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Premier Business Bank, Income and Expense

2018-03-31 (YTD Data)Rank
Total interest income$7,007,0001,041
Total interest expense$1,152,000842
Net interest income$5,855,0001,084
Provision for loan and lease losses$03,508
Total noninterest income$542,0001,885
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$102,0002,280
Trading account gains and feesNANA
Additional Noninterest Income$440,0001,614
Total noninterest expense$3,368,0001,497
Salaries and employee benefits$1,872,0001,519
Premises and equipment expense$403,0001,439
Additional noninterest expense$1,093,0001,385
Pre-tax net operating income$3,029,000859
Securities gains (losses)$0735
Applicable income taxes$904,000580
Income before extraordinary items$2,125,0001,018
Extraordinary gains, net$07
Net income$2,125,0001,017
Minority interest net income$052
Net income of bank and minority interests.$2,125,0001,018
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$35,000373
Net operating income$2,125,0001,007
2017-12-31 (YTD Data)Rank
Total interest income$24,484,0001,137
Total interest expense$3,153,0001,035
Net interest income$21,331,0001,147
Provision for loan and lease losses$590,0001,315
Total noninterest income$2,179,0001,924
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$477,0002,113
Trading account gains and feesNANA
Additional Noninterest Income$1,702,0001,685
Total noninterest expense$14,098,0001,417
Salaries and employee benefits$8,055,0001,404
Premises and equipment expense$1,568,0001,457
Additional noninterest expense$4,475,0001,370
Pre-tax net operating income$8,822,0001,090
Securities gains (losses)$02,243
Applicable income taxes$3,858,000799
Income before extraordinary items$4,964,0001,349
Extraordinary gains, net$09
Net income$4,964,0001,349
Minority interest net income$076
Net income of bank and minority interests.$4,964,0001,349
Net charge-offs$8,0003,737
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$138,000454
Net operating income$4,964,0001,337
2017-09-30 (YTD Data)Rank
Total interest income$17,897,0001,161
Total interest expense$2,172,0001,099
Net interest income$15,725,0001,169
Provision for loan and lease losses$500,0001,144
Total noninterest income$1,812,0001,830
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$316,0002,323
Trading account gains and feesNANA
Additional Noninterest Income$1,496,0001,551
Total noninterest expense$10,320,0001,456
Salaries and employee benefits$5,952,0001,417
Premises and equipment expense$1,160,0001,488
Additional noninterest expense$3,208,0001,422
Pre-tax net operating income$6,717,0001,090
Securities gains (losses)$02,274
Applicable income taxes$2,793,000727
Income before extraordinary items$3,924,0001,401
Extraordinary gains, net$09
Net income$3,924,0001,399
Minority interest net income$071
Net income of bank and minority interests.$3,924,0001,401
Net charge-offs$8,0003,335
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$104,000418
Net operating income$3,924,0001,375
2017-06-30 (YTD Data)Rank
Total interest income$11,696,0001,174
Total interest expense$1,362,0001,128
Net interest income$10,334,0001,173
Provision for loan and lease losses$245,0001,400
Total noninterest income$1,187,0001,839
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$199,0002,402
Trading account gains and feesNANA
Additional Noninterest Income$988,0001,553
Total noninterest expense$6,648,0001,511
Salaries and employee benefits$3,792,0001,479
Premises and equipment expense$773,0001,492
Additional noninterest expense$2,083,0001,458
Pre-tax net operating income$4,628,0001,050
Securities gains (losses)$01,906
Applicable income taxes$1,923,000686
Income before extraordinary items$2,705,0001,352
Extraordinary gains, net$011
Net income$2,705,0001,351
Minority interest net income$071
Net income of bank and minority interests.$2,705,0001,352
Net charge-offs$-1,0004,147
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$69,000395
Net operating income$2,705,0001,334
2017-03-31 (YTD Data)Rank
Total interest income$5,733,0001,184
Total interest expense$649,0001,150
Net interest income$5,084,0001,178
Provision for loan and lease losses$85,0001,615
Total noninterest income$620,0001,779
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$83,0002,694
Trading account gains and feesNANA
Additional Noninterest Income$537,0001,473
Total noninterest expense$3,256,0001,537
Salaries and employee benefits$1,853,0001,530
Premises and equipment expense$397,0001,466
Additional noninterest expense$1,006,0001,500
Pre-tax net operating income$2,363,0001,022
Securities gains (losses)$01,153
Applicable income taxes$982,000667
Income before extraordinary items$1,381,0001,310
Extraordinary gains, net$08
Net income$1,381,0001,308
Minority interest net income$055
Net income of bank and minority interests.$1,381,0001,310
Net charge-offs$-1,0003,990
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$35,000368
Net operating income$1,381,0001,292
2016-12-31 (YTD Data)Rank
Total interest income$19,323,0001,328
Total interest expense$2,084,0001,369
Net interest income$17,239,0001,327
Provision for loan and lease losses$305,0001,972
Total noninterest income$3,670,0001,424
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$353,0002,683
Trading account gains and fees$0170
Additional Noninterest Income$3,317,0001,134
Total noninterest expense$12,141,0001,598
Salaries and employee benefits$7,027,0001,540
Premises and equipment expense$1,204,0001,859
Additional noninterest expense$3,910,0001,569
Pre-tax net operating income$8,463,0001,054
Securities gains (losses)$03,212
Applicable income taxes$2,596,000866
Income before extraordinary items$5,867,0001,223
Extraordinary gains, net$05
Net income$5,867,0001,222
Minority interest net income$082
Net income of bank and minority interests.$5,867,0001,222
Net charge-offs$-4,0004,828
Cash dividends$1,668,0001,603
Sale, conversion, retirement of capital stock, net$2,898,000127
Net operating income$5,867,0001,196
2016-09-30 (YTD Data)Rank
Total interest income$14,125,0001,361
Total interest expense$1,511,0001,405
Net interest income$12,614,0001,357
Provision for loan and lease losses$210,0002,000
Total noninterest income$3,188,0001,275
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$260,0002,720
Trading account gains and fees$0169
Additional Noninterest Income$2,928,0001,006
Total noninterest expense$9,076,0001,602
Salaries and employee benefits$5,242,0001,547
Premises and equipment expense$840,0001,973
Additional noninterest expense$2,994,0001,538
Pre-tax net operating income$6,516,0001,045
Securities gains (losses)$03,160
Applicable income taxes$1,875,000912
Income before extraordinary items$4,641,0001,179
Extraordinary gains, net$05
Net income$4,641,0001,179
Minority interest net income$071
Net income of bank and minority interests.$4,641,0001,179
Net charge-offs$-4,0004,681
Cash dividends$1,668,0001,198
Sale, conversion, retirement of capital stock, net$2,843,00094
Net operating income$4,641,0001,145
2016-06-30 (YTD Data)Rank
Total interest income$9,156,0001,389
Total interest expense$971,0001,450
Net interest income$8,185,0001,398
Provision for loan and lease losses$75,0002,531
Total noninterest income$2,596,0001,099
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$166,0002,765
Trading account gains and fees$0157
Additional Noninterest Income$2,430,000841
Total noninterest expense$6,134,0001,586
Salaries and employee benefits$3,492,0001,551
Premises and equipment expense$535,0002,042
Additional noninterest expense$2,107,0001,465
Pre-tax net operating income$4,572,000993
Securities gains (losses)$02,835
Applicable income taxes$1,124,000995
Income before extraordinary items$3,448,0001,066
Extraordinary gains, net$016
Net income$3,448,0001,064
Minority interest net income$071
Net income of bank and minority interests.$3,448,0001,065
Net charge-offs$-3,0004,597
Cash dividends$1,668,000886
Sale, conversion, retirement of capital stock, net$2,826,00070
Net operating income$3,448,0001,044
2016-03-31 (YTD Data)Rank
Total interest income$4,151,0001,530
Total interest expense$495,0001,433
Net interest income$3,656,0001,531
Provision for loan and lease losses$03,656
Total noninterest income$2,205,000745
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$76,0002,925
Trading account gains and fees$0142
Additional Noninterest Income$2,129,000543
Total noninterest expense$3,022,0001,610
Salaries and employee benefits$1,651,0001,657
Premises and equipment expense$232,0002,279
Additional noninterest expense$1,139,0001,357
Pre-tax net operating income$2,839,000803
Securities gains (losses)$02,077
Applicable income taxes$440,0001,157
Income before extraordinary items$2,399,000766
Extraordinary gains, net$012
Net income$2,399,000767
Minority interest net income$062
Net income of bank and minority interests.$2,399,000766
Net charge-offs$-1,0004,102
Cash dividends$1,668,000498
Sale, conversion, retirement of capital stock, net$2,808,00039
Net operating income$2,399,000741
2015-12-31 (YTD Data)Rank
Total interest income$10,832,0002,215
Total interest expense$1,591,0001,689
Net interest income$9,241,0002,299
Provision for loan and lease losses$255,0002,064
Total noninterest income$895,0003,265
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$112,0004,551
Trading account gains and fees$0159
Additional Noninterest Income$783,0002,683
Total noninterest expense$6,159,0002,814
Salaries and employee benefits$4,132,0002,430
Premises and equipment expense$580,0003,184
Additional noninterest expense$1,447,0003,479
Pre-tax net operating income$3,722,0001,979
Securities gains (losses)$03,216
Applicable income taxes$1,539,0001,217
Income before extraordinary items$2,183,0002,562
Extraordinary gains, net$023
Net income$2,183,0002,564
Minority interest net income$081
Net income of bank and minority interests.$2,183,0002,564
Net charge-offs$04,462
Cash dividends$125,0003,906
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,183,0002,522
2015-09-30 (YTD Data)Rank
Total interest income$7,882,0002,288
Total interest expense$1,144,0001,771
Net interest income$6,738,0002,372
Provision for loan and lease losses$235,0001,764
Total noninterest income$831,0002,917
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$87,0004,553
Trading account gains and fees$0153
Additional Noninterest Income$744,0002,406
Total noninterest expense$4,415,0002,913
Salaries and employee benefits$2,984,0002,505
Premises and equipment expense$427,0003,255
Additional noninterest expense$1,004,0003,679
Pre-tax net operating income$2,919,0001,944
Securities gains (losses)$03,031
Applicable income taxes$1,206,0001,213
Income before extraordinary items$1,713,0002,543
Extraordinary gains, net$021
Net income$1,713,0002,544
Minority interest net income$078
Net income of bank and minority interests.$1,713,0002,544
Net charge-offs$04,182
Cash dividends$125,0003,361
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,713,0002,493
2015-06-30 (YTD Data)Rank
Total interest income$5,096,0002,350
Total interest expense$724,0001,841
Net interest income$4,372,0002,416
Provision for loan and lease losses$235,0001,359
Total noninterest income$699,0002,620
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$61,0004,483
Trading account gains and fees$0157
Additional Noninterest Income$638,0002,085
Total noninterest expense$2,900,0002,960
Salaries and employee benefits$1,986,0002,530
Premises and equipment expense$274,0003,351
Additional noninterest expense$640,0003,814
Pre-tax net operating income$1,936,0001,934
Securities gains (losses)$02,636
Applicable income taxes$800,0001,219
Income before extraordinary items$1,136,0002,527
Extraordinary gains, net$022
Net income$1,136,0002,529
Minority interest net income$075
Net income of bank and minority interests.$1,136,0002,529
Net charge-offs$03,893
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,136,0002,471
2015-03-31 (YTD Data)Rank
Total interest income$2,355,0002,514
Total interest expense$340,0001,963
Net interest income$2,015,0002,586
Provision for loan and lease losses$100,0001,425
Total noninterest income$230,0003,178
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$32,0004,403
Trading account gains and fees$0152
Additional Noninterest Income$198,0002,649
Total noninterest expense$1,453,0002,965
Salaries and employee benefits$1,005,0002,518
Premises and equipment expense$134,0003,423
Additional noninterest expense$314,0003,855
Pre-tax net operating income$692,0002,431
Securities gains (losses)$02,027
Applicable income taxes$286,0001,494
Income before extraordinary items$406,0003,101
Extraordinary gains, net$013
Net income$406,0003,104
Minority interest net income$064
Net income of bank and minority interests.$406,0003,104
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$406,0003,034
2014-12-31 (YTD Data)Rank
Total interest income$7,379,0003,060
Total interest expense$1,108,0002,411
Net interest income$6,271,0003,140
Provision for loan and lease losses$150,0002,763
Total noninterest income$504,0004,253
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$101,0004,986
Trading account gains and fees$0180
Additional Noninterest Income$403,0003,591
Total noninterest expense$5,303,0003,181
Salaries and employee benefits$3,355,0002,846
Premises and equipment expense$549,0003,429
Additional noninterest expense$1,399,0003,693
Pre-tax net operating income$1,322,0003,693
Securities gains (losses)$03,259
Applicable income taxes$556,0002,098
Income before extraordinary items$766,0004,367
Extraordinary gains, net$017
Net income$766,0004,367
Minority interest net income$084
Net income of bank and minority interests.$766,0004,368
Net charge-offs$04,970
Cash dividends$100,0004,016
Sale, conversion, retirement of capital stock, net$2,996,000109
Net operating income$766,0004,310
2014-09-30 (YTD Data)Rank
Total interest income$5,181,0003,238
Total interest expense$819,0002,477
Net interest income$4,362,0003,347
Provision for loan and lease losses$04,401
Total noninterest income$270,0004,823
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$71,0005,142
Trading account gains and fees$0174
Additional Noninterest Income$199,0004,210
Total noninterest expense$3,985,0003,191
Salaries and employee benefits$2,490,0002,882
Premises and equipment expense$412,0003,471
Additional noninterest expense$1,083,0003,661
Pre-tax net operating income$647,0004,480
Securities gains (losses)$02,980
Applicable income taxes$275,0002,534
Income before extraordinary items$372,0005,006
Extraordinary gains, net$015
Net income$372,0005,006
Minority interest net income$081
Net income of bank and minority interests.$372,0005,008
Net charge-offs$04,696
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$2,980,00088
Net operating income$372,0004,966
2014-06-30 (YTD Data)Rank
Total interest income$3,381,0003,299
Total interest expense$555,0002,464
Net interest income$2,826,0003,405
Provision for loan and lease losses$04,196
Total noninterest income$179,0004,835
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$44,0005,248
Trading account gains and fees$0172
Additional Noninterest Income$135,0004,180
Total noninterest expense$2,672,0003,195
Salaries and employee benefits$1,695,0002,850
Premises and equipment expense$277,0003,482
Additional noninterest expense$700,0003,740
Pre-tax net operating income$333,0004,764
Securities gains (losses)$02,580
Applicable income taxes$143,0002,723
Income before extraordinary items$190,0005,267
Extraordinary gains, net$020
Net income$190,0005,269
Minority interest net income$080
Net income of bank and minority interests.$190,0005,270
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$1,764,00082
Net operating income$190,0005,220
2014-03-31 (YTD Data)Rank
Total interest income$1,671,0003,333
Total interest expense$280,0002,481
Net interest income$1,391,0003,457
Provision for loan and lease losses$03,817
Total noninterest income$136,0004,142
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$21,0005,305
Trading account gains and fees$0147
Additional Noninterest Income$115,0003,363
Total noninterest expense$1,346,0003,204
Salaries and employee benefits$848,0002,867
Premises and equipment expense$137,0003,544
Additional noninterest expense$361,0003,644
Pre-tax net operating income$181,0004,635
Securities gains (losses)$01,715
Applicable income taxes$77,0002,588
Income before extraordinary items$104,0005,122
Extraordinary gains, net$016
Net income$104,0005,123
Minority interest net income$066
Net income of bank and minority interests.$104,0005,123
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$8,000598
Net operating income$104,0005,073
2013-12-31 (YTD Data)Rank
Total interest income$5,685,0003,754
Total interest expense$682,0003,806
Net interest income$5,003,0003,697
Provision for loan and lease losses$-200,0006,461
Total noninterest income$193,0005,653
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$76,0005,578
Trading account gains and fees$0184
Additional Noninterest Income$117,0005,228
Total noninterest expense$4,664,0003,574
Salaries and employee benefits$2,900,0003,187
Premises and equipment expense$516,0003,663
Additional noninterest expense$1,248,0004,106
Pre-tax net operating income$732,0004,542
Securities gains (losses)$03,182
Applicable income taxes$-2,534,0006,731
Income before extraordinary items$3,266,0001,769
Extraordinary gains, net$029
Net income$3,266,0001,772
Minority interest net income$090
Net income of bank and minority interests.$3,266,0001,772
Net charge-offs$05,475
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$995,000211
Net operating income$3,266,0001,741
2013-09-30 (YTD Data)Rank
Total interest income$4,024,0003,923
Total interest expense$421,0004,306
Net interest income$3,603,0003,817
Provision for loan and lease losses$-200,0006,628
Total noninterest income$104,0006,049
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$57,0005,642
Trading account gains and fees$0180
Additional Noninterest Income$47,0005,810
Total noninterest expense$3,398,0003,651
Salaries and employee benefits$2,125,0003,254
Premises and equipment expense$385,0003,709
Additional noninterest expense$888,0004,231
Pre-tax net operating income$509,0004,746
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$509,0004,579
Extraordinary gains, net$025
Net income$509,0004,583
Minority interest net income$084
Net income of bank and minority interests.$509,0004,584
Net charge-offs$05,212
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$966,000162
Net operating income$509,0004,496
2013-06-30 (YTD Data)Rank
Total interest income$2,510,0004,108
Total interest expense$250,0004,619
Net interest income$2,260,0003,979
Provision for loan and lease losses$-200,0006,732
Total noninterest income$66,0006,099
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$37,0005,683
Trading account gains and fees$0157
Additional Noninterest Income$29,0005,885
Total noninterest expense$2,203,0003,731
Salaries and employee benefits$1,376,0003,339
Premises and equipment expense$257,0003,714
Additional noninterest expense$570,0004,313
Pre-tax net operating income$323,0004,780
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$323,0004,624
Extraordinary gains, net$022
Net income$323,0004,626
Minority interest net income$082
Net income of bank and minority interests.$323,0004,627
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$936,000117
Net operating income$323,0004,525
2013-03-31 (YTD Data)Rank
Total interest income$1,127,0004,426
Total interest expense$121,0004,765
Net interest income$1,006,0004,306
Provision for loan and lease losses$-200,0006,894
Total noninterest income$27,0006,281
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$19,0005,651
Trading account gains and fees$0148
Additional Noninterest Income$8,0006,256
Total noninterest expense$1,092,0003,780
Salaries and employee benefits$685,0003,375
Premises and equipment expense$128,0003,753
Additional noninterest expense$279,0004,390
Pre-tax net operating income$141,0004,932
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$141,0004,826
Extraordinary gains, net$010
Net income$141,0004,827
Minority interest net income$076
Net income of bank and minority interests.$141,0004,828
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$149,000194
Net operating income$141,0004,723
2012-12-31 (YTD Data)Rank
Total interest income$4,729,0004,445
Total interest expense$619,0004,682
Net interest income$4,110,0004,340
Provision for loan and lease losses$-2,0006,809
Total noninterest income$111,0006,226
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$77,0005,778
Trading account gains and fees$0166
Additional Noninterest Income$34,0006,058
Total noninterest expense$3,908,0004,088
Salaries and employee benefits$2,399,0003,673
Premises and equipment expense$405,0004,283
Additional noninterest expense$1,104,0004,557
Pre-tax net operating income$315,0005,384
Securities gains (losses)$03,810
Applicable income taxes$-75,0006,671
Income before extraordinary items$390,0005,228
Extraordinary gains, net$029
Net income$390,0005,225
Minority interest net income$093
Net income of bank and minority interests.$390,0005,226
Net charge-offs$05,985
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$2,952,000132
Net operating income$390,0005,028
2012-09-30 (YTD Data)Rank
Total interest income$3,577,0004,496
Total interest expense$492,0004,680
Net interest income$3,085,0004,402
Provision for loan and lease losses$-2,0006,938
Total noninterest income$83,0006,315
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$61,0005,776
Trading account gains and fees$0157
Additional Noninterest Income$22,0006,267
Total noninterest expense$2,885,0004,160
Salaries and employee benefits$1,770,0003,720
Premises and equipment expense$269,0004,609
Additional noninterest expense$846,0004,539
Pre-tax net operating income$285,0005,358
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$285,0005,382
Extraordinary gains, net$020
Net income$285,0005,381
Minority interest net income$086
Net income of bank and minority interests.$285,0005,381
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$2,026,000115
Net operating income$285,0005,184
2012-06-30 (YTD Data)Rank
Total interest income$2,426,0004,492
Total interest expense$352,0004,626
Net interest income$2,074,0004,391
Provision for loan and lease losses$05,619
Total noninterest income$58,0006,321
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$41,0005,788
Trading account gains and fees$0153
Additional Noninterest Income$17,0006,249
Total noninterest expense$1,930,0004,163
Salaries and employee benefits$1,187,0003,727
Premises and equipment expense$166,0004,821
Additional noninterest expense$577,0004,487
Pre-tax net operating income$202,0005,301
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$202,0005,322
Extraordinary gains, net$019
Net income$202,0005,321
Minority interest net income$084
Net income of bank and minority interests.$202,0005,321
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$2,000894
Net operating income$202,0005,125
2012-03-31 (YTD Data)Rank
Total interest income$1,273,0004,412
Total interest expense$171,0004,797
Net interest income$1,102,0004,256
Provision for loan and lease losses$05,254
Total noninterest income$27,0006,444
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$21,0005,749
Trading account gains and fees$0148
Additional Noninterest Income$6,0006,469
Total noninterest expense$996,0004,108
Salaries and employee benefits$597,0003,748
Premises and equipment expense$81,0004,903
Additional noninterest expense$318,0004,228
Pre-tax net operating income$133,0005,087
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$133,0005,019
Extraordinary gains, net$019
Net income$133,0005,022
Minority interest net income$078
Net income of bank and minority interests.$133,0005,023
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$1,000833
Net operating income$133,0004,869
2011-12-31 (YTD Data)Rank
Total interest income$4,501,0004,835
Total interest expense$606,0005,499
Net interest income$3,895,0004,610
Provision for loan and lease losses$-100,0007,260
Total noninterest income$148,0006,061
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$125,0005,190
Trading account gains and fees$0146
Additional Noninterest Income$23,0006,318
Total noninterest expense$3,645,0004,384
Salaries and employee benefits$2,113,0004,030
Premises and equipment expense$317,0005,114
Additional noninterest expense$1,215,0004,413
Pre-tax net operating income$498,0004,739
Securities gains (losses)$03,838
Applicable income taxes$-60,0006,759
Income before extraordinary items$558,0004,498
Extraordinary gains, net$029
Net income$558,0004,501
Minority interest net income$096
Net income of bank and minority interests.$558,0004,500
Net charge-offs$-250,0007,302
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$6,0001,038
Net operating income$558,0004,382
2011-09-30 (YTD Data)Rank
Total interest income$3,349,0004,917
Total interest expense$447,0005,637
Net interest income$2,902,0004,659
Provision for loan and lease losses$-100,0007,346
Total noninterest income$123,0006,075
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$107,0005,008
Trading account gains and fees$0145
Additional Noninterest Income$16,0006,487
Total noninterest expense$2,744,0004,365
Salaries and employee benefits$1,554,0004,084
Premises and equipment expense$241,0005,122
Additional noninterest expense$949,0004,302
Pre-tax net operating income$381,0004,829
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$381,0004,732
Extraordinary gains, net$021
Net income$381,0004,733
Minority interest net income$087
Net income of bank and minority interests.$381,0004,733
Net charge-offs$-250,0007,382
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$4,000989
Net operating income$381,0004,602
2011-06-30 (YTD Data)Rank
Total interest income$2,252,0004,935
Total interest expense$299,0005,743
Net interest income$1,953,0004,652
Provision for loan and lease losses$06,217
Total noninterest income$89,0005,999
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$78,0004,826
Trading account gains and fees$0153
Additional Noninterest Income$11,0006,553
Total noninterest expense$1,830,0004,407
Salaries and employee benefits$1,006,0004,192
Premises and equipment expense$163,0005,141
Additional noninterest expense$661,0004,247
Pre-tax net operating income$212,0005,046
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$212,0004,938
Extraordinary gains, net$015
Net income$212,0004,938
Minority interest net income$089
Net income of bank and minority interests.$212,0004,938
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$2,000952
Net operating income$212,0004,844
2011-03-31 (YTD Data)Rank
Total interest income$1,140,0004,927
Total interest expense$150,0005,835
Net interest income$990,0004,603
Provision for loan and lease losses$05,840
Total noninterest income$42,0006,140
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$40,0004,752
Trading account gains and fees$0158
Additional Noninterest Income$2,0006,939
Total noninterest expense$910,0004,446
Salaries and employee benefits$496,0004,254
Premises and equipment expense$81,0005,194
Additional noninterest expense$333,0004,233
Pre-tax net operating income$122,0004,907
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$122,0004,749
Extraordinary gains, net$09
Net income$122,0004,747
Minority interest net income$086
Net income of bank and minority interests.$122,0004,749
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$1,000891
Net operating income$122,0004,683
2010-12-31 (YTD Data)Rank
Total interest income$5,045,0004,792
Total interest expense$944,0005,353
Net interest income$4,101,0004,515
Provision for loan and lease losses$200,0005,328
Total noninterest income$98,0006,688
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$94,0005,559
Trading account gains and fees$0175
Additional Noninterest Income$4,0006,892
Total noninterest expense$3,557,0004,551
Salaries and employee benefits$2,068,0004,134
Premises and equipment expense$338,0005,151
Additional noninterest expense$1,151,0004,711
Pre-tax net operating income$442,0004,512
Securities gains (losses)$186,0001,645
Applicable income taxes$04,655
Income before extraordinary items$628,0004,009
Extraordinary gains, net$029
Net income$628,0004,008
Minority interest net income$0111
Net income of bank and minority interests.$628,0004,009
Net charge-offs$-61,0007,581
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$21,0001,093
Net operating income$442,0004,341
2010-09-30 (YTD Data)Rank
Total interest income$3,858,0004,833
Total interest expense$776,0005,297
Net interest income$3,082,0004,556
Provision for loan and lease losses$140,0005,328
Total noninterest income$74,0006,820
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$71,0005,642
Trading account gains and fees$0165
Additional Noninterest Income$3,0007,079
Total noninterest expense$2,716,0004,509
Salaries and employee benefits$1,575,0004,131
Premises and equipment expense$256,0005,188
Additional noninterest expense$885,0004,642
Pre-tax net operating income$300,0004,866
Securities gains (losses)$186,0001,429
Applicable income taxes$04,726
Income before extraordinary items$486,0004,170
Extraordinary gains, net$023
Net income$486,0004,171
Minority interest net income$0110
Net income of bank and minority interests.$486,0004,171
Net charge-offs$-61,0007,658
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$19,000998
Net operating income$300,0004,689
2010-06-30 (YTD Data)Rank
Total interest income$2,559,0004,891
Total interest expense$566,0005,195
Net interest income$1,993,0004,666
Provision for loan and lease losses$30,0006,130
Total noninterest income$49,0006,868
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$47,0005,677
Trading account gains and fees$0152
Additional Noninterest Income$2,0007,153
Total noninterest expense$1,901,0004,379
Salaries and employee benefits$1,127,0003,943
Premises and equipment expense$172,0005,214
Additional noninterest expense$602,0004,580
Pre-tax net operating income$111,0005,437
Securities gains (losses)$187,000986
Applicable income taxes$04,691
Income before extraordinary items$298,0004,320
Extraordinary gains, net$019
Net income$298,0004,319
Minority interest net income$0105
Net income of bank and minority interests.$298,0004,319
Net charge-offs$-61,0007,713
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$15,000905
Net operating income$111,0005,348
2010-03-31 (YTD Data)Rank
Total interest income$1,281,0004,944
Total interest expense$302,0005,184
Net interest income$979,0004,742
Provision for loan and lease losses$06,552
Total noninterest income$27,0006,857
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$26,0005,562
Trading account gains and fees$0175
Additional Noninterest Income$1,0007,328
Total noninterest expense$1,077,0004,067
Salaries and employee benefits$630,0003,677
Premises and equipment expense$86,0005,286
Additional noninterest expense$361,0004,062
Pre-tax net operating income$-71,0006,573
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-71,0006,680
Extraordinary gains, net$016
Net income$-71,0006,681
Minority interest net income$091
Net income of bank and minority interests.$-71,0006,680
Net charge-offs$-61,0007,809
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$21,000652
Net operating income$-71,0006,609
2009-12-31 (YTD Data)Rank
Total interest income$4,211,0005,578
Total interest expense$1,788,0004,757
Net interest income$2,423,0005,909
Provision for loan and lease losses$1,369,0003,020
Total noninterest income$78,0007,173
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$74,0006,114
Trading account gains and fees$0211
Additional Noninterest Income$4,0007,315
Total noninterest expense$4,514,0003,999
Salaries and employee benefits$2,621,0003,563
Premises and equipment expense$358,0005,267
Additional noninterest expense$1,535,0004,017
Pre-tax net operating income$-3,382,0006,963
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-3,382,0007,061
Extraordinary gains, net$034
Net income$-3,382,0007,059
Minority interest net income$0115
Net income of bank and minority interests.$-3,382,0007,059
Net charge-offs$567,0003,630
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$131,000828
Net operating income$-3,382,0007,063
2009-09-30 (YTD Data)Rank
Total interest income$2,873,0005,881
Total interest expense$1,410,0004,768
Net interest income$1,463,0006,430
Provision for loan and lease losses$913,0002,911
Total noninterest income$58,0007,307
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$55,0006,160
Trading account gains and fees$0212
Additional Noninterest Income$3,0007,488
Total noninterest expense$3,392,0003,992
Salaries and employee benefits$1,973,0003,584
Premises and equipment expense$268,0005,312
Additional noninterest expense$1,151,0003,992
Pre-tax net operating income$-2,784,0007,241
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-2,784,0007,340
Extraordinary gains, net$027
Net income$-2,784,0007,340
Minority interest net income$0118
Net income of bank and minority interests.$-2,784,0007,340
Net charge-offs$389,0003,377
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$85,000799
Net operating income$-2,784,0007,330
2009-06-30 (YTD Data)Rank
Total interest income$1,637,0006,297
Total interest expense$981,0004,777
Net interest income$656,0007,206
Provision for loan and lease losses$345,0003,505
Total noninterest income$44,0007,265
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$42,0006,029
Trading account gains and fees$0193
Additional Noninterest Income$2,0007,623
Total noninterest expense$2,177,0004,132
Salaries and employee benefits$1,296,0003,666
Premises and equipment expense$179,0005,353
Additional noninterest expense$702,0004,255
Pre-tax net operating income$-1,822,0007,340
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-1,822,0007,426
Extraordinary gains, net$021
Net income$-1,822,0007,425
Minority interest net income$0112
Net income of bank and minority interests.$-1,822,0007,424
Net charge-offs$74,0004,562
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$57,000764
Net operating income$-1,822,0007,429
2009-03-31 (YTD Data)Rank
Total interest income$665,0006,762
Total interest expense$516,0004,757
Net interest income$149,0007,985
Provision for loan and lease losses$59,0004,762
Total noninterest income$2,0007,985
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,0007,216
Trading account gains and fees$0171
Additional Noninterest Income$1,0007,715
Total noninterest expense$995,0004,318
Salaries and employee benefits$646,0003,705
Premises and equipment expense$95,0005,244
Additional noninterest expense$254,0004,905
Pre-tax net operating income$-903,0007,597
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-903,0007,674
Extraordinary gains, net$015
Net income$-903,0007,675
Minority interest net income$0102
Net income of bank and minority interests.$-903,0007,675
Net charge-offs$50,0003,538
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$28,000665
Net operating income$-903,0007,671
2008-12-31 (YTD Data)Rank
Total interest income$3,319,0006,420
Total interest expense$1,554,0005,914
Net interest income$1,765,0006,686
Provision for loan and lease losses$282,0004,728
Total noninterest income$20,0007,949
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$6,0007,219
Trading account gains and fees$0154
Additional Noninterest Income$14,0007,582
Total noninterest expense$4,359,0003,975
Salaries and employee benefits$3,086,0003,169
Premises and equipment expense$379,0005,233
Additional noninterest expense$894,0005,162
Pre-tax net operating income$-2,856,0007,561
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-2,856,0007,577
Extraordinary gains, net$039
Net income$-2,856,0007,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$213,000756
Net operating income$-2,856,0007,650
2008-09-30 (YTD Data)Rank
Total interest income$2,560,0006,430
Total interest expense$1,106,0006,123
Net interest income$1,454,0006,535
Provision for loan and lease losses$229,0003,986
Total noninterest income$16,0008,063
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$5,0007,265
Trading account gains and fees$0148
Additional Noninterest Income$11,0007,732
Total noninterest expense$3,221,0004,005
Salaries and employee benefits$2,231,0003,313
Premises and equipment expense$281,0005,275
Additional noninterest expense$709,0004,914
Pre-tax net operating income$-1,980,0007,856
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,980,0007,862
Extraordinary gains, net$031
Net income$-1,980,0007,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$195,000587
Net operating income$-1,980,0007,937
2008-06-30 (YTD Data)Rank
Total interest income$1,706,0006,496
Total interest expense$784,0006,151
Net interest income$922,0006,654
Provision for loan and lease losses$201,0003,137
Total noninterest income$8,0008,173
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$3,0007,319
Trading account gains and fees$0149
Additional Noninterest Income$5,0007,937
Total noninterest expense$2,258,0003,877
Salaries and employee benefits$1,556,0003,229
Premises and equipment expense$188,0005,311
Additional noninterest expense$514,0004,649
Pre-tax net operating income$-1,529,0008,088
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-1,529,0008,156
Extraordinary gains, net$021
Net income$-1,529,0008,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$106,000567
Net operating income$-1,529,0008,145
2008-03-31 (YTD Data)Rank
Total interest income$880,0006,520
Total interest expense$392,0006,287
Net interest income$488,0006,563
Provision for loan and lease losses$18,0004,977
Total noninterest income$5,0008,194
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$5,0007,707
Total noninterest expense$1,067,0004,049
Salaries and employee benefits$716,0003,488
Premises and equipment expense$90,0005,469
Additional noninterest expense$261,0004,550
Pre-tax net operating income$-592,0008,140
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-592,0008,187
Extraordinary gains, net$015
Net income$-592,0008,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$57,000446
Net operating income$-592,0008,174
2007-12-31 (YTD Data)Rank
Total interest income$2,898,0006,913
Total interest expense$983,0007,191
Net interest income$1,915,0006,598
Provision for loan and lease losses$344,0002,947
Total noninterest income$10,0008,305
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,0007,438
Trading account gains and fees$0178
Additional Noninterest Income$8,0008,113
Total noninterest expense$3,302,0004,706
Salaries and employee benefits$2,198,0004,086
Premises and equipment expense$316,0005,668
Additional noninterest expense$788,0005,401
Pre-tax net operating income$-1,721,0008,237
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,721,0008,280
Extraordinary gains, net$039
Net income$-1,721,0008,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$239,000704
Net operating income$-1,721,0008,269
2007-09-30 (YTD Data)Rank
Total interest income$2,007,0007,111
Total interest expense$663,0007,377
Net interest income$1,344,0006,802
Provision for loan and lease losses$103,0004,065
Total noninterest income$7,0008,362
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,0007,480
Trading account gains and fees$0184
Additional Noninterest Income$6,0008,162
Total noninterest expense$2,317,0004,887
Salaries and employee benefits$1,515,0004,343
Premises and equipment expense$235,0005,666
Additional noninterest expense$567,0005,477
Pre-tax net operating income$-1,069,0008,310
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-1,069,0008,345
Extraordinary gains, net$033
Net income$-1,069,0008,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$156,000658
Net operating income$-1,069,0008,337
2007-06-30 (YTD Data)Rank
Total interest income$1,200,0007,371
Total interest expense$345,0007,746
Net interest income$855,0006,947
Provision for loan and lease losses$105,0003,205
Total noninterest income$5,0008,427
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,0007,510
Trading account gains and fees$0168
Additional Noninterest Income$4,0008,223
Total noninterest expense$1,491,0005,026
Salaries and employee benefits$982,0004,467
Premises and equipment expense$155,0005,723
Additional noninterest expense$354,0005,657
Pre-tax net operating income$-736,0008,386
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-736,0008,419
Extraordinary gains, net$029
Net income$-736,0008,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$105,000598
Net operating income$-736,0008,407
2007-03-31 (YTD Data)Rank
Total interest income$511,0007,646
Total interest expense$133,0008,033
Net interest income$378,0007,232
Provision for loan and lease losses$40,0003,421
Total noninterest income$3,0008,453
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,0007,501
Trading account gains and fees$0195
Additional Noninterest Income$2,0008,219
Total noninterest expense$722,0005,149
Salaries and employee benefits$489,0004,510
Premises and equipment expense$77,0005,781
Additional noninterest expense$156,0006,015
Pre-tax net operating income$-381,0008,464
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-381,0008,488
Extraordinary gains, net$022
Net income$-381,0008,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$51,000485
Net operating income$-381,0008,479
2006-12-31 (YTD Data)Rank
Total interest income$567,0008,512
Total interest expense$81,0008,550
Net interest income$486,0008,418
Provision for loan and lease losses$78,0005,050
Total noninterest income$9,0008,496
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$9,0007,440
Trading account gains and fees$0130
Additional Noninterest Income$08,532
Total noninterest expense$1,647,0006,653
Salaries and employee benefits$1,182,0005,959
Premises and equipment expense$32,0008,510
Additional noninterest expense$433,0006,900
Pre-tax net operating income$-1,230,0008,480
Securities gains (losses)$-1,0006,756
Applicable income taxes$06,600
Income before extraordinary items$-1,231,0008,512
Extraordinary gains, net$051
Net income$-1,231,0008,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$19,867,00081
Net operating income$-1,230,0008,507
2006-09-30 (YTD Data)Rank
Total interest income$218,0008,674
Total interest expense$15,0008,689
Net interest income$203,0008,642
Provision for loan and lease losses$1,0006,666
Total noninterest income$08,684
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$1,135,0006,874
Salaries and employee benefits$950,0005,701
Premises and equipment expense$42,0008,347
Additional noninterest expense$143,0008,194
Pre-tax net operating income$-933,0008,569
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-933,0008,591
Extraordinary gains, net$045
Net income$-933,0008,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$20,046,00052
Net operating income$-933,0008,584

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.