Home > Prince George's Federal Savings Bank > Income and Expense
Prince George's Federal Savings Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 4,697 |
| Total interest expense | $170,000 | 4,861 |
| Net interest income | $1,683,000 | 4,617 |
| Provision for loan and lease losses | $85,000 | 2,530 |
| Total noninterest income | $37,000 | 6,266 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $19,000 | 6,001 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $18,000 | 5,995 |
| Total noninterest expense | $1,644,000 | 4,335 |
| Salaries and employee benefits | $523,000 | 5,341 |
| Premises and equipment expense | $244,000 | 3,759 |
| Additional noninterest expense | $877,000 | 3,181 |
| Pre-tax net operating income | $-9,000 | 6,205 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $15,000 | 3,963 |
| Income before extraordinary items | $-24,000 | 6,254 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-24,000 | 6,256 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-24,000 | 6,256 |
| Net charge-offs | $166,000 | 1,752 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-24,000 | 6,240 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 4,691 |
| Total interest expense | $91,000 | 4,815 |
| Net interest income | $856,000 | 4,612 |
| Provision for loan and lease losses | $85,000 | 1,736 |
| Total noninterest income | $20,000 | 6,264 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $11,000 | 5,924 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $9,000 | 6,032 |
| Total noninterest expense | $768,000 | 4,525 |
| Salaries and employee benefits | $227,000 | 5,649 |
| Premises and equipment expense | $122,000 | 3,805 |
| Additional noninterest expense | $419,000 | 3,305 |
| Pre-tax net operating income | $23,000 | 6,013 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $13,000 | 3,708 |
| Income before extraordinary items | $10,000 | 6,137 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,000 | 6,137 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $10,000 | 6,138 |
| Net charge-offs | $164,000 | 1,063 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $10,000 | 6,120 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 4,656 |
| Total interest expense | $478,000 | 4,561 |
| Net interest income | $3,455,000 | 4,628 |
| Provision for loan and lease losses | $238,000 | 2,779 |
| Total noninterest income | $3,000 | 6,633 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $45,000 | 6,054 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-42,000 | 6,562 |
| Total noninterest expense | $2,619,000 | 4,929 |
| Salaries and employee benefits | $1,159,000 | 5,322 |
| Premises and equipment expense | $466,000 | 3,884 |
| Additional noninterest expense | $994,000 | 4,587 |
| Pre-tax net operating income | $601,000 | 4,801 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $244,000 | 2,797 |
| Income before extraordinary items | $357,000 | 5,264 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $357,000 | 5,268 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $357,000 | 5,268 |
| Net charge-offs | $316,000 | 2,519 |
| Cash dividends | $180,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $357,000 | 5,207 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 4,663 |
| Total interest expense | $375,000 | 4,557 |
| Net interest income | $2,629,000 | 4,624 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $41,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $34,000 | 6,125 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,000 | 6,461 |
| Total noninterest expense | $1,904,000 | 5,027 |
| Salaries and employee benefits | $801,000 | 5,459 |
| Premises and equipment expense | $352,000 | 3,917 |
| Additional noninterest expense | $751,000 | 4,603 |
| Pre-tax net operating income | $541,000 | 4,656 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $158,000 | 2,981 |
| Income before extraordinary items | $383,000 | 4,970 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $383,000 | 4,970 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $383,000 | 4,971 |
| Net charge-offs | $187,000 | 2,647 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $383,000 | 4,883 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 4,617 |
| Total interest expense | $261,000 | 4,528 |
| Net interest income | $1,791,000 | 4,587 |
| Provision for loan and lease losses | $86,000 | 3,133 |
| Total noninterest income | $17,000 | 6,673 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $21,000 | 6,196 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-4,000 | 6,665 |
| Total noninterest expense | $1,310,000 | 4,969 |
| Salaries and employee benefits | $542,000 | 5,472 |
| Premises and equipment expense | $235,000 | 3,919 |
| Additional noninterest expense | $533,000 | 4,488 |
| Pre-tax net operating income | $412,000 | 4,448 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $146,000 | 2,715 |
| Income before extraordinary items | $266,000 | 4,923 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $266,000 | 4,925 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $266,000 | 4,926 |
| Net charge-offs | $187,000 | 2,161 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $266,000 | 4,803 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 4,594 |
| Total interest expense | $135,000 | 4,535 |
| Net interest income | $912,000 | 4,554 |
| Provision for loan and lease losses | $27,000 | 3,386 |
| Total noninterest income | $25,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $10,000 | 6,250 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,890 |
| Total noninterest expense | $615,000 | 5,162 |
| Salaries and employee benefits | $236,000 | 5,755 |
| Premises and equipment expense | $124,000 | 3,824 |
| Additional noninterest expense | $255,000 | 4,594 |
| Pre-tax net operating income | $295,000 | 3,834 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $117,000 | 2,242 |
| Income before extraordinary items | $178,000 | 4,471 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $178,000 | 4,473 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $178,000 | 4,473 |
| Net charge-offs | $103,000 | 1,871 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $178,000 | 4,370 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,398,000 | 4,632 |
| Total interest expense | $714,000 | 4,357 |
| Net interest income | $3,684,000 | 4,628 |
| Provision for loan and lease losses | $23,000 | 5,560 |
| Total noninterest income | $60,000 | 6,583 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $43,000 | 6,345 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $17,000 | 6,314 |
| Total noninterest expense | $2,639,000 | 5,043 |
| Salaries and employee benefits | $1,167,000 | 5,443 |
| Premises and equipment expense | $512,000 | 3,766 |
| Additional noninterest expense | $960,000 | 4,889 |
| Pre-tax net operating income | $1,082,000 | 3,889 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $430,000 | 2,330 |
| Income before extraordinary items | $652,000 | 4,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $652,000 | 4,583 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $652,000 | 4,584 |
| Net charge-offs | $1,800,000 | 1,255 |
| Cash dividends | $315,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $652,000 | 4,405 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 4,663 |
| Total interest expense | $557,000 | 4,397 |
| Net interest income | $2,800,000 | 4,659 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $52,000 | 6,637 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $30,000 | 6,487 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 6,267 |
| Total noninterest expense | $1,903,000 | 5,177 |
| Salaries and employee benefits | $811,000 | 5,616 |
| Premises and equipment expense | $389,000 | 3,776 |
| Additional noninterest expense | $703,000 | 4,989 |
| Pre-tax net operating income | $949,000 | 3,736 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $279,000 | 2,537 |
| Income before extraordinary items | $670,000 | 4,180 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $670,000 | 4,180 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $670,000 | 4,180 |
| Net charge-offs | $1,724,000 | 1,013 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $670,000 | 3,998 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 4,663 |
| Total interest expense | $390,000 | 4,395 |
| Net interest income | $1,879,000 | 4,659 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $70,000 | 6,143 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $17,000 | 6,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 5,391 |
| Total noninterest expense | $1,320,000 | 5,119 |
| Salaries and employee benefits | $547,000 | 5,633 |
| Premises and equipment expense | $259,000 | 3,775 |
| Additional noninterest expense | $514,000 | 4,788 |
| Pre-tax net operating income | $629,000 | 3,724 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $183,000 | 2,527 |
| Income before extraordinary items | $446,000 | 4,184 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $446,000 | 4,189 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $446,000 | 4,188 |
| Net charge-offs | $1,677,000 | 783 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $446,000 | 3,999 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 4,688 |
| Total interest expense | $215,000 | 4,278 |
| Net interest income | $928,000 | 4,729 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $54,000 | 5,763 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $637,000 | 5,233 |
| Salaries and employee benefits | $244,000 | 5,884 |
| Premises and equipment expense | $121,000 | 3,968 |
| Additional noninterest expense | $272,000 | 4,635 |
| Pre-tax net operating income | $345,000 | 3,583 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $92,000 | 2,524 |
| Income before extraordinary items | $253,000 | 3,960 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $253,000 | 3,963 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $253,000 | 3,962 |
| Net charge-offs | $1,016,000 | 665 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $253,000 | 3,800 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 4,681 |
| Total interest expense | $898,000 | 4,650 |
| Net interest income | $3,875,000 | 4,619 |
| Provision for loan and lease losses | $1,147,000 | 2,224 |
| Total noninterest income | $44,000 | 6,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 6,431 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,000 | 6,674 |
| Total noninterest expense | $2,352,000 | 5,475 |
| Salaries and employee benefits | $1,150,000 | 5,610 |
| Premises and equipment expense | $717,000 | 3,143 |
| Additional noninterest expense | $485,000 | 6,322 |
| Pre-tax net operating income | $420,000 | 4,923 |
| Securities gains (losses) | $-4,000 | 6,806 |
| Applicable income taxes | $162,000 | 3,065 |
| Income before extraordinary items | $254,000 | 5,381 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $254,000 | 5,382 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $254,000 | 5,382 |
| Net charge-offs | $797,000 | 2,637 |
| Cash dividends | $271,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $256,560 | 5,263 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 4,735 |
| Total interest expense | $680,000 | 4,755 |
| Net interest income | $2,913,000 | 4,649 |
| Provision for loan and lease losses | $823,000 | 2,237 |
| Total noninterest income | $26,000 | 6,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 6,476 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-6,000 | 6,907 |
| Total noninterest expense | $1,642,000 | 5,660 |
| Salaries and employee benefits | $790,000 | 5,795 |
| Premises and equipment expense | $505,000 | 3,324 |
| Additional noninterest expense | $347,000 | 6,427 |
| Pre-tax net operating income | $474,000 | 4,551 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $162,000 | 2,847 |
| Income before extraordinary items | $312,000 | 4,995 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $312,000 | 4,996 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $312,000 | 4,996 |
| Net charge-offs | $605,000 | 2,459 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $312,000 | 4,886 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 4,771 |
| Total interest expense | $461,000 | 4,830 |
| Net interest income | $1,939,000 | 4,677 |
| Provision for loan and lease losses | $823,000 | 1,694 |
| Total noninterest income | $25,000 | 6,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 6,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,808 |
| Total noninterest expense | $1,108,000 | 5,700 |
| Salaries and employee benefits | $534,000 | 5,817 |
| Premises and equipment expense | $340,000 | 3,328 |
| Additional noninterest expense | $234,000 | 6,483 |
| Pre-tax net operating income | $33,000 | 6,028 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $10,000 | 4,094 |
| Income before extraordinary items | $23,000 | 6,174 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $23,000 | 6,173 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $23,000 | 6,174 |
| Net charge-offs | $532,000 | 2,082 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $23,000 | 6,093 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 4,789 |
| Total interest expense | $233,000 | 4,915 |
| Net interest income | $973,000 | 4,648 |
| Provision for loan and lease losses | $768,000 | 1,050 |
| Total noninterest income | $15,000 | 6,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $520,000 | 5,865 |
| Salaries and employee benefits | $238,000 | 6,073 |
| Premises and equipment expense | $158,000 | 3,562 |
| Additional noninterest expense | $124,000 | 6,464 |
| Pre-tax net operating income | $-300,000 | 6,935 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-121,000 | 7,312 |
| Income before extraordinary items | $-179,000 | 6,853 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-179,000 | 6,853 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-179,000 | 6,853 |
| Net charge-offs | $605,000 | 1,182 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-179,000 | 6,846 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 4,863 |
| Total interest expense | $1,144,000 | 4,932 |
| Net interest income | $3,762,000 | 4,754 |
| Provision for loan and lease losses | $1,210,000 | 2,762 |
| Total noninterest income | $278,000 | 5,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $278,000 | 4,069 |
| Total noninterest expense | $2,232,000 | 5,762 |
| Salaries and employee benefits | $1,112,000 | 5,826 |
| Premises and equipment expense | $611,000 | 3,677 |
| Additional noninterest expense | $509,000 | 6,473 |
| Pre-tax net operating income | $598,000 | 4,153 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $234,000 | 2,588 |
| Income before extraordinary items | $364,000 | 4,732 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $364,000 | 4,733 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $364,000 | 4,733 |
| Net charge-offs | $612,000 | 3,373 |
| Cash dividends | $225,000 | 3,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $364,000 | 4,586 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 4,953 |
| Total interest expense | $892,000 | 5,003 |
| Net interest income | $2,799,000 | 4,838 |
| Provision for loan and lease losses | $493,000 | 3,562 |
| Total noninterest income | $49,000 | 7,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $49,000 | 6,009 |
| Total noninterest expense | $1,572,000 | 5,955 |
| Salaries and employee benefits | $785,000 | 5,986 |
| Premises and equipment expense | $448,000 | 3,790 |
| Additional noninterest expense | $339,000 | 6,713 |
| Pre-tax net operating income | $783,000 | 3,505 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $298,000 | 2,153 |
| Income before extraordinary items | $485,000 | 4,173 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $485,000 | 4,174 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $485,000 | 4,174 |
| Net charge-offs | $467,000 | 3,182 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $485,000 | 4,017 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 4,950 |
| Total interest expense | $609,000 | 5,041 |
| Net interest income | $1,890,000 | 4,816 |
| Provision for loan and lease losses | $273,000 | 3,771 |
| Total noninterest income | $39,000 | 7,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $39,000 | 5,874 |
| Total noninterest expense | $1,034,000 | 6,012 |
| Salaries and employee benefits | $499,000 | 6,121 |
| Premises and equipment expense | $307,000 | 3,733 |
| Additional noninterest expense | $228,000 | 6,735 |
| Pre-tax net operating income | $622,000 | 3,233 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $269,000 | 1,843 |
| Income before extraordinary items | $353,000 | 4,004 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $353,000 | 4,002 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $353,000 | 4,003 |
| Net charge-offs | $369,000 | 2,804 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $353,000 | 3,881 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 4,990 |
| Total interest expense | $313,000 | 5,097 |
| Net interest income | $951,000 | 4,817 |
| Provision for loan and lease losses | $231,000 | 2,789 |
| Total noninterest income | $14,000 | 7,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,333 |
| Total noninterest expense | $495,000 | 6,184 |
| Salaries and employee benefits | $243,000 | 6,258 |
| Premises and equipment expense | $137,000 | 4,128 |
| Additional noninterest expense | $115,000 | 6,799 |
| Pre-tax net operating income | $239,000 | 3,759 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $131,000 | 1,861 |
| Income before extraordinary items | $108,000 | 4,870 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $108,000 | 4,870 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $108,000 | 4,869 |
| Net charge-offs | $200,000 | 2,434 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $108,000 | 4,766 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,083,000 | 5,083 |
| Total interest expense | $1,610,000 | 4,992 |
| Net interest income | $3,473,000 | 4,985 |
| Provision for loan and lease losses | $458,000 | 4,679 |
| Total noninterest income | $116,000 | 6,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $116,000 | 5,461 |
| Total noninterest expense | $2,203,000 | 5,999 |
| Salaries and employee benefits | $1,041,000 | 6,151 |
| Premises and equipment expense | $577,000 | 3,977 |
| Additional noninterest expense | $585,000 | 6,501 |
| Pre-tax net operating income | $928,000 | 3,103 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $365,000 | 1,846 |
| Income before extraordinary items | $563,000 | 3,692 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $563,000 | 3,689 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $563,000 | 3,690 |
| Net charge-offs | $499,000 | 3,791 |
| Cash dividends | $450,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $563,000 | 3,609 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 5,106 |
| Total interest expense | $1,245,000 | 5,052 |
| Net interest income | $2,626,000 | 4,983 |
| Provision for loan and lease losses | $234,000 | 4,940 |
| Total noninterest income | $85,000 | 6,993 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $85,000 | 5,599 |
| Total noninterest expense | $1,547,000 | 6,183 |
| Salaries and employee benefits | $725,000 | 6,349 |
| Premises and equipment expense | $429,000 | 4,057 |
| Additional noninterest expense | $393,000 | 6,726 |
| Pre-tax net operating income | $930,000 | 2,865 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $300,000 | 1,922 |
| Income before extraordinary items | $630,000 | 3,305 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $630,000 | 3,303 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $630,000 | 3,305 |
| Net charge-offs | $288,000 | 3,766 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $630,000 | 3,212 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 5,138 |
| Total interest expense | $846,000 | 5,131 |
| Net interest income | $1,746,000 | 4,966 |
| Provision for loan and lease losses | $187,000 | 4,428 |
| Total noninterest income | $58,000 | 7,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $58,000 | 5,624 |
| Total noninterest expense | $1,014,000 | 6,266 |
| Salaries and employee benefits | $451,000 | 6,564 |
| Premises and equipment expense | $284,000 | 4,090 |
| Additional noninterest expense | $279,000 | 6,649 |
| Pre-tax net operating income | $603,000 | 3,003 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $188,000 | 2,026 |
| Income before extraordinary items | $415,000 | 3,414 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 3,410 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $415,000 | 3,412 |
| Net charge-offs | $237,000 | 3,232 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $415,000 | 3,299 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 5,181 |
| Total interest expense | $435,000 | 5,174 |
| Net interest income | $860,000 | 5,008 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $31,000 | 5,565 |
| Total noninterest expense | $481,000 | 6,361 |
| Salaries and employee benefits | $216,000 | 6,702 |
| Premises and equipment expense | $149,000 | 3,991 |
| Additional noninterest expense | $116,000 | 6,839 |
| Pre-tax net operating income | $360,000 | 3,009 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $165,000 | 1,645 |
| Income before extraordinary items | $195,000 | 3,909 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $195,000 | 3,911 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $195,000 | 3,911 |
| Net charge-offs | $161,000 | 2,349 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $195,000 | 3,755 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 5,296 |
| Total interest expense | $2,145,000 | 5,139 |
| Net interest income | $3,163,000 | 5,268 |
| Provision for loan and lease losses | $192,000 | 5,255 |
| Total noninterest income | $113,000 | 7,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $113,000 | 5,753 |
| Total noninterest expense | $2,088,000 | 6,132 |
| Salaries and employee benefits | $1,092,000 | 6,228 |
| Premises and equipment expense | $581,000 | 4,040 |
| Additional noninterest expense | $415,000 | 6,983 |
| Pre-tax net operating income | $996,000 | 3,763 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $381,000 | 2,133 |
| Income before extraordinary items | $615,000 | 4,133 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $615,000 | 4,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,843 |
| Cash dividends | $586,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $615,000 | 4,284 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 5,321 |
| Total interest expense | $1,672,000 | 5,161 |
| Net interest income | $2,363,000 | 5,321 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $88,000 | 7,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $88,000 | 5,818 |
| Total noninterest expense | $1,488,000 | 6,243 |
| Salaries and employee benefits | $760,000 | 6,411 |
| Premises and equipment expense | $407,000 | 4,264 |
| Additional noninterest expense | $321,000 | 6,914 |
| Pre-tax net operating income | $963,000 | 3,754 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $368,000 | 2,253 |
| Income before extraordinary items | $595,000 | 4,138 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $595,000 | 4,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $595,000 | 4,292 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 5,397 |
| Total interest expense | $1,157,000 | 5,216 |
| Net interest income | $1,527,000 | 5,420 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $59,000 | 7,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $59,000 | 5,884 |
| Total noninterest expense | $934,000 | 6,434 |
| Salaries and employee benefits | $488,000 | 6,551 |
| Premises and equipment expense | $248,000 | 4,531 |
| Additional noninterest expense | $198,000 | 7,074 |
| Pre-tax net operating income | $652,000 | 3,834 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $261,000 | 2,370 |
| Income before extraordinary items | $391,000 | 4,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $391,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $391,000 | 4,462 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 5,478 |
| Total interest expense | $607,000 | 5,259 |
| Net interest income | $741,000 | 5,515 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $28,000 | 7,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,994 |
| Total noninterest expense | $466,000 | 6,480 |
| Salaries and employee benefits | $235,000 | 6,661 |
| Premises and equipment expense | $129,000 | 4,432 |
| Additional noninterest expense | $102,000 | 7,030 |
| Pre-tax net operating income | $303,000 | 4,129 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $122,000 | 2,561 |
| Income before extraordinary items | $181,000 | 4,868 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $181,000 | 4,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $181,000 | 4,751 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,860,000 | 5,305 |
| Total interest expense | $2,661,000 | 5,093 |
| Net interest income | $3,199,000 | 5,326 |
| Provision for loan and lease losses | $29,000 | 6,139 |
| Total noninterest income | $148,000 | 7,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $148,000 | 5,594 |
| Total noninterest expense | $1,967,000 | 6,258 |
| Salaries and employee benefits | $1,075,000 | 6,278 |
| Premises and equipment expense | $492,000 | 4,421 |
| Additional noninterest expense | $400,000 | 7,036 |
| Pre-tax net operating income | $1,351,000 | 4,105 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $466,000 | 2,831 |
| Income before extraordinary items | $885,000 | 4,579 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $885,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $721,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $885,000 | 4,568 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,425,000 | 5,304 |
| Total interest expense | $2,008,000 | 5,106 |
| Net interest income | $2,417,000 | 5,327 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $113,000 | 7,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $113,000 | 5,595 |
| Total noninterest expense | $1,371,000 | 6,427 |
| Salaries and employee benefits | $715,000 | 6,553 |
| Premises and equipment expense | $363,000 | 4,445 |
| Additional noninterest expense | $293,000 | 7,082 |
| Pre-tax net operating income | $1,159,000 | 4,025 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $344,000 | 3,002 |
| Income before extraordinary items | $815,000 | 4,314 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $815,000 | 4,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $815,000 | 4,300 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 5,319 |
| Total interest expense | $1,329,000 | 5,130 |
| Net interest income | $1,627,000 | 5,321 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $75,000 | 7,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $75,000 | 5,629 |
| Total noninterest expense | $900,000 | 6,518 |
| Salaries and employee benefits | $454,000 | 6,709 |
| Premises and equipment expense | $245,000 | 4,442 |
| Additional noninterest expense | $201,000 | 7,056 |
| Pre-tax net operating income | $802,000 | 4,015 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $229,000 | 3,092 |
| Income before extraordinary items | $573,000 | 4,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $573,000 | 4,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $573,000 | 4,253 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 5,363 |
| Total interest expense | $657,000 | 5,139 |
| Net interest income | $798,000 | 5,388 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $41,000 | 7,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $41,000 | 5,473 |
| Total noninterest expense | $452,000 | 6,537 |
| Salaries and employee benefits | $222,000 | 6,809 |
| Premises and equipment expense | $115,000 | 4,635 |
| Additional noninterest expense | $115,000 | 6,805 |
| Pre-tax net operating income | $387,000 | 4,079 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $103,000 | 3,229 |
| Income before extraordinary items | $284,000 | 4,305 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $284,000 | 4,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $284,000 | 4,283 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 5,076 |
| Total interest expense | $2,379,000 | 4,954 |
| Net interest income | $3,509,000 | 5,051 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $139,000 | 7,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $139,000 | 5,769 |
| Total noninterest expense | $2,173,000 | 5,919 |
| Salaries and employee benefits | $1,098,000 | 6,154 |
| Premises and equipment expense | $489,000 | 4,334 |
| Additional noninterest expense | $586,000 | 6,120 |
| Pre-tax net operating income | $1,465,000 | 4,340 |
| Securities gains (losses) | $226,000 | 366 |
| Applicable income taxes | $695,000 | 2,680 |
| Income before extraordinary items | $996,000 | 4,734 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $996,000 | 4,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $676,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,172 |
| Net operating income | $851,360 | 5,067 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 5,070 |
| Total interest expense | $1,725,000 | 4,966 |
| Net interest income | $2,687,000 | 5,024 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $103,000 | 7,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $103,000 | 5,795 |
| Total noninterest expense | $1,511,000 | 6,131 |
| Salaries and employee benefits | $725,000 | 6,489 |
| Premises and equipment expense | $347,000 | 4,483 |
| Additional noninterest expense | $439,000 | 6,142 |
| Pre-tax net operating income | $1,269,000 | 4,165 |
| Securities gains (losses) | $226,000 | 319 |
| Applicable income taxes | $612,000 | 2,566 |
| Income before extraordinary items | $883,000 | 4,464 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $883,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $738,360 | 4,878 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 5,029 |
| Total interest expense | $1,101,000 | 4,967 |
| Net interest income | $1,834,000 | 4,973 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $71,000 | 7,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 5,771 |
| Total noninterest expense | $1,017,000 | 6,121 |
| Salaries and employee benefits | $466,000 | 6,606 |
| Premises and equipment expense | $227,000 | 4,543 |
| Additional noninterest expense | $324,000 | 5,850 |
| Pre-tax net operating income | $888,000 | 4,081 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $411,000 | 2,582 |
| Income before extraordinary items | $477,000 | 5,003 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $477,000 | 5,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $477,000 | 4,992 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 5,009 |
| Total interest expense | $523,000 | 4,980 |
| Net interest income | $925,000 | 4,936 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $33,000 | 7,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 5,895 |
| Total noninterest expense | $441,000 | 6,533 |
| Salaries and employee benefits | $233,000 | 6,625 |
| Premises and equipment expense | $111,000 | 4,639 |
| Additional noninterest expense | $97,000 | 7,148 |
| Pre-tax net operating income | $517,000 | 3,660 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $210,000 | 2,545 |
| Income before extraordinary items | $307,000 | 4,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $307,000 | 4,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $307,000 | 4,354 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,376,000 | 4,930 |
| Total interest expense | $1,766,000 | 4,792 |
| Net interest income | $3,610,000 | 4,926 |
| Provision for loan and lease losses | $35,000 | 6,101 |
| Total noninterest income | $149,000 | 7,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $149,000 | 5,744 |
| Total noninterest expense | $1,942,000 | 6,210 |
| Salaries and employee benefits | $1,078,000 | 6,141 |
| Premises and equipment expense | $451,000 | 4,479 |
| Additional noninterest expense | $413,000 | 7,023 |
| Pre-tax net operating income | $1,782,000 | 3,979 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $647,000 | 2,949 |
| Income before extraordinary items | $1,135,000 | 4,487 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,135,000 | 4,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $782,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $330,000 | 575 |
| Net operating income | $1,135,000 | 4,441 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,922,000 | 4,980 |
| Total interest expense | $1,256,000 | 4,817 |
| Net interest income | $2,666,000 | 4,991 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $109,000 | 7,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 5,804 |
| Total noninterest expense | $1,282,000 | 6,549 |
| Salaries and employee benefits | $687,000 | 6,594 |
| Premises and equipment expense | $306,000 | 4,774 |
| Additional noninterest expense | $289,000 | 7,175 |
| Pre-tax net operating income | $1,488,000 | 3,773 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $508,000 | 2,906 |
| Income before extraordinary items | $980,000 | 4,224 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $980,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 665 |
| Net operating income | $980,000 | 4,172 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 4,985 |
| Total interest expense | $797,000 | 4,792 |
| Net interest income | $1,766,000 | 4,995 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $72,000 | 7,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $72,000 | 5,829 |
| Total noninterest expense | $844,000 | 6,601 |
| Salaries and employee benefits | $442,000 | 6,686 |
| Premises and equipment expense | $204,000 | 4,762 |
| Additional noninterest expense | $198,000 | 7,109 |
| Pre-tax net operating income | $994,000 | 3,727 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $356,000 | 2,789 |
| Income before extraordinary items | $638,000 | 4,260 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $638,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 537 |
| Net operating income | $638,000 | 4,208 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 5,106 |
| Total interest expense | $375,000 | 4,852 |
| Net interest income | $855,000 | 5,119 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $36,000 | 7,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $407,000 | 6,722 |
| Salaries and employee benefits | $213,000 | 6,829 |
| Premises and equipment expense | $99,000 | 4,901 |
| Additional noninterest expense | $95,000 | 7,250 |
| Pre-tax net operating income | $484,000 | 3,770 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $190,000 | 2,683 |
| Income before extraordinary items | $294,000 | 4,432 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $294,000 | 4,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 412 |
| Net operating income | $294,000 | 4,387 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 5,077 |
| Total interest expense | $1,329,000 | 4,831 |
| Net interest income | $3,319,000 | 5,090 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $151,000 | 7,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $151,000 | 5,675 |
| Total noninterest expense | $1,888,000 | 6,203 |
| Salaries and employee benefits | $986,000 | 6,316 |
| Premises and equipment expense | $538,000 | 3,858 |
| Additional noninterest expense | $364,000 | 7,325 |
| Pre-tax net operating income | $1,582,000 | 4,116 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $588,000 | 3,063 |
| Income before extraordinary items | $994,000 | 4,725 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $994,000 | 4,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $688,000 | 3,002 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 836 |
| Net operating income | $994,000 | 4,647 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 5,126 |
| Total interest expense | $973,000 | 4,858 |
| Net interest income | $2,449,000 | 5,127 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $112,000 | 7,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $112,000 | 5,710 |
| Total noninterest expense | $1,182,000 | 6,718 |
| Salaries and employee benefits | $636,000 | 6,753 |
| Premises and equipment expense | $298,000 | 4,774 |
| Additional noninterest expense | $248,000 | 7,512 |
| Pre-tax net operating income | $1,379,000 | 3,794 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $499,000 | 2,906 |
| Income before extraordinary items | $880,000 | 4,339 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $880,000 | 4,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 697 |
| Net operating income | $880,000 | 4,260 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 5,175 |
| Total interest expense | $636,000 | 4,929 |
| Net interest income | $1,610,000 | 5,178 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $73,000 | 7,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $73,000 | 5,776 |
| Total noninterest expense | $737,000 | 6,938 |
| Salaries and employee benefits | $396,000 | 6,971 |
| Premises and equipment expense | $185,000 | 5,027 |
| Additional noninterest expense | $156,000 | 7,650 |
| Pre-tax net operating income | $946,000 | 3,661 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $341,000 | 2,853 |
| Income before extraordinary items | $605,000 | 4,229 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $605,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 593 |
| Net operating income | $605,000 | 4,141 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 5,275 |
| Total interest expense | $320,000 | 4,975 |
| Net interest income | $777,000 | 5,302 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $36,000 | 7,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $334,000 | 7,243 |
| Salaries and employee benefits | $172,000 | 7,385 |
| Premises and equipment expense | $82,000 | 5,449 |
| Additional noninterest expense | $80,000 | 7,636 |
| Pre-tax net operating income | $479,000 | 3,638 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $188,000 | 2,683 |
| Income before extraordinary items | $291,000 | 4,345 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $291,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 419 |
| Net operating income | $291,000 | 4,221 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,499,000 | 5,244 |
| Total interest expense | $1,557,000 | 4,764 |
| Net interest income | $2,942,000 | 5,374 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $191,000 | 7,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $191,000 | 5,376 |
| Total noninterest expense | $1,575,000 | 6,759 |
| Salaries and employee benefits | $850,000 | 6,750 |
| Premises and equipment expense | $392,000 | 4,785 |
| Additional noninterest expense | $333,000 | 7,555 |
| Pre-tax net operating income | $1,558,000 | 4,025 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $580,000 | 3,130 |
| Income before extraordinary items | $978,000 | 4,701 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $978,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $598,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 840 |
| Net operating income | $978,000 | 4,532 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 5,263 |
| Total interest expense | $1,212,000 | 4,786 |
| Net interest income | $2,198,000 | 5,395 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $136,000 | 7,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 5,527 |
| Total noninterest expense | $1,048,000 | 7,081 |
| Salaries and employee benefits | $557,000 | 7,102 |
| Premises and equipment expense | $249,000 | 5,347 |
| Additional noninterest expense | $242,000 | 7,632 |
| Pre-tax net operating income | $1,286,000 | 3,884 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $478,000 | 3,107 |
| Income before extraordinary items | $808,000 | 4,567 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $808,000 | 4,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 686 |
| Net operating income | $808,000 | 4,394 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 5,282 |
| Total interest expense | $831,000 | 4,824 |
| Net interest income | $1,462,000 | 5,403 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $92,000 | 7,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $92,000 | 5,469 |
| Total noninterest expense | $710,000 | 7,051 |
| Salaries and employee benefits | $374,000 | 7,119 |
| Premises and equipment expense | $161,000 | 5,416 |
| Additional noninterest expense | $175,000 | 7,460 |
| Pre-tax net operating income | $844,000 | 3,917 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $296,000 | 3,266 |
| Income before extraordinary items | $548,000 | 4,555 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $548,000 | 4,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 558 |
| Net operating income | $548,000 | 4,338 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 5,260 |
| Total interest expense | $428,000 | 4,828 |
| Net interest income | $733,000 | 5,394 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $330,000 | 7,285 |
| Salaries and employee benefits | $168,000 | 7,426 |
| Premises and equipment expense | $77,000 | 5,564 |
| Additional noninterest expense | $85,000 | 7,536 |
| Pre-tax net operating income | $446,000 | 3,777 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $112,000 | 3,747 |
| Income before extraordinary items | $334,000 | 3,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $334,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 378 |
| Net operating income | $334,000 | 3,761 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 5,303 |
| Total interest expense | $2,024,000 | 4,756 |
| Net interest income | $2,793,000 | 5,536 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $181,000 | 7,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 5,225 |
| Total noninterest expense | $1,406,000 | 7,048 |
| Salaries and employee benefits | $785,000 | 6,936 |
| Premises and equipment expense | $308,000 | 5,485 |
| Additional noninterest expense | $313,000 | 7,720 |
| Pre-tax net operating income | $1,568,000 | 4,000 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $585,000 | 3,161 |
| Income before extraordinary items | $983,000 | 4,653 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $983,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $538,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $983,000 | 4,527 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,930,000 | 5,654 |
| Total interest expense | $2,593,000 | 5,282 |
| Net interest income | $2,337,000 | 5,951 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $184,000 | 7,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $184,000 | 5,112 |
| Total noninterest expense | $1,413,000 | 6,990 |
| Salaries and employee benefits | $729,000 | 7,068 |
| Premises and equipment expense | $380,000 | 4,764 |
| Additional noninterest expense | $304,000 | 7,827 |
| Pre-tax net operating income | $1,088,000 | 4,685 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $415,000 | 3,662 |
| Income before extraordinary items | $673,000 | 5,321 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $673,000 | 5,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $418,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 786 |
| Net operating income | $673,000 | 5,199 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,793,000 | 5,894 |
| Total interest expense | $2,382,000 | 5,731 |
| Net interest income | $2,411,000 | 5,945 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $171,000 | 7,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $171,000 | 5,176 |
| Total noninterest expense | $1,254,000 | 7,361 |
| Salaries and employee benefits | $719,000 | 7,104 |
| Premises and equipment expense | $273,000 | 5,744 |
| Additional noninterest expense | $262,000 | 8,241 |
| Pre-tax net operating income | $1,318,000 | 4,461 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $510,000 | 3,451 |
| Income before extraordinary items | $808,000 | 5,023 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $808,000 | 5,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $416,000 | 3,869 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 866 |
| Net operating income | $808,000 | 5,017 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,329,000 | 6,076 |
| Total interest expense | $2,160,000 | 5,714 |
| Net interest income | $2,169,000 | 6,342 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $145,000 | 8,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $145,000 | 5,687 |
| Total noninterest expense | $1,236,000 | 7,475 |
| Salaries and employee benefits | $681,000 | 7,349 |
| Premises and equipment expense | $272,000 | 5,777 |
| Additional noninterest expense | $283,000 | 8,269 |
| Pre-tax net operating income | $1,078,000 | 5,076 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $413,000 | 4,076 |
| Income before extraordinary items | $665,000 | 5,614 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $665,000 | 5,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $386,000 | 4,047 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 837 |
| Net operating income | $665,000 | 5,573 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 6,362 |
| Total interest expense | $1,943,000 | 6,289 |
| Net interest income | $2,194,000 | 6,301 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $118,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $118,000 | 6,242 |
| Total noninterest expense | $1,089,000 | 7,858 |
| Salaries and employee benefits | $607,000 | 7,719 |
| Premises and equipment expense | $227,000 | 6,307 |
| Additional noninterest expense | $255,000 | 8,558 |
| Pre-tax net operating income | $1,223,000 | 4,823 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $471,000 | 4,000 |
| Income before extraordinary items | $752,000 | 5,391 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $752,000 | 5,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $369,000 | 4,166 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,001 |
| Net operating income | $752,000 | 5,285 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 6,696 |
| Total interest expense | $1,832,000 | 6,603 |
| Net interest income | $2,129,000 | 6,659 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $109,000 | 9,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $109,000 | 6,540 |
| Total noninterest expense | $863,000 | 8,806 |
| Salaries and employee benefits | $480,000 | 8,748 |
| Premises and equipment expense | $202,000 | 6,803 |
| Additional noninterest expense | $181,000 | 9,661 |
| Pre-tax net operating income | $1,375,000 | 4,779 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $530,000 | 4,043 |
| Income before extraordinary items | $845,000 | 5,272 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $845,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $324,000 | 4,394 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 790 |
| Net operating income | $845,000 | 5,219 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 7,023 |
| Total interest expense | $1,823,000 | 6,794 |
| Net interest income | $2,005,000 | 7,130 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $117,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $117,000 | 6,675 |
| Total noninterest expense | $1,120,000 | 8,259 |
| Salaries and employee benefits | $428,000 | 9,402 |
| Premises and equipment expense | $221,000 | 6,672 |
| Additional noninterest expense | $471,000 | 7,289 |
| Pre-tax net operating income | $1,002,000 | 5,732 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $386,000 | 5,000 |
| Income before extraordinary items | $616,000 | 6,177 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $616,000 | 6,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $289,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 853 |
| Net operating income | $616,000 | 6,115 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 7,439 |
| Total interest expense | $1,743,000 | 7,032 |
| Net interest income | $1,843,000 | 7,664 |
| Provision for loan and lease losses | $21,000 | 7,611 |
| Total noninterest income | $100,000 | 10,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $100,000 | 7,238 |
| Total noninterest expense | $786,000 | 9,829 |
| Salaries and employee benefits | $422,000 | 9,770 |
| Premises and equipment expense | $177,000 | 7,669 |
| Additional noninterest expense | $187,000 | 10,592 |
| Pre-tax net operating income | $1,136,000 | 5,465 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $430,000 | 4,693 |
| Income before extraordinary items | $706,000 | 5,955 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $706,000 | 5,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $599,000 | 2,992 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $706,000 | 5,936 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 7,632 |
| Total interest expense | $1,381,000 | 7,265 |
| Net interest income | $1,906,000 | 7,785 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $96,000 | 10,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $96,000 | 7,636 |
| Total noninterest expense | $761,000 | 10,417 |
| Salaries and employee benefits | $402,000 | 10,270 |
| Premises and equipment expense | $169,000 | 8,112 |
| Additional noninterest expense | $190,000 | 11,277 |
| Pre-tax net operating income | $1,191,000 | 5,262 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $449,000 | 4,398 |
| Income before extraordinary items | $742,000 | 5,652 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $742,000 | 5,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $273,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 914 |
| Net operating income | $742,000 | 5,725 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 7,503 |
| Total interest expense | $1,421,000 | 7,465 |
| Net interest income | $2,104,000 | 7,419 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $87,000 | 11,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $87,000 | 8,348 |
| Total noninterest expense | $767,000 | 10,835 |
| Salaries and employee benefits | $383,000 | 10,808 |
| Premises and equipment expense | $180,000 | 8,142 |
| Additional noninterest expense | $204,000 | 11,673 |
| Pre-tax net operating income | $1,389,000 | 4,624 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $536,000 | 3,943 |
| Income before extraordinary items | $853,000 | 5,294 |
| Extraordinary gains, net | $-137,000 | 12,979 |
| Net income | $716,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $236,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $329,000 | 684 |
| Net operating income | $853,000 | 5,080 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 8,031 |
| Total interest expense | $1,688,000 | 7,923 |
| Net interest income | $1,920,000 | 7,974 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $83,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $83,000 | 8,724 |
| Total noninterest expense | $744,000 | 11,288 |
| Salaries and employee benefits | $368,000 | 11,241 |
| Premises and equipment expense | $165,000 | 8,699 |
| Additional noninterest expense | $211,000 | 12,085 |
| Pre-tax net operating income | $1,249,000 | 4,760 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $449,000 | 4,374 |
| Income before extraordinary items | $800,000 | 5,370 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $800,000 | 5,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $232,000 | 4,681 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,064 |
| Net operating income | $800,000 | 5,058 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.