PNC Bank, FREEHOLD BRANCH
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420 client reviews
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| Name: | PNC Bank |
| Concentration: | Commercial Lending Specialization |
| Established: | 01/01/1804 |
| FDIC Insurance: | 01/01/1934 |
| Holden By: | PNC FINL SERVICES GROUP INC |
| Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
| # of Branches: | 2378, view all, view on map |
| Website: | www.pnc.com |
| Total Assets: | $557,463,343,000 |
| Total Deposits: | $428,985,450,000 |
| Total Equity Capital: | $50,108,085,000 |
| Total Domestic Office Deposits: | $428,490,983,000 |
| Net Income: | $5,836,901,000 |
| Quarterly Net Income: | $957,096,000 |
| Return on Assets: | 1% |
| Quarterly Return on Assets: | 1% |
| Return on Equity: | 12% |
| Quarterly Return on Equity: | 8% |
| More... | |
Client Review
420 client reviews of PNC Bank scored 2.5 out of 5.
Unethical credit card practices
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by NOtoPNC, Aug. 22, 2014
I used two promotional balance transfers (with expiration dates) from PNC, thinking I would pay aggressively and save money. One, used first and carries a larger balance, for 24 months and 2.99%. The second for 12 months and at 0%. I just learned that whatever I have been paying above and beyond the minimum payment will only be applied to the first balance on the account, not toward the balance with the promotion set to expire first. So basically there is no way for me to pay off the 12 month balance before the promotional period expires (unless I win a small lottery). Even if this is common business practice among banks, it does not seem ethical. BOO! Looking into banks that will take the balance at a low interest rate and will move my business there. Hopefully a local credit union. Enough with these big banks and their dirty dealings!
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on PNC Bank, Freehold Branch at Freehold, NJ
3 of 3 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby NOtoPNC, Aug. 22, 2014
I used two promotional balance transfers (with expiration dates) from PNC, thinking I would pay aggressively and save money. One, used first and carries a larger balance, for 24 months and 2.99%. The second for 12 months and at 0%. I just learned that whatever I have been paying above and beyond the minimum payment will only be applied to the first balance on the account, not toward the balance with the promotion set to expire first. So basically there is no way for me to pay off the 12 month balance before the promotional period expires (unless I win a small lottery). Even if this is common business practice among banks, it does not seem ethical. BOO! Looking into banks that will take the balance at a low interest rate and will move my business there. Hopefully a local credit union. Enough with these big banks and their dirty dealings!
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on PNC Bank, Freehold Branch at Freehold, NJ
3 of 3 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
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