Home > Professional Business Bank > Income and Expense
Professional Business Bank, Income and Expense
2012-03-31 (YTD Data) | Rank | |
Total interest income | $2,608,000 | 2,557 |
Total interest expense | $124,000 | 5,461 |
Net interest income | $2,484,000 | 2,204 |
Provision for loan and lease losses | $-415,000 | 7,262 |
Total noninterest income | $382,000 | 2,549 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $106,000 | 2,801 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $276,000 | 2,216 |
Total noninterest expense | $4,358,000 | 1,146 |
Salaries and employee benefits | $2,287,000 | 1,140 |
Premises and equipment expense | $298,000 | 1,985 |
Additional noninterest expense | $1,773,000 | 958 |
Pre-tax net operating income | $-1,077,000 | 7,165 |
Securities gains (losses) | $528,000 | 260 |
Applicable income taxes | $0 | 4,704 |
Income before extraordinary items | $-549,000 | 7,086 |
Extraordinary gains, net | $0 | 19 |
Net income | $-549,000 | 7,085 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $-549,000 | 7,086 |
Net charge-offs | $28,000 | 3,468 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $33,000 | 395 |
Net operating income | $-1,077,000 | 7,168 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $15,908,000 | 1,770 |
Total interest expense | $800,000 | 4,920 |
Net interest income | $15,108,000 | 1,468 |
Provision for loan and lease losses | $2,717,000 | 1,280 |
Total noninterest income | $2,257,000 | 1,839 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $615,000 | 2,200 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $1,642,000 | 1,544 |
Total noninterest expense | $14,661,000 | 1,335 |
Salaries and employee benefits | $6,772,000 | 1,460 |
Premises and equipment expense | $1,389,000 | 1,786 |
Additional noninterest expense | $6,500,000 | 1,076 |
Pre-tax net operating income | $-13,000 | 6,039 |
Securities gains (losses) | $0 | 3,838 |
Applicable income taxes | $202,000 | 2,894 |
Income before extraordinary items | $-215,000 | 6,342 |
Extraordinary gains, net | $0 | 29 |
Net income | $-215,000 | 6,345 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $-215,000 | 6,345 |
Net charge-offs | $1,540,000 | 1,834 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $100,000 | 666 |
Net operating income | $-215,000 | 6,284 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $12,367,000 | 1,738 |
Total interest expense | $659,000 | 4,835 |
Net interest income | $11,708,000 | 1,436 |
Provision for loan and lease losses | $1,522,000 | 1,500 |
Total noninterest income | $840,000 | 2,917 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $470,000 | 2,179 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $370,000 | 3,161 |
Total noninterest expense | $11,527,000 | 1,285 |
Salaries and employee benefits | $5,430,000 | 1,376 |
Premises and equipment expense | $1,085,000 | 1,740 |
Additional noninterest expense | $5,012,000 | 1,051 |
Pre-tax net operating income | $-501,000 | 6,608 |
Securities gains (losses) | $0 | 3,555 |
Applicable income taxes | $-7,000 | 6,766 |
Income before extraordinary items | $-494,000 | 6,687 |
Extraordinary gains, net | $0 | 21 |
Net income | $-494,000 | 6,688 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $-494,000 | 6,688 |
Net charge-offs | $137,000 | 4,108 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $64,000 | 655 |
Net operating income | $-494,000 | 6,635 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $8,809,000 | 1,646 |
Total interest expense | $493,000 | 4,670 |
Net interest income | $8,316,000 | 1,334 |
Provision for loan and lease losses | $57,000 | 5,032 |
Total noninterest income | $515,000 | 3,066 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $326,000 | 2,090 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $189,000 | 3,586 |
Total noninterest expense | $8,328,000 | 1,198 |
Salaries and employee benefits | $3,888,000 | 1,284 |
Premises and equipment expense | $740,000 | 1,712 |
Additional noninterest expense | $3,700,000 | 984 |
Pre-tax net operating income | $446,000 | 4,016 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $-27,000 | 6,961 |
Income before extraordinary items | $473,000 | 3,693 |
Extraordinary gains, net | $0 | 15 |
Net income | $473,000 | 3,693 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $473,000 | 3,694 |
Net charge-offs | $-168,000 | 7,430 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $43,000 | 581 |
Net operating income | $473,000 | 3,583 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $3,369,000 | 2,122 |
Total interest expense | $262,000 | 4,622 |
Net interest income | $3,107,000 | 1,798 |
Provision for loan and lease losses | $232,000 | 2,236 |
Total noninterest income | $279,000 | 2,947 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $174,000 | 1,953 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $105,000 | 3,488 |
Total noninterest expense | $3,722,000 | 1,336 |
Salaries and employee benefits | $1,867,000 | 1,353 |
Premises and equipment expense | $416,000 | 1,543 |
Additional noninterest expense | $1,439,000 | 1,236 |
Pre-tax net operating income | $-568,000 | 7,118 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $-568,000 | 7,159 |
Extraordinary gains, net | $0 | 9 |
Net income | $-568,000 | 7,160 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-568,000 | 7,160 |
Net charge-offs | $4,000 | 4,727 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $16,000 | 601 |
Net operating income | $-568,000 | 7,152 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $2,085,000 | 6,672 |
Total interest expense | $619,000 | 6,189 |
Net interest income | $1,466,000 | 6,745 |
Provision for loan and lease losses | $904,000 | 3,205 |
Total noninterest income | $3,754,000 | 1,325 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $22,000 | 6,598 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $3,732,000 | 911 |
Total noninterest expense | $4,305,000 | 4,012 |
Salaries and employee benefits | $2,168,000 | 4,002 |
Premises and equipment expense | $427,000 | 4,590 |
Additional noninterest expense | $1,710,000 | 3,664 |
Pre-tax net operating income | $11,000 | 5,738 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $1,000 | 4,548 |
Income before extraordinary items | $10,000 | 5,929 |
Extraordinary gains, net | $0 | 29 |
Net income | $10,000 | 5,929 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $10,000 | 5,929 |
Net charge-offs | $-20,000 | 7,503 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $18,703,000 | 49 |
Net operating income | $10,000 | 5,791 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $1,468,000 | 6,851 |
Total interest expense | $479,000 | 6,276 |
Net interest income | $989,000 | 6,970 |
Provision for loan and lease losses | $901,000 | 2,661 |
Total noninterest income | $20,000 | 7,321 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $15,000 | 6,717 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $5,000 | 7,023 |
Total noninterest expense | $2,840,000 | 4,381 |
Salaries and employee benefits | $1,644,000 | 4,007 |
Premises and equipment expense | $323,000 | 4,642 |
Additional noninterest expense | $873,000 | 4,677 |
Pre-tax net operating income | $-2,732,000 | 7,170 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $1,000 | 4,603 |
Income before extraordinary items | $-2,733,000 | 7,244 |
Extraordinary gains, net | $0 | 23 |
Net income | $-2,733,000 | 7,244 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-2,733,000 | 7,244 |
Net charge-offs | $-20,000 | 7,554 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $50,000 | 820 |
Net operating income | $-2,733,000 | 7,214 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $863,000 | 7,081 |
Total interest expense | $316,000 | 6,395 |
Net interest income | $547,000 | 7,229 |
Provision for loan and lease losses | $874,000 | 2,093 |
Total noninterest income | $13,000 | 7,402 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $10,000 | 6,763 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $3,000 | 7,111 |
Total noninterest expense | $2,055,000 | 4,159 |
Salaries and employee benefits | $1,305,000 | 3,523 |
Premises and equipment expense | $215,000 | 4,668 |
Additional noninterest expense | $535,000 | 4,898 |
Pre-tax net operating income | $-2,369,000 | 7,333 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $1,000 | 4,552 |
Income before extraordinary items | $-2,370,000 | 7,388 |
Extraordinary gains, net | $0 | 19 |
Net income | $-2,370,000 | 7,388 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $-2,370,000 | 7,388 |
Net charge-offs | $-20,000 | 7,591 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $37,000 | 739 |
Net operating income | $-2,370,000 | 7,378 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $402,000 | 7,252 |
Total interest expense | $157,000 | 6,526 |
Net interest income | $245,000 | 7,420 |
Provision for loan and lease losses | $772,000 | 1,370 |
Total noninterest income | $7,000 | 7,507 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $5,000 | 6,829 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $2,000 | 7,254 |
Total noninterest expense | $991,000 | 4,304 |
Salaries and employee benefits | $553,000 | 4,055 |
Premises and equipment expense | $108,000 | 4,747 |
Additional noninterest expense | $330,000 | 4,329 |
Pre-tax net operating income | $-1,511,000 | 7,524 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $0 | 4,611 |
Income before extraordinary items | $-1,511,000 | 7,574 |
Extraordinary gains, net | $0 | 16 |
Net income | $-1,511,000 | 7,575 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $-1,511,000 | 7,575 |
Net charge-offs | $-20,000 | 7,646 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $18,000 | 685 |
Net operating income | $-1,511,000 | 7,572 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $523,000 | 7,901 |
Total interest expense | $181,000 | 7,804 |
Net interest income | $342,000 | 7,906 |
Provision for loan and lease losses | $274,000 | 5,412 |
Total noninterest income | $14,000 | 7,623 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $4,000 | 7,067 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $10,000 | 7,185 |
Total noninterest expense | $4,902,000 | 3,750 |
Salaries and employee benefits | $2,511,000 | 3,671 |
Premises and equipment expense | $867,000 | 2,917 |
Additional noninterest expense | $1,524,000 | 4,034 |
Pre-tax net operating income | $-4,820,000 | 7,168 |
Securities gains (losses) | $12,000 | 3,205 |
Applicable income taxes | $3,000 | 4,116 |
Income before extraordinary items | $-4,811,000 | 7,241 |
Extraordinary gains, net | $0 | 34 |
Net income | $-4,811,000 | 7,241 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-4,811,000 | 7,241 |
Net charge-offs | $20,000 | 6,658 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $20,561,000 | 41 |
Net operating income | $-4,823,000 | 7,266 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $254,000 | 8,039 |
Total interest expense | $109,000 | 7,946 |
Net interest income | $145,000 | 8,043 |
Provision for loan and lease losses | $153,000 | 5,484 |
Total noninterest income | $8,000 | 7,775 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $1,000 | 7,158 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $7,000 | 7,377 |
Total noninterest expense | $4,168,000 | 3,393 |
Salaries and employee benefits | $2,064,000 | 3,456 |
Premises and equipment expense | $762,000 | 2,571 |
Additional noninterest expense | $1,342,000 | 3,569 |
Pre-tax net operating income | $-4,168,000 | 7,428 |
Securities gains (losses) | $12,000 | 2,919 |
Applicable income taxes | $3,000 | 4,321 |
Income before extraordinary items | $-4,159,000 | 7,502 |
Extraordinary gains, net | $0 | 27 |
Net income | $-4,159,000 | 7,502 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-4,159,000 | 7,502 |
Net charge-offs | $0 | 6,987 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $20,543,000 | 33 |
Net operating income | $-4,171,000 | 7,511 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $93,000 | 8,152 |
Total interest expense | $65,000 | 8,058 |
Net interest income | $28,000 | 8,159 |
Provision for loan and lease losses | $39,000 | 6,287 |
Total noninterest income | $11,000 | 7,802 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $0 | 7,241 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $11,000 | 7,209 |
Total noninterest expense | $3,427,000 | 2,869 |
Salaries and employee benefits | $1,593,000 | 3,081 |
Premises and equipment expense | $660,000 | 2,071 |
Additional noninterest expense | $1,174,000 | 2,886 |
Pre-tax net operating income | $-3,427,000 | 7,607 |
Securities gains (losses) | $12,000 | 2,527 |
Applicable income taxes | $3,000 | 4,355 |
Income before extraordinary items | $-3,418,000 | 7,670 |
Extraordinary gains, net | $0 | 21 |
Net income | $-3,418,000 | 7,669 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-3,418,000 | 7,669 |
Net charge-offs | $0 | 6,628 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $20,524,000 | 24 |
Net operating income | $-3,430,000 | 7,682 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $48,000 | 8,206 |
Total interest expense | $42,000 | 8,071 |
Net interest income | $6,000 | 8,222 |
Provision for loan and lease losses | $0 | 6,744 |
Total noninterest income | $2,000 | 7,985 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $0 | 7,262 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $2,000 | 7,617 |
Total noninterest expense | $2,707,000 | 1,835 |
Salaries and employee benefits | $1,171,000 | 2,178 |
Premises and equipment expense | $538,000 | 1,330 |
Additional noninterest expense | $998,000 | 1,619 |
Pre-tax net operating income | $-2,699,000 | 7,920 |
Securities gains (losses) | $12,000 | 1,860 |
Applicable income taxes | $2,000 | 4,551 |
Income before extraordinary items | $-2,689,000 | 7,959 |
Extraordinary gains, net | $0 | 15 |
Net income | $-2,689,000 | 7,960 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-2,689,000 | 7,960 |
Net charge-offs | $0 | 5,728 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $20,506,000 | 13 |
Net operating income | $-2,701,000 | 7,963 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.