Home > Prairie State Bank and Trust > Income and Expense

Prairie State Bank and Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$27,877,0001,494
Total interest expense$2,916,0002,647
Net interest income$24,961,0001,209
Provision for loan and lease losses$354,0001,533
Total noninterest income$4,362,0001,293
Gross Fiduciary activities income$144,000694
Service charges on deposit accounts$801,0001,186
Trading account gains and fees$0123
Additional Noninterest Income$3,417,0001,158
Total noninterest expense$19,070,0001,255
Salaries and employee benefits$12,004,0001,162
Premises and equipment expense$1,747,0001,366
Additional noninterest expense$3,417,0001,158
Pre-tax net operating income$9,899,0001,174
Securities gains (losses)$0988
Applicable income taxes$441,0001,990
Income before extraordinary items$9,458,0001,056
Extraordinary gains, net$054
Net income$9,458,0001,068
Minority interest net income$088
Net income of bank and minority interests.$9,458,0001,059
Net charge-offs$354,000896
Cash dividends$6,352,000666
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,458,0001,079
2023-09-30 (YTD Data)Rank
Total interest income$20,630,0001,474
Total interest expense$1,790,0002,766
Net interest income$18,840,0001,206
Provision for loan and lease losses$294,0001,376
Total noninterest income$2,754,0001,442
Gross Fiduciary activities income$49,000742
Service charges on deposit accounts$657,0001,097
Trading account gains and fees$0125
Additional Noninterest Income$2,048,0001,334
Total noninterest expense$14,144,0001,256
Salaries and employee benefits$8,934,0001,166
Premises and equipment expense$1,310,0001,369
Additional noninterest expense$2,048,0001,334
Pre-tax net operating income$7,156,0001,250
Securities gains (losses)$0849
Applicable income taxes$489,0001,772
Income before extraordinary items$6,667,0001,154
Extraordinary gains, net$052
Net income$6,667,0001,161
Minority interest net income$081
Net income of bank and minority interests.$6,667,0001,154
Net charge-offs$294,000730
Cash dividends$6,352,000505
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,667,0001,174
2023-06-30 (YTD Data)Rank
Total interest income$13,567,0001,456
Total interest expense$1,044,0002,766
Net interest income$12,523,0001,217
Provision for loan and lease losses$303,0001,005
Total noninterest income$1,724,0001,428
Gross Fiduciary activities income$34,000733
Service charges on deposit accounts$428,0001,105
Trading account gains and fees$0112
Additional Noninterest Income$1,262,0001,327
Total noninterest expense$9,237,0001,264
Salaries and employee benefits$5,797,0001,194
Premises and equipment expense$852,0001,381
Additional noninterest expense$1,262,0001,326
Pre-tax net operating income$4,707,0001,261
Securities gains (losses)$0938
Applicable income taxes$339,0001,760
Income before extraordinary items$4,368,0001,169
Extraordinary gains, net$051
Net income$4,368,0001,179
Minority interest net income$081
Net income of bank and minority interests.$4,368,0001,169
Net charge-offs$303,000552
Cash dividends$3,868,000538
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,368,0001,177
2023-03-31 (YTD Data)Rank
Total interest income$6,762,0001,428
Total interest expense$415,0002,823
Net interest income$6,347,0001,205
Provision for loan and lease losses$339,000622
Total noninterest income$803,0001,495
Gross Fiduciary activities income$18,000758
Service charges on deposit accounts$211,0001,135
Trading account gains and fees$097
Additional Noninterest Income$574,0001,403
Total noninterest expense$4,605,0001,288
Salaries and employee benefits$2,931,0001,199
Premises and equipment expense$427,0001,410
Additional noninterest expense$574,0001,403
Pre-tax net operating income$2,206,0001,359
Securities gains (losses)$0950
Applicable income taxes$192,0001,699
Income before extraordinary items$2,014,0001,272
Extraordinary gains, net$04
Net income$2,014,0001,272
Minority interest net income$048
Net income of bank and minority interests.$2,014,0001,272
Net charge-offs$339,000341
Cash dividends$2,532,000408
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,014,0001,294
2022-12-31 (YTD Data)Rank
Total interest income$24,809,0001,316
Total interest expense$1,191,0002,190
Net interest income$23,618,0001,256
Provision for loan and lease losses$-128,0004,388
Total noninterest income$4,881,0001,219
Gross Fiduciary activities income$93,000759
Service charges on deposit accounts$922,0001,075
Trading account gains and fees$0116
Additional Noninterest Income$3,866,0001,075
Total noninterest expense$17,845,0001,293
Salaries and employee benefits$11,349,0001,196
Premises and equipment expense$1,658,0001,426
Additional noninterest expense$3,866,0001,075
Pre-tax net operating income$10,782,0001,216
Securities gains (losses)$0691
Applicable income taxes$506,0002,013
Income before extraordinary items$10,276,0001,085
Extraordinary gains, net$05
Net income$10,276,0001,084
Minority interest net income$063
Net income of bank and minority interests.$10,276,0001,085
Net charge-offs$-128,0004,346
Cash dividends$6,301,000647
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,276,0001,105
2022-09-30 (YTD Data)Rank
Total interest income$18,008,0001,307
Total interest expense$905,0001,895
Net interest income$17,103,0001,264
Provision for loan and lease losses$-123,0004,473
Total noninterest income$3,822,0001,201
Gross Fiduciary activities income$55,000765
Service charges on deposit accounts$685,0001,097
Trading account gains and fees$0111
Additional Noninterest Income$3,082,0001,041
Total noninterest expense$13,433,0001,286
Salaries and employee benefits$8,628,0001,176
Premises and equipment expense$1,243,0001,434
Additional noninterest expense$3,082,0001,041
Pre-tax net operating income$7,615,0001,253
Securities gains (losses)$0740
Applicable income taxes$335,0002,115
Income before extraordinary items$7,280,0001,119
Extraordinary gains, net$04
Net income$7,280,0001,118
Minority interest net income$057
Net income of bank and minority interests.$7,280,0001,119
Net charge-offs$-123,0004,357
Cash dividends$6,301,000493
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,280,0001,141
2022-06-30 (YTD Data)Rank
Total interest income$11,470,0001,318
Total interest expense$623,0001,676
Net interest income$10,847,0001,292
Provision for loan and lease losses$-23,0004,395
Total noninterest income$2,557,0001,184
Gross Fiduciary activities income$43,000728
Service charges on deposit accounts$437,0001,119
Trading account gains and fees$0108
Additional Noninterest Income$2,077,0001,081
Total noninterest expense$9,082,0001,266
Salaries and employee benefits$5,886,0001,149
Premises and equipment expense$831,0001,419
Additional noninterest expense$2,365,0001,418
Pre-tax net operating income$4,345,0001,327
Securities gains (losses)$0687
Applicable income taxes$245,0001,978
Income before extraordinary items$4,100,0001,215
Extraordinary gains, net$04
Net income$4,100,0001,214
Minority interest net income$060
Net income of bank and minority interests.$4,100,0001,215
Net charge-offs$-23,0003,933
Cash dividends$3,587,000541
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,100,0001,239
2022-03-31 (YTD Data)Rank
Total interest income$5,483,0001,329
Total interest expense$333,0001,531
Net interest income$5,150,0001,315
Provision for loan and lease losses$1,0002,260
Total noninterest income$1,011,0001,360
Gross Fiduciary activities income$20,000735
Service charges on deposit accounts$214,0001,133
Trading account gains and fees$0103
Additional Noninterest Income$777,0001,278
Total noninterest expense$4,707,0001,224
Salaries and employee benefits$3,065,0001,119
Premises and equipment expense$434,0001,371
Additional noninterest expense$1,208,0001,368
Pre-tax net operating income$1,453,0001,670
Securities gains (losses)$0623
Applicable income taxes$140,0001,845
Income before extraordinary items$1,313,0001,598
Extraordinary gains, net$04
Net income$1,313,0001,597
Minority interest net income$050
Net income of bank and minority interests.$1,313,0001,598
Net charge-offs$1,0001,671
Cash dividends$2,631,000392
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,313,0001,621
2021-12-31 (YTD Data)Rank
Total interest income$25,022,0001,229
Total interest expense$1,477,0001,687
Net interest income$23,545,0001,194
Provision for loan and lease losses$-163,0004,289
Total noninterest income$7,736,0001,005
Gross Fiduciary activities income$90,000728
Service charges on deposit accounts$762,0001,171
Trading account gains and fees$0132
Additional Noninterest Income$6,884,000859
Total noninterest expense$18,747,0001,221
Salaries and employee benefits$12,075,0001,119
Premises and equipment expense$1,679,0001,394
Additional noninterest expense$4,993,0001,334
Pre-tax net operating income$12,697,0001,082
Securities gains (losses)$02,062
Applicable income taxes$306,0002,453
Income before extraordinary items$12,391,000977
Extraordinary gains, net$010
Net income$12,391,000978
Minority interest net income$074
Net income of bank and minority interests.$12,391,000978
Net charge-offs$-163,0004,492
Cash dividends$7,656,000584
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,391,000957
2021-09-30 (YTD Data)Rank
Total interest income$19,092,0001,235
Total interest expense$1,147,0001,724
Net interest income$17,945,0001,196
Provision for loan and lease losses$-187,0004,440
Total noninterest income$4,969,0001,124
Gross Fiduciary activities income$56,000736
Service charges on deposit accounts$555,0001,197
Trading account gains and fees$0132
Additional Noninterest Income$4,358,000980
Total noninterest expense$14,167,0001,217
Salaries and employee benefits$9,176,0001,116
Premises and equipment expense$1,264,0001,417
Additional noninterest expense$3,727,0001,331
Pre-tax net operating income$8,934,0001,174
Securities gains (losses)$02,015
Applicable income taxes$113,0002,880
Income before extraordinary items$8,821,0001,055
Extraordinary gains, net$08
Net income$8,821,0001,056
Minority interest net income$069
Net income of bank and minority interests.$8,821,0001,056
Net charge-offs$-187,0004,637
Cash dividends$7,656,000458
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,821,0001,033
2021-06-30 (YTD Data)Rank
Total interest income$12,507,0001,248
Total interest expense$793,0001,744
Net interest income$11,714,0001,207
Provision for loan and lease losses$-173,0004,525
Total noninterest income$3,268,0001,128
Gross Fiduciary activities income$39,000737
Service charges on deposit accounts$347,0001,219
Trading account gains and fees$0133
Additional Noninterest Income$2,882,0001,004
Total noninterest expense$9,464,0001,204
Salaries and employee benefits$6,169,0001,100
Premises and equipment expense$848,0001,408
Additional noninterest expense$2,447,0001,342
Pre-tax net operating income$5,691,0001,192
Securities gains (losses)$01,818
Applicable income taxes$74,0002,877
Income before extraordinary items$5,617,0001,086
Extraordinary gains, net$06
Net income$5,617,0001,087
Minority interest net income$067
Net income of bank and minority interests.$5,617,0001,087
Net charge-offs$-173,0004,723
Cash dividends$4,773,000458
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,617,0001,065
2021-03-31 (YTD Data)Rank
Total interest income$6,167,0001,267
Total interest expense$416,0001,746
Net interest income$5,751,0001,223
Provision for loan and lease losses$-16,0004,591
Total noninterest income$1,690,0001,109
Gross Fiduciary activities income$19,000742
Service charges on deposit accounts$168,0001,245
Trading account gains and fees$0127
Additional Noninterest Income$1,503,000976
Total noninterest expense$4,793,0001,172
Salaries and employee benefits$3,133,0001,087
Premises and equipment expense$446,0001,362
Additional noninterest expense$1,214,0001,313
Pre-tax net operating income$2,664,0001,249
Securities gains (losses)$01,392
Applicable income taxes$39,0002,799
Income before extraordinary items$2,625,0001,149
Extraordinary gains, net$03
Net income$2,625,0001,149
Minority interest net income$055
Net income of bank and minority interests.$2,625,0001,149
Net charge-offs$-16,0004,237
Cash dividends$3,103,000331
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,625,0001,122
2020-12-31 (YTD Data)Rank
Total interest income$26,591,0001,175
Total interest expense$2,196,0001,859
Net interest income$24,395,0001,097
Provision for loan and lease losses$944,0001,666
Total noninterest income$6,380,0001,082
Gross Fiduciary activities income$79,000741
Service charges on deposit accounts$810,0001,126
Trading account gains and fees$0133
Additional Noninterest Income$5,491,000955
Total noninterest expense$19,437,0001,145
Salaries and employee benefits$12,768,0001,030
Premises and equipment expense$1,651,0001,408
Additional noninterest expense$5,018,0001,275
Pre-tax net operating income$10,394,0001,029
Securities gains (losses)$02,675
Applicable income taxes$160,0002,687
Income before extraordinary items$10,234,000938
Extraordinary gains, net$04
Net income$10,234,000938
Minority interest net income$072
Net income of bank and minority interests.$10,234,000938
Net charge-offs$459,0001,029
Cash dividends$7,398,000577
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,234,000901
2020-09-30 (YTD Data)Rank
Total interest income$19,963,0001,173
Total interest expense$1,706,0001,897
Net interest income$18,257,0001,085
Provision for loan and lease losses$576,0001,855
Total noninterest income$5,181,0001,005
Gross Fiduciary activities income$40,000757
Service charges on deposit accounts$607,0001,119
Trading account gains and fees$0125
Additional Noninterest Income$4,534,000870
Total noninterest expense$14,670,0001,121
Salaries and employee benefits$9,721,0001,000
Premises and equipment expense$1,213,0001,430
Additional noninterest expense$3,736,0001,257
Pre-tax net operating income$8,192,000952
Securities gains (losses)$02,494
Applicable income taxes$112,0002,736
Income before extraordinary items$8,080,000856
Extraordinary gains, net$04
Net income$8,080,000856
Minority interest net income$065
Net income of bank and minority interests.$8,080,000856
Net charge-offs$382,000893
Cash dividends$7,398,000448
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,080,000827
2020-06-30 (YTD Data)Rank
Total interest income$13,394,0001,177
Total interest expense$1,173,0001,948
Net interest income$12,221,0001,082
Provision for loan and lease losses$447,0001,710
Total noninterest income$3,100,0001,019
Gross Fiduciary activities income$28,000761
Service charges on deposit accounts$416,0001,109
Trading account gains and fees$0123
Additional Noninterest Income$2,656,000894
Total noninterest expense$9,738,0001,115
Salaries and employee benefits$6,422,0001,003
Premises and equipment expense$827,0001,401
Additional noninterest expense$2,489,0001,252
Pre-tax net operating income$5,136,000933
Securities gains (losses)$02,249
Applicable income taxes$74,0002,702
Income before extraordinary items$5,062,000843
Extraordinary gains, net$04
Net income$5,062,000843
Minority interest net income$065
Net income of bank and minority interests.$5,062,000843
Net charge-offs$350,000738
Cash dividends$4,280,000491
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,062,000808
2020-03-31 (YTD Data)Rank
Total interest income$6,757,0001,179
Total interest expense$606,0002,042
Net interest income$6,151,0001,061
Provision for loan and lease losses$23,0003,052
Total noninterest income$1,159,0001,168
Gross Fiduciary activities income$12,000784
Service charges on deposit accounts$253,0001,101
Trading account gains and fees$0106
Additional Noninterest Income$894,0001,052
Total noninterest expense$4,865,0001,125
Salaries and employee benefits$3,145,0001,030
Premises and equipment expense$445,0001,313
Additional noninterest expense$1,275,0001,244
Pre-tax net operating income$2,422,000909
Securities gains (losses)$01,705
Applicable income taxes$36,0002,600
Income before extraordinary items$2,386,000805
Extraordinary gains, net$04
Net income$2,386,000805
Minority interest net income$056
Net income of bank and minority interests.$2,386,000805
Net charge-offs$23,0001,537
Cash dividends$2,608,000442
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,386,000791
2019-12-31 (YTD Data)Rank
Total interest income$27,980,0001,140
Total interest expense$2,624,0001,976
Net interest income$25,356,0001,034
Provision for loan and lease losses$737,0001,154
Total noninterest income$4,419,0001,219
Gross Fiduciary activities income$79,000755
Service charges on deposit accounts$1,080,0001,080
Trading account gains and fees$0135
Additional Noninterest Income$3,260,0001,136
Total noninterest expense$18,656,0001,147
Salaries and employee benefits$11,730,0001,062
Premises and equipment expense$1,782,0001,286
Additional noninterest expense$5,144,0001,206
Pre-tax net operating income$10,382,0001,029
Securities gains (losses)$02,379
Applicable income taxes$124,0002,922
Income before extraordinary items$10,258,000920
Extraordinary gains, net$011
Net income$10,258,000921
Minority interest net income$076
Net income of bank and minority interests.$10,258,000921
Net charge-offs$677,000870
Cash dividends$8,299,000547
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,258,000896
2019-09-30 (YTD Data)Rank
Total interest income$20,997,0001,151
Total interest expense$1,951,0002,014
Net interest income$19,046,0001,039
Provision for loan and lease losses$403,0001,343
Total noninterest income$3,308,0001,210
Gross Fiduciary activities income$44,000778
Service charges on deposit accounts$792,0001,104
Trading account gains and fees$0129
Additional Noninterest Income$2,472,0001,110
Total noninterest expense$13,756,0001,161
Salaries and employee benefits$8,663,0001,078
Premises and equipment expense$1,342,0001,290
Additional noninterest expense$3,751,0001,245
Pre-tax net operating income$8,195,0001,009
Securities gains (losses)$02,167
Applicable income taxes$119,0002,845
Income before extraordinary items$8,076,000895
Extraordinary gains, net$011
Net income$8,076,000896
Minority interest net income$072
Net income of bank and minority interests.$8,076,000896
Net charge-offs$343,000953
Cash dividends$6,399,000507
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,076,000876
2019-06-30 (YTD Data)Rank
Total interest income$13,905,0001,153
Total interest expense$1,279,0002,018
Net interest income$12,626,0001,041
Provision for loan and lease losses$154,0001,781
Total noninterest income$2,005,0001,274
Gross Fiduciary activities income$29,000777
Service charges on deposit accounts$517,0001,106
Trading account gains and fees$0131
Additional Noninterest Income$1,459,0001,186
Total noninterest expense$9,334,0001,137
Salaries and employee benefits$5,811,0001,056
Premises and equipment expense$900,0001,292
Additional noninterest expense$2,623,0001,209
Pre-tax net operating income$5,143,0001,024
Securities gains (losses)$01,702
Applicable income taxes$78,0002,840
Income before extraordinary items$5,065,000909
Extraordinary gains, net$011
Net income$5,065,000909
Minority interest net income$069
Net income of bank and minority interests.$5,065,000909
Net charge-offs$94,0001,447
Cash dividends$4,499,000484
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,065,000896
2019-03-31 (YTD Data)Rank
Total interest income$6,881,0001,154
Total interest expense$620,0002,015
Net interest income$6,261,0001,054
Provision for loan and lease losses$82,0001,636
Total noninterest income$925,0001,307
Gross Fiduciary activities income$15,000781
Service charges on deposit accounts$252,0001,123
Trading account gains and fees$0126
Additional Noninterest Income$658,0001,221
Total noninterest expense$4,882,0001,095
Salaries and employee benefits$3,054,0001,015
Premises and equipment expense$482,0001,235
Additional noninterest expense$1,346,0001,169
Pre-tax net operating income$2,222,0001,127
Securities gains (losses)$01,087
Applicable income taxes$37,0002,847
Income before extraordinary items$2,185,0001,007
Extraordinary gains, net$05
Net income$2,185,0001,006
Minority interest net income$052
Net income of bank and minority interests.$2,185,0001,006
Net charge-offs$37,0001,372
Cash dividends$2,794,000404
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,185,000982
2018-12-31 (YTD Data)Rank
Total interest income$26,929,0001,105
Total interest expense$2,114,0001,866
Net interest income$24,815,0001,040
Provision for loan and lease losses$810,0001,041
Total noninterest income$4,886,0001,107
Gross Fiduciary activities income$70,000794
Service charges on deposit accounts$1,169,0001,016
Trading account gains and fees$0126
Additional Noninterest Income$3,647,000996
Total noninterest expense$17,899,0001,162
Salaries and employee benefits$10,609,0001,126
Premises and equipment expense$1,749,0001,321
Additional noninterest expense$5,541,0001,148
Pre-tax net operating income$10,992,000966
Securities gains (losses)$01,125
Applicable income taxes$135,0002,925
Income before extraordinary items$10,857,000851
Extraordinary gains, net$06
Net income$10,857,000849
Minority interest net income$072
Net income of bank and minority interests.$10,857,000850
Net charge-offs$810,000703
Cash dividends$9,290,000453
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,857,000850
2018-09-30 (YTD Data)Rank
Total interest income$19,949,0001,105
Total interest expense$1,528,0001,847
Net interest income$18,421,0001,044
Provision for loan and lease losses$566,0001,027
Total noninterest income$3,681,0001,105
Gross Fiduciary activities income$39,000805
Service charges on deposit accounts$862,0001,035
Trading account gains and fees$0138
Additional Noninterest Income$2,780,000982
Total noninterest expense$13,316,0001,170
Salaries and employee benefits$7,900,0001,130
Premises and equipment expense$1,320,0001,311
Additional noninterest expense$4,096,0001,157
Pre-tax net operating income$8,220,000976
Securities gains (losses)$01,118
Applicable income taxes$118,0002,890
Income before extraordinary items$8,102,000852
Extraordinary gains, net$05
Net income$8,102,000850
Minority interest net income$066
Net income of bank and minority interests.$8,102,000851
Net charge-offs$566,000662
Cash dividends$7,290,000409
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,102,000846
2018-06-30 (YTD Data)Rank
Total interest income$13,153,0001,105
Total interest expense$964,0001,831
Net interest income$12,189,0001,048
Provision for loan and lease losses$127,0001,961
Total noninterest income$2,460,0001,106
Gross Fiduciary activities income$25,000817
Service charges on deposit accounts$564,0001,049
Trading account gains and fees$0130
Additional Noninterest Income$1,871,000979
Total noninterest expense$8,805,0001,179
Salaries and employee benefits$5,195,0001,147
Premises and equipment expense$871,0001,332
Additional noninterest expense$2,739,0001,155
Pre-tax net operating income$5,717,000934
Securities gains (losses)$0961
Applicable income taxes$79,0002,877
Income before extraordinary items$5,638,000813
Extraordinary gains, net$06
Net income$5,638,000811
Minority interest net income$065
Net income of bank and minority interests.$5,638,000812
Net charge-offs$127,0001,172
Cash dividends$4,937,000402
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,638,000808
2018-03-31 (YTD Data)Rank
Total interest income$6,466,0001,122
Total interest expense$454,0001,838
Net interest income$6,012,0001,062
Provision for loan and lease losses$116,0001,358
Total noninterest income$1,286,0001,073
Gross Fiduciary activities income$12,000824
Service charges on deposit accounts$282,0001,059
Trading account gains and fees$0123
Additional Noninterest Income$992,000943
Total noninterest expense$4,473,0001,165
Salaries and employee benefits$2,625,0001,147
Premises and equipment expense$426,0001,375
Additional noninterest expense$1,422,0001,117
Pre-tax net operating income$2,709,000947
Securities gains (losses)$0735
Applicable income taxes$39,0002,860
Income before extraordinary items$2,670,000827
Extraordinary gains, net$07
Net income$2,670,000827
Minority interest net income$052
Net income of bank and minority interests.$2,670,000827
Net charge-offs$116,000778
Cash dividends$2,872,000323
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,670,000822
2017-12-31 (YTD Data)Rank
Total interest income$25,251,0001,111
Total interest expense$1,973,0001,559
Net interest income$23,278,0001,069
Provision for loan and lease losses$343,0001,850
Total noninterest income$4,661,0001,172
Gross Fiduciary activities income$80,000804
Service charges on deposit accounts$1,196,0001,015
Trading account gains and fees$0151
Additional Noninterest Income$3,385,0001,068
Total noninterest expense$16,969,0001,196
Salaries and employee benefits$10,146,0001,148
Premises and equipment expense$1,510,0001,517
Additional noninterest expense$5,313,0001,193
Pre-tax net operating income$10,627,000943
Securities gains (losses)$02,243
Applicable income taxes$130,0003,177
Income before extraordinary items$10,497,000724
Extraordinary gains, net$09
Net income$10,497,000723
Minority interest net income$076
Net income of bank and minority interests.$10,497,000724
Net charge-offs$343,0001,371
Cash dividends$10,049,000371
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,497,000711
2017-09-30 (YTD Data)Rank
Total interest income$18,762,0001,119
Total interest expense$1,464,0001,546
Net interest income$17,298,0001,079
Provision for loan and lease losses$152,0002,282
Total noninterest income$3,539,0001,188
Gross Fiduciary activities income$46,000827
Service charges on deposit accounts$888,0001,028
Trading account gains and fees$0145
Additional Noninterest Income$2,605,0001,073
Total noninterest expense$12,743,0001,202
Salaries and employee benefits$7,643,0001,157
Premises and equipment expense$1,150,0001,501
Additional noninterest expense$3,950,0001,191
Pre-tax net operating income$7,942,000972
Securities gains (losses)$02,274
Applicable income taxes$137,0002,994
Income before extraordinary items$7,805,000781
Extraordinary gains, net$09
Net income$7,805,000781
Minority interest net income$071
Net income of bank and minority interests.$7,805,000781
Net charge-offs$152,0001,596
Cash dividends$8,049,000335
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,805,000767
2017-06-30 (YTD Data)Rank
Total interest income$12,321,0001,126
Total interest expense$936,0001,555
Net interest income$11,385,0001,092
Provision for loan and lease losses$156,0001,790
Total noninterest income$2,305,0001,196
Gross Fiduciary activities income$34,000824
Service charges on deposit accounts$579,0001,040
Trading account gains and fees$0139
Additional Noninterest Income$1,692,0001,096
Total noninterest expense$8,575,0001,205
Salaries and employee benefits$5,179,0001,146
Premises and equipment expense$790,0001,451
Additional noninterest expense$2,606,0001,198
Pre-tax net operating income$4,959,0001,004
Securities gains (losses)$01,906
Applicable income taxes$91,0002,977
Income before extraordinary items$4,868,000817
Extraordinary gains, net$011
Net income$4,868,000816
Minority interest net income$071
Net income of bank and minority interests.$4,868,000817
Net charge-offs$156,0001,214
Cash dividends$5,042,000350
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,868,000806
2017-03-31 (YTD Data)Rank
Total interest income$6,013,0001,141
Total interest expense$450,0001,585
Net interest income$5,563,0001,102
Provision for loan and lease losses$26,0002,637
Total noninterest income$1,160,0001,182
Gross Fiduciary activities income$18,000825
Service charges on deposit accounts$277,0001,082
Trading account gains and fees$0142
Additional Noninterest Income$865,0001,067
Total noninterest expense$4,337,0001,205
Salaries and employee benefits$2,623,0001,146
Premises and equipment expense$418,0001,396
Additional noninterest expense$1,296,0001,206
Pre-tax net operating income$2,360,0001,024
Securities gains (losses)$01,153
Applicable income taxes$46,0002,943
Income before extraordinary items$2,314,000825
Extraordinary gains, net$08
Net income$2,314,000825
Minority interest net income$055
Net income of bank and minority interests.$2,314,000825
Net charge-offs$26,0001,734
Cash dividends$3,002,000279
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,314,000815
2016-12-31 (YTD Data)Rank
Total interest income$25,055,0001,070
Total interest expense$2,088,0001,365
Net interest income$22,967,0001,040
Provision for loan and lease losses$237,0002,266
Total noninterest income$5,714,0001,046
Gross Fiduciary activities income$70,000841
Service charges on deposit accounts$1,174,0001,040
Trading account gains and fees$0170
Additional Noninterest Income$4,470,000917
Total noninterest expense$17,793,0001,156
Salaries and employee benefits$10,740,0001,081
Premises and equipment expense$1,503,0001,520
Additional noninterest expense$5,550,0001,159
Pre-tax net operating income$10,651,000880
Securities gains (losses)$03,212
Applicable income taxes$132,0003,173
Income before extraordinary items$10,519,000729
Extraordinary gains, net$05
Net income$10,519,000726
Minority interest net income$082
Net income of bank and minority interests.$10,519,000728
Net charge-offs$389,0001,288
Cash dividends$10,205,000364
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,519,000715
2016-09-30 (YTD Data)Rank
Total interest income$18,821,0001,071
Total interest expense$1,603,0001,332
Net interest income$17,218,0001,046
Provision for loan and lease losses$195,0002,076
Total noninterest income$4,265,0001,040
Gross Fiduciary activities income$44,000851
Service charges on deposit accounts$867,0001,060
Trading account gains and fees$0169
Additional Noninterest Income$3,354,000917
Total noninterest expense$13,532,0001,155
Salaries and employee benefits$8,177,0001,069
Premises and equipment expense$1,148,0001,499
Additional noninterest expense$4,207,0001,165
Pre-tax net operating income$7,756,000909
Securities gains (losses)$03,160
Applicable income taxes$110,0003,183
Income before extraordinary items$7,646,000753
Extraordinary gains, net$05
Net income$7,646,000753
Minority interest net income$071
Net income of bank and minority interests.$7,646,000753
Net charge-offs$195,0001,475
Cash dividends$8,204,000343
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,646,000730
2016-06-30 (YTD Data)Rank
Total interest income$12,569,0001,069
Total interest expense$1,093,0001,308
Net interest income$11,476,0001,046
Provision for loan and lease losses$179,0001,756
Total noninterest income$2,636,0001,083
Gross Fiduciary activities income$31,000860
Service charges on deposit accounts$555,0001,090
Trading account gains and fees$0157
Additional Noninterest Income$2,050,000942
Total noninterest expense$9,081,0001,146
Salaries and employee benefits$5,511,0001,060
Premises and equipment expense$765,0001,496
Additional noninterest expense$2,805,0001,160
Pre-tax net operating income$4,852,000954
Securities gains (losses)$02,835
Applicable income taxes$72,0003,190
Income before extraordinary items$4,780,000787
Extraordinary gains, net$016
Net income$4,780,000786
Minority interest net income$071
Net income of bank and minority interests.$4,780,000786
Net charge-offs$179,0001,206
Cash dividends$5,331,000347
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,780,000762
2016-03-31 (YTD Data)Rank
Total interest income$6,256,0001,075
Total interest expense$561,0001,266
Net interest income$5,695,0001,049
Provision for loan and lease losses$21,0002,849
Total noninterest income$1,263,0001,094
Gross Fiduciary activities income$16,000857
Service charges on deposit accounts$268,0001,113
Trading account gains and fees$0142
Additional Noninterest Income$979,000948
Total noninterest expense$4,499,0001,158
Salaries and employee benefits$2,804,0001,052
Premises and equipment expense$409,0001,408
Additional noninterest expense$1,286,0001,238
Pre-tax net operating income$2,438,000926
Securities gains (losses)$02,077
Applicable income taxes$34,0003,204
Income before extraordinary items$2,404,000764
Extraordinary gains, net$012
Net income$2,404,000765
Minority interest net income$062
Net income of bank and minority interests.$2,404,000764
Net charge-offs$21,0001,949
Cash dividends$3,231,000293
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,404,000738
2015-12-31 (YTD Data)Rank
Total interest income$25,933,0001,003
Total interest expense$2,305,0001,207
Net interest income$23,628,000976
Provision for loan and lease losses$276,0001,998
Total noninterest income$5,210,0001,097
Gross Fiduciary activities income$104,000820
Service charges on deposit accounts$1,145,0001,086
Trading account gains and fees$0159
Additional Noninterest Income$3,961,000965
Total noninterest expense$17,150,0001,174
Salaries and employee benefits$10,583,0001,066
Premises and equipment expense$1,386,0001,648
Additional noninterest expense$5,181,0001,234
Pre-tax net operating income$11,412,000785
Securities gains (losses)$03,216
Applicable income taxes$152,0003,101
Income before extraordinary items$11,260,000658
Extraordinary gains, net$023
Net income$11,260,000656
Minority interest net income$081
Net income of bank and minority interests.$11,260,000659
Net charge-offs$276,0001,687
Cash dividends$9,973,000400
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,260,000644
2015-09-30 (YTD Data)Rank
Total interest income$19,602,0001,005
Total interest expense$1,731,0001,214
Net interest income$17,871,000974
Provision for loan and lease losses$76,0002,937
Total noninterest income$3,949,0001,102
Gross Fiduciary activities income$74,000822
Service charges on deposit accounts$851,0001,105
Trading account gains and fees$0153
Additional Noninterest Income$3,024,000959
Total noninterest expense$12,987,0001,168
Salaries and employee benefits$8,062,0001,063
Premises and equipment expense$1,084,0001,592
Additional noninterest expense$3,841,0001,256
Pre-tax net operating income$8,757,000780
Securities gains (losses)$03,031
Applicable income taxes$138,0003,079
Income before extraordinary items$8,619,000644
Extraordinary gains, net$021
Net income$8,619,000642
Minority interest net income$078
Net income of bank and minority interests.$8,619,000644
Net charge-offs$76,0002,410
Cash dividends$7,973,000333
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,619,000626
2015-06-30 (YTD Data)Rank
Total interest income$13,125,0001,002
Total interest expense$1,151,0001,223
Net interest income$11,974,000959
Provision for loan and lease losses$69,0002,586
Total noninterest income$2,582,0001,121
Gross Fiduciary activities income$39,000868
Service charges on deposit accounts$547,0001,122
Trading account gains and fees$0157
Additional Noninterest Income$1,996,000970
Total noninterest expense$8,741,0001,159
Salaries and employee benefits$5,413,0001,053
Premises and equipment expense$768,0001,522
Additional noninterest expense$2,560,0001,246
Pre-tax net operating income$5,746,000790
Securities gains (losses)$02,636
Applicable income taxes$91,0003,084
Income before extraordinary items$5,655,000654
Extraordinary gains, net$022
Net income$5,655,000651
Minority interest net income$075
Net income of bank and minority interests.$5,655,000654
Net charge-offs$69,0002,053
Cash dividends$5,039,000345
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,655,000637
2015-03-31 (YTD Data)Rank
Total interest income$6,555,000990
Total interest expense$573,0001,229
Net interest income$5,982,000956
Provision for loan and lease losses$82,0001,631
Total noninterest income$1,211,0001,130
Gross Fiduciary activities income$20,000871
Service charges on deposit accounts$262,0001,151
Trading account gains and fees$0152
Additional Noninterest Income$929,000980
Total noninterest expense$4,390,0001,163
Salaries and employee benefits$2,735,0001,045
Premises and equipment expense$402,0001,480
Additional noninterest expense$1,253,0001,251
Pre-tax net operating income$2,721,000805
Securities gains (losses)$02,027
Applicable income taxes$45,0003,067
Income before extraordinary items$2,676,000670
Extraordinary gains, net$013
Net income$2,676,000668
Minority interest net income$064
Net income of bank and minority interests.$2,676,000670
Net charge-offs$82,0001,240
Cash dividends$2,762,000287
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,676,000652
2014-12-31 (YTD Data)Rank
Total interest income$26,823,000948
Total interest expense$2,330,0001,242
Net interest income$24,493,000898
Provision for loan and lease losses$230,0002,326
Total noninterest income$4,610,0001,166
Gross Fiduciary activities income$82,000879
Service charges on deposit accounts$1,225,0001,077
Trading account gains and fees$0180
Additional Noninterest Income$3,303,0001,031
Total noninterest expense$16,772,0001,191
Salaries and employee benefits$10,205,0001,072
Premises and equipment expense$1,277,0001,811
Additional noninterest expense$5,290,0001,231
Pre-tax net operating income$12,101,000695
Securities gains (losses)$03,259
Applicable income taxes$141,0003,200
Income before extraordinary items$11,960,000569
Extraordinary gains, net$017
Net income$11,960,000566
Minority interest net income$084
Net income of bank and minority interests.$11,960,000569
Net charge-offs$230,0002,319
Cash dividends$8,295,000388
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,960,000557
2014-09-30 (YTD Data)Rank
Total interest income$20,095,000953
Total interest expense$1,743,0001,261
Net interest income$18,352,000903
Provision for loan and lease losses$7,0004,245
Total noninterest income$3,328,0001,186
Gross Fiduciary activities income$47,000902
Service charges on deposit accounts$909,0001,099
Trading account gains and fees$0174
Additional Noninterest Income$2,372,0001,068
Total noninterest expense$12,478,0001,210
Salaries and employee benefits$7,572,0001,089
Premises and equipment expense$993,0001,772
Additional noninterest expense$3,913,0001,246
Pre-tax net operating income$9,195,000688
Securities gains (losses)$02,980
Applicable income taxes$122,0003,173
Income before extraordinary items$9,073,000567
Extraordinary gains, net$015
Net income$9,073,000565
Minority interest net income$081
Net income of bank and minority interests.$9,073,000567
Net charge-offs$7,0004,273
Cash dividends$8,295,000293
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,073,000559
2014-06-30 (YTD Data)Rank
Total interest income$13,326,000947
Total interest expense$1,149,0001,286
Net interest income$12,177,000899
Provision for loan and lease losses$1,0004,178
Total noninterest income$2,092,0001,243
Gross Fiduciary activities income$30,000913
Service charges on deposit accounts$577,0001,126
Trading account gains and fees$0172
Additional Noninterest Income$1,485,0001,103
Total noninterest expense$8,290,0001,215
Salaries and employee benefits$4,989,0001,095
Premises and equipment expense$699,0001,704
Additional noninterest expense$2,602,0001,245
Pre-tax net operating income$5,978,000691
Securities gains (losses)$02,580
Applicable income taxes$81,0003,172
Income before extraordinary items$5,897,000561
Extraordinary gains, net$020
Net income$5,897,000560
Minority interest net income$080
Net income of bank and minority interests.$5,897,000561
Net charge-offs$1,0004,238
Cash dividends$5,171,000304
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,897,000555
2014-03-31 (YTD Data)Rank
Total interest income$6,608,000962
Total interest expense$571,0001,317
Net interest income$6,037,000908
Provision for loan and lease losses$-11,0006,408
Total noninterest income$936,0001,312
Gross Fiduciary activities income$18,000901
Service charges on deposit accounts$282,0001,141
Trading account gains and fees$0147
Additional Noninterest Income$636,0001,191
Total noninterest expense$4,143,0001,225
Salaries and employee benefits$2,498,0001,114
Premises and equipment expense$377,0001,599
Additional noninterest expense$1,268,0001,270
Pre-tax net operating income$2,841,000709
Securities gains (losses)$01,715
Applicable income taxes$39,0003,125
Income before extraordinary items$2,802,000571
Extraordinary gains, net$016
Net income$2,802,000572
Minority interest net income$066
Net income of bank and minority interests.$2,802,000572
Net charge-offs$-11,0005,794
Cash dividends$2,770,000261
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,802,000564
2013-12-31 (YTD Data)Rank
Total interest income$26,964,000939
Total interest expense$2,578,0001,310
Net interest income$24,386,000883
Provision for loan and lease losses$715,0001,458
Total noninterest income$6,606,000925
Gross Fiduciary activities income$83,000887
Service charges on deposit accounts$1,263,0001,095
Trading account gains and fees$0184
Additional Noninterest Income$5,260,000774
Total noninterest expense$16,315,0001,236
Salaries and employee benefits$10,001,0001,084
Premises and equipment expense$1,112,0002,039
Additional noninterest expense$5,202,0001,291
Pre-tax net operating income$13,962,000581
Securities gains (losses)$03,182
Applicable income taxes$145,0003,180
Income before extraordinary items$13,817,000494
Extraordinary gains, net$029
Net income$13,817,000494
Minority interest net income$090
Net income of bank and minority interests.$13,817,000495
Net charge-offs$405,0002,245
Cash dividends$8,929,000356
Sale, conversion, retirement of capital stock, net$0924
Net operating income$13,817,000483
2013-09-30 (YTD Data)Rank
Total interest income$20,195,000944
Total interest expense$1,983,0001,315
Net interest income$18,212,000889
Provision for loan and lease losses$494,0001,532
Total noninterest income$5,043,000925
Gross Fiduciary activities income$52,000904
Service charges on deposit accounts$943,0001,103
Trading account gains and fees$0180
Additional Noninterest Income$4,048,000776
Total noninterest expense$12,031,0001,259
Salaries and employee benefits$7,353,0001,109
Premises and equipment expense$789,0002,176
Additional noninterest expense$3,889,0001,293
Pre-tax net operating income$10,730,000573
Securities gains (losses)$03,040
Applicable income taxes$123,0003,161
Income before extraordinary items$10,607,000488
Extraordinary gains, net$025
Net income$10,607,000487
Minority interest net income$084
Net income of bank and minority interests.$10,607,000490
Net charge-offs$312,0002,075
Cash dividends$8,929,000270
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,607,000471
2013-06-30 (YTD Data)Rank
Total interest income$13,501,000938
Total interest expense$1,380,0001,295
Net interest income$12,121,000879
Provision for loan and lease losses$370,0001,451
Total noninterest income$3,713,000864
Gross Fiduciary activities income$37,000907
Service charges on deposit accounts$625,0001,079
Trading account gains and fees$0157
Additional Noninterest Income$3,051,000707
Total noninterest expense$8,075,0001,254
Salaries and employee benefits$4,951,0001,098
Premises and equipment expense$512,0002,235
Additional noninterest expense$2,612,0001,271
Pre-tax net operating income$7,389,000551
Securities gains (losses)$02,791
Applicable income taxes$82,0003,143
Income before extraordinary items$7,307,000466
Extraordinary gains, net$022
Net income$7,307,000465
Minority interest net income$082
Net income of bank and minority interests.$7,307,000468
Net charge-offs$319,0001,636
Cash dividends$5,861,000260
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,307,000446
2013-03-31 (YTD Data)Rank
Total interest income$6,780,000935
Total interest expense$734,0001,255
Net interest income$6,046,000888
Provision for loan and lease losses$47,0002,874
Total noninterest income$1,754,000907
Gross Fiduciary activities income$20,000908
Service charges on deposit accounts$301,0001,108
Trading account gains and fees$0148
Additional Noninterest Income$1,433,000773
Total noninterest expense$4,128,0001,235
Salaries and employee benefits$2,518,0001,083
Premises and equipment expense$290,0002,024
Additional noninterest expense$1,320,0001,250
Pre-tax net operating income$3,625,000566
Securities gains (losses)$01,966
Applicable income taxes$41,0003,134
Income before extraordinary items$3,584,000465
Extraordinary gains, net$010
Net income$3,584,000465
Minority interest net income$076
Net income of bank and minority interests.$3,584,000466
Net charge-offs$9,0003,485
Cash dividends$3,060,000211
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,584,000448
2012-12-31 (YTD Data)Rank
Total interest income$27,147,000967
Total interest expense$3,536,0001,268
Net interest income$23,611,000915
Provision for loan and lease losses$1,036,0001,730
Total noninterest income$7,977,000800
Gross Fiduciary activities income$82,000911
Service charges on deposit accounts$1,393,0001,022
Trading account gains and fees$0166
Additional Noninterest Income$6,502,000657
Total noninterest expense$16,731,0001,213
Salaries and employee benefits$10,556,000995
Premises and equipment expense$1,044,0002,198
Additional noninterest expense$5,131,0001,322
Pre-tax net operating income$13,821,000556
Securities gains (losses)$03,810
Applicable income taxes$162,0003,161
Income before extraordinary items$13,659,000490
Extraordinary gains, net$029
Net income$13,659,000487
Minority interest net income$093
Net income of bank and minority interests.$13,659,000490
Net charge-offs$564,0002,492
Cash dividends$8,237,000363
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$13,659,000480
2012-09-30 (YTD Data)Rank
Total interest income$20,310,000986
Total interest expense$2,718,0001,298
Net interest income$17,592,000934
Provision for loan and lease losses$308,0002,941
Total noninterest income$5,887,000807
Gross Fiduciary activities income$54,000923
Service charges on deposit accounts$1,042,0001,030
Trading account gains and fees$0157
Additional Noninterest Income$4,791,000661
Total noninterest expense$12,309,0001,230
Salaries and employee benefits$7,622,0001,031
Premises and equipment expense$838,0002,088
Additional noninterest expense$3,849,0001,326
Pre-tax net operating income$10,862,000547
Securities gains (losses)$03,575
Applicable income taxes$95,0003,405
Income before extraordinary items$10,767,000470
Extraordinary gains, net$020
Net income$10,767,000467
Minority interest net income$086
Net income of bank and minority interests.$10,767,000469
Net charge-offs$146,0003,624
Cash dividends$8,238,000242
Sale, conversion, retirement of capital stock, net$0952
Net operating income$10,767,000456
2012-06-30 (YTD Data)Rank
Total interest income$13,423,0001,003
Total interest expense$1,875,0001,298
Net interest income$11,548,000955
Provision for loan and lease losses$147,0003,441
Total noninterest income$3,832,000809
Gross Fiduciary activities income$39,000923
Service charges on deposit accounts$682,0001,039
Trading account gains and fees$0153
Additional Noninterest Income$3,111,000670
Total noninterest expense$8,195,0001,229
Salaries and employee benefits$5,040,0001,037
Premises and equipment expense$589,0001,997
Additional noninterest expense$2,566,0001,322
Pre-tax net operating income$7,038,000555
Securities gains (losses)$03,178
Applicable income taxes$57,0003,457
Income before extraordinary items$6,981,000470
Extraordinary gains, net$019
Net income$6,981,000470
Minority interest net income$084
Net income of bank and minority interests.$6,981,000470
Net charge-offs$60,0003,867
Cash dividends$4,963,000258
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,981,000453
2012-03-31 (YTD Data)Rank
Total interest income$6,751,0001,002
Total interest expense$977,0001,296
Net interest income$5,774,000949
Provision for loan and lease losses$16,0004,580
Total noninterest income$2,112,000762
Gross Fiduciary activities income$21,000913
Service charges on deposit accounts$338,0001,040
Trading account gains and fees$0148
Additional Noninterest Income$1,753,000613
Total noninterest expense$4,149,0001,201
Salaries and employee benefits$2,576,0001,009
Premises and equipment expense$356,0001,675
Additional noninterest expense$1,217,0001,388
Pre-tax net operating income$3,721,000524
Securities gains (losses)$02,210
Applicable income taxes$29,0003,455
Income before extraordinary items$3,692,000447
Extraordinary gains, net$019
Net income$3,692,000448
Minority interest net income$078
Net income of bank and minority interests.$3,692,000448
Net charge-offs$16,0003,803
Cash dividends$2,683,000209
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,692,000425
2011-12-31 (YTD Data)Rank
Total interest income$27,379,0001,017
Total interest expense$4,634,0001,313
Net interest income$22,745,000964
Provision for loan and lease losses$1,500,0001,877
Total noninterest income$5,940,000909
Gross Fiduciary activities income$72,000879
Service charges on deposit accounts$1,328,0001,108
Trading account gains and fees$0146
Additional Noninterest Income$4,540,000763
Total noninterest expense$14,826,0001,319
Salaries and employee benefits$8,895,0001,104
Premises and equipment expense$994,0002,419
Additional noninterest expense$4,937,0001,399
Pre-tax net operating income$12,359,000518
Securities gains (losses)$03,838
Applicable income taxes$115,0003,290
Income before extraordinary items$12,244,000450
Extraordinary gains, net$029
Net income$12,244,000450
Minority interest net income$096
Net income of bank and minority interests.$12,244,000451
Net charge-offs$1,280,0002,077
Cash dividends$7,331,000291
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,244,000436
2011-09-30 (YTD Data)Rank
Total interest income$18,813,0001,148
Total interest expense$3,246,0001,454
Net interest income$15,567,0001,081
Provision for loan and lease losses$1,070,0001,885
Total noninterest income$3,867,0001,019
Gross Fiduciary activities income$46,000885
Service charges on deposit accounts$883,0001,254
Trading account gains and fees$0145
Additional Noninterest Income$2,938,000847
Total noninterest expense$9,969,0001,466
Salaries and employee benefits$5,949,0001,250
Premises and equipment expense$681,0002,630
Additional noninterest expense$3,339,0001,537
Pre-tax net operating income$8,395,000577
Securities gains (losses)$03,555
Applicable income taxes$60,0003,526
Income before extraordinary items$8,335,000500
Extraordinary gains, net$021
Net income$8,335,000499
Minority interest net income$087
Net income of bank and minority interests.$8,335,000500
Net charge-offs$850,0002,074
Cash dividends$6,343,000231
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,335,000486
2011-06-30 (YTD Data)Rank
Total interest income$12,425,0001,169
Total interest expense$2,201,0001,486
Net interest income$10,224,0001,091
Provision for loan and lease losses$697,0001,911
Total noninterest income$2,282,0001,116
Gross Fiduciary activities income$29,000903
Service charges on deposit accounts$578,0001,251
Trading account gains and fees$0153
Additional Noninterest Income$1,675,000943
Total noninterest expense$6,635,0001,483
Salaries and employee benefits$3,908,0001,275
Premises and equipment expense$451,0002,663
Additional noninterest expense$2,276,0001,518
Pre-tax net operating income$5,174,000615
Securities gains (losses)$02,914
Applicable income taxes$40,0003,494
Income before extraordinary items$5,134,000522
Extraordinary gains, net$015
Net income$5,134,000521
Minority interest net income$089
Net income of bank and minority interests.$5,134,000522
Net charge-offs$577,0001,995
Cash dividends$4,088,000231
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,134,000510
2011-03-31 (YTD Data)Rank
Total interest income$6,116,0001,198
Total interest expense$1,126,0001,509
Net interest income$4,990,0001,116
Provision for loan and lease losses$29,0004,780
Total noninterest income$915,0001,294
Gross Fiduciary activities income$18,000891
Service charges on deposit accounts$279,0001,276
Trading account gains and fees$0158
Additional Noninterest Income$618,0001,158
Total noninterest expense$3,250,0001,520
Salaries and employee benefits$1,920,0001,310
Premises and equipment expense$249,0002,512
Additional noninterest expense$1,081,0001,604
Pre-tax net operating income$2,626,000618
Securities gains (losses)$01,772
Applicable income taxes$20,0003,446
Income before extraordinary items$2,606,000520
Extraordinary gains, net$09
Net income$2,606,000519
Minority interest net income$086
Net income of bank and minority interests.$2,606,000520
Net charge-offs$29,0003,798
Cash dividends$2,293,000186
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,606,000503
2010-12-31 (YTD Data)Rank
Total interest income$24,574,0001,257
Total interest expense$5,482,0001,523
Net interest income$19,092,0001,176
Provision for loan and lease losses$1,274,0002,686
Total noninterest income$6,172,000908
Gross Fiduciary activities income$68,000928
Service charges on deposit accounts$1,258,0001,195
Trading account gains and fees$0175
Additional Noninterest Income$4,846,000763
Total noninterest expense$13,238,0001,495
Salaries and employee benefits$7,964,0001,240
Premises and equipment expense$988,0002,502
Additional noninterest expense$4,286,0001,673
Pre-tax net operating income$10,752,000509
Securities gains (losses)$03,793
Applicable income taxes$104,0003,210
Income before extraordinary items$10,648,000430
Extraordinary gains, net$029
Net income$10,648,000429
Minority interest net income$0111
Net income of bank and minority interests.$10,648,000431
Net charge-offs$904,0002,830
Cash dividends$5,241,000320
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,648,000413
2010-09-30 (YTD Data)Rank
Total interest income$18,204,0001,288
Total interest expense$4,232,0001,532
Net interest income$13,972,0001,219
Provision for loan and lease losses$645,0003,148
Total noninterest income$3,931,0001,016
Gross Fiduciary activities income$40,000942
Service charges on deposit accounts$935,0001,235
Trading account gains and fees$0165
Additional Noninterest Income$2,956,000840
Total noninterest expense$9,555,0001,548
Salaries and employee benefits$5,617,0001,312
Premises and equipment expense$797,0002,394
Additional noninterest expense$3,141,0001,689
Pre-tax net operating income$7,703,000555
Securities gains (losses)$03,651
Applicable income taxes$44,0003,639
Income before extraordinary items$7,659,000448
Extraordinary gains, net$023
Net income$7,659,000450
Minority interest net income$0110
Net income of bank and minority interests.$7,659,000450
Net charge-offs$435,0003,257
Cash dividends$5,241,000208
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,659,000431
2010-06-30 (YTD Data)Rank
Total interest income$11,946,0001,322
Total interest expense$2,800,0001,614
Net interest income$9,146,0001,245
Provision for loan and lease losses$488,0002,898
Total noninterest income$1,842,0001,306
Gross Fiduciary activities income$22,000975
Service charges on deposit accounts$605,0001,293
Trading account gains and fees$0152
Additional Noninterest Income$1,215,0001,136
Total noninterest expense$6,035,0001,639
Salaries and employee benefits$3,487,0001,419
Premises and equipment expense$498,0002,550
Additional noninterest expense$2,050,0001,719
Pre-tax net operating income$4,465,000623
Securities gains (losses)$03,184
Applicable income taxes$24,0003,688
Income before extraordinary items$4,441,000492
Extraordinary gains, net$019
Net income$4,441,000492
Minority interest net income$0105
Net income of bank and minority interests.$4,441,000493
Net charge-offs$368,0002,809
Cash dividends$3,331,000215
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,441,000482
2010-03-31 (YTD Data)Rank
Total interest income$5,861,0001,386
Total interest expense$1,391,0001,693
Net interest income$4,470,0001,293
Provision for loan and lease losses$118,0003,774
Total noninterest income$773,0001,487
Gross Fiduciary activities income$13,000957
Service charges on deposit accounts$287,0001,363
Trading account gains and fees$0175
Additional Noninterest Income$473,0001,350
Total noninterest expense$2,945,0001,697
Salaries and employee benefits$1,711,0001,462
Premises and equipment expense$257,0002,530
Additional noninterest expense$977,0001,773
Pre-tax net operating income$2,180,000627
Securities gains (losses)$02,284
Applicable income taxes$4,0004,179
Income before extraordinary items$2,176,000510
Extraordinary gains, net$016
Net income$2,176,000512
Minority interest net income$091
Net income of bank and minority interests.$2,176,000512
Net charge-offs$64,0003,518
Cash dividends$1,816,000194
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,176,000491
2009-12-31 (YTD Data)Rank
Total interest income$22,895,0001,503
Total interest expense$6,879,0001,716
Net interest income$16,016,0001,379
Provision for loan and lease losses$2,047,0002,450
Total noninterest income$5,018,0001,097
Gross Fiduciary activities income$55,000949
Service charges on deposit accounts$1,427,0001,206
Trading account gains and fees$0211
Additional Noninterest Income$3,536,000929
Total noninterest expense$11,765,0001,737
Salaries and employee benefits$6,742,0001,489
Premises and equipment expense$950,0002,697
Additional noninterest expense$4,073,0001,827
Pre-tax net operating income$7,222,000596
Securities gains (losses)$03,754
Applicable income taxes$74,0003,046
Income before extraordinary items$7,148,000466
Extraordinary gains, net$034
Net income$7,148,000466
Minority interest net income$0115
Net income of bank and minority interests.$7,148,000468
Net charge-offs$707,0003,330
Cash dividends$4,614,000377
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,148,000464
2009-09-30 (YTD Data)Rank
Total interest income$16,976,0001,542
Total interest expense$5,340,0001,736
Net interest income$11,636,0001,434
Provision for loan and lease losses$447,0004,014
Total noninterest income$3,704,0001,122
Gross Fiduciary activities income$29,000980
Service charges on deposit accounts$1,071,0001,205
Trading account gains and fees$0212
Additional Noninterest Income$2,604,000961
Total noninterest expense$8,851,0001,705
Salaries and employee benefits$5,095,0001,489
Premises and equipment expense$706,0002,747
Additional noninterest expense$3,050,0001,758
Pre-tax net operating income$6,042,000568
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$6,042,000440
Extraordinary gains, net$027
Net income$6,042,000439
Minority interest net income$0118
Net income of bank and minority interests.$6,042,000440
Net charge-offs$177,0004,385
Cash dividends$4,615,000275
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,042,000438
2009-06-30 (YTD Data)Rank
Total interest income$11,216,0001,581
Total interest expense$3,686,0001,760
Net interest income$7,530,0001,487
Provision for loan and lease losses$356,0003,452
Total noninterest income$2,774,0001,022
Gross Fiduciary activities income$20,000983
Service charges on deposit accounts$689,0001,236
Trading account gains and fees$0193
Additional Noninterest Income$2,065,000866
Total noninterest expense$6,035,0001,704
Salaries and employee benefits$3,461,0001,502
Premises and equipment expense$486,0002,705
Additional noninterest expense$2,088,0001,742
Pre-tax net operating income$3,913,000576
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$3,913,000447
Extraordinary gains, net$021
Net income$3,913,000445
Minority interest net income$0112
Net income of bank and minority interests.$3,913,000447
Net charge-offs$166,0003,655
Cash dividends$2,846,000317
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,913,000429
2009-03-31 (YTD Data)Rank
Total interest income$5,520,0001,629
Total interest expense$1,864,0001,801
Net interest income$3,656,0001,521
Provision for loan and lease losses$143,0003,399
Total noninterest income$1,485,000943
Gross Fiduciary activities income$11,000984
Service charges on deposit accounts$329,0001,255
Trading account gains and fees$0171
Additional Noninterest Income$1,145,000759
Total noninterest expense$2,916,0001,706
Salaries and employee benefits$1,705,0001,534
Premises and equipment expense$262,0002,583
Additional noninterest expense$949,0001,711
Pre-tax net operating income$2,082,000583
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$2,082,000470
Extraordinary gains, net$015
Net income$2,082,000470
Minority interest net income$0102
Net income of bank and minority interests.$2,082,000472
Net charge-offs$3,0005,319
Cash dividends$1,635,000265
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,082,000440
2008-12-31 (YTD Data)Rank
Total interest income$23,478,0001,648
Total interest expense$8,742,0001,824
Net interest income$14,736,0001,518
Provision for loan and lease losses$397,0004,152
Total noninterest income$2,985,0001,575
Gross Fiduciary activities income$35,0001,030
Service charges on deposit accounts$1,583,0001,135
Trading account gains and fees$0154
Additional Noninterest Income$1,367,0001,708
Total noninterest expense$10,262,0001,888
Salaries and employee benefits$5,836,0001,744
Premises and equipment expense$1,073,0002,463
Additional noninterest expense$3,353,0001,826
Pre-tax net operating income$7,062,000783
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$7,062,000556
Extraordinary gains, net$039
Net income$7,062,000556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,0003,366
Cash dividends$4,719,000597
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,062,000595
2008-09-30 (YTD Data)Rank
Total interest income$17,830,0001,659
Total interest expense$6,768,0001,845
Net interest income$11,062,0001,532
Provision for loan and lease losses$170,0004,457
Total noninterest income$2,245,0001,630
Gross Fiduciary activities income$16,0001,082
Service charges on deposit accounts$1,194,0001,143
Trading account gains and fees$0148
Additional Noninterest Income$1,035,0001,771
Total noninterest expense$7,588,0001,899
Salaries and employee benefits$4,350,0001,782
Premises and equipment expense$779,0002,556
Additional noninterest expense$2,459,0001,807
Pre-tax net operating income$5,549,000911
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$5,549,000652
Extraordinary gains, net$031
Net income$5,549,000651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,676
Cash dividends$4,719,000484
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,549,000691
2008-06-30 (YTD Data)Rank
Total interest income$11,956,0001,679
Total interest expense$4,673,0001,857
Net interest income$7,283,0001,536
Provision for loan and lease losses$150,0003,592
Total noninterest income$1,528,0001,620
Gross Fiduciary activities income$11,0001,103
Service charges on deposit accounts$781,0001,142
Trading account gains and fees$0149
Additional Noninterest Income$736,0001,726
Total noninterest expense$5,022,0001,911
Salaries and employee benefits$2,898,0001,797
Premises and equipment expense$514,0002,577
Additional noninterest expense$1,610,0001,793
Pre-tax net operating income$3,639,000978
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$3,639,000748
Extraordinary gains, net$021
Net income$3,639,000747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,803
Cash dividends$2,983,000564
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,639,000734
2008-03-31 (YTD Data)Rank
Total interest income$6,130,0001,692
Total interest expense$2,524,0001,859
Net interest income$3,606,0001,545
Provision for loan and lease losses$9,0005,509
Total noninterest income$794,0001,572
Gross Fiduciary activities income$7,0001,068
Service charges on deposit accounts$389,0001,122
Trading account gains and fees$0158
Additional Noninterest Income$398,0001,639
Total noninterest expense$2,520,0001,898
Salaries and employee benefits$1,454,0001,809
Premises and equipment expense$270,0002,494
Additional noninterest expense$796,0001,783
Pre-tax net operating income$1,871,0001,018
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,871,000806
Extraordinary gains, net$015
Net income$1,871,000807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,732
Cash dividends$1,715,000490
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,871,000772
2007-12-31 (YTD Data)Rank
Total interest income$26,144,0001,651
Total interest expense$12,816,0001,573
Net interest income$13,328,0001,695
Provision for loan and lease losses$165,0004,187
Total noninterest income$2,702,0001,772
Gross Fiduciary activities income$27,0001,111
Service charges on deposit accounts$1,650,0001,079
Trading account gains and fees$0178
Additional Noninterest Income$1,025,0002,196
Total noninterest expense$9,519,0001,949
Salaries and employee benefits$5,445,0001,850
Premises and equipment expense$1,089,0002,384
Additional noninterest expense$2,985,0001,847
Pre-tax net operating income$6,346,0001,325
Securities gains (losses)$02,146
Applicable income taxes$13,0005,571
Income before extraordinary items$6,333,0001,031
Extraordinary gains, net$039
Net income$6,333,0001,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,770
Cash dividends$4,270,000860
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,333,0001,013
2007-09-30 (YTD Data)Rank
Total interest income$11,008,0002,734
Total interest expense$5,395,0002,554
Net interest income$5,613,0002,919
Provision for loan and lease losses$-14,0008,313
Total noninterest income$989,0002,936
Gross Fiduciary activities income$11,0001,174
Service charges on deposit accounts$518,0002,371
Trading account gains and fees$0184
Additional Noninterest Income$460,0002,978
Total noninterest expense$4,155,0003,145
Salaries and employee benefits$2,427,0003,009
Premises and equipment expense$625,0002,975
Additional noninterest expense$1,103,0003,423
Pre-tax net operating income$2,461,0002,466
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,461,0002,027
Extraordinary gains, net$033
Net income$2,461,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,173
Cash dividends$2,052,0001,186
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,461,0002,020
2007-06-30 (YTD Data)Rank
Total interest income$7,168,0002,803
Total interest expense$3,539,0002,592
Net interest income$3,629,0003,031
Provision for loan and lease losses$-22,0008,390
Total noninterest income$645,0002,999
Gross Fiduciary activities income$8,0001,166
Service charges on deposit accounts$338,0002,412
Trading account gains and fees$0168
Additional Noninterest Income$299,0003,016
Total noninterest expense$2,779,0003,162
Salaries and employee benefits$1,633,0003,015
Premises and equipment expense$423,0002,958
Additional noninterest expense$723,0003,474
Pre-tax net operating income$1,517,0002,655
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,517,0002,194
Extraordinary gains, net$029
Net income$1,517,0002,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,108
Cash dividends$1,245,0001,302
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,517,0002,174
2007-03-31 (YTD Data)Rank
Total interest income$3,505,0002,860
Total interest expense$1,759,0002,597
Net interest income$1,746,0003,130
Provision for loan and lease losses$-14,0008,446
Total noninterest income$306,0003,073
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$163,0002,441
Trading account gains and fees$0195
Additional Noninterest Income$138,0003,163
Total noninterest expense$1,391,0003,169
Salaries and employee benefits$820,0003,022
Premises and equipment expense$219,0002,892
Additional noninterest expense$352,0003,521
Pre-tax net operating income$675,0002,869
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$675,0002,403
Extraordinary gains, net$022
Net income$675,0002,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,992
Cash dividends$756,0001,016
Sale, conversion, retirement of capital stock, net$0885
Net operating income$675,0002,387
2006-12-31 (YTD Data)Rank
Total interest income$13,129,0002,862
Total interest expense$6,019,0002,585
Net interest income$7,110,0003,061
Provision for loan and lease losses$-72,0008,435
Total noninterest income$987,0003,577
Gross Fiduciary activities income$19,0001,179
Service charges on deposit accounts$512,0003,003
Trading account gains and fees$0130
Additional Noninterest Income$456,0003,498
Total noninterest expense$5,055,0003,327
Salaries and employee benefits$3,019,0003,110
Premises and equipment expense$712,0003,300
Additional noninterest expense$1,324,0003,647
Pre-tax net operating income$3,114,0002,710
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,114,0002,211
Extraordinary gains, net$051
Net income$3,114,0002,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-72,0008,424
Cash dividends$1,804,0001,684
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,114,0002,206
2006-09-30 (YTD Data)Rank
Total interest income$9,631,0002,898
Total interest expense$4,322,0002,605
Net interest income$5,309,0003,105
Provision for loan and lease losses$-74,0008,550
Total noninterest income$701,0003,713
Gross Fiduciary activities income$10,0001,209
Service charges on deposit accounts$356,0003,185
Trading account gains and fees$0126
Additional Noninterest Income$335,0003,527
Total noninterest expense$3,726,0003,371
Salaries and employee benefits$2,218,0003,158
Premises and equipment expense$546,0003,238
Additional noninterest expense$962,0003,721
Pre-tax net operating income$2,358,0002,785
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,358,0002,255
Extraordinary gains, net$045
Net income$2,358,0002,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-74,0008,461
Cash dividends$1,803,0001,248
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,358,0002,242
2006-06-30 (YTD Data)Rank
Total interest income$6,276,0002,915
Total interest expense$2,754,0002,618
Net interest income$3,522,0003,113
Provision for loan and lease losses$-38,0008,565
Total noninterest income$410,0003,996
Gross Fiduciary activities income$7,0001,216
Service charges on deposit accounts$220,0003,334
Trading account gains and fees$0126
Additional Noninterest Income$183,0003,910
Total noninterest expense$2,432,0003,420
Salaries and employee benefits$1,446,0003,236
Premises and equipment expense$357,0003,280
Additional noninterest expense$629,0003,778
Pre-tax net operating income$1,538,0002,840
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,538,0002,301
Extraordinary gains, net$039
Net income$1,538,0002,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,332
Cash dividends$1,012,0001,405
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,538,0002,283
2006-03-31 (YTD Data)Rank
Total interest income$3,037,0002,940
Total interest expense$1,339,0002,574
Net interest income$1,698,0003,204
Provision for loan and lease losses$-23,0008,576
Total noninterest income$170,0004,343
Gross Fiduciary activities income$5,0001,164
Service charges on deposit accounts$99,0003,496
Trading account gains and fees$0115
Additional Noninterest Income$66,0004,533
Total noninterest expense$1,209,0003,448
Salaries and employee benefits$704,0003,320
Premises and equipment expense$179,0003,284
Additional noninterest expense$326,0003,647
Pre-tax net operating income$682,0003,022
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$682,0002,492
Extraordinary gains, net$021
Net income$682,0002,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,215
Cash dividends$499,0001,396
Sale, conversion, retirement of capital stock, net$0648
Net operating income$682,0002,474
2005-12-31 (YTD Data)Rank
Total interest income$11,304,0002,845
Total interest expense$4,114,0002,590
Net interest income$7,190,0002,978
Provision for loan and lease losses$-83,0008,613
Total noninterest income$1,053,0003,433
Gross Fiduciary activities income$18,0001,196
Service charges on deposit accounts$386,0003,636
Trading account gains and fees$0138
Additional Noninterest Income$649,0002,917
Total noninterest expense$4,706,0003,402
Salaries and employee benefits$2,891,0003,072
Premises and equipment expense$631,0003,503
Additional noninterest expense$1,184,0003,906
Pre-tax net operating income$3,620,0002,399
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$3,620,0001,895
Extraordinary gains, net$046
Net income$3,620,0001,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-83,0008,592
Cash dividends$2,184,0001,365
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,620,0001,874
2005-09-30 (YTD Data)Rank
Total interest income$8,237,0002,864
Total interest expense$2,831,0002,657
Net interest income$5,406,0002,955
Provision for loan and lease losses$-59,0008,676
Total noninterest income$769,0003,497
Gross Fiduciary activities income$10,0001,214
Service charges on deposit accounts$292,0003,620
Trading account gains and fees$0126
Additional Noninterest Income$467,0003,009
Total noninterest expense$3,508,0003,389
Salaries and employee benefits$2,188,0003,001
Premises and equipment expense$444,0003,693
Additional noninterest expense$876,0003,898
Pre-tax net operating income$2,726,0002,405
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,726,0001,920
Extraordinary gains, net$035
Net income$2,726,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,0008,493
Cash dividends$1,871,0001,124
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,726,0001,882
2005-06-30 (YTD Data)Rank
Total interest income$5,301,0002,882
Total interest expense$1,702,0002,743
Net interest income$3,599,0002,927
Provision for loan and lease losses$-51,0008,705
Total noninterest income$506,0003,488
Gross Fiduciary activities income$8,0001,201
Service charges on deposit accounts$186,0003,677
Trading account gains and fees$0116
Additional Noninterest Income$312,0002,991
Total noninterest expense$2,271,0003,447
Salaries and employee benefits$1,430,0003,051
Premises and equipment expense$281,0003,805
Additional noninterest expense$560,0004,010
Pre-tax net operating income$1,885,0002,284
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,885,0001,808
Extraordinary gains, net$030
Net income$1,885,0001,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,489
Cash dividends$1,118,0001,180
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,885,0001,773
2005-03-31 (YTD Data)Rank
Total interest income$2,589,0002,904
Total interest expense$802,0002,782
Net interest income$1,787,0002,933
Provision for loan and lease losses$-37,0008,782
Total noninterest income$245,0003,517
Gross Fiduciary activities income$3,0001,221
Service charges on deposit accounts$92,0003,634
Trading account gains and fees$0115
Additional Noninterest Income$150,0002,977
Total noninterest expense$1,133,0003,477
Salaries and employee benefits$714,0003,076
Premises and equipment expense$139,0003,869
Additional noninterest expense$280,0004,012
Pre-tax net operating income$936,0002,286
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$936,0001,808
Extraordinary gains, net$024
Net income$936,0001,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,559
Cash dividends$450,0001,340
Sale, conversion, retirement of capital stock, net$0491
Net operating income$936,0001,765
2004-12-31 (YTD Data)Rank
Total interest income$9,544,0002,950
Total interest expense$2,671,0002,898
Net interest income$6,873,0002,936
Provision for loan and lease losses$57,0005,823
Total noninterest income$1,081,0003,359
Gross Fiduciary activities income$19,0001,204
Service charges on deposit accounts$391,0003,699
Trading account gains and fees$0138
Additional Noninterest Income$671,0002,775
Total noninterest expense$4,485,0003,420
Salaries and employee benefits$2,784,0003,046
Premises and equipment expense$542,0003,832
Additional noninterest expense$1,159,0003,860
Pre-tax net operating income$3,412,0002,313
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$3,412,0001,849
Extraordinary gains, net$034
Net income$3,412,0001,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,894
Cash dividends$2,139,0001,274
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,412,0001,810
2004-09-30 (YTD Data)Rank
Total interest income$6,985,0002,974
Total interest expense$1,909,0002,958
Net interest income$5,076,0002,958
Provision for loan and lease losses$46,0005,461
Total noninterest income$799,0003,410
Gross Fiduciary activities income$7,0001,302
Service charges on deposit accounts$294,0003,715
Trading account gains and fees$0134
Additional Noninterest Income$498,0002,815
Total noninterest expense$3,212,0003,520
Salaries and employee benefits$1,994,0003,135
Premises and equipment expense$395,0003,909
Additional noninterest expense$823,0003,998
Pre-tax net operating income$2,617,0002,300
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,617,0001,828
Extraordinary gains, net$026
Net income$2,617,0001,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,993
Cash dividends$1,868,0001,053
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,617,0001,785
2004-06-30 (YTD Data)Rank
Total interest income$4,514,0003,042
Total interest expense$1,283,0002,928
Net interest income$3,231,0003,079
Provision for loan and lease losses$52,0004,649
Total noninterest income$548,0003,368
Gross Fiduciary activities income$5,0001,290
Service charges on deposit accounts$193,0003,732
Trading account gains and fees$0130
Additional Noninterest Income$350,0002,731
Total noninterest expense$2,105,0003,595
Salaries and employee benefits$1,312,0003,190
Premises and equipment expense$262,0003,931
Additional noninterest expense$531,0004,128
Pre-tax net operating income$1,622,0002,418
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,622,0001,933
Extraordinary gains, net$021
Net income$1,622,0001,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,762
Cash dividends$1,023,0001,225
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,622,0001,879
2004-03-31 (YTD Data)Rank
Total interest income$2,221,0003,102
Total interest expense$669,0002,856
Net interest income$1,552,0003,180
Provision for loan and lease losses$1,0006,438
Total noninterest income$260,0003,425
Gross Fiduciary activities income$3,0001,247
Service charges on deposit accounts$98,0003,637
Trading account gains and fees$0121
Additional Noninterest Income$159,0002,839
Total noninterest expense$1,070,0003,572
Salaries and employee benefits$642,0003,266
Premises and equipment expense$129,0004,010
Additional noninterest expense$299,0003,759
Pre-tax net operating income$741,0002,589
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$741,0002,067
Extraordinary gains, net$016
Net income$741,0002,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,405
Cash dividends$450,0001,320
Sale, conversion, retirement of capital stock, net$0464
Net operating income$741,0001,990
2003-12-31 (YTD Data)Rank
Total interest income$9,000,0003,110
Total interest expense$3,176,0002,719
Net interest income$5,824,0003,265
Provision for loan and lease losses$104,0005,259
Total noninterest income$1,547,0002,783
Gross Fiduciary activities income$28,0001,188
Service charges on deposit accounts$385,0003,731
Trading account gains and fees$0160
Additional Noninterest Income$1,134,0002,199
Total noninterest expense$4,175,0003,591
Salaries and employee benefits$2,442,0003,327
Premises and equipment expense$555,0003,745
Additional noninterest expense$1,178,0003,778
Pre-tax net operating income$3,092,0002,438
Securities gains (losses)$04,500
Applicable income taxes$24,0006,712
Income before extraordinary items$3,068,0001,995
Extraordinary gains, net$054
Net income$3,068,0001,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,012
Cash dividends$2,087,0001,333
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,068,0001,909
2003-09-30 (YTD Data)Rank
Total interest income$6,737,0003,151
Total interest expense$2,458,0002,724
Net interest income$4,279,0003,339
Provision for loan and lease losses$58,0005,579
Total noninterest income$1,276,0002,658
Gross Fiduciary activities income$18,0001,197
Service charges on deposit accounts$285,0003,780
Trading account gains and fees$0153
Additional Noninterest Income$973,0002,090
Total noninterest expense$3,126,0003,580
Salaries and employee benefits$1,828,0003,333
Premises and equipment expense$400,0003,861
Additional noninterest expense$898,0003,718
Pre-tax net operating income$2,371,0002,491
Securities gains (losses)$04,204
Applicable income taxes$18,0006,845
Income before extraordinary items$2,353,0002,030
Extraordinary gains, net$040
Net income$2,353,0002,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,765
Cash dividends$1,857,0001,074
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,353,0001,926
2003-06-30 (YTD Data)Rank
Total interest income$4,478,0003,180
Total interest expense$1,674,0002,746
Net interest income$2,804,0003,377
Provision for loan and lease losses$47,0005,247
Total noninterest income$824,0002,701
Gross Fiduciary activities income$12,0001,199
Service charges on deposit accounts$186,0003,782
Trading account gains and fees$0150
Additional Noninterest Income$626,0002,137
Total noninterest expense$2,046,0003,616
Salaries and employee benefits$1,194,0003,374
Premises and equipment expense$264,0003,865
Additional noninterest expense$588,0003,756
Pre-tax net operating income$1,535,0002,536
Securities gains (losses)$03,782
Applicable income taxes$12,0006,875
Income before extraordinary items$1,523,0002,085
Extraordinary gains, net$030
Net income$1,523,0002,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,788
Cash dividends$1,070,0001,230
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,523,0001,961
2003-03-31 (YTD Data)Rank
Total interest income$2,226,0003,214
Total interest expense$849,0002,777
Net interest income$1,377,0003,411
Provision for loan and lease losses$34,0004,352
Total noninterest income$414,0002,601
Gross Fiduciary activities income$6,0001,199
Service charges on deposit accounts$93,0003,718
Trading account gains and fees$0134
Additional Noninterest Income$315,0002,045
Total noninterest expense$987,0003,704
Salaries and employee benefits$583,0003,443
Premises and equipment expense$129,0003,947
Additional noninterest expense$275,0003,922
Pre-tax net operating income$770,0002,548
Securities gains (losses)$02,891
Applicable income taxes$6,0006,816
Income before extraordinary items$764,0002,054
Extraordinary gains, net$021
Net income$764,0002,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,284
Cash dividends$450,0001,323
Sale, conversion, retirement of capital stock, net$0419
Net operating income$764,0001,936
2002-12-31 (YTD Data)Rank
Total interest income$9,514,0003,149
Total interest expense$3,658,0002,972
Net interest income$5,856,0003,209
Provision for loan and lease losses$176,0004,636
Total noninterest income$1,254,0002,983
Gross Fiduciary activities income$32,0001,201
Service charges on deposit accounts$417,0003,428
Trading account gains and fees$0153
Additional Noninterest Income$805,0002,494
Total noninterest expense$4,093,0003,509
Salaries and employee benefits$2,317,0003,333
Premises and equipment expense$562,0003,605
Additional noninterest expense$1,214,0003,581
Pre-tax net operating income$2,841,0002,608
Securities gains (losses)$04,537
Applicable income taxes$24,0006,951
Income before extraordinary items$2,817,0002,121
Extraordinary gains, net$070
Net income$2,817,0002,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,980
Cash dividends$1,911,0001,355
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,817,0002,051
2001-12-31 (YTD Data)Rank
Total interest income$10,758,0003,116
Total interest expense$5,039,0003,132
Net interest income$5,719,0003,077
Provision for loan and lease losses$674,0001,731
Total noninterest income$934,0003,496
Gross Fiduciary activities income$12,0001,388
Service charges on deposit accounts$463,0003,026
Trading account gains and fees$0177
Additional Noninterest Income$459,0003,275
Total noninterest expense$3,699,0003,664
Salaries and employee benefits$2,128,0003,409
Premises and equipment expense$490,0003,943
Additional noninterest expense$1,081,0003,811
Pre-tax net operating income$2,280,0002,867
Securities gains (losses)$04,612
Applicable income taxes$24,0007,209
Income before extraordinary items$2,256,0002,283
Extraordinary gains, net$0105
Net income$2,256,0002,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$612,0001,346
Cash dividends$1,285,0001,874
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,256,0002,217
2000-12-31 (YTD Data)Rank
Total interest income$10,688,0003,215
Total interest expense$5,385,0003,101
Net interest income$5,303,0003,306
Provision for loan and lease losses$66,0006,080
Total noninterest income$655,0004,191
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$417,0003,135
Trading account gains and fees$0180
Additional Noninterest Income$238,0004,393
Total noninterest expense$3,346,0003,862
Salaries and employee benefits$1,889,0003,637
Premises and equipment expense$464,0004,026
Additional noninterest expense$993,0004,018
Pre-tax net operating income$2,546,0002,718
Securities gains (losses)$01,956
Applicable income taxes$848,0002,407
Income before extraordinary items$1,698,0002,935
Extraordinary gains, net$038
Net income$1,698,0002,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,877
Cash dividends$200,0005,103
Sale, conversion, retirement of capital stock, net$2,298,000336
Net operating income$1,698,0002,921
1999-12-31 (YTD Data)Rank
Total interest income$6,637,0004,596
Total interest expense$3,177,0004,386
Net interest income$3,460,0004,684
Provision for loan and lease losses$3,0008,407
Total noninterest income$526,0004,810
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$278,0004,203
Trading account gains and feesNANA
Additional Noninterest Income$248,0004,457
Total noninterest expense$2,241,0005,262
Salaries and employee benefits$1,216,0005,117
Premises and equipment expense$361,0004,864
Additional noninterest expense$664,0005,444
Pre-tax net operating income$1,742,0003,706
Securities gains (losses)$03,155
Applicable income taxes$562,0003,365
Income before extraordinary items$1,180,0003,924
Extraordinary gains, net$035
Net income$1,180,0003,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,900
Cash dividends$399,0003,992
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,180,0003,893
1998-12-31 (YTD Data)Rank
Total interest income$5,854,0005,093
Total interest expense$2,682,0005,123
Net interest income$3,172,0004,941
Provision for loan and lease losses$35,0007,178
Total noninterest income$481,0005,054
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$265,0004,308
Trading account gains and feesNANA
Additional Noninterest Income$216,0004,763
Total noninterest expense$1,873,0005,835
Salaries and employee benefits$995,0005,816
Premises and equipment expense$341,0004,967
Additional noninterest expense$537,0006,184
Pre-tax net operating income$1,745,0003,724
Securities gains (losses)$04,449
Applicable income taxes$573,0003,519
Income before extraordinary items$1,172,0004,006
Extraordinary gains, net$032
Net income$1,172,0004,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0009,867
Cash dividends$399,0004,044
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,172,0003,914
1997-12-31 (YTD Data)Rank
Total interest income$5,638,0005,304
Total interest expense$2,580,0005,294
Net interest income$3,058,0005,225
Provision for loan and lease losses$63,0006,100
Total noninterest income$334,0006,300
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$261,0004,510
Trading account gains and feesNANA
Additional Noninterest Income$73,0007,610
Total noninterest expense$1,718,0006,243
Salaries and employee benefits$891,0006,336
Premises and equipment expense$301,0005,436
Additional noninterest expense$526,0006,307
Pre-tax net operating income$1,611,0004,213
Securities gains (losses)$2,0003,292
Applicable income taxes$535,0004,021
Income before extraordinary items$1,078,0004,431
Extraordinary gains, net$044
Net income$1,078,0004,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,506
Cash dividends$400,0003,931
Sale, conversion, retirement of capital stock, net$2,785,000331
Net operating income$1,076,6604,369
1996-12-31 (YTD Data)Rank
Total interest income$2,691,0008,443
Total interest expense$1,052,0008,846
Net interest income$1,639,0007,930
Provision for loan and lease losses$09,041
Total noninterest income$240,0007,715
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$180,0005,903
Trading account gains and feesNANA
Additional Noninterest Income$60,0008,463
Total noninterest expense$939,0008,926
Salaries and employee benefits$538,0008,591
Premises and equipment expense$144,0008,199
Additional noninterest expense$257,0009,318
Pre-tax net operating income$940,0005,957
Securities gains (losses)$15,0002,201
Applicable income taxes$329,0005,529
Income before extraordinary items$626,0006,119
Extraordinary gains, net$053
Net income$626,0006,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,00010,855
Cash dividends$400,0003,860
Sale, conversion, retirement of capital stock, net$0953
Net operating income$616,1006,114
1995-12-31 (YTD Data)Rank
Total interest income$2,497,0008,973
Total interest expense$934,0009,486
Net interest income$1,563,0008,361
Provision for loan and lease losses$-22,00011,479
Total noninterest income$225,0008,061
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$178,0006,102
Trading account gains and feesNANA
Additional Noninterest Income$47,0009,382
Total noninterest expense$935,0009,240
Salaries and employee benefits$519,0008,949
Premises and equipment expense$145,0008,397
Additional noninterest expense$271,0009,586
Pre-tax net operating income$875,0006,534
Securities gains (losses)$03,831
Applicable income taxes$291,0006,120
Income before extraordinary items$584,0006,703
Extraordinary gains, net$065
Net income$584,0006,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,00011,395
Cash dividends$300,0004,483
Sale, conversion, retirement of capital stock, net$0809
Net operating income$584,0006,692
1994-12-31 (YTD Data)Rank
Total interest income$2,202,0009,424
Total interest expense$822,0009,492
Net interest income$1,380,0009,215
Provision for loan and lease losses$14,0008,180
Total noninterest income$245,0008,030
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$196,0005,940
Trading account gains and feesNANA
Additional Noninterest Income$49,0009,662
Total noninterest expense$916,0009,703
Salaries and employee benefits$488,0009,505
Premises and equipment expense$144,0008,713
Additional noninterest expense$284,00010,141
Pre-tax net operating income$695,0007,412
Securities gains (losses)$03,600
Applicable income taxes$232,0006,800
Income before extraordinary items$463,0007,592
Extraordinary gains, net$0249
Net income$463,0007,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,198
Cash dividends$160,0005,924
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$463,0007,644
1993-12-31 (YTD Data)Rank
Total interest income$2,172,0009,842
Total interest expense$859,0009,745
Net interest income$1,313,0009,690
Provision for loan and lease losses$12,0009,545
Total noninterest income$277,0007,974
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$204,0005,900
Trading account gains and feesNANA
Additional Noninterest Income$73,0008,943
Total noninterest expense$950,0009,977
Salaries and employee benefits$487,0009,796
Premises and equipment expense$148,0008,964
Additional noninterest expense$315,00010,256
Pre-tax net operating income$628,0007,751
Securities gains (losses)$3,0006,505
Applicable income taxes$207,0007,496
Income before extraordinary items$424,0008,195
Extraordinary gains, net$03,149
Net income$424,0008,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00011,961
Cash dividends$160,0005,928
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$421,9907,945
1992-12-31 (YTD Data)Rank
Total interest income$2,115,00010,667
Total interest expense$980,00010,483
Net interest income$1,135,00010,576
Provision for loan and lease losses$3,00011,629
Total noninterest income$260,0008,338
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$191,0006,170
Trading account gains and feesNANA
Additional Noninterest Income$69,0009,328
Total noninterest expense$927,00010,321
Salaries and employee benefits$483,0009,938
Premises and equipment expense$145,0009,267
Additional noninterest expense$299,00010,840
Pre-tax net operating income$465,0008,677
Securities gains (losses)$08,369
Applicable income taxes$148,0008,666
Income before extraordinary items$317,0009,076
Extraordinary gains, net$01,422
Net income$317,0009,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$160,0005,601
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$317,0008,711

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.