Home > Planters Bank & Trust Company of Virginia > Income and Expense
Planters Bank & Trust Company of Virginia, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $12,020,000 | 839 |
| Total interest expense | $4,648,000 | 1,000 |
| Net interest income | $7,372,000 | 741 |
| Provision for loan and lease losses | $172,000 | 1,980 |
| Total noninterest income | $1,479,000 | 981 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $993,000 | 425 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $486,000 | 1,452 |
| Total noninterest expense | $5,286,000 | 919 |
| Salaries and employee benefits | $1,694,000 | 1,568 |
| Premises and equipment expense | $502,000 | 1,382 |
| Additional noninterest expense | $3,090,000 | 491 |
| Pre-tax net operating income | $3,393,000 | 579 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,045,000 | 562 |
| Income before extraordinary items | $2,348,000 | 656 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,348,000 | 657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 1,548 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,348,000 | 627 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $53,089,000 | 782 |
| Total interest expense | $19,554,000 | 1,005 |
| Net interest income | $33,535,000 | 669 |
| Provision for loan and lease losses | $-183,000 | 8,427 |
| Total noninterest income | $6,842,000 | 850 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,823,000 | 456 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,019,000 | 1,013 |
| Total noninterest expense | $24,123,000 | 769 |
| Salaries and employee benefits | $7,931,000 | 1,258 |
| Premises and equipment expense | $2,114,000 | 1,253 |
| Additional noninterest expense | $14,078,000 | 449 |
| Pre-tax net operating income | $16,437,000 | 545 |
| Securities gains (losses) | $-13,000 | 7,627 |
| Applicable income taxes | $5,227,000 | 525 |
| Income before extraordinary items | $11,197,000 | 581 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,197,000 | 579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,611 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $11,205,840 | 573 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $40,197,000 | 779 |
| Total interest expense | $14,741,000 | 995 |
| Net interest income | $25,456,000 | 662 |
| Provision for loan and lease losses | $-183,000 | 8,467 |
| Total noninterest income | $4,259,000 | 995 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,806,000 | 462 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,453,000 | 1,407 |
| Total noninterest expense | $18,462,000 | 750 |
| Salaries and employee benefits | $6,287,000 | 1,187 |
| Premises and equipment expense | $1,627,000 | 1,213 |
| Additional noninterest expense | $10,548,000 | 431 |
| Pre-tax net operating income | $11,436,000 | 630 |
| Securities gains (losses) | $-13,000 | 7,843 |
| Applicable income taxes | $3,596,000 | 600 |
| Income before extraordinary items | $7,827,000 | 664 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,827,000 | 662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,987 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,835,970 | 649 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $27,110,000 | 769 |
| Total interest expense | $9,970,000 | 1,005 |
| Net interest income | $17,140,000 | 664 |
| Provision for loan and lease losses | $67,000 | 3,886 |
| Total noninterest income | $2,813,000 | 1,014 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,822,000 | 476 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $991,000 | 1,412 |
| Total noninterest expense | $12,403,000 | 762 |
| Salaries and employee benefits | $4,279,000 | 1,194 |
| Premises and equipment expense | $1,110,000 | 1,204 |
| Additional noninterest expense | $7,014,000 | 444 |
| Pre-tax net operating income | $7,483,000 | 660 |
| Securities gains (losses) | $-13,000 | 8,051 |
| Applicable income taxes | $2,345,000 | 641 |
| Income before extraordinary items | $5,125,000 | 709 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,125,000 | 708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 1,430 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,133,970 | 698 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,495,000 | 760 |
| Total interest expense | $5,178,000 | 952 |
| Net interest income | $8,317,000 | 679 |
| Provision for loan and lease losses | $67,000 | 2,635 |
| Total noninterest income | $1,334,000 | 1,049 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $887,000 | 475 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $447,000 | 1,479 |
| Total noninterest expense | $6,017,000 | 777 |
| Salaries and employee benefits | $2,108,000 | 1,214 |
| Premises and equipment expense | $545,000 | 1,229 |
| Additional noninterest expense | $3,364,000 | 449 |
| Pre-tax net operating income | $3,567,000 | 684 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,114,000 | 664 |
| Income before extraordinary items | $2,453,000 | 738 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,453,000 | 737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 854 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,453,000 | 731 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $51,203,000 | 750 |
| Total interest expense | $17,510,000 | 958 |
| Net interest income | $33,693,000 | 657 |
| Provision for loan and lease losses | $430,000 | 2,148 |
| Total noninterest income | $5,721,000 | 984 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,507,000 | 486 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,214,000 | 1,265 |
| Total noninterest expense | $22,533,000 | 785 |
| Salaries and employee benefits | $7,629,000 | 1,272 |
| Premises and equipment expense | $2,016,000 | 1,284 |
| Additional noninterest expense | $12,888,000 | 449 |
| Pre-tax net operating income | $16,451,000 | 636 |
| Securities gains (losses) | $-180,000 | 8,361 |
| Applicable income taxes | $5,193,000 | 619 |
| Income before extraordinary items | $11,078,000 | 678 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,078,000 | 678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-197,000 | 8,576 |
| Cash dividends | $7,000,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,200,400 | 663 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $37,638,000 | 762 |
| Total interest expense | $12,452,000 | 981 |
| Net interest income | $25,186,000 | 680 |
| Provision for loan and lease losses | $350,000 | 1,901 |
| Total noninterest income | $4,290,000 | 992 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,596,000 | 494 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,694,000 | 1,246 |
| Total noninterest expense | $16,630,000 | 805 |
| Salaries and employee benefits | $5,769,000 | 1,278 |
| Premises and equipment expense | $1,464,000 | 1,334 |
| Additional noninterest expense | $9,397,000 | 471 |
| Pre-tax net operating income | $12,496,000 | 649 |
| Securities gains (losses) | $-181,000 | 8,525 |
| Applicable income taxes | $3,975,000 | 644 |
| Income before extraordinary items | $8,340,000 | 705 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,340,000 | 704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-179,000 | 8,620 |
| Cash dividends | $7,000,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,463,080 | 690 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $24,453,000 | 768 |
| Total interest expense | $7,854,000 | 978 |
| Net interest income | $16,599,000 | 690 |
| Provision for loan and lease losses | $410,000 | 1,151 |
| Total noninterest income | $2,820,000 | 998 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,676,000 | 506 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,144,000 | 1,233 |
| Total noninterest expense | $10,946,000 | 820 |
| Salaries and employee benefits | $3,775,000 | 1,313 |
| Premises and equipment expense | $1,152,000 | 1,106 |
| Additional noninterest expense | $6,019,000 | 488 |
| Pre-tax net operating income | $8,063,000 | 667 |
| Securities gains (losses) | $-181,000 | 8,623 |
| Applicable income taxes | $2,557,000 | 663 |
| Income before extraordinary items | $5,325,000 | 736 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,325,000 | 736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,883 |
| Cash dividends | $3,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,448,080 | 711 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,767,000 | 775 |
| Total interest expense | $3,720,000 | 977 |
| Net interest income | $8,047,000 | 701 |
| Provision for loan and lease losses | $260,000 | 890 |
| Total noninterest income | $1,248,000 | 1,082 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $790,000 | 519 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $458,000 | 1,432 |
| Total noninterest expense | $5,211,000 | 858 |
| Salaries and employee benefits | $1,842,000 | 1,351 |
| Premises and equipment expense | $593,000 | 1,077 |
| Additional noninterest expense | $2,776,000 | 516 |
| Pre-tax net operating income | $3,824,000 | 694 |
| Securities gains (losses) | $-181,000 | 8,705 |
| Applicable income taxes | $1,195,000 | 696 |
| Income before extraordinary items | $2,448,000 | 775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,448,000 | 774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,171 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,569,270 | 730 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $40,726,000 | 789 |
| Total interest expense | $12,177,000 | 917 |
| Net interest income | $28,549,000 | 734 |
| Provision for loan and lease losses | $1,308,000 | 804 |
| Total noninterest income | $6,286,000 | 899 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,870,000 | 592 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,416,000 | 921 |
| Total noninterest expense | $19,741,000 | 858 |
| Salaries and employee benefits | $7,713,000 | 1,194 |
| Premises and equipment expense | $2,223,000 | 1,085 |
| Additional noninterest expense | $9,805,000 | 569 |
| Pre-tax net operating income | $13,786,000 | 717 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,345,000 | 719 |
| Income before extraordinary items | $9,441,000 | 768 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,441,000 | 770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,222 |
| Cash dividends | $2,250,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,441,000 | 758 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $29,855,000 | 784 |
| Total interest expense | $8,945,000 | 889 |
| Net interest income | $20,910,000 | 746 |
| Provision for loan and lease losses | $981,000 | 773 |
| Total noninterest income | $4,765,000 | 892 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,156,000 | 587 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,609,000 | 922 |
| Total noninterest expense | $14,747,000 | 859 |
| Salaries and employee benefits | $5,766,000 | 1,194 |
| Premises and equipment expense | $1,679,000 | 1,068 |
| Additional noninterest expense | $7,302,000 | 570 |
| Pre-tax net operating income | $9,947,000 | 746 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,126,000 | 754 |
| Income before extraordinary items | $6,821,000 | 786 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,821,000 | 787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,045 |
| Cash dividends | $2,250,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,821,000 | 772 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $19,324,000 | 795 |
| Total interest expense | $5,766,000 | 862 |
| Net interest income | $13,558,000 | 763 |
| Provision for loan and lease losses | $654,000 | 764 |
| Total noninterest income | $3,179,000 | 876 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,424,000 | 580 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,755,000 | 891 |
| Total noninterest expense | $9,710,000 | 864 |
| Salaries and employee benefits | $3,750,000 | 1,219 |
| Premises and equipment expense | $1,128,000 | 1,050 |
| Additional noninterest expense | $4,832,000 | 567 |
| Pre-tax net operating income | $6,373,000 | 764 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,992,000 | 767 |
| Income before extraordinary items | $4,381,000 | 810 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,381,000 | 810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,551 |
| Cash dividends | $2,250,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,381,000 | 794 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,469,000 | 794 |
| Total interest expense | $2,747,000 | 862 |
| Net interest income | $6,722,000 | 763 |
| Provision for loan and lease losses | $327,000 | 707 |
| Total noninterest income | $1,675,000 | 830 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $686,000 | 583 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $989,000 | 790 |
| Total noninterest expense | $4,763,000 | 874 |
| Salaries and employee benefits | $1,866,000 | 1,229 |
| Premises and equipment expense | $580,000 | 1,028 |
| Additional noninterest expense | $2,317,000 | 584 |
| Pre-tax net operating income | $3,307,000 | 734 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,034,000 | 747 |
| Income before extraordinary items | $2,273,000 | 771 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,273,000 | 772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,177 |
| Cash dividends | $1,125,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,273,000 | 750 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $36,587,000 | 765 |
| Total interest expense | $9,896,000 | 821 |
| Net interest income | $26,691,000 | 726 |
| Provision for loan and lease losses | $1,558,000 | 695 |
| Total noninterest income | $5,804,000 | 950 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,280,000 | 525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,524,000 | 1,119 |
| Total noninterest expense | $19,238,000 | 843 |
| Salaries and employee benefits | $8,230,000 | 1,049 |
| Premises and equipment expense | $1,777,000 | 1,291 |
| Additional noninterest expense | $9,231,000 | 591 |
| Pre-tax net operating income | $11,699,000 | 759 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,615,000 | 774 |
| Income before extraordinary items | $8,084,000 | 817 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,084,000 | 817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,657 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,084,000 | 790 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $27,191,000 | 766 |
| Total interest expense | $7,210,000 | 821 |
| Net interest income | $19,981,000 | 725 |
| Provision for loan and lease losses | $1,206,000 | 643 |
| Total noninterest income | $4,466,000 | 934 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,487,000 | 527 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,979,000 | 1,094 |
| Total noninterest expense | $14,515,000 | 838 |
| Salaries and employee benefits | $6,284,000 | 1,023 |
| Premises and equipment expense | $1,350,000 | 1,270 |
| Additional noninterest expense | $6,881,000 | 588 |
| Pre-tax net operating income | $8,726,000 | 760 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,619,000 | 814 |
| Income before extraordinary items | $6,107,000 | 822 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,107,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,487 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,107,000 | 792 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $17,953,000 | 767 |
| Total interest expense | $4,873,000 | 807 |
| Net interest income | $13,080,000 | 731 |
| Provision for loan and lease losses | $804,000 | 633 |
| Total noninterest income | $3,016,000 | 923 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,599,000 | 541 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,417,000 | 1,030 |
| Total noninterest expense | $9,694,000 | 841 |
| Salaries and employee benefits | $4,247,000 | 1,010 |
| Premises and equipment expense | $895,000 | 1,285 |
| Additional noninterest expense | $4,552,000 | 585 |
| Pre-tax net operating income | $5,598,000 | 783 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,644,000 | 853 |
| Income before extraordinary items | $3,954,000 | 824 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,954,000 | 824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,363 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,954,000 | 793 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,035,000 | 775 |
| Total interest expense | $2,576,000 | 787 |
| Net interest income | $6,459,000 | 754 |
| Provision for loan and lease losses | $402,000 | 619 |
| Total noninterest income | $1,339,000 | 1,001 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $703,000 | 613 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $636,000 | 1,088 |
| Total noninterest expense | $4,807,000 | 854 |
| Salaries and employee benefits | $2,082,000 | 1,039 |
| Premises and equipment expense | $466,000 | 1,242 |
| Additional noninterest expense | $2,259,000 | 582 |
| Pre-tax net operating income | $2,589,000 | 837 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $755,000 | 936 |
| Income before extraordinary items | $1,834,000 | 890 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,834,000 | 890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,439 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,834,000 | 840 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $30,276,000 | 927 |
| Total interest expense | $9,865,000 | 898 |
| Net interest income | $20,411,000 | 938 |
| Provision for loan and lease losses | $1,050,000 | 1,133 |
| Total noninterest income | $5,658,000 | 1,035 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,441,000 | 705 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,217,000 | 1,032 |
| Total noninterest expense | $16,216,000 | 1,014 |
| Salaries and employee benefits | $7,299,000 | 1,173 |
| Premises and equipment expense | $1,526,000 | 1,496 |
| Additional noninterest expense | $7,391,000 | 716 |
| Pre-tax net operating income | $8,803,000 | 957 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,417,000 | 1,105 |
| Income before extraordinary items | $6,386,000 | 1,009 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,386,000 | 1,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 1,338 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,386,000 | 946 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $21,492,000 | 1,004 |
| Total interest expense | $7,122,000 | 984 |
| Net interest income | $14,370,000 | 1,022 |
| Provision for loan and lease losses | $788,000 | 1,104 |
| Total noninterest income | $4,305,000 | 1,050 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,714,000 | 754 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,591,000 | 1,023 |
| Total noninterest expense | $11,464,000 | 1,065 |
| Salaries and employee benefits | $5,286,000 | 1,229 |
| Premises and equipment expense | $1,020,000 | 1,678 |
| Additional noninterest expense | $5,158,000 | 759 |
| Pre-tax net operating income | $6,423,000 | 1,015 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,538,000 | 1,323 |
| Income before extraordinary items | $4,885,000 | 1,031 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,885,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 1,326 |
| Cash dividends | $1,000,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,885,000 | 964 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,244,000 | 1,020 |
| Total interest expense | $4,804,000 | 1,004 |
| Net interest income | $9,440,000 | 1,028 |
| Provision for loan and lease losses | $525,000 | 1,092 |
| Total noninterest income | $2,897,000 | 1,025 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,123,000 | 760 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,774,000 | 996 |
| Total noninterest expense | $7,396,000 | 1,101 |
| Salaries and employee benefits | $3,389,000 | 1,276 |
| Premises and equipment expense | $714,000 | 1,609 |
| Additional noninterest expense | $3,293,000 | 793 |
| Pre-tax net operating income | $4,416,000 | 987 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,084,000 | 1,286 |
| Income before extraordinary items | $3,332,000 | 1,004 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,332,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 989 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,332,000 | 926 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,153,000 | 1,025 |
| Total interest expense | $2,466,000 | 997 |
| Net interest income | $4,687,000 | 1,031 |
| Provision for loan and lease losses | $263,000 | 1,067 |
| Total noninterest income | $1,388,000 | 1,034 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $509,000 | 812 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $879,000 | 977 |
| Total noninterest expense | $3,803,000 | 1,061 |
| Salaries and employee benefits | $1,796,000 | 1,186 |
| Premises and equipment expense | $355,000 | 1,621 |
| Additional noninterest expense | $1,652,000 | 767 |
| Pre-tax net operating income | $2,009,000 | 1,084 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $523,000 | 1,317 |
| Income before extraordinary items | $1,486,000 | 1,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,486,000 | 1,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 1,381 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,486,000 | 1,036 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,903,000 | 983 |
| Total interest expense | $11,711,000 | 954 |
| Net interest income | $19,192,000 | 1,013 |
| Provision for loan and lease losses | $720,000 | 1,774 |
| Total noninterest income | $5,821,000 | 913 |
| Gross Fiduciary activities income | $1,612,000 | 318 |
| Service charges on deposit accounts | $1,642,000 | 978 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,567,000 | 1,111 |
| Total noninterest expense | $16,167,000 | 968 |
| Salaries and employee benefits | $8,898,000 | 904 |
| Premises and equipment expense | $1,909,000 | 1,160 |
| Additional noninterest expense | $5,360,000 | 927 |
| Pre-tax net operating income | $8,126,000 | 1,041 |
| Securities gains (losses) | $-7,000 | 8,862 |
| Applicable income taxes | $2,109,000 | 1,231 |
| Income before extraordinary items | $6,010,000 | 1,045 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,010,000 | 1,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $599,000 | 1,435 |
| Cash dividends | $3,500,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,015,180 | 1,002 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $34,184,000 | 994 |
| Total interest expense | $16,255,000 | 989 |
| Net interest income | $17,929,000 | 1,012 |
| Provision for loan and lease losses | $562,000 | 2,005 |
| Total noninterest income | $5,402,000 | 927 |
| Gross Fiduciary activities income | $1,538,000 | 334 |
| Service charges on deposit accounts | $1,564,000 | 950 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,300,000 | 1,133 |
| Total noninterest expense | $15,227,000 | 970 |
| Salaries and employee benefits | $8,981,000 | 821 |
| Premises and equipment expense | $2,012,000 | 1,050 |
| Additional noninterest expense | $4,234,000 | 1,130 |
| Pre-tax net operating income | $7,542,000 | 993 |
| Securities gains (losses) | $144,000 | 1,437 |
| Applicable income taxes | $2,065,000 | 1,151 |
| Income before extraordinary items | $5,621,000 | 978 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,621,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,001 |
| Cash dividends | $3,000,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,515,880 | 955 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $34,805,000 | 1,021 |
| Total interest expense | $16,729,000 | 1,055 |
| Net interest income | $18,076,000 | 956 |
| Provision for loan and lease losses | $696,000 | 1,428 |
| Total noninterest income | $4,761,000 | 960 |
| Gross Fiduciary activities income | $1,488,000 | 343 |
| Service charges on deposit accounts | $1,528,000 | 880 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,745,000 | 1,239 |
| Total noninterest expense | $14,077,000 | 1,000 |
| Salaries and employee benefits | $7,918,000 | 880 |
| Premises and equipment expense | $1,886,000 | 1,062 |
| Additional noninterest expense | $4,273,000 | 1,092 |
| Pre-tax net operating income | $8,064,000 | 957 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,251,000 | 1,048 |
| Income before extraordinary items | $5,813,000 | 906 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,813,000 | 906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,945 |
| Cash dividends | $3,000,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,813,000 | 911 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $30,833,000 | 1,060 |
| Total interest expense | $13,975,000 | 1,086 |
| Net interest income | $16,858,000 | 1,040 |
| Provision for loan and lease losses | $1,100,000 | 898 |
| Total noninterest income | $4,691,000 | 988 |
| Gross Fiduciary activities income | $1,398,000 | 384 |
| Service charges on deposit accounts | $1,236,000 | 1,082 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,057,000 | 1,126 |
| Total noninterest expense | $13,146,000 | 1,063 |
| Salaries and employee benefits | $7,444,000 | 925 |
| Premises and equipment expense | $1,560,000 | 1,301 |
| Additional noninterest expense | $4,142,000 | 1,131 |
| Pre-tax net operating income | $7,303,000 | 1,068 |
| Securities gains (losses) | $52,000 | 966 |
| Applicable income taxes | $2,128,000 | 1,168 |
| Income before extraordinary items | $5,227,000 | 1,055 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,227,000 | 1,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $842,000 | 802 |
| Cash dividends | $3,000,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,190,080 | 1,040 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $30,618,000 | 1,069 |
| Total interest expense | $14,190,000 | 1,100 |
| Net interest income | $16,428,000 | 1,027 |
| Provision for loan and lease losses | $1,327,000 | 765 |
| Total noninterest income | $3,967,000 | 1,089 |
| Gross Fiduciary activities income | $1,187,000 | 417 |
| Service charges on deposit accounts | $1,068,000 | 1,177 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,712,000 | 1,291 |
| Total noninterest expense | $10,379,000 | 1,281 |
| Salaries and employee benefits | $6,054,000 | 1,074 |
| Premises and equipment expense | $1,227,000 | 1,600 |
| Additional noninterest expense | $3,098,000 | 1,414 |
| Pre-tax net operating income | $8,689,000 | 906 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,680,000 | 960 |
| Income before extraordinary items | $6,009,000 | 904 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,009,000 | 903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,868,000 | 486 |
| Cash dividends | $5,840,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,009,000 | 868 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $29,034,000 | 1,157 |
| Total interest expense | $13,293,000 | 1,205 |
| Net interest income | $15,741,000 | 1,123 |
| Provision for loan and lease losses | $831,000 | 1,145 |
| Total noninterest income | $2,897,000 | 1,324 |
| Gross Fiduciary activities income | $1,034,000 | 463 |
| Service charges on deposit accounts | $674,000 | 1,939 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,189,000 | 1,567 |
| Total noninterest expense | $9,443,000 | 1,394 |
| Salaries and employee benefits | $5,530,000 | 1,188 |
| Premises and equipment expense | $1,130,000 | 1,743 |
| Additional noninterest expense | $2,783,000 | 1,539 |
| Pre-tax net operating income | $8,364,000 | 981 |
| Securities gains (losses) | $-40,000 | 10,586 |
| Applicable income taxes | $2,621,000 | 1,053 |
| Income before extraordinary items | $5,703,000 | 978 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,703,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,491 |
| Cash dividends | $2,371,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,730,600 | 948 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,321,000 | 1,258 |
| Total interest expense | $12,684,000 | 1,274 |
| Net interest income | $14,637,000 | 1,228 |
| Provision for loan and lease losses | $450,000 | 1,887 |
| Total noninterest income | $2,542,000 | 1,531 |
| Gross Fiduciary activities income | $985,000 | 511 |
| Service charges on deposit accounts | $637,000 | 2,121 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $920,000 | 1,919 |
| Total noninterest expense | $8,679,000 | 1,635 |
| Salaries and employee benefits | $5,278,000 | 1,271 |
| Premises and equipment expense | $939,000 | 2,122 |
| Additional noninterest expense | $2,462,000 | 2,035 |
| Pre-tax net operating income | $8,050,000 | 955 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $2,514,000 | 1,009 |
| Income before extraordinary items | $5,542,000 | 956 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,542,000 | 957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,700 |
| Cash dividends | $1,920,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,537,860 | 935 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,073,000 | 1,317 |
| Total interest expense | $12,343,000 | 1,337 |
| Net interest income | $13,730,000 | 1,312 |
| Provision for loan and lease losses | $309,000 | 2,234 |
| Total noninterest income | $2,125,000 | 1,741 |
| Gross Fiduciary activities income | $822,000 | 580 |
| Service charges on deposit accounts | $620,000 | 2,183 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $683,000 | 2,328 |
| Total noninterest expense | $8,234,000 | 1,703 |
| Salaries and employee benefits | $4,698,000 | 1,406 |
| Premises and equipment expense | $924,000 | 2,175 |
| Additional noninterest expense | $2,612,000 | 1,919 |
| Pre-tax net operating income | $7,312,000 | 1,070 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $2,278,000 | 1,130 |
| Income before extraordinary items | $5,035,000 | 1,065 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,035,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,247 |
| Cash dividends | $1,660,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,034,310 | 1,048 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,902,000 | 1,354 |
| Total interest expense | $9,747,000 | 1,339 |
| Net interest income | $13,155,000 | 1,361 |
| Provision for loan and lease losses | $421,000 | 1,750 |
| Total noninterest income | $2,206,000 | 1,709 |
| Gross Fiduciary activities income | $941,000 | 540 |
| Service charges on deposit accounts | $598,000 | 2,282 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $667,000 | 2,412 |
| Total noninterest expense | $8,083,000 | 1,796 |
| Salaries and employee benefits | $4,378,000 | 1,533 |
| Premises and equipment expense | $914,000 | 2,206 |
| Additional noninterest expense | $2,791,000 | 1,940 |
| Pre-tax net operating income | $6,857,000 | 1,103 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $2,105,000 | 1,149 |
| Income before extraordinary items | $4,753,000 | 1,063 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,753,000 | 1,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,482 |
| Cash dividends | $1,420,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,752,310 | 1,078 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,436,000 | 1,468 |
| Total interest expense | $9,209,000 | 1,450 |
| Net interest income | $12,227,000 | 1,482 |
| Provision for loan and lease losses | $217,000 | 3,735 |
| Total noninterest income | $2,192,000 | 1,846 |
| Gross Fiduciary activities income | $790,000 | 614 |
| Service charges on deposit accounts | $562,000 | 2,451 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $840,000 | 2,318 |
| Total noninterest expense | $7,512,000 | 1,961 |
| Salaries and employee benefits | $4,165,000 | 1,613 |
| Premises and equipment expense | $837,000 | 2,443 |
| Additional noninterest expense | $2,510,000 | 2,219 |
| Pre-tax net operating income | $6,690,000 | 1,054 |
| Securities gains (losses) | $44,000 | 3,595 |
| Applicable income taxes | $2,097,000 | 1,156 |
| Income before extraordinary items | $4,637,000 | 1,124 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,637,000 | 1,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,785 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,606,640 | 1,050 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,310,000 | 1,673 |
| Total interest expense | $10,547,000 | 1,641 |
| Net interest income | $10,763,000 | 1,709 |
| Provision for loan and lease losses | $168,000 | 5,780 |
| Total noninterest income | $2,167,000 | 1,836 |
| Gross Fiduciary activities income | $835,000 | 592 |
| Service charges on deposit accounts | $579,000 | 2,381 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $753,000 | 2,392 |
| Total noninterest expense | $7,251,000 | 2,032 |
| Salaries and employee benefits | $4,003,000 | 1,652 |
| Premises and equipment expense | $803,000 | 2,586 |
| Additional noninterest expense | $2,445,000 | 2,366 |
| Pre-tax net operating income | $5,511,000 | 1,173 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $1,685,000 | 1,320 |
| Income before extraordinary items | $3,829,000 | 1,224 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,829,000 | 1,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 5,269 |
| Cash dividends | $1,080,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,826,930 | 1,133 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.