | $1,279,000 | 3,560 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $348,000 | 2,526 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $159,000 | 1,719 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $188,000 | 2,693 |
| Total noninterest expense | $1,283,000 | 3,168 |
| Salaries and employee benefits | $673,000 | 3,294 |
| Premises and equipment expense | $218,000 | 2,388 |
| Additional noninterest expense | $392,000 | 3,275 |
| Pre-tax net operating income | $344,000 | 3,650 |
| Securities gains (losses) | $6,000 | 1,655 |
| Applicable income taxes | $136,000 | 2,185 |
| Income before extraordinary items | $214,000 | 4,148 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $214,000 | 4,145 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $214,000 | 4,146 |
| Net charge-offs | $-132,000 | 5,927 |
| Cash dividends | $30,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $210,160 | 4,113 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 3,566 |
| Total interest expense | $573,000 | 3,475 |
| Net interest income | $5,097,000 | 3,546 |
| Provision for loan and lease losses | $35,000 | 3,818 |
| Total noninterest income | $1,399,000 | 2,575 |
| Gross Fiduciary activities income | $7,000 | 1,067 |
| Service charges on deposit accounts | $743,000 | 1,574 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $649,000 | 2,932 |
| Total noninterest expense | $5,264,000 | 3,105 |
| Salaries and employee benefits | $2,730,000 | 3,218 |
| Premises and equipment expense | $947,000 | 2,261 |
| Additional noninterest expense | $1,587,000 | 3,288 |
| Pre-tax net operating income | $1,197,000 | 3,843 |
| Securities gains (losses) | $65,000 | 1,461 |
| Applicable income taxes | $422,000 | 2,374 |
| Income before extraordinary items | $840,000 | 4,181 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $840,000 | 4,179 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $840,000 | 4,181 |
| Net charge-offs | $-280,000 | 5,921 |
| Cash dividends | $158,000 | 3,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $796,450 | 4,212 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 3,613 |
| Total interest expense | $432,000 | 3,513 |
| Net interest income | $3,808,000 | 3,581 |
| Provision for loan and lease losses | $35,000 | 3,544 |
| Total noninterest income | $1,059,000 | 2,586 |
| Gross Fiduciary activities income | $1,000 | 1,117 |
| Service charges on deposit accounts | $571,000 | 1,554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $487,000 | 2,952 |
| Total noninterest expense | $3,919,000 | 3,144 |
| Salaries and employee benefits | $2,010,000 | 3,274 |
| Premises and equipment expense | $722,000 | 2,267 |
| Additional noninterest expense | $1,187,000 | 3,301 |
| Pre-tax net operating income | $913,000 | 3,886 |
| Securities gains (losses) | $62,000 | 1,332 |
| Applicable income taxes | $373,000 | 2,275 |
| Income before extraordinary items | $602,000 | 4,329 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $602,000 | 4,331 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $602,000 | 4,332 |
| Net charge-offs | $-95,000 | 5,795 |
| Cash dividends | $128,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $562,320 | 4,374 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 3,631 |
| Total interest expense | $288,000 | 3,540 |
| Net interest income | $2,527,000 | 3,603 |
| Provision for loan and lease losses | $35,000 | 3,134 |
| Total noninterest income | $706,000 | 2,606 |
| Gross Fiduciary activities income | $1,000 | 1,108 |
| Service charges on deposit accounts | $367,000 | 1,582 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $338,000 | 2,899 |
| Total noninterest expense | $2,590,000 | 3,192 |
| Salaries and employee benefits | $1,340,000 | 3,291 |
| Premises and equipment expense | $465,000 | 2,339 |
| Additional noninterest expense | $785,000 | 3,336 |
| Pre-tax net operating income | $608,000 | 3,882 |
| Securities gains (losses) | $62,000 | 1,113 |
| Applicable income taxes | $258,000 | 2,239 |
| Income before extraordinary items | $412,000 | 4,260 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $412,000 | 4,262 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $412,000 | 4,263 |
| Net charge-offs | $-110,000 | 5,942 |
| Cash dividends | $129,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $372,320 | 4,339 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 3,655 |
| Total interest expense | $145,000 | 3,553 |
| Net interest income | $1,256,000 | 3,624 |
| Provision for loan and lease losses | $35,000 | 2,380 |
| Total noninterest income | $342,000 | 2,609 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $184,000 | 1,548 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $157,000 | 2,957 |
| Total noninterest expense | $1,279,000 | 3,233 |
| Salaries and employee benefits | $662,000 | 3,362 |
| Premises and equipment expense | $235,000 | 2,352 |
| Additional noninterest expense | $382,000 | 3,386 |
| Pre-tax net operating income | $284,000 | 3,961 |
| Securities gains (losses) | $62,000 | 760 |
| Applicable income taxes | $136,000 | 2,194 |
| Income before extraordinary items | $210,000 | 4,205 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $210,000 | 4,207 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $210,000 | 4,208 |
| Net charge-offs | $-36,000 | 5,861 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $170,320 | 4,449 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 3,628 |
| Total interest expense | $621,000 | 3,541 |
| Net interest income | $5,111,000 | 3,593 |
| Provision for loan and lease losses | $405,000 | 1,654 |
| Total noninterest income | $2,004,000 | 2,102 |
| Gross Fiduciary activities income | $8,000 | 1,088 |
| Service charges on deposit accounts | $1,116,000 | 1,181 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $880,000 | 2,513 |
| Total noninterest expense | $5,151,000 | 3,247 |
| Salaries and employee benefits | $2,629,000 | 3,379 |
| Premises and equipment expense | $987,000 | 2,267 |
| Additional noninterest expense | $1,535,000 | 3,501 |
| Pre-tax net operating income | $1,559,000 | 3,413 |
| Securities gains (losses) | $45,000 | 1,799 |
| Applicable income taxes | $462,000 | 2,275 |
| Income before extraordinary items | $1,142,000 | 3,721 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,142,000 | 3,722 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,142,000 | 3,723 |
| Net charge-offs | $-585,000 | 6,401 |
| Cash dividends | $20,000 | 4,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,110,050 | 3,722 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 3,665 |
| Total interest expense | $466,000 | 3,601 |
| Net interest income | $3,820,000 | 3,620 |
| Provision for loan and lease losses | $300,000 | 1,622 |
| Total noninterest income | $1,603,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $874,000 | 1,148 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $729,000 | 2,385 |
| Total noninterest expense | $3,868,000 | 3,264 |
| Salaries and employee benefits | $1,965,000 | 3,387 |
| Premises and equipment expense | $743,000 | 2,283 |
| Additional noninterest expense | $1,160,000 | 3,493 |
| Pre-tax net operating income | $1,255,000 | 3,343 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $386,000 | 2,226 |
| Income before extraordinary items | $869,000 | 3,762 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $869,000 | 3,765 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $869,000 | 3,766 |
| Net charge-offs | $-421,000 | 6,450 |
| Cash dividends | $20,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $869,000 | 3,705 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 3,672 |
| Total interest expense | $312,000 | 3,636 |
| Net interest income | $2,545,000 | 3,629 |
| Provision for loan and lease losses | $195,000 | 1,685 |
| Total noninterest income | $1,128,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $553,000 | 1,175 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $575,000 | 2,120 |
| Total noninterest expense | $2,572,000 | 3,282 |
| Salaries and employee benefits | $1,310,000 | 3,405 |
| Premises and equipment expense | $488,000 | 2,326 |
| Additional noninterest expense | $774,000 | 3,499 |
| Pre-tax net operating income | $906,000 | 3,137 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $254,000 | 2,188 |
| Income before extraordinary items | $652,000 | 3,472 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $652,000 | 3,478 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $652,000 | 3,478 |
| Net charge-offs | $75,000 | 2,447 |
| Cash dividends | $20,000 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $652,000 | 3,423 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 3,708 |
| Total interest expense | $157,000 | 3,672 |
| Net interest income | $1,254,000 | 3,676 |
| Provision for loan and lease losses | $90,000 | 1,672 |
| Total noninterest income | $680,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $266,000 | 1,203 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $414,000 | 1,611 |
| Total noninterest expense | $1,298,000 | 3,288 |
| Salaries and employee benefits | $652,000 | 3,453 |
| Premises and equipment expense | $243,000 | 2,359 |
| Additional noninterest expense | $403,000 | 3,390 |
| Pre-tax net operating income | $546,000 | 2,741 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $116,000 | 2,229 |
| Income before extraordinary items | $430,000 | 2,866 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $430,000 | 2,869 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $430,000 | 2,869 |
| Net charge-offs | $68,000 | 1,622 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $430,000 | 2,825 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,847,000 | 3,680 |
| Total interest expense | $723,000 | 3,676 |
| Net interest income | $5,124,000 | 3,650 |
| Provision for loan and lease losses | $1,750,000 | 691 |
| Total noninterest income | $1,554,000 | 2,526 |
| Gross Fiduciary activities income | $8,000 | 1,129 |
| Service charges on deposit accounts | $1,023,000 | 1,329 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $523,000 | 3,293 |
| Total noninterest expense | $5,172,000 | 3,321 |
| Salaries and employee benefits | $2,609,000 | 3,439 |
| Premises and equipment expense | $984,000 | 2,284 |
| Additional noninterest expense | $1,579,000 | 3,522 |
| Pre-tax net operating income | $-244,000 | 6,381 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $-158,000 | 6,528 |
| Income before extraordinary items | $-84,000 | 6,326 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-84,000 | 6,327 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-84,000 | 6,328 |
| Net charge-offs | $2,260,000 | 682 |
| Cash dividends | $80,000 | 4,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-85,280 | 6,303 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 3,752 |
| Total interest expense | $558,000 | 3,697 |
| Net interest income | $3,787,000 | 3,705 |
| Provision for loan and lease losses | $150,000 | 2,922 |
| Total noninterest income | $1,186,000 | 2,550 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $752,000 | 1,362 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $432,000 | 3,239 |
| Total noninterest expense | $3,884,000 | 3,329 |
| Salaries and employee benefits | $1,949,000 | 3,465 |
| Premises and equipment expense | $740,000 | 2,303 |
| Additional noninterest expense | $1,195,000 | 3,507 |
| Pre-tax net operating income | $939,000 | 3,784 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $361,000 | 2,241 |
| Income before extraordinary items | $580,000 | 4,364 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $580,000 | 4,367 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $580,000 | 4,368 |
| Net charge-offs | $385,000 | 1,861 |
| Cash dividends | $80,000 | 3,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $578,720 | 4,288 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 3,748 |
| Total interest expense | $380,000 | 3,703 |
| Net interest income | $2,528,000 | 3,692 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $785,000 | 2,577 |
| Gross Fiduciary activities income | $2,000 | 1,138 |
| Service charges on deposit accounts | $477,000 | 1,399 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $306,000 | 3,174 |
| Total noninterest expense | $2,590,000 | 3,342 |
| Salaries and employee benefits | $1,306,000 | 3,459 |
| Premises and equipment expense | $472,000 | 2,392 |
| Additional noninterest expense | $812,000 | 3,462 |
| Pre-tax net operating income | $633,000 | 3,739 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $245,000 | 2,234 |
| Income before extraordinary items | $390,000 | 4,365 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $390,000 | 4,367 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $390,000 | 4,368 |
| Net charge-offs | $119,000 | 2,582 |
| Cash dividends | $80,000 | 3,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $388,720 | 4,257 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 3,782 |
| Total interest expense | $197,000 | 3,707 |
| Net interest income | $1,248,000 | 3,733 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $398,000 | 2,562 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $234,000 | 1,409 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $163,000 | 3,064 |
| Total noninterest expense | $1,320,000 | 3,309 |
| Salaries and employee benefits | $646,000 | 3,528 |
| Premises and equipment expense | $228,000 | 2,488 |
| Additional noninterest expense | $446,000 | 3,240 |
| Pre-tax net operating income | $281,000 | 3,921 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $110,000 | 2,305 |
| Income before extraordinary items | $173,000 | 4,516 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $173,000 | 4,518 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $173,000 | 4,518 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $171,720 | 4,436 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,199,000 | 3,745 |
| Total interest expense | $1,085,000 | 3,427 |
| Net interest income | $5,114,000 | 3,762 |
| Provision for loan and lease losses | $180,000 | 4,053 |
| Total noninterest income | $1,773,000 | 2,377 |
| Gross Fiduciary activities income | $9,000 | 1,139 |
| Service charges on deposit accounts | $1,053,000 | 1,354 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $711,000 | 2,869 |
| Total noninterest expense | $4,866,000 | 3,537 |
| Salaries and employee benefits | $2,600,000 | 3,461 |
| Premises and equipment expense | $776,000 | 2,809 |
| Additional noninterest expense | $1,490,000 | 3,804 |
| Pre-tax net operating income | $1,841,000 | 2,975 |
| Securities gains (losses) | $13,000 | 3,311 |
| Applicable income taxes | $543,000 | 2,095 |
| Income before extraordinary items | $1,311,000 | 3,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,311,000 | 3,372 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,311,000 | 3,373 |
| Net charge-offs | $74,000 | 4,665 |
| Cash dividends | $191,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,301,770 | 3,245 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 3,796 |
| Total interest expense | $865,000 | 3,389 |
| Net interest income | $3,811,000 | 3,834 |
| Provision for loan and lease losses | $135,000 | 4,004 |
| Total noninterest income | $1,417,000 | 2,263 |
| Gross Fiduciary activities income | $1,000 | 1,226 |
| Service charges on deposit accounts | $788,000 | 1,365 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $628,000 | 2,612 |
| Total noninterest expense | $3,682,000 | 3,534 |
| Salaries and employee benefits | $1,942,000 | 3,498 |
| Premises and equipment expense | $580,000 | 2,849 |
| Additional noninterest expense | $1,160,000 | 3,736 |
| Pre-tax net operating income | $1,411,000 | 3,011 |
| Securities gains (losses) | $12,000 | 3,069 |
| Applicable income taxes | $429,000 | 2,099 |
| Income before extraordinary items | $994,000 | 3,446 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $994,000 | 3,446 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $994,000 | 3,448 |
| Net charge-offs | $12,000 | 5,248 |
| Cash dividends | $191,000 | 2,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $985,600 | 3,308 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,134,000 | 3,815 |
| Total interest expense | $602,000 | 3,395 |
| Net interest income | $2,532,000 | 3,859 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $733,000 | 2,623 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $528,000 | 1,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $204,000 | 3,646 |
| Total noninterest expense | $2,402,000 | 3,619 |
| Salaries and employee benefits | $1,295,000 | 3,512 |
| Premises and equipment expense | $383,000 | 2,857 |
| Additional noninterest expense | $724,000 | 3,904 |
| Pre-tax net operating income | $773,000 | 3,345 |
| Securities gains (losses) | $10,000 | 2,721 |
| Applicable income taxes | $302,000 | 2,049 |
| Income before extraordinary items | $481,000 | 4,055 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $481,000 | 4,057 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $481,000 | 4,058 |
| Net charge-offs | $6,000 | 5,096 |
| Cash dividends | $191,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $474,600 | 3,889 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 3,891 |
| Total interest expense | $315,000 | 3,403 |
| Net interest income | $1,235,000 | 3,943 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $360,000 | 2,636 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $257,000 | 1,365 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $102,000 | 3,682 |
| Total noninterest expense | $1,189,000 | 3,658 |
| Salaries and employee benefits | $637,000 | 3,591 |
| Premises and equipment expense | $195,000 | 2,836 |
| Additional noninterest expense | $357,000 | 3,928 |
| Pre-tax net operating income | $361,000 | 3,492 |
| Securities gains (losses) | $9,000 | 1,794 |
| Applicable income taxes | $142,000 | 2,102 |
| Income before extraordinary items | $228,000 | 4,160 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $228,000 | 4,164 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $228,000 | 4,164 |
| Net charge-offs | $7,000 | 4,174 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $222,240 | 4,049 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,508,000 | 3,858 |
| Total interest expense | $1,496,000 | 3,458 |
| Net interest income | $5,012,000 | 3,903 |
| Provision for loan and lease losses | $180,000 | 4,726 |
| Total noninterest income | $1,613,000 | 2,341 |
| Gross Fiduciary activities income | $10,000 | 1,096 |
| Service charges on deposit accounts | $1,029,000 | 1,443 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $574,000 | 2,927 |
| Total noninterest expense | $5,053,000 | 3,509 |
| Salaries and employee benefits | $2,608,000 | 3,441 |
| Premises and equipment expense | $906,000 | 2,627 |
| Additional noninterest expense | $1,539,000 | 3,792 |
| Pre-tax net operating income | $1,392,000 | 3,157 |
| Securities gains (losses) | $67,000 | 2,372 |
| Applicable income taxes | $506,000 | 2,013 |
| Income before extraordinary items | $953,000 | 3,642 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $953,000 | 3,646 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $953,000 | 3,645 |
| Net charge-offs | $123,000 | 4,792 |
| Cash dividends | $205,000 | 3,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $909,450 | 3,600 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,922,000 | 3,869 |
| Total interest expense | $1,151,000 | 3,514 |
| Net interest income | $3,771,000 | 3,905 |
| Provision for loan and lease losses | $135,000 | 4,615 |
| Total noninterest income | $1,264,000 | 2,259 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $763,000 | 1,466 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $499,000 | 2,712 |
| Total noninterest expense | $3,879,000 | 3,450 |
| Salaries and employee benefits | $1,973,000 | 3,435 |
| Premises and equipment expense | $699,000 | 2,578 |
| Additional noninterest expense | $1,207,000 | 3,673 |
| Pre-tax net operating income | $1,021,000 | 3,271 |
| Securities gains (losses) | $63,000 | 2,156 |
| Applicable income taxes | $417,000 | 1,900 |
| Income before extraordinary items | $667,000 | 3,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $667,000 | 3,846 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $667,000 | 3,846 |
| Net charge-offs | $123,000 | 4,225 |
| Cash dividends | $205,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $626,680 | 3,839 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 3,907 |
| Total interest expense | $781,000 | 3,565 |
| Net interest income | $2,495,000 | 3,941 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $827,000 | 2,279 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $481,000 | 1,510 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $345,000 | 2,678 |
| Total noninterest expense | $2,690,000 | 3,390 |
| Salaries and employee benefits | $1,333,000 | 3,413 |
| Premises and equipment expense | $452,000 | 2,660 |
| Additional noninterest expense | $905,000 | 3,446 |
| Pre-tax net operating income | $542,000 | 3,653 |
| Securities gains (losses) | $60,000 | 1,479 |
| Applicable income taxes | $235,000 | 2,050 |
| Income before extraordinary items | $367,000 | 4,134 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $367,000 | 4,134 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $367,000 | 4,136 |
| Net charge-offs | $88,000 | 3,968 |
| Cash dividends | $205,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $328,600 | 4,225 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 3,978 |
| Total interest expense | $398,000 | 3,621 |
| Net interest income | $1,212,000 | 4,022 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $383,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $240,000 | 1,490 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $143,000 | 2,988 |
| Total noninterest expense | $1,332,000 | 3,400 |
| Salaries and employee benefits | $673,000 | 3,424 |
| Premises and equipment expense | $236,000 | 2,605 |
| Additional noninterest expense | $423,000 | 3,599 |
| Pre-tax net operating income | $218,000 | 4,090 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $85,000 | 2,355 |
| Income before extraordinary items | $133,000 | 4,635 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $133,000 | 4,634 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $133,000 | 4,635 |
| Net charge-offs | $60,000 | 3,202 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $133,000 | 4,576 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,898,000 | 3,949 |
| Total interest expense | $1,802,000 | 3,820 |
| Net interest income | $5,096,000 | 3,908 |
| Provision for loan and lease losses | $360,000 | 4,589 |
| Total noninterest income | $1,773,000 | 2,249 |
| Gross Fiduciary activities income | $16,000 | 1,090 |
| Service charges on deposit accounts | $1,189,000 | 1,264 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $568,000 | 2,998 |
| Total noninterest expense | $5,695,000 | 3,243 |
| Salaries and employee benefits | $2,795,000 | 3,301 |
| Premises and equipment expense | $1,006,000 | 2,467 |
| Additional noninterest expense | $1,894,000 | 3,402 |
| Pre-tax net operating income | $814,000 | 3,702 |
| Securities gains (losses) | $34,000 | 2,877 |
| Applicable income taxes | $281,000 | 2,424 |
| Income before extraordinary items | $567,000 | 4,137 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $567,000 | 4,137 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $567,000 | 4,138 |
| Net charge-offs | $95,000 | 5,454 |
| Cash dividends | $237,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $544,220 | 4,060 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 4,026 |
| Total interest expense | $1,363,000 | 3,946 |
| Net interest income | $3,804,000 | 3,976 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $1,364,000 | 2,231 |
| Gross Fiduciary activities income | $1,000 | 1,261 |
| Service charges on deposit accounts | $924,000 | 1,254 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $439,000 | 2,968 |
| Total noninterest expense | $4,251,000 | 3,260 |
| Salaries and employee benefits | $2,093,000 | 3,329 |
| Premises and equipment expense | $772,000 | 2,462 |
| Additional noninterest expense | $1,386,000 | 3,444 |
| Pre-tax net operating income | $647,000 | 3,856 |
| Securities gains (losses) | $34,000 | 2,661 |
| Applicable income taxes | $260,000 | 2,290 |
| Income before extraordinary items | $421,000 | 4,401 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $421,000 | 4,402 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $421,000 | 4,402 |
| Net charge-offs | $72,000 | 5,224 |
| Cash dividends | $237,000 | 2,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $399,240 | 4,289 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 4,088 |
| Total interest expense | $911,000 | 4,039 |
| Net interest income | $2,510,000 | 4,001 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $930,000 | 2,149 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $633,000 | 1,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $296,000 | 2,858 |
| Total noninterest expense | $2,804,000 | 3,291 |
| Salaries and employee benefits | $1,397,000 | 3,349 |
| Premises and equipment expense | $510,000 | 2,501 |
| Additional noninterest expense | $897,000 | 3,487 |
| Pre-tax net operating income | $456,000 | 3,780 |
| Securities gains (losses) | $30,000 | 2,176 |
| Applicable income taxes | $187,000 | 2,194 |
| Income before extraordinary items | $299,000 | 4,313 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $299,000 | 4,312 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $299,000 | 4,312 |
| Net charge-offs | $49,000 | 4,905 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $279,800 | 4,282 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 4,188 |
| Total interest expense | $464,000 | 4,116 |
| Net interest income | $1,220,000 | 4,109 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $443,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $312,000 | 1,248 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $131,000 | 3,057 |
| Total noninterest expense | $1,371,000 | 3,390 |
| Salaries and employee benefits | $701,000 | 3,394 |
| Premises and equipment expense | $242,000 | 2,655 |
| Additional noninterest expense | $428,000 | 3,641 |
| Pre-tax net operating income | $202,000 | 4,034 |
| Securities gains (losses) | $11,000 | 1,699 |
| Applicable income taxes | $83,000 | 2,302 |
| Income before extraordinary items | $130,000 | 4,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 4,619 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $130,000 | 4,617 |
| Net charge-offs | $77,000 | 3,336 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $122,960 | 4,591 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,208,000 | 4,103 |
| Total interest expense | $2,267,000 | 4,131 |
| Net interest income | $4,941,000 | 3,979 |
| Provision for loan and lease losses | $390,000 | 4,900 |
| Total noninterest income | $1,921,000 | 2,180 |
| Gross Fiduciary activities income | $13,000 | 1,147 |
| Service charges on deposit accounts | $1,426,000 | 1,209 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $482,000 | 3,268 |
| Total noninterest expense | $5,626,000 | 3,344 |
| Salaries and employee benefits | $2,724,000 | 3,449 |
| Premises and equipment expense | $1,037,000 | 2,497 |
| Additional noninterest expense | $1,865,000 | 3,515 |
| Pre-tax net operating income | $846,000 | 3,252 |
| Securities gains (losses) | $131,000 | 1,897 |
| Applicable income taxes | $252,000 | 2,182 |
| Income before extraordinary items | $725,000 | 3,303 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $725,000 | 3,302 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $725,000 | 3,302 |
| Net charge-offs | $290,000 | 4,536 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $628,060 | 3,464 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,407,000 | 4,155 |
| Total interest expense | $1,742,000 | 4,209 |
| Net interest income | $3,665,000 | 4,009 |
| Provision for loan and lease losses | $270,000 | 4,739 |
| Total noninterest income | $1,410,000 | 2,267 |
| Gross Fiduciary activities income | $2,000 | 1,265 |
| Service charges on deposit accounts | $1,054,000 | 1,227 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $354,000 | 3,379 |
| Total noninterest expense | $4,220,000 | 3,354 |
| Salaries and employee benefits | $2,051,000 | 3,474 |
| Premises and equipment expense | $783,000 | 2,515 |
| Additional noninterest expense | $1,386,000 | 3,485 |
| Pre-tax net operating income | $585,000 | 3,641 |
| Securities gains (losses) | $96,000 | 1,870 |
| Applicable income taxes | $259,000 | 2,071 |
| Income before extraordinary items | $422,000 | 3,969 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $422,000 | 3,965 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $422,000 | 3,968 |
| Net charge-offs | $178,000 | 4,378 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $360,560 | 4,113 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 4,181 |
| Total interest expense | $1,195,000 | 4,256 |
| Net interest income | $2,420,000 | 4,021 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $924,000 | 2,306 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $683,000 | 1,246 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $240,000 | 3,369 |
| Total noninterest expense | $2,831,000 | 3,368 |
| Salaries and employee benefits | $1,376,000 | 3,486 |
| Premises and equipment expense | $519,000 | 2,562 |
| Additional noninterest expense | $936,000 | 3,447 |
| Pre-tax net operating income | $333,000 | 3,992 |
| Securities gains (losses) | $42,000 | 2,018 |
| Applicable income taxes | $144,000 | 2,310 |
| Income before extraordinary items | $231,000 | 4,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 4,357 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $231,000 | 4,357 |
| Net charge-offs | $129,000 | 3,952 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $204,120 | 4,414 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 4,176 |
| Total interest expense | $622,000 | 4,269 |
| Net interest income | $1,217,000 | 4,019 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $474,000 | 2,227 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $362,000 | 1,146 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $111,000 | 3,492 |
| Total noninterest expense | $1,407,000 | 3,309 |
| Salaries and employee benefits | $692,000 | 3,504 |
| Premises and equipment expense | $263,000 | 2,576 |
| Additional noninterest expense | $452,000 | 3,265 |
| Pre-tax net operating income | $194,000 | 4,097 |
| Securities gains (losses) | $35,000 | 1,454 |
| Applicable income taxes | $88,000 | 2,306 |
| Income before extraordinary items | $141,000 | 4,444 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $141,000 | 4,447 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $141,000 | 4,447 |
| Net charge-offs | $16,000 | 4,481 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $118,600 | 4,544 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,146,000 | 4,087 |
| Total interest expense | $3,285,000 | 4,002 |
| Net interest income | $4,861,000 | 4,025 |
| Provision for loan and lease losses | $506,000 | 3,781 |
| Total noninterest income | $2,385,000 | 1,877 |
| Gross Fiduciary activities income | $14,000 | 1,164 |
| Service charges on deposit accounts | $1,802,000 | 994 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $569,000 | 2,980 |
| Total noninterest expense | $6,323,000 | 2,928 |
| Salaries and employee benefits | $2,752,000 | 3,496 |
| Premises and equipment expense | $1,101,000 | 2,414 |
| Additional noninterest expense | $2,470,000 | 2,370 |
| Pre-tax net operating income | $417,000 | 5,105 |
| Securities gains (losses) | $129,000 | 950 |
| Applicable income taxes | $171,000 | 2,961 |
| Income before extraordinary items | $375,000 | 4,828 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $375,000 | 4,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 4,496 |
| Cash dividends | $2,026,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $285,990 | 5,335 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,202,000 | 4,116 |
| Total interest expense | $2,552,000 | 4,021 |
| Net interest income | $3,650,000 | 4,043 |
| Provision for loan and lease losses | $416,000 | 3,011 |
| Total noninterest income | $1,831,000 | 1,896 |
| Gross Fiduciary activities income | $3,000 | 1,278 |
| Service charges on deposit accounts | $1,371,000 | 985 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $457,000 | 2,956 |
| Total noninterest expense | $5,032,000 | 2,769 |
| Salaries and employee benefits | $2,065,000 | 3,512 |
| Premises and equipment expense | $823,000 | 2,428 |
| Additional noninterest expense | $2,144,000 | 2,031 |
| Pre-tax net operating income | $33,000 | 6,640 |
| Securities gains (losses) | $53,000 | 1,377 |
| Applicable income taxes | $36,000 | 4,301 |
| Income before extraordinary items | $50,000 | 6,412 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $50,000 | 6,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,946 |
| Cash dividends | $1,009,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $16,080 | 6,715 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 4,129 |
| Total interest expense | $1,773,000 | 4,056 |
| Net interest income | $2,401,000 | 4,084 |
| Provision for loan and lease losses | $326,000 | 2,426 |
| Total noninterest income | $1,224,000 | 1,922 |
| Gross Fiduciary activities income | $2,000 | 1,285 |
| Service charges on deposit accounts | $883,000 | 1,005 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $339,000 | 2,842 |
| Total noninterest expense | $3,466,000 | 2,700 |
| Salaries and employee benefits | $1,381,000 | 3,549 |
| Premises and equipment expense | $551,000 | 2,419 |
| Additional noninterest expense | $1,534,000 | 1,879 |
| Pre-tax net operating income | $-167,000 | 7,285 |
| Securities gains (losses) | $4,000 | 2,798 |
| Applicable income taxes | $-59,000 | 7,778 |
| Income before extraordinary items | $-104,000 | 7,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-104,000 | 7,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,249 |
| Cash dividends | $255,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-106,560 | 7,234 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 4,181 |
| Total interest expense | $934,000 | 4,076 |
| Net interest income | $1,170,000 | 4,174 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $561,000 | 2,064 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $428,000 | 1,013 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $132,000 | 3,267 |
| Total noninterest expense | $1,591,000 | 2,898 |
| Salaries and employee benefits | $694,000 | 3,566 |
| Premises and equipment expense | $378,000 | 1,811 |
| Additional noninterest expense | $519,000 | 2,631 |
| Pre-tax net operating income | $50,000 | 6,610 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $18,000 | 4,432 |
| Income before extraordinary items | $36,000 | 6,787 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $36,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $140,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $33,320 | 6,733 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,729,000 | 4,126 |
| Total interest expense | $3,720,000 | 4,192 |
| Net interest income | $5,009,000 | 4,001 |
| Provision for loan and lease losses | $441,000 | 2,542 |
| Total noninterest income | $3,692,000 | 1,385 |
| Gross Fiduciary activities income | $15,000 | 1,198 |
| Service charges on deposit accounts | $1,769,000 | 1,012 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,908,000 | 1,401 |
| Total noninterest expense | $6,855,000 | 2,643 |
| Salaries and employee benefits | $2,859,000 | 3,348 |
| Premises and equipment expense | $1,204,000 | 2,157 |
| Additional noninterest expense | $2,792,000 | 1,982 |
| Pre-tax net operating income | $1,405,000 | 4,015 |
| Securities gains (losses) | $27,000 | 1,002 |
| Applicable income taxes | $34,000 | 5,149 |
| Income before extraordinary items | $1,398,000 | 3,587 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,398,000 | 3,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,406,000 | 538 |
| Cash dividends | $546,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,371,540 | 3,613 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,525,000 | 4,151 |
| Total interest expense | $2,766,000 | 4,221 |
| Net interest income | $3,759,000 | 4,004 |
| Provision for loan and lease losses | $381,000 | 1,933 |
| Total noninterest income | $3,250,000 | 1,211 |
| Gross Fiduciary activities income | $3,000 | 1,319 |
| Service charges on deposit accounts | $1,299,000 | 1,013 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,948,000 | 1,144 |
| Total noninterest expense | $5,271,000 | 2,567 |
| Salaries and employee benefits | $2,143,000 | 3,341 |
| Premises and equipment expense | $883,000 | 2,184 |
| Additional noninterest expense | $2,245,000 | 1,800 |
| Pre-tax net operating income | $1,357,000 | 3,677 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $61,000 | 4,819 |
| Income before extraordinary items | $1,296,000 | 3,292 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,296,000 | 3,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,356,000 | 355 |
| Cash dividends | $461,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,296,000 | 3,276 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 4,195 |
| Total interest expense | $1,828,000 | 4,248 |
| Net interest income | $2,485,000 | 4,052 |
| Provision for loan and lease losses | $167,000 | 2,452 |
| Total noninterest income | $2,310,000 | 1,193 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $851,000 | 1,037 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,457,000 | 1,068 |
| Total noninterest expense | $3,655,000 | 2,495 |
| Salaries and employee benefits | $1,423,000 | 3,388 |
| Premises and equipment expense | $583,000 | 2,212 |
| Additional noninterest expense | $1,649,000 | 1,643 |
| Pre-tax net operating income | $973,000 | 3,599 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-86,000 | 8,360 |
| Income before extraordinary items | $1,059,000 | 2,910 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,059,000 | 2,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,276,000 | 250 |
| Cash dividends | $376,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,059,000 | 2,893 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 4,163 |
| Total interest expense | $905,000 | 4,253 |
| Net interest income | $1,263,000 | 3,996 |
| Provision for loan and lease losses | $56,000 | 2,964 |
| Total noninterest income | $1,516,000 | 940 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $423,000 | 1,014 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,092,000 | 780 |
| Total noninterest expense | $2,097,000 | 2,209 |
| Salaries and employee benefits | $706,000 | 3,435 |
| Premises and equipment expense | $285,000 | 2,288 |
| Additional noninterest expense | $1,106,000 | 1,227 |
| Pre-tax net operating income | $626,000 | 3,029 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-122,000 | 8,526 |
| Income before extraordinary items | $748,000 | 2,186 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $748,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,955 |
| Cash dividends | $290,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $748,000 | 2,178 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,170,000 | 4,145 |
| Total interest expense | $3,054,000 | 4,274 |
| Net interest income | $5,116,000 | 3,939 |
| Provision for loan and lease losses | $1,133,000 | 930 |
| Total noninterest income | $2,136,000 | 2,123 |
| Gross Fiduciary activities income | $14,000 | 1,231 |
| Service charges on deposit accounts | $1,698,000 | 1,038 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $424,000 | 3,634 |
| Total noninterest expense | $5,615,000 | 3,032 |
| Salaries and employee benefits | $2,668,000 | 3,451 |
| Premises and equipment expense | $1,218,000 | 2,049 |
| Additional noninterest expense | $1,729,000 | 2,925 |
| Pre-tax net operating income | $504,000 | 6,467 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $142,000 | 4,670 |
| Income before extraordinary items | $362,000 | 6,667 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $362,000 | 6,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 978 |
| Cash dividends | $508,000 | 3,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $362,000 | 6,666 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,050,000 | 4,159 |
| Total interest expense | $2,190,000 | 4,302 |
| Net interest income | $3,860,000 | 3,948 |
| Provision for loan and lease losses | $2,000 | 6,640 |
| Total noninterest income | $1,549,000 | 2,177 |
| Gross Fiduciary activities income | $3,000 | 1,330 |
| Service charges on deposit accounts | $1,273,000 | 1,047 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $273,000 | 3,916 |
| Total noninterest expense | $4,112,000 | 3,100 |
| Salaries and employee benefits | $2,001,000 | 3,447 |
| Premises and equipment expense | $916,000 | 2,059 |
| Additional noninterest expense | $1,195,000 | 3,151 |
| Pre-tax net operating income | $1,295,000 | 4,115 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $496,000 | 2,876 |
| Income before extraordinary items | $799,000 | 4,698 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $799,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,702 |
| Cash dividends | $231,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $799,000 | 4,692 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,950,000 | 4,169 |
| Total interest expense | $1,397,000 | 4,293 |
| Net interest income | $2,553,000 | 3,986 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $998,000 | 2,231 |
| Gross Fiduciary activities income | $2,000 | 1,334 |
| Service charges on deposit accounts | $812,000 | 1,093 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $184,000 | 3,900 |
| Total noninterest expense | $2,731,000 | 3,115 |
| Salaries and employee benefits | $1,316,000 | 3,492 |
| Premises and equipment expense | $614,000 | 2,042 |
| Additional noninterest expense | $801,000 | 3,132 |
| Pre-tax net operating income | $817,000 | 4,283 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $313,000 | 2,989 |
| Income before extraordinary items | $504,000 | 4,859 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $504,000 | 4,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,936 |
| Cash dividends | $161,000 | 3,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $504,000 | 4,853 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 4,231 |
| Total interest expense | $669,000 | 4,289 |
| Net interest income | $1,233,000 | 4,087 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $502,000 | 2,187 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $389,000 | 1,112 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,511 |
| Total noninterest expense | $1,357,000 | 3,146 |
| Salaries and employee benefits | $658,000 | 3,507 |
| Premises and equipment expense | $310,000 | 2,031 |
| Additional noninterest expense | $389,000 | 3,202 |
| Pre-tax net operating income | $373,000 | 4,437 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $145,000 | 3,084 |
| Income before extraordinary items | $228,000 | 5,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 5,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $70,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $228,000 | 5,036 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,596,000 | 3,902 |
| Total interest expense | $2,383,000 | 3,945 |
| Net interest income | $5,213,000 | 3,835 |
| Provision for loan and lease losses | $586,000 | 1,677 |
| Total noninterest income | $2,101,000 | 2,133 |
| Gross Fiduciary activities income | $14,000 | 1,245 |
| Service charges on deposit accounts | $1,645,000 | 1,081 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $442,000 | 3,599 |
| Total noninterest expense | $5,434,000 | 3,015 |
| Salaries and employee benefits | $2,673,000 | 3,295 |
| Premises and equipment expense | $1,149,000 | 2,087 |
| Additional noninterest expense | $1,612,000 | 3,059 |
| Pre-tax net operating income | $1,294,000 | 4,735 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $441,000 | 3,558 |
| Income before extraordinary items | $853,000 | 5,206 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $853,000 | 5,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,386,000 | 532 |
| Cash dividends | $285,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $853,000 | 5,175 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,584,000 | 3,912 |
| Total interest expense | $1,719,000 | 3,926 |
| Net interest income | $3,865,000 | 3,867 |
| Provision for loan and lease losses | $177,000 | 3,238 |
| Total noninterest income | $1,557,000 | 2,145 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $1,224,000 | 1,083 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $330,000 | 3,632 |
| Total noninterest expense | $4,070,000 | 2,976 |
| Salaries and employee benefits | $2,009,000 | 3,260 |
| Premises and equipment expense | $852,000 | 2,094 |
| Additional noninterest expense | $1,209,000 | 3,022 |
| Pre-tax net operating income | $1,175,000 | 4,350 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $450,000 | 3,121 |
| Income before extraordinary items | $725,000 | 4,992 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $725,000 | 4,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,699 |
| Cash dividends | $215,000 | 3,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $725,000 | 4,951 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 3,909 |
| Total interest expense | $1,086,000 | 3,909 |
| Net interest income | $2,566,000 | 3,843 |
| Provision for loan and lease losses | $142,000 | 2,775 |
| Total noninterest income | $987,000 | 2,192 |
| Gross Fiduciary activities income | $2,000 | 1,342 |
| Service charges on deposit accounts | $764,000 | 1,123 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $221,000 | 3,595 |
| Total noninterest expense | $2,660,000 | 3,024 |
| Salaries and employee benefits | $1,342,000 | 3,234 |
| Premises and equipment expense | $566,000 | 2,089 |
| Additional noninterest expense | $752,000 | 3,174 |
| Pre-tax net operating income | $751,000 | 4,433 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $289,000 | 3,175 |
| Income before extraordinary items | $462,000 | 5,084 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $462,000 | 5,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,003 |
| Cash dividends | $145,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $462,000 | 5,036 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 3,863 |
| Total interest expense | $499,000 | 4,031 |
| Net interest income | $1,329,000 | 3,747 |
| Provision for loan and lease losses | $69,000 | 2,690 |
| Total noninterest income | $466,000 | 2,240 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $362,000 | 1,141 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,676 |
| Total noninterest expense | $1,306,000 | 3,084 |
| Salaries and employee benefits | $676,000 | 3,219 |
| Premises and equipment expense | $283,000 | 2,112 |
| Additional noninterest expense | $347,000 | 3,389 |
| Pre-tax net operating income | $420,000 | 4,131 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $163,000 | 2,965 |
| Income before extraordinary items | $257,000 | 4,787 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $257,000 | 4,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $75,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $257,000 | 4,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,320,000 | 3,681 |
| Total interest expense | $1,646,000 | 4,242 |
| Net interest income | $5,674,000 | 3,444 |
| Provision for loan and lease losses | $2,043,000 | 533 |
| Total noninterest income | $1,005,000 | 3,525 |
| Gross Fiduciary activities income | $14,000 | 1,262 |
| Service charges on deposit accounts | $1,482,000 | 1,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-491,000 | 8,978 |
| Total noninterest expense | $5,633,000 | 2,807 |
| Salaries and employee benefits | $2,639,000 | 3,200 |
| Premises and equipment expense | $1,232,000 | 1,863 |
| Additional noninterest expense | $1,762,000 | 2,708 |
| Pre-tax net operating income | $-997,000 | 8,807 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-419,000 | 8,893 |
| Income before extraordinary items | $-578,000 | 8,746 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-578,000 | 8,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,233 |
| Cash dividends | $424,000 | 3,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-578,000 | 8,719 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,472,000 | 3,661 |
| Total interest expense | $1,212,000 | 4,251 |
| Net interest income | $4,260,000 | 3,419 |
| Provision for loan and lease losses | $1,667,000 | 475 |
| Total noninterest income | $645,000 | 3,908 |
| Gross Fiduciary activities income | $3,000 | 1,390 |
| Service charges on deposit accounts | $1,083,000 | 1,242 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-441,000 | 9,032 |
| Total noninterest expense | $4,329,000 | 2,710 |
| Salaries and employee benefits | $2,006,000 | 3,116 |
| Premises and equipment expense | $932,000 | 1,858 |
| Additional noninterest expense | $1,391,000 | 2,545 |
| Pre-tax net operating income | $-1,091,000 | 8,910 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-444,000 | 8,969 |
| Income before extraordinary items | $-647,000 | 8,857 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-647,000 | 8,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,223 |
| Cash dividends | $324,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-647,000 | 8,836 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 3,654 |
| Total interest expense | $811,000 | 4,239 |
| Net interest income | $2,841,000 | 3,415 |
| Provision for loan and lease losses | $303,000 | 1,513 |
| Total noninterest income | $153,000 | 6,424 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $669,000 | 1,322 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-518,000 | 9,089 |
| Total noninterest expense | $2,860,000 | 2,742 |
| Salaries and employee benefits | $1,360,000 | 3,103 |
| Premises and equipment expense | $617,000 | 1,850 |
| Additional noninterest expense | $883,000 | 2,671 |
| Pre-tax net operating income | $-169,000 | 8,748 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-61,000 | 8,906 |
| Income before extraordinary items | $-108,000 | 8,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-108,000 | 8,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,019 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-108,000 | 8,704 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 3,637 |
| Total interest expense | $417,000 | 4,204 |
| Net interest income | $1,421,000 | 3,399 |
| Provision for loan and lease losses | $195,000 | 1,177 |
| Total noninterest income | $-270,000 | 9,112 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $317,000 | 1,353 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-588,000 | 9,126 |
| Total noninterest expense | $1,481,000 | 2,656 |
| Salaries and employee benefits | $686,000 | 3,087 |
| Premises and equipment expense | $321,000 | 1,814 |
| Additional noninterest expense | $474,000 | 2,492 |
| Pre-tax net operating income | $-525,000 | 9,040 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-215,000 | 9,072 |
| Income before extraordinary items | $-310,000 | 9,001 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-310,000 | 9,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 783 |
| Cash dividends | $175,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-310,000 | 8,973 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,966,000 | 3,460 |
| Total interest expense | $2,210,000 | 3,698 |
| Net interest income | $5,756,000 | 3,289 |
| Provision for loan and lease losses | $524,000 | 2,080 |
| Total noninterest income | $1,759,000 | 2,541 |
| Gross Fiduciary activities income | $14,000 | 1,304 |
| Service charges on deposit accounts | $1,380,000 | 1,260 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $365,000 | 4,140 |
| Total noninterest expense | $5,999,000 | 2,601 |
| Salaries and employee benefits | $2,838,000 | 2,910 |
| Premises and equipment expense | $1,306,000 | 1,738 |
| Additional noninterest expense | $1,855,000 | 2,560 |
| Pre-tax net operating income | $992,000 | 5,200 |
| Securities gains (losses) | $74,000 | 2,170 |
| Applicable income taxes | $356,000 | 4,008 |
| Income before extraordinary items | $710,000 | 5,548 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $710,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 1,374 |
| Cash dividends | $1,114,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $660,420 | 5,577 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,119,000 | 3,437 |
| Total interest expense | $1,753,000 | 3,638 |
| Net interest income | $4,366,000 | 3,287 |
| Provision for loan and lease losses | $327,000 | 2,355 |
| Total noninterest income | $1,329,000 | 2,575 |
| Gross Fiduciary activities income | $3,000 | 1,448 |
| Service charges on deposit accounts | $1,033,000 | 1,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 4,080 |
| Total noninterest expense | $4,552,000 | 2,585 |
| Salaries and employee benefits | $2,186,000 | 2,844 |
| Premises and equipment expense | $1,019,000 | 1,681 |
| Additional noninterest expense | $1,347,000 | 2,620 |
| Pre-tax net operating income | $816,000 | 5,072 |
| Securities gains (losses) | $74,000 | 2,001 |
| Applicable income taxes | $340,000 | 3,703 |
| Income before extraordinary items | $550,000 | 5,610 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $550,000 | 5,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,396 |
| Cash dividends | $884,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $502,640 | 5,673 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 3,429 |
| Total interest expense | $1,242,000 | 3,563 |
| Net interest income | $2,875,000 | 3,316 |
| Provision for loan and lease losses | $216,000 | 2,372 |
| Total noninterest income | $891,000 | 2,550 |
| Gross Fiduciary activities income | $2,000 | 1,432 |
| Service charges on deposit accounts | $685,000 | 1,261 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $204,000 | 3,997 |
| Total noninterest expense | $3,065,000 | 2,548 |
| Salaries and employee benefits | $1,476,000 | 2,821 |
| Premises and equipment expense | $677,000 | 1,683 |
| Additional noninterest expense | $912,000 | 2,582 |
| Pre-tax net operating income | $485,000 | 5,391 |
| Securities gains (losses) | $74,000 | 1,751 |
| Applicable income taxes | $213,000 | 3,843 |
| Income before extraordinary items | $346,000 | 5,763 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $346,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 1,589 |
| Cash dividends | $884,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $298,640 | 5,912 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 3,415 |
| Total interest expense | $650,000 | 3,520 |
| Net interest income | $1,429,000 | 3,304 |
| Provision for loan and lease losses | $108,000 | 2,240 |
| Total noninterest income | $404,000 | 2,655 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $315,000 | 1,328 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 4,169 |
| Total noninterest expense | $1,507,000 | 2,570 |
| Salaries and employee benefits | $736,000 | 2,831 |
| Premises and equipment expense | $353,000 | 1,635 |
| Additional noninterest expense | $418,000 | 2,747 |
| Pre-tax net operating income | $218,000 | 5,634 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $78,000 | 4,407 |
| Income before extraordinary items | $140,000 | 6,176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,377 |
| Cash dividends | $884,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $140,000 | 5,993 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,719,000 | 3,095 |
| Total interest expense | $3,501,000 | 3,096 |
| Net interest income | $6,218,000 | 3,051 |
| Provision for loan and lease losses | $1,819,000 | 803 |
| Total noninterest income | $1,706,000 | 2,400 |
| Gross Fiduciary activities income | $14,000 | 1,348 |
| Service charges on deposit accounts | $1,252,000 | 1,296 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $440,000 | 3,516 |
| Total noninterest expense | $5,995,000 | 2,463 |
| Salaries and employee benefits | $2,949,000 | 2,669 |
| Premises and equipment expense | $1,152,000 | 1,915 |
| Additional noninterest expense | $1,894,000 | 2,437 |
| Pre-tax net operating income | $110,000 | 8,281 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $6,000 | 7,413 |
| Income before extraordinary items | $104,000 | 8,313 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $104,000 | 8,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,323,000 | 519 |
| Cash dividends | $344,000 | 4,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $104,000 | 8,220 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,058,000 | 2,814 |
| Total interest expense | $5,875,000 | 2,722 |
| Net interest income | $6,183,000 | 2,874 |
| Provision for loan and lease losses | $2,253,000 | 637 |
| Total noninterest income | $1,752,000 | 2,243 |
| Gross Fiduciary activities income | $13,000 | 1,375 |
| Service charges on deposit accounts | $1,084,000 | 1,375 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $655,000 | 2,680 |
| Total noninterest expense | $5,898,000 | 2,415 |
| Salaries and employee benefits | $2,876,000 | 2,608 |
| Premises and equipment expense | $983,000 | 2,176 |
| Additional noninterest expense | $2,039,000 | 2,204 |
| Pre-tax net operating income | $-216,000 | 8,975 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-207,000 | 9,382 |
| Income before extraordinary items | $-9,000 | 8,829 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-9,000 | 8,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,095,000 | 551 |
| Cash dividends | $805,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-9,000 | 8,747 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,267,000 | 4,019 |
| Total interest expense | $3,804,000 | 4,144 |
| Net interest income | $4,463,000 | 3,823 |
| Provision for loan and lease losses | $608,000 | 1,589 |
| Total noninterest income | $918,000 | 3,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $499,000 | 2,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 3,234 |
| Total noninterest expense | $3,447,000 | 3,753 |
| Salaries and employee benefits | $1,707,000 | 3,942 |
| Premises and equipment expense | $587,000 | 3,334 |
| Additional noninterest expense | $1,153,000 | 3,567 |
| Pre-tax net operating income | $1,326,000 | 4,437 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $453,000 | 3,720 |
| Income before extraordinary items | $873,000 | 4,769 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $873,000 | 4,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $575,000 | 1,121 |
| Cash dividends | $612,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $873,000 | 4,777 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,757,000 | 4,032 |
| Total interest expense | $3,436,000 | 4,107 |
| Net interest income | $4,321,000 | 3,913 |
| Provision for loan and lease losses | $864,000 | 1,107 |
| Total noninterest income | $786,000 | 3,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,594 |
| Total noninterest expense | $3,304,000 | 3,894 |
| Salaries and employee benefits | $1,620,000 | 4,080 |
| Premises and equipment expense | $542,000 | 3,525 |
| Additional noninterest expense | $1,142,000 | 3,597 |
| Pre-tax net operating income | $939,000 | 5,492 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $374,000 | 4,332 |
| Income before extraordinary items | $565,000 | 6,075 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $565,000 | 6,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $737,000 | 892 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $565,000 | 6,047 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,694,000 | 4,075 |
| Total interest expense | $3,403,000 | 4,249 |
| Net interest income | $4,291,000 | 3,890 |
| Provision for loan and lease losses | $290,000 | 2,708 |
| Total noninterest income | $791,000 | 3,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 3,480 |
| Total noninterest expense | $3,286,000 | 3,808 |
| Salaries and employee benefits | $1,597,000 | 4,045 |
| Premises and equipment expense | $543,000 | 3,464 |
| Additional noninterest expense | $1,146,000 | 3,498 |
| Pre-tax net operating income | $1,506,000 | 4,173 |
| Securities gains (losses) | $27,000 | 2,200 |
| Applicable income taxes | $527,000 | 3,713 |
| Income before extraordinary items | $1,006,000 | 4,497 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,006,000 | 4,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,078 |
| Cash dividends | $470,000 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $988,180 | 4,465 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,723,000 | 4,096 |
| Total interest expense | $3,421,000 | 4,219 |
| Net interest income | $4,302,000 | 3,966 |
| Provision for loan and lease losses | $145,000 | 4,221 |
| Total noninterest income | $732,000 | 3,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $383,000 | 3,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 3,590 |
| Total noninterest expense | $3,436,000 | 3,663 |
| Salaries and employee benefits | $1,706,000 | 3,826 |
| Premises and equipment expense | $509,000 | 3,645 |
| Additional noninterest expense | $1,221,000 | 3,306 |
| Pre-tax net operating income | $1,453,000 | 4,610 |
| Securities gains (losses) | $26,000 | 1,720 |
| Applicable income taxes | $507,000 | 4,176 |
| Income before extraordinary items | $972,000 | 4,797 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $972,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,153 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $954,840 | 4,804 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,566,000 | 4,246 |
| Total interest expense | $3,417,000 | 4,272 |
| Net interest income | $4,149,000 | 4,193 |
| Provision for loan and lease losses | $554,000 | 1,615 |
| Total noninterest income | $957,000 | 3,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $614,000 | 2,533 |
| Total noninterest expense | $3,178,000 | 4,112 |
| Salaries and employee benefits | $1,616,000 | 4,026 |
| Premises and equipment expense | $496,000 | 3,803 |
| Additional noninterest expense | $1,066,000 | 4,181 |
| Pre-tax net operating income | $1,374,000 | 4,644 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $335,000 | 5,474 |
| Income before extraordinary items | $1,043,000 | 4,327 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,043,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,748 |
| Cash dividends | $720,000 | 2,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,039,960 | 4,286 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 4,539 |
| Total interest expense | $3,524,000 | 4,126 |
| Net interest income | $3,505,000 | 4,872 |
| Provision for loan and lease losses | $252,000 | 2,539 |
| Total noninterest income | $1,094,000 | 2,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $726,000 | 2,242 |
| Total noninterest expense | $3,055,000 | 4,220 |
| Salaries and employee benefits | $1,497,000 | 4,291 |
| Premises and equipment expense | $465,000 | 3,996 |
| Additional noninterest expense | $1,093,000 | 4,048 |
| Pre-tax net operating income | $1,292,000 | 4,989 |
| Securities gains (losses) | $26,000 | 1,716 |
| Applicable income taxes | $347,000 | 5,477 |
| Income before extraordinary items | $971,000 | 4,714 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $971,000 | 4,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,228 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $951,760 | 4,780 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,122,000 | 4,774 |
| Total interest expense | $2,729,000 | 4,300 |
| Net interest income | $3,393,000 | 5,073 |
| Provision for loan and lease losses | $256,000 | 2,540 |
| Total noninterest income | $695,000 | 4,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 3,735 |
| Total noninterest expense | $3,022,000 | 4,378 |
| Salaries and employee benefits | $1,303,000 | 4,866 |
| Premises and equipment expense | $407,000 | 4,522 |
| Additional noninterest expense | $1,312,000 | 3,742 |
| Pre-tax net operating income | $810,000 | 6,825 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $297,000 | 5,908 |
| Income before extraordinary items | $514,000 | 7,200 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $514,000 | 7,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,981 |
| Cash dividends | $288,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $513,360 | 7,243 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,872,000 | 5,042 |
| Total interest expense | $2,244,000 | 5,281 |
| Net interest income | $3,628,000 | 4,802 |
| Provision for loan and lease losses | $393,000 | 2,498 |
| Total noninterest income | $732,000 | 4,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 3,826 |
| Total noninterest expense | $2,766,000 | 4,829 |
| Salaries and employee benefits | $1,202,000 | 5,230 |
| Premises and equipment expense | $350,000 | 5,236 |
| Additional noninterest expense | $1,214,000 | 4,153 |
| Pre-tax net operating income | $1,201,000 | 5,178 |
| Securities gains (losses) | $238,000 | 1,496 |
| Applicable income taxes | $519,000 | 4,053 |
| Income before extraordinary items | $920,000 | 5,008 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $920,000 | 5,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 3,040 |
| Cash dividends | $56,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $767,680 | 5,496 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 5,260 |
| Total interest expense | $2,859,000 | 5,371 |
| Net interest income | $3,464,000 | 5,052 |
| Provision for loan and lease losses | $547,000 | 2,809 |
| Total noninterest income | $735,000 | 4,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 4,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 3,633 |
| Total noninterest expense | $2,810,000 | 4,797 |
| Salaries and employee benefits | $1,197,000 | 5,171 |
| Premises and equipment expense | $370,000 | 5,121 |
| Additional noninterest expense | $1,243,000 | 4,214 |
| Pre-tax net operating income | $842,000 | 6,372 |
| Securities gains (losses) | $72,000 | 3,538 |
| Applicable income taxes | $258,000 | 6,544 |
| Income before extraordinary items | $656,000 | 6,191 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $656,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 2,695 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $604,160 | 6,179 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.