Home > RBC Bank (USA) > Net charge- offs to loans
RBC Bank (USA), Net charge- offs to loans
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2699% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4707% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 5.9350% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0164% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3144% | 818 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7127% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6861% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7406% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5082% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7510% | 121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.2722% | 118 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9643% | 583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3527% | 486 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5503% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 6.0371% | 739 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0017% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3603% | 671 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7924% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6885% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9007% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5783% | 1,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4025% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.7830% | 104 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0244% | 530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3850% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5628% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 6.0935% | 686 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8577% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3625% | 552 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8555% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8099% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9027% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6115% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.5291% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.6536% | 88 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0845% | 456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8332% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9862% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 6.3877% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3296% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4338% | 347 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2693% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0890% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4544% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4382% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.7716% | 88 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.2796% | 82 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7894% | 438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5684% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8266% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 6.5679% | 959 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0316% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6974% | 559 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7703% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2277% | 1,582 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2945% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7649% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7477% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6255% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5221% | 668 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6233% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 5.9714% | 956 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8176% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2812% | 535 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7370% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2303% | 1,406 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2192% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6444% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0806% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5623% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3243% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4002% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 5.3884% | 940 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4170% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6474% | 390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6931% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2320% | 1,184 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1269% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3857% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2000% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8214% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4264% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4454% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 4.6686% | 820 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0434% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1180% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7192% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1852% | 868 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2182% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1941% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6139% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3140% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2537% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2506% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 5.7936% | 1,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1554% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9398% | 577 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3412% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6571% | 1,080 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8601% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2232% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.8958% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8674% | 656 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1543% | 1,690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3469% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2707% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 6.0987% | 825 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1184% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7412% | 463 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3039% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8165% | 805 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6540% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4434% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.8050% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0585% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1649% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3778% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4314% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 3.7377% | 1,019 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9614% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6624% | 353 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8715% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5159% | 838 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4435% | 197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8679% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0388% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0136% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0753% | 1,434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6263% | 512 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3698% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 3.1890% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2264% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0949% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9211% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4109% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5502% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8400% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0076% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5658% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0627% | 1,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7880% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7570% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.8753% | 1,664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1484% | 1,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0203% | 529 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0909% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9890% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1488% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1004% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0155% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5204% | 822 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0156% | 1,839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6641% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6503% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 0.7413% | 1,254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1108% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0253% | 359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9432% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9910% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9169% | 469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8588% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7209% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4120% | 756 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0091% | 1,600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7087% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7014% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 1.0112% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1265% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8518% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8652% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8445% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9553% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1390% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3404% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0161% | 1,373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5472% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6317% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 0.8684% | 476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0794% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7345% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5402% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8410% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2674% | 1,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5401% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3335% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0269% | 6,841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2723% | 2,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2228% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0866% | 1,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1717% | 866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5072% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3285% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5490% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2175% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3391% | 2,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7587% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3215% | 807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0284% | 1,618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2405% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1677% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0477% | 878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1898% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0166% | 184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2482% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4457% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1507% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3971% | 1,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6586% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1800% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0295% | 1,410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2234% | 1,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1580% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0372% | 662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2480% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0242% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2099% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3518% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1407% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3441% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6825% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2023% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0044% | 1,327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1883% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0087% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0767% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1217% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2564% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4901% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6854% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5442% | 729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0095% | 6,857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0982% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0514% | 609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0117% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1627% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3313% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0815% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0262% | 3,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2897% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7734% | 999 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0267% | 1,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 2,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1063% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0551% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1715% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3507% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0835% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0092% | 3,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1144% | 1,147 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7426% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0016% | 6,836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1350% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1504% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0829% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2432% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4970% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0108% | 2,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8596% | 1,489 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6435% | 864 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0053% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1378% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1722% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0063% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3385% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5903% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2081% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0821% | 7,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0237% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7113% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0426% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2588% | 1,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2741% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0774% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0554% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4856% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2918% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4998% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1660% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0760% | 3,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4130% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9651% | 1,197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0091% | 6,918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2892% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3002% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.1038% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0558% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9038% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2635% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3944% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1815% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1441% | 2,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3350% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9291% | 1,062 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0282% | 7,060 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2040% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1863% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0316% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0813% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0043% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3256% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5058% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2084% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1204% | 2,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3588% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8561% | 979 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0401% | 7,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1491% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1079% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0293% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0091% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1997% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4341% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0420% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1423% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2411% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8787% | 794 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0518% | 7,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2765% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1967% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 0.1903% | 373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1638% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6315% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1472% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1478% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1470% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3136% | 2,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0087% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0771% | 938 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0339% | 7,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.5620% | 11 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 1,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2133% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 0.2377% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1380% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9491% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1533% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1502% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1543% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2384% | 2,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9874% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0361% | 885 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0324% | 7,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.6243% | 8 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3010% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2178% | 715 |
| Percentage Net Loans Charged-off:Construction & development | 0.3163% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2021% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1786% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2120% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1683% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3180% | 1,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2022% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1414% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0350% | 7,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.8378% | 8 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3419% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2557% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.2603% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2140% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2444% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2045% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2572% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3980% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0589% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4225% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0536% | 7,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.6603% | 5 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3755% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2320% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0638% | 658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3176% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0053% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2536% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3027% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2385% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4266% | 2,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6467% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8703% | 896 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2411% | 1,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.4652% | 25 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3021% | 2,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1448% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0188% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2948% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1460% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2665% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4080% | 2,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5224% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8993% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0976% | 1,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.5993% | 21 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2846% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1115% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0284% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1021% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1477% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3495% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0822% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3917% | 2,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6174% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0854% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0341% | 1,333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.8216% | 17 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2274% | 2,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1114% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1562% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1413% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3010% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0472% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7073% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3884% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0023% | 991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.1235% | 11 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4646% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2082% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.2100% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2067% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0834% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1820% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0986% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2215% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5146% | 2,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3614% | 682 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4731% | 816 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9143% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.5903% | 22 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3208% | 2,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1211% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0576% | 658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3146% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0523% | 2,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0614% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 2,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5195% | 2,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2526% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5701% | 1,450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3278% | 1,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9568% | 34 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3101% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0593% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0304% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0782% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0594% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0867% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2689% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8400% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4294% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1762% | 83 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.1209% | 7 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5456% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0469% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0528% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0487% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0575% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7471% | 106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5967% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0304% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7576% | 102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6419% | 489 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2827% | 2,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0427% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0464% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0627% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4039% | 417 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5165% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9252% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5922% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.8463% | 475 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2550% | 3,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0352% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0694% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0379% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0353% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4323% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5689% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7767% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4206% | 147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7458% | 494 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1725% | 4,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0471% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0642% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 1,276 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3780% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2770% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8431% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1092% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 5,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0577% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0741% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0197% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1339% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8479% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5310% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2392% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 5,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0968% | 576 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 1,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3363% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0079% | 326 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 1,214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1891% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5363% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8937% | 767 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1366% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2425% | 4,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1459% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0781% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3792% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0028% | 366 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1018% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6637% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3334% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9648% | 786 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1998% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5485% | 3,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5120% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 0.5310% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1163% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7883% | 260 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0752% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7063% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7620% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2082% | 832 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1593% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |