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Presence Bank, Income and Expense

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2024-03-31 (YTD Data)		Rank
Total interest income	$5,541,000	1,881
Total interest expense	$2,982,000	1,439
Net interest income	$2,559,000	2,343
Provision for loan and lease losses	$-84,000	4,333
Total noninterest income	$194,000	2,911
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$40,000	2,891
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	2,646
Total noninterest expense	$2,316,000	2,165
Salaries and employee benefits	$1,255,000	2,237
Premises and equipment expense	$175,000	2,488
Additional noninterest expense	$154,000	2,646
Pre-tax net operating income	$521,000	2,765
Securities gains (losses)	$-8,000	4,029
Applicable income taxes	$110,000	1,884
Income before extraordinary items	$403,000	2,902
Extraordinary gains, net	$0	51
Net income	$403,000	2,933
Minority interest net income	$0	72
Net income of bank and minority interests.	$403,000	2,903
Net charge-offs	$2,000	1,977
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$409,320	2,889
2023-12-31 (YTD Data)		Rank
Total interest income	$19,502,000	1,925
Total interest expense	$7,803,000	1,527
Net interest income	$11,699,000	2,154
Provision for loan and lease losses	$632,000	1,115
Total noninterest income	$774,000	3,020
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$151,000	2,986
Trading account gains and fees	NA	NA
Additional Noninterest Income	$623,000	2,758
Total noninterest expense	$9,051,000	2,161
Salaries and employee benefits	$4,798,000	2,247
Premises and equipment expense	$733,000	2,434
Additional noninterest expense	$623,000	2,758
Pre-tax net operating income	$2,790,000	2,593
Securities gains (losses)	$11,000	751
Applicable income taxes	$616,000	1,763
Income before extraordinary items	$2,185,000	2,682
Extraordinary gains, net	$0	54
Net income	$2,185,000	2,710
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,185,000	2,684
Net charge-offs	$125,000	1,373
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$139,000	391
Net operating income	$2,176,310	2,714
2023-09-30 (YTD Data)		Rank
Total interest income	$14,308,000	1,922
Total interest expense	$5,247,000	1,525
Net interest income	$9,061,000	2,119
Provision for loan and lease losses	$570,000	926
Total noninterest income	$606,000	2,973
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$116,000	2,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$490,000	2,707
Total noninterest expense	$6,826,000	2,150
Salaries and employee benefits	$3,663,000	2,217
Premises and equipment expense	$521,000	2,511
Additional noninterest expense	$490,000	2,706
Pre-tax net operating income	$2,271,000	2,547
Securities gains (losses)	$-24,000	3,657
Applicable income taxes	$487,000	1,777
Income before extraordinary items	$1,760,000	2,660
Extraordinary gains, net	$0	52
Net income	$1,760,000	2,690
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,760,000	2,661
Net charge-offs	$125,000	1,085
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,778,960	2,671
2023-06-30 (YTD Data)		Rank
Total interest income	$9,250,000	1,934
Total interest expense	$3,149,000	1,517
Net interest income	$6,101,000	2,125
Provision for loan and lease losses	$430,000	851
Total noninterest income	$396,000	2,963
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$79,000	2,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$317,000	2,697
Total noninterest expense	$4,585,000	2,129
Salaries and employee benefits	$2,487,000	2,189
Premises and equipment expense	$341,000	2,519
Additional noninterest expense	$317,000	2,692
Pre-tax net operating income	$1,482,000	2,598
Securities gains (losses)	$0	938
Applicable income taxes	$322,000	1,798
Income before extraordinary items	$1,160,000	2,686
Extraordinary gains, net	$0	51
Net income	$1,160,000	2,716
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,160,000	2,686
Net charge-offs	$127,000	837
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,160,000	2,706
2023-03-31 (YTD Data)		Rank
Total interest income	$4,291,000	2,017
Total interest expense	$1,324,000	1,550
Net interest income	$2,967,000	2,171
Provision for loan and lease losses	$183,000	935
Total noninterest income	$126,000	3,414
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$41,000	2,918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	3,303
Total noninterest expense	$2,291,000	2,168
Salaries and employee benefits	$1,248,000	2,214
Premises and equipment expense	$164,000	2,613
Additional noninterest expense	$85,000	3,303
Pre-tax net operating income	$619,000	2,856
Securities gains (losses)	$12,000	547
Applicable income taxes	$146,000	1,890
Income before extraordinary items	$485,000	2,976
Extraordinary gains, net	$0	4
Net income	$485,000	2,975
Minority interest net income	$0	48
Net income of bank and minority interests.	$485,000	2,976
Net charge-offs	$59,000	746
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$475,520	3,022
2022-12-31 (YTD Data)		Rank
Total interest income	$13,700,000	2,080
Total interest expense	$3,044,000	1,169
Net interest income	$10,656,000	2,284
Provision for loan and lease losses	$1,200,000	719
Total noninterest income	$1,516,000	2,335
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$149,000	3,066
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,367,000	2,000
Total noninterest expense	$8,174,000	2,272
Salaries and employee benefits	$4,235,000	2,407
Premises and equipment expense	$632,000	2,642
Additional noninterest expense	$1,367,000	2,000
Pre-tax net operating income	$2,798,000	2,734
Securities gains (losses)	$-99,000	3,905
Applicable income taxes	$543,000	1,966
Income before extraordinary items	$2,156,000	2,857
Extraordinary gains, net	$0	5
Net income	$2,156,000	2,854
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,156,000	2,856
Net charge-offs	$353,000	720
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$151,000	436
Net operating income	$2,235,200	2,846
2022-09-30 (YTD Data)		Rank
Total interest income	$9,561,000	2,136
Total interest expense	$1,936,000	1,047
Net interest income	$7,625,000	2,328
Provision for loan and lease losses	$639,000	831
Total noninterest income	$510,000	3,276
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$105,000	3,149
Trading account gains and fees	NA	NA
Additional Noninterest Income	$405,000	3,015
Total noninterest expense	$6,076,000	2,278
Salaries and employee benefits	$3,256,000	2,370
Premises and equipment expense	$491,000	2,590
Additional noninterest expense	$405,000	3,015
Pre-tax net operating income	$1,420,000	3,169
Securities gains (losses)	$-100,000	4,225
Applicable income taxes	$251,000	2,349
Income before extraordinary items	$1,069,000	3,306
Extraordinary gains, net	$0	4
Net income	$1,069,000	3,304
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,069,000	3,305
Net charge-offs	$-3,000	3,287
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,150,000	3,255
2022-06-30 (YTD Data)		Rank
Total interest income	$5,918,000	2,197
Total interest expense	$1,242,000	923
Net interest income	$4,676,000	2,414
Provision for loan and lease losses	$293,000	970
Total noninterest income	$336,000	3,268
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$73,000	3,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$263,000	3,058
Total noninterest expense	$3,855,000	2,334
Salaries and employee benefits	$2,040,000	2,461
Premises and equipment expense	$318,000	2,635
Additional noninterest expense	$1,497,000	2,012
Pre-tax net operating income	$864,000	3,162
Securities gains (losses)	$-67,000	4,292
Applicable income taxes	$151,000	2,343
Income before extraordinary items	$646,000	3,305
Extraordinary gains, net	$0	4
Net income	$646,000	3,304
Minority interest net income	$0	60
Net income of bank and minority interests.	$646,000	3,305
Net charge-offs	$-1,000	2,999
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$700,270	3,244
2022-03-31 (YTD Data)		Rank
Total interest income	$2,781,000	2,236
Total interest expense	$584,000	954
Net interest income	$2,197,000	2,457
Provision for loan and lease losses	$90,000	1,018
Total noninterest income	$162,000	3,265
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$35,000	3,137
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	3,041
Total noninterest expense	$1,881,000	2,386
Salaries and employee benefits	$981,000	2,530
Premises and equipment expense	$150,000	2,747
Additional noninterest expense	$750,000	1,985
Pre-tax net operating income	$388,000	3,154
Securities gains (losses)	$-40,000	4,416
Applicable income taxes	$65,000	2,361
Income before extraordinary items	$283,000	3,336
Extraordinary gains, net	$0	4
Net income	$283,000	3,334
Minority interest net income	$0	50
Net income of bank and minority interests.	$283,000	3,336
Net charge-offs	$-1,000	3,005
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$315,400	3,236
2021-12-31 (YTD Data)		Rank
Total interest income	$10,058,000	2,462
Total interest expense	$2,241,000	1,205
Net interest income	$7,817,000	2,686
Provision for loan and lease losses	$287,000	1,465
Total noninterest income	$815,000	3,198
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$127,000	3,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$688,000	2,983
Total noninterest expense	$7,313,000	2,409
Salaries and employee benefits	$3,994,000	2,499
Premises and equipment expense	$568,000	2,819
Additional noninterest expense	$2,751,000	2,101
Pre-tax net operating income	$1,032,000	3,815
Securities gains (losses)	$-25,000	4,465
Applicable income taxes	$181,000	2,748
Income before extraordinary items	$826,000	3,898
Extraordinary gains, net	$0	10
Net income	$826,000	3,898
Minority interest net income	$0	74
Net income of bank and minority interests.	$826,000	3,898
Net charge-offs	$-5,000	3,478
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$12,972,000	58
Net operating income	$846,500	3,857
2021-09-30 (YTD Data)		Rank
Total interest income	$7,365,000	2,530
Total interest expense	$1,666,000	1,285
Net interest income	$5,699,000	2,772
Provision for loan and lease losses	$221,000	1,418
Total noninterest income	$544,000	3,346
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$93,000	3,231
Trading account gains and fees	NA	NA
Additional Noninterest Income	$451,000	3,154
Total noninterest expense	$5,315,000	2,475
Salaries and employee benefits	$2,865,000	2,580
Premises and equipment expense	$441,000	2,787
Additional noninterest expense	$2,009,000	2,157
Pre-tax net operating income	$707,000	3,999
Securities gains (losses)	$-6,000	4,520
Applicable income taxes	$124,000	2,825
Income before extraordinary items	$577,000	4,081
Extraordinary gains, net	$0	8
Net income	$577,000	4,080
Minority interest net income	$0	69
Net income of bank and minority interests.	$577,000	4,081
Net charge-offs	$-3,000	3,300
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$12,821,000	49
Net operating income	$581,920	4,049
2021-06-30 (YTD Data)		Rank
Total interest income	$4,718,000	2,593
Total interest expense	$1,127,000	1,327
Net interest income	$3,591,000	2,867
Provision for loan and lease losses	$138,000	1,476
Total noninterest income	$365,000	3,335
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$61,000	3,210
Trading account gains and fees	NA	NA
Additional Noninterest Income	$304,000	3,117
Total noninterest expense	$3,407,000	2,533
Salaries and employee benefits	$1,814,000	2,665
Premises and equipment expense	$288,000	2,821
Additional noninterest expense	$1,305,000	2,170
Pre-tax net operating income	$411,000	4,120
Securities gains (losses)	$-14,000	4,674
Applicable income taxes	$67,000	2,927
Income before extraordinary items	$330,000	4,190
Extraordinary gains, net	$0	6
Net income	$330,000	4,189
Minority interest net income	$0	67
Net income of bank and minority interests.	$330,000	4,190
Net charge-offs	$-2,000	3,249
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$341,620	4,141
2021-03-31 (YTD Data)		Rank
Total interest income	$2,242,000	2,670
Total interest expense	$576,000	1,359
Net interest income	$1,666,000	2,947
Provision for loan and lease losses	$69,000	1,551
Total noninterest income	$168,000	3,408
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$30,000	3,217
Trading account gains and fees	NA	NA
Additional Noninterest Income	$138,000	3,203
Total noninterest expense	$1,696,000	2,522
Salaries and employee benefits	$917,000	2,633
Premises and equipment expense	$153,000	2,740
Additional noninterest expense	$626,000	2,205
Pre-tax net operating income	$69,000	4,533
Securities gains (losses)	$-15,000	4,698
Applicable income taxes	$3,000	3,464
Income before extraordinary items	$51,000	4,598
Extraordinary gains, net	$0	3
Net income	$51,000	4,598
Minority interest net income	$0	55
Net income of bank and minority interests.	$51,000	4,598
Net charge-offs	$-1,000	3,038
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$65,100	4,519
2020-12-31 (YTD Data)		Rank
Total interest income	$9,064,000	2,666
Total interest expense	$2,431,000	1,736
Net interest income	$6,633,000	2,900
Provision for loan and lease losses	$760,000	1,869
Total noninterest income	$648,000	3,351
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$128,000	3,289
Trading account gains and fees	NA	NA
Additional Noninterest Income	$520,000	3,116
Total noninterest expense	$7,094,000	2,434
Salaries and employee benefits	$3,469,000	2,699
Premises and equipment expense	$708,000	2,506
Additional noninterest expense	$2,917,000	1,950
Pre-tax net operating income	$-573,000	4,875
Securities gains (losses)	$18,000	2,145
Applicable income taxes	$-140,000	4,906
Income before extraordinary items	$-415,000	4,870
Extraordinary gains, net	$0	4
Net income	$-415,000	4,870
Minority interest net income	$0	72
Net income of bank and minority interests.	$-415,000	4,870
Net charge-offs	$-254,000	4,894
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$-429,220	4,864
2020-09-30 (YTD Data)		Rank
Total interest income	$6,849,000	2,681
Total interest expense	$1,811,000	1,823
Net interest income	$5,038,000	2,882
Provision for loan and lease losses	$621,000	1,786
Total noninterest income	$473,000	3,360
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$86,000	3,440
Trading account gains and fees	NA	NA
Additional Noninterest Income	$387,000	3,089
Total noninterest expense	$4,766,000	2,587
Salaries and employee benefits	$2,580,000	2,700
Premises and equipment expense	$416,000	2,888
Additional noninterest expense	$1,770,000	2,250
Pre-tax net operating income	$124,000	4,592
Securities gains (losses)	$20,000	1,917
Applicable income taxes	$12,000	3,435
Income before extraordinary items	$132,000	4,605
Extraordinary gains, net	$0	4
Net income	$132,000	4,604
Minority interest net income	$0	65
Net income of bank and minority interests.	$132,000	4,605
Net charge-offs	$-252,000	4,933
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$113,600	4,594
2020-06-30 (YTD Data)		Rank
Total interest income	$4,558,000	2,713
Total interest expense	$1,215,000	1,902
Net interest income	$3,343,000	2,913
Provision for loan and lease losses	$548,000	1,553
Total noninterest income	$306,000	3,370
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$51,000	3,608
Trading account gains and fees	NA	NA
Additional Noninterest Income	$255,000	3,059
Total noninterest expense	$3,052,000	2,674
Salaries and employee benefits	$1,665,000	2,769
Premises and equipment expense	$266,000	2,956
Additional noninterest expense	$1,121,000	2,324
Pre-tax net operating income	$49,000	4,680
Securities gains (losses)	$20,000	1,679
Applicable income taxes	$2,000	3,555
Income before extraordinary items	$67,000	4,651
Extraordinary gains, net	$0	4
Net income	$67,000	4,650
Minority interest net income	$0	65
Net income of bank and minority interests.	$67,000	4,651
Net charge-offs	$-250,000	4,990
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$47,600	4,673
2020-03-31 (YTD Data)		Rank
Total interest income	$2,292,000	2,706
Total interest expense	$600,000	2,055
Net interest income	$1,692,000	2,866
Provision for loan and lease losses	$359,000	1,085
Total noninterest income	$178,000	3,153
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$31,000	3,610
Trading account gains and fees	NA	NA
Additional Noninterest Income	$147,000	2,794
Total noninterest expense	$1,520,000	2,699
Salaries and employee benefits	$844,000	2,757
Premises and equipment expense	$134,000	2,969
Additional noninterest expense	$542,000	2,391
Pre-tax net operating income	$-9,000	4,776
Securities gains (losses)	$13,000	1,249
Applicable income taxes	$-5,000	4,837
Income before extraordinary items	$9,000	4,704
Extraordinary gains, net	$0	4
Net income	$9,000	4,704
Minority interest net income	$0	56
Net income of bank and minority interests.	$9,000	4,704
Net charge-offs	$-4,000	4,126
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-4,000	4,762
2019-12-31 (YTD Data)		Rank
Total interest income	$9,379,000	2,679
Total interest expense	$2,454,000	2,070
Net interest income	$6,925,000	2,860
Provision for loan and lease losses	$697,000	1,207
Total noninterest income	$647,000	3,362
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$130,000	3,662
Trading account gains and fees	NA	NA
Additional Noninterest Income	$517,000	2,989
Total noninterest expense	$5,943,000	2,716
Salaries and employee benefits	$3,205,000	2,810
Premises and equipment expense	$559,000	2,919
Additional noninterest expense	$2,179,000	2,419
Pre-tax net operating income	$932,000	3,941
Securities gains (losses)	$20,000	1,651
Applicable income taxes	$173,000	2,721
Income before extraordinary items	$779,000	4,022
Extraordinary gains, net	$0	11
Net income	$779,000	4,024
Minority interest net income	$0	76
Net income of bank and minority interests.	$779,000	4,024
Net charge-offs	$474,000	1,073
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$762,600	4,008
2019-09-30 (YTD Data)		Rank
Total interest income	$7,024,000	2,719
Total interest expense	$1,838,000	2,085
Net interest income	$5,186,000	2,899
Provision for loan and lease losses	$391,000	1,369
Total noninterest income	$435,000	3,511
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$96,000	3,720
Trading account gains and fees	NA	NA
Additional Noninterest Income	$339,000	3,152
Total noninterest expense	$4,430,000	2,741
Salaries and employee benefits	$2,416,000	2,820
Premises and equipment expense	$424,000	2,917
Additional noninterest expense	$1,590,000	2,465
Pre-tax net operating income	$800,000	3,888
Securities gains (losses)	$24,000	1,352
Applicable income taxes	$152,000	2,677
Income before extraordinary items	$672,000	3,980
Extraordinary gains, net	$0	11
Net income	$672,000	3,979
Minority interest net income	$0	72
Net income of bank and minority interests.	$672,000	3,980
Net charge-offs	$-5,000	4,259
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$652,320	3,978
2019-06-30 (YTD Data)		Rank
Total interest income	$4,665,000	2,736
Total interest expense	$1,207,000	2,084
Net interest income	$3,458,000	2,914
Provision for loan and lease losses	$99,000	2,234
Total noninterest income	$300,000	3,441
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$68,000	3,663
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	3,087
Total noninterest expense	$3,050,000	2,700
Salaries and employee benefits	$1,698,000	2,747
Premises and equipment expense	$295,000	2,857
Additional noninterest expense	$1,057,000	2,480
Pre-tax net operating income	$609,000	3,753
Securities gains (losses)	$18,000	1,068
Applicable income taxes	$117,000	2,574
Income before extraordinary items	$510,000	3,845
Extraordinary gains, net	$0	11
Net income	$510,000	3,843
Minority interest net income	$0	69
Net income of bank and minority interests.	$510,000	3,844
Net charge-offs	$-4,000	4,200
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$495,420	3,862
2019-03-31 (YTD Data)		Rank
Total interest income	$2,253,000	2,811
Total interest expense	$566,000	2,139
Net interest income	$1,687,000	2,980
Provision for loan and lease losses	$22,000	2,710
Total noninterest income	$128,000	3,644
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$34,000	3,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$94,000	3,301
Total noninterest expense	$1,473,000	2,777
Salaries and employee benefits	$836,000	2,787
Premises and equipment expense	$149,000	2,854
Additional noninterest expense	$488,000	2,640
Pre-tax net operating income	$320,000	3,688
Securities gains (losses)	$0	1,087
Applicable income taxes	$59,000	2,528
Income before extraordinary items	$261,000	3,790
Extraordinary gains, net	$0	5
Net income	$261,000	3,789
Minority interest net income	$0	52
Net income of bank and minority interests.	$261,000	3,789
Net charge-offs	$-3,000	4,217
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$261,000	3,789
2018-12-31 (YTD Data)		Rank
Total interest income	$8,807,000	2,756
Total interest expense	$1,929,000	1,983
Net interest income	$6,878,000	2,937
Provision for loan and lease losses	$510,000	1,430
Total noninterest income	$518,000	3,730
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$125,000	3,899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$393,000	3,368
Total noninterest expense	$5,474,000	2,880
Salaries and employee benefits	$3,024,000	2,947
Premises and equipment expense	$489,000	3,188
Additional noninterest expense	$1,961,000	2,619
Pre-tax net operating income	$1,412,000	3,610
Securities gains (losses)	$0	1,125
Applicable income taxes	$313,000	2,359
Income before extraordinary items	$1,099,000	3,779
Extraordinary gains, net	$0	6
Net income	$1,099,000	3,777
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,099,000	3,778
Net charge-offs	$537,000	907
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,099,000	3,785
2018-09-30 (YTD Data)		Rank
Total interest income	$6,577,000	2,759
Total interest expense	$1,410,000	1,945
Net interest income	$5,167,000	2,938
Provision for loan and lease losses	$370,000	1,396
Total noninterest income	$392,000	3,747
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$93,000	3,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$299,000	3,384
Total noninterest expense	$4,246,000	2,830
Salaries and employee benefits	$2,335,000	2,895
Premises and equipment expense	$367,000	3,233
Additional noninterest expense	$1,544,000	2,551
Pre-tax net operating income	$943,000	3,834
Securities gains (losses)	$0	1,118
Applicable income taxes	$211,000	2,510
Income before extraordinary items	$732,000	4,000
Extraordinary gains, net	$0	5
Net income	$732,000	3,999
Minority interest net income	$0	66
Net income of bank and minority interests.	$732,000	3,999
Net charge-offs	$264,000	1,070
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$732,000	4,000
2018-06-30 (YTD Data)		Rank
Total interest income	$4,370,000	2,760
Total interest expense	$922,000	1,899
Net interest income	$3,448,000	2,941
Provision for loan and lease losses	$349,000	1,078
Total noninterest income	$257,000	3,792
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$62,000	3,961
Trading account gains and fees	NA	NA
Additional Noninterest Income	$195,000	3,419
Total noninterest expense	$2,945,000	2,784
Salaries and employee benefits	$1,638,000	2,831
Premises and equipment expense	$263,000	3,111
Additional noninterest expense	$1,044,000	2,539
Pre-tax net operating income	$411,000	4,322
Securities gains (losses)	$0	961
Applicable income taxes	$110,000	2,657
Income before extraordinary items	$301,000	4,518
Extraordinary gains, net	$0	6
Net income	$301,000	4,517
Minority interest net income	$0	65
Net income of bank and minority interests.	$301,000	4,517
Net charge-offs	$274,000	775
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$301,000	4,525
2018-03-31 (YTD Data)		Rank
Total interest income	$2,136,000	2,800
Total interest expense	$443,000	1,878
Net interest income	$1,693,000	2,985
Provision for loan and lease losses	$20,000	2,793
Total noninterest income	$132,000	3,759
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$33,000	3,908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	3,362
Total noninterest expense	$1,456,000	2,833
Salaries and employee benefits	$819,000	2,861
Premises and equipment expense	$127,000	3,206
Additional noninterest expense	$510,000	2,593
Pre-tax net operating income	$349,000	3,639
Securities gains (losses)	$0	735
Applicable income taxes	$66,000	2,493
Income before extraordinary items	$283,000	3,761
Extraordinary gains, net	$0	7
Net income	$283,000	3,761
Minority interest net income	$0	52
Net income of bank and minority interests.	$283,000	3,761
Net charge-offs	$18,000	1,708
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$283,000	3,764
2017-12-31 (YTD Data)		Rank
Total interest income	$8,393,000	2,773
Total interest expense	$1,591,000	1,832
Net interest income	$6,802,000	2,947
Provision for loan and lease losses	$53,000	3,532
Total noninterest income	$966,000	2,998
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$123,000	4,105
Trading account gains and fees	NA	NA
Additional Noninterest Income	$843,000	2,500
Total noninterest expense	$5,598,000	2,898
Salaries and employee benefits	$3,139,000	2,899
Premises and equipment expense	$482,000	3,330
Additional noninterest expense	$1,977,000	2,676
Pre-tax net operating income	$2,117,000	3,016
Securities gains (losses)	$0	2,243
Applicable income taxes	$890,000	1,973
Income before extraordinary items	$1,227,000	3,444
Extraordinary gains, net	$0	9
Net income	$1,227,000	3,442
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,227,000	3,444
Net charge-offs	$-26,000	4,996
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,227,000	3,427
2017-09-30 (YTD Data)		Rank
Total interest income	$6,267,000	2,795
Total interest expense	$1,188,000	1,815
Net interest income	$5,079,000	2,976
Provision for loan and lease losses	$53,000	3,200
Total noninterest income	$836,000	2,812
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$89,000	4,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$747,000	2,327
Total noninterest expense	$4,181,000	2,933
Salaries and employee benefits	$2,341,000	2,930
Premises and equipment expense	$366,000	3,344
Additional noninterest expense	$1,474,000	2,692
Pre-tax net operating income	$1,681,000	2,975
Securities gains (losses)	$0	2,274
Applicable income taxes	$383,000	2,286
Income before extraordinary items	$1,298,000	3,089
Extraordinary gains, net	$0	9
Net income	$1,298,000	3,088
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,298,000	3,089
Net charge-offs	$-94,000	5,327
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,298,000	3,063
2017-06-30 (YTD Data)		Rank
Total interest income	$4,160,000	2,791
Total interest expense	$800,000	1,769
Net interest income	$3,360,000	2,980
Provision for loan and lease losses	$52,000	2,811
Total noninterest income	$717,000	2,482
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$61,000	4,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$656,000	2,008
Total noninterest expense	$2,834,000	2,911
Salaries and employee benefits	$1,613,000	2,891
Premises and equipment expense	$252,000	3,280
Additional noninterest expense	$969,000	2,731
Pre-tax net operating income	$1,191,000	2,852
Securities gains (losses)	$0	1,906
Applicable income taxes	$222,000	2,390
Income before extraordinary items	$969,000	2,873
Extraordinary gains, net	$0	11
Net income	$969,000	2,873
Minority interest net income	$0	71
Net income of bank and minority interests.	$969,000	2,873
Net charge-offs	$-94,000	5,431
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$969,000	2,858
2017-03-31 (YTD Data)		Rank
Total interest income	$2,041,000	2,828
Total interest expense	$404,000	1,741
Net interest income	$1,637,000	3,027
Provision for loan and lease losses	$34,000	2,359
Total noninterest income	$131,000	3,920
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$30,000	4,204
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	3,459
Total noninterest expense	$1,312,000	3,079
Salaries and employee benefits	$752,000	3,055
Premises and equipment expense	$122,000	3,399
Additional noninterest expense	$438,000	2,924
Pre-tax net operating income	$422,000	3,350
Securities gains (losses)	$0	1,153
Applicable income taxes	$130,000	2,242
Income before extraordinary items	$292,000	3,652
Extraordinary gains, net	$0	8
Net income	$292,000	3,651
Minority interest net income	$0	55
Net income of bank and minority interests.	$292,000	3,652
Net charge-offs	$-25,000	5,330
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$292,000	3,628
2016-12-31 (YTD Data)		Rank
Total interest income	$8,405,000	2,749
Total interest expense	$1,683,000	1,631
Net interest income	$6,722,000	2,966
Provision for loan and lease losses	$367,000	1,778
Total noninterest income	$463,000	4,196
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$107,000	4,435
Trading account gains and fees	$0	170
Additional Noninterest Income	$356,000	3,732
Total noninterest expense	$5,228,000	3,097
Salaries and employee benefits	$2,810,000	3,164
Premises and equipment expense	$480,000	3,454
Additional noninterest expense	$1,938,000	2,817
Pre-tax net operating income	$1,590,000	3,428
Securities gains (losses)	$0	3,212
Applicable income taxes	$504,000	2,249
Income before extraordinary items	$1,086,000	3,775
Extraordinary gains, net	$0	5
Net income	$1,086,000	3,773
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,086,000	3,774
Net charge-offs	$314,000	1,476
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,086,000	3,732
2016-09-30 (YTD Data)		Rank
Total interest income	$6,254,000	2,776
Total interest expense	$1,262,000	1,634
Net interest income	$4,992,000	3,000
Provision for loan and lease losses	$100,000	2,703
Total noninterest income	$356,000	4,189
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$74,000	4,554
Trading account gains and fees	$0	169
Additional Noninterest Income	$282,000	3,661
Total noninterest expense	$3,898,000	3,113
Salaries and employee benefits	$2,093,000	3,171
Premises and equipment expense	$356,000	3,483
Additional noninterest expense	$1,449,000	2,813
Pre-tax net operating income	$1,350,000	3,276
Securities gains (losses)	$0	3,160
Applicable income taxes	$431,000	2,175
Income before extraordinary items	$919,000	3,644
Extraordinary gains, net	$0	5
Net income	$919,000	3,642
Minority interest net income	$0	71
Net income of bank and minority interests.	$919,000	3,644
Net charge-offs	$18,000	3,215
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$919,000	3,578
2016-06-30 (YTD Data)		Rank
Total interest income	$4,123,000	2,811
Total interest expense	$836,000	1,632
Net interest income	$3,287,000	3,044
Provision for loan and lease losses	$84,000	2,486
Total noninterest income	$236,000	4,200
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$47,000	4,626
Trading account gains and fees	$0	157
Additional Noninterest Income	$189,000	3,687
Total noninterest expense	$2,468,000	3,234
Salaries and employee benefits	$1,293,000	3,352
Premises and equipment expense	$235,000	3,538
Additional noninterest expense	$940,000	2,871
Pre-tax net operating income	$971,000	3,125
Securities gains (losses)	$0	2,835
Applicable income taxes	$311,000	2,106
Income before extraordinary items	$660,000	3,511
Extraordinary gains, net	$0	16
Net income	$660,000	3,507
Minority interest net income	$0	71
Net income of bank and minority interests.	$660,000	3,509
Net charge-offs	$-13,000	5,063
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$660,000	3,452
2016-03-31 (YTD Data)		Rank
Total interest income	$2,024,000	2,840
Total interest expense	$416,000	1,642
Net interest income	$1,608,000	3,087
Provision for loan and lease losses	$33,000	2,469
Total noninterest income	$116,000	4,214
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$23,000	4,665
Trading account gains and fees	$0	142
Additional Noninterest Income	$93,000	3,655
Total noninterest expense	$1,254,000	3,214
Salaries and employee benefits	$674,000	3,290
Premises and equipment expense	$118,000	3,544
Additional noninterest expense	$462,000	2,927
Pre-tax net operating income	$437,000	3,258
Securities gains (losses)	$0	2,077
Applicable income taxes	$139,000	2,171
Income before extraordinary items	$298,000	3,642
Extraordinary gains, net	$0	12
Net income	$298,000	3,639
Minority interest net income	$0	62
Net income of bank and minority interests.	$298,000	3,640
Net charge-offs	$-6,000	4,951
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$298,000	3,574
2015-12-31 (YTD Data)		Rank
Total interest income	$8,618,000	2,693
Total interest expense	$2,167,000	1,283
Net interest income	$6,451,000	3,046
Provision for loan and lease losses	$171,000	2,516
Total noninterest income	$754,000	3,528
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$111,000	4,567
Trading account gains and fees	$0	159
Additional Noninterest Income	$643,000	2,942
Total noninterest expense	$5,686,000	2,979
Salaries and employee benefits	$2,554,000	3,368
Premises and equipment expense	$475,000	3,580
Additional noninterest expense	$2,657,000	2,215
Pre-tax net operating income	$1,348,000	3,667
Securities gains (losses)	$0	3,216
Applicable income taxes	$300,000	2,663
Income before extraordinary items	$1,048,000	3,848
Extraordinary gains, net	$0	23
Net income	$1,048,000	3,849
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,048,000	3,850
Net charge-offs	$71,000	2,971
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,048,000	3,799
2015-09-30 (YTD Data)		Rank
Total interest income	$6,590,000	2,667
Total interest expense	$1,742,000	1,205
Net interest income	$4,848,000	3,062
Provision for loan and lease losses	$171,000	2,150
Total noninterest income	$642,000	3,355
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$87,000	4,553
Trading account gains and fees	$0	153
Additional Noninterest Income	$555,000	2,777
Total noninterest expense	$4,284,000	2,987
Salaries and employee benefits	$1,819,000	3,493
Premises and equipment expense	$362,000	3,603
Additional noninterest expense	$2,103,000	2,110
Pre-tax net operating income	$1,035,000	3,688
Securities gains (losses)	$0	3,031
Applicable income taxes	$228,000	2,714
Income before extraordinary items	$807,000	3,871
Extraordinary gains, net	$0	21
Net income	$807,000	3,870
Minority interest net income	$0	78
Net income of bank and minority interests.	$807,000	3,871
Net charge-offs	$-36,000	5,514
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$807,000	3,820
2015-06-30 (YTD Data)		Rank
Total interest income	$4,551,000	2,587
Total interest expense	$1,231,000	1,148
Net interest income	$3,320,000	3,007
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$525,000	2,992
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$59,000	4,529
Trading account gains and fees	$0	157
Additional Noninterest Income	$466,000	2,487
Total noninterest expense	$2,965,000	2,913
Salaries and employee benefits	$1,133,000	3,687
Premises and equipment expense	$251,000	3,539
Additional noninterest expense	$1,581,000	1,907
Pre-tax net operating income	$760,000	3,509
Securities gains (losses)	$0	2,636
Applicable income taxes	$143,000	2,761
Income before extraordinary items	$617,000	3,618
Extraordinary gains, net	$0	22
Net income	$617,000	3,619
Minority interest net income	$0	75
Net income of bank and minority interests.	$617,000	3,620
Net charge-offs	$-36,000	5,652
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$617,000	3,564
2015-03-31 (YTD Data)		Rank
Total interest income	$2,087,000	2,770
Total interest expense	$654,000	1,098
Net interest income	$1,433,000	3,323
Provision for loan and lease losses	$52,000	2,041
Total noninterest income	$111,000	4,377
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$30,000	4,503
Trading account gains and fees	$0	152
Additional Noninterest Income	$81,000	3,898
Total noninterest expense	$1,597,000	2,781
Salaries and employee benefits	$560,000	3,745
Premises and equipment expense	$141,000	3,330
Additional noninterest expense	$896,000	1,679
Pre-tax net operating income	$-105,000	6,225
Securities gains (losses)	$0	2,027
Applicable income taxes	$-46,000	6,325
Income before extraordinary items	$-59,000	6,198
Extraordinary gains, net	$0	13
Net income	$-59,000	6,199
Minority interest net income	$0	64
Net income of bank and minority interests.	$-59,000	6,199
Net charge-offs	$-39,000	5,879
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-59,000	6,174
2014-12-31 (YTD Data)		Rank
Total interest income	$8,318,000	2,803
Total interest expense	$3,206,000	936
Net interest income	$5,112,000	3,592
Provision for loan and lease losses	$316,000	1,926
Total noninterest income	$375,000	4,717
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$131,000	4,603
Trading account gains and fees	$0	180
Additional Noninterest Income	$244,000	4,287
Total noninterest expense	$4,422,000	3,582
Salaries and employee benefits	$2,280,000	3,708
Premises and equipment expense	$494,000	3,665
Additional noninterest expense	$1,648,000	3,324
Pre-tax net operating income	$749,000	4,571
Securities gains (losses)	$0	3,259
Applicable income taxes	$-949,000	6,424
Income before extraordinary items	$1,698,000	3,020
Extraordinary gains, net	$0	17
Net income	$1,698,000	3,020
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,698,000	3,021
Net charge-offs	$57,000	3,659
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,698,000	2,968
2014-09-30 (YTD Data)		Rank
Total interest income	$6,252,000	2,816
Total interest expense	$2,501,000	905
Net interest income	$3,751,000	3,671
Provision for loan and lease losses	$76,000	3,088
Total noninterest income	$278,000	4,782
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$99,000	4,647
Trading account gains and fees	$0	174
Additional Noninterest Income	$179,000	4,352
Total noninterest expense	$3,248,000	3,656
Salaries and employee benefits	$1,707,000	3,730
Premises and equipment expense	$339,000	3,906
Additional noninterest expense	$1,202,000	3,397
Pre-tax net operating income	$705,000	4,337
Securities gains (losses)	$0	2,980
Applicable income taxes	$-35,000	6,347
Income before extraordinary items	$740,000	4,037
Extraordinary gains, net	$0	15
Net income	$740,000	4,039
Minority interest net income	$0	81
Net income of bank and minority interests.	$740,000	4,039
Net charge-offs	$-26,000	5,857
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$740,000	3,988
2014-06-30 (YTD Data)		Rank
Total interest income	$4,180,000	2,819
Total interest expense	$1,680,000	904
Net interest income	$2,500,000	3,662
Provision for loan and lease losses	$100,000	2,327
Total noninterest income	$180,000	4,822
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$66,000	4,637
Trading account gains and fees	$0	172
Additional Noninterest Income	$114,000	4,406
Total noninterest expense	$2,147,000	3,694
Salaries and employee benefits	$1,140,000	3,741
Premises and equipment expense	$223,000	3,960
Additional noninterest expense	$784,000	3,462
Pre-tax net operating income	$433,000	4,407
Securities gains (losses)	$0	2,580
Applicable income taxes	$-46,000	6,467
Income before extraordinary items	$479,000	4,027
Extraordinary gains, net	$0	20
Net income	$479,000	4,032
Minority interest net income	$0	80
Net income of bank and minority interests.	$479,000	4,032
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$479,000	3,970
2014-03-31 (YTD Data)		Rank
Total interest income	$2,071,000	2,847
Total interest expense	$834,000	919
Net interest income	$1,237,000	3,715
Provision for loan and lease losses	$48,000	2,286
Total noninterest income	$96,000	4,697
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$34,000	4,570
Trading account gains and fees	$0	147
Additional Noninterest Income	$62,000	4,275
Total noninterest expense	$1,053,000	3,777
Salaries and employee benefits	$571,000	3,769
Premises and equipment expense	$114,000	3,948
Additional noninterest expense	$368,000	3,598
Pre-tax net operating income	$232,000	4,226
Securities gains (losses)	$0	1,715
Applicable income taxes	$-2,000	6,379
Income before extraordinary items	$234,000	3,982
Extraordinary gains, net	$0	16
Net income	$234,000	3,984
Minority interest net income	$0	66
Net income of bank and minority interests.	$234,000	3,984
Net charge-offs	$-1,000	4,711
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$234,000	3,937
2013-12-31 (YTD Data)		Rank
Total interest income	$8,436,000	2,824
Total interest expense	$4,014,000	847
Net interest income	$4,422,000	4,018
Provision for loan and lease losses	$220,000	2,851
Total noninterest income	$437,000	4,615
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$132,000	4,797
Trading account gains and fees	$0	184
Additional Noninterest Income	$305,000	4,066
Total noninterest expense	$4,250,000	3,772
Salaries and employee benefits	$2,164,000	3,905
Premises and equipment expense	$454,000	3,942
Additional noninterest expense	$1,632,000	3,435
Pre-tax net operating income	$389,000	5,246
Securities gains (losses)	$0	3,182
Applicable income taxes	$14,000	4,213
Income before extraordinary items	$375,000	5,213
Extraordinary gains, net	$0	29
Net income	$375,000	5,216
Minority interest net income	$0	90
Net income of bank and minority interests.	$375,000	5,216
Net charge-offs	$354,000	2,379
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$375,000	5,156
2013-09-30 (YTD Data)		Rank
Total interest income	$6,332,000	2,840
Total interest expense	$3,096,000	845
Net interest income	$3,236,000	4,121
Provision for loan and lease losses	$150,000	2,922
Total noninterest income	$299,000	4,815
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$96,000	4,890
Trading account gains and fees	$0	180
Additional Noninterest Income	$203,000	4,290
Total noninterest expense	$3,130,000	3,841
Salaries and employee benefits	$1,577,000	3,975
Premises and equipment expense	$344,000	3,972
Additional noninterest expense	$1,209,000	3,473
Pre-tax net operating income	$255,000	5,501
Securities gains (losses)	$0	3,040
Applicable income taxes	$-29,000	6,589
Income before extraordinary items	$284,000	5,326
Extraordinary gains, net	$0	25
Net income	$284,000	5,327
Minority interest net income	$0	84
Net income of bank and minority interests.	$284,000	5,328
Net charge-offs	$91,000	3,346
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$284,000	5,240
2013-06-30 (YTD Data)		Rank
Total interest income	$4,225,000	2,833
Total interest expense	$2,054,000	874
Net interest income	$2,171,000	4,090
Provision for loan and lease losses	$100,000	2,924
Total noninterest income	$201,000	4,828
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$63,000	4,904
Trading account gains and fees	$0	157
Additional Noninterest Income	$138,000	4,316
Total noninterest expense	$2,072,000	3,881
Salaries and employee benefits	$1,026,000	4,048
Premises and equipment expense	$228,000	4,001
Additional noninterest expense	$818,000	3,447
Pre-tax net operating income	$200,000	5,319
Securities gains (losses)	$0	2,791
Applicable income taxes	$-29,000	6,658
Income before extraordinary items	$229,000	5,115
Extraordinary gains, net	$0	22
Net income	$229,000	5,117
Minority interest net income	$0	82
Net income of bank and minority interests.	$229,000	5,118
Net charge-offs	$-1,000	5,537
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$229,000	4,989
2013-03-31 (YTD Data)		Rank
Total interest income	$2,123,000	2,845
Total interest expense	$1,020,000	919
Net interest income	$1,103,000	4,047
Provision for loan and lease losses	$50,000	2,783
Total noninterest income	$99,000	4,855
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$32,000	4,852
Trading account gains and fees	$0	148
Additional Noninterest Income	$67,000	4,335
Total noninterest expense	$1,028,000	3,934
Salaries and employee benefits	$509,000	4,113
Premises and equipment expense	$117,000	3,948
Additional noninterest expense	$402,000	3,492
Pre-tax net operating income	$124,000	5,079
Securities gains (losses)	$0	1,966
Applicable income taxes	$1,000	4,491
Income before extraordinary items	$123,000	4,986
Extraordinary gains, net	$0	10
Net income	$123,000	4,987
Minority interest net income	$0	76
Net income of bank and minority interests.	$123,000	4,988
Net charge-offs	$-1,000	5,189
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$123,000	4,886
2012-12-31 (YTD Data)		Rank
Total interest income	$8,955,000	2,839
Total interest expense	$4,679,000	963
Net interest income	$4,276,000	4,238
Provision for loan and lease losses	$28,000	5,485
Total noninterest income	$434,000	4,709
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$137,000	4,923
Trading account gains and fees	$0	166
Additional Noninterest Income	$297,000	4,050
Total noninterest expense	$4,124,000	3,947
Salaries and employee benefits	$1,727,000	4,493
Premises and equipment expense	$535,000	3,654
Additional noninterest expense	$1,862,000	3,250
Pre-tax net operating income	$558,000	4,800
Securities gains (losses)	$0	3,810
Applicable income taxes	$96,000	3,536
Income before extraordinary items	$462,000	5,035
Extraordinary gains, net	$0	29
Net income	$462,000	5,031
Minority interest net income	$0	93
Net income of bank and minority interests.	$462,000	5,032
Net charge-offs	$248,000	3,537
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$462,000	4,834
2012-09-30 (YTD Data)		Rank
Total interest income	$6,766,000	2,877
Total interest expense	$3,615,000	976
Net interest income	$3,151,000	4,344
Provision for loan and lease losses	$27,000	5,262
Total noninterest income	$323,000	4,757
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$101,000	5,028
Trading account gains and fees	$0	157
Additional Noninterest Income	$222,000	4,106
Total noninterest expense	$3,126,000	3,945
Salaries and employee benefits	$1,287,000	4,535
Premises and equipment expense	$409,000	3,666
Additional noninterest expense	$1,430,000	3,233
Pre-tax net operating income	$321,000	5,239
Securities gains (losses)	$0	3,575
Applicable income taxes	$86,000	3,471
Income before extraordinary items	$235,000	5,577
Extraordinary gains, net	$0	20
Net income	$235,000	5,576
Minority interest net income	$0	86
Net income of bank and minority interests.	$235,000	5,576
Net charge-offs	$208,000	3,264
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$235,000	5,394
2012-06-30 (YTD Data)		Rank
Total interest income	$4,500,000	2,906
Total interest expense	$2,442,000	1,005
Net interest income	$2,058,000	4,408
Provision for loan and lease losses	$37,000	4,773
Total noninterest income	$237,000	4,625
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$66,000	5,076
Trading account gains and fees	$0	153
Additional Noninterest Income	$171,000	3,882
Total noninterest expense	$2,106,000	3,936
Salaries and employee benefits	$871,000	4,527
Premises and equipment expense	$267,000	3,705
Additional noninterest expense	$968,000	3,210
Pre-tax net operating income	$152,000	5,585
Securities gains (losses)	$0	3,178
Applicable income taxes	$24,000	3,925
Income before extraordinary items	$128,000	5,768
Extraordinary gains, net	$0	19
Net income	$128,000	5,767
Minority interest net income	$0	84
Net income of bank and minority interests.	$128,000	5,767
Net charge-offs	$70,000	3,740
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$128,000	5,589
2012-03-31 (YTD Data)		Rank
Total interest income	$2,259,000	2,935
Total interest expense	$1,229,000	1,039
Net interest income	$1,030,000	4,430
Provision for loan and lease losses	$25,000	4,328
Total noninterest income	$143,000	4,327
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$34,000	5,018
Trading account gains and fees	$0	148
Additional Noninterest Income	$109,000	3,574
Total noninterest expense	$1,059,000	3,948
Salaries and employee benefits	$440,000	4,524
Premises and equipment expense	$134,000	3,731
Additional noninterest expense	$485,000	3,174
Pre-tax net operating income	$89,000	5,524
Securities gains (losses)	$0	2,210
Applicable income taxes	$15,000	3,807
Income before extraordinary items	$74,000	5,684
Extraordinary gains, net	$0	19
Net income	$74,000	5,684
Minority interest net income	$0	78
Net income of bank and minority interests.	$74,000	5,684
Net charge-offs	$0	4,730
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$74,000	5,530
2011-12-31 (YTD Data)		Rank
Total interest income	$9,177,000	2,983
Total interest expense	$5,373,000	1,117
Net interest income	$3,804,000	4,675
Provision for loan and lease losses	$65,000	5,666
Total noninterest income	$410,000	4,746
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$144,000	4,966
Trading account gains and fees	$0	146
Additional Noninterest Income	$266,000	4,044
Total noninterest expense	$4,203,000	3,974
Salaries and employee benefits	$1,671,000	4,642
Premises and equipment expense	$558,000	3,763
Additional noninterest expense	$1,974,000	3,178
Pre-tax net operating income	$-54,000	6,093
Securities gains (losses)	$81,000	2,227
Applicable income taxes	$-15,000	6,614
Income before extraordinary items	$42,000	6,039
Extraordinary gains, net	$0	29
Net income	$42,000	6,041
Minority interest net income	$0	96
Net income of bank and minority interests.	$42,000	6,041
Net charge-offs	$18,000	5,935
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-39,000	6,096
2011-09-30 (YTD Data)		Rank
Total interest income	$6,911,000	3,005
Total interest expense	$4,114,000	1,143
Net interest income	$2,797,000	4,752
Provision for loan and lease losses	$44,000	5,663
Total noninterest income	$310,000	4,768
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$107,000	5,008
Trading account gains and fees	$0	145
Additional Noninterest Income	$203,000	4,072
Total noninterest expense	$3,160,000	3,975
Salaries and employee benefits	$1,244,000	4,685
Premises and equipment expense	$426,000	3,764
Additional noninterest expense	$1,490,000	3,169
Pre-tax net operating income	$-97,000	6,289
Securities gains (losses)	$81,000	1,970
Applicable income taxes	$6,000	4,372
Income before extraordinary items	$-22,000	6,296
Extraordinary gains, net	$0	21
Net income	$-22,000	6,298
Minority interest net income	$0	87
Net income of bank and minority interests.	$-22,000	6,298
Net charge-offs	$18,000	5,586
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-103,000	6,336
2011-06-30 (YTD Data)		Rank
Total interest income	$4,616,000	3,014
Total interest expense	$2,723,000	1,189
Net interest income	$1,893,000	4,736
Provision for loan and lease losses	$21,000	5,690
Total noninterest income	$210,000	4,793
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$70,000	5,028
Trading account gains and fees	$0	153
Additional Noninterest Income	$140,000	4,059
Total noninterest expense	$2,168,000	3,958
Salaries and employee benefits	$837,000	4,704
Premises and equipment expense	$285,000	3,778
Additional noninterest expense	$1,046,000	3,091
Pre-tax net operating income	$-86,000	6,396
Securities gains (losses)	$0	2,914
Applicable income taxes	$2,000	4,487
Income before extraordinary items	$-88,000	6,490
Extraordinary gains, net	$0	15
Net income	$-88,000	6,490
Minority interest net income	$0	89
Net income of bank and minority interests.	$-88,000	6,490
Net charge-offs	$6,000	5,501
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-88,000	6,447
2011-03-31 (YTD Data)		Rank
Total interest income	$2,320,000	3,022
Total interest expense	$1,376,000	1,218
Net interest income	$944,000	4,745
Provision for loan and lease losses	$0	5,840
Total noninterest income	$103,000	4,870
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$34,000	5,022
Trading account gains and fees	$0	158
Additional Noninterest Income	$69,000	4,155
Total noninterest expense	$1,101,000	3,936
Salaries and employee benefits	$423,000	4,700
Premises and equipment expense	$148,000	3,732
Additional noninterest expense	$530,000	3,031
Pre-tax net operating income	$-54,000	6,561
Securities gains (losses)	$0	1,772
Applicable income taxes	$32,000	3,147
Income before extraordinary items	$-86,000	6,685
Extraordinary gains, net	$0	9
Net income	$-86,000	6,685
Minority interest net income	$0	86
Net income of bank and minority interests.	$-86,000	6,685
Net charge-offs	$7,000	4,526
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-86,000	6,674
2010-12-31 (YTD Data)		Rank
Total interest income	$9,853,000	2,993
Total interest expense	$6,008,000	1,385
Net interest income	$3,845,000	4,685
Provision for loan and lease losses	$414,000	4,411
Total noninterest income	$386,000	5,014
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$127,000	5,184
Trading account gains and fees	$0	175
Additional Noninterest Income	$259,000	4,197
Total noninterest expense	$4,167,000	4,105
Salaries and employee benefits	$1,487,000	5,078
Premises and equipment expense	$617,000	3,645
Additional noninterest expense	$2,063,000	3,173
Pre-tax net operating income	$-350,000	6,157
Securities gains (losses)	$30,000	2,937
Applicable income taxes	$1,103,000	1,142
Income before extraordinary items	$-1,423,000	6,725
Extraordinary gains, net	$0	29
Net income	$-1,423,000	6,725
Minority interest net income	$0	111
Net income of bank and minority interests.	$-1,423,000	6,726
Net charge-offs	$181,000	4,862
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-1,453,000	6,708
2010-09-30 (YTD Data)		Rank
Total interest income	$7,620,000	2,980
Total interest expense	$4,565,000	1,424
Net interest income	$3,055,000	4,596
Provision for loan and lease losses	$21,000	6,656
Total noninterest income	$281,000	5,151
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$92,000	5,296
Trading account gains and fees	$0	165
Additional Noninterest Income	$189,000	4,261
Total noninterest expense	$3,163,000	4,075
Salaries and employee benefits	$1,170,000	4,990
Premises and equipment expense	$469,000	3,657
Additional noninterest expense	$1,524,000	3,177
Pre-tax net operating income	$152,000	5,413
Securities gains (losses)	$0	3,651
Applicable income taxes	$14,000	4,127
Income before extraordinary items	$138,000	5,571
Extraordinary gains, net	$0	23
Net income	$138,000	5,572
Minority interest net income	$0	110
Net income of bank and minority interests.	$138,000	5,572
Net charge-offs	$186,000	4,302
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$138,000	5,404
2010-06-30 (YTD Data)		Rank
Total interest income	$5,132,000	2,982
Total interest expense	$3,068,000	1,466
Net interest income	$2,064,000	4,558
Provision for loan and lease losses	$21,000	6,377
Total noninterest income	$180,000	5,196
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$55,000	5,455
Trading account gains and fees	$0	152
Additional Noninterest Income	$125,000	4,276
Total noninterest expense	$2,121,000	4,072
Salaries and employee benefits	$783,000	4,995
Premises and equipment expense	$316,000	3,664
Additional noninterest expense	$1,022,000	3,138
Pre-tax net operating income	$102,000	5,497
Securities gains (losses)	$0	3,184
Applicable income taxes	$10,000	4,085
Income before extraordinary items	$92,000	5,594
Extraordinary gains, net	$0	19
Net income	$92,000	5,597
Minority interest net income	$0	105
Net income of bank and minority interests.	$92,000	5,596
Net charge-offs	$6,000	6,008
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$92,000	5,471
2010-03-31 (YTD Data)		Rank
Total interest income	$2,602,000	2,993
Total interest expense	$1,540,000	1,532
Net interest income	$1,062,000	4,494
Provision for loan and lease losses	$21,000	5,704
Total noninterest income	$97,000	5,108
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$28,000	5,463
Trading account gains and fees	$0	175
Additional Noninterest Income	$69,000	4,144
Total noninterest expense	$1,080,000	4,058
Salaries and employee benefits	$411,000	4,917
Premises and equipment expense	$157,000	3,768
Additional noninterest expense	$512,000	3,119
Pre-tax net operating income	$58,000	5,561
Securities gains (losses)	$0	2,284
Applicable income taxes	$7,000	3,969
Income before extraordinary items	$51,000	5,693
Extraordinary gains, net	$0	16
Net income	$51,000	5,693
Minority interest net income	$0	91
Net income of bank and minority interests.	$51,000	5,692
Net charge-offs	$3,000	5,292
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$51,000	5,594
2009-12-31 (YTD Data)		Rank
Total interest income	$11,606,000	2,844
Total interest expense	$7,618,000	1,542
Net interest income	$3,988,000	4,582
Provision for loan and lease losses	$194,000	5,826
Total noninterest income	$442,000	4,948
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$175,000	4,872
Trading account gains and fees	$0	211
Additional Noninterest Income	$267,000	4,170
Total noninterest expense	$4,445,000	4,041
Salaries and employee benefits	$1,501,000	5,189
Premises and equipment expense	$680,000	3,550
Additional noninterest expense	$2,264,000	3,001
Pre-tax net operating income	$-209,000	5,719
Securities gains (losses)	$350,000	1,102
Applicable income taxes	$-31,000	6,370
Income before extraordinary items	$172,000	4,902
Extraordinary gains, net	$0	34
Net income	$172,000	4,904
Minority interest net income	$0	115
Net income of bank and minority interests.	$172,000	4,904
Net charge-offs	$21,000	6,628
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-178,000	5,786
2009-09-30 (YTD Data)		Rank
Total interest income	$8,881,000	2,829
Total interest expense	$5,886,000	1,574
Net interest income	$2,995,000	4,592
Provision for loan and lease losses	$114,000	5,822
Total noninterest income	$336,000	4,990
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$132,000	4,904
Trading account gains and fees	$0	212
Additional Noninterest Income	$204,000	4,252
Total noninterest expense	$3,200,000	4,167
Salaries and employee benefits	$1,196,000	5,053
Premises and equipment expense	$514,000	3,550
Additional noninterest expense	$1,490,000	3,296
Pre-tax net operating income	$17,000	5,608
Securities gains (losses)	$56,000	2,228
Applicable income taxes	$-43,000	6,794
Income before extraordinary items	$116,000	5,241
Extraordinary gains, net	$0	27
Net income	$116,000	5,240
Minority interest net income	$0	118
Net income of bank and minority interests.	$116,000	5,240
Net charge-offs	$16,000	6,341
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$60,000	5,455
2009-06-30 (YTD Data)		Rank
Total interest income	$6,005,000	2,824
Total interest expense	$3,967,000	1,646
Net interest income	$2,038,000	4,523
Provision for loan and lease losses	$64,000	5,788
Total noninterest income	$220,000	5,058
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$91,000	4,833
Trading account gains and fees	$0	193
Additional Noninterest Income	$129,000	4,368
Total noninterest expense	$2,236,000	4,047
Salaries and employee benefits	$863,000	4,877
Premises and equipment expense	$353,000	3,512
Additional noninterest expense	$1,020,000	3,244
Pre-tax net operating income	$-42,000	5,941
Securities gains (losses)	$21,000	2,305
Applicable income taxes	$-52,000	7,014
Income before extraordinary items	$31,000	5,709
Extraordinary gains, net	$0	21
Net income	$31,000	5,707
Minority interest net income	$0	112
Net income of bank and minority interests.	$31,000	5,707
Net charge-offs	$14,000	5,830
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$17,560	5,728
2009-03-31 (YTD Data)		Rank
Total interest income	$3,045,000	2,822
Total interest expense	$2,004,000	1,692
Net interest income	$1,041,000	4,459
Provision for loan and lease losses	$27,000	5,667
Total noninterest income	$112,000	5,000
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$49,000	4,651
Trading account gains and fees	$0	171
Additional Noninterest Income	$63,000	4,437
Total noninterest expense	$1,071,000	4,102
Salaries and employee benefits	$440,000	4,869
Premises and equipment expense	$177,000	3,542
Additional noninterest expense	$454,000	3,253
Pre-tax net operating income	$55,000	5,557
Securities gains (losses)	$2,000	2,230
Applicable income taxes	$-1,000	7,065
Income before extraordinary items	$58,000	5,575
Extraordinary gains, net	$0	15
Net income	$58,000	5,578
Minority interest net income	$0	102
Net income of bank and minority interests.	$58,000	5,578
Net charge-offs	$3,000	5,319
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$56,000	5,425
2008-12-31 (YTD Data)		Rank
Total interest income	$12,423,000	2,946
Total interest expense	$8,409,000	1,878
Net interest income	$4,014,000	4,563
Provision for loan and lease losses	$98,000	6,089
Total noninterest income	$376,000	5,393
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$146,000	5,365
Trading account gains and fees	$0	154
Additional Noninterest Income	$230,000	4,613
Total noninterest expense	$4,273,000	4,036
Salaries and employee benefits	$1,912,000	4,615
Premises and equipment expense	$683,000	3,578
Additional noninterest expense	$1,678,000	3,334
Pre-tax net operating income	$19,000	6,255
Securities gains (losses)	$-1,485,000	7,824
Applicable income taxes	$-588,000	7,552
Income before extraordinary items	$-878,000	6,935
Extraordinary gains, net	$0	39
Net income	$-878,000	6,937
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,572
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$72,400	6,109
2008-09-30 (YTD Data)		Rank
Total interest income	$9,368,000	2,994
Total interest expense	$6,364,000	1,935
Net interest income	$3,004,000	4,617
Provision for loan and lease losses	$61,000	5,677
Total noninterest income	$275,000	5,536
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$101,000	5,512
Trading account gains and fees	$0	148
Additional Noninterest Income	$174,000	4,699
Total noninterest expense	$3,167,000	4,059
Salaries and employee benefits	$1,419,000	4,651
Premises and equipment expense	$512,000	3,578
Additional noninterest expense	$1,236,000	3,304
Pre-tax net operating income	$51,000	6,584
Securities gains (losses)	$-1,416,000	7,985
Applicable income taxes	$-519,000	7,890
Income before extraordinary items	$-846,000	7,429
Extraordinary gains, net	$0	31
Net income	$-846,000	7,427
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,089
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$60,240	6,526
2008-06-30 (YTD Data)		Rank
Total interest income	$6,236,000	3,047
Total interest expense	$4,324,000	2,000
Net interest income	$1,912,000	4,753
Provision for loan and lease losses	$7,000	6,417
Total noninterest income	$131,000	6,222
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$48,000	6,011
Trading account gains and fees	$0	149
Additional Noninterest Income	$83,000	5,358
Total noninterest expense	$2,098,000	4,101
Salaries and employee benefits	$950,000	4,695
Premises and equipment expense	$342,000	3,611
Additional noninterest expense	$806,000	3,340
Pre-tax net operating income	$-62,000	7,116
Securities gains (losses)	$0	3,233
Applicable income taxes	$-127,000	7,901
Income before extraordinary items	$65,000	6,593
Extraordinary gains, net	$0	21
Net income	$65,000	6,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$65,000	6,519
2008-03-31 (YTD Data)		Rank
Total interest income	$3,123,000	3,111
Total interest expense	$2,207,000	2,076
Net interest income	$916,000	4,894
Provision for loan and lease losses	$0	6,080
Total noninterest income	$80,000	5,866
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$22,000	6,119
Trading account gains and fees	$0	158
Additional Noninterest Income	$58,000	4,758
Total noninterest expense	$1,101,000	3,954
Salaries and employee benefits	$500,000	4,550
Premises and equipment expense	$176,000	3,552
Additional noninterest expense	$425,000	3,125
Pre-tax net operating income	$-105,000	7,577
Securities gains (losses)	$0	2,688
Applicable income taxes	$-89,000	8,114
Income before extraordinary items	$-16,000	7,366
Extraordinary gains, net	$0	15
Net income	$-16,000	7,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-16,000	7,290
2007-12-31 (YTD Data)		Rank
Total interest income	$14,287,000	2,814
Total interest expense	$10,649,000	1,865
Net interest income	$3,638,000	4,901
Provision for loan and lease losses	$0	6,851
Total noninterest income	$246,000	6,427
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$75,000	6,371
Trading account gains and fees	$0	178
Additional Noninterest Income	$171,000	5,356
Total noninterest expense	$4,834,000	3,542
Salaries and employee benefits	$2,200,000	4,080
Premises and equipment expense	$721,000	3,369
Additional noninterest expense	$1,913,000	2,771
Pre-tax net operating income	$-950,000	8,032
Securities gains (losses)	$-839,000	8,415
Applicable income taxes	$-789,000	8,378
Income before extraordinary items	$-1,000,000	8,104
Extraordinary gains, net	$0	39
Net income	$-1,000,000	8,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,179
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-463,040	7,852
2007-09-30 (YTD Data)		Rank
Total interest income	$11,107,000	2,709
Total interest expense	$8,305,000	1,800
Net interest income	$2,802,000	4,848
Provision for loan and lease losses	$0	6,528
Total noninterest income	$175,000	6,553
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$49,000	6,545
Trading account gains and fees	$0	184
Additional Noninterest Income	$126,000	5,394
Total noninterest expense	$3,598,000	3,544
Salaries and employee benefits	$1,665,000	4,043
Premises and equipment expense	$552,000	3,287
Additional noninterest expense	$1,381,000	2,807
Pre-tax net operating income	$-621,000	8,143
Securities gains (losses)	$-839,000	8,484
Applicable income taxes	$-636,000	8,469
Income before extraordinary items	$-824,000	8,279
Extraordinary gains, net	$0	33
Net income	$-824,000	8,276
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,520
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-287,040	7,979
2007-06-30 (YTD Data)		Rank
Total interest income	$7,838,000	2,601
Total interest expense	$5,922,000	1,691
Net interest income	$1,916,000	4,798
Provision for loan and lease losses	$0	6,209
Total noninterest income	$104,000	6,789
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$35,000	6,515
Trading account gains and fees	$0	168
Additional Noninterest Income	$69,000	5,763
Total noninterest expense	$2,249,000	3,767
Salaries and employee benefits	$1,126,000	4,036
Premises and equipment expense	$375,000	3,253
Additional noninterest expense	$748,000	3,375
Pre-tax net operating income	$-229,000	8,108
Securities gains (losses)	$-839,000	8,555
Applicable income taxes	$-472,000	8,541
Income before extraordinary items	$-596,000	8,374
Extraordinary gains, net	$0	29
Net income	$-596,000	8,373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,902
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-59,040	7,921
2007-03-31 (YTD Data)		Rank
Total interest income	$4,174,000	2,468
Total interest expense	$3,097,000	1,611
Net interest income	$1,077,000	4,479
Provision for loan and lease losses	$0	5,779
Total noninterest income	$42,000	7,055
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$19,000	6,411
Trading account gains and fees	$0	195
Additional Noninterest Income	$23,000	6,395
Total noninterest expense	$1,072,000	3,921
Salaries and employee benefits	$575,000	4,000
Premises and equipment expense	$166,000	3,603
Additional noninterest expense	$331,000	3,674
Pre-tax net operating income	$47,000	7,330
Securities gains (losses)	$0	1,187
Applicable income taxes	$-48,000	8,411
Income before extraordinary items	$95,000	6,470
Extraordinary gains, net	$0	22
Net income	$95,000	6,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,748
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$95,000	6,455
2006-12-31 (YTD Data)		Rank
Total interest income	$16,684,000	2,343
Total interest expense	$12,155,000	1,378
Net interest income	$4,529,000	4,319
Provision for loan and lease losses	$60,000	5,315
Total noninterest income	$222,000	6,741
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$135,000	5,711
Trading account gains and fees	$0	130
Additional Noninterest Income	$87,000	6,557
Total noninterest expense	$4,284,000	3,783
Salaries and employee benefits	$2,327,000	3,822
Premises and equipment expense	$655,000	3,515
Additional noninterest expense	$1,302,000	3,702
Pre-tax net operating income	$407,000	6,767
Securities gains (losses)	$-37,000	7,819
Applicable income taxes	$-79,000	8,347
Income before extraordinary items	$449,000	6,335
Extraordinary gains, net	$0	51
Net income	$449,000	6,337
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$486,000	6,205
2006-09-30 (YTD Data)		Rank
Total interest income	$12,525,000	2,319
Total interest expense	$8,872,000	1,373
Net interest income	$3,653,000	4,106
Provision for loan and lease losses	$45,000	5,149
Total noninterest income	$88,000	7,656
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$67,000	6,374
Trading account gains and fees	$0	126
Additional Noninterest Income	$21,000	7,800
Total noninterest expense	$3,226,000	3,759
Salaries and employee benefits	$1,778,000	3,758
Premises and equipment expense	$496,000	3,492
Additional noninterest expense	$952,000	3,758
Pre-tax net operating income	$470,000	6,344
Securities gains (losses)	$-13,000	7,688
Applicable income taxes	$-26,000	8,459
Income before extraordinary items	$483,000	5,830
Extraordinary gains, net	$0	45
Net income	$483,000	5,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$496,000	5,779
2006-06-30 (YTD Data)		Rank
Total interest income	$8,276,000	2,298
Total interest expense	$5,655,000	1,370
Net interest income	$2,621,000	3,916
Provision for loan and lease losses	$30,000	4,987
Total noninterest income	$60,000	7,684
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$43,000	6,440
Trading account gains and fees	$0	126
Additional Noninterest Income	$17,000	7,713
Total noninterest expense	$2,197,000	3,702
Salaries and employee benefits	$1,206,000	3,732
Premises and equipment expense	$329,000	3,505
Additional noninterest expense	$662,000	3,639
Pre-tax net operating income	$454,000	5,629
Securities gains (losses)	$-13,000	7,948
Applicable income taxes	$131,000	4,199
Income before extraordinary items	$310,000	5,942
Extraordinary gains, net	$0	39
Net income	$310,000	5,941
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$319,100	5,884
2006-03-31 (YTD Data)		Rank
Total interest income	$4,022,000	2,314
Total interest expense	$2,677,000	1,378
Net interest income	$1,345,000	3,847
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$32,000	7,592
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$23,000	6,323
Trading account gains and fees	$0	115
Additional Noninterest Income	$9,000	7,631
Total noninterest expense	$1,054,000	3,846
Salaries and employee benefits	$596,000	3,786
Premises and equipment expense	$151,000	3,771
Additional noninterest expense	$307,000	3,826
Pre-tax net operating income	$308,000	4,902
Securities gains (losses)	$-13,000	8,292
Applicable income taxes	$89,000	3,751
Income before extraordinary items	$206,000	5,294
Extraordinary gains, net	$0	21
Net income	$206,000	5,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$215,100	5,175
2005-12-31 (YTD Data)		Rank
Total interest income	$13,468,000	2,451
Total interest expense	$8,682,000	1,314
Net interest income	$4,786,000	4,086
Provision for loan and lease losses	$26,000	6,313
Total noninterest income	$223,000	6,883
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$204,000	4,998
Trading account gains and fees	$0	138
Additional Noninterest Income	$19,000	8,165
Total noninterest expense	$4,294,000	3,660
Salaries and employee benefits	$2,303,000	3,716
Premises and equipment expense	$645,000	3,445
Additional noninterest expense	$1,346,000	3,520
Pre-tax net operating income	$689,000	6,182
Securities gains (losses)	$50,000	924
Applicable income taxes	$-64,000	8,567
Income before extraordinary items	$803,000	5,327
Extraordinary gains, net	$0	46
Net income	$803,000	5,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,967
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$753,000	5,469
2005-09-30 (YTD Data)		Rank
Total interest income	$9,713,000	2,490
Total interest expense	$6,195,000	1,290
Net interest income	$3,518,000	4,143
Provision for loan and lease losses	$6,000	6,681
Total noninterest income	$146,000	7,127
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$132,000	5,338
Trading account gains and fees	$0	126
Additional Noninterest Income	$14,000	8,207
Total noninterest expense	$3,141,000	3,707
Salaries and employee benefits	$1,712,000	3,725
Premises and equipment expense	$467,000	3,531
Additional noninterest expense	$962,000	3,607
Pre-tax net operating income	$517,000	6,327
Securities gains (losses)	$50,000	878
Applicable income taxes	$113,000	5,118
Income before extraordinary items	$454,000	6,104
Extraordinary gains, net	$0	35
Net income	$454,000	6,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,349
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$414,000	6,250
2005-06-30 (YTD Data)		Rank
Total interest income	$6,246,000	2,513
Total interest expense	$3,949,000	1,273
Net interest income	$2,297,000	4,185
Provision for loan and lease losses	$0	6,626
Total noninterest income	$65,000	7,685
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$56,000	6,119
Trading account gains and fees	$0	116
Additional Noninterest Income	$9,000	8,213
Total noninterest expense	$2,083,000	3,693
Salaries and employee benefits	$1,136,000	3,721
Premises and equipment expense	$306,000	3,565
Additional noninterest expense	$641,000	3,611
Pre-tax net operating income	$279,000	6,715
Securities gains (losses)	$50,000	782
Applicable income taxes	$64,000	5,295
Income before extraordinary items	$265,000	6,387
Extraordinary gains, net	$0	30
Net income	$265,000	6,388
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,682
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$224,500	6,676
2005-03-31 (YTD Data)		Rank
Total interest income	$3,023,000	2,550
Total interest expense	$1,872,000	1,270
Net interest income	$1,151,000	4,202
Provision for loan and lease losses	$0	6,226
Total noninterest income	$32,000	7,719
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$27,000	6,147
Trading account gains and fees	$0	115
Additional Noninterest Income	$5,000	8,232
Total noninterest expense	$1,036,000	3,747
Salaries and employee benefits	$565,000	3,742
Premises and equipment expense	$142,000	3,794
Additional noninterest expense	$329,000	3,536
Pre-tax net operating income	$147,000	6,611
Securities gains (losses)	$0	1,685
Applicable income taxes	$37,000	5,118
Income before extraordinary items	$110,000	6,732
Extraordinary gains, net	$0	24
Net income	$110,000	6,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,504
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$110,000	6,698
2004-12-31 (YTD Data)		Rank
Total interest income	$12,588,000	2,279
Total interest expense	$7,612,000	1,062
Net interest income	$4,976,000	3,812
Provision for loan and lease losses	$0	7,314
Total noninterest income	$66,000	8,440
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$54,000	7,233
Trading account gains and fees	$0	138
Additional Noninterest Income	$12,000	8,473
Total noninterest expense	$3,605,000	4,082
Salaries and employee benefits	$1,775,000	4,379
Premises and equipment expense	$519,000	3,968
Additional noninterest expense	$1,311,000	3,503
Pre-tax net operating income	$1,437,000	4,350
Securities gains (losses)	$-482,000	8,872
Applicable income taxes	$123,000	5,307
Income before extraordinary items	$832,000	5,171
Extraordinary gains, net	$0	34
Net income	$832,000	5,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,251,340	4,034
2004-09-30 (YTD Data)		Rank
Total interest income	$9,560,000	2,218
Total interest expense	$5,700,000	1,042
Net interest income	$3,860,000	3,703
Provision for loan and lease losses	$0	7,100
Total noninterest income	$43,000	8,572
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$35,000	7,384
Trading account gains and fees	$0	134
Additional Noninterest Income	$8,000	8,558
Total noninterest expense	$2,607,000	4,166
Salaries and employee benefits	$1,290,000	4,444
Premises and equipment expense	$387,000	3,969
Additional noninterest expense	$930,000	3,615
Pre-tax net operating income	$1,296,000	3,963
Securities gains (losses)	$-3,000	8,248
Applicable income taxes	$251,000	4,086
Income before extraordinary items	$1,042,000	3,905
Extraordinary gains, net	$0	26
Net income	$1,042,000	3,906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,044,430	3,829
2004-06-30 (YTD Data)		Rank
Total interest income	$6,328,000	2,209
Total interest expense	$3,776,000	1,038
Net interest income	$2,552,000	3,713
Provision for loan and lease losses	$0	6,885
Total noninterest income	$28,000	8,640
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$23,000	7,421
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,000	8,618
Total noninterest expense	$1,692,000	4,280
Salaries and employee benefits	$825,000	4,604
Premises and equipment expense	$266,000	3,883
Additional noninterest expense	$601,000	3,743
Pre-tax net operating income	$888,000	3,834
Securities gains (losses)	$0	3,413
Applicable income taxes	$191,000	3,862
Income before extraordinary items	$697,000	3,852
Extraordinary gains, net	$0	21
Net income	$697,000	3,853
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$697,000	3,767
2004-03-31 (YTD Data)		Rank
Total interest income	$3,165,000	2,216
Total interest expense	$1,878,000	1,055
Net interest income	$1,287,000	3,678
Provision for loan and lease losses	$0	6,501
Total noninterest income	$10,000	8,794
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$7,000	7,665
Trading account gains and fees	$0	121
Additional Noninterest Income	$3,000	8,561
Total noninterest expense	$829,000	4,371
Salaries and employee benefits	$419,000	4,579
Premises and equipment expense	$135,000	3,876
Additional noninterest expense	$275,000	4,024
Pre-tax net operating income	$468,000	3,690
Securities gains (losses)	$0	2,934
Applicable income taxes	$71,000	4,329
Income before extraordinary items	$397,000	3,537
Extraordinary gains, net	$0	16
Net income	$397,000	3,536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$397,000	3,425
2003-12-31 (YTD Data)		Rank
Total interest income	$12,409,000	2,319
Total interest expense	$7,524,000	1,187
Net interest income	$4,885,000	3,741
Provision for loan and lease losses	$0	7,651
Total noninterest income	$51,000	8,796
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$29,000	7,734
Trading account gains and fees	$0	160
Additional Noninterest Income	$22,000	8,373
Total noninterest expense	$2,992,000	4,609
Salaries and employee benefits	$1,444,000	4,973
Premises and equipment expense	$557,000	3,727
Additional noninterest expense	$991,000	4,308
Pre-tax net operating income	$1,944,000	3,452
Securities gains (losses)	$0	4,500
Applicable income taxes	$464,000	3,510
Income before extraordinary items	$1,480,000	3,589
Extraordinary gains, net	$0	54
Net income	$1,480,000	3,588
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,480,000	3,437
2003-09-30 (YTD Data)		Rank
Total interest income	$9,285,000	2,364
Total interest expense	$5,631,000	1,241
Net interest income	$3,654,000	3,781
Provision for loan and lease losses	$0	7,481
Total noninterest income	$40,000	8,838
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$23,000	7,775
Trading account gains and fees	$0	153
Additional Noninterest Income	$17,000	8,372
Total noninterest expense	$2,097,000	4,830
Salaries and employee benefits	$1,015,000	5,201
Premises and equipment expense	$422,000	3,694
Additional noninterest expense	$660,000	4,678
Pre-tax net operating income	$1,597,000	3,389
Securities gains (losses)	$4,000	3,690
Applicable income taxes	$377,000	3,507
Income before extraordinary items	$1,224,000	3,445
Extraordinary gains, net	$0	40
Net income	$1,224,000	3,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,220,960	3,289
2003-06-30 (YTD Data)		Rank
Total interest income	$6,070,000	2,412
Total interest expense	$3,713,000	1,295
Net interest income	$2,357,000	3,876
Provision for loan and lease losses	$0	7,324
Total noninterest income	$27,000	8,841
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$16,000	7,783
Trading account gains and fees	$0	150
Additional Noninterest Income	$11,000	8,392
Total noninterest expense	$1,390,000	4,837
Salaries and employee benefits	$665,000	5,273
Premises and equipment expense	$277,000	3,722
Additional noninterest expense	$448,000	4,612
Pre-tax net operating income	$994,000	3,547
Securities gains (losses)	$4,000	3,287
Applicable income taxes	$218,000	3,797
Income before extraordinary items	$780,000	3,578
Extraordinary gains, net	$0	30
Net income	$780,000	3,578
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$776,880	3,395
2003-03-31 (YTD Data)		Rank
Total interest income	$2,973,000	2,477
Total interest expense	$1,826,000	1,339
Net interest income	$1,147,000	3,962
Provision for loan and lease losses	$0	6,934
Total noninterest income	$15,000	8,812
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$7,000	7,830
Trading account gains and fees	$0	134
Additional Noninterest Income	$8,000	8,105
Total noninterest expense	$712,000	4,743
Salaries and employee benefits	$339,000	5,203
Premises and equipment expense	$138,000	3,737
Additional noninterest expense	$235,000	4,421
Pre-tax net operating income	$450,000	3,750
Securities gains (losses)	$17,000	1,982
Applicable income taxes	$89,000	4,165
Income before extraordinary items	$378,000	3,615
Extraordinary gains, net	$0	21
Net income	$378,000	3,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$364,230	3,524
2002-12-31 (YTD Data)		Rank
Total interest income	$11,487,000	2,659
Total interest expense	$7,150,000	1,590
Net interest income	$4,337,000	4,104
Provision for loan and lease losses	$60,000	6,444
Total noninterest income	$64,000	8,822
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$58,000	7,387
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,000	9,043
Total noninterest expense	$2,352,000	5,295
Salaries and employee benefits	$1,158,000	5,611
Premises and equipment expense	$426,000	4,429
Additional noninterest expense	$768,000	5,079
Pre-tax net operating income	$1,989,000	3,439
Securities gains (losses)	$38,000	2,649
Applicable income taxes	$669,000	2,931
Income before extraordinary items	$1,358,000	3,770
Extraordinary gains, net	$0	70
Net income	$1,358,000	3,770
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,332,540	3,715
2001-12-31 (YTD Data)		Rank
Total interest income	$9,076,000	3,618
Total interest expense	$6,633,000	2,423
Net interest income	$2,443,000	5,790
Provision for loan and lease losses	$60,000	6,353
Total noninterest income	$33,000	9,331
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$20,000	8,125
Trading account gains and fees	$0	177
Additional Noninterest Income	$13,000	9,003
Total noninterest expense	$1,909,000	5,911
Salaries and employee benefits	$933,000	6,226
Premises and equipment expense	$382,000	4,745
Additional noninterest expense	$594,000	5,874
Pre-tax net operating income	$507,000	6,518
Securities gains (losses)	$0	4,612
Applicable income taxes	$180,000	5,192
Income before extraordinary items	$327,000	6,971
Extraordinary gains, net	$0	105
Net income	$327,000	6,971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$327,000	6,851
2000-12-31 (YTD Data)		Rank
Total interest income	$8,355,000	3,986
Total interest expense	$6,003,000	2,786
Net interest income	$2,352,000	6,032
Provision for loan and lease losses	$60,000	6,179
Total noninterest income	$30,000	9,583
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$25,000	8,186
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,000	9,650
Total noninterest expense	$1,781,000	6,095
Salaries and employee benefits	$924,000	6,228
Premises and equipment expense	$301,000	5,407
Additional noninterest expense	$556,000	6,036
Pre-tax net operating income	$541,000	6,813
Securities gains (losses)	$0	1,956
Applicable income taxes	$223,000	5,199
Income before extraordinary items	$318,000	7,364
Extraordinary gains, net	$0	38
Net income	$318,000	7,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$318,000	7,369
1999-12-31 (YTD Data)		Rank
Total interest income	$8,432,000	3,722
Total interest expense	$5,960,000	2,476
Net interest income	$2,472,000	5,839
Provision for loan and lease losses	$60,000	6,124
Total noninterest income	$42,000	9,707
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$18,000	8,532
Trading account gains and fees	$0	173
Additional Noninterest Income	$24,000	9,087
Total noninterest expense	$1,713,000	6,268
Salaries and employee benefits	$894,000	6,335
Premises and equipment expense	$276,000	5,735
Additional noninterest expense	$543,000	6,198
Pre-tax net operating income	$741,000	6,166
Securities gains (losses)	$0	3,155
Applicable income taxes	$301,000	4,821
Income before extraordinary items	$440,000	6,763
Extraordinary gains, net	$0	35
Net income	$440,000	6,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$440,000	6,739
1998-12-31 (YTD Data)		Rank
Total interest income	$8,110,000	3,887
Total interest expense	$5,604,000	2,706
Net interest income	$2,506,000	5,850
Provision for loan and lease losses	$60,000	6,123
Total noninterest income	$13,000	10,273
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$7,000	8,918
Trading account gains and fees	$0	224
Additional Noninterest Income	$6,000	10,162
Total noninterest expense	$1,707,000	6,214
Salaries and employee benefits	$810,000	6,645
Premises and equipment expense	$261,000	5,819
Additional noninterest expense	$636,000	5,525
Pre-tax net operating income	$752,000	6,285
Securities gains (losses)	$88,000	1,367
Applicable income taxes	$320,000	5,001
Income before extraordinary items	$520,000	6,485
Extraordinary gains, net	$0	32
Net income	$520,000	6,484
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$463,680	6,726
1997-12-31 (YTD Data)		Rank
Total interest income	$8,180,000	3,900
Total interest expense	$5,648,000	2,644
Net interest income	$2,532,000	6,000
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$106,000	9,300
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$7,000	9,339
Trading account gains and fees	$0	239
Additional Noninterest Income	$99,000	6,819
Total noninterest expense	$1,487,000	6,819
Salaries and employee benefits	$725,000	7,170
Premises and equipment expense	$268,000	5,826
Additional noninterest expense	$494,000	6,544
Pre-tax net operating income	$1,091,000	5,567
Securities gains (losses)	$0	3,944
Applicable income taxes	$457,000	4,479
Income before extraordinary items	$634,000	6,195
Extraordinary gains, net	$0	44
Net income	$634,000	6,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$634,000	6,143
1996-12-31 (YTD Data)		Rank
Total interest income	$8,537,000	3,796
Total interest expense	$5,859,000	2,598
Net interest income	$2,678,000	5,910
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$12,000	11,295
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$7,000	9,800
Trading account gains and fees	$0	262
Additional Noninterest Income	$5,000	11,207
Total noninterest expense	$2,205,000	5,533
Salaries and employee benefits	$728,000	7,364
Premises and equipment expense	$291,000	5,710
Additional noninterest expense	$1,186,000	3,819
Pre-tax net operating income	$425,000	8,364
Securities gains (losses)	$0	4,148
Applicable income taxes	$194,000	7,228
Income before extraordinary items	$231,000	8,992
Extraordinary gains, net	$0	53
Net income	$231,000	8,996
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$231,000	8,932
1995-12-31 (YTD Data)		Rank
Total interest income	$8,007,000	4,012
Total interest expense	$5,496,000	2,783
Net interest income	$2,511,000	6,293
Provision for loan and lease losses	$60,000	5,704
Total noninterest income	$11,000	11,861
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$7,000	10,227
Trading account gains and fees	$0	522
Additional Noninterest Income	$4,000	11,796
Total noninterest expense	$1,459,000	7,403
Salaries and employee benefits	$658,000	8,002
Premises and equipment expense	$230,000	6,662
Additional noninterest expense	$571,000	6,716
Pre-tax net operating income	$1,003,000	5,991
Securities gains (losses)	$9,000	2,462
Applicable income taxes	$420,000	4,777
Income before extraordinary items	$592,000	6,664
Extraordinary gains, net	$0	65
Net income	$592,000	6,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$586,240	6,681
1994-12-31 (YTD Data)		Rank
Total interest income	$7,593,000	3,922
Total interest expense	$4,853,000	2,532
Net interest income	$2,740,000	6,027
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$13,000	12,449
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$7,000	10,773
Trading account gains and fees	$0	475
Additional Noninterest Income	$6,000	12,297
Total noninterest expense	$1,371,000	8,001
Salaries and employee benefits	$613,000	8,527
Premises and equipment expense	$196,000	7,517
Additional noninterest expense	$562,000	7,327
Pre-tax net operating income	$1,322,000	4,880
Securities gains (losses)	$-7,000	9,611
Applicable income taxes	$477,000	4,197
Income before extraordinary items	$838,000	5,175
Extraordinary gains, net	$0	249
Net income	$838,000	5,183
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$842,480	5,213
1993-12-31 (YTD Data)		Rank
Total interest income	$8,310,000	3,677
Total interest expense	$5,168,000	2,500
Net interest income	$3,142,000	5,457
Provision for loan and lease losses	$190,000	4,040
Total noninterest income	$12,000	13,158
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$6,000	11,259
Trading account gains and fees	$0	532
Additional Noninterest Income	$6,000	12,981
Total noninterest expense	$1,268,000	8,628
Salaries and employee benefits	$569,000	9,059
Premises and equipment expense	$201,000	7,662
Additional noninterest expense	$498,000	8,229
Pre-tax net operating income	$1,696,000	3,889
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$740,000	2,946
Income before extraordinary items	$957,000	4,847
Extraordinary gains, net	$101,000	1,554
Net income	$1,058,000	4,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$956,360	4,623
1992-12-31 (YTD Data)		Rank
Total interest income	$8,845,000	3,920
Total interest expense	$6,117,000	2,726
Net interest income	$2,728,000	6,162
Provision for loan and lease losses	$48,000	9,164
Total noninterest income	$9,000	13,808
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$4,000	11,701
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,000	13,675
Total noninterest expense	$1,236,000	8,892
Salaries and employee benefits	$536,000	9,405
Premises and equipment expense	$195,000	7,943
Additional noninterest expense	$505,000	8,407
Pre-tax net operating income	$1,453,000	4,159
Securities gains (losses)	$6,000	6,913
Applicable income taxes	$548,000	3,697
Income before extraordinary items	$911,000	4,886
Extraordinary gains, net	$0	1,422
Net income	$911,000	4,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$907,160	4,583

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.