Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 5,003 |
| Total interest expense | $199,000 | 2,853 |
| Net interest income | $392,000 | 5,315 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $64,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $1,000 | 5,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 4,051 |
| Total noninterest expense | $435,000 | 5,005 |
| Salaries and employee benefits | $158,000 | 5,431 |
| Premises and equipment expense | $100,000 | 3,737 |
| Additional noninterest expense | $177,000 | 4,681 |
| Pre-tax net operating income | $21,000 | 5,493 |
| Securities gains (losses) | $-122,000 | 5,805 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-101,000 | 5,730 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-101,000 | 5,729 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-101,000 | 5,730 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $21,000 | 5,485 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 4,870 |
| Total interest expense | $846,000 | 2,716 |
| Net interest income | $1,797,000 | 5,221 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $-46,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $5,000 | 5,716 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-51,000 | 5,857 |
| Total noninterest expense | $2,327,000 | 4,674 |
| Salaries and employee benefits | $668,000 | 5,447 |
| Premises and equipment expense | $503,000 | 3,365 |
| Additional noninterest expense | $1,156,000 | 3,904 |
| Pre-tax net operating income | $-576,000 | 5,803 |
| Securities gains (losses) | $248,000 | 755 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-328,000 | 5,766 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-328,000 | 5,765 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-328,000 | 5,765 |
| Net charge-offs | $70,000 | 2,890 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-576,000 | 5,799 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 4,904 |
| Total interest expense | $643,000 | 2,683 |
| Net interest income | $1,363,000 | 5,256 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $335,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $3,000 | 5,791 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $332,000 | 3,433 |
| Total noninterest expense | $1,847,000 | 4,595 |
| Salaries and employee benefits | $505,000 | 5,467 |
| Premises and equipment expense | $388,000 | 3,335 |
| Additional noninterest expense | $954,000 | 3,712 |
| Pre-tax net operating income | $-149,000 | 5,803 |
| Securities gains (losses) | $246,000 | 691 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $97,000 | 5,531 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $97,000 | 5,530 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $97,000 | 5,531 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-149,000 | 5,808 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 4,948 |
| Total interest expense | $429,000 | 2,699 |
| Net interest income | $917,000 | 5,301 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $204,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $2,000 | 5,866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $202,000 | 3,586 |
| Total noninterest expense | $1,068,000 | 4,878 |
| Salaries and employee benefits | $342,000 | 5,517 |
| Premises and equipment expense | $248,000 | 3,423 |
| Additional noninterest expense | $478,000 | 4,303 |
| Pre-tax net operating income | $53,000 | 5,627 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $54,000 | 5,634 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $54,000 | 5,633 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $54,000 | 5,634 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $53,000 | 5,604 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 4,973 |
| Total interest expense | $214,000 | 2,718 |
| Net interest income | $467,000 | 5,333 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $86,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $1,000 | 5,909 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $85,000 | 3,783 |
| Total noninterest expense | $512,000 | 4,987 |
| Salaries and employee benefits | $176,000 | 5,542 |
| Premises and equipment expense | $118,000 | 3,544 |
| Additional noninterest expense | $218,000 | 4,508 |
| Pre-tax net operating income | $41,000 | 5,545 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $42,000 | 5,526 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $42,000 | 5,526 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $42,000 | 5,526 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $41,000 | 5,491 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,601,000 | 5,039 |
| Total interest expense | $743,000 | 2,953 |
| Net interest income | $1,858,000 | 5,356 |
| Provision for loan and lease losses | $-300,000 | 5,863 |
| Total noninterest income | $460,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $7,000 | 5,966 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $453,000 | 3,431 |
| Total noninterest expense | $2,394,000 | 4,770 |
| Salaries and employee benefits | $655,000 | 5,654 |
| Premises and equipment expense | $502,000 | 3,471 |
| Additional noninterest expense | $1,237,000 | 3,862 |
| Pre-tax net operating income | $224,000 | 5,417 |
| Securities gains (losses) | $16,000 | 2,359 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $240,000 | 5,375 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $240,000 | 5,378 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $240,000 | 5,378 |
| Net charge-offs | $-349,000 | 5,956 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $224,000 | 5,360 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 5,107 |
| Total interest expense | $538,000 | 3,059 |
| Net interest income | $1,408,000 | 5,401 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $347,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $5,000 | 6,051 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $342,000 | 3,430 |
| Total noninterest expense | $1,599,000 | 4,986 |
| Salaries and employee benefits | $474,000 | 5,738 |
| Premises and equipment expense | $373,000 | 3,535 |
| Additional noninterest expense | $752,000 | 4,307 |
| Pre-tax net operating income | $156,000 | 5,584 |
| Securities gains (losses) | $14,000 | 2,190 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $170,000 | 5,512 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,514 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $170,000 | 5,515 |
| Net charge-offs | $4,000 | 3,882 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $156,000 | 5,514 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 5,132 |
| Total interest expense | $354,000 | 3,098 |
| Net interest income | $954,000 | 5,417 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $270,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $3,000 | 6,120 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $267,000 | 3,210 |
| Total noninterest expense | $1,095,000 | 4,988 |
| Salaries and employee benefits | $316,000 | 5,799 |
| Premises and equipment expense | $265,000 | 3,416 |
| Additional noninterest expense | $514,000 | 4,301 |
| Pre-tax net operating income | $129,000 | 5,502 |
| Securities gains (losses) | $11,000 | 1,976 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $140,000 | 5,421 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $140,000 | 5,420 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $140,000 | 5,423 |
| Net charge-offs | $4,000 | 3,531 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $129,000 | 5,422 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 5,148 |
| Total interest expense | $174,000 | 3,162 |
| Net interest income | $489,000 | 5,421 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $127,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $1,000 | 6,193 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $126,000 | 3,271 |
| Total noninterest expense | $555,000 | 5,022 |
| Salaries and employee benefits | $157,000 | 5,861 |
| Premises and equipment expense | $139,000 | 3,363 |
| Additional noninterest expense | $259,000 | 4,293 |
| Pre-tax net operating income | $61,000 | 5,537 |
| Securities gains (losses) | $11,000 | 1,447 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $72,000 | 5,402 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $72,000 | 5,404 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $72,000 | 5,404 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $61,000 | 5,448 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 5,177 |
| Total interest expense | $708,000 | 3,294 |
| Net interest income | $2,041,000 | 5,443 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $623,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $5,000 | 6,299 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $618,000 | 2,987 |
| Total noninterest expense | $2,194,000 | 5,113 |
| Salaries and employee benefits | $645,000 | 5,923 |
| Premises and equipment expense | $553,000 | 3,415 |
| Additional noninterest expense | $996,000 | 4,455 |
| Pre-tax net operating income | $470,000 | 5,101 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $472,000 | 4,994 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $472,000 | 4,993 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $472,000 | 4,994 |
| Net charge-offs | $-126,000 | 6,172 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $470,000 | 4,954 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 5,221 |
| Total interest expense | $529,000 | 3,353 |
| Net interest income | $1,554,000 | 5,472 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $462,000 | 3,988 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $3,000 | 6,385 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $459,000 | 3,026 |
| Total noninterest expense | $1,619,000 | 5,175 |
| Salaries and employee benefits | $467,000 | 6,008 |
| Premises and equipment expense | $420,000 | 3,424 |
| Additional noninterest expense | $732,000 | 4,521 |
| Pre-tax net operating income | $397,000 | 5,062 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $397,000 | 4,936 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $397,000 | 4,935 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $397,000 | 4,937 |
| Net charge-offs | $-126,000 | 6,253 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $397,000 | 4,889 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 5,256 |
| Total interest expense | $355,000 | 3,361 |
| Net interest income | $1,032,000 | 5,504 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $318,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $2,000 | 6,440 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $316,000 | 2,966 |
| Total noninterest expense | $1,086,000 | 5,212 |
| Salaries and employee benefits | $312,000 | 6,058 |
| Premises and equipment expense | $281,000 | 3,451 |
| Additional noninterest expense | $493,000 | 4,513 |
| Pre-tax net operating income | $264,000 | 5,050 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $264,000 | 4,910 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $264,000 | 4,911 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $264,000 | 4,912 |
| Net charge-offs | $-126,000 | 6,360 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $264,000 | 4,853 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $687,000 | 5,326 |
| Total interest expense | $180,000 | 3,387 |
| Net interest income | $507,000 | 5,583 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $132,000 | 4,186 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $1,000 | 6,493 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $131,000 | 3,169 |
| Total noninterest expense | $557,000 | 5,218 |
| Salaries and employee benefits | $159,000 | 6,104 |
| Premises and equipment expense | $152,000 | 3,313 |
| Additional noninterest expense | $246,000 | 4,545 |
| Pre-tax net operating income | $82,000 | 5,441 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $82,000 | 5,365 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $82,000 | 5,366 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $82,000 | 5,366 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $82,000 | 5,321 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 5,362 |
| Total interest expense | $789,000 | 3,474 |
| Net interest income | $1,976,000 | 5,685 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $168,000 | 5,796 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $7,000 | 6,568 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $161,000 | 4,884 |
| Total noninterest expense | $2,017,000 | 5,455 |
| Salaries and employee benefits | $686,000 | 6,098 |
| Premises and equipment expense | $316,000 | 4,732 |
| Additional noninterest expense | $1,015,000 | 4,553 |
| Pre-tax net operating income | $127,000 | 5,882 |
| Securities gains (losses) | $31,000 | 2,112 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $158,000 | 5,827 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $158,000 | 5,830 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $158,000 | 5,830 |
| Net charge-offs | $412,000 | 2,222 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $127,000 | 5,864 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 5,423 |
| Total interest expense | $606,000 | 3,516 |
| Net interest income | $1,470,000 | 5,753 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $127,000 | 5,862 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $5,000 | 6,639 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $122,000 | 4,953 |
| Total noninterest expense | $1,524,000 | 5,454 |
| Salaries and employee benefits | $519,000 | 6,130 |
| Premises and equipment expense | $254,000 | 4,607 |
| Additional noninterest expense | $751,000 | 4,603 |
| Pre-tax net operating income | $73,000 | 6,080 |
| Securities gains (losses) | $31,000 | 1,973 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $104,000 | 6,001 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $104,000 | 6,003 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $104,000 | 6,003 |
| Net charge-offs | $286,000 | 2,166 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $73,000 | 6,064 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 5,470 |
| Total interest expense | $410,000 | 3,540 |
| Net interest income | $952,000 | 5,822 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $96,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $3,000 | 6,691 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $93,000 | 4,832 |
| Total noninterest expense | $1,001,000 | 5,520 |
| Salaries and employee benefits | $345,000 | 6,172 |
| Premises and equipment expense | $159,000 | 4,762 |
| Additional noninterest expense | $497,000 | 4,647 |
| Pre-tax net operating income | $47,000 | 6,095 |
| Securities gains (losses) | $30,000 | 1,819 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $77,000 | 5,984 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $77,000 | 5,985 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $77,000 | 5,986 |
| Net charge-offs | $281,000 | 1,755 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $47,000 | 6,083 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $671,000 | 5,533 |
| Total interest expense | $208,000 | 3,586 |
| Net interest income | $463,000 | 5,896 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $35,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $1,000 | 6,768 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,178 |
| Total noninterest expense | $496,000 | 5,584 |
| Salaries and employee benefits | $175,000 | 6,195 |
| Premises and equipment expense | $79,000 | 4,814 |
| Additional noninterest expense | $242,000 | 4,720 |
| Pre-tax net operating income | $2,000 | 6,313 |
| Securities gains (losses) | $24,000 | 1,202 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $26,000 | 6,141 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $26,000 | 6,142 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $26,000 | 6,142 |
| Net charge-offs | $222,000 | 1,276 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,000 | 6,318 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,933,000 | 5,515 |
| Total interest expense | $1,023,000 | 3,553 |
| Net interest income | $1,910,000 | 5,937 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $78,000 | 6,446 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $8,000 | 6,815 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $70,000 | 5,615 |
| Total noninterest expense | $2,089,000 | 5,580 |
| Salaries and employee benefits | $691,000 | 6,290 |
| Premises and equipment expense | $375,000 | 4,449 |
| Additional noninterest expense | $1,023,000 | 4,751 |
| Pre-tax net operating income | $-101,000 | 6,285 |
| Securities gains (losses) | $262,000 | 1,471 |
| Applicable income taxes | $5,000 | 4,499 |
| Income before extraordinary items | $156,000 | 5,902 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $156,000 | 5,899 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $156,000 | 5,902 |
| Net charge-offs | $1,768,000 | 1,276 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-98,140 | 6,293 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 5,573 |
| Total interest expense | $805,000 | 3,575 |
| Net interest income | $1,438,000 | 6,014 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $-16,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $6,000 | 6,905 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-22,000 | 6,771 |
| Total noninterest expense | $1,610,000 | 5,552 |
| Salaries and employee benefits | $517,000 | 6,350 |
| Premises and equipment expense | $306,000 | 4,308 |
| Additional noninterest expense | $787,000 | 4,707 |
| Pre-tax net operating income | $-188,000 | 6,509 |
| Securities gains (losses) | $262,000 | 1,229 |
| Applicable income taxes | $5,000 | 4,514 |
| Income before extraordinary items | $69,000 | 6,213 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $69,000 | 6,211 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $69,000 | 6,212 |
| Net charge-offs | $-7,000 | 6,541 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-174,660 | 6,515 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 5,610 |
| Total interest expense | $574,000 | 3,501 |
| Net interest income | $924,000 | 6,122 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $94,000 | 5,869 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $4,000 | 6,954 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 4,791 |
| Total noninterest expense | $1,032,000 | 5,663 |
| Salaries and employee benefits | $347,000 | 6,389 |
| Premises and equipment expense | $164,000 | 4,848 |
| Additional noninterest expense | $521,000 | 4,753 |
| Pre-tax net operating income | $-14,000 | 6,357 |
| Securities gains (losses) | $262,000 | 934 |
| Applicable income taxes | $5,000 | 4,421 |
| Income before extraordinary items | $243,000 | 5,090 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $243,000 | 5,092 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $243,000 | 5,092 |
| Net charge-offs | $-4,000 | 6,440 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-13,760 | 6,363 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 5,622 |
| Total interest expense | $318,000 | 3,383 |
| Net interest income | $446,000 | 6,231 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-17,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $2,000 | 6,990 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-19,000 | 7,015 |
| Total noninterest expense | $545,000 | 5,592 |
| Salaries and employee benefits | $177,000 | 6,396 |
| Premises and equipment expense | $80,000 | 4,935 |
| Additional noninterest expense | $288,000 | 4,489 |
| Pre-tax net operating income | $-116,000 | 6,761 |
| Securities gains (losses) | $6,000 | 1,875 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $-115,000 | 6,822 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-115,000 | 6,823 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-115,000 | 6,823 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-121,000 | 6,771 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 5,390 |
| Total interest expense | $1,410,000 | 3,597 |
| Net interest income | $2,172,000 | 5,930 |
| Provision for loan and lease losses | $1,315,000 | 2,041 |
| Total noninterest income | $-143,000 | 7,099 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $8,000 | 6,869 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-151,000 | 6,923 |
| Total noninterest expense | $2,253,000 | 5,579 |
| Salaries and employee benefits | $753,000 | 6,371 |
| Premises and equipment expense | $497,000 | 4,062 |
| Additional noninterest expense | $1,003,000 | 4,893 |
| Pre-tax net operating income | $-1,539,000 | 6,709 |
| Securities gains (losses) | $423,000 | 891 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,116,000 | 6,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,116,000 | 6,678 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,116,000 | 6,677 |
| Net charge-offs | $1,199,000 | 2,154 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 323 |
| Net operating income | $-1,539,000 | 6,735 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 5,412 |
| Total interest expense | $1,073,000 | 3,661 |
| Net interest income | $1,656,000 | 5,935 |
| Provision for loan and lease losses | $150,000 | 4,478 |
| Total noninterest income | $14,000 | 7,027 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $7,000 | 6,909 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $7,000 | 6,714 |
| Total noninterest expense | $1,613,000 | 5,707 |
| Salaries and employee benefits | $573,000 | 6,350 |
| Premises and equipment expense | $335,000 | 4,362 |
| Additional noninterest expense | $705,000 | 5,065 |
| Pre-tax net operating income | $-93,000 | 6,288 |
| Securities gains (losses) | $275,000 | 970 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $182,000 | 5,558 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,559 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $182,000 | 5,559 |
| Net charge-offs | $839,000 | 2,088 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 273 |
| Net operating income | $-93,000 | 6,323 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 5,428 |
| Total interest expense | $723,000 | 3,735 |
| Net interest income | $1,120,000 | 5,949 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $97,000 | 5,892 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $4,000 | 6,967 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 4,654 |
| Total noninterest expense | $1,037,000 | 5,836 |
| Salaries and employee benefits | $389,000 | 6,388 |
| Premises and equipment expense | $201,000 | 4,643 |
| Additional noninterest expense | $447,000 | 5,276 |
| Pre-tax net operating income | $130,000 | 5,519 |
| Securities gains (losses) | $69,000 | 1,380 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $199,000 | 5,025 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $199,000 | 5,025 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $199,000 | 5,025 |
| Net charge-offs | $192,000 | 3,161 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 163 |
| Net operating income | $130,000 | 5,401 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 5,483 |
| Total interest expense | $370,000 | 3,783 |
| Net interest income | $543,000 | 6,031 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $28,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $2,000 | 6,969 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 5,544 |
| Total noninterest expense | $510,000 | 5,905 |
| Salaries and employee benefits | $200,000 | 6,394 |
| Premises and equipment expense | $96,000 | 4,808 |
| Additional noninterest expense | $214,000 | 5,359 |
| Pre-tax net operating income | $61,000 | 5,604 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $61,000 | 5,536 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $61,000 | 5,534 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $61,000 | 5,535 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 94 |
| Net operating income | $61,000 | 5,487 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 5,415 |
| Total interest expense | $2,004,000 | 3,561 |
| Net interest income | $1,961,000 | 6,277 |
| Provision for loan and lease losses | $1,050,000 | 2,967 |
| Total noninterest income | $-589,000 | 7,503 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 6,704 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-601,000 | 7,426 |
| Total noninterest expense | $2,346,000 | 5,656 |
| Salaries and employee benefits | $792,000 | 6,475 |
| Premises and equipment expense | $451,000 | 4,456 |
| Additional noninterest expense | $1,103,000 | 4,828 |
| Pre-tax net operating income | $-2,024,000 | 6,777 |
| Securities gains (losses) | $266,000 | 1,364 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,758,000 | 6,798 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,758,000 | 6,799 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,758,000 | 6,799 |
| Net charge-offs | $1,940,000 | 1,894 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,024,000 | 6,829 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 5,441 |
| Total interest expense | $1,584,000 | 3,554 |
| Net interest income | $1,487,000 | 6,366 |
| Provision for loan and lease losses | $1,050,000 | 2,437 |
| Total noninterest income | $-81,000 | 7,521 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $10,000 | 6,784 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-91,000 | 7,385 |
| Total noninterest expense | $1,878,000 | 5,534 |
| Salaries and employee benefits | $606,000 | 6,476 |
| Premises and equipment expense | $397,000 | 4,113 |
| Additional noninterest expense | $875,000 | 4,671 |
| Pre-tax net operating income | $-1,522,000 | 6,966 |
| Securities gains (losses) | $266,000 | 1,165 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,256,000 | 6,976 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,256,000 | 6,975 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,256,000 | 6,976 |
| Net charge-offs | $1,585,000 | 1,730 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,522,000 | 7,026 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 5,338 |
| Total interest expense | $1,109,000 | 3,524 |
| Net interest income | $1,057,000 | 6,256 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $-98,000 | 7,638 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $6,000 | 6,838 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-104,000 | 7,527 |
| Total noninterest expense | $1,217,000 | 5,631 |
| Salaries and employee benefits | $414,000 | 6,477 |
| Premises and equipment expense | $274,000 | 4,046 |
| Additional noninterest expense | $529,000 | 4,938 |
| Pre-tax net operating income | $-258,000 | 6,517 |
| Securities gains (losses) | $276,000 | 762 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $18,000 | 6,085 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $18,000 | 6,087 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $18,000 | 6,086 |
| Net charge-offs | $1,591,000 | 1,322 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-258,000 | 6,584 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 5,423 |
| Total interest expense | $573,000 | 3,551 |
| Net interest income | $501,000 | 6,419 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $-28,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $3,000 | 6,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-31,000 | 7,634 |
| Total noninterest expense | $573,000 | 5,852 |
| Salaries and employee benefits | $204,000 | 6,595 |
| Premises and equipment expense | $115,000 | 4,583 |
| Additional noninterest expense | $254,000 | 5,075 |
| Pre-tax net operating income | $-100,000 | 6,651 |
| Securities gains (losses) | $80,000 | 888 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-20,000 | 6,492 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-20,000 | 6,494 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-20,000 | 6,493 |
| Net charge-offs | $51,000 | 3,695 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-100,000 | 6,695 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,416,000 | 4,904 |
| Total interest expense | $2,956,000 | 3,442 |
| Net interest income | $2,460,000 | 5,874 |
| Provision for loan and lease losses | $5,506,000 | 1,323 |
| Total noninterest income | $-964,000 | 7,920 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $14,000 | 6,972 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-978,000 | 7,869 |
| Total noninterest expense | $2,684,000 | 5,488 |
| Salaries and employee benefits | $996,000 | 6,237 |
| Premises and equipment expense | $500,000 | 4,381 |
| Additional noninterest expense | $1,188,000 | 4,777 |
| Pre-tax net operating income | $-6,694,000 | 7,328 |
| Securities gains (losses) | $356,000 | 1,095 |
| Applicable income taxes | $-52,000 | 6,450 |
| Income before extraordinary items | $-6,286,000 | 7,378 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,286,000 | 7,377 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,286,000 | 7,377 |
| Net charge-offs | $2,998,000 | 1,609 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,638,440 | 7,415 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,318,000 | 4,796 |
| Total interest expense | $2,304,000 | 3,483 |
| Net interest income | $2,014,000 | 5,684 |
| Provision for loan and lease losses | $4,941,000 | 1,056 |
| Total noninterest income | $-973,000 | 8,042 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $10,000 | 7,028 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-983,000 | 8,015 |
| Total noninterest expense | $2,043,000 | 5,449 |
| Salaries and employee benefits | $766,000 | 6,222 |
| Premises and equipment expense | $351,000 | 4,605 |
| Additional noninterest expense | $926,000 | 4,640 |
| Pre-tax net operating income | $-5,943,000 | 7,563 |
| Securities gains (losses) | $68,000 | 2,099 |
| Applicable income taxes | $-139,000 | 7,016 |
| Income before extraordinary items | $-5,736,000 | 7,632 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,736,000 | 7,632 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,736,000 | 7,632 |
| Net charge-offs | $417,000 | 3,289 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,802,640 | 7,644 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 4,765 |
| Total interest expense | $1,593,000 | 3,520 |
| Net interest income | $1,349,000 | 5,673 |
| Provision for loan and lease losses | $296,000 | 3,769 |
| Total noninterest income | $18,000 | 7,706 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $7,000 | 7,083 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $11,000 | 7,209 |
| Total noninterest expense | $1,325,000 | 5,587 |
| Salaries and employee benefits | $547,000 | 6,140 |
| Premises and equipment expense | $251,000 | 4,437 |
| Additional noninterest expense | $527,000 | 5,098 |
| Pre-tax net operating income | $-254,000 | 6,364 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-139,000 | 7,226 |
| Income before extraordinary items | $-115,000 | 6,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-115,000 | 6,217 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-115,000 | 6,217 |
| Net charge-offs | $271,000 | 3,054 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-115,000 | 6,185 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 4,754 |
| Total interest expense | $827,000 | 3,535 |
| Net interest income | $675,000 | 5,682 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $8,000 | 7,821 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $631,000 | 5,664 |
| Salaries and employee benefits | $273,000 | 6,198 |
| Premises and equipment expense | $116,000 | 4,722 |
| Additional noninterest expense | $242,000 | 5,036 |
| Pre-tax net operating income | $12,000 | 6,103 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-9,000 | 7,186 |
| Income before extraordinary items | $21,000 | 6,141 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $21,000 | 6,143 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $21,000 | 6,143 |
| Net charge-offs | $26,000 | 4,134 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $21,000 | 5,983 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,845,000 | 4,186 |
| Total interest expense | $4,423,000 | 3,263 |
| Net interest income | $3,422,000 | 5,049 |
| Provision for loan and lease losses | $330,000 | 4,460 |
| Total noninterest income | $-175,000 | 8,194 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,122 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-189,000 | 8,161 |
| Total noninterest expense | $2,563,000 | 5,588 |
| Salaries and employee benefits | $1,074,000 | 6,261 |
| Premises and equipment expense | $482,000 | 4,557 |
| Additional noninterest expense | $1,007,000 | 4,803 |
| Pre-tax net operating income | $354,000 | 5,270 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $15,000 | 4,400 |
| Income before extraordinary items | $339,000 | 4,958 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $339,000 | 4,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,594,000 | 1,495 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $339,000 | 5,123 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,221,000 | 4,105 |
| Total interest expense | $3,568,000 | 3,206 |
| Net interest income | $2,653,000 | 4,975 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $-185,000 | 8,315 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $10,000 | 7,175 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-195,000 | 8,292 |
| Total noninterest expense | $1,901,000 | 5,616 |
| Salaries and employee benefits | $791,000 | 6,317 |
| Premises and equipment expense | $349,000 | 4,673 |
| Additional noninterest expense | $761,000 | 4,702 |
| Pre-tax net operating income | $467,000 | 5,037 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $80,000 | 3,785 |
| Income before extraordinary items | $387,000 | 4,846 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $387,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,359,000 | 1,082 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $387,000 | 5,008 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,424,000 | 3,964 |
| Total interest expense | $2,618,000 | 3,061 |
| Net interest income | $1,806,000 | 4,929 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $-193,000 | 8,402 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $7,000 | 7,210 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-200,000 | 8,399 |
| Total noninterest expense | $1,253,000 | 5,677 |
| Salaries and employee benefits | $515,000 | 6,417 |
| Premises and equipment expense | $234,000 | 4,684 |
| Additional noninterest expense | $504,000 | 4,710 |
| Pre-tax net operating income | $300,000 | 5,282 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $52,000 | 4,033 |
| Income before extraordinary items | $248,000 | 5,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,265,000 | 748 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $248,000 | 5,212 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,361,000 | 3,860 |
| Total interest expense | $1,466,000 | 2,943 |
| Net interest income | $895,000 | 4,966 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $-70,000 | 8,448 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $3,000 | 7,255 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-73,000 | 8,450 |
| Total noninterest expense | $679,000 | 5,466 |
| Salaries and employee benefits | $282,000 | 6,243 |
| Premises and equipment expense | $128,000 | 4,456 |
| Additional noninterest expense | $269,000 | 4,455 |
| Pre-tax net operating income | $126,000 | 5,703 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $29,000 | 4,079 |
| Income before extraordinary items | $97,000 | 5,880 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $97,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,262 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $97,000 | 5,793 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,029,000 | 3,521 |
| Total interest expense | $6,974,000 | 2,639 |
| Net interest income | $4,055,000 | 4,586 |
| Provision for loan and lease losses | $4,741,000 | 425 |
| Total noninterest income | $169,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $17,000 | 7,194 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $152,000 | 5,551 |
| Total noninterest expense | $2,170,000 | 5,993 |
| Salaries and employee benefits | $1,030,000 | 6,358 |
| Premises and equipment expense | $288,000 | 5,883 |
| Additional noninterest expense | $852,000 | 5,139 |
| Pre-tax net operating income | $-2,687,000 | 8,352 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,001,000 | 8,405 |
| Income before extraordinary items | $-1,686,000 | 8,276 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,686,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,140,000 | 452 |
| Cash dividends | $850,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,686,000 | 8,266 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,419,000 | 3,476 |
| Total interest expense | $5,295,000 | 2,593 |
| Net interest income | $3,124,000 | 4,533 |
| Provision for loan and lease losses | $3,516,000 | 336 |
| Total noninterest income | $159,000 | 6,686 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,222 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $146,000 | 5,142 |
| Total noninterest expense | $1,566,000 | 6,086 |
| Salaries and employee benefits | $811,000 | 6,254 |
| Premises and equipment expense | $159,000 | 6,624 |
| Additional noninterest expense | $596,000 | 5,317 |
| Pre-tax net operating income | $-1,799,000 | 8,426 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-682,000 | 8,473 |
| Income before extraordinary items | $-1,117,000 | 8,354 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,117,000 | 8,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $738,000 | 814 |
| Cash dividends | $850,000 | 2,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,117,000 | 8,345 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 3,467 |
| Total interest expense | $3,469,000 | 2,644 |
| Net interest income | $2,176,000 | 4,438 |
| Provision for loan and lease losses | $2,453,000 | 274 |
| Total noninterest income | $17,000 | 8,261 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $9,000 | 7,247 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $8,000 | 8,008 |
| Total noninterest expense | $945,000 | 6,398 |
| Salaries and employee benefits | $520,000 | 6,395 |
| Premises and equipment expense | $75,000 | 7,264 |
| Additional noninterest expense | $350,000 | 5,682 |
| Pre-tax net operating income | $-1,205,000 | 8,494 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-464,000 | 8,540 |
| Income before extraordinary items | $-741,000 | 8,421 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-741,000 | 8,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,485 |
| Cash dividends | $153,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-741,000 | 8,409 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 3,485 |
| Total interest expense | $1,694,000 | 2,686 |
| Net interest income | $1,089,000 | 4,447 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $9,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $490,000 | 6,339 |
| Salaries and employee benefits | $296,000 | 6,098 |
| Premises and equipment expense | $36,000 | 7,349 |
| Additional noninterest expense | $158,000 | 5,975 |
| Pre-tax net operating income | $573,000 | 3,225 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $192,000 | 2,453 |
| Income before extraordinary items | $381,000 | 3,613 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $381,000 | 3,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,505 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $381,000 | 3,592 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,749,000 | 3,651 |
| Total interest expense | $5,026,000 | 3,015 |
| Net interest income | $4,723,000 | 4,186 |
| Provision for loan and lease losses | $292,000 | 2,851 |
| Total noninterest income | $114,000 | 7,607 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $95,000 | 6,408 |
| Total noninterest expense | $1,837,000 | 6,387 |
| Salaries and employee benefits | $979,000 | 6,461 |
| Premises and equipment expense | $147,000 | 7,295 |
| Additional noninterest expense | $711,000 | 5,592 |
| Pre-tax net operating income | $2,708,000 | 2,969 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $946,000 | 2,279 |
| Income before extraordinary items | $1,762,000 | 3,402 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,762,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,762,000 | 3,390 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,009,000 | 3,740 |
| Total interest expense | $3,472,000 | 3,133 |
| Net interest income | $3,537,000 | 4,211 |
| Provision for loan and lease losses | $250,000 | 2,440 |
| Total noninterest income | $107,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $15,000 | 7,348 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $92,000 | 5,992 |
| Total noninterest expense | $1,345,000 | 6,456 |
| Salaries and employee benefits | $722,000 | 6,503 |
| Premises and equipment expense | $108,000 | 7,336 |
| Additional noninterest expense | $515,000 | 5,682 |
| Pre-tax net operating income | $2,049,000 | 3,054 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $759,000 | 2,277 |
| Income before extraordinary items | $1,290,000 | 3,563 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,290,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,290,000 | 3,549 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 3,852 |
| Total interest expense | $2,043,000 | 3,322 |
| Net interest income | $2,367,000 | 4,196 |
| Provision for loan and lease losses | $173,000 | 2,372 |
| Total noninterest income | $19,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $790,000 | 6,813 |
| Salaries and employee benefits | $391,000 | 7,035 |
| Premises and equipment expense | $71,000 | 7,393 |
| Additional noninterest expense | $328,000 | 5,807 |
| Pre-tax net operating income | $1,423,000 | 2,984 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $549,000 | 2,177 |
| Income before extraordinary items | $874,000 | 3,524 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $874,000 | 3,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $874,000 | 3,512 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 3,983 |
| Total interest expense | $909,000 | 3,506 |
| Net interest income | $1,159,000 | 4,258 |
| Provision for loan and lease losses | $110,000 | 1,864 |
| Total noninterest income | $12,000 | 8,372 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $357,000 | 7,066 |
| Salaries and employee benefits | $182,000 | 7,227 |
| Premises and equipment expense | $34,000 | 7,467 |
| Additional noninterest expense | $141,000 | 6,235 |
| Pre-tax net operating income | $704,000 | 2,960 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $263,000 | 2,189 |
| Income before extraordinary items | $441,000 | 3,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $441,000 | 3,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $441,000 | 3,428 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,461,000 | 4,868 |
| Total interest expense | $2,255,000 | 4,090 |
| Net interest income | $3,206,000 | 5,283 |
| Provision for loan and lease losses | $535,000 | 1,796 |
| Total noninterest income | $111,000 | 7,833 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $14,000 | 7,544 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $97,000 | 6,449 |
| Total noninterest expense | $1,385,000 | 7,079 |
| Salaries and employee benefits | $789,000 | 6,972 |
| Premises and equipment expense | $129,000 | 7,543 |
| Additional noninterest expense | $467,000 | 6,760 |
| Pre-tax net operating income | $1,397,000 | 4,547 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $519,000 | 3,308 |
| Income before extraordinary items | $878,000 | 5,138 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $878,000 | 5,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $878,000 | 5,108 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 5,215 |
| Total interest expense | $1,441,000 | 4,407 |
| Net interest income | $2,201,000 | 5,586 |
| Provision for loan and lease losses | $391,000 | 1,760 |
| Total noninterest income | $96,000 | 7,725 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,652 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 6,131 |
| Total noninterest expense | $1,045,000 | 7,067 |
| Salaries and employee benefits | $625,000 | 6,817 |
| Premises and equipment expense | $95,000 | 7,549 |
| Additional noninterest expense | $325,000 | 6,924 |
| Pre-tax net operating income | $861,000 | 5,134 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $323,000 | 3,680 |
| Income before extraordinary items | $538,000 | 5,727 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $538,000 | 5,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $538,000 | 5,693 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 5,456 |
| Total interest expense | $776,000 | 4,867 |
| Net interest income | $1,423,000 | 5,657 |
| Provision for loan and lease losses | $337,000 | 1,379 |
| Total noninterest income | $83,000 | 7,352 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $4,000 | 7,684 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $79,000 | 5,647 |
| Total noninterest expense | $619,000 | 7,328 |
| Salaries and employee benefits | $362,000 | 7,181 |
| Premises and equipment expense | $63,000 | 7,547 |
| Additional noninterest expense | $194,000 | 7,150 |
| Pre-tax net operating income | $550,000 | 5,228 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $207,000 | 3,731 |
| Income before extraordinary items | $343,000 | 5,841 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $343,000 | 5,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $343,000 | 5,786 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 5,848 |
| Total interest expense | $334,000 | 5,183 |
| Net interest income | $627,000 | 6,092 |
| Provision for loan and lease losses | $153,000 | 1,365 |
| Total noninterest income | $45,000 | 7,228 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $2,000 | 7,752 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $306,000 | 7,404 |
| Salaries and employee benefits | $176,000 | 7,300 |
| Premises and equipment expense | $32,000 | 7,605 |
| Additional noninterest expense | $98,000 | 7,182 |
| Pre-tax net operating income | $213,000 | 5,813 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $77,000 | 4,168 |
| Income before extraordinary items | $136,000 | 6,312 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $136,000 | 6,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $136,000 | 6,262 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $811,000 | 8,561 |
| Total interest expense | $326,000 | 7,973 |
| Net interest income | $485,000 | 8,656 |
| Provision for loan and lease losses | $334,000 | 2,712 |
| Total noninterest income | $67,000 | 8,428 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,000 | 7,861 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,078 |
| Total noninterest expense | $773,000 | 8,205 |
| Salaries and employee benefits | $361,000 | 8,426 |
| Premises and equipment expense | $74,000 | 8,296 |
| Additional noninterest expense | $338,000 | 7,475 |
| Pre-tax net operating income | $-555,000 | 8,681 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-190,000 | 8,801 |
| Income before extraordinary items | $-365,000 | 8,654 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-365,000 | 8,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-365,000 | 8,627 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $150,000 | 8,944 |
| Total interest expense | $62,000 | 8,825 |
| Net interest income | $88,000 | 8,952 |
| Provision for loan and lease losses | $178,000 | 3,258 |
| Total noninterest income | $10,000 | 8,886 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,000 | 7,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,558 |
| Total noninterest expense | $486,000 | 8,429 |
| Salaries and employee benefits | $196,000 | 8,723 |
| Premises and equipment expense | $45,000 | 8,490 |
| Additional noninterest expense | $245,000 | 7,543 |
| Pre-tax net operating income | $-566,000 | 8,798 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-192,000 | 8,905 |
| Income before extraordinary items | $-374,000 | 8,769 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-374,000 | 8,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-374,000 | 8,743 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 4,087 |
| Total interest expense | $1,069,000 | 3,400 |
| Net interest income | $2,098,000 | 4,333 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $588,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $488,000 | 1,794 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $100,000 | 5,155 |
| Total noninterest expense | $3,702,000 | 2,153 |
| Salaries and employee benefits | $2,957,000 | 1,500 |
| Premises and equipment expense | $380,000 | 2,915 |
| Additional noninterest expense | $365,000 | 5,385 |
| Pre-tax net operating income | $-1,016,000 | 8,994 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-1,016,000 | 9,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,016,000 | 9,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 773 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,016,000 | 8,996 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 3,960 |
| Total interest expense | $569,000 | 3,252 |
| Net interest income | $1,078,000 | 4,255 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $298,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $232,000 | 1,827 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $66,000 | 4,555 |
| Total noninterest expense | $875,000 | 4,177 |
| Salaries and employee benefits | $481,000 | 4,133 |
| Premises and equipment expense | $186,000 | 2,999 |
| Additional noninterest expense | $208,000 | 4,925 |
| Pre-tax net operating income | $501,000 | 3,521 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $501,000 | 2,939 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $501,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 565 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $501,000 | 2,841 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,738,000 | 3,537 |
| Total interest expense | $2,845,000 | 3,002 |
| Net interest income | $4,893,000 | 3,736 |
| Provision for loan and lease losses | $174,000 | 4,337 |
| Total noninterest income | $1,150,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $968,000 | 1,784 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $182,000 | 5,477 |
| Total noninterest expense | $4,223,000 | 3,544 |
| Salaries and employee benefits | $2,298,000 | 3,503 |
| Premises and equipment expense | $851,000 | 2,605 |
| Additional noninterest expense | $1,074,000 | 4,044 |
| Pre-tax net operating income | $1,646,000 | 3,875 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,646,000 | 3,319 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,646,000 | 3,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,412,000 | 708 |
| Cash dividends | $275,000 | 4,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,646,000 | 3,173 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,919,000 | 3,532 |
| Total interest expense | $2,206,000 | 3,018 |
| Net interest income | $3,713,000 | 3,732 |
| Provision for loan and lease losses | $174,000 | 3,661 |
| Total noninterest income | $842,000 | 3,525 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $741,000 | 1,747 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 6,060 |
| Total noninterest expense | $3,241,000 | 3,463 |
| Salaries and employee benefits | $1,799,000 | 3,367 |
| Premises and equipment expense | $630,000 | 2,646 |
| Additional noninterest expense | $812,000 | 4,026 |
| Pre-tax net operating income | $1,140,000 | 4,229 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,140,000 | 3,638 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,140,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,354,000 | 571 |
| Cash dividends | $125,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,140,000 | 3,472 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 3,433 |
| Total interest expense | $1,533,000 | 2,985 |
| Net interest income | $2,578,000 | 3,615 |
| Provision for loan and lease losses | $149,000 | 3,161 |
| Total noninterest income | $608,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $491,000 | 1,727 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $117,000 | 5,041 |
| Total noninterest expense | $2,204,000 | 3,393 |
| Salaries and employee benefits | $1,222,000 | 3,322 |
| Premises and equipment expense | $419,000 | 2,659 |
| Additional noninterest expense | $563,000 | 3,890 |
| Pre-tax net operating income | $833,000 | 3,953 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $833,000 | 3,403 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $833,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,236,000 | 453 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $833,000 | 3,222 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 3,342 |
| Total interest expense | $801,000 | 2,940 |
| Net interest income | $1,335,000 | 3,502 |
| Provision for loan and lease losses | $74,000 | 3,005 |
| Total noninterest income | $297,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $238,000 | 1,711 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 4,952 |
| Total noninterest expense | $1,126,000 | 3,326 |
| Salaries and employee benefits | $646,000 | 3,154 |
| Premises and equipment expense | $210,000 | 2,652 |
| Additional noninterest expense | $270,000 | 3,973 |
| Pre-tax net operating income | $432,000 | 3,858 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $432,000 | 3,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $432,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $821,000 | 361 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $432,000 | 3,110 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,013,000 | 3,018 |
| Total interest expense | $4,069,000 | 2,703 |
| Net interest income | $5,944,000 | 3,161 |
| Provision for loan and lease losses | $3,605,000 | 480 |
| Total noninterest income | $855,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $982,000 | 1,645 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-127,000 | 9,335 |
| Total noninterest expense | $4,267,000 | 3,376 |
| Salaries and employee benefits | $2,219,000 | 3,437 |
| Premises and equipment expense | $925,000 | 2,348 |
| Additional noninterest expense | $1,123,000 | 3,803 |
| Pre-tax net operating income | $-1,073,000 | 9,139 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $61,000 | 6,388 |
| Income before extraordinary items | $-1,134,000 | 9,204 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,134,000 | 9,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $918,000 | 1,047 |
| Cash dividends | $700,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,134,000 | 9,168 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,317,000 | 3,222 |
| Total interest expense | $5,032,000 | 3,137 |
| Net interest income | $5,285,000 | 3,290 |
| Provision for loan and lease losses | $460,000 | 2,354 |
| Total noninterest income | $1,096,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $960,000 | 1,541 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $136,000 | 5,723 |
| Total noninterest expense | $3,739,000 | 3,628 |
| Salaries and employee benefits | $2,048,000 | 3,533 |
| Premises and equipment expense | $672,000 | 3,058 |
| Additional noninterest expense | $1,019,000 | 4,008 |
| Pre-tax net operating income | $2,182,000 | 2,979 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $401,000 | 3,732 |
| Income before extraordinary items | $1,782,000 | 2,823 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,782,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 2,245 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,781,180 | 2,733 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,195,000 | 3,669 |
| Total interest expense | $4,560,000 | 3,580 |
| Net interest income | $4,635,000 | 3,708 |
| Provision for loan and lease losses | $280,000 | 3,006 |
| Total noninterest income | $993,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $774,000 | 1,795 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $219,000 | 4,579 |
| Total noninterest expense | $3,377,000 | 3,838 |
| Salaries and employee benefits | $1,932,000 | 3,570 |
| Premises and equipment expense | $661,000 | 3,021 |
| Additional noninterest expense | $784,000 | 4,804 |
| Pre-tax net operating income | $1,971,000 | 3,363 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $605,000 | 3,090 |
| Income before extraordinary items | $1,366,000 | 3,500 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,366,000 | 3,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,940 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,366,000 | 3,487 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,949,000 | 3,925 |
| Total interest expense | $3,568,000 | 3,974 |
| Net interest income | $4,381,000 | 3,869 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $716,000 | 3,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,076 |
| Total noninterest expense | $3,233,000 | 3,953 |
| Salaries and employee benefits | $1,724,000 | 3,877 |
| Premises and equipment expense | $542,000 | 3,525 |
| Additional noninterest expense | $967,000 | 4,130 |
| Pre-tax net operating income | $1,624,000 | 3,885 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $454,000 | 3,839 |
| Income before extraordinary items | $1,173,000 | 3,945 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,173,000 | 3,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $850,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,170,840 | 3,923 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,237,000 | 4,279 |
| Total interest expense | $3,309,000 | 4,360 |
| Net interest income | $3,928,000 | 4,184 |
| Provision for loan and lease losses | $290,000 | 2,708 |
| Total noninterest income | $616,000 | 4,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $464,000 | 2,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,647 |
| Total noninterest expense | $2,717,000 | 4,490 |
| Salaries and employee benefits | $1,529,000 | 4,181 |
| Premises and equipment expense | $448,000 | 4,025 |
| Additional noninterest expense | $740,000 | 4,938 |
| Pre-tax net operating income | $1,537,000 | 4,109 |
| Securities gains (losses) | $20,000 | 2,430 |
| Applicable income taxes | $382,000 | 4,540 |
| Income before extraordinary items | $1,175,000 | 3,995 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,175,000 | 3,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,122 |
| Cash dividends | $350,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,160,000 | 3,947 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,478,000 | 4,792 |
| Total interest expense | $2,842,000 | 4,935 |
| Net interest income | $3,636,000 | 4,584 |
| Provision for loan and lease losses | $400,000 | 2,088 |
| Total noninterest income | $531,000 | 4,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $422,000 | 3,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,540 |
| Total noninterest expense | $2,464,000 | 4,831 |
| Salaries and employee benefits | $1,411,000 | 4,475 |
| Premises and equipment expense | $360,000 | 4,797 |
| Additional noninterest expense | $693,000 | 5,258 |
| Pre-tax net operating income | $1,303,000 | 4,950 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $300,000 | 5,716 |
| Income before extraordinary items | $1,013,000 | 4,658 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,013,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,067 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,005,300 | 4,623 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,776,000 | 5,321 |
| Total interest expense | $2,588,000 | 5,370 |
| Net interest income | $3,188,000 | 5,206 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $491,000 | 5,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $395,000 | 3,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,256 |
| Total noninterest expense | $2,055,000 | 5,837 |
| Salaries and employee benefits | $1,185,000 | 5,270 |
| Premises and equipment expense | $304,000 | 5,535 |
| Additional noninterest expense | $566,000 | 6,572 |
| Pre-tax net operating income | $1,424,000 | 4,519 |
| Securities gains (losses) | $27,000 | 1,767 |
| Applicable income taxes | $355,000 | 5,274 |
| Income before extraordinary items | $1,096,000 | 4,164 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,096,000 | 4,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,277 |
| Cash dividends | $645,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,075,480 | 4,162 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,039,000 | 5,950 |
| Total interest expense | $2,259,000 | 5,960 |
| Net interest income | $2,780,000 | 5,843 |
| Provision for loan and lease losses | $160,000 | 3,506 |
| Total noninterest income | $471,000 | 5,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,140 |
| Total noninterest expense | $1,857,000 | 6,334 |
| Salaries and employee benefits | $1,026,000 | 5,927 |
| Premises and equipment expense | $288,000 | 5,805 |
| Additional noninterest expense | $543,000 | 6,919 |
| Pre-tax net operating income | $1,234,000 | 5,157 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $295,000 | 6,065 |
| Income before extraordinary items | $938,000 | 4,830 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $938,000 | 4,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,012 |
| Cash dividends | $465,000 | 3,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $938,760 | 4,820 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 6,294 |
| Total interest expense | $1,625,000 | 6,543 |
| Net interest income | $2,738,000 | 6,033 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $328,000 | 6,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $1,829,000 | 6,622 |
| Salaries and employee benefits | $928,000 | 6,473 |
| Premises and equipment expense | $238,000 | 6,721 |
| Additional noninterest expense | $663,000 | 6,586 |
| Pre-tax net operating income | $1,117,000 | 5,508 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $258,000 | 6,414 |
| Income before extraordinary items | $861,000 | 5,070 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $861,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,975 |
| Cash dividends | $430,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $859,460 | 5,130 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 6,666 |
| Total interest expense | $1,476,000 | 7,293 |
| Net interest income | $2,700,000 | 6,166 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $250,000 | 8,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,257 |
| Total noninterest expense | $1,543,000 | 7,682 |
| Salaries and employee benefits | $865,000 | 6,924 |
| Premises and equipment expense | $180,000 | 8,142 |
| Additional noninterest expense | $498,000 | 8,229 |
| Pre-tax net operating income | $1,257,000 | 5,005 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $328,000 | 5,755 |
| Income before extraordinary items | $937,000 | 4,938 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $937,000 | 5,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $465,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $931,080 | 4,731 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,306,000 | 7,121 |
| Total interest expense | $1,707,000 | 7,872 |
| Net interest income | $2,599,000 | 6,403 |
| Provision for loan and lease losses | $330,000 | 3,911 |
| Total noninterest income | $165,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $1,319,000 | 8,594 |
| Salaries and employee benefits | $740,000 | 7,684 |
| Premises and equipment expense | $152,000 | 9,049 |
| Additional noninterest expense | $427,000 | 9,235 |
| Pre-tax net operating income | $1,115,000 | 5,205 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $289,000 | 6,086 |
| Income before extraordinary items | $846,000 | 5,130 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $846,000 | 5,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 3,272 |
| Cash dividends | $420,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $831,000 | 4,914 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.