Home > Piedmont Bank > Assets and Liabilities
Piedmont Bank, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 70 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $237,080,000 | 2,144 |
| Cash and due from depository institutions | $8,690,000 | 2,424 |
| Interest-bearing balances | $1,960,000 | 2,307 |
| Securities | $54,810,000 | 2,030 |
| Federal funds sold & reverse repurchase agreements | $6,021,000 | 2,378 |
| Net loans & leases | $156,094,000 | 2,086 |
| Loan loss allowance | $1,991,000 | 2,015 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,667,000 | 1,321 |
| Other real estate owned | $1,312,000 | 2,424 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,486,000 | 3,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,080,000 | 2,144 |
| Total liabilities | $222,494,000 | 2,047 |
| Total deposits | $212,484,000 | 1,940 |
| Interest-bearing deposits | $186,557,000 | 1,900 |
| Deposits held in domestic offices | $212,484,000 | 1,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,925,000 | 1,689 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,085,000 | 3,274 |
| Total equity capital | $14,586,000 | 3,278 |
| Total bank equity capital | $14,586,000 | 3,278 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,829,000 | 481 |
| Surplus | $7,526,000 | 2,198 |
| Undivided profits | $231,000 | 8,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 6,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,202,000 | 2,878 |
| Earning assets | $218,885,000 | 2,128 |
| Long-term assets (5+ years) | $41,650,000 | 1,961 |
| Average Assets, year-to-date | $195,897,800 | 2,477 |
| Average Assets, quarterly | $228,878,500 | 2,205 |
| Volatile liabilities | $30,058,000 | 2,716 |
| Insider loans | $6,340,000 | 750 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $34,377,000 | 1,672 |
| Tier 1 (core) risk-based capital | $14,442,000 | 3,176 |
| Tier 2 risk-based capital | $1,996,000 | 1,852 |
| Total risk weighted assets | $183,093,000 | 1,849 |
| Total unused commitments | $34,377,000 | 1,676 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 56 | 3,034 |
| Assets and Liabilities | ||
| Total Assets: | $152,041,000 | 3,112 |
| Cash and due from depository institutions | $5,285,000 | 3,034 |
| Interest-bearing balances | $854,000 | 2,545 |
| Securities | $27,106,000 | 3,715 |
| Federal funds sold & reverse repurchase agreements | $1,620,000 | 4,636 |
| Net loans & leases | $111,223,000 | 2,762 |
| Loan loss allowance | $1,438,000 | 2,548 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,205,000 | 1,657 |
| Other real estate owned | $0 | 3,034 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,602,000 | 4,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,041,000 | 3,112 |
| Total liabilities | $138,624,000 | 3,087 |
| Total deposits | $118,247,000 | 3,253 |
| Interest-bearing deposits | $103,759,000 | 3,193 |
| Deposits held in domestic offices | $118,247,000 | 3,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,560,000 | 1,199 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,000,000 | 1,927 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $817,000 | 4,185 |
| Total equity capital | $13,417,000 | 3,413 |
| Total bank equity capital | $13,417,000 | 3,413 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,096,000 | 536 |
| Surplus | $6,556,000 | 2,412 |
| Undivided profits | $765,000 | 8,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $650,000 | 4,174 |
| Earning assets | $140,803,000 | 3,106 |
| Long-term assets (5+ years) | $19,709,000 | 3,182 |
| Average Assets, year-to-date | $123,320,000 | 3,580 |
| Average Assets, quarterly | $142,764,000 | 3,250 |
| Volatile liabilities | $29,918,000 | 2,673 |
| Insider loans | $7,558,000 | 589 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $27,771,000 | 1,838 |
| Tier 1 (core) risk-based capital | $13,363,000 | 3,314 |
| Tier 2 risk-based capital | $1,438,000 | 2,392 |
| Total risk weighted assets | $117,944,800 | 2,678 |
| Total unused commitments | $27,771,000 | 1,840 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 34 | 4,797 |
| Assets and Liabilities | ||
| Total Assets: | $103,469,000 | 4,280 |
| Cash and due from depository institutions | $4,748,000 | 4,797 |
| Interest-bearing balances | $1,382,000 | 2,096 |
| Securities | $23,987,000 | 4,258 |
| Federal funds sold & reverse repurchase agreements | $960,000 | 4,996 |
| Net loans & leases | $70,448,000 | 3,946 |
| Loan loss allowance | $993,000 | 3,460 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,071,000 | 3,909 |
| Other real estate owned | $0 | 4,797 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,255,000 | 5,465 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,469,000 | 4,280 |
| Total liabilities | $93,946,000 | 4,255 |
| Total deposits | $89,150,000 | 4,140 |
| Interest-bearing deposits | $79,574,000 | 3,989 |
| Deposits held in domestic offices | $89,150,000 | 4,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,221,000 | 1,850 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000 | 5,733 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $571,000 | 4,905 |
| Total equity capital | $9,523,000 | 4,430 |
| Total bank equity capital | $9,523,000 | 4,430 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,219,000 | 689 |
| Surplus | $4,719,000 | 3,159 |
| Undivided profits | $-415,000 | 9,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $294,000 | 6,537 |
| Earning assets | $96,777,000 | 4,191 |
| Long-term assets (5+ years) | $17,252,000 | 3,624 |
| Average Assets, year-to-date | $85,031,400 | 4,868 |
| Average Assets, quarterly | $98,582,500 | 4,409 |
| Volatile liabilities | $15,554,000 | 4,133 |
| Insider loans | $4,679,000 | 996 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $17,390,000 | 2,616 |
| Tier 1 (core) risk-based capital | $9,806,000 | 4,329 |
| Tier 2 risk-based capital | $951,430 | 3,293 |
| Total risk weighted assets | $76,072,730 | 3,792 |
| Total unused commitments | $17,390,000 | 2,619 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 29 | 5,457 |
| Assets and Liabilities | ||
| Total Assets: | $63,143,000 | 6,093 |
| Cash and due from depository institutions | $2,020,000 | 5,457 |
| Interest-bearing balances | $1,145,000 | 2,700 |
| Securities | $6,169,000 | 8,338 |
| Federal funds sold & reverse repurchase agreements | $5,350,000 | 3,195 |
| Net loans & leases | $47,391,000 | 5,104 |
| Loan loss allowance | $673,000 | 4,597 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,363,000 | 5,055 |
| Other real estate owned | $0 | 5,457 |
| Goodwill and other intangibles | $22,000 | 3,149 |
| All other assets | $828,000 | 6,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,143,000 | 6,093 |
| Total liabilities | $53,863,000 | 6,260 |
| Total deposits | $51,459,000 | 6,210 |
| Interest-bearing deposits | $44,814,000 | 6,132 |
| Deposits held in domestic offices | $51,459,000 | 6,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,960,000 | 2,005 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $444,000 | 6,174 |
| Total equity capital | $9,280,000 | 4,647 |
| Total bank equity capital | $9,280,000 | 4,647 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,881,000 | 747 |
| Surplus | $4,831,000 | 2,953 |
| Undivided profits | $-432,000 | 10,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $213,000 | 7,729 |
| Earning assets | $60,055,000 | 5,971 |
| Long-term assets (5+ years) | $7,818,000 | 5,298 |
| Average Assets, year-to-date | $43,942,200 | 7,223 |
| Average Assets, quarterly | $57,892,000 | 6,332 |
| Volatile liabilities | $8,655,000 | 5,396 |
| Insider loans | $3,246,000 | 1,336 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,200,000 | 4,805 |
| Tier 1 (core) risk-based capital | $9,248,000 | 4,470 |
| Tier 2 risk-based capital | $640,390 | 4,381 |
| Total risk weighted assets | $51,198,790 | 5,000 |
| Total unused commitments | $6,200,000 | 4,810 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $25,412,000 | 9,302 |
| Cash and due from depository institutions | $1,629,000 | 8,124 |
| Interest-bearing balances | $44,000 | 5,424 |
| Securities | $3,432,000 | 9,818 |
| Federal funds sold & reverse repurchase agreements | $80,000 | 8,032 |
| Net loans & leases | $19,189,000 | 8,392 |
| Loan loss allowance | $292,000 | 7,663 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $669,000 | 7,138 |
| Other real estate owned | $0 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $413,000 | 9,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,412,000 | 9,302 |
| Total liabilities | $16,324,000 | 9,983 |
| Total deposits | $15,682,000 | 9,968 |
| Interest-bearing deposits | $13,724,000 | 9,866 |
| Deposits held in domestic offices | $15,682,000 | 9,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $110,000 | 3,589 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $278,000 | 4,378 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $254,000 | 8,325 |
| Total equity capital | $9,088,000 | 4,680 |
| Total bank equity capital | $9,088,000 | 4,680 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,437,000 | 829 |
| Surplus | $5,015,000 | 2,734 |
| Undivided profits | $-364,000 | 10,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $99,000 | 9,819 |
| Earning assets | $22,745,000 | 9,342 |
| Long-term assets (5+ years) | $7,181,000 | 5,139 |
| Average Assets, year-to-date | $21,597,500 | 9,605 |
| Average Assets, quarterly | $21,597,500 | 9,672 |
| Volatile liabilities | $2,931,000 | 8,542 |
| Insider loans | $2,300,000 | 1,815 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,099,000 | 4,702 |
| Tier 1 (core) risk-based capital | $9,082,000 | 4,541 |
| Tier 2 risk-based capital | $254,350 | 7,629 |
| Total risk weighted assets | $20,310,650 | 8,382 |
| Total unused commitments | $6,099,000 | 4,706 |
| Derivatives | $0 | 533 |