Home > Pioneer Bank > Income and Expense

Pioneer Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$79,504,000643
Total interest expense$14,677,000992
Net interest income$64,827,000549
Provision for loan and lease losses$2,150,000535
Total noninterest income$20,067,000453
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,615,000450
Trading account gains and fees$0123
Additional Noninterest Income$17,452,000365
Total noninterest expense$56,571,000517
Salaries and employee benefits$27,805,000564
Premises and equipment expense$7,459,000393
Additional noninterest expense$17,452,000365
Pre-tax net operating income$26,173,000562
Securities gains (losses)$-5,150,0004,485
Applicable income taxes$4,386,000589
Income before extraordinary items$16,637,000673
Extraordinary gains, net$054
Net income$16,637,000683
Minority interest net income$088
Net income of bank and minority interests.$16,637,000676
Net charge-offs$374,000873
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$682,000236
Net operating income$20,705,500583
2023-09-30 (YTD Data)Rank
Total interest income$58,018,000648
Total interest expense$9,061,0001,062
Net interest income$48,957,000551
Provision for loan and lease losses$1,030,000642
Total noninterest income$9,810,000629
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,957,000444
Trading account gains and fees$0125
Additional Noninterest Income$7,853,000531
Total noninterest expense$40,801,000530
Salaries and employee benefits$20,366,000574
Premises and equipment expense$5,552,000396
Additional noninterest expense$7,853,000531
Pre-tax net operating income$16,936,000644
Securities gains (losses)$226,000104
Applicable income taxes$3,605,000576
Income before extraordinary items$13,557,000639
Extraordinary gains, net$052
Net income$13,557,000643
Minority interest net income$081
Net income of bank and minority interests.$13,557,000639
Net charge-offs$7,0002,243
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$511,000217
Net operating income$13,378,460661
2023-06-30 (YTD Data)Rank
Total interest income$37,862,000637
Total interest expense$4,574,0001,185
Net interest income$33,288,000538
Provision for loan and lease losses$280,0001,107
Total noninterest income$6,332,000629
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,289,000436
Trading account gains and fees$0112
Additional Noninterest Income$5,043,000534
Total noninterest expense$26,456,000531
Salaries and employee benefits$13,500,000567
Premises and equipment expense$3,724,000385
Additional noninterest expense$5,043,000534
Pre-tax net operating income$12,884,000575
Securities gains (losses)$145,000135
Applicable income taxes$2,762,000528
Income before extraordinary items$10,267,000587
Extraordinary gains, net$051
Net income$10,267,000597
Minority interest net income$081
Net income of bank and minority interests.$10,267,000587
Net charge-offs$3,0002,145
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$341,000207
Net operating income$10,152,450596
2023-03-31 (YTD Data)Rank
Total interest income$18,777,000634
Total interest expense$1,484,0001,433
Net interest income$17,293,000528
Provision for loan and lease losses$02,612
Total noninterest income$3,354,000595
Gross Fiduciary activities income$0913
Service charges on deposit accounts$627,000457
Trading account gains and fees$097
Additional Noninterest Income$2,727,000496
Total noninterest expense$13,096,000544
Salaries and employee benefits$7,051,000569
Premises and equipment expense$1,926,000390
Additional noninterest expense$2,727,000496
Pre-tax net operating income$7,551,000531
Securities gains (losses)$-59,0004,282
Applicable income taxes$1,598,000493
Income before extraordinary items$5,894,000548
Extraordinary gains, net$04
Net income$5,894,000547
Minority interest net income$048
Net income of bank and minority interests.$5,894,000547
Net charge-offs$-22,0004,256
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$170,000193
Net operating income$5,940,610548
2022-12-31 (YTD Data)Rank
Total interest income$55,544,000679
Total interest expense$2,509,0001,360
Net interest income$53,035,000642
Provision for loan and lease losses$-1,080,0004,620
Total noninterest income$14,570,000588
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,775,000443
Trading account gains and fees$0116
Additional Noninterest Income$11,795,000498
Total noninterest expense$51,075,000540
Salaries and employee benefits$27,010,000567
Premises and equipment expense$7,464,000386
Additional noninterest expense$11,795,000498
Pre-tax net operating income$17,610,000832
Securities gains (losses)$108,000162
Applicable income taxes$3,823,000715
Income before extraordinary items$13,895,000859
Extraordinary gains, net$05
Net income$13,895,000860
Minority interest net income$063
Net income of bank and minority interests.$13,895,000860
Net charge-offs$-634,0004,623
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$682,000285
Net operating income$13,809,680883
2022-09-30 (YTD Data)Rank
Total interest income$37,564,000712
Total interest expense$1,558,0001,277
Net interest income$36,006,000688
Provision for loan and lease losses$-680,0004,616
Total noninterest income$10,892,000608
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,174,000431
Trading account gains and fees$0111
Additional Noninterest Income$8,718,000519
Total noninterest expense$37,635,000540
Salaries and employee benefits$19,800,000582
Premises and equipment expense$5,595,000380
Additional noninterest expense$8,718,000519
Pre-tax net operating income$9,943,0001,041
Securities gains (losses)$-160,0004,316
Applicable income taxes$2,042,000883
Income before extraordinary items$7,741,0001,073
Extraordinary gains, net$04
Net income$7,741,0001,072
Minority interest net income$057
Net income of bank and minority interests.$7,741,0001,073
Net charge-offs$-611,0004,655
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$512,000254
Net operating income$7,867,4001,084
2022-06-30 (YTD Data)Rank
Total interest income$22,375,000753
Total interest expense$935,0001,204
Net interest income$21,440,000734
Provision for loan and lease losses$-800,0004,652
Total noninterest income$7,047,000615
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,432,000432
Trading account gains and fees$0108
Additional Noninterest Income$5,615,000551
Total noninterest expense$25,801,000523
Salaries and employee benefits$13,212,000572
Premises and equipment expense$3,871,000356
Additional noninterest expense$8,718,000481
Pre-tax net operating income$3,486,0001,556
Securities gains (losses)$-121,0004,400
Applicable income taxes$804,0001,168
Income before extraordinary items$2,561,0001,697
Extraordinary gains, net$04
Net income$2,561,0001,695
Minority interest net income$060
Net income of bank and minority interests.$2,561,0001,697
Net charge-offs$-686,0004,709
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$341,000232
Net operating income$2,656,5901,695
2022-03-31 (YTD Data)Rank
Total interest income$10,245,000795
Total interest expense$446,0001,212
Net interest income$9,799,000779
Provision for loan and lease losses$02,285
Total noninterest income$3,522,000623
Gross Fiduciary activities income$0892
Service charges on deposit accounts$700,000438
Trading account gains and fees$0103
Additional Noninterest Income$2,822,000558
Total noninterest expense$12,964,000521
Salaries and employee benefits$6,409,000589
Premises and equipment expense$1,754,000402
Additional noninterest expense$4,801,000439
Pre-tax net operating income$357,0003,248
Securities gains (losses)$26,000264
Applicable income taxes$135,0001,874
Income before extraordinary items$248,0003,450
Extraordinary gains, net$04
Net income$248,0003,449
Minority interest net income$050
Net income of bank and minority interests.$248,0003,450
Net charge-offs$63,000609
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$170,000206
Net operating income$227,4603,554
2021-12-31 (YTD Data)Rank
Total interest income$43,091,000774
Total interest expense$2,026,0001,319
Net interest income$41,065,000746
Provision for loan and lease losses$2,000,000284
Total noninterest income$14,115,000667
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,767,000421
Trading account gains and fees$0132
Additional Noninterest Income$11,348,000617
Total noninterest expense$45,537,000582
Salaries and employee benefits$25,702,000577
Premises and equipment expense$6,799,000410
Additional noninterest expense$13,036,000619
Pre-tax net operating income$7,643,0001,535
Securities gains (losses)$529,000345
Applicable income taxes$2,898,000881
Income before extraordinary items$5,274,0001,819
Extraordinary gains, net$010
Net income$5,274,0001,819
Minority interest net income$074
Net income of bank and minority interests.$5,274,0001,820
Net charge-offs$2,755,000239
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$682,000265
Net operating income$4,856,0901,895
2021-09-30 (YTD Data)Rank
Total interest income$32,240,000788
Total interest expense$1,552,0001,357
Net interest income$30,688,000759
Provision for loan and lease losses$2,000,000211
Total noninterest income$10,241,000699
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,029,000429
Trading account gains and fees$0132
Additional Noninterest Income$8,212,000650
Total noninterest expense$39,151,000514
Salaries and employee benefits$19,436,000577
Premises and equipment expense$5,058,000420
Additional noninterest expense$14,657,000429
Pre-tax net operating income$-222,0004,817
Securities gains (losses)$368,000400
Applicable income taxes$1,103,0001,390
Income before extraordinary items$-957,0004,875
Extraordinary gains, net$08
Net income$-957,0004,875
Minority interest net income$069
Net income of bank and minority interests.$-957,0004,875
Net charge-offs$2,323,000225
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$512,000247
Net operating income$-1,247,7204,884
2021-06-30 (YTD Data)Rank
Total interest income$21,624,000778
Total interest expense$1,060,0001,399
Net interest income$20,564,000752
Provision for loan and lease losses$1,750,000174
Total noninterest income$7,094,000687
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,301,000433
Trading account gains and fees$0133
Additional Noninterest Income$5,793,000637
Total noninterest expense$23,374,000561
Salaries and employee benefits$13,351,000553
Premises and equipment expense$3,338,000423
Additional noninterest expense$6,685,000590
Pre-tax net operating income$2,534,0002,103
Securities gains (losses)$407,000312
Applicable income taxes$707,0001,416
Income before extraordinary items$2,234,0002,093
Extraordinary gains, net$06
Net income$2,234,0002,093
Minority interest net income$067
Net income of bank and minority interests.$2,234,0002,093
Net charge-offs$1,885,000196
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$341,000219
Net operating income$1,912,4702,249
2021-03-31 (YTD Data)Rank
Total interest income$10,940,000767
Total interest expense$549,0001,415
Net interest income$10,391,000734
Provision for loan and lease losses$1,250,000142
Total noninterest income$3,865,000645
Gross Fiduciary activities income$0922
Service charges on deposit accounts$635,000435
Trading account gains and fees$0127
Additional Noninterest Income$3,230,000595
Total noninterest expense$11,654,000559
Salaries and employee benefits$6,682,000553
Premises and equipment expense$1,675,000422
Additional noninterest expense$3,297,000572
Pre-tax net operating income$1,352,0001,987
Securities gains (losses)$217,000314
Applicable income taxes$278,0001,566
Income before extraordinary items$1,291,0001,901
Extraordinary gains, net$03
Net income$1,291,0001,900
Minority interest net income$055
Net income of bank and minority interests.$1,291,0001,901
Net charge-offs$1,556,000156
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$170,000197
Net operating income$1,113,0602,045
2020-12-31 (YTD Data)Rank
Total interest income$47,406,000715
Total interest expense$4,082,0001,144
Net interest income$43,324,000676
Provision for loan and lease losses$7,000,000452
Total noninterest income$13,463,000659
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,779,000411
Trading account gains and fees$0133
Additional Noninterest Income$10,684,000611
Total noninterest expense$44,515,000570
Salaries and employee benefits$25,117,000566
Premises and equipment expense$6,346,000432
Additional noninterest expense$13,052,000583
Pre-tax net operating income$5,272,0001,720
Securities gains (losses)$1,095,000341
Applicable income taxes$1,133,0001,337
Income before extraordinary items$5,234,0001,575
Extraordinary gains, net$04
Net income$5,234,0001,575
Minority interest net income$072
Net income of bank and minority interests.$5,234,0001,575
Net charge-offs$99,0002,015
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$682,000238
Net operating income$4,336,1001,767
2020-09-30 (YTD Data)Rank
Total interest income$36,169,000705
Total interest expense$3,360,0001,119
Net interest income$32,809,000662
Provision for loan and lease losses$5,450,000473
Total noninterest income$9,570,000666
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,057,000405
Trading account gains and fees$0125
Additional Noninterest Income$7,513,000616
Total noninterest expense$33,161,000556
Salaries and employee benefits$18,724,000557
Premises and equipment expense$4,784,000424
Additional noninterest expense$9,653,000576
Pre-tax net operating income$3,768,0001,755
Securities gains (losses)$264,000769
Applicable income taxes$609,0001,587
Income before extraordinary items$3,423,0001,737
Extraordinary gains, net$04
Net income$3,423,0001,737
Minority interest net income$065
Net income of bank and minority interests.$3,423,0001,737
Net charge-offs$-1,666,0005,023
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$512,000212
Net operating income$3,198,6001,761
2020-06-30 (YTD Data)Rank
Total interest income$25,104,000688
Total interest expense$2,482,0001,092
Net interest income$22,622,000643
Provision for loan and lease losses$4,700,000412
Total noninterest income$6,628,000606
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,397,000399
Trading account gains and fees$0123
Additional Noninterest Income$5,231,000555
Total noninterest expense$21,768,000562
Salaries and employee benefits$12,305,000555
Premises and equipment expense$3,156,000427
Additional noninterest expense$6,307,000582
Pre-tax net operating income$2,782,0001,549
Securities gains (losses)$-336,0004,992
Applicable income taxes$335,0001,664
Income before extraordinary items$2,111,0001,764
Extraordinary gains, net$04
Net income$2,111,0001,765
Minority interest net income$065
Net income of bank and minority interests.$2,111,0001,765
Net charge-offs$-1,659,0005,056
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$341,000198
Net operating income$2,399,9601,539
2020-03-31 (YTD Data)Rank
Total interest income$13,287,000643
Total interest expense$1,426,0001,051
Net interest income$11,861,000593
Provision for loan and lease losses$2,550,000351
Total noninterest income$3,598,000536
Gross Fiduciary activities income$0941
Service charges on deposit accounts$827,000384
Trading account gains and fees$0106
Additional Noninterest Income$2,771,000476
Total noninterest expense$11,073,000554
Salaries and employee benefits$6,264,000546
Premises and equipment expense$1,588,000429
Additional noninterest expense$3,221,000574
Pre-tax net operating income$1,836,0001,132
Securities gains (losses)$-933,0005,047
Applicable income taxes$170,0001,524
Income before extraordinary items$733,0002,101
Extraordinary gains, net$04
Net income$733,0002,100
Minority interest net income$056
Net income of bank and minority interests.$733,0002,101
Net charge-offs$-1,657,0005,109
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$171,000195
Net operating income$1,488,7301,174
2019-12-31 (YTD Data)Rank
Total interest income$56,241,000619
Total interest expense$5,357,0001,177
Net interest income$50,884,000547
Provision for loan and lease losses$19,030,000115
Total noninterest income$16,874,000482
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,703,000357
Trading account gains and fees$0135
Additional Noninterest Income$13,171,000437
Total noninterest expense$43,773,000530
Salaries and employee benefits$23,856,000556
Premises and equipment expense$6,070,000444
Additional noninterest expense$13,847,000522
Pre-tax net operating income$4,955,0001,768
Securities gains (losses)$339,000475
Applicable income taxes$890,0001,521
Income before extraordinary items$4,404,0001,760
Extraordinary gains, net$011
Net income$4,404,0001,762
Minority interest net income$076
Net income of bank and minority interests.$4,404,0001,762
Net charge-offs$16,137,000110
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$41,538,00016
Net operating income$4,122,6301,810
2019-06-30 (YTD Data)Rank
Total interest income$27,826,000629
Total interest expense$2,426,0001,258
Net interest income$25,400,000553
Provision for loan and lease losses$1,140,000439
Total noninterest income$7,832,000501
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,825,000361
Trading account gains and fees$0131
Additional Noninterest Income$6,007,000456
Total noninterest expense$19,383,000604
Salaries and employee benefits$11,480,000571
Premises and equipment expense$3,004,000454
Additional noninterest expense$4,899,000726
Pre-tax net operating income$12,709,000508
Securities gains (losses)$6,0001,330
Applicable income taxes$2,942,000452
Income before extraordinary items$9,773,000546
Extraordinary gains, net$011
Net income$9,773,000545
Minority interest net income$069
Net income of bank and minority interests.$9,773,000546
Net charge-offs$241,000887
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,768,260534
2019-03-31 (YTD Data)Rank
Total interest income$13,599,000636
Total interest expense$1,139,0001,292
Net interest income$12,460,000557
Provision for loan and lease losses$570,000432
Total noninterest income$3,972,000475
Gross Fiduciary activities income$0972
Service charges on deposit accounts$920,000356
Trading account gains and fees$0126
Additional Noninterest Income$3,052,000435
Total noninterest expense$9,646,000600
Salaries and employee benefits$5,671,000574
Premises and equipment expense$1,555,000439
Additional noninterest expense$2,420,000718
Pre-tax net operating income$6,216,000505
Securities gains (losses)$01,087
Applicable income taxes$1,437,000460
Income before extraordinary items$4,779,000540
Extraordinary gains, net$05
Net income$4,779,000539
Minority interest net income$052
Net income of bank and minority interests.$4,779,000539
Net charge-offs$101,000884
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,779,000529
2018-12-31 (YTD Data)Rank
Total interest income$50,536,000635
Total interest expense$3,758,0001,197
Net interest income$46,778,000586
Provision for loan and lease losses$2,230,000459
Total noninterest income$13,390,000555
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,315,000396
Trading account gains and fees$0126
Additional Noninterest Income$10,075,000501
Total noninterest expense$36,914,000614
Salaries and employee benefits$21,927,000571
Premises and equipment expense$5,735,000466
Additional noninterest expense$9,252,000751
Pre-tax net operating income$21,024,000577
Securities gains (losses)$10,000714
Applicable income taxes$4,235,000534
Income before extraordinary items$16,799,000590
Extraordinary gains, net$06
Net income$16,799,000589
Minority interest net income$072
Net income of bank and minority interests.$16,799,000589
Net charge-offs$1,168,000512
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,791,000594
2018-09-30 (YTD Data)Rank
Total interest income$37,209,000639
Total interest expense$2,706,0001,177
Net interest income$34,503,000589
Provision for loan and lease losses$1,590,000454
Total noninterest income$10,302,000545
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,431,000403
Trading account gains and fees$0138
Additional Noninterest Income$7,871,000492
Total noninterest expense$27,658,000618
Salaries and employee benefits$16,622,000566
Premises and equipment expense$4,136,000483
Additional noninterest expense$6,900,000742
Pre-tax net operating income$15,557,000579
Securities gains (losses)$10,000710
Applicable income taxes$3,570,000501
Income before extraordinary items$11,997,000612
Extraordinary gains, net$05
Net income$11,997,000610
Minority interest net income$066
Net income of bank and minority interests.$11,997,000611
Net charge-offs$95,0001,768
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$11,989,100610
2018-06-30 (YTD Data)Rank
Total interest income$24,204,000644
Total interest expense$1,705,0001,166
Net interest income$22,499,000594
Provision for loan and lease losses$1,020,000463
Total noninterest income$6,811,000558
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,584,000408
Trading account gains and fees$0130
Additional Noninterest Income$5,227,000494
Total noninterest expense$18,398,000619
Salaries and employee benefits$10,964,000571
Premises and equipment expense$2,745,000488
Additional noninterest expense$4,689,000726
Pre-tax net operating income$9,892,000593
Securities gains (losses)$10,000602
Applicable income taxes$2,347,000506
Income before extraordinary items$7,555,000637
Extraordinary gains, net$06
Net income$7,555,000635
Minority interest net income$065
Net income of bank and minority interests.$7,555,000636
Net charge-offs$48,0001,797
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,547,100634
2018-03-31 (YTD Data)Rank
Total interest income$11,844,000649
Total interest expense$794,0001,183
Net interest income$11,050,000602
Provision for loan and lease losses$450,000507
Total noninterest income$3,079,000595
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$772,000417
Trading account gains and fees$0123
Additional Noninterest Income$2,307,000525
Total noninterest expense$9,223,000629
Salaries and employee benefits$5,494,000583
Premises and equipment expense$1,380,000485
Additional noninterest expense$2,349,000718
Pre-tax net operating income$4,456,000635
Securities gains (losses)$10,000437
Applicable income taxes$1,050,000537
Income before extraordinary items$3,416,000680
Extraordinary gains, net$07
Net income$3,416,000679
Minority interest net income$052
Net income of bank and minority interests.$3,416,000680
Net charge-offs$39,0001,319
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,408,100676
2017-12-31 (YTD Data)Rank
Total interest income$42,177,000685
Total interest expense$2,762,0001,172
Net interest income$39,415,000652
Provision for loan and lease losses$2,185,000483
Total noninterest income$10,752,000652
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,164,000420
Trading account gains and fees$0151
Additional Noninterest Income$7,588,000628
Total noninterest expense$35,759,000613
Salaries and employee benefits$21,373,000564
Premises and equipment expense$5,417,000474
Additional noninterest expense$8,969,000750
Pre-tax net operating income$12,223,000838
Securities gains (losses)$230,000363
Applicable income taxes$5,452,000630
Income before extraordinary items$7,001,0001,020
Extraordinary gains, net$09
Net income$7,001,0001,020
Minority interest net income$076
Net income of bank and minority interests.$7,001,0001,020
Net charge-offs$442,0001,175
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,853,8001,028
2017-09-30 (YTD Data)Rank
Total interest income$30,888,000697
Total interest expense$1,989,0001,200
Net interest income$28,899,000663
Provision for loan and lease losses$1,770,000450
Total noninterest income$7,758,000681
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,320,000431
Trading account gains and fees$0145
Additional Noninterest Income$5,438,000647
Total noninterest expense$26,828,000610
Salaries and employee benefits$16,220,000560
Premises and equipment expense$3,978,000486
Additional noninterest expense$6,630,000751
Pre-tax net operating income$8,059,000956
Securities gains (losses)$105,000581
Applicable income taxes$2,733,000739
Income before extraordinary items$5,431,0001,094
Extraordinary gains, net$09
Net income$5,431,0001,093
Minority interest net income$071
Net income of bank and minority interests.$5,431,0001,094
Net charge-offs$359,0001,000
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,360,6501,086
2017-06-30 (YTD Data)Rank
Total interest income$19,870,000712
Total interest expense$1,282,0001,194
Net interest income$18,588,000680
Provision for loan and lease losses$1,235,000422
Total noninterest income$4,936,000705
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,490,000442
Trading account gains and fees$0139
Additional Noninterest Income$3,446,000671
Total noninterest expense$17,849,000612
Salaries and employee benefits$10,864,000560
Premises and equipment expense$2,606,000489
Additional noninterest expense$4,379,000757
Pre-tax net operating income$4,440,0001,090
Securities gains (losses)$105,000423
Applicable income taxes$1,489,000829
Income before extraordinary items$3,056,0001,224
Extraordinary gains, net$011
Net income$3,056,0001,224
Minority interest net income$071
Net income of bank and minority interests.$3,056,0001,224
Net charge-offs$210,0001,032
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,985,6501,220
2017-03-31 (YTD Data)Rank
Total interest income$9,603,000732
Total interest expense$607,0001,223
Net interest income$8,996,000698
Provision for loan and lease losses$695,000355
Total noninterest income$2,551,000669
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$719,000457
Trading account gains and fees$0142
Additional Noninterest Income$1,832,000633
Total noninterest expense$8,789,000633
Salaries and employee benefits$5,409,000573
Premises and equipment expense$1,253,000514
Additional noninterest expense$2,127,000768
Pre-tax net operating income$2,063,0001,139
Securities gains (losses)$22,000505
Applicable income taxes$677,000870
Income before extraordinary items$1,408,0001,290
Extraordinary gains, net$08
Net income$1,408,0001,290
Minority interest net income$055
Net income of bank and minority interests.$1,408,0001,290
Net charge-offs$202,000596
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,393,0401,282
2016-12-31 (YTD Data)Rank
Total interest income$34,390,000779
Total interest expense$2,027,0001,405
Net interest income$32,363,000742
Provision for loan and lease losses$1,780,000575
Total noninterest income$9,089,000740
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,896,000460
Trading account gains and fees$0170
Additional Noninterest Income$6,193,000717
Total noninterest expense$32,867,000658
Salaries and employee benefits$19,392,000607
Premises and equipment expense$4,806,000516
Additional noninterest expense$8,669,000768
Pre-tax net operating income$6,805,0001,271
Securities gains (losses)$516,000419
Applicable income taxes$2,317,000934
Income before extraordinary items$5,004,0001,389
Extraordinary gains, net$05
Net income$5,004,0001,388
Minority interest net income$082
Net income of bank and minority interests.$5,004,0001,388
Net charge-offs$351,0001,387
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,653,1201,441
2016-09-30 (YTD Data)Rank
Total interest income$25,239,000794
Total interest expense$1,417,0001,490
Net interest income$23,822,000746
Provision for loan and lease losses$990,000694
Total noninterest income$6,297,000789
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,136,000464
Trading account gains and fees$0169
Additional Noninterest Income$4,161,000778
Total noninterest expense$23,916,000672
Salaries and employee benefits$14,195,000618
Premises and equipment expense$3,452,000551
Additional noninterest expense$6,269,000795
Pre-tax net operating income$5,213,0001,278
Securities gains (losses)$118,0001,149
Applicable income taxes$1,673,000996
Income before extraordinary items$3,658,0001,445
Extraordinary gains, net$05
Net income$3,658,0001,445
Minority interest net income$071
Net income of bank and minority interests.$3,658,0001,445
Net charge-offs$205,0001,434
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,576,5801,424
2016-06-30 (YTD Data)Rank
Total interest income$16,623,000805
Total interest expense$897,0001,545
Net interest income$15,726,000753
Provision for loan and lease losses$620,000707
Total noninterest income$3,665,000865
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,378,000474
Trading account gains and fees$0157
Additional Noninterest Income$2,287,000879
Total noninterest expense$15,353,000695
Salaries and employee benefits$9,080,000649
Premises and equipment expense$2,247,000566
Additional noninterest expense$4,026,000825
Pre-tax net operating income$3,418,0001,284
Securities gains (losses)$102,000946
Applicable income taxes$1,091,0001,017
Income before extraordinary items$2,429,0001,429
Extraordinary gains, net$016
Net income$2,429,0001,430
Minority interest net income$071
Net income of bank and minority interests.$2,429,0001,430
Net charge-offs$192,0001,151
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,358,6201,417
2016-03-31 (YTD Data)Rank
Total interest income$8,172,000819
Total interest expense$423,0001,621
Net interest income$7,749,000768
Provision for loan and lease losses$310,000654
Total noninterest income$1,827,000847
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$687,000472
Trading account gains and fees$0142
Additional Noninterest Income$1,140,000855
Total noninterest expense$7,694,000700
Salaries and employee benefits$4,647,000638
Premises and equipment expense$1,135,000558
Additional noninterest expense$1,912,000852
Pre-tax net operating income$1,572,0001,357
Securities gains (losses)$29,0001,065
Applicable income taxes$492,0001,065
Income before extraordinary items$1,109,0001,490
Extraordinary gains, net$012
Net income$1,109,0001,491
Minority interest net income$062
Net income of bank and minority interests.$1,109,0001,491
Net charge-offs$10,0002,329
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,088,9901,475
2015-12-31 (YTD Data)Rank
Total interest income$29,926,000859
Total interest expense$1,411,0001,864
Net interest income$28,515,000795
Provision for loan and lease losses$1,082,000771
Total noninterest income$8,007,000798
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,048,000441
Trading account gains and fees$0159
Additional Noninterest Income$4,959,000822
Total noninterest expense$29,225,000705
Salaries and employee benefits$17,197,000662
Premises and equipment expense$4,195,000586
Additional noninterest expense$7,833,000834
Pre-tax net operating income$6,215,0001,331
Securities gains (losses)$266,000609
Applicable income taxes$2,044,000991
Income before extraordinary items$4,437,0001,490
Extraordinary gains, net$023
Net income$4,437,0001,490
Minority interest net income$081
Net income of bank and minority interests.$4,437,0001,490
Net charge-offs$950,000720
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,256,1201,505
2015-09-30 (YTD Data)Rank
Total interest income$22,021,000880
Total interest expense$1,020,0001,939
Net interest income$21,001,000815
Provision for loan and lease losses$772,000729
Total noninterest income$5,516,000872
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,265,000448
Trading account gains and fees$0153
Additional Noninterest Income$3,251,000898
Total noninterest expense$21,695,000722
Salaries and employee benefits$12,690,000679
Premises and equipment expense$3,147,000594
Additional noninterest expense$5,858,000845
Pre-tax net operating income$4,050,0001,508
Securities gains (losses)$229,000579
Applicable income taxes$1,334,0001,131
Income before extraordinary items$2,945,0001,651
Extraordinary gains, net$021
Net income$2,945,0001,653
Minority interest net income$078
Net income of bank and minority interests.$2,945,0001,653
Net charge-offs$821,000584
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,786,9901,695
2015-06-30 (YTD Data)Rank
Total interest income$14,389,000895
Total interest expense$659,0001,993
Net interest income$13,730,000828
Provision for loan and lease losses$522,000736
Total noninterest income$3,586,000884
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,462,000457
Trading account gains and fees$0157
Additional Noninterest Income$2,124,000927
Total noninterest expense$14,307,000728
Salaries and employee benefits$8,246,000703
Premises and equipment expense$2,122,000594
Additional noninterest expense$3,939,000842
Pre-tax net operating income$2,487,0001,587
Securities gains (losses)$228,000478
Applicable income taxes$846,0001,158
Income before extraordinary items$1,869,0001,702
Extraordinary gains, net$022
Net income$1,869,0001,706
Minority interest net income$075
Net income of bank and minority interests.$1,869,0001,706
Net charge-offs$745,000451
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,711,6801,801
2015-03-31 (YTD Data)Rank
Total interest income$7,176,000896
Total interest expense$322,0002,035
Net interest income$6,854,000825
Provision for loan and lease losses$240,000785
Total noninterest income$1,628,000915
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$705,000461
Trading account gains and fees$0152
Additional Noninterest Income$923,000983
Total noninterest expense$7,095,000732
Salaries and employee benefits$4,126,000711
Premises and equipment expense$1,070,000595
Additional noninterest expense$1,899,000844
Pre-tax net operating income$1,147,0001,646
Securities gains (losses)$203,000360
Applicable income taxes$461,0001,070
Income before extraordinary items$889,0001,761
Extraordinary gains, net$013
Net income$889,0001,763
Minority interest net income$064
Net income of bank and minority interests.$889,0001,763
Net charge-offs$581,000306
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$755,0201,944
2014-12-31 (YTD Data)Rank
Total interest income$28,339,000894
Total interest expense$1,696,0001,706
Net interest income$26,643,000832
Provision for loan and lease losses$840,000994
Total noninterest income$6,931,000877
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,072,000454
Trading account gains and fees$0180
Additional Noninterest Income$3,859,000921
Total noninterest expense$26,258,000779
Salaries and employee benefits$15,340,000725
Premises and equipment expense$4,187,000589
Additional noninterest expense$6,731,000971
Pre-tax net operating income$6,476,0001,231
Securities gains (losses)$200,000804
Applicable income taxes$2,259,000897
Income before extraordinary items$4,417,0001,460
Extraordinary gains, net$017
Net income$4,417,0001,458
Minority interest net income$084
Net income of bank and minority interests.$4,417,0001,459
Net charge-offs$549,0001,382
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,285,0001,464
2014-09-30 (YTD Data)Rank
Total interest income$21,133,000898
Total interest expense$1,237,0001,769
Net interest income$19,896,000832
Provision for loan and lease losses$560,0001,046
Total noninterest income$5,059,000884
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,288,000454
Trading account gains and fees$0174
Additional Noninterest Income$2,771,000961
Total noninterest expense$19,789,000766
Salaries and employee benefits$11,572,000719
Premises and equipment expense$3,167,000584
Additional noninterest expense$5,050,000958
Pre-tax net operating income$4,606,0001,296
Securities gains (losses)$142,000786
Applicable income taxes$1,601,000953
Income before extraordinary items$3,147,0001,505
Extraordinary gains, net$015
Net income$3,147,0001,505
Minority interest net income$081
Net income of bank and minority interests.$3,147,0001,505
Net charge-offs$266,0001,699
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,053,2801,525
2014-06-30 (YTD Data)Rank
Total interest income$14,013,000899
Total interest expense$806,0001,822
Net interest income$13,207,000828
Provision for loan and lease losses$400,000998
Total noninterest income$3,284,000885
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,476,000460
Trading account gains and fees$0172
Additional Noninterest Income$1,808,000966
Total noninterest expense$13,359,000758
Salaries and employee benefits$7,791,000710
Premises and equipment expense$2,128,000582
Additional noninterest expense$3,440,000936
Pre-tax net operating income$2,732,0001,392
Securities gains (losses)$121,000696
Applicable income taxes$947,0001,012
Income before extraordinary items$1,906,0001,600
Extraordinary gains, net$020
Net income$1,906,0001,603
Minority interest net income$080
Net income of bank and minority interests.$1,906,0001,602
Net charge-offs$240,0001,450
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,824,9301,628
2014-03-31 (YTD Data)Rank
Total interest income$6,993,000901
Total interest expense$387,0001,922
Net interest income$6,606,000831
Provision for loan and lease losses$240,000872
Total noninterest income$1,615,000858
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$716,000463
Trading account gains and fees$0147
Additional Noninterest Income$899,000924
Total noninterest expense$6,524,000781
Salaries and employee benefits$3,894,000719
Premises and equipment expense$1,077,000585
Additional noninterest expense$1,553,0001,036
Pre-tax net operating income$1,457,0001,283
Securities gains (losses)$01,715
Applicable income taxes$489,000941
Income before extraordinary items$968,0001,539
Extraordinary gains, net$016
Net income$968,0001,542
Minority interest net income$066
Net income of bank and minority interests.$968,0001,542
Net charge-offs$94,0001,414
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$968,0001,514
2013-12-31 (YTD Data)Rank
Total interest income$27,818,000904
Total interest expense$1,815,0001,858
Net interest income$26,003,000823
Provision for loan and lease losses$1,200,000946
Total noninterest income$7,753,000819
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,036,000466
Trading account gains and fees$0184
Additional Noninterest Income$4,717,000843
Total noninterest expense$26,863,000754
Salaries and employee benefits$16,618,000655
Premises and equipment expense$3,979,000615
Additional noninterest expense$6,266,0001,081
Pre-tax net operating income$5,693,0001,292
Securities gains (losses)$162,0001,026
Applicable income taxes$1,644,0001,054
Income before extraordinary items$4,211,0001,432
Extraordinary gains, net$029
Net income$4,211,0001,434
Minority interest net income$090
Net income of bank and minority interests.$4,211,0001,435
Net charge-offs$195,0003,045
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,094,3601,434
2013-09-30 (YTD Data)Rank
Total interest income$20,791,000912
Total interest expense$1,410,0001,843
Net interest income$19,381,000826
Provision for loan and lease losses$1,000,000876
Total noninterest income$5,660,000852
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,251,000471
Trading account gains and fees$0180
Additional Noninterest Income$3,409,000893
Total noninterest expense$19,861,000772
Salaries and employee benefits$12,290,000665
Premises and equipment expense$2,873,000647
Additional noninterest expense$4,698,0001,074
Pre-tax net operating income$4,180,0001,343
Securities gains (losses)$2,0002,831
Applicable income taxes$1,387,000989
Income before extraordinary items$2,795,0001,608
Extraordinary gains, net$025
Net income$2,795,0001,611
Minority interest net income$084
Net income of bank and minority interests.$2,795,0001,611
Net charge-offs$176,0002,704
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,793,6601,567
2013-06-30 (YTD Data)Rank
Total interest income$13,833,000908
Total interest expense$964,0001,843
Net interest income$12,869,000824
Provision for loan and lease losses$710,000868
Total noninterest income$3,796,000849
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,439,000483
Trading account gains and fees$0157
Additional Noninterest Income$2,357,000871
Total noninterest expense$13,312,000774
Salaries and employee benefits$8,213,000667
Premises and equipment expense$1,920,000647
Additional noninterest expense$3,179,0001,060
Pre-tax net operating income$2,643,0001,374
Securities gains (losses)$02,791
Applicable income taxes$884,0001,030
Income before extraordinary items$1,759,0001,698
Extraordinary gains, net$022
Net income$1,759,0001,702
Minority interest net income$082
Net income of bank and minority interests.$1,759,0001,703
Net charge-offs$60,0003,207
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,759,0001,628
2013-03-31 (YTD Data)Rank
Total interest income$6,937,000909
Total interest expense$497,0001,846
Net interest income$6,440,000823
Provision for loan and lease losses$410,000782
Total noninterest income$2,130,000785
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$706,000488
Trading account gains and fees$0148
Additional Noninterest Income$1,424,000774
Total noninterest expense$6,552,000784
Salaries and employee benefits$4,132,000672
Premises and equipment expense$966,000649
Additional noninterest expense$1,454,0001,141
Pre-tax net operating income$1,608,0001,139
Securities gains (losses)$01,966
Applicable income taxes$565,000814
Income before extraordinary items$1,043,0001,411
Extraordinary gains, net$010
Net income$1,043,0001,413
Minority interest net income$076
Net income of bank and minority interests.$1,043,0001,413
Net charge-offs$32,0002,752
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,043,0001,360
2012-12-31 (YTD Data)Rank
Total interest income$28,394,000921
Total interest expense$2,961,0001,496
Net interest income$25,433,000839
Provision for loan and lease losses$1,715,0001,208
Total noninterest income$7,014,000889
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,980,000489
Trading account gains and fees$0166
Additional Noninterest Income$4,034,000956
Total noninterest expense$25,408,000784
Salaries and employee benefits$15,908,000657
Premises and equipment expense$3,558,000679
Additional noninterest expense$5,942,0001,168
Pre-tax net operating income$5,324,0001,302
Securities gains (losses)$-77,0006,876
Applicable income taxes$1,687,0001,003
Income before extraordinary items$3,560,0001,605
Extraordinary gains, net$029
Net income$3,560,0001,606
Minority interest net income$093
Net income of bank and minority interests.$3,560,0001,606
Net charge-offs$1,483,0001,411
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,612,3601,496
2012-09-30 (YTD Data)Rank
Total interest income$21,443,000935
Total interest expense$2,372,0001,476
Net interest income$19,071,000849
Provision for loan and lease losses$1,273,0001,222
Total noninterest income$5,259,000874
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,159,000510
Trading account gains and fees$0157
Additional Noninterest Income$3,100,000924
Total noninterest expense$18,962,000791
Salaries and employee benefits$11,804,000664
Premises and equipment expense$2,634,000696
Additional noninterest expense$4,524,0001,144
Pre-tax net operating income$4,095,0001,299
Securities gains (losses)$-77,0006,997
Applicable income taxes$1,289,0001,013
Income before extraordinary items$2,729,0001,612
Extraordinary gains, net$020
Net income$2,729,0001,613
Minority interest net income$086
Net income of bank and minority interests.$2,729,0001,613
Net charge-offs$627,0001,935
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,781,3601,500
2012-06-30 (YTD Data)Rank
Total interest income$14,474,000930
Total interest expense$1,678,0001,438
Net interest income$12,796,000849
Provision for loan and lease losses$941,0001,156
Total noninterest income$3,527,000871
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,403,000520
Trading account gains and fees$0153
Additional Noninterest Income$2,124,000880
Total noninterest expense$12,511,000797
Salaries and employee benefits$7,758,000666
Premises and equipment expense$1,764,000694
Additional noninterest expense$2,989,0001,152
Pre-tax net operating income$2,871,0001,241
Securities gains (losses)$-77,0007,082
Applicable income taxes$896,000970
Income before extraordinary items$1,898,0001,549
Extraordinary gains, net$019
Net income$1,898,0001,548
Minority interest net income$084
Net income of bank and minority interests.$1,898,0001,549
Net charge-offs$565,0001,651
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,950,3601,434
2012-03-31 (YTD Data)Rank
Total interest income$7,296,000925
Total interest expense$896,0001,410
Net interest income$6,400,000854
Provision for loan and lease losses$408,0001,234
Total noninterest income$1,621,000911
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$675,000536
Trading account gains and fees$0148
Additional Noninterest Income$946,000943
Total noninterest expense$6,183,000805
Salaries and employee benefits$3,851,000681
Premises and equipment expense$850,000715
Additional noninterest expense$1,482,0001,152
Pre-tax net operating income$1,430,0001,230
Securities gains (losses)$02,210
Applicable income taxes$456,000963
Income before extraordinary items$974,0001,502
Extraordinary gains, net$019
Net income$974,0001,503
Minority interest net income$078
Net income of bank and minority interests.$974,0001,503
Net charge-offs$86,0002,578
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$974,0001,412
2011-12-31 (YTD Data)Rank
Total interest income$30,019,000927
Total interest expense$4,886,0001,236
Net interest income$25,133,000867
Provision for loan and lease losses$2,087,0001,526
Total noninterest income$6,087,000892
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,920,000516
Trading account gains and fees$0146
Additional Noninterest Income$3,167,000994
Total noninterest expense$24,065,000825
Salaries and employee benefits$14,717,000667
Premises and equipment expense$3,656,000677
Additional noninterest expense$5,692,0001,226
Pre-tax net operating income$5,068,0001,173
Securities gains (losses)$03,838
Applicable income taxes$1,525,000980
Income before extraordinary items$3,543,0001,382
Extraordinary gains, net$029
Net income$3,543,0001,382
Minority interest net income$096
Net income of bank and minority interests.$3,543,0001,382
Net charge-offs$1,789,0001,664
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,543,0001,316
2011-09-30 (YTD Data)Rank
Total interest income$22,566,000944
Total interest expense$3,859,0001,222
Net interest income$18,707,000885
Provision for loan and lease losses$1,689,0001,402
Total noninterest income$4,537,000908
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,158,000526
Trading account gains and fees$0145
Additional Noninterest Income$2,379,000990
Total noninterest expense$18,278,000810
Salaries and employee benefits$11,139,000665
Premises and equipment expense$2,806,000676
Additional noninterest expense$4,333,0001,199
Pre-tax net operating income$3,277,0001,376
Securities gains (losses)$03,555
Applicable income taxes$938,0001,141
Income before extraordinary items$2,339,0001,622
Extraordinary gains, net$021
Net income$2,339,0001,622
Minority interest net income$087
Net income of bank and minority interests.$2,339,0001,622
Net charge-offs$738,0002,227
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,339,0001,546
2011-06-30 (YTD Data)Rank
Total interest income$15,080,000955
Total interest expense$2,682,0001,209
Net interest income$12,398,000894
Provision for loan and lease losses$1,500,0001,115
Total noninterest income$3,041,000916
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,393,000534
Trading account gains and fees$0153
Additional Noninterest Income$1,648,000951
Total noninterest expense$12,183,000823
Salaries and employee benefits$7,377,000669
Premises and equipment expense$1,859,000684
Additional noninterest expense$2,947,0001,204
Pre-tax net operating income$1,756,0001,626
Securities gains (losses)$02,914
Applicable income taxes$455,0001,406
Income before extraordinary items$1,301,0001,826
Extraordinary gains, net$015
Net income$1,301,0001,826
Minority interest net income$089
Net income of bank and minority interests.$1,301,0001,826
Net charge-offs$723,0001,764
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,301,0001,753
2011-03-31 (YTD Data)Rank
Total interest income$7,556,000959
Total interest expense$1,370,0001,226
Net interest income$6,186,000892
Provision for loan and lease losses$180,0002,550
Total noninterest income$1,424,000950
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$668,000546
Trading account gains and fees$0158
Additional Noninterest Income$756,0001,018
Total noninterest expense$6,152,000818
Salaries and employee benefits$3,718,000671
Premises and equipment expense$971,000673
Additional noninterest expense$1,463,0001,221
Pre-tax net operating income$1,278,0001,145
Securities gains (losses)$01,772
Applicable income taxes$385,000916
Income before extraordinary items$893,0001,352
Extraordinary gains, net$09
Net income$893,0001,352
Minority interest net income$086
Net income of bank and minority interests.$893,0001,352
Net charge-offs$18,0004,096
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$893,0001,312
2010-12-31 (YTD Data)Rank
Total interest income$30,995,000982
Total interest expense$7,079,0001,158
Net interest income$23,916,000927
Provision for loan and lease losses$725,0003,544
Total noninterest income$7,095,000826
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,162,000478
Trading account gains and fees$0175
Additional Noninterest Income$3,933,000883
Total noninterest expense$25,191,000794
Salaries and employee benefits$15,180,000632
Premises and equipment expense$3,936,000658
Additional noninterest expense$6,075,0001,217
Pre-tax net operating income$5,095,0001,016
Securities gains (losses)$-1,422,0007,546
Applicable income taxes$690,0001,577
Income before extraordinary items$2,983,0001,409
Extraordinary gains, net$029
Net income$2,983,0001,412
Minority interest net income$0111
Net income of bank and minority interests.$2,983,0001,413
Net charge-offs$270,0004,439
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,134,8201,004
2010-09-30 (YTD Data)Rank
Total interest income$23,412,000991
Total interest expense$5,554,0001,156
Net interest income$17,858,000932
Provision for loan and lease losses$545,0003,398
Total noninterest income$5,236,000812
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,404,000471
Trading account gains and fees$0165
Additional Noninterest Income$2,832,000863
Total noninterest expense$18,879,000780
Salaries and employee benefits$11,316,000627
Premises and equipment expense$2,975,000645
Additional noninterest expense$4,588,0001,176
Pre-tax net operating income$3,670,0001,109
Securities gains (losses)$-1,369,0007,676
Applicable income taxes$258,0002,296
Income before extraordinary items$2,043,0001,614
Extraordinary gains, net$023
Net income$2,043,0001,617
Minority interest net income$0110
Net income of bank and minority interests.$2,043,0001,617
Net charge-offs$185,0004,310
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,261,4101,004
2010-06-30 (YTD Data)Rank
Total interest income$15,653,0001,005
Total interest expense$3,866,0001,160
Net interest income$11,787,000945
Provision for loan and lease losses$365,0003,323
Total noninterest income$3,681,000773
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,611,000470
Trading account gains and fees$0152
Additional Noninterest Income$2,070,000787
Total noninterest expense$12,725,000773
Salaries and employee benefits$7,616,000616
Premises and equipment expense$1,988,000656
Additional noninterest expense$3,121,0001,144
Pre-tax net operating income$2,378,0001,121
Securities gains (losses)$-1,178,0007,752
Applicable income taxes$-51,0007,084
Income before extraordinary items$1,251,0001,740
Extraordinary gains, net$019
Net income$1,251,0001,739
Minority interest net income$0105
Net income of bank and minority interests.$1,251,0001,740
Net charge-offs$111,0004,133
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,429,000888
2010-03-31 (YTD Data)Rank
Total interest income$7,835,0001,024
Total interest expense$2,016,0001,173
Net interest income$5,819,000970
Provision for loan and lease losses$185,0003,103
Total noninterest income$1,528,000869
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$780,000489
Trading account gains and fees$0175
Additional Noninterest Income$748,000972
Total noninterest expense$6,431,000766
Salaries and employee benefits$3,875,000625
Premises and equipment expense$1,010,000661
Additional noninterest expense$1,546,0001,135
Pre-tax net operating income$731,0001,750
Securities gains (losses)$1,0002,151
Applicable income taxes$134,0001,842
Income before extraordinary items$598,0001,832
Extraordinary gains, net$016
Net income$598,0001,831
Minority interest net income$091
Net income of bank and minority interests.$598,0001,833
Net charge-offs$1,0005,481
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$597,1801,757
2009-12-31 (YTD Data)Rank
Total interest income$32,074,0001,066
Total interest expense$9,728,0001,227
Net interest income$22,346,000970
Provision for loan and lease losses$470,0004,633
Total noninterest income$7,021,000841
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,519,000473
Trading account gains and fees$0211
Additional Noninterest Income$3,502,000937
Total noninterest expense$25,683,000818
Salaries and employee benefits$15,247,000626
Premises and equipment expense$3,725,000720
Additional noninterest expense$6,711,0001,157
Pre-tax net operating income$3,214,0001,249
Securities gains (losses)$-1,283,0007,746
Applicable income taxes$41,0003,360
Income before extraordinary items$1,890,0001,771
Extraordinary gains, net$034
Net income$1,890,0001,770
Minority interest net income$0115
Net income of bank and minority interests.$1,890,0001,771
Net charge-offs$71,0005,974
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,147,3401,067
2009-09-30 (YTD Data)Rank
Total interest income$24,214,0001,081
Total interest expense$7,501,0001,252
Net interest income$16,713,000975
Provision for loan and lease losses$345,0004,399
Total noninterest income$5,207,000846
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,616,000478
Trading account gains and fees$0212
Additional Noninterest Income$2,591,000966
Total noninterest expense$19,323,000813
Salaries and employee benefits$11,354,000648
Premises and equipment expense$2,766,000738
Additional noninterest expense$5,203,0001,087
Pre-tax net operating income$2,252,0001,431
Securities gains (losses)$-1,282,0007,886
Applicable income taxes$-162,0007,051
Income before extraordinary items$1,132,0002,269
Extraordinary gains, net$027
Net income$1,132,0002,266
Minority interest net income$0118
Net income of bank and minority interests.$1,132,0002,269
Net charge-offs$49,0005,697
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,414,0001,113
2009-06-30 (YTD Data)Rank
Total interest income$16,323,0001,090
Total interest expense$5,094,0001,294
Net interest income$11,229,000960
Provision for loan and lease losses$240,0004,070
Total noninterest income$3,415,000872
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,681,000494
Trading account gains and fees$0193
Additional Noninterest Income$1,734,000984
Total noninterest expense$12,867,000832
Salaries and employee benefits$7,299,000683
Premises and equipment expense$1,867,000750
Additional noninterest expense$3,701,0001,033
Pre-tax net operating income$1,537,0001,492
Securities gains (losses)$-1,282,0008,028
Applicable income taxes$-265,0007,385
Income before extraordinary items$520,0003,021
Extraordinary gains, net$021
Net income$520,0003,019
Minority interest net income$0112
Net income of bank and minority interests.$520,0003,020
Net charge-offs$27,0005,411
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,802,0001,028
2009-03-31 (YTD Data)Rank
Total interest income$8,303,0001,073
Total interest expense$2,640,0001,305
Net interest income$5,663,000949
Provision for loan and lease losses$105,0003,786
Total noninterest income$1,627,000869
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$802,000511
Trading account gains and fees$0171
Additional Noninterest Income$825,000987
Total noninterest expense$6,223,000820
Salaries and employee benefits$3,656,000680
Premises and equipment expense$946,000756
Additional noninterest expense$1,621,0001,042
Pre-tax net operating income$962,0001,338
Securities gains (losses)$02,434
Applicable income taxes$199,0001,460
Income before extraordinary items$763,0001,434
Extraordinary gains, net$015
Net income$763,0001,434
Minority interest net income$0102
Net income of bank and minority interests.$763,0001,436
Net charge-offs$7,0004,941
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$763,0001,353
2008-12-31 (YTD Data)Rank
Total interest income$36,367,0001,041
Total interest expense$13,307,0001,220
Net interest income$23,060,000926
Provision for loan and lease losses$355,0004,339
Total noninterest income$6,893,000813
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,681,000465
Trading account gains and fees$0154
Additional Noninterest Income$3,212,000917
Total noninterest expense$23,725,000833
Salaries and employee benefits$13,574,000727
Premises and equipment expense$3,873,000711
Additional noninterest expense$6,278,0001,020
Pre-tax net operating income$5,873,000952
Securities gains (losses)$-13,690,0008,194
Applicable income taxes$-3,924,0008,057
Income before extraordinary items$-3,893,0007,721
Extraordinary gains, net$039
Net income$-3,893,0007,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,0002,615
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,868,600903
2008-09-30 (YTD Data)Rank
Total interest income$27,612,0001,054
Total interest expense$10,318,0001,226
Net interest income$17,294,000940
Provision for loan and lease losses$235,0003,938
Total noninterest income$5,454,000809
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,768,000471
Trading account gains and fees$0148
Additional Noninterest Income$2,686,000887
Total noninterest expense$17,828,000824
Salaries and employee benefits$10,305,000735
Premises and equipment expense$2,915,000714
Additional noninterest expense$4,608,000996
Pre-tax net operating income$4,685,0001,077
Securities gains (losses)$-13,036,0008,298
Applicable income taxes$422,0002,099
Income before extraordinary items$-8,773,0008,206
Extraordinary gains, net$031
Net income$-8,773,0008,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0002,541
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,263,000919
2008-06-30 (YTD Data)Rank
Total interest income$18,610,0001,049
Total interest expense$7,190,0001,221
Net interest income$11,420,000945
Provision for loan and lease losses$120,0003,966
Total noninterest income$3,502,000851
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,757,000481
Trading account gains and fees$0149
Additional Noninterest Income$1,745,000931
Total noninterest expense$11,796,000825
Salaries and employee benefits$6,813,000749
Premises and equipment expense$1,955,000705
Additional noninterest expense$3,028,000982
Pre-tax net operating income$3,006,0001,187
Securities gains (losses)$-5,122,0008,416
Applicable income taxes$-57,0007,771
Income before extraordinary items$-2,059,0008,213
Extraordinary gains, net$021
Net income$-2,059,0008,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0001,916
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,909,340923
2008-03-31 (YTD Data)Rank
Total interest income$9,425,0001,071
Total interest expense$3,808,0001,229
Net interest income$5,617,000953
Provision for loan and lease losses$90,0002,858
Total noninterest income$1,680,000876
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,115,000383
Trading account gains and fees$0158
Additional Noninterest Income$565,0001,291
Total noninterest expense$5,804,000822
Salaries and employee benefits$3,342,000767
Premises and equipment expense$993,000703
Additional noninterest expense$1,469,000986
Pre-tax net operating income$1,403,0001,350
Securities gains (losses)$17,0001,682
Applicable income taxes$285,0001,527
Income before extraordinary items$1,135,0001,330
Extraordinary gains, net$015
Net income$1,135,0001,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,121,4001,308
2007-12-31 (YTD Data)Rank
Total interest income$38,982,0001,085
Total interest expense$16,984,0001,166
Net interest income$21,998,0001,008
Provision for loan and lease losses$344,0002,947
Total noninterest income$7,276,000801
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,852,000361
Trading account gains and fees$0178
Additional Noninterest Income$2,424,0001,189
Total noninterest expense$22,947,000807
Salaries and employee benefits$13,279,000733
Premises and equipment expense$3,885,000685
Additional noninterest expense$5,783,000977
Pre-tax net operating income$5,983,0001,398
Securities gains (losses)$195,000450
Applicable income taxes$1,390,0001,490
Income before extraordinary items$4,788,0001,341
Extraordinary gains, net$039
Net income$4,788,0001,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,473
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,635,9001,376
2007-09-30 (YTD Data)Rank
Total interest income$29,278,0001,085
Total interest expense$12,699,0001,173
Net interest income$16,579,0001,002
Provision for loan and lease losses$281,0002,401
Total noninterest income$5,413,000811
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,587,000361
Trading account gains and fees$0184
Additional Noninterest Income$1,826,0001,196
Total noninterest expense$17,036,000806
Salaries and employee benefits$9,788,000748
Premises and equipment expense$2,878,000689
Additional noninterest expense$4,370,000935
Pre-tax net operating income$4,675,0001,452
Securities gains (losses)$9,0001,036
Applicable income taxes$1,077,0001,556
Income before extraordinary items$3,607,0001,416
Extraordinary gains, net$033
Net income$3,607,0001,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,931
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,600,0701,405
2007-06-30 (YTD Data)Rank
Total interest income$19,287,0001,111
Total interest expense$8,325,0001,192
Net interest income$10,962,0001,026
Provision for loan and lease losses$188,0002,261
Total noninterest income$3,634,000831
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,353,000375
Trading account gains and fees$0168
Additional Noninterest Income$1,281,0001,174
Total noninterest expense$11,350,000821
Salaries and employee benefits$6,503,000772
Premises and equipment expense$1,921,000711
Additional noninterest expense$2,926,000937
Pre-tax net operating income$3,058,0001,518
Securities gains (losses)$9,000893
Applicable income taxes$694,0001,669
Income before extraordinary items$2,373,0001,483
Extraordinary gains, net$029
Net income$2,373,0001,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,113
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,366,0701,466
2007-03-31 (YTD Data)Rank
Total interest income$9,573,0001,114
Total interest expense$4,098,0001,206
Net interest income$5,475,0001,022
Provision for loan and lease losses$93,0002,132
Total noninterest income$1,743,000834
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,124,000378
Trading account gains and fees$0195
Additional Noninterest Income$619,0001,166
Total noninterest expense$5,626,000824
Salaries and employee benefits$3,224,000784
Premises and equipment expense$933,000732
Additional noninterest expense$1,469,000932
Pre-tax net operating income$1,499,0001,543
Securities gains (losses)$01,187
Applicable income taxes$330,0001,741
Income before extraordinary items$1,169,0001,478
Extraordinary gains, net$022
Net income$1,169,0001,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,204
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,169,0001,471
2006-12-31 (YTD Data)Rank
Total interest income$36,951,0001,068
Total interest expense$15,157,0001,108
Net interest income$21,794,0001,019
Provision for loan and lease losses$750,0001,331
Total noninterest income$7,056,000828
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$4,789,000362
Trading account gains and fees$0130
Additional Noninterest Income$2,267,0001,235
Total noninterest expense$21,726,000815
Salaries and employee benefits$12,028,000785
Premises and equipment expense$3,591,000715
Additional noninterest expense$6,107,000869
Pre-tax net operating income$6,374,0001,522
Securities gains (losses)$-88,0008,158
Applicable income taxes$1,559,0001,601
Income before extraordinary items$4,727,0001,534
Extraordinary gains, net$051
Net income$4,727,0001,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,128
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,793,0001,496
2006-09-30 (YTD Data)Rank
Total interest income$27,303,0001,083
Total interest expense$11,133,0001,103
Net interest income$16,170,0001,052
Provision for loan and lease losses$563,0001,272
Total noninterest income$5,150,000861
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,559,000366
Trading account gains and fees$0126
Additional Noninterest Income$1,591,0001,315
Total noninterest expense$16,172,000828
Salaries and employee benefits$8,917,000813
Premises and equipment expense$2,697,000730
Additional noninterest expense$4,558,000878
Pre-tax net operating income$4,585,0001,618
Securities gains (losses)$01,388
Applicable income taxes$1,181,0001,668
Income before extraordinary items$3,404,0001,635
Extraordinary gains, net$045
Net income$3,404,0001,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,785
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,404,0001,615
2006-06-30 (YTD Data)Rank
Total interest income$17,810,0001,081
Total interest expense$7,162,0001,081
Net interest income$10,648,0001,066
Provision for loan and lease losses$375,0001,222
Total noninterest income$3,366,000861
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,309,000373
Trading account gains and fees$0126
Additional Noninterest Income$1,057,0001,301
Total noninterest expense$10,848,000825
Salaries and employee benefits$5,893,000826
Premises and equipment expense$1,811,000729
Additional noninterest expense$3,144,000852
Pre-tax net operating income$2,791,0001,778
Securities gains (losses)$01,185
Applicable income taxes$700,0001,849
Income before extraordinary items$2,091,0001,733
Extraordinary gains, net$039
Net income$2,091,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,463
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,091,0001,720
2006-03-31 (YTD Data)Rank
Total interest income$8,722,0001,076
Total interest expense$3,423,0001,063
Net interest income$5,299,0001,070
Provision for loan and lease losses$188,0001,205
Total noninterest income$1,583,000890
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,105,000376
Trading account gains and fees$0115
Additional Noninterest Income$478,0001,383
Total noninterest expense$5,352,000837
Salaries and employee benefits$2,945,000826
Premises and equipment expense$881,000738
Additional noninterest expense$1,526,000869
Pre-tax net operating income$1,342,0001,797
Securities gains (losses)$0955
Applicable income taxes$363,0001,777
Income before extraordinary items$979,0001,830
Extraordinary gains, net$021
Net income$979,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$979,0001,813
2005-12-31 (YTD Data)Rank
Total interest income$32,183,0001,022
Total interest expense$11,309,000988
Net interest income$20,874,0001,023
Provision for loan and lease losses$700,0001,421
Total noninterest income$6,587,000863
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,489,000380
Trading account gains and fees$0138
Additional Noninterest Income$2,098,0001,315
Total noninterest expense$20,030,000847
Salaries and employee benefits$11,298,000797
Premises and equipment expense$3,196,000757
Additional noninterest expense$5,536,000935
Pre-tax net operating income$6,731,0001,425
Securities gains (losses)$57,000876
Applicable income taxes$2,125,0001,289
Income before extraordinary items$4,663,0001,515
Extraordinary gains, net$046
Net income$4,663,0001,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,933
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,623,6701,501
2005-09-30 (YTD Data)Rank
Total interest income$23,714,0001,009
Total interest expense$8,061,000978
Net interest income$15,653,0001,006
Provision for loan and lease losses$525,0001,344
Total noninterest income$4,911,000868
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,334,000380
Trading account gains and fees$0126
Additional Noninterest Income$1,577,0001,311
Total noninterest expense$14,734,000860
Salaries and employee benefits$8,276,000816
Premises and equipment expense$2,371,000756
Additional noninterest expense$4,087,000935
Pre-tax net operating income$5,305,0001,357
Securities gains (losses)$47,000902
Applicable income taxes$1,734,0001,225
Income before extraordinary items$3,618,0001,473
Extraordinary gains, net$035
Net income$3,618,0001,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,367
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,586,0401,463
2005-06-30 (YTD Data)Rank
Total interest income$15,400,0001,009
Total interest expense$5,095,000960
Net interest income$10,305,0001,012
Provision for loan and lease losses$350,0001,336
Total noninterest income$3,150,000887
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,173,000381
Trading account gains and fees$0116
Additional Noninterest Income$977,0001,375
Total noninterest expense$9,635,000870
Salaries and employee benefits$5,326,000839
Premises and equipment expense$1,498,000792
Additional noninterest expense$2,811,000897
Pre-tax net operating income$3,470,0001,353
Securities gains (losses)$37,000896
Applicable income taxes$1,148,0001,216
Income before extraordinary items$2,359,0001,472
Extraordinary gains, net$030
Net income$2,359,0001,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,042
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,334,2101,457
2005-03-31 (YTD Data)Rank
Total interest income$7,559,0001,011
Total interest expense$2,448,000956
Net interest income$5,111,0001,014
Provision for loan and lease losses$175,0001,252
Total noninterest income$1,432,000937
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,040,000387
Trading account gains and fees$0115
Additional Noninterest Income$392,0001,574
Total noninterest expense$4,750,000876
Salaries and employee benefits$2,632,000847
Premises and equipment expense$754,000791
Additional noninterest expense$1,364,000916
Pre-tax net operating income$1,618,0001,412
Securities gains (losses)$01,685
Applicable income taxes$555,0001,227
Income before extraordinary items$1,063,0001,583
Extraordinary gains, net$024
Net income$1,063,0001,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0001,419
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,063,0001,560
2004-12-31 (YTD Data)Rank
Total interest income$28,914,000983
Total interest expense$9,520,000847
Net interest income$19,394,0001,029
Provision for loan and lease losses$700,0001,457
Total noninterest income$5,656,000977
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,092,000435
Trading account gains and fees$0138
Additional Noninterest Income$1,564,0001,594
Total noninterest expense$18,663,000870
Salaries and employee benefits$9,947,000864
Premises and equipment expense$2,785,000816
Additional noninterest expense$5,931,000841
Pre-tax net operating income$5,687,0001,498
Securities gains (losses)$-3,0007,966
Applicable income taxes$1,965,0001,297
Income before extraordinary items$3,719,0001,721
Extraordinary gains, net$034
Net income$3,719,0001,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,009
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,720,9501,678
2004-09-30 (YTD Data)Rank
Total interest income$21,409,000977
Total interest expense$7,085,000830
Net interest income$14,324,0001,032
Provision for loan and lease losses$525,0001,396
Total noninterest income$4,139,0001,008
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,995,000449
Trading account gains and fees$0134
Additional Noninterest Income$1,144,0001,608
Total noninterest expense$13,878,000875
Salaries and employee benefits$7,504,000858
Premises and equipment expense$2,116,000801
Additional noninterest expense$4,258,000869
Pre-tax net operating income$4,060,0001,587
Securities gains (losses)$-3,0008,248
Applicable income taxes$1,433,0001,336
Income before extraordinary items$2,624,0001,826
Extraordinary gains, net$026
Net income$2,624,0001,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,505
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,625,9501,781
2004-06-30 (YTD Data)Rank
Total interest income$14,225,000966
Total interest expense$4,704,000826
Net interest income$9,521,0001,027
Provision for loan and lease losses$350,0001,369
Total noninterest income$2,690,0001,021
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,954,000455
Trading account gains and fees$0130
Additional Noninterest Income$736,0001,655
Total noninterest expense$9,357,000871
Salaries and employee benefits$4,999,000856
Premises and equipment expense$1,393,000814
Additional noninterest expense$2,965,000833
Pre-tax net operating income$2,504,0001,680
Securities gains (losses)$-3,0008,495
Applicable income taxes$860,0001,449
Income before extraordinary items$1,641,0001,913
Extraordinary gains, net$021
Net income$1,641,0001,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0002,362
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,642,9801,864
2004-03-31 (YTD Data)Rank
Total interest income$7,176,000963
Total interest expense$2,365,000847
Net interest income$4,811,0001,023
Provision for loan and lease losses$175,0001,288
Total noninterest income$1,341,000999
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$988,000436
Trading account gains and fees$0121
Additional Noninterest Income$353,0001,675
Total noninterest expense$4,586,000893
Salaries and employee benefits$2,462,000883
Premises and equipment expense$704,000816
Additional noninterest expense$1,420,000874
Pre-tax net operating income$1,391,0001,498
Securities gains (losses)$02,934
Applicable income taxes$500,0001,290
Income before extraordinary items$891,0001,760
Extraordinary gains, net$016
Net income$891,0001,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0001,873
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$891,0001,680
2003-12-31 (YTD Data)Rank
Total interest income$29,942,000942
Total interest expense$11,308,000787
Net interest income$18,634,0001,035
Provision for loan and lease losses$791,0001,470
Total noninterest income$4,159,0001,309
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,402,000709
Trading account gains and fees$0160
Additional Noninterest Income$1,757,0001,611
Total noninterest expense$17,079,000957
Salaries and employee benefits$9,110,000940
Premises and equipment expense$2,503,000892
Additional noninterest expense$5,466,000931
Pre-tax net operating income$4,923,0001,651
Securities gains (losses)$-83,0009,005
Applicable income taxes$1,641,0001,493
Income before extraordinary items$3,199,0001,932
Extraordinary gains, net$054
Net income$3,199,0001,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$404,0001,871
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,253,7801,819
2003-09-30 (YTD Data)Rank
Total interest income$22,804,000944
Total interest expense$8,898,000780
Net interest income$13,906,0001,052
Provision for loan and lease losses$592,0001,431
Total noninterest income$2,819,0001,435
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,360,000957
Trading account gains and fees$0153
Additional Noninterest Income$1,459,0001,562
Total noninterest expense$12,639,000976
Salaries and employee benefits$6,743,000963
Premises and equipment expense$1,818,000936
Additional noninterest expense$4,078,000942
Pre-tax net operating income$3,494,0001,798
Securities gains (losses)$-92,0009,113
Applicable income taxes$1,202,0001,608
Income before extraordinary items$2,200,0002,140
Extraordinary gains, net$040
Net income$2,200,0002,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,562
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,259,8001,983
2003-06-30 (YTD Data)Rank
Total interest income$15,493,000936
Total interest expense$6,322,000755
Net interest income$9,171,0001,064
Provision for loan and lease losses$395,0001,425
Total noninterest income$1,901,0001,411
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$904,000947
Trading account gains and fees$0150
Additional Noninterest Income$997,0001,523
Total noninterest expense$8,234,0001,000
Salaries and employee benefits$4,335,000998
Premises and equipment expense$1,179,000978
Additional noninterest expense$2,720,000933
Pre-tax net operating income$2,443,0001,709
Securities gains (losses)$-92,0009,187
Applicable income taxes$833,0001,570
Income before extraordinary items$1,518,0002,093
Extraordinary gains, net$030
Net income$1,518,0002,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0001,383
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,577,8001,907
2003-03-31 (YTD Data)Rank
Total interest income$7,872,000935
Total interest expense$3,385,000718
Net interest income$4,487,0001,092
Provision for loan and lease losses$197,0001,393
Total noninterest income$971,0001,366
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$431,000961
Trading account gains and fees$0134
Additional Noninterest Income$540,0001,407
Total noninterest expense$4,065,000998
Salaries and employee benefits$2,167,000995
Premises and equipment expense$600,000961
Additional noninterest expense$1,298,000946
Pre-tax net operating income$1,196,0001,758
Securities gains (losses)$02,891
Applicable income taxes$424,0001,554
Income before extraordinary items$772,0002,032
Extraordinary gains, net$021
Net income$772,0002,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,000977
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$772,0001,914
2002-12-31 (YTD Data)Rank
Total interest income$35,836,000847
Total interest expense$17,281,000659
Net interest income$18,555,0001,044
Provision for loan and lease losses$790,0001,652
Total noninterest income$3,424,0001,408
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,595,0001,005
Trading account gains and fees$0153
Additional Noninterest Income$1,829,0001,415
Total noninterest expense$15,912,000987
Salaries and employee benefits$8,380,000965
Premises and equipment expense$2,216,000984
Additional noninterest expense$5,316,000934
Pre-tax net operating income$5,277,0001,553
Securities gains (losses)$43,0002,542
Applicable income taxes$1,909,0001,336
Income before extraordinary items$3,411,0001,755
Extraordinary gains, net$070
Net income$3,411,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$473,0001,726
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,383,4801,719
2001-12-31 (YTD Data)Rank
Total interest income$38,325,000892
Total interest expense$21,756,000755
Net interest income$16,569,0001,077
Provision for loan and lease losses$790,0001,522
Total noninterest income$3,093,0001,445
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,245,0001,200
Trading account gains and fees$0177
Additional Noninterest Income$1,848,0001,317
Total noninterest expense$14,223,0001,041
Salaries and employee benefits$7,259,0001,026
Premises and equipment expense$2,121,000987
Additional noninterest expense$4,843,0001,006
Pre-tax net operating income$4,649,0001,552
Securities gains (losses)$-125,0009,517
Applicable income taxes$1,545,0001,459
Income before extraordinary items$2,979,0001,767
Extraordinary gains, net$0105
Net income$2,979,0001,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,0001,737
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,061,5001,647
2000-12-31 (YTD Data)Rank
Total interest income$36,677,000967
Total interest expense$20,025,000889
Net interest income$16,652,0001,057
Provision for loan and lease losses$783,0001,297
Total noninterest income$2,083,0001,813
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$970,0001,403
Trading account gains and fees$0180
Additional Noninterest Income$1,113,0001,735
Total noninterest expense$13,117,0001,061
Salaries and employee benefits$6,571,0001,073
Premises and equipment expense$2,042,000976
Additional noninterest expense$4,504,0001,047
Pre-tax net operating income$4,835,0001,525
Securities gains (losses)$-1,0007,406
Applicable income taxes$1,673,0001,375
Income before extraordinary items$3,161,0001,660
Extraordinary gains, net$038
Net income$3,161,0001,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,0001,397
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,161,6501,651
1999-12-31 (YTD Data)Rank
Total interest income$33,255,000991
Total interest expense$18,239,000866
Net interest income$15,016,0001,175
Provision for loan and lease losses$752,0001,247
Total noninterest income$1,764,0002,032
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$722,0001,842
Trading account gains and fees$0173
Additional Noninterest Income$1,042,0001,814
Total noninterest expense$11,830,0001,169
Salaries and employee benefits$5,898,0001,166
Premises and equipment expense$1,642,0001,234
Additional noninterest expense$4,290,0001,093
Pre-tax net operating income$4,198,0001,767
Securities gains (losses)$03,155
Applicable income taxes$1,467,0001,628
Income before extraordinary items$2,731,0001,947
Extraordinary gains, net$035
Net income$2,731,0001,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$794,000842
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,731,0001,916
1998-12-31 (YTD Data)Rank
Total interest income$34,425,000961
Total interest expense$19,282,000831
Net interest income$15,143,0001,114
Provision for loan and lease losses$720,0001,275
Total noninterest income$2,161,0001,715
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$564,0002,289
Trading account gains and fees$0224
Additional Noninterest Income$1,597,0001,345
Total noninterest expense$11,140,0001,182
Salaries and employee benefits$5,444,0001,205
Premises and equipment expense$1,385,0001,411
Additional noninterest expense$4,311,0001,063
Pre-tax net operating income$5,444,0001,384
Securities gains (losses)$04,449
Applicable income taxes$2,021,0001,255
Income before extraordinary items$3,423,0001,543
Extraordinary gains, net$032
Net income$3,423,0001,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$809,000885
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,423,0001,486
1997-12-31 (YTD Data)Rank
Total interest income$33,928,0001,009
Total interest expense$18,714,000875
Net interest income$15,214,0001,157
Provision for loan and lease losses$1,090,000920
Total noninterest income$1,177,0002,672
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$494,0002,659
Trading account gains and fees$0239
Additional Noninterest Income$683,0002,253
Total noninterest expense$10,896,0001,216
Salaries and employee benefits$5,178,0001,270
Premises and equipment expense$1,304,0001,493
Additional noninterest expense$4,414,0001,059
Pre-tax net operating income$4,405,0001,736
Securities gains (losses)$03,944
Applicable income taxes$1,243,0002,009
Income before extraordinary items$3,162,0001,693
Extraordinary gains, net$044
Net income$3,162,0001,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$892,000863
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,162,0001,655
1996-12-31 (YTD Data)Rank
Total interest income$32,347,0001,064
Total interest expense$17,722,000951
Net interest income$14,625,0001,229
Provision for loan and lease losses$600,0001,497
Total noninterest income$1,209,0002,667
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$388,0003,423
Trading account gains and fees$0262
Additional Noninterest Income$821,0002,073
Total noninterest expense$9,587,0001,492
Salaries and employee benefits$4,667,0001,439
Premises and equipment expense$1,121,0001,789
Additional noninterest expense$3,799,0001,403
Pre-tax net operating income$5,647,0001,267
Securities gains (losses)$6,0002,865
Applicable income taxes$2,148,0001,154
Income before extraordinary items$3,505,0001,414
Extraordinary gains, net$053
Net income$3,505,0001,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0005,007
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,501,1601,381
1995-12-31 (YTD Data)Rank
Total interest income$30,638,0001,141
Total interest expense$16,880,0001,003
Net interest income$13,758,0001,308
Provision for loan and lease losses$575,0001,411
Total noninterest income$853,0003,507
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$315,0004,126
Trading account gains and fees$0522
Additional Noninterest Income$538,0002,736
Total noninterest expense$8,541,0001,648
Salaries and employee benefits$4,371,0001,524
Premises and equipment expense$878,0002,282
Additional noninterest expense$3,292,0001,565
Pre-tax net operating income$5,495,0001,396
Securities gains (losses)$-6,0009,789
Applicable income taxes$2,125,0001,217
Income before extraordinary items$3,364,0001,521
Extraordinary gains, net$065
Net income$3,364,0001,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,504
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,367,8401,497
1994-12-31 (YTD Data)Rank
Total interest income$26,516,0001,181
Total interest expense$12,797,0001,032
Net interest income$13,719,0001,318
Provision for loan and lease losses$375,0001,906
Total noninterest income$915,0003,322
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$269,0004,765
Trading account gains and fees$0475
Additional Noninterest Income$646,0002,470
Total noninterest expense$9,004,0001,633
Salaries and employee benefits$4,325,0001,548
Premises and equipment expense$840,0002,413
Additional noninterest expense$3,839,0001,462
Pre-tax net operating income$5,255,0001,395
Securities gains (losses)$03,600
Applicable income taxes$1,692,0001,388
Income before extraordinary items$3,563,0001,395
Extraordinary gains, net$0249
Net income$3,563,0001,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,218
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,563,0001,414
1993-12-31 (YTD Data)Rank
Total interest income$27,090,0001,180
Total interest expense$13,315,0001,015
Net interest income$13,775,0001,310
Provision for loan and lease losses$500,0002,086
Total noninterest income$1,382,0002,605
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$293,0004,516
Trading account gains and fees$0532
Additional Noninterest Income$1,089,0001,920
Total noninterest expense$9,211,0001,641
Salaries and employee benefits$4,090,0001,644
Premises and equipment expense$768,0002,656
Additional noninterest expense$4,353,0001,417
Pre-tax net operating income$5,446,0001,277
Securities gains (losses)$14,0005,105
Applicable income taxes$2,143,0001,137
Income before extraordinary items$3,317,0001,534
Extraordinary gains, net$03,149
Net income$3,317,0001,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,00012,290
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,308,0401,449
1992-12-31 (YTD Data)Rank
Total interest income$29,459,0001,243
Total interest expense$16,694,0001,078
Net interest income$12,765,0001,446
Provision for loan and lease losses$1,075,0001,754
Total noninterest income$1,264,0002,749
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$261,0004,969
Trading account gains and fees$0504
Additional Noninterest Income$1,003,0001,997
Total noninterest expense$8,235,0001,841
Salaries and employee benefits$3,912,0001,698
Premises and equipment expense$827,0002,502
Additional noninterest expense$3,496,0001,754
Pre-tax net operating income$4,719,0001,352
Securities gains (losses)$36,0004,684
Applicable income taxes$1,929,0001,157
Income before extraordinary items$2,826,0001,629
Extraordinary gains, net$01,422
Net income$2,826,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,031,0001,530
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,802,9601,521

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.