Home > Proficio Bank > Income and Expense
Proficio Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 4,360 |
| Total interest expense | $857,000 | 2,689 |
| Net interest income | $2,839,000 | 4,614 |
| Provision for loan and lease losses | $22,000 | 4,024 |
| Total noninterest income | $2,593,000 | 1,805 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $2,000 | 5,749 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,591,000 | 1,340 |
| Total noninterest expense | $9,732,000 | 1,951 |
| Salaries and employee benefits | $3,346,000 | 2,837 |
| Premises and equipment expense | $1,311,000 | 1,723 |
| Additional noninterest expense | $5,075,000 | 1,243 |
| Pre-tax net operating income | $-4,322,000 | 5,899 |
| Securities gains (losses) | $154,000 | 1,043 |
| Applicable income taxes | $-30,000 | 5,708 |
| Income before extraordinary items | $-4,138,000 | 5,891 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-4,138,000 | 5,890 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-4,138,000 | 5,890 |
| Net charge-offs | $-149,000 | 5,609 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-4,290,460 | 5,892 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 4,292 |
| Total interest expense | $679,000 | 2,589 |
| Net interest income | $2,237,000 | 4,566 |
| Provision for loan and lease losses | $-258,000 | 5,796 |
| Total noninterest income | $2,428,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $2,000 | 5,805 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,426,000 | 1,152 |
| Total noninterest expense | $8,080,000 | 1,775 |
| Salaries and employee benefits | $2,918,000 | 2,538 |
| Premises and equipment expense | $1,115,000 | 1,539 |
| Additional noninterest expense | $4,047,000 | 1,196 |
| Pre-tax net operating income | $-3,157,000 | 5,965 |
| Securities gains (losses) | $154,000 | 960 |
| Applicable income taxes | $34,000 | 3,709 |
| Income before extraordinary items | $-3,037,000 | 5,961 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-3,037,000 | 5,961 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-3,037,000 | 5,961 |
| Net charge-offs | $-148,000 | 5,673 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-3,191,000 | 5,962 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 4,181 |
| Total interest expense | $469,000 | 2,538 |
| Net interest income | $1,623,000 | 4,444 |
| Provision for loan and lease losses | $-96,000 | 5,850 |
| Total noninterest income | $2,048,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,000 | 5,885 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,047,000 | 945 |
| Total noninterest expense | $6,298,000 | 1,548 |
| Salaries and employee benefits | $2,421,000 | 2,149 |
| Premises and equipment expense | $775,000 | 1,475 |
| Additional noninterest expense | $3,102,000 | 1,060 |
| Pre-tax net operating income | $-2,531,000 | 6,045 |
| Securities gains (losses) | $75,000 | 1,156 |
| Applicable income taxes | $43,000 | 3,467 |
| Income before extraordinary items | $-2,499,000 | 6,041 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,499,000 | 6,040 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-2,499,000 | 6,040 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-2,574,000 | 6,040 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 4,088 |
| Total interest expense | $247,000 | 2,452 |
| Net interest income | $872,000 | 4,330 |
| Provision for loan and lease losses | $12,000 | 3,199 |
| Total noninterest income | $891,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $1,000 | 5,909 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $890,000 | 1,019 |
| Total noninterest expense | $3,645,000 | 1,356 |
| Salaries and employee benefits | $1,421,000 | 1,892 |
| Premises and equipment expense | $394,000 | 1,468 |
| Additional noninterest expense | $1,830,000 | 891 |
| Pre-tax net operating income | $-1,894,000 | 6,112 |
| Securities gains (losses) | $75,000 | 649 |
| Applicable income taxes | $3,000 | 4,042 |
| Income before extraordinary items | $-1,822,000 | 6,107 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-1,822,000 | 6,107 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-1,822,000 | 6,107 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-1,897,000 | 6,106 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,106,000 | 3,797 |
| Total interest expense | $986,000 | 2,443 |
| Net interest income | $4,120,000 | 4,019 |
| Provision for loan and lease losses | $-572,000 | 5,968 |
| Total noninterest income | $14,531,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $3,000 | 6,004 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $14,528,000 | 382 |
| Total noninterest expense | $27,008,000 | 768 |
| Salaries and employee benefits | $14,450,000 | 794 |
| Premises and equipment expense | $2,015,000 | 1,173 |
| Additional noninterest expense | $10,543,000 | 648 |
| Pre-tax net operating income | $-7,785,000 | 6,177 |
| Securities gains (losses) | $17,000 | 2,325 |
| Applicable income taxes | $33,000 | 3,771 |
| Income before extraordinary items | $-7,801,000 | 6,170 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-7,801,000 | 6,170 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-7,801,000 | 6,170 |
| Net charge-offs | $-210,000 | 5,872 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-7,818,000 | 6,170 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,074,000 | 3,695 |
| Total interest expense | $758,000 | 2,424 |
| Net interest income | $3,316,000 | 3,891 |
| Provision for loan and lease losses | $-498,000 | 6,081 |
| Total noninterest income | $13,476,000 | 450 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $3,000 | 6,078 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,473,000 | 335 |
| Total noninterest expense | $22,110,000 | 711 |
| Salaries and employee benefits | $12,104,000 | 721 |
| Premises and equipment expense | $1,564,000 | 1,156 |
| Additional noninterest expense | $8,442,000 | 595 |
| Pre-tax net operating income | $-4,820,000 | 6,256 |
| Securities gains (losses) | $17,000 | 2,096 |
| Applicable income taxes | $33,000 | 3,798 |
| Income before extraordinary items | $-4,836,000 | 6,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,836,000 | 6,252 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-4,836,000 | 6,252 |
| Net charge-offs | $-204,000 | 5,970 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-4,853,000 | 6,250 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 3,644 |
| Total interest expense | $514,000 | 2,420 |
| Net interest income | $2,291,000 | 3,838 |
| Provision for loan and lease losses | $-432,000 | 6,185 |
| Total noninterest income | $9,985,000 | 424 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $2,000 | 6,143 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,983,000 | 310 |
| Total noninterest expense | $16,731,000 | 639 |
| Salaries and employee benefits | $9,125,000 | 627 |
| Premises and equipment expense | $1,057,000 | 1,143 |
| Additional noninterest expense | $6,549,000 | 527 |
| Pre-tax net operating income | $-4,023,000 | 6,341 |
| Securities gains (losses) | $17,000 | 1,788 |
| Applicable income taxes | $40,000 | 3,566 |
| Income before extraordinary items | $-4,046,000 | 6,335 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-4,046,000 | 6,335 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-4,046,000 | 6,335 |
| Net charge-offs | $-144,000 | 5,999 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-4,063,000 | 6,335 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 3,616 |
| Total interest expense | $270,000 | 2,354 |
| Net interest income | $1,150,000 | 3,834 |
| Provision for loan and lease losses | $-136,000 | 6,230 |
| Total noninterest income | $4,979,000 | 407 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $1,000 | 6,193 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,978,000 | 298 |
| Total noninterest expense | $9,120,000 | 579 |
| Salaries and employee benefits | $4,770,000 | 600 |
| Premises and equipment expense | $553,000 | 1,099 |
| Additional noninterest expense | $3,797,000 | 449 |
| Pre-tax net operating income | $-2,855,000 | 6,411 |
| Securities gains (losses) | $17,000 | 1,294 |
| Applicable income taxes | $9,000 | 3,868 |
| Income before extraordinary items | $-2,847,000 | 6,403 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-2,847,000 | 6,404 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-2,847,000 | 6,404 |
| Net charge-offs | $-142,000 | 6,190 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-2,864,000 | 6,403 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,537,000 | 3,333 |
| Total interest expense | $1,113,000 | 2,397 |
| Net interest income | $5,424,000 | 3,464 |
| Provision for loan and lease losses | $-154,000 | 6,093 |
| Total noninterest income | $41,883,000 | 231 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,000 | 6,333 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $41,882,000 | 163 |
| Total noninterest expense | $61,043,000 | 367 |
| Salaries and employee benefits | $40,134,000 | 301 |
| Premises and equipment expense | $2,907,000 | 848 |
| Additional noninterest expense | $18,002,000 | 405 |
| Pre-tax net operating income | $-13,582,000 | 6,507 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $54,000 | 3,677 |
| Income before extraordinary items | $-13,636,000 | 6,498 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-13,636,000 | 6,497 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-13,636,000 | 6,497 |
| Net charge-offs | $487,000 | 1,489 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-13,636,000 | 6,498 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 3,372 |
| Total interest expense | $831,000 | 2,438 |
| Net interest income | $4,055,000 | 3,498 |
| Provision for loan and lease losses | $-189,000 | 6,265 |
| Total noninterest income | $34,434,000 | 216 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,000 | 6,409 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $34,433,000 | 150 |
| Total noninterest expense | $44,246,000 | 373 |
| Salaries and employee benefits | $29,941,000 | 301 |
| Premises and equipment expense | $2,221,000 | 832 |
| Additional noninterest expense | $12,084,000 | 429 |
| Pre-tax net operating income | $-5,568,000 | 6,582 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $48,000 | 3,677 |
| Income before extraordinary items | $-5,616,000 | 6,574 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,616,000 | 6,573 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-5,616,000 | 6,573 |
| Net charge-offs | $398,000 | 1,356 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-5,616,000 | 6,575 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 3,548 |
| Total interest expense | $510,000 | 2,602 |
| Net interest income | $2,503,000 | 3,659 |
| Provision for loan and lease losses | $-66,000 | 6,303 |
| Total noninterest income | $24,380,000 | 206 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $24,380,000 | 144 |
| Total noninterest expense | $29,741,000 | 370 |
| Salaries and employee benefits | $20,550,000 | 287 |
| Premises and equipment expense | $1,565,000 | 799 |
| Additional noninterest expense | $7,626,000 | 452 |
| Pre-tax net operating income | $-2,792,000 | 6,637 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $30,000 | 3,690 |
| Income before extraordinary items | $-2,822,000 | 6,631 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,822,000 | 6,631 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-2,822,000 | 6,631 |
| Net charge-offs | $39,000 | 2,989 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-2,822,000 | 6,631 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 3,746 |
| Total interest expense | $223,000 | 2,916 |
| Net interest income | $1,169,000 | 3,862 |
| Provision for loan and lease losses | $1,000 | 3,779 |
| Total noninterest income | $11,299,000 | 214 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,299,000 | 144 |
| Total noninterest expense | $14,428,000 | 383 |
| Salaries and employee benefits | $10,051,000 | 288 |
| Premises and equipment expense | $828,000 | 773 |
| Additional noninterest expense | $3,549,000 | 477 |
| Pre-tax net operating income | $-1,961,000 | 6,718 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $93,000 | 2,420 |
| Income before extraordinary items | $-2,054,000 | 6,711 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,054,000 | 6,711 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-2,054,000 | 6,711 |
| Net charge-offs | $108,000 | 1,328 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-2,054,000 | 6,711 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,903,000 | 3,284 |
| Total interest expense | $1,006,000 | 2,928 |
| Net interest income | $5,897,000 | 3,317 |
| Provision for loan and lease losses | $-96,000 | 6,379 |
| Total noninterest income | $90,726,000 | 133 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $4,000 | 6,596 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $90,722,000 | 100 |
| Total noninterest expense | $95,582,000 | 251 |
| Salaries and employee benefits | $66,894,000 | 173 |
| Premises and equipment expense | $2,992,000 | 818 |
| Additional noninterest expense | $25,696,000 | 306 |
| Pre-tax net operating income | $1,137,000 | 3,875 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $253,000 | 2,771 |
| Income before extraordinary items | $884,000 | 4,109 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $884,000 | 4,112 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $884,000 | 4,112 |
| Net charge-offs | $779,000 | 1,519 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $884,000 | 4,058 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,288,000 | 3,260 |
| Total interest expense | $769,000 | 2,970 |
| Net interest income | $4,519,000 | 3,280 |
| Provision for loan and lease losses | $-257,000 | 6,653 |
| Total noninterest income | $74,405,000 | 126 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $3,000 | 6,666 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $74,402,000 | 95 |
| Total noninterest expense | $76,625,000 | 229 |
| Salaries and employee benefits | $53,499,000 | 162 |
| Premises and equipment expense | $2,075,000 | 879 |
| Additional noninterest expense | $21,051,000 | 280 |
| Pre-tax net operating income | $2,556,000 | 2,017 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,556,000 | 1,739 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,556,000 | 1,741 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,556,000 | 1,743 |
| Net charge-offs | $538,000 | 1,524 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,556,000 | 1,696 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 3,278 |
| Total interest expense | $526,000 | 2,960 |
| Net interest income | $2,985,000 | 3,298 |
| Provision for loan and lease losses | $49,000 | 3,664 |
| Total noninterest income | $56,941,000 | 115 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $4,000 | 6,665 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $56,937,000 | 90 |
| Total noninterest expense | $57,147,000 | 208 |
| Salaries and employee benefits | $40,787,000 | 148 |
| Premises and equipment expense | $1,287,000 | 935 |
| Additional noninterest expense | $15,073,000 | 272 |
| Pre-tax net operating income | $2,730,000 | 1,335 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,730,000 | 1,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,730,000 | 1,123 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,730,000 | 1,124 |
| Net charge-offs | $541,000 | 1,197 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,730,000 | 1,084 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 3,317 |
| Total interest expense | $274,000 | 2,953 |
| Net interest income | $1,473,000 | 3,338 |
| Provision for loan and lease losses | $16,000 | 3,706 |
| Total noninterest income | $26,588,000 | 123 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,584,000 | 96 |
| Total noninterest expense | $26,763,000 | 223 |
| Salaries and employee benefits | $19,258,000 | 156 |
| Premises and equipment expense | $610,000 | 1,007 |
| Additional noninterest expense | $6,895,000 | 290 |
| Pre-tax net operating income | $1,282,000 | 1,384 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,282,000 | 1,164 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,282,000 | 1,166 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,282,000 | 1,166 |
| Net charge-offs | $88,000 | 1,991 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,282,000 | 1,112 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,606,000 | 3,245 |
| Total interest expense | $1,362,000 | 2,918 |
| Net interest income | $6,244,000 | 3,270 |
| Provision for loan and lease losses | $817,000 | 2,042 |
| Total noninterest income | $77,481,000 | 146 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,000 | 6,883 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $77,480,000 | 119 |
| Total noninterest expense | $76,628,000 | 294 |
| Salaries and employee benefits | $58,203,000 | 186 |
| Premises and equipment expense | $1,618,000 | 1,467 |
| Additional noninterest expense | $16,807,000 | 462 |
| Pre-tax net operating income | $6,280,000 | 1,136 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $6,280,000 | 965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,280,000 | 965 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,280,000 | 965 |
| Net charge-offs | $854,000 | 1,983 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,280,000 | 900 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,262,000 | 3,505 |
| Total interest expense | $899,000 | 3,314 |
| Net interest income | $4,363,000 | 3,501 |
| Provision for loan and lease losses | $651,000 | 1,937 |
| Total noninterest income | $44,903,000 | 181 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,000 | 6,970 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $44,902,000 | 141 |
| Total noninterest expense | $44,375,000 | 377 |
| Salaries and employee benefits | $33,643,000 | 249 |
| Premises and equipment expense | $1,131,000 | 1,581 |
| Additional noninterest expense | $9,601,000 | 572 |
| Pre-tax net operating income | $4,240,000 | 1,267 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $4,240,000 | 1,078 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,240,000 | 1,078 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,240,000 | 1,078 |
| Net charge-offs | $835,000 | 1,629 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,240,000 | 1,018 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 3,892 |
| Total interest expense | $555,000 | 3,585 |
| Net interest income | $2,486,000 | 3,905 |
| Provision for loan and lease losses | $487,000 | 1,849 |
| Total noninterest income | $23,840,000 | 223 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,000 | 7,018 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,839,000 | 157 |
| Total noninterest expense | $23,581,000 | 458 |
| Salaries and employee benefits | $17,527,000 | 312 |
| Premises and equipment expense | $729,000 | 1,632 |
| Additional noninterest expense | $5,325,000 | 659 |
| Pre-tax net operating income | $2,258,000 | 1,532 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,258,000 | 1,315 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,258,000 | 1,315 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,258,000 | 1,315 |
| Net charge-offs | $692,000 | 1,470 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,258,000 | 1,241 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 4,086 |
| Total interest expense | $274,000 | 3,711 |
| Net interest income | $1,161,000 | 4,100 |
| Provision for loan and lease losses | $255,000 | 1,721 |
| Total noninterest income | $8,959,000 | 267 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,000 | 7,039 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,958,000 | 186 |
| Total noninterest expense | $9,123,000 | 564 |
| Salaries and employee benefits | $6,284,000 | 422 |
| Premises and equipment expense | $316,000 | 1,889 |
| Additional noninterest expense | $2,523,000 | 683 |
| Pre-tax net operating income | $742,000 | 2,154 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $742,000 | 1,920 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $742,000 | 1,921 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $742,000 | 1,922 |
| Net charge-offs | $-7,000 | 6,510 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $742,000 | 1,817 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,485,000 | 4,322 |
| Total interest expense | $1,035,000 | 4,328 |
| Net interest income | $4,450,000 | 4,243 |
| Provision for loan and lease losses | $3,033,000 | 1,183 |
| Total noninterest income | $9,752,000 | 629 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $4,000 | 6,920 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $9,748,000 | 432 |
| Total noninterest expense | $17,860,000 | 1,104 |
| Salaries and employee benefits | $9,550,000 | 1,025 |
| Premises and equipment expense | $1,039,000 | 2,337 |
| Additional noninterest expense | $7,271,000 | 974 |
| Pre-tax net operating income | $-6,691,000 | 7,134 |
| Securities gains (losses) | $77,000 | 2,259 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-6,614,000 | 7,131 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,614,000 | 7,129 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-6,614,000 | 7,132 |
| Net charge-offs | $3,211,000 | 1,140 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,691,000 | 7,128 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 4,303 |
| Total interest expense | $782,000 | 4,417 |
| Net interest income | $3,435,000 | 4,176 |
| Provision for loan and lease losses | $2,765,000 | 988 |
| Total noninterest income | $7,247,000 | 631 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $3,000 | 6,976 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $7,244,000 | 436 |
| Total noninterest expense | $13,006,000 | 1,134 |
| Salaries and employee benefits | $7,015,000 | 1,051 |
| Premises and equipment expense | $805,000 | 2,288 |
| Additional noninterest expense | $5,186,000 | 1,017 |
| Pre-tax net operating income | $-5,089,000 | 7,235 |
| Securities gains (losses) | $77,000 | 2,006 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-5,012,000 | 7,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,012,000 | 7,243 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,012,000 | 7,244 |
| Net charge-offs | $1,054,000 | 1,834 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,089,000 | 7,242 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,810,000 | 4,348 |
| Total interest expense | $519,000 | 4,533 |
| Net interest income | $2,291,000 | 4,193 |
| Provision for loan and lease losses | $707,000 | 1,879 |
| Total noninterest income | $5,801,000 | 564 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $2,000 | 7,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,799,000 | 381 |
| Total noninterest expense | $7,941,000 | 1,257 |
| Salaries and employee benefits | $4,230,000 | 1,186 |
| Premises and equipment expense | $546,000 | 2,264 |
| Additional noninterest expense | $3,165,000 | 1,119 |
| Pre-tax net operating income | $-556,000 | 6,815 |
| Securities gains (losses) | $77,000 | 1,313 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-479,000 | 6,832 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-479,000 | 6,831 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-479,000 | 6,832 |
| Net charge-offs | $-13,000 | 7,073 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-556,000 | 6,859 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 4,441 |
| Total interest expense | $251,000 | 4,746 |
| Net interest income | $1,112,000 | 4,270 |
| Provision for loan and lease losses | $507,000 | 1,406 |
| Total noninterest income | $2,732,000 | 579 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,732,000 | 411 |
| Total noninterest expense | $3,832,000 | 1,305 |
| Salaries and employee benefits | $2,100,000 | 1,202 |
| Premises and equipment expense | $264,000 | 2,376 |
| Additional noninterest expense | $1,468,000 | 1,218 |
| Pre-tax net operating income | $-495,000 | 7,077 |
| Securities gains (losses) | $10,000 | 1,304 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-485,000 | 7,122 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-485,000 | 7,123 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-485,000 | 7,123 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-495,000 | 7,118 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,133,000 | 3,515 |
| Total interest expense | $1,749,000 | 3,905 |
| Net interest income | $6,384,000 | 3,312 |
| Provision for loan and lease losses | $6,978,000 | 877 |
| Total noninterest income | $12,121,000 | 555 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,111,000 | 403 |
| Total noninterest expense | $20,057,000 | 995 |
| Salaries and employee benefits | $11,444,000 | 863 |
| Premises and equipment expense | $1,273,000 | 1,998 |
| Additional noninterest expense | $7,340,000 | 1,005 |
| Pre-tax net operating income | $-8,530,000 | 7,313 |
| Securities gains (losses) | $-1,773,000 | 7,560 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-10,303,000 | 7,386 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,390,000 | 7,388 |
| Minority interest net income | $87,000 | 70 |
| Net income of bank and minority interests. | $-10,303,000 | 7,386 |
| Net charge-offs | $7,840,000 | 727 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-8,530,000 | 7,326 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,288,000 | 3,498 |
| Total interest expense | $1,423,000 | 3,838 |
| Net interest income | $4,865,000 | 3,314 |
| Provision for loan and lease losses | $850,000 | 2,759 |
| Total noninterest income | $8,321,000 | 568 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $9,000 | 6,797 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $8,312,000 | 411 |
| Total noninterest expense | $13,479,000 | 1,093 |
| Salaries and employee benefits | $8,384,000 | 868 |
| Premises and equipment expense | $968,000 | 1,993 |
| Additional noninterest expense | $4,127,000 | 1,312 |
| Pre-tax net operating income | $-1,143,000 | 6,836 |
| Securities gains (losses) | $405,000 | 885 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-738,000 | 6,796 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-825,000 | 6,834 |
| Minority interest net income | $87,000 | 71 |
| Net income of bank and minority interests. | $-738,000 | 6,796 |
| Net charge-offs | $1,582,000 | 1,734 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,143,000 | 6,908 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 3,476 |
| Total interest expense | $1,026,000 | 3,737 |
| Net interest income | $3,248,000 | 3,316 |
| Provision for loan and lease losses | $575,000 | 2,656 |
| Total noninterest income | $4,887,000 | 609 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,887,000 | 427 |
| Total noninterest expense | $8,722,000 | 1,130 |
| Salaries and employee benefits | $5,466,000 | 894 |
| Premises and equipment expense | $700,000 | 1,867 |
| Additional noninterest expense | $2,556,000 | 1,390 |
| Pre-tax net operating income | $-1,162,000 | 7,067 |
| Securities gains (losses) | $133,000 | 1,227 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,029,000 | 7,106 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,127,000 | 7,130 |
| Minority interest net income | $98,000 | 59 |
| Net income of bank and minority interests. | $-1,029,000 | 7,106 |
| Net charge-offs | $1,382,000 | 1,440 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,162,000 | 7,119 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 3,596 |
| Total interest expense | $516,000 | 3,844 |
| Net interest income | $1,576,000 | 3,422 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $2,472,000 | 602 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,472,000 | 416 |
| Total noninterest expense | $5,170,000 | 963 |
| Salaries and employee benefits | $3,139,000 | 775 |
| Premises and equipment expense | $545,000 | 1,252 |
| Additional noninterest expense | $1,486,000 | 1,187 |
| Pre-tax net operating income | $-1,322,000 | 7,491 |
| Securities gains (losses) | $43,000 | 1,209 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,279,000 | 7,532 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,358,000 | 7,546 |
| Minority interest net income | $79,000 | 47 |
| Net income of bank and minority interests. | $-1,279,000 | 7,533 |
| Net charge-offs | $182,000 | 2,535 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,322,000 | 7,535 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,778,000 | 3,287 |
| Total interest expense | $1,658,000 | 4,923 |
| Net interest income | $8,120,000 | 2,688 |
| Provision for loan and lease losses | $1,419,000 | 2,972 |
| Total noninterest income | $8,241,000 | 751 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,241,000 | 510 |
| Total noninterest expense | $17,108,000 | 1,222 |
| Salaries and employee benefits | $11,312,000 | 871 |
| Premises and equipment expense | $1,315,000 | 2,029 |
| Additional noninterest expense | $4,481,000 | 1,653 |
| Pre-tax net operating income | $-2,166,000 | 6,676 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,166,000 | 6,804 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,614,000 | 6,913 |
| Minority interest net income | $448,000 | 47 |
| Net income of bank and minority interests. | $-2,166,000 | 6,802 |
| Net charge-offs | $628,000 | 3,500 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,020,000 | 424 |
| Net operating income | $-2,166,000 | 6,792 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,456,000 | 2,954 |
| Total interest expense | $1,062,000 | 5,422 |
| Net interest income | $7,394,000 | 2,213 |
| Provision for loan and lease losses | $884,000 | 2,964 |
| Total noninterest income | $3,051,000 | 1,301 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,051,000 | 844 |
| Total noninterest expense | $10,975,000 | 1,399 |
| Salaries and employee benefits | $7,182,000 | 1,038 |
| Premises and equipment expense | $688,000 | 2,808 |
| Additional noninterest expense | $3,105,000 | 1,725 |
| Pre-tax net operating income | $-1,414,000 | 6,830 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,414,000 | 6,967 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,799,000 | 7,106 |
| Minority interest net income | $385,000 | 50 |
| Net income of bank and minority interests. | $-1,414,000 | 6,968 |
| Net charge-offs | $612,000 | 2,787 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,050,000 | 346 |
| Net operating income | $-1,414,000 | 6,945 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,092,000 | 3,266 |
| Total interest expense | $604,000 | 5,904 |
| Net interest income | $4,488,000 | 2,403 |
| Provision for loan and lease losses | $433,000 | 3,154 |
| Total noninterest income | $1,486,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,486,000 | 1,106 |
| Total noninterest expense | $6,476,000 | 1,602 |
| Salaries and employee benefits | $4,033,000 | 1,260 |
| Premises and equipment expense | $424,000 | 3,030 |
| Additional noninterest expense | $2,019,000 | 1,801 |
| Pre-tax net operating income | $-935,000 | 6,984 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-935,000 | 7,122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,167,000 | 7,214 |
| Minority interest net income | $232,000 | 48 |
| Net income of bank and minority interests. | $-935,000 | 7,122 |
| Net charge-offs | $285,000 | 2,996 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,050,000 | 276 |
| Net operating income | $-935,000 | 7,102 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 3,446 |
| Total interest expense | $314,000 | 5,921 |
| Net interest income | $2,085,000 | 2,607 |
| Provision for loan and lease losses | $247,000 | 2,580 |
| Total noninterest income | $557,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $557,000 | 1,296 |
| Total noninterest expense | $2,867,000 | 1,731 |
| Salaries and employee benefits | $1,862,000 | 1,404 |
| Premises and equipment expense | $183,000 | 3,462 |
| Additional noninterest expense | $822,000 | 1,948 |
| Pre-tax net operating income | $-472,000 | 7,291 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-472,000 | 7,422 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-594,000 | 7,523 |
| Minority interest net income | $122,000 | 45 |
| Net income of bank and minority interests. | $-472,000 | 7,423 |
| Net charge-offs | $150,000 | 2,414 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 665 |
| Net operating income | $-472,000 | 7,388 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,416,000 | 3,692 |
| Total interest expense | $2,999,000 | 4,256 |
| Net interest income | $6,417,000 | 3,294 |
| Provision for loan and lease losses | $2,546,000 | 1,543 |
| Total noninterest income | $831,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $831,000 | 2,412 |
| Total noninterest expense | $9,988,000 | 1,934 |
| Salaries and employee benefits | $6,224,000 | 1,643 |
| Premises and equipment expense | $653,000 | 3,679 |
| Additional noninterest expense | $3,111,000 | 1,949 |
| Pre-tax net operating income | $-5,286,000 | 7,818 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-5,286,000 | 7,829 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,286,000 | 7,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 2,563 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,610,000 | 352 |
| Net operating income | $-5,286,000 | 7,880 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,643,000 | 3,897 |
| Total interest expense | $2,280,000 | 4,332 |
| Net interest income | $4,363,000 | 3,579 |
| Provision for loan and lease losses | $2,414,000 | 1,044 |
| Total noninterest income | $597,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $597,000 | 2,540 |
| Total noninterest expense | $8,013,000 | 1,805 |
| Salaries and employee benefits | $5,234,000 | 1,508 |
| Premises and equipment expense | $485,000 | 3,713 |
| Additional noninterest expense | $2,294,000 | 1,907 |
| Pre-tax net operating income | $-5,467,000 | 8,145 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-5,467,000 | 8,141 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-5,467,000 | 8,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 1,775 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,632,000 | 245 |
| Net operating income | $-5,467,000 | 8,176 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 4,401 |
| Total interest expense | $1,208,000 | 5,100 |
| Net interest income | $2,584,000 | 3,884 |
| Provision for loan and lease losses | $1,465,000 | 968 |
| Total noninterest income | $301,000 | 4,618 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $301,000 | 3,010 |
| Total noninterest expense | $4,895,000 | 1,956 |
| Salaries and employee benefits | $3,316,000 | 1,589 |
| Premises and equipment expense | $287,000 | 4,090 |
| Additional noninterest expense | $1,292,000 | 2,193 |
| Pre-tax net operating income | $-3,475,000 | 8,251 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-3,475,000 | 8,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,475,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-3,475,000 | 8,274 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 4,755 |
| Total interest expense | $528,000 | 5,623 |
| Net interest income | $1,201,000 | 4,105 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $114,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $114,000 | 3,537 |
| Total noninterest expense | $2,311,000 | 2,075 |
| Salaries and employee benefits | $1,564,000 | 1,683 |
| Premises and equipment expense | $136,000 | 4,286 |
| Additional noninterest expense | $611,000 | 2,277 |
| Pre-tax net operating income | $-1,096,000 | 8,287 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,096,000 | 8,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,096,000 | 8,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,096,000 | 8,309 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,436,000 | 6,557 |
| Total interest expense | $585,000 | 7,831 |
| Net interest income | $2,851,000 | 5,626 |
| Provision for loan and lease losses | $715,000 | 1,826 |
| Total noninterest income | $193,000 | 6,789 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $193,000 | 5,137 |
| Total noninterest expense | $5,624,000 | 3,133 |
| Salaries and employee benefits | $3,620,000 | 2,719 |
| Premises and equipment expense | $376,000 | 5,214 |
| Additional noninterest expense | $1,628,000 | 3,190 |
| Pre-tax net operating income | $-3,295,000 | 8,387 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-3,295,000 | 8,410 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,295,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $222,000 | 726 |
| Net operating income | $-3,295,000 | 8,403 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 6,941 |
| Total interest expense | $181,000 | 8,310 |
| Net interest income | $2,008,000 | 5,833 |
| Provision for loan and lease losses | $633,000 | 1,299 |
| Total noninterest income | $55,000 | 7,885 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $55,000 | 6,670 |
| Total noninterest expense | $3,683,000 | 3,471 |
| Salaries and employee benefits | $2,351,000 | 3,090 |
| Premises and equipment expense | $264,000 | 5,379 |
| Additional noninterest expense | $1,068,000 | 3,517 |
| Pre-tax net operating income | $-2,253,000 | 8,457 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-2,253,000 | 8,475 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,253,000 | 8,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-2,253,000 | 8,466 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 7,434 |
| Total interest expense | $38,000 | 8,499 |
| Net interest income | $1,113,000 | 6,341 |
| Provision for loan and lease losses | $85,000 | 3,599 |
| Total noninterest income | $28,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $28,000 | 7,057 |
| Total noninterest expense | $2,181,000 | 3,862 |
| Salaries and employee benefits | $1,330,000 | 3,574 |
| Premises and equipment expense | $123,000 | 6,299 |
| Additional noninterest expense | $728,000 | 3,449 |
| Pre-tax net operating income | $-1,125,000 | 8,479 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-1,125,000 | 8,500 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,125,000 | 8,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,125,000 | 8,490 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 7,829 |
| Total interest expense | $5,000 | 8,605 |
| Net interest income | $443,000 | 6,885 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $4,000 | 8,418 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $678,000 | 5,359 |
| Salaries and employee benefits | $416,000 | 5,038 |
| Premises and equipment expense | $29,000 | 7,638 |
| Additional noninterest expense | $233,000 | 4,770 |
| Pre-tax net operating income | $-231,000 | 8,337 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-231,000 | 8,363 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-231,000 | 8,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-231,000 | 8,353 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $171,000 | 8,636 |
| Total interest expense | $21,000 | 8,615 |
| Net interest income | $150,000 | 8,627 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $0 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $44,000 | 8,669 |
| Salaries and employee benefits | $4,000 | 8,654 |
| Premises and equipment expense | $0 | 8,648 |
| Additional noninterest expense | $40,000 | 8,657 |
| Pre-tax net operating income | $106,000 | 7,689 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $37,000 | 5,629 |
| Income before extraordinary items | $69,000 | 7,790 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $69,000 | 7,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $69,000 | 7,779 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $130,000 | 8,707 |
| Total interest expense | $18,000 | 8,673 |
| Net interest income | $112,000 | 8,701 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $35,000 | 8,730 |
| Salaries and employee benefits | $4,000 | 8,714 |
| Premises and equipment expense | $0 | 8,712 |
| Additional noninterest expense | $31,000 | 8,716 |
| Pre-tax net operating income | $77,000 | 7,889 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $26,000 | 5,840 |
| Income before extraordinary items | $51,000 | 7,955 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $51,000 | 7,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $51,000 | 7,949 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $96,000 | 8,739 |
| Total interest expense | $12,000 | 8,704 |
| Net interest income | $84,000 | 8,731 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $29,000 | 8,765 |
| Salaries and employee benefits | $4,000 | 8,751 |
| Premises and equipment expense | $0 | 8,741 |
| Additional noninterest expense | $25,000 | 8,742 |
| Pre-tax net operating income | $55,000 | 7,925 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $19,000 | 5,826 |
| Income before extraordinary items | $36,000 | 7,995 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $36,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $36,000 | 7,993 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $70,000 | 8,742 |
| Total interest expense | $6,000 | 8,723 |
| Net interest income | $64,000 | 8,721 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $22,000 | 8,775 |
| Salaries and employee benefits | $4,000 | 8,762 |
| Premises and equipment expense | $0 | 8,748 |
| Additional noninterest expense | $18,000 | 8,721 |
| Pre-tax net operating income | $42,000 | 7,792 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $27,000 | 7,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $27,000 | 7,888 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $903,000 | 8,415 |
| Total interest expense | $151,000 | 8,534 |
| Net interest income | $752,000 | 8,276 |
| Provision for loan and lease losses | $-36,000 | 8,554 |
| Total noninterest income | $2,251,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,251,000 | 1,242 |
| Total noninterest expense | $4,236,000 | 3,700 |
| Salaries and employee benefits | $1,890,000 | 4,300 |
| Premises and equipment expense | $152,000 | 7,250 |
| Additional noninterest expense | $2,194,000 | 2,284 |
| Pre-tax net operating income | $-1,197,000 | 8,677 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-416,000 | 8,750 |
| Income before extraordinary items | $-781,000 | 8,616 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-781,000 | 8,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,960 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-781,000 | 8,597 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $747,000 | 8,367 |
| Total interest expense | $133,000 | 8,514 |
| Net interest income | $614,000 | 8,232 |
| Provision for loan and lease losses | $-24,000 | 8,628 |
| Total noninterest income | $2,197,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,197,000 | 1,050 |
| Total noninterest expense | $3,070,000 | 3,771 |
| Salaries and employee benefits | $1,433,000 | 4,231 |
| Premises and equipment expense | $118,000 | 7,197 |
| Additional noninterest expense | $1,519,000 | 2,423 |
| Pre-tax net operating income | $-235,000 | 8,504 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-79,000 | 8,707 |
| Income before extraordinary items | $-156,000 | 8,495 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-156,000 | 8,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,234 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-156,000 | 8,466 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $584,000 | 8,248 |
| Total interest expense | $115,000 | 8,372 |
| Net interest income | $469,000 | 8,097 |
| Provision for loan and lease losses | $-13,000 | 8,636 |
| Total noninterest income | $1,762,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,762,000 | 888 |
| Total noninterest expense | $1,982,000 | 3,834 |
| Salaries and employee benefits | $940,000 | 4,275 |
| Premises and equipment expense | $84,000 | 7,053 |
| Additional noninterest expense | $958,000 | 2,543 |
| Pre-tax net operating income | $262,000 | 6,821 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $92,000 | 4,915 |
| Income before extraordinary items | $170,000 | 7,169 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $170,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,991 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $170,000 | 7,138 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,270 |
| Total interest expense | $73,000 | 8,222 |
| Net interest income | $229,000 | 8,205 |
| Provision for loan and lease losses | $-10,000 | 8,723 |
| Total noninterest income | $877,000 | 1,389 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $877,000 | 875 |
| Total noninterest expense | $1,023,000 | 3,782 |
| Salaries and employee benefits | $474,000 | 4,261 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $505,000 | 2,416 |
| Pre-tax net operating income | $93,000 | 7,321 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $33,000 | 5,220 |
| Income before extraordinary items | $60,000 | 7,587 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $60,000 | 7,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $60,000 | 7,562 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 8,219 |
| Total interest expense | $141,000 | 8,634 |
| Net interest income | $1,056,000 | 7,937 |
| Provision for loan and lease losses | $-270,000 | 8,865 |
| Total noninterest income | $3,028,000 | 1,588 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,028,000 | 975 |
| Total noninterest expense | $4,121,000 | 3,646 |
| Salaries and employee benefits | $1,930,000 | 4,119 |
| Premises and equipment expense | $182,000 | 6,957 |
| Additional noninterest expense | $2,009,000 | 2,413 |
| Pre-tax net operating income | $233,000 | 7,663 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $86,000 | 5,666 |
| Income before extraordinary items | $147,000 | 7,894 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $147,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $147,000 | 7,848 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $856,000 | 8,313 |
| Total interest expense | $101,000 | 8,705 |
| Net interest income | $755,000 | 8,037 |
| Provision for loan and lease losses | $-196,000 | 8,920 |
| Total noninterest income | $2,210,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,210,000 | 1,004 |
| Total noninterest expense | $3,081,000 | 3,632 |
| Salaries and employee benefits | $1,455,000 | 4,055 |
| Premises and equipment expense | $138,000 | 6,917 |
| Additional noninterest expense | $1,488,000 | 2,409 |
| Pre-tax net operating income | $80,000 | 8,212 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $25,000 | 6,401 |
| Income before extraordinary items | $55,000 | 8,296 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $55,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $55,000 | 8,258 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $620,000 | 8,259 |
| Total interest expense | $69,000 | 8,760 |
| Net interest income | $551,000 | 7,963 |
| Provision for loan and lease losses | $-25,000 | 8,893 |
| Total noninterest income | $1,404,000 | 1,699 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,404,000 | 1,038 |
| Total noninterest expense | $2,036,000 | 3,679 |
| Salaries and employee benefits | $985,000 | 4,033 |
| Premises and equipment expense | $93,000 | 6,933 |
| Additional noninterest expense | $958,000 | 2,479 |
| Pre-tax net operating income | $-56,000 | 8,637 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-20,000 | 8,836 |
| Income before extraordinary items | $-36,000 | 8,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-36,000 | 8,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-36,000 | 8,608 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $371,000 | 8,038 |
| Total interest expense | $38,000 | 8,770 |
| Net interest income | $333,000 | 7,640 |
| Provision for loan and lease losses | $-17,000 | 8,946 |
| Total noninterest income | $626,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $626,000 | 1,098 |
| Total noninterest expense | $985,000 | 3,809 |
| Salaries and employee benefits | $517,000 | 3,900 |
| Premises and equipment expense | $46,000 | 6,981 |
| Additional noninterest expense | $422,000 | 2,763 |
| Pre-tax net operating income | $-9,000 | 8,600 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-3,000 | 8,809 |
| Income before extraordinary items | $-6,000 | 8,634 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,000 | 8,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-6,000 | 8,577 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 7,662 |
| Total interest expense | $194,000 | 8,761 |
| Net interest income | $1,698,000 | 7,064 |
| Provision for loan and lease losses | $-654,000 | 9,133 |
| Total noninterest income | $1,747,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,747,000 | 1,617 |
| Total noninterest expense | $3,800,000 | 3,854 |
| Salaries and employee benefits | $1,928,000 | 4,052 |
| Premises and equipment expense | $201,000 | 6,757 |
| Additional noninterest expense | $1,671,000 | 2,797 |
| Pre-tax net operating income | $299,000 | 7,435 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $296,000 | 4,302 |
| Income before extraordinary items | $3,000 | 8,614 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,000 | 8,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,516 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,000 | 8,525 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 7,790 |
| Total interest expense | $162,000 | 8,806 |
| Net interest income | $1,237,000 | 7,179 |
| Provision for loan and lease losses | $-478,000 | 9,193 |
| Total noninterest income | $1,211,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,211,000 | 1,791 |
| Total noninterest expense | $2,827,000 | 3,870 |
| Salaries and employee benefits | $1,499,000 | 3,920 |
| Premises and equipment expense | $152,000 | 6,759 |
| Additional noninterest expense | $1,176,000 | 2,936 |
| Pre-tax net operating income | $99,000 | 8,233 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $41,000 | 6,370 |
| Income before extraordinary items | $58,000 | 8,479 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $58,000 | 8,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,530 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $58,000 | 8,370 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $855,000 | 8,011 |
| Total interest expense | $109,000 | 8,868 |
| Net interest income | $746,000 | 7,453 |
| Provision for loan and lease losses | $-484,000 | 9,240 |
| Total noninterest income | $698,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $698,000 | 1,974 |
| Total noninterest expense | $1,935,000 | 3,793 |
| Salaries and employee benefits | $1,089,000 | 3,635 |
| Premises and equipment expense | $104,000 | 6,670 |
| Additional noninterest expense | $742,000 | 3,084 |
| Pre-tax net operating income | $-7,000 | 8,698 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-7,000 | 8,784 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-7,000 | 8,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,963 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-7,000 | 8,677 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $384,000 | 8,235 |
| Total interest expense | $56,000 | 8,920 |
| Net interest income | $328,000 | 7,746 |
| Provision for loan and lease losses | $248,000 | 1,142 |
| Total noninterest income | $319,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $319,000 | 2,024 |
| Total noninterest expense | $974,000 | 3,748 |
| Salaries and employee benefits | $528,000 | 3,737 |
| Premises and equipment expense | $54,000 | 6,574 |
| Additional noninterest expense | $392,000 | 2,906 |
| Pre-tax net operating income | $-575,000 | 9,220 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-213,000 | 9,257 |
| Income before extraordinary items | $-362,000 | 9,213 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-362,000 | 9,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,101 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-362,000 | 9,163 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 8,478 |
| Total interest expense | $258,000 | 8,971 |
| Net interest income | $1,165,000 | 8,005 |
| Provision for loan and lease losses | $1,544,000 | 920 |
| Total noninterest income | $1,014,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,014,000 | 2,159 |
| Total noninterest expense | $3,538,000 | 3,922 |
| Salaries and employee benefits | $1,948,000 | 3,825 |
| Premises and equipment expense | $232,000 | 6,364 |
| Additional noninterest expense | $1,358,000 | 3,232 |
| Pre-tax net operating income | $-2,903,000 | 9,279 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-1,108,000 | 9,297 |
| Income before extraordinary items | $-1,795,000 | 9,266 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,795,000 | 9,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,046,000 | 933 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,795,000 | 9,237 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 9,229 |
| Total interest expense | $151,000 | 9,431 |
| Net interest income | $726,000 | 8,806 |
| Provision for loan and lease losses | $797,000 | 1,510 |
| Total noninterest income | $375,000 | 5,855 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $375,000 | 3,673 |
| Total noninterest expense | $3,762,000 | 3,617 |
| Salaries and employee benefits | $1,755,000 | 3,984 |
| Premises and equipment expense | $217,000 | 6,533 |
| Additional noninterest expense | $1,790,000 | 2,488 |
| Pre-tax net operating income | $-3,458,000 | 9,543 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-1,323,000 | 9,562 |
| Income before extraordinary items | $-2,135,000 | 9,530 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-2,135,000 | 9,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,750 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-2,135,000 | 9,507 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $498,000 | 9,700 |
| Total interest expense | $0 | 9,874 |
| Net interest income | $498,000 | 9,461 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $2,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 9,744 |
| Total noninterest expense | $2,813,000 | 4,460 |
| Salaries and employee benefits | $1,163,000 | 5,346 |
| Premises and equipment expense | $151,000 | 7,584 |
| Additional noninterest expense | $1,499,000 | 2,822 |
| Pre-tax net operating income | $-2,418,000 | 9,836 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-885,000 | 9,838 |
| Income before extraordinary items | $-1,533,000 | 9,797 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,533,000 | 9,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 63 |
| Net operating income | $-1,533,000 | 9,799 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.