Home > Premier National Bank > Net charge- offs to loans
Premier National Bank, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 4,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0331% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1182% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1595% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0607% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5409% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2715% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1529% | 3,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0709% | 356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1119% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2999% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1868% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0940% | 1,341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2212% | 127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0401% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6953% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6012% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3960% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3831% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 2.9864% | 10 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1318% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3590% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3034% | 81 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1774% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3171% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0557% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7924% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7692% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4948% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1059% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2034% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7249% | 85 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7682% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9868% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5292% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3771% | 133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4678% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0565% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1537% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1789% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1216% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5921% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2340% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4308% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3929% | 193 |
| Percentage Net Loans Charged-off:Construction & development | 2.1584% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3898% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2996% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 1,277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3573% | 127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3972% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6901% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3501% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3707% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3770% | 256 |
| Percentage Net Loans Charged-off:Construction & development | 1.7837% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5449% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2357% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9294% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3488% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4075% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4640% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.4549% | 14 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5257% | 2,631 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2100% | 7,137 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |