Home > Pinnacle Bank > Income and Expense

Pinnacle Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$112,300,000490
Total interest expense$40,083,000466
Net interest income$72,217,000503
Provision for loan and lease losses$1,172,000760
Total noninterest income$6,301,0001,015
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,845,000335
Trading account gains and fees$0123
Additional Noninterest Income$2,456,0001,432
Total noninterest expense$53,917,000531
Salaries and employee benefits$26,965,000581
Premises and equipment expense$5,931,000477
Additional noninterest expense$2,456,0001,432
Pre-tax net operating income$23,429,000604
Securities gains (losses)$-75,0003,737
Applicable income taxes$4,963,000534
Income before extraordinary items$18,391,000611
Extraordinary gains, net$054
Net income$18,391,000621
Minority interest net income$088
Net income of bank and minority interests.$18,391,000614
Net charge-offs$145,0001,310
Cash dividends$11,500,000446
Sale, conversion, retirement of capital stock, net$0540
Net operating income$18,450,250626
2023-09-30 (YTD Data)Rank
Total interest income$82,526,000489
Total interest expense$26,853,000472
Net interest income$55,673,000500
Provision for loan and lease losses$1,170,000601
Total noninterest income$4,581,0001,056
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,898,000332
Trading account gains and fees$0125
Additional Noninterest Income$1,683,0001,499
Total noninterest expense$40,483,000531
Salaries and employee benefits$20,395,000573
Premises and equipment expense$4,497,000472
Additional noninterest expense$1,683,0001,499
Pre-tax net operating income$18,601,000594
Securities gains (losses)$-75,0003,927
Applicable income taxes$3,959,000541
Income before extraordinary items$14,567,000614
Extraordinary gains, net$052
Net income$14,567,000618
Minority interest net income$081
Net income of bank and minority interests.$14,567,000614
Net charge-offs$73,0001,326
Cash dividends$2,500,0001,004
Sale, conversion, retirement of capital stock, net$0507
Net operating income$14,626,250620
2023-06-30 (YTD Data)Rank
Total interest income$53,286,000485
Total interest expense$15,448,000484
Net interest income$37,838,000486
Provision for loan and lease losses$1,069,000492
Total noninterest income$3,118,000980
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,920,000330
Trading account gains and fees$0112
Additional Noninterest Income$1,198,0001,371
Total noninterest expense$27,278,000518
Salaries and employee benefits$13,804,000562
Premises and equipment expense$2,934,000471
Additional noninterest expense$1,198,0001,370
Pre-tax net operating income$12,609,000581
Securities gains (losses)$-75,0004,169
Applicable income taxes$2,673,000539
Income before extraordinary items$9,861,000603
Extraordinary gains, net$051
Net income$9,861,000613
Minority interest net income$081
Net income of bank and minority interests.$9,861,000603
Net charge-offs$1,0002,309
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,920,250607
2023-03-31 (YTD Data)Rank
Total interest income$26,181,000490
Total interest expense$6,270,000516
Net interest income$19,911,000473
Provision for loan and lease losses$616,000460
Total noninterest income$1,604,000964
Gross Fiduciary activities income$0913
Service charges on deposit accounts$956,000342
Trading account gains and fees$097
Additional Noninterest Income$648,0001,290
Total noninterest expense$13,768,000527
Salaries and employee benefits$7,022,000575
Premises and equipment expense$1,479,000482
Additional noninterest expense$648,0001,290
Pre-tax net operating income$7,131,000554
Securities gains (losses)$-75,0004,317
Applicable income taxes$1,530,000507
Income before extraordinary items$5,526,000580
Extraordinary gains, net$04
Net income$5,526,000579
Minority interest net income$048
Net income of bank and minority interests.$5,526,000579
Net charge-offs$-33,0004,335
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,585,250577
2022-12-31 (YTD Data)Rank
Total interest income$73,865,000540
Total interest expense$4,229,000892
Net interest income$69,636,000514
Provision for loan and lease losses$1,229,000708
Total noninterest income$5,690,0001,107
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,571,000369
Trading account gains and fees$0116
Additional Noninterest Income$2,119,0001,566
Total noninterest expense$42,970,000625
Salaries and employee benefits$20,677,000726
Premises and equipment expense$5,216,000521
Additional noninterest expense$2,119,0001,566
Pre-tax net operating income$31,127,000550
Securities gains (losses)$-1,0003,144
Applicable income taxes$6,586,000509
Income before extraordinary items$24,540,000561
Extraordinary gains, net$05
Net income$24,540,000562
Minority interest net income$063
Net income of bank and minority interests.$24,540,000562
Net charge-offs$139,0001,085
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$24,540,790567
2022-09-30 (YTD Data)Rank
Total interest income$52,662,000530
Total interest expense$1,949,0001,043
Net interest income$50,713,000510
Provision for loan and lease losses$929,000657
Total noninterest income$4,217,0001,133
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,613,000381
Trading account gains and fees$0111
Additional Noninterest Income$1,604,0001,576
Total noninterest expense$30,043,000662
Salaries and employee benefits$15,077,000740
Premises and equipment expense$3,890,000519
Additional noninterest expense$1,604,0001,576
Pre-tax net operating income$23,958,000532
Securities gains (losses)$-1,0003,505
Applicable income taxes$5,064,000510
Income before extraordinary items$18,893,000530
Extraordinary gains, net$04
Net income$18,893,000530
Minority interest net income$057
Net income of bank and minority interests.$18,893,000530
Net charge-offs$76,0001,040
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$18,893,790541
2022-06-30 (YTD Data)Rank
Total interest income$34,104,000525
Total interest expense$1,065,0001,082
Net interest income$33,039,000506
Provision for loan and lease losses$626,000592
Total noninterest income$2,613,0001,168
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,698,000386
Trading account gains and fees$0108
Additional Noninterest Income$915,0001,766
Total noninterest expense$19,857,000659
Salaries and employee benefits$9,994,000731
Premises and equipment expense$2,570,000523
Additional noninterest expense$7,293,000559
Pre-tax net operating income$15,169,000526
Securities gains (losses)$-1,0003,689
Applicable income taxes$3,227,000494
Income before extraordinary items$11,941,000532
Extraordinary gains, net$04
Net income$11,941,000531
Minority interest net income$060
Net income of bank and minority interests.$11,941,000532
Net charge-offs$43,0001,030
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$11,941,790540
2022-03-31 (YTD Data)Rank
Total interest income$16,437,000527
Total interest expense$517,0001,064
Net interest income$15,920,000510
Provision for loan and lease losses$325,000460
Total noninterest income$1,277,0001,188
Gross Fiduciary activities income$0892
Service charges on deposit accounts$826,000392
Trading account gains and fees$0103
Additional Noninterest Income$451,0001,780
Total noninterest expense$10,040,000656
Salaries and employee benefits$5,045,000734
Premises and equipment expense$1,287,000532
Additional noninterest expense$3,708,000550
Pre-tax net operating income$6,832,000552
Securities gains (losses)$0623
Applicable income taxes$1,497,000503
Income before extraordinary items$5,335,000558
Extraordinary gains, net$04
Net income$5,335,000558
Minority interest net income$050
Net income of bank and minority interests.$5,335,000558
Net charge-offs$38,000761
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,335,000566
2021-12-31 (YTD Data)Rank
Total interest income$65,959,000528
Total interest expense$2,969,000921
Net interest income$62,990,000511
Provision for loan and lease losses$2,039,000279
Total noninterest income$5,329,0001,262
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,127,000386
Trading account gains and fees$0132
Additional Noninterest Income$2,202,0001,820
Total noninterest expense$37,535,000686
Salaries and employee benefits$18,814,000772
Premises and equipment expense$5,284,000508
Additional noninterest expense$13,437,000608
Pre-tax net operating income$28,745,000568
Securities gains (losses)$-2,0004,280
Applicable income taxes$6,045,000546
Income before extraordinary items$22,698,000586
Extraordinary gains, net$010
Net income$22,698,000586
Minority interest net income$074
Net income of bank and minority interests.$22,698,000587
Net charge-offs$214,000993
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$22,699,580578
2021-09-30 (YTD Data)Rank
Total interest income$49,743,000531
Total interest expense$2,404,000899
Net interest income$47,339,000518
Provision for loan and lease losses$1,735,000257
Total noninterest income$3,730,0001,351
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,287,000392
Trading account gains and fees$0132
Additional Noninterest Income$1,443,0001,996
Total noninterest expense$27,862,000695
Salaries and employee benefits$14,192,000779
Premises and equipment expense$3,976,000515
Additional noninterest expense$9,694,000615
Pre-tax net operating income$21,472,000588
Securities gains (losses)$-2,0004,460
Applicable income taxes$4,493,000575
Income before extraordinary items$16,977,000605
Extraordinary gains, net$08
Net income$16,977,000605
Minority interest net income$069
Net income of bank and minority interests.$16,977,000605
Net charge-offs$174,000846
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$16,978,580599
2021-06-30 (YTD Data)Rank
Total interest income$33,030,000524
Total interest expense$1,791,000851
Net interest income$31,239,000508
Provision for loan and lease losses$939,000335
Total noninterest income$3,301,0001,119
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,456,000391
Trading account gains and fees$0133
Additional Noninterest Income$1,845,0001,355
Total noninterest expense$19,552,000666
Salaries and employee benefits$9,576,000770
Premises and equipment expense$2,690,000509
Additional noninterest expense$7,286,000545
Pre-tax net operating income$14,049,000585
Securities gains (losses)$-2,0004,535
Applicable income taxes$2,943,000575
Income before extraordinary items$11,104,000613
Extraordinary gains, net$06
Net income$11,104,000613
Minority interest net income$067
Net income of bank and minority interests.$11,104,000613
Net charge-offs$120,000842
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$11,105,580603
2021-03-31 (YTD Data)Rank
Total interest income$16,319,000529
Total interest expense$938,000858
Net interest income$15,381,000511
Provision for loan and lease losses$201,000804
Total noninterest income$1,580,0001,151
Gross Fiduciary activities income$0922
Service charges on deposit accounts$714,000395
Trading account gains and fees$0127
Additional Noninterest Income$866,0001,396
Total noninterest expense$9,713,000663
Salaries and employee benefits$4,838,000761
Premises and equipment expense$1,319,000516
Additional noninterest expense$3,556,000533
Pre-tax net operating income$7,047,000587
Securities gains (losses)$01,392
Applicable income taxes$1,506,000565
Income before extraordinary items$5,541,000606
Extraordinary gains, net$03
Net income$5,541,000606
Minority interest net income$055
Net income of bank and minority interests.$5,541,000606
Net charge-offs$106,000599
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,541,000598
2020-12-31 (YTD Data)Rank
Total interest income$64,223,000532
Total interest expense$6,363,000754
Net interest income$57,860,000510
Provision for loan and lease losses$2,739,000857
Total noninterest income$6,246,0001,097
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,951,000390
Trading account gains and fees$0133
Additional Noninterest Income$3,295,0001,366
Total noninterest expense$37,712,000662
Salaries and employee benefits$18,852,000754
Premises and equipment expense$4,884,000540
Additional noninterest expense$13,976,000543
Pre-tax net operating income$23,655,000517
Securities gains (losses)$02,675
Applicable income taxes$4,969,000501
Income before extraordinary items$18,686,000552
Extraordinary gains, net$04
Net income$18,686,000552
Minority interest net income$072
Net income of bank and minority interests.$18,686,000552
Net charge-offs$999,000649
Cash dividends$5,500,000701
Sale, conversion, retirement of capital stock, net$0566
Net operating income$18,686,000536
2020-09-30 (YTD Data)Rank
Total interest income$48,274,000532
Total interest expense$5,256,000734
Net interest income$43,018,000504
Provision for loan and lease losses$1,902,000912
Total noninterest income$4,626,0001,077
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,180,000387
Trading account gains and fees$0125
Additional Noninterest Income$2,446,0001,330
Total noninterest expense$27,988,000660
Salaries and employee benefits$14,084,000747
Premises and equipment expense$3,668,000538
Additional noninterest expense$10,236,000546
Pre-tax net operating income$17,754,000489
Securities gains (losses)$02,494
Applicable income taxes$3,711,000460
Income before extraordinary items$14,043,000518
Extraordinary gains, net$04
Net income$14,043,000517
Minority interest net income$065
Net income of bank and minority interests.$14,043,000518
Net charge-offs$531,000726
Cash dividends$1,500,0001,324
Sale, conversion, retirement of capital stock, net$0532
Net operating income$14,043,000505
2020-06-30 (YTD Data)Rank
Total interest income$32,065,000545
Total interest expense$3,913,000712
Net interest income$28,152,000508
Provision for loan and lease losses$1,154,000996
Total noninterest income$2,925,0001,057
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,465,000381
Trading account gains and fees$0123
Additional Noninterest Income$1,460,0001,338
Total noninterest expense$18,581,000656
Salaries and employee benefits$9,406,000742
Premises and equipment expense$2,359,000550
Additional noninterest expense$6,816,000538
Pre-tax net operating income$11,342,000452
Securities gains (losses)$02,249
Applicable income taxes$2,385,000429
Income before extraordinary items$8,957,000496
Extraordinary gains, net$04
Net income$8,957,000492
Minority interest net income$065
Net income of bank and minority interests.$8,957,000496
Net charge-offs$516,000583
Cash dividends$1,500,000984
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,957,000475
2020-03-31 (YTD Data)Rank
Total interest income$15,781,000555
Total interest expense$2,275,000699
Net interest income$13,506,000520
Provision for loan and lease losses$300,0001,167
Total noninterest income$1,584,000957
Gross Fiduciary activities income$0941
Service charges on deposit accounts$849,000380
Trading account gains and fees$0106
Additional Noninterest Income$735,0001,203
Total noninterest expense$9,307,000655
Salaries and employee benefits$4,692,000747
Premises and equipment expense$1,147,000572
Additional noninterest expense$3,468,000536
Pre-tax net operating income$5,483,000429
Securities gains (losses)$01,705
Applicable income taxes$1,175,000404
Income before extraordinary items$4,308,000464
Extraordinary gains, net$04
Net income$4,308,000463
Minority interest net income$056
Net income of bank and minority interests.$4,308,000464
Net charge-offs$425,000415
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,308,000448
2019-12-31 (YTD Data)Rank
Total interest income$61,437,000572
Total interest expense$9,035,000748
Net interest income$52,402,000532
Provision for loan and lease losses$983,000915
Total noninterest income$5,956,000999
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,422,000378
Trading account gains and fees$0135
Additional Noninterest Income$2,534,0001,334
Total noninterest expense$36,688,000640
Salaries and employee benefits$18,032,000740
Premises and equipment expense$4,842,000539
Additional noninterest expense$13,814,000524
Pre-tax net operating income$20,687,000596
Securities gains (losses)$-1,0004,531
Applicable income taxes$4,291,000559
Income before extraordinary items$16,395,000619
Extraordinary gains, net$011
Net income$16,395,000620
Minority interest net income$076
Net income of bank and minority interests.$16,395,000620
Net charge-offs$-5,0004,345
Cash dividends$2,000,0001,567
Sale, conversion, retirement of capital stock, net$0626
Net operating income$16,395,790607
2019-09-30 (YTD Data)Rank
Total interest income$45,395,000579
Total interest expense$6,576,000771
Net interest income$38,819,000541
Provision for loan and lease losses$846,000790
Total noninterest income$4,702,000949
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,539,000378
Trading account gains and fees$0129
Additional Noninterest Income$2,163,0001,224
Total noninterest expense$27,156,000648
Salaries and employee benefits$13,493,000742
Premises and equipment expense$3,567,000552
Additional noninterest expense$10,096,000534
Pre-tax net operating income$15,519,000599
Securities gains (losses)$-1,0004,641
Applicable income taxes$3,191,000564
Income before extraordinary items$12,327,000629
Extraordinary gains, net$011
Net income$12,327,000630
Minority interest net income$072
Net income of bank and minority interests.$12,327,000629
Net charge-offs$-30,0004,704
Cash dividends$2,000,0001,189
Sale, conversion, retirement of capital stock, net$0590
Net operating income$12,327,790616
2019-06-30 (YTD Data)Rank
Total interest income$29,537,000588
Total interest expense$4,123,000792
Net interest income$25,414,000551
Provision for loan and lease losses$596,000756
Total noninterest income$3,120,000950
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,652,000387
Trading account gains and fees$0131
Additional Noninterest Income$1,468,0001,176
Total noninterest expense$18,175,000649
Salaries and employee benefits$9,105,000728
Premises and equipment expense$2,399,000553
Additional noninterest expense$6,671,000543
Pre-tax net operating income$9,763,000611
Securities gains (losses)$-1,0004,660
Applicable income taxes$2,071,000561
Income before extraordinary items$7,691,000637
Extraordinary gains, net$011
Net income$7,691,000637
Minority interest net income$069
Net income of bank and minority interests.$7,691,000637
Net charge-offs$186,0001,041
Cash dividends$2,000,000856
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,691,790624
2019-03-31 (YTD Data)Rank
Total interest income$14,275,000607
Total interest expense$1,883,000833
Net interest income$12,392,000563
Provision for loan and lease losses$292,000735
Total noninterest income$1,578,000911
Gross Fiduciary activities income$0972
Service charges on deposit accounts$807,000385
Trading account gains and fees$0126
Additional Noninterest Income$771,0001,090
Total noninterest expense$8,943,000651
Salaries and employee benefits$4,660,000710
Premises and equipment expense$1,175,000555
Additional noninterest expense$3,108,000562
Pre-tax net operating income$4,735,000614
Securities gains (losses)$-1,0004,848
Applicable income taxes$1,014,000565
Income before extraordinary items$3,720,000649
Extraordinary gains, net$05
Net income$3,720,000649
Minority interest net income$052
Net income of bank and minority interests.$3,720,000648
Net charge-offs$31,0001,479
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,720,790637
2018-12-31 (YTD Data)Rank
Total interest income$53,811,000602
Total interest expense$4,931,000931
Net interest income$48,880,000549
Provision for loan and lease losses$2,526,000424
Total noninterest income$7,175,000868
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,542,000381
Trading account gains and fees$0126
Additional Noninterest Income$3,633,000999
Total noninterest expense$35,160,000649
Salaries and employee benefits$17,728,000715
Premises and equipment expense$4,785,000534
Additional noninterest expense$12,647,000554
Pre-tax net operating income$18,369,000633
Securities gains (losses)$01,125
Applicable income taxes$1,850,000921
Income before extraordinary items$16,519,000599
Extraordinary gains, net$06
Net income$16,519,000598
Minority interest net income$072
Net income of bank and minority interests.$16,519,000598
Net charge-offs$927,000630
Cash dividends$7,000,000555
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,519,000602
2018-09-30 (YTD Data)Rank
Total interest income$39,591,000602
Total interest expense$3,297,000971
Net interest income$36,294,000552
Provision for loan and lease losses$1,957,000402
Total noninterest income$5,764,000834
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,634,000382
Trading account gains and fees$0138
Additional Noninterest Income$3,130,000901
Total noninterest expense$26,082,000649
Salaries and employee benefits$13,267,000717
Premises and equipment expense$3,580,000536
Additional noninterest expense$9,235,000556
Pre-tax net operating income$14,019,000624
Securities gains (losses)$01,118
Applicable income taxes$874,0001,283
Income before extraordinary items$13,145,000571
Extraordinary gains, net$05
Net income$13,145,000569
Minority interest net income$066
Net income of bank and minority interests.$13,145,000570
Net charge-offs$885,000479
Cash dividends$6,000,000463
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,145,000571
2018-06-30 (YTD Data)Rank
Total interest income$25,678,000610
Total interest expense$1,903,0001,053
Net interest income$23,775,000560
Provision for loan and lease losses$1,345,000383
Total noninterest income$4,018,000803
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,761,000379
Trading account gains and fees$0130
Additional Noninterest Income$2,257,000865
Total noninterest expense$17,323,000653
Salaries and employee benefits$8,788,000727
Premises and equipment expense$2,328,000548
Additional noninterest expense$6,207,000555
Pre-tax net operating income$9,125,000636
Securities gains (losses)$0961
Applicable income taxes$-164,0005,489
Income before extraordinary items$9,289,000544
Extraordinary gains, net$06
Net income$9,289,000542
Minority interest net income$065
Net income of bank and minority interests.$9,289,000543
Net charge-offs$425,000578
Cash dividends$3,500,000510
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,289,000544
2018-03-31 (YTD Data)Rank
Total interest income$12,699,000605
Total interest expense$908,0001,042
Net interest income$11,791,000560
Provision for loan and lease losses$719,000353
Total noninterest income$1,994,000790
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$913,000378
Trading account gains and fees$0123
Additional Noninterest Income$1,081,000882
Total noninterest expense$8,548,000665
Salaries and employee benefits$4,380,000735
Premises and equipment expense$1,132,000560
Additional noninterest expense$3,036,000564
Pre-tax net operating income$4,518,000628
Securities gains (losses)$0735
Applicable income taxes$36,0002,911
Income before extraordinary items$4,482,000541
Extraordinary gains, net$07
Net income$4,482,000541
Minority interest net income$052
Net income of bank and minority interests.$4,482,000541
Net charge-offs$289,000426
Cash dividends$2,000,000411
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,482,000543
2017-12-31 (YTD Data)Rank
Total interest income$50,294,000568
Total interest expense$2,967,0001,093
Net interest income$47,327,000533
Provision for loan and lease losses$2,411,000450
Total noninterest income$7,920,000818
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,607,000380
Trading account gains and fees$0151
Additional Noninterest Income$4,313,000904
Total noninterest expense$35,430,000619
Salaries and employee benefits$17,712,000696
Premises and equipment expense$4,890,000513
Additional noninterest expense$12,828,000530
Pre-tax net operating income$17,406,000611
Securities gains (losses)$2,0001,996
Applicable income taxes$132,0003,166
Income before extraordinary items$17,276,000460
Extraordinary gains, net$09
Net income$17,276,000458
Minority interest net income$076
Net income of bank and minority interests.$17,276,000460
Net charge-offs$471,0001,137
Cash dividends$22,000,000222
Sale, conversion, retirement of capital stock, net$0711
Net operating income$17,274,020455
2017-09-30 (YTD Data)Rank
Total interest income$37,570,000567
Total interest expense$2,184,0001,092
Net interest income$35,386,000539
Provision for loan and lease losses$1,734,000463
Total noninterest income$5,930,000824
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,708,000388
Trading account gains and fees$0145
Additional Noninterest Income$3,222,000920
Total noninterest expense$26,346,000624
Salaries and employee benefits$13,210,000701
Premises and equipment expense$3,669,000518
Additional noninterest expense$9,467,000535
Pre-tax net operating income$13,236,000617
Securities gains (losses)$2,0002,024
Applicable income taxes$96,0003,172
Income before extraordinary items$13,142,000494
Extraordinary gains, net$09
Net income$13,142,000492
Minority interest net income$071
Net income of bank and minority interests.$13,142,000494
Net charge-offs$409,000922
Cash dividends$14,500,000225
Sale, conversion, retirement of capital stock, net$0677
Net operating income$13,140,020488
2017-06-30 (YTD Data)Rank
Total interest income$24,889,000567
Total interest expense$1,456,0001,065
Net interest income$23,433,000539
Provision for loan and lease losses$1,063,000479
Total noninterest income$3,876,000835
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,789,000386
Trading account gains and fees$0139
Additional Noninterest Income$2,087,000938
Total noninterest expense$17,393,000632
Salaries and employee benefits$8,969,000687
Premises and equipment expense$2,252,000554
Additional noninterest expense$6,172,000550
Pre-tax net operating income$8,853,000599
Securities gains (losses)$1,0001,756
Applicable income taxes$60,0003,218
Income before extraordinary items$8,794,000482
Extraordinary gains, net$011
Net income$8,794,000481
Minority interest net income$071
Net income of bank and minority interests.$8,794,000482
Net charge-offs$118,0001,401
Cash dividends$11,500,000190
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,793,010477
2017-03-31 (YTD Data)Rank
Total interest income$6,675,0001,045
Total interest expense$296,0002,200
Net interest income$6,379,000974
Provision for loan and lease losses$199,000948
Total noninterest income$1,580,000949
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$764,000435
Trading account gains and fees$0142
Additional Noninterest Income$816,0001,110
Total noninterest expense$4,731,0001,118
Salaries and employee benefits$2,325,0001,250
Premises and equipment expense$668,000935
Additional noninterest expense$1,738,000933
Pre-tax net operating income$3,029,000801
Securities gains (losses)$1,0001,030
Applicable income taxes$18,0003,402
Income before extraordinary items$3,012,000657
Extraordinary gains, net$08
Net income$3,012,000657
Minority interest net income$055
Net income of bank and minority interests.$3,012,000657
Net charge-offs$54,0001,274
Cash dividends$2,500,000335
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,011,010646
2016-12-31 (YTD Data)Rank
Total interest income$26,901,0001,006
Total interest expense$1,197,0002,136
Net interest income$25,704,000941
Provision for loan and lease losses$519,0001,439
Total noninterest income$7,419,000866
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,115,000436
Trading account gains and fees$0170
Additional Noninterest Income$4,304,000943
Total noninterest expense$19,050,0001,094
Salaries and employee benefits$8,701,0001,279
Premises and equipment expense$2,913,000848
Additional noninterest expense$7,436,000894
Pre-tax net operating income$13,554,000703
Securities gains (losses)$1,0003,113
Applicable income taxes$78,0003,424
Income before extraordinary items$13,477,000575
Extraordinary gains, net$05
Net income$13,477,000574
Minority interest net income$082
Net income of bank and minority interests.$13,477,000574
Net charge-offs$170,0002,105
Cash dividends$7,500,000486
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,476,010560
2016-09-30 (YTD Data)Rank
Total interest income$20,211,0001,007
Total interest expense$900,0002,132
Net interest income$19,311,000937
Provision for loan and lease losses$269,0001,761
Total noninterest income$5,595,000865
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,309,000440
Trading account gains and fees$0169
Additional Noninterest Income$3,286,000932
Total noninterest expense$14,290,0001,095
Salaries and employee benefits$6,591,0001,277
Premises and equipment expense$2,059,000894
Additional noninterest expense$5,640,000879
Pre-tax net operating income$10,347,000694
Securities gains (losses)$1,0003,060
Applicable income taxes$60,0003,491
Income before extraordinary items$10,288,000571
Extraordinary gains, net$05
Net income$10,288,000571
Minority interest net income$071
Net income of bank and minority interests.$10,288,000571
Net charge-offs$133,0001,799
Cash dividends$6,000,000431
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,287,010552
2016-06-30 (YTD Data)Rank
Total interest income$13,626,000997
Total interest expense$594,0002,152
Net interest income$13,032,000916
Provision for loan and lease losses$139,0002,014
Total noninterest income$3,888,000830
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,488,000447
Trading account gains and fees$0157
Additional Noninterest Income$2,400,000850
Total noninterest expense$9,582,0001,086
Salaries and employee benefits$4,423,0001,278
Premises and equipment expense$1,347,000913
Additional noninterest expense$3,812,000865
Pre-tax net operating income$7,199,000658
Securities gains (losses)$1,0002,737
Applicable income taxes$36,0003,553
Income before extraordinary items$7,164,000544
Extraordinary gains, net$016
Net income$7,164,000540
Minority interest net income$071
Net income of bank and minority interests.$7,164,000543
Net charge-offs$-88,0005,672
Cash dividends$3,000,000547
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,163,010529
2016-03-31 (YTD Data)Rank
Total interest income$7,187,000935
Total interest expense$290,0002,194
Net interest income$6,897,000853
Provision for loan and lease losses$94,0001,575
Total noninterest income$1,727,000876
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$726,000457
Trading account gains and fees$0142
Additional Noninterest Income$1,001,000927
Total noninterest expense$4,691,0001,111
Salaries and employee benefits$2,219,0001,275
Premises and equipment expense$692,000900
Additional noninterest expense$1,780,000916
Pre-tax net operating income$3,839,000609
Securities gains (losses)$02,077
Applicable income taxes$18,0003,526
Income before extraordinary items$3,821,000493
Extraordinary gains, net$012
Net income$3,821,000491
Minority interest net income$062
Net income of bank and minority interests.$3,821,000493
Net charge-offs$26,0001,827
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,821,000482
2015-12-31 (YTD Data)Rank
Total interest income$23,590,0001,091
Total interest expense$1,009,0002,405
Net interest income$22,581,0001,021
Provision for loan and lease losses$392,0001,613
Total noninterest income$7,212,000867
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,171,000432
Trading account gains and fees$0159
Additional Noninterest Income$4,041,000950
Total noninterest expense$18,808,0001,082
Salaries and employee benefits$8,345,0001,305
Premises and equipment expense$2,824,000870
Additional noninterest expense$7,639,000854
Pre-tax net operating income$10,593,000848
Securities gains (losses)$6,0002,777
Applicable income taxes$61,0003,556
Income before extraordinary items$10,538,000694
Extraordinary gains, net$023
Net income$10,538,000693
Minority interest net income$081
Net income of bank and minority interests.$10,538,000694
Net charge-offs$158,0002,202
Cash dividends$7,500,000477
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,532,060682
2015-09-30 (YTD Data)Rank
Total interest income$17,486,0001,106
Total interest expense$743,0002,465
Net interest income$16,743,0001,035
Provision for loan and lease losses$346,0001,396
Total noninterest income$5,467,000877
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,351,000439
Trading account gains and fees$0153
Additional Noninterest Income$3,116,000937
Total noninterest expense$14,066,0001,091
Salaries and employee benefits$6,242,0001,315
Premises and equipment expense$2,135,000877
Additional noninterest expense$5,689,000862
Pre-tax net operating income$7,798,000872
Securities gains (losses)$4,0002,687
Applicable income taxes$48,0003,647
Income before extraordinary items$7,754,000710
Extraordinary gains, net$021
Net income$7,754,000708
Minority interest net income$078
Net income of bank and minority interests.$7,754,000710
Net charge-offs$113,0002,046
Cash dividends$7,500,000347
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,750,040693
2015-06-30 (YTD Data)Rank
Total interest income$11,398,0001,133
Total interest expense$495,0002,477
Net interest income$10,903,0001,052
Provision for loan and lease losses$270,0001,221
Total noninterest income$3,607,000881
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,509,000446
Trading account gains and fees$0157
Additional Noninterest Income$2,098,000932
Total noninterest expense$9,415,0001,089
Salaries and employee benefits$4,153,0001,322
Premises and equipment expense$1,438,000863
Additional noninterest expense$3,824,000859
Pre-tax net operating income$4,825,000919
Securities gains (losses)$02,636
Applicable income taxes$36,0003,619
Income before extraordinary items$4,789,000772
Extraordinary gains, net$022
Net income$4,789,000771
Minority interest net income$075
Net income of bank and minority interests.$4,789,000772
Net charge-offs$60,0002,180
Cash dividends$7,500,000256
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,789,000748
2015-03-31 (YTD Data)Rank
Total interest income$5,604,0001,148
Total interest expense$246,0002,508
Net interest income$5,358,0001,062
Provision for loan and lease losses$134,0001,213
Total noninterest income$1,584,000931
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$713,000455
Trading account gains and fees$0152
Additional Noninterest Income$871,0001,030
Total noninterest expense$4,638,0001,105
Salaries and employee benefits$2,109,0001,309
Premises and equipment expense$741,000850
Additional noninterest expense$1,788,000891
Pre-tax net operating income$2,170,000996
Securities gains (losses)$02,027
Applicable income taxes$21,0003,502
Income before extraordinary items$2,149,000815
Extraordinary gains, net$013
Net income$2,149,000813
Minority interest net income$064
Net income of bank and minority interests.$2,149,000815
Net charge-offs$53,0001,514
Cash dividends$5,000,000197
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,149,000785
2014-12-31 (YTD Data)Rank
Total interest income$24,334,0001,053
Total interest expense$1,139,0002,352
Net interest income$23,195,000957
Provision for loan and lease losses$326,0001,895
Total noninterest income$5,668,000994
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,956,000473
Trading account gains and fees$0180
Additional Noninterest Income$2,712,0001,174
Total noninterest expense$18,474,0001,097
Salaries and employee benefits$8,046,0001,316
Premises and equipment expense$3,004,000821
Additional noninterest expense$7,424,000884
Pre-tax net operating income$10,063,000824
Securities gains (losses)$41,0001,863
Applicable income taxes$77,0003,532
Income before extraordinary items$10,027,000675
Extraordinary gains, net$017
Net income$10,027,000674
Minority interest net income$084
Net income of bank and minority interests.$10,027,000675
Net charge-offs$587,0001,318
Cash dividends$6,500,000478
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,986,410668
2014-09-30 (YTD Data)Rank
Total interest income$17,108,0001,130
Total interest expense$879,0002,348
Net interest income$16,229,0001,053
Provision for loan and lease losses$193,0002,126
Total noninterest income$4,093,0001,038
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,187,000476
Trading account gains and fees$0174
Additional Noninterest Income$1,906,0001,242
Total noninterest expense$13,496,0001,123
Salaries and employee benefits$5,955,0001,335
Premises and equipment expense$2,197,000842
Additional noninterest expense$5,344,000906
Pre-tax net operating income$6,633,000956
Securities gains (losses)$4,0002,611
Applicable income taxes$56,0003,610
Income before extraordinary items$6,581,000765
Extraordinary gains, net$015
Net income$6,581,000764
Minority interest net income$081
Net income of bank and minority interests.$6,581,000764
Net charge-offs$522,0001,122
Cash dividends$5,000,000433
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,577,040753
2014-06-30 (YTD Data)Rank
Total interest income$11,253,0001,145
Total interest expense$592,0002,348
Net interest income$10,661,0001,055
Provision for loan and lease losses$88,0002,517
Total noninterest income$2,598,0001,056
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,432,000478
Trading account gains and fees$0172
Additional Noninterest Income$1,166,0001,307
Total noninterest expense$8,841,0001,143
Salaries and employee benefits$3,972,0001,341
Premises and equipment expense$1,444,000853
Additional noninterest expense$3,425,000940
Pre-tax net operating income$4,330,000944
Securities gains (losses)$4,0002,221
Applicable income taxes$42,0003,531
Income before extraordinary items$4,292,000763
Extraordinary gains, net$020
Net income$4,292,000762
Minority interest net income$080
Net income of bank and minority interests.$4,292,000763
Net charge-offs$79,0002,407
Cash dividends$4,000,000371
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,288,040742
2014-03-31 (YTD Data)Rank
Total interest income$5,567,0001,154
Total interest expense$300,0002,355
Net interest income$5,267,0001,072
Provision for loan and lease losses$44,0002,422
Total noninterest income$1,223,0001,078
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$705,000471
Trading account gains and fees$0147
Additional Noninterest Income$518,0001,385
Total noninterest expense$4,397,0001,157
Salaries and employee benefits$1,991,0001,350
Premises and equipment expense$761,000835
Additional noninterest expense$1,645,000975
Pre-tax net operating income$2,049,000955
Securities gains (losses)$01,715
Applicable income taxes$21,0003,473
Income before extraordinary items$2,028,000772
Extraordinary gains, net$016
Net income$2,028,000773
Minority interest net income$066
Net income of bank and minority interests.$2,028,000773
Net charge-offs$52,0001,843
Cash dividends$1,500,000415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,028,000754
2013-12-31 (YTD Data)Rank
Total interest income$23,385,0001,089
Total interest expense$1,397,0002,289
Net interest income$21,988,000996
Provision for loan and lease losses$388,0002,149
Total noninterest income$5,143,0001,107
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,020,000469
Trading account gains and fees$0184
Additional Noninterest Income$2,123,0001,446
Total noninterest expense$17,467,0001,169
Salaries and employee benefits$7,925,0001,340
Premises and equipment expense$2,668,000902
Additional noninterest expense$6,874,000988
Pre-tax net operating income$9,276,000824
Securities gains (losses)$14,0002,505
Applicable income taxes$65,0003,645
Income before extraordinary items$9,225,000696
Extraordinary gains, net$029
Net income$9,225,000696
Minority interest net income$090
Net income of bank and minority interests.$9,225,000696
Net charge-offs$72,0004,062
Cash dividends$8,500,000365
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,211,140676
2013-09-30 (YTD Data)Rank
Total interest income$17,808,0001,072
Total interest expense$1,066,0002,316
Net interest income$16,742,000983
Provision for loan and lease losses$343,0001,945
Total noninterest income$3,852,0001,132
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,258,000470
Trading account gains and fees$0180
Additional Noninterest Income$1,594,0001,485
Total noninterest expense$13,038,0001,182
Salaries and employee benefits$5,952,0001,340
Premises and equipment expense$2,027,000892
Additional noninterest expense$5,059,000998
Pre-tax net operating income$7,213,000815
Securities gains (losses)$14,0002,364
Applicable income taxes$44,0003,783
Income before extraordinary items$7,183,000682
Extraordinary gains, net$025
Net income$7,183,000683
Minority interest net income$084
Net income of bank and minority interests.$7,183,000684
Net charge-offs$25,0004,288
Cash dividends$7,500,000314
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,169,140655
2013-06-30 (YTD Data)Rank
Total interest income$12,098,0001,048
Total interest expense$719,0002,338
Net interest income$11,379,000939
Provision for loan and lease losses$297,0001,718
Total noninterest income$2,527,0001,151
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,491,000467
Trading account gains and fees$0157
Additional Noninterest Income$1,036,0001,542
Total noninterest expense$8,650,0001,175
Salaries and employee benefits$3,960,0001,343
Premises and equipment expense$1,327,000912
Additional noninterest expense$3,363,000997
Pre-tax net operating income$4,959,000775
Securities gains (losses)$02,791
Applicable income taxes$23,0003,887
Income before extraordinary items$4,936,000665
Extraordinary gains, net$022
Net income$4,936,000668
Minority interest net income$082
Net income of bank and minority interests.$4,936,000668
Net charge-offs$-332,0006,859
Cash dividends$7,500,000211
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,936,000627
2013-03-31 (YTD Data)Rank
Total interest income$6,414,000988
Total interest expense$357,0002,425
Net interest income$6,057,000884
Provision for loan and lease losses$201,0001,341
Total noninterest income$1,241,0001,153
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$743,000467
Trading account gains and fees$0148
Additional Noninterest Income$498,0001,584
Total noninterest expense$4,270,0001,202
Salaries and employee benefits$1,990,0001,350
Premises and equipment expense$656,000938
Additional noninterest expense$1,624,0001,031
Pre-tax net operating income$2,827,000683
Securities gains (losses)$01,966
Applicable income taxes$21,0003,565
Income before extraordinary items$2,806,000588
Extraordinary gains, net$010
Net income$2,806,000586
Minority interest net income$076
Net income of bank and minority interests.$2,806,000589
Net charge-offs$19,0003,117
Cash dividends$2,000,000297
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,806,000558
2012-12-31 (YTD Data)Rank
Total interest income$25,231,0001,053
Total interest expense$1,634,0002,544
Net interest income$23,597,000916
Provision for loan and lease losses$1,673,0001,228
Total noninterest income$6,162,000984
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,240,000455
Trading account gains and fees$0166
Additional Noninterest Income$2,922,0001,181
Total noninterest expense$16,993,0001,189
Salaries and employee benefits$7,771,0001,329
Premises and equipment expense$2,620,000918
Additional noninterest expense$6,602,0001,053
Pre-tax net operating income$11,093,000662
Securities gains (losses)$17,0003,230
Applicable income taxes$84,0003,621
Income before extraordinary items$11,026,000576
Extraordinary gains, net$029
Net income$11,026,000574
Minority interest net income$093
Net income of bank and minority interests.$11,026,000576
Net charge-offs$145,0004,080
Cash dividends$8,000,000370
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$11,009,170559
2012-09-30 (YTD Data)Rank
Total interest income$18,854,0001,079
Total interest expense$1,283,0002,554
Net interest income$17,571,000938
Provision for loan and lease losses$1,431,0001,120
Total noninterest income$4,890,000933
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,423,000461
Trading account gains and fees$0157
Additional Noninterest Income$2,467,0001,083
Total noninterest expense$12,770,0001,186
Salaries and employee benefits$5,825,0001,324
Premises and equipment expense$2,011,000904
Additional noninterest expense$4,934,0001,045
Pre-tax net operating income$8,260,000674
Securities gains (losses)$16,0002,965
Applicable income taxes$63,0003,667
Income before extraordinary items$8,213,000594
Extraordinary gains, net$020
Net income$8,213,000593
Minority interest net income$086
Net income of bank and minority interests.$8,213,000594
Net charge-offs$80,0004,173
Cash dividends$4,500,000391
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,197,160572
2012-06-30 (YTD Data)Rank
Total interest income$11,716,0001,168
Total interest expense$902,0002,525
Net interest income$10,814,0001,021
Provision for loan and lease losses$1,087,0001,026
Total noninterest income$3,631,000848
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,615,000452
Trading account gains and fees$0153
Additional Noninterest Income$2,016,000908
Total noninterest expense$8,708,0001,150
Salaries and employee benefits$3,887,0001,326
Premises and equipment expense$1,327,000916
Additional noninterest expense$3,494,000998
Pre-tax net operating income$4,650,000792
Securities gains (losses)$6,0002,847
Applicable income taxes$42,0003,653
Income before extraordinary items$4,614,000664
Extraordinary gains, net$019
Net income$4,614,000664
Minority interest net income$084
Net income of bank and minority interests.$4,614,000664
Net charge-offs$46,0004,105
Cash dividends$4,500,000282
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,608,060641
2012-03-31 (YTD Data)Rank
Total interest income$5,931,0001,158
Total interest expense$480,0002,461
Net interest income$5,451,0001,005
Provision for loan and lease losses$744,000794
Total noninterest income$2,409,000684
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$796,000451
Trading account gains and fees$0148
Additional Noninterest Income$1,613,000647
Total noninterest expense$4,388,0001,139
Salaries and employee benefits$1,963,0001,318
Premises and equipment expense$677,000897
Additional noninterest expense$1,748,000980
Pre-tax net operating income$2,728,000680
Securities gains (losses)$1,0002,095
Applicable income taxes$21,0003,648
Income before extraordinary items$2,708,000585
Extraordinary gains, net$019
Net income$2,708,000584
Minority interest net income$078
Net income of bank and minority interests.$2,708,000586
Net charge-offs$37,0003,263
Cash dividends$1,000,000457
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,707,010572
2011-12-31 (YTD Data)Rank
Total interest income$23,735,0001,203
Total interest expense$2,764,0002,104
Net interest income$20,971,0001,057
Provision for loan and lease losses$2,149,0001,493
Total noninterest income$5,639,000941
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,510,000434
Trading account gains and fees$0146
Additional Noninterest Income$2,129,0001,301
Total noninterest expense$17,541,0001,123
Salaries and employee benefits$7,567,0001,303
Premises and equipment expense$2,684,000935
Additional noninterest expense$7,290,000970
Pre-tax net operating income$6,920,000882
Securities gains (losses)$106,0002,018
Applicable income taxes$95,0003,407
Income before extraordinary items$6,931,000730
Extraordinary gains, net$029
Net income$6,931,000730
Minority interest net income$096
Net income of bank and minority interests.$6,931,000730
Net charge-offs$2,284,0001,435
Cash dividends$6,500,000336
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,826,060706
2011-09-30 (YTD Data)Rank
Total interest income$17,694,0001,230
Total interest expense$2,207,0002,072
Net interest income$15,487,0001,085
Provision for loan and lease losses$1,681,0001,403
Total noninterest income$4,324,000938
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,653,000437
Trading account gains and fees$0145
Additional Noninterest Income$1,671,0001,251
Total noninterest expense$13,376,0001,104
Salaries and employee benefits$5,778,0001,285
Premises and equipment expense$2,070,000918
Additional noninterest expense$5,528,000959
Pre-tax net operating income$4,754,000979
Securities gains (losses)$79,0001,989
Applicable income taxes$74,0003,415
Income before extraordinary items$4,759,000807
Extraordinary gains, net$021
Net income$4,759,000806
Minority interest net income$087
Net income of bank and minority interests.$4,759,000807
Net charge-offs$2,375,0001,087
Cash dividends$4,500,000317
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,681,580787
2011-06-30 (YTD Data)Rank
Total interest income$11,651,0001,246
Total interest expense$1,555,0002,045
Net interest income$10,096,0001,105
Provision for loan and lease losses$1,187,0001,356
Total noninterest income$2,820,000962
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,786,000428
Trading account gains and fees$0153
Additional Noninterest Income$1,034,0001,309
Total noninterest expense$8,552,0001,168
Salaries and employee benefits$3,803,0001,310
Premises and equipment expense$1,362,000942
Additional noninterest expense$3,387,0001,054
Pre-tax net operating income$3,177,000963
Securities gains (losses)$18,0002,133
Applicable income taxes$53,0003,328
Income before extraordinary items$3,142,000799
Extraordinary gains, net$015
Net income$3,142,000798
Minority interest net income$089
Net income of bank and minority interests.$3,142,000799
Net charge-offs$108,0003,767
Cash dividends$4,500,000211
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,124,360770
2011-03-31 (YTD Data)Rank
Total interest income$5,925,0001,236
Total interest expense$809,0002,040
Net interest income$5,116,0001,077
Provision for loan and lease losses$544,0001,362
Total noninterest income$1,448,000935
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$894,000425
Trading account gains and fees$0158
Additional Noninterest Income$554,0001,265
Total noninterest expense$4,300,0001,169
Salaries and employee benefits$1,883,0001,338
Premises and equipment expense$679,000971
Additional noninterest expense$1,738,0001,021
Pre-tax net operating income$1,720,000875
Securities gains (losses)$3,0001,535
Applicable income taxes$13,0003,664
Income before extraordinary items$1,710,000748
Extraordinary gains, net$09
Net income$1,710,000748
Minority interest net income$086
Net income of bank and minority interests.$1,710,000748
Net charge-offs$74,0003,022
Cash dividends$2,000,000202
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,707,030731
2010-12-31 (YTD Data)Rank
Total interest income$23,740,0001,298
Total interest expense$4,081,0001,959
Net interest income$19,659,0001,135
Provision for loan and lease losses$996,0003,063
Total noninterest income$5,364,0001,031
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,989,000392
Trading account gains and fees$0175
Additional Noninterest Income$1,375,0001,783
Total noninterest expense$16,584,0001,217
Salaries and employee benefits$7,367,0001,328
Premises and equipment expense$2,771,000918
Additional noninterest expense$6,446,0001,148
Pre-tax net operating income$7,443,000728
Securities gains (losses)$54,0002,607
Applicable income taxes$45,0003,686
Income before extraordinary items$7,452,000604
Extraordinary gains, net$029
Net income$7,452,000602
Minority interest net income$0111
Net income of bank and minority interests.$7,452,000604
Net charge-offs$238,0004,574
Cash dividends$2,400,000694
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,398,540579
2010-09-30 (YTD Data)Rank
Total interest income$17,651,0001,327
Total interest expense$3,203,0001,950
Net interest income$14,448,0001,175
Provision for loan and lease losses$780,0002,887
Total noninterest income$4,101,000977
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,031,000385
Trading account gains and fees$0165
Additional Noninterest Income$1,070,0001,736
Total noninterest expense$12,230,0001,220
Salaries and employee benefits$5,495,0001,344
Premises and equipment expense$1,978,000986
Additional noninterest expense$4,757,0001,143
Pre-tax net operating income$5,539,000767
Securities gains (losses)$40,0002,559
Applicable income taxes$32,0003,803
Income before extraordinary items$5,547,000624
Extraordinary gains, net$023
Net income$5,547,000622
Minority interest net income$0110
Net income of bank and minority interests.$5,547,000624
Net charge-offs$158,0004,458
Cash dividends$1,400,000794
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,507,400600
2010-06-30 (YTD Data)Rank
Total interest income$11,711,0001,352
Total interest expense$2,179,0001,995
Net interest income$9,532,0001,194
Provision for loan and lease losses$775,0002,230
Total noninterest income$2,799,000948
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,043,000379
Trading account gains and fees$0152
Additional Noninterest Income$756,0001,586
Total noninterest expense$8,072,0001,233
Salaries and employee benefits$3,671,0001,345
Premises and equipment expense$1,305,0001,012
Additional noninterest expense$3,096,0001,159
Pre-tax net operating income$3,484,000787
Securities gains (losses)$26,0002,244
Applicable income taxes$19,0003,810
Income before extraordinary items$3,491,000647
Extraordinary gains, net$019
Net income$3,491,000648
Minority interest net income$0105
Net income of bank and minority interests.$3,491,000648
Net charge-offs$13,0005,696
Cash dividends$500,0001,315
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,465,260627
2010-03-31 (YTD Data)Rank
Total interest income$5,858,0001,387
Total interest expense$1,126,0002,032
Net interest income$4,732,0001,211
Provision for loan and lease losses$321,0002,312
Total noninterest income$1,233,0001,030
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$984,000391
Trading account gains and fees$0175
Additional Noninterest Income$249,0002,076
Total noninterest expense$4,126,0001,222
Salaries and employee benefits$1,818,0001,379
Premises and equipment expense$653,0001,043
Additional noninterest expense$1,655,0001,055
Pre-tax net operating income$1,518,000884
Securities gains (losses)$9,0001,748
Applicable income taxes$9,0003,859
Income before extraordinary items$1,518,000734
Extraordinary gains, net$016
Net income$1,518,000735
Minority interest net income$091
Net income of bank and minority interests.$1,518,000738
Net charge-offs$-39,0007,757
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,509,090705
2009-12-31 (YTD Data)Rank
Total interest income$24,618,0001,394
Total interest expense$4,753,0002,374
Net interest income$19,865,0001,098
Provision for loan and lease losses$936,0003,603
Total noninterest income$5,164,0001,066
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$4,051,000410
Trading account gains and fees$0211
Additional Noninterest Income$1,113,0002,021
Total noninterest expense$17,730,0001,170
Salaries and employee benefits$7,657,0001,291
Premises and equipment expense$2,663,0001,017
Additional noninterest expense$7,410,0001,046
Pre-tax net operating income$6,363,000676
Securities gains (losses)$161,0001,733
Applicable income taxes$17,0003,730
Income before extraordinary items$6,507,000533
Extraordinary gains, net$034
Net income$6,507,000531
Minority interest net income$0115
Net income of bank and minority interests.$6,507,000534
Net charge-offs$660,0003,431
Cash dividends$7,020,000257
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,346,000544
2009-09-30 (YTD Data)Rank
Total interest income$18,750,0001,398
Total interest expense$3,612,0002,442
Net interest income$15,138,0001,090
Provision for loan and lease losses$607,0003,502
Total noninterest income$3,807,0001,092
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,948,000424
Trading account gains and fees$0212
Additional Noninterest Income$859,0002,031
Total noninterest expense$13,790,0001,123
Salaries and employee benefits$5,888,0001,275
Premises and equipment expense$2,064,000991
Additional noninterest expense$5,838,000967
Pre-tax net operating income$4,548,000756
Securities gains (losses)$89,0001,925
Applicable income taxes$17,0003,848
Income before extraordinary items$4,620,000589
Extraordinary gains, net$027
Net income$4,620,000589
Minority interest net income$0118
Net income of bank and minority interests.$4,620,000591
Net charge-offs$550,0002,911
Cash dividends$1,020,0001,221
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,531,000596
2009-06-30 (YTD Data)Rank
Total interest income$11,718,0001,529
Total interest expense$2,486,0002,467
Net interest income$9,232,0001,207
Provision for loan and lease losses$335,0003,547
Total noninterest income$2,419,0001,150
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,849,000449
Trading account gains and fees$0193
Additional Noninterest Income$570,0002,054
Total noninterest expense$9,231,0001,136
Salaries and employee benefits$3,981,0001,284
Premises and equipment expense$1,344,0001,052
Additional noninterest expense$3,906,000986
Pre-tax net operating income$2,085,0001,087
Securities gains (losses)$69,0001,708
Applicable income taxes$17,0003,789
Income before extraordinary items$2,137,000885
Extraordinary gains, net$021
Net income$2,137,000885
Minority interest net income$0112
Net income of bank and minority interests.$2,137,000885
Net charge-offs$224,0003,293
Cash dividends$1,019,000872
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,068,690882
2009-03-31 (YTD Data)Rank
Total interest income$5,868,0001,546
Total interest expense$1,281,0002,481
Net interest income$4,587,0001,206
Provision for loan and lease losses$161,0003,125
Total noninterest income$1,150,0001,145
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$865,000467
Trading account gains and fees$0171
Additional Noninterest Income$285,0002,028
Total noninterest expense$4,814,0001,049
Salaries and employee benefits$2,059,0001,247
Premises and equipment expense$657,0001,087
Additional noninterest expense$2,098,000794
Pre-tax net operating income$762,0001,681
Securities gains (losses)$3,0002,164
Applicable income taxes$12,0003,875
Income before extraordinary items$753,0001,449
Extraordinary gains, net$015
Net income$753,0001,449
Minority interest net income$0102
Net income of bank and minority interests.$753,0001,451
Net charge-offs$28,0004,069
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$750,0601,373
2008-12-31 (YTD Data)Rank
Total interest income$14,330,0002,587
Total interest expense$4,280,0003,340
Net interest income$10,050,0002,212
Provision for loan and lease losses$305,0004,587
Total noninterest income$3,076,0001,540
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,314,000750
Trading account gains and fees$0154
Additional Noninterest Income$762,0002,505
Total noninterest expense$8,158,0002,340
Salaries and employee benefits$3,843,0002,597
Premises and equipment expense$1,208,0002,228
Additional noninterest expense$3,107,0001,953
Pre-tax net operating income$4,663,0001,160
Securities gains (losses)$66,0001,418
Applicable income taxes$20,0004,275
Income before extraordinary items$4,709,000862
Extraordinary gains, net$039
Net income$4,709,000862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0004,681
Cash dividends$3,823,000732
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,643,000948
2008-09-30 (YTD Data)Rank
Total interest income$10,793,0002,626
Total interest expense$3,344,0003,349
Net interest income$7,449,0002,248
Provision for loan and lease losses$234,0003,949
Total noninterest income$2,334,0001,576
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,736,000763
Trading account gains and fees$0148
Additional Noninterest Income$598,0002,538
Total noninterest expense$6,106,0002,334
Salaries and employee benefits$2,862,0002,656
Premises and equipment expense$873,0002,315
Additional noninterest expense$2,371,0001,871
Pre-tax net operating income$3,443,0001,421
Securities gains (losses)$43,0001,518
Applicable income taxes$18,0004,637
Income before extraordinary items$3,468,0001,072
Extraordinary gains, net$031
Net income$3,468,0001,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,956
Cash dividends$2,294,000914
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,425,4301,140
2008-06-30 (YTD Data)Rank
Total interest income$7,294,0002,612
Total interest expense$2,342,0003,346
Net interest income$4,952,0002,238
Provision for loan and lease losses$160,0003,502
Total noninterest income$1,525,0001,621
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,129,000772
Trading account gains and fees$0149
Additional Noninterest Income$396,0002,608
Total noninterest expense$3,954,0002,396
Salaries and employee benefits$1,912,0002,672
Premises and equipment expense$493,0002,673
Additional noninterest expense$1,549,0001,865
Pre-tax net operating income$2,363,0001,458
Securities gains (losses)$37,0001,654
Applicable income taxes$12,0004,921
Income before extraordinary items$2,388,0001,151
Extraordinary gains, net$021
Net income$2,388,0001,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,239
Cash dividends$1,274,0001,151
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,351,3701,152
2008-03-31 (YTD Data)Rank
Total interest income$3,689,0002,662
Total interest expense$1,265,0003,322
Net interest income$2,424,0002,273
Provision for loan and lease losses$72,0003,280
Total noninterest income$739,0001,666
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$545,000789
Trading account gains and fees$0158
Additional Noninterest Income$194,0002,623
Total noninterest expense$1,899,0002,484
Salaries and employee benefits$964,0002,667
Premises and equipment expense$213,0003,047
Additional noninterest expense$722,0001,948
Pre-tax net operating income$1,192,0001,531
Securities gains (losses)$27,0001,433
Applicable income taxes$6,0005,045
Income before extraordinary items$1,213,0001,238
Extraordinary gains, net$015
Net income$1,213,0001,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,711
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,186,0001,231
2007-12-31 (YTD Data)Rank
Total interest income$14,358,0002,801
Total interest expense$5,687,0003,140
Net interest income$8,671,0002,538
Provision for loan and lease losses$323,0003,060
Total noninterest income$3,083,0001,605
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,972,000903
Trading account gains and fees$0178
Additional Noninterest Income$1,111,0002,082
Total noninterest expense$7,396,0002,465
Salaries and employee benefits$3,620,0002,719
Premises and equipment expense$1,147,0002,269
Additional noninterest expense$2,629,0002,087
Pre-tax net operating income$4,035,0001,974
Securities gains (losses)$-84,0008,112
Applicable income taxes$-8,0007,771
Income before extraordinary items$3,959,0001,613
Extraordinary gains, net$039
Net income$3,959,0001,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,997
Cash dividends$1,721,0001,812
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,043,0001,563
2007-09-30 (YTD Data)Rank
Total interest income$10,596,0002,845
Total interest expense$4,211,0003,179
Net interest income$6,385,0002,592
Provision for loan and lease losses$228,0002,772
Total noninterest income$2,213,0001,666
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,442,000913
Trading account gains and fees$0184
Additional Noninterest Income$771,0002,172
Total noninterest expense$5,508,0002,456
Salaries and employee benefits$2,700,0002,724
Premises and equipment expense$861,0002,248
Additional noninterest expense$1,947,0002,067
Pre-tax net operating income$2,862,0002,193
Securities gains (losses)$-106,0008,301
Applicable income taxes$-16,0008,063
Income before extraordinary items$2,772,0001,819
Extraordinary gains, net$033
Net income$2,772,0001,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,083
Cash dividends$1,721,0001,364
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,878,0001,744
2007-06-30 (YTD Data)Rank
Total interest income$6,854,0002,942
Total interest expense$2,708,0003,246
Net interest income$4,146,0002,673
Provision for loan and lease losses$126,0002,895
Total noninterest income$1,353,0001,799
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$938,000950
Trading account gains and fees$0168
Additional Noninterest Income$415,0002,524
Total noninterest expense$3,627,0002,522
Salaries and employee benefits$1,777,0002,791
Premises and equipment expense$560,0002,317
Additional noninterest expense$1,290,0002,080
Pre-tax net operating income$1,746,0002,393
Securities gains (losses)$-89,0008,383
Applicable income taxes$06,265
Income before extraordinary items$1,657,0002,056
Extraordinary gains, net$029
Net income$1,657,0002,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0001,861
Cash dividends$1,020,0001,485
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,746,0001,950
2007-03-31 (YTD Data)Rank
Total interest income$3,388,0002,962
Total interest expense$1,285,0003,355
Net interest income$2,103,0002,642
Provision for loan and lease losses$54,0003,005
Total noninterest income$657,0001,813
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$442,000976
Trading account gains and fees$0195
Additional Noninterest Income$215,0002,431
Total noninterest expense$1,751,0002,607
Salaries and employee benefits$875,0002,857
Premises and equipment expense$251,0002,582
Additional noninterest expense$625,0002,099
Pre-tax net operating income$955,0002,252
Securities gains (losses)$-70,0008,526
Applicable income taxes$1,0006,046
Income before extraordinary items$884,0001,902
Extraordinary gains, net$022
Net income$884,0001,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,327
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$954,0001,773
2006-12-31 (YTD Data)Rank
Total interest income$11,988,0003,091
Total interest expense$4,028,0003,580
Net interest income$7,960,0002,771
Provision for loan and lease losses$311,0002,701
Total noninterest income$2,588,0001,832
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,790,000993
Trading account gains and fees$0130
Additional Noninterest Income$798,0002,584
Total noninterest expense$7,005,0002,513
Salaries and employee benefits$3,393,0002,804
Premises and equipment expense$1,181,0002,101
Additional noninterest expense$2,431,0002,158
Pre-tax net operating income$3,232,0002,647
Securities gains (losses)$-5,0007,083
Applicable income taxes$53,0005,414
Income before extraordinary items$3,174,0002,178
Extraordinary gains, net$051
Net income$3,174,0002,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0001,372
Cash dividends$1,489,0001,954
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,178,9002,166
2006-09-30 (YTD Data)Rank
Total interest income$8,698,0003,163
Total interest expense$2,814,0003,666
Net interest income$5,884,0002,821
Provision for loan and lease losses$194,0002,927
Total noninterest income$1,977,0001,818
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,328,0001,004
Trading account gains and fees$0126
Additional Noninterest Income$649,0002,442
Total noninterest expense$5,121,0002,568
Salaries and employee benefits$2,541,0002,803
Premises and equipment expense$836,0002,231
Additional noninterest expense$1,744,0002,233
Pre-tax net operating income$2,546,0002,611
Securities gains (losses)$01,388
Applicable income taxes$40,0005,574
Income before extraordinary items$2,506,0002,146
Extraordinary gains, net$045
Net income$2,506,0002,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0001,335
Cash dividends$686,0002,470
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,506,0002,132
2006-06-30 (YTD Data)Rank
Total interest income$5,507,0003,259
Total interest expense$1,743,0003,732
Net interest income$3,764,0002,950
Provision for loan and lease losses$115,0003,144
Total noninterest income$1,363,0001,774
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$869,0001,012
Trading account gains and fees$0126
Additional Noninterest Income$494,0002,228
Total noninterest expense$3,290,0002,671
Salaries and employee benefits$1,663,0002,858
Premises and equipment expense$490,0002,518
Additional noninterest expense$1,137,0002,282
Pre-tax net operating income$1,722,0002,591
Securities gains (losses)$01,185
Applicable income taxes$26,0005,649
Income before extraordinary items$1,696,0002,119
Extraordinary gains, net$039
Net income$1,696,0002,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0001,607
Cash dividends$686,0001,925
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,696,0002,103
2006-03-31 (YTD Data)Rank
Total interest income$2,670,0003,272
Total interest expense$799,0003,823
Net interest income$1,871,0002,947
Provision for loan and lease losses$56,0002,988
Total noninterest income$688,0001,723
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$417,0001,019
Trading account gains and fees$0115
Additional Noninterest Income$271,0002,082
Total noninterest expense$1,572,0002,778
Salaries and employee benefits$819,0002,909
Premises and equipment expense$224,0002,731
Additional noninterest expense$529,0002,424
Pre-tax net operating income$931,0002,409
Securities gains (losses)$0955
Applicable income taxes$13,0005,626
Income before extraordinary items$918,0001,940
Extraordinary gains, net$021
Net income$918,0001,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0001,351
Cash dividends$322,0001,855
Sale, conversion, retirement of capital stock, net$0648
Net operating income$918,0001,917
2005-12-31 (YTD Data)Rank
Total interest income$9,080,0003,402
Total interest expense$2,202,0004,151
Net interest income$6,878,0003,081
Provision for loan and lease losses$204,0003,551
Total noninterest income$2,435,0001,910
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,790,000978
Trading account gains and fees$0138
Additional Noninterest Income$645,0002,929
Total noninterest expense$5,867,0002,807
Salaries and employee benefits$2,912,0003,048
Premises and equipment expense$954,0002,470
Additional noninterest expense$2,001,0002,492
Pre-tax net operating income$3,242,0002,599
Securities gains (losses)$02,296
Applicable income taxes$841,0002,535
Income before extraordinary items$2,401,0002,682
Extraordinary gains, net$046
Net income$2,401,0002,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,698
Cash dividends$1,274,0002,055
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,401,0002,650
2005-09-30 (YTD Data)Rank
Total interest income$6,551,0003,449
Total interest expense$1,493,0004,302
Net interest income$5,058,0003,122
Provision for loan and lease losses$136,0003,626
Total noninterest income$1,855,0001,892
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,337,000976
Trading account gains and fees$0126
Additional Noninterest Income$518,0002,810
Total noninterest expense$4,371,0002,798
Salaries and employee benefits$2,164,0003,041
Premises and equipment expense$692,0002,538
Additional noninterest expense$1,515,0002,429
Pre-tax net operating income$2,406,0002,650
Securities gains (losses)$02,317
Applicable income taxes$808,0002,188
Income before extraordinary items$1,598,0002,983
Extraordinary gains, net$035
Net income$1,598,0002,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,542
Cash dividends$1,274,0001,512
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,598,0002,940
2005-06-30 (YTD Data)Rank
Total interest income$4,245,0003,459
Total interest expense$908,0004,424
Net interest income$3,337,0003,117
Provision for loan and lease losses$74,0003,882
Total noninterest income$1,253,0001,863
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$860,000994
Trading account gains and fees$0116
Additional Noninterest Income$393,0002,577
Total noninterest expense$2,948,0002,744
Salaries and employee benefits$1,410,0003,092
Premises and equipment expense$484,0002,404
Additional noninterest expense$1,054,0002,309
Pre-tax net operating income$1,568,0002,665
Securities gains (losses)$02,146
Applicable income taxes$525,0002,201
Income before extraordinary items$1,043,0002,993
Extraordinary gains, net$030
Net income$1,043,0002,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0002,505
Cash dividends$1,274,0001,070
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,043,0002,950
2005-03-31 (YTD Data)Rank
Total interest income$2,083,0003,478
Total interest expense$417,0004,548
Net interest income$1,666,0003,106
Provision for loan and lease losses$30,0003,913
Total noninterest income$554,0001,985
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$434,000941
Trading account gains and fees$0115
Additional Noninterest Income$120,0003,395
Total noninterest expense$1,390,0002,898
Salaries and employee benefits$697,0003,134
Premises and equipment expense$177,0003,187
Additional noninterest expense$516,0002,357
Pre-tax net operating income$800,0002,573
Securities gains (losses)$01,685
Applicable income taxes$278,0002,094
Income before extraordinary items$522,0002,953
Extraordinary gains, net$024
Net income$522,0002,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,152
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$522,0002,906
2004-12-31 (YTD Data)Rank
Total interest income$8,002,0003,413
Total interest expense$1,738,0004,070
Net interest income$6,264,0003,181
Provision for loan and lease losses$361,0002,545
Total noninterest income$2,100,0002,124
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,650,0001,084
Trading account gains and fees$0138
Additional Noninterest Income$450,0003,507
Total noninterest expense$5,457,0002,877
Salaries and employee benefits$2,726,0003,113
Premises and equipment expense$728,0003,029
Additional noninterest expense$2,003,0002,422
Pre-tax net operating income$2,546,0002,968
Securities gains (losses)$6,0003,079
Applicable income taxes$901,0002,337
Income before extraordinary items$1,651,0003,392
Extraordinary gains, net$034
Net income$1,651,0003,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,999
Cash dividends$1,645,0001,617
Sale, conversion, retirement of capital stock, net$187,000584
Net operating income$1,647,1003,333
2004-09-30 (YTD Data)Rank
Total interest income$5,867,0003,451
Total interest expense$1,337,0003,966
Net interest income$4,530,0003,261
Provision for loan and lease losses$350,0002,001
Total noninterest income$1,579,0002,133
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,234,0001,091
Trading account gains and fees$0134
Additional Noninterest Income$345,0003,459
Total noninterest expense$4,123,0002,841
Salaries and employee benefits$2,084,0003,021
Premises and equipment expense$527,0003,118
Additional noninterest expense$1,512,0002,368
Pre-tax net operating income$1,636,0003,391
Securities gains (losses)$6,0002,970
Applicable income taxes$576,0002,648
Income before extraordinary items$1,066,0003,858
Extraordinary gains, net$026
Net income$1,066,0003,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0002,637
Cash dividends$625,0002,348
Sale, conversion, retirement of capital stock, net$187,000451
Net operating income$1,062,1003,790
2004-06-30 (YTD Data)Rank
Total interest income$3,854,0003,474
Total interest expense$898,0003,935
Net interest income$2,956,0003,309
Provision for loan and lease losses$300,0001,523
Total noninterest income$1,027,0002,158
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$799,0001,107
Trading account gains and fees$0130
Additional Noninterest Income$228,0003,488
Total noninterest expense$2,759,0002,835
Salaries and employee benefits$1,430,0002,960
Premises and equipment expense$339,0003,216
Additional noninterest expense$990,0002,408
Pre-tax net operating income$924,0003,723
Securities gains (losses)$6,0002,670
Applicable income taxes$336,0002,877
Income before extraordinary items$594,0004,275
Extraordinary gains, net$021
Net income$594,0004,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,118
Cash dividends$625,0001,820
Sale, conversion, retirement of capital stock, net$0638
Net operating income$590,1604,216
2004-03-31 (YTD Data)Rank
Total interest income$1,876,0003,566
Total interest expense$378,0004,484
Net interest income$1,498,0003,263
Provision for loan and lease losses$150,0001,414
Total noninterest income$486,0002,198
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$360,0001,182
Trading account gains and fees$0121
Additional Noninterest Income$126,0003,249
Total noninterest expense$1,351,0002,890
Salaries and employee benefits$707,0003,009
Premises and equipment expense$161,0003,395
Additional noninterest expense$483,0002,444
Pre-tax net operating income$483,0003,617
Securities gains (losses)$4,0002,410
Applicable income taxes$165,0002,911
Income before extraordinary items$322,0004,084
Extraordinary gains, net$016
Net income$322,0004,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,260
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$319,3603,961
2003-12-31 (YTD Data)Rank
Total interest income$7,659,0003,559
Total interest expense$1,276,0005,369
Net interest income$6,383,0003,013
Provision for loan and lease losses$600,0001,837
Total noninterest income$2,017,0002,306
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,559,0001,107
Trading account gains and fees$0160
Additional Noninterest Income$458,0003,730
Total noninterest expense$5,364,0002,881
Salaries and employee benefits$2,581,0003,184
Premises and equipment expense$696,0003,097
Additional noninterest expense$2,087,0002,309
Pre-tax net operating income$2,436,0002,947
Securities gains (losses)$04,500
Applicable income taxes$772,0002,601
Income before extraordinary items$1,664,0003,295
Extraordinary gains, net$054
Net income$1,664,0003,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,331
Cash dividends$1,000,0002,290
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,664,0003,144
2003-09-30 (YTD Data)Rank
Total interest income$5,730,0003,609
Total interest expense$947,0005,541
Net interest income$4,783,0003,017
Provision for loan and lease losses$450,0001,799
Total noninterest income$1,549,0002,301
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,206,0001,079
Trading account gains and fees$0153
Additional Noninterest Income$343,0003,817
Total noninterest expense$3,995,0002,908
Salaries and employee benefits$2,009,0003,076
Premises and equipment expense$421,0003,709
Additional noninterest expense$1,565,0002,292
Pre-tax net operating income$1,887,0002,965
Securities gains (losses)$04,204
Applicable income taxes$580,0002,739
Income before extraordinary items$1,307,0003,270
Extraordinary gains, net$040
Net income$1,307,0003,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0003,610
Cash dividends$500,0002,668
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,307,0003,119
2003-06-30 (YTD Data)Rank
Total interest income$3,703,0003,720
Total interest expense$606,0005,803
Net interest income$3,097,0003,098
Provision for loan and lease losses$300,0001,769
Total noninterest income$1,034,0002,296
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$833,0001,036
Trading account gains and fees$0150
Additional Noninterest Income$201,0004,025
Total noninterest expense$2,707,0002,855
Salaries and employee benefits$1,339,0003,076
Premises and equipment expense$289,0003,615
Additional noninterest expense$1,079,0002,204
Pre-tax net operating income$1,124,0003,233
Securities gains (losses)$03,782
Applicable income taxes$324,0003,096
Income before extraordinary items$800,0003,511
Extraordinary gains, net$030
Net income$800,0003,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,803
Cash dividends$500,0002,126
Sale, conversion, retirement of capital stock, net$0589
Net operating income$800,0003,313
2003-03-31 (YTD Data)Rank
Total interest income$1,943,0003,610
Total interest expense$487,0004,418
Net interest income$1,456,0003,257
Provision for loan and lease losses$150,0001,666
Total noninterest income$551,0002,130
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$432,000960
Trading account gains and fees$0134
Additional Noninterest Income$119,0003,615
Total noninterest expense$1,245,0003,045
Salaries and employee benefits$644,0003,168
Premises and equipment expense$143,0003,633
Additional noninterest expense$458,0002,528
Pre-tax net operating income$612,0003,031
Securities gains (losses)$02,891
Applicable income taxes$206,0002,643
Income before extraordinary items$406,0003,417
Extraordinary gains, net$021
Net income$406,0003,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,492
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$406,0003,253
2002-12-31 (YTD Data)Rank
Total interest income$2,732,0007,120
Total interest expense$799,0007,516
Net interest income$1,933,0006,731
Provision for loan and lease losses$224,0004,135
Total noninterest income$730,0004,215
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$611,0002,534
Trading account gains and fees$0153
Additional Noninterest Income$119,0006,078
Total noninterest expense$1,542,0006,761
Salaries and employee benefits$794,0006,905
Premises and equipment expense$227,0006,428
Additional noninterest expense$521,0006,385
Pre-tax net operating income$897,0005,496
Securities gains (losses)$04,537
Applicable income taxes$370,0004,046
Income before extraordinary items$527,0006,275
Extraordinary gains, net$070
Net income$527,0006,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,276
Cash dividends$300,0004,293
Sale, conversion, retirement of capital stock, net$0862
Net operating income$527,0006,126
2001-12-31 (YTD Data)Rank
Total interest income$8,921,0003,672
Total interest expense$3,945,0003,845
Net interest income$4,976,0003,441
Provision for loan and lease losses$260,0003,515
Total noninterest income$1,660,0002,327
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,443,0001,033
Trading account gains and fees$0177
Additional Noninterest Income$217,0004,766
Total noninterest expense$4,491,0003,100
Salaries and employee benefits$2,576,0002,873
Premises and equipment expense$701,0002,939
Additional noninterest expense$1,214,0003,459
Pre-tax net operating income$1,885,0003,317
Securities gains (losses)$04,612
Applicable income taxes$32,0007,036
Income before extraordinary items$1,853,0002,713
Extraordinary gains, net$0105
Net income$1,853,0002,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0003,232
Cash dividends$1,010,0002,200
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,853,0002,623
2000-12-31 (YTD Data)Rank
Total interest income$7,932,0004,164
Total interest expense$3,252,0004,639
Net interest income$4,680,0003,674
Provision for loan and lease losses$242,0003,309
Total noninterest income$1,717,0002,105
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$713,0001,937
Trading account gains and feesNANA
Additional Noninterest Income$1,004,0001,848
Total noninterest expense$3,988,0003,342
Salaries and employee benefits$2,220,0003,158
Premises and equipment expense$525,0003,644
Additional noninterest expense$1,243,0003,317
Pre-tax net operating income$2,167,0003,119
Securities gains (losses)$01,956
Applicable income taxes$91,0006,628
Income before extraordinary items$2,076,0002,472
Extraordinary gains, net$038
Net income$2,076,0002,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,301
Cash dividends$1,000,0002,257
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,076,0002,474
1999-12-31 (YTD Data)Rank
Total interest income$5,751,0005,094
Total interest expense$2,100,0005,811
Net interest income$3,651,0004,509
Provision for loan and lease losses$172,0003,944
Total noninterest income$666,0004,130
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$382,0003,337
Trading account gains and feesNANA
Additional Noninterest Income$284,0004,136
Total noninterest expense$2,985,0004,227
Salaries and employee benefits$1,648,0004,022
Premises and equipment expense$445,0004,169
Additional noninterest expense$892,0004,412
Pre-tax net operating income$1,160,0004,867
Securities gains (losses)$03,155
Applicable income taxes$27,0008,078
Income before extraordinary items$1,133,0004,043
Extraordinary gains, net$035
Net income$1,133,0004,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0009,445
Cash dividends$300,0004,494
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,133,0004,005
1998-12-31 (YTD Data)Rank
Total interest income$4,972,0005,699
Total interest expense$1,651,0006,867
Net interest income$3,321,0004,782
Provision for loan and lease losses$25,0007,503
Total noninterest income$541,0004,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$307,0003,873
Trading account gains and feesNANA
Additional Noninterest Income$234,0004,560
Total noninterest expense$2,226,0005,173
Salaries and employee benefits$1,090,0005,441
Premises and equipment expense$325,0005,126
Additional noninterest expense$811,0004,628
Pre-tax net operating income$1,611,0003,969
Securities gains (losses)$04,449
Applicable income taxes$562,0003,571
Income before extraordinary items$1,049,0004,333
Extraordinary gains, net$032
Net income$1,049,0004,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,193
Cash dividends$650,0002,971
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,049,0004,241
1997-12-31 (YTD Data)Rank
Total interest income$5,288,0005,569
Total interest expense$1,737,0006,809
Net interest income$3,551,0004,677
Provision for loan and lease losses$18,0007,986
Total noninterest income$467,0005,222
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$278,0004,304
Trading account gains and feesNANA
Additional Noninterest Income$189,0005,092
Total noninterest expense$2,450,0004,853
Salaries and employee benefits$1,108,0005,440
Premises and equipment expense$306,0005,401
Additional noninterest expense$1,036,0003,772
Pre-tax net operating income$1,550,0004,372
Securities gains (losses)$03,944
Applicable income taxes$530,0004,043
Income before extraordinary items$1,020,0004,638
Extraordinary gains, net$044
Net income$1,020,0004,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,933
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,020,0004,571
1996-12-31 (YTD Data)Rank
Total interest income$4,701,0006,201
Total interest expense$1,160,0008,495
Net interest income$3,541,0004,782
Provision for loan and lease losses$180,0003,640
Total noninterest income$218,0007,982
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$202,0005,521
Trading account gains and feesNANA
Additional Noninterest Income$16,00010,642
Total noninterest expense$1,794,0006,403
Salaries and employee benefits$880,0006,560
Premises and equipment expense$227,0006,573
Additional noninterest expense$687,0005,812
Pre-tax net operating income$1,785,0003,756
Securities gains (losses)$04,148
Applicable income taxes$599,0003,594
Income before extraordinary items$1,186,0003,910
Extraordinary gains, net$053
Net income$1,186,0003,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,273
Cash dividends$480,0003,512
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,186,0003,862
1995-12-31 (YTD Data)Rank
Total interest income$4,202,0006,795
Total interest expense$1,004,0009,241
Net interest income$3,198,0005,222
Provision for loan and lease losses$167,0003,428
Total noninterest income$212,0008,251
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$184,0005,982
Trading account gains and feesNANA
Additional Noninterest Income$28,00010,398
Total noninterest expense$1,520,0007,203
Salaries and employee benefits$692,0007,765
Premises and equipment expense$203,0007,129
Additional noninterest expense$625,0006,362
Pre-tax net operating income$1,723,0003,994
Securities gains (losses)$03,831
Applicable income taxes$597,0003,674
Income before extraordinary items$1,126,0004,171
Extraordinary gains, net$065
Net income$1,126,0004,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0002,807
Cash dividends$360,0004,106
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,126,0004,152
1994-12-31 (YTD Data)Rank
Total interest income$3,363,0007,539
Total interest expense$696,00010,110
Net interest income$2,667,0006,149
Provision for loan and lease losses$90,0004,765
Total noninterest income$268,0007,684
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$174,0006,370
Trading account gains and feesNANA
Additional Noninterest Income$94,0007,705
Total noninterest expense$1,460,0007,728
Salaries and employee benefits$637,0008,360
Premises and equipment expense$164,0008,211
Additional noninterest expense$659,0006,618
Pre-tax net operating income$1,385,0004,709
Securities gains (losses)$03,600
Applicable income taxes$468,0004,260
Income before extraordinary items$917,0004,835
Extraordinary gains, net$0249
Net income$917,0004,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,491
Cash dividends$240,0005,038
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$917,0004,894
1993-12-31 (YTD Data)Rank
Total interest income$2,855,0008,576
Total interest expense$699,00010,592
Net interest income$2,156,0007,284
Provision for loan and lease losses$135,0004,908
Total noninterest income$180,0009,605
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$154,0006,986
Trading account gains and feesNANA
Additional Noninterest Income$26,00011,580
Total noninterest expense$1,377,0008,253
Salaries and employee benefits$548,0009,240
Premises and equipment expense$177,0008,214
Additional noninterest expense$652,0006,923
Pre-tax net operating income$824,0006,699
Securities gains (losses)$1,0007,052
Applicable income taxes$280,0006,335
Income before extraordinary items$545,0007,183
Extraordinary gains, net$03,149
Net income$545,0007,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,869
Cash dividends$360,0003,906
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$544,3406,951
1992-12-31 (YTD Data)Rank
Total interest income$2,675,0009,583
Total interest expense$845,00011,114
Net interest income$1,830,0008,249
Provision for loan and lease losses$168,0005,780
Total noninterest income$335,0007,288
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$158,0006,905
Trading account gains and feesNANA
Additional Noninterest Income$177,0006,089
Total noninterest expense$1,265,0008,790
Salaries and employee benefits$443,00010,380
Premises and equipment expense$125,0009,856
Additional noninterest expense$697,0006,768
Pre-tax net operating income$732,0006,929
Securities gains (losses)$08,369
Applicable income taxes$281,0006,199
Income before extraordinary items$451,0007,726
Extraordinary gains, net$01,422
Net income$451,0007,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0004,990
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$451,0007,372

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.