Home > Peoples State Bank > Income and Expense
Peoples State Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $698,000 | 5,798 |
| Total interest expense | $79,000 | 5,535 |
| Net interest income | $619,000 | 5,800 |
| Provision for loan and lease losses | $13,000 | 3,970 |
| Total noninterest income | $45,000 | 5,738 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $30,000 | 5,360 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $15,000 | 5,655 |
| Total noninterest expense | $632,000 | 5,738 |
| Salaries and employee benefits | $295,000 | 5,789 |
| Premises and equipment expense | $116,000 | 5,208 |
| Additional noninterest expense | $221,000 | 5,663 |
| Pre-tax net operating income | $19,000 | 5,682 |
| Securities gains (losses) | $25,000 | 2,204 |
| Applicable income taxes | $-7,000 | 5,800 |
| Income before extraordinary items | $51,000 | 5,650 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $51,000 | 5,649 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $51,000 | 5,650 |
| Net charge-offs | $53,000 | 2,550 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $26,000 | 5,677 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $480,000 | 5,858 |
| Total interest expense | $53,000 | 5,587 |
| Net interest income | $427,000 | 5,854 |
| Provision for loan and lease losses | $13,000 | 3,701 |
| Total noninterest income | $34,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $23,000 | 5,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 5,704 |
| Total noninterest expense | $387,000 | 5,846 |
| Salaries and employee benefits | $198,000 | 5,857 |
| Premises and equipment expense | $70,000 | 5,350 |
| Additional noninterest expense | $119,000 | 5,848 |
| Pre-tax net operating income | $61,000 | 5,590 |
| Securities gains (losses) | $25,000 | 1,834 |
| Applicable income taxes | $-2,000 | 5,857 |
| Income before extraordinary items | $88,000 | 5,503 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $88,000 | 5,501 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $88,000 | 5,502 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $63,000 | 5,555 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $254,000 | 5,887 |
| Total interest expense | $27,000 | 5,619 |
| Net interest income | $227,000 | 5,891 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $18,000 | 5,787 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $13,000 | 5,249 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $5,000 | 5,765 |
| Total noninterest expense | $179,000 | 5,929 |
| Salaries and employee benefits | $95,000 | 5,923 |
| Premises and equipment expense | $35,000 | 5,383 |
| Additional noninterest expense | $49,000 | 5,974 |
| Pre-tax net operating income | $66,000 | 5,342 |
| Securities gains (losses) | $25,000 | 1,142 |
| Applicable income taxes | $-2,000 | 5,919 |
| Income before extraordinary items | $93,000 | 5,074 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $93,000 | 5,074 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $93,000 | 5,074 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $68,000 | 5,226 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $938,000 | 5,964 |
| Total interest expense | $124,000 | 5,604 |
| Net interest income | $814,000 | 5,974 |
| Provision for loan and lease losses | $29,000 | 3,918 |
| Total noninterest income | $5,000 | 6,087 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $60,000 | 5,247 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-55,000 | 6,102 |
| Total noninterest expense | $736,000 | 5,983 |
| Salaries and employee benefits | $401,000 | 5,973 |
| Premises and equipment expense | $150,000 | 5,419 |
| Additional noninterest expense | $185,000 | 6,044 |
| Pre-tax net operating income | $54,000 | 5,768 |
| Securities gains (losses) | $174,000 | 823 |
| Applicable income taxes | $11,000 | 4,073 |
| Income before extraordinary items | $217,000 | 5,423 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $217,000 | 5,425 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $217,000 | 5,426 |
| Net charge-offs | $40,000 | 3,404 |
| Cash dividends | $100,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $51,700 | 5,766 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $661,000 | 6,069 |
| Total interest expense | $96,000 | 5,657 |
| Net interest income | $565,000 | 6,088 |
| Provision for loan and lease losses | $15,000 | 3,904 |
| Total noninterest income | $-14,000 | 6,208 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $45,000 | 5,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-59,000 | 6,205 |
| Total noninterest expense | $547,000 | 6,057 |
| Salaries and employee benefits | $301,000 | 6,040 |
| Premises and equipment expense | $109,000 | 5,503 |
| Additional noninterest expense | $137,000 | 6,133 |
| Pre-tax net operating income | $-11,000 | 5,950 |
| Securities gains (losses) | $174,000 | 719 |
| Applicable income taxes | $8,000 | 4,197 |
| Income before extraordinary items | $155,000 | 5,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 5,573 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $155,000 | 5,574 |
| Net charge-offs | $22,000 | 3,305 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-10,300 | 5,951 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $442,000 | 6,133 |
| Total interest expense | $66,000 | 5,684 |
| Net interest income | $376,000 | 6,151 |
| Provision for loan and lease losses | $15,000 | 3,621 |
| Total noninterest income | $-34,000 | 6,295 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $30,000 | 5,328 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-64,000 | 6,280 |
| Total noninterest expense | $366,000 | 6,134 |
| Salaries and employee benefits | $204,000 | 6,099 |
| Premises and equipment expense | $74,000 | 5,532 |
| Additional noninterest expense | $88,000 | 6,207 |
| Pre-tax net operating income | $-39,000 | 6,054 |
| Securities gains (losses) | $174,000 | 583 |
| Applicable income taxes | $7,000 | 4,172 |
| Income before extraordinary items | $128,000 | 5,471 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $128,000 | 5,470 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $128,000 | 5,473 |
| Net charge-offs | $20,000 | 2,945 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-37,300 | 6,058 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $225,000 | 6,188 |
| Total interest expense | $33,000 | 5,738 |
| Net interest income | $192,000 | 6,205 |
| Provision for loan and lease losses | $13,000 | 3,153 |
| Total noninterest income | $-55,000 | 6,379 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $14,000 | 5,415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-69,000 | 6,370 |
| Total noninterest expense | $179,000 | 6,210 |
| Salaries and employee benefits | $96,000 | 6,192 |
| Premises and equipment expense | $37,000 | 5,572 |
| Additional noninterest expense | $46,000 | 6,269 |
| Pre-tax net operating income | $-55,000 | 6,167 |
| Securities gains (losses) | $174,000 | 398 |
| Applicable income taxes | $6,000 | 3,987 |
| Income before extraordinary items | $113,000 | 4,983 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $113,000 | 4,985 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $113,000 | 4,987 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-52,300 | 6,166 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 6,252 |
| Total interest expense | $165,000 | 5,682 |
| Net interest income | $795,000 | 6,281 |
| Provision for loan and lease losses | $40,000 | 3,914 |
| Total noninterest income | $81,000 | 6,091 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $67,000 | 5,436 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,000 | 6,118 |
| Total noninterest expense | $780,000 | 6,271 |
| Salaries and employee benefits | $407,000 | 6,269 |
| Premises and equipment expense | $154,000 | 5,657 |
| Additional noninterest expense | $219,000 | 6,301 |
| Pre-tax net operating income | $56,000 | 5,955 |
| Securities gains (losses) | $64,000 | 1,567 |
| Applicable income taxes | $6,000 | 4,280 |
| Income before extraordinary items | $114,000 | 5,856 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $114,000 | 5,856 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $114,000 | 5,857 |
| Net charge-offs | $48,000 | 3,794 |
| Cash dividends | $70,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $53,200 | 5,965 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $723,000 | 6,323 |
| Total interest expense | $125,000 | 5,751 |
| Net interest income | $598,000 | 6,355 |
| Provision for loan and lease losses | $14,000 | 4,074 |
| Total noninterest income | $60,000 | 6,176 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $50,000 | 5,511 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $10,000 | 6,199 |
| Total noninterest expense | $576,000 | 6,340 |
| Salaries and employee benefits | $302,000 | 6,329 |
| Premises and equipment expense | $113,000 | 5,751 |
| Additional noninterest expense | $161,000 | 6,374 |
| Pre-tax net operating income | $68,000 | 5,983 |
| Securities gains (losses) | $64,000 | 1,289 |
| Applicable income taxes | $7,000 | 4,269 |
| Income before extraordinary items | $125,000 | 5,813 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $125,000 | 5,812 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $125,000 | 5,813 |
| Net charge-offs | $18,000 | 3,882 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $64,200 | 5,974 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $496,000 | 6,367 |
| Total interest expense | $85,000 | 5,793 |
| Net interest income | $411,000 | 6,397 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $38,000 | 6,251 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $30,000 | 5,625 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $8,000 | 6,231 |
| Total noninterest expense | $382,000 | 6,400 |
| Salaries and employee benefits | $205,000 | 6,380 |
| Premises and equipment expense | $76,000 | 5,790 |
| Additional noninterest expense | $101,000 | 6,457 |
| Pre-tax net operating income | $67,000 | 5,919 |
| Securities gains (losses) | $12,000 | 1,855 |
| Applicable income taxes | $4,000 | 4,298 |
| Income before extraordinary items | $75,000 | 5,866 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $75,000 | 5,868 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $75,000 | 5,869 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $63,600 | 5,899 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $252,000 | 6,423 |
| Total interest expense | $43,000 | 5,854 |
| Net interest income | $209,000 | 6,457 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $16,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,000 | 6,315 |
| Total noninterest expense | $187,000 | 6,486 |
| Salaries and employee benefits | $97,000 | 6,479 |
| Premises and equipment expense | $38,000 | 5,848 |
| Additional noninterest expense | $52,000 | 6,520 |
| Pre-tax net operating income | $38,000 | 5,850 |
| Securities gains (losses) | $12,000 | 1,116 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $48,000 | 5,728 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 5,729 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $48,000 | 5,729 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $36,480 | 5,827 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $969,000 | 6,516 |
| Total interest expense | $191,000 | 5,963 |
| Net interest income | $778,000 | 6,562 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $87,000 | 6,272 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $71,000 | 5,658 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,000 | 6,279 |
| Total noninterest expense | $761,000 | 6,555 |
| Salaries and employee benefits | $391,000 | 6,568 |
| Premises and equipment expense | $171,000 | 5,758 |
| Additional noninterest expense | $199,000 | 6,607 |
| Pre-tax net operating income | $104,000 | 5,946 |
| Securities gains (losses) | $42,000 | 1,928 |
| Applicable income taxes | $7,000 | 4,357 |
| Income before extraordinary items | $139,000 | 5,886 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $139,000 | 5,888 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $139,000 | 5,888 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $70,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $99,100 | 5,943 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $713,000 | 6,598 |
| Total interest expense | $146,000 | 6,036 |
| Net interest income | $567,000 | 6,644 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $69,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $56,000 | 5,662 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,000 | 6,365 |
| Total noninterest expense | $560,000 | 6,614 |
| Salaries and employee benefits | $287,000 | 6,634 |
| Premises and equipment expense | $126,000 | 5,834 |
| Additional noninterest expense | $147,000 | 6,672 |
| Pre-tax net operating income | $76,000 | 6,068 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $4,000 | 4,492 |
| Income before extraordinary items | $72,000 | 6,124 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $72,000 | 6,126 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $72,000 | 6,125 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $72,000 | 6,068 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $474,000 | 6,653 |
| Total interest expense | $98,000 | 6,088 |
| Net interest income | $376,000 | 6,696 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $44,000 | 6,399 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $36,000 | 5,704 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,000 | 6,417 |
| Total noninterest expense | $374,000 | 6,658 |
| Salaries and employee benefits | $195,000 | 6,676 |
| Premises and equipment expense | $81,000 | 5,904 |
| Additional noninterest expense | $98,000 | 6,716 |
| Pre-tax net operating income | $46,000 | 6,099 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $44,000 | 6,176 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $44,000 | 6,178 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $44,000 | 6,178 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $44,000 | 6,094 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $237,000 | 6,714 |
| Total interest expense | $51,000 | 6,121 |
| Net interest income | $186,000 | 6,766 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $21,000 | 6,451 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $17,000 | 5,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $183,000 | 6,745 |
| Salaries and employee benefits | $92,000 | 6,770 |
| Premises and equipment expense | $42,000 | 5,916 |
| Additional noninterest expense | $49,000 | 6,796 |
| Pre-tax net operating income | $24,000 | 6,113 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $23,000 | 6,178 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $23,000 | 6,179 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $23,000 | 6,179 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $23,000 | 6,094 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $999,000 | 6,788 |
| Total interest expense | $233,000 | 6,260 |
| Net interest income | $766,000 | 6,827 |
| Provision for loan and lease losses | $14,000 | 5,692 |
| Total noninterest income | $81,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $82,000 | 5,696 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,000 | 6,571 |
| Total noninterest expense | $760,000 | 6,796 |
| Salaries and employee benefits | $375,000 | 6,833 |
| Premises and equipment expense | $174,000 | 5,920 |
| Additional noninterest expense | $211,000 | 6,837 |
| Pre-tax net operating income | $73,000 | 5,978 |
| Securities gains (losses) | $57,000 | 2,640 |
| Applicable income taxes | $7,000 | 4,456 |
| Income before extraordinary items | $123,000 | 5,995 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $123,000 | 5,991 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $123,000 | 5,994 |
| Net charge-offs | $13,000 | 5,526 |
| Cash dividends | $70,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $68,850 | 5,986 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $754,000 | 6,883 |
| Total interest expense | $178,000 | 6,378 |
| Net interest income | $576,000 | 6,928 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $57,000 | 6,578 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $62,000 | 5,753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-5,000 | 6,723 |
| Total noninterest expense | $553,000 | 6,892 |
| Salaries and employee benefits | $276,000 | 6,916 |
| Premises and equipment expense | $124,000 | 6,062 |
| Additional noninterest expense | $153,000 | 6,939 |
| Pre-tax net operating income | $80,000 | 6,059 |
| Securities gains (losses) | $57,000 | 2,357 |
| Applicable income taxes | $7,000 | 4,458 |
| Income before extraordinary items | $130,000 | 6,004 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $130,000 | 6,003 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $130,000 | 6,003 |
| Net charge-offs | $4,000 | 5,545 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $75,850 | 6,052 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $502,000 | 6,944 |
| Total interest expense | $121,000 | 6,441 |
| Net interest income | $381,000 | 6,989 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $31,000 | 6,729 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $40,000 | 5,819 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-9,000 | 6,833 |
| Total noninterest expense | $377,000 | 6,939 |
| Salaries and employee benefits | $187,000 | 6,971 |
| Premises and equipment expense | $82,000 | 6,095 |
| Additional noninterest expense | $108,000 | 6,964 |
| Pre-tax net operating income | $35,000 | 6,164 |
| Securities gains (losses) | $22,000 | 2,453 |
| Applicable income taxes | $3,000 | 4,521 |
| Income before extraordinary items | $54,000 | 6,209 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $54,000 | 6,209 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $54,000 | 6,209 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $33,100 | 6,176 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $248,000 | 7,012 |
| Total interest expense | $62,000 | 6,507 |
| Net interest income | $186,000 | 7,056 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $22,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $182,000 | 7,012 |
| Salaries and employee benefits | $89,000 | 7,058 |
| Premises and equipment expense | $41,000 | 6,152 |
| Additional noninterest expense | $52,000 | 7,041 |
| Pre-tax net operating income | $26,000 | 6,164 |
| Securities gains (losses) | $20,000 | 1,594 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $44,000 | 6,047 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $44,000 | 6,047 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $44,000 | 6,047 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $24,800 | 6,156 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 7,026 |
| Total interest expense | $281,000 | 6,625 |
| Net interest income | $816,000 | 7,064 |
| Provision for loan and lease losses | $-15,000 | 7,215 |
| Total noninterest income | $61,000 | 6,724 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $74,000 | 5,914 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-13,000 | 6,750 |
| Total noninterest expense | $781,000 | 7,050 |
| Salaries and employee benefits | $391,000 | 7,070 |
| Premises and equipment expense | $162,000 | 6,320 |
| Additional noninterest expense | $228,000 | 7,068 |
| Pre-tax net operating income | $111,000 | 5,736 |
| Securities gains (losses) | $84,000 | 2,205 |
| Applicable income taxes | $10,000 | 4,308 |
| Income before extraordinary items | $185,000 | 5,610 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $185,000 | 5,612 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $185,000 | 5,612 |
| Net charge-offs | $-31,000 | 7,129 |
| Cash dividends | $70,000 | 3,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $105,200 | 5,744 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $843,000 | 7,088 |
| Total interest expense | $215,000 | 6,702 |
| Net interest income | $628,000 | 7,121 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $71,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $61,000 | 5,818 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $10,000 | 6,640 |
| Total noninterest expense | $592,000 | 7,094 |
| Salaries and employee benefits | $286,000 | 7,133 |
| Premises and equipment expense | $120,000 | 6,372 |
| Additional noninterest expense | $186,000 | 7,068 |
| Pre-tax net operating income | $107,000 | 5,778 |
| Securities gains (losses) | $84,000 | 1,935 |
| Applicable income taxes | $9,000 | 4,287 |
| Income before extraordinary items | $182,000 | 5,558 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,559 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $182,000 | 5,559 |
| Net charge-offs | $31,000 | 5,295 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $102,200 | 5,766 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $574,000 | 7,133 |
| Total interest expense | $145,000 | 6,773 |
| Net interest income | $429,000 | 7,167 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $46,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $39,000 | 5,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,701 |
| Total noninterest expense | $383,000 | 7,179 |
| Salaries and employee benefits | $183,000 | 7,231 |
| Premises and equipment expense | $80,000 | 6,427 |
| Additional noninterest expense | $120,000 | 7,155 |
| Pre-tax net operating income | $92,000 | 5,721 |
| Securities gains (losses) | $81,000 | 1,283 |
| Applicable income taxes | $8,000 | 4,176 |
| Income before extraordinary items | $165,000 | 5,262 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $165,000 | 5,261 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $165,000 | 5,262 |
| Net charge-offs | $21,000 | 5,023 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $88,050 | 5,687 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 7,174 |
| Total interest expense | $73,000 | 6,848 |
| Net interest income | $217,000 | 7,208 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $20,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $186,000 | 7,254 |
| Salaries and employee benefits | $93,000 | 7,263 |
| Premises and equipment expense | $38,000 | 6,532 |
| Additional noninterest expense | $55,000 | 7,275 |
| Pre-tax net operating income | $51,000 | 5,748 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $49,000 | 5,727 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $49,000 | 5,726 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $49,000 | 5,727 |
| Net charge-offs | $10,000 | 4,385 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $49,000 | 5,685 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 7,233 |
| Total interest expense | $339,000 | 6,951 |
| Net interest income | $897,000 | 7,249 |
| Provision for loan and lease losses | $174,000 | 5,508 |
| Total noninterest income | $88,000 | 6,766 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $78,000 | 5,806 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,786 |
| Total noninterest expense | $859,000 | 7,218 |
| Salaries and employee benefits | $386,000 | 7,338 |
| Premises and equipment expense | $150,000 | 6,629 |
| Additional noninterest expense | $323,000 | 7,048 |
| Pre-tax net operating income | $-48,000 | 5,869 |
| Securities gains (losses) | $-5,000 | 6,980 |
| Applicable income taxes | $-2,000 | 6,499 |
| Income before extraordinary items | $-51,000 | 6,021 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-51,000 | 6,021 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-51,000 | 6,021 |
| Net charge-offs | $229,000 | 4,612 |
| Cash dividends | $50,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-46,200 | 5,925 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $947,000 | 7,325 |
| Total interest expense | $262,000 | 7,054 |
| Net interest income | $685,000 | 7,338 |
| Provision for loan and lease losses | $46,000 | 6,290 |
| Total noninterest income | $70,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $62,000 | 5,806 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $8,000 | 6,955 |
| Total noninterest expense | $640,000 | 7,295 |
| Salaries and employee benefits | $288,000 | 7,426 |
| Premises and equipment expense | $123,000 | 6,591 |
| Additional noninterest expense | $229,000 | 7,165 |
| Pre-tax net operating income | $69,000 | 5,731 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $3,000 | 4,477 |
| Income before extraordinary items | $66,000 | 5,877 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $66,000 | 5,879 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $66,000 | 5,879 |
| Net charge-offs | $63,000 | 5,341 |
| Cash dividends | $50,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $66,000 | 5,732 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $650,000 | 7,359 |
| Total interest expense | $183,000 | 7,099 |
| Net interest income | $467,000 | 7,377 |
| Provision for loan and lease losses | $20,000 | 6,391 |
| Total noninterest income | $45,000 | 6,935 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $39,000 | 5,921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 7,011 |
| Total noninterest expense | $423,000 | 7,366 |
| Salaries and employee benefits | $189,000 | 7,496 |
| Premises and equipment expense | $78,000 | 6,700 |
| Additional noninterest expense | $156,000 | 7,199 |
| Pre-tax net operating income | $69,000 | 5,691 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $66,000 | 5,773 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $66,000 | 5,775 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $66,000 | 5,774 |
| Net charge-offs | $25,000 | 5,377 |
| Cash dividends | $50,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $66,000 | 5,658 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 7,432 |
| Total interest expense | $97,000 | 7,159 |
| Net interest income | $239,000 | 7,448 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $220,000 | 7,439 |
| Salaries and employee benefits | $99,000 | 7,559 |
| Premises and equipment expense | $39,000 | 6,780 |
| Additional noninterest expense | $82,000 | 7,234 |
| Pre-tax net operating income | $42,000 | 5,749 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $40,000 | 5,846 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $40,000 | 5,847 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $40,000 | 5,846 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $50,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $40,000 | 5,735 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 7,550 |
| Total interest expense | $422,000 | 7,301 |
| Net interest income | $873,000 | 7,559 |
| Provision for loan and lease losses | $236,000 | 5,589 |
| Total noninterest income | $328,000 | 5,466 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $93,000 | 5,844 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $235,000 | 4,377 |
| Total noninterest expense | $819,000 | 7,591 |
| Salaries and employee benefits | $385,000 | 7,661 |
| Premises and equipment expense | $129,000 | 7,109 |
| Additional noninterest expense | $305,000 | 7,417 |
| Pre-tax net operating income | $146,000 | 4,957 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $75,000 | 3,034 |
| Income before extraordinary items | $71,000 | 5,271 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $71,000 | 5,269 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $71,000 | 5,269 |
| Net charge-offs | $213,000 | 4,927 |
| Cash dividends | $355,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $71,000 | 5,208 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $970,000 | 7,638 |
| Total interest expense | $322,000 | 7,402 |
| Net interest income | $648,000 | 7,641 |
| Provision for loan and lease losses | $236,000 | 4,927 |
| Total noninterest income | $301,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $70,000 | 5,898 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $231,000 | 4,045 |
| Total noninterest expense | $608,000 | 7,648 |
| Salaries and employee benefits | $299,000 | 7,700 |
| Premises and equipment expense | $99,000 | 7,138 |
| Additional noninterest expense | $210,000 | 7,532 |
| Pre-tax net operating income | $105,000 | 5,262 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $73,000 | 3,096 |
| Income before extraordinary items | $32,000 | 5,649 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $32,000 | 5,649 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $32,000 | 5,649 |
| Net charge-offs | $204,000 | 4,226 |
| Cash dividends | $285,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $32,000 | 5,584 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $643,000 | 7,713 |
| Total interest expense | $222,000 | 7,473 |
| Net interest income | $421,000 | 7,713 |
| Provision for loan and lease losses | $236,000 | 4,116 |
| Total noninterest income | $273,000 | 4,618 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $47,000 | 5,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $226,000 | 3,458 |
| Total noninterest expense | $407,000 | 7,714 |
| Salaries and employee benefits | $194,000 | 7,805 |
| Premises and equipment expense | $68,000 | 7,171 |
| Additional noninterest expense | $145,000 | 7,564 |
| Pre-tax net operating income | $51,000 | 5,517 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $80,000 | 2,800 |
| Income before extraordinary items | $-29,000 | 6,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-29,000 | 6,007 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-29,000 | 6,007 |
| Net charge-offs | $186,000 | 3,511 |
| Cash dividends | $195,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-29,000 | 5,941 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 7,766 |
| Total interest expense | $116,000 | 7,512 |
| Net interest income | $210,000 | 7,747 |
| Provision for loan and lease losses | $38,000 | 5,245 |
| Total noninterest income | $259,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $25,000 | 5,766 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $234,000 | 2,290 |
| Total noninterest expense | $208,000 | 7,720 |
| Salaries and employee benefits | $101,000 | 7,822 |
| Premises and equipment expense | $37,000 | 7,099 |
| Additional noninterest expense | $70,000 | 7,541 |
| Pre-tax net operating income | $223,000 | 3,862 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $86,000 | 2,332 |
| Income before extraordinary items | $137,000 | 4,500 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $137,000 | 4,504 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $137,000 | 4,504 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $195,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $137,000 | 4,336 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 7,795 |
| Total interest expense | $510,000 | 7,645 |
| Net interest income | $824,000 | 7,793 |
| Provision for loan and lease losses | $45,000 | 6,657 |
| Total noninterest income | $286,000 | 5,902 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $102,000 | 5,877 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $184,000 | 4,977 |
| Total noninterest expense | $894,000 | 7,676 |
| Salaries and employee benefits | $497,000 | 7,673 |
| Premises and equipment expense | $129,000 | 7,340 |
| Additional noninterest expense | $268,000 | 7,600 |
| Pre-tax net operating income | $171,000 | 5,836 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-8,000 | 6,782 |
| Income before extraordinary items | $179,000 | 5,569 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $179,000 | 5,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,350 |
| Cash dividends | $145,000 | 4,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $179,000 | 5,722 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $998,000 | 7,891 |
| Total interest expense | $385,000 | 7,759 |
| Net interest income | $613,000 | 7,864 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $187,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $73,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $114,000 | 5,399 |
| Total noninterest expense | $684,000 | 7,692 |
| Salaries and employee benefits | $392,000 | 7,634 |
| Premises and equipment expense | $97,000 | 7,388 |
| Additional noninterest expense | $195,000 | 7,654 |
| Pre-tax net operating income | $116,000 | 6,338 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-13,000 | 7,319 |
| Income before extraordinary items | $129,000 | 6,031 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $129,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,587 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $129,000 | 6,192 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $661,000 | 7,940 |
| Total interest expense | $258,000 | 7,858 |
| Net interest income | $403,000 | 7,924 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $118,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $46,000 | 6,062 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $72,000 | 5,593 |
| Total noninterest expense | $440,000 | 7,786 |
| Salaries and employee benefits | $250,000 | 7,759 |
| Premises and equipment expense | $63,000 | 7,456 |
| Additional noninterest expense | $127,000 | 7,732 |
| Pre-tax net operating income | $81,000 | 6,506 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $77,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,765 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $77,000 | 6,445 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,009 |
| Total interest expense | $132,000 | 7,919 |
| Net interest income | $198,000 | 7,991 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $51,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,952 |
| Total noninterest expense | $227,000 | 7,786 |
| Salaries and employee benefits | $131,000 | 7,732 |
| Premises and equipment expense | $32,000 | 7,475 |
| Additional noninterest expense | $64,000 | 7,736 |
| Pre-tax net operating income | $22,000 | 6,951 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $22,000 | 6,993 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $22,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,569 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $22,000 | 6,903 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 7,967 |
| Total interest expense | $551,000 | 7,876 |
| Net interest income | $824,000 | 7,956 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $264,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $90,000 | 6,164 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $174,000 | 5,325 |
| Total noninterest expense | $894,000 | 7,801 |
| Salaries and employee benefits | $523,000 | 7,738 |
| Premises and equipment expense | $121,000 | 7,532 |
| Additional noninterest expense | $250,000 | 7,783 |
| Pre-tax net operating income | $104,000 | 7,135 |
| Securities gains (losses) | $26,000 | 1,015 |
| Applicable income taxes | $-13,000 | 7,812 |
| Income before extraordinary items | $143,000 | 6,980 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $143,000 | 6,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,587 |
| Cash dividends | $70,000 | 5,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $117,000 | 7,050 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 8,022 |
| Total interest expense | $410,000 | 7,932 |
| Net interest income | $624,000 | 7,999 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $194,000 | 6,361 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $65,000 | 6,237 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $129,000 | 5,360 |
| Total noninterest expense | $671,000 | 7,786 |
| Salaries and employee benefits | $396,000 | 7,714 |
| Premises and equipment expense | $95,000 | 7,459 |
| Additional noninterest expense | $180,000 | 7,805 |
| Pre-tax net operating income | $72,000 | 7,414 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $65,000 | 7,416 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $65,000 | 7,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,889 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $64,110 | 7,406 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $691,000 | 8,084 |
| Total interest expense | $271,000 | 7,982 |
| Net interest income | $420,000 | 8,055 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $112,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $40,000 | 6,367 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $72,000 | 5,691 |
| Total noninterest expense | $446,000 | 7,836 |
| Salaries and employee benefits | $259,000 | 7,788 |
| Premises and equipment expense | $61,000 | 7,545 |
| Additional noninterest expense | $126,000 | 7,781 |
| Pre-tax net operating income | $61,000 | 7,461 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $55,000 | 7,450 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $55,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $54,110 | 7,445 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $345,000 | 8,137 |
| Total interest expense | $134,000 | 8,024 |
| Net interest income | $211,000 | 8,104 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $45,000 | 6,978 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $227,000 | 7,851 |
| Salaries and employee benefits | $136,000 | 7,769 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $60,000 | 7,876 |
| Pre-tax net operating income | $29,000 | 7,545 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $29,000 | 7,474 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $29,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $28,030 | 7,478 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 8,036 |
| Total interest expense | $492,000 | 7,931 |
| Net interest income | $855,000 | 8,027 |
| Provision for loan and lease losses | $40,000 | 5,799 |
| Total noninterest income | $229,000 | 6,686 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $82,000 | 6,411 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $147,000 | 5,655 |
| Total noninterest expense | $885,000 | 7,883 |
| Salaries and employee benefits | $511,000 | 7,837 |
| Premises and equipment expense | $137,000 | 7,424 |
| Additional noninterest expense | $237,000 | 7,918 |
| Pre-tax net operating income | $159,000 | 7,531 |
| Securities gains (losses) | $18,000 | 936 |
| Applicable income taxes | $14,000 | 6,054 |
| Income before extraordinary items | $163,000 | 7,425 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $163,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,771 |
| Cash dividends | $240,000 | 4,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $146,440 | 7,495 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $953,000 | 8,156 |
| Total interest expense | $354,000 | 8,008 |
| Net interest income | $599,000 | 8,173 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $148,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $60,000 | 6,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 6,064 |
| Total noninterest expense | $661,000 | 7,900 |
| Salaries and employee benefits | $389,000 | 7,815 |
| Premises and equipment expense | $98,000 | 7,496 |
| Additional noninterest expense | $174,000 | 7,980 |
| Pre-tax net operating income | $46,000 | 7,982 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $38,000 | 8,005 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $38,000 | 8,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $170,000 | 4,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $38,000 | 7,991 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $620,000 | 8,209 |
| Total interest expense | $223,000 | 8,054 |
| Net interest income | $397,000 | 8,231 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $107,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 5,904 |
| Total noninterest expense | $434,000 | 7,948 |
| Salaries and employee benefits | $256,000 | 7,868 |
| Premises and equipment expense | $65,000 | 7,515 |
| Additional noninterest expense | $113,000 | 8,019 |
| Pre-tax net operating income | $70,000 | 7,854 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $66,000 | 7,792 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $66,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $170,000 | 3,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $66,000 | 7,795 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 8,259 |
| Total interest expense | $110,000 | 8,055 |
| Net interest income | $190,000 | 8,290 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $53,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $222,000 | 7,934 |
| Salaries and employee benefits | $134,000 | 7,822 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $61,000 | 7,912 |
| Pre-tax net operating income | $21,000 | 8,019 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $20,000 | 7,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,000 | 7,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $20,000 | 7,975 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 8,194 |
| Total interest expense | $388,000 | 7,931 |
| Net interest income | $792,000 | 8,231 |
| Provision for loan and lease losses | $35,000 | 6,101 |
| Total noninterest income | $252,000 | 6,661 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $78,000 | 6,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $174,000 | 5,449 |
| Total noninterest expense | $869,000 | 7,962 |
| Salaries and employee benefits | $492,000 | 7,932 |
| Premises and equipment expense | $90,000 | 7,969 |
| Additional noninterest expense | $287,000 | 7,723 |
| Pre-tax net operating income | $140,000 | 7,869 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $11,000 | 6,510 |
| Income before extraordinary items | $129,000 | 7,862 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $129,000 | 7,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $140,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $129,000 | 7,832 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $872,000 | 8,246 |
| Total interest expense | $280,000 | 7,955 |
| Net interest income | $592,000 | 8,278 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $173,000 | 6,853 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 6,708 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $117,000 | 5,667 |
| Total noninterest expense | $640,000 | 7,983 |
| Salaries and employee benefits | $354,000 | 7,968 |
| Premises and equipment expense | $64,000 | 8,040 |
| Additional noninterest expense | $222,000 | 7,672 |
| Pre-tax net operating income | $90,000 | 8,056 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $5,000 | 6,684 |
| Income before extraordinary items | $85,000 | 8,037 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $85,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $70,000 | 4,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $85,000 | 8,006 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $574,000 | 8,272 |
| Total interest expense | $179,000 | 7,959 |
| Net interest income | $395,000 | 8,299 |
| Provision for loan and lease losses | $35,000 | 5,026 |
| Total noninterest income | $107,000 | 6,956 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $36,000 | 6,751 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $71,000 | 5,855 |
| Total noninterest expense | $427,000 | 7,984 |
| Salaries and employee benefits | $233,000 | 7,996 |
| Premises and equipment expense | $41,000 | 8,078 |
| Additional noninterest expense | $153,000 | 7,579 |
| Pre-tax net operating income | $40,000 | 8,178 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $37,000 | 8,191 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $37,000 | 8,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $70,000 | 4,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $37,000 | 8,156 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 8,325 |
| Total interest expense | $87,000 | 8,007 |
| Net interest income | $199,000 | 8,357 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $46,000 | 7,202 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,174 |
| Total noninterest expense | $206,000 | 8,125 |
| Salaries and employee benefits | $113,000 | 8,116 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $72,000 | 7,752 |
| Pre-tax net operating income | $4,000 | 8,394 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $2,000 | 8,433 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $70,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,000 | 8,406 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 8,308 |
| Total interest expense | $327,000 | 7,967 |
| Net interest income | $778,000 | 8,330 |
| Provision for loan and lease losses | $3,000 | 7,246 |
| Total noninterest income | $256,000 | 6,726 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $12,000 | 7,754 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $244,000 | 4,691 |
| Total noninterest expense | $821,000 | 8,122 |
| Salaries and employee benefits | $481,000 | 8,042 |
| Premises and equipment expense | $83,000 | 8,168 |
| Additional noninterest expense | $257,000 | 7,950 |
| Pre-tax net operating income | $210,000 | 7,751 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $49,000 | 6,046 |
| Income before extraordinary items | $161,000 | 7,833 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $161,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $280,000 | 4,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $161,000 | 7,790 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $821,000 | 8,362 |
| Total interest expense | $244,000 | 8,010 |
| Net interest income | $577,000 | 8,385 |
| Provision for loan and lease losses | $3,000 | 7,022 |
| Total noninterest income | $187,000 | 6,807 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $9,000 | 7,795 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $178,000 | 4,744 |
| Total noninterest expense | $592,000 | 8,177 |
| Salaries and employee benefits | $353,000 | 8,054 |
| Premises and equipment expense | $98,000 | 7,564 |
| Additional noninterest expense | $141,000 | 8,383 |
| Pre-tax net operating income | $169,000 | 7,832 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $41,000 | 6,091 |
| Income before extraordinary items | $128,000 | 7,926 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $128,000 | 7,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $280,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $128,000 | 7,870 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $539,000 | 8,434 |
| Total interest expense | $161,000 | 8,094 |
| Net interest income | $378,000 | 8,452 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $114,000 | 6,996 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $7,000 | 7,820 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $107,000 | 5,031 |
| Total noninterest expense | $399,000 | 8,204 |
| Salaries and employee benefits | $239,000 | 8,083 |
| Premises and equipment expense | $58,000 | 7,798 |
| Additional noninterest expense | $102,000 | 8,325 |
| Pre-tax net operating income | $90,000 | 7,994 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $18,000 | 6,344 |
| Income before extraordinary items | $72,000 | 8,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $280,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $72,000 | 7,998 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $261,000 | 8,505 |
| Total interest expense | $79,000 | 8,191 |
| Net interest income | $182,000 | 8,525 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $50,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,000 | 7,856 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $47,000 | 5,234 |
| Total noninterest expense | $188,000 | 8,326 |
| Salaries and employee benefits | $107,000 | 8,297 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $63,000 | 8,066 |
| Pre-tax net operating income | $44,000 | 7,999 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $40,000 | 7,965 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $40,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $280,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $33,840 | 8,025 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 8,562 |
| Total interest expense | $368,000 | 8,217 |
| Net interest income | $659,000 | 8,623 |
| Provision for loan and lease losses | $38,000 | 6,576 |
| Total noninterest income | $276,000 | 6,766 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $17,000 | 7,866 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $259,000 | 4,785 |
| Total noninterest expense | $714,000 | 8,426 |
| Salaries and employee benefits | $465,000 | 8,201 |
| Premises and equipment expense | $53,000 | 8,720 |
| Additional noninterest expense | $196,000 | 8,464 |
| Pre-tax net operating income | $183,000 | 7,876 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $52,000 | 6,244 |
| Income before extraordinary items | $131,000 | 8,082 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $131,000 | 8,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,208 |
| Cash dividends | $70,000 | 5,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $131,000 | 7,966 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $768,000 | 8,647 |
| Total interest expense | $286,000 | 8,300 |
| Net interest income | $482,000 | 8,713 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $204,000 | 6,827 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $10,000 | 7,963 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 4,855 |
| Total noninterest expense | $528,000 | 8,460 |
| Salaries and employee benefits | $347,000 | 8,212 |
| Premises and equipment expense | $50,000 | 8,563 |
| Additional noninterest expense | $131,000 | 8,622 |
| Pre-tax net operating income | $158,000 | 7,931 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $47,000 | 6,257 |
| Income before extraordinary items | $111,000 | 8,151 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $111,000 | 8,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $111,000 | 8,014 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $511,000 | 8,698 |
| Total interest expense | $198,000 | 8,348 |
| Net interest income | $313,000 | 8,766 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $126,000 | 6,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $8,000 | 7,962 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $118,000 | 5,021 |
| Total noninterest expense | $360,000 | 8,448 |
| Salaries and employee benefits | $230,000 | 8,249 |
| Premises and equipment expense | $34,000 | 8,559 |
| Additional noninterest expense | $96,000 | 8,511 |
| Pre-tax net operating income | $79,000 | 8,170 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $19,000 | 6,636 |
| Income before extraordinary items | $60,000 | 8,336 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $60,000 | 8,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $60,000 | 8,207 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $240,000 | 8,815 |
| Total interest expense | $101,000 | 8,419 |
| Net interest income | $139,000 | 8,907 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $61,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 5,466 |
| Total noninterest expense | $166,000 | 8,593 |
| Salaries and employee benefits | $104,000 | 8,448 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $46,000 | 8,601 |
| Pre-tax net operating income | $34,000 | 8,247 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $28,000 | 8,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $28,000 | 8,193 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 8,775 |
| Total interest expense | $450,000 | 8,519 |
| Net interest income | $640,000 | 8,833 |
| Provision for loan and lease losses | $2,000 | 8,051 |
| Total noninterest income | $249,000 | 6,869 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $73,000 | 7,070 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $176,000 | 5,270 |
| Total noninterest expense | $674,000 | 8,595 |
| Salaries and employee benefits | $439,000 | 8,358 |
| Premises and equipment expense | $66,000 | 8,657 |
| Additional noninterest expense | $169,000 | 8,759 |
| Pre-tax net operating income | $213,000 | 7,880 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $64,000 | 6,357 |
| Income before extraordinary items | $149,000 | 8,095 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $149,000 | 8,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $70,000 | 5,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $149,000 | 7,991 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 9,031 |
| Total interest expense | $530,000 | 8,966 |
| Net interest income | $620,000 | 9,001 |
| Provision for loan and lease losses | $45,000 | 6,815 |
| Total noninterest income | $257,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $13,000 | 8,224 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $244,000 | 4,534 |
| Total noninterest expense | $637,000 | 8,834 |
| Salaries and employee benefits | $400,000 | 8,627 |
| Premises and equipment expense | $40,000 | 9,297 |
| Additional noninterest expense | $197,000 | 8,680 |
| Pre-tax net operating income | $195,000 | 7,911 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $60,000 | 6,535 |
| Income before extraordinary items | $135,000 | 8,125 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $135,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,402 |
| Cash dividends | $70,000 | 5,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $135,000 | 8,015 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 9,246 |
| Total interest expense | $514,000 | 9,222 |
| Net interest income | $661,000 | 9,200 |
| Provision for loan and lease losses | $13,000 | 7,828 |
| Total noninterest income | $232,000 | 6,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 8,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,579 |
| Total noninterest expense | $627,000 | 9,019 |
| Salaries and employee benefits | $407,000 | 8,716 |
| Premises and equipment expense | $59,000 | 9,200 |
| Additional noninterest expense | $161,000 | 9,151 |
| Pre-tax net operating income | $253,000 | 8,108 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $73,000 | 6,884 |
| Income before extraordinary items | $180,000 | 8,197 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $180,000 | 8,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $70,000 | 6,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $180,000 | 8,203 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 9,479 |
| Total interest expense | $537,000 | 9,360 |
| Net interest income | $610,000 | 9,491 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $196,000 | 7,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,165 |
| Total noninterest expense | $590,000 | 9,352 |
| Salaries and employee benefits | $351,000 | 9,185 |
| Premises and equipment expense | $77,000 | 9,082 |
| Additional noninterest expense | $162,000 | 9,416 |
| Pre-tax net operating income | $204,000 | 8,571 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $59,000 | 7,514 |
| Income before extraordinary items | $145,000 | 8,676 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $145,000 | 8,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $60,000 | 6,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $145,000 | 8,631 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 9,758 |
| Total interest expense | $509,000 | 9,673 |
| Net interest income | $595,000 | 9,749 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $59,000 | 9,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,156 |
| Total noninterest expense | $425,000 | 9,985 |
| Salaries and employee benefits | $264,000 | 9,808 |
| Premises and equipment expense | $47,000 | 9,891 |
| Additional noninterest expense | $114,000 | 10,010 |
| Pre-tax net operating income | $217,000 | 8,832 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $62,000 | 8,116 |
| Income before extraordinary items | $155,000 | 8,948 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $155,000 | 8,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $155,000 | 8,879 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 10,212 |
| Total interest expense | $471,000 | 10,170 |
| Net interest income | $617,000 | 10,147 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $62,000 | 10,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $415,000 | 10,421 |
| Salaries and employee benefits | $250,000 | 10,274 |
| Premises and equipment expense | $48,000 | 10,248 |
| Additional noninterest expense | $117,000 | 10,374 |
| Pre-tax net operating income | $252,000 | 9,282 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $76,000 | 8,804 |
| Income before extraordinary items | $176,000 | 9,365 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $176,000 | 9,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $60,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $176,000 | 9,317 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 10,676 |
| Total interest expense | $480,000 | 10,656 |
| Net interest income | $619,000 | 10,610 |
| Provision for loan and lease losses | $9,000 | 8,632 |
| Total noninterest income | $72,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,300 |
| Total noninterest expense | $412,000 | 10,932 |
| Salaries and employee benefits | $245,000 | 10,744 |
| Premises and equipment expense | $43,000 | 10,829 |
| Additional noninterest expense | $124,000 | 10,858 |
| Pre-tax net operating income | $270,000 | 9,331 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $83,000 | 9,068 |
| Income before extraordinary items | $187,000 | 9,423 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $187,000 | 9,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $60,000 | 7,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $187,000 | 9,366 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 11,154 |
| Total interest expense | $479,000 | 11,092 |
| Net interest income | $600,000 | 11,126 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $61,000 | 11,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,891 |
| Total noninterest expense | $367,000 | 11,542 |
| Salaries and employee benefits | $232,000 | 11,288 |
| Premises and equipment expense | $33,000 | 11,548 |
| Additional noninterest expense | $102,000 | 11,596 |
| Pre-tax net operating income | $282,000 | 9,888 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $94,000 | 9,294 |
| Income before extraordinary items | $188,000 | 10,068 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $188,000 | 10,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $188,000 | 10,032 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 11,704 |
| Total interest expense | $452,000 | 11,324 |
| Net interest income | $550,000 | 11,856 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $55,000 | 11,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $385,000 | 12,093 |
| Salaries and employee benefits | $215,000 | 11,958 |
| Premises and equipment expense | $40,000 | 11,980 |
| Additional noninterest expense | $130,000 | 12,021 |
| Pre-tax net operating income | $202,000 | 10,881 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $57,000 | 10,297 |
| Income before extraordinary items | $145,000 | 10,881 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $145,000 | 10,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $145,000 | 10,941 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 12,249 |
| Total interest expense | $494,000 | 11,707 |
| Net interest income | $524,000 | 12,483 |
| Provision for loan and lease losses | $26,000 | 8,647 |
| Total noninterest income | $60,000 | 12,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $386,000 | 12,705 |
| Salaries and employee benefits | $221,000 | 12,448 |
| Premises and equipment expense | $39,000 | 12,577 |
| Additional noninterest expense | $126,000 | 12,703 |
| Pre-tax net operating income | $172,000 | 11,301 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $49,000 | 10,966 |
| Income before extraordinary items | $123,000 | 11,542 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $123,000 | 11,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $123,000 | 11,327 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 12,698 |
| Total interest expense | $589,000 | 12,338 |
| Net interest income | $567,000 | 12,856 |
| Provision for loan and lease losses | $22,000 | 10,490 |
| Total noninterest income | $42,000 | 13,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $390,000 | 13,213 |
| Salaries and employee benefits | $213,000 | 13,018 |
| Premises and equipment expense | $42,000 | 12,992 |
| Additional noninterest expense | $135,000 | 13,150 |
| Pre-tax net operating income | $197,000 | 11,096 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $59,000 | 11,011 |
| Income before extraordinary items | $138,000 | 11,434 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $138,000 | 11,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $138,000 | 11,109 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.