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Prospect Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,670,0001,408
Total interest expense$15,150,000973
Net interest income$14,520,0001,859
Provision for loan and lease losses$899,000896
Total noninterest income$3,090,0001,605
Gross Fiduciary activities income$1,182,000474
Service charges on deposit accounts$741,0001,267
Trading account gains and feesNANA
Additional Noninterest Income$1,167,0002,129
Total noninterest expense$16,503,0001,405
Salaries and employee benefits$8,345,0001,544
Premises and equipment expense$1,466,0001,567
Additional noninterest expense$1,167,0002,129
Pre-tax net operating income$208,0004,161
Securities gains (losses)$-5,598,0004,494
Applicable income taxes$5,0003,322
Income before extraordinary items$-5,395,0004,552
Extraordinary gains, net$054
Net income$-5,395,0004,552
Minority interest net income$088
Net income of bank and minority interests.$-5,395,0004,552
Net charge-offs$349,000904
Cash dividends$1,085,0002,085
Sale, conversion, retirement of capital stock, net$0540
Net operating income$203,0004,172
2023-09-30 (YTD Data)Rank
Total interest income$21,657,0001,407
Total interest expense$10,801,000944
Net interest income$10,856,0001,880
Provision for loan and lease losses$745,000799
Total noninterest income$2,278,0001,616
Gross Fiduciary activities income$916,000469
Service charges on deposit accounts$548,0001,278
Trading account gains and feesNANA
Additional Noninterest Income$814,0002,197
Total noninterest expense$12,142,0001,421
Salaries and employee benefits$6,386,0001,523
Premises and equipment expense$1,074,0001,590
Additional noninterest expense$814,0002,197
Pre-tax net operating income$247,0004,153
Securities gains (losses)$-4,990,0004,563
Applicable income taxes$5,0003,346
Income before extraordinary items$-4,748,0004,593
Extraordinary gains, net$052
Net income$-4,748,0004,592
Minority interest net income$081
Net income of bank and minority interests.$-4,748,0004,593
Net charge-offs$-12,0003,870
Cash dividends$1,085,0001,619
Sale, conversion, retirement of capital stock, net$0507
Net operating income$242,0004,124
2023-06-30 (YTD Data)Rank
Total interest income$13,894,0001,419
Total interest expense$6,512,000931
Net interest income$7,382,0001,859
Provision for loan and lease losses$-19,0004,365
Total noninterest income$1,730,0001,424
Gross Fiduciary activities income$648,000456
Service charges on deposit accounts$350,0001,302
Trading account gains and feesNANA
Additional Noninterest Income$732,0001,840
Total noninterest expense$8,088,0001,407
Salaries and employee benefits$4,276,0001,511
Premises and equipment expense$690,0001,634
Additional noninterest expense$732,0001,838
Pre-tax net operating income$1,043,0002,990
Securities gains (losses)$0938
Applicable income taxes$5,0003,359
Income before extraordinary items$1,038,0002,816
Extraordinary gains, net$051
Net income$1,038,0002,847
Minority interest net income$081
Net income of bank and minority interests.$1,038,0002,816
Net charge-offs$-55,0004,350
Cash dividends$895,0001,480
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,038,0002,840
2023-03-31 (YTD Data)Rank
Total interest income$6,664,0001,451
Total interest expense$2,842,000929
Net interest income$3,822,0001,812
Provision for loan and lease losses$17,0002,176
Total noninterest income$991,0001,301
Gross Fiduciary activities income$369,000448
Service charges on deposit accounts$171,0001,345
Trading account gains and feesNANA
Additional Noninterest Income$451,0001,611
Total noninterest expense$4,083,0001,423
Salaries and employee benefits$2,053,0001,598
Premises and equipment expense$341,0001,680
Additional noninterest expense$451,0001,611
Pre-tax net operating income$713,0002,687
Securities gains (losses)$0950
Applicable income taxes$3,0003,301
Income before extraordinary items$710,0002,513
Extraordinary gains, net$04
Net income$710,0002,514
Minority interest net income$048
Net income of bank and minority interests.$710,0002,513
Net charge-offs$-60,0004,477
Cash dividends$566,0001,164
Sale, conversion, retirement of capital stock, net$0430
Net operating income$710,0002,538
2022-12-31 (YTD Data)Rank
Total interest income$23,399,0001,389
Total interest expense$3,375,0001,075
Net interest income$20,024,0001,435
Provision for loan and lease losses$530,0001,196
Total noninterest income$3,110,0001,592
Gross Fiduciary activities income$1,057,000500
Service charges on deposit accounts$693,0001,353
Trading account gains and feesNANA
Additional Noninterest Income$1,360,0002,007
Total noninterest expense$15,871,0001,417
Salaries and employee benefits$7,872,0001,599
Premises and equipment expense$1,377,0001,633
Additional noninterest expense$1,360,0002,007
Pre-tax net operating income$6,733,0001,696
Securities gains (losses)$0691
Applicable income taxes$54,0003,231
Income before extraordinary items$6,679,0001,515
Extraordinary gains, net$05
Net income$6,679,0001,513
Minority interest net income$063
Net income of bank and minority interests.$6,679,0001,514
Net charge-offs$242,000847
Cash dividends$3,425,0001,052
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,679,0001,533
2022-09-30 (YTD Data)Rank
Total interest income$16,726,0001,390
Total interest expense$1,514,0001,306
Net interest income$15,212,0001,397
Provision for loan and lease losses$265,0001,313
Total noninterest income$2,355,0001,611
Gross Fiduciary activities income$819,000499
Service charges on deposit accounts$515,0001,380
Trading account gains and feesNANA
Additional Noninterest Income$1,021,0002,028
Total noninterest expense$12,062,0001,394
Salaries and employee benefits$6,149,0001,543
Premises and equipment expense$1,028,0001,646
Additional noninterest expense$1,021,0002,028
Pre-tax net operating income$5,240,0001,636
Securities gains (losses)$0740
Applicable income taxes$38,0003,258
Income before extraordinary items$5,202,0001,437
Extraordinary gains, net$04
Net income$5,202,0001,436
Minority interest net income$057
Net income of bank and minority interests.$5,202,0001,437
Net charge-offs$29,0001,442
Cash dividends$3,045,000833
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,202,0001,470
2022-06-30 (YTD Data)Rank
Total interest income$10,664,0001,396
Total interest expense$641,0001,634
Net interest income$10,023,0001,385
Provision for loan and lease losses$-94,0004,471
Total noninterest income$1,556,0001,604
Gross Fiduciary activities income$634,000443
Service charges on deposit accounts$334,0001,383
Trading account gains and feesNANA
Additional Noninterest Income$588,0002,221
Total noninterest expense$8,081,0001,379
Salaries and employee benefits$4,112,0001,531
Premises and equipment expense$690,0001,649
Additional noninterest expense$3,279,0001,086
Pre-tax net operating income$3,592,0001,523
Securities gains (losses)$0687
Applicable income taxes$22,0003,228
Income before extraordinary items$3,570,0001,335
Extraordinary gains, net$04
Net income$3,570,0001,334
Minority interest net income$060
Net income of bank and minority interests.$3,570,0001,335
Net charge-offs$-133,0004,463
Cash dividends$2,041,000818
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,570,0001,365
2022-03-31 (YTD Data)Rank
Total interest income$5,216,0001,379
Total interest expense$276,0001,782
Net interest income$4,940,0001,363
Provision for loan and lease losses$-46,0004,467
Total noninterest income$833,0001,550
Gross Fiduciary activities income$380,000420
Service charges on deposit accounts$161,0001,412
Trading account gains and feesNANA
Additional Noninterest Income$292,0002,213
Total noninterest expense$4,073,0001,371
Salaries and employee benefits$2,074,0001,525
Premises and equipment expense$341,0001,681
Additional noninterest expense$1,658,0001,068
Pre-tax net operating income$1,746,0001,477
Securities gains (losses)$0623
Applicable income taxes$66,0002,349
Income before extraordinary items$1,680,0001,347
Extraordinary gains, net$04
Net income$1,680,0001,347
Minority interest net income$050
Net income of bank and minority interests.$1,680,0001,347
Net charge-offs$01,838
Cash dividends$656,0001,005
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,680,0001,363
2021-12-31 (YTD Data)Rank
Total interest income$20,956,0001,425
Total interest expense$1,370,0001,788
Net interest income$19,586,0001,394
Provision for loan and lease losses$75,0002,339
Total noninterest income$3,544,0001,619
Gross Fiduciary activities income$997,000479
Service charges on deposit accounts$576,0001,457
Trading account gains and feesNANA
Additional Noninterest Income$1,971,0001,919
Total noninterest expense$13,645,0001,568
Salaries and employee benefits$7,205,0001,678
Premises and equipment expense$1,242,0001,781
Additional noninterest expense$5,198,0001,289
Pre-tax net operating income$9,410,0001,337
Securities gains (losses)$-487,0004,780
Applicable income taxes$92,0003,104
Income before extraordinary items$8,831,0001,254
Extraordinary gains, net$010
Net income$8,831,0001,253
Minority interest net income$074
Net income of bank and minority interests.$8,831,0001,254
Net charge-offs$64,0001,544
Cash dividends$3,153,0001,131
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,313,1301,190
2021-09-30 (YTD Data)Rank
Total interest income$15,703,0001,450
Total interest expense$1,100,0001,777
Net interest income$14,603,0001,422
Provision for loan and lease losses$75,0002,140
Total noninterest income$2,674,0001,650
Gross Fiduciary activities income$775,000470
Service charges on deposit accounts$414,0001,487
Trading account gains and feesNANA
Additional Noninterest Income$1,485,0001,962
Total noninterest expense$10,174,0001,575
Salaries and employee benefits$5,440,0001,677
Premises and equipment expense$912,0001,824
Additional noninterest expense$3,822,0001,306
Pre-tax net operating income$7,028,0001,384
Securities gains (losses)$118,000737
Applicable income taxes$73,0003,060
Income before extraordinary items$7,073,0001,237
Extraordinary gains, net$08
Net income$7,073,0001,237
Minority interest net income$069
Net income of bank and minority interests.$7,073,0001,237
Net charge-offs$-20,0003,887
Cash dividends$3,152,000820
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,956,1801,239
2021-06-30 (YTD Data)Rank
Total interest income$10,214,0001,483
Total interest expense$804,0001,721
Net interest income$9,410,0001,444
Provision for loan and lease losses$75,0001,864
Total noninterest income$1,835,0001,603
Gross Fiduciary activities income$577,000445
Service charges on deposit accounts$257,0001,512
Trading account gains and feesNANA
Additional Noninterest Income$1,001,0001,904
Total noninterest expense$6,593,0001,601
Salaries and employee benefits$3,524,0001,710
Premises and equipment expense$592,0001,856
Additional noninterest expense$2,477,0001,323
Pre-tax net operating income$4,577,0001,388
Securities gains (losses)$2,0001,698
Applicable income taxes$39,0003,131
Income before extraordinary items$4,540,0001,278
Extraordinary gains, net$06
Net income$4,540,0001,278
Minority interest net income$067
Net income of bank and minority interests.$4,540,0001,278
Net charge-offs$-19,0004,036
Cash dividends$2,306,000760
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,538,0201,248
2021-03-31 (YTD Data)Rank
Total interest income$5,094,0001,484
Total interest expense$447,0001,643
Net interest income$4,647,0001,448
Provision for loan and lease losses$75,0001,426
Total noninterest income$926,0001,591
Gross Fiduciary activities income$307,000437
Service charges on deposit accounts$128,0001,517
Trading account gains and feesNANA
Additional Noninterest Income$491,0001,943
Total noninterest expense$3,283,0001,600
Salaries and employee benefits$1,739,0001,714
Premises and equipment expense$289,0001,891
Additional noninterest expense$1,255,0001,291
Pre-tax net operating income$2,215,0001,416
Securities gains (losses)$01,392
Applicable income taxes$5,0003,399
Income before extraordinary items$2,210,0001,293
Extraordinary gains, net$03
Net income$2,210,0001,293
Minority interest net income$055
Net income of bank and minority interests.$2,210,0001,293
Net charge-offs$-5,0003,772
Cash dividends$991,000781
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,210,0001,262
2020-12-31 (YTD Data)Rank
Total interest income$21,290,0001,411
Total interest expense$3,975,0001,168
Net interest income$17,315,0001,457
Provision for loan and lease losses$1,600,0001,201
Total noninterest income$3,507,0001,583
Gross Fiduciary activities income$939,000472
Service charges on deposit accounts$389,0001,929
Trading account gains and feesNANA
Additional Noninterest Income$2,179,0001,715
Total noninterest expense$12,675,0001,634
Salaries and employee benefits$6,963,0001,687
Premises and equipment expense$1,149,0001,855
Additional noninterest expense$4,563,0001,382
Pre-tax net operating income$6,547,0001,455
Securities gains (losses)$89,0001,447
Applicable income taxes$42,0003,239
Income before extraordinary items$6,594,0001,318
Extraordinary gains, net$04
Net income$6,594,0001,319
Minority interest net income$072
Net income of bank and minority interests.$6,594,0001,319
Net charge-offs$593,000872
Cash dividends$2,416,0001,325
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,505,8901,296
2020-09-30 (YTD Data)Rank
Total interest income$16,031,0001,413
Total interest expense$3,369,0001,116
Net interest income$12,662,0001,483
Provision for loan and lease losses$1,050,0001,316
Total noninterest income$2,607,0001,547
Gross Fiduciary activities income$702,000466
Service charges on deposit accounts$271,0002,018
Trading account gains and feesNANA
Additional Noninterest Income$1,634,0001,668
Total noninterest expense$9,384,0001,627
Salaries and employee benefits$5,110,0001,702
Premises and equipment expense$853,0001,860
Additional noninterest expense$3,421,0001,367
Pre-tax net operating income$4,835,0001,437
Securities gains (losses)$77,0001,337
Applicable income taxes$21,0003,335
Income before extraordinary items$4,891,0001,303
Extraordinary gains, net$04
Net income$4,891,0001,303
Minority interest net income$065
Net income of bank and minority interests.$4,891,0001,303
Net charge-offs$-45,0004,626
Cash dividends$2,276,0001,000
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,814,0001,273
2020-06-30 (YTD Data)Rank
Total interest income$10,989,0001,399
Total interest expense$2,626,0001,041
Net interest income$8,363,0001,490
Provision for loan and lease losses$800,0001,225
Total noninterest income$1,493,0001,628
Gross Fiduciary activities income$487,000462
Service charges on deposit accounts$180,0002,041
Trading account gains and feesNANA
Additional Noninterest Income$826,0001,864
Total noninterest expense$6,327,0001,601
Salaries and employee benefits$3,523,0001,654
Premises and equipment expense$561,0001,876
Additional noninterest expense$2,243,0001,366
Pre-tax net operating income$2,729,0001,573
Securities gains (losses)$59,0001,229
Applicable income taxes$-12,0004,861
Income before extraordinary items$2,800,0001,386
Extraordinary gains, net$04
Net income$2,800,0001,386
Minority interest net income$065
Net income of bank and minority interests.$2,800,0001,386
Net charge-offs$-35,0004,660
Cash dividends$1,548,000970
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,741,0001,377
2020-03-31 (YTD Data)Rank
Total interest income$5,334,0001,427
Total interest expense$1,498,0001,016
Net interest income$3,836,0001,560
Provision for loan and lease losses$300,0001,167
Total noninterest income$675,0001,640
Gross Fiduciary activities income$263,000452
Service charges on deposit accounts$113,0001,995
Trading account gains and feesNANA
Additional Noninterest Income$299,0002,003
Total noninterest expense$3,255,0001,569
Salaries and employee benefits$1,766,0001,664
Premises and equipment expense$252,0002,037
Additional noninterest expense$1,237,0001,280
Pre-tax net operating income$956,0001,893
Securities gains (losses)$59,000789
Applicable income taxes$-28,0004,901
Income before extraordinary items$1,043,0001,604
Extraordinary gains, net$04
Net income$1,043,0001,603
Minority interest net income$056
Net income of bank and minority interests.$1,043,0001,604
Net charge-offs$-16,0004,606
Cash dividends$559,0001,195
Sale, conversion, retirement of capital stock, net$0482
Net operating income$984,0001,655
2019-12-31 (YTD Data)Rank
Total interest income$20,835,0001,468
Total interest expense$6,269,0001,018
Net interest income$14,566,0001,641
Provision for loan and lease losses$03,973
Total noninterest income$2,689,0001,674
Gross Fiduciary activities income$842,000490
Service charges on deposit accounts$441,0002,090
Trading account gains and feesNANA
Additional Noninterest Income$1,406,0001,867
Total noninterest expense$12,191,0001,620
Salaries and employee benefits$6,648,0001,701
Premises and equipment expense$1,072,0001,949
Additional noninterest expense$4,471,0001,371
Pre-tax net operating income$5,064,0001,732
Securities gains (losses)$103,000923
Applicable income taxes$47,0003,318
Income before extraordinary items$5,120,0001,567
Extraordinary gains, net$011
Net income$5,120,0001,570
Minority interest net income$076
Net income of bank and minority interests.$5,120,0001,569
Net charge-offs$-463,0005,105
Cash dividends$1,357,0001,989
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,018,0301,558
2019-09-30 (YTD Data)Rank
Total interest income$15,462,0001,496
Total interest expense$4,712,0001,023
Net interest income$10,750,0001,684
Provision for loan and lease losses$03,836
Total noninterest income$2,064,0001,646
Gross Fiduciary activities income$661,000476
Service charges on deposit accounts$318,0002,159
Trading account gains and feesNANA
Additional Noninterest Income$1,085,0001,818
Total noninterest expense$9,266,0001,615
Salaries and employee benefits$5,071,0001,695
Premises and equipment expense$681,0002,182
Additional noninterest expense$3,514,0001,322
Pre-tax net operating income$3,548,0001,880
Securities gains (losses)$100,000780
Applicable income taxes$35,0003,387
Income before extraordinary items$3,613,0001,666
Extraordinary gains, net$011
Net income$3,613,0001,667
Minority interest net income$072
Net income of bank and minority interests.$3,613,0001,667
Net charge-offs$-161,0005,050
Cash dividends$1,318,0001,551
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,514,0001,679
2019-06-30 (YTD Data)Rank
Total interest income$10,020,0001,531
Total interest expense$3,113,0001,009
Net interest income$6,907,0001,740
Provision for loan and lease losses$03,685
Total noninterest income$1,280,0001,684
Gross Fiduciary activities income$477,000464
Service charges on deposit accounts$198,0002,228
Trading account gains and feesNANA
Additional Noninterest Income$605,0001,997
Total noninterest expense$6,000,0001,659
Salaries and employee benefits$3,369,0001,700
Premises and equipment expense$449,0002,206
Additional noninterest expense$2,182,0001,421
Pre-tax net operating income$2,187,0001,979
Securities gains (losses)$01,702
Applicable income taxes$10,0003,606
Income before extraordinary items$2,177,0001,789
Extraordinary gains, net$011
Net income$2,177,0001,788
Minority interest net income$069
Net income of bank and minority interests.$2,177,0001,789
Net charge-offs$-208,0005,156
Cash dividends$827,0001,612
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,177,0001,761
2019-03-31 (YTD Data)Rank
Total interest income$4,892,0001,556
Total interest expense$1,492,0001,028
Net interest income$3,400,0001,778
Provision for loan and lease losses$03,406
Total noninterest income$615,0001,703
Gross Fiduciary activities income$214,000482
Service charges on deposit accounts$97,0002,262
Trading account gains and feesNANA
Additional Noninterest Income$304,0001,952
Total noninterest expense$2,885,0001,723
Salaries and employee benefits$1,602,0001,770
Premises and equipment expense$262,0002,015
Additional noninterest expense$1,021,0001,495
Pre-tax net operating income$1,130,0001,892
Securities gains (losses)$01,087
Applicable income taxes$3,0003,639
Income before extraordinary items$1,127,0001,715
Extraordinary gains, net$05
Net income$1,127,0001,713
Minority interest net income$052
Net income of bank and minority interests.$1,127,0001,714
Net charge-offs$-56,0005,103
Cash dividends$240,0001,923
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,127,0001,693
2018-12-31 (YTD Data)Rank
Total interest income$18,760,0001,531
Total interest expense$4,207,0001,086
Net interest income$14,553,0001,657
Provision for loan and lease losses$04,082
Total noninterest income$2,698,0001,657
Gross Fiduciary activities income$841,000496
Service charges on deposit accounts$436,0002,189
Trading account gains and feesNANA
Additional Noninterest Income$1,421,0001,859
Total noninterest expense$12,224,0001,586
Salaries and employee benefits$6,558,0001,691
Premises and equipment expense$1,091,0001,927
Additional noninterest expense$4,575,0001,343
Pre-tax net operating income$5,027,0001,776
Securities gains (losses)$-155,0005,104
Applicable income taxes$6,0003,811
Income before extraordinary items$4,866,0001,618
Extraordinary gains, net$06
Net income$4,866,0001,617
Minority interest net income$072
Net income of bank and minority interests.$4,866,0001,617
Net charge-offs$108,0002,094
Cash dividends$2,766,0001,162
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,021,0001,568
2018-09-30 (YTD Data)Rank
Total interest income$13,779,0001,542
Total interest expense$2,859,0001,111
Net interest income$10,920,0001,652
Provision for loan and lease losses$03,948
Total noninterest income$1,922,0001,732
Gross Fiduciary activities income$653,000483
Service charges on deposit accounts$314,0002,249
Trading account gains and feesNANA
Additional Noninterest Income$955,0001,987
Total noninterest expense$8,917,0001,629
Salaries and employee benefits$4,858,0001,709
Premises and equipment expense$820,0001,936
Additional noninterest expense$3,239,0001,417
Pre-tax net operating income$3,925,0001,729
Securities gains (losses)$-121,0005,276
Applicable income taxes$4,0003,874
Income before extraordinary items$3,800,0001,589
Extraordinary gains, net$05
Net income$3,800,0001,588
Minority interest net income$066
Net income of bank and minority interests.$3,800,0001,588
Net charge-offs$92,0001,786
Cash dividends$2,581,000877
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,921,0001,531
2018-06-30 (YTD Data)Rank
Total interest income$8,973,0001,561
Total interest expense$1,730,0001,151
Net interest income$7,243,0001,648
Provision for loan and lease losses$03,782
Total noninterest income$1,334,0001,686
Gross Fiduciary activities income$485,000461
Service charges on deposit accounts$200,0002,298
Trading account gains and feesNANA
Additional Noninterest Income$649,0001,963
Total noninterest expense$5,903,0001,648
Salaries and employee benefits$3,201,0001,739
Premises and equipment expense$538,0001,974
Additional noninterest expense$2,164,0001,412
Pre-tax net operating income$2,674,0001,660
Securities gains (losses)$-121,0005,375
Applicable income taxes$3,0003,871
Income before extraordinary items$2,550,0001,552
Extraordinary gains, net$06
Net income$2,550,0001,551
Minority interest net income$065
Net income of bank and minority interests.$2,550,0001,551
Net charge-offs$-253,0005,386
Cash dividends$1,941,000799
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,671,0001,469
2018-03-31 (YTD Data)Rank
Total interest income$4,340,0001,594
Total interest expense$761,0001,228
Net interest income$3,579,0001,665
Provision for loan and lease losses$03,508
Total noninterest income$587,0001,813
Gross Fiduciary activities income$256,000456
Service charges on deposit accounts$96,0002,364
Trading account gains and feesNANA
Additional Noninterest Income$235,0002,295
Total noninterest expense$2,905,0001,685
Salaries and employee benefits$1,595,0001,763
Premises and equipment expense$261,0002,049
Additional noninterest expense$1,049,0001,442
Pre-tax net operating income$1,261,0001,717
Securities gains (losses)$-54,0005,413
Applicable income taxes$-1,0005,402
Income before extraordinary items$1,208,0001,579
Extraordinary gains, net$07
Net income$1,208,0001,578
Minority interest net income$052
Net income of bank and minority interests.$1,208,0001,579
Net charge-offs$-213,0005,489
Cash dividends$811,000837
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,262,0001,512
2017-12-31 (YTD Data)Rank
Total interest income$16,095,0001,649
Total interest expense$1,975,0001,557
Net interest income$14,120,0001,653
Provision for loan and lease losses$-356,0005,486
Total noninterest income$2,362,0001,830
Gross Fiduciary activities income$808,000493
Service charges on deposit accounts$468,0002,138
Trading account gains and feesNANA
Additional Noninterest Income$1,086,0002,193
Total noninterest expense$11,221,0001,702
Salaries and employee benefits$6,157,0001,778
Premises and equipment expense$1,157,0001,902
Additional noninterest expense$3,907,0001,552
Pre-tax net operating income$5,617,0001,561
Securities gains (losses)$25,0001,241
Applicable income taxes$-1,0005,420
Income before extraordinary items$5,643,0001,229
Extraordinary gains, net$09
Net income$5,643,0001,229
Minority interest net income$076
Net income of bank and minority interests.$5,643,0001,229
Net charge-offs$-369,0005,534
Cash dividends$1,436,0001,761
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,618,0001,217
2017-09-30 (YTD Data)Rank
Total interest income$11,825,0001,678
Total interest expense$1,337,0001,662
Net interest income$10,488,0001,672
Provision for loan and lease losses$04,088
Total noninterest income$1,837,0001,818
Gross Fiduciary activities income$660,000480
Service charges on deposit accounts$358,0002,119
Trading account gains and feesNANA
Additional Noninterest Income$819,0002,223
Total noninterest expense$8,341,0001,720
Salaries and employee benefits$4,600,0001,795
Premises and equipment expense$888,0001,883
Additional noninterest expense$2,853,0001,577
Pre-tax net operating income$3,984,0001,642
Securities gains (losses)$25,0001,221
Applicable income taxes$-9,0005,583
Income before extraordinary items$4,018,0001,366
Extraordinary gains, net$09
Net income$4,018,0001,366
Minority interest net income$071
Net income of bank and minority interests.$4,018,0001,366
Net charge-offs$-221,0005,509
Cash dividends$1,436,0001,351
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,993,0001,356
2017-06-30 (YTD Data)Rank
Total interest income$7,692,0001,698
Total interest expense$788,0001,787
Net interest income$6,904,0001,678
Provision for loan and lease losses$03,871
Total noninterest income$1,310,0001,740
Gross Fiduciary activities income$501,000460
Service charges on deposit accounts$229,0002,172
Trading account gains and feesNANA
Additional Noninterest Income$580,0002,147
Total noninterest expense$5,402,0001,786
Salaries and employee benefits$2,969,0001,848
Premises and equipment expense$618,0001,819
Additional noninterest expense$1,815,0001,638
Pre-tax net operating income$2,812,0001,544
Securities gains (losses)$8,0001,330
Applicable income taxes$-15,0005,657
Income before extraordinary items$2,835,0001,299
Extraordinary gains, net$011
Net income$2,835,0001,299
Minority interest net income$071
Net income of bank and minority interests.$2,835,0001,299
Net charge-offs$-143,0005,509
Cash dividends$1,008,0001,292
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,827,0001,286
2017-03-31 (YTD Data)Rank
Total interest income$3,732,0001,741
Total interest expense$345,0001,973
Net interest income$3,387,0001,707
Provision for loan and lease losses$03,537
Total noninterest income$746,0001,601
Gross Fiduciary activities income$299,000433
Service charges on deposit accounts$116,0002,158
Trading account gains and feesNANA
Additional Noninterest Income$331,0001,968
Total noninterest expense$2,582,0001,869
Salaries and employee benefits$1,382,0001,977
Premises and equipment expense$301,0001,881
Additional noninterest expense$899,0001,653
Pre-tax net operating income$1,551,0001,404
Securities gains (losses)$01,153
Applicable income taxes$-24,0005,747
Income before extraordinary items$1,575,0001,176
Extraordinary gains, net$08
Net income$1,575,0001,175
Minority interest net income$055
Net income of bank and minority interests.$1,575,0001,176
Net charge-offs$-20,0005,253
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,575,0001,156
2016-12-31 (YTD Data)Rank
Total interest income$15,303,0001,650
Total interest expense$1,174,0002,172
Net interest income$14,129,0001,584
Provision for loan and lease losses$50,0003,627
Total noninterest income$2,133,0002,046
Gross Fiduciary activities income$1,007,000456
Service charges on deposit accounts$403,0002,458
Trading account gains and fees$0170
Additional Noninterest Income$723,0002,784
Total noninterest expense$11,313,0001,701
Salaries and employee benefits$6,223,0001,729
Premises and equipment expense$1,265,0001,776
Additional noninterest expense$3,825,0001,590
Pre-tax net operating income$4,899,0001,652
Securities gains (losses)$630,000350
Applicable income taxes$20,0003,862
Income before extraordinary items$5,509,0001,280
Extraordinary gains, net$05
Net income$5,509,0001,279
Minority interest net income$082
Net income of bank and minority interests.$5,509,0001,279
Net charge-offs$140,0002,294
Cash dividends$2,619,0001,135
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,879,0001,391
2016-09-30 (YTD Data)Rank
Total interest income$11,412,0001,660
Total interest expense$855,0002,212
Net interest income$10,557,0001,588
Provision for loan and lease losses$04,186
Total noninterest income$1,896,0001,844
Gross Fiduciary activities income$849,000434
Service charges on deposit accounts$296,0002,490
Trading account gains and fees$0169
Additional Noninterest Income$751,0002,400
Total noninterest expense$8,345,0001,731
Salaries and employee benefits$4,614,0001,749
Premises and equipment expense$990,0001,721
Additional noninterest expense$2,741,0001,660
Pre-tax net operating income$4,108,0001,530
Securities gains (losses)$566,000346
Applicable income taxes$19,0003,872
Income before extraordinary items$4,655,0001,175
Extraordinary gains, net$05
Net income$4,655,0001,175
Minority interest net income$071
Net income of bank and minority interests.$4,655,0001,175
Net charge-offs$-8,0004,864
Cash dividends$2,122,000973
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,089,0001,271
2016-06-30 (YTD Data)Rank
Total interest income$7,545,0001,678
Total interest expense$556,0002,260
Net interest income$6,989,0001,604
Provision for loan and lease losses$04,017
Total noninterest income$1,370,0001,733
Gross Fiduciary activities income$695,000402
Service charges on deposit accounts$188,0002,539
Trading account gains and fees$0157
Additional Noninterest Income$487,0002,410
Total noninterest expense$5,492,0001,750
Salaries and employee benefits$3,070,0001,744
Premises and equipment expense$691,0001,633
Additional noninterest expense$1,731,0001,751
Pre-tax net operating income$2,867,0001,451
Securities gains (losses)$446,000304
Applicable income taxes$7,0004,028
Income before extraordinary items$3,306,0001,114
Extraordinary gains, net$016
Net income$3,306,0001,114
Minority interest net income$071
Net income of bank and minority interests.$3,306,0001,114
Net charge-offs$-22,0005,239
Cash dividends$1,659,000889
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,860,0001,204
2016-03-31 (YTD Data)Rank
Total interest income$3,776,0001,680
Total interest expense$274,0002,288
Net interest income$3,502,0001,606
Provision for loan and lease losses$03,656
Total noninterest income$753,0001,584
Gross Fiduciary activities income$416,000365
Service charges on deposit accounts$93,0002,537
Trading account gains and fees$0142
Additional Noninterest Income$244,0002,369
Total noninterest expense$2,758,0001,749
Salaries and employee benefits$1,544,0001,741
Premises and equipment expense$445,0001,319
Additional noninterest expense$769,0001,915
Pre-tax net operating income$1,497,0001,410
Securities gains (losses)$191,000311
Applicable income taxes$-15,0006,000
Income before extraordinary items$1,703,0001,053
Extraordinary gains, net$012
Net income$1,703,0001,053
Minority interest net income$062
Net income of bank and minority interests.$1,703,0001,054
Net charge-offs$-31,0005,595
Cash dividends$536,0001,146
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,512,0001,141
2015-12-31 (YTD Data)Rank
Total interest income$14,697,0001,685
Total interest expense$1,039,0002,356
Net interest income$13,658,0001,601
Provision for loan and lease losses$04,380
Total noninterest income$2,620,0001,774
Gross Fiduciary activities income$829,000505
Service charges on deposit accounts$395,0002,538
Trading account gains and fees$0159
Additional Noninterest Income$1,396,0001,938
Total noninterest expense$10,451,0001,810
Salaries and employee benefits$5,624,0001,856
Premises and equipment expense$1,649,0001,400
Additional noninterest expense$3,178,0001,903
Pre-tax net operating income$5,827,0001,395
Securities gains (losses)$81,0001,290
Applicable income taxes$61,0003,556
Income before extraordinary items$5,847,0001,203
Extraordinary gains, net$023
Net income$5,847,0001,203
Minority interest net income$081
Net income of bank and minority interests.$5,847,0001,203
Net charge-offs$-58,0005,616
Cash dividends$3,303,000903
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,766,8101,185
2015-09-30 (YTD Data)Rank
Total interest income$10,864,0001,721
Total interest expense$773,0002,395
Net interest income$10,091,0001,648
Provision for loan and lease losses$04,232
Total noninterest income$2,224,0001,629
Gross Fiduciary activities income$715,000466
Service charges on deposit accounts$288,0002,605
Trading account gains and fees$0153
Additional Noninterest Income$1,221,0001,777
Total noninterest expense$7,601,0001,869
Salaries and employee benefits$4,165,0001,883
Premises and equipment expense$1,194,0001,456
Additional noninterest expense$2,242,0002,001
Pre-tax net operating income$4,714,0001,335
Securities gains (losses)$45,0001,541
Applicable income taxes$51,0003,627
Income before extraordinary items$4,708,0001,131
Extraordinary gains, net$021
Net income$4,708,0001,129
Minority interest net income$078
Net income of bank and minority interests.$4,708,0001,131
Net charge-offs$-29,0005,446
Cash dividends$3,303,000661
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,663,4501,108
2015-06-30 (YTD Data)Rank
Total interest income$7,166,0001,745
Total interest expense$513,0002,424
Net interest income$6,653,0001,667
Provision for loan and lease losses$04,069
Total noninterest income$1,364,0001,725
Gross Fiduciary activities income$581,000443
Service charges on deposit accounts$182,0002,683
Trading account gains and fees$0157
Additional Noninterest Income$601,0002,180
Total noninterest expense$4,917,0001,939
Salaries and employee benefits$2,708,0001,934
Premises and equipment expense$781,0001,499
Additional noninterest expense$1,428,0002,088
Pre-tax net operating income$3,100,0001,339
Securities gains (losses)$37,0001,408
Applicable income taxes$35,0003,631
Income before extraordinary items$3,102,0001,134
Extraordinary gains, net$022
Net income$3,102,0001,133
Minority interest net income$075
Net income of bank and minority interests.$3,102,0001,135
Net charge-offs$-37,0005,662
Cash dividends$2,863,000532
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,065,3701,111
2015-03-31 (YTD Data)Rank
Total interest income$3,596,0001,733
Total interest expense$259,0002,420
Net interest income$3,337,0001,656
Provision for loan and lease losses$03,703
Total noninterest income$842,0001,452
Gross Fiduciary activities income$401,000382
Service charges on deposit accounts$87,0002,739
Trading account gains and fees$0152
Additional Noninterest Income$354,0001,912
Total noninterest expense$2,405,0001,978
Salaries and employee benefits$1,327,0001,973
Premises and equipment expense$380,0001,559
Additional noninterest expense$698,0002,113
Pre-tax net operating income$1,774,0001,157
Securities gains (losses)$3,0001,758
Applicable income taxes$19,0003,552
Income before extraordinary items$1,758,000978
Extraordinary gains, net$013
Net income$1,758,000978
Minority interest net income$064
Net income of bank and minority interests.$1,758,000979
Net charge-offs$-100,0006,123
Cash dividends$1,032,000630
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,755,030944
2014-12-31 (YTD Data)Rank
Total interest income$14,419,0001,734
Total interest expense$1,160,0002,320
Net interest income$13,259,0001,666
Provision for loan and lease losses$200,0002,467
Total noninterest income$2,490,0001,803
Gross Fiduciary activities income$810,000514
Service charges on deposit accounts$453,0002,436
Trading account gains and fees$0180
Additional Noninterest Income$1,227,0002,041
Total noninterest expense$9,365,0002,014
Salaries and employee benefits$5,061,0002,019
Premises and equipment expense$1,542,0001,536
Additional noninterest expense$2,762,0002,197
Pre-tax net operating income$6,184,0001,269
Securities gains (losses)$-117,0006,348
Applicable income taxes$42,0003,780
Income before extraordinary items$6,025,0001,097
Extraordinary gains, net$017
Net income$6,025,0001,095
Minority interest net income$084
Net income of bank and minority interests.$6,025,0001,096
Net charge-offs$300,0002,014
Cash dividends$3,569,000805
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,140,8301,047
2014-09-30 (YTD Data)Rank
Total interest income$10,789,0001,751
Total interest expense$885,0002,332
Net interest income$9,904,0001,679
Provision for loan and lease losses$04,401
Total noninterest income$1,953,0001,740
Gross Fiduciary activities income$664,000490
Service charges on deposit accounts$342,0002,450
Trading account gains and fees$0174
Additional Noninterest Income$947,0002,017
Total noninterest expense$6,990,0002,032
Salaries and employee benefits$3,803,0002,024
Premises and equipment expense$1,205,0001,485
Additional noninterest expense$1,982,0002,268
Pre-tax net operating income$4,867,0001,251
Securities gains (losses)$-104,0006,445
Applicable income taxes$31,0003,858
Income before extraordinary items$4,732,0001,055
Extraordinary gains, net$015
Net income$4,732,0001,054
Minority interest net income$081
Net income of bank and minority interests.$4,732,0001,054
Net charge-offs$296,0001,617
Cash dividends$2,754,000722
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,834,9601,015
2014-06-30 (YTD Data)Rank
Total interest income$7,073,0001,775
Total interest expense$602,0002,321
Net interest income$6,471,0001,701
Provision for loan and lease losses$04,196
Total noninterest income$1,329,0001,688
Gross Fiduciary activities income$540,000453
Service charges on deposit accounts$215,0002,552
Trading account gains and fees$0172
Additional Noninterest Income$574,0002,125
Total noninterest expense$4,615,0002,051
Salaries and employee benefits$2,534,0002,036
Premises and equipment expense$783,0001,524
Additional noninterest expense$1,298,0002,308
Pre-tax net operating income$3,185,0001,237
Securities gains (losses)$-127,0006,559
Applicable income taxes$13,0004,016
Income before extraordinary items$3,045,0001,054
Extraordinary gains, net$020
Net income$3,045,0001,054
Minority interest net income$080
Net income of bank and minority interests.$3,045,0001,055
Net charge-offs$194,0001,608
Cash dividends$935,0001,227
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,172,000994
2014-03-31 (YTD Data)Rank
Total interest income$3,406,0001,837
Total interest expense$302,0002,344
Net interest income$3,104,0001,757
Provision for loan and lease losses$03,817
Total noninterest income$618,0001,760
Gross Fiduciary activities income$348,000407
Service charges on deposit accounts$99,0002,693
Trading account gains and fees$0147
Additional Noninterest Income$171,0002,778
Total noninterest expense$2,321,0002,043
Salaries and employee benefits$1,259,0002,060
Premises and equipment expense$403,0001,510
Additional noninterest expense$659,0002,273
Pre-tax net operating income$1,401,0001,331
Securities gains (losses)$-92,0006,644
Applicable income taxes$-9,0006,452
Income before extraordinary items$1,318,0001,163
Extraordinary gains, net$016
Net income$1,318,0001,164
Minority interest net income$066
Net income of bank and minority interests.$1,318,0001,164
Net charge-offs$-55,0006,341
Cash dividends$461,0001,092
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,410,0001,085
2013-12-31 (YTD Data)Rank
Total interest income$14,004,0001,781
Total interest expense$1,236,0002,513
Net interest income$12,768,0001,689
Provision for loan and lease losses$654,0001,540
Total noninterest income$2,170,0002,042
Gross Fiduciary activities income$848,000485
Service charges on deposit accounts$476,0002,484
Trading account gains and fees$0184
Additional Noninterest Income$846,0002,598
Total noninterest expense$9,147,0002,071
Salaries and employee benefits$4,782,0002,137
Premises and equipment expense$1,496,0001,581
Additional noninterest expense$2,869,0002,178
Pre-tax net operating income$5,137,0001,400
Securities gains (losses)$-8,0006,228
Applicable income taxes$49,0003,766
Income before extraordinary items$5,080,0001,206
Extraordinary gains, net$029
Net income$5,080,0001,208
Minority interest net income$090
Net income of bank and minority interests.$5,080,0001,209
Net charge-offs$458,0002,108
Cash dividends$3,151,000836
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,087,9201,182
2013-09-30 (YTD Data)Rank
Total interest income$10,606,0001,774
Total interest expense$933,0002,570
Net interest income$9,673,0001,671
Provision for loan and lease losses$654,0001,252
Total noninterest income$1,733,0002,001
Gross Fiduciary activities income$732,000463
Service charges on deposit accounts$346,0002,564
Trading account gains and fees$0180
Additional Noninterest Income$655,0002,602
Total noninterest expense$6,755,0002,100
Salaries and employee benefits$3,518,0002,169
Premises and equipment expense$1,119,0001,585
Additional noninterest expense$2,118,0002,194
Pre-tax net operating income$3,997,0001,385
Securities gains (losses)$48,0001,686
Applicable income taxes$39,0003,831
Income before extraordinary items$4,006,0001,164
Extraordinary gains, net$025
Net income$4,006,0001,164
Minority interest net income$084
Net income of bank and minority interests.$4,006,0001,165
Net charge-offs$529,0001,539
Cash dividends$2,434,000747
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,958,4801,142
2013-06-30 (YTD Data)Rank
Total interest income$7,108,0001,763
Total interest expense$621,0002,629
Net interest income$6,487,0001,664
Provision for loan and lease losses$654,000924
Total noninterest income$1,136,0002,044
Gross Fiduciary activities income$548,000438
Service charges on deposit accounts$203,0002,765
Trading account gains and fees$0157
Additional Noninterest Income$385,0002,852
Total noninterest expense$4,415,0002,130
Salaries and employee benefits$2,323,0002,188
Premises and equipment expense$712,0001,662
Additional noninterest expense$1,380,0002,236
Pre-tax net operating income$2,554,0001,414
Securities gains (losses)$123,000979
Applicable income taxes$34,0003,695
Income before extraordinary items$2,643,0001,153
Extraordinary gains, net$022
Net income$2,643,0001,155
Minority interest net income$082
Net income of bank and minority interests.$2,643,0001,156
Net charge-offs$535,0001,207
Cash dividends$1,798,000691
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,521,2301,161
2013-03-31 (YTD Data)Rank
Total interest income$3,425,0001,844
Total interest expense$317,0002,665
Net interest income$3,108,0001,730
Provision for loan and lease losses$04,409
Total noninterest income$591,0001,978
Gross Fiduciary activities income$312,000415
Service charges on deposit accounts$108,0002,642
Trading account gains and fees$0148
Additional Noninterest Income$171,0002,996
Total noninterest expense$2,108,0002,256
Salaries and employee benefits$1,115,0002,294
Premises and equipment expense$342,0001,751
Additional noninterest expense$651,0002,368
Pre-tax net operating income$1,591,0001,148
Securities gains (losses)$52,000902
Applicable income taxes$12,0003,847
Income before extraordinary items$1,631,000934
Extraordinary gains, net$010
Net income$1,631,000935
Minority interest net income$076
Net income of bank and minority interests.$1,631,000936
Net charge-offs$-28,0006,547
Cash dividends$739,000710
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,579,520913
2012-12-31 (YTD Data)Rank
Total interest income$14,121,0001,871
Total interest expense$1,400,0002,865
Net interest income$12,721,0001,728
Provision for loan and lease losses$1,085,0001,686
Total noninterest income$2,279,0002,003
Gross Fiduciary activities income$821,000490
Service charges on deposit accounts$500,0002,485
Trading account gains and fees$0166
Additional Noninterest Income$958,0002,431
Total noninterest expense$8,985,0002,124
Salaries and employee benefits$4,647,0002,148
Premises and equipment expense$1,425,0001,651
Additional noninterest expense$2,913,0002,232
Pre-tax net operating income$4,930,0001,390
Securities gains (losses)$357,0001,207
Applicable income taxes$63,0003,778
Income before extraordinary items$5,224,0001,129
Extraordinary gains, net$029
Net income$5,224,0001,130
Minority interest net income$093
Net income of bank and minority interests.$5,224,0001,130
Net charge-offs$800,0002,057
Cash dividends$3,301,000807
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,870,5701,151
2012-09-30 (YTD Data)Rank
Total interest income$10,548,0001,900
Total interest expense$1,051,0002,959
Net interest income$9,497,0001,755
Provision for loan and lease losses$725,0001,817
Total noninterest income$1,761,0001,959
Gross Fiduciary activities income$624,000488
Service charges on deposit accounts$366,0002,567
Trading account gains and fees$0157
Additional Noninterest Income$771,0002,315
Total noninterest expense$6,474,0002,214
Salaries and employee benefits$3,059,0002,412
Premises and equipment expense$1,061,0001,673
Additional noninterest expense$2,354,0002,076
Pre-tax net operating income$4,059,0001,308
Securities gains (losses)$267,0001,217
Applicable income taxes$56,0003,734
Income before extraordinary items$4,270,0001,068
Extraordinary gains, net$020
Net income$4,270,0001,068
Minority interest net income$086
Net income of bank and minority interests.$4,270,0001,068
Net charge-offs$552,0002,059
Cash dividends$2,326,000685
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,005,6701,068
2012-06-30 (YTD Data)Rank
Total interest income$6,929,0001,938
Total interest expense$695,0003,075
Net interest income$6,234,0001,785
Provision for loan and lease losses$450,0001,913
Total noninterest income$1,242,0001,870
Gross Fiduciary activities income$448,000471
Service charges on deposit accounts$237,0002,601
Trading account gains and fees$0153
Additional Noninterest Income$557,0002,197
Total noninterest expense$4,311,0002,219
Salaries and employee benefits$2,003,0002,447
Premises and equipment expense$709,0001,672
Additional noninterest expense$1,599,0002,040
Pre-tax net operating income$2,715,0001,300
Securities gains (losses)$91,0001,661
Applicable income taxes$36,0003,728
Income before extraordinary items$2,770,0001,081
Extraordinary gains, net$019
Net income$2,770,0001,081
Minority interest net income$084
Net income of bank and minority interests.$2,770,0001,081
Net charge-offs$316,0002,261
Cash dividends$1,796,000591
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,679,9101,050
2012-03-31 (YTD Data)Rank
Total interest income$3,374,0002,003
Total interest expense$341,0003,208
Net interest income$3,033,0001,838
Provision for loan and lease losses$300,0001,500
Total noninterest income$688,0001,730
Gross Fiduciary activities income$348,000374
Service charges on deposit accounts$114,0002,654
Trading account gains and fees$0148
Additional Noninterest Income$226,0002,478
Total noninterest expense$2,099,0002,272
Salaries and employee benefits$978,0002,526
Premises and equipment expense$361,0001,653
Additional noninterest expense$760,0002,125
Pre-tax net operating income$1,322,0001,329
Securities gains (losses)$12,0001,741
Applicable income taxes$17,0003,745
Income before extraordinary items$1,317,0001,123
Extraordinary gains, net$019
Net income$1,317,0001,124
Minority interest net income$078
Net income of bank and minority interests.$1,317,0001,123
Net charge-offs$101,0002,432
Cash dividends$570,000785
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,305,1201,068
2011-12-31 (YTD Data)Rank
Total interest income$13,591,0002,055
Total interest expense$1,865,0002,917
Net interest income$11,726,0001,882
Provision for loan and lease losses$2,860,0001,237
Total noninterest income$2,040,0001,974
Gross Fiduciary activities income$766,000464
Service charges on deposit accounts$506,0002,540
Trading account gains and fees$0146
Additional Noninterest Income$768,0002,510
Total noninterest expense$8,716,0002,184
Salaries and employee benefits$4,059,0002,370
Premises and equipment expense$1,412,0001,756
Additional noninterest expense$3,245,0002,055
Pre-tax net operating income$2,190,0002,342
Securities gains (losses)$63,0002,411
Applicable income taxes$25,0004,037
Income before extraordinary items$2,228,0002,069
Extraordinary gains, net$029
Net income$2,228,0002,070
Minority interest net income$096
Net income of bank and minority interests.$2,228,0002,070
Net charge-offs$2,677,0001,297
Cash dividends$531,0002,362
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,165,6302,035
2011-09-30 (YTD Data)Rank
Total interest income$10,259,0002,065
Total interest expense$1,486,0002,890
Net interest income$8,773,0001,887
Provision for loan and lease losses$2,275,0001,137
Total noninterest income$1,536,0001,963
Gross Fiduciary activities income$573,000458
Service charges on deposit accounts$373,0002,600
Trading account gains and fees$0145
Additional Noninterest Income$590,0002,448
Total noninterest expense$6,404,0002,235
Salaries and employee benefits$2,992,0002,407
Premises and equipment expense$1,063,0001,768
Additional noninterest expense$2,349,0002,129
Pre-tax net operating income$1,630,0002,423
Securities gains (losses)$27,0002,687
Applicable income taxes$17,0004,099
Income before extraordinary items$1,640,0002,160
Extraordinary gains, net$021
Net income$1,640,0002,160
Minority interest net income$087
Net income of bank and minority interests.$1,640,0002,161
Net charge-offs$2,043,0001,205
Cash dividends$531,0001,744
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,613,2702,099
2011-06-30 (YTD Data)Rank
Total interest income$6,820,0002,085
Total interest expense$1,061,0002,830
Net interest income$5,759,0001,918
Provision for loan and lease losses$1,525,0001,099
Total noninterest income$1,041,0001,937
Gross Fiduciary activities income$441,000427
Service charges on deposit accounts$233,0002,709
Trading account gains and fees$0153
Additional Noninterest Income$367,0002,565
Total noninterest expense$4,181,0002,299
Salaries and employee benefits$1,933,0002,493
Premises and equipment expense$686,0001,849
Additional noninterest expense$1,562,0002,175
Pre-tax net operating income$1,094,0002,392
Securities gains (losses)$24,0002,007
Applicable income taxes$13,0004,008
Income before extraordinary items$1,105,0002,091
Extraordinary gains, net$015
Net income$1,105,0002,091
Minority interest net income$089
Net income of bank and minority interests.$1,105,0002,091
Net charge-offs$1,459,0001,148
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,081,2402,058
2011-03-31 (YTD Data)Rank
Total interest income$3,410,0002,096
Total interest expense$560,0002,788
Net interest income$2,850,0001,934
Provision for loan and lease losses$1,175,000767
Total noninterest income$538,0001,888
Gross Fiduciary activities income$267,000390
Service charges on deposit accounts$116,0002,672
Trading account gains and fees$0158
Additional Noninterest Income$155,0002,847
Total noninterest expense$1,978,0002,441
Salaries and employee benefits$860,0002,812
Premises and equipment expense$341,0001,890
Additional noninterest expense$777,0002,162
Pre-tax net operating income$235,0003,946
Securities gains (losses)$01,772
Applicable income taxes$2,0004,282
Income before extraordinary items$233,0003,702
Extraordinary gains, net$09
Net income$233,0003,702
Minority interest net income$086
Net income of bank and minority interests.$233,0003,701
Net charge-offs$928,000901
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$233,0003,644
2010-12-31 (YTD Data)Rank
Total interest income$13,752,0002,200
Total interest expense$2,844,0002,715
Net interest income$10,908,0002,001
Provision for loan and lease losses$1,492,0002,475
Total noninterest income$1,875,0002,162
Gross Fiduciary activities income$689,000479
Service charges on deposit accounts$530,0002,540
Trading account gains and fees$0175
Additional Noninterest Income$656,0002,788
Total noninterest expense$8,621,0002,244
Salaries and employee benefits$4,106,0002,349
Premises and equipment expense$1,397,0001,842
Additional noninterest expense$3,118,0002,218
Pre-tax net operating income$2,670,0001,800
Securities gains (losses)$583,000781
Applicable income taxes$33,0003,817
Income before extraordinary items$3,220,0001,323
Extraordinary gains, net$029
Net income$3,220,0001,324
Minority interest net income$0111
Net income of bank and minority interests.$3,220,0001,325
Net charge-offs$1,989,0001,871
Cash dividends$1,134,0001,343
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,642,8301,510
2010-09-30 (YTD Data)Rank
Total interest income$10,374,0002,237
Total interest expense$2,211,0002,748
Net interest income$8,163,0002,028
Provision for loan and lease losses$792,0002,866
Total noninterest income$1,285,0002,330
Gross Fiduciary activities income$512,000478
Service charges on deposit accounts$400,0002,586
Trading account gains and fees$0165
Additional Noninterest Income$373,0003,207
Total noninterest expense$6,314,0002,295
Salaries and employee benefits$2,853,0002,543
Premises and equipment expense$1,069,0001,814
Additional noninterest expense$2,392,0002,148
Pre-tax net operating income$2,342,0001,682
Securities gains (losses)$451,000803
Applicable income taxes$36,0003,738
Income before extraordinary items$2,757,0001,220
Extraordinary gains, net$023
Net income$2,757,0001,224
Minority interest net income$0110
Net income of bank and minority interests.$2,757,0001,224
Net charge-offs$610,0002,801
Cash dividends$934,0001,107
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,310,5101,383
2010-06-30 (YTD Data)Rank
Total interest income$6,772,0002,308
Total interest expense$1,504,0002,784
Net interest income$5,268,0002,094
Provision for loan and lease losses$792,0002,197
Total noninterest income$1,019,0002,021
Gross Fiduciary activities income$413,000441
Service charges on deposit accounts$267,0002,585
Trading account gains and fees$0152
Additional Noninterest Income$339,0002,657
Total noninterest expense$4,272,0002,264
Salaries and employee benefits$1,936,0002,516
Premises and equipment expense$718,0001,821
Additional noninterest expense$1,618,0002,113
Pre-tax net operating income$1,223,0002,032
Securities gains (losses)$255,000793
Applicable income taxes$18,0003,827
Income before extraordinary items$1,460,0001,504
Extraordinary gains, net$019
Net income$1,460,0001,505
Minority interest net income$0105
Net income of bank and minority interests.$1,460,0001,505
Net charge-offs$525,0002,386
Cash dividends$934,000779
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,207,5501,718
2010-03-31 (YTD Data)Rank
Total interest income$3,293,0002,422
Total interest expense$773,0002,835
Net interest income$2,520,0002,208
Provision for loan and lease losses$290,0002,508
Total noninterest income$540,0001,917
Gross Fiduciary activities income$240,000416
Service charges on deposit accounts$129,0002,648
Trading account gains and fees$0175
Additional Noninterest Income$171,0002,625
Total noninterest expense$2,160,0002,256
Salaries and employee benefits$881,0002,783
Premises and equipment expense$353,0001,908
Additional noninterest expense$926,0001,855
Pre-tax net operating income$610,0002,075
Securities gains (losses)$164,000587
Applicable income taxes$7,0003,969
Income before extraordinary items$767,0001,441
Extraordinary gains, net$016
Net income$767,0001,443
Minority interest net income$091
Net income of bank and minority interests.$767,0001,443
Net charge-offs$149,0002,730
Cash dividends$288,0001,121
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$604,6401,738
2009-12-31 (YTD Data)Rank
Total interest income$12,422,0002,654
Total interest expense$3,855,0002,820
Net interest income$8,567,0002,528
Provision for loan and lease losses$845,0003,776
Total noninterest income$1,426,0002,649
Gross Fiduciary activities income$512,000543
Service charges on deposit accounts$452,0003,084
Trading account gains and fees$0211
Additional Noninterest Income$462,0003,338
Total noninterest expense$6,597,0002,948
Salaries and employee benefits$3,015,0003,163
Premises and equipment expense$1,183,0002,246
Additional noninterest expense$2,399,0002,842
Pre-tax net operating income$2,551,0001,551
Securities gains (losses)$282,0001,291
Applicable income taxes$21,0003,644
Income before extraordinary items$2,812,0001,189
Extraordinary gains, net$034
Net income$2,812,0001,187
Minority interest net income$0115
Net income of bank and minority interests.$2,812,0001,188
Net charge-offs$1,041,0002,814
Cash dividends$1,146,0001,485
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,532,8201,301
2009-09-30 (YTD Data)Rank
Total interest income$9,170,0002,734
Total interest expense$3,008,0002,856
Net interest income$6,162,0002,666
Provision for loan and lease losses$330,0004,443
Total noninterest income$1,004,0002,807
Gross Fiduciary activities income$350,000558
Service charges on deposit accounts$329,0003,155
Trading account gains and fees$0212
Additional Noninterest Income$325,0003,490
Total noninterest expense$4,651,0003,102
Salaries and employee benefits$2,064,0003,456
Premises and equipment expense$910,0002,220
Additional noninterest expense$1,677,0003,002
Pre-tax net operating income$2,185,0001,489
Securities gains (losses)$116,0001,709
Applicable income taxes$12,0003,988
Income before extraordinary items$2,289,0001,172
Extraordinary gains, net$027
Net income$2,289,0001,172
Minority interest net income$0118
Net income of bank and minority interests.$2,289,0001,172
Net charge-offs$112,0004,955
Cash dividends$1,044,0001,198
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,174,1601,211
2009-06-30 (YTD Data)Rank
Total interest income$6,002,0002,825
Total interest expense$2,101,0002,849
Net interest income$3,901,0002,787
Provision for loan and lease losses$270,0003,897
Total noninterest income$764,0002,589
Gross Fiduciary activities income$304,000503
Service charges on deposit accounts$212,0003,207
Trading account gains and fees$0193
Additional Noninterest Income$248,0003,317
Total noninterest expense$3,020,0003,204
Salaries and employee benefits$1,357,0003,536
Premises and equipment expense$606,0002,250
Additional noninterest expense$1,057,0003,159
Pre-tax net operating income$1,375,0001,642
Securities gains (losses)$65,0001,741
Applicable income taxes$13,0003,905
Income before extraordinary items$1,427,0001,328
Extraordinary gains, net$021
Net income$1,427,0001,325
Minority interest net income$0112
Net income of bank and minority interests.$1,427,0001,326
Net charge-offs$124,0004,004
Cash dividends$471,0001,689
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,362,6501,345
2009-03-31 (YTD Data)Rank
Total interest income$2,922,0002,925
Total interest expense$1,113,0002,807
Net interest income$1,809,0002,959
Provision for loan and lease losses$30,0005,394
Total noninterest income$430,0002,375
Gross Fiduciary activities income$220,000415
Service charges on deposit accounts$104,0003,190
Trading account gains and fees$0171
Additional Noninterest Income$106,0003,571
Total noninterest expense$1,314,0003,499
Salaries and employee benefits$586,0003,985
Premises and equipment expense$286,0002,393
Additional noninterest expense$442,0003,317
Pre-tax net operating income$895,0001,441
Securities gains (losses)$02,434
Applicable income taxes$7,0004,167
Income before extraordinary items$888,0001,234
Extraordinary gains, net$015
Net income$888,0001,236
Minority interest net income$0102
Net income of bank and minority interests.$888,0001,236
Net charge-offs$89,0002,993
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$888,0001,160
2008-12-31 (YTD Data)Rank
Total interest income$11,503,0003,148
Total interest expense$5,499,0002,725
Net interest income$6,004,0003,478
Provision for loan and lease losses$07,334
Total noninterest income$1,199,0003,047
Gross Fiduciary activities income$399,000617
Service charges on deposit accounts$344,0003,761
Trading account gains and fees$0154
Additional Noninterest Income$456,0003,350
Total noninterest expense$5,043,0003,539
Salaries and employee benefits$2,512,0003,775
Premises and equipment expense$1,002,0002,619
Additional noninterest expense$1,529,0003,573
Pre-tax net operating income$2,160,0002,314
Securities gains (losses)$102,0001,116
Applicable income taxes$15,0004,400
Income before extraordinary items$2,247,0001,778
Extraordinary gains, net$039
Net income$2,247,0001,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-433,0008,292
Cash dividends$1,950,0001,397
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,146,0201,992
2008-09-30 (YTD Data)Rank
Total interest income$8,513,0003,248
Total interest expense$4,265,0002,737
Net interest income$4,248,0003,652
Provision for loan and lease losses$06,991
Total noninterest income$904,0003,100
Gross Fiduciary activities income$313,000610
Service charges on deposit accounts$256,0003,799
Trading account gains and fees$0148
Additional Noninterest Income$335,0003,494
Total noninterest expense$3,478,0003,777
Salaries and employee benefits$1,739,0004,022
Premises and equipment expense$756,0002,621
Additional noninterest expense$983,0003,917
Pre-tax net operating income$1,674,0002,620
Securities gains (losses)$102,000956
Applicable income taxes$10,0004,863
Income before extraordinary items$1,766,0001,996
Extraordinary gains, net$031
Net income$1,766,0001,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-617,0008,373
Cash dividends$1,777,0001,150
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,665,0202,223
2008-06-30 (YTD Data)Rank
Total interest income$5,692,0003,286
Total interest expense$2,985,0002,723
Net interest income$2,707,0003,769
Provision for loan and lease losses$06,671
Total noninterest income$615,0003,089
Gross Fiduciary activities income$248,000591
Service charges on deposit accounts$162,0003,906
Trading account gains and fees$0149
Additional Noninterest Income$205,0003,711
Total noninterest expense$2,281,0003,847
Salaries and employee benefits$1,144,0004,096
Premises and equipment expense$527,0002,523
Additional noninterest expense$610,0004,139
Pre-tax net operating income$1,041,0002,872
Securities gains (losses)$46,0001,495
Applicable income taxes$5,0005,215
Income before extraordinary items$1,082,0002,418
Extraordinary gains, net$021
Net income$1,082,0002,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-677,0008,442
Cash dividends$1,476,0001,021
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,036,0002,458
2008-03-31 (YTD Data)Rank
Total interest income$2,907,0003,314
Total interest expense$1,574,0002,755
Net interest income$1,333,0003,800
Provision for loan and lease losses$06,080
Total noninterest income$358,0002,800
Gross Fiduciary activities income$166,000532
Service charges on deposit accounts$75,0004,016
Trading account gains and fees$0158
Additional Noninterest Income$117,0003,478
Total noninterest expense$1,046,0004,111
Salaries and employee benefits$518,0004,423
Premises and equipment expense$243,0002,714
Additional noninterest expense$285,0004,274
Pre-tax net operating income$645,0002,566
Securities gains (losses)$-7,0008,296
Applicable income taxes$05,622
Income before extraordinary items$638,0002,194
Extraordinary gains, net$015
Net income$638,0002,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-665,0008,490
Cash dividends$746,000983
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$645,0002,101
2007-12-31 (YTD Data)Rank
Total interest income$11,733,0003,348
Total interest expense$6,557,0002,785
Net interest income$5,176,0003,890
Provision for loan and lease losses$06,851
Total noninterest income$1,601,0002,585
Gross Fiduciary activities income$405,000640
Service charges on deposit accounts$337,0003,854
Trading account gains and fees$79,000127
Additional Noninterest Income$780,0002,594
Total noninterest expense$4,452,0003,793
Salaries and employee benefits$2,280,0003,975
Premises and equipment expense$930,0002,729
Additional noninterest expense$1,242,0003,976
Pre-tax net operating income$2,325,0002,987
Securities gains (losses)$-114,0008,177
Applicable income taxes$36,0005,115
Income before extraordinary items$2,175,0002,652
Extraordinary gains, net$039
Net income$2,175,0002,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-154,0008,424
Cash dividends$886,0002,831
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,286,7202,540
2007-09-30 (YTD Data)Rank
Total interest income$8,783,0003,357
Total interest expense$4,948,0002,767
Net interest income$3,835,0003,937
Provision for loan and lease losses$20,0005,830
Total noninterest income$1,247,0002,526
Gross Fiduciary activities income$333,000616
Service charges on deposit accounts$249,0003,883
Trading account gains and fees$79,000124
Additional Noninterest Income$586,0002,598
Total noninterest expense$3,276,0003,841
Salaries and employee benefits$1,628,0004,113
Premises and equipment expense$684,0002,767
Additional noninterest expense$964,0003,809
Pre-tax net operating income$1,786,0003,078
Securities gains (losses)$-76,0008,249
Applicable income taxes$27,0005,314
Income before extraordinary items$1,683,0002,730
Extraordinary gains, net$033
Net income$1,683,0002,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-449,0008,519
Cash dividends$683,0002,513
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,757,4802,619
2007-06-30 (YTD Data)Rank
Total interest income$5,871,0003,353
Total interest expense$3,304,0002,753
Net interest income$2,567,0003,947
Provision for loan and lease losses$20,0005,312
Total noninterest income$957,0002,307
Gross Fiduciary activities income$239,000605
Service charges on deposit accounts$165,0003,899
Trading account gains and fees$45,000127
Additional Noninterest Income$508,0002,221
Total noninterest expense$2,266,0003,745
Salaries and employee benefits$1,118,0004,062
Premises and equipment expense$507,0002,554
Additional noninterest expense$641,0003,817
Pre-tax net operating income$1,238,0003,047
Securities gains (losses)$-72,0008,359
Applicable income taxes$18,0005,393
Income before extraordinary items$1,148,0002,732
Extraordinary gains, net$029
Net income$1,148,0002,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-465,0008,577
Cash dividends$453,0002,570
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,218,5602,587
2007-03-31 (YTD Data)Rank
Total interest income$3,012,0003,277
Total interest expense$1,670,0002,718
Net interest income$1,342,0003,834
Provision for loan and lease losses$20,0004,351
Total noninterest income$540,0002,103
Gross Fiduciary activities income$151,000560
Service charges on deposit accounts$90,0003,661
Trading account gains and fees$74,000121
Additional Noninterest Income$225,0002,376
Total noninterest expense$1,051,0003,985
Salaries and employee benefits$509,0004,382
Premises and equipment expense$243,0002,659
Additional noninterest expense$299,0003,982
Pre-tax net operating income$811,0002,540
Securities gains (losses)$4,000855
Applicable income taxes$9,0005,389
Income before extraordinary items$806,0002,057
Extraordinary gains, net$022
Net income$806,0002,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,373
Cash dividends$137,0002,825
Sale, conversion, retirement of capital stock, net$0885
Net operating income$802,0402,053
2006-12-31 (YTD Data)Rank
Total interest income$10,720,0003,394
Total interest expense$5,259,0002,904
Net interest income$5,461,0003,772
Provision for loan and lease losses$06,850
Total noninterest income$1,272,0003,015
Gross Fiduciary activities income$364,000660
Service charges on deposit accounts$310,0004,064
Trading account gains and fees$0130
Additional Noninterest Income$598,0003,025
Total noninterest expense$4,377,0003,705
Salaries and employee benefits$2,225,0003,947
Premises and equipment expense$866,0002,803
Additional noninterest expense$1,286,0003,729
Pre-tax net operating income$2,356,0003,274
Securities gains (losses)$-33,0007,764
Applicable income taxes$63,0005,291
Income before extraordinary items$2,260,0002,837
Extraordinary gains, net$051
Net income$2,260,0002,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$497,0001,182
Cash dividends$2,007,0001,521
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,292,0102,793
2006-09-30 (YTD Data)Rank
Total interest income$7,803,0003,446
Total interest expense$3,685,0002,992
Net interest income$4,118,0003,777
Provision for loan and lease losses$06,685
Total noninterest income$1,019,0002,894
Gross Fiduciary activities income$284,000646
Service charges on deposit accounts$225,0004,158
Trading account gains and fees$0126
Additional Noninterest Income$510,0002,819
Total noninterest expense$3,146,0003,844
Salaries and employee benefits$1,584,0004,087
Premises and equipment expense$640,0002,853
Additional noninterest expense$922,0003,851
Pre-tax net operating income$1,991,0003,117
Securities gains (losses)$-12,0007,658
Applicable income taxes$53,0005,414
Income before extraordinary items$1,926,0002,646
Extraordinary gains, net$045
Net income$1,926,0002,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,424
Cash dividends$1,882,0001,212
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,937,6402,622
2006-06-30 (YTD Data)Rank
Total interest income$5,067,0003,470
Total interest expense$2,266,0003,074
Net interest income$2,801,0003,733
Provision for loan and lease losses$06,419
Total noninterest income$788,0002,615
Gross Fiduciary activities income$237,000601
Service charges on deposit accounts$142,0004,250
Trading account gains and fees$0126
Additional Noninterest Income$409,0002,528
Total noninterest expense$2,110,0003,831
Salaries and employee benefits$1,077,0004,044
Premises and equipment expense$411,0002,933
Additional noninterest expense$622,0003,802
Pre-tax net operating income$1,479,0002,901
Securities gains (losses)$-12,0007,917
Applicable income taxes$06,706
Income before extraordinary items$1,467,0002,377
Extraordinary gains, net$039
Net income$1,467,0002,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,0008,512
Cash dividends$1,526,0001,015
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,479,0002,349
2006-03-31 (YTD Data)Rank
Total interest income$2,477,0003,473
Total interest expense$1,044,0003,151
Net interest income$1,433,0003,665
Provision for loan and lease losses$06,013
Total noninterest income$456,0002,332
Gross Fiduciary activities income$157,000547
Service charges on deposit accounts$69,0004,247
Trading account gains and fees$0115
Additional Noninterest Income$230,0002,296
Total noninterest expense$1,017,0003,974
Salaries and employee benefits$492,0004,326
Premises and equipment expense$206,0002,949
Additional noninterest expense$319,0003,714
Pre-tax net operating income$872,0002,530
Securities gains (losses)$-12,0008,270
Applicable income taxes$06,588
Income before extraordinary items$860,0002,055
Extraordinary gains, net$021
Net income$860,0002,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,0008,547
Cash dividends$754,000948
Sale, conversion, retirement of capital stock, net$0648
Net operating income$872,0002,012
2005-12-31 (YTD Data)Rank
Total interest income$8,835,0003,472
Total interest expense$2,966,0003,361
Net interest income$5,869,0003,490
Provision for loan and lease losses$140,0004,242
Total noninterest income$1,635,0002,550
Gross Fiduciary activities income$340,000673
Service charges on deposit accounts$289,0004,270
Trading account gains and fees$0138
Additional Noninterest Income$1,006,0002,209
Total noninterest expense$4,476,0003,556
Salaries and employee benefits$2,057,0004,048
Premises and equipment expense$743,0003,092
Additional noninterest expense$1,676,0002,957
Pre-tax net operating income$2,888,0002,839
Securities gains (losses)$-122,0008,481
Applicable income taxes$06,964
Income before extraordinary items$2,766,0002,399
Extraordinary gains, net$046
Net income$2,766,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-99,0008,626
Cash dividends$1,330,0001,995
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,888,0002,293
2005-09-30 (YTD Data)Rank
Total interest income$6,443,0003,494
Total interest expense$2,101,0003,381
Net interest income$4,342,0003,515
Provision for loan and lease losses$140,0003,587
Total noninterest income$1,298,0002,440
Gross Fiduciary activities income$270,000646
Service charges on deposit accounts$210,0004,361
Trading account gains and fees$0126
Additional Noninterest Income$818,0002,089
Total noninterest expense$3,332,0003,540
Salaries and employee benefits$1,460,0004,173
Premises and equipment expense$570,0003,010
Additional noninterest expense$1,302,0002,822
Pre-tax net operating income$2,168,0002,874
Securities gains (losses)$-99,0008,624
Applicable income taxes$06,976
Income before extraordinary items$2,069,0002,421
Extraordinary gains, net$035
Net income$2,069,0002,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-173,0008,725
Cash dividends$1,178,0001,596
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,168,0002,314
2005-06-30 (YTD Data)Rank
Total interest income$4,215,0003,477
Total interest expense$1,302,0003,417
Net interest income$2,913,0003,481
Provision for loan and lease losses$120,0003,004
Total noninterest income$894,0002,368
Gross Fiduciary activities income$225,000609
Service charges on deposit accounts$133,0004,431
Trading account gains and fees$0116
Additional Noninterest Income$536,0002,085
Total noninterest expense$2,205,0003,540
Salaries and employee benefits$907,0004,392
Premises and equipment expense$366,0003,071
Additional noninterest expense$932,0002,614
Pre-tax net operating income$1,482,0002,782
Securities gains (losses)$-99,0008,703
Applicable income taxes$06,961
Income before extraordinary items$1,383,0002,358
Extraordinary gains, net$030
Net income$1,383,0002,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,782
Cash dividends$691,0001,775
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,482,0002,222
2005-03-31 (YTD Data)Rank
Total interest income$2,098,0003,461
Total interest expense$625,0003,403
Net interest income$1,473,0003,453
Provision for loan and lease losses$60,0002,830
Total noninterest income$479,0002,196
Gross Fiduciary activities income$128,000590
Service charges on deposit accounts$57,0004,704
Trading account gains and fees$0115
Additional Noninterest Income$294,0001,913
Total noninterest expense$1,106,0003,551
Salaries and employee benefits$444,0004,491
Premises and equipment expense$157,0003,521
Additional noninterest expense$505,0002,416
Pre-tax net operating income$786,0002,610
Securities gains (losses)$-78,0008,822
Applicable income taxes$06,892
Income before extraordinary items$708,0002,304
Extraordinary gains, net$024
Net income$708,0002,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,389
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$786,0002,083
2004-12-31 (YTD Data)Rank
Total interest income$8,458,0003,272
Total interest expense$2,515,0003,050
Net interest income$5,943,0003,317
Provision for loan and lease losses$1,665,000648
Total noninterest income$2,212,0002,051
Gross Fiduciary activities income$314,000680
Service charges on deposit accounts$433,0003,463
Trading account gains and fees$-14,0008,944
Additional Noninterest Income$1,479,0001,655
Total noninterest expense$4,791,0003,246
Salaries and employee benefits$1,931,0004,116
Premises and equipment expense$601,0003,525
Additional noninterest expense$2,259,0002,156
Pre-tax net operating income$1,699,0003,929
Securities gains (losses)$-91,0008,707
Applicable income taxes$07,185
Income before extraordinary items$1,608,0003,453
Extraordinary gains, net$034
Net income$1,608,0003,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,949,000474
Cash dividends$73,0005,689
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,699,0003,253
2004-09-30 (YTD Data)Rank
Total interest income$6,438,0003,205
Total interest expense$1,920,0002,941
Net interest income$4,518,0003,267
Provision for loan and lease losses$1,180,000656
Total noninterest income$1,863,0001,884
Gross Fiduciary activities income$219,000702
Service charges on deposit accounts$356,0003,283
Trading account gains and fees$-14,0008,995
Additional Noninterest Income$1,302,0001,478
Total noninterest expense$3,587,0003,227
Salaries and employee benefits$1,409,0004,151
Premises and equipment expense$471,0003,420
Additional noninterest expense$1,707,0002,115
Pre-tax net operating income$1,614,0003,418
Securities gains (losses)$-98,0008,887
Applicable income taxes$07,220
Income before extraordinary items$1,516,0002,924
Extraordinary gains, net$026
Net income$1,516,0002,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,269,000482
Cash dividends$73,0004,830
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,614,0002,716
2004-06-30 (YTD Data)Rank
Total interest income$4,233,0003,232
Total interest expense$1,306,0002,885
Net interest income$2,927,0003,335
Provision for loan and lease losses$120,0003,090
Total noninterest income$1,415,0001,687
Gross Fiduciary activities income$140,000711
Service charges on deposit accounts$253,0003,116
Trading account gains and fees$-14,0009,044
Additional Noninterest Income$1,036,0001,286
Total noninterest expense$2,351,0003,284
Salaries and employee benefits$903,0004,304
Premises and equipment expense$287,0003,676
Additional noninterest expense$1,161,0002,083
Pre-tax net operating income$1,871,0002,161
Securities gains (losses)$-98,0008,968
Applicable income taxes$07,214
Income before extraordinary items$1,773,0001,788
Extraordinary gains, net$021
Net income$1,773,0001,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,480
Cash dividends$73,0004,456
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,871,0001,647
2004-03-31 (YTD Data)Rank
Total interest income$2,067,0003,302
Total interest expense$659,0002,898
Net interest income$1,408,0003,427
Provision for loan and lease losses$60,0002,918
Total noninterest income$702,0001,660
Gross Fiduciary activities income$63,000754
Service charges on deposit accounts$124,0003,080
Trading account gains and fees$-12,0009,083
Additional Noninterest Income$527,0001,250
Total noninterest expense$1,124,0003,432
Salaries and employee benefits$464,0004,249
Premises and equipment expense$88,0005,242
Additional noninterest expense$572,0002,065
Pre-tax net operating income$926,0002,144
Securities gains (losses)$-98,0009,064
Applicable income taxes$07,103
Income before extraordinary items$828,0001,885
Extraordinary gains, net$016
Net income$828,0001,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,741
Cash dividends$67,0003,225
Sale, conversion, retirement of capital stock, net$0464
Net operating income$926,0001,614
2003-12-31 (YTD Data)Rank
Total interest income$8,369,0003,314
Total interest expense$3,245,0002,669
Net interest income$5,124,0003,627
Provision for loan and lease losses$2,606,000541
Total noninterest income$2,615,0001,877
Gross Fiduciary activities income$262,000743
Service charges on deposit accounts$271,0004,543
Trading account gains and fees$6,000152
Additional Noninterest Income$2,076,0001,437
Total noninterest expense$4,641,0003,259
Salaries and employee benefits$1,872,0004,137
Premises and equipment expense$398,0004,744
Additional noninterest expense$2,371,0002,031
Pre-tax net operating income$492,0006,704
Securities gains (losses)$199,0001,348
Applicable income taxes$07,459
Income before extraordinary items$691,0005,619
Extraordinary gains, net$054
Net income$691,0005,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,663,000446
Cash dividends$1,374,0001,862
Sale, conversion, retirement of capital stock, net$0868
Net operating income$492,0006,221
2003-09-30 (YTD Data)Rank
Total interest income$6,294,0003,345
Total interest expense$2,545,0002,646
Net interest income$3,749,0003,699
Provision for loan and lease losses$1,656,000605
Total noninterest income$1,960,0001,940
Gross Fiduciary activities income$163,000779
Service charges on deposit accounts$177,0004,913
Trading account gains and fees$-11,0009,199
Additional Noninterest Income$1,631,0001,447
Total noninterest expense$3,495,0003,238
Salaries and employee benefits$1,439,0004,056
Premises and equipment expense$289,0004,843
Additional noninterest expense$1,767,0002,024
Pre-tax net operating income$558,0006,036
Securities gains (losses)$259,0001,062
Applicable income taxes$07,524
Income before extraordinary items$817,0004,535
Extraordinary gains, net$040
Net income$817,0004,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,518,000368
Cash dividends$1,307,0001,425
Sale, conversion, retirement of capital stock, net$0722
Net operating income$558,0005,401
2003-06-30 (YTD Data)Rank
Total interest income$4,172,0003,387
Total interest expense$1,806,0002,586
Net interest income$2,366,0003,866
Provision for loan and lease losses$221,0002,334
Total noninterest income$1,460,0001,753
Gross Fiduciary activities income$115,000775
Service charges on deposit accounts$113,0004,977
Trading account gains and fees$14,000136
Additional Noninterest Income$1,218,0001,320
Total noninterest expense$2,371,0003,195
Salaries and employee benefits$964,0004,032
Premises and equipment expense$233,0004,269
Additional noninterest expense$1,174,0002,039
Pre-tax net operating income$1,234,0003,019
Securities gains (losses)$251,000917
Applicable income taxes$07,529
Income before extraordinary items$1,485,0002,126
Extraordinary gains, net$030
Net income$1,485,0002,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,0001,101
Cash dividends$678,0001,750
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,234,0002,362
2003-03-31 (YTD Data)Rank
Total interest income$2,064,0003,434
Total interest expense$925,0002,598
Net interest income$1,139,0003,979
Provision for loan and lease losses$60,0003,248
Total noninterest income$747,0001,680
Gross Fiduciary activities income$60,000773
Service charges on deposit accounts$52,0005,093
Trading account gains and fees$13,000117
Additional Noninterest Income$622,0001,258
Total noninterest expense$1,178,0003,209
Salaries and employee benefits$460,0004,168
Premises and equipment expense$113,0004,362
Additional noninterest expense$605,0001,946
Pre-tax net operating income$648,0002,903
Securities gains (losses)$90,0001,058
Applicable income taxes$07,403
Income before extraordinary items$738,0002,116
Extraordinary gains, net$021
Net income$738,0002,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0001,083
Cash dividends$301,0001,743
Sale, conversion, retirement of capital stock, net$0419
Net operating income$648,0002,232
2002-12-31 (YTD Data)Rank
Total interest income$8,504,0003,458
Total interest expense$4,438,0002,505
Net interest income$4,066,0004,295
Provision for loan and lease losses$1,329,0001,038
Total noninterest income$2,282,0001,913
Gross Fiduciary activities income$235,000783
Service charges on deposit accounts$253,0004,656
Trading account gains and fees$37,000119
Additional Noninterest Income$1,757,0001,452
Total noninterest expense$4,337,0003,326
Salaries and employee benefits$1,774,0004,139
Premises and equipment expense$382,0004,812
Additional noninterest expense$2,181,0002,130
Pre-tax net operating income$682,0006,153
Securities gains (losses)$74,0002,045
Applicable income taxes$6,0007,413
Income before extraordinary items$750,0005,372
Extraordinary gains, net$070
Net income$750,0005,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,072,000904
Cash dividends$1,149,0002,022
Sale, conversion, retirement of capital stock, net$0862
Net operating income$676,7405,503
2001-12-31 (YTD Data)Rank
Total interest income$10,819,0003,096
Total interest expense$6,711,0002,388
Net interest income$4,108,0004,046
Provision for loan and lease losses$1,200,0001,082
Total noninterest income$2,525,0001,678
Gross Fiduciary activities income$251,000779
Service charges on deposit accounts$214,0005,012
Trading account gains and fees$5,000168
Additional Noninterest Income$2,055,0001,224
Total noninterest expense$4,366,0003,166
Salaries and employee benefits$1,911,0003,728
Premises and equipment expense$369,0004,858
Additional noninterest expense$2,086,0002,152
Pre-tax net operating income$1,067,0004,731
Securities gains (losses)$28,0002,876
Applicable income taxes$64,0006,472
Income before extraordinary items$1,031,0004,206
Extraordinary gains, net$0105
Net income$1,031,0004,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,0001,323
Cash dividends$3,303,000844
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,004,6804,161
2000-12-31 (YTD Data)Rank
Total interest income$10,834,0003,175
Total interest expense$6,241,0002,680
Net interest income$4,593,0003,732
Provision for loan and lease losses$100,0005,274
Total noninterest income$1,477,0002,375
Gross Fiduciary activities income$260,000748
Service charges on deposit accounts$202,0005,070
Trading account gains and fees$0180
Additional Noninterest Income$1,015,0001,834
Total noninterest expense$2,986,0004,248
Salaries and employee benefits$1,828,0003,724
Premises and equipment expense$292,0005,509
Additional noninterest expense$866,0004,471
Pre-tax net operating income$2,984,0002,404
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$2,984,0001,760
Extraordinary gains, net$038
Net income$2,984,0001,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,007
Cash dividends$2,217,0001,243
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,984,0001,752
1999-12-31 (YTD Data)Rank
Total interest income$10,215,0003,166
Total interest expense$5,435,0002,698
Net interest income$4,780,0003,594
Provision for loan and lease losses$86,0005,547
Total noninterest income$770,0003,723
Gross Fiduciary activities income$254,000810
Service charges on deposit accounts$205,0005,057
Trading account gains and fees$0173
Additional Noninterest Income$311,0003,945
Total noninterest expense$3,198,0004,001
Salaries and employee benefits$1,875,0003,629
Premises and equipment expense$494,0003,799
Additional noninterest expense$829,0004,657
Pre-tax net operating income$2,266,0003,023
Securities gains (losses)$03,155
Applicable income taxes$1,042,0002,153
Income before extraordinary items$1,224,0003,818
Extraordinary gains, net$035
Net income$1,224,0003,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0001,879
Cash dividends$267,0004,765
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,224,0003,782
1998-12-31 (YTD Data)Rank
Total interest income$10,495,0003,081
Total interest expense$5,778,0002,624
Net interest income$4,717,0003,593
Provision for loan and lease losses$582,0001,538
Total noninterest income$577,0004,505
Gross Fiduciary activities income$263,000811
Service charges on deposit accounts$216,0004,927
Trading account gains and fees$0224
Additional Noninterest Income$98,0006,682
Total noninterest expense$3,095,0004,007
Salaries and employee benefits$1,764,0003,731
Premises and equipment expense$376,0004,640
Additional noninterest expense$955,0004,111
Pre-tax net operating income$1,617,0003,956
Securities gains (losses)$20,0002,430
Applicable income taxes$468,0004,019
Income before extraordinary items$1,169,0004,019
Extraordinary gains, net$032
Net income$1,169,0004,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$543,0001,186
Cash dividends$271,0004,816
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,154,8003,960
1997-12-31 (YTD Data)Rank
Total interest income$8,182,0003,898
Total interest expense$4,344,0003,396
Net interest income$3,838,0004,389
Provision for loan and lease losses$375,0002,191
Total noninterest income$486,0005,090
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$148,0006,194
Trading account gains and feesNANA
Additional Noninterest Income$338,0003,661
Total noninterest expense$2,565,0004,688
Salaries and employee benefits$1,471,0004,326
Premises and equipment expense$457,0003,995
Additional noninterest expense$637,0005,577
Pre-tax net operating income$1,384,0004,752
Securities gains (losses)$03,944
Applicable income taxes$498,0004,222
Income before extraordinary items$886,0005,104
Extraordinary gains, net$044
Net income$886,0005,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0003,212
Cash dividends$1,336,0001,755
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$886,0005,056
1996-12-31 (YTD Data)Rank
Total interest income$7,533,0004,258
Total interest expense$3,905,0003,800
Net interest income$3,628,0004,685
Provision for loan and lease losses$132,0004,386
Total noninterest income$557,0004,795
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$157,0006,347
Trading account gains and feesNANA
Additional Noninterest Income$400,0003,406
Total noninterest expense$2,057,0005,829
Salaries and employee benefits$1,358,0004,697
Premises and equipment expense$271,0005,952
Additional noninterest expense$428,0007,646
Pre-tax net operating income$1,996,0003,425
Securities gains (losses)$2,0003,501
Applicable income taxes$662,0003,314
Income before extraordinary items$1,336,0003,545
Extraordinary gains, net$053
Net income$1,336,0003,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,244
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,334,6603,500
1995-12-31 (YTD Data)Rank
Total interest income$7,134,0004,475
Total interest expense$4,043,0003,645
Net interest income$3,091,0005,372
Provision for loan and lease losses$107,0004,462
Total noninterest income$461,0005,472
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$127,0007,167
Trading account gains and feesNANA
Additional Noninterest Income$334,0003,741
Total noninterest expense$2,095,0005,781
Salaries and employee benefits$1,308,0004,834
Premises and equipment expense$227,0006,713
Additional noninterest expense$560,0006,776
Pre-tax net operating income$1,350,0004,826
Securities gains (losses)$1,0003,512
Applicable income taxes$448,0004,541
Income before extraordinary items$903,0004,979
Extraordinary gains, net$065
Net income$903,0004,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,354
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$902,3304,965
1994-12-31 (YTD Data)Rank
Total interest income$5,790,0005,031
Total interest expense$2,695,0004,348
Net interest income$3,095,0005,487
Provision for loan and lease losses$120,0004,039
Total noninterest income$425,0005,904
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0007,593
Trading account gains and feesNANA
Additional Noninterest Income$305,0004,043
Total noninterest expense$2,082,0006,006
Salaries and employee benefits$1,212,0005,196
Premises and equipment expense$226,0006,941
Additional noninterest expense$644,0006,714
Pre-tax net operating income$1,318,0004,890
Securities gains (losses)$28,0001,509
Applicable income taxes$442,0004,450
Income before extraordinary items$904,0004,895
Extraordinary gains, net$0249
Net income$904,0004,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,491
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$885,2405,032
1993-12-31 (YTD Data)Rank
Total interest income$6,036,0004,923
Total interest expense$2,950,0004,165
Net interest income$3,086,0005,529
Provision for loan and lease losses$31,0008,369
Total noninterest income$381,0006,693
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$114,0007,999
Trading account gains and feesNANA
Additional Noninterest Income$267,0004,801
Total noninterest expense$1,993,0006,352
Salaries and employee benefits$1,173,0005,330
Premises and equipment expense$213,0007,430
Additional noninterest expense$607,0007,267
Pre-tax net operating income$1,443,0004,469
Securities gains (losses)$34,0003,940
Applicable income taxes$518,0004,059
Income before extraordinary items$959,0004,838
Extraordinary gains, net$102,0001,545
Net income$1,061,0004,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,00011,928
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$936,9004,710
1992-12-31 (YTD Data)Rank
Total interest income$6,395,0005,215
Total interest expense$3,394,0004,666
Net interest income$3,001,0005,712
Provision for loan and lease losses$122,0006,674
Total noninterest income$347,0007,155
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$94,0008,698
Trading account gains and feesNANA
Additional Noninterest Income$253,0004,922
Total noninterest expense$1,961,0006,479
Salaries and employee benefits$1,078,0005,665
Premises and equipment expense$234,0007,098
Additional noninterest expense$649,0007,108
Pre-tax net operating income$1,265,0004,710
Securities gains (losses)$133,0002,567
Applicable income taxes$478,0004,139
Income before extraordinary items$920,0004,853
Extraordinary gains, net$01,422
Net income$920,0004,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,00010,059
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$832,2204,904

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.