Home > PNC National Bank > Income and Expense
PNC National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $538,943,000 | 113 |
| Total interest expense | $190,585,000 | 142 |
| Net interest income | $348,358,000 | 95 |
| Provision for loan and lease losses | $281,250,000 | 20 |
| Total noninterest income | $128,794,000 | 143 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $128,794,000 | 108 |
| Total noninterest expense | $263,510,000 | 114 |
| Salaries and employee benefits | $46,784,000 | 181 |
| Premises and equipment expense | $7,464,000 | 310 |
| Additional noninterest expense | $209,262,000 | 78 |
| Pre-tax net operating income | $-67,608,000 | 10,481 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-23,022,000 | 10,461 |
| Income before extraordinary items | $-44,586,000 | 10,460 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-44,586,000 | 10,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,389,000 | 23 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-44,586,000 | 10,460 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $457,693,000 | 129 |
| Total interest expense | $176,211,000 | 157 |
| Net interest income | $281,482,000 | 106 |
| Provision for loan and lease losses | $189,415,000 | 26 |
| Total noninterest income | $98,129,000 | 145 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $98,129,000 | 110 |
| Total noninterest expense | $176,260,000 | 152 |
| Salaries and employee benefits | $22,386,000 | 320 |
| Premises and equipment expense | $3,335,000 | 621 |
| Additional noninterest expense | $150,539,000 | 91 |
| Pre-tax net operating income | $13,936,000 | 617 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $6,418,000 | 509 |
| Income before extraordinary items | $7,518,000 | 750 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,518,000 | 752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,367,000 | 28 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,518,000 | 731 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,658,000 | 4,781 |
| Total interest expense | $3,040,000 | 4,733 |
| Net interest income | $3,618,000 | 4,691 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $3,927,000 | 1,128 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,927,000 | 746 |
| Total noninterest expense | $12,843,000 | 1,142 |
| Salaries and employee benefits | $1,000 | 11,437 |
| Premises and equipment expense | $0 | 11,418 |
| Additional noninterest expense | $12,843,000 | 553 |
| Pre-tax net operating income | $-5,298,000 | 11,447 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-2,022,000 | 11,414 |
| Income before extraordinary items | $-3,276,000 | 11,419 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-3,276,000 | 11,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,766,000 | 398 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-3,276,000 | 11,417 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.