Home > Pulaski Bank > Income and Expense
Pulaski Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $26,175,000 | 762 |
| Total interest expense | $2,101,000 | 1,030 |
| Net interest income | $24,074,000 | 738 |
| Provision for loan and lease losses | $2,550,000 | 340 |
| Total noninterest income | $9,967,000 | 566 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,343,000 | 720 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $8,624,000 | 461 |
| Total noninterest expense | $18,213,000 | 874 |
| Salaries and employee benefits | $9,145,000 | 965 |
| Premises and equipment expense | $4,508,000 | 439 |
| Additional noninterest expense | $4,560,000 | 1,083 |
| Pre-tax net operating income | $13,278,000 | 572 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $4,504,000 | 495 |
| Income before extraordinary items | $8,774,000 | 668 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,774,000 | 668 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,774,000 | 668 |
| Net charge-offs | $-1,093,000 | 5,931 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $8,774,000 | 643 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,976,000 | 1,198 |
| Total interest expense | $904,000 | 1,534 |
| Net interest income | $10,072,000 | 1,162 |
| Provision for loan and lease losses | $600,000 | 726 |
| Total noninterest income | $3,645,000 | 869 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $540,000 | 1,112 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,105,000 | 716 |
| Total noninterest expense | $7,291,000 | 1,355 |
| Salaries and employee benefits | $3,712,000 | 1,470 |
| Premises and equipment expense | $1,765,000 | 705 |
| Additional noninterest expense | $1,814,000 | 1,672 |
| Pre-tax net operating income | $5,826,000 | 807 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $2,041,000 | 639 |
| Income before extraordinary items | $3,785,000 | 973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,785,000 | 972 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,785,000 | 972 |
| Net charge-offs | $-359,000 | 5,938 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,785,000 | 943 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $13,331,000 | 504 |
| Total interest expense | $1,583,000 | 459 |
| Net interest income | $11,748,000 | 507 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $3,582,000 | 509 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $744,000 | 445 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,838,000 | 437 |
| Total noninterest expense | $11,288,000 | 491 |
| Salaries and employee benefits | $6,339,000 | 474 |
| Premises and equipment expense | $2,581,000 | 268 |
| Additional noninterest expense | $2,368,000 | 709 |
| Pre-tax net operating income | $4,042,000 | 580 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $1,329,000 | 521 |
| Income before extraordinary items | $2,713,000 | 676 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,713,000 | 675 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,713,000 | 676 |
| Net charge-offs | $247,000 | 560 |
| Cash dividends | $1,600,000 | 512 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,713,000 | 662 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $49,969,000 | 510 |
| Total interest expense | $5,003,000 | 552 |
| Net interest income | $44,966,000 | 504 |
| Provision for loan and lease losses | $700,000 | 1,059 |
| Total noninterest income | $19,210,000 | 424 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $3,293,000 | 412 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $15,917,000 | 361 |
| Total noninterest expense | $40,976,000 | 512 |
| Salaries and employee benefits | $21,583,000 | 525 |
| Premises and equipment expense | $9,728,000 | 276 |
| Additional noninterest expense | $9,665,000 | 693 |
| Pre-tax net operating income | $22,500,000 | 435 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $7,401,000 | 406 |
| Income before extraordinary items | $15,099,000 | 490 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $15,099,000 | 489 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $15,099,000 | 491 |
| Net charge-offs | $773,000 | 835 |
| Cash dividends | $6,400,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $15,099,000 | 480 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $36,906,000 | 518 |
| Total interest expense | $3,620,000 | 577 |
| Net interest income | $33,286,000 | 516 |
| Provision for loan and lease losses | $1,500,000 | 413 |
| Total noninterest income | $15,232,000 | 420 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $2,466,000 | 419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,766,000 | 345 |
| Total noninterest expense | $30,117,000 | 529 |
| Salaries and employee benefits | $15,542,000 | 555 |
| Premises and equipment expense | $7,299,000 | 282 |
| Additional noninterest expense | $7,276,000 | 696 |
| Pre-tax net operating income | $16,901,000 | 445 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $5,531,000 | 424 |
| Income before extraordinary items | $11,370,000 | 494 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,370,000 | 492 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $11,370,000 | 494 |
| Net charge-offs | $1,627,000 | 328 |
| Cash dividends | $4,800,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $11,370,000 | 485 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $24,211,000 | 525 |
| Total interest expense | $2,349,000 | 595 |
| Net interest income | $21,862,000 | 520 |
| Provision for loan and lease losses | $1,000,000 | 430 |
| Total noninterest income | $10,429,000 | 407 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,623,000 | 417 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,806,000 | 339 |
| Total noninterest expense | $19,807,000 | 536 |
| Salaries and employee benefits | $10,181,000 | 558 |
| Premises and equipment expense | $4,718,000 | 289 |
| Additional noninterest expense | $4,908,000 | 686 |
| Pre-tax net operating income | $11,484,000 | 439 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $3,858,000 | 408 |
| Income before extraordinary items | $7,626,000 | 498 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,626,000 | 497 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $7,626,000 | 498 |
| Net charge-offs | $782,000 | 428 |
| Cash dividends | $3,200,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $7,626,000 | 482 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $11,664,000 | 547 |
| Total interest expense | $1,163,000 | 598 |
| Net interest income | $10,501,000 | 542 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $4,194,000 | 463 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $807,000 | 416 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,387,000 | 392 |
| Total noninterest expense | $9,960,000 | 534 |
| Salaries and employee benefits | $5,221,000 | 549 |
| Premises and equipment expense | $2,350,000 | 292 |
| Additional noninterest expense | $2,389,000 | 691 |
| Pre-tax net operating income | $4,735,000 | 510 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,553,000 | 459 |
| Income before extraordinary items | $3,182,000 | 573 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $3,182,000 | 570 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $3,182,000 | 573 |
| Net charge-offs | $222,000 | 670 |
| Cash dividends | $1,600,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $3,182,000 | 554 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $47,262,000 | 526 |
| Total interest expense | $4,450,000 | 649 |
| Net interest income | $42,812,000 | 511 |
| Provision for loan and lease losses | $1,510,000 | 604 |
| Total noninterest income | $12,716,000 | 543 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $3,407,000 | 414 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,309,000 | 478 |
| Total noninterest expense | $35,516,000 | 574 |
| Salaries and employee benefits | $17,414,000 | 632 |
| Premises and equipment expense | $8,192,000 | 325 |
| Additional noninterest expense | $9,910,000 | 677 |
| Pre-tax net operating income | $18,502,000 | 486 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $6,015,000 | 438 |
| Income before extraordinary items | $12,487,000 | 547 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $12,487,000 | 545 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $12,487,000 | 547 |
| Net charge-offs | $3,254,000 | 318 |
| Cash dividends | $6,300,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $12,487,000 | 539 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $35,198,000 | 526 |
| Total interest expense | $3,291,000 | 663 |
| Net interest income | $31,907,000 | 514 |
| Provision for loan and lease losses | $1,010,000 | 658 |
| Total noninterest income | $8,719,000 | 579 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $2,536,000 | 422 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $6,183,000 | 523 |
| Total noninterest expense | $26,231,000 | 582 |
| Salaries and employee benefits | $12,738,000 | 643 |
| Premises and equipment expense | $6,039,000 | 331 |
| Additional noninterest expense | $7,454,000 | 665 |
| Pre-tax net operating income | $13,385,000 | 508 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $4,279,000 | 451 |
| Income before extraordinary items | $9,106,000 | 561 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,106,000 | 560 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,106,000 | 561 |
| Net charge-offs | $2,701,000 | 292 |
| Cash dividends | $4,700,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $9,106,000 | 554 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $23,081,000 | 534 |
| Total interest expense | $2,183,000 | 671 |
| Net interest income | $20,898,000 | 518 |
| Provision for loan and lease losses | $700,000 | 642 |
| Total noninterest income | $5,656,000 | 587 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,652,000 | 423 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,004,000 | 530 |
| Total noninterest expense | $17,694,000 | 578 |
| Salaries and employee benefits | $8,706,000 | 623 |
| Premises and equipment expense | $4,032,000 | 334 |
| Additional noninterest expense | $4,956,000 | 672 |
| Pre-tax net operating income | $8,160,000 | 534 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,656,000 | 467 |
| Income before extraordinary items | $5,504,000 | 600 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,504,000 | 600 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $5,504,000 | 600 |
| Net charge-offs | $1,539,000 | 356 |
| Cash dividends | $3,100,000 | 456 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $5,504,000 | 594 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $11,264,000 | 550 |
| Total interest expense | $1,109,000 | 666 |
| Net interest income | $10,155,000 | 540 |
| Provision for loan and lease losses | $500,000 | 452 |
| Total noninterest income | $2,577,000 | 601 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $791,000 | 431 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,786,000 | 553 |
| Total noninterest expense | $8,733,000 | 587 |
| Salaries and employee benefits | $4,315,000 | 639 |
| Premises and equipment expense | $1,994,000 | 347 |
| Additional noninterest expense | $2,424,000 | 684 |
| Pre-tax net operating income | $3,499,000 | 585 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,183,000 | 491 |
| Income before extraordinary items | $2,316,000 | 676 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,316,000 | 676 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,316,000 | 678 |
| Net charge-offs | $1,341,000 | 238 |
| Cash dividends | $1,500,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,316,000 | 667 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $48,576,000 | 506 |
| Total interest expense | $5,463,000 | 593 |
| Net interest income | $43,113,000 | 492 |
| Provision for loan and lease losses | $10,225,000 | 160 |
| Total noninterest income | $16,987,000 | 466 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,312,000 | 432 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $13,675,000 | 381 |
| Total noninterest expense | $34,967,000 | 597 |
| Salaries and employee benefits | $16,376,000 | 662 |
| Premises and equipment expense | $7,348,000 | 359 |
| Additional noninterest expense | $11,243,000 | 619 |
| Pre-tax net operating income | $14,908,000 | 546 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $4,945,000 | 464 |
| Income before extraordinary items | $9,963,000 | 649 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,963,000 | 651 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $9,963,000 | 650 |
| Net charge-offs | $10,512,000 | 174 |
| Cash dividends | $12,000,000 | 288 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $9,963,000 | 628 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $37,165,000 | 499 |
| Total interest expense | $4,268,000 | 575 |
| Net interest income | $32,897,000 | 488 |
| Provision for loan and lease losses | $10,025,000 | 122 |
| Total noninterest income | $14,464,000 | 433 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,482,000 | 436 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,982,000 | 356 |
| Total noninterest expense | $26,425,000 | 587 |
| Salaries and employee benefits | $12,473,000 | 652 |
| Premises and equipment expense | $5,429,000 | 362 |
| Additional noninterest expense | $8,523,000 | 614 |
| Pre-tax net operating income | $10,911,000 | 564 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $3,618,000 | 485 |
| Income before extraordinary items | $7,293,000 | 668 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $7,293,000 | 669 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,293,000 | 670 |
| Net charge-offs | $9,676,000 | 148 |
| Cash dividends | $10,500,000 | 232 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,293,000 | 640 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $25,251,000 | 486 |
| Total interest expense | $2,997,000 | 556 |
| Net interest income | $22,254,000 | 484 |
| Provision for loan and lease losses | $3,175,000 | 238 |
| Total noninterest income | $9,960,000 | 431 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,626,000 | 438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,334,000 | 357 |
| Total noninterest expense | $17,679,000 | 592 |
| Salaries and employee benefits | $8,344,000 | 654 |
| Premises and equipment expense | $3,637,000 | 361 |
| Additional noninterest expense | $5,698,000 | 608 |
| Pre-tax net operating income | $11,360,000 | 397 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $3,942,000 | 333 |
| Income before extraordinary items | $7,418,000 | 458 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,418,000 | 458 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,418,000 | 460 |
| Net charge-offs | $2,551,000 | 367 |
| Cash dividends | $3,000,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $7,418,000 | 442 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $12,776,000 | 482 |
| Total interest expense | $1,568,000 | 551 |
| Net interest income | $11,208,000 | 482 |
| Provision for loan and lease losses | $1,375,000 | 291 |
| Total noninterest income | $4,861,000 | 439 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $805,000 | 436 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,056,000 | 362 |
| Total noninterest expense | $8,914,000 | 593 |
| Salaries and employee benefits | $4,179,000 | 665 |
| Premises and equipment expense | $1,830,000 | 355 |
| Additional noninterest expense | $2,905,000 | 598 |
| Pre-tax net operating income | $5,780,000 | 386 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,038,000 | 335 |
| Income before extraordinary items | $3,742,000 | 453 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,742,000 | 453 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,742,000 | 454 |
| Net charge-offs | $724,000 | 599 |
| Cash dividends | $1,500,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $3,742,000 | 437 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $53,947,000 | 484 |
| Total interest expense | $7,442,000 | 565 |
| Net interest income | $46,505,000 | 479 |
| Provision for loan and lease losses | $13,515,000 | 217 |
| Total noninterest income | $14,276,000 | 522 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,488,000 | 420 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $10,788,000 | 467 |
| Total noninterest expense | $32,614,000 | 642 |
| Salaries and employee benefits | $15,192,000 | 691 |
| Premises and equipment expense | $6,569,000 | 383 |
| Additional noninterest expense | $10,853,000 | 658 |
| Pre-tax net operating income | $14,652,000 | 529 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $4,490,000 | 464 |
| Income before extraordinary items | $10,162,000 | 606 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,162,000 | 605 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $10,162,000 | 606 |
| Net charge-offs | $21,348,000 | 175 |
| Cash dividends | $13,500,000 | 253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $10,162,000 | 586 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $40,603,000 | 489 |
| Total interest expense | $5,771,000 | 575 |
| Net interest income | $34,832,000 | 484 |
| Provision for loan and lease losses | $11,450,000 | 205 |
| Total noninterest income | $10,438,000 | 529 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,527,000 | 440 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,911,000 | 468 |
| Total noninterest expense | $23,906,000 | 656 |
| Salaries and employee benefits | $10,882,000 | 716 |
| Premises and equipment expense | $4,926,000 | 381 |
| Additional noninterest expense | $8,098,000 | 652 |
| Pre-tax net operating income | $9,914,000 | 592 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,974,000 | 513 |
| Income before extraordinary items | $6,940,000 | 674 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $6,940,000 | 672 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,940,000 | 674 |
| Net charge-offs | $20,124,000 | 139 |
| Cash dividends | $12,000,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $6,940,000 | 646 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $27,257,000 | 490 |
| Total interest expense | $3,942,000 | 583 |
| Net interest income | $23,315,000 | 485 |
| Provision for loan and lease losses | $8,500,000 | 191 |
| Total noninterest income | $6,995,000 | 510 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,600,000 | 461 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,395,000 | 451 |
| Total noninterest expense | $15,769,000 | 655 |
| Salaries and employee benefits | $7,133,000 | 725 |
| Premises and equipment expense | $3,220,000 | 388 |
| Additional noninterest expense | $5,416,000 | 648 |
| Pre-tax net operating income | $6,041,000 | 620 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,823,000 | 545 |
| Income before extraordinary items | $4,218,000 | 720 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,218,000 | 720 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,218,000 | 721 |
| Net charge-offs | $16,289,000 | 128 |
| Cash dividends | $3,000,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $4,218,000 | 689 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $13,900,000 | 482 |
| Total interest expense | $2,053,000 | 583 |
| Net interest income | $11,847,000 | 474 |
| Provision for loan and lease losses | $5,500,000 | 149 |
| Total noninterest income | $3,232,000 | 550 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $786,000 | 459 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,446,000 | 478 |
| Total noninterest expense | $7,617,000 | 667 |
| Salaries and employee benefits | $3,570,000 | 729 |
| Premises and equipment expense | $1,613,000 | 394 |
| Additional noninterest expense | $2,434,000 | 711 |
| Pre-tax net operating income | $1,962,000 | 909 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $574,000 | 787 |
| Income before extraordinary items | $1,388,000 | 1,071 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,388,000 | 1,073 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,388,000 | 1,072 |
| Net charge-offs | $13,036,000 | 93 |
| Cash dividends | $1,500,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,388,000 | 1,004 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $58,246,000 | 468 |
| Total interest expense | $11,329,000 | 493 |
| Net interest income | $46,917,000 | 468 |
| Provision for loan and lease losses | $13,500,000 | 325 |
| Total noninterest income | $11,761,000 | 544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,438,000 | 446 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $8,323,000 | 502 |
| Total noninterest expense | $34,221,000 | 584 |
| Salaries and employee benefits | $14,984,000 | 653 |
| Premises and equipment expense | $8,558,000 | 311 |
| Additional noninterest expense | $10,679,000 | 670 |
| Pre-tax net operating income | $10,957,000 | 566 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $3,101,000 | 567 |
| Income before extraordinary items | $7,856,000 | 660 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,856,000 | 657 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $7,856,000 | 660 |
| Net charge-offs | $15,638,000 | 307 |
| Cash dividends | $6,000,000 | 357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $7,856,000 | 632 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $43,489,000 | 476 |
| Total interest expense | $8,923,000 | 493 |
| Net interest income | $34,566,000 | 476 |
| Provision for loan and lease losses | $10,500,000 | 307 |
| Total noninterest income | $8,447,000 | 565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,616,000 | 445 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,831,000 | 523 |
| Total noninterest expense | $25,849,000 | 580 |
| Salaries and employee benefits | $11,335,000 | 652 |
| Premises and equipment expense | $6,523,000 | 307 |
| Additional noninterest expense | $7,991,000 | 668 |
| Pre-tax net operating income | $6,664,000 | 712 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,777,000 | 694 |
| Income before extraordinary items | $4,887,000 | 790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,887,000 | 789 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,887,000 | 790 |
| Net charge-offs | $12,670,000 | 295 |
| Cash dividends | $4,500,000 | 317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,887,000 | 758 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $29,176,000 | 478 |
| Total interest expense | $6,211,000 | 497 |
| Net interest income | $22,965,000 | 479 |
| Provision for loan and lease losses | $7,500,000 | 298 |
| Total noninterest income | $5,153,000 | 607 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,721,000 | 447 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,432,000 | 565 |
| Total noninterest expense | $16,836,000 | 608 |
| Salaries and employee benefits | $7,608,000 | 645 |
| Premises and equipment expense | $4,263,000 | 319 |
| Additional noninterest expense | $4,965,000 | 726 |
| Pre-tax net operating income | $3,782,000 | 809 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $980,000 | 774 |
| Income before extraordinary items | $2,802,000 | 882 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,802,000 | 882 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,802,000 | 882 |
| Net charge-offs | $8,923,000 | 289 |
| Cash dividends | $3,000,000 | 305 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,802,000 | 853 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $14,908,000 | 478 |
| Total interest expense | $3,222,000 | 499 |
| Net interest income | $11,686,000 | 469 |
| Provision for loan and lease losses | $3,500,000 | 322 |
| Total noninterest income | $2,508,000 | 617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $840,000 | 449 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,668,000 | 578 |
| Total noninterest expense | $9,047,000 | 559 |
| Salaries and employee benefits | $3,984,000 | 623 |
| Premises and equipment expense | $2,101,000 | 324 |
| Additional noninterest expense | $2,962,000 | 605 |
| Pre-tax net operating income | $1,647,000 | 925 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $454,000 | 804 |
| Income before extraordinary items | $1,193,000 | 1,020 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,193,000 | 1,021 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,193,000 | 1,020 |
| Net charge-offs | $4,743,000 | 286 |
| Cash dividends | $1,500,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,193,000 | 990 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $65,824,000 | 450 |
| Total interest expense | $16,308,000 | 487 |
| Net interest income | $49,516,000 | 452 |
| Provision for loan and lease losses | $24,290,000 | 303 |
| Total noninterest income | $12,846,000 | 537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,846,000 | 382 |
| Total noninterest expense | $31,780,000 | 643 |
| Salaries and employee benefits | $13,089,000 | 740 |
| Premises and equipment expense | $7,743,000 | 350 |
| Additional noninterest expense | $10,948,000 | 695 |
| Pre-tax net operating income | $6,292,000 | 841 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,156,000 | 1,104 |
| Income before extraordinary items | $5,136,000 | 862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,136,000 | 862 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,136,000 | 863 |
| Net charge-offs | $19,824,000 | 334 |
| Cash dividends | $3,000,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,136,000 | 826 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $48,606,000 | 459 |
| Total interest expense | $12,717,000 | 484 |
| Net interest income | $35,889,000 | 455 |
| Provision for loan and lease losses | $19,990,000 | 277 |
| Total noninterest income | $9,623,000 | 531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $9,623,000 | 371 |
| Total noninterest expense | $23,793,000 | 633 |
| Salaries and employee benefits | $9,785,000 | 735 |
| Premises and equipment expense | $5,803,000 | 349 |
| Additional noninterest expense | $8,205,000 | 674 |
| Pre-tax net operating income | $1,729,000 | 2,128 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-220,000 | 7,214 |
| Income before extraordinary items | $1,949,000 | 1,689 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,949,000 | 1,693 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,949,000 | 1,693 |
| Net charge-offs | $15,861,000 | 309 |
| Cash dividends | $1,500,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,949,000 | 1,608 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $32,169,000 | 465 |
| Total interest expense | $8,956,000 | 475 |
| Net interest income | $23,213,000 | 465 |
| Provision for loan and lease losses | $15,740,000 | 250 |
| Total noninterest income | $6,475,000 | 511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,475,000 | 357 |
| Total noninterest expense | $15,745,000 | 641 |
| Salaries and employee benefits | $6,615,000 | 720 |
| Premises and equipment expense | $3,805,000 | 351 |
| Additional noninterest expense | $5,325,000 | 685 |
| Pre-tax net operating income | $-1,797,000 | 7,226 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-476,000 | 7,477 |
| Income before extraordinary items | $-1,321,000 | 7,196 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,321,000 | 7,195 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,321,000 | 7,196 |
| Net charge-offs | $9,248,000 | 357 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,321,000 | 7,182 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $16,136,000 | 480 |
| Total interest expense | $4,857,000 | 470 |
| Net interest income | $11,279,000 | 485 |
| Provision for loan and lease losses | $11,240,000 | 210 |
| Total noninterest income | $3,162,000 | 503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,162,000 | 356 |
| Total noninterest expense | $8,475,000 | 590 |
| Salaries and employee benefits | $3,555,000 | 671 |
| Premises and equipment expense | $1,869,000 | 369 |
| Additional noninterest expense | $3,051,000 | 596 |
| Pre-tax net operating income | $-5,274,000 | 7,775 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-883,000 | 7,779 |
| Income before extraordinary items | $-4,391,000 | 7,769 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,391,000 | 7,770 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,391,000 | 7,770 |
| Net charge-offs | $4,705,000 | 352 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-4,391,000 | 7,759 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $68,314,000 | 474 |
| Total interest expense | $23,289,000 | 479 |
| Net interest income | $45,025,000 | 478 |
| Provision for loan and lease losses | $24,413,000 | 425 |
| Total noninterest income | $14,989,000 | 476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $14,989,000 | 333 |
| Total noninterest expense | $31,712,000 | 663 |
| Salaries and employee benefits | $14,254,000 | 669 |
| Premises and equipment expense | $7,607,000 | 359 |
| Additional noninterest expense | $9,851,000 | 806 |
| Pre-tax net operating income | $3,889,000 | 1,065 |
| Securities gains (losses) | $4,164,000 | 145 |
| Applicable income taxes | $1,989,000 | 570 |
| Income before extraordinary items | $6,064,000 | 564 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,064,000 | 564 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,064,000 | 565 |
| Net charge-offs | $22,947,000 | 367 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,941,000 | 1,137 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $51,317,000 | 493 |
| Total interest expense | $18,083,000 | 499 |
| Net interest income | $33,234,000 | 489 |
| Provision for loan and lease losses | $18,339,000 | 415 |
| Total noninterest income | $11,034,000 | 490 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $11,034,000 | 342 |
| Total noninterest expense | $23,778,000 | 667 |
| Salaries and employee benefits | $10,460,000 | 698 |
| Premises and equipment expense | $5,750,000 | 358 |
| Additional noninterest expense | $7,568,000 | 754 |
| Pre-tax net operating income | $2,151,000 | 1,506 |
| Securities gains (losses) | $4,164,000 | 122 |
| Applicable income taxes | $1,517,000 | 586 |
| Income before extraordinary items | $4,798,000 | 564 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,798,000 | 566 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,798,000 | 566 |
| Net charge-offs | $14,813,000 | 384 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,633,360 | 1,598 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $34,360,000 | 505 |
| Total interest expense | $12,366,000 | 515 |
| Net interest income | $21,994,000 | 499 |
| Provision for loan and lease losses | $11,818,000 | 407 |
| Total noninterest income | $7,321,000 | 499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,321,000 | 349 |
| Total noninterest expense | $15,820,000 | 680 |
| Salaries and employee benefits | $6,838,000 | 735 |
| Premises and equipment expense | $3,806,000 | 371 |
| Additional noninterest expense | $5,176,000 | 748 |
| Pre-tax net operating income | $1,677,000 | 1,368 |
| Securities gains (losses) | $4,105,000 | 101 |
| Applicable income taxes | $1,648,000 | 397 |
| Income before extraordinary items | $4,134,000 | 422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,134,000 | 420 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $4,134,000 | 422 |
| Net charge-offs | $9,544,000 | 388 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,219,450 | 1,497 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $16,782,000 | 529 |
| Total interest expense | $6,403,000 | 516 |
| Net interest income | $10,379,000 | 515 |
| Provision for loan and lease losses | $5,664,000 | 376 |
| Total noninterest income | $1,364,000 | 1,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,364,000 | 672 |
| Total noninterest expense | $7,157,000 | 701 |
| Salaries and employee benefits | $3,311,000 | 763 |
| Premises and equipment expense | $1,899,000 | 371 |
| Additional noninterest expense | $1,947,000 | 845 |
| Pre-tax net operating income | $-1,078,000 | 7,654 |
| Securities gains (losses) | $4,105,000 | 72 |
| Applicable income taxes | $899,000 | 386 |
| Income before extraordinary items | $2,128,000 | 457 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,128,000 | 458 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,128,000 | 459 |
| Net charge-offs | $4,145,000 | 360 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-745,500 | 7,595 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $71,065,000 | 532 |
| Total interest expense | $32,885,000 | 483 |
| Net interest income | $38,180,000 | 574 |
| Provision for loan and lease losses | $11,394,000 | 536 |
| Total noninterest income | $5,950,000 | 917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $273,000 | 96 |
| Additional Noninterest Income | $5,677,000 | 582 |
| Total noninterest expense | $29,068,000 | 686 |
| Salaries and employee benefits | $14,106,000 | 703 |
| Premises and equipment expense | $7,248,000 | 380 |
| Additional noninterest expense | $7,714,000 | 850 |
| Pre-tax net operating income | $3,668,000 | 1,484 |
| Securities gains (losses) | $-1,664,000 | 7,846 |
| Applicable income taxes | $306,000 | 2,377 |
| Income before extraordinary items | $1,698,000 | 2,303 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,698,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,310,000 | 468 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,112,400 | 1,410 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $54,129,000 | 540 |
| Total interest expense | $25,497,000 | 499 |
| Net interest income | $28,632,000 | 587 |
| Provision for loan and lease losses | $6,702,000 | 527 |
| Total noninterest income | $4,563,000 | 942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $273,000 | 87 |
| Additional Noninterest Income | $4,290,000 | 619 |
| Total noninterest expense | $22,547,000 | 650 |
| Salaries and employee benefits | $10,839,000 | 695 |
| Premises and equipment expense | $5,502,000 | 389 |
| Additional noninterest expense | $6,206,000 | 759 |
| Pre-tax net operating income | $3,946,000 | 1,261 |
| Securities gains (losses) | $-3,364,000 | 8,156 |
| Applicable income taxes | $-182,000 | 7,638 |
| Income before extraordinary items | $764,000 | 3,648 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $764,000 | 3,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,675,000 | 466 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,128,000 | 945 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $36,816,000 | 536 |
| Total interest expense | $17,622,000 | 498 |
| Net interest income | $19,194,000 | 580 |
| Provision for loan and lease losses | $3,869,000 | 514 |
| Total noninterest income | $3,257,000 | 904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $208,000 | 85 |
| Additional Noninterest Income | $3,049,000 | 611 |
| Total noninterest expense | $15,137,000 | 640 |
| Salaries and employee benefits | $7,583,000 | 655 |
| Premises and equipment expense | $3,544,000 | 401 |
| Additional noninterest expense | $4,010,000 | 753 |
| Pre-tax net operating income | $3,445,000 | 1,041 |
| Securities gains (losses) | $3,490,000 | 86 |
| Applicable income taxes | $2,365,000 | 450 |
| Income before extraordinary items | $4,570,000 | 603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,570,000 | 602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,983,000 | 424 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,266,600 | 1,203 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $19,045,000 | 532 |
| Total interest expense | $9,762,000 | 484 |
| Net interest income | $9,283,000 | 597 |
| Provision for loan and lease losses | $1,728,000 | 435 |
| Total noninterest income | $1,605,000 | 916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-58,000 | 8,429 |
| Additional Noninterest Income | $1,663,000 | 575 |
| Total noninterest expense | $6,840,000 | 704 |
| Salaries and employee benefits | $3,141,000 | 821 |
| Premises and equipment expense | $1,817,000 | 395 |
| Additional noninterest expense | $1,882,000 | 773 |
| Pre-tax net operating income | $2,320,000 | 829 |
| Securities gains (losses) | $2,133,000 | 85 |
| Applicable income taxes | $1,643,000 | 401 |
| Income before extraordinary items | $2,810,000 | 543 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,810,000 | 544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,542,000 | 347 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,444,880 | 1,004 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $74,131,000 | 569 |
| Total interest expense | $41,925,000 | 487 |
| Net interest income | $32,206,000 | 690 |
| Provision for loan and lease losses | $4,206,000 | 480 |
| Total noninterest income | $7,398,000 | 792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $122,000 | 113 |
| Additional Noninterest Income | $7,276,000 | 509 |
| Total noninterest expense | $24,558,000 | 756 |
| Salaries and employee benefits | $12,484,000 | 782 |
| Premises and equipment expense | $5,924,000 | 454 |
| Additional noninterest expense | $6,150,000 | 915 |
| Pre-tax net operating income | $10,840,000 | 782 |
| Securities gains (losses) | $4,223,000 | 64 |
| Applicable income taxes | $4,842,000 | 560 |
| Income before extraordinary items | $10,221,000 | 636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,221,000 | 634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,295,000 | 555 |
| Cash dividends | $3,000,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,349,360 | 859 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $54,681,000 | 575 |
| Total interest expense | $31,168,000 | 494 |
| Net interest income | $23,513,000 | 702 |
| Provision for loan and lease losses | $3,173,000 | 374 |
| Total noninterest income | $5,650,000 | 784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,650,000 | 507 |
| Total noninterest expense | $18,361,000 | 752 |
| Salaries and employee benefits | $9,530,000 | 772 |
| Premises and equipment expense | $4,367,000 | 459 |
| Additional noninterest expense | $4,464,000 | 915 |
| Pre-tax net operating income | $7,629,000 | 911 |
| Securities gains (losses) | $3,171,000 | 75 |
| Applicable income taxes | $3,570,000 | 605 |
| Income before extraordinary items | $7,230,000 | 726 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,230,000 | 724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,532,000 | 485 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,105,430 | 1,015 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $35,319,000 | 604 |
| Total interest expense | $20,214,000 | 512 |
| Net interest income | $15,105,000 | 747 |
| Provision for loan and lease losses | $2,484,000 | 271 |
| Total noninterest income | $3,715,000 | 819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,715,000 | 532 |
| Total noninterest expense | $11,942,000 | 782 |
| Salaries and employee benefits | $6,337,000 | 793 |
| Premises and equipment expense | $2,781,000 | 489 |
| Additional noninterest expense | $2,824,000 | 987 |
| Pre-tax net operating income | $4,394,000 | 1,087 |
| Securities gains (losses) | $2,509,000 | 69 |
| Applicable income taxes | $2,244,000 | 661 |
| Income before extraordinary items | $4,659,000 | 778 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,659,000 | 777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,362,000 | 361 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,977,970 | 1,184 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $16,998,000 | 629 |
| Total interest expense | $9,610,000 | 523 |
| Net interest income | $7,388,000 | 759 |
| Provision for loan and lease losses | $573,000 | 483 |
| Total noninterest income | $1,878,000 | 798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,878,000 | 521 |
| Total noninterest expense | $6,020,000 | 776 |
| Salaries and employee benefits | $3,213,000 | 789 |
| Premises and equipment expense | $1,369,000 | 497 |
| Additional noninterest expense | $1,438,000 | 943 |
| Pre-tax net operating income | $2,673,000 | 881 |
| Securities gains (losses) | $993,000 | 74 |
| Applicable income taxes | $1,174,000 | 640 |
| Income before extraordinary items | $2,492,000 | 724 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,492,000 | 723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 514 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,816,760 | 955 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $58,537,000 | 659 |
| Total interest expense | $30,964,000 | 559 |
| Net interest income | $27,573,000 | 805 |
| Provision for loan and lease losses | $1,776,000 | 617 |
| Total noninterest income | $9,271,000 | 650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,271,000 | 439 |
| Total noninterest expense | $20,460,000 | 860 |
| Salaries and employee benefits | $10,006,000 | 964 |
| Premises and equipment expense | $4,967,000 | 511 |
| Additional noninterest expense | $5,487,000 | 967 |
| Pre-tax net operating income | $14,608,000 | 702 |
| Securities gains (losses) | $3,025,000 | 79 |
| Applicable income taxes | $6,234,000 | 539 |
| Income before extraordinary items | $11,399,000 | 664 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,399,000 | 663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $706,000 | 905 |
| Cash dividends | $4,000,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,432,750 | 777 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $42,145,000 | 695 |
| Total interest expense | $21,879,000 | 583 |
| Net interest income | $20,266,000 | 838 |
| Provision for loan and lease losses | $1,095,000 | 698 |
| Total noninterest income | $7,348,000 | 631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,348,000 | 432 |
| Total noninterest expense | $15,306,000 | 871 |
| Salaries and employee benefits | $7,388,000 | 986 |
| Premises and equipment expense | $3,773,000 | 512 |
| Additional noninterest expense | $4,145,000 | 960 |
| Pre-tax net operating income | $11,213,000 | 729 |
| Securities gains (losses) | $2,414,000 | 83 |
| Applicable income taxes | $4,846,000 | 554 |
| Income before extraordinary items | $8,781,000 | 674 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,781,000 | 673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 990 |
| Cash dividends | $4,000,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,236,040 | 799 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $26,439,000 | 715 |
| Total interest expense | $13,339,000 | 604 |
| Net interest income | $13,100,000 | 865 |
| Provision for loan and lease losses | $745,000 | 683 |
| Total noninterest income | $5,590,000 | 579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,590,000 | 407 |
| Total noninterest expense | $10,382,000 | 862 |
| Salaries and employee benefits | $5,077,000 | 967 |
| Premises and equipment expense | $2,512,000 | 514 |
| Additional noninterest expense | $2,793,000 | 960 |
| Pre-tax net operating income | $7,563,000 | 715 |
| Securities gains (losses) | $1,573,000 | 81 |
| Applicable income taxes | $3,237,000 | 562 |
| Income before extraordinary items | $5,899,000 | 675 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,899,000 | 673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 777 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,876,550 | 789 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,130,000 | 753 |
| Total interest expense | $6,139,000 | 613 |
| Net interest income | $5,991,000 | 944 |
| Provision for loan and lease losses | $453,000 | 524 |
| Total noninterest income | $3,935,000 | 463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,935,000 | 323 |
| Total noninterest expense | $5,246,000 | 853 |
| Salaries and employee benefits | $2,420,000 | 1,014 |
| Premises and equipment expense | $1,157,000 | 553 |
| Additional noninterest expense | $1,669,000 | 805 |
| Pre-tax net operating income | $4,227,000 | 636 |
| Securities gains (losses) | $603,000 | 95 |
| Applicable income taxes | $1,710,000 | 526 |
| Income before extraordinary items | $3,120,000 | 633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,120,000 | 632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 546 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,728,050 | 693 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $41,331,000 | 779 |
| Total interest expense | $18,254,000 | 630 |
| Net interest income | $23,077,000 | 927 |
| Provision for loan and lease losses | $1,692,000 | 635 |
| Total noninterest income | $6,193,000 | 916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,193,000 | 594 |
| Total noninterest expense | $18,772,000 | 909 |
| Salaries and employee benefits | $9,013,000 | 1,028 |
| Premises and equipment expense | $4,080,000 | 599 |
| Additional noninterest expense | $5,679,000 | 911 |
| Pre-tax net operating income | $8,806,000 | 1,101 |
| Securities gains (losses) | $4,395,000 | 87 |
| Applicable income taxes | $4,810,000 | 667 |
| Income before extraordinary items | $8,391,000 | 861 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,391,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 1,087 |
| Cash dividends | $2,500,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,578,200 | 1,267 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $29,552,000 | 795 |
| Total interest expense | $12,693,000 | 634 |
| Net interest income | $16,859,000 | 938 |
| Provision for loan and lease losses | $1,285,000 | 605 |
| Total noninterest income | $4,584,000 | 918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,584,000 | 598 |
| Total noninterest expense | $14,040,000 | 899 |
| Salaries and employee benefits | $7,019,000 | 970 |
| Premises and equipment expense | $3,039,000 | 595 |
| Additional noninterest expense | $3,982,000 | 964 |
| Pre-tax net operating income | $6,118,000 | 1,170 |
| Securities gains (losses) | $3,803,000 | 83 |
| Applicable income taxes | $3,655,000 | 656 |
| Income before extraordinary items | $6,266,000 | 856 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,266,000 | 857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,592 |
| Cash dividends | $2,500,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,832,080 | 1,376 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,516,000 | 827 |
| Total interest expense | $7,160,000 | 701 |
| Net interest income | $11,356,000 | 920 |
| Provision for loan and lease losses | $646,000 | 773 |
| Total noninterest income | $2,990,000 | 929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,990,000 | 598 |
| Total noninterest expense | $8,886,000 | 940 |
| Salaries and employee benefits | $4,616,000 | 973 |
| Premises and equipment expense | $1,973,000 | 602 |
| Additional noninterest expense | $2,297,000 | 1,093 |
| Pre-tax net operating income | $4,814,000 | 982 |
| Securities gains (losses) | $2,110,000 | 104 |
| Applicable income taxes | $2,555,000 | 632 |
| Income before extraordinary items | $4,369,000 | 811 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,369,000 | 811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,884 |
| Cash dividends | $2,500,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,018,600 | 1,142 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,751,000 | 867 |
| Total interest expense | $3,115,000 | 774 |
| Net interest income | $5,636,000 | 919 |
| Provision for loan and lease losses | $117,000 | 1,831 |
| Total noninterest income | $1,662,000 | 837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,662,000 | 540 |
| Total noninterest expense | $4,511,000 | 924 |
| Salaries and employee benefits | $2,430,000 | 918 |
| Premises and equipment expense | $959,000 | 620 |
| Additional noninterest expense | $1,122,000 | 1,101 |
| Pre-tax net operating income | $2,670,000 | 886 |
| Securities gains (losses) | $868,000 | 109 |
| Applicable income taxes | $1,304,000 | 630 |
| Income before extraordinary items | $2,234,000 | 785 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,234,000 | 786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,678,480 | 1,010 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $26,926,000 | 1,044 |
| Total interest expense | $8,906,000 | 909 |
| Net interest income | $18,020,000 | 1,115 |
| Provision for loan and lease losses | $2,019,000 | 537 |
| Total noninterest income | $4,871,000 | 1,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,871,000 | 684 |
| Total noninterest expense | $14,090,000 | 1,158 |
| Salaries and employee benefits | $6,936,000 | 1,271 |
| Premises and equipment expense | $3,460,000 | 673 |
| Additional noninterest expense | $3,694,000 | 1,354 |
| Pre-tax net operating income | $6,782,000 | 1,271 |
| Securities gains (losses) | $3,659,000 | 138 |
| Applicable income taxes | $3,932,000 | 720 |
| Income before extraordinary items | $6,509,000 | 1,015 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,509,000 | 1,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,991 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,167,240 | 1,504 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $18,723,000 | 1,115 |
| Total interest expense | $5,956,000 | 997 |
| Net interest income | $12,767,000 | 1,168 |
| Provision for loan and lease losses | $1,670,000 | 474 |
| Total noninterest income | $3,429,000 | 1,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,429,000 | 732 |
| Total noninterest expense | $10,222,000 | 1,195 |
| Salaries and employee benefits | $4,913,000 | 1,342 |
| Premises and equipment expense | $2,584,000 | 675 |
| Additional noninterest expense | $2,725,000 | 1,360 |
| Pre-tax net operating income | $4,304,000 | 1,492 |
| Securities gains (losses) | $2,786,000 | 146 |
| Applicable income taxes | $2,645,000 | 807 |
| Income before extraordinary items | $4,445,000 | 1,107 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,445,000 | 1,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,189 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,661,960 | 1,752 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,476,000 | 1,193 |
| Total interest expense | $3,606,000 | 1,087 |
| Net interest income | $7,870,000 | 1,260 |
| Provision for loan and lease losses | $966,000 | 535 |
| Total noninterest income | $2,143,000 | 1,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,143,000 | 750 |
| Total noninterest expense | $6,443,000 | 1,261 |
| Salaries and employee benefits | $3,055,000 | 1,441 |
| Premises and equipment expense | $1,683,000 | 695 |
| Additional noninterest expense | $1,705,000 | 1,423 |
| Pre-tax net operating income | $2,604,000 | 1,618 |
| Securities gains (losses) | $1,791,000 | 159 |
| Applicable income taxes | $1,626,000 | 865 |
| Income before extraordinary items | $2,769,000 | 1,183 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,769,000 | 1,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,335 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,622,760 | 1,878 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 1,348 |
| Total interest expense | $1,637,000 | 1,224 |
| Net interest income | $3,536,000 | 1,396 |
| Provision for loan and lease losses | $316,000 | 761 |
| Total noninterest income | $1,028,000 | 1,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,028,000 | 773 |
| Total noninterest expense | $3,031,000 | 1,355 |
| Salaries and employee benefits | $1,419,000 | 1,579 |
| Premises and equipment expense | $837,000 | 709 |
| Additional noninterest expense | $775,000 | 1,543 |
| Pre-tax net operating income | $1,217,000 | 1,693 |
| Securities gains (losses) | $665,000 | 213 |
| Applicable income taxes | $682,000 | 1,005 |
| Income before extraordinary items | $1,200,000 | 1,337 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,200,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $774,400 | 1,928 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,010,000 | 1,359 |
| Total interest expense | $7,315,000 | 1,213 |
| Net interest income | $13,695,000 | 1,421 |
| Provision for loan and lease losses | $1,375,000 | 880 |
| Total noninterest income | $3,383,000 | 1,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,383,000 | 995 |
| Total noninterest expense | $13,792,000 | 1,174 |
| Salaries and employee benefits | $6,584,000 | 1,302 |
| Premises and equipment expense | $3,153,000 | 725 |
| Additional noninterest expense | $4,055,000 | 1,226 |
| Pre-tax net operating income | $1,911,000 | 3,494 |
| Securities gains (losses) | $7,504,000 | 134 |
| Applicable income taxes | $3,803,000 | 767 |
| Income before extraordinary items | $5,612,000 | 1,142 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,612,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,286 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $809,440 | 5,051 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,947,000 | 1,360 |
| Total interest expense | $5,689,000 | 1,225 |
| Net interest income | $10,258,000 | 1,436 |
| Provision for loan and lease losses | $1,111,000 | 812 |
| Total noninterest income | $2,470,000 | 1,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,470,000 | 1,070 |
| Total noninterest expense | $10,686,000 | 1,150 |
| Salaries and employee benefits | $5,157,000 | 1,259 |
| Premises and equipment expense | $2,297,000 | 759 |
| Additional noninterest expense | $3,232,000 | 1,171 |
| Pre-tax net operating income | $931,000 | 4,746 |
| Securities gains (losses) | $6,465,000 | 140 |
| Applicable income taxes | $3,049,000 | 760 |
| Income before extraordinary items | $4,347,000 | 1,150 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,347,000 | 1,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,630 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $209,400 | 7,381 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,641,000 | 1,374 |
| Total interest expense | $3,949,000 | 1,216 |
| Net interest income | $6,692,000 | 1,463 |
| Provision for loan and lease losses | $705,000 | 871 |
| Total noninterest income | $1,712,000 | 1,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,712,000 | 1,018 |
| Total noninterest expense | $7,021,000 | 1,163 |
| Salaries and employee benefits | $3,298,000 | 1,318 |
| Premises and equipment expense | $1,444,000 | 792 |
| Additional noninterest expense | $2,279,000 | 1,115 |
| Pre-tax net operating income | $678,000 | 4,514 |
| Securities gains (losses) | $4,150,000 | 156 |
| Applicable income taxes | $1,917,000 | 798 |
| Income before extraordinary items | $2,911,000 | 1,156 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,911,000 | 1,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,364 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $255,000 | 6,276 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,286,000 | 1,393 |
| Total interest expense | $2,034,000 | 1,204 |
| Net interest income | $3,252,000 | 1,488 |
| Provision for loan and lease losses | $394,000 | 745 |
| Total noninterest income | $699,000 | 1,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $699,000 | 1,167 |
| Total noninterest expense | $3,257,000 | 1,236 |
| Salaries and employee benefits | $1,356,000 | 1,573 |
| Premises and equipment expense | $704,000 | 819 |
| Additional noninterest expense | $1,197,000 | 1,028 |
| Pre-tax net operating income | $300,000 | 4,784 |
| Securities gains (losses) | $1,782,000 | 158 |
| Applicable income taxes | $750,000 | 1,000 |
| Income before extraordinary items | $1,332,000 | 1,240 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,332,000 | 1,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,327 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $191,520 | 5,246 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,637,000 | 1,650 |
| Total interest expense | $7,962,000 | 1,414 |
| Net interest income | $10,675,000 | 1,814 |
| Provision for loan and lease losses | $1,088,000 | 1,250 |
| Total noninterest income | $2,901,000 | 1,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,901,000 | 1,015 |
| Total noninterest expense | $9,998,000 | 1,545 |
| Salaries and employee benefits | $5,450,000 | 1,491 |
| Premises and equipment expense | $2,209,000 | 990 |
| Additional noninterest expense | $2,339,000 | 1,982 |
| Pre-tax net operating income | $2,490,000 | 2,889 |
| Securities gains (losses) | $4,644,000 | 164 |
| Applicable income taxes | $2,551,000 | 1,064 |
| Income before extraordinary items | $4,583,000 | 1,358 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,583,000 | 1,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,660 |
| Cash dividends | $5,000,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,610,840 | 3,220 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,796,000 | 1,719 |
| Total interest expense | $10,754,000 | 1,513 |
| Net interest income | $9,042,000 | 1,965 |
| Provision for loan and lease losses | $962,000 | 1,286 |
| Total noninterest income | $2,392,000 | 1,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,392,000 | 1,103 |
| Total noninterest expense | $8,453,000 | 1,725 |
| Salaries and employee benefits | $4,506,000 | 1,675 |
| Premises and equipment expense | $1,712,000 | 1,247 |
| Additional noninterest expense | $2,235,000 | 2,014 |
| Pre-tax net operating income | $2,019,000 | 3,152 |
| Securities gains (losses) | $3,663,000 | 167 |
| Applicable income taxes | $2,069,000 | 1,148 |
| Income before extraordinary items | $3,613,000 | 1,489 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,613,000 | 1,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 2,035 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,268,680 | 3,552 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,912,000 | 1,844 |
| Total interest expense | $10,372,000 | 1,660 |
| Net interest income | $8,540,000 | 2,077 |
| Provision for loan and lease losses | $463,000 | 2,013 |
| Total noninterest income | $1,961,000 | 1,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,961,000 | 1,149 |
| Total noninterest expense | $9,315,000 | 1,498 |
| Salaries and employee benefits | $5,957,000 | 1,186 |
| Premises and equipment expense | $1,606,000 | 1,270 |
| Additional noninterest expense | $1,752,000 | 2,448 |
| Pre-tax net operating income | $723,000 | 6,143 |
| Securities gains (losses) | $1,745,000 | 107 |
| Applicable income taxes | $1,149,000 | 1,887 |
| Income before extraordinary items | $1,319,000 | 3,599 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,319,000 | 3,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,693 |
| Cash dividends | $15,500,000 | 286 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $202,200 | 8,053 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,267,000 | 2,139 |
| Total interest expense | $7,470,000 | 1,999 |
| Net interest income | $7,797,000 | 2,257 |
| Provision for loan and lease losses | $353,000 | 2,335 |
| Total noninterest income | $1,540,000 | 2,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,540,000 | 1,372 |
| Total noninterest expense | $6,704,000 | 2,026 |
| Salaries and employee benefits | $3,302,000 | 2,125 |
| Premises and equipment expense | $1,501,000 | 1,354 |
| Additional noninterest expense | $1,901,000 | 2,302 |
| Pre-tax net operating income | $2,280,000 | 3,009 |
| Securities gains (losses) | $816,000 | 249 |
| Applicable income taxes | $1,135,000 | 2,012 |
| Income before extraordinary items | $1,961,000 | 2,630 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,961,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,199 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,438,760 | 3,311 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,747,000 | 2,368 |
| Total interest expense | $7,217,000 | 2,103 |
| Net interest income | $6,530,000 | 2,615 |
| Provision for loan and lease losses | $169,000 | 3,931 |
| Total noninterest income | $952,000 | 3,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $952,000 | 1,928 |
| Total noninterest expense | $5,449,000 | 2,398 |
| Salaries and employee benefits | $2,980,000 | 2,263 |
| Premises and equipment expense | $1,168,000 | 1,691 |
| Additional noninterest expense | $1,301,000 | 3,132 |
| Pre-tax net operating income | $1,864,000 | 3,534 |
| Securities gains (losses) | $973,000 | 383 |
| Applicable income taxes | $1,007,000 | 2,302 |
| Income before extraordinary items | $1,830,000 | 2,759 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,830,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,658 |
| Cash dividends | $525,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 765 |
| Net operating income | $1,197,550 | 3,849 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,504,000 | 2,418 |
| Total interest expense | $7,016,000 | 2,144 |
| Net interest income | $6,488,000 | 2,680 |
| Provision for loan and lease losses | $231,000 | 3,144 |
| Total noninterest income | $576,000 | 4,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $576,000 | 2,563 |
| Total noninterest expense | $4,280,000 | 2,978 |
| Salaries and employee benefits | $2,483,000 | 2,666 |
| Premises and equipment expense | $1,000,000 | 1,973 |
| Additional noninterest expense | $797,000 | 4,739 |
| Pre-tax net operating income | $2,553,000 | 2,862 |
| Securities gains (losses) | $405,000 | 484 |
| Applicable income taxes | $1,043,000 | 2,352 |
| Income before extraordinary items | $1,915,000 | 2,686 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,915,000 | 2,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $656,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 875 |
| Net operating income | $1,651,750 | 3,014 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,307,000 | 2,507 |
| Total interest expense | $7,026,000 | 2,208 |
| Net interest income | $6,281,000 | 2,814 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $432,000 | 5,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $432,000 | 3,231 |
| Total noninterest expense | $5,508,000 | 2,491 |
| Salaries and employee benefits | $2,614,000 | 2,556 |
| Premises and equipment expense | $901,000 | 2,210 |
| Additional noninterest expense | $1,993,000 | 2,467 |
| Pre-tax net operating income | $1,157,000 | 5,245 |
| Securities gains (losses) | $261,000 | 597 |
| Applicable income taxes | $407,000 | 4,840 |
| Income before extraordinary items | $1,011,000 | 4,459 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,011,000 | 4,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $560,000 | 3,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $825,690 | 5,128 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,090,000 | 2,551 |
| Total interest expense | $7,097,000 | 2,193 |
| Net interest income | $5,993,000 | 2,975 |
| Provision for loan and lease losses | $172,000 | 3,375 |
| Total noninterest income | $484,000 | 5,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $484,000 | 2,941 |
| Total noninterest expense | $4,343,000 | 3,089 |
| Salaries and employee benefits | $2,294,000 | 2,901 |
| Premises and equipment expense | $940,000 | 2,140 |
| Additional noninterest expense | $1,109,000 | 4,003 |
| Pre-tax net operating income | $1,962,000 | 3,556 |
| Securities gains (losses) | $74,000 | 1,086 |
| Applicable income taxes | $708,000 | 3,208 |
| Income before extraordinary items | $1,328,000 | 3,607 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,328,000 | 3,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,279,900 | 3,710 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,022,000 | 2,516 |
| Total interest expense | $6,106,000 | 2,049 |
| Net interest income | $5,916,000 | 3,035 |
| Provision for loan and lease losses | $116,000 | 4,248 |
| Total noninterest income | $286,000 | 7,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $286,000 | 4,225 |
| Total noninterest expense | $4,436,000 | 3,097 |
| Salaries and employee benefits | $2,349,000 | 2,817 |
| Premises and equipment expense | $918,000 | 2,200 |
| Additional noninterest expense | $1,169,000 | 4,147 |
| Pre-tax net operating income | $1,650,000 | 4,060 |
| Securities gains (losses) | $108,000 | 741 |
| Applicable income taxes | $515,000 | 3,969 |
| Income before extraordinary items | $1,243,000 | 3,736 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,243,000 | 3,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,143 |
| Cash dividends | $210,000 | 5,320 |
| Sale, conversion, retirement of capital stock, net | $6,936,000 | 135 |
| Net operating income | $1,166,320 | 4,009 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,546,000 | 2,457 |
| Total interest expense | $6,476,000 | 1,995 |
| Net interest income | $6,070,000 | 2,998 |
| Provision for loan and lease losses | $301,000 | 2,971 |
| Total noninterest income | $550,000 | 5,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $550,000 | 3,056 |
| Total noninterest expense | $4,444,000 | 3,149 |
| Salaries and employee benefits | $2,576,000 | 2,568 |
| Premises and equipment expense | $806,000 | 2,541 |
| Additional noninterest expense | $1,062,000 | 4,678 |
| Pre-tax net operating income | $1,875,000 | 3,533 |
| Securities gains (losses) | $329,000 | 1,218 |
| Applicable income taxes | $691,000 | 3,156 |
| Income before extraordinary items | $1,513,000 | 3,226 |
| Extraordinary gains, net | $40,000 | 2,305 |
| Net income | $1,553,000 | 3,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,285,990 | 3,563 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,717,000 | 2,571 |
| Total interest expense | $8,441,000 | 2,017 |
| Net interest income | $5,276,000 | 3,458 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $676,000 | 4,530 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $676,000 | 2,602 |
| Total noninterest expense | $4,109,000 | 3,414 |
| Salaries and employee benefits | $2,233,000 | 2,902 |
| Premises and equipment expense | $831,000 | 2,486 |
| Additional noninterest expense | $1,045,000 | 4,876 |
| Pre-tax net operating income | $1,828,000 | 3,378 |
| Securities gains (losses) | $188,000 | 2,094 |
| Applicable income taxes | $619,000 | 3,342 |
| Income before extraordinary items | $1,397,000 | 3,284 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,397,000 | 3,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 12,539 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,267,280 | 3,357 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.