Home > Prudential Bank > Income and Expense

Prudential Bank, Income and Expense

2022-09-30 (YTD Data)		Rank
Total interest income	$26,444,000	954
Total interest expense	$8,228,000	304
Net interest income	$18,216,000	1,206
Provision for loan and lease losses	$2,325,000	358
Total noninterest income	$5,053,000	1,005
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$0	4,582
Trading account gains and fees	$0	111
Additional Noninterest Income	$5,053,000	750
Total noninterest expense	$20,239,000	936
Salaries and employee benefits	$6,934,000	1,397
Premises and equipment expense	$1,077,000	1,582
Additional noninterest expense	$5,053,000	750
Pre-tax net operating income	$705,000	3,822
Securities gains (losses)	$-12,017,000	4,717
Applicable income taxes	$-2,783,000	4,737
Income before extraordinary items	$-8,529,000	4,734
Extraordinary gains, net	$0	4
Net income	$-8,529,000	4,734
Minority interest net income	$0	57
Net income of bank and minority interests.	$-8,529,000	4,734
Net charge-offs	$3,714,000	150
Cash dividends	$3,407,000	771
Sale, conversion, retirement of capital stock, net	$343,000	303
Net operating income	$964,430	3,445
2022-06-30 (YTD Data)		Rank
Total interest income	$17,479,000	932
Total interest expense	$5,898,000	229
Net interest income	$11,581,000	1,217
Provision for loan and lease losses	$2,325,000	241
Total noninterest income	$4,647,000	802
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$0	4,638
Trading account gains and fees	$0	108
Additional Noninterest Income	$4,647,000	622
Total noninterest expense	$17,018,000	755
Salaries and employee benefits	$4,885,000	1,328
Premises and equipment expense	$705,000	1,619
Additional noninterest expense	$11,428,000	396
Pre-tax net operating income	$-3,115,000	4,765
Securities gains (losses)	$-10,000	3,931
Applicable income taxes	$-919,000	4,746
Income before extraordinary items	$-2,206,000	4,735
Extraordinary gains, net	$0	4
Net income	$-2,206,000	4,735
Minority interest net income	$0	60
Net income of bank and minority interests.	$-2,206,000	4,735
Net charge-offs	$3,353,000	127
Cash dividends	$3,407,000	565
Sale, conversion, retirement of capital stock, net	$343,000	231
Net operating income	$-2,198,100	4,751
2022-03-31 (YTD Data)		Rank
Total interest income	$8,792,000	903
Total interest expense	$3,104,000	195
Net interest income	$5,688,000	1,202
Provision for loan and lease losses	$2,900,000	96
Total noninterest income	$347,000	2,427
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$0	4,649
Trading account gains and fees	$0	103
Additional Noninterest Income	$347,000	2,035
Total noninterest expense	$11,375,000	582
Salaries and employee benefits	$2,386,000	1,359
Premises and equipment expense	$372,000	1,575
Additional noninterest expense	$8,617,000	292
Pre-tax net operating income	$-8,240,000	4,797
Securities gains (losses)	$-1,000	3,977
Applicable income taxes	$-1,837,000	4,782
Income before extraordinary items	$-6,404,000	4,785
Extraordinary gains, net	$0	4
Net income	$-6,404,000	4,785
Minority interest net income	$0	50
Net income of bank and minority interests.	$-6,404,000	4,785
Net charge-offs	$3,360,000	84
Cash dividends	$600,000	1,048
Sale, conversion, retirement of capital stock, net	$70,000	298
Net operating income	$-6,403,210	4,787
2021-12-31 (YTD Data)		Rank
Total interest income	$37,585,000	881
Total interest expense	$14,102,000	207
Net interest income	$23,483,000	1,196
Provision for loan and lease losses	$200,000	1,725
Total noninterest income	$2,048,000	2,190
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$0	4,720
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,048,000	1,877
Total noninterest expense	$17,429,000	1,301
Salaries and employee benefits	$10,510,000	1,251
Premises and equipment expense	$1,386,000	1,620
Additional noninterest expense	$5,533,000	1,218
Pre-tax net operating income	$7,902,000	1,502
Securities gains (losses)	$1,666,000	161
Applicable income taxes	$1,352,000	1,393
Income before extraordinary items	$8,216,000	1,317
Extraordinary gains, net	$0	10
Net income	$8,216,000	1,317
Minority interest net income	$0	74
Net income of bank and minority interests.	$8,216,000	1,317
Net charge-offs	$136,000	1,194
Cash dividends	$6,000,000	685
Sale, conversion, retirement of capital stock, net	$335,000	356
Net operating income	$6,783,240	1,509
2021-09-30 (YTD Data)		Rank
Total interest income	$28,346,000	888
Total interest expense	$10,792,000	212
Net interest income	$17,554,000	1,215
Provision for loan and lease losses	$200,000	1,464
Total noninterest income	$1,617,000	2,194
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$0	4,787
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,617,000	1,881
Total noninterest expense	$13,289,000	1,281
Salaries and employee benefits	$8,141,000	1,224
Premises and equipment expense	$1,049,000	1,634
Additional noninterest expense	$4,099,000	1,225
Pre-tax net operating income	$5,682,000	1,613
Securities gains (losses)	$1,666,000	139
Applicable income taxes	$1,071,000	1,417
Income before extraordinary items	$6,277,000	1,348
Extraordinary gains, net	$0	8
Net income	$6,277,000	1,348
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,277,000	1,348
Net charge-offs	$1,000	2,373
Cash dividends	$6,000,000	533
Sale, conversion, retirement of capital stock, net	$254,000	321
Net operating income	$4,860,900	1,620
2021-06-30 (YTD Data)		Rank
Total interest income	$18,803,000	887
Total interest expense	$7,306,000	223
Net interest income	$11,497,000	1,224
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,143,000	2,090
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$0	4,816
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,143,000	1,785
Total noninterest expense	$8,724,000	1,288
Salaries and employee benefits	$5,211,000	1,253
Premises and equipment expense	$739,000	1,564
Additional noninterest expense	$2,774,000	1,201
Pre-tax net operating income	$3,916,000	1,551
Securities gains (losses)	$948,000	168
Applicable income taxes	$683,000	1,436
Income before extraordinary items	$4,181,000	1,346
Extraordinary gains, net	$0	6
Net income	$4,181,000	1,346
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,181,000	1,346
Net charge-offs	$-38,000	4,285
Cash dividends	$4,000,000	503
Sale, conversion, retirement of capital stock, net	$171,000	298
Net operating income	$3,365,720	1,547
2021-03-31 (YTD Data)		Rank
Total interest income	$9,465,000	873
Total interest expense	$3,740,000	237
Net interest income	$5,725,000	1,229
Provision for loan and lease losses	$0	2,741
Total noninterest income	$582,000	2,070
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$0	4,819
Trading account gains and fees	$0	127
Additional Noninterest Income	$582,000	1,756
Total noninterest expense	$4,254,000	1,304
Salaries and employee benefits	$2,529,000	1,273
Premises and equipment expense	$384,000	1,528
Additional noninterest expense	$1,341,000	1,215
Pre-tax net operating income	$2,053,000	1,492
Securities gains (losses)	$54,000	635
Applicable income taxes	$268,000	1,598
Income before extraordinary items	$1,839,000	1,482
Extraordinary gains, net	$0	3
Net income	$1,839,000	1,482
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,839,000	1,482
Net charge-offs	$-35,000	4,509
Cash dividends	$2,000,000	449
Sale, conversion, retirement of capital stock, net	$82,000	276
Net operating income	$1,792,020	1,477
2020-12-31 (YTD Data)		Rank
Total interest income	$40,091,000	834
Total interest expense	$17,948,000	292
Net interest income	$22,143,000	1,183
Provision for loan and lease losses	$2,900,000	823
Total noninterest income	$2,316,000	1,954
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$0	4,876
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,316,000	1,656
Total noninterest expense	$16,513,000	1,301
Salaries and employee benefits	$9,680,000	1,291
Premises and equipment expense	$1,321,000	1,670
Additional noninterest expense	$5,512,000	1,170
Pre-tax net operating income	$5,046,000	1,774
Securities gains (losses)	$5,731,000	105
Applicable income taxes	$1,432,000	1,166
Income before extraordinary items	$9,345,000	1,012
Extraordinary gains, net	$0	4
Net income	$9,345,000	1,013
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,345,000	1,012
Net charge-offs	$110,000	1,940
Cash dividends	$19,000,000	295
Sale, conversion, retirement of capital stock, net	$495,000	267
Net operating income	$4,359,030	1,761
2020-09-30 (YTD Data)		Rank
Total interest income	$30,350,000	832
Total interest expense	$13,942,000	309
Net interest income	$16,408,000	1,181
Provision for loan and lease losses	$2,900,000	710
Total noninterest income	$1,776,000	1,906
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$0	4,909
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,776,000	1,595
Total noninterest expense	$12,492,000	1,267
Salaries and employee benefits	$7,264,000	1,274
Premises and equipment expense	$981,000	1,684
Additional noninterest expense	$4,247,000	1,132
Pre-tax net operating income	$2,792,000	2,133
Securities gains (losses)	$5,726,000	86
Applicable income taxes	$1,117,000	1,101
Income before extraordinary items	$7,401,000	930
Extraordinary gains, net	$0	4
Net income	$7,401,000	930
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,401,000	930
Net charge-offs	$125,000	1,528
Cash dividends	$16,000,000	260
Sale, conversion, retirement of capital stock, net	$-591,000	5,011
Net operating income	$2,419,380	2,133
2020-06-30 (YTD Data)		Rank
Total interest income	$20,802,000	819
Total interest expense	$9,708,000	327
Net interest income	$11,094,000	1,164
Provision for loan and lease losses	$1,250,000	944
Total noninterest income	$874,000	2,183
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$0	4,931
Trading account gains and fees	$0	123
Additional Noninterest Income	$874,000	1,802
Total noninterest expense	$8,306,000	1,262
Salaries and employee benefits	$4,833,000	1,277
Premises and equipment expense	$649,000	1,684
Additional noninterest expense	$2,824,000	1,129
Pre-tax net operating income	$2,412,000	1,753
Securities gains (losses)	$5,675,000	61
Applicable income taxes	$1,330,000	664
Income before extraordinary items	$6,757,000	641
Extraordinary gains, net	$0	4
Net income	$6,757,000	641
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,757,000	641
Net charge-offs	$88,000	1,425
Cash dividends	$16,000,000	200
Sale, conversion, retirement of capital stock, net	$332,000	201
Net operating income	$1,990,000	1,819
2020-03-31 (YTD Data)		Rank
Total interest income	$11,010,000	763
Total interest expense	$5,222,000	341
Net interest income	$5,788,000	1,108
Provision for loan and lease losses	$500,000	883
Total noninterest income	$364,000	2,290
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$0	4,968
Trading account gains and fees	$0	106
Additional Noninterest Income	$364,000	1,822
Total noninterest expense	$4,375,000	1,221
Salaries and employee benefits	$2,624,000	1,190
Premises and equipment expense	$332,000	1,682
Additional noninterest expense	$1,419,000	1,146
Pre-tax net operating income	$1,277,000	1,506
Securities gains (losses)	$2,364,000	62
Applicable income taxes	$603,000	649
Income before extraordinary items	$3,038,000	641
Extraordinary gains, net	$0	4
Net income	$3,038,000	641
Minority interest net income	$0	56
Net income of bank and minority interests.	$3,038,000	641
Net charge-offs	$67,000	1,068
Cash dividends	$5,000,000	293
Sale, conversion, retirement of capital stock, net	$-1,763,000	5,106
Net operating income	$1,075,880	1,542
2019-12-31 (YTD Data)		Rank
Total interest income	$45,865,000	751
Total interest expense	$20,787,000	376
Net interest income	$25,078,000	1,046
Provision for loan and lease losses	$225,000	2,245
Total noninterest income	$2,412,000	1,785
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$0	5,055
Trading account gains and fees	$0	135
Additional Noninterest Income	$2,412,000	1,380
Total noninterest expense	$16,002,000	1,281
Salaries and employee benefits	$8,981,000	1,320
Premises and equipment expense	$1,553,000	1,463
Additional noninterest expense	$5,468,000	1,158
Pre-tax net operating income	$11,263,000	959
Securities gains (losses)	$1,375,000	182
Applicable income taxes	$2,194,000	840
Income before extraordinary items	$10,444,000	908
Extraordinary gains, net	$0	11
Net income	$10,444,000	909
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,444,000	909
Net charge-offs	$-136,000	4,942
Cash dividends	$5,000,000	787
Sale, conversion, retirement of capital stock, net	$1,200,000	194
Net operating income	$9,302,750	976
2019-09-30 (YTD Data)		Rank
Total interest income	$34,038,000	759
Total interest expense	$15,303,000	391
Net interest income	$18,735,000	1,054
Provision for loan and lease losses	$100,000	2,579
Total noninterest income	$1,838,000	1,762
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$0	5,128
Trading account gains and fees	$0	129
Additional Noninterest Income	$1,838,000	1,347
Total noninterest expense	$12,041,000	1,284
Salaries and employee benefits	$6,683,000	1,330
Premises and equipment expense	$1,194,000	1,448
Additional noninterest expense	$4,164,000	1,147
Pre-tax net operating income	$8,432,000	983
Securities gains (losses)	$1,057,000	187
Applicable income taxes	$1,603,000	894
Income before extraordinary items	$7,886,000	913
Extraordinary gains, net	$0	11
Net income	$7,886,000	914
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,886,000	914
Net charge-offs	$-126,000	5,010
Cash dividends	$5,000,000	606
Sale, conversion, retirement of capital stock, net	$911,000	176
Net operating income	$7,008,690	986
2019-06-30 (YTD Data)		Rank
Total interest income	$22,406,000	768
Total interest expense	$9,869,000	395
Net interest income	$12,537,000	1,047
Provision for loan and lease losses	$0	3,685
Total noninterest income	$1,222,000	1,734
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$0	5,168
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,222,000	1,319
Total noninterest expense	$8,178,000	1,270
Salaries and employee benefits	$4,384,000	1,339
Premises and equipment expense	$815,000	1,415
Additional noninterest expense	$2,979,000	1,098
Pre-tax net operating income	$5,581,000	957
Securities gains (losses)	$628,000	195
Applicable income taxes	$1,020,000	900
Income before extraordinary items	$5,189,000	895
Extraordinary gains, net	$0	11
Net income	$5,189,000	895
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,189,000	895
Net charge-offs	$-163,000	5,136
Cash dividends	$4,000,000	522
Sale, conversion, retirement of capital stock, net	$611,000	153
Net operating income	$4,661,480	955
2019-03-31 (YTD Data)		Rank
Total interest income	$11,133,000	767
Total interest expense	$4,810,000	395
Net interest income	$6,323,000	1,043
Provision for loan and lease losses	$0	3,406
Total noninterest income	$603,000	1,724
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$0	5,219
Trading account gains and fees	$0	126
Additional Noninterest Income	$603,000	1,280
Total noninterest expense	$4,071,000	1,270
Salaries and employee benefits	$2,209,000	1,344
Premises and equipment expense	$430,000	1,359
Additional noninterest expense	$1,432,000	1,114
Pre-tax net operating income	$2,855,000	903
Securities gains (losses)	$0	1,087
Applicable income taxes	$408,000	1,030
Income before extraordinary items	$2,447,000	928
Extraordinary gains, net	$0	5
Net income	$2,447,000	926
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,447,000	927
Net charge-offs	$-60,000	5,116
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$308,000	133
Net operating income	$2,447,000	911
2018-12-31 (YTD Data)		Rank
Total interest income	$36,815,000	854
Total interest expense	$12,223,000	450
Net interest income	$24,592,000	1,048
Provision for loan and lease losses	$600,000	1,277
Total noninterest income	$3,080,000	1,516
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$0	5,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,080,000	1,120
Total noninterest expense	$15,298,000	1,330
Salaries and employee benefits	$8,036,000	1,419
Premises and equipment expense	$1,670,000	1,356
Additional noninterest expense	$5,592,000	1,141
Pre-tax net operating income	$11,774,000	921
Securities gains (losses)	$-376,000	5,232
Applicable income taxes	$1,991,000	876
Income before extraordinary items	$9,407,000	960
Extraordinary gains, net	$0	6
Net income	$9,407,000	959
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,407,000	959
Net charge-offs	$109,000	2,087
Cash dividends	$5,000,000	730
Sale, conversion, retirement of capital stock, net	$1,124,000	217
Net operating income	$9,719,080	932
2018-09-30 (YTD Data)		Rank
Total interest income	$26,813,000	868
Total interest expense	$8,237,000	456
Net interest income	$18,576,000	1,038
Provision for loan and lease losses	$600,000	982
Total noninterest income	$2,640,000	1,397
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$0	5,347
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,640,000	1,025
Total noninterest expense	$11,366,000	1,337
Salaries and employee benefits	$5,944,000	1,432
Premises and equipment expense	$1,277,000	1,350
Additional noninterest expense	$4,145,000	1,144
Pre-tax net operating income	$9,250,000	887
Securities gains (losses)	$-376,000	5,376
Applicable income taxes	$1,536,000	871
Income before extraordinary items	$7,338,000	945
Extraordinary gains, net	$0	5
Net income	$7,338,000	943
Minority interest net income	$0	66
Net income of bank and minority interests.	$7,338,000	944
Net charge-offs	$109,000	1,679
Cash dividends	$5,000,000	532
Sale, conversion, retirement of capital stock, net	$817,000	200
Net operating income	$7,650,080	898
2018-06-30 (YTD Data)		Rank
Total interest income	$17,286,000	885
Total interest expense	$4,835,000	469
Net interest income	$12,451,000	1,033
Provision for loan and lease losses	$475,000	855
Total noninterest income	$2,049,000	1,261
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$0	5,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,049,000	926
Total noninterest expense	$7,474,000	1,360
Salaries and employee benefits	$3,833,000	1,469
Premises and equipment expense	$887,000	1,308
Additional noninterest expense	$2,754,000	1,150
Pre-tax net operating income	$6,551,000	819
Securities gains (losses)	$-376,000	5,462
Applicable income taxes	$1,364,000	707
Income before extraordinary items	$4,811,000	944
Extraordinary gains, net	$0	6
Net income	$4,811,000	942
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,811,000	943
Net charge-offs	$110,000	1,266
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$509,000	192
Net operating income	$5,108,040	877
2018-03-31 (YTD Data)		Rank
Total interest income	$8,353,000	906
Total interest expense	$2,127,000	501
Net interest income	$6,226,000	1,031
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$628,000	1,751
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$0	5,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$628,000	1,295
Total noninterest expense	$3,778,000	1,353
Salaries and employee benefits	$1,882,000	1,510
Premises and equipment expense	$464,000	1,280
Additional noninterest expense	$1,432,000	1,114
Pre-tax net operating income	$2,926,000	887
Securities gains (losses)	$0	735
Applicable income taxes	$655,000	706
Income before extraordinary items	$2,271,000	961
Extraordinary gains, net	$0	7
Net income	$2,271,000	960
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,271,000	961
Net charge-offs	$-14,000	4,864
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$201,000	194
Net operating income	$2,271,000	950
2017-12-31 (YTD Data)		Rank
Total interest income	$29,952,000	961
Total interest expense	$6,336,000	546
Net interest income	$23,616,000	1,061
Provision for loan and lease losses	$3,015,000	351
Total noninterest income	$2,261,000	1,891
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$0	5,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,261,000	1,423
Total noninterest expense	$17,451,000	1,179
Salaries and employee benefits	$7,414,000	1,498
Premises and equipment expense	$1,690,000	1,361
Additional noninterest expense	$8,347,000	797
Pre-tax net operating income	$5,411,000	1,605
Securities gains (losses)	$235,000	358
Applicable income taxes	$3,054,000	950
Income before extraordinary items	$2,592,000	2,276
Extraordinary gains, net	$0	9
Net income	$2,592,000	2,276
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,592,000	2,276
Net charge-offs	$1,793,000	444
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$40,311,000	17
Net operating income	$2,441,600	2,333
2017-09-30 (YTD Data)		Rank
Total interest income	$21,916,000	977
Total interest expense	$4,436,000	579
Net interest income	$17,480,000	1,073
Provision for loan and lease losses	$2,805,000	303
Total noninterest income	$1,786,000	1,841
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$0	5,596
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,786,000	1,381
Total noninterest expense	$13,470,000	1,161
Salaries and employee benefits	$5,519,000	1,508
Premises and equipment expense	$1,263,000	1,376
Additional noninterest expense	$6,688,000	746
Pre-tax net operating income	$2,991,000	2,067
Securities gains (losses)	$235,000	335
Applicable income taxes	$760,000	1,716
Income before extraordinary items	$2,466,000	2,042
Extraordinary gains, net	$0	9
Net income	$2,466,000	2,043
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,466,000	2,043
Net charge-offs	$1,793,000	320
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$39,719,000	15
Net operating income	$2,287,400	2,148
2017-06-30 (YTD Data)		Rank
Total interest income	$14,102,000	1,004
Total interest expense	$2,751,000	600
Net interest income	$11,351,000	1,095
Provision for loan and lease losses	$2,395,000	244
Total noninterest income	$1,193,000	1,836
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$0	5,642
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,193,000	1,382
Total noninterest expense	$10,031,000	1,062
Salaries and employee benefits	$3,756,000	1,490
Premises and equipment expense	$848,000	1,366
Additional noninterest expense	$5,427,000	629
Pre-tax net operating income	$118,000	5,243
Securities gains (losses)	$70,000	540
Applicable income taxes	$-21,000	5,671
Income before extraordinary items	$209,000	4,848
Extraordinary gains, net	$0	11
Net income	$209,000	4,848
Minority interest net income	$0	71
Net income of bank and minority interests.	$209,000	4,848
Net charge-offs	$1,791,000	239
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$39,490,000	10
Net operating income	$139,000	5,105
2017-03-31 (YTD Data)		Rank
Total interest income	$6,751,000	1,039
Total interest expense	$1,336,000	594
Net interest income	$5,415,000	1,120
Provision for loan and lease losses	$2,365,000	161
Total noninterest income	$579,000	1,864
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$0	5,688
Trading account gains and fees	$0	142
Additional Noninterest Income	$579,000	1,391
Total noninterest expense	$6,749,000	812
Salaries and employee benefits	$1,966,000	1,451
Premises and equipment expense	$417,000	1,398
Additional noninterest expense	$4,366,000	416
Pre-tax net operating income	$-3,120,000	5,857
Securities gains (losses)	$0	1,153
Applicable income taxes	$-1,133,000	5,844
Income before extraordinary items	$-1,987,000	5,842
Extraordinary gains, net	$0	8
Net income	$-1,987,000	5,842
Minority interest net income	$0	55
Net income of bank and minority interests.	$-1,987,000	5,842
Net charge-offs	$1,923,000	153
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$39,130,000	5
Net operating income	$-1,987,000	5,842
2016-12-31 (YTD Data)		Rank
Total interest income	$17,933,000	1,422
Total interest expense	$3,626,000	808
Net interest income	$14,307,000	1,559
Provision for loan and lease losses	$410,000	1,656
Total noninterest income	$1,243,000	2,724
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$0	5,773
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,243,000	2,133
Total noninterest expense	$10,785,000	1,778
Salaries and employee benefits	$6,051,000	1,777
Premises and equipment expense	$999,000	2,151
Additional noninterest expense	$3,735,000	1,632
Pre-tax net operating income	$4,355,000	1,808
Securities gains (losses)	$418,000	518
Applicable income taxes	$1,520,000	1,250
Income before extraordinary items	$3,253,000	1,956
Extraordinary gains, net	$0	5
Net income	$3,253,000	1,955
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,253,000	1,955
Net charge-offs	$-125,000	5,569
Cash dividends	$18,000,000	224
Sale, conversion, retirement of capital stock, net	$1,531,000	164
Net operating income	$2,968,760	2,067
2016-09-30 (YTD Data)		Rank
Total interest income	$13,429,000	1,418
Total interest expense	$2,710,000	809
Net interest income	$10,719,000	1,566
Provision for loan and lease losses	$225,000	1,908
Total noninterest income	$826,000	2,897
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$0	5,834
Trading account gains and fees	$0	169
Additional Noninterest Income	$826,000	2,279
Total noninterest expense	$8,233,000	1,743
Salaries and employee benefits	$4,537,000	1,768
Premises and equipment expense	$747,000	2,156
Additional noninterest expense	$2,949,000	1,560
Pre-tax net operating income	$3,087,000	1,921
Securities gains (losses)	$418,000	470
Applicable income taxes	$1,093,000	1,326
Income before extraordinary items	$2,412,000	1,999
Extraordinary gains, net	$0	5
Net income	$2,412,000	1,999
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,412,000	1,999
Net charge-offs	$-125,000	5,628
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$1,110,000	146
Net operating income	$2,123,580	2,174
2016-06-30 (YTD Data)		Rank
Total interest income	$8,841,000	1,437
Total interest expense	$1,798,000	809
Net interest income	$7,043,000	1,592
Provision for loan and lease losses	$225,000	1,514
Total noninterest income	$568,000	2,835
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$0	5,909
Trading account gains and fees	$0	157
Additional Noninterest Income	$568,000	2,218
Total noninterest expense	$5,473,000	1,756
Salaries and employee benefits	$3,158,000	1,703
Premises and equipment expense	$504,000	2,142
Additional noninterest expense	$1,811,000	1,678
Pre-tax net operating income	$1,913,000	2,013
Securities gains (losses)	$161,000	692
Applicable income taxes	$661,000	1,410
Income before extraordinary items	$1,413,000	2,227
Extraordinary gains, net	$0	16
Net income	$1,413,000	2,226
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,413,000	2,226
Net charge-offs	$-125,000	5,750
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$696,000	144
Net operating income	$1,303,520	2,295
2016-03-31 (YTD Data)		Rank
Total interest income	$4,368,000	1,454
Total interest expense	$914,000	790
Net interest income	$3,454,000	1,625
Provision for loan and lease losses	$75,000	1,741
Total noninterest income	$270,000	2,888
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$0	5,957
Trading account gains and fees	$0	142
Additional Noninterest Income	$270,000	2,229
Total noninterest expense	$2,697,000	1,778
Salaries and employee benefits	$1,556,000	1,733
Premises and equipment expense	$259,000	2,103
Additional noninterest expense	$882,000	1,714
Pre-tax net operating income	$952,000	1,994
Securities gains (losses)	$0	2,077
Applicable income taxes	$341,000	1,372
Income before extraordinary items	$611,000	2,414
Extraordinary gains, net	$0	12
Net income	$611,000	2,414
Minority interest net income	$0	62
Net income of bank and minority interests.	$611,000	2,414
Net charge-offs	$-44,000	5,697
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$381,000	118
Net operating income	$611,000	2,365
2015-12-31 (YTD Data)		Rank
Total interest income	$16,495,000	1,492
Total interest expense	$3,587,000	784
Net interest income	$12,908,000	1,696
Provision for loan and lease losses	$660,000	1,100
Total noninterest income	$3,209,000	1,531
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$0	6,036
Trading account gains and fees	$0	159
Additional Noninterest Income	$3,209,000	1,116
Total noninterest expense	$12,678,000	1,524
Salaries and employee benefits	$7,555,000	1,422
Premises and equipment expense	$1,031,000	2,123
Additional noninterest expense	$4,092,000	1,490
Pre-tax net operating income	$2,779,000	2,450
Securities gains (losses)	$0	3,216
Applicable income taxes	$284,000	2,709
Income before extraordinary items	$2,495,000	2,344
Extraordinary gains, net	$0	23
Net income	$2,495,000	2,345
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,495,000	2,346
Net charge-offs	$241,000	1,813
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$1,695,000	164
Net operating income	$2,495,000	2,310
2015-09-30 (YTD Data)		Rank
Total interest income	$12,440,000	1,499
Total interest expense	$2,725,000	777
Net interest income	$9,715,000	1,706
Provision for loan and lease losses	$660,000	835
Total noninterest income	$2,866,000	1,357
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$0	6,114
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,866,000	1,002
Total noninterest expense	$9,906,000	1,482
Salaries and employee benefits	$5,917,000	1,378
Premises and equipment expense	$783,000	2,141
Additional noninterest expense	$3,206,000	1,451
Pre-tax net operating income	$2,015,000	2,559
Securities gains (losses)	$0	3,031
Applicable income taxes	$19,000	3,979
Income before extraordinary items	$1,996,000	2,267
Extraordinary gains, net	$0	21
Net income	$1,996,000	2,268
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,996,000	2,268
Net charge-offs	$230,000	1,421
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$1,278,000	146
Net operating income	$1,996,000	2,229
2015-06-30 (YTD Data)		Rank
Total interest income	$8,361,000	1,485
Total interest expense	$1,853,000	756
Net interest income	$6,508,000	1,700
Provision for loan and lease losses	$510,000	746
Total noninterest income	$2,568,000	1,123
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$0	6,182
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,568,000	807
Total noninterest expense	$6,659,000	1,470
Salaries and employee benefits	$4,021,000	1,363
Premises and equipment expense	$547,000	2,071
Additional noninterest expense	$2,091,000	1,475
Pre-tax net operating income	$1,907,000	1,955
Securities gains (losses)	$0	2,636
Applicable income taxes	$-34,000	6,205
Income before extraordinary items	$1,941,000	1,656
Extraordinary gains, net	$0	22
Net income	$1,941,000	1,660
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,941,000	1,660
Net charge-offs	$337,000	844
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$859,000	142
Net operating income	$1,941,000	1,611
2015-03-31 (YTD Data)		Rank
Total interest income	$4,306,000	1,451
Total interest expense	$937,000	748
Net interest income	$3,369,000	1,644
Provision for loan and lease losses	$300,000	621
Total noninterest income	$2,054,000	771
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$0	6,235
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,054,000	554
Total noninterest expense	$3,305,000	1,478
Salaries and employee benefits	$1,960,000	1,391
Premises and equipment expense	$268,000	2,131
Additional noninterest expense	$1,077,000	1,430
Pre-tax net operating income	$1,818,000	1,136
Securities gains (losses)	$0	2,027
Applicable income taxes	$-22,000	6,285
Income before extraordinary items	$1,840,000	931
Extraordinary gains, net	$0	13
Net income	$1,840,000	931
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,840,000	931
Net charge-offs	$212,000	693
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$299,000	154
Net operating income	$1,840,000	896
2014-12-31 (YTD Data)		Rank
Total interest income	$16,636,000	1,496
Total interest expense	$3,671,000	799
Net interest income	$12,965,000	1,694
Provision for loan and lease losses	$315,000	1,927
Total noninterest income	$1,172,000	2,870
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$0	6,344
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,172,000	2,110
Total noninterest expense	$11,091,000	1,728
Salaries and employee benefits	$6,489,000	1,599
Premises and equipment expense	$845,000	2,554
Additional noninterest expense	$3,757,000	1,654
Pre-tax net operating income	$2,731,000	2,426
Securities gains (losses)	$407,000	487
Applicable income taxes	$894,000	1,667
Income before extraordinary items	$2,244,000	2,486
Extraordinary gains, net	$0	17
Net income	$2,244,000	2,486
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,244,000	2,486
Net charge-offs	$168,000	2,658
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$-2,420,000	6,488
Net operating income	$1,950,960	2,709
2014-09-30 (YTD Data)		Rank
Total interest income	$12,397,000	1,519
Total interest expense	$2,703,000	829
Net interest income	$9,694,000	1,714
Provision for loan and lease losses	$240,000	1,860
Total noninterest income	$410,000	4,182
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$0	6,424
Trading account gains and fees	$0	174
Additional Noninterest Income	$410,000	3,196
Total noninterest expense	$8,291,000	1,730
Salaries and employee benefits	$4,824,000	1,607
Premises and equipment expense	$623,000	2,617
Additional noninterest expense	$2,844,000	1,639
Pre-tax net operating income	$1,573,000	2,951
Securities gains (losses)	$752,000	202
Applicable income taxes	$634,000	1,755
Income before extraordinary items	$1,691,000	2,506
Extraordinary gains, net	$0	15
Net income	$1,691,000	2,507
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,691,000	2,506
Net charge-offs	$168,000	2,185
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$-2,615,000	6,576
Net operating income	$1,142,040	3,208
2014-06-30 (YTD Data)		Rank
Total interest income	$8,221,000	1,521
Total interest expense	$1,817,000	826
Net interest income	$6,404,000	1,717
Provision for loan and lease losses	$0	4,196
Total noninterest income	$483,000	3,173
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$0	6,479
Trading account gains and fees	$0	172
Additional Noninterest Income	$483,000	2,348
Total noninterest expense	$5,489,000	1,729
Salaries and employee benefits	$3,197,000	1,617
Premises and equipment expense	$435,000	2,545
Additional noninterest expense	$1,857,000	1,669
Pre-tax net operating income	$1,398,000	2,380
Securities gains (losses)	$265,000	400
Applicable income taxes	$438,000	1,680
Income before extraordinary items	$1,225,000	2,310
Extraordinary gains, net	$0	20
Net income	$1,225,000	2,314
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,225,000	2,314
Net charge-offs	$168,000	1,746
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$-2,787,000	6,645
Net operating income	$1,028,900	2,549
2014-03-31 (YTD Data)		Rank
Total interest income	$4,084,000	1,525
Total interest expense	$923,000	821
Net interest income	$3,161,000	1,723
Provision for loan and lease losses	$0	3,817
Total noninterest income	$218,000	3,321
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$0	6,535
Trading account gains and fees	$0	147
Additional Noninterest Income	$218,000	2,430
Total noninterest expense	$2,788,000	1,714
Salaries and employee benefits	$1,619,000	1,610
Premises and equipment expense	$232,000	2,463
Additional noninterest expense	$937,000	1,637
Pre-tax net operating income	$591,000	2,595
Securities gains (losses)	$266,000	235
Applicable income taxes	$214,000	1,655
Income before extraordinary items	$643,000	2,153
Extraordinary gains, net	$0	16
Net income	$643,000	2,155
Minority interest net income	$0	66
Net income of bank and minority interests.	$643,000	2,155
Net charge-offs	$-37,000	6,219
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$-2,930,000	6,724
Net operating income	$443,500	2,765
2013-12-31 (YTD Data)		Rank
Total interest income	$16,444,000	1,527
Total interest expense	$4,218,000	799
Net interest income	$12,226,000	1,766
Provision for loan and lease losses	$-500,000	6,582
Total noninterest income	$1,117,000	3,014
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$0	6,638
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,117,000	2,232
Total noninterest expense	$10,945,000	1,753
Salaries and employee benefits	$5,815,000	1,769
Premises and equipment expense	$720,000	2,914
Additional noninterest expense	$4,410,000	1,502
Pre-tax net operating income	$2,898,000	2,212
Securities gains (losses)	$829,000	283
Applicable income taxes	$1,658,000	1,043
Income before extraordinary items	$2,069,000	2,541
Extraordinary gains, net	$0	29
Net income	$2,069,000	2,544
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,069,000	2,544
Net charge-offs	$-772,000	6,766
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$905,000	221
Net operating income	$1,538,440	3,046
2013-09-30 (YTD Data)		Rank
Total interest income	$12,375,000	1,526
Total interest expense	$3,264,000	799
Net interest income	$9,111,000	1,769
Provision for loan and lease losses	$-500,000	6,719
Total noninterest income	$878,000	2,990
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$0	6,711
Trading account gains and fees	$0	180
Additional Noninterest Income	$878,000	2,227
Total noninterest expense	$8,206,000	1,757
Salaries and employee benefits	$4,265,000	1,806
Premises and equipment expense	$546,000	2,920
Additional noninterest expense	$3,395,000	1,460
Pre-tax net operating income	$2,283,000	2,213
Securities gains (losses)	$836,000	252
Applicable income taxes	$1,445,000	958
Income before extraordinary items	$1,674,000	2,432
Extraordinary gains, net	$0	25
Net income	$1,674,000	2,436
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,674,000	2,436
Net charge-offs	$-772,000	6,846
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$708,000	191
Net operating income	$1,138,960	3,103
2013-06-30 (YTD Data)		Rank
Total interest income	$8,377,000	1,503
Total interest expense	$2,270,000	787
Net interest income	$6,107,000	1,754
Provision for loan and lease losses	$0	4,788
Total noninterest income	$519,000	3,228
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$0	6,751
Trading account gains and fees	$0	157
Additional Noninterest Income	$519,000	2,432
Total noninterest expense	$5,603,000	1,725
Salaries and employee benefits	$2,875,000	1,794
Premises and equipment expense	$365,000	2,911
Additional noninterest expense	$2,363,000	1,403
Pre-tax net operating income	$1,023,000	2,857
Securities gains (losses)	$841,000	213
Applicable income taxes	$1,025,000	918
Income before extraordinary items	$839,000	2,967
Extraordinary gains, net	$0	22
Net income	$839,000	2,969
Minority interest net income	$0	82
Net income of bank and minority interests.	$839,000	2,970
Net charge-offs	$-570,000	6,895
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$485,000	172
Net operating income	$300,760	4,633
2013-03-31 (YTD Data)		Rank
Total interest income	$4,253,000	1,500
Total interest expense	$1,187,000	785
Net interest income	$3,066,000	1,756
Provision for loan and lease losses	$0	4,409
Total noninterest income	$250,000	3,276
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$0	6,809
Trading account gains and fees	$0	148
Additional Noninterest Income	$250,000	2,470
Total noninterest expense	$2,955,000	1,642
Salaries and employee benefits	$1,616,000	1,625
Premises and equipment expense	$182,000	2,935
Additional noninterest expense	$1,157,000	1,410
Pre-tax net operating income	$361,000	3,464
Securities gains (losses)	$-6,000	6,759
Applicable income taxes	$246,000	1,525
Income before extraordinary items	$109,000	5,139
Extraordinary gains, net	$0	10
Net income	$109,000	5,141
Minority interest net income	$0	76
Net income of bank and minority interests.	$109,000	5,141
Net charge-offs	$-431,000	6,965
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$240,000	143
Net operating income	$112,840	5,003
2012-12-31 (YTD Data)		Rank
Total interest income	$18,393,000	1,445
Total interest expense	$5,681,000	785
Net interest income	$12,712,000	1,732
Provision for loan and lease losses	$575,000	2,523
Total noninterest income	$1,376,000	2,743
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$0	6,902
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,376,000	1,955
Total noninterest expense	$11,304,000	1,706
Salaries and employee benefits	$5,892,000	1,717
Premises and equipment expense	$764,000	2,839
Additional noninterest expense	$4,648,000	1,453
Pre-tax net operating income	$2,209,000	2,631
Securities gains (losses)	$2,007,000	264
Applicable income taxes	$1,529,000	1,086
Income before extraordinary items	$2,687,000	2,048
Extraordinary gains, net	$0	29
Net income	$2,687,000	2,047
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,687,000	2,049
Net charge-offs	$1,907,000	1,201
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$762,000	252
Net operating income	$1,402,520	3,111
2012-09-30 (YTD Data)		Rank
Total interest income	$13,996,000	1,447
Total interest expense	$4,413,000	792
Net interest income	$9,583,000	1,743
Provision for loan and lease losses	$575,000	2,101
Total noninterest income	$1,082,000	2,682
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$0	6,990
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,082,000	1,891
Total noninterest expense	$8,582,000	1,693
Salaries and employee benefits	$4,334,000	1,740
Premises and equipment expense	$581,000	2,845
Additional noninterest expense	$3,667,000	1,386
Pre-tax net operating income	$1,508,000	2,874
Securities gains (losses)	$2,006,000	201
Applicable income taxes	$1,152,000	1,103
Income before extraordinary items	$2,362,000	1,823
Extraordinary gains, net	$0	20
Net income	$2,362,000	1,822
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,362,000	1,824
Net charge-offs	$2,107,000	898
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$569,000	222
Net operating income	$1,017,980	3,250
2012-06-30 (YTD Data)		Rank
Total interest income	$9,641,000	1,422
Total interest expense	$3,024,000	794
Net interest income	$6,617,000	1,683
Provision for loan and lease losses	$200,000	2,964
Total noninterest income	$528,000	3,137
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$0	7,045
Trading account gains and fees	$0	153
Additional Noninterest Income	$528,000	2,258
Total noninterest expense	$5,754,000	1,688
Salaries and employee benefits	$3,133,000	1,616
Premises and equipment expense	$378,000	2,897
Additional noninterest expense	$2,243,000	1,508
Pre-tax net operating income	$1,191,000	2,527
Securities gains (losses)	$-77,000	7,082
Applicable income taxes	$433,000	1,643
Income before extraordinary items	$681,000	3,389
Extraordinary gains, net	$0	19
Net income	$681,000	3,390
Minority interest net income	$0	84
Net income of bank and minority interests.	$681,000	3,390
Net charge-offs	$497,000	1,774
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$378,000	200
Net operating income	$730,280	3,079
2012-03-31 (YTD Data)		Rank
Total interest income	$4,813,000	1,435
Total interest expense	$1,543,000	811
Net interest income	$3,270,000	1,699
Provision for loan and lease losses	$100,000	2,838
Total noninterest income	$264,000	3,154
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$0	7,087
Trading account gains and fees	$0	148
Additional Noninterest Income	$264,000	2,264
Total noninterest expense	$2,864,000	1,681
Salaries and employee benefits	$1,579,000	1,601
Premises and equipment expense	$187,000	2,928
Additional noninterest expense	$1,098,000	1,531
Pre-tax net operating income	$570,000	2,619
Securities gains (losses)	$-66,000	7,183
Applicable income taxes	$323,000	1,233
Income before extraordinary items	$181,000	4,536
Extraordinary gains, net	$0	19
Net income	$181,000	4,539
Minority interest net income	$0	78
Net income of bank and minority interests.	$181,000	4,539
Net charge-offs	$463,000	1,148
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$188,000	168
Net operating income	$223,240	4,040
2011-12-31 (YTD Data)		Rank
Total interest income	$21,015,000	1,367
Total interest expense	$6,795,000	886
Net interest income	$14,220,000	1,567
Provision for loan and lease losses	$4,200,000	913
Total noninterest income	$1,329,000	2,625
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$0	6,974
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,329,000	1,777
Total noninterest expense	$10,533,000	1,828
Salaries and employee benefits	$5,696,000	1,702
Premises and equipment expense	$743,000	3,066
Additional noninterest expense	$4,094,000	1,677
Pre-tax net operating income	$816,000	4,061
Securities gains (losses)	$-146,000	7,129
Applicable income taxes	$-249,000	6,953
Income before extraordinary items	$919,000	3,702
Extraordinary gains, net	$0	29
Net income	$919,000	3,705
Minority interest net income	$0	96
Net income of bank and minority interests.	$919,000	3,705
Net charge-offs	$4,518,000	877
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$759,000	365
Net operating income	$1,065,000	3,313
2011-09-30 (YTD Data)		Rank
Total interest income	$16,032,000	1,352
Total interest expense	$5,230,000	906
Net interest income	$10,802,000	1,559
Provision for loan and lease losses	$4,050,000	730
Total noninterest income	$1,052,000	2,544
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$0	7,025
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,052,000	1,715
Total noninterest expense	$7,808,000	1,844
Salaries and employee benefits	$4,176,000	1,744
Premises and equipment expense	$561,000	3,077
Additional noninterest expense	$3,071,000	1,663
Pre-tax net operating income	$-4,000	6,147
Securities gains (losses)	$-94,000	7,219
Applicable income taxes	$-518,000	7,220
Income before extraordinary items	$420,000	4,592
Extraordinary gains, net	$0	21
Net income	$420,000	4,594
Minority interest net income	$0	87
Net income of bank and minority interests.	$420,000	4,593
Net charge-offs	$4,417,000	697
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$573,000	330
Net operating income	$480,160	4,259
2011-06-30 (YTD Data)		Rank
Total interest income	$10,899,000	1,335
Total interest expense	$3,602,000	908
Net interest income	$7,297,000	1,537
Provision for loan and lease losses	$3,600,000	588
Total noninterest income	$538,000	2,986
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$0	7,067
Trading account gains and fees	$0	153
Additional Noninterest Income	$538,000	1,996
Total noninterest expense	$5,117,000	1,892
Salaries and employee benefits	$2,902,000	1,691
Premises and equipment expense	$376,000	3,086
Additional noninterest expense	$1,839,000	1,856
Pre-tax net operating income	$-882,000	6,943
Securities gains (losses)	$-74,000	7,283
Applicable income taxes	$-429,000	7,314
Income before extraordinary items	$-527,000	6,856
Extraordinary gains, net	$0	15
Net income	$-527,000	6,855
Minority interest net income	$0	89
Net income of bank and minority interests.	$-527,000	6,856
Net charge-offs	$4,176,000	542
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$383,000	251
Net operating income	$-479,640	6,821
2011-03-31 (YTD Data)		Rank
Total interest income	$5,446,000	1,348
Total interest expense	$1,868,000	912
Net interest income	$3,578,000	1,556
Provision for loan and lease losses	$3,600,000	312
Total noninterest income	$271,000	3,004
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$0	7,070
Trading account gains and fees	$0	158
Additional Noninterest Income	$271,000	2,041
Total noninterest expense	$2,621,000	1,869
Salaries and employee benefits	$1,447,000	1,704
Premises and equipment expense	$193,000	3,080
Additional noninterest expense	$981,000	1,735
Pre-tax net operating income	$-2,372,000	7,414
Securities gains (losses)	$-45,000	7,324
Applicable income taxes	$-678,000	7,493
Income before extraordinary items	$-1,739,000	7,384
Extraordinary gains, net	$0	9
Net income	$-1,739,000	7,384
Minority interest net income	$0	86
Net income of bank and minority interests.	$-1,739,000	7,384
Net charge-offs	$4,176,000	313
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$187,000	210
Net operating income	$-1,706,600	7,380
2010-12-31 (YTD Data)		Rank
Total interest income	$24,295,000	1,270
Total interest expense	$9,164,000	902
Net interest income	$15,131,000	1,482
Provision for loan and lease losses	$1,555,000	2,406
Total noninterest income	$1,128,000	3,020
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$0	6,799
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,128,000	2,037
Total noninterest expense	$10,599,000	1,849
Salaries and employee benefits	$5,500,000	1,766
Premises and equipment expense	$755,000	3,106
Additional noninterest expense	$4,344,000	1,658
Pre-tax net operating income	$4,105,000	1,236
Securities gains (losses)	$-451,000	7,413
Applicable income taxes	$997,000	1,219
Income before extraordinary items	$2,657,000	1,549
Extraordinary gains, net	$0	29
Net income	$2,657,000	1,550
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,657,000	1,551
Net charge-offs	$691,000	3,191
Cash dividends	$5,000,000	332
Sale, conversion, retirement of capital stock, net	$779,000	399
Net operating income	$2,986,230	1,363
2010-09-30 (YTD Data)		Rank
Total interest income	$18,643,000	1,263
Total interest expense	$7,090,000	910
Net interest income	$11,553,000	1,471
Provision for loan and lease losses	$975,000	2,544
Total noninterest income	$982,000	2,765
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$0	6,888
Trading account gains and fees	$0	165
Additional Noninterest Income	$982,000	1,820
Total noninterest expense	$7,870,000	1,864
Salaries and employee benefits	$4,020,000	1,825
Premises and equipment expense	$577,000	3,121
Additional noninterest expense	$3,273,000	1,623
Pre-tax net operating income	$3,690,000	1,102
Securities gains (losses)	$-356,000	7,559
Applicable income taxes	$582,000	1,509
Income before extraordinary items	$2,752,000	1,221
Extraordinary gains, net	$0	23
Net income	$2,752,000	1,225
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,752,000	1,225
Net charge-offs	$691,000	2,655
Cash dividends	$4,000,000	271
Sale, conversion, retirement of capital stock, net	$592,000	350
Net operating income	$3,047,480	1,071
2010-06-30 (YTD Data)		Rank
Total interest income	$12,622,000	1,253
Total interest expense	$4,738,000	939
Net interest income	$7,884,000	1,446
Provision for loan and lease losses	$360,000	3,339
Total noninterest income	$574,000	2,952
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$0	6,943
Trading account gains and fees	$0	152
Additional Noninterest Income	$574,000	1,918
Total noninterest expense	$5,238,000	1,869
Salaries and employee benefits	$2,654,000	1,850
Premises and equipment expense	$381,000	3,163
Additional noninterest expense	$2,203,000	1,595
Pre-tax net operating income	$2,860,000	949
Securities gains (losses)	$-220,000	7,605
Applicable income taxes	$369,000	1,518
Income before extraordinary items	$2,271,000	992
Extraordinary gains, net	$0	19
Net income	$2,271,000	993
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,271,000	993
Net charge-offs	$691,000	2,106
Cash dividends	$4,000,000	178
Sale, conversion, retirement of capital stock, net	$402,000	292
Net operating income	$2,460,200	874
2010-03-31 (YTD Data)		Rank
Total interest income	$6,311,000	1,279
Total interest expense	$2,340,000	1,009
Net interest income	$3,971,000	1,442
Provision for loan and lease losses	$250,000	2,660
Total noninterest income	$182,000	3,864
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$0	7,028
Trading account gains and fees	$0	175
Additional Noninterest Income	$182,000	2,530
Total noninterest expense	$2,526,000	1,960
Salaries and employee benefits	$1,324,000	1,890
Premises and equipment expense	$200,000	3,115
Additional noninterest expense	$1,002,000	1,742
Pre-tax net operating income	$1,377,000	975
Securities gains (losses)	$-133,000	7,729
Applicable income taxes	$354,000	914
Income before extraordinary items	$890,000	1,225
Extraordinary gains, net	$0	16
Net income	$890,000	1,228
Minority interest net income	$0	91
Net income of bank and minority interests.	$890,000	1,227
Net charge-offs	$691,000	1,339
Cash dividends	$3,000,000	108
Sale, conversion, retirement of capital stock, net	$207,000	225
Net operating income	$985,760	1,071
2009-12-31 (YTD Data)		Rank
Total interest income	$26,624,000	1,299
Total interest expense	$12,192,000	972
Net interest income	$14,432,000	1,557
Provision for loan and lease losses	$1,225,000	3,180
Total noninterest income	$792,000	3,790
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$0	7,114
Trading account gains and fees	$0	211
Additional Noninterest Income	$792,000	2,467
Total noninterest expense	$10,697,000	1,902
Salaries and employee benefits	$4,901,000	2,009
Premises and equipment expense	$749,000	3,290
Additional noninterest expense	$5,047,000	1,482
Pre-tax net operating income	$3,302,000	1,224
Securities gains (losses)	$-1,332,000	7,754
Applicable income taxes	$993,000	964
Income before extraordinary items	$977,000	2,816
Extraordinary gains, net	$0	34
Net income	$977,000	2,815
Minority interest net income	$0	115
Net income of bank and minority interests.	$977,000	2,816
Net charge-offs	$263,000	4,657
Cash dividends	$11,450,000	160
Sale, conversion, retirement of capital stock, net	$-1,630,000	7,994
Net operating income	$1,829,480	1,776
2009-09-30 (YTD Data)		Rank
Total interest income	$20,158,000	1,308
Total interest expense	$9,648,000	971
Net interest income	$10,510,000	1,602
Provision for loan and lease losses	$1,090,000	2,658
Total noninterest income	$582,000	3,905
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$0	7,173
Trading account gains and fees	$0	212
Additional Noninterest Income	$582,000	2,566
Total noninterest expense	$8,242,000	1,845
Salaries and employee benefits	$3,541,000	2,097
Premises and equipment expense	$570,000	3,307
Additional noninterest expense	$4,131,000	1,318
Pre-tax net operating income	$1,760,000	1,807
Securities gains (losses)	$-1,128,000	7,876
Applicable income taxes	$361,000	1,737
Income before extraordinary items	$271,000	4,545
Extraordinary gains, net	$0	27
Net income	$271,000	4,544
Minority interest net income	$0	118
Net income of bank and minority interests.	$271,000	4,546
Net charge-offs	$263,000	3,901
Cash dividends	$10,450,000	136
Sale, conversion, retirement of capital stock, net	$-1,834,000	8,087
Net operating income	$992,920	2,443
2009-06-30 (YTD Data)		Rank
Total interest income	$13,524,000	1,331
Total interest expense	$6,727,000	981
Net interest income	$6,797,000	1,658
Provision for loan and lease losses	$860,000	2,248
Total noninterest income	$387,000	3,913
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$0	7,241
Trading account gains and fees	$0	193
Additional Noninterest Income	$387,000	2,602
Total noninterest expense	$5,193,000	1,965
Salaries and employee benefits	$2,652,000	1,909
Premises and equipment expense	$359,000	3,465
Additional noninterest expense	$2,182,000	1,668
Pre-tax net operating income	$1,131,000	1,918
Securities gains (losses)	$-903,000	7,994
Applicable income taxes	$415,000	1,235
Income before extraordinary items	$-187,000	6,357
Extraordinary gains, net	$0	21
Net income	$-187,000	6,356
Minority interest net income	$0	112
Net income of bank and minority interests.	$-187,000	6,356
Net charge-offs	$263,000	3,097
Cash dividends	$10,450,000	96
Sale, conversion, retirement of capital stock, net	$-2,047,000	8,185
Net operating income	$390,920	3,400
2009-03-31 (YTD Data)		Rank
Total interest income	$6,905,000	1,316
Total interest expense	$3,483,000	983
Net interest income	$3,422,000	1,631
Provision for loan and lease losses	$50,000	4,881
Total noninterest income	$200,000	3,805
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$0	7,262
Trading account gains and fees	$0	171
Additional Noninterest Income	$200,000	2,518
Total noninterest expense	$2,508,000	1,982
Salaries and employee benefits	$1,262,000	2,031
Premises and equipment expense	$191,000	3,355
Additional noninterest expense	$1,055,000	1,530
Pre-tax net operating income	$1,064,000	1,209
Securities gains (losses)	$-647,000	8,118
Applicable income taxes	$399,000	823
Income before extraordinary items	$18,000	6,186
Extraordinary gains, net	$0	15
Net income	$18,000	6,188
Minority interest net income	$0	102
Net income of bank and minority interests.	$18,000	6,188
Net charge-offs	$218,000	2,072
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$-2,266,000	8,238
Net operating income	$432,080	2,270
2008-12-31 (YTD Data)		Rank
Total interest income	$26,973,000	1,439
Total interest expense	$14,455,000	1,123
Net interest income	$12,518,000	1,779
Provision for loan and lease losses	$1,322,000	2,307
Total noninterest income	$884,000	3,663
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$104,000	5,845
Trading account gains and fees	$0	154
Additional Noninterest Income	$780,000	2,482
Total noninterest expense	$8,680,000	2,200
Salaries and employee benefits	$4,302,000	2,349
Premises and equipment expense	$884,000	2,920
Additional noninterest expense	$3,494,000	1,753
Pre-tax net operating income	$3,400,000	1,598
Securities gains (losses)	$-8,388,000	8,151
Applicable income taxes	$596,000	1,679
Income before extraordinary items	$-5,584,000	7,849
Extraordinary gains, net	$0	39
Net income	$-5,584,000	7,849
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$503,000	2,788
Cash dividends	$5,000,000	559
Sale, conversion, retirement of capital stock, net	$238,000	723
Net operating income	$2,804,000	1,560
2008-09-30 (YTD Data)		Rank
Total interest income	$19,747,000	1,516
Total interest expense	$10,936,000	1,156
Net interest income	$8,811,000	1,925
Provision for loan and lease losses	$1,009,000	1,810
Total noninterest income	$690,000	3,671
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$76,000	5,918
Trading account gains and fees	$0	148
Additional Noninterest Income	$614,000	2,498
Total noninterest expense	$6,378,000	2,244
Salaries and employee benefits	$3,220,000	2,374
Premises and equipment expense	$669,000	2,918
Additional noninterest expense	$2,489,000	1,782
Pre-tax net operating income	$2,114,000	2,214
Securities gains (losses)	$-6,235,000	8,241
Applicable income taxes	$524,000	1,841
Income before extraordinary items	$-4,645,000	8,109
Extraordinary gains, net	$0	31
Net income	$-4,645,000	8,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$504,000	1,951
Cash dividends	$5,000,000	454
Sale, conversion, retirement of capital stock, net	$186,000	601
Net operating income	$1,590,000	2,321
2008-06-30 (YTD Data)		Rank
Total interest income	$13,029,000	1,552
Total interest expense	$7,388,000	1,186
Net interest income	$5,641,000	1,978
Provision for loan and lease losses	$187,000	3,269
Total noninterest income	$407,000	3,979
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$49,000	5,983
Trading account gains and fees	$0	149
Additional Noninterest Income	$358,000	2,747
Total noninterest expense	$4,145,000	2,308
Salaries and employee benefits	$2,272,000	2,286
Premises and equipment expense	$436,000	2,974
Additional noninterest expense	$1,437,000	2,004
Pre-tax net operating income	$1,716,000	1,940
Securities gains (losses)	$-5,509,000	8,420
Applicable income taxes	$365,000	1,973
Income before extraordinary items	$-4,158,000	8,302
Extraordinary gains, net	$0	21
Net income	$-4,158,000	8,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$503,000	1,307
Cash dividends	$4,000,000	406
Sale, conversion, retirement of capital stock, net	$132,000	515
Net operating income	$1,351,000	1,931
2008-03-31 (YTD Data)		Rank
Total interest income	$6,564,000	1,585
Total interest expense	$3,826,000	1,223
Net interest income	$2,738,000	2,039
Provision for loan and lease losses	$75,000	3,123
Total noninterest income	$201,000	3,991
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$23,000	6,062
Trading account gains and fees	$0	158
Additional Noninterest Income	$178,000	2,749
Total noninterest expense	$2,041,000	2,325
Salaries and employee benefits	$1,158,000	2,270
Premises and equipment expense	$221,000	2,965
Additional noninterest expense	$662,000	2,111
Pre-tax net operating income	$823,000	2,093
Securities gains (losses)	$-1,492,000	8,469
Applicable income taxes	$-248,000	8,291
Income before extraordinary items	$-421,000	8,096
Extraordinary gains, net	$0	15
Net income	$-421,000	8,095
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$503,000	704
Cash dividends	$4,000,000	217
Sale, conversion, retirement of capital stock, net	$67,000	407
Net operating income	$533,880	2,476
2007-12-31 (YTD Data)		Rank
Total interest income	$26,885,000	1,602
Total interest expense	$15,325,000	1,306
Net interest income	$11,560,000	1,967
Provision for loan and lease losses	$410,000	2,661
Total noninterest income	$890,000	3,780
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$121,000	5,745
Trading account gains and fees	$0	178
Additional Noninterest Income	$769,000	2,615
Total noninterest expense	$7,669,000	2,378
Salaries and employee benefits	$4,574,000	2,202
Premises and equipment expense	$773,000	3,177
Additional noninterest expense	$2,322,000	2,325
Pre-tax net operating income	$4,371,000	1,846
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,251,000	1,605
Income before extraordinary items	$3,120,000	1,977
Extraordinary gains, net	$0	39
Net income	$3,120,000	1,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,400
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$298,000	647
Net operating income	$3,120,000	1,962
2007-09-30 (YTD Data)		Rank
Total interest income	$20,224,000	1,600
Total interest expense	$11,371,000	1,317
Net interest income	$8,853,000	1,936
Provision for loan and lease losses	$335,000	2,152
Total noninterest income	$681,000	3,739
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$95,000	5,711
Trading account gains and fees	$0	184
Additional Noninterest Income	$586,000	2,598
Total noninterest expense	$5,695,000	2,383
Salaries and employee benefits	$3,396,000	2,220
Premises and equipment expense	$556,000	3,267
Additional noninterest expense	$1,743,000	2,277
Pre-tax net operating income	$3,504,000	1,852
Securities gains (losses)	$0	1,655
Applicable income taxes	$975,000	1,681
Income before extraordinary items	$2,529,000	1,987
Extraordinary gains, net	$0	33
Net income	$2,529,000	1,985
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,809
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$228,000	562
Net operating income	$2,529,000	1,972
2007-06-30 (YTD Data)		Rank
Total interest income	$13,437,000	1,623
Total interest expense	$7,437,000	1,343
Net interest income	$6,000,000	1,925
Provision for loan and lease losses	$-5,000	8,330
Total noninterest income	$455,000	3,748
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$65,000	5,696
Trading account gains and fees	$0	168
Additional Noninterest Income	$390,000	2,615
Total noninterest expense	$3,828,000	2,379
Salaries and employee benefits	$2,308,000	2,220
Premises and equipment expense	$358,000	3,368
Additional noninterest expense	$1,162,000	2,286
Pre-tax net operating income	$2,632,000	1,739
Securities gains (losses)	$0	1,444
Applicable income taxes	$701,000	1,651
Income before extraordinary items	$1,931,000	1,790
Extraordinary gains, net	$0	29
Net income	$1,931,000	1,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,139
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$154,000	506
Net operating income	$1,931,000	1,778
2007-03-31 (YTD Data)		Rank
Total interest income	$6,691,000	1,625
Total interest expense	$3,635,000	1,366
Net interest income	$3,056,000	1,889
Provision for loan and lease losses	$15,000	4,592
Total noninterest income	$221,000	3,815
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$33,000	5,642
Trading account gains and fees	$0	195
Additional Noninterest Income	$188,000	2,640
Total noninterest expense	$1,946,000	2,343
Salaries and employee benefits	$1,152,000	2,228
Premises and equipment expense	$187,000	3,285
Additional noninterest expense	$607,000	2,172
Pre-tax net operating income	$1,316,000	1,731
Securities gains (losses)	$0	1,187
Applicable income taxes	$274,000	1,981
Income before extraordinary items	$1,042,000	1,653
Extraordinary gains, net	$0	22
Net income	$1,042,000	1,653
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$76,000	408
Net operating income	$1,042,000	1,641
2006-12-31 (YTD Data)		Rank
Total interest income	$25,439,000	1,587
Total interest expense	$13,157,000	1,288
Net interest income	$12,282,000	1,883
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$1,029,000	3,480
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$120,000	5,903
Trading account gains and fees	$0	130
Additional Noninterest Income	$909,000	2,374
Total noninterest expense	$7,495,000	2,361
Salaries and employee benefits	$4,454,000	2,198
Premises and equipment expense	$744,000	3,177
Additional noninterest expense	$2,297,000	2,266
Pre-tax net operating income	$5,696,000	1,691
Securities gains (losses)	$48,000	692
Applicable income taxes	$1,871,000	1,406
Income before extraordinary items	$3,873,000	1,841
Extraordinary gains, net	$0	51
Net income	$3,873,000	1,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$298,000	684
Net operating income	$3,840,840	1,838
2006-09-30 (YTD Data)		Rank
Total interest income	$18,756,000	1,587
Total interest expense	$9,502,000	1,294
Net interest income	$9,254,000	1,887
Provision for loan and lease losses	$60,000	4,851
Total noninterest income	$719,000	3,659
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$89,000	5,978
Trading account gains and fees	$0	126
Additional Noninterest Income	$630,000	2,496
Total noninterest expense	$5,636,000	2,347
Salaries and employee benefits	$3,346,000	2,193
Premises and equipment expense	$559,000	3,176
Additional noninterest expense	$1,731,000	2,245
Pre-tax net operating income	$4,277,000	1,742
Securities gains (losses)	$48,000	568
Applicable income taxes	$1,415,000	1,452
Income before extraordinary items	$2,910,000	1,886
Extraordinary gains, net	$0	45
Net income	$2,910,000	1,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$221,000	576
Net operating income	$2,877,840	1,884
2006-06-30 (YTD Data)		Rank
Total interest income	$12,156,000	1,600
Total interest expense	$5,864,000	1,333
Net interest income	$6,292,000	1,848
Provision for loan and lease losses	$30,000	4,987
Total noninterest income	$508,000	3,493
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$59,000	6,001
Trading account gains and fees	$0	126
Additional Noninterest Income	$449,000	2,358
Total noninterest expense	$3,854,000	2,296
Salaries and employee benefits	$2,236,000	2,198
Premises and equipment expense	$361,000	3,250
Additional noninterest expense	$1,257,000	2,083
Pre-tax net operating income	$2,916,000	1,696
Securities gains (losses)	$0	1,185
Applicable income taxes	$965,000	1,447
Income before extraordinary items	$1,951,000	1,873
Extraordinary gains, net	$0	39
Net income	$1,951,000	1,874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$146,000	476
Net operating income	$1,951,000	1,854
2006-03-31 (YTD Data)		Rank
Total interest income	$5,914,000	1,605
Total interest expense	$2,754,000	1,342
Net interest income	$3,160,000	1,829
Provision for loan and lease losses	$0	6,013
Total noninterest income	$306,000	3,053
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$30,000	5,914
Trading account gains and fees	$0	115
Additional Noninterest Income	$276,000	2,050
Total noninterest expense	$1,908,000	2,336
Salaries and employee benefits	$1,135,000	2,172
Premises and equipment expense	$177,000	3,309
Additional noninterest expense	$596,000	2,169
Pre-tax net operating income	$1,558,000	1,572
Securities gains (losses)	$0	955
Applicable income taxes	$530,000	1,330
Income before extraordinary items	$1,028,000	1,744
Extraordinary gains, net	$0	21
Net income	$1,028,000	1,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$72,000	361
Net operating income	$1,028,000	1,728
2005-12-31 (YTD Data)		Rank
Total interest income	$21,854,000	1,529
Total interest expense	$9,683,000	1,164
Net interest income	$12,171,000	1,796
Provision for loan and lease losses	$0	7,120
Total noninterest income	$545,000	5,045
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$120,000	6,002
Trading account gains and fees	$0	138
Additional Noninterest Income	$425,000	3,671
Total noninterest expense	$7,009,000	2,394
Salaries and employee benefits	$4,193,000	2,187
Premises and equipment expense	$711,000	3,185
Additional noninterest expense	$2,105,000	2,370
Pre-tax net operating income	$5,707,000	1,643
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,916,000	1,413
Income before extraordinary items	$3,791,000	1,818
Extraordinary gains, net	$0	46
Net income	$3,791,000	1,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$23,151,000	56
Net operating income	$3,791,000	1,790
2005-09-30 (YTD Data)		Rank
Total interest income	$16,068,000	1,513
Total interest expense	$7,062,000	1,125
Net interest income	$9,006,000	1,817
Provision for loan and lease losses	$0	6,899
Total noninterest income	$376,000	5,247
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$90,000	6,031
Trading account gains and fees	$0	126
Additional Noninterest Income	$286,000	3,881
Total noninterest expense	$5,140,000	2,417
Salaries and employee benefits	$3,105,000	2,195
Premises and equipment expense	$540,000	3,146
Additional noninterest expense	$1,495,000	2,462
Pre-tax net operating income	$4,242,000	1,678
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,509,000	1,381
Income before extraordinary items	$2,733,000	1,916
Extraordinary gains, net	$0	35
Net income	$2,733,000	1,915
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$23,084,000	41
Net operating income	$2,733,000	1,880
2005-06-30 (YTD Data)		Rank
Total interest income	$10,526,000	1,500
Total interest expense	$4,576,000	1,092
Net interest income	$5,950,000	1,813
Provision for loan and lease losses	$0	6,626
Total noninterest income	$236,000	5,360
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$63,000	5,922
Trading account gains and fees	$0	116
Additional Noninterest Income	$173,000	4,019
Total noninterest expense	$3,306,000	2,467
Salaries and employee benefits	$2,069,000	2,185
Premises and equipment expense	$357,000	3,137
Additional noninterest expense	$880,000	2,774
Pre-tax net operating income	$2,880,000	1,624
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,011,000	1,363
Income before extraordinary items	$1,869,000	1,829
Extraordinary gains, net	$0	30
Net income	$1,869,000	1,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$23,018,000	24
Net operating income	$1,869,000	1,794
2005-03-31 (YTD Data)		Rank
Total interest income	$5,124,000	1,518
Total interest expense	$2,291,000	1,020
Net interest income	$2,833,000	1,899
Provision for loan and lease losses	$0	6,226
Total noninterest income	$100,000	5,685
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$33,000	5,810
Trading account gains and fees	$0	115
Additional Noninterest Income	$67,000	4,538
Total noninterest expense	$1,564,000	2,608
Salaries and employee benefits	$1,041,000	2,179
Premises and equipment expense	$178,000	3,180
Additional noninterest expense	$345,000	3,406
Pre-tax net operating income	$1,369,000	1,671
Securities gains (losses)	$0	1,685
Applicable income taxes	$475,000	1,409
Income before extraordinary items	$894,000	1,898
Extraordinary gains, net	$0	24
Net income	$894,000	1,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$27,425,000	13
Net operating income	$894,000	1,859
2004-12-31 (YTD Data)		Rank
Total interest income	$19,649,000	1,464
Total interest expense	$8,954,000	902
Net interest income	$10,695,000	1,897
Provision for loan and lease losses	$50,000	5,899
Total noninterest income	$629,000	4,699
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$146,000	5,834
Trading account gains and fees	$0	138
Additional Noninterest Income	$483,000	3,373
Total noninterest expense	$7,648,000	2,086
Salaries and employee benefits	$4,676,000	1,874
Premises and equipment expense	$711,000	3,095
Additional noninterest expense	$2,261,000	2,153
Pre-tax net operating income	$3,626,000	2,214
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,164,000	1,946
Income before extraordinary items	$2,462,000	2,454
Extraordinary gains, net	$0	34
Net income	$2,462,000	2,456
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,645
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,462,000	2,402
2004-09-30 (YTD Data)		Rank
Total interest income	$14,655,000	1,461
Total interest expense	$6,719,000	880
Net interest income	$7,936,000	1,900
Provision for loan and lease losses	$50,000	5,368
Total noninterest income	$431,000	4,949
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$111,000	5,858
Trading account gains and fees	$0	134
Additional Noninterest Income	$320,000	3,617
Total noninterest expense	$5,751,000	2,083
Salaries and employee benefits	$3,604,000	1,816
Premises and equipment expense	$534,000	3,093
Additional noninterest expense	$1,613,000	2,240
Pre-tax net operating income	$2,566,000	2,331
Securities gains (losses)	$0	3,710
Applicable income taxes	$801,000	2,100
Income before extraordinary items	$1,765,000	2,595
Extraordinary gains, net	$0	26
Net income	$1,765,000	2,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	3,793
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,765,000	2,529
2004-06-30 (YTD Data)		Rank
Total interest income	$9,627,000	1,473
Total interest expense	$4,479,000	865
Net interest income	$5,148,000	1,931
Provision for loan and lease losses	$-35,000	8,910
Total noninterest income	$263,000	5,156
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$263,000	3,224
Total noninterest expense	$3,824,000	2,087
Salaries and employee benefits	$2,121,000	2,058
Premises and equipment expense	$498,000	2,299
Additional noninterest expense	$1,205,000	1,989
Pre-tax net operating income	$1,622,000	2,418
Securities gains (losses)	$0	3,413
Applicable income taxes	$627,000	1,863
Income before extraordinary items	$995,000	2,951
Extraordinary gains, net	$0	21
Net income	$995,000	2,952
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$995,000	2,867
2004-03-31 (YTD Data)		Rank
Total interest income	$4,836,000	1,469
Total interest expense	$2,243,000	887
Net interest income	$2,593,000	1,924
Provision for loan and lease losses	$10,000	5,595
Total noninterest income	$142,000	4,914
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$142,000	3,033
Total noninterest expense	$1,726,000	2,306
Salaries and employee benefits	$1,079,000	2,039
Premises and equipment expense	$259,000	2,217
Additional noninterest expense	$388,000	3,003
Pre-tax net operating income	$999,000	2,005
Securities gains (losses)	$0	2,934
Applicable income taxes	$386,000	1,607
Income before extraordinary items	$613,000	2,446
Extraordinary gains, net	$0	16
Net income	$613,000	2,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$613,000	2,364
2003-12-31 (YTD Data)		Rank
Total interest income	$18,731,000	1,535
Total interest expense	$9,494,000	944
Net interest income	$9,237,000	2,112
Provision for loan and lease losses	$135,000	4,750
Total noninterest income	$547,000	5,193
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$547,000	3,430
Total noninterest expense	$6,060,000	2,579
Salaries and employee benefits	$3,608,000	2,353
Premises and equipment expense	$812,000	2,720
Additional noninterest expense	$1,640,000	2,843
Pre-tax net operating income	$3,589,000	2,170
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,244,000	1,887
Income before extraordinary items	$2,345,000	2,517
Extraordinary gains, net	$0	54
Net income	$2,345,000	2,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,768
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,345,000	2,403
2003-09-30 (YTD Data)		Rank
Total interest income	$13,885,000	1,576
Total interest expense	$7,218,000	969
Net interest income	$6,667,000	2,189
Provision for loan and lease losses	$135,000	4,077
Total noninterest income	$426,000	5,148
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$426,000	3,419
Total noninterest expense	$4,524,000	2,598
Salaries and employee benefits	$2,651,000	2,393
Premises and equipment expense	$624,000	2,678
Additional noninterest expense	$1,249,000	2,786
Pre-tax net operating income	$2,434,000	2,447
Securities gains (losses)	$0	4,204
Applicable income taxes	$797,000	2,207
Income before extraordinary items	$1,637,000	2,769
Extraordinary gains, net	$0	40
Net income	$1,637,000	2,768
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	2,909
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,637,000	2,628
2003-06-30 (YTD Data)		Rank
Total interest income	$9,328,000	1,572
Total interest expense	$4,851,000	992
Net interest income	$4,477,000	2,175
Provision for loan and lease losses	$90,000	4,018
Total noninterest income	$272,000	5,246
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$272,000	3,477
Total noninterest expense	$3,098,000	2,517
Salaries and employee benefits	$1,798,000	2,349
Premises and equipment expense	$410,000	2,708
Additional noninterest expense	$890,000	2,642
Pre-tax net operating income	$1,561,000	2,503
Securities gains (losses)	$0	3,782
Applicable income taxes	$604,000	2,033
Income before extraordinary items	$957,000	3,069
Extraordinary gains, net	$0	30
Net income	$957,000	3,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	2,471
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$957,000	2,911
2003-03-31 (YTD Data)		Rank
Total interest income	$4,842,000	1,535
Total interest expense	$2,462,000	1,000
Net interest income	$2,380,000	2,054
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$65,000	6,866
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$65,000	4,760
Total noninterest expense	$1,537,000	2,520
Salaries and employee benefits	$889,000	2,364
Premises and equipment expense	$220,000	2,543
Additional noninterest expense	$428,000	2,690
Pre-tax net operating income	$863,000	2,322
Securities gains (losses)	$0	2,891
Applicable income taxes	$333,000	1,906
Income before extraordinary items	$530,000	2,823
Extraordinary gains, net	$0	21
Net income	$530,000	2,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	2,180
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$530,000	2,678
2002-12-31 (YTD Data)		Rank
Total interest income	$19,322,000	1,588
Total interest expense	$10,072,000	1,116
Net interest income	$9,250,000	2,090
Provision for loan and lease losses	$165,000	4,742
Total noninterest income	$849,000	3,849
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$849,000	2,416
Total noninterest expense	$5,515,000	2,679
Salaries and employee benefits	$3,059,000	2,581
Premises and equipment expense	$827,000	2,608
Additional noninterest expense	$1,629,000	2,762
Pre-tax net operating income	$4,419,000	1,826
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,604,000	1,564
Income before extraordinary items	$2,815,000	2,124
Extraordinary gains, net	$0	70
Net income	$2,815,000	2,124
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$329,000	2,227
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,815,000	2,052
2001-12-31 (YTD Data)		Rank
Total interest income	$18,968,000	1,799
Total interest expense	$11,535,000	1,407
Net interest income	$7,433,000	2,414
Provision for loan and lease losses	$120,000	5,188
Total noninterest income	$688,000	4,235
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$688,000	2,602
Total noninterest expense	$5,272,000	2,688
Salaries and employee benefits	$2,738,000	2,728
Premises and equipment expense	$784,000	2,686
Additional noninterest expense	$1,750,000	2,540
Pre-tax net operating income	$2,729,000	2,478
Securities gains (losses)	$0	4,612
Applicable income taxes	$953,000	2,147
Income before extraordinary items	$1,776,000	2,828
Extraordinary gains, net	$0	105
Net income	$1,776,000	2,830
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,057
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,776,000	2,743
2000-12-31 (YTD Data)		Rank
Total interest income	$18,623,000	1,877
Total interest expense	$11,278,000	1,521
Net interest income	$7,345,000	2,412
Provision for loan and lease losses	$152,000	4,371
Total noninterest income	$2,023,000	1,854
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,023,000	1,121
Total noninterest expense	$5,165,000	2,638
Salaries and employee benefits	$2,691,000	2,642
Premises and equipment expense	$775,000	2,652
Additional noninterest expense	$1,699,000	2,515
Pre-tax net operating income	$4,051,000	1,803
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,439,000	1,571
Income before extraordinary items	$2,612,000	1,997
Extraordinary gains, net	$0	38
Net income	$2,612,000	1,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,612,000	2,004
1999-12-31 (YTD Data)		Rank
Total interest income	$17,302,000	1,877
Total interest expense	$9,611,000	1,564
Net interest income	$7,691,000	2,296
Provision for loan and lease losses	$100,000	5,206
Total noninterest income	$799,000	3,619
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$799,000	2,166
Total noninterest expense	$5,212,000	2,595
Salaries and employee benefits	$2,560,000	2,746
Premises and equipment expense	$784,000	2,584
Additional noninterest expense	$1,868,000	2,341
Pre-tax net operating income	$3,178,000	2,287
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,116,000	2,043
Income before extraordinary items	$2,062,000	2,514
Extraordinary gains, net	$0	35
Net income	$2,062,000	2,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	9,262
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,062,000	2,474
1998-12-31 (YTD Data)		Rank
Total interest income	$15,770,000	2,078
Total interest expense	$8,902,000	1,724
Net interest income	$6,868,000	2,469
Provision for loan and lease losses	$257,000	2,944
Total noninterest income	$567,000	4,560
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$567,000	2,744
Total noninterest expense	$5,279,000	2,459
Salaries and employee benefits	$2,563,000	2,641
Premises and equipment expense	$746,000	2,606
Additional noninterest expense	$1,970,000	2,137
Pre-tax net operating income	$1,899,000	3,472
Securities gains (losses)	$0	4,449
Applicable income taxes	$647,000	3,211
Income before extraordinary items	$1,252,000	3,792
Extraordinary gains, net	$0	32
Net income	$1,252,000	3,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,524
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,252,000	3,711
1997-12-31 (YTD Data)		Rank
Total interest income	$14,715,000	2,217
Total interest expense	$8,252,000	1,867
Net interest income	$6,463,000	2,690
Provision for loan and lease losses	$197,000	3,492
Total noninterest income	$650,000	4,189
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$650,000	2,337
Total noninterest expense	$4,756,000	2,697
Salaries and employee benefits	$2,386,000	2,774
Premises and equipment expense	$734,000	2,624
Additional noninterest expense	$1,636,000	2,510
Pre-tax net operating income	$2,160,000	3,292
Securities gains (losses)	$0	3,944
Applicable income taxes	$798,000	2,933
Income before extraordinary items	$1,362,000	3,649
Extraordinary gains, net	$0	44
Net income	$1,362,000	3,649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,126
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,362,000	3,577
1996-12-31 (YTD Data)		Rank
Total interest income	$12,726,000	2,627
Total interest expense	$6,771,000	2,278
Net interest income	$5,955,000	2,972
Provision for loan and lease losses	$135,000	4,332
Total noninterest income	$407,000	5,885
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$407,000	3,369
Total noninterest expense	$5,160,000	2,641
Salaries and employee benefits	$2,120,000	3,155
Premises and equipment expense	$585,000	3,288
Additional noninterest expense	$2,455,000	2,042
Pre-tax net operating income	$1,067,000	5,517
Securities gains (losses)	$0	4,148
Applicable income taxes	$400,000	4,887
Income before extraordinary items	$667,000	5,905
Extraordinary gains, net	$0	53
Net income	$667,000	5,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$667,000	5,853
1995-12-31 (YTD Data)		Rank
Total interest income	$12,278,000	2,721
Total interest expense	$6,498,000	2,393
Net interest income	$5,780,000	3,074
Provision for loan and lease losses	$165,000	3,441
Total noninterest income	$427,000	5,736
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$427,000	3,182
Total noninterest expense	$4,075,000	3,264
Salaries and employee benefits	$2,140,000	3,103
Premises and equipment expense	$554,000	3,443
Additional noninterest expense	$1,381,000	3,311
Pre-tax net operating income	$1,967,000	3,546
Securities gains (losses)	$0	3,831
Applicable income taxes	$689,000	3,276
Income before extraordinary items	$1,278,000	3,739
Extraordinary gains, net	$0	65
Net income	$1,278,000	3,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$1,278,000	3,712
1994-12-31 (YTD Data)		Rank
Total interest income	$11,089,000	2,741
Total interest expense	$4,938,000	2,489
Net interest income	$6,151,000	2,937
Provision for loan and lease losses	$245,000	2,637
Total noninterest income	$364,000	6,497
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$364,000	3,628
Total noninterest expense	$3,806,000	3,575
Salaries and employee benefits	$2,015,000	3,259
Premises and equipment expense	$520,000	3,675
Additional noninterest expense	$1,271,000	3,855
Pre-tax net operating income	$2,464,000	2,869
Securities gains (losses)	$0	3,600
Applicable income taxes	$884,000	2,529
Income before extraordinary items	$1,580,000	3,038
Extraordinary gains, net	$0	249
Net income	$1,580,000	3,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,580,000	3,053
1993-12-31 (YTD Data)		Rank
Total interest income	$11,663,000	2,652
Total interest expense	$5,729,000	2,267
Net interest income	$5,934,000	3,060
Provision for loan and lease losses	$225,000	3,650
Total noninterest income	$436,000	6,130
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$436,000	3,558
Total noninterest expense	$3,782,000	3,662
Salaries and employee benefits	$1,714,000	3,788
Premises and equipment expense	$505,000	3,832
Additional noninterest expense	$1,563,000	3,379
Pre-tax net operating income	$2,363,000	2,850
Securities gains (losses)	$0	7,477
Applicable income taxes	$971,000	2,328
Income before extraordinary items	$1,392,000	3,476
Extraordinary gains, net	$0	3,149
Net income	$1,392,000	3,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,392,000	3,284
1992-12-31 (YTD Data)		Rank
Total interest income	$12,777,000	2,756
Total interest expense	$7,162,000	2,350
Net interest income	$5,615,000	3,261
Provision for loan and lease losses	$424,000	3,329
Total noninterest income	$900,000	3,619
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$900,000	2,146
Total noninterest expense	$3,579,000	3,860
Salaries and employee benefits	$1,469,000	4,310
Premises and equipment expense	$549,000	3,655
Additional noninterest expense	$1,561,000	3,477
Pre-tax net operating income	$2,512,000	2,476
Securities gains (losses)	$0	8,369
Applicable income taxes	$1,097,000	1,940
Income before extraordinary items	$1,415,000	3,242
Extraordinary gains, net	$0	1,422
Net income	$1,415,000	3,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,415,000	3,013

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.