Home > Queensborough National Bank & Trust Company > Net charge- offs to loans
Queensborough National Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 3,880 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,252 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3526% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0058% | 4,134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0058% | 4,127 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 3,955 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,301 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4016% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0078% | 4,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0078% | 4,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1157% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 605 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 4,364 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 4,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0867% | 120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6276% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0235% | 4,115 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0235% | 4,111 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 285 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 4,463 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 4,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1824% | 64 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2032% | 60 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6495% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1650% | 4,336 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1650% | 4,336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 4,178 |
| Percentage Net Loans Charged-off:Construction & development | -0.0220% | 4,425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0346% | 4,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0248% | 4,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0044% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0286% | 4,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0412% | 3,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5710% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5710% | 839 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 4,192 |
| Percentage Net Loans Charged-off:Construction & development | -0.0090% | 4,392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0419% | 4,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 4,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0058% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 4,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 3,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5689% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5689% | 771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 1,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 4,207 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0562% | 4,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0321% | 4,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0087% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0378% | 4,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0293% | 3,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8857% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8857% | 496 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0563% | 4,441 |
| Percentage Net Loans Charged-off:Construction & development | -0.0084% | 4,086 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1037% | 4,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0462% | 4,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0173% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0554% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0279% | 3,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8211% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8211% | 228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0304% | 4,214 |
| Percentage Net Loans Charged-off:Construction & development | -0.0217% | 4,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1400% | 4,538 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1646% | 3,497 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1364% | 4,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 3,680 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1546% | 4,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1546% | 4,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 1,798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0259% | 4,202 |
| Percentage Net Loans Charged-off:Construction & development | -0.0299% | 4,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1246% | 4,584 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0813% | 3,476 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1308% | 4,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0312% | 3,807 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2626% | 4,437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2626% | 4,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0355% | 4,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0407% | 4,249 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1433% | 4,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1632% | 4,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0223% | 3,766 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3687% | 4,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3687% | 4,442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0425% | 4,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.0113% | 4,213 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1596% | 4,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1819% | 4,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0253% | 3,913 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6905% | 4,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6905% | 4,576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 2,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 4,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1004% | 4,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0292% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1200% | 4,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0293% | 4,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4313% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4313% | 1,268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 858 |
| Percentage Net Loans Charged-off:Construction & development | -0.0132% | 4,215 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 4,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0621% | 4,620 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0389% | 3,522 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0658% | 4,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0319% | 4,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2854% | 1,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2854% | 1,558 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0857% | 554 |
| Percentage Net Loans Charged-off:Construction & development | -0.0159% | 4,274 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0729% | 4,698 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0503% | 3,571 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0765% | 4,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0345% | 4,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5743% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5743% | 1,013 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2212% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1705% | 284 |
| Percentage Net Loans Charged-off:Construction & development | -0.0168% | 4,336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0519% | 4,642 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0503% | 3,592 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0522% | 4,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0648% | 4,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2021% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2021% | 591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1273% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0460% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0696% | 4,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0172% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0838% | 4,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0689% | 4,389 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1509% | 4,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1509% | 4,731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 4,166 |
| Percentage Net Loans Charged-off:Construction & development | -0.0210% | 4,387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 4,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0462% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0302% | 4,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0530% | 4,317 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0958% | 4,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0958% | 4,639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | -0.0220% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1286% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0860% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1356% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 3,890 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1872% | 4,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1872% | 4,741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1506% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0820% | 506 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3422% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2034% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3664% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0704% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0578% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0578% | 2,169 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2087% | 5,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3514% | 5,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0530% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0074% | 5,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1771% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1832% | 3,908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2466% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0175% | 4,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0956% | 2,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0956% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3776% | 5,382 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5610% | 5,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 4,445 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3689% | 5,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0557% | 4,955 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0323% | 3,729 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0603% | 4,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0364% | 1,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1278% | 2,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1278% | 2,469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2947% | 5,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5106% | 5,429 |
| Percentage Net Loans Charged-off:Construction & development | -0.0232% | 4,523 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2531% | 5,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0616% | 5,015 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0319% | 3,764 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0676% | 5,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5433% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0887% | 4,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0887% | 4,660 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6255% | 5,510 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0052% | 5,517 |
| Percentage Net Loans Charged-off:Construction & development | -0.0248% | 4,633 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.4785% | 5,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1235% | 5,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0156% | 3,739 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1460% | 5,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6783% | 206 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0889% | 4,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0889% | 4,638 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1212% | 5,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1030% | 5,338 |
| Percentage Net Loans Charged-off:Construction & development | -0.4724% | 5,044 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2145% | 5,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 4,677 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 3,877 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4817% | 5,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0796% | 3,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0796% | 3,136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2031% | 5,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1719% | 5,498 |
| Percentage Net Loans Charged-off:Construction & development | -0.6203% | 5,112 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3609% | 5,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0317% | 5,001 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0316% | 3,899 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 5,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0708% | 5,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0963% | 2,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0963% | 2,823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3567% | 5,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2684% | 5,615 |
| Percentage Net Loans Charged-off:Construction & development | -1.0694% | 5,200 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5395% | 5,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0354% | 5,055 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0318% | 3,903 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0361% | 5,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.0211% | 5,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0720% | 2,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0720% | 2,678 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6145% | 5,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7589% | 5,749 |
| Percentage Net Loans Charged-off:Construction & development | -2.3489% | 5,283 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2689% | 5,692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 4,935 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0323% | 3,989 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 4,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1584% | 5,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0295% | 2,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0295% | 2,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2323% | 1,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1401% | 979 |
| Percentage Net Loans Charged-off:Construction & development | -0.0243% | 4,632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0397% | 1,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1216% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8155% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0555% | 5,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7272% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0837% | 3,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0837% | 3,187 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9540% | 485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1418% | 1,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 1,929 |
| Percentage Net Loans Charged-off:Construction & development | -0.0277% | 4,707 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0295% | 5,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1570% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1203% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5634% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 1,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8813% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0512% | 3,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0512% | 3,037 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8338% | 452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1879% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.0300% | 4,807 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0393% | 5,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1948% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8498% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4858% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1395% | 2,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1395% | 2,366 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6704% | 459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1197% | 1,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 950 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 4,896 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0505% | 5,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3861% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7280% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0878% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4060% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4060% | 1,399 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5910% | 388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1605% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0463% | 672 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 5,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4133% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4563% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4043% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0875% | 5,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2025% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2025% | 2,521 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1549% | 382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 2,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0812% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0859% | 5,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2860% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5960% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2230% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2013% | 5,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3430% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3430% | 1,778 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1661% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1276% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.1412% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1152% | 5,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5849% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3415% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2310% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1376% | 5,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1031% | 2,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1031% | 2,541 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0702% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 1,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1835% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.5937% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1842% | 6,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7491% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7511% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1329% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1452% | 5,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1372% | 2,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1372% | 2,054 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4102% | 253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3651% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3008% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.4779% | 608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3803% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4266% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3563% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4427% | 766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8327% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0109% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0109% | 353 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0348% | 5,481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4048% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3243% | 911 |
| Percentage Net Loans Charged-off:Construction & development | 0.5327% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4669% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3696% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4632% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3478% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2324% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5443% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5443% | 469 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0358% | 5,527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3599% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2351% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.1671% | 657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4506% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1760% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1783% | 4,719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2592% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6329% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5565% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5565% | 481 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0479% | 5,602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4398% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3559% | 787 |
| Percentage Net Loans Charged-off:Construction & development | 0.2226% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7677% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1383% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 4,463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1751% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0553% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7156% | 6,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7156% | 6,216 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1693% | 5,765 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7780% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7534% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 2.8515% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3921% | 1,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9907% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6420% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0678% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9230% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0705% | 5,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0705% | 5,778 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5757% | 364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6389% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5815% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.5961% | 932 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4691% | 1,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0038% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8508% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0371% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9285% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2215% | 2,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2215% | 2,646 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5876% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7146% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6499% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 1.3520% | 631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5512% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8483% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2589% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7599% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1929% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1489% | 2,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1489% | 2,721 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5820% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7143% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5953% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 2.6231% | 352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 1,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9604% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7895% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7829% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1377% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8738% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8738% | 1,002 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8271% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6692% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 5.8597% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3426% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3349% | 621 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4927% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2153% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5528% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0823% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4274% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4274% | 850 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0034% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8964% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8322% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 7.4561% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7782% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4636% | 508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1714% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5276% | 901 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3114% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4606% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7357% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7357% | 1,505 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3045% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3206% | 803 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2191% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 1.8817% | 991 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1157% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7456% | 371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2423% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4774% | 865 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4100% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0952% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0099% | 3,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0099% | 3,578 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5016% | 235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6134% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5550% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 3.4112% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6392% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7464% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8005% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8020% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0197% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2118% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6719% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6719% | 1,399 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6485% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6607% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5309% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 7.3819% | 653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5609% | 1,873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0462% | 1,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2644% | 1,530 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2137% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5289% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9333% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7474% | 795 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3141% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7904% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7060% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 9.0928% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4776% | 1,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0889% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2799% | 1,326 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2616% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3268% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0978% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8446% | 686 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0866% | 364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1527% | 599 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2077% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 11.4911% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7425% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1832% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4312% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6734% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1436% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8088% | 654 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0966% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1979% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9998% | 1,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.1963% | 1,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3909% | 1,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5938% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7149% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8620% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2878% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3533% | 321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1782% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8655% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 6.3265% | 997 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5670% | 1,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.6013% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6544% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7128% | 1,076 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8289% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0393% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2433% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8276% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2804% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8617% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 6.9896% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5408% | 1,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7097% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9568% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8472% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7292% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5753% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1684% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1632% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4417% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 4.1306% | 1,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7732% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4219% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2934% | 1,129 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6254% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3592% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3200% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3123% | 581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2052% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4335% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 6.8575% | 621 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3655% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2208% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6205% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2684% | 312 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2043% | 343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6231% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8747% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6143% | 2,613 |
| Percentage Net Loans Charged-off:Construction & development | 1.2375% | 2,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3805% | 1,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7406% | 1,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4765% | 1,263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7822% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6789% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6560% | 1,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1357% | 1,728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7237% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5141% | 2,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.5242% | 2,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4834% | 1,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7562% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6022% | 947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7797% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9354% | 1,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9165% | 1,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0469% | 1,723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5841% | 2,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3030% | 2,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0318% | 2,611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3378% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5578% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6528% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5435% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0784% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1691% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0990% | 1,385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5359% | 2,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3603% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5403% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5601% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3336% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4450% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2847% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9537% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1830% | 958 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3565% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2884% | 2,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0559% | 2,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 2,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8542% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1527% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8130% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7219% | 2,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7407% | 2,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2994% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2516% | 1,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0762% | 2,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0315% | 1,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7216% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8387% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7057% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4938% | 2,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6982% | 2,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2743% | 2,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2601% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0553% | 1,562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0340% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7817% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0467% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7455% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1856% | 2,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7827% | 2,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2120% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2570% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0395% | 1,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8025% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9080% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 6,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2230% | 3,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2682% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 2,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0191% | 1,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 1,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6078% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1723% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1896% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8619% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4862% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2658% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 1,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0191% | 1,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0584% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1542% | 1,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1685% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8456% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5772% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0319% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0884% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1901% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2070% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7079% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6433% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2580% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1296% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1763% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2389% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2601% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2895% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7424% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4114% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2028% | 718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0057% | 785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2581% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3735% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 6,022 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4074% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6022% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3422% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2797% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4116% | 755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2405% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0076% | 576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3387% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4081% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0283% | 6,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4447% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4592% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0875% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3702% | 780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4206% | 732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2410% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0119% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2093% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5211% | 260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5656% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3074% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2797% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5982% | 583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4238% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1849% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0343% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5162% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5608% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3573% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5392% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3161% | 366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6718% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1841% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0418% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1267% | 698 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0473% | 6,352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3422% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3696% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1159% | 3,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8019% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.6751% | 121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6862% | 478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2008% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0546% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1326% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4127% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4450% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0404% | 3,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8974% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.2200% | 88 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7914% | 430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1661% | 724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0830% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1110% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3181% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3424% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 2,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2796% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.3475% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0664% | 308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 7,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 7,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1906% | 7,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3042% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 34.2818% | 27 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3721% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1315% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0827% | 525 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0215% | 8,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1443% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0849% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1483% | 1,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0958% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5340% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3632% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1528% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.1175% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0273% | 8,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1274% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1358% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7367% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6463% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2714% | 1,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0779% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0216% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1689% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1796% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6096% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4018% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2411% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0493% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2523% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2680% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0490% | 1,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5024% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3677% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1724% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.2690% | 423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1736% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3589% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3781% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8605% | 1,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2389% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2176% | 1,308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3403% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1325% | 1,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.3989% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2371% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2308% | 846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2428% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8742% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2044% | 1,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3051% | 1,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3587% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2188% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.6305% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3661% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1142% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1202% | 1,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3433% | 2,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2019% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4509% | 815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5117% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2987% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6883% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1507% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1588% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2439% | 1,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8538% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9859% | 458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4215% | 1,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1349% | 1,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.3145% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1683% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4905% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1062% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9609% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2796% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6038% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2714% | 2,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 1,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1683% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0387% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1734% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3052% | 3,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9930% | 2,270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1135% | 1,518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3397% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1992% | 133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0430% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3607% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3720% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4656% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7689% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1689% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0972% | 5,191 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2383% | 3,606 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2012% | 3,855 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4052% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4067% | 3,288 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7671% | 2,869 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |