Home > Pulaski Bank > Assets and Liabilities

Pulaski Bank, Assets and Liabilities

2016-09-30		Rank
# of Employees:	527	279
Assets and Liabilities
Total Assets:	$1,655,057,000	470
Cash and due from depository institutions	$70,403,000	279
Interest-bearing balances	$55,472,000	628
Securities	$43,249,000	2,620
Federal funds sold & reverse repurchase agreements	$2,498,000	1,063
Net loans & leases	$1,354,349,000	413
Loan loss allowance	$3,643,000	1,631
Trading account assets	$0	238
Bank premises and fixed assets	$16,220,000	739
Other real estate owned	$2,064,000	279
Goodwill and other intangibles	$91,486,000	171
All other assets	$74,788,000	356
Life insurance assets	$35,438,000	289
Total liabilities and capital	$1,655,057,000	470
Total liabilities	$1,435,662,000	483
Total deposits	$1,140,103,000	546
Interest-bearing deposits	$877,384,000	554
Deposits held in domestic offices	$1,140,103,000	545
% insured	80.26%	3,637
Federal funds purchased & repurchase agreements	$26,257,000	407
Trading liabilities	$0	165
Other borrowed funds	$236,700,000	216
Subordinated debt	$0	113
All other liabilities	$32,602,000	294
Total equity capital	$219,395,000	416
Total bank equity capital	$219,395,000	415
Perpetual preferred stock	$0	115
Common stock	$1,000	5,279
Surplus	$210,521,000	267
Undivided profits	$8,873,000	3,470
Noncontrolling interests in consolidated subsidiaries	$0	128
Memoranda
Noncurrent loans and leases	$3,258,000	1,385
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	849
Income earned, not collected on loans	$3,274,000	828
Earning assets	$1,455,568,000	487
Long-term assets (5+ years)	$413,679,000	620
Average Assets, year-to-date	$1,639,558,750	470
Average Assets, quarterly	$1,637,089,000	477
Volatile liabilities	$323,229,000	240
Insider loans	$330,000	4,360
FHLB advances	$236,700,000	198
Loans and leases held for sale	$241,948,000	58
Unused loan commitments	$284,056,000	439
Tier 1 (core) risk-based capital	$137,181,000	554
Tier 2 risk-based capital	$3,643,000	1,457
Total risk weighted assets	$1,257,188,000	447
Total unused commitments	$284,056,000	439
Derivatives	$902,658,000	124
2016-06-30		Rank
# of Employees:	532	272
Assets and Liabilities
Total Assets:	$1,619,121,000	482
Cash and due from depository institutions	$67,070,000	272
Interest-bearing balances	$52,962,000	637
Securities	$37,406,000	2,894
Federal funds sold & reverse repurchase agreements	$2,231,000	1,138
Net loans & leases	$1,324,187,000	418
Loan loss allowance	$959,000	3,991
Trading account assets	$0	244
Bank premises and fixed assets	$16,726,000	712
Other real estate owned	$2,446,000	272
Goodwill and other intangibles	$91,827,000	169
All other assets	$77,228,000	359
Life insurance assets	$35,223,000	284
Total liabilities and capital	$1,619,121,000	482
Total liabilities	$1,404,744,000	489
Total deposits	$1,189,821,000	513
Interest-bearing deposits	$940,439,000	510
Deposits held in domestic offices	$1,189,821,000	512
% insured	81.29%	3,509
Federal funds purchased & repurchase agreements	$25,774,000	410
Trading liabilities	$0	167
Other borrowed funds	$166,200,000	275
Subordinated debt	$0	116
All other liabilities	$22,949,000	367
Total equity capital	$214,377,000	423
Total bank equity capital	$214,377,000	421
Perpetual preferred stock	$0	114
Common stock	$1,000	5,349
Surplus	$210,521,000	266
Undivided profits	$3,855,000	4,558
Noncontrolling interests in consolidated subsidiaries	$0	130
Memoranda
Noncurrent loans and leases	$10,945,000	491
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$560,000	377
Income earned, not collected on loans	$3,156,000	816
Earning assets	$1,416,786,000	495
Long-term assets (5+ years)	$347,577,000	718
Average Assets, year-to-date	$1,634,392,670	472
Average Assets, quarterly	$1,629,401,500	477
Volatile liabilities	$256,775,000	283
Insider loans	$330,000	4,410
FHLB advances	$166,200,000	252
Loans and leases held for sale	$261,310,000	56
Unused loan commitments	$261,017,000	459
Tier 1 (core) risk-based capital	$132,181,000	577
Tier 2 risk-based capital	$959,000	3,750
Total risk weighted assets	$1,212,976,000	457
Total unused commitments	$261,017,000	459
Derivatives	$952,147,000	119
2016-03-31		Rank
# of Employees:	525	278
Assets and Liabilities
Total Assets:	$1,639,682,000	474
Cash and due from depository institutions	$88,184,000	278
Interest-bearing balances	$70,543,000	506
Securities	$74,208,000	1,819
Federal funds sold & reverse repurchase agreements	$2,351,000	1,239
Net loans & leases	$1,378,730,000	397
Loan loss allowance	$15,606,000	403
Trading account assets	$0	236
Bank premises and fixed assets	$15,858,000	748
Other real estate owned	$4,784,000	278
Goodwill and other intangibles	$3,973,000	856
All other assets	$71,594,000	369
Life insurance assets	$35,024,000	283
Total liabilities and capital	$1,639,682,000	474
Total liabilities	$1,490,792,000	466
Total deposits	$1,258,127,000	489
Interest-bearing deposits	$1,008,535,000	467
Deposits held in domestic offices	$1,258,127,000	487
% insured	82.63%	3,272
Federal funds purchased & repurchase agreements	$22,161,000	450
Trading liabilities	$0	163
Other borrowed funds	$192,335,000	233
Subordinated debt	$0	118
All other liabilities	$18,169,000	406
Total equity capital	$148,890,000	539
Total bank equity capital	$148,890,000	538
Perpetual preferred stock	$0	122
Common stock	$1,000	5,406
Surplus	$87,518,000	450
Undivided profits	$61,371,000	693
Noncontrolling interests in consolidated subsidiaries	$0	134
Memoranda
Noncurrent loans and leases	$16,457,000	342
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$601,000	363
Income earned, not collected on loans	$3,296,000	771
Earning assets	$1,525,832,000	459
Long-term assets (5+ years)	$378,684,000	657
Average Assets, year-to-date	$1,642,028,500	468
Average Assets, quarterly	$1,642,028,500	468
Volatile liabilities	$270,708,000	256
Insider loans	$1,534,000	2,724
FHLB advances	$188,500,000	212
Loans and leases held for sale	$170,559,000	64
Unused loan commitments	$255,125,000	461
Tier 1 (core) risk-based capital	$144,953,000	513
Tier 2 risk-based capital	$16,021,000	376
Total risk weighted assets	$1,359,651,000	412
Total unused commitments	$255,125,000	461
Derivatives	$1,006,118,000	110
2015-12-31		Rank
# of Employees:	527	272
Assets and Liabilities
Total Assets:	$1,644,375,000	463
Cash and due from depository institutions	$85,752,000	272
Interest-bearing balances	$72,069,000	453
Securities	$74,099,000	1,841
Federal funds sold & reverse repurchase agreements	$2,849,000	1,036
Net loans & leases	$1,385,915,000	389
Loan loss allowance	$15,853,000	389
Trading account assets	$0	243
Bank premises and fixed assets	$16,710,000	706
Other real estate owned	$4,755,000	272
Goodwill and other intangibles	$3,974,000	858
All other assets	$70,321,000	361
Life insurance assets	$34,791,000	281
Total liabilities and capital	$1,644,376,000	463
Total liabilities	$1,496,605,000	449
Total deposits	$1,217,855,000	503
Interest-bearing deposits	$970,368,000	477
Deposits held in domestic offices	$1,217,855,000	501
% insured	81.90%	3,460
Federal funds purchased & repurchase agreements	$39,600,000	317
Trading liabilities	$0	165
Other borrowed funds	$225,535,000	217
Subordinated debt	$0	118
All other liabilities	$13,615,000	483
Total equity capital	$147,771,000	528
Total bank equity capital	$147,771,000	528
Perpetual preferred stock	$0	135
Common stock	$1,000	5,461
Surplus	$87,518,000	447
Undivided profits	$60,252,000	684
Noncontrolling interests in consolidated subsidiaries	$0	136
Memoranda
Noncurrent loans and leases	$15,445,000	360
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$669,000	323
Income earned, not collected on loans	$3,181,000	809
Earning assets	$1,534,932,000	451
Long-term assets (5+ years)	$394,537,000	627
Average Assets, year-to-date	$1,506,622,600	472
Average Assets, quarterly	$1,582,496,500	468
Volatile liabilities	$328,708,000	233
Insider loans	$1,612,000	2,676
FHLB advances	$222,000,000	195
Loans and leases held for sale	$189,669,000	58
Unused loan commitments	$238,842,000	484
Tier 1 (core) risk-based capital	$143,840,000	511
Tier 2 risk-based capital	$16,245,000	363
Total risk weighted assets	$1,346,288,000	409
Total unused commitments	$238,842,000	484
Derivatives	$595,432,000	131
2015-09-30		Rank
# of Employees:	509	287
Assets and Liabilities
Total Assets:	$1,520,618,000	489
Cash and due from depository institutions	$77,447,000	287
Interest-bearing balances	$65,417,000	523
Securities	$73,640,000	1,844
Federal funds sold & reverse repurchase agreements	$2,369,000	1,102
Net loans & leases	$1,274,953,000	406
Loan loss allowance	$15,799,000	404
Trading account assets	$0	246
Bank premises and fixed assets	$16,722,000	706
Other real estate owned	$5,151,000	287
Goodwill and other intangibles	$3,975,000	852
All other assets	$66,361,000	377
Life insurance assets	$34,572,000	280
Total liabilities and capital	$1,520,618,000	489
Total liabilities	$1,374,964,000	479
Total deposits	$1,143,321,000	522
Interest-bearing deposits	$929,345,000	498
Deposits held in domestic offices	$1,143,321,000	520
% insured	83.44%	3,247
Federal funds purchased & repurchase agreements	$41,104,000	307
Trading liabilities	$0	169
Other borrowed funds	$174,335,000	231
Subordinated debt	$0	120
All other liabilities	$16,204,000	450
Total equity capital	$145,654,000	540
Total bank equity capital	$145,654,000	540
Perpetual preferred stock	$0	149
Common stock	$1,000	5,541
Surplus	$87,518,000	452
Undivided profits	$58,135,000	710
Noncontrolling interests in consolidated subsidiaries	$0	144
Memoranda
Noncurrent loans and leases	$17,696,000	330
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$617,000	357
Income earned, not collected on loans	$3,150,000	833
Earning assets	$1,416,379,000	480
Long-term assets (5+ years)	$373,167,000	657
Average Assets, year-to-date	$1,472,184,500	489
Average Assets, quarterly	$1,540,332,500	476
Volatile liabilities	$266,627,000	256
Insider loans	$1,885,000	2,483
FHLB advances	$170,500,000	209
Loans and leases held for sale	$112,651,000	86
Unused loan commitments	$241,200,000	486
Tier 1 (core) risk-based capital	$141,712,000	519
Tier 2 risk-based capital	$15,881,000	380
Total risk weighted assets	$1,270,167,000	429
Total unused commitments	$241,200,000	486
Derivatives	$515,639,000	147
2015-06-30		Rank
# of Employees:	492	293
Assets and Liabilities
Total Assets:	$1,560,047,000	469
Cash and due from depository institutions	$93,918,000	293
Interest-bearing balances	$78,815,000	409
Securities	$64,078,000	2,116
Federal funds sold & reverse repurchase agreements	$2,782,000	1,016
Net loans & leases	$1,305,948,000	398
Loan loss allowance	$16,144,000	398
Trading account assets	$0	255
Bank premises and fixed assets	$16,479,000	720
Other real estate owned	$6,225,000	293
Goodwill and other intangibles	$3,977,000	854
All other assets	$66,640,000	380
Life insurance assets	$34,340,000	278
Total liabilities and capital	$1,560,047,000	469
Total liabilities	$1,416,540,000	458
Total deposits	$1,162,928,000	499
Interest-bearing deposits	$955,187,000	470
Deposits held in domestic offices	$1,162,928,000	497
% insured	82.64%	3,605
Federal funds purchased & repurchase agreements	$31,123,000	388
Trading liabilities	$0	167
Other borrowed funds	$206,535,000	219
Subordinated debt	$0	123
All other liabilities	$15,954,000	436
Total equity capital	$143,507,000	542
Total bank equity capital	$143,507,000	541
Perpetual preferred stock	$0	164
Common stock	$1,000	5,605
Surplus	$87,518,000	456
Undivided profits	$55,988,000	716
Noncontrolling interests in consolidated subsidiaries	$0	143
Memoranda
Noncurrent loans and leases	$18,692,000	329
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,153,000	239
Income earned, not collected on loans	$2,988,000	831
Earning assets	$1,451,623,000	460
Long-term assets (5+ years)	$351,745,000	696
Average Assets, year-to-date	$1,456,040,000	494
Average Assets, quarterly	$1,471,273,000	493
Volatile liabilities	$287,275,000	253
Insider loans	$1,668,000	2,648
FHLB advances	$203,000,000	197
Loans and leases held for sale	$152,546,000	84
Unused loan commitments	$258,546,000	445
Tier 1 (core) risk-based capital	$139,568,000	527
Tier 2 risk-based capital	$15,934,000	377
Total risk weighted assets	$1,274,143,000	420
Total unused commitments	$258,546,000	445
Derivatives	$568,855,000	140
2015-03-31		Rank
# of Employees:	477	304
Assets and Liabilities
Total Assets:	$1,382,499,000	521
Cash and due from depository institutions	$32,866,000	304
Interest-bearing balances	$19,218,000	1,881
Securities	$63,819,000	2,143
Federal funds sold & reverse repurchase agreements	$1,561,000	1,665
Net loans & leases	$1,197,306,000	416
Loan loss allowance	$15,704,000	411
Trading account assets	$0	251
Bank premises and fixed assets	$16,266,000	724
Other real estate owned	$6,692,000	304
Goodwill and other intangibles	$3,978,000	842
All other assets	$60,011,000	401
Life insurance assets	$34,137,000	273
Total liabilities and capital	$1,382,499,000	521
Total liabilities	$1,241,841,000	517
Total deposits	$1,130,321,000	510
Interest-bearing deposits	$933,899,000	485
Deposits held in domestic offices	$1,130,321,000	508
% insured	84.40%	3,262
Federal funds purchased & repurchase agreements	$29,595,000	394
Trading liabilities	$0	165
Other borrowed funds	$68,435,000	469
Subordinated debt	$0	128
All other liabilities	$13,490,000	502
Total equity capital	$140,658,000	545
Total bank equity capital	$140,658,000	543
Perpetual preferred stock	$0	175
Common stock	$1,000	5,673
Surplus	$87,518,000	456
Undivided profits	$53,139,000	777
Noncontrolling interests in consolidated subsidiaries	$0	150
Memoranda
Noncurrent loans and leases	$20,827,000	299
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$914,000	295
Income earned, not collected on loans	$2,877,000	838
Earning assets	$1,281,904,000	515
Long-term assets (5+ years)	$324,660,000	758
Average Assets, year-to-date	$1,404,036,500	509
Average Assets, quarterly	$1,404,036,500	509
Volatile liabilities	$148,891,000	385
Insider loans	$1,759,000	2,595
FHLB advances	$64,000,000	457
Loans and leases held for sale	$101,993,000	101
Unused loan commitments	$221,263,000	490
Tier 1 (core) risk-based capital	$136,723,000	528
Tier 2 risk-based capital	$14,924,000	392
Total risk weighted assets	$1,192,747,000	435
Total unused commitments	$221,263,000	490
Derivatives	$506,779,000	149
2014-12-31		Rank
# of Employees:	466	313
Assets and Liabilities
Total Assets:	$1,425,574,000	499
Cash and due from depository institutions	$70,403,000	313
Interest-bearing balances	$54,829,000	595
Securities	$64,323,000	2,169
Federal funds sold & reverse repurchase agreements	$2,564,000	1,153
Net loans & leases	$1,199,729,000	408
Loan loss allowance	$15,926,000	402
Trading account assets	$0	249
Bank premises and fixed assets	$16,142,000	727
Other real estate owned	$7,721,000	313
Goodwill and other intangibles	$3,980,000	836
All other assets	$60,712,000	409
Life insurance assets	$33,915,000	273
Total liabilities and capital	$1,425,574,000	499
Total liabilities	$1,286,544,000	492
Total deposits	$1,100,695,000	511
Interest-bearing deposits	$897,406,000	492
Deposits held in domestic offices	$1,100,695,000	509
% insured	83.25%	3,542
Federal funds purchased & repurchase agreements	$35,813,000	362
Trading liabilities	$0	167
Other borrowed funds	$140,735,000	270
Subordinated debt	$0	126
All other liabilities	$9,301,000	650
Total equity capital	$139,030,000	539
Total bank equity capital	$139,030,000	539
Perpetual preferred stock	$0	187
Common stock	$1,000	5,755
Surplus	$87,518,000	459
Undivided profits	$51,511,000	782
Noncontrolling interests in consolidated subsidiaries	$0	150
Memoranda
Noncurrent loans and leases	$22,182,000	285
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,067,000	259
Income earned, not collected on loans	$2,908,000	850
Earning assets	$1,321,445,000	492
Long-term assets (5+ years)	$338,591,000	712
Average Assets, year-to-date	$1,361,682,200	505
Average Assets, quarterly	$1,402,441,500	501
Volatile liabilities	$226,149,000	296
Insider loans	$2,003,000	2,454
FHLB advances	$136,500,000	256
Loans and leases held for sale	$87,076,000	98
Unused loan commitments	$350,205,000	342
Tier 1 (core) risk-based capital	$135,137,000	524
Tier 2 risk-based capital	$14,106,000	396
Total risk weighted assets	$1,126,218,000	438
Total unused commitments	$350,205,000	342
Derivatives	$141,809,000	241
2014-09-30		Rank
# of Employees:	441	329
Assets and Liabilities
Total Assets:	$1,379,309,000	505
Cash and due from depository institutions	$79,538,000	329
Interest-bearing balances	$65,788,000	497
Securities	$59,852,000	2,305
Federal funds sold & reverse repurchase agreements	$2,037,000	1,294
Net loans & leases	$1,150,663,000	408
Loan loss allowance	$15,978,000	416
Trading account assets	$0	245
Bank premises and fixed assets	$16,064,000	730
Other real estate owned	$5,802,000	329
Goodwill and other intangibles	$3,982,000	835
All other assets	$61,371,000	399
Life insurance assets	$33,670,000	268
Total liabilities and capital	$1,379,309,000	505
Total liabilities	$1,242,036,000	497
Total deposits	$1,026,453,000	539
Interest-bearing deposits	$828,096,000	533
Deposits held in domestic offices	$1,026,453,000	537
% insured	84.08%	3,568
Federal funds purchased & repurchase agreements	$33,790,000	383
Trading liabilities	$0	165
Other borrowed funds	$172,035,000	225
Subordinated debt	$0	131
All other liabilities	$9,758,000	595
Total equity capital	$137,273,000	544
Total bank equity capital	$137,273,000	544
Perpetual preferred stock	$0	194
Common stock	$1,000	5,824
Surplus	$87,518,000	459
Undivided profits	$49,754,000	790
Noncontrolling interests in consolidated subsidiaries	$0	153
Memoranda
Noncurrent loans and leases	$27,152,000	256
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,273,000	232
Income earned, not collected on loans	$2,925,000	875
Earning assets	$1,278,340,000	495
Long-term assets (5+ years)	$327,887,000	731
Average Assets, year-to-date	$1,345,709,250	510
Average Assets, quarterly	$1,376,359,000	505
Volatile liabilities	$248,465,000	271
Insider loans	$2,389,000	2,210
FHLB advances	$167,900,000	205
Loans and leases held for sale	$58,139,000	121
Unused loan commitments	$379,886,000	329
Tier 1 (core) risk-based capital	$133,356,000	530
Tier 2 risk-based capital	$13,692,000	412
Total risk weighted assets	$1,092,690,000	441
Total unused commitments	$379,886,000	329
Derivatives	$145,933,000	244
2014-06-30		Rank
# of Employees:	456	317
Assets and Liabilities
Total Assets:	$1,373,409,000	510
Cash and due from depository institutions	$76,161,000	317
Interest-bearing balances	$55,235,000	581
Securities	$70,006,000	2,048
Federal funds sold & reverse repurchase agreements	$2,756,000	1,138
Net loans & leases	$1,135,124,000	410
Loan loss allowance	$16,830,000	397
Trading account assets	$0	246
Bank premises and fixed assets	$16,100,000	726
Other real estate owned	$7,593,000	317
Goodwill and other intangibles	$3,987,000	826
All other assets	$61,682,000	394
Life insurance assets	$33,436,000	266
Total liabilities and capital	$1,373,409,000	510
Total liabilities	$1,238,129,000	503
Total deposits	$1,009,713,000	544
Interest-bearing deposits	$811,011,000	540
Deposits held in domestic offices	$1,009,713,000	543
% insured	82.56%	4,063
Federal funds purchased & repurchase agreements	$27,913,000	421
Trading liabilities	$0	168
Other borrowed funds	$190,735,000	208
Subordinated debt	$0	135
All other liabilities	$9,768,000	595
Total equity capital	$135,280,000	549
Total bank equity capital	$135,280,000	549
Perpetual preferred stock	$0	199
Common stock	$1,000	5,891
Surplus	$87,518,000	451
Undivided profits	$47,761,000	815
Noncontrolling interests in consolidated subsidiaries	$0	158
Memoranda
Noncurrent loans and leases	$25,020,000	300
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,917,000	170
Income earned, not collected on loans	$2,862,000	842
Earning assets	$1,263,121,000	500
Long-term assets (5+ years)	$304,974,000	779
Average Assets, year-to-date	$1,334,509,330	517
Average Assets, quarterly	$1,355,194,500	512
Volatile liabilities	$261,394,000	253
Insider loans	$2,456,000	2,185
FHLB advances	$186,700,000	189
Loans and leases held for sale	$60,231,000	123
Unused loan commitments	$354,890,000	334
Tier 1 (core) risk-based capital	$131,350,000	528
Tier 2 risk-based capital	$13,642,000	414
Total risk weighted assets	$1,087,738,000	440
Total unused commitments	$354,890,000	334
Derivatives	$150,589,000	251
2014-03-31		Rank
# of Employees:	430	334
Assets and Liabilities
Total Assets:	$1,336,980,000	524
Cash and due from depository institutions	$123,324,000	334
Interest-bearing balances	$106,088,000	350
Securities	$78,075,000	1,870
Federal funds sold & reverse repurchase agreements	$2,333,000	1,511
Net loans & leases	$1,047,256,000	434
Loan loss allowance	$16,829,000	400
Trading account assets	$0	247
Bank premises and fixed assets	$16,112,000	736
Other real estate owned	$6,560,000	334
Goodwill and other intangibles	$3,995,000	831
All other assets	$59,325,000	406
Life insurance assets	$33,203,000	267
Total liabilities and capital	$1,336,980,000	524
Total liabilities	$1,203,305,000	509
Total deposits	$1,034,241,000	532
Interest-bearing deposits	$845,012,000	525
Deposits held in domestic offices	$1,034,241,000	531
% insured	83.17%	4,000
Federal funds purchased & repurchase agreements	$38,882,000	339
Trading liabilities	$0	165
Other borrowed funds	$120,935,000	261
Subordinated debt	$0	134
All other liabilities	$9,247,000	611
Total equity capital	$133,675,000	551
Total bank equity capital	$133,675,000	551
Perpetual preferred stock	$0	201
Common stock	$0	6,116
Surplus	$87,519,000	456
Undivided profits	$46,156,000	812
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$31,586,000	259
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,898,000	175
Income earned, not collected on loans	$2,999,000	781
Earning assets	$1,233,752,000	511
Long-term assets (5+ years)	$263,891,000	873
Average Assets, year-to-date	$1,315,059,500	524
Average Assets, quarterly	$1,315,059,500	524
Volatile liabilities	$201,525,000	291
Insider loans	$2,609,000	2,114
FHLB advances	$117,000,000	241
Loans and leases held for sale	$37,724,000	133
Unused loan commitments	$326,594,000	351
Tier 1 (core) risk-based capital	$129,755,000	535
Tier 2 risk-based capital	$12,919,000	428
Total risk weighted assets	$1,029,195,000	453
Total unused commitments	$326,594,000	351
Derivatives	$117,659,000	258
2013-12-31		Rank
# of Employees:	454	317
Assets and Liabilities
Total Assets:	$1,293,139,000	525
Cash and due from depository institutions	$102,511,000	317
Interest-bearing balances	$88,539,000	397
Securities	$61,850,000	2,264
Federal funds sold & reverse repurchase agreements	$2,661,000	1,267
Net loans & leases	$1,040,449,000	433
Loan loss allowance	$17,670,000	390
Trading account assets	$0	247
Bank premises and fixed assets	$16,242,000	720
Other real estate owned	$5,750,000	317
Goodwill and other intangibles	$4,002,000	822
All other assets	$59,674,000	408
Life insurance assets	$32,973,000	267
Total liabilities and capital	$1,293,139,000	525
Total liabilities	$1,160,285,000	524
Total deposits	$1,032,180,000	525
Interest-bearing deposits	$846,462,000	511
Deposits held in domestic offices	$1,032,180,000	523
% insured	84.37%	3,699
Federal funds purchased & repurchase agreements	$40,543,000	351
Trading liabilities	$0	167
Other borrowed funds	$77,860,000	391
Subordinated debt	$0	136
All other liabilities	$9,702,000	609
Total equity capital	$132,854,000	545
Total bank equity capital	$132,854,000	545
Perpetual preferred stock	$0	206
Common stock	$0	6,192
Surplus	$87,519,000	453
Undivided profits	$45,335,000	800
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$31,889,000	269
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,829,000	175
Income earned, not collected on loans	$2,970,000	821
Earning assets	$1,193,499,000	517
Long-term assets (5+ years)	$141,686,000	1,514
Average Assets, year-to-date	$1,329,070,800	499
Average Assets, quarterly	$1,284,010,500	523
Volatile liabilities	$134,900,000	403
Insider loans	$1,804,000	2,639
FHLB advances	$74,000,000	376
Loans and leases held for sale	$56,031,000	108
Unused loan commitments	$350,457,000	327
Tier 1 (core) risk-based capital	$128,933,000	540
Tier 2 risk-based capital	$12,687,000	438
Total risk weighted assets	$1,009,540,000	458
Total unused commitments	$350,457,000	327
Derivatives	$123,419,000	242
2013-09-30		Rank
# of Employees:	454	317
Assets and Liabilities
Total Assets:	$1,274,882,000	526
Cash and due from depository institutions	$84,288,000	317
Interest-bearing balances	$67,373,000	525
Securities	$67,687,000	2,121
Federal funds sold & reverse repurchase agreements	$2,132,000	1,394
Net loans & leases	$1,034,765,000	425
Loan loss allowance	$18,306,000	392
Trading account assets	$0	248
Bank premises and fixed assets	$16,374,000	712
Other real estate owned	$6,395,000	317
Goodwill and other intangibles	$4,010,000	820
All other assets	$59,231,000	405
Life insurance assets	$32,747,000	267
Total liabilities and capital	$1,274,882,000	526
Total liabilities	$1,143,185,000	523
Total deposits	$1,015,739,000	526
Interest-bearing deposits	$840,505,000	514
Deposits held in domestic offices	$1,015,739,000	524
% insured	84.50%	3,936
Federal funds purchased & repurchase agreements	$35,483,000	385
Trading liabilities	$0	163
Other borrowed funds	$81,510,000	366
Subordinated debt	$0	150
All other liabilities	$10,453,000	596
Total equity capital	$131,697,000	547
Total bank equity capital	$131,697,000	546
Perpetual preferred stock	$0	217
Common stock	$0	6,266
Surplus	$87,519,000	451
Undivided profits	$44,178,000	821
Noncontrolling interests in consolidated subsidiaries	$0	159
Memoranda
Noncurrent loans and leases	$32,109,000	288
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,445,000	132
Income earned, not collected on loans	$3,107,000	799
Earning assets	$1,171,957,000	516
Long-term assets (5+ years)	$128,583,000	1,631
Average Assets, year-to-date	$1,338,053,750	499
Average Assets, quarterly	$1,310,902,000	509
Volatile liabilities	$136,357,000	395
Insider loans	$1,888,000	2,572
FHLB advances	$78,000,000	339
Loans and leases held for sale	$70,473,000	92
Unused loan commitments	$362,259,000	317
Tier 1 (core) risk-based capital	$127,757,000	538
Tier 2 risk-based capital	$12,579,000	442
Total risk weighted assets	$1,000,197,000	458
Total unused commitments	$362,259,000	317
Derivatives	$159,821,000	222
2013-06-30		Rank
# of Employees:	459	316
Assets and Liabilities
Total Assets:	$1,346,922,000	497
Cash and due from depository institutions	$66,812,000	316
Interest-bearing balances	$53,904,000	677
Securities	$69,950,000	2,063
Federal funds sold & reverse repurchase agreements	$2,883,000	1,340
Net loans & leases	$1,115,907,000	389
Loan loss allowance	$18,581,000	395
Trading account assets	$0	250
Bank premises and fixed assets	$16,672,000	700
Other real estate owned	$9,751,000	316
Goodwill and other intangibles	$4,018,000	824
All other assets	$60,929,000	404
Life insurance assets	$32,509,000	264
Total liabilities and capital	$1,346,922,000	497
Total liabilities	$1,207,614,000	494
Total deposits	$1,047,347,000	506
Interest-bearing deposits	$869,334,000	491
Deposits held in domestic offices	$1,047,347,000	504
% insured	85.29%	3,844
Federal funds purchased & repurchase agreements	$35,877,000	383
Trading liabilities	$0	154
Other borrowed funds	$113,010,000	267
Subordinated debt	$0	152
All other liabilities	$11,380,000	556
Total equity capital	$139,308,000	523
Total bank equity capital	$139,308,000	523
Perpetual preferred stock	$0	228
Common stock	$0	6,316
Surplus	$87,519,000	450
Undivided profits	$51,789,000	702
Noncontrolling interests in consolidated subsidiaries	$0	162
Memoranda
Noncurrent loans and leases	$33,385,000	294
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,770,000	184
Income earned, not collected on loans	$3,585,000	675
Earning assets	$1,242,644,000	490
Long-term assets (5+ years)	$144,652,000	1,430
Average Assets, year-to-date	$1,359,111,000	495
Average Assets, quarterly	$1,348,095,500	499
Volatile liabilities	$168,977,000	323
Insider loans	$1,962,000	2,543
FHLB advances	$110,000,000	237
Loans and leases held for sale	$144,636,000	71
Unused loan commitments	$364,962,000	309
Tier 1 (core) risk-based capital	$135,376,000	510
Tier 2 risk-based capital	$13,189,000	421
Total risk weighted assets	$1,049,711,000	434
Total unused commitments	$364,962,000	309
Derivatives	$270,554,000	179
2013-03-31		Rank
# of Employees:	444	320
Assets and Liabilities
Total Assets:	$1,349,269,000	501
Cash and due from depository institutions	$67,348,000	320
Interest-bearing balances	$50,959,000	901
Securities	$70,045,000	2,072
Federal funds sold & reverse repurchase agreements	$2,901,000	1,693
Net loans & leases	$1,117,061,000	389
Loan loss allowance	$18,608,000	403
Trading account assets	$0	242
Bank premises and fixed assets	$16,802,000	701
Other real estate owned	$8,818,000	320
Goodwill and other intangibles	$4,026,000	816
All other assets	$62,268,000	392
Life insurance assets	$32,297,000	259
Total liabilities and capital	$1,349,269,000	501
Total liabilities	$1,212,095,000	493
Total deposits	$1,098,838,000	495
Interest-bearing deposits	$924,833,000	465
Deposits held in domestic offices	$1,098,838,000	492
% insured	85.66%	3,782
Federal funds purchased & repurchase agreements	$31,943,000	395
Trading liabilities	$0	154
Other borrowed funds	$70,760,000	382
Subordinated debt	$0	155
All other liabilities	$10,554,000	587
Total equity capital	$137,174,000	545
Total bank equity capital	$137,174,000	545
Perpetual preferred stock	$0	239
Common stock	$0	6,388
Surplus	$87,519,000	449
Undivided profits	$49,655,000	762
Noncontrolling interests in consolidated subsidiaries	$0	167
Memoranda
Noncurrent loans and leases	$36,272,000	301
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,596,000	205
Income earned, not collected on loans	$3,549,000	680
Earning assets	$1,240,966,000	491
Long-term assets (5+ years)	$136,849,000	1,469
Average Assets, year-to-date	$1,365,205,500	495
Average Assets, quarterly	$1,365,205,500	495
Volatile liabilities	$125,794,000	398
Insider loans	$1,259,000	3,257
FHLB advances	$66,000,000	367
Loans and leases held for sale	$144,031,000	77
Unused loan commitments	$376,433,000	294
Tier 1 (core) risk-based capital	$133,194,000	517
Tier 2 risk-based capital	$13,228,000	413
Total risk weighted assets	$1,052,895,000	426
Total unused commitments	$376,433,000	294
Derivatives	$276,453,000	179
2012-12-31		Rank
# of Employees:	451	317
Assets and Liabilities
Total Assets:	$1,381,142,000	492
Cash and due from depository institutions	$73,208,000	317
Interest-bearing balances	$57,503,000	731
Securities	$57,377,000	2,372
Federal funds sold & reverse repurchase agreements	$1,674,000	1,978
Net loans & leases	$1,155,283,000	377
Loan loss allowance	$17,957,000	426
Trading account assets	$0	243
Bank premises and fixed assets	$16,924,000	684
Other real estate owned	$9,673,000	317
Goodwill and other intangibles	$4,029,000	813
All other assets	$62,974,000	390
Life insurance assets	$32,076,000	256
Total liabilities and capital	$1,381,142,000	492
Total liabilities	$1,246,187,000	484
Total deposits	$1,146,842,000	474
Interest-bearing deposits	$959,598,000	455
Deposits held in domestic offices	$1,146,842,000	472
% insured	90.48%	3,259
Federal funds purchased & repurchase agreements	$0	2,186
Trading liabilities	$0	152
Other borrowed funds	$87,360,000	338
Subordinated debt	$0	159
All other liabilities	$11,985,000	540
Total equity capital	$134,955,000	554
Total bank equity capital	$134,955,000	554
Perpetual preferred stock	$0	246
Common stock	$0	6,448
Surplus	$87,519,000	451
Undivided profits	$47,436,000	786
Noncontrolling interests in consolidated subsidiaries	$0	169
Memoranda
Noncurrent loans and leases	$42,634,000	277
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,507,000	212
Income earned, not collected on loans	$3,500,000	697
Earning assets	$1,271,837,000	487
Long-term assets (5+ years)	$109,325,000	1,759
Average Assets, year-to-date	$1,343,991,000	495
Average Assets, quarterly	$1,363,701,000	497
Volatile liabilities	$108,931,000	476
Insider loans	$1,311,000	3,251
FHLB advances	$84,000,000	313
Loans and leases held for sale	$197,876,000	79
Unused loan commitments	$422,464,000	260
Tier 1 (core) risk-based capital	$130,950,000	522
Tier 2 risk-based capital	$13,352,000	408
Total risk weighted assets	$1,063,551,000	418
Total unused commitments	$422,464,000	260
Derivatives	$349,932,000	164
2012-09-30		Rank
# of Employees:	416	336
Assets and Liabilities
Total Assets:	$1,346,260,000	506
Cash and due from depository institutions	$60,363,000	336
Interest-bearing balances	$44,273,000	922
Securities	$58,364,000	2,370
Federal funds sold & reverse repurchase agreements	$2,254,000	1,734
Net loans & leases	$1,125,663,000	389
Loan loss allowance	$17,117,000	465
Trading account assets	$0	231
Bank premises and fixed assets	$17,152,000	672
Other real estate owned	$13,952,000	336
Goodwill and other intangibles	$4,036,000	807
All other assets	$64,476,000	396
Life insurance assets	$31,844,000	251
Total liabilities and capital	$1,346,260,000	506
Total liabilities	$1,213,029,000	495
Total deposits	$1,109,346,000	484
Interest-bearing deposits	$929,305,000	471
Deposits held in domestic offices	$1,109,346,000	481
% insured	91.05%	3,233
Federal funds purchased & repurchase agreements	$0	2,188
Trading liabilities	$0	150
Other borrowed funds	$93,360,000	330
Subordinated debt	$0	163
All other liabilities	$10,323,000	638
Total equity capital	$133,231,000	562
Total bank equity capital	$133,231,000	562
Perpetual preferred stock	$0	250
Common stock	$0	6,537
Surplus	$87,519,000	448
Undivided profits	$45,712,000	837
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$48,328,000	268
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,394,000	233
Income earned, not collected on loans	$3,846,000	680
Earning assets	$1,230,554,000	500
Long-term assets (5+ years)	$112,580,000	1,683
Average Assets, year-to-date	$1,334,703,250	501
Average Assets, quarterly	$1,345,432,500	502
Volatile liabilities	$116,320,000	456
Insider loans	$1,362,000	3,238
FHLB advances	$89,000,000	297
Loans and leases held for sale	$180,575,000	77
Unused loan commitments	$418,338,000	262
Tier 1 (core) risk-based capital	$129,223,000	526
Tier 2 risk-based capital	$13,155,000	415
Total risk weighted assets	$1,048,413,000	421
Total unused commitments	$418,338,000	262
Derivatives	$344,493,000	172
2012-06-30		Rank
# of Employees:	397	358
Assets and Liabilities
Total Assets:	$1,344,605,000	502
Cash and due from depository institutions	$69,918,000	358
Interest-bearing balances	$55,689,000	731
Securities	$57,170,000	2,396
Federal funds sold & reverse repurchase agreements	$3,514,000	1,418
Net loans & leases	$1,113,917,000	390
Loan loss allowance	$18,001,000	438
Trading account assets	$0	211
Bank premises and fixed assets	$17,264,000	664
Other real estate owned	$16,197,000	358
Goodwill and other intangibles	$4,044,000	800
All other assets	$62,581,000	394
Life insurance assets	$31,597,000	247
Total liabilities and capital	$1,344,606,000	502
Total liabilities	$1,205,100,000	498
Total deposits	$1,140,127,000	475
Interest-bearing deposits	$956,363,000	462
Deposits held in domestic offices	$1,140,127,000	474
% insured	91.39%	3,223
Federal funds purchased & repurchase agreements	$0	2,234
Trading liabilities	$0	130
Other borrowed funds	$53,160,000	539
Subordinated debt	$0	180
All other liabilities	$11,813,000	540
Total equity capital	$139,506,000	527
Total bank equity capital	$139,506,000	526
Perpetual preferred stock	$0	254
Common stock	$0	6,596
Surplus	$87,519,000	441
Undivided profits	$51,987,000	709
Noncontrolling interests in consolidated subsidiaries	$0	171
Memoranda
Noncurrent loans and leases	$48,618,000	280
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$939,000	321
Income earned, not collected on loans	$3,562,000	689
Earning assets	$1,230,290,000	493
Long-term assets (5+ years)	$113,451,000	1,662
Average Assets, year-to-date	$1,330,851,000	506
Average Assets, quarterly	$1,330,436,000	506
Volatile liabilities	$73,653,000	660
Insider loans	$1,413,000	3,185
FHLB advances	$49,000,000	537
Loans and leases held for sale	$148,769,000	80
Unused loan commitments	$403,301,000	268
Tier 1 (core) risk-based capital	$135,494,000	494
Tier 2 risk-based capital	$13,215,000	416
Total risk weighted assets	$1,052,375,000	416
Total unused commitments	$403,301,000	268
Derivatives	$303,333,000	177
2012-03-31		Rank
# of Employees:	385	367
Assets and Liabilities
Total Assets:	$1,316,267,000	515
Cash and due from depository institutions	$44,940,000	367
Interest-bearing balances	$29,214,000	1,464
Securities	$49,178,000	2,702
Federal funds sold & reverse repurchase agreements	$1,841,000	2,355
Net loans & leases	$1,117,271,000	382
Loan loss allowance	$18,254,000	436
Trading account assets	$0	215
Bank premises and fixed assets	$17,383,000	651
Other real estate owned	$17,036,000	367
Goodwill and other intangibles	$4,055,000	798
All other assets	$64,563,000	387
Life insurance assets	$31,353,000	242
Total liabilities and capital	$1,316,267,000	515
Total liabilities	$1,178,091,000	507
Total deposits	$1,114,435,000	480
Interest-bearing deposits	$954,813,000	466
Deposits held in domestic offices	$1,114,435,000	478
% insured	91.30%	3,277
Federal funds purchased & repurchase agreements	$0	2,131
Trading liabilities	$0	123
Other borrowed funds	$53,060,000	556
Subordinated debt	$0	185
All other liabilities	$10,596,000	573
Total equity capital	$138,176,000	528
Total bank equity capital	$138,176,000	528
Perpetual preferred stock	$0	259
Common stock	$0	6,651
Surplus	$87,519,000	439
Undivided profits	$50,657,000	712
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$49,393,000	295
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$968,000	316
Income earned, not collected on loans	$3,802,000	648
Earning assets	$1,197,504,000	507
Long-term assets (5+ years)	$144,710,000	1,336
Average Assets, year-to-date	$1,323,974,000	508
Average Assets, quarterly	$1,323,974,000	508
Volatile liabilities	$68,299,000	710
Insider loans	$1,951,000	2,658
FHLB advances	$49,000,000	548
Loans and leases held for sale	$149,978,000	71
Unused loan commitments	$396,073,000	260
Tier 1 (core) risk-based capital	$134,155,000	487
Tier 2 risk-based capital	$13,267,000	407
Total risk weighted assets	$1,056,336,000	415
Total unused commitments	$396,073,000	260
Derivatives	$285,004,000	169
2011-12-31		Rank
# of Employees:	388	361
Assets and Liabilities
Total Assets:	$1,331,681,000	501
Cash and due from depository institutions	$40,765,000	361
Interest-bearing balances	$24,778,000	1,526
Securities	$48,707,000	2,650
Federal funds sold & reverse repurchase agreements	$1,038,000	2,497
Net loans & leases	$1,139,672,000	372
Loan loss allowance	$16,770,000	474
Trading account assets	$0	205
Bank premises and fixed assets	$17,017,000	669
Other real estate owned	$15,866,000	361
Goodwill and other intangibles	$5,168,000	716
All other assets	$63,448,000	402
Life insurance assets	$31,104,000	241
Total liabilities and capital	$1,331,681,000	501
Total liabilities	$1,193,402,000	490
Total deposits	$1,129,862,000	467
Interest-bearing deposits	$1,078,845,000	415
Deposits held in domestic offices	$1,129,862,000	466
% insured	88.00%	4,479
Federal funds purchased & repurchase agreements	$0	2,367
Trading liabilities	$0	115
Other borrowed funds	$52,860,000	579
Subordinated debt	$0	193
All other liabilities	$10,680,000	577
Total equity capital	$138,279,000	523
Total bank equity capital	$138,279,000	523
Perpetual preferred stock	$0	263
Common stock	$0	6,724
Surplus	$87,519,000	441
Undivided profits	$50,760,000	705
Noncontrolling interests in consolidated subsidiaries	$0	168
Memoranda
Noncurrent loans and leases	$45,804,000	334
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$858,000	332
Income earned, not collected on loans	$3,971,000	651
Earning assets	$1,214,195,000	497
Long-term assets (5+ years)	$0	6,681
Average Assets, year-to-date	$1,354,957,600	484
Average Assets, quarterly	$1,319,986,500	500
Volatile liabilities	$97,342,000	570
Insider loans	$13,068,000	429
FHLB advances	$49,000,000	573
Loans and leases held for sale	$0	1,918
Unused loan commitments	$396,751,000	256
Tier 1 (core) risk-based capital	$134,213,000	485
Tier 2 risk-based capital	$13,642,000	403
Total risk weighted assets	$1,088,253,000	411
Total unused commitments	$407,701,000	254
Derivatives	$0	1,191
2011-09-30		Rank
# of Employees:	410	332
Assets and Liabilities
Total Assets:	$1,308,292,000	506
Cash and due from depository institutions	$55,159,000	332
Interest-bearing balances	$39,391,000	1,065
Securities	$53,900,000	2,400
Federal funds sold & reverse repurchase agreements	$1,913,000	2,214
Net loans & leases	$1,092,435,000	386
Loan loss allowance	$16,737,000	491
Trading account assets	$0	209
Bank premises and fixed assets	$17,384,000	650
Other real estate owned	$18,718,000	332
Goodwill and other intangibles	$5,156,000	715
All other assets	$63,627,000	404
Life insurance assets	$30,842,000	234
Total liabilities and capital	$1,308,292,000	506
Total liabilities	$1,171,492,000	505
Total deposits	$1,129,019,000	474
Interest-bearing deposits	$1,072,885,000	429
Deposits held in domestic offices	$1,129,019,000	472
% insured	89.62%	4,085
Federal funds purchased & repurchase agreements	$0	2,338
Trading liabilities	$0	112
Other borrowed funds	$32,350,000	886
Subordinated debt	$0	206
All other liabilities	$10,123,000	604
Total equity capital	$136,800,000	535
Total bank equity capital	$136,800,000	535
Perpetual preferred stock	$0	266
Common stock	$0	6,800
Surplus	$87,519,000	450
Undivided profits	$49,281,000	721
Noncontrolling interests in consolidated subsidiaries	$0	175
Memoranda
Noncurrent loans and leases	$45,354,000	353
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$708,000	386
Income earned, not collected on loans	$3,779,000	703
Earning assets	$1,187,639,000	508
Long-term assets (5+ years)	$0	6,717
Average Assets, year-to-date	$1,360,776,750	492
Average Assets, quarterly	$1,319,535,500	505
Volatile liabilities	$75,330,000	719
Insider loans	$13,120,000	434
FHLB advances	$29,000,000	890
Loans and leases held for sale	$0	1,904
Unused loan commitments	$373,333,000	268
Tier 1 (core) risk-based capital	$132,729,000	496
Tier 2 risk-based capital	$13,485,000	412
Total risk weighted assets	$1,075,580,000	414
Total unused commitments	$387,790,000	263
Derivatives	$0	1,195
2011-06-30		Rank
# of Employees:	441	315
Assets and Liabilities
Total Assets:	$1,330,779,000	503
Cash and due from depository institutions	$116,557,000	315
Interest-bearing balances	$102,347,000	378
Securities	$56,497,000	2,314
Federal funds sold & reverse repurchase agreements	$2,101,000	2,094
Net loans & leases	$1,053,808,000	400
Loan loss allowance	$17,485,000	495
Trading account assets	$0	213
Bank premises and fixed assets	$18,102,000	619
Other real estate owned	$11,882,000	315
Goodwill and other intangibles	$4,944,000	757
All other assets	$66,888,000	386
Life insurance assets	$30,566,000	236
Total liabilities and capital	$1,330,779,000	503
Total liabilities	$1,194,573,000	499
Total deposits	$1,153,208,000	464
Interest-bearing deposits	$1,108,065,000	408
Deposits held in domestic offices	$1,153,208,000	462
% insured	88.53%	4,565
Federal funds purchased & repurchase agreements	$0	2,430
Trading liabilities	$0	112
Other borrowed funds	$31,850,000	935
Subordinated debt	$0	212
All other liabilities	$9,515,000	598
Total equity capital	$136,206,000	528
Total bank equity capital	$136,206,000	528
Perpetual preferred stock	$0	222
Common stock	$0	6,875
Surplus	$87,519,000	450
Undivided profits	$48,687,000	703
Noncontrolling interests in consolidated subsidiaries	$0	179
Memoranda
Noncurrent loans and leases	$54,812,000	316
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$917,000	320
Income earned, not collected on loans	$4,044,000	648
Earning assets	$1,214,753,000	501
Long-term assets (5+ years)	$0	6,767
Average Assets, year-to-date	$1,378,271,670	492
Average Assets, quarterly	$1,334,126,000	500
Volatile liabilities	$73,160,000	755
Insider loans	$12,353,000	468
FHLB advances	$29,000,000	942
Loans and leases held for sale	$0	1,752
Unused loan commitments	$324,671,000	293
Tier 1 (core) risk-based capital	$132,129,000	499
Tier 2 risk-based capital	$13,466,000	427
Total risk weighted assets	$1,073,294,000	424
Total unused commitments	$339,319,000	283
Derivatives	$0	1,174
2011-03-31		Rank
# of Employees:	455	303
Assets and Liabilities
Total Assets:	$1,337,473,000	507
Cash and due from depository institutions	$109,072,000	303
Interest-bearing balances	$96,493,000	405
Securities	$45,097,000	2,732
Federal funds sold & reverse repurchase agreements	$2,077,000	2,543
Net loans & leases	$1,078,869,000	399
Loan loss allowance	$17,665,000	486
Trading account assets	$0	208
Bank premises and fixed assets	$17,566,000	642
Other real estate owned	$12,373,000	303
Goodwill and other intangibles	$4,967,000	763
All other assets	$67,452,000	382
Life insurance assets	$30,301,000	235
Total liabilities and capital	$1,337,473,000	507
Total liabilities	$1,201,374,000	504
Total deposits	$1,161,076,000	470
Interest-bearing deposits	$1,118,013,000	417
Deposits held in domestic offices	$1,161,076,000	469
% insured	87.58%	4,880
Federal funds purchased & repurchase agreements	$0	2,341
Trading liabilities	$0	108
Other borrowed funds	$31,600,000	945
Subordinated debt	$0	214
All other liabilities	$8,698,000	646
Total equity capital	$136,099,000	516
Total bank equity capital	$136,099,000	516
Perpetual preferred stock	$0	224
Common stock	$0	6,934
Surplus	$87,519,000	451
Undivided profits	$48,580,000	672
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$56,755,000	320
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$555,000	447
Income earned, not collected on loans	$4,164,000	641
Earning assets	$1,222,536,000	503
Long-term assets (5+ years)	$0	6,809
Average Assets, year-to-date	$1,402,018,000	489
Average Assets, quarterly	$1,402,018,000	489
Volatile liabilities	$85,509,000	701
Insider loans	$12,388,000	472
FHLB advances	$29,000,000	960
Loans and leases held for sale	$0	1,676
Unused loan commitments	$321,672,000	300
Tier 1 (core) risk-based capital	$132,001,000	490
Tier 2 risk-based capital	$13,657,000	427
Total risk weighted assets	$1,088,576,000	426
Total unused commitments	$333,974,000	293
Derivatives	$0	1,153
2010-12-31		Rank
# of Employees:	472	300
Assets and Liabilities
Total Assets:	$1,466,563,000	467
Cash and due from depository institutions	$14,970,000	300
Interest-bearing balances	$4,457,000	4,057
Securities	$51,145,000	2,371
Federal funds sold & reverse repurchase agreements	$1,030,000	3,039
Net loans & leases	$1,290,848,000	347
Loan loss allowance	$18,924,000	470
Trading account assets	$0	207
Bank premises and fixed assets	$17,642,000	638
Other real estate owned	$13,009,000	300
Goodwill and other intangibles	$5,000,000	761
All other assets	$72,919,000	369
Life insurance assets	$30,036,000	233
Total liabilities and capital	$1,466,563,000	467
Total liabilities	$1,330,131,000	464
Total deposits	$1,155,113,000	473
Interest-bearing deposits	$1,113,112,000	420
Deposits held in domestic offices	$1,155,113,000	472
% insured	82.08%	6,120
Federal funds purchased & repurchase agreements	$0	2,549
Trading liabilities	$0	108
Other borrowed funds	$164,000,000	241
Subordinated debt	$0	220
All other liabilities	$11,018,000	548
Total equity capital	$136,432,000	514
Total bank equity capital	$136,432,000	514
Perpetual preferred stock	$0	224
Common stock	$0	7,013
Surplus	$87,519,000	451
Undivided profits	$48,913,000	656
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$57,039,000	329
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,293,000	317
Income earned, not collected on loans	$4,148,000	662
Earning assets	$1,347,480,000	463
Long-term assets (5+ years)	$0	6,888
Average Assets, year-to-date	$1,421,207,600	475
Average Assets, quarterly	$1,459,534,500	472
Volatile liabilities	$385,555,000	366
Insider loans	$15,588,000	365
FHLB advances	$161,800,000	198
Loans and leases held for sale	$0	1,952
Unused loan commitments	$308,326,000	309
Tier 1 (core) risk-based capital	$132,281,000	491
Tier 2 risk-based capital	$14,933,000	402
Total risk weighted assets	$1,190,632,000	403
Total unused commitments	$321,920,000	299
Derivatives	$0	1,176
2010-09-30		Rank
# of Employees:	457	303
Assets and Liabilities
Total Assets:	$1,451,377,000	472
Cash and due from depository institutions	$14,534,000	303
Interest-bearing balances	$2,687,000	4,631
Securities	$56,104,000	2,172
Federal funds sold & reverse repurchase agreements	$1,068,000	3,187
Net loans & leases	$1,270,686,000	353
Loan loss allowance	$18,600,000	465
Trading account assets	$0	210
Bank premises and fixed assets	$18,029,000	621
Other real estate owned	$14,900,000	303
Goodwill and other intangibles	$4,904,000	764
All other assets	$71,152,000	370
Life insurance assets	$29,771,000	229
Total liabilities and capital	$1,451,377,000	472
Total liabilities	$1,316,615,000	465
Total deposits	$1,123,111,000	475
Interest-bearing deposits	$1,064,809,000	424
Deposits held in domestic offices	$1,123,111,000	473
% insured	76.07%	6,638
Federal funds purchased & repurchase agreements	$0	2,564
Trading liabilities	$0	103
Other borrowed funds	$182,900,000	230
Subordinated debt	$0	233
All other liabilities	$10,604,000	603
Total equity capital	$134,762,000	508
Total bank equity capital	$134,762,000	508
Perpetual preferred stock	$0	229
Common stock	$0	7,110
Surplus	$87,519,000	440
Undivided profits	$47,243,000	718
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$50,966,000	373
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$543,000	496
Income earned, not collected on loans	$4,342,000	649
Earning assets	$1,330,545,000	462
Long-term assets (5+ years)	$0	6,979
Average Assets, year-to-date	$1,409,586,500	471
Average Assets, quarterly	$1,419,353,500	477
Volatile liabilities	$388,001,000	371
Insider loans	$28,691,000	161
FHLB advances	$181,000,000	190
Loans and leases held for sale	$0	1,963
Unused loan commitments	$384,175,000	275
Tier 1 (core) risk-based capital	$130,571,000	477
Tier 2 risk-based capital	$14,697,000	412
Total risk weighted assets	$1,171,834,000	406
Total unused commitments	$392,176,000	271
Derivatives	$0	1,218
2010-06-30		Rank
# of Employees:	456	302
Assets and Liabilities
Total Assets:	$1,387,330,000	483
Cash and due from depository institutions	$24,606,000	302
Interest-bearing balances	$21,202,000	1,548
Securities	$27,172,000	3,692
Federal funds sold & reverse repurchase agreements	$1,024,000	3,303
Net loans & leases	$1,228,380,000	363
Loan loss allowance	$20,963,000	420
Trading account assets	$0	210
Bank premises and fixed assets	$18,511,000	616
Other real estate owned	$16,040,000	302
Goodwill and other intangibles	$4,486,000	810
All other assets	$67,111,000	385
Life insurance assets	$29,499,000	229
Total liabilities and capital	$1,387,330,000	483
Total liabilities	$1,254,310,000	478
Total deposits	$1,150,973,000	462
Interest-bearing deposits	$1,093,738,000	413
Deposits held in domestic offices	$1,150,973,000	461
% insured	83.35%	5,601
Federal funds purchased & repurchase agreements	$0	2,594
Trading liabilities	$0	104
Other borrowed funds	$94,135,000	450
Subordinated debt	$0	241
All other liabilities	$9,202,000	631
Total equity capital	$133,020,000	511
Total bank equity capital	$133,020,000	510
Perpetual preferred stock	$0	222
Common stock	$0	7,172
Surplus	$87,519,000	438
Undivided profits	$45,501,000	728
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$44,447,000	429
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$912,000	358
Income earned, not collected on loans	$4,544,000	602
Earning assets	$1,277,778,000	474
Long-term assets (5+ years)	$0	7,034
Average Assets, year-to-date	$1,395,656,330	478
Average Assets, quarterly	$1,377,229,500	483
Volatile liabilities	$305,957,000	468
Insider loans	$17,610,000	324
FHLB advances	$92,900,000	408
Loans and leases held for sale	$0	1,852
Unused loan commitments	$373,314,000	270
Tier 1 (core) risk-based capital	$128,777,000	475
Tier 2 risk-based capital	$14,369,000	424
Total risk weighted assets	$1,142,928,000	420
Total unused commitments	$377,821,000	267
Derivatives	$0	1,168
2010-03-31		Rank
# of Employees:	451	312
Assets and Liabilities
Total Assets:	$1,367,129,000	505
Cash and due from depository institutions	$53,733,000	312
Interest-bearing balances	$47,193,000	728
Securities	$28,263,000	3,627
Federal funds sold & reverse repurchase agreements	$971,000	3,669
Net loans & leases	$1,182,831,000	387
Loan loss allowance	$21,006,000	447
Trading account assets	$0	227
Bank premises and fixed assets	$18,037,000	643
Other real estate owned	$13,900,000	312
Goodwill and other intangibles	$4,549,000	818
All other assets	$64,845,000	416
Life insurance assets	$29,227,000	229
Total liabilities and capital	$1,367,129,000	505
Total liabilities	$1,237,147,000	498
Total deposits	$1,167,740,000	464
Interest-bearing deposits	$1,121,535,000	416
Deposits held in domestic offices	$1,167,740,000	462
% insured	85.96%	5,007
Federal funds purchased & repurchase agreements	$0	2,570
Trading liabilities	$0	108
Other borrowed funds	$60,525,000	711
Subordinated debt	$0	248
All other liabilities	$8,882,000	647
Total equity capital	$129,982,000	521
Total bank equity capital	$129,982,000	520
Perpetual preferred stock	$0	220
Common stock	$0	7,272
Surplus	$85,705,000	452
Undivided profits	$44,277,000	732
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$51,179,000	399
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$489,000	534
Income earned, not collected on loans	$4,591,000	632
Earning assets	$1,259,258,000	493
Long-term assets (5+ years)	$0	7,124
Average Assets, year-to-date	$1,399,819,500	493
Average Assets, quarterly	$1,399,819,500	493
Volatile liabilities	$291,067,000	507
Insider loans	$14,644,000	420
FHLB advances	$59,500,000	662
Loans and leases held for sale	$0	1,823
Unused loan commitments	$409,184,000	265
Tier 1 (core) risk-based capital	$125,682,000	488
Tier 2 risk-based capital	$14,223,000	447
Total risk weighted assets	$1,131,090,000	444
Total unused commitments	$412,692,000	264
Derivatives	$0	1,155
2009-12-31		Rank
# of Employees:	464	301
Assets and Liabilities
Total Assets:	$1,432,510,000	484
Cash and due from depository institutions	$17,520,000	301
Interest-bearing balances	$12,565,000	1,971
Securities	$32,035,000	3,346
Federal funds sold & reverse repurchase agreements	$1,208,000	3,337
Net loans & leases	$1,277,593,000	372
Loan loss allowance	$14,471,000	601
Trading account assets	$0	224
Bank premises and fixed assets	$18,295,000	642
Other real estate owned	$15,718,000	301
Goodwill and other intangibles	$4,601,000	813
All other assets	$65,540,000	419
Life insurance assets	$28,954,000	228
Total liabilities and capital	$1,432,510,000	484
Total liabilities	$1,298,091,000	477
Total deposits	$1,158,739,000	462
Interest-bearing deposits	$1,113,154,000	419
Deposits held in domestic offices	$1,158,739,000	460
% insured	85.52%	5,170
Federal funds purchased & repurchase agreements	$0	2,785
Trading liabilities	$0	104
Other borrowed funds	$130,225,000	388
Subordinated debt	$0	258
All other liabilities	$9,127,000	640
Total equity capital	$134,419,000	501
Total bank equity capital	$134,419,000	501
Perpetual preferred stock	$0	219
Common stock	$0	7,340
Surplus	$85,705,000	442
Undivided profits	$48,714,000	649
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$46,561,000	433
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$529,000	484
Income earned, not collected on loans	$4,514,000	666
Earning assets	$1,323,401,000	470
Long-term assets (5+ years)	$0	7,189
Average Assets, year-to-date	$1,433,073,000	474
Average Assets, quarterly	$1,418,599,500	487
Volatile liabilities	$344,322,000	443
Insider loans	$15,134,000	416
FHLB advances	$123,800,000	349
Loans and leases held for sale	$0	1,814
Unused loan commitments	$395,438,000	276
Tier 1 (core) risk-based capital	$130,045,000	465
Tier 2 risk-based capital	$14,471,000	452
Total risk weighted assets	$1,193,578,000	432
Total unused commitments	$400,436,000	273
Derivatives	$0	1,139
2009-09-30		Rank
# of Employees:	465	315
Assets and Liabilities
Total Assets:	$1,404,689,000	506
Cash and due from depository institutions	$36,357,000	315
Interest-bearing balances	$33,098,000	815
Securities	$30,162,000	3,481
Federal funds sold & reverse repurchase agreements	$1,094,000	3,536
Net loans & leases	$1,240,845,000	399
Loan loss allowance	$16,539,000	533
Trading account assets	$0	238
Bank premises and fixed assets	$18,674,000	635
Other real estate owned	$8,455,000	315
Goodwill and other intangibles	$4,564,000	864
All other assets	$64,538,000	399
Life insurance assets	$28,679,000	234
Total liabilities and capital	$1,404,689,000	506
Total liabilities	$1,271,488,000	503
Total deposits	$1,197,449,000	455
Interest-bearing deposits	$1,144,829,000	425
Deposits held in domestic offices	$1,197,449,000	453
% insured	88.29%	4,511
Federal funds purchased & repurchase agreements	$0	2,868
Trading liabilities	$0	103
Other borrowed funds	$63,800,000	773
Subordinated debt	$0	269
All other liabilities	$10,239,000	638
Total equity capital	$133,201,000	522
Total bank equity capital	$133,201,000	522
Perpetual preferred stock	$0	212
Common stock	$0	7,420
Surplus	$85,705,000	449
Undivided profits	$47,496,000	702
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$47,971,000	424
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$322,000	602
Income earned, not collected on loans	$4,802,000	661
Earning assets	$1,305,199,000	492
Long-term assets (5+ years)	$0	7,262
Average Assets, year-to-date	$1,433,213,750	489
Average Assets, quarterly	$1,455,855,500	483
Volatile liabilities	$298,047,000	544
Insider loans	$15,045,000	439
FHLB advances	$61,000,000	734
Loans and leases held for sale	$0	1,823
Unused loan commitments	$458,191,000	266
Tier 1 (core) risk-based capital	$128,750,000	489
Tier 2 risk-based capital	$14,547,000	476
Total risk weighted assets	$1,161,790,000	461
Total unused commitments	$460,188,000	264
Derivatives	$0	1,183
2009-06-30		Rank
# of Employees:	455	328
Assets and Liabilities
Total Assets:	$1,507,022,000	477
Cash and due from depository institutions	$49,105,000	328
Interest-bearing balances	$45,536,000	498
Securities	$36,932,000	2,968
Federal funds sold & reverse repurchase agreements	$1,054,000	3,964
Net loans & leases	$1,333,852,000	389
Loan loss allowance	$15,286,000	549
Trading account assets	$0	240
Bank premises and fixed assets	$18,936,000	641
Other real estate owned	$2,303,000	328
Goodwill and other intangibles	$4,628,000	872
All other assets	$60,212,000	429
Life insurance assets	$28,401,000	238
Total liabilities and capital	$1,507,022,000	477
Total liabilities	$1,374,563,000	478
Total deposits	$1,165,343,000	477
Interest-bearing deposits	$1,103,753,000	443
Deposits held in domestic offices	$1,165,343,000	475
% insured	70.16%	6,016
Federal funds purchased & repurchase agreements	$0	2,922
Trading liabilities	$0	100
Other borrowed funds	$199,735,000	312
Subordinated debt	$0	276
All other liabilities	$9,485,000	695
Total equity capital	$132,459,000	533
Total bank equity capital	$132,459,000	532
Perpetual preferred stock	$0	213
Common stock	$0	7,509
Surplus	$85,705,000	463
Undivided profits	$46,754,000	701
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$49,022,000	402
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$381,000	537
Income earned, not collected on loans	$4,963,000	632
Earning assets	$1,417,374,000	471
Long-term assets (5+ years)	$0	7,339
Average Assets, year-to-date	$1,442,722,000	500
Average Assets, quarterly	$1,483,342,500	486
Volatile liabilities	$449,131,000	358
Insider loans	$15,557,000	442
FHLB advances	$66,100,000	718
Loans and leases held for sale	$0	1,961
Unused loan commitments	$464,545,000	270
Tier 1 (core) risk-based capital	$128,058,000	501
Tier 2 risk-based capital	$15,101,000	465
Total risk weighted assets	$1,207,931,000	464
Total unused commitments	$471,534,000	270
Derivatives	$0	1,221
2009-03-31		Rank
# of Employees:	440	334
Assets and Liabilities
Total Assets:	$1,459,663,000	500
Cash and due from depository institutions	$51,862,000	334
Interest-bearing balances	$48,305,000	425
Securities	$36,285,000	3,029
Federal funds sold & reverse repurchase agreements	$1,611,000	4,032
Net loans & leases	$1,282,500,000	407
Loan loss allowance	$14,530,000	539
Trading account assets	$0	234
Bank premises and fixed assets	$19,217,000	626
Other real estate owned	$4,000,000	334
Goodwill and other intangibles	$4,676,000	879
All other assets	$59,512,000	423
Life insurance assets	$28,149,000	243
Total liabilities and capital	$1,459,663,000	500
Total liabilities	$1,329,251,000	492
Total deposits	$1,098,898,000	503
Interest-bearing deposits	$1,024,467,000	474
Deposits held in domestic offices	$1,098,898,000	501
% insured	72.17%	5,707
Federal funds purchased & repurchase agreements	$0	2,904
Trading liabilities	$0	92
Other borrowed funds	$220,785,000	308
Subordinated debt	$0	271
All other liabilities	$9,568,000	693
Total equity capital	$130,412,000	536
Total bank equity capital	$130,412,000	535
Perpetual preferred stock	$0	193
Common stock	$0	7,555
Surplus	$85,705,000	461
Undivided profits	$44,707,000	746
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$41,090,000	417
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$86,000	898
Income earned, not collected on loans	$4,862,000	652
Earning assets	$1,368,701,000	483
Long-term assets (5+ years)	$0	7,384
Average Assets, year-to-date	$1,410,572,000	509
Average Assets, quarterly	$1,410,572,000	509
Volatile liabilities	$446,784,000	375
Insider loans	$15,882,000	441
FHLB advances	$86,100,000	593
Loans and leases held for sale	$0	1,892
Unused loan commitments	$527,494,000	265
Tier 1 (core) risk-based capital	$126,015,000	511
Tier 2 risk-based capital	$14,530,000	479
Total risk weighted assets	$1,194,870,000	469
Total unused commitments	$532,507,000	263
Derivatives	$0	1,177
2008-12-31		Rank
# of Employees:	420	350
Assets and Liabilities
Total Assets:	$1,361,481,000	519
Cash and due from depository institutions	$22,933,000	350
Interest-bearing balances	$19,992,000	594
Securities	$31,084,000	3,367
Federal funds sold & reverse repurchase agreements	$1,029,000	3,930
Net loans & leases	$1,220,373,000	438
Loan loss allowance	$13,011,000	586
Trading account assets	$0	236
Bank premises and fixed assets	$19,454,000	613
Other real estate owned	$2,609,000	350
Goodwill and other intangibles	$4,642,000	901
All other assets	$59,357,000	423
Life insurance assets	$27,885,000	244
Total liabilities and capital	$1,361,481,000	519
Total liabilities	$1,253,256,000	509
Total deposits	$1,004,686,000	530
Interest-bearing deposits	$950,882,000	501
Deposits held in domestic offices	$1,004,686,000	527
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,392
Trading liabilities	$0	88
Other borrowed funds	$240,294,000	306
Subordinated debt	$0	278
All other liabilities	$8,276,000	780
Total equity capital	$108,225,000	616
Total bank equity capital	$108,225,000	616
Perpetual preferred stock	$0	141
Common stock	$0	7,596
Surplus	$65,705,000	558
Undivided profits	$42,520,000	785
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$37,499,000	395
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$275,000	551
Income earned, not collected on loans	$5,206,000	640
Earning assets	$1,272,478,000	508
Long-term assets (5+ years)	$0	7,429
Average Assets, year-to-date	$1,292,524,400	527
Average Assets, quarterly	$1,331,907,000	524
Volatile liabilities	$365,765,000	462
Insider loans	$15,596,000	455
FHLB advances	$96,400,000	590
Loans and leases held for sale	$0	1,663
Unused loan commitments	$521,524,000	278
Tier 1 (core) risk-based capital	$103,854,000	587
Tier 2 risk-based capital	$13,011,000	513
Total risk weighted assets	$1,138,720,000	485
Total unused commitments	$525,541,000	276
Derivatives	$0	1,109
2008-09-30		Rank
# of Employees:	427	353
Assets and Liabilities
Total Assets:	$1,302,333,000	539
Cash and due from depository institutions	$28,530,000	353
Interest-bearing balances	$25,937,000	270
Securities	$25,923,000	3,735
Federal funds sold & reverse repurchase agreements	$548,000	5,030
Net loans & leases	$1,160,085,000	454
Loan loss allowance	$11,954,000	570
Trading account assets	$0	251
Bank premises and fixed assets	$19,578,000	605
Other real estate owned	$3,518,000	353
Goodwill and other intangibles	$4,690,000	939
All other assets	$59,461,000	407
Life insurance assets	$27,592,000	249
Total liabilities and capital	$1,302,333,000	539
Total liabilities	$1,195,147,000	526
Total deposits	$934,538,000	558
Interest-bearing deposits	$903,992,000	515
Deposits held in domestic offices	$934,538,000	554
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,524
Trading liabilities	$0	91
Other borrowed funds	$252,600,000	310
Subordinated debt	$0	276
All other liabilities	$8,009,000	785
Total equity capital	$107,186,000	636
Total bank equity capital	$107,186,000	636
Perpetual preferred stock	$0	110
Common stock	$0	7,662
Surplus	$65,705,000	551
Undivided profits	$41,481,000	841
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$14,152,000	726
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$220,000	596
Income earned, not collected on loans	$5,503,000	630
Earning assets	$1,212,493,000	525
Long-term assets (5+ years)	$0	7,485
Average Assets, year-to-date	$1,275,285,250	536
Average Assets, quarterly	$1,296,307,000	538
Volatile liabilities	$338,147,000	484
Insider loans	$15,470,000	449
FHLB advances	$210,600,000	308
Loans and leases held for sale	$0	1,623
Unused loan commitments	$500,917,000	298
Tier 1 (core) risk-based capital	$102,884,000	596
Tier 2 risk-based capital	$11,954,000	534
Total risk weighted assets	$1,084,617,000	503
Total unused commitments	$500,917,000	299
Derivatives	$0	1,077
2008-06-30		Rank
# of Employees:	421	362
Assets and Liabilities
Total Assets:	$1,290,281,000	544
Cash and due from depository institutions	$33,044,000	362
Interest-bearing balances	$30,444,000	188
Securities	$30,514,000	3,410
Federal funds sold & reverse repurchase agreements	$544,000	5,156
Net loans & leases	$1,138,011,000	461
Loan loss allowance	$10,813,000	591
Trading account assets	$0	267
Bank premises and fixed assets	$19,638,000	589
Other real estate owned	$4,779,000	362
Goodwill and other intangibles	$4,749,000	939
All other assets	$59,002,000	402
Life insurance assets	$27,305,000	252
Total liabilities and capital	$1,290,281,000	544
Total liabilities	$1,179,797,000	533
Total deposits	$851,107,000	595
Interest-bearing deposits	$820,720,000	542
Deposits held in domestic offices	$851,107,000	592
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,577
Trading liabilities	$0	94
Other borrowed funds	$318,775,000	248
Subordinated debt	$0	257
All other liabilities	$9,915,000	666
Total equity capital	$110,484,000	631
Total bank equity capital	$110,484,000	631
Perpetual preferred stock	$0	107
Common stock	$0	7,725
Surplus	$65,705,000	543
Undivided profits	$44,779,000	784
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,138,000	848
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$327,000	459
Income earned, not collected on loans	$5,779,000	598
Earning assets	$1,199,513,000	534
Long-term assets (5+ years)	$0	7,536
Average Assets, year-to-date	$1,266,269,330	544
Average Assets, quarterly	$1,274,691,000	546
Volatile liabilities	$404,801,000	412
Insider loans	$21,780,000	292
FHLB advances	$223,000,000	287
Loans and leases held for sale	$0	1,725
Unused loan commitments	$504,625,000	307
Tier 1 (core) risk-based capital	$106,652,000	591
Tier 2 risk-based capital	$10,813,000	562
Total risk weighted assets	$1,091,750,000	497
Total unused commitments	$505,625,000	306
Derivatives	$0	1,075
2008-03-31		Rank
# of Employees:	411	367
Assets and Liabilities
Total Assets:	$1,259,101,000	553
Cash and due from depository institutions	$22,135,000	367
Interest-bearing balances	$17,239,000	448
Securities	$29,875,000	3,439
Federal funds sold & reverse repurchase agreements	$512,000	6,123
Net loans & leases	$1,115,431,000	460
Loan loss allowance	$10,213,000	564
Trading account assets	$0	252
Bank premises and fixed assets	$19,859,000	578
Other real estate owned	$6,621,000	367
Goodwill and other intangibles	$4,762,000	956
All other assets	$59,906,000	394
Life insurance assets	$26,997,000	252
Total liabilities and capital	$1,259,101,000	553
Total liabilities	$1,150,086,000	544
Total deposits	$876,092,000	576
Interest-bearing deposits	$851,602,000	530
Deposits held in domestic offices	$876,092,000	573
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,157
Trading liabilities	$0	86
Other borrowed funds	$265,925,000	264
Subordinated debt	$0	251
All other liabilities	$8,069,000	825
Total equity capital	$109,015,000	651
Total bank equity capital	$109,015,000	651
Perpetual preferred stock	$0	108
Common stock	$0	7,761
Surplus	$65,705,000	539
Undivided profits	$43,310,000	858
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,063,000	744
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$327,000	438
Income earned, not collected on loans	$5,697,000	611
Earning assets	$1,163,057,000	541
Long-term assets (5+ years)	$0	7,572
Average Assets, year-to-date	$1,254,263,500	547
Average Assets, quarterly	$1,254,263,500	547
Volatile liabilities	$349,803,000	463
Insider loans	$15,276,000	451
FHLB advances	$265,000,000	220
Loans and leases held for sale	$0	1,797
Unused loan commitments	$499,809,000	317
Tier 1 (core) risk-based capital	$104,856,000	598
Tier 2 risk-based capital	$10,213,000	568
Total risk weighted assets	$1,074,367,000	494
Total unused commitments	$515,874,000	310
Derivatives	$0	1,109
2007-12-31		Rank
# of Employees:	420	366
Assets and Liabilities
Total Assets:	$1,249,426,000	553
Cash and due from depository institutions	$22,674,000	366
Interest-bearing balances	$19,061,000	314
Securities	$28,858,000	3,545
Federal funds sold & reverse repurchase agreements	$632,000	5,329
Net loans & leases	$1,112,941,000	459
Loan loss allowance	$10,027,000	562
Trading account assets	$0	237
Bank premises and fixed assets	$19,853,000	571
Other real estate owned	$3,645,000	366
Goodwill and other intangibles	$4,829,000	944
All other assets	$55,994,000	410
Life insurance assets	$25,325,000	263
Total liabilities and capital	$1,249,426,000	553
Total liabilities	$1,145,910,000	534
Total deposits	$882,410,000	571
Interest-bearing deposits	$856,724,000	522
Deposits held in domestic offices	$882,410,000	567
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,440
Trading liabilities	$0	78
Other borrowed funds	$253,925,000	260
Subordinated debt	$0	248
All other liabilities	$9,575,000	710
Total equity capital	$103,516,000	682
Total bank equity capital	$103,516,000	682
Perpetual preferred stock	$0	111
Common stock	$0	7,805
Surplus	$62,705,000	551
Undivided profits	$40,811,000	907
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,698,000	572
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$357,000	402
Income earned, not collected on loans	$6,126,000	628
Earning assets	$1,161,492,000	543
Long-term assets (5+ years)	$0	7,609
Average Assets, year-to-date	$1,122,091,200	582
Average Assets, quarterly	$1,189,964,000	571
Volatile liabilities	$348,509,000	459
Insider loans	$8,072,000	925
FHLB advances	$252,300,000	227
Loans and leases held for sale	$0	1,738
Unused loan commitments	$494,728,000	321
Tier 1 (core) risk-based capital	$99,006,000	628
Tier 2 risk-based capital	$10,027,000	575
Total risk weighted assets	$1,070,777,000	500
Total unused commitments	$511,746,000	312
Derivatives	$0	1,052
2007-09-30		Rank
# of Employees:	421	371
Assets and Liabilities
Total Assets:	$1,130,502,000	592
Cash and due from depository institutions	$23,103,000	371
Interest-bearing balances	$19,451,000	284
Securities	$18,330,000	4,692
Federal funds sold & reverse repurchase agreements	$544,000	5,460
Net loans & leases	$1,007,891,000	480
Loan loss allowance	$9,777,000	557
Trading account assets	$0	244
Bank premises and fixed assets	$20,073,000	544
Other real estate owned	$3,089,000	371
Goodwill and other intangibles	$4,890,000	911
All other assets	$52,582,000	425
Life insurance assets	$25,059,000	256
Total liabilities and capital	$1,130,502,000	592
Total liabilities	$1,027,095,000	582
Total deposits	$856,585,000	581
Interest-bearing deposits	$841,842,000	524
Deposits held in domestic offices	$856,585,000	578
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,436
Trading liabilities	$0	78
Other borrowed funds	$158,400,000	375
Subordinated debt	$0	244
All other liabilities	$12,110,000	585
Total equity capital	$103,407,000	663
Total bank equity capital	$103,407,000	663
Perpetual preferred stock	$0	113
Common stock	$0	7,824
Surplus	$62,705,000	539
Undivided profits	$40,702,000	921
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,537,000	466
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$429,000	355
Income earned, not collected on loans	$6,206,000	651
Earning assets	$1,046,216,000	584
Long-term assets (5+ years)	$0	7,622
Average Assets, year-to-date	$1,090,257,500	593
Average Assets, quarterly	$1,132,442,500	588
Volatile liabilities	$249,684,000	604
Insider loans	$8,479,000	856
FHLB advances	$158,400,000	328
Loans and leases held for sale	$0	1,751
Unused loan commitments	$492,284,000	328
Tier 1 (core) risk-based capital	$98,974,000	624
Tier 2 risk-based capital	$9,777,000	570
Total risk weighted assets	$972,369,000	533
Total unused commitments	$492,284,000	328
Derivatives	$0	1,033
2007-06-30		Rank
# of Employees:	413	395
Assets and Liabilities
Total Assets:	$1,134,383,000	597
Cash and due from depository institutions	$35,390,000	395
Interest-bearing balances	$27,562,000	232
Securities	$16,354,000	4,983
Federal funds sold & reverse repurchase agreements	$648,000	5,445
Net loans & leases	$1,004,383,000	489
Loan loss allowance	$9,283,000	582
Trading account assets	$0	245
Bank premises and fixed assets	$18,590,000	597
Other real estate owned	$2,892,000	395
Goodwill and other intangibles	$4,924,000	910
All other assets	$51,202,000	441
Life insurance assets	$24,802,000	255
Total liabilities and capital	$1,134,383,000	597
Total liabilities	$1,033,572,000	585
Total deposits	$852,475,000	601
Interest-bearing deposits	$795,033,000	563
Deposits held in domestic offices	$852,475,000	598
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,401
Trading liabilities	$0	87
Other borrowed funds	$169,660,000	333
Subordinated debt	$0	258
All other liabilities	$11,437,000	609
Total equity capital	$100,811,000	678
Total bank equity capital	$100,811,000	678
Perpetual preferred stock	$0	111
Common stock	$0	7,878
Surplus	$62,705,000	551
Undivided profits	$38,106,000	975
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$11,197,000	389
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$476,000	336
Income earned, not collected on loans	$5,942,000	646
Earning assets	$1,048,947,000	594
Long-term assets (5+ years)	$0	7,662
Average Assets, year-to-date	$1,076,842,670	609
Average Assets, quarterly	$1,098,651,500	607
Volatile liabilities	$242,102,000	620
Insider loans	$505,000	5,472
FHLB advances	$168,000,000	283
Loans and leases held for sale	$0	1,802
Unused loan commitments	$489,055,000	344
Tier 1 (core) risk-based capital	$96,362,000	646
Tier 2 risk-based capital	$9,283,000	609
Total risk weighted assets	$950,445,000	548
Total unused commitments	$489,055,000	345
Derivatives	$0	1,067
2007-03-31		Rank
# of Employees:	396	403
Assets and Liabilities
Total Assets:	$1,062,920,000	618
Cash and due from depository institutions	$29,246,000	403
Interest-bearing balances	$22,752,000	289
Securities	$24,506,000	3,940
Federal funds sold & reverse repurchase agreements	$405,000	6,378
Net loans & leases	$933,486,000	512
Loan loss allowance	$8,383,000	630
Trading account assets	$0	267
Bank premises and fixed assets	$18,356,000	596
Other real estate owned	$2,262,000	403
Goodwill and other intangibles	$4,989,000	886
All other assets	$49,670,000	438
Life insurance assets	$24,555,000	248
Total liabilities and capital	$1,062,920,000	618
Total liabilities	$964,244,000	609
Total deposits	$789,423,000	640
Interest-bearing deposits	$740,054,000	602
Deposits held in domestic offices	$789,423,000	638
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,056
Trading liabilities	$0	89
Other borrowed funds	$163,305,000	337
Subordinated debt	$0	262
All other liabilities	$11,516,000	620
Total equity capital	$98,676,000	691
Total bank equity capital	$98,676,000	691
Perpetual preferred stock	$0	113
Common stock	$0	7,908
Surplus	$62,705,000	529
Undivided profits	$35,971,000	1,043
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,365,000	450
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$397,000	379
Income earned, not collected on loans	$5,650,000	657
Earning assets	$981,149,000	612
Long-term assets (5+ years)	$0	7,689
Average Assets, year-to-date	$1,048,072,500	620
Average Assets, quarterly	$1,048,072,500	620
Volatile liabilities	$223,712,000	666
Insider loans	$480,000	5,571
FHLB advances	$160,500,000	289
Loans and leases held for sale	$0	1,800
Unused loan commitments	$490,872,000	331
Tier 1 (core) risk-based capital	$94,152,000	657
Tier 2 risk-based capital	$8,383,000	654
Total risk weighted assets	$883,683,000	563
Total unused commitments	$490,872,000	332
Derivatives	$0	1,065
2006-12-31		Rank
# of Employees:	392	411
Assets and Liabilities
Total Assets:	$1,033,225,000	631
Cash and due from depository institutions	$19,425,000	411
Interest-bearing balances	$14,218,000	426
Securities	$21,649,000	4,321
Federal funds sold & reverse repurchase agreements	$1,114,000	5,175
Net loans & leases	$915,798,000	512
Loan loss allowance	$8,161,000	632
Trading account assets	$0	156
Bank premises and fixed assets	$17,986,000	590
Other real estate owned	$2,142,000	411
Goodwill and other intangibles	$5,026,000	874
All other assets	$50,085,000	428
Life insurance assets	$24,301,000	243
Total liabilities and capital	$1,033,225,000	631
Total liabilities	$937,050,000	617
Total deposits	$722,651,000	693
Interest-bearing deposits	$672,723,000	642
Deposits held in domestic offices	$722,651,000	691
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,314
Trading liabilities	$0	77
Other borrowed funds	$206,850,000	286
Subordinated debt	$0	264
All other liabilities	$7,549,000	831
Total equity capital	$96,175,000	689
Total bank equity capital	$96,175,000	689
Perpetual preferred stock	$0	112
Common stock	$0	7,944
Surplus	$62,705,000	514
Undivided profits	$33,470,000	1,079
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,700,000	436
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$439,000	333
Income earned, not collected on loans	$5,989,000	634
Earning assets	$952,779,000	622
Long-term assets (5+ years)	$0	7,714
Average Assets, year-to-date	$927,837,400	671
Average Assets, quarterly	$997,207,000	644
Volatile liabilities	$420,520,000	425
Insider loans	$691,000	4,938
FHLB advances	$203,500,000	250
Loans and leases held for sale	$0	1,760
Unused loan commitments	$470,510,000	338
Tier 1 (core) risk-based capital	$91,617,000	665
Tier 2 risk-based capital	$8,161,000	664
Total risk weighted assets	$860,601,000	575
Total unused commitments	$470,510,000	338
Derivatives	$0	1,023
2006-09-30		Rank
# of Employees:	377	430
Assets and Liabilities
Total Assets:	$961,189,000	680
Cash and due from depository institutions	$20,720,000	430
Interest-bearing balances	$16,981,000	329
Securities	$18,770,000	4,762
Federal funds sold & reverse repurchase agreements	$2,056,000	3,847
Net loans & leases	$845,120,000	554
Loan loss allowance	$7,725,000	673
Trading account assets	$0	154
Bank premises and fixed assets	$17,823,000	592
Other real estate owned	$2,765,000	430
Goodwill and other intangibles	$5,096,000	868
All other assets	$48,839,000	445
Life insurance assets	$24,044,000	240
Total liabilities and capital	$961,189,000	680
Total liabilities	$867,647,000	671
Total deposits	$681,831,000	729
Interest-bearing deposits	$638,813,000	673
Deposits held in domestic offices	$681,831,000	727
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,596
Trading liabilities	$0	74
Other borrowed funds	$176,175,000	339
Subordinated debt	$0	269
All other liabilities	$9,641,000	686
Total equity capital	$93,542,000	719
Total bank equity capital	$93,542,000	719
Perpetual preferred stock	$0	118
Common stock	$0	8,007
Surplus	$62,705,000	516
Undivided profits	$30,837,000	1,186
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,819,000	449
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$610,000	273
Income earned, not collected on loans	$5,150,000	744
Earning assets	$882,927,000	671
Long-term assets (5+ years)	$0	7,763
Average Assets, year-to-date	$901,490,500	696
Average Assets, quarterly	$948,906,000	678
Volatile liabilities	$362,410,000	502
Insider loans	$904,000	4,439
FHLB advances	$172,800,000	298
Loans and leases held for sale	$0	1,773
Unused loan commitments	$411,716,000	391
Tier 1 (core) risk-based capital	$88,954,000	690
Tier 2 risk-based capital	$7,725,000	699
Total risk weighted assets	$805,943,000	608
Total unused commitments	$411,716,000	391
Derivatives	$0	1,023
2006-06-30		Rank
# of Employees:	364	445
Assets and Liabilities
Total Assets:	$936,623,000	685
Cash and due from depository institutions	$22,168,000	445
Interest-bearing balances	$15,611,000	361
Securities	$15,388,000	5,261
Federal funds sold & reverse repurchase agreements	$196,000	5,502
Net loans & leases	$825,599,000	559
Loan loss allowance	$7,474,000	682
Trading account assets	$0	157
Bank premises and fixed assets	$17,252,000	599
Other real estate owned	$3,081,000	445
Goodwill and other intangibles	$5,110,000	850
All other assets	$47,829,000	445
Life insurance assets	$23,196,000	242
Total liabilities and capital	$936,623,000	685
Total liabilities	$842,023,000	682
Total deposits	$642,986,000	759
Interest-bearing deposits	$602,344,000	700
Deposits held in domestic offices	$642,986,000	757
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,710
Trading liabilities	$0	73
Other borrowed funds	$188,502,000	344
Subordinated debt	$0	265
All other liabilities	$10,535,000	613
Total equity capital	$94,600,000	683
Total bank equity capital	$94,600,000	683
Perpetual preferred stock	$0	119
Common stock	$0	8,039
Surplus	$62,705,000	509
Undivided profits	$31,895,000	1,087
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,179,000	453
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$713,000	240
Income earned, not collected on loans	$4,847,000	704
Earning assets	$856,794,000	685
Long-term assets (5+ years)	$0	7,786
Average Assets, year-to-date	$881,591,000	711
Average Assets, quarterly	$920,866,500	684
Volatile liabilities	$336,703,000	537
Insider loans	$965,000	4,296
FHLB advances	$188,500,000	292
Loans and leases held for sale	$0	1,763
Unused loan commitments	$417,095,000	386
Tier 1 (core) risk-based capital	$90,041,000	672
Tier 2 risk-based capital	$7,474,000	709
Total risk weighted assets	$787,100,000	622
Total unused commitments	$417,095,000	386
Derivatives	$0	1,000
2006-03-31		Rank
# of Employees:	368	433
Assets and Liabilities
Total Assets:	$905,110,000	688
Cash and due from depository institutions	$38,226,000	433
Interest-bearing balances	$33,408,000	165
Securities	$24,707,000	4,058
Federal funds sold & reverse repurchase agreements	$2,954,000	3,667
Net loans & leases	$769,341,000	580
Loan loss allowance	$7,275,000	689
Trading account assets	$0	154
Bank premises and fixed assets	$17,053,000	589
Other real estate owned	$1,087,000	433
Goodwill and other intangibles	$4,947,000	844
All other assets	$46,795,000	445
Life insurance assets	$22,951,000	238
Total liabilities and capital	$905,110,000	688
Total liabilities	$813,248,000	687
Total deposits	$649,569,000	735
Interest-bearing deposits	$611,748,000	678
Deposits held in domestic offices	$649,569,000	733
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,368
Trading liabilities	$0	77
Other borrowed funds	$154,703,000	370
Subordinated debt	$0	259
All other liabilities	$8,976,000	674
Total equity capital	$91,862,000	692
Total bank equity capital	$91,862,000	692
Perpetual preferred stock	$0	120
Common stock	$0	8,045
Surplus	$62,705,000	493
Undivided profits	$29,157,000	1,192
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,679,000	339
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$731,000	238
Income earned, not collected on loans	$4,620,000	703
Earning assets	$830,410,000	694
Long-term assets (5+ years)	$0	7,792
Average Assets, year-to-date	$854,075,000	728
Average Assets, quarterly	$854,075,000	728
Volatile liabilities	$305,685,000	543
Insider loans	$843,000	4,519
FHLB advances	$153,500,000	322
Loans and leases held for sale	$0	1,721
Unused loan commitments	$412,357,000	373
Tier 1 (core) risk-based capital	$87,436,000	677
Tier 2 risk-based capital	$7,275,000	703
Total risk weighted assets	$726,363,000	646
Total unused commitments	$435,857,000	358
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	327	479
Assets and Liabilities
Total Assets:	$803,040,000	770
Cash and due from depository institutions	$11,353,000	479
Interest-bearing balances	$8,239,000	705
Securities	$17,469,000	4,983
Federal funds sold & reverse repurchase agreements	$4,068,000	2,829
Net loans & leases	$713,225,000	604
Loan loss allowance	$6,789,000	724
Trading account assets	$0	155
Bank premises and fixed assets	$15,046,000	658
Other real estate owned	$1,315,000	479
Goodwill and other intangibles	$847,000	1,797
All other assets	$39,717,000	497
Life insurance assets	$15,810,000	45
Total liabilities and capital	$803,040,000	770
Total liabilities	$732,880,000	759
Total deposits	$527,125,000	910
Interest-bearing deposits	$495,493,000	813
Deposits held in domestic offices	$527,125,000	908
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,512
Trading liabilities	$0	72
Other borrowed funds	$200,000,000	324
Subordinated debt	$0	258
All other liabilities	$5,755,000	905
Total equity capital	$70,160,000	875
Total bank equity capital	$70,160,000	875
Perpetual preferred stock	$0	122
Common stock	$0	8,078
Surplus	$44,088,000	645
Undivided profits	$26,072,000	1,349
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,377,000	384
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$697,000	234
Income earned, not collected on loans	$4,233,000	765
Earning assets	$743,001,000	763
Long-term assets (5+ years)	$0	7,839
Average Assets, year-to-date	$750,456,800	785
Average Assets, quarterly	$794,915,500	776
Volatile liabilities	$323,945,000	510
Insider loans	$843,000	4,528
FHLB advances	$200,000,000	275
Loans and leases held for sale	$0	1,743
Unused loan commitments	$353,937,000	406
Tier 1 (core) risk-based capital	$69,790,000	817
Tier 2 risk-based capital	$6,789,000	734
Total risk weighted assets	$659,892,000	692
Total unused commitments	$353,937,000	406
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	327	479
Assets and Liabilities
Total Assets:	$786,791,000	773
Cash and due from depository institutions	$20,424,000	479
Interest-bearing balances	$18,616,000	304
Securities	$12,851,000	5,744
Federal funds sold & reverse repurchase agreements	$5,130,000	2,250
Net loans & leases	$697,325,000	604
Loan loss allowance	$6,721,000	725
Trading account assets	$0	146
Bank premises and fixed assets	$13,850,000	718
Other real estate owned	$754,000	479
Goodwill and other intangibles	$882,000	1,748
All other assets	$35,575,000	531
Life insurance assets	$15,647,000	45
Total liabilities and capital	$786,791,000	773
Total liabilities	$718,716,000	755
Total deposits	$538,867,000	876
Interest-bearing deposits	$505,143,000	780
Deposits held in domestic offices	$538,867,000	874
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,623
Trading liabilities	$0	63
Other borrowed funds	$172,225,000	357
Subordinated debt	$0	251
All other liabilities	$7,624,000	728
Total equity capital	$68,075,000	885
Total bank equity capital	$68,075,000	885
Perpetual preferred stock	$0	120
Common stock	$0	8,097
Surplus	$44,088,000	629
Undivided profits	$23,987,000	1,455
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,901,000	479
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$663,000	263
Income earned, not collected on loans	$3,948,000	771
Earning assets	$733,922,000	756
Long-term assets (5+ years)	$0	7,872
Average Assets, year-to-date	$737,311,000	785
Average Assets, quarterly	$777,255,500	770
Volatile liabilities	$286,200,000	546
Insider loans	$770,000	4,681
FHLB advances	$171,000,000	306
Loans and leases held for sale	$0	1,843
Unused loan commitments	$413,781,000	362
Tier 1 (core) risk-based capital	$67,663,000	821
Tier 2 risk-based capital	$6,721,000	727
Total risk weighted assets	$684,388,000	652
Total unused commitments	$413,781,000	362
Derivatives	$0	909
2005-06-30		Rank
# of Employees:	325	478
Assets and Liabilities
Total Assets:	$767,720,000	769
Cash and due from depository institutions	$19,023,000	478
Interest-bearing balances	$16,034,000	356
Securities	$13,331,000	5,699
Federal funds sold & reverse repurchase agreements	$4,890,000	2,141
Net loans & leases	$683,731,000	594
Loan loss allowance	$6,197,000	781
Trading account assets	$0	148
Bank premises and fixed assets	$12,406,000	801
Other real estate owned	$385,000	478
Goodwill and other intangibles	$915,000	1,710
All other assets	$33,039,000	550
Life insurance assets	$15,485,000	45
Total liabilities and capital	$767,720,000	769
Total liabilities	$702,112,000	750
Total deposits	$520,592,000	867
Interest-bearing deposits	$491,440,000	771
Deposits held in domestic offices	$520,592,000	865
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,721
Trading liabilities	$0	65
Other borrowed funds	$176,250,000	352
Subordinated debt	$0	251
All other liabilities	$5,270,000	885
Total equity capital	$65,608,000	898
Total bank equity capital	$65,608,000	898
Perpetual preferred stock	$0	118
Common stock	$0	8,105
Surplus	$43,555,000	623
Undivided profits	$22,053,000	1,561
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,278,000	446
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$906,000	206
Income earned, not collected on loans	$3,604,000	768
Earning assets	$717,986,000	750
Long-term assets (5+ years)	$0	7,884
Average Assets, year-to-date	$720,817,670	801
Average Assets, quarterly	$736,990,500	789
Volatile liabilities	$289,496,000	525
Insider loans	$770,000	4,653
FHLB advances	$174,100,000	303
Loans and leases held for sale	$0	1,818
Unused loan commitments	$412,279,000	353
Tier 1 (core) risk-based capital	$65,177,000	830
Tier 2 risk-based capital	$6,197,000	779
Total risk weighted assets	$619,151,000	692
Total unused commitments	$412,279,000	353
Derivatives	$0	866
2005-03-31		Rank
# of Employees:	280	540
Assets and Liabilities
Total Assets:	$706,261,000	824
Cash and due from depository institutions	$26,483,000	540
Interest-bearing balances	$23,900,000	225
Securities	$11,611,000	6,132
Federal funds sold & reverse repurchase agreements	$4,020,000	2,737
Net loans & leases	$619,622,000	635
Loan loss allowance	$5,741,000	836
Trading account assets	$0	148
Bank premises and fixed assets	$11,640,000	845
Other real estate owned	$421,000	540
Goodwill and other intangibles	$978,000	1,664
All other assets	$31,486,000	554
Life insurance assets	$15,315,000	44
Total liabilities and capital	$706,261,000	824
Total liabilities	$640,457,000	812
Total deposits	$513,480,000	867
Interest-bearing deposits	$489,501,000	767
Deposits held in domestic offices	$513,480,000	864
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,328
Trading liabilities	$0	65
Other borrowed funds	$121,500,000	453
Subordinated debt	$0	265
All other liabilities	$5,477,000	878
Total equity capital	$65,804,000	868
Total bank equity capital	$65,804,000	868
Perpetual preferred stock	$0	120
Common stock	$0	8,166
Surplus	$43,555,000	607
Undivided profits	$22,249,000	1,502
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,335,000	782
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$606,000	274
Income earned, not collected on loans	$3,051,000	905
Earning assets	$659,153,000	812
Long-term assets (5+ years)	$0	7,945
Average Assets, year-to-date	$697,366,500	824
Average Assets, quarterly	$697,366,500	824
Volatile liabilities	$270,086,000	525
Insider loans	$770,000	4,642
FHLB advances	$121,100,000	395
Loans and leases held for sale	$0	1,762
Unused loan commitments	$361,660,000	375
Tier 1 (core) risk-based capital	$65,379,000	811
Tier 2 risk-based capital	$5,741,000	818
Total risk weighted assets	$566,936,000	730
Total unused commitments	$361,660,000	375
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	264	592
Assets and Liabilities
Total Assets:	$688,472,000	836
Cash and due from depository institutions	$14,186,000	592
Interest-bearing balances	$11,687,000	483
Securities	$18,991,000	4,876
Federal funds sold & reverse repurchase agreements	$4,865,000	2,283
Net loans & leases	$610,519,000	641
Loan loss allowance	$5,672,000	846
Trading account assets	$0	153
Bank premises and fixed assets	$10,765,000	909
Other real estate owned	$1,070,000	592
Goodwill and other intangibles	$1,008,000	1,635
All other assets	$27,068,000	614
Life insurance assets	$11,681,000	60
Total liabilities and capital	$688,472,000	836
Total liabilities	$624,974,000	826
Total deposits	$453,823,000	970
Interest-bearing deposits	$435,129,000	856
Deposits held in domestic offices	$453,823,000	969
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,470
Trading liabilities	$0	66
Other borrowed funds	$165,800,000	366
Subordinated debt	$0	272
All other liabilities	$5,351,000	872
Total equity capital	$63,498,000	912
Total bank equity capital	$63,498,000	912
Perpetual preferred stock	$0	118
Common stock	$0	8,205
Surplus	$43,555,000	602
Undivided profits	$19,943,000	1,678
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,713,000	597
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,012,000	178
Income earned, not collected on loans	$2,950,000	918
Earning assets	$646,062,000	823
Long-term assets (5+ years)	$0	7,981
Average Assets, year-to-date	$564,497,400	975
Average Assets, quarterly	$662,131,000	864
Volatile liabilities	$261,056,000	544
Insider loans	$892,000	4,362
FHLB advances	$165,800,000	315
Loans and leases held for sale	$0	1,753
Unused loan commitments	$339,984,000	380
Tier 1 (core) risk-based capital	$63,019,000	835
Tier 2 risk-based capital	$5,672,000	835
Total risk weighted assets	$555,362,000	741
Total unused commitments	$339,984,000	380
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	258	601
Assets and Liabilities
Total Assets:	$635,790,000	892
Cash and due from depository institutions	$16,050,000	601
Interest-bearing balances	$13,685,000	437
Securities	$17,747,000	5,053
Federal funds sold & reverse repurchase agreements	$4,114,000	2,441
Net loans & leases	$559,802,000	677
Loan loss allowance	$5,463,000	867
Trading account assets	$0	149
Bank premises and fixed assets	$10,236,000	942
Other real estate owned	$1,068,000	601
Goodwill and other intangibles	$1,019,000	1,605
All other assets	$25,754,000	632
Life insurance assets	$11,554,000	58
Total liabilities and capital	$635,790,000	892
Total liabilities	$583,597,000	875
Total deposits	$424,814,000	1,016
Interest-bearing deposits	$405,055,000	907
Deposits held in domestic offices	$424,814,000	1,012
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,678
Trading liabilities	$0	68
Other borrowed funds	$154,600,000	393
Subordinated debt	$0	276
All other liabilities	$4,183,000	1,053
Total equity capital	$52,193,000	1,099
Total bank equity capital	$52,193,000	1,099
Perpetual preferred stock	$0	124
Common stock	$0	8,249
Surplus	$34,555,000	695
Undivided profits	$17,638,000	1,890
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,155,000	693
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$2,524,000	1,088
Earning assets	$595,348,000	870
Long-term assets (5+ years)	$0	8,028
Average Assets, year-to-date	$533,503,750	1,029
Average Assets, quarterly	$600,658,500	935
Volatile liabilities	$251,036,000	543
Insider loans	$921,000	4,270
FHLB advances	$154,600,000	331
Loans and leases held for sale	$0	1,808
Unused loan commitments	$321,045,000	386
Tier 1 (core) risk-based capital	$51,680,000	1,025
Tier 2 risk-based capital	$5,463,000	844
Total risk weighted assets	$498,546,000	804
Total unused commitments	$321,045,000	386
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	253	615
Assets and Liabilities
Total Assets:	$565,527,000	985
Cash and due from depository institutions	$13,885,000	615
Interest-bearing balances	$11,497,000	536
Securities	$10,158,000	6,548
Federal funds sold & reverse repurchase agreements	$3,571,000	2,534
Net loans & leases	$504,332,000	727
Loan loss allowance	$4,832,000	961
Trading account assets	$0	153
Bank premises and fixed assets	$10,043,000	959
Other real estate owned	$48,000	615
Goodwill and other intangibles	$1,045,000	1,589
All other assets	$22,445,000	723
Life insurance assets	$11,423,000	56
Total liabilities and capital	$565,527,000	985
Total liabilities	$516,145,000	973
Total deposits	$409,867,000	1,039
Interest-bearing deposits	$392,410,000	926
Deposits held in domestic offices	$409,867,000	1,035
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,750
Trading liabilities	$0	69
Other borrowed funds	$103,000,000	520
Subordinated debt	$0	288
All other liabilities	$3,278,000	1,198
Total equity capital	$49,382,000	1,114
Total bank equity capital	$49,382,000	1,114
Perpetual preferred stock	$0	126
Common stock	$0	8,301
Surplus	$33,564,000	699
Undivided profits	$15,818,000	1,974
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,439,000	819
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$2,047,000	1,316
Earning assets	$529,558,000	958
Long-term assets (5+ years)	$0	8,066
Average Assets, year-to-date	$499,408,330	1,096
Average Assets, quarterly	$530,616,000	1,038
Volatile liabilities	$188,726,000	656
Insider loans	$729,000	4,712
FHLB advances	$101,500,000	469
Loans and leases held for sale	$0	1,820
Unused loan commitments	$301,145,000	393
Tier 1 (core) risk-based capital	$48,942,000	1,056
Tier 2 risk-based capital	$4,832,000	922
Total risk weighted assets	$437,144,000	897
Total unused commitments	$309,145,000	388
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	241	650
Assets and Liabilities
Total Assets:	$495,705,000	1,117
Cash and due from depository institutions	$15,861,000	650
Interest-bearing balances	$13,733,000	540
Securities	$11,784,000	6,185
Federal funds sold & reverse repurchase agreements	$264,000	6,432
Net loans & leases	$437,980,000	826
Loan loss allowance	$4,233,000	1,083
Trading account assets	$0	144
Bank premises and fixed assets	$10,032,000	934
Other real estate owned	$264,000	650
Goodwill and other intangibles	$1,069,000	1,573
All other assets	$18,451,000	827
Life insurance assets	$7,800,000	87
Total liabilities and capital	$495,705,000	1,117
Total liabilities	$447,808,000	1,111
Total deposits	$336,519,000	1,313
Interest-bearing deposits	$323,775,000	1,154
Deposits held in domestic offices	$336,519,000	1,311
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,174
Trading liabilities	$0	70
Other borrowed funds	$108,600,000	470
Subordinated debt	$0	287
All other liabilities	$2,689,000	1,561
Total equity capital	$47,897,000	1,160
Total bank equity capital	$47,897,000	1,160
Perpetual preferred stock	$0	129
Common stock	$0	8,335
Surplus	$33,564,000	688
Undivided profits	$14,333,000	2,263
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,233,000	1,339
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$1,823,000	1,489
Earning assets	$463,761,000	1,092
Long-term assets (5+ years)	$0	8,096
Average Assets, year-to-date	$466,349,000	1,167
Average Assets, quarterly	$466,349,000	1,167
Volatile liabilities	$186,727,000	643
Insider loans	$594,000	5,126
FHLB advances	$106,500,000	413
Loans and leases held for sale	$0	1,884
Unused loan commitments	$290,300,000	395
Tier 1 (core) risk-based capital	$47,277,000	1,081
Tier 2 risk-based capital	$4,233,000	1,037
Total risk weighted assets	$357,174,000	1,065
Total unused commitments	$290,300,000	395
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	241	659
Assets and Liabilities
Total Assets:	$436,993,000	1,260
Cash and due from depository institutions	$13,259,000	659
Interest-bearing balances	$11,210,000	589
Securities	$12,090,000	6,190
Federal funds sold & reverse repurchase agreements	$19,618,000	572
Net loans & leases	$363,105,000	986
Loan loss allowance	$3,954,000	1,164
Trading account assets	$0	168
Bank premises and fixed assets	$9,996,000	927
Other real estate owned	$152,000	659
Goodwill and other intangibles	$1,121,000	1,547
All other assets	$17,652,000	874
Life insurance assets	$0	1
Total liabilities and capital	$436,993,000	1,260
Total liabilities	$402,447,000	1,238
Total deposits	$314,315,000	1,407
Interest-bearing deposits	$303,394,000	1,238
Deposits held in domestic offices	$314,315,000	1,405
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,433
Trading liabilities	$0	72
Other borrowed funds	$84,500,000	599
Subordinated debt	$0	293
All other liabilities	$3,632,000	1,185
Total equity capital	$34,546,000	1,580
Total bank equity capital	$34,546,000	1,580
Perpetual preferred stock	$0	131
Common stock	$0	8,396
Surplus	$22,495,000	955
Undivided profits	$12,051,000	2,554
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,837,000	798
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$1,750,000	1,637
Earning assets	$406,023,000	1,244
Long-term assets (5+ years)	$0	8,140
Average Assets, year-to-date	$431,436,000	1,241
Average Assets, quarterly	$417,882,500	1,333
Volatile liabilities	$151,394,000	762
Insider loans	$394,000	5,889
FHLB advances	$84,500,000	518
Loans and leases held for sale	$0	1,789
Unused loan commitments	$204,476,000	501
Tier 1 (core) risk-based capital	$33,972,000	1,504
Tier 2 risk-based capital	$3,743,000	1,174
Total risk weighted assets	$299,424,000	1,279
Total unused commitments	$204,476,000	501
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	239	677
Assets and Liabilities
Total Assets:	$398,772,000	1,419
Cash and due from depository institutions	$13,673,000	677
Interest-bearing balances	$11,896,000	658
Securities	$12,730,000	5,970
Federal funds sold & reverse repurchase agreements	$6,564,000	2,091
Net loans & leases	$338,085,000	1,050
Loan loss allowance	$3,648,000	1,280
Trading account assets	$0	165
Bank premises and fixed assets	$9,835,000	928
Other real estate owned	$35,000	677
Goodwill and other intangibles	$1,167,000	1,502
All other assets	$16,683,000	915
Life insurance assets	$0	1
Total liabilities and capital	$398,772,000	1,419
Total liabilities	$365,430,000	1,383
Total deposits	$328,474,000	1,352
Interest-bearing deposits	$316,298,000	1,192
Deposits held in domestic offices	$328,474,000	1,351
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,347
Trading liabilities	$0	72
Other borrowed funds	$32,000,000	1,173
Subordinated debt	$0	293
All other liabilities	$4,956,000	967
Total equity capital	$33,342,000	1,637
Total bank equity capital	$33,342,000	1,637
Perpetual preferred stock	$0	137
Common stock	$0	8,445
Surplus	$22,495,000	955
Undivided profits	$10,847,000	2,813
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,902,000	837
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$1,633,000	1,877
Earning assets	$369,275,000	1,403
Long-term assets (5+ years)	$0	8,204
Average Assets, year-to-date	$430,046,750	1,259
Average Assets, quarterly	$430,991,000	1,288
Volatile liabilities	$93,173,000	1,136
Insider loans	$524,000	5,364
FHLB advances	$31,500,000	1,068
Loans and leases held for sale	$0	1,962
Unused loan commitments	$186,378,000	546
Tier 1 (core) risk-based capital	$32,686,000	1,563
Tier 2 risk-based capital	$3,648,000	1,198
Total risk weighted assets	$308,784,000	1,227
Total unused commitments	$186,378,000	548
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	235	694
Assets and Liabilities
Total Assets:	$463,210,000	1,195
Cash and due from depository institutions	$15,432,000	694
Interest-bearing balances	$13,648,000	611
Securities	$9,146,000	6,696
Federal funds sold & reverse repurchase agreements	$1,690,000	5,098
Net loans & leases	$410,046,000	847
Loan loss allowance	$3,455,000	1,327
Trading account assets	$0	170
Bank premises and fixed assets	$9,768,000	919
Other real estate owned	$397,000	694
Goodwill and other intangibles	$0	3,182
All other assets	$16,731,000	883
Life insurance assets	$0	1
Total liabilities and capital	$463,210,000	1,195
Total liabilities	$431,568,000	1,160
Total deposits	$287,207,000	1,544
Interest-bearing deposits	$277,065,000	1,359
Deposits held in domestic offices	$287,207,000	1,541
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,266
Trading liabilities	$0	74
Other borrowed funds	$139,750,000	404
Subordinated debt	$0	266
All other liabilities	$4,611,000	1,066
Total equity capital	$31,642,000	1,732
Total bank equity capital	$31,642,000	1,732
Perpetual preferred stock	$0	140
Common stock	$0	8,468
Surplus	$22,175,000	949
Undivided profits	$9,467,000	3,153
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,751,000	1,199
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$1,485,000	2,008
Earning assets	$434,530,000	1,164
Long-term assets (5+ years)	$0	8,230
Average Assets, year-to-date	$440,471,670	1,223
Average Assets, quarterly	$446,449,500	1,222
Volatile liabilities	$184,935,000	650
Insider loans	$1,659,000	2,973
FHLB advances	$138,500,000	345
Loans and leases held for sale	$0	2,044
Unused loan commitments	$154,002,000	627
Tier 1 (core) risk-based capital	$31,448,000	1,602
Tier 2 risk-based capital	$3,455,000	1,222
Total risk weighted assets	$316,802,000	1,179
Total unused commitments	$154,002,000	628
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	213	757
Assets and Liabilities
Total Assets:	$429,689,000	1,260
Cash and due from depository institutions	$12,193,000	757
Interest-bearing balances	$10,759,000	792
Securities	$9,987,000	6,506
Federal funds sold & reverse repurchase agreements	$0	7,247
Net loans & leases	$383,504,000	896
Loan loss allowance	$3,210,000	1,396
Trading account assets	$0	169
Bank premises and fixed assets	$7,309,000	1,252
Other real estate owned	$0	757
Goodwill and other intangibles	$0	3,151
All other assets	$16,696,000	871
Life insurance assets	$0	1
Total liabilities and capital	$429,689,000	1,260
Total liabilities	$399,875,000	1,228
Total deposits	$260,827,000	1,692
Interest-bearing deposits	$252,437,000	1,500
Deposits held in domestic offices	$260,827,000	1,689
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,057
Trading liabilities	$0	79
Other borrowed funds	$135,250,000	408
Subordinated debt	$0	265
All other liabilities	$3,798,000	1,252
Total equity capital	$29,814,000	1,791
Total bank equity capital	$29,814,000	1,791
Perpetual preferred stock	$0	141
Common stock	$0	8,511
Surplus	$21,894,000	948
Undivided profits	$7,920,000	3,478
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,700,000	1,218
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$1,557,000	1,932
Earning assets	$404,250,000	1,225
Long-term assets (5+ years)	$0	8,263
Average Assets, year-to-date	$429,102,500	1,251
Average Assets, quarterly	$429,102,500	1,251
Volatile liabilities	$184,067,000	645
Insider loans	$333,000	6,136
FHLB advances	$134,000,000	347
Loans and leases held for sale	$0	1,961
Unused loan commitments	$132,840,000	675
Tier 1 (core) risk-based capital	$29,587,000	1,670
Tier 2 risk-based capital	$3,210,000	1,302
Total risk weighted assets	$290,334,000	1,269
Total unused commitments	$132,840,000	677
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	186	881
Assets and Liabilities
Total Assets:	$428,516,000	1,250
Cash and due from depository institutions	$15,569,000	881
Interest-bearing balances	$13,921,000	554
Securities	$8,911,000	6,778
Federal funds sold & reverse repurchase agreements	$0	6,991
Net loans & leases	$381,057,000	894
Loan loss allowance	$2,860,000	1,531
Trading account assets	$0	170
Bank premises and fixed assets	$6,482,000	1,424
Other real estate owned	$0	881
Goodwill and other intangibles	$0	3,122
All other assets	$16,497,000	864
Life insurance assets	$0	1
Total liabilities and capital	$428,516,000	1,250
Total liabilities	$400,034,000	1,206
Total deposits	$244,909,000	1,757
Interest-bearing deposits	$237,981,000	1,556
Deposits held in domestic offices	$244,909,000	1,754
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,222
Trading liabilities	$0	75
Other borrowed funds	$151,800,000	385
Subordinated debt	$0	258
All other liabilities	$3,325,000	1,374
Total equity capital	$28,482,000	1,842
Total bank equity capital	$28,482,000	1,842
Perpetual preferred stock	$0	142
Common stock	$0	8,549
Surplus	$21,849,000	926
Undivided profits	$6,633,000	3,919
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,528,000	1,221
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$1,561,000	2,012
Earning assets	$403,889,000	1,213
Long-term assets (5+ years)	$0	8,289
Average Assets, year-to-date	$340,248,000	1,492
Average Assets, quarterly	$397,574,500	1,335
Volatile liabilities	$194,575,000	612
Insider loans	$631,000	4,960
FHLB advances	$149,800,000	320
Loans and leases held for sale	$0	1,889
Unused loan commitments	$110,033,000	750
Tier 1 (core) risk-based capital	$28,210,000	1,709
Tier 2 risk-based capital	$2,860,000	1,425
Total risk weighted assets	$271,382,000	1,328
Total unused commitments	$110,033,000	750
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	146	1,121
Assets and Liabilities
Total Assets:	$317,044,000	1,596
Cash and due from depository institutions	$11,877,000	1,121
Interest-bearing balances	$10,160,000	691
Securities	$12,434,000	5,913
Federal funds sold & reverse repurchase agreements	$0	7,110
Net loans & leases	$276,188,000	1,195
Loan loss allowance	$2,010,000	1,988
Trading account assets	$0	182
Bank premises and fixed assets	$3,860,000	2,345
Other real estate owned	$0	1,121
Goodwill and other intangibles	$0	3,095
All other assets	$12,685,000	1,006
Life insurance assets	$0	1
Total liabilities and capital	$317,044,000	1,596
Total liabilities	$288,461,000	1,584
Total deposits	$195,322,000	2,112
Interest-bearing deposits	$189,241,000	1,869
Deposits held in domestic offices	$195,322,000	2,107
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,416
Trading liabilities	$0	69
Other borrowed funds	$91,000,000	530
Subordinated debt	$0	241
All other liabilities	$2,139,000	1,897
Total equity capital	$28,583,000	1,710
Total bank equity capital	$28,583,000	1,710
Perpetual preferred stock	$0	158
Common stock	$0	8,780
Surplus	$21,569,000	905
Undivided profits	$7,014,000	3,578
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,667,000	1,145
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$1,527,000	2,213
Earning assets	$298,782,000	1,547
Long-term assets (5+ years)	$0	8,482
Average Assets, year-to-date	$291,605,800	1,655
Average Assets, quarterly	$301,257,000	1,657
Volatile liabilities	$114,783,000	888
Insider loans	$510,000	5,369
FHLB advances	$91,000,000	449
Loans and leases held for sale	$0	1,749
Unused loan commitments	$47,264,000	1,315
Tier 1 (core) risk-based capital	$28,345,000	1,626
Tier 2 risk-based capital	$2,010,000	1,837
Total risk weighted assets	$267,872,000	1,278
Total unused commitments	$47,264,000	1,320
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	110	1,517
Assets and Liabilities
Total Assets:	$274,938,000	1,747
Cash and due from depository institutions	$4,520,000	1,517
Interest-bearing balances	$3,207,000	1,208
Securities	$27,942,000	3,619
Federal funds sold & reverse repurchase agreements	$0	7,010
Net loans & leases	$231,862,000	1,371
Loan loss allowance	$1,392,000	2,604
Trading account assets	$0	175
Bank premises and fixed assets	$3,451,000	2,547
Other real estate owned	$68,000	1,517
Goodwill and other intangibles	$0	3,145
All other assets	$7,095,000	1,343
Life insurance assets	$0	1
Total liabilities and capital	$274,938,000	1,747
Total liabilities	$248,187,000	1,755
Total deposits	$171,393,000	2,304
Interest-bearing deposits	$165,732,000	2,038
Deposits held in domestic offices	$171,393,000	2,297
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,755
Trading liabilities	$0	77
Other borrowed funds	$75,200,000	563
Subordinated debt	$0	239
All other liabilities	$1,594,000	2,464
Total equity capital	$26,751,000	1,729
Total bank equity capital	$26,751,000	1,729
Perpetual preferred stock	$0	178
Common stock	$0	9,055
Surplus	$21,474,000	887
Undivided profits	$5,277,000	4,241
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,202,000	1,157
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$1,605,000	1,604
Earning assets	$263,011,000	1,688
Long-term assets (5+ years)	$0	8,706
Average Assets, year-to-date	$261,505,600	1,761
Average Assets, quarterly	$277,698,500	1,706
Volatile liabilities	$87,970,000	1,093
Insider loans	$252,000	6,780
FHLB advances	$75,200,000	164
Loans and leases held for sale	$0	1,442
Unused loan commitments	$19,924,000	2,337
Tier 1 (core) risk-based capital	$26,638,000	1,653
Tier 2 risk-based capital	$1,392,000	2,441
Total risk weighted assets	$181,267,000	1,790
Total unused commitments	$19,924,000	2,340
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	94	1,808
Assets and Liabilities
Total Assets:	$236,093,000	1,995
Cash and due from depository institutions	$6,002,000	1,808
Interest-bearing balances	$4,077,000	975
Securities	$32,502,000	3,357
Federal funds sold & reverse repurchase agreements	$0	6,825
Net loans & leases	$190,481,000	1,593
Loan loss allowance	$1,097,000	3,163
Trading account assets	$0	165
Bank premises and fixed assets	$2,295,000	3,584
Other real estate owned	$121,000	1,808
Goodwill and other intangibles	$0	3,276
All other assets	$4,692,000	1,887
Life insurance assets	$0	1
Total liabilities and capital	$236,093,000	1,995
Total liabilities	$196,668,000	2,154
Total deposits	$160,536,000	2,391
Interest-bearing deposits	$156,769,000	2,083
Deposits held in domestic offices	$160,536,000	2,388
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	4,093
Trading liabilities	$0	65
Other borrowed funds	$34,600,000	946
Subordinated debt	$0	242
All other liabilities	$1,532,000	2,334
Total equity capital	$39,425,000	1,143
Total bank equity capital	$39,425,000	1,143
Perpetual preferred stock	$0	193
Common stock	$0	9,357
Surplus	$20,480,000	911
Undivided profits	$18,945,000	1,339
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,505,000	1,552
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$1,013,000	2,228
Earning assets	$227,060,000	1,896
Long-term assets (5+ years)	$0	8,976
Average Assets, year-to-date	$221,994,600	2,037
Average Assets, quarterly	$234,896,000	1,981
Volatile liabilities	$43,491,000	1,858
Insider loans	$547,000	5,130
FHLB advances	$34,600,000	276
Loans and leases held for sale	$0	1,487
Unused loan commitments	$14,734,000	2,917
Tier 1 (core) risk-based capital	$39,825,000	1,102
Tier 2 risk-based capital	$1,097,000	2,889
Total risk weighted assets	$143,984,000	2,130
Total unused commitments	$14,734,000	2,923
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	92	1,861
Assets and Liabilities
Total Assets:	$203,491,000	2,258
Cash and due from depository institutions	$3,589,000	1,861
Interest-bearing balances	$2,557,000	1,909
Securities	$26,609,000	3,982
Federal funds sold & reverse repurchase agreements	$0	8,346
Net loans & leases	$166,890,000	1,688
Loan loss allowance	$784,000	4,081
Trading account assets	$0	197
Bank premises and fixed assets	$2,103,000	3,759
Other real estate owned	$93,000	1,861
Goodwill and other intangibles	$317,000	2,102
All other assets	$3,890,000	1,931
Life insurance assets	$0	1
Total liabilities and capital	$203,491,000	2,258
Total liabilities	$164,568,000	2,519
Total deposits	$158,389,000	2,398
Interest-bearing deposits	$155,686,000	2,073
Deposits held in domestic offices	$158,389,000	2,392
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,214
Trading liabilities	$0	69
Other borrowed funds	$4,900,000	2,352
Subordinated debt	$0	255
All other liabilities	$1,279,000	2,884
Total equity capital	$38,923,000	1,148
Total bank equity capital	$38,923,000	1,148
Perpetual preferred stock	$0	199
Common stock	$0	9,564
Surplus	$20,328,000	856
Undivided profits	$18,595,000	1,408
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,455,000	1,738
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,642
Income earned, not collected on loans	$925,000	2,423
Earning assets	$196,056,000	2,165
Long-term assets (5+ years)	$0	9,173
Average Assets, year-to-date	$189,545,800	2,284
Average Assets, quarterly	$198,349,500	2,272
Volatile liabilities	$11,601,000	4,550
Insider loans	$208,000	7,126
FHLB advances	$4,900,000	544
Loans and leases held for sale	$0	1,681
Unused loan commitments	$8,325,000	4,069
Tier 1 (core) risk-based capital	$38,849,000	1,078
Tier 2 risk-based capital	$784,000	3,736
Total risk weighted assets	$125,359,000	2,289
Total unused commitments	$8,325,000	4,074
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	87	2,036
Assets and Liabilities
Total Assets:	$180,485,000	2,489
Cash and due from depository institutions	$7,201,000	2,036
Interest-bearing balances	$6,400,000	701
Securities	$20,997,000	4,738
Federal funds sold & reverse repurchase agreements	$0	8,160
Net loans & leases	$144,785,000	1,941
Loan loss allowance	$668,000	4,665
Trading account assets	$0	203
Bank premises and fixed assets	$1,775,000	4,193
Other real estate owned	$51,000	2,036
Goodwill and other intangibles	$230,000	2,203
All other assets	$5,446,000	1,414
Life insurance assets	$0	1
Total liabilities and capital	$180,485,000	2,489
Total liabilities	$156,287,000	2,586
Total deposits	$152,970,000	2,453
Interest-bearing deposits	$151,500,000	2,136
Deposits held in domestic offices	$152,970,000	2,445
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,723
Trading liabilities	$0	80
Other borrowed funds	$2,200,000	2,764
Subordinated debt	$0	260
All other liabilities	$1,117,000	3,255
Total equity capital	$24,198,000	1,845
Total bank equity capital	$24,198,000	1,845
Perpetual preferred stock	$0	223
Common stock	$2,097,000	1,760
Surplus	$5,040,000	2,722
Undivided profits	$17,061,000	1,539
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,054,000	2,360
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,731
Income earned, not collected on loans	$880,000	2,603
Earning assets	$172,182,000	2,400
Long-term assets (5+ years)	$0	9,550
Average Assets, year-to-date	$178,882,800	2,396
Average Assets, quarterly	$179,960,000	2,456
Volatile liabilities	$9,358,000	5,223
Insider loans	$352,000	6,305
FHLB advances	$2,200,000	626
Loans and leases held for sale	$0	1,579
Unused loan commitments	$4,434,000	5,497
Tier 1 (core) risk-based capital	$24,152,000	1,759
Tier 2 risk-based capital	$667,000	4,162
Total risk weighted assets	$92,346,000	2,990
Total unused commitments	$6,643,000	4,484
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	82	2,290
Assets and Liabilities
Total Assets:	$176,435,000	2,623
Cash and due from depository institutions	$9,539,000	2,290
Interest-bearing balances	$8,698,000	449
Securities	$23,451,000	4,732
Federal funds sold & reverse repurchase agreements	$1,500,000	5,560
Net loans & leases	$136,005,000	2,089
Loan loss allowance	$492,000	5,998
Trading account assets	$0	240
Bank premises and fixed assets	$1,731,000	4,210
Other real estate owned	$19,000	2,290
Goodwill and other intangibles	$73,000	2,652
All other assets	$4,117,000	1,858
Life insurance assets	$0	1
Total liabilities and capital	$176,435,000	2,623
Total liabilities	$153,592,000	2,711
Total deposits	$149,587,000	2,587
Interest-bearing deposits	$148,441,000	2,244
Deposits held in domestic offices	$149,587,000	2,578
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,907
Trading liabilities	$0	97
Other borrowed funds	$3,000,000	2,282
Subordinated debt	$0	298
All other liabilities	$1,005,000	3,501
Total equity capital	$22,843,000	1,957
Total bank equity capital	$22,843,000	1,957
Perpetual preferred stock	$0	250
Common stock	$2,094,000	1,852
Surplus	$4,948,000	2,896
Undivided profits	$15,801,000	1,624
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$686,000	3,539
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,832
Income earned, not collected on loans	$824,000	2,766
Earning assets	$169,654,000	2,507
Long-term assets (5+ years)	$0	9,965
Average Assets, year-to-date	$180,152,400	2,467
Average Assets, quarterly	$177,624,000	2,568
Volatile liabilities	$8,035,000	5,589
Insider loans	$70,000	9,165
FHLB advances	$3,000,000	637
Loans and leases held for sale	$0	1,560
Unused loan commitments	$4,170,000	5,568
Tier 1 (core) risk-based capital	$22,843,000	1,884
Tier 2 risk-based capital	$476,000	5,445
Total risk weighted assets	$79,892,000	3,421
Total unused commitments	$4,170,000	5,578
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	77	2,512
Assets and Liabilities
Total Assets:	$184,108,000	2,530
Cash and due from depository institutions	$11,421,000	2,512
Interest-bearing balances	$10,649,000	431
Securities	$16,355,000	6,353
Federal funds sold & reverse repurchase agreements	$1,500,000	6,340
Net loans & leases	$149,011,000	1,916
Loan loss allowance	$442,000	6,552
Trading account assets	$0	261
Bank premises and fixed assets	$1,470,000	4,730
Other real estate owned	$412,000	2,512
Goodwill and other intangibles	$0	3,181
All other assets	$3,939,000	1,990
Life insurance assets	$0	1
Total liabilities and capital	$184,108,000	2,530
Total liabilities	$161,769,000	2,587
Total deposits	$157,908,000	2,474
Interest-bearing deposits	$151,344,000	2,243
Deposits held in domestic offices	$157,908,000	2,464
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,736
Trading liabilities	$0	110
Other borrowed funds	$3,000,000	2,044
Subordinated debt	$0	337
All other liabilities	$861,000	4,112
Total equity capital	$22,339,000	2,016
Total bank equity capital	$22,339,000	2,016
Perpetual preferred stock	$0	288
Common stock	$2,094,000	1,891
Surplus	$4,893,000	2,913
Undivided profits	$15,352,000	1,710
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$841,000	2,987
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$875,000	2,637
Earning assets	$177,515,000	2,429
Long-term assets (5+ years)	$0	10,367
Average Assets, year-to-date	$185,753,400	2,422
Average Assets, quarterly	$184,796,000	2,499
Volatile liabilities	$9,152,000	4,836
Insider loans	$217,000	7,821
FHLB advances	$3,000,000	603
Loans and leases held for sale	$0	1,606
Unused loan commitments	$3,594,000	5,856
Tier 1 (core) risk-based capital	$22,339,000	1,928
Tier 2 risk-based capital	$442,000	5,784
Total risk weighted assets	$81,899,000	3,262
Total unused commitments	$3,594,000	5,868
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	80	2,498
Assets and Liabilities
Total Assets:	$184,981,000	2,488
Cash and due from depository institutions	$4,774,000	2,498
Interest-bearing balances	$3,925,000	924
Securities	$17,131,000	6,541
Federal funds sold & reverse repurchase agreements	$0	8,397
Net loans & leases	$156,759,000	1,775
Loan loss allowance	$263,000	8,897
Trading account assets	$0	286
Bank premises and fixed assets	$1,631,000	4,352
Other real estate owned	$1,269,000	2,498
Goodwill and other intangibles	$0	3,133
All other assets	$3,417,000	2,355
Life insurance assets	$0	1
Total liabilities and capital	$184,981,000	2,488
Total liabilities	$163,521,000	2,541
Total deposits	$153,818,000	2,503
Interest-bearing deposits	$152,768,000	2,165
Deposits held in domestic offices	$153,818,000	2,492
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	4,788
Trading liabilities	$0	87
Other borrowed funds	$9,000,000	1,304
Subordinated debt	$0	372
All other liabilities	$703,000	4,009
Total equity capital	$21,460,000	1,929
Total bank equity capital	$21,460,000	1,929
Perpetual preferred stock	$0	310
Common stock	$2,070,000	1,963
Surplus	$4,866,000	2,840
Undivided profits	$14,524,000	1,623
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$569,000	3,953
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$779,000	2,616
Earning assets	$177,815,000	2,388
Long-term assets (5+ years)	$0	10,888
Average Assets, year-to-date	$188,919,400	2,367
Average Assets, quarterly	$188,077,000	2,423
Volatile liabilities	$13,773,000	3,429
Insider loans	$177,000	8,421
FHLB advances	$9,000,000	488
Loans and leases held for sale	$0	1,430
Unused loan commitments	$2,203,000	7,222
Tier 1 (core) risk-based capital	$21,460,000	1,941
Tier 2 risk-based capital	$220,000	8,759
Total risk weighted assets	$84,707,000	3,113
Total unused commitments	$2,203,000	7,233
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	86	2,442
Assets and Liabilities
Total Assets:	$182,573,000	2,536
Cash and due from depository institutions	$4,865,000	2,442
Interest-bearing balances	$3,949,000	1,520
Securities	$26,686,000	4,943
Federal funds sold & reverse repurchase agreements	$3,000,000	4,365
Net loans & leases	$143,229,000	1,903
Loan loss allowance	$401,000	7,378
Trading account assets	$0	330
Bank premises and fixed assets	$1,616,000	4,390
Other real estate owned	$216,000	2,442
Goodwill and other intangibles	$0	3,091
All other assets	$2,961,000	2,454
Life insurance assets	$0	1
Total liabilities and capital	$182,573,000	2,536
Total liabilities	$167,412,000	2,529
Total deposits	$163,675,000	2,419
Interest-bearing deposits	$162,687,000	2,125
Deposits held in domestic offices	$163,675,000	2,409
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,944
Trading liabilities	$0	1
Other borrowed funds	$3,000,000	1,835
Subordinated debt	$0	413
All other liabilities	$737,000	3,984
Total equity capital	$15,161,000	2,664
Total bank equity capital	$15,161,000	2,664
Perpetual preferred stock	$0	343
Common stock	$0	11,979
Surplus	$0	12,104
Undivided profits	$15,161,000	1,554
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$727,000	3,912
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$758,000	2,357
Earning assets	$176,864,000	2,402
Long-term assets (5+ years)	$0	11,403
Average Assets, year-to-date	$182,925,200	2,467
Average Assets, quarterly	$183,735,500	2,500
Volatile liabilities	$9,296,000	4,309
Insider loans	$179,000	8,571
FHLB advances	$3,000,000	584
Loans and leases held for sale	$0	1,681
Unused loan commitments	$8,503,000	3,467
Tier 1 (core) risk-based capital	$15,161,000	2,610
Tier 2 risk-based capital	$401,000	6,258
Total risk weighted assets	$78,640,000	3,284
Total unused commitments	$8,503,000	3,488
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	76	2,835
Assets and Liabilities
Total Assets:	$181,825,000	2,615
Cash and due from depository institutions	$9,384,000	2,835
Interest-bearing balances	$8,423,000	882
Securities	$45,105,000	3,015
Federal funds sold & reverse repurchase agreements	$6,000,000	2,741
Net loans & leases	$116,191,000	2,351
Loan loss allowance	$137,000	11,814
Trading account assets	$0	344
Bank premises and fixed assets	$1,569,000	4,500
Other real estate owned	$310,000	2,835
Goodwill and other intangibles	$0	3,106
All other assets	$3,266,000	2,336
Life insurance assets	$0	1
Total liabilities and capital	$181,825,000	2,615
Total liabilities	$168,217,000	2,589
Total deposits	$164,467,000	2,511
Interest-bearing deposits	$163,521,000	2,217
Deposits held in domestic offices	$164,467,000	2,504
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,764
Trading liabilities	$0	1
Other borrowed funds	$3,000,000	1,649
Subordinated debt	$0	482
All other liabilities	$750,000	4,129
Total equity capital	$13,608,000	2,832
Total bank equity capital	$13,608,000	2,832
Perpetual preferred stock	$0	346
Common stock	$0	12,472
Surplus	$0	12,588
Undivided profits	$13,608,000	1,609
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$677,000	4,737
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$760,000	2,620
Earning assets	$175,719,000	2,454
Long-term assets (5+ years)	$0	11,806
Average Assets, year-to-date	$184,304,800	2,501
Average Assets, quarterly	$183,040,000	2,570
Volatile liabilities	$6,756,000	5,426
Insider loans	$0	9,493
FHLB advances	$3,000,000	574
Loans and leases held for sale	$0	1,207
Unused loan commitments	$1,840,000	7,540
Tier 1 (core) risk-based capital	$13,608,000	2,781
Tier 2 risk-based capital	$133,000	11,105
Total risk weighted assets	$67,634,000	3,823
Total unused commitments	$1,840,000	7,574
Derivatives	$0	651