ProBank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $455,000 | 5,672 |
| Total interest expense | $75,000 | 4,781 |
| Net interest income | $380,000 | 5,758 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $33,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $21,000 | 4,993 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 5,695 |
| Total noninterest expense | $529,000 | 5,097 |
| Salaries and employee benefits | $204,000 | 5,576 |
| Premises and equipment expense | $95,000 | 4,127 |
| Additional noninterest expense | $230,000 | 4,534 |
| Pre-tax net operating income | $-116,000 | 6,238 |
| Securities gains (losses) | $7,000 | 1,576 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-109,000 | 6,250 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-109,000 | 6,250 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-109,000 | 6,251 |
| Net charge-offs | $-27,000 | 5,777 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-116,000 | 6,239 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 5,559 |
| Total interest expense | $327,000 | 4,815 |
| Net interest income | $1,815,000 | 5,614 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $194,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $73,000 | 5,348 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $121,000 | 5,075 |
| Total noninterest expense | $2,326,000 | 5,022 |
| Salaries and employee benefits | $926,000 | 5,493 |
| Premises and equipment expense | $420,000 | 3,983 |
| Additional noninterest expense | $980,000 | 4,492 |
| Pre-tax net operating income | $-317,000 | 6,259 |
| Securities gains (losses) | $27,000 | 2,144 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-290,000 | 6,258 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-290,000 | 6,259 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-290,000 | 6,259 |
| Net charge-offs | $119,000 | 3,007 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-317,000 | 6,263 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 5,602 |
| Total interest expense | $250,000 | 4,850 |
| Net interest income | $1,386,000 | 5,652 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $157,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $56,000 | 5,396 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $101,000 | 5,025 |
| Total noninterest expense | $1,799,000 | 4,994 |
| Salaries and employee benefits | $700,000 | 5,505 |
| Premises and equipment expense | $341,000 | 3,897 |
| Additional noninterest expense | $758,000 | 4,455 |
| Pre-tax net operating income | $-256,000 | 6,323 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-256,000 | 6,338 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-256,000 | 6,337 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-256,000 | 6,337 |
| Net charge-offs | $122,000 | 2,501 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-256,000 | 6,335 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 5,601 |
| Total interest expense | $170,000 | 4,861 |
| Net interest income | $945,000 | 5,659 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $131,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $35,000 | 5,486 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $96,000 | 4,613 |
| Total noninterest expense | $1,272,000 | 4,919 |
| Salaries and employee benefits | $507,000 | 5,393 |
| Premises and equipment expense | $241,000 | 3,794 |
| Additional noninterest expense | $524,000 | 4,384 |
| Pre-tax net operating income | $-196,000 | 6,398 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-196,000 | 6,410 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-196,000 | 6,411 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-196,000 | 6,412 |
| Net charge-offs | $180,000 | 1,686 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-196,000 | 6,402 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $569,000 | 5,614 |
| Total interest expense | $88,000 | 4,865 |
| Net interest income | $481,000 | 5,675 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $41,000 | 5,714 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $23,000 | 5,416 |
| Total noninterest expense | $672,000 | 4,840 |
| Salaries and employee benefits | $279,000 | 5,306 |
| Premises and equipment expense | $131,000 | 3,648 |
| Additional noninterest expense | $262,000 | 4,411 |
| Pre-tax net operating income | $-150,000 | 6,492 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-150,000 | 6,496 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-150,000 | 6,497 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-150,000 | 6,497 |
| Net charge-offs | $85,000 | 1,475 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-150,000 | 6,493 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 5,445 |
| Total interest expense | $428,000 | 4,775 |
| Net interest income | $2,215,000 | 5,473 |
| Provision for loan and lease losses | $206,000 | 2,926 |
| Total noninterest income | $-144,000 | 6,723 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $85,000 | 5,445 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-229,000 | 6,684 |
| Total noninterest expense | $3,355,000 | 4,357 |
| Salaries and employee benefits | $1,481,000 | 4,782 |
| Premises and equipment expense | $642,000 | 3,148 |
| Additional noninterest expense | $1,232,000 | 4,134 |
| Pre-tax net operating income | $-1,490,000 | 6,621 |
| Securities gains (losses) | $22,000 | 2,293 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-1,468,000 | 6,638 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,468,000 | 6,637 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,468,000 | 6,637 |
| Net charge-offs | $1,391,000 | 990 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,490,000 | 6,632 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 5,447 |
| Total interest expense | $330,000 | 4,821 |
| Net interest income | $1,718,000 | 5,472 |
| Provision for loan and lease losses | $206,000 | 2,541 |
| Total noninterest income | $-213,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $62,000 | 5,543 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-275,000 | 6,808 |
| Total noninterest expense | $2,571,000 | 4,330 |
| Salaries and employee benefits | $1,151,000 | 4,720 |
| Premises and equipment expense | $515,000 | 3,042 |
| Additional noninterest expense | $905,000 | 4,190 |
| Pre-tax net operating income | $-1,272,000 | 6,734 |
| Securities gains (losses) | $22,000 | 2,167 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,250,000 | 6,740 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,250,000 | 6,741 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,250,000 | 6,741 |
| Net charge-offs | $997,000 | 1,007 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,272,000 | 6,733 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 5,390 |
| Total interest expense | $225,000 | 4,830 |
| Net interest income | $1,207,000 | 5,412 |
| Provision for loan and lease losses | $206,000 | 2,075 |
| Total noninterest income | $22,000 | 6,637 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $39,000 | 5,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-17,000 | 6,704 |
| Total noninterest expense | $1,737,000 | 4,312 |
| Salaries and employee benefits | $776,000 | 4,718 |
| Premises and equipment expense | $317,000 | 3,242 |
| Additional noninterest expense | $644,000 | 4,025 |
| Pre-tax net operating income | $-714,000 | 6,742 |
| Securities gains (losses) | $22,000 | 1,956 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-692,000 | 6,762 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-692,000 | 6,764 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-692,000 | 6,763 |
| Net charge-offs | $883,000 | 842 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-714,000 | 6,748 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $744,000 | 5,365 |
| Total interest expense | $119,000 | 4,807 |
| Net interest income | $625,000 | 5,392 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $178,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $20,000 | 5,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $158,000 | 3,105 |
| Total noninterest expense | $890,000 | 4,285 |
| Salaries and employee benefits | $385,000 | 4,775 |
| Premises and equipment expense | $156,000 | 3,295 |
| Additional noninterest expense | $349,000 | 3,849 |
| Pre-tax net operating income | $-87,000 | 6,600 |
| Securities gains (losses) | $19,000 | 1,284 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-68,000 | 6,620 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-68,000 | 6,621 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-68,000 | 6,621 |
| Net charge-offs | $136,000 | 1,658 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-87,000 | 6,613 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 5,399 |
| Total interest expense | $629,000 | 4,641 |
| Net interest income | $2,504,000 | 5,460 |
| Provision for loan and lease losses | $1,021,000 | 1,742 |
| Total noninterest income | $274,000 | 5,346 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $104,000 | 5,374 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $170,000 | 4,787 |
| Total noninterest expense | $3,811,000 | 4,168 |
| Salaries and employee benefits | $1,581,000 | 4,713 |
| Premises and equipment expense | $712,000 | 2,982 |
| Additional noninterest expense | $1,518,000 | 3,759 |
| Pre-tax net operating income | $-2,054,000 | 6,815 |
| Securities gains (losses) | $294,000 | 1,379 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,760,000 | 6,811 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,760,000 | 6,808 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,760,000 | 6,809 |
| Net charge-offs | $705,000 | 2,223 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $4,445,000 | 92 |
| Net operating income | $-2,054,000 | 6,819 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 5,469 |
| Total interest expense | $506,000 | 4,619 |
| Net interest income | $1,869,000 | 5,552 |
| Provision for loan and lease losses | $431,000 | 2,484 |
| Total noninterest income | $164,000 | 5,654 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $81,000 | 5,392 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $83,000 | 5,318 |
| Total noninterest expense | $2,994,000 | 4,074 |
| Salaries and employee benefits | $1,218,000 | 4,668 |
| Premises and equipment expense | $554,000 | 2,948 |
| Additional noninterest expense | $1,222,000 | 3,604 |
| Pre-tax net operating income | $-1,392,000 | 6,907 |
| Securities gains (losses) | $215,000 | 1,379 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,177,000 | 6,909 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,177,000 | 6,905 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,177,000 | 6,907 |
| Net charge-offs | $251,000 | 3,045 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $4,445,000 | 62 |
| Net operating income | $-1,392,000 | 6,909 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 5,485 |
| Total interest expense | $376,000 | 4,467 |
| Net interest income | $1,232,000 | 5,598 |
| Provision for loan and lease losses | $247,000 | 2,709 |
| Total noninterest income | $112,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $57,000 | 5,318 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 5,357 |
| Total noninterest expense | $2,043,000 | 4,027 |
| Salaries and employee benefits | $816,000 | 4,683 |
| Premises and equipment expense | $372,000 | 2,936 |
| Additional noninterest expense | $855,000 | 3,515 |
| Pre-tax net operating income | $-946,000 | 6,959 |
| Securities gains (losses) | $126,000 | 1,433 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-820,000 | 6,960 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-820,000 | 6,959 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-820,000 | 6,960 |
| Net charge-offs | $24,000 | 4,535 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $4,445,000 | 44 |
| Net operating income | $-946,000 | 6,971 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $830,000 | 5,458 |
| Total interest expense | $214,000 | 4,289 |
| Net interest income | $616,000 | 5,635 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $46,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,812 |
| Total noninterest expense | $1,130,000 | 3,792 |
| Salaries and employee benefits | $413,000 | 4,702 |
| Premises and equipment expense | $186,000 | 2,940 |
| Additional noninterest expense | $531,000 | 2,945 |
| Pre-tax net operating income | $-468,000 | 7,024 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-468,000 | 7,058 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-468,000 | 7,057 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-468,000 | 7,058 |
| Net charge-offs | $-10,000 | 6,648 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,124,000 | 33 |
| Net operating income | $-468,000 | 7,036 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,081,000 | 5,105 |
| Total interest expense | $1,086,000 | 4,212 |
| Net interest income | $2,995,000 | 5,272 |
| Provision for loan and lease losses | $2,771,000 | 1,265 |
| Total noninterest income | $-475,000 | 7,187 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $131,000 | 5,112 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-606,000 | 7,121 |
| Total noninterest expense | $3,960,000 | 4,138 |
| Salaries and employee benefits | $1,634,000 | 4,717 |
| Premises and equipment expense | $758,000 | 3,026 |
| Additional noninterest expense | $1,568,000 | 3,735 |
| Pre-tax net operating income | $-4,211,000 | 7,010 |
| Securities gains (losses) | $219,000 | 1,380 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-3,992,000 | 7,019 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,992,000 | 7,020 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,992,000 | 7,020 |
| Net charge-offs | $2,233,000 | 1,453 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,211,000 | 7,016 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 5,057 |
| Total interest expense | $835,000 | 4,262 |
| Net interest income | $2,349,000 | 5,202 |
| Provision for loan and lease losses | $2,095,000 | 1,201 |
| Total noninterest income | $-5,000 | 7,125 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $104,000 | 5,062 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-109,000 | 7,068 |
| Total noninterest expense | $2,763,000 | 4,350 |
| Salaries and employee benefits | $1,190,000 | 4,796 |
| Premises and equipment expense | $576,000 | 3,021 |
| Additional noninterest expense | $997,000 | 4,182 |
| Pre-tax net operating income | $-2,514,000 | 7,065 |
| Securities gains (losses) | $219,000 | 1,147 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-2,295,000 | 7,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,295,000 | 7,093 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,295,000 | 7,093 |
| Net charge-offs | $1,902,000 | 1,271 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,514,000 | 7,092 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 4,984 |
| Total interest expense | $575,000 | 4,287 |
| Net interest income | $1,632,000 | 5,131 |
| Provision for loan and lease losses | $625,000 | 2,008 |
| Total noninterest income | $46,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $72,000 | 4,984 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-26,000 | 7,085 |
| Total noninterest expense | $1,726,000 | 4,567 |
| Salaries and employee benefits | $719,000 | 5,095 |
| Premises and equipment expense | $385,000 | 3,039 |
| Additional noninterest expense | $622,000 | 4,432 |
| Pre-tax net operating income | $-673,000 | 6,864 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-673,000 | 6,915 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-673,000 | 6,914 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-673,000 | 6,915 |
| Net charge-offs | $325,000 | 2,602 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-673,000 | 6,897 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 5,047 |
| Total interest expense | $294,000 | 4,349 |
| Net interest income | $791,000 | 5,209 |
| Provision for loan and lease losses | $110,000 | 3,236 |
| Total noninterest income | $66,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $39,000 | 4,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 5,504 |
| Total noninterest expense | $890,000 | 4,511 |
| Salaries and employee benefits | $365,000 | 5,115 |
| Premises and equipment expense | $193,000 | 3,080 |
| Additional noninterest expense | $332,000 | 4,241 |
| Pre-tax net operating income | $-143,000 | 6,751 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-143,000 | 6,796 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-143,000 | 6,796 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-143,000 | 6,796 |
| Net charge-offs | $97,000 | 2,770 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-143,000 | 6,789 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 5,160 |
| Total interest expense | $1,370,000 | 4,483 |
| Net interest income | $3,032,000 | 5,332 |
| Provision for loan and lease losses | $1,822,000 | 2,200 |
| Total noninterest income | $137,000 | 6,388 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $179,000 | 4,620 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-42,000 | 7,108 |
| Total noninterest expense | $3,731,000 | 4,414 |
| Salaries and employee benefits | $1,555,000 | 4,962 |
| Premises and equipment expense | $851,000 | 2,831 |
| Additional noninterest expense | $1,325,000 | 4,345 |
| Pre-tax net operating income | $-2,384,000 | 6,841 |
| Securities gains (losses) | $257,000 | 1,390 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,127,000 | 6,872 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,127,000 | 6,872 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,127,000 | 6,873 |
| Net charge-offs | $2,182,000 | 1,768 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,937,000 | 277 |
| Net operating income | $-2,384,000 | 6,893 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 5,323 |
| Total interest expense | $1,058,000 | 4,558 |
| Net interest income | $2,165,000 | 5,532 |
| Provision for loan and lease losses | $1,355,000 | 2,118 |
| Total noninterest income | $174,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $135,000 | 4,683 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $39,000 | 6,224 |
| Total noninterest expense | $2,867,000 | 4,350 |
| Salaries and employee benefits | $1,184,000 | 4,957 |
| Premises and equipment expense | $648,000 | 2,850 |
| Additional noninterest expense | $1,035,000 | 4,209 |
| Pre-tax net operating income | $-1,883,000 | 7,040 |
| Securities gains (losses) | $219,000 | 1,304 |
| Applicable income taxes | $-616,000 | 7,407 |
| Income before extraordinary items | $-1,048,000 | 6,919 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,048,000 | 6,919 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,048,000 | 6,919 |
| Net charge-offs | $2,154,000 | 1,442 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,437,000 | 256 |
| Net operating income | $-1,188,160 | 6,917 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 5,508 |
| Total interest expense | $726,000 | 4,586 |
| Net interest income | $1,309,000 | 5,765 |
| Provision for loan and lease losses | $508,000 | 2,828 |
| Total noninterest income | $132,000 | 5,697 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $87,000 | 4,723 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,000 | 5,714 |
| Total noninterest expense | $1,774,000 | 4,585 |
| Salaries and employee benefits | $744,000 | 5,134 |
| Premises and equipment expense | $434,000 | 2,853 |
| Additional noninterest expense | $596,000 | 4,601 |
| Pre-tax net operating income | $-841,000 | 6,924 |
| Securities gains (losses) | $65,000 | 1,719 |
| Applicable income taxes | $-287,000 | 7,388 |
| Income before extraordinary items | $-489,000 | 6,852 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-489,000 | 6,854 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-489,000 | 6,853 |
| Net charge-offs | $1,061,000 | 1,659 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 229 |
| Net operating income | $-530,600 | 6,839 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 5,766 |
| Total interest expense | $355,000 | 4,782 |
| Net interest income | $586,000 | 6,064 |
| Provision for loan and lease losses | $181,000 | 3,127 |
| Total noninterest income | $73,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 5,401 |
| Total noninterest expense | $882,000 | 4,650 |
| Salaries and employee benefits | $397,000 | 5,023 |
| Premises and equipment expense | $214,000 | 2,965 |
| Additional noninterest expense | $271,000 | 4,883 |
| Pre-tax net operating income | $-404,000 | 7,100 |
| Securities gains (losses) | $53,000 | 1,119 |
| Applicable income taxes | $-130,000 | 7,490 |
| Income before extraordinary items | $-221,000 | 6,962 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-221,000 | 6,963 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-221,000 | 6,962 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-254,920 | 6,982 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 6,444 |
| Total interest expense | $1,287,000 | 5,508 |
| Net interest income | $1,553,000 | 6,833 |
| Provision for loan and lease losses | $1,612,000 | 2,779 |
| Total noninterest income | $230,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $140,000 | 5,264 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $90,000 | 5,778 |
| Total noninterest expense | $3,240,000 | 4,959 |
| Salaries and employee benefits | $1,526,000 | 5,139 |
| Premises and equipment expense | $718,000 | 3,387 |
| Additional noninterest expense | $996,000 | 5,246 |
| Pre-tax net operating income | $-3,069,000 | 6,904 |
| Securities gains (losses) | $495,000 | 889 |
| Applicable income taxes | $-977,000 | 7,273 |
| Income before extraordinary items | $-1,597,000 | 6,608 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,597,000 | 6,608 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,597,000 | 6,608 |
| Net charge-offs | $340,000 | 4,328 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,913,800 | 6,716 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 6,641 |
| Total interest expense | $912,000 | 5,778 |
| Net interest income | $1,086,000 | 7,004 |
| Provision for loan and lease losses | $362,000 | 4,319 |
| Total noninterest income | $166,000 | 6,194 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $101,000 | 5,353 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $65,000 | 5,948 |
| Total noninterest expense | $2,344,000 | 5,062 |
| Salaries and employee benefits | $1,097,000 | 5,303 |
| Premises and equipment expense | $534,000 | 3,454 |
| Additional noninterest expense | $713,000 | 5,359 |
| Pre-tax net operating income | $-1,454,000 | 6,846 |
| Securities gains (losses) | $355,000 | 882 |
| Applicable income taxes | $-407,000 | 7,286 |
| Income before extraordinary items | $-692,000 | 6,563 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-692,000 | 6,564 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-692,000 | 6,564 |
| Net charge-offs | $128,000 | 4,817 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-919,200 | 6,705 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 6,798 |
| Total interest expense | $557,000 | 6,062 |
| Net interest income | $714,000 | 7,063 |
| Provision for loan and lease losses | $229,000 | 4,150 |
| Total noninterest income | $109,000 | 6,264 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $81,000 | 5,039 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $28,000 | 6,469 |
| Total noninterest expense | $1,441,000 | 5,360 |
| Salaries and employee benefits | $663,000 | 5,668 |
| Premises and equipment expense | $316,000 | 3,790 |
| Additional noninterest expense | $462,000 | 5,454 |
| Pre-tax net operating income | $-847,000 | 6,934 |
| Securities gains (losses) | $298,000 | 769 |
| Applicable income taxes | $-203,000 | 7,304 |
| Income before extraordinary items | $-346,000 | 6,590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-346,000 | 6,590 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-346,000 | 6,590 |
| Net charge-offs | $87,000 | 4,389 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-536,720 | 6,778 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 6,929 |
| Total interest expense | $264,000 | 6,267 |
| Net interest income | $347,000 | 7,135 |
| Provision for loan and lease losses | $83,000 | 4,188 |
| Total noninterest income | $61,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $39,000 | 5,065 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $664,000 | 5,529 |
| Salaries and employee benefits | $342,000 | 5,604 |
| Premises and equipment expense | $139,000 | 4,200 |
| Additional noninterest expense | $183,000 | 5,818 |
| Pre-tax net operating income | $-339,000 | 7,121 |
| Securities gains (losses) | $116,000 | 925 |
| Applicable income taxes | $-82,000 | 7,521 |
| Income before extraordinary items | $-141,000 | 6,910 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-141,000 | 6,911 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-141,000 | 6,911 |
| Net charge-offs | $59,000 | 3,391 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-215,240 | 6,990 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 7,591 |
| Total interest expense | $568,000 | 7,554 |
| Net interest income | $1,066,000 | 7,508 |
| Provision for loan and lease losses | $319,000 | 4,524 |
| Total noninterest income | $152,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $132,000 | 5,522 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $20,000 | 7,432 |
| Total noninterest expense | $2,586,000 | 5,564 |
| Salaries and employee benefits | $1,329,000 | 5,675 |
| Premises and equipment expense | $548,000 | 4,221 |
| Additional noninterest expense | $709,000 | 5,768 |
| Pre-tax net operating income | $-1,687,000 | 7,260 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-625,000 | 7,571 |
| Income before extraordinary items | $-1,062,000 | 7,024 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,062,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,238 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,062,000 | 7,144 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 7,820 |
| Total interest expense | $361,000 | 7,817 |
| Net interest income | $704,000 | 7,724 |
| Provision for loan and lease losses | $245,000 | 3,880 |
| Total noninterest income | $99,000 | 7,128 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $88,000 | 5,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 7,732 |
| Total noninterest expense | $1,859,000 | 5,670 |
| Salaries and employee benefits | $968,000 | 5,791 |
| Premises and equipment expense | $401,000 | 4,308 |
| Additional noninterest expense | $490,000 | 5,958 |
| Pre-tax net operating income | $-1,301,000 | 7,666 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-482,000 | 7,873 |
| Income before extraordinary items | $-819,000 | 7,417 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-819,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,348 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-819,000 | 7,533 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $577,000 | 8,052 |
| Total interest expense | $175,000 | 8,090 |
| Net interest income | $402,000 | 7,929 |
| Provision for loan and lease losses | $155,000 | 3,554 |
| Total noninterest income | $58,000 | 7,324 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $52,000 | 5,887 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,000 | 7,890 |
| Total noninterest expense | $1,198,000 | 5,795 |
| Salaries and employee benefits | $613,000 | 5,986 |
| Premises and equipment expense | $263,000 | 4,367 |
| Additional noninterest expense | $322,000 | 5,989 |
| Pre-tax net operating income | $-893,000 | 7,859 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-331,000 | 8,089 |
| Income before extraordinary items | $-562,000 | 7,737 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-562,000 | 7,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,422 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-562,000 | 7,720 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $245,000 | 8,220 |
| Total interest expense | $77,000 | 8,215 |
| Net interest income | $168,000 | 8,117 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $27,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $607,000 | 5,779 |
| Salaries and employee benefits | $329,000 | 5,829 |
| Premises and equipment expense | $130,000 | 4,415 |
| Additional noninterest expense | $148,000 | 6,209 |
| Pre-tax net operating income | $-467,000 | 8,062 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-173,000 | 8,234 |
| Income before extraordinary items | $-294,000 | 7,976 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-294,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-294,000 | 7,950 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 8,461 |
| Total interest expense | $101,000 | 8,392 |
| Net interest income | $192,000 | 8,468 |
| Provision for loan and lease losses | $72,000 | 5,309 |
| Total noninterest income | $8,000 | 8,323 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $6,000 | 7,373 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,000 | 8,265 |
| Total noninterest expense | $1,538,000 | 6,864 |
| Salaries and employee benefits | $900,000 | 6,702 |
| Premises and equipment expense | $252,000 | 6,237 |
| Additional noninterest expense | $386,000 | 7,108 |
| Pre-tax net operating income | $-1,410,000 | 8,170 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-522,000 | 8,316 |
| Income before extraordinary items | $-888,000 | 8,068 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-888,000 | 8,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $9,900,000 | 191 |
| Net operating income | $-888,000 | 8,063 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $68,000 | 8,547 |
| Total interest expense | $26,000 | 8,480 |
| Net interest income | $42,000 | 8,547 |
| Provision for loan and lease losses | $1,000 | 6,502 |
| Total noninterest income | $0 | 8,457 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $965,000 | 7,213 |
| Salaries and employee benefits | $608,000 | 6,921 |
| Premises and equipment expense | $134,000 | 6,939 |
| Additional noninterest expense | $223,000 | 7,537 |
| Pre-tax net operating income | $-924,000 | 8,269 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-342,000 | 8,390 |
| Income before extraordinary items | $-582,000 | 8,176 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-582,000 | 8,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $9,900,000 | 141 |
| Net operating income | $-582,000 | 8,165 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.