PNC Bank, Pnc Harborside Branch
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420 client reviews
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| Name: | PNC Bank |
| Concentration: | Commercial Lending Specialization |
| Established: | 01/01/1804 |
| FDIC Insurance: | 01/01/1934 |
| Holden By: | PNC FINL SERVICES GROUP INC |
| Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
| # of Branches: | 2378, view all, view on map |
| Website: | www.pnc.com |
| Total Assets: | $557,463,343,000 |
| Total Deposits: | $428,985,450,000 |
| Total Equity Capital: | $50,108,085,000 |
| Total Domestic Office Deposits: | $428,490,983,000 |
| Net Income: | $5,836,901,000 |
| Quarterly Net Income: | $957,096,000 |
| Return on Assets: | 1% |
| Quarterly Return on Assets: | 1% |
| Return on Equity: | 12% |
| Quarterly Return on Equity: | 8% |
| More... | |
Client Review
420 client reviews of PNC Bank scored 2.5 out of 5.
Worst Bank EVER... Starts at CEO level in Pittsburg.. Stay far away.
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by peoplematter, Jun. 05, 2013
I had a large $4,000,000 business loan on my marina. Plus two smaller mortgages on two rental units in Baltimore City. PNC inherited these loans as I originated them with Mercantile Bank. The marina and the rental units were, and have always been profitable. They have always cash flowed. I never missed a payment. Word from up high said 'get out of real estate investments in maryland'. A war room was established and PNC combed through all the documents. My marina loan had a covenant that required me to personally maintain $1,000,000 in a bank account. I fell below the $1,000,000. The foreclosed on all the properties, charged me hundreds of thousands in loan modification and forbearance fees. I was forced to sell profitable properties at the worst time in the history of the market. DON'T THINK THIS BANK WILL BE THERE FOR YOU IN ANY WAY SHAPE OR FORM! BUILD YOUR BANKING RELATIONSHIP SOMEWHERE ELSE.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on PNC Bank, Hopkins Branch at Baltimore, MD
6 of 7 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby peoplematter, Jun. 05, 2013
I had a large $4,000,000 business loan on my marina. Plus two smaller mortgages on two rental units in Baltimore City. PNC inherited these loans as I originated them with Mercantile Bank. The marina and the rental units were, and have always been profitable. They have always cash flowed. I never missed a payment. Word from up high said 'get out of real estate investments in maryland'. A war room was established and PNC combed through all the documents. My marina loan had a covenant that required me to personally maintain $1,000,000 in a bank account. I fell below the $1,000,000. The foreclosed on all the properties, charged me hundreds of thousands in loan modification and forbearance fees. I was forced to sell profitable properties at the worst time in the history of the market. DON'T THINK THIS BANK WILL BE THERE FOR YOU IN ANY WAY SHAPE OR FORM! BUILD YOUR BANKING RELATIONSHIP SOMEWHERE ELSE.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on PNC Bank, Hopkins Branch at Baltimore, MD
6 of 7 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
1 comment. Add a comment
by Holdmeresponsible 2013-07-06 16:45:10
You expect the bank to abide by the terms of your mortgage agreement.
Isn't is fair for them to expect you to abide by the terms of the agreement as well?
If you fell below the minimum balance for a 4 million dollar loan, I would be nervous as a lender as well.
If you handled your cash irresponsibly and got foreclosed on, here is only one person to blame.
Isn't is fair for them to expect you to abide by the terms of the agreement as well?
If you fell below the minimum balance for a 4 million dollar loan, I would be nervous as a lender as well.
If you handled your cash irresponsibly and got foreclosed on, here is only one person to blame.
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