Home > Preston National Bank > Income and Expense
Preston National Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $899,000 | 4,503 |
| Total interest expense | $41,000 | 5,306 |
| Net interest income | $858,000 | 4,370 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $53,000 | 5,080 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $56,000 | 3,440 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-3,000 | 6,058 |
| Total noninterest expense | $617,000 | 4,659 |
| Salaries and employee benefits | $399,000 | 4,360 |
| Premises and equipment expense | $41,000 | 5,228 |
| Additional noninterest expense | $177,000 | 4,887 |
| Pre-tax net operating income | $294,000 | 3,891 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $294,000 | 3,668 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $294,000 | 3,665 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $294,000 | 3,666 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $225,000 | 1,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $294,000 | 3,600 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 4,351 |
| Total interest expense | $163,000 | 5,391 |
| Net interest income | $3,730,000 | 4,210 |
| Provision for loan and lease losses | $30,000 | 3,863 |
| Total noninterest income | $300,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $249,000 | 3,362 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $51,000 | 5,502 |
| Total noninterest expense | $2,591,000 | 4,628 |
| Salaries and employee benefits | $1,951,000 | 3,953 |
| Premises and equipment expense | $202,000 | 5,081 |
| Additional noninterest expense | $438,000 | 5,540 |
| Pre-tax net operating income | $1,409,000 | 3,593 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,409,000 | 3,341 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,409,000 | 3,340 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,409,000 | 3,342 |
| Net charge-offs | $-5,000 | 5,069 |
| Cash dividends | $900,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,409,000 | 3,290 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 4,392 |
| Total interest expense | $123,000 | 5,461 |
| Net interest income | $2,811,000 | 4,242 |
| Provision for loan and lease losses | $30,000 | 3,604 |
| Total noninterest income | $224,000 | 4,845 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $189,000 | 3,369 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,612 |
| Total noninterest expense | $1,981,000 | 4,629 |
| Salaries and employee benefits | $1,474,000 | 3,954 |
| Premises and equipment expense | $156,000 | 5,088 |
| Additional noninterest expense | $351,000 | 5,515 |
| Pre-tax net operating income | $1,024,000 | 3,701 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,024,000 | 3,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,024,000 | 3,451 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,024,000 | 3,452 |
| Net charge-offs | $-5,000 | 4,976 |
| Cash dividends | $675,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,024,000 | 3,404 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 4,464 |
| Total interest expense | $81,000 | 5,512 |
| Net interest income | $1,838,000 | 4,305 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $150,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $127,000 | 3,332 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,663 |
| Total noninterest expense | $1,304,000 | 4,697 |
| Salaries and employee benefits | $971,000 | 4,015 |
| Premises and equipment expense | $104,000 | 5,137 |
| Additional noninterest expense | $229,000 | 5,583 |
| Pre-tax net operating income | $654,000 | 3,748 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $654,000 | 3,525 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $654,000 | 3,525 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $654,000 | 3,526 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $450,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $654,000 | 3,465 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $962,000 | 4,485 |
| Total interest expense | $39,000 | 5,606 |
| Net interest income | $923,000 | 4,320 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $76,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $67,000 | 3,209 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 5,828 |
| Total noninterest expense | $648,000 | 4,742 |
| Salaries and employee benefits | $488,000 | 4,031 |
| Premises and equipment expense | $52,000 | 5,184 |
| Additional noninterest expense | $108,000 | 5,700 |
| Pre-tax net operating income | $321,000 | 3,775 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $321,000 | 3,526 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $321,000 | 3,529 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $321,000 | 3,529 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $225,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $321,000 | 3,437 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 4,651 |
| Total interest expense | $153,000 | 5,760 |
| Net interest income | $3,521,000 | 4,460 |
| Provision for loan and lease losses | $30,000 | 4,054 |
| Total noninterest income | $312,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $289,000 | 3,275 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $23,000 | 6,009 |
| Total noninterest expense | $2,599,000 | 4,814 |
| Salaries and employee benefits | $1,925,000 | 4,061 |
| Premises and equipment expense | $220,000 | 5,222 |
| Additional noninterest expense | $454,000 | 5,764 |
| Pre-tax net operating income | $1,204,000 | 3,846 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,204,000 | 3,623 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,204,000 | 3,624 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,204,000 | 3,625 |
| Net charge-offs | $47,000 | 3,811 |
| Cash dividends | $900,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,204,000 | 3,566 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 4,780 |
| Total interest expense | $116,000 | 5,830 |
| Net interest income | $2,531,000 | 4,600 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $278,000 | 4,782 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $219,000 | 3,277 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $59,000 | 5,509 |
| Total noninterest expense | $1,942,000 | 4,856 |
| Salaries and employee benefits | $1,430,000 | 4,096 |
| Premises and equipment expense | $167,000 | 5,252 |
| Additional noninterest expense | $345,000 | 5,800 |
| Pre-tax net operating income | $867,000 | 3,996 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $867,000 | 3,768 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $867,000 | 3,771 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $867,000 | 3,772 |
| Net charge-offs | $47,000 | 3,303 |
| Cash dividends | $675,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $867,000 | 3,709 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 4,856 |
| Total interest expense | $79,000 | 5,867 |
| Net interest income | $1,647,000 | 4,670 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $183,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $143,000 | 3,314 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $40,000 | 5,527 |
| Total noninterest expense | $1,259,000 | 4,937 |
| Salaries and employee benefits | $928,000 | 4,197 |
| Premises and equipment expense | $107,000 | 5,345 |
| Additional noninterest expense | $224,000 | 5,866 |
| Pre-tax net operating income | $571,000 | 3,956 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $571,000 | 3,719 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $571,000 | 3,724 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $571,000 | 3,726 |
| Net charge-offs | $47,000 | 2,837 |
| Cash dividends | $450,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $571,000 | 3,657 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 4,889 |
| Total interest expense | $41,000 | 5,906 |
| Net interest income | $824,000 | 4,703 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $92,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $69,000 | 3,363 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $23,000 | 5,416 |
| Total noninterest expense | $630,000 | 4,999 |
| Salaries and employee benefits | $469,000 | 4,210 |
| Premises and equipment expense | $55,000 | 5,343 |
| Additional noninterest expense | $106,000 | 5,982 |
| Pre-tax net operating income | $286,000 | 3,895 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $286,000 | 3,628 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $286,000 | 3,630 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $286,000 | 3,631 |
| Net charge-offs | $55,000 | 1,793 |
| Cash dividends | $225,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $286,000 | 3,573 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,308,000 | 5,047 |
| Total interest expense | $133,000 | 6,258 |
| Net interest income | $3,175,000 | 4,802 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $344,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $298,000 | 3,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $46,000 | 5,910 |
| Total noninterest expense | $2,490,000 | 5,046 |
| Salaries and employee benefits | $1,819,000 | 4,285 |
| Premises and equipment expense | $239,000 | 5,284 |
| Additional noninterest expense | $432,000 | 6,029 |
| Pre-tax net operating income | $1,029,000 | 4,035 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,029,000 | 3,835 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,029,000 | 3,838 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,029,000 | 3,839 |
| Net charge-offs | $-3,000 | 5,962 |
| Cash dividends | $900,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,029,000 | 3,781 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 5,139 |
| Total interest expense | $100,000 | 6,349 |
| Net interest income | $2,320,000 | 4,901 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $288,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $224,000 | 3,385 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $64,000 | 5,580 |
| Total noninterest expense | $1,868,000 | 5,066 |
| Salaries and employee benefits | $1,350,000 | 4,333 |
| Premises and equipment expense | $183,000 | 5,256 |
| Additional noninterest expense | $335,000 | 6,017 |
| Pre-tax net operating income | $740,000 | 4,176 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $740,000 | 3,963 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $740,000 | 3,965 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $740,000 | 3,966 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $675,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $740,000 | 3,892 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 5,185 |
| Total interest expense | $69,000 | 6,387 |
| Net interest income | $1,524,000 | 4,940 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $196,000 | 4,872 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $151,000 | 3,345 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $45,000 | 5,584 |
| Total noninterest expense | $1,238,000 | 5,106 |
| Salaries and employee benefits | $892,000 | 4,388 |
| Premises and equipment expense | $121,000 | 5,291 |
| Additional noninterest expense | $225,000 | 6,031 |
| Pre-tax net operating income | $482,000 | 4,203 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $482,000 | 4,004 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $482,000 | 4,006 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $482,000 | 4,007 |
| Net charge-offs | $-12,000 | 6,196 |
| Cash dividends | $450,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $482,000 | 3,905 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 5,243 |
| Total interest expense | $35,000 | 6,455 |
| Net interest income | $755,000 | 4,986 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $108,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $77,000 | 3,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 5,280 |
| Total noninterest expense | $624,000 | 5,122 |
| Salaries and employee benefits | $444,000 | 4,439 |
| Premises and equipment expense | $63,000 | 5,237 |
| Additional noninterest expense | $117,000 | 6,045 |
| Pre-tax net operating income | $239,000 | 4,203 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $239,000 | 3,963 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $239,000 | 3,966 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $239,000 | 3,966 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $225,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $239,000 | 3,880 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 5,229 |
| Total interest expense | $216,000 | 6,334 |
| Net interest income | $3,192,000 | 4,972 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $295,000 | 5,240 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $336,000 | 3,271 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-41,000 | 6,669 |
| Total noninterest expense | $2,479,000 | 5,189 |
| Salaries and employee benefits | $1,685,000 | 4,555 |
| Premises and equipment expense | $251,000 | 5,342 |
| Additional noninterest expense | $543,000 | 5,963 |
| Pre-tax net operating income | $948,000 | 4,085 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $948,000 | 4,001 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $948,000 | 4,001 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $948,000 | 4,003 |
| Net charge-offs | $30,000 | 5,211 |
| Cash dividends | $900,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $948,000 | 3,827 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,548,000 | 5,323 |
| Total interest expense | $177,000 | 6,382 |
| Net interest income | $2,371,000 | 5,066 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $259,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $261,000 | 3,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-2,000 | 6,717 |
| Total noninterest expense | $1,882,000 | 5,204 |
| Salaries and employee benefits | $1,278,000 | 4,551 |
| Premises and equipment expense | $191,000 | 5,353 |
| Additional noninterest expense | $413,000 | 6,002 |
| Pre-tax net operating income | $703,000 | 4,218 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $703,000 | 4,101 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $703,000 | 4,101 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $703,000 | 4,101 |
| Net charge-offs | $35,000 | 4,750 |
| Cash dividends | $675,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $703,000 | 3,921 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 5,327 |
| Total interest expense | $125,000 | 6,408 |
| Net interest income | $1,604,000 | 5,063 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $209,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $179,000 | 3,186 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 5,887 |
| Total noninterest expense | $1,269,000 | 5,214 |
| Salaries and employee benefits | $872,000 | 4,524 |
| Premises and equipment expense | $126,000 | 5,402 |
| Additional noninterest expense | $271,000 | 6,067 |
| Pre-tax net operating income | $514,000 | 4,080 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $514,000 | 3,938 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $514,000 | 3,940 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $514,000 | 3,941 |
| Net charge-offs | $38,000 | 4,248 |
| Cash dividends | $450,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $514,000 | 3,744 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 5,320 |
| Total interest expense | $65,000 | 6,445 |
| Net interest income | $818,000 | 5,048 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $111,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $92,000 | 3,114 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $646,000 | 5,200 |
| Salaries and employee benefits | $455,000 | 4,437 |
| Premises and equipment expense | $64,000 | 5,381 |
| Additional noninterest expense | $127,000 | 6,197 |
| Pre-tax net operating income | $268,000 | 4,035 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $268,000 | 3,846 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $268,000 | 3,850 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $268,000 | 3,850 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $225,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $268,000 | 3,686 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 5,428 |
| Total interest expense | $289,000 | 6,597 |
| Net interest income | $3,244,000 | 5,080 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $695,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $407,000 | 2,991 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $288,000 | 3,925 |
| Total noninterest expense | $2,660,000 | 5,186 |
| Salaries and employee benefits | $1,813,000 | 4,424 |
| Premises and equipment expense | $258,000 | 5,542 |
| Additional noninterest expense | $589,000 | 6,024 |
| Pre-tax net operating income | $1,279,000 | 3,291 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,279,000 | 3,094 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,279,000 | 3,097 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,279,000 | 3,097 |
| Net charge-offs | $78,000 | 5,184 |
| Cash dividends | $900,000 | 1,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,279,000 | 2,994 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,601,000 | 5,531 |
| Total interest expense | $216,000 | 6,698 |
| Net interest income | $2,385,000 | 5,169 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $645,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $312,000 | 2,958 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $333,000 | 3,314 |
| Total noninterest expense | $1,927,000 | 5,284 |
| Salaries and employee benefits | $1,341,000 | 4,466 |
| Premises and equipment expense | $196,000 | 5,569 |
| Additional noninterest expense | $390,000 | 6,256 |
| Pre-tax net operating income | $1,058,000 | 3,207 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,058,000 | 2,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,058,000 | 2,955 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,058,000 | 2,955 |
| Net charge-offs | $31,000 | 5,295 |
| Cash dividends | $675,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,058,000 | 2,854 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 5,603 |
| Total interest expense | $139,000 | 6,819 |
| Net interest income | $1,565,000 | 5,234 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $236,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $211,000 | 2,910 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,088 |
| Total noninterest expense | $1,312,000 | 5,287 |
| Salaries and employee benefits | $882,000 | 4,546 |
| Premises and equipment expense | $132,000 | 5,576 |
| Additional noninterest expense | $298,000 | 6,113 |
| Pre-tax net operating income | $459,000 | 3,967 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $459,000 | 3,743 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $459,000 | 3,743 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $459,000 | 3,744 |
| Net charge-offs | $27,000 | 4,894 |
| Cash dividends | $450,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $459,000 | 3,637 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 5,658 |
| Total interest expense | $65,000 | 6,963 |
| Net interest income | $779,000 | 5,240 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $130,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $113,000 | 2,727 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 5,953 |
| Total noninterest expense | $653,000 | 5,332 |
| Salaries and employee benefits | $441,000 | 4,571 |
| Premises and equipment expense | $67,000 | 5,600 |
| Additional noninterest expense | $145,000 | 6,202 |
| Pre-tax net operating income | $241,000 | 3,900 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $241,000 | 3,650 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $241,000 | 3,650 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $241,000 | 3,649 |
| Net charge-offs | $18,000 | 4,096 |
| Cash dividends | $225,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $241,000 | 3,591 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 5,662 |
| Total interest expense | $374,000 | 6,865 |
| Net interest income | $3,213,000 | 5,176 |
| Provision for loan and lease losses | $150,000 | 5,638 |
| Total noninterest income | $549,000 | 4,401 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $573,000 | 2,384 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-24,000 | 7,068 |
| Total noninterest expense | $2,702,000 | 5,309 |
| Salaries and employee benefits | $1,690,000 | 4,711 |
| Premises and equipment expense | $267,000 | 5,668 |
| Additional noninterest expense | $745,000 | 5,769 |
| Pre-tax net operating income | $910,000 | 3,545 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $910,000 | 3,389 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $910,000 | 3,386 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $910,000 | 3,389 |
| Net charge-offs | $69,000 | 5,720 |
| Cash dividends | $900,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $910,000 | 3,268 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 5,743 |
| Total interest expense | $303,000 | 6,922 |
| Net interest income | $2,409,000 | 5,240 |
| Provision for loan and lease losses | $135,000 | 5,367 |
| Total noninterest income | $447,000 | 4,292 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $429,000 | 2,447 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $18,000 | 6,717 |
| Total noninterest expense | $2,082,000 | 5,251 |
| Salaries and employee benefits | $1,294,000 | 4,681 |
| Premises and equipment expense | $208,000 | 5,656 |
| Additional noninterest expense | $580,000 | 5,724 |
| Pre-tax net operating income | $639,000 | 3,868 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $639,000 | 3,671 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $639,000 | 3,670 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $639,000 | 3,671 |
| Net charge-offs | $72,000 | 5,224 |
| Cash dividends | $675,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $639,000 | 3,539 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 5,738 |
| Total interest expense | $216,000 | 6,930 |
| Net interest income | $1,633,000 | 5,205 |
| Provision for loan and lease losses | $110,000 | 5,057 |
| Total noninterest income | $302,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $291,000 | 2,417 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 6,798 |
| Total noninterest expense | $1,399,000 | 5,258 |
| Salaries and employee benefits | $869,000 | 4,689 |
| Premises and equipment expense | $141,000 | 5,645 |
| Additional noninterest expense | $389,000 | 5,718 |
| Pre-tax net operating income | $426,000 | 3,893 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $426,000 | 3,677 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $426,000 | 3,675 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $426,000 | 3,676 |
| Net charge-offs | $49,000 | 4,905 |
| Cash dividends | $450,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $426,000 | 3,573 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $940,000 | 5,768 |
| Total interest expense | $113,000 | 7,007 |
| Net interest income | $827,000 | 5,199 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $162,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $144,000 | 2,415 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $727,000 | 5,197 |
| Salaries and employee benefits | $461,000 | 4,573 |
| Premises and equipment expense | $72,000 | 5,682 |
| Additional noninterest expense | $194,000 | 5,767 |
| Pre-tax net operating income | $202,000 | 4,034 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $202,000 | 3,867 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $202,000 | 3,864 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $202,000 | 3,866 |
| Net charge-offs | $24,000 | 4,303 |
| Cash dividends | $225,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $202,000 | 3,753 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 5,503 |
| Total interest expense | $746,000 | 6,594 |
| Net interest income | $3,608,000 | 4,893 |
| Provision for loan and lease losses | $370,000 | 4,972 |
| Total noninterest income | $699,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $648,000 | 2,404 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $51,000 | 6,344 |
| Total noninterest expense | $2,826,000 | 5,349 |
| Salaries and employee benefits | $1,776,000 | 4,702 |
| Premises and equipment expense | $310,000 | 5,570 |
| Additional noninterest expense | $740,000 | 5,997 |
| Pre-tax net operating income | $1,111,000 | 2,829 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,111,000 | 2,595 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,111,000 | 2,593 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,111,000 | 2,594 |
| Net charge-offs | $167,000 | 5,204 |
| Cash dividends | $750,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,111,000 | 2,550 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 5,534 |
| Total interest expense | $604,000 | 6,589 |
| Net interest income | $2,709,000 | 4,890 |
| Provision for loan and lease losses | $205,000 | 5,121 |
| Total noninterest income | $512,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $495,000 | 2,376 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $17,000 | 7,090 |
| Total noninterest expense | $2,182,000 | 5,279 |
| Salaries and employee benefits | $1,440,000 | 4,501 |
| Premises and equipment expense | $230,000 | 5,654 |
| Additional noninterest expense | $512,000 | 6,198 |
| Pre-tax net operating income | $834,000 | 3,046 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $834,000 | 2,794 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $834,000 | 2,791 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $834,000 | 2,794 |
| Net charge-offs | $18,000 | 6,290 |
| Cash dividends | $525,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $834,000 | 2,744 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 5,542 |
| Total interest expense | $437,000 | 6,554 |
| Net interest income | $1,810,000 | 4,874 |
| Provision for loan and lease losses | $115,000 | 5,173 |
| Total noninterest income | $326,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $326,000 | 2,365 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $0 | 7,720 |
| Total noninterest expense | $1,447,000 | 5,346 |
| Salaries and employee benefits | $971,000 | 4,532 |
| Premises and equipment expense | $151,000 | 5,736 |
| Additional noninterest expense | $325,000 | 6,324 |
| Pre-tax net operating income | $574,000 | 3,081 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $574,000 | 2,846 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $574,000 | 2,843 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $574,000 | 2,846 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $574,000 | 2,733 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 5,588 |
| Total interest expense | $229,000 | 6,567 |
| Net interest income | $893,000 | 4,916 |
| Provision for loan and lease losses | $65,000 | 4,547 |
| Total noninterest income | $175,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $159,000 | 2,345 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $724,000 | 5,282 |
| Salaries and employee benefits | $514,000 | 4,373 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $135,000 | 6,563 |
| Pre-tax net operating income | $279,000 | 3,455 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $279,000 | 3,255 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $279,000 | 3,254 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $279,000 | 3,255 |
| Net charge-offs | $-5,000 | 7,701 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $279,000 | 3,108 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 5,595 |
| Total interest expense | $1,297,000 | 6,274 |
| Net interest income | $3,469,000 | 5,007 |
| Provision for loan and lease losses | $5,000 | 7,260 |
| Total noninterest income | $848,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $723,000 | 2,289 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $125,000 | 5,620 |
| Total noninterest expense | $2,741,000 | 5,389 |
| Salaries and employee benefits | $1,946,000 | 4,544 |
| Premises and equipment expense | $282,000 | 5,945 |
| Additional noninterest expense | $513,000 | 6,574 |
| Pre-tax net operating income | $1,571,000 | 2,934 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,571,000 | 2,436 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,571,000 | 2,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 3,703 |
| Cash dividends | $850,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,571,000 | 2,578 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 5,634 |
| Total interest expense | $1,004,000 | 6,323 |
| Net interest income | $2,612,000 | 5,035 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $670,000 | 3,731 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $564,000 | 2,236 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $106,000 | 5,543 |
| Total noninterest expense | $2,062,000 | 5,371 |
| Salaries and employee benefits | $1,469,000 | 4,553 |
| Premises and equipment expense | $217,000 | 5,892 |
| Additional noninterest expense | $376,000 | 6,609 |
| Pre-tax net operating income | $1,220,000 | 3,295 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,220,000 | 2,726 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,220,000 | 2,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $595,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,220,000 | 2,865 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 5,720 |
| Total interest expense | $680,000 | 6,413 |
| Net interest income | $1,723,000 | 5,068 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $463,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $381,000 | 2,210 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $82,000 | 5,378 |
| Total noninterest expense | $1,372,000 | 5,406 |
| Salaries and employee benefits | $994,000 | 4,534 |
| Premises and equipment expense | $149,000 | 5,846 |
| Additional noninterest expense | $229,000 | 6,809 |
| Pre-tax net operating income | $814,000 | 3,389 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $814,000 | 3,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $814,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $340,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $814,000 | 2,962 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 5,756 |
| Total interest expense | $347,000 | 6,537 |
| Net interest income | $874,000 | 5,029 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $216,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $188,000 | 2,191 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,994 |
| Total noninterest expense | $694,000 | 5,392 |
| Salaries and employee benefits | $511,000 | 4,475 |
| Premises and equipment expense | $78,000 | 5,785 |
| Additional noninterest expense | $105,000 | 6,983 |
| Pre-tax net operating income | $396,000 | 3,571 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $396,000 | 3,210 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $396,000 | 3,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $85,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $396,000 | 3,131 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 5,921 |
| Total interest expense | $893,000 | 7,327 |
| Net interest income | $3,735,000 | 4,825 |
| Provision for loan and lease losses | $40,000 | 5,854 |
| Total noninterest income | $927,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $779,000 | 2,185 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $148,000 | 5,594 |
| Total noninterest expense | $2,766,000 | 5,273 |
| Salaries and employee benefits | $1,996,000 | 4,390 |
| Premises and equipment expense | $296,000 | 5,799 |
| Additional noninterest expense | $474,000 | 6,704 |
| Pre-tax net operating income | $1,856,000 | 3,475 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,856,000 | 2,988 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,856,000 | 2,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,035 |
| Cash dividends | $2,850,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,856,000 | 2,981 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 6,014 |
| Total interest expense | $601,000 | 7,538 |
| Net interest income | $2,769,000 | 4,880 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $666,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $591,000 | 2,146 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $75,000 | 6,253 |
| Total noninterest expense | $2,124,000 | 5,169 |
| Salaries and employee benefits | $1,524,000 | 4,328 |
| Premises and equipment expense | $225,000 | 5,784 |
| Additional noninterest expense | $375,000 | 6,562 |
| Pre-tax net operating income | $1,271,000 | 3,816 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,271,000 | 3,338 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,271,000 | 3,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,973 |
| Cash dividends | $350,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,271,000 | 3,324 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 6,110 |
| Total interest expense | $369,000 | 7,670 |
| Net interest income | $1,804,000 | 4,986 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $453,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $401,000 | 2,106 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $52,000 | 6,215 |
| Total noninterest expense | $1,417,000 | 5,196 |
| Salaries and employee benefits | $1,012,000 | 4,379 |
| Premises and equipment expense | $149,000 | 5,826 |
| Additional noninterest expense | $256,000 | 6,528 |
| Pre-tax net operating income | $810,000 | 3,997 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $810,000 | 3,491 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $810,000 | 3,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,576 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $810,000 | 3,468 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 6,125 |
| Total interest expense | $181,000 | 7,713 |
| Net interest income | $902,000 | 4,985 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $226,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $199,000 | 2,064 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $749,000 | 5,023 |
| Salaries and employee benefits | $544,000 | 4,176 |
| Premises and equipment expense | $75,000 | 5,852 |
| Additional noninterest expense | $130,000 | 6,485 |
| Pre-tax net operating income | $364,000 | 4,223 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $364,000 | 3,725 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $364,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $364,000 | 3,708 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,442,000 | 5,862 |
| Total interest expense | $808,000 | 7,312 |
| Net interest income | $3,634,000 | 4,932 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $1,048,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $918,000 | 1,882 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $130,000 | 5,885 |
| Total noninterest expense | $2,804,000 | 5,120 |
| Salaries and employee benefits | $1,963,000 | 4,337 |
| Premises and equipment expense | $313,000 | 5,636 |
| Additional noninterest expense | $528,000 | 6,417 |
| Pre-tax net operating income | $1,758,000 | 3,946 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,758,000 | 3,408 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,758,000 | 3,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,019 |
| Cash dividends | $100,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,758,000 | 3,395 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 5,992 |
| Total interest expense | $556,000 | 7,445 |
| Net interest income | $2,627,000 | 5,086 |
| Provision for loan and lease losses | $105,000 | 3,999 |
| Total noninterest income | $786,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $691,000 | 1,878 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $95,000 | 5,936 |
| Total noninterest expense | $2,048,000 | 5,193 |
| Salaries and employee benefits | $1,412,000 | 4,447 |
| Premises and equipment expense | $238,000 | 5,625 |
| Additional noninterest expense | $398,000 | 6,406 |
| Pre-tax net operating income | $1,260,000 | 4,181 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,260,000 | 3,615 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,260,000 | 3,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $100,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,260,000 | 3,601 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,027,000 | 6,081 |
| Total interest expense | $352,000 | 7,483 |
| Net interest income | $1,675,000 | 5,268 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $511,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $447,000 | 1,912 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 5,953 |
| Total noninterest expense | $1,304,000 | 5,341 |
| Salaries and employee benefits | $894,000 | 4,638 |
| Premises and equipment expense | $155,000 | 5,695 |
| Additional noninterest expense | $255,000 | 6,520 |
| Pre-tax net operating income | $792,000 | 4,349 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $792,000 | 3,774 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $792,000 | 3,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,553 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $792,000 | 3,766 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 6,159 |
| Total interest expense | $169,000 | 7,508 |
| Net interest income | $805,000 | 5,380 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $252,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $218,000 | 1,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $633,000 | 5,445 |
| Salaries and employee benefits | $426,000 | 4,818 |
| Premises and equipment expense | $78,000 | 5,692 |
| Additional noninterest expense | $129,000 | 6,472 |
| Pre-tax net operating income | $379,000 | 4,395 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $379,000 | 3,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $379,000 | 3,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $379,000 | 3,810 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 6,164 |
| Total interest expense | $543,000 | 7,492 |
| Net interest income | $2,982,000 | 5,528 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $969,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $930,000 | 1,840 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,645 |
| Total noninterest expense | $2,493,000 | 5,388 |
| Salaries and employee benefits | $1,695,000 | 4,676 |
| Premises and equipment expense | $292,000 | 5,802 |
| Additional noninterest expense | $506,000 | 6,537 |
| Pre-tax net operating income | $1,278,000 | 4,771 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,278,000 | 4,196 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,278,000 | 4,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,682 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,278,000 | 4,170 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 6,260 |
| Total interest expense | $398,000 | 7,482 |
| Net interest income | $2,149,000 | 5,660 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $703,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $698,000 | 1,836 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $1,824,000 | 5,443 |
| Salaries and employee benefits | $1,241,000 | 4,722 |
| Premises and equipment expense | $214,000 | 5,869 |
| Additional noninterest expense | $369,000 | 6,601 |
| Pre-tax net operating income | $893,000 | 5,048 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $893,000 | 4,474 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $893,000 | 4,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,913 |
| Cash dividends | $400,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $893,000 | 4,436 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 6,267 |
| Total interest expense | $264,000 | 7,414 |
| Net interest income | $1,401,000 | 5,716 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $537,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $461,000 | 1,816 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $76,000 | 5,712 |
| Total noninterest expense | $1,217,000 | 5,425 |
| Salaries and employee benefits | $827,000 | 4,707 |
| Premises and equipment expense | $142,000 | 5,866 |
| Additional noninterest expense | $248,000 | 6,559 |
| Pre-tax net operating income | $631,000 | 4,888 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $631,000 | 4,286 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $631,000 | 4,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $631,000 | 4,232 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $813,000 | 6,341 |
| Total interest expense | $132,000 | 7,394 |
| Net interest income | $681,000 | 5,812 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $263,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $222,000 | 1,826 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,596 |
| Total noninterest expense | $617,000 | 5,426 |
| Salaries and employee benefits | $416,000 | 4,693 |
| Premises and equipment expense | $72,000 | 5,866 |
| Additional noninterest expense | $129,000 | 6,456 |
| Pre-tax net operating income | $282,000 | 5,153 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $282,000 | 4,541 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $282,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $282,000 | 4,498 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 6,329 |
| Total interest expense | $493,000 | 7,327 |
| Net interest income | $2,604,000 | 5,874 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $982,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $805,000 | 2,128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $177,000 | 5,360 |
| Total noninterest expense | $2,399,000 | 5,443 |
| Salaries and employee benefits | $1,547,000 | 4,840 |
| Premises and equipment expense | $283,000 | 5,839 |
| Additional noninterest expense | $569,000 | 6,158 |
| Pre-tax net operating income | $1,007,000 | 5,218 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,007,000 | 4,680 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,007,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,234 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,007,000 | 4,609 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 6,398 |
| Total interest expense | $368,000 | 7,358 |
| Net interest income | $1,911,000 | 5,950 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $731,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $591,000 | 2,188 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $140,000 | 5,263 |
| Total noninterest expense | $1,688,000 | 5,603 |
| Salaries and employee benefits | $1,071,000 | 5,065 |
| Premises and equipment expense | $212,000 | 5,809 |
| Additional noninterest expense | $405,000 | 6,270 |
| Pre-tax net operating income | $819,000 | 5,132 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $819,000 | 4,565 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $819,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,426 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $819,000 | 4,480 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 6,449 |
| Total interest expense | $243,000 | 7,438 |
| Net interest income | $1,263,000 | 5,982 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $489,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $380,000 | 2,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 4,988 |
| Total noninterest expense | $1,137,000 | 5,609 |
| Salaries and employee benefits | $705,000 | 5,146 |
| Premises and equipment expense | $140,000 | 5,870 |
| Additional noninterest expense | $292,000 | 6,056 |
| Pre-tax net operating income | $525,000 | 5,173 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $525,000 | 4,610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $525,000 | 4,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,427 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $525,000 | 4,521 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $739,000 | 6,532 |
| Total interest expense | $121,000 | 7,511 |
| Net interest income | $618,000 | 6,054 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $211,000 | 3,938 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $179,000 | 2,293 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $558,000 | 5,680 |
| Salaries and employee benefits | $338,000 | 5,313 |
| Premises and equipment expense | $72,000 | 5,806 |
| Additional noninterest expense | $148,000 | 6,044 |
| Pre-tax net operating income | $226,000 | 5,542 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $226,000 | 5,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $226,000 | 5,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,471 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $226,000 | 4,890 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 6,687 |
| Total interest expense | $547,000 | 7,587 |
| Net interest income | $2,307,000 | 6,167 |
| Provision for loan and lease losses | $350,000 | 2,851 |
| Total noninterest income | $893,000 | 3,970 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $682,000 | 2,412 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $211,000 | 5,184 |
| Total noninterest expense | $2,378,000 | 5,398 |
| Salaries and employee benefits | $1,307,000 | 5,338 |
| Premises and equipment expense | $252,000 | 6,161 |
| Additional noninterest expense | $819,000 | 4,969 |
| Pre-tax net operating income | $472,000 | 6,768 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $472,000 | 6,463 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $472,000 | 6,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $536,000 | 1,522 |
| Cash dividends | $198,000 | 4,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $472,000 | 6,304 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 6,762 |
| Total interest expense | $422,000 | 7,676 |
| Net interest income | $1,725,000 | 6,203 |
| Provision for loan and lease losses | $205,000 | 3,293 |
| Total noninterest income | $648,000 | 4,104 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $520,000 | 2,392 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 5,642 |
| Total noninterest expense | $1,863,000 | 5,212 |
| Salaries and employee benefits | $980,000 | 5,315 |
| Premises and equipment expense | $184,000 | 6,226 |
| Additional noninterest expense | $699,000 | 4,475 |
| Pre-tax net operating income | $305,000 | 7,151 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $305,000 | 6,925 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $305,000 | 6,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,273 |
| Cash dividends | $199,000 | 4,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $305,000 | 6,754 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 6,802 |
| Total interest expense | $286,000 | 7,757 |
| Net interest income | $1,147,000 | 6,207 |
| Provision for loan and lease losses | $160,000 | 2,893 |
| Total noninterest income | $433,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $355,000 | 2,313 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $78,000 | 5,763 |
| Total noninterest expense | $1,221,000 | 5,268 |
| Salaries and employee benefits | $648,000 | 5,371 |
| Premises and equipment expense | $116,000 | 6,372 |
| Additional noninterest expense | $457,000 | 4,539 |
| Pre-tax net operating income | $199,000 | 7,226 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $199,000 | 6,975 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $199,000 | 6,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,856 |
| Cash dividends | $136,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $199,000 | 6,779 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 6,820 |
| Total interest expense | $147,000 | 7,797 |
| Net interest income | $575,000 | 6,191 |
| Provision for loan and lease losses | $115,000 | 2,156 |
| Total noninterest income | $224,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $186,000 | 2,154 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $548,000 | 5,648 |
| Salaries and employee benefits | $326,000 | 5,345 |
| Premises and equipment expense | $55,000 | 6,522 |
| Additional noninterest expense | $167,000 | 5,597 |
| Pre-tax net operating income | $136,000 | 6,673 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $136,000 | 6,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,867 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $136,000 | 6,076 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,961,000 | 6,895 |
| Total interest expense | $552,000 | 8,238 |
| Net interest income | $2,409,000 | 6,028 |
| Provision for loan and lease losses | $405,000 | 2,800 |
| Total noninterest income | $753,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $599,000 | 2,570 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 5,539 |
| Total noninterest expense | $2,386,000 | 5,246 |
| Salaries and employee benefits | $1,338,000 | 5,100 |
| Premises and equipment expense | $253,000 | 6,095 |
| Additional noninterest expense | $795,000 | 4,941 |
| Pre-tax net operating income | $371,000 | 7,286 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $371,000 | 6,977 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $371,000 | 6,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $449,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $371,000 | 6,852 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 7,329 |
| Total interest expense | $875,000 | 8,273 |
| Net interest income | $2,050,000 | 6,364 |
| Provision for loan and lease losses | $290,000 | 3,289 |
| Total noninterest income | $656,000 | 4,356 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $529,000 | 2,708 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $127,000 | 5,878 |
| Total noninterest expense | $1,848,000 | 6,030 |
| Salaries and employee benefits | $1,090,000 | 5,680 |
| Premises and equipment expense | $253,000 | 6,053 |
| Additional noninterest expense | $505,000 | 6,400 |
| Pre-tax net operating income | $568,000 | 6,292 |
| Securities gains (losses) | $36,000 | 2,670 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $604,000 | 5,604 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $604,000 | 5,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 2,200 |
| Cash dividends | $382,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $568,000 | 5,641 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 7,763 |
| Total interest expense | $866,000 | 8,496 |
| Net interest income | $1,778,000 | 6,963 |
| Provision for loan and lease losses | $95,000 | 5,433 |
| Total noninterest income | $907,000 | 3,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $557,000 | 2,763 |
| Total noninterest expense | $1,905,000 | 5,852 |
| Salaries and employee benefits | $992,000 | 5,947 |
| Premises and equipment expense | $292,000 | 5,509 |
| Additional noninterest expense | $621,000 | 5,646 |
| Pre-tax net operating income | $685,000 | 6,284 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $685,000 | 5,480 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $685,000 | 5,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,555 |
| Cash dividends | $330,000 | 4,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $685,000 | 5,479 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 7,920 |
| Total interest expense | $720,000 | 8,901 |
| Net interest income | $1,769,000 | 7,072 |
| Provision for loan and lease losses | $317,000 | 2,538 |
| Total noninterest income | $1,036,000 | 3,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 3,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $706,000 | 2,367 |
| Total noninterest expense | $1,998,000 | 5,684 |
| Salaries and employee benefits | $913,000 | 6,247 |
| Premises and equipment expense | $317,000 | 5,306 |
| Additional noninterest expense | $768,000 | 4,934 |
| Pre-tax net operating income | $490,000 | 7,180 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $490,000 | 6,503 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $490,000 | 6,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,525 |
| Cash dividends | $492,000 | 3,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $490,000 | 6,479 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 7,467 |
| Total interest expense | $852,000 | 8,808 |
| Net interest income | $2,202,000 | 6,284 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $899,000 | 3,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $542,000 | 2,833 |
| Total noninterest expense | $1,879,000 | 5,824 |
| Salaries and employee benefits | $876,000 | 6,320 |
| Premises and equipment expense | $240,000 | 6,105 |
| Additional noninterest expense | $763,000 | 4,838 |
| Pre-tax net operating income | $1,222,000 | 4,828 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,222,000 | 3,870 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,222,000 | 3,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $517,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,222,000 | 3,777 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,494,000 | 8,387 |
| Total interest expense | $766,000 | 9,351 |
| Net interest income | $1,728,000 | 7,485 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $781,000 | 3,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 3,310 |
| Total noninterest expense | $1,685,000 | 6,339 |
| Salaries and employee benefits | $746,000 | 7,047 |
| Premises and equipment expense | $215,000 | 6,570 |
| Additional noninterest expense | $724,000 | 5,091 |
| Pre-tax net operating income | $804,000 | 6,529 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $804,000 | 5,438 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $804,000 | 5,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-121,000 | 10,744 |
| Cash dividends | $273,000 | 4,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $804,000 | 5,386 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 8,416 |
| Total interest expense | $969,000 | 9,123 |
| Net interest income | $1,736,000 | 7,693 |
| Provision for loan and lease losses | $1,272,000 | 848 |
| Total noninterest income | $653,000 | 4,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 3,670 |
| Total noninterest expense | $1,534,000 | 7,014 |
| Salaries and employee benefits | $689,000 | 7,599 |
| Premises and equipment expense | $232,000 | 6,504 |
| Additional noninterest expense | $613,000 | 6,274 |
| Pre-tax net operating income | $-417,000 | 11,211 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-139,000 | 11,218 |
| Income before extraordinary items | $-278,000 | 11,166 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-278,000 | 11,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,211,000 | 795 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-278,000 | 11,131 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 9,035 |
| Total interest expense | $770,000 | 10,051 |
| Net interest income | $1,688,000 | 8,053 |
| Provision for loan and lease losses | $42,000 | 6,540 |
| Total noninterest income | $268,000 | 7,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,842 |
| Total noninterest expense | $1,179,000 | 8,275 |
| Salaries and employee benefits | $656,000 | 8,018 |
| Premises and equipment expense | $172,000 | 7,765 |
| Additional noninterest expense | $351,000 | 8,679 |
| Pre-tax net operating income | $735,000 | 7,134 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $262,000 | 6,486 |
| Income before extraordinary items | $473,000 | 7,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $473,000 | 7,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,645 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $-100,000 | 10,469 |
| Net operating income | $473,000 | 7,424 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 10,693 |
| Total interest expense | $306,000 | 12,018 |
| Net interest income | $1,220,000 | 9,710 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $217,000 | 8,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,286 |
| Total noninterest expense | $922,000 | 9,673 |
| Salaries and employee benefits | $462,000 | 9,734 |
| Premises and equipment expense | $140,000 | 8,820 |
| Additional noninterest expense | $320,000 | 9,721 |
| Pre-tax net operating income | $470,000 | 8,859 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $148,000 | 8,343 |
| Income before extraordinary items | $322,000 | 8,914 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $322,000 | 8,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $322,000 | 8,964 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 11,682 |
| Total interest expense | $274,000 | 12,771 |
| Net interest income | $1,028,000 | 10,681 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $234,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,302 |
| Total noninterest expense | $749,000 | 10,928 |
| Salaries and employee benefits | $336,000 | 11,292 |
| Premises and equipment expense | $121,000 | 9,761 |
| Additional noninterest expense | $292,000 | 10,549 |
| Pre-tax net operating income | $513,000 | 8,581 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $187,000 | 7,872 |
| Income before extraordinary items | $326,000 | 9,170 |
| Extraordinary gains, net | $91,000 | 1,655 |
| Net income | $417,000 | 8,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $326,000 | 8,917 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 12,968 |
| Total interest expense | $284,000 | 13,517 |
| Net interest income | $747,000 | 12,126 |
| Provision for loan and lease losses | $-92,000 | 13,696 |
| Total noninterest income | $209,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $691,000 | 11,559 |
| Salaries and employee benefits | $262,000 | 12,472 |
| Premises and equipment expense | $92,000 | 11,034 |
| Additional noninterest expense | $337,000 | 10,353 |
| Pre-tax net operating income | $357,000 | 9,617 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $134,000 | 9,024 |
| Income before extraordinary items | $223,000 | 10,279 |
| Extraordinary gains, net | $134,000 | 603 |
| Net income | $357,000 | 8,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 8,614 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $223,000 | 9,930 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.