Home > Pinnacle Bank of South Carolina > Income and Expense

Pinnacle Bank of South Carolina, Income and Expense

2015-09-30 (YTD Data)Rank
Total interest income$4,695,0003,392
Total interest expense$263,0004,431
Net interest income$4,432,0003,248
Provision for loan and lease losses$04,232
Total noninterest income$1,047,0002,605
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$176,0003,472
Trading account gains and fees$0153
Additional Noninterest Income$871,0002,197
Total noninterest expense$4,866,0002,709
Salaries and employee benefits$2,539,0002,816
Premises and equipment expense$504,0002,937
Additional noninterest expense$1,823,0002,392
Pre-tax net operating income$613,0004,473
Securities gains (losses)$28,0001,833
Applicable income taxes$8,0004,197
Income before extraordinary items$633,0004,249
Extraordinary gains, net$021
Net income$633,0004,250
Minority interest net income$078
Net income of bank and minority interests.$633,0004,252
Net charge-offs$-1,0004,684
Cash dividends$75,0003,553
Sale, conversion, retirement of capital stock, net$0773
Net operating income$605,2804,274
2015-06-30 (YTD Data)Rank
Total interest income$3,130,0003,399
Total interest expense$179,0004,436
Net interest income$2,951,0003,258
Provision for loan and lease losses$04,069
Total noninterest income$764,0002,489
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$115,0003,493
Trading account gains and fees$0157
Additional Noninterest Income$649,0002,061
Total noninterest expense$3,377,0002,658
Salaries and employee benefits$1,731,0002,785
Premises and equipment expense$336,0002,931
Additional noninterest expense$1,310,0002,250
Pre-tax net operating income$338,0004,699
Securities gains (losses)$28,0001,532
Applicable income taxes$8,0004,131
Income before extraordinary items$358,0004,465
Extraordinary gains, net$022
Net income$358,0004,466
Minority interest net income$075
Net income of bank and minority interests.$358,0004,467
Net charge-offs$03,893
Cash dividends$75,0003,311
Sale, conversion, retirement of capital stock, net$0751
Net operating income$330,5604,508
2015-03-31 (YTD Data)Rank
Total interest income$1,574,0003,392
Total interest expense$89,0004,503
Net interest income$1,485,0003,248
Provision for loan and lease losses$03,703
Total noninterest income$374,0002,483
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$56,0003,514
Trading account gains and fees$0152
Additional Noninterest Income$318,0002,044
Total noninterest expense$1,714,0002,637
Salaries and employee benefits$874,0002,787
Premises and equipment expense$168,0002,968
Additional noninterest expense$672,0002,176
Pre-tax net operating income$145,0004,872
Securities gains (losses)$28,0001,089
Applicable income taxes$8,0003,914
Income before extraordinary items$165,0004,571
Extraordinary gains, net$013
Net income$165,0004,573
Minority interest net income$064
Net income of bank and minority interests.$165,0004,575
Net charge-offs$1,0003,128
Cash dividends$75,0002,465
Sale, conversion, retirement of capital stock, net$0697
Net operating income$138,4004,696
2014-12-31 (YTD Data)Rank
Total interest income$6,141,0003,477
Total interest expense$372,0004,606
Net interest income$5,769,0003,340
Provision for loan and lease losses$200,0002,467
Total noninterest income$1,222,0002,812
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$194,0003,956
Trading account gains and fees$0180
Additional Noninterest Income$1,028,0002,301
Total noninterest expense$5,249,0003,203
Salaries and employee benefits$3,030,0003,050
Premises and equipment expense$498,0003,646
Additional noninterest expense$1,721,0003,217
Pre-tax net operating income$1,542,0003,438
Securities gains (losses)$03,259
Applicable income taxes$70,0003,575
Income before extraordinary items$1,472,0003,273
Extraordinary gains, net$017
Net income$1,472,0003,273
Minority interest net income$084
Net income of bank and minority interests.$1,472,0003,274
Net charge-offs$306,0001,990
Cash dividends$925,0002,127
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,472,0003,219
2014-09-30 (YTD Data)Rank
Total interest income$4,524,0003,547
Total interest expense$280,0004,669
Net interest income$4,244,0003,410
Provision for loan and lease losses$150,0002,373
Total noninterest income$880,0002,889
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$138,0004,104
Trading account gains and fees$0174
Additional Noninterest Income$742,0002,361
Total noninterest expense$3,919,0003,233
Salaries and employee benefits$2,252,0003,099
Premises and equipment expense$375,0003,684
Additional noninterest expense$1,292,0003,219
Pre-tax net operating income$1,055,0003,664
Securities gains (losses)$02,980
Applicable income taxes$51,0003,658
Income before extraordinary items$1,004,0003,497
Extraordinary gains, net$015
Net income$1,004,0003,497
Minority interest net income$081
Net income of bank and minority interests.$1,004,0003,498
Net charge-offs$212,0001,928
Cash dividends$575,0002,074
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,004,0003,436
2014-06-30 (YTD Data)Rank
Total interest income$2,958,0003,592
Total interest expense$186,0004,716
Net interest income$2,772,0003,441
Provision for loan and lease losses$75,0002,610
Total noninterest income$531,0003,008
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$90,0004,115
Trading account gains and fees$0172
Additional Noninterest Income$441,0002,485
Total noninterest expense$2,577,0003,279
Salaries and employee benefits$1,498,0003,115
Premises and equipment expense$244,0003,759
Additional noninterest expense$835,0003,316
Pre-tax net operating income$651,0003,720
Securities gains (losses)$02,580
Applicable income taxes$30,0003,690
Income before extraordinary items$621,0003,571
Extraordinary gains, net$020
Net income$621,0003,576
Minority interest net income$080
Net income of bank and minority interests.$621,0003,577
Net charge-offs$58,0002,662
Cash dividends$575,0001,684
Sale, conversion, retirement of capital stock, net$0794
Net operating income$621,0003,511
2014-03-31 (YTD Data)Rank
Total interest income$1,441,0003,668
Total interest expense$90,0004,828
Net interest income$1,351,0003,510
Provision for loan and lease losses$75,0001,807
Total noninterest income$253,0003,052
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$45,0004,116
Trading account gains and fees$0147
Additional Noninterest Income$208,0002,499
Total noninterest expense$1,281,0003,319
Salaries and employee benefits$750,0003,134
Premises and equipment expense$122,0003,805
Additional noninterest expense$409,0003,361
Pre-tax net operating income$248,0004,114
Securities gains (losses)$01,715
Applicable income taxes$13,0003,708
Income before extraordinary items$235,0003,977
Extraordinary gains, net$016
Net income$235,0003,979
Minority interest net income$066
Net income of bank and minority interests.$235,0003,979
Net charge-offs$59,0001,738
Cash dividends$575,000943
Sale, conversion, retirement of capital stock, net$0747
Net operating income$235,0003,932
2013-12-31 (YTD Data)Rank
Total interest income$5,892,0003,659
Total interest expense$399,0004,917
Net interest income$5,493,0003,475
Provision for loan and lease losses$220,0002,851
Total noninterest income$1,126,0003,003
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$191,0004,179
Trading account gains and fees$0184
Additional Noninterest Income$935,0002,465
Total noninterest expense$5,113,0003,354
Salaries and employee benefits$3,045,0003,073
Premises and equipment expense$464,0003,894
Additional noninterest expense$1,604,0003,479
Pre-tax net operating income$1,286,0003,655
Securities gains (losses)$-33,0006,395
Applicable income taxes$93,0003,455
Income before extraordinary items$1,160,0003,620
Extraordinary gains, net$029
Net income$1,160,0003,622
Minority interest net income$090
Net income of bank and minority interests.$1,160,0003,624
Net charge-offs$192,0003,063
Cash dividends$332,0003,190
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,190,6903,539
2013-09-30 (YTD Data)Rank
Total interest income$4,424,0003,705
Total interest expense$305,0004,966
Net interest income$4,119,0003,494
Provision for loan and lease losses$220,0002,473
Total noninterest income$1,002,0002,816
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$143,0004,212
Trading account gains and fees$0180
Additional Noninterest Income$859,0002,256
Total noninterest expense$3,906,0003,316
Salaries and employee benefits$2,328,0003,062
Premises and equipment expense$348,0003,945
Additional noninterest expense$1,230,0003,429
Pre-tax net operating income$995,0003,693
Securities gains (losses)$-10,0006,507
Applicable income taxes$80,0003,446
Income before extraordinary items$905,0003,598
Extraordinary gains, net$025
Net income$905,0003,600
Minority interest net income$084
Net income of bank and minority interests.$905,0003,602
Net charge-offs$15,0004,543
Cash dividends$332,0002,519
Sale, conversion, retirement of capital stock, net$0868
Net operating income$914,2003,510
2013-06-30 (YTD Data)Rank
Total interest income$2,917,0003,734
Total interest expense$208,0004,991
Net interest income$2,709,0003,523
Provision for loan and lease losses$200,0002,092
Total noninterest income$689,0002,794
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$91,0004,277
Trading account gains and fees$0157
Additional Noninterest Income$598,0002,241
Total noninterest expense$2,603,0003,328
Salaries and employee benefits$1,542,0003,087
Premises and equipment expense$233,0003,940
Additional noninterest expense$828,0003,415
Pre-tax net operating income$595,0003,838
Securities gains (losses)$-7,0006,634
Applicable income taxes$43,0003,579
Income before extraordinary items$545,0003,772
Extraordinary gains, net$022
Net income$545,0003,773
Minority interest net income$082
Net income of bank and minority interests.$545,0003,775
Net charge-offs$11,0004,274
Cash dividends$332,0002,101
Sale, conversion, retirement of capital stock, net$0838
Net operating income$551,5103,661
2013-03-31 (YTD Data)Rank
Total interest income$1,429,0003,814
Total interest expense$107,0005,025
Net interest income$1,322,0003,604
Provision for loan and lease losses$100,0002,044
Total noninterest income$292,0003,048
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$44,0004,324
Trading account gains and fees$0148
Additional Noninterest Income$248,0002,481
Total noninterest expense$1,265,0003,420
Salaries and employee benefits$758,0003,157
Premises and equipment expense$118,0003,935
Additional noninterest expense$389,0003,582
Pre-tax net operating income$249,0004,126
Securities gains (losses)$-3,0006,717
Applicable income taxes$13,0003,816
Income before extraordinary items$233,0004,008
Extraordinary gains, net$010
Net income$233,0004,011
Minority interest net income$076
Net income of bank and minority interests.$233,0004,011
Net charge-offs$9,0003,485
Cash dividends$332,0001,258
Sale, conversion, retirement of capital stock, net$0789
Net operating income$235,8503,907
2012-12-31 (YTD Data)Rank
Total interest income$6,018,0003,835
Total interest expense$587,0004,798
Net interest income$5,431,0003,601
Provision for loan and lease losses$640,0002,380
Total noninterest income$1,513,0002,608
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$194,0004,319
Trading account gains and fees$0166
Additional Noninterest Income$1,319,0002,007
Total noninterest expense$4,940,0003,494
Salaries and employee benefits$2,908,0003,197
Premises and equipment expense$456,0004,034
Additional noninterest expense$1,576,0003,671
Pre-tax net operating income$1,364,0003,488
Securities gains (losses)$-106,0006,902
Applicable income taxes$25,0004,128
Income before extraordinary items$1,233,0003,476
Extraordinary gains, net$029
Net income$1,233,0003,478
Minority interest net income$093
Net income of bank and minority interests.$1,233,0003,479
Net charge-offs$493,0002,668
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,336,8803,193
2012-09-30 (YTD Data)Rank
Total interest income$4,499,0003,908
Total interest expense$462,0004,827
Net interest income$4,037,0003,684
Provision for loan and lease losses$490,0002,307
Total noninterest income$1,131,0002,606
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$150,0004,314
Trading account gains and fees$0157
Additional Noninterest Income$981,0002,015
Total noninterest expense$3,636,0003,570
Salaries and employee benefits$2,130,0003,273
Premises and equipment expense$341,0004,098
Additional noninterest expense$1,165,0003,728
Pre-tax net operating income$1,042,0003,555
Securities gains (losses)$-89,0007,007
Applicable income taxes$18,0004,197
Income before extraordinary items$935,0003,561
Extraordinary gains, net$020
Net income$935,0003,561
Minority interest net income$086
Net income of bank and minority interests.$935,0003,563
Net charge-offs$214,0003,223
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,022,2203,237
2012-06-30 (YTD Data)Rank
Total interest income$2,925,0003,997
Total interest expense$317,0004,872
Net interest income$2,608,0003,780
Provision for loan and lease losses$350,0002,226
Total noninterest income$771,0002,538
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$105,0004,205
Trading account gains and fees$0153
Additional Noninterest Income$666,0001,975
Total noninterest expense$2,410,0003,602
Salaries and employee benefits$1,399,0003,318
Premises and equipment expense$227,0004,112
Additional noninterest expense$784,0003,713
Pre-tax net operating income$619,0003,751
Securities gains (losses)$-77,0007,082
Applicable income taxes$12,0004,173
Income before extraordinary items$530,0003,886
Extraordinary gains, net$019
Net income$530,0003,888
Minority interest net income$084
Net income of bank and minority interests.$530,0003,889
Net charge-offs$217,0002,655
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$605,4603,450
2012-03-31 (YTD Data)Rank
Total interest income$1,441,0004,073
Total interest expense$166,0004,887
Net interest income$1,275,0003,864
Provision for loan and lease losses$165,0002,206
Total noninterest income$389,0002,522
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$54,0004,145
Trading account gains and fees$0148
Additional Noninterest Income$335,0001,963
Total noninterest expense$1,177,0003,682
Salaries and employee benefits$702,0003,341
Premises and equipment expense$117,0004,039
Additional noninterest expense$358,0003,919
Pre-tax net operating income$322,0003,706
Securities gains (losses)$-8,0007,032
Applicable income taxes$6,0004,170
Income before extraordinary items$308,0003,595
Extraordinary gains, net$019
Net income$308,0003,598
Minority interest net income$078
Net income of bank and minority interests.$308,0003,598
Net charge-offs$22,0003,626
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$315,8403,381
2011-12-31 (YTD Data)Rank
Total interest income$6,058,0004,023
Total interest expense$940,0004,545
Net interest income$5,118,0003,847
Provision for loan and lease losses$910,0002,548
Total noninterest income$635,0003,954
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$179,0004,577
Trading account gains and fees$0146
Additional Noninterest Income$456,0003,251
Total noninterest expense$4,308,0003,913
Salaries and employee benefits$2,467,0003,593
Premises and equipment expense$454,0004,280
Additional noninterest expense$1,387,0004,063
Pre-tax net operating income$535,0004,653
Securities gains (losses)$-17,0006,915
Applicable income taxes$4,0004,504
Income before extraordinary items$514,0004,621
Extraordinary gains, net$029
Net income$514,0004,624
Minority interest net income$096
Net income of bank and minority interests.$514,0004,623
Net charge-offs$848,0002,556
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$530,8304,466
2011-09-30 (YTD Data)Rank
Total interest income$4,524,0004,088
Total interest expense$747,0004,525
Net interest income$3,777,0003,902
Provision for loan and lease losses$695,0002,452
Total noninterest income$374,0004,449
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$130,0004,650
Trading account gains and fees$0145
Additional Noninterest Income$244,0003,789
Total noninterest expense$3,254,0003,905
Salaries and employee benefits$1,823,0003,637
Premises and equipment expense$353,0004,232
Additional noninterest expense$1,078,0003,962
Pre-tax net operating income$202,0005,464
Securities gains (losses)$33,0002,590
Applicable income taxes$5,0004,418
Income before extraordinary items$230,0005,372
Extraordinary gains, net$021
Net income$230,0005,372
Minority interest net income$087
Net income of bank and minority interests.$230,0005,372
Net charge-offs$786,0002,165
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$197,6605,365
2011-06-30 (YTD Data)Rank
Total interest income$2,988,0004,161
Total interest expense$536,0004,466
Net interest income$2,452,0003,985
Provision for loan and lease losses$480,0002,368
Total noninterest income$315,0004,023
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$78,0004,826
Trading account gains and fees$0153
Additional Noninterest Income$237,0003,231
Total noninterest expense$2,189,0003,930
Salaries and employee benefits$1,189,0003,728
Premises and equipment expense$237,0004,251
Additional noninterest expense$763,0003,877
Pre-tax net operating income$98,0005,698
Securities gains (losses)$33,0001,841
Applicable income taxes$2,0004,487
Income before extraordinary items$129,0005,499
Extraordinary gains, net$015
Net income$129,0005,498
Minority interest net income$089
Net income of bank and minority interests.$129,0005,499
Net charge-offs$579,0001,991
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$96,6605,641
2011-03-31 (YTD Data)Rank
Total interest income$1,505,0004,146
Total interest expense$287,0004,425
Net interest income$1,218,0004,007
Provision for loan and lease losses$305,0001,884
Total noninterest income$121,0004,584
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$37,0004,886
Trading account gains and fees$0158
Additional Noninterest Income$84,0003,827
Total noninterest expense$1,055,0004,049
Salaries and employee benefits$575,0003,854
Premises and equipment expense$120,0004,272
Additional noninterest expense$360,0004,012
Pre-tax net operating income$-21,0006,459
Securities gains (losses)$-1,0006,978
Applicable income taxes$1,0004,403
Income before extraordinary items$-23,0006,505
Extraordinary gains, net$09
Net income$-23,0006,505
Minority interest net income$086
Net income of bank and minority interests.$-23,0006,505
Net charge-offs$353,0001,617
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-22,0006,482
2010-12-31 (YTD Data)Rank
Total interest income$6,294,0004,173
Total interest expense$1,451,0004,352
Net interest income$4,843,0004,046
Provision for loan and lease losses$795,0003,411
Total noninterest income$732,0003,848
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$135,0005,086
Trading account gains and fees$0175
Additional Noninterest Income$597,0002,930
Total noninterest expense$4,392,0003,956
Salaries and employee benefits$2,265,0003,873
Premises and equipment expense$484,0004,274
Additional noninterest expense$1,643,0003,761
Pre-tax net operating income$388,0004,659
Securities gains (losses)$-23,0007,090
Applicable income taxes$6,0004,320
Income before extraordinary items$359,0004,750
Extraordinary gains, net$029
Net income$359,0004,751
Minority interest net income$0111
Net income of bank and minority interests.$359,0004,751
Net charge-offs$534,0003,569
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$381,5404,530
2010-09-30 (YTD Data)Rank
Total interest income$4,752,0004,237
Total interest expense$1,117,0004,423
Net interest income$3,635,0004,098
Provision for loan and lease losses$490,0003,570
Total noninterest income$490,0004,116
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$96,0005,238
Trading account gains and fees$0165
Additional Noninterest Income$394,0003,121
Total noninterest expense$3,362,0003,910
Salaries and employee benefits$1,691,0003,928
Premises and equipment expense$371,0004,265
Additional noninterest expense$1,300,0003,601
Pre-tax net operating income$273,0004,955
Securities gains (losses)$03,651
Applicable income taxes$8,0004,311
Income before extraordinary items$265,0005,025
Extraordinary gains, net$023
Net income$265,0005,026
Minority interest net income$0110
Net income of bank and minority interests.$265,0005,027
Net charge-offs$221,0004,116
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$265,0004,845
2010-06-30 (YTD Data)Rank
Total interest income$3,214,0004,234
Total interest expense$755,0004,493
Net interest income$2,459,0004,059
Provision for loan and lease losses$340,0003,434
Total noninterest income$324,0004,100
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$59,0005,365
Trading account gains and fees$0152
Additional Noninterest Income$265,0003,039
Total noninterest expense$2,293,0003,848
Salaries and employee benefits$1,115,0003,971
Premises and equipment expense$247,0004,299
Additional noninterest expense$931,0003,404
Pre-tax net operating income$150,0005,211
Securities gains (losses)$03,184
Applicable income taxes$5,0004,306
Income before extraordinary items$145,0005,255
Extraordinary gains, net$019
Net income$145,0005,258
Minority interest net income$0105
Net income of bank and minority interests.$145,0005,257
Net charge-offs$201,0003,534
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$145,0005,101
2010-03-31 (YTD Data)Rank
Total interest income$1,623,0004,282
Total interest expense$386,0004,568
Net interest income$1,237,0004,062
Provision for loan and lease losses$195,0003,039
Total noninterest income$157,0004,170
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$28,0005,463
Trading account gains and fees$0175
Additional Noninterest Income$129,0003,089
Total noninterest expense$1,011,0004,247
Salaries and employee benefits$555,0004,042
Premises and equipment expense$123,0004,408
Additional noninterest expense$333,0004,308
Pre-tax net operating income$188,0004,188
Securities gains (losses)$02,284
Applicable income taxes$3,0004,254
Income before extraordinary items$185,0004,024
Extraordinary gains, net$016
Net income$185,0004,023
Minority interest net income$091
Net income of bank and minority interests.$185,0004,023
Net charge-offs$102,0003,082
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$185,0003,913
2009-12-31 (YTD Data)Rank
Total interest income$6,545,0004,367
Total interest expense$1,969,0004,501
Net interest income$4,576,0004,177
Provision for loan and lease losses$855,0003,750
Total noninterest income$567,0004,483
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$128,0005,400
Trading account gains and fees$0211
Additional Noninterest Income$439,0003,410
Total noninterest expense$3,843,0004,450
Salaries and employee benefits$2,184,0004,096
Premises and equipment expense$391,0005,045
Additional noninterest expense$1,268,0004,580
Pre-tax net operating income$445,0004,120
Securities gains (losses)$87,0002,256
Applicable income taxes$11,0003,858
Income before extraordinary items$521,0003,811
Extraordinary gains, net$034
Net income$521,0003,809
Minority interest net income$0115
Net income of bank and minority interests.$521,0003,810
Net charge-offs$561,0003,643
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$435,7403,985
2009-09-30 (YTD Data)Rank
Total interest income$4,930,0004,405
Total interest expense$1,534,0004,537
Net interest income$3,396,0004,219
Provision for loan and lease losses$415,0004,121
Total noninterest income$394,0004,712
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$92,0005,483
Trading account gains and fees$0212
Additional Noninterest Income$302,0003,608
Total noninterest expense$2,913,0004,436
Salaries and employee benefits$1,672,0004,061
Premises and equipment expense$291,0005,109
Additional noninterest expense$950,0004,555
Pre-tax net operating income$462,0004,001
Securities gains (losses)$03,497
Applicable income taxes$11,0004,016
Income before extraordinary items$451,0003,862
Extraordinary gains, net$027
Net income$451,0003,859
Minority interest net income$0118
Net income of bank and minority interests.$451,0003,861
Net charge-offs$37,0005,891
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$451,0003,767
2009-06-30 (YTD Data)Rank
Total interest income$3,296,0004,439
Total interest expense$1,065,0004,546
Net interest income$2,231,0004,254
Provision for loan and lease losses$295,0003,771
Total noninterest income$279,0004,575
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$56,0005,635
Trading account gains and fees$0193
Additional Noninterest Income$223,0003,481
Total noninterest expense$1,944,0004,462
Salaries and employee benefits$1,114,0004,091
Premises and equipment expense$195,0005,145
Additional noninterest expense$635,0004,556
Pre-tax net operating income$271,0004,281
Securities gains (losses)$03,136
Applicable income taxes$7,0004,133
Income before extraordinary items$264,0004,163
Extraordinary gains, net$021
Net income$264,0004,163
Minority interest net income$0112
Net income of bank and minority interests.$264,0004,163
Net charge-offs$37,0005,172
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$264,0004,057
2009-03-31 (YTD Data)Rank
Total interest income$1,606,0004,558
Total interest expense$553,0004,559
Net interest income$1,053,0004,429
Provision for loan and lease losses$175,0003,026
Total noninterest income$128,0004,748
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$34,0005,303
Trading account gains and fees$0171
Additional Noninterest Income$94,0003,755
Total noninterest expense$911,0004,578
Salaries and employee benefits$539,0004,218
Premises and equipment expense$97,0005,192
Additional noninterest expense$275,0004,676
Pre-tax net operating income$95,0005,087
Securities gains (losses)$02,434
Applicable income taxes$2,0004,551
Income before extraordinary items$93,0005,044
Extraordinary gains, net$015
Net income$93,0005,049
Minority interest net income$0102
Net income of bank and minority interests.$93,0005,048
Net charge-offs$37,0003,818
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$93,0004,883
2008-12-31 (YTD Data)Rank
Total interest income$5,485,0005,192
Total interest expense$2,127,0005,160
Net interest income$3,358,0005,091
Provision for loan and lease losses$440,0004,004
Total noninterest income$183,0006,611
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$100,0005,896
Trading account gains and fees$0154
Additional Noninterest Income$83,0006,176
Total noninterest expense$3,131,0004,983
Salaries and employee benefits$1,808,0004,771
Premises and equipment expense$415,0004,986
Additional noninterest expense$908,0005,120
Pre-tax net operating income$-30,0006,383
Securities gains (losses)$03,220
Applicable income taxes$3,0004,759
Income before extraordinary items$-33,0006,292
Extraordinary gains, net$039
Net income$-33,0006,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-33,0006,434
2008-09-30 (YTD Data)Rank
Total interest income$3,954,0005,375
Total interest expense$1,532,0005,376
Net interest income$2,422,0005,242
Provision for loan and lease losses$253,0003,836
Total noninterest income$136,0006,727
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$70,0006,028
Trading account gains and fees$0148
Additional Noninterest Income$66,0006,225
Total noninterest expense$2,290,0005,046
Salaries and employee benefits$1,340,0004,826
Premises and equipment expense$283,0005,255
Additional noninterest expense$667,0005,107
Pre-tax net operating income$15,0006,692
Securities gains (losses)$03,106
Applicable income taxes$3,0005,129
Income before extraordinary items$12,0006,556
Extraordinary gains, net$031
Net income$12,0006,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$12,0006,726
2008-06-30 (YTD Data)Rank
Total interest income$2,541,0005,548
Total interest expense$999,0005,578
Net interest income$1,542,0005,383
Provision for loan and lease losses$160,0003,502
Total noninterest income$91,0006,778
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$44,0006,115
Trading account gains and fees$0149
Additional Noninterest Income$47,0006,218
Total noninterest expense$1,463,0005,219
Salaries and employee benefits$869,0004,940
Premises and equipment expense$179,0005,445
Additional noninterest expense$415,0005,313
Pre-tax net operating income$10,0006,884
Securities gains (losses)$03,233
Applicable income taxes$3,0005,335
Income before extraordinary items$7,0006,967
Extraordinary gains, net$021
Net income$7,0006,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,0006,915
2008-03-31 (YTD Data)Rank
Total interest income$1,265,0005,668
Total interest expense$516,0005,675
Net interest income$749,0005,487
Provision for loan and lease losses$60,0003,470
Total noninterest income$30,0007,325
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$16,0006,480
Trading account gains and fees$0158
Additional Noninterest Income$14,0006,895
Total noninterest expense$708,0005,329
Salaries and employee benefits$418,0005,112
Premises and equipment expense$93,0005,371
Additional noninterest expense$197,0005,417
Pre-tax net operating income$11,0007,047
Securities gains (losses)$02,688
Applicable income taxes$2,0005,366
Income before extraordinary items$9,0007,157
Extraordinary gains, net$015
Net income$9,0007,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$9,0007,070
2007-12-31 (YTD Data)Rank
Total interest income$4,405,0006,026
Total interest expense$1,663,0006,221
Net interest income$2,742,0005,727
Provision for loan and lease losses$210,0003,778
Total noninterest income$127,0007,312
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$65,0006,517
Trading account gains and fees$0178
Additional Noninterest Income$62,0006,871
Total noninterest expense$2,658,0005,409
Salaries and employee benefits$1,499,0005,305
Premises and equipment expense$386,0005,136
Additional noninterest expense$773,0005,462
Pre-tax net operating income$1,0007,423
Securities gains (losses)$-1,0007,069
Applicable income taxes$06,070
Income before extraordinary items$07,497
Extraordinary gains, net$039
Net income$07,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,430
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,0007,464
2007-09-30 (YTD Data)Rank
Total interest income$3,197,0006,129
Total interest expense$1,170,0006,375
Net interest income$2,027,0005,791
Provision for loan and lease losses$150,0003,464
Total noninterest income$75,0007,609
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$40,0006,723
Trading account gains and fees$0184
Additional Noninterest Income$35,0007,194
Total noninterest expense$1,970,0005,416
Salaries and employee benefits$1,118,0005,304
Premises and equipment expense$288,0005,124
Additional noninterest expense$564,0005,489
Pre-tax net operating income$-18,0007,681
Securities gains (losses)$-2,0007,433
Applicable income taxes$06,220
Income before extraordinary items$-20,0007,722
Extraordinary gains, net$033
Net income$-20,0007,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-18,0007,698
2007-06-30 (YTD Data)Rank
Total interest income$2,006,0006,294
Total interest expense$715,0006,574
Net interest income$1,291,0005,964
Provision for loan and lease losses$90,0003,429
Total noninterest income$47,0007,728
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$23,0006,894
Trading account gains and fees$0168
Additional Noninterest Income$24,0007,211
Total noninterest expense$1,283,0005,515
Salaries and employee benefits$733,0005,407
Premises and equipment expense$188,0005,213
Additional noninterest expense$362,0005,588
Pre-tax net operating income$-35,0007,866
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-35,0007,882
Extraordinary gains, net$029
Net income$-35,0007,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-35,0007,873
2007-03-31 (YTD Data)Rank
Total interest income$925,0006,491
Total interest expense$324,0006,785
Net interest income$601,0006,155
Provision for loan and lease losses$40,0003,421
Total noninterest income$25,0007,660
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$14,0006,735
Trading account gains and fees$0195
Additional Noninterest Income$11,0007,311
Total noninterest expense$642,0005,537
Salaries and employee benefits$366,0005,449
Premises and equipment expense$88,0005,432
Additional noninterest expense$188,0005,464
Pre-tax net operating income$-56,0008,049
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-56,0008,070
Extraordinary gains, net$022
Net income$-56,0008,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-56,0008,054
2006-12-31 (YTD Data)Rank
Total interest income$2,362,0007,255
Total interest expense$602,0007,706
Net interest income$1,760,0006,854
Provision for loan and lease losses$570,0001,704
Total noninterest income$113,0007,615
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$14,0007,366
Trading account gains and fees$0130
Additional Noninterest Income$99,0006,345
Total noninterest expense$2,639,0005,310
Salaries and employee benefits$1,533,0005,121
Premises and equipment expense$344,0005,379
Additional noninterest expense$762,0005,379
Pre-tax net operating income$-1,336,0008,503
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,336,0008,532
Extraordinary gains, net$051
Net income$-1,336,0008,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$17,050,000109
Net operating income$-1,336,0008,524
2006-09-30 (YTD Data)Rank
Total interest income$1,529,0007,558
Total interest expense$339,0008,040
Net interest income$1,190,0007,164
Provision for loan and lease losses$390,0001,736
Total noninterest income$85,0007,689
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$8,0007,476
Trading account gains and fees$0126
Additional Noninterest Income$77,0006,285
Total noninterest expense$2,089,0005,119
Salaries and employee benefits$1,208,0004,946
Premises and equipment expense$259,0005,361
Additional noninterest expense$622,0005,104
Pre-tax net operating income$-1,204,0008,621
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-1,204,0008,635
Extraordinary gains, net$045
Net income$-1,204,0008,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$17,050,00079
Net operating income$-1,204,0008,628
2006-06-30 (YTD Data)Rank
Total interest income$850,0007,845
Total interest expense$176,0008,243
Net interest income$674,0007,497
Provision for loan and lease losses$225,0001,918
Total noninterest income$68,0007,542
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,0007,584
Trading account gains and fees$0126
Additional Noninterest Income$65,0005,924
Total noninterest expense$1,532,0004,812
Salaries and employee benefits$896,0004,626
Premises and equipment expense$185,0005,180
Additional noninterest expense$451,0004,819
Pre-tax net operating income$-1,015,0008,691
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-1,015,0008,707
Extraordinary gains, net$039
Net income$-1,015,0008,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$17,050,00045
Net operating income$-1,015,0008,697
2006-03-31 (YTD Data)Rank
Total interest income$384,0007,979
Total interest expense$57,0008,486
Net interest income$327,0007,571
Provision for loan and lease losses$125,0001,687
Total noninterest income$2,0008,640
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$2,0008,382
Total noninterest expense$1,037,0003,911
Salaries and employee benefits$609,0003,715
Premises and equipment expense$104,0004,836
Additional noninterest expense$324,0003,657
Pre-tax net operating income$-833,0008,744
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-833,0008,753
Extraordinary gains, net$021
Net income$-833,0008,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$17,050,00015
Net operating income$-833,0008,743

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.