Home > Platinum Bank > Income and Expense

Platinum Bank, Income and Expense

2017-03-31 (YTD Data)Rank
Total interest income$5,873,0001,158
Total interest expense$825,000925
Net interest income$5,048,0001,184
Provision for loan and lease losses$03,537
Total noninterest income$104,0004,234
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$101,0002,368
Trading account gains and fees$0142
Additional Noninterest Income$3,0005,614
Total noninterest expense$8,245,000671
Salaries and employee benefits$6,783,000466
Premises and equipment expense$293,0001,922
Additional noninterest expense$1,169,0001,314
Pre-tax net operating income$-3,093,0005,856
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-3,093,0005,850
Extraordinary gains, net$08
Net income$-3,093,0005,850
Minority interest net income$055
Net income of bank and minority interests.$-3,093,0005,850
Net charge-offs$56,0001,255
Cash dividends$10,628,000112
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-3,093,0005,850
2016-12-31 (YTD Data)Rank
Total interest income$23,749,0001,113
Total interest expense$3,244,000899
Net interest income$20,505,0001,143
Provision for loan and lease losses$362,0001,797
Total noninterest income$757,0003,461
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$410,0002,422
Trading account gains and fees$0170
Additional Noninterest Income$347,0003,768
Total noninterest expense$13,878,0001,414
Salaries and employee benefits$9,306,0001,218
Premises and equipment expense$1,183,0001,889
Additional noninterest expense$3,389,0001,766
Pre-tax net operating income$7,022,0001,243
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$7,022,0001,054
Extraordinary gains, net$05
Net income$7,022,0001,053
Minority interest net income$082
Net income of bank and minority interests.$7,022,0001,053
Net charge-offs$72,0002,864
Cash dividends$9,266,000406
Sale, conversion, retirement of capital stock, net$10,000708
Net operating income$7,022,0001,032
2016-09-30 (YTD Data)Rank
Total interest income$17,715,0001,119
Total interest expense$2,419,000901
Net interest income$15,296,0001,151
Provision for loan and lease losses$362,0001,437
Total noninterest income$512,0003,643
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$310,0002,406
Trading account gains and fees$0169
Additional Noninterest Income$202,0004,096
Total noninterest expense$10,447,0001,399
Salaries and employee benefits$6,912,0001,228
Premises and equipment expense$816,0002,011
Additional noninterest expense$2,719,0001,670
Pre-tax net operating income$4,999,0001,319
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$4,999,0001,118
Extraordinary gains, net$05
Net income$4,999,0001,118
Minority interest net income$071
Net income of bank and minority interests.$4,999,0001,118
Net charge-offs$79,0002,255
Cash dividends$9,214,000313
Sale, conversion, retirement of capital stock, net$8,000658
Net operating income$4,999,0001,088
2016-06-30 (YTD Data)Rank
Total interest income$11,742,0001,129
Total interest expense$1,611,000899
Net interest income$10,131,0001,157
Provision for loan and lease losses$362,0001,093
Total noninterest income$297,0003,856
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$204,0002,411
Trading account gains and fees$0157
Additional Noninterest Income$93,0004,493
Total noninterest expense$6,976,0001,408
Salaries and employee benefits$4,611,0001,235
Premises and equipment expense$546,0002,005
Additional noninterest expense$1,819,0001,665
Pre-tax net operating income$3,090,0001,375
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$3,090,0001,170
Extraordinary gains, net$016
Net income$3,090,0001,170
Minority interest net income$071
Net income of bank and minority interests.$3,090,0001,170
Net charge-offs$149,0001,331
Cash dividends$9,214,000226
Sale, conversion, retirement of capital stock, net$6,000636
Net operating income$3,090,0001,134
2016-03-31 (YTD Data)Rank
Total interest income$5,877,0001,126
Total interest expense$802,000907
Net interest income$5,075,0001,158
Provision for loan and lease losses$03,656
Total noninterest income$97,0004,431
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$102,0002,396
Trading account gains and fees$0142
Additional Noninterest Income$-5,0006,063
Total noninterest expense$3,476,0001,412
Salaries and employee benefits$2,313,0001,231
Premises and equipment expense$278,0001,987
Additional noninterest expense$885,0001,708
Pre-tax net operating income$1,696,0001,268
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,696,0001,055
Extraordinary gains, net$012
Net income$1,696,0001,055
Minority interest net income$062
Net income of bank and minority interests.$1,696,0001,056
Net charge-offs$9,0002,377
Cash dividends$6,600,000173
Sale, conversion, retirement of capital stock, net$4,000584
Net operating income$1,696,0001,032
2015-12-31 (YTD Data)Rank
Total interest income$22,743,0001,124
Total interest expense$3,304,000845
Net interest income$19,439,0001,178
Provision for loan and lease losses$37,0003,791
Total noninterest income$264,0004,947
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$298,0003,047
Trading account gains and fees$0159
Additional Noninterest Income$-34,0006,089
Total noninterest expense$13,724,0001,417
Salaries and employee benefits$9,149,0001,221
Premises and equipment expense$1,129,0001,977
Additional noninterest expense$3,446,0001,759
Pre-tax net operating income$5,942,0001,375
Securities gains (losses)$-1,0005,649
Applicable income taxes$04,402
Income before extraordinary items$5,941,0001,190
Extraordinary gains, net$023
Net income$5,941,0001,191
Minority interest net income$081
Net income of bank and minority interests.$5,941,0001,190
Net charge-offs$79,0002,864
Cash dividends$1,584,0001,582
Sale, conversion, retirement of capital stock, net$12,000723
Net operating income$5,942,0001,166
2015-09-30 (YTD Data)Rank
Total interest income$17,002,0001,136
Total interest expense$2,481,000857
Net interest income$14,521,0001,184
Provision for loan and lease losses$37,0003,514
Total noninterest income$163,0005,194
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$205,0003,219
Trading account gains and fees$0153
Additional Noninterest Income$-42,0006,194
Total noninterest expense$10,180,0001,435
Salaries and employee benefits$6,740,0001,240
Premises and equipment expense$858,0001,986
Additional noninterest expense$2,582,0001,756
Pre-tax net operating income$4,467,0001,399
Securities gains (losses)$-1,0005,801
Applicable income taxes$04,489
Income before extraordinary items$4,466,0001,196
Extraordinary gains, net$021
Net income$4,466,0001,195
Minority interest net income$078
Net income of bank and minority interests.$4,466,0001,196
Net charge-offs$3,0003,929
Cash dividends$1,584,0001,163
Sale, conversion, retirement of capital stock, net$8,000704
Net operating income$4,467,0001,166
2015-06-30 (YTD Data)Rank
Total interest income$11,245,0001,143
Total interest expense$1,636,000869
Net interest income$9,609,0001,192
Provision for loan and lease losses$37,0003,100
Total noninterest income$31,0006,054
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$127,0003,332
Trading account gains and fees$0157
Additional Noninterest Income$-96,0006,293
Total noninterest expense$6,730,0001,454
Salaries and employee benefits$4,445,0001,255
Premises and equipment expense$618,0001,862
Additional noninterest expense$1,667,0001,817
Pre-tax net operating income$2,873,0001,427
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,873,0001,216
Extraordinary gains, net$022
Net income$2,873,0001,217
Minority interest net income$075
Net income of bank and minority interests.$2,873,0001,217
Net charge-offs$16,0003,071
Cash dividends$1,584,000862
Sale, conversion, retirement of capital stock, net$8,000659
Net operating income$2,873,0001,186
2015-03-31 (YTD Data)Rank
Total interest income$5,482,0001,170
Total interest expense$799,000897
Net interest income$4,683,0001,207
Provision for loan and lease losses$37,0002,354
Total noninterest income$2,0006,308
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$63,0003,309
Trading account gains and fees$0152
Additional Noninterest Income$-61,0006,364
Total noninterest expense$3,359,0001,458
Salaries and employee benefits$2,244,0001,253
Premises and equipment expense$299,0001,941
Additional noninterest expense$816,0001,843
Pre-tax net operating income$1,289,0001,512
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,289,0001,288
Extraordinary gains, net$013
Net income$1,289,0001,289
Minority interest net income$064
Net income of bank and minority interests.$1,289,0001,290
Net charge-offs$-11,0005,460
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$5,000605
Net operating income$1,289,0001,250
2014-12-31 (YTD Data)Rank
Total interest income$20,462,0001,235
Total interest expense$2,990,0001,002
Net interest income$17,472,0001,282
Provision for loan and lease losses$430,0001,608
Total noninterest income$-220,0006,463
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$117,0004,762
Trading account gains and fees$0180
Additional Noninterest Income$-337,0006,455
Total noninterest expense$12,781,0001,489
Salaries and employee benefits$8,549,0001,253
Premises and equipment expense$1,239,0001,871
Additional noninterest expense$2,993,0002,038
Pre-tax net operating income$4,041,0001,821
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$4,041,0001,578
Extraordinary gains, net$017
Net income$4,041,0001,576
Minority interest net income$084
Net income of bank and minority interests.$4,041,0001,577
Net charge-offs$264,0002,162
Cash dividends$1,450,0001,609
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,041,0001,544
2014-09-30 (YTD Data)Rank
Total interest income$15,087,0001,259
Total interest expense$2,242,0001,012
Net interest income$12,845,0001,302
Provision for loan and lease losses$271,0001,733
Total noninterest income$-191,0006,546
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$59,0005,345
Trading account gains and fees$0174
Additional Noninterest Income$-250,0006,535
Total noninterest expense$9,378,0001,533
Salaries and employee benefits$6,252,0001,283
Premises and equipment expense$807,0002,130
Additional noninterest expense$2,319,0001,980
Pre-tax net operating income$3,005,0001,852
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$3,005,0001,578
Extraordinary gains, net$015
Net income$3,005,0001,578
Minority interest net income$081
Net income of bank and minority interests.$3,005,0001,578
Net charge-offs$406,0001,338
Cash dividends$1,270,0001,304
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,005,0001,550
2014-06-30 (YTD Data)Rank
Total interest income$9,878,0001,274
Total interest expense$1,499,0001,012
Net interest income$8,379,0001,327
Provision for loan and lease losses$201,0001,632
Total noninterest income$-202,0006,626
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$28,0005,701
Trading account gains and fees$0172
Additional Noninterest Income$-230,0006,619
Total noninterest expense$6,176,0001,544
Salaries and employee benefits$4,089,0001,300
Premises and equipment expense$521,0002,198
Additional noninterest expense$1,566,0001,949
Pre-tax net operating income$1,800,0001,978
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,800,0001,683
Extraordinary gains, net$020
Net income$1,800,0001,686
Minority interest net income$080
Net income of bank and minority interests.$1,800,0001,685
Net charge-offs$-148,0006,397
Cash dividends$1,270,000964
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,800,0001,654
2014-03-31 (YTD Data)Rank
Total interest income$4,823,0001,313
Total interest expense$757,0001,006
Net interest income$4,066,0001,363
Provision for loan and lease losses$132,0001,390
Total noninterest income$-19,0006,650
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$30,0004,784
Trading account gains and fees$0147
Additional Noninterest Income$-49,0006,630
Total noninterest expense$3,059,0001,574
Salaries and employee benefits$2,009,0001,340
Premises and equipment expense$238,0002,406
Additional noninterest expense$812,0001,866
Pre-tax net operating income$856,0001,995
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$856,0001,706
Extraordinary gains, net$016
Net income$856,0001,710
Minority interest net income$066
Net income of bank and minority interests.$856,0001,709
Net charge-offs$-19,0006,020
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$856,0001,677
2013-12-31 (YTD Data)Rank
Total interest income$18,882,0001,341
Total interest expense$3,591,000951
Net interest income$15,291,0001,413
Provision for loan and lease losses$214,0002,885
Total noninterest income$-562,0006,778
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$125,0004,883
Trading account gains and fees$0184
Additional Noninterest Income$-687,0006,758
Total noninterest expense$11,081,0001,726
Salaries and employee benefits$7,174,0001,455
Premises and equipment expense$951,0002,345
Additional noninterest expense$2,956,0002,113
Pre-tax net operating income$3,434,0001,935
Securities gains (losses)$43,0001,909
Applicable income taxes$04,631
Income before extraordinary items$3,477,0001,687
Extraordinary gains, net$029
Net income$3,477,0001,691
Minority interest net income$090
Net income of bank and minority interests.$3,477,0001,691
Net charge-offs$584,0001,847
Cash dividends$400,0002,980
Sale, conversion, retirement of capital stock, net$35,000723
Net operating income$3,434,0001,661
2013-09-30 (YTD Data)Rank
Total interest income$14,138,0001,352
Total interest expense$2,742,000967
Net interest income$11,396,0001,419
Provision for loan and lease losses$214,0002,508
Total noninterest income$-416,0006,852
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$89,0005,026
Trading account gains and fees$0180
Additional Noninterest Income$-505,0006,845
Total noninterest expense$8,075,0001,785
Salaries and employee benefits$5,194,0001,504
Premises and equipment expense$698,0002,420
Additional noninterest expense$2,183,0002,135
Pre-tax net operating income$2,691,0001,922
Securities gains (losses)$43,0001,775
Applicable income taxes$04,713
Income before extraordinary items$2,734,0001,646
Extraordinary gains, net$025
Net income$2,734,0001,649
Minority interest net income$084
Net income of bank and minority interests.$2,734,0001,650
Net charge-offs$329,0002,032
Cash dividends$400,0002,325
Sale, conversion, retirement of capital stock, net$3,000828
Net operating income$2,691,0001,625
2013-06-30 (YTD Data)Rank
Total interest income$9,390,0001,352
Total interest expense$1,856,000980
Net interest income$7,534,0001,425
Provision for loan and lease losses$214,0002,031
Total noninterest income$-217,0006,887
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$54,0005,183
Trading account gains and fees$0157
Additional Noninterest Income$-271,0006,867
Total noninterest expense$5,339,0001,797
Salaries and employee benefits$3,412,0001,518
Premises and equipment expense$470,0002,399
Additional noninterest expense$1,457,0002,136
Pre-tax net operating income$1,764,0001,925
Securities gains (losses)$43,0001,619
Applicable income taxes$04,679
Income before extraordinary items$1,807,0001,664
Extraordinary gains, net$022
Net income$1,807,0001,667
Minority interest net income$082
Net income of bank and minority interests.$1,807,0001,668
Net charge-offs$353,0001,536
Cash dividends$400,0001,902
Sale, conversion, retirement of capital stock, net$3,000789
Net operating income$1,764,0001,624
2013-03-31 (YTD Data)Rank
Total interest income$4,745,0001,343
Total interest expense$925,0001,011
Net interest income$3,820,0001,409
Provision for loan and lease losses$57,0002,720
Total noninterest income$-110,0006,963
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$31,0004,905
Trading account gains and fees$0148
Additional Noninterest Income$-141,0006,950
Total noninterest expense$2,675,0001,809
Salaries and employee benefits$1,714,0001,536
Premises and equipment expense$231,0002,458
Additional noninterest expense$730,0002,126
Pre-tax net operating income$978,0001,753
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$978,0001,519
Extraordinary gains, net$010
Net income$978,0001,522
Minority interest net income$076
Net income of bank and minority interests.$978,0001,521
Net charge-offs$70,0002,169
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$3,000708
Net operating income$978,0001,458
2012-12-31 (YTD Data)Rank
Total interest income$18,572,0001,429
Total interest expense$4,863,000923
Net interest income$13,709,0001,608
Provision for loan and lease losses$562,0002,560
Total noninterest income$-205,0006,936
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$245,0003,901
Trading account gains and fees$0166
Additional Noninterest Income$-450,0006,911
Total noninterest expense$10,020,0001,908
Salaries and employee benefits$6,446,0001,572
Premises and equipment expense$832,0002,654
Additional noninterest expense$2,742,0002,370
Pre-tax net operating income$2,922,0002,135
Securities gains (losses)$163,0001,869
Applicable income taxes$04,751
Income before extraordinary items$3,085,0001,810
Extraordinary gains, net$029
Net income$3,085,0001,809
Minority interest net income$093
Net income of bank and minority interests.$3,085,0001,810
Net charge-offs$757,0002,123
Cash dividends$1,097,0001,845
Sale, conversion, retirement of capital stock, net$39,000747
Net operating income$2,922,0001,801
2012-09-30 (YTD Data)Rank
Total interest income$13,847,0001,461
Total interest expense$3,889,000913
Net interest income$9,958,0001,681
Provision for loan and lease losses$05,790
Total noninterest income$-319,0007,082
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$193,0003,837
Trading account gains and fees$0157
Additional Noninterest Income$-512,0007,079
Total noninterest expense$7,336,0001,951
Salaries and employee benefits$4,655,0001,625
Premises and equipment expense$623,0002,692
Additional noninterest expense$2,058,0002,352
Pre-tax net operating income$2,303,0002,114
Securities gains (losses)$163,0001,593
Applicable income taxes$04,802
Income before extraordinary items$2,466,0001,773
Extraordinary gains, net$020
Net income$2,466,0001,772
Minority interest net income$086
Net income of bank and minority interests.$2,466,0001,774
Net charge-offs$437,0002,354
Cash dividends$1,097,0001,243
Sale, conversion, retirement of capital stock, net$29,000708
Net operating income$2,303,0001,766
2012-06-30 (YTD Data)Rank
Total interest income$9,145,0001,486
Total interest expense$2,620,000935
Net interest income$6,525,0001,711
Provision for loan and lease losses$05,619
Total noninterest income$-314,0007,169
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$128,0003,835
Trading account gains and fees$0153
Additional Noninterest Income$-442,0007,159
Total noninterest expense$4,958,0001,947
Salaries and employee benefits$3,043,0001,650
Premises and equipment expense$416,0002,694
Additional noninterest expense$1,499,0002,158
Pre-tax net operating income$1,253,0002,437
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,253,0002,193
Extraordinary gains, net$019
Net income$1,253,0002,194
Minority interest net income$084
Net income of bank and minority interests.$1,253,0002,194
Net charge-offs$443,0001,905
Cash dividends$1,097,000901
Sale, conversion, retirement of capital stock, net$19,000684
Net operating income$1,253,0002,074
2012-03-31 (YTD Data)Rank
Total interest income$4,547,0001,516
Total interest expense$1,418,000892
Net interest income$3,129,0001,792
Provision for loan and lease losses$05,254
Total noninterest income$3,0007,036
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$66,0003,777
Trading account gains and fees$0148
Additional Noninterest Income$-63,0007,118
Total noninterest expense$2,558,0001,866
Salaries and employee benefits$1,559,0001,625
Premises and equipment expense$203,0002,768
Additional noninterest expense$796,0002,042
Pre-tax net operating income$574,0002,604
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$574,0002,339
Extraordinary gains, net$019
Net income$574,0002,341
Minority interest net income$078
Net income of bank and minority interests.$574,0002,342
Net charge-offs$176,0001,956
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$9,000634
Net operating income$574,0002,229
2011-12-31 (YTD Data)Rank
Total interest income$18,473,0001,547
Total interest expense$5,461,0001,100
Net interest income$13,012,0001,714
Provision for loan and lease losses$999,0002,416
Total noninterest income$-1,533,0007,280
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$241,0004,034
Trading account gains and fees$0146
Additional Noninterest Income$-1,774,0007,257
Total noninterest expense$8,598,0002,209
Salaries and employee benefits$5,064,0001,916
Premises and equipment expense$796,0002,935
Additional noninterest expense$2,738,0002,399
Pre-tax net operating income$1,882,0002,621
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$1,882,0002,377
Extraordinary gains, net$029
Net income$1,882,0002,377
Minority interest net income$096
Net income of bank and minority interests.$1,882,0002,378
Net charge-offs$1,432,0001,945
Cash dividends$255,0003,141
Sale, conversion, retirement of capital stock, net$34,000875
Net operating income$1,882,0002,289
2011-09-30 (YTD Data)Rank
Total interest income$13,812,0001,566
Total interest expense$3,969,0001,180
Net interest income$9,843,0001,711
Provision for loan and lease losses$999,0001,975
Total noninterest income$329,0004,655
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$175,0004,126
Trading account gains and fees$0145
Additional Noninterest Income$154,0004,486
Total noninterest expense$7,634,0001,887
Salaries and employee benefits$3,571,0002,018
Premises and equipment expense$589,0002,983
Additional noninterest expense$3,474,0001,484
Pre-tax net operating income$1,539,0002,524
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$1,539,0002,265
Extraordinary gains, net$021
Net income$1,539,0002,265
Minority interest net income$087
Net income of bank and minority interests.$1,539,0002,266
Net charge-offs$1,114,0001,795
Cash dividends$255,0002,482
Sale, conversion, retirement of capital stock, net$18,000874
Net operating income$1,539,0002,174
2011-06-30 (YTD Data)Rank
Total interest income$9,164,0001,585
Total interest expense$2,643,0001,229
Net interest income$6,521,0001,721
Provision for loan and lease losses$956,0001,531
Total noninterest income$227,0004,649
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$119,0004,051
Trading account gains and fees$0153
Additional Noninterest Income$108,0004,435
Total noninterest expense$4,985,0001,936
Salaries and employee benefits$2,345,0002,079
Premises and equipment expense$383,0003,046
Additional noninterest expense$2,257,0001,539
Pre-tax net operating income$807,0002,928
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$807,0002,658
Extraordinary gains, net$015
Net income$807,0002,658
Minority interest net income$089
Net income of bank and minority interests.$807,0002,658
Net charge-offs$1,252,0001,275
Cash dividends$255,0002,064
Sale, conversion, retirement of capital stock, net$12,000819
Net operating income$807,0002,575
2011-03-31 (YTD Data)Rank
Total interest income$4,520,0001,616
Total interest expense$1,341,0001,261
Net interest income$3,179,0001,760
Provision for loan and lease losses$66,0003,877
Total noninterest income$118,0004,632
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$62,0003,939
Trading account gains and fees$0158
Additional Noninterest Income$56,0004,485
Total noninterest expense$2,740,0001,800
Salaries and employee benefits$1,163,0002,113
Premises and equipment expense$189,0003,127
Additional noninterest expense$1,388,0001,272
Pre-tax net operating income$491,0002,599
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$491,0002,286
Extraordinary gains, net$09
Net income$491,0002,285
Minority interest net income$086
Net income of bank and minority interests.$491,0002,286
Net charge-offs$313,0001,713
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$5,000788
Net operating income$491,0002,237
2010-12-31 (YTD Data)Rank
Total interest income$19,265,0001,597
Total interest expense$6,548,0001,261
Net interest income$12,717,0001,741
Provision for loan and lease losses$4,694,0001,207
Total noninterest income$346,0005,177
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$259,0003,944
Trading account gains and fees$0175
Additional Noninterest Income$87,0005,594
Total noninterest expense$9,610,0002,024
Salaries and employee benefits$4,571,0002,122
Premises and equipment expense$809,0002,966
Additional noninterest expense$4,230,0001,699
Pre-tax net operating income$-1,241,0006,574
Securities gains (losses)$291,0001,288
Applicable income taxes$04,655
Income before extraordinary items$-950,0006,571
Extraordinary gains, net$029
Net income$-950,0006,572
Minority interest net income$0111
Net income of bank and minority interests.$-950,0006,572
Net charge-offs$3,339,0001,372
Cash dividends$562,0002,214
Sale, conversion, retirement of capital stock, net$52,000933
Net operating income$-1,241,0006,643
2010-09-30 (YTD Data)Rank
Total interest income$14,609,0001,614
Total interest expense$5,064,0001,266
Net interest income$9,545,0001,755
Provision for loan and lease losses$2,663,0001,369
Total noninterest income$225,0005,485
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$191,0004,050
Trading account gains and fees$0165
Additional Noninterest Income$34,0006,327
Total noninterest expense$7,173,0002,020
Salaries and employee benefits$3,519,0002,054
Premises and equipment expense$617,0002,970
Additional noninterest expense$3,037,0001,753
Pre-tax net operating income$-66,0006,111
Securities gains (losses)$291,0001,099
Applicable income taxes$04,726
Income before extraordinary items$225,0005,194
Extraordinary gains, net$023
Net income$225,0005,196
Minority interest net income$0110
Net income of bank and minority interests.$225,0005,197
Net charge-offs$1,638,0001,700
Cash dividends$562,0001,630
Sale, conversion, retirement of capital stock, net$45,000842
Net operating income$-66,0006,150
2010-06-30 (YTD Data)Rank
Total interest income$9,808,0001,620
Total interest expense$3,451,0001,295
Net interest income$6,357,0001,757
Provision for loan and lease losses$2,344,0001,138
Total noninterest income$119,0005,841
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$126,0004,050
Trading account gains and fees$0152
Additional Noninterest Income$-7,0007,327
Total noninterest expense$4,953,0001,972
Salaries and employee benefits$2,383,0002,038
Premises and equipment expense$414,0002,977
Additional noninterest expense$2,156,0001,634
Pre-tax net operating income$-821,0006,917
Securities gains (losses)$291,000734
Applicable income taxes$04,691
Income before extraordinary items$-530,0006,883
Extraordinary gains, net$019
Net income$-530,0006,884
Minority interest net income$0105
Net income of bank and minority interests.$-530,0006,883
Net charge-offs$1,600,0001,318
Cash dividends$562,0001,218
Sale, conversion, retirement of capital stock, net$33,000763
Net operating income$-821,0006,981
2010-03-31 (YTD Data)Rank
Total interest income$4,923,0001,636
Total interest expense$1,728,0001,364
Net interest income$3,195,0001,772
Provision for loan and lease losses$1,126,0001,082
Total noninterest income$-5,0007,699
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$65,0003,983
Trading account gains and fees$0175
Additional Noninterest Income$-70,0007,704
Total noninterest expense$2,663,0001,865
Salaries and employee benefits$1,194,0002,063
Premises and equipment expense$202,0003,090
Additional noninterest expense$1,267,0001,402
Pre-tax net operating income$-599,0007,236
Securities gains (losses)$93,000819
Applicable income taxes$04,611
Income before extraordinary items$-506,0007,263
Extraordinary gains, net$016
Net income$-506,0007,265
Minority interest net income$091
Net income of bank and minority interests.$-506,0007,264
Net charge-offs$783,0001,224
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$24,000623
Net operating income$-599,0007,296
2009-12-31 (YTD Data)Rank
Total interest income$20,494,0001,670
Total interest expense$8,844,0001,353
Net interest income$11,650,0001,907
Provision for loan and lease losses$2,657,0002,116
Total noninterest income$84,0007,114
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$237,0004,324
Trading account gains and fees$0211
Additional Noninterest Income$-153,0007,653
Total noninterest expense$8,700,0002,279
Salaries and employee benefits$4,795,0002,050
Premises and equipment expense$825,0003,052
Additional noninterest expense$3,080,0002,298
Pre-tax net operating income$377,0004,307
Securities gains (losses)$640,000739
Applicable income taxes$04,388
Income before extraordinary items$1,017,0002,738
Extraordinary gains, net$034
Net income$1,017,0002,737
Minority interest net income$0115
Net income of bank and minority interests.$1,017,0002,738
Net charge-offs$1,516,0002,362
Cash dividends$719,0002,096
Sale, conversion, retirement of capital stock, net$2,192,000319
Net operating income$377,0004,178
2009-09-30 (YTD Data)Rank
Total interest income$15,296,0001,701
Total interest expense$6,823,0001,386
Net interest income$8,473,0001,947
Provision for loan and lease losses$1,568,0002,163
Total noninterest income$58,0007,307
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$166,0004,480
Trading account gains and fees$0212
Additional Noninterest Income$-108,0007,815
Total noninterest expense$6,306,0002,343
Salaries and employee benefits$3,407,0002,178
Premises and equipment expense$598,0003,172
Additional noninterest expense$2,301,0002,264
Pre-tax net operating income$657,0003,446
Securities gains (losses)$264,0001,092
Applicable income taxes$04,592
Income before extraordinary items$921,0002,608
Extraordinary gains, net$027
Net income$921,0002,605
Minority interest net income$0118
Net income of bank and minority interests.$921,0002,608
Net charge-offs$958,0002,242
Cash dividends$719,0001,612
Sale, conversion, retirement of capital stock, net$2,156,000262
Net operating income$657,0003,146
2009-06-30 (YTD Data)Rank
Total interest income$10,116,0001,747
Total interest expense$4,670,0001,421
Net interest income$5,446,0002,010
Provision for loan and lease losses$1,034,0002,027
Total noninterest income$-50,0008,015
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$103,0004,607
Trading account gains and fees$0193
Additional Noninterest Income$-153,0007,999
Total noninterest expense$4,137,0002,420
Salaries and employee benefits$2,258,0002,231
Premises and equipment expense$400,0003,186
Additional noninterest expense$1,479,0002,367
Pre-tax net operating income$225,0004,506
Securities gains (losses)$264,000842
Applicable income taxes$04,657
Income before extraordinary items$489,0003,133
Extraordinary gains, net$021
Net income$489,0003,131
Minority interest net income$0112
Net income of bank and minority interests.$489,0003,132
Net charge-offs$846,0001,779
Cash dividends$719,0001,239
Sale, conversion, retirement of capital stock, net$2,122,000203
Net operating income$225,0004,284
2009-03-31 (YTD Data)Rank
Total interest income$5,022,0001,780
Total interest expense$2,465,0001,398
Net interest income$2,557,0002,140
Provision for loan and lease losses$398,0002,004
Total noninterest income$-132,0008,164
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$51,0004,565
Trading account gains and fees$0171
Additional Noninterest Income$-183,0008,152
Total noninterest expense$1,962,0002,466
Salaries and employee benefits$1,164,0002,189
Premises and equipment expense$197,0003,262
Additional noninterest expense$601,0002,558
Pre-tax net operating income$65,0005,430
Securities gains (losses)$-10,0007,826
Applicable income taxes$04,835
Income before extraordinary items$55,0005,604
Extraordinary gains, net$015
Net income$55,0005,607
Minority interest net income$0102
Net income of bank and minority interests.$55,0005,607
Net charge-offs$295,0001,791
Cash dividends$719,000628
Sale, conversion, retirement of capital stock, net$1,283,000145
Net operating income$65,0005,286
2008-12-31 (YTD Data)Rank
Total interest income$21,104,0001,817
Total interest expense$10,207,0001,591
Net interest income$10,897,0002,038
Provision for loan and lease losses$2,411,0001,595
Total noninterest income$476,0004,949
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$255,0004,318
Trading account gains and fees$0154
Additional Noninterest Income$221,0004,680
Total noninterest expense$7,247,0002,602
Salaries and employee benefits$4,471,0002,273
Premises and equipment expense$817,0003,129
Additional noninterest expense$1,959,0002,917
Pre-tax net operating income$1,715,0002,792
Securities gains (losses)$31,0001,908
Applicable income taxes$04,979
Income before extraordinary items$1,746,0002,247
Extraordinary gains, net$039
Net income$1,746,0002,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,176,0001,227
Cash dividends$1,742,0001,530
Sale, conversion, retirement of capital stock, net$3,200,000261
Net operating income$1,715,0002,421
2008-09-30 (YTD Data)Rank
Total interest income$15,847,0001,850
Total interest expense$7,701,0001,640
Net interest income$8,146,0002,052
Provision for loan and lease losses$1,489,0001,439
Total noninterest income$385,0004,894
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$196,0004,299
Trading account gains and fees$0148
Additional Noninterest Income$189,0004,529
Total noninterest expense$5,393,0002,612
Salaries and employee benefits$3,355,0002,290
Premises and equipment expense$586,0003,256
Additional noninterest expense$1,452,0002,859
Pre-tax net operating income$1,649,0002,652
Securities gains (losses)$31,0001,730
Applicable income taxes$05,372
Income before extraordinary items$1,680,0002,101
Extraordinary gains, net$031
Net income$1,680,0002,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,0001,971
Cash dividends$1,742,0001,171
Sale, conversion, retirement of capital stock, net$2,156,000218
Net operating income$1,649,0002,240
2008-06-30 (YTD Data)Rank
Total interest income$10,566,0001,875
Total interest expense$5,155,0001,702
Net interest income$5,411,0002,054
Provision for loan and lease losses$445,0002,030
Total noninterest income$255,0004,958
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$124,0004,405
Trading account gains and fees$0149
Additional Noninterest Income$131,0004,538
Total noninterest expense$3,754,0002,517
Salaries and employee benefits$2,361,0002,202
Premises and equipment expense$379,0003,347
Additional noninterest expense$1,014,0002,708
Pre-tax net operating income$1,467,0002,240
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,467,0001,840
Extraordinary gains, net$021
Net income$1,467,0001,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,847
Cash dividends$1,742,000883
Sale, conversion, retirement of capital stock, net$142,000484
Net operating income$1,467,0001,809
2008-03-31 (YTD Data)Rank
Total interest income$5,334,0001,914
Total interest expense$2,625,0001,798
Net interest income$2,709,0002,061
Provision for loan and lease losses$75,0003,123
Total noninterest income$128,0004,948
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$61,0004,418
Trading account gains and fees$0158
Additional Noninterest Income$67,0004,495
Total noninterest expense$1,858,0002,534
Salaries and employee benefits$1,155,0002,275
Premises and equipment expense$184,0003,438
Additional noninterest expense$519,0002,631
Pre-tax net operating income$904,0001,960
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$904,0001,645
Extraordinary gains, net$015
Net income$904,0001,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,679
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$80,000362
Net operating income$904,0001,588
2007-12-31 (YTD Data)Rank
Total interest income$22,767,0001,858
Total interest expense$10,820,0001,839
Net interest income$11,947,0001,895
Provision for loan and lease losses$568,0002,141
Total noninterest income$444,0005,280
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$228,0004,637
Trading account gains and fees$0178
Additional Noninterest Income$216,0004,906
Total noninterest expense$6,946,0002,611
Salaries and employee benefits$4,587,0002,193
Premises and equipment expense$695,0003,460
Additional noninterest expense$1,664,0003,136
Pre-tax net operating income$4,877,0001,676
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$4,877,0001,311
Extraordinary gains, net$039
Net income$4,877,0001,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$613,0001,465
Cash dividends$2,057,0001,564
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,877,0001,298
2007-09-30 (YTD Data)Rank
Total interest income$17,137,0001,854
Total interest expense$8,102,0001,832
Net interest income$9,035,0001,893
Provision for loan and lease losses$105,0004,026
Total noninterest income$324,0005,390
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$165,0004,729
Trading account gains and fees$0184
Additional Noninterest Income$159,0004,967
Total noninterest expense$5,233,0002,584
Salaries and employee benefits$3,463,0002,176
Premises and equipment expense$536,0003,364
Additional noninterest expense$1,234,0003,107
Pre-tax net operating income$4,021,0001,658
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$4,021,0001,283
Extraordinary gains, net$033
Net income$4,021,0001,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,913
Cash dividends$2,057,0001,184
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,021,0001,271
2007-06-30 (YTD Data)Rank
Total interest income$11,461,0001,872
Total interest expense$5,394,0001,851
Net interest income$6,067,0001,900
Provision for loan and lease losses$105,0003,205
Total noninterest income$213,0005,443
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$107,0004,803
Trading account gains and fees$0168
Additional Noninterest Income$106,0005,014
Total noninterest expense$3,493,0002,607
Salaries and employee benefits$2,300,0002,224
Premises and equipment expense$368,0003,306
Additional noninterest expense$825,0003,113
Pre-tax net operating income$2,682,0001,708
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,682,0001,331
Extraordinary gains, net$029
Net income$2,682,0001,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,332
Cash dividends$2,057,000853
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,682,0001,312
2007-03-31 (YTD Data)Rank
Total interest income$5,650,0001,897
Total interest expense$2,587,0001,895
Net interest income$3,063,0001,879
Provision for loan and lease losses$28,0004,050
Total noninterest income$104,0005,453
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$59,0004,564
Trading account gains and fees$0195
Additional Noninterest Income$45,0005,315
Total noninterest expense$1,749,0002,608
Salaries and employee benefits$1,153,0002,225
Premises and equipment expense$188,0003,268
Additional noninterest expense$408,0003,117
Pre-tax net operating income$1,390,0001,649
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,390,0001,262
Extraordinary gains, net$022
Net income$1,390,0001,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,933
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,390,0001,242
2006-12-31 (YTD Data)Rank
Total interest income$20,487,0001,938
Total interest expense$7,926,0002,064
Net interest income$12,561,0001,836
Provision for loan and lease losses$600,0001,606
Total noninterest income$496,0005,153
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$306,0004,096
Trading account gains and fees$0130
Additional Noninterest Income$190,0005,213
Total noninterest expense$6,541,0002,678
Salaries and employee benefits$4,295,0002,275
Premises and equipment expense$744,0003,177
Additional noninterest expense$1,502,0003,282
Pre-tax net operating income$5,916,0001,632
Securities gains (losses)$-93,0008,179
Applicable income taxes$06,600
Income before extraordinary items$5,823,0001,252
Extraordinary gains, net$051
Net income$5,823,0001,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,238
Cash dividends$1,487,0001,956
Sale, conversion, retirement of capital stock, net$163,000800
Net operating income$5,916,0001,223
2006-09-30 (YTD Data)Rank
Total interest income$14,924,0001,978
Total interest expense$5,565,0002,122
Net interest income$9,359,0001,865
Provision for loan and lease losses$525,0001,341
Total noninterest income$380,0005,132
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$235,0004,053
Trading account gains and fees$0126
Additional Noninterest Income$145,0005,203
Total noninterest expense$4,813,0002,718
Salaries and employee benefits$3,154,0002,336
Premises and equipment expense$543,0003,249
Additional noninterest expense$1,116,0003,314
Pre-tax net operating income$4,401,0001,693
Securities gains (losses)$-40,0008,101
Applicable income taxes$06,687
Income before extraordinary items$4,361,0001,293
Extraordinary gains, net$045
Net income$4,361,0001,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$1,487,0001,467
Sale, conversion, retirement of capital stock, net$163,000631
Net operating income$4,401,0001,270
2006-06-30 (YTD Data)Rank
Total interest income$9,481,0002,033
Total interest expense$3,469,0002,145
Net interest income$6,012,0001,937
Provision for loan and lease losses$352,0001,305
Total noninterest income$259,0005,070
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$161,0003,996
Trading account gains and fees$0126
Additional Noninterest Income$98,0005,173
Total noninterest expense$3,171,0002,766
Salaries and employee benefits$2,077,0002,365
Premises and equipment expense$360,0003,253
Additional noninterest expense$734,0003,345
Pre-tax net operating income$2,748,0001,809
Securities gains (losses)$-8,0007,799
Applicable income taxes$06,706
Income before extraordinary items$2,740,0001,372
Extraordinary gains, net$039
Net income$2,740,0001,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$1,487,0001,059
Sale, conversion, retirement of capital stock, net$163,000458
Net operating income$2,748,0001,356
2006-03-31 (YTD Data)Rank
Total interest income$4,482,0002,101
Total interest expense$1,596,0002,208
Net interest income$2,886,0002,013
Provision for loan and lease losses$169,0001,303
Total noninterest income$130,0005,013
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$90,0003,696
Trading account gains and fees$0115
Additional Noninterest Income$40,0005,532
Total noninterest expense$1,568,0002,783
Salaries and employee benefits$1,025,0002,400
Premises and equipment expense$186,0003,186
Additional noninterest expense$357,0003,411
Pre-tax net operating income$1,279,0001,872
Securities gains (losses)$-8,0008,193
Applicable income taxes$06,588
Income before extraordinary items$1,271,0001,428
Extraordinary gains, net$021
Net income$1,271,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$57,000388
Net operating income$1,279,0001,401
2005-12-31 (YTD Data)Rank
Total interest income$14,470,0002,287
Total interest expense$4,923,0002,224
Net interest income$9,547,0002,317
Provision for loan and lease losses$490,0001,929
Total noninterest income$501,0005,237
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$332,0003,957
Trading account gains and fees$0138
Additional Noninterest Income$169,0005,520
Total noninterest expense$5,471,0002,993
Salaries and employee benefits$3,484,0002,610
Premises and equipment expense$602,0003,643
Additional noninterest expense$1,385,0003,443
Pre-tax net operating income$4,087,0002,190
Securities gains (losses)$-59,0008,247
Applicable income taxes$06,964
Income before extraordinary items$4,028,0001,734
Extraordinary gains, net$046
Net income$4,028,0001,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,631
Cash dividends$976,0002,532
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,087,0001,687
2005-09-30 (YTD Data)Rank
Total interest income$10,268,0002,361
Total interest expense$3,486,0002,229
Net interest income$6,782,0002,415
Provision for loan and lease losses$274,0002,364
Total noninterest income$334,0005,532
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$245,0004,012
Trading account gains and fees$0126
Additional Noninterest Income$89,0006,131
Total noninterest expense$3,905,0003,091
Salaries and employee benefits$2,526,0002,645
Premises and equipment expense$423,0003,809
Additional noninterest expense$956,0003,625
Pre-tax net operating income$2,937,0002,278
Securities gains (losses)$-1,0007,299
Applicable income taxes$06,976
Income before extraordinary items$2,936,0001,783
Extraordinary gains, net$035
Net income$2,936,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$976,0001,841
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,937,0001,751
2005-06-30 (YTD Data)Rank
Total interest income$6,462,0002,435
Total interest expense$2,188,0002,237
Net interest income$4,274,0002,506
Provision for loan and lease losses$147,0002,736
Total noninterest income$239,0005,324
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$166,0003,910
Trading account gains and fees$0116
Additional Noninterest Income$73,0005,795
Total noninterest expense$2,589,0003,090
Salaries and employee benefits$1,667,0002,657
Premises and equipment expense$272,0003,901
Additional noninterest expense$650,0003,559
Pre-tax net operating income$1,777,0002,392
Securities gains (losses)$-1,0007,609
Applicable income taxes$06,961
Income before extraordinary items$1,776,0001,919
Extraordinary gains, net$030
Net income$1,776,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$976,0001,361
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,777,0001,885
2005-03-31 (YTD Data)Rank
Total interest income$3,023,0002,550
Total interest expense$1,031,0002,280
Net interest income$1,992,0002,650
Provision for loan and lease losses$55,0003,052
Total noninterest income$123,0005,206
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$82,0003,875
Trading account gains and fees$0115
Additional Noninterest Income$41,0005,596
Total noninterest expense$1,285,0003,127
Salaries and employee benefits$837,0002,673
Premises and equipment expense$130,0004,075
Additional noninterest expense$318,0003,625
Pre-tax net operating income$775,0002,642
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$775,0002,141
Extraordinary gains, net$024
Net income$775,0002,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$775,0002,107
2004-12-31 (YTD Data)Rank
Total interest income$10,888,0002,611
Total interest expense$3,717,0002,185
Net interest income$7,171,0002,828
Provision for loan and lease losses$294,0002,982
Total noninterest income$463,0005,455
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$339,0004,020
Trading account gains and fees$0138
Additional Noninterest Income$124,0006,044
Total noninterest expense$4,562,0003,375
Salaries and employee benefits$2,853,0002,971
Premises and equipment expense$470,0004,278
Additional noninterest expense$1,239,0003,645
Pre-tax net operating income$2,778,0002,742
Securities gains (losses)$8,0002,935
Applicable income taxes$07,185
Income before extraordinary items$2,786,0002,213
Extraordinary gains, net$034
Net income$2,786,0002,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$723,0002,902
Sale, conversion, retirement of capital stock, net$79,000690
Net operating income$2,778,0002,170
2004-09-30 (YTD Data)Rank
Total interest income$7,926,0002,660
Total interest expense$2,774,0002,155
Net interest income$5,152,0002,922
Provision for loan and lease losses$196,0003,023
Total noninterest income$347,0005,497
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$249,0004,114
Trading account gains and fees$0134
Additional Noninterest Income$98,0005,957
Total noninterest expense$3,287,0003,470
Salaries and employee benefits$2,082,0003,023
Premises and equipment expense$341,0004,365
Additional noninterest expense$864,0003,853
Pre-tax net operating income$2,016,0002,864
Securities gains (losses)$21,0002,274
Applicable income taxes$07,220
Income before extraordinary items$2,037,0002,282
Extraordinary gains, net$026
Net income$2,037,0002,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$723,0002,163
Sale, conversion, retirement of capital stock, net$79,000541
Net operating income$2,016,0002,245
2004-06-30 (YTD Data)Rank
Total interest income$5,169,0002,701
Total interest expense$1,846,0002,139
Net interest income$3,323,0003,000
Provision for loan and lease losses$102,0003,423
Total noninterest income$226,0005,545
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$161,0004,169
Trading account gains and fees$0130
Additional Noninterest Income$65,0005,981
Total noninterest expense$2,194,0003,485
Salaries and employee benefits$1,387,0003,048
Premises and equipment expense$231,0004,319
Additional noninterest expense$576,0003,869
Pre-tax net operating income$1,253,0003,005
Securities gains (losses)$16,0002,165
Applicable income taxes$07,214
Income before extraordinary items$1,269,0002,399
Extraordinary gains, net$021
Net income$1,269,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$723,0001,656
Sale, conversion, retirement of capital stock, net$79,000429
Net operating income$1,253,0002,363
2004-03-31 (YTD Data)Rank
Total interest income$2,522,0002,764
Total interest expense$906,0002,194
Net interest income$1,616,0003,066
Provision for loan and lease losses$41,0003,702
Total noninterest income$112,0005,514
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$78,0004,175
Trading account gains and fees$0121
Additional Noninterest Income$34,0005,872
Total noninterest expense$1,088,0003,517
Salaries and employee benefits$693,0003,048
Premises and equipment expense$111,0004,485
Additional noninterest expense$284,0003,905
Pre-tax net operating income$599,0003,084
Securities gains (losses)$20,0001,707
Applicable income taxes$07,103
Income before extraordinary items$619,0002,428
Extraordinary gains, net$016
Net income$619,0002,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$599,0002,419
2003-12-31 (YTD Data)Rank
Total interest income$9,534,0002,966
Total interest expense$3,761,0002,357
Net interest income$5,773,0003,280
Provision for loan and lease losses$354,0002,831
Total noninterest income$395,0005,988
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$296,0004,329
Trading account gains and fees$0160
Additional Noninterest Income$99,0006,558
Total noninterest expense$3,871,0003,806
Salaries and employee benefits$2,374,0003,410
Premises and equipment expense$382,0004,895
Additional noninterest expense$1,115,0003,941
Pre-tax net operating income$1,943,0003,456
Securities gains (losses)$-17,0008,841
Applicable income taxes$07,459
Income before extraordinary items$1,926,0002,951
Extraordinary gains, net$054
Net income$1,926,0002,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,724
Cash dividends$657,0003,047
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,943,0002,804
2003-09-30 (YTD Data)Rank
Total interest income$7,174,0002,996
Total interest expense$2,853,0002,409
Net interest income$4,321,0003,311
Provision for loan and lease losses$241,0002,923
Total noninterest income$152,0007,380
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$72,0006,675
Trading account gains and fees$0153
Additional Noninterest Income$80,0006,465
Total noninterest expense$2,839,0003,857
Salaries and employee benefits$1,750,0003,450
Premises and equipment expense$270,0005,071
Additional noninterest expense$819,0003,994
Pre-tax net operating income$1,393,0003,679
Securities gains (losses)$-23,0009,025
Applicable income taxes$07,524
Income before extraordinary items$1,370,0003,178
Extraordinary gains, net$040
Net income$1,370,0003,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,109
Cash dividends$657,0002,254
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,393,0002,977
2003-06-30 (YTD Data)Rank
Total interest income$4,747,0003,034
Total interest expense$1,935,0002,447
Net interest income$2,812,0003,362
Provision for loan and lease losses$155,0002,947
Total noninterest income$94,0007,500
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$45,0006,765
Trading account gains and fees$0150
Additional Noninterest Income$49,0006,605
Total noninterest expense$1,850,0003,915
Salaries and employee benefits$1,131,0003,528
Premises and equipment expense$183,0004,991
Additional noninterest expense$536,0004,030
Pre-tax net operating income$901,0003,760
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$901,0003,209
Extraordinary gains, net$030
Net income$901,0003,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,431
Cash dividends$657,0001,786
Sale, conversion, retirement of capital stock, net$0589
Net operating income$901,0003,039
2003-03-31 (YTD Data)Rank
Total interest income$2,308,0003,116
Total interest expense$974,0002,493
Net interest income$1,334,0003,505
Provision for loan and lease losses$80,0002,724
Total noninterest income$92,0006,102
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$62,0004,671
Trading account gains and fees$0134
Additional Noninterest Income$30,0006,231
Total noninterest expense$929,0003,897
Salaries and employee benefits$568,0003,519
Premises and equipment expense$92,0004,977
Additional noninterest expense$269,0003,983
Pre-tax net operating income$417,0003,939
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$417,0003,360
Extraordinary gains, net$021
Net income$417,0003,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$657,000971
Sale, conversion, retirement of capital stock, net$0419
Net operating income$417,0003,194
2002-12-31 (YTD Data)Rank
Total interest income$8,519,0003,453
Total interest expense$3,731,0002,918
Net interest income$4,788,0003,790
Provision for loan and lease losses$358,0003,089
Total noninterest income$345,0006,134
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$250,0004,695
Trading account gains and fees$0153
Additional Noninterest Income$95,0006,547
Total noninterest expense$3,244,0004,197
Salaries and employee benefits$2,053,0003,661
Premises and equipment expense$291,0005,679
Additional noninterest expense$900,0004,542
Pre-tax net operating income$1,531,0004,056
Securities gains (losses)$22,0003,078
Applicable income taxes$07,681
Income before extraordinary items$1,553,0003,411
Extraordinary gains, net$070
Net income$1,553,0003,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,455
Cash dividends$583,0003,220
Sale, conversion, retirement of capital stock, net$3,479,000211
Net operating income$1,531,0003,339
2001-12-31 (YTD Data)Rank
Total interest income$7,595,0004,186
Total interest expense$4,034,0003,770
Net interest income$3,561,0004,502
Provision for loan and lease losses$219,0003,942
Total noninterest income$306,0006,368
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$214,0005,012
Trading account gains and fees$0177
Additional Noninterest Income$92,0006,609
Total noninterest expense$2,388,0005,121
Salaries and employee benefits$1,469,0004,594
Premises and equipment expense$221,0006,478
Additional noninterest expense$698,0005,313
Pre-tax net operating income$1,260,0004,318
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$1,260,0003,669
Extraordinary gains, net$0105
Net income$1,260,0003,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,671
Cash dividends$337,0004,197
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,260,0003,567
2000-12-31 (YTD Data)Rank
Total interest income$6,122,0005,006
Total interest expense$3,204,0004,681
Net interest income$2,918,0005,253
Provision for loan and lease losses$174,0004,106
Total noninterest income$227,0007,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$167,0005,526
Trading account gains and feesNANA
Additional Noninterest Income$60,0007,469
Total noninterest expense$1,964,0005,745
Salaries and employee benefits$1,167,0005,339
Premises and equipment expense$198,0006,805
Additional noninterest expense$599,0005,796
Pre-tax net operating income$1,007,0005,241
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$1,007,0004,363
Extraordinary gains, net$038
Net income$1,007,0004,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,699
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,007,0004,363
1999-12-31 (YTD Data)Rank
Total interest income$3,511,0006,813
Total interest expense$1,869,0006,222
Net interest income$1,642,0007,303
Provision for loan and lease losses$295,0002,723
Total noninterest income$148,0008,131
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$112,0006,504
Trading account gains and feesNANA
Additional Noninterest Income$36,0008,584
Total noninterest expense$1,458,0006,886
Salaries and employee benefits$770,0006,896
Premises and equipment expense$175,0007,220
Additional noninterest expense$513,0006,418
Pre-tax net operating income$37,0009,275
Securities gains (losses)$-9,0009,275
Applicable income taxes$08,765
Income before extraordinary items$28,0009,336
Extraordinary gains, net$035
Net income$28,0009,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,179
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$37,0009,260
1998-12-31 (YTD Data)Rank
Total interest income$1,436,0009,375
Total interest expense$703,0009,188
Net interest income$733,0009,419
Provision for loan and lease losses$229,0003,239
Total noninterest income$52,0009,823
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,0008,291
Trading account gains and feesNANA
Additional Noninterest Income$12,0009,880
Total noninterest expense$927,0008,350
Salaries and employee benefits$483,0008,463
Premises and equipment expense$98,0008,759
Additional noninterest expense$346,0007,705
Pre-tax net operating income$-371,00010,116
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-371,00010,167
Extraordinary gains, net$032
Net income$-371,00010,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$1,985,000395
Net operating income$-371,00010,138
1997-12-31 (YTD Data)Rank
Total interest income$21,00010,912
Total interest expense$2,00010,892
Net interest income$19,00010,909
Provision for loan and lease losses$08,829
Total noninterest income$010,883
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$010,861
Total noninterest expense$63,00010,905
Salaries and employee benefits$26,00010,896
Premises and equipment expense$6,00010,870
Additional noninterest expense$31,00010,883
Pre-tax net operating income$-44,00010,440
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-44,00010,463
Extraordinary gains, net$044
Net income$-44,00010,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$4,950,000212
Net operating income$-44,00010,427

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.