Home > Pinnacle Bank > Net charge- offs to loans
Pinnacle Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 4,151 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 4,263 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 4,292 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,497 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 4,220 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0343% | 4,355 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 4,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4542% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1306% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3346% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7149% | 798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1526% | 552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,233 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 4,330 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 4,318 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0403% | 4,354 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0674% | 4,448 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0314% | 4,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4434% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0937% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3936% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6670% | 794 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 4,352 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 4,400 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0259% | 4,401 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 4,571 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0521% | 4,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0812% | 4,492 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0426% | 4,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3072% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9995% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1075% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5832% | 864 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 605 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 4,266 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 4,537 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,178 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 4,644 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0484% | 4,455 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1089% | 4,604 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 4,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1930% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7758% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4042% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3978% | 1,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1010% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 3,864 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,349 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,128 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,618 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 4,076 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 4,344 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 4,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2960% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9276% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8759% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7237% | 687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0773% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,669 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 4,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,655 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0299% | 4,202 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0351% | 4,469 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0281% | 4,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2141% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8339% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3170% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6806% | 668 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0321% | 4,108 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0456% | 3,327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0275% | 4,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0577% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6710% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3008% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5048% | 804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0492% | 798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 3,822 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 4,095 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 3,948 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 3,296 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 3,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1384% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6356% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1151% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4887% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1678% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 3,936 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 3,888 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0490% | 4,252 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0982% | 3,437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0301% | 4,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5405% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4490% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7292% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3287% | 1,103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0216% | 1,044 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1779% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 3,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0430% | 4,287 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0951% | 3,495 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 4,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5562% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3937% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0936% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2361% | 1,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0286% | 1,041 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1866% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0094% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 4,139 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0875% | 3,515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5700% | 267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3778% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3730% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1915% | 1,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0406% | 1,020 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1994% | 407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0481% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0525% | 3,516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5718% | 230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2871% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2115% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0990% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1821% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,098 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0159% | 895 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0410% | 4,036 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0637% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0530% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4786% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7256% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3855% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3718% | 1,401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2310% | 27 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1783% | 838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0189% | 4,026 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0885% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1032% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0816% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4510% | 645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6741% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6432% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2517% | 1,664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3250% | 19 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1480% | 974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 4,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0271% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0283% | 4,053 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0933% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0772% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1008% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3497% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8343% | 820 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4880% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4258% | 1,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5297% | 14 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2012% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0683% | 481 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 4,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0935% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0561% | 4,096 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0945% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1107% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0868% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4510% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1547% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2382% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6639% | 975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2651% | 7 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,361 |
| Percentage Net Loans Charged-off:Construction & development | -0.0302% | 4,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1278% | 4,183 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 4,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 3,528 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 4,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2265% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7036% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9796% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1305% | 635 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1301% | 33 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,858 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 4,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0274% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1659% | 4,240 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0234% | 4,513 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0301% | 3,622 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 4,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2191% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6793% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8559% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1144% | 608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 4,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0446% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2452% | 4,268 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 4,248 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 3,531 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 4,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1624% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7954% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2194% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3532% | 473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | -0.0234% | 4,547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0282% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 4,224 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 4,069 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 3,597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1326% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1304% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1911% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9274% | 311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1066% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,524 |
| Percentage Net Loans Charged-off:Construction & development | -0.0871% | 4,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 4,217 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,812 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 3,627 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0510% | 4,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2163% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5960% | 130 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2950% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4749% | 115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 4,312 |
| Percentage Net Loans Charged-off:Construction & development | -0.1046% | 4,676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0304% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,253 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0321% | 4,774 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,520 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0513% | 4,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1495% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9549% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4111% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8778% | 105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 4,840 |
| Percentage Net Loans Charged-off:Construction & development | -0.1527% | 4,785 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 4,787 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0155% | 4,338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0133% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1877% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2434% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4924% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3687% | 85 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 1,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0547% | 5,098 |
| Percentage Net Loans Charged-off:Construction & development | -0.1125% | 4,820 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0438% | 5,157 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 4,350 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0496% | 5,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0424% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1169% | 5,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1553% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7363% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | 13.1416% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5181% | 99 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1218% | 1,830 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 4,677 |
| Percentage Net Loans Charged-off:Construction & development | -0.0662% | 4,720 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,539 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,362 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 4,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0865% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0699% | 5,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0851% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1310% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | 12.4111% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9839% | 115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1258% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 4,655 |
| Percentage Net Loans Charged-off:Construction & development | -0.0706% | 4,772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 4,393 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0334% | 5,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0369% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0871% | 5,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0800% | 1,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1025% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6240% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9307% | 112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 4,643 |
| Percentage Net Loans Charged-off:Construction & development | -0.0209% | 4,637 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0370% | 5,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0056% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0707% | 5,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0602% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6185% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5777% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5300% | 100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1986% | 866 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 4,674 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 4,709 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0350% | 5,106 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0744% | 4,097 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1391% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7526% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8423% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0982% | 93 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3308% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 4,362 |
| Percentage Net Loans Charged-off:Construction & development | -0.0376% | 4,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 1,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 2,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0460% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 2,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1419% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1018% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8455% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.1325% | 43 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0807% | 5,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0307% | 1,189 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3773% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 2,413 |
| Percentage Net Loans Charged-off:Construction & development | -0.0506% | 4,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0586% | 1,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0719% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0484% | 1,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1894% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.6519% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7781% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.7485% | 36 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0870% | 5,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0068% | 34 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3839% | 592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,237 |
| Percentage Net Loans Charged-off:Construction & development | -0.0273% | 4,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0410% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0937% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0527% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.0085% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8508% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.1262% | 30 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0853% | 5,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0029% | 1,153 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4211% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,738 |
| Percentage Net Loans Charged-off:Construction & development | -0.0132% | 4,813 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 5,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0524% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0355% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.1204% | 36 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5683% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.2538% | 28 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0897% | 5,312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0030% | 1,138 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0465% | 5,489 |
| Percentage Net Loans Charged-off:Construction & development | -0.2640% | 5,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0581% | 5,656 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0967% | 4,358 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 5,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0243% | 2,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0730% | 54 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0993% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1272% | 44 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.3718% | 5,604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0708% | 37 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1903% | 1,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0475% | 5,547 |
| Percentage Net Loans Charged-off:Construction & development | -0.3700% | 5,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0362% | 5,567 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0593% | 4,303 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 5,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0487% | 1,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4003% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7659% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4805% | 58 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.0918% | 5,675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1052% | 26 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1395% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0321% | 5,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.4781% | 5,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0482% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 2,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0211% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 2,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0572% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9332% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7909% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0256% | 110 |
| Percentage Net Loans Charged-off: All other loans and lease | -5.9232% | 5,725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1713% | 20 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,877 |
| Percentage Net Loans Charged-off:Construction & development | -0.5453% | 5,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1005% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0330% | 1,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1178% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0285% | 5,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0755% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2606% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5025% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3248% | 279 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2635% | 5,611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3420% | 15 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 2,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 1,117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 1,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1339% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2702% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 2,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0970% | 2,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8558% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5811% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8403% | 1,030 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0681% | 5,561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0863% | 47 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 2,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0719% | 2,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0479% | 1,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1592% | 1,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3664% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 2,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1099% | 1,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6661% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1370% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6577% | 1,214 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0305% | 5,499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2134% | 33 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0862% | 2,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 2,604 |
| Percentage Net Loans Charged-off:Construction & development | -0.1415% | 5,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0711% | 1,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 2,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1375% | 683 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0420% | 2,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1051% | 1,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6655% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2745% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6718% | 1,127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0111% | 1,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0768% | 25 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 2,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0591% | 1,911 |
| Percentage Net Loans Charged-off:Construction & development | -0.0315% | 5,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0386% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1500% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1909% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1242% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1082% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3983% | 1,661 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5976% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3952% | 1,550 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1941% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0709% | 1,240 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2367% | 2,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1962% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | -0.0363% | 5,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3049% | 1,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1597% | 2,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0208% | 1,382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2460% | 1,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2453% | 2,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1573% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4669% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0617% | 977 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0410% | 1,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0095% | 75 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2674% | 2,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3002% | 1,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.2106% | 1,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4200% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1998% | 2,103 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 4,613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3261% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1545% | 2,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3515% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4741% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3206% | 684 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0712% | 1,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0470% | 61 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2955% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3319% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.4305% | 916 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5321% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 3,255 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1796% | 4,912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1297% | 2,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1901% | 1,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3582% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4217% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3028% | 693 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1930% | 5,941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0978% | 1,330 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2306% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2883% | 1,495 |
| Percentage Net Loans Charged-off:Construction & development | -0.1329% | 5,809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5153% | 689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1687% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0773% | 4,804 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3188% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1473% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1865% | 2,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4290% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1835% | 2,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0057% | 1,282 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2896% | 3,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5389% | 1,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.4673% | 1,817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3961% | 1,763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8413% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5865% | 947 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0019% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2511% | 2,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2079% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | 35.0920% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9524% | 1,338 |
| Percentage Net Loans Charged-off: All other loans and lease | -12.9308% | 6,451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8194% | 86 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3093% | 2,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3142% | 2,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.2543% | 1,873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1772% | 2,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5923% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4636% | 968 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6740% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2406% | 2,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2682% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2741% | 909 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8386% | 542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0497% | 77 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3557% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3412% | 2,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.5226% | 1,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0755% | 2,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7244% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5358% | 815 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8453% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3215% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5421% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5476% | 755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7414% | 528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5546% | 58 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4342% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2562% | 2,295 |
| Percentage Net Loans Charged-off:Construction & development | 1.0851% | 943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1581% | 1,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 2,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5876% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2074% | 6,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6771% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6607% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6643% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5444% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.2018% | 34 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9343% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7632% | 2,032 |
| Percentage Net Loans Charged-off:Construction & development | 2.9408% | 1,408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2782% | 2,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6535% | 1,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3012% | 1,478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8953% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2565% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3257% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2429% | 594 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0652% | 1,433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2067% | 1,407 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9917% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7616% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 2.4527% | 1,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3448% | 1,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7373% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3094% | 1,294 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0373% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4397% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4070% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3002% | 546 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0869% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0316% | 99 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1366% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7092% | 1,829 |
| Percentage Net Loans Charged-off:Construction & development | 2.1013% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4875% | 1,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5030% | 1,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3576% | 1,104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6074% | 1,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9738% | 1,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2983% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1003% | 376 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1301% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0248% | 1,342 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2054% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2247% | 2,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.5279% | 1,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0691% | 1,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3365% | 1,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2943% | 846 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3679% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1076% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1616% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6042% | 174 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9668% | 1,341 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8635% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7535% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 5.8909% | 1,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7433% | 1,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5685% | 583 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8871% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5175% | 1,237 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1496% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2469% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8173% | 2,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0305% | 1,845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.2081% | 111 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1780% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0865% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 7.2931% | 779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7928% | 1,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8130% | 615 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9442% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4739% | 1,132 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2728% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5434% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9854% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0490% | 1,590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3918% | 95 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7970% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6808% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 9.0513% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0379% | 976 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2459% | 438 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1283% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5400% | 928 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5297% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2826% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8172% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0792% | 1,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6871% | 79 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7120% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8292% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 5.4419% | 733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7195% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1370% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6605% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4558% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5349% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2875% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1823% | 912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8819% | 59 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7361% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1988% | 1,669 |
| Percentage Net Loans Charged-off:Construction & development | 3.9234% | 1,480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0474% | 3,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2735% | 526 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5751% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5810% | 1,148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5716% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9407% | 2,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1339% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 37.0823% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0677% | 942 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2876% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 3.9606% | 1,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0549% | 2,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7002% | 351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7022% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7311% | 860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6853% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1787% | 2,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9208% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 47.6694% | 62 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8326% | 579 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7137% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 5.2763% | 799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0352% | 2,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6864% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8224% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8486% | 665 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8075% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3392% | 1,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1517% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 70.3063% | 47 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5536% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3324% | 1,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.6198% | 1,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5084% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2546% | 1,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3651% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1936% | 1,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0645% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8320% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1083% | 5,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1298% | 3,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.3679% | 2,167 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0860% | 7,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1903% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1095% | 1,184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2321% | 1,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 7,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8431% | 2,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2980% | 1,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1857% | 103 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 5,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 3,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.1180% | 1,940 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0651% | 7,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1449% | 2,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0192% | 1,080 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2093% | 1,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0169% | 7,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7178% | 2,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4674% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3310% | 72 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 4,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1048% | 2,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.1332% | 1,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 1,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1970% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0053% | 884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2977% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0600% | 7,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6946% | 2,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8951% | 617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 4,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1139% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3675% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5696% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1790% | 7,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1939% | 3,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1806% | 451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0570% | 4,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 4,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 3,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 2,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0648% | 3,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5332% | 2,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6595% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 4,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 2,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 2,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0413% | 2,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5394% | 2,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0234% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 3,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0246% | 2,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8906% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6859% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 3,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 7,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0063% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3237% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3159% | 152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 4,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 2,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 2,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 1,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0590% | 3,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4646% | 3,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 3,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 2,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 1,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0937% | 2,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4745% | 2,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0677% | 3,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1595% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3361% | 3,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0308% | 7,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1274% | 7,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3799% | 2,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0099% | 7,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 3,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 2,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0421% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0814% | 7,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4592% | 3,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0322% | 8,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 2,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 1,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1513% | 7,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5195% | 3,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 4,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 1,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0519% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 6,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4612% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 3,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0530% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1103% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1886% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 6,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4092% | 2,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2678% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4277% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8839% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3856% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0013% | 7,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9531% | 2,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 5,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 6,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9949% | 1,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 4,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 6,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8864% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 3,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 6,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9909% | 1,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 6,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0932% | 1,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1993% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0977% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2467% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0426% | 7,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4245% | 4,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 4,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1310% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2848% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1414% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3504% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2319% | 5,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 3,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1837% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4058% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2336% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4825% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3669% | 4,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1912% | 2,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3235% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7394% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0743% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8194% | 2,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 6,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1035% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | 1.4584% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0259% | 7,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |