Home > Peoples Savings Bank of Rhineland > Income and Expense
Peoples Savings Bank of Rhineland, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $28,640,000 | 1,451 |
| Total interest expense | $9,541,000 | 1,338 |
| Net interest income | $19,099,000 | 1,496 |
| Provision for loan and lease losses | $359,000 | 1,523 |
| Total noninterest income | $2,644,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $802,000 | 1,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,842,000 | 1,686 |
| Total noninterest expense | $14,316,000 | 1,593 |
| Salaries and employee benefits | $8,280,000 | 1,555 |
| Premises and equipment expense | $1,276,000 | 1,727 |
| Additional noninterest expense | $1,842,000 | 1,686 |
| Pre-tax net operating income | $7,068,000 | 1,523 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,651,000 | 1,115 |
| Income before extraordinary items | $5,417,000 | 1,641 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,417,000 | 1,661 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,417,000 | 1,644 |
| Net charge-offs | $118,000 | 1,405 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,417,000 | 1,667 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,675,000 | 1,472 |
| Total interest expense | $6,632,000 | 1,317 |
| Net interest income | $14,043,000 | 1,530 |
| Provision for loan and lease losses | $172,000 | 1,797 |
| Total noninterest income | $1,984,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $597,000 | 1,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,387,000 | 1,683 |
| Total noninterest expense | $10,603,000 | 1,589 |
| Salaries and employee benefits | $6,147,000 | 1,582 |
| Premises and equipment expense | $956,000 | 1,736 |
| Additional noninterest expense | $1,387,000 | 1,683 |
| Pre-tax net operating income | $5,252,000 | 1,590 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,234,000 | 1,127 |
| Income before extraordinary items | $4,018,000 | 1,712 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,018,000 | 1,726 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,018,000 | 1,712 |
| Net charge-offs | $83,000 | 1,261 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,018,000 | 1,737 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,310,000 | 1,475 |
| Total interest expense | $4,128,000 | 1,278 |
| Net interest income | $9,182,000 | 1,567 |
| Provision for loan and lease losses | $144,000 | 1,604 |
| Total noninterest income | $1,316,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $383,000 | 1,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $933,000 | 1,603 |
| Total noninterest expense | $6,873,000 | 1,614 |
| Salaries and employee benefits | $4,045,000 | 1,594 |
| Premises and equipment expense | $589,000 | 1,822 |
| Additional noninterest expense | $933,000 | 1,601 |
| Pre-tax net operating income | $3,481,000 | 1,593 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $815,000 | 1,148 |
| Income before extraordinary items | $2,666,000 | 1,714 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,666,000 | 1,734 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,666,000 | 1,714 |
| Net charge-offs | $66,000 | 1,074 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,666,000 | 1,722 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,349,000 | 1,513 |
| Total interest expense | $1,829,000 | 1,272 |
| Net interest income | $4,520,000 | 1,601 |
| Provision for loan and lease losses | $160,000 | 985 |
| Total noninterest income | $643,000 | 1,717 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $183,000 | 1,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $460,000 | 1,591 |
| Total noninterest expense | $3,459,000 | 1,628 |
| Salaries and employee benefits | $2,001,000 | 1,640 |
| Premises and equipment expense | $296,000 | 1,840 |
| Additional noninterest expense | $460,000 | 1,591 |
| Pre-tax net operating income | $1,544,000 | 1,748 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $357,000 | 1,253 |
| Income before extraordinary items | $1,187,000 | 1,879 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,187,000 | 1,879 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,187,000 | 1,879 |
| Net charge-offs | $49,000 | 807 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,187,000 | 1,896 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,663,000 | 1,605 |
| Total interest expense | $2,394,000 | 1,407 |
| Net interest income | $17,269,000 | 1,615 |
| Provision for loan and lease losses | $948,000 | 852 |
| Total noninterest income | $2,511,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $810,000 | 1,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,701,000 | 1,780 |
| Total noninterest expense | $12,397,000 | 1,737 |
| Salaries and employee benefits | $7,343,000 | 1,680 |
| Premises and equipment expense | $1,164,000 | 1,852 |
| Additional noninterest expense | $1,701,000 | 1,780 |
| Pre-tax net operating income | $6,435,000 | 1,745 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,495,000 | 1,269 |
| Income before extraordinary items | $4,940,000 | 1,836 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,940,000 | 1,834 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,940,000 | 1,835 |
| Net charge-offs | $95,000 | 1,248 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,940,000 | 1,869 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,040,000 | 1,613 |
| Total interest expense | $1,149,000 | 1,603 |
| Net interest income | $12,891,000 | 1,601 |
| Provision for loan and lease losses | $773,000 | 743 |
| Total noninterest income | $1,743,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $612,000 | 1,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,131,000 | 1,924 |
| Total noninterest expense | $9,199,000 | 1,746 |
| Salaries and employee benefits | $5,442,000 | 1,688 |
| Premises and equipment expense | $884,000 | 1,848 |
| Additional noninterest expense | $1,131,000 | 1,924 |
| Pre-tax net operating income | $4,662,000 | 1,777 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,081,000 | 1,291 |
| Income before extraordinary items | $3,581,000 | 1,863 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,581,000 | 1,861 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,581,000 | 1,862 |
| Net charge-offs | $72,000 | 1,065 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,581,000 | 1,898 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,893,000 | 1,640 |
| Total interest expense | $566,000 | 1,803 |
| Net interest income | $8,327,000 | 1,607 |
| Provision for loan and lease losses | $418,000 | 766 |
| Total noninterest income | $1,152,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $396,000 | 1,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $756,000 | 1,974 |
| Total noninterest expense | $6,029,000 | 1,749 |
| Salaries and employee benefits | $3,595,000 | 1,686 |
| Premises and equipment expense | $576,000 | 1,873 |
| Additional noninterest expense | $1,858,000 | 1,696 |
| Pre-tax net operating income | $3,032,000 | 1,725 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $701,000 | 1,239 |
| Income before extraordinary items | $2,331,000 | 1,802 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,331,000 | 1,802 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,331,000 | 1,802 |
| Net charge-offs | $35,000 | 1,118 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,331,000 | 1,844 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,235,000 | 1,652 |
| Total interest expense | $234,000 | 1,998 |
| Net interest income | $4,001,000 | 1,613 |
| Provision for loan and lease losses | $138,000 | 848 |
| Total noninterest income | $538,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $193,000 | 1,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 2,040 |
| Total noninterest expense | $2,956,000 | 1,772 |
| Salaries and employee benefits | $1,801,000 | 1,693 |
| Premises and equipment expense | $278,000 | 1,939 |
| Additional noninterest expense | $877,000 | 1,755 |
| Pre-tax net operating income | $1,445,000 | 1,682 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $335,000 | 1,226 |
| Income before extraordinary items | $1,110,000 | 1,787 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,110,000 | 1,787 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,110,000 | 1,787 |
| Net charge-offs | $9,000 | 1,211 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,110,000 | 1,806 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,021,000 | 1,777 |
| Total interest expense | $1,069,000 | 2,126 |
| Net interest income | $14,952,000 | 1,728 |
| Provision for loan and lease losses | $1,524,000 | 388 |
| Total noninterest income | $2,155,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $626,000 | 1,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,529,000 | 2,186 |
| Total noninterest expense | $11,577,000 | 1,780 |
| Salaries and employee benefits | $7,008,000 | 1,716 |
| Premises and equipment expense | $1,066,000 | 1,957 |
| Additional noninterest expense | $3,503,000 | 1,749 |
| Pre-tax net operating income | $4,006,000 | 2,326 |
| Securities gains (losses) | $14,000 | 1,632 |
| Applicable income taxes | $903,000 | 1,677 |
| Income before extraordinary items | $3,117,000 | 2,492 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,117,000 | 2,492 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,117,000 | 2,493 |
| Net charge-offs | $-167,000 | 4,499 |
| Cash dividends | $695,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,105,940 | 2,472 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,987,000 | 1,804 |
| Total interest expense | $840,000 | 2,138 |
| Net interest income | $11,147,000 | 1,760 |
| Provision for loan and lease losses | $927,000 | 481 |
| Total noninterest income | $1,450,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $448,000 | 1,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,002,000 | 2,382 |
| Total noninterest expense | $8,524,000 | 1,813 |
| Salaries and employee benefits | $5,132,000 | 1,748 |
| Premises and equipment expense | $822,000 | 1,952 |
| Additional noninterest expense | $2,570,000 | 1,787 |
| Pre-tax net operating income | $3,146,000 | 2,369 |
| Securities gains (losses) | $14,000 | 1,549 |
| Applicable income taxes | $705,000 | 1,728 |
| Income before extraordinary items | $2,455,000 | 2,532 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,455,000 | 2,532 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,455,000 | 2,532 |
| Net charge-offs | $-232,000 | 4,686 |
| Cash dividends | $670,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,443,940 | 2,513 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,680,000 | 1,854 |
| Total interest expense | $580,000 | 2,149 |
| Net interest income | $7,100,000 | 1,807 |
| Provision for loan and lease losses | $537,000 | 571 |
| Total noninterest income | $972,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $278,000 | 1,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $694,000 | 2,313 |
| Total noninterest expense | $5,590,000 | 1,822 |
| Salaries and employee benefits | $3,421,000 | 1,741 |
| Premises and equipment expense | $524,000 | 2,000 |
| Additional noninterest expense | $1,645,000 | 1,826 |
| Pre-tax net operating income | $1,945,000 | 2,433 |
| Securities gains (losses) | $22,000 | 1,150 |
| Applicable income taxes | $435,000 | 1,778 |
| Income before extraordinary items | $1,532,000 | 2,594 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,532,000 | 2,594 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,532,000 | 2,594 |
| Net charge-offs | $-256,000 | 4,795 |
| Cash dividends | $220,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,514,620 | 2,584 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 1,974 |
| Total interest expense | $302,000 | 2,167 |
| Net interest income | $3,209,000 | 1,936 |
| Provision for loan and lease losses | $207,000 | 790 |
| Total noninterest income | $461,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $135,000 | 1,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 2,358 |
| Total noninterest expense | $2,763,000 | 1,827 |
| Salaries and employee benefits | $1,727,000 | 1,724 |
| Premises and equipment expense | $242,000 | 2,105 |
| Additional noninterest expense | $794,000 | 1,846 |
| Pre-tax net operating income | $700,000 | 2,836 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $149,000 | 2,017 |
| Income before extraordinary items | $551,000 | 2,999 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $551,000 | 2,997 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $551,000 | 2,999 |
| Net charge-offs | $-8,000 | 3,977 |
| Cash dividends | $150,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $551,000 | 2,972 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,006,000 | 2,107 |
| Total interest expense | $1,774,000 | 2,124 |
| Net interest income | $11,232,000 | 2,063 |
| Provision for loan and lease losses | $752,000 | 1,875 |
| Total noninterest income | $1,597,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $644,000 | 1,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $953,000 | 2,532 |
| Total noninterest expense | $8,533,000 | 2,168 |
| Salaries and employee benefits | $5,033,000 | 2,150 |
| Premises and equipment expense | $849,000 | 2,260 |
| Additional noninterest expense | $2,651,000 | 2,126 |
| Pre-tax net operating income | $3,544,000 | 2,208 |
| Securities gains (losses) | $38,000 | 1,846 |
| Applicable income taxes | $768,000 | 1,654 |
| Income before extraordinary items | $2,814,000 | 2,388 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,814,000 | 2,388 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,814,000 | 2,388 |
| Net charge-offs | $447,000 | 1,049 |
| Cash dividends | $7,292,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,783,980 | 2,347 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,470,000 | 2,165 |
| Total interest expense | $1,416,000 | 2,117 |
| Net interest income | $8,054,000 | 2,126 |
| Provision for loan and lease losses | $451,000 | 2,047 |
| Total noninterest income | $1,132,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $474,000 | 1,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $658,000 | 2,567 |
| Total noninterest expense | $6,126,000 | 2,210 |
| Salaries and employee benefits | $3,599,000 | 2,187 |
| Premises and equipment expense | $616,000 | 2,299 |
| Additional noninterest expense | $1,911,000 | 2,144 |
| Pre-tax net operating income | $2,609,000 | 2,234 |
| Securities gains (losses) | $38,000 | 1,662 |
| Applicable income taxes | $581,000 | 1,621 |
| Income before extraordinary items | $2,066,000 | 2,408 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,066,000 | 2,408 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,066,000 | 2,408 |
| Net charge-offs | $40,000 | 2,171 |
| Cash dividends | $1,095,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,035,980 | 2,375 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,259,000 | 2,214 |
| Total interest expense | $971,000 | 2,191 |
| Net interest income | $5,288,000 | 2,169 |
| Provision for loan and lease losses | $150,000 | 2,632 |
| Total noninterest income | $735,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $327,000 | 1,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 2,596 |
| Total noninterest expense | $3,987,000 | 2,252 |
| Salaries and employee benefits | $2,344,000 | 2,213 |
| Premises and equipment expense | $411,000 | 2,294 |
| Additional noninterest expense | $1,232,000 | 2,188 |
| Pre-tax net operating income | $1,886,000 | 2,085 |
| Securities gains (losses) | $38,000 | 1,419 |
| Applicable income taxes | $449,000 | 1,430 |
| Income before extraordinary items | $1,475,000 | 2,261 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,475,000 | 2,260 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,475,000 | 2,261 |
| Net charge-offs | $25,000 | 2,088 |
| Cash dividends | $319,000 | 2,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,444,980 | 2,248 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 2,201 |
| Total interest expense | $506,000 | 2,272 |
| Net interest income | $2,598,000 | 2,156 |
| Provision for loan and lease losses | $70,000 | 2,278 |
| Total noninterest income | $372,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $203,000 | 1,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 2,636 |
| Total noninterest expense | $2,021,000 | 2,254 |
| Salaries and employee benefits | $1,173,000 | 2,235 |
| Premises and equipment expense | $213,000 | 2,250 |
| Additional noninterest expense | $635,000 | 2,156 |
| Pre-tax net operating income | $879,000 | 2,023 |
| Securities gains (losses) | $38,000 | 937 |
| Applicable income taxes | $212,000 | 1,354 |
| Income before extraordinary items | $705,000 | 2,157 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $705,000 | 2,156 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $705,000 | 2,157 |
| Net charge-offs | $32,000 | 1,402 |
| Cash dividends | $157,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $1,060,000 | 85 |
| Net operating income | $674,980 | 2,198 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,089,000 | 2,276 |
| Total interest expense | $2,134,000 | 2,242 |
| Net interest income | $9,955,000 | 2,247 |
| Provision for loan and lease losses | $505,000 | 1,465 |
| Total noninterest income | $1,519,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $823,000 | 1,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $696,000 | 2,662 |
| Total noninterest expense | $7,719,000 | 2,299 |
| Salaries and employee benefits | $4,462,000 | 2,267 |
| Premises and equipment expense | $825,000 | 2,301 |
| Additional noninterest expense | $2,432,000 | 2,256 |
| Pre-tax net operating income | $3,250,000 | 2,338 |
| Securities gains (losses) | $81,000 | 1,040 |
| Applicable income taxes | $726,000 | 1,677 |
| Income before extraordinary items | $2,605,000 | 2,518 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,605,000 | 2,519 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,605,000 | 2,520 |
| Net charge-offs | $63,000 | 2,498 |
| Cash dividends | $830,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $4,043,000 | 107 |
| Net operating income | $2,541,010 | 2,517 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,015,000 | 2,312 |
| Total interest expense | $1,632,000 | 2,231 |
| Net interest income | $7,383,000 | 2,299 |
| Provision for loan and lease losses | $385,000 | 1,378 |
| Total noninterest income | $1,096,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $607,000 | 1,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $489,000 | 2,758 |
| Total noninterest expense | $5,818,000 | 2,302 |
| Salaries and employee benefits | $3,354,000 | 2,273 |
| Premises and equipment expense | $618,000 | 2,319 |
| Additional noninterest expense | $1,846,000 | 2,242 |
| Pre-tax net operating income | $2,276,000 | 2,512 |
| Securities gains (losses) | $81,000 | 878 |
| Applicable income taxes | $506,000 | 1,786 |
| Income before extraordinary items | $1,851,000 | 2,655 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,851,000 | 2,656 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,851,000 | 2,656 |
| Net charge-offs | $-11,000 | 4,453 |
| Cash dividends | $689,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,787,010 | 2,668 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,958,000 | 2,326 |
| Total interest expense | $1,095,000 | 2,205 |
| Net interest income | $4,863,000 | 2,328 |
| Provision for loan and lease losses | $210,000 | 1,506 |
| Total noninterest income | $723,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $384,000 | 1,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 2,686 |
| Total noninterest expense | $3,880,000 | 2,312 |
| Salaries and employee benefits | $2,235,000 | 2,283 |
| Premises and equipment expense | $418,000 | 2,305 |
| Additional noninterest expense | $1,227,000 | 2,251 |
| Pre-tax net operating income | $1,496,000 | 2,510 |
| Securities gains (losses) | $81,000 | 600 |
| Applicable income taxes | $342,000 | 1,757 |
| Income before extraordinary items | $1,235,000 | 2,627 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,235,000 | 2,626 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,235,000 | 2,626 |
| Net charge-offs | $15,000 | 2,458 |
| Cash dividends | $308,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,171,010 | 2,681 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 2,363 |
| Total interest expense | $549,000 | 2,181 |
| Net interest income | $2,364,000 | 2,383 |
| Provision for loan and lease losses | $105,000 | 1,424 |
| Total noninterest income | $316,000 | 2,462 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $182,000 | 1,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 2,889 |
| Total noninterest expense | $1,933,000 | 2,328 |
| Salaries and employee benefits | $1,118,000 | 2,304 |
| Premises and equipment expense | $216,000 | 2,293 |
| Additional noninterest expense | $599,000 | 2,278 |
| Pre-tax net operating income | $642,000 | 2,710 |
| Securities gains (losses) | $21,000 | 571 |
| Applicable income taxes | $135,000 | 1,912 |
| Income before extraordinary items | $528,000 | 2,828 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $528,000 | 2,828 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $528,000 | 2,827 |
| Net charge-offs | $12,000 | 1,909 |
| Cash dividends | $179,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $511,200 | 2,854 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,627,000 | 2,421 |
| Total interest expense | $1,651,000 | 2,204 |
| Net interest income | $8,976,000 | 2,456 |
| Provision for loan and lease losses | $340,000 | 1,838 |
| Total noninterest income | $1,377,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $797,000 | 1,376 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $580,000 | 2,878 |
| Total noninterest expense | $7,617,000 | 2,332 |
| Salaries and employee benefits | $4,308,000 | 2,336 |
| Premises and equipment expense | $802,000 | 2,354 |
| Additional noninterest expense | $2,507,000 | 2,218 |
| Pre-tax net operating income | $2,396,000 | 2,848 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $467,000 | 2,045 |
| Income before extraordinary items | $1,929,000 | 2,984 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,929,000 | 2,983 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,929,000 | 2,983 |
| Net charge-offs | $143,000 | 1,888 |
| Cash dividends | $753,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,929,000 | 2,983 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,755,000 | 2,460 |
| Total interest expense | $1,123,000 | 2,266 |
| Net interest income | $6,632,000 | 2,489 |
| Provision for loan and lease losses | $250,000 | 1,745 |
| Total noninterest income | $1,054,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $615,000 | 1,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $439,000 | 2,914 |
| Total noninterest expense | $5,693,000 | 2,335 |
| Salaries and employee benefits | $3,259,000 | 2,322 |
| Premises and equipment expense | $608,000 | 2,366 |
| Additional noninterest expense | $1,826,000 | 2,264 |
| Pre-tax net operating income | $1,743,000 | 2,962 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $338,000 | 2,123 |
| Income before extraordinary items | $1,405,000 | 3,079 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,405,000 | 3,077 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,405,000 | 3,078 |
| Net charge-offs | $129,000 | 1,536 |
| Cash dividends | $717,000 | 2,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,405,000 | 3,066 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 2,477 |
| Total interest expense | $685,000 | 2,323 |
| Net interest income | $4,379,000 | 2,502 |
| Provision for loan and lease losses | $160,000 | 1,721 |
| Total noninterest income | $711,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $403,000 | 1,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 2,866 |
| Total noninterest expense | $3,760,000 | 2,357 |
| Salaries and employee benefits | $2,174,000 | 2,341 |
| Premises and equipment expense | $406,000 | 2,387 |
| Additional noninterest expense | $1,180,000 | 2,324 |
| Pre-tax net operating income | $1,170,000 | 2,911 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $232,000 | 2,083 |
| Income before extraordinary items | $938,000 | 3,056 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $938,000 | 3,055 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $938,000 | 3,055 |
| Net charge-offs | $108,000 | 1,277 |
| Cash dividends | $253,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $938,000 | 3,047 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,494,000 | 2,503 |
| Total interest expense | $336,000 | 2,268 |
| Net interest income | $2,158,000 | 2,528 |
| Provision for loan and lease losses | $70,000 | 1,800 |
| Total noninterest income | $344,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $203,000 | 1,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 2,919 |
| Total noninterest expense | $1,857,000 | 2,405 |
| Salaries and employee benefits | $1,088,000 | 2,368 |
| Premises and equipment expense | $200,000 | 2,449 |
| Additional noninterest expense | $569,000 | 2,389 |
| Pre-tax net operating income | $575,000 | 2,892 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $115,000 | 2,050 |
| Income before extraordinary items | $460,000 | 3,033 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $460,000 | 3,034 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $460,000 | 3,034 |
| Net charge-offs | $98,000 | 867 |
| Cash dividends | $126,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $460,000 | 3,027 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,184,000 | 2,603 |
| Total interest expense | $917,000 | 2,700 |
| Net interest income | $8,267,000 | 2,579 |
| Provision for loan and lease losses | $180,000 | 2,471 |
| Total noninterest income | $1,267,000 | 2,631 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $744,000 | 1,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $523,000 | 3,095 |
| Total noninterest expense | $7,074,000 | 2,493 |
| Salaries and employee benefits | $4,219,000 | 2,378 |
| Premises and equipment expense | $809,000 | 2,435 |
| Additional noninterest expense | $2,046,000 | 2,606 |
| Pre-tax net operating income | $2,280,000 | 2,899 |
| Securities gains (losses) | $198,000 | 399 |
| Applicable income taxes | $751,000 | 2,115 |
| Income before extraordinary items | $1,727,000 | 2,926 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,727,000 | 2,925 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,727,000 | 2,926 |
| Net charge-offs | $44,000 | 3,036 |
| Cash dividends | $710,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,588,400 | 3,013 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,782,000 | 2,649 |
| Total interest expense | $652,000 | 2,779 |
| Net interest income | $6,130,000 | 2,612 |
| Provision for loan and lease losses | $135,000 | 2,385 |
| Total noninterest income | $945,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $546,000 | 1,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $399,000 | 3,093 |
| Total noninterest expense | $5,377,000 | 2,482 |
| Salaries and employee benefits | $3,190,000 | 2,381 |
| Premises and equipment expense | $609,000 | 2,443 |
| Additional noninterest expense | $1,578,000 | 2,573 |
| Pre-tax net operating income | $1,563,000 | 3,095 |
| Securities gains (losses) | $182,000 | 390 |
| Applicable income taxes | $512,000 | 2,046 |
| Income before extraordinary items | $1,233,000 | 3,160 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,233,000 | 3,159 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,233,000 | 3,160 |
| Net charge-offs | $-68,000 | 5,247 |
| Cash dividends | $584,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,103,780 | 3,335 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 2,668 |
| Total interest expense | $411,000 | 2,821 |
| Net interest income | $4,040,000 | 2,628 |
| Provision for loan and lease losses | $90,000 | 2,313 |
| Total noninterest income | $618,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $350,000 | 1,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 3,091 |
| Total noninterest expense | $3,619,000 | 2,476 |
| Salaries and employee benefits | $2,180,000 | 2,357 |
| Premises and equipment expense | $401,000 | 2,477 |
| Additional noninterest expense | $1,038,000 | 2,598 |
| Pre-tax net operating income | $949,000 | 3,216 |
| Securities gains (losses) | $11,000 | 1,225 |
| Applicable income taxes | $264,000 | 2,255 |
| Income before extraordinary items | $696,000 | 3,420 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $696,000 | 3,419 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $696,000 | 3,420 |
| Net charge-offs | $-22,000 | 5,045 |
| Cash dividends | $259,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $688,080 | 3,415 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 2,692 |
| Total interest expense | $199,000 | 2,853 |
| Net interest income | $1,994,000 | 2,647 |
| Provision for loan and lease losses | $45,000 | 2,149 |
| Total noninterest income | $310,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $167,000 | 1,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 2,990 |
| Total noninterest expense | $1,779,000 | 2,529 |
| Salaries and employee benefits | $1,061,000 | 2,423 |
| Premises and equipment expense | $209,000 | 2,446 |
| Additional noninterest expense | $509,000 | 2,638 |
| Pre-tax net operating income | $480,000 | 3,148 |
| Securities gains (losses) | $11,000 | 641 |
| Applicable income taxes | $141,000 | 2,176 |
| Income before extraordinary items | $350,000 | 3,364 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $350,000 | 3,363 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $350,000 | 3,364 |
| Net charge-offs | $-29,000 | 5,373 |
| Cash dividends | $134,000 | 2,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $342,190 | 3,388 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,736,000 | 2,672 |
| Total interest expense | $764,000 | 2,882 |
| Net interest income | $7,972,000 | 2,631 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $1,117,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $695,000 | 1,627 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $422,000 | 3,483 |
| Total noninterest expense | $7,156,000 | 2,514 |
| Salaries and employee benefits | $4,225,000 | 2,399 |
| Premises and equipment expense | $882,000 | 2,346 |
| Additional noninterest expense | $2,049,000 | 2,712 |
| Pre-tax net operating income | $1,753,000 | 3,281 |
| Securities gains (losses) | $302,000 | 659 |
| Applicable income taxes | $641,000 | 2,050 |
| Income before extraordinary items | $1,414,000 | 3,375 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,414,000 | 3,373 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,414,000 | 3,374 |
| Net charge-offs | $352,000 | 1,383 |
| Cash dividends | $768,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,205,620 | 3,569 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,560,000 | 2,677 |
| Total interest expense | $575,000 | 2,891 |
| Net interest income | $5,985,000 | 2,636 |
| Provision for loan and lease losses | $135,000 | 2,451 |
| Total noninterest income | $833,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $517,000 | 1,637 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $316,000 | 3,505 |
| Total noninterest expense | $5,400,000 | 2,494 |
| Salaries and employee benefits | $3,185,000 | 2,376 |
| Premises and equipment expense | $665,000 | 2,339 |
| Additional noninterest expense | $1,550,000 | 2,705 |
| Pre-tax net operating income | $1,283,000 | 3,358 |
| Securities gains (losses) | $302,000 | 594 |
| Applicable income taxes | $498,000 | 2,059 |
| Income before extraordinary items | $1,087,000 | 3,362 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,087,000 | 3,360 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,087,000 | 3,362 |
| Net charge-offs | $302,000 | 1,122 |
| Cash dividends | $586,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $878,620 | 3,671 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 2,708 |
| Total interest expense | $386,000 | 2,887 |
| Net interest income | $3,955,000 | 2,656 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $558,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $335,000 | 1,664 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $223,000 | 3,451 |
| Total noninterest expense | $3,615,000 | 2,500 |
| Salaries and employee benefits | $2,153,000 | 2,359 |
| Premises and equipment expense | $431,000 | 2,383 |
| Additional noninterest expense | $1,031,000 | 2,714 |
| Pre-tax net operating income | $808,000 | 3,439 |
| Securities gains (losses) | $302,000 | 425 |
| Applicable income taxes | $351,000 | 1,989 |
| Income before extraordinary items | $759,000 | 3,283 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $759,000 | 3,281 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $759,000 | 3,281 |
| Net charge-offs | $19,000 | 2,811 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $553,640 | 3,755 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 2,730 |
| Total interest expense | $198,000 | 2,858 |
| Net interest income | $1,949,000 | 2,686 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $273,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $170,000 | 1,626 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $103,000 | 3,517 |
| Total noninterest expense | $1,820,000 | 2,500 |
| Salaries and employee benefits | $1,079,000 | 2,363 |
| Premises and equipment expense | $219,000 | 2,378 |
| Additional noninterest expense | $522,000 | 2,690 |
| Pre-tax net operating income | $357,000 | 3,593 |
| Securities gains (losses) | $200,000 | 297 |
| Applicable income taxes | $174,000 | 1,966 |
| Income before extraordinary items | $383,000 | 3,207 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $383,000 | 3,205 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $383,000 | 3,206 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $245,000 | 3,894 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,493,000 | 2,729 |
| Total interest expense | $805,000 | 2,818 |
| Net interest income | $7,688,000 | 2,676 |
| Provision for loan and lease losses | $180,000 | 2,436 |
| Total noninterest income | $1,080,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $707,000 | 1,638 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $373,000 | 3,677 |
| Total noninterest expense | $7,109,000 | 2,537 |
| Salaries and employee benefits | $4,137,000 | 2,427 |
| Premises and equipment expense | $896,000 | 2,356 |
| Additional noninterest expense | $2,076,000 | 2,729 |
| Pre-tax net operating income | $1,479,000 | 3,514 |
| Securities gains (losses) | $194,000 | 761 |
| Applicable income taxes | $439,000 | 2,345 |
| Income before extraordinary items | $1,234,000 | 3,583 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,234,000 | 3,581 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,234,000 | 3,583 |
| Net charge-offs | $33,000 | 3,516 |
| Cash dividends | $288,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,090,440 | 3,733 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,246,000 | 2,780 |
| Total interest expense | $612,000 | 2,822 |
| Net interest income | $5,634,000 | 2,749 |
| Provision for loan and lease losses | $135,000 | 2,359 |
| Total noninterest income | $826,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $533,000 | 1,634 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 3,643 |
| Total noninterest expense | $5,294,000 | 2,562 |
| Salaries and employee benefits | $3,078,000 | 2,440 |
| Premises and equipment expense | $675,000 | 2,377 |
| Additional noninterest expense | $1,541,000 | 2,733 |
| Pre-tax net operating income | $1,031,000 | 3,691 |
| Securities gains (losses) | $194,000 | 660 |
| Applicable income taxes | $319,000 | 2,428 |
| Income before extraordinary items | $906,000 | 3,666 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $906,000 | 3,665 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $906,000 | 3,666 |
| Net charge-offs | $21,000 | 3,328 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $762,440 | 3,909 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,116,000 | 2,801 |
| Total interest expense | $412,000 | 2,822 |
| Net interest income | $3,704,000 | 2,770 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $545,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $342,000 | 1,663 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $203,000 | 3,614 |
| Total noninterest expense | $3,478,000 | 2,611 |
| Salaries and employee benefits | $2,020,000 | 2,495 |
| Premises and equipment expense | $451,000 | 2,386 |
| Additional noninterest expense | $1,007,000 | 2,794 |
| Pre-tax net operating income | $681,000 | 3,696 |
| Securities gains (losses) | $138,000 | 677 |
| Applicable income taxes | $219,000 | 2,401 |
| Income before extraordinary items | $600,000 | 3,673 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $600,000 | 3,674 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $600,000 | 3,675 |
| Net charge-offs | $12,000 | 3,188 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $499,260 | 3,911 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 2,828 |
| Total interest expense | $210,000 | 2,797 |
| Net interest income | $1,826,000 | 2,797 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $254,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $165,000 | 1,700 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $89,000 | 3,770 |
| Total noninterest expense | $1,693,000 | 2,666 |
| Salaries and employee benefits | $995,000 | 2,539 |
| Premises and equipment expense | $226,000 | 2,417 |
| Additional noninterest expense | $472,000 | 2,908 |
| Pre-tax net operating income | $342,000 | 3,670 |
| Securities gains (losses) | $108,000 | 564 |
| Applicable income taxes | $133,000 | 2,215 |
| Income before extraordinary items | $317,000 | 3,550 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $317,000 | 3,553 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $317,000 | 3,553 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $241,400 | 3,934 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,191,000 | 2,841 |
| Total interest expense | $841,000 | 2,925 |
| Net interest income | $7,350,000 | 2,797 |
| Provision for loan and lease losses | $240,000 | 2,251 |
| Total noninterest income | $1,043,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $704,000 | 1,737 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $339,000 | 3,855 |
| Total noninterest expense | $6,547,000 | 2,746 |
| Salaries and employee benefits | $3,820,000 | 2,592 |
| Premises and equipment expense | $819,000 | 2,618 |
| Additional noninterest expense | $1,908,000 | 2,995 |
| Pre-tax net operating income | $1,606,000 | 3,352 |
| Securities gains (losses) | $235,000 | 731 |
| Applicable income taxes | $477,000 | 2,247 |
| Income before extraordinary items | $1,364,000 | 3,404 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,364,000 | 3,406 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,364,000 | 3,406 |
| Net charge-offs | $62,000 | 3,589 |
| Cash dividends | $288,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,190,100 | 3,596 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,152,000 | 2,865 |
| Total interest expense | $642,000 | 2,948 |
| Net interest income | $5,510,000 | 2,818 |
| Provision for loan and lease losses | $195,000 | 2,112 |
| Total noninterest income | $773,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $527,000 | 1,753 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $246,000 | 3,933 |
| Total noninterest expense | $4,993,000 | 2,716 |
| Salaries and employee benefits | $2,916,000 | 2,566 |
| Premises and equipment expense | $612,000 | 2,658 |
| Additional noninterest expense | $1,465,000 | 2,943 |
| Pre-tax net operating income | $1,095,000 | 3,622 |
| Securities gains (losses) | $234,000 | 578 |
| Applicable income taxes | $320,000 | 2,393 |
| Income before extraordinary items | $1,009,000 | 3,485 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,009,000 | 3,485 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,009,000 | 3,486 |
| Net charge-offs | $-51,000 | 6,046 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $831,160 | 3,794 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 2,860 |
| Total interest expense | $440,000 | 2,911 |
| Net interest income | $3,670,000 | 2,825 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $519,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $351,000 | 1,742 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $168,000 | 3,895 |
| Total noninterest expense | $3,332,000 | 2,731 |
| Salaries and employee benefits | $1,941,000 | 2,578 |
| Premises and equipment expense | $403,000 | 2,697 |
| Additional noninterest expense | $988,000 | 2,911 |
| Pre-tax net operating income | $707,000 | 3,578 |
| Securities gains (losses) | $179,000 | 516 |
| Applicable income taxes | $203,000 | 2,406 |
| Income before extraordinary items | $683,000 | 3,377 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $683,000 | 3,383 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $683,000 | 3,383 |
| Net charge-offs | $-95,000 | 6,307 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $545,170 | 3,748 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 2,866 |
| Total interest expense | $223,000 | 2,916 |
| Net interest income | $1,834,000 | 2,831 |
| Provision for loan and lease losses | $90,000 | 1,672 |
| Total noninterest income | $250,000 | 3,066 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $175,000 | 1,734 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $75,000 | 3,997 |
| Total noninterest expense | $1,737,000 | 2,641 |
| Salaries and employee benefits | $988,000 | 2,540 |
| Premises and equipment expense | $212,000 | 2,647 |
| Additional noninterest expense | $537,000 | 2,726 |
| Pre-tax net operating income | $257,000 | 4,067 |
| Securities gains (losses) | $81,000 | 501 |
| Applicable income taxes | $60,000 | 2,821 |
| Income before extraordinary items | $278,000 | 3,679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $278,000 | 3,681 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $278,000 | 3,682 |
| Net charge-offs | $13,000 | 2,721 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $211,580 | 4,106 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,896,000 | 2,972 |
| Total interest expense | $985,000 | 2,972 |
| Net interest income | $6,911,000 | 2,931 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $1,083,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $751,000 | 1,737 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $332,000 | 3,959 |
| Total noninterest expense | $5,978,000 | 3,004 |
| Salaries and employee benefits | $3,525,000 | 2,786 |
| Premises and equipment expense | $704,000 | 2,953 |
| Additional noninterest expense | $1,749,000 | 3,273 |
| Pre-tax net operating income | $1,716,000 | 3,145 |
| Securities gains (losses) | $307,000 | 685 |
| Applicable income taxes | $489,000 | 2,184 |
| Income before extraordinary items | $1,534,000 | 3,115 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,534,000 | 3,117 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,534,000 | 3,118 |
| Net charge-offs | $190,000 | 3,071 |
| Cash dividends | $288,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,300,680 | 3,365 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,869,000 | 3,013 |
| Total interest expense | $747,000 | 3,028 |
| Net interest income | $5,122,000 | 2,984 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $810,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $556,000 | 1,754 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $254,000 | 4,001 |
| Total noninterest expense | $4,058,000 | 3,224 |
| Salaries and employee benefits | $2,342,000 | 3,049 |
| Premises and equipment expense | $515,000 | 3,042 |
| Additional noninterest expense | $1,201,000 | 3,490 |
| Pre-tax net operating income | $1,649,000 | 2,760 |
| Securities gains (losses) | $276,000 | 673 |
| Applicable income taxes | $521,000 | 1,876 |
| Income before extraordinary items | $1,404,000 | 2,784 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,404,000 | 2,788 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,404,000 | 2,788 |
| Net charge-offs | $181,000 | 2,679 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,202,520 | 3,005 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,852,000 | 3,052 |
| Total interest expense | $506,000 | 3,050 |
| Net interest income | $3,346,000 | 3,026 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $538,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $369,000 | 1,738 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $169,000 | 4,043 |
| Total noninterest expense | $2,589,000 | 3,344 |
| Salaries and employee benefits | $1,547,000 | 3,079 |
| Premises and equipment expense | $331,000 | 3,135 |
| Additional noninterest expense | $711,000 | 3,788 |
| Pre-tax net operating income | $1,145,000 | 2,660 |
| Securities gains (losses) | $207,000 | 734 |
| Applicable income taxes | $373,000 | 1,809 |
| Income before extraordinary items | $979,000 | 2,685 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $979,000 | 2,690 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $979,000 | 2,690 |
| Net charge-offs | $35,000 | 3,632 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $829,960 | 2,902 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 3,113 |
| Total interest expense | $264,000 | 3,026 |
| Net interest income | $1,635,000 | 3,094 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $275,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $191,000 | 1,672 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 4,006 |
| Total noninterest expense | $1,285,000 | 3,381 |
| Salaries and employee benefits | $779,000 | 3,110 |
| Premises and equipment expense | $162,000 | 3,210 |
| Additional noninterest expense | $344,000 | 3,888 |
| Pre-tax net operating income | $550,000 | 2,702 |
| Securities gains (losses) | $181,000 | 498 |
| Applicable income taxes | $205,000 | 1,687 |
| Income before extraordinary items | $526,000 | 2,489 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $526,000 | 2,491 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $526,000 | 2,491 |
| Net charge-offs | $10,000 | 3,448 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $395,680 | 2,959 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,694,000 | 3,211 |
| Total interest expense | $1,253,000 | 3,107 |
| Net interest income | $6,441,000 | 3,198 |
| Provision for loan and lease losses | $179,000 | 4,106 |
| Total noninterest income | $1,053,000 | 3,174 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $780,000 | 1,730 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $273,000 | 4,162 |
| Total noninterest expense | $5,462,000 | 3,257 |
| Salaries and employee benefits | $3,241,000 | 2,969 |
| Premises and equipment expense | $703,000 | 3,009 |
| Additional noninterest expense | $1,518,000 | 3,759 |
| Pre-tax net operating income | $1,853,000 | 2,959 |
| Securities gains (losses) | $508,000 | 932 |
| Applicable income taxes | $686,000 | 1,861 |
| Income before extraordinary items | $1,675,000 | 2,913 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,675,000 | 2,915 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,675,000 | 2,915 |
| Net charge-offs | $605,000 | 2,403 |
| Cash dividends | $275,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,314,320 | 3,236 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,777,000 | 3,270 |
| Total interest expense | $958,000 | 3,175 |
| Net interest income | $4,819,000 | 3,246 |
| Provision for loan and lease losses | $104,000 | 4,310 |
| Total noninterest income | $801,000 | 3,162 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $593,000 | 1,725 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $208,000 | 4,197 |
| Total noninterest expense | $3,901,000 | 3,392 |
| Salaries and employee benefits | $2,259,000 | 3,135 |
| Premises and equipment expense | $528,000 | 3,040 |
| Additional noninterest expense | $1,114,000 | 3,829 |
| Pre-tax net operating income | $1,615,000 | 2,744 |
| Securities gains (losses) | $217,000 | 1,372 |
| Applicable income taxes | $555,000 | 1,825 |
| Income before extraordinary items | $1,277,000 | 2,950 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,277,000 | 2,950 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,277,000 | 2,949 |
| Net charge-offs | $119,000 | 3,797 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,125,100 | 3,052 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,830,000 | 3,311 |
| Total interest expense | $648,000 | 3,235 |
| Net interest income | $3,182,000 | 3,275 |
| Provision for loan and lease losses | $64,000 | 4,309 |
| Total noninterest income | $522,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $379,000 | 1,790 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 4,143 |
| Total noninterest expense | $2,593,000 | 3,419 |
| Salaries and employee benefits | $1,518,000 | 3,133 |
| Premises and equipment expense | $348,000 | 3,065 |
| Additional noninterest expense | $727,000 | 3,890 |
| Pre-tax net operating income | $1,047,000 | 2,760 |
| Securities gains (losses) | $217,000 | 1,050 |
| Applicable income taxes | $388,000 | 1,757 |
| Income before extraordinary items | $876,000 | 2,849 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $876,000 | 2,850 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $876,000 | 2,850 |
| Net charge-offs | $104,000 | 3,367 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $726,270 | 3,093 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 3,357 |
| Total interest expense | $335,000 | 3,262 |
| Net interest income | $1,563,000 | 3,341 |
| Provision for loan and lease losses | $64,000 | 3,407 |
| Total noninterest income | $252,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $187,000 | 1,800 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $65,000 | 4,337 |
| Total noninterest expense | $1,309,000 | 3,411 |
| Salaries and employee benefits | $776,000 | 3,098 |
| Premises and equipment expense | $168,000 | 3,186 |
| Additional noninterest expense | $365,000 | 3,872 |
| Pre-tax net operating income | $442,000 | 3,136 |
| Securities gains (losses) | $217,000 | 570 |
| Applicable income taxes | $206,000 | 1,691 |
| Income before extraordinary items | $453,000 | 2,815 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $453,000 | 2,817 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $453,000 | 2,818 |
| Net charge-offs | $74,000 | 2,709 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $303,270 | 3,467 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,563,000 | 3,477 |
| Total interest expense | $1,600,000 | 3,279 |
| Net interest income | $5,963,000 | 3,477 |
| Provision for loan and lease losses | $527,000 | 3,383 |
| Total noninterest income | $821,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $760,000 | 1,863 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $61,000 | 5,775 |
| Total noninterest expense | $5,009,000 | 3,531 |
| Salaries and employee benefits | $2,983,000 | 3,132 |
| Premises and equipment expense | $578,000 | 3,679 |
| Additional noninterest expense | $1,448,000 | 3,948 |
| Pre-tax net operating income | $1,248,000 | 3,327 |
| Securities gains (losses) | $261,000 | 1,239 |
| Applicable income taxes | $369,000 | 2,326 |
| Income before extraordinary items | $1,140,000 | 3,288 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,140,000 | 3,291 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,140,000 | 3,291 |
| Net charge-offs | $737,000 | 2,729 |
| Cash dividends | $250,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $941,640 | 3,537 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,669,000 | 3,521 |
| Total interest expense | $1,249,000 | 3,289 |
| Net interest income | $4,420,000 | 3,528 |
| Provision for loan and lease losses | $396,000 | 3,244 |
| Total noninterest income | $596,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $569,000 | 1,862 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $27,000 | 6,233 |
| Total noninterest expense | $3,477,000 | 3,742 |
| Salaries and employee benefits | $2,036,000 | 3,348 |
| Premises and equipment expense | $429,000 | 3,746 |
| Additional noninterest expense | $1,012,000 | 4,150 |
| Pre-tax net operating income | $1,143,000 | 3,080 |
| Securities gains (losses) | $247,000 | 1,055 |
| Applicable income taxes | $368,000 | 2,031 |
| Income before extraordinary items | $1,022,000 | 3,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,022,000 | 3,022 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,022,000 | 3,022 |
| Net charge-offs | $646,000 | 2,382 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $839,220 | 3,306 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,778,000 | 3,558 |
| Total interest expense | $873,000 | 3,275 |
| Net interest income | $2,905,000 | 3,564 |
| Provision for loan and lease losses | $130,000 | 4,080 |
| Total noninterest income | $457,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $372,000 | 1,870 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 4,794 |
| Total noninterest expense | $2,209,000 | 3,903 |
| Salaries and employee benefits | $1,311,000 | 3,462 |
| Premises and equipment expense | $289,000 | 3,749 |
| Additional noninterest expense | $609,000 | 4,486 |
| Pre-tax net operating income | $1,023,000 | 2,495 |
| Securities gains (losses) | $-9,000 | 7,063 |
| Applicable income taxes | $319,000 | 1,733 |
| Income before extraordinary items | $695,000 | 2,931 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $695,000 | 2,933 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $695,000 | 2,933 |
| Net charge-offs | $68,000 | 4,213 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $701,210 | 2,845 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 3,568 |
| Total interest expense | $462,000 | 3,242 |
| Net interest income | $1,428,000 | 3,604 |
| Provision for loan and lease losses | $37,000 | 4,473 |
| Total noninterest income | $241,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $181,000 | 1,887 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,383 |
| Total noninterest expense | $1,082,000 | 3,978 |
| Salaries and employee benefits | $642,000 | 3,538 |
| Premises and equipment expense | $144,000 | 3,809 |
| Additional noninterest expense | $296,000 | 4,567 |
| Pre-tax net operating income | $550,000 | 2,387 |
| Securities gains (losses) | $-3,000 | 7,054 |
| Applicable income taxes | $174,000 | 1,646 |
| Income before extraordinary items | $373,000 | 2,811 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $373,000 | 2,810 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $373,000 | 2,811 |
| Net charge-offs | $75,000 | 3,009 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $375,040 | 2,742 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,685,000 | 3,650 |
| Total interest expense | $2,253,000 | 3,243 |
| Net interest income | $5,432,000 | 3,745 |
| Provision for loan and lease losses | $190,000 | 5,407 |
| Total noninterest income | $892,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $793,000 | 1,844 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $99,000 | 5,456 |
| Total noninterest expense | $4,837,000 | 3,711 |
| Salaries and employee benefits | $2,652,000 | 3,435 |
| Premises and equipment expense | $643,000 | 3,536 |
| Additional noninterest expense | $1,542,000 | 3,938 |
| Pre-tax net operating income | $1,297,000 | 2,959 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $289,000 | 2,390 |
| Income before extraordinary items | $1,010,000 | 3,208 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,010,000 | 3,205 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,010,000 | 3,208 |
| Net charge-offs | $279,000 | 4,393 |
| Cash dividends | $250,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,008,440 | 3,081 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,753,000 | 3,730 |
| Total interest expense | $1,732,000 | 3,308 |
| Net interest income | $4,021,000 | 3,822 |
| Provision for loan and lease losses | $135,000 | 5,367 |
| Total noninterest income | $716,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $579,000 | 1,945 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $137,000 | 4,785 |
| Total noninterest expense | $3,659,000 | 3,697 |
| Salaries and employee benefits | $1,911,000 | 3,571 |
| Premises and equipment expense | $487,000 | 3,556 |
| Additional noninterest expense | $1,261,000 | 3,684 |
| Pre-tax net operating income | $943,000 | 3,203 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $236,000 | 2,392 |
| Income before extraordinary items | $709,000 | 3,486 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $709,000 | 3,484 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $709,000 | 3,486 |
| Net charge-offs | $269,000 | 3,870 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $707,500 | 3,363 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 3,780 |
| Total interest expense | $1,169,000 | 3,373 |
| Net interest income | $2,664,000 | 3,849 |
| Provision for loan and lease losses | $90,000 | 5,248 |
| Total noninterest income | $453,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $372,000 | 2,003 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $81,000 | 4,969 |
| Total noninterest expense | $2,338,000 | 3,806 |
| Salaries and employee benefits | $1,234,000 | 3,673 |
| Premises and equipment expense | $332,000 | 3,535 |
| Additional noninterest expense | $772,000 | 3,887 |
| Pre-tax net operating income | $689,000 | 3,059 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $180,000 | 2,237 |
| Income before extraordinary items | $511,000 | 3,372 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $511,000 | 3,369 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $511,000 | 3,371 |
| Net charge-offs | $87,000 | 4,391 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $509,520 | 3,271 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 3,882 |
| Total interest expense | $596,000 | 3,446 |
| Net interest income | $1,292,000 | 3,948 |
| Provision for loan and lease losses | $43,000 | 5,063 |
| Total noninterest income | $206,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $174,000 | 2,103 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $32,000 | 5,362 |
| Total noninterest expense | $1,130,000 | 3,929 |
| Salaries and employee benefits | $615,000 | 3,749 |
| Premises and equipment expense | $157,000 | 3,768 |
| Additional noninterest expense | $358,000 | 4,080 |
| Pre-tax net operating income | $325,000 | 3,231 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $68,000 | 2,501 |
| Income before extraordinary items | $259,000 | 3,418 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $259,000 | 3,416 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $259,000 | 3,418 |
| Net charge-offs | $11,000 | 4,779 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $257,420 | 3,309 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,464,000 | 3,676 |
| Total interest expense | $3,435,000 | 3,090 |
| Net interest income | $5,029,000 | 3,939 |
| Provision for loan and lease losses | $90,000 | 6,520 |
| Total noninterest income | $897,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $777,000 | 2,087 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $120,000 | 5,406 |
| Total noninterest expense | $4,984,000 | 3,699 |
| Salaries and employee benefits | $2,720,000 | 3,453 |
| Premises and equipment expense | $695,000 | 3,479 |
| Additional noninterest expense | $1,569,000 | 3,960 |
| Pre-tax net operating income | $852,000 | 3,240 |
| Securities gains (losses) | $6,000 | 3,400 |
| Applicable income taxes | $183,000 | 2,456 |
| Income before extraordinary items | $675,000 | 3,413 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $675,000 | 3,412 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $675,000 | 3,412 |
| Net charge-offs | $996,000 | 2,865 |
| Cash dividends | $63,000 | 4,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $670,260 | 3,365 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,409,000 | 3,699 |
| Total interest expense | $2,658,000 | 3,147 |
| Net interest income | $3,751,000 | 3,952 |
| Provision for loan and lease losses | $30,000 | 6,781 |
| Total noninterest income | $681,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $567,000 | 2,134 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $114,000 | 5,209 |
| Total noninterest expense | $3,770,000 | 3,669 |
| Salaries and employee benefits | $2,042,000 | 3,483 |
| Premises and equipment expense | $535,000 | 3,449 |
| Additional noninterest expense | $1,193,000 | 3,889 |
| Pre-tax net operating income | $632,000 | 3,501 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $128,000 | 2,696 |
| Income before extraordinary items | $504,000 | 3,677 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $504,000 | 3,676 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $504,000 | 3,677 |
| Net charge-offs | $822,000 | 2,436 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $504,000 | 3,583 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,276,000 | 3,721 |
| Total interest expense | $1,798,000 | 3,226 |
| Net interest income | $2,478,000 | 3,966 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $393,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $351,000 | 2,237 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $42,000 | 6,041 |
| Total noninterest expense | $2,511,000 | 3,706 |
| Salaries and employee benefits | $1,391,000 | 3,459 |
| Premises and equipment expense | $356,000 | 3,486 |
| Additional noninterest expense | $764,000 | 4,012 |
| Pre-tax net operating income | $330,000 | 4,010 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $48,000 | 3,189 |
| Income before extraordinary items | $282,000 | 4,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $282,000 | 4,059 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $282,000 | 4,059 |
| Net charge-offs | $610,000 | 2,113 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $282,000 | 3,943 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 3,768 |
| Total interest expense | $919,000 | 3,283 |
| Net interest income | $1,206,000 | 4,039 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $176,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $160,000 | 2,326 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $1,188,000 | 3,794 |
| Salaries and employee benefits | $654,000 | 3,673 |
| Premises and equipment expense | $183,000 | 3,462 |
| Additional noninterest expense | $351,000 | 3,948 |
| Pre-tax net operating income | $194,000 | 4,097 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $59,000 | 2,750 |
| Income before extraordinary items | $135,000 | 4,525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $135,000 | 4,529 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $135,000 | 4,529 |
| Net charge-offs | $50,000 | 3,538 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $135,000 | 4,360 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,699,000 | 3,617 |
| Total interest expense | $4,353,000 | 3,298 |
| Net interest income | $5,346,000 | 3,772 |
| Provision for loan and lease losses | $1,030,000 | 2,669 |
| Total noninterest income | $775,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $839,000 | 2,037 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-64,000 | 8,105 |
| Total noninterest expense | $4,612,000 | 3,809 |
| Salaries and employee benefits | $2,663,000 | 3,590 |
| Premises and equipment expense | $724,000 | 3,421 |
| Additional noninterest expense | $1,225,000 | 4,231 |
| Pre-tax net operating income | $479,000 | 4,933 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $110,000 | 3,317 |
| Income before extraordinary items | $369,000 | 4,850 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $369,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 4,172 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $369,000 | 5,023 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,395,000 | 3,632 |
| Total interest expense | $3,311,000 | 3,379 |
| Net interest income | $4,084,000 | 3,748 |
| Provision for loan and lease losses | $715,000 | 2,234 |
| Total noninterest income | $674,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $653,000 | 1,986 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 7,390 |
| Total noninterest expense | $3,387,000 | 3,861 |
| Salaries and employee benefits | $2,024,000 | 3,582 |
| Premises and equipment expense | $523,000 | 3,533 |
| Additional noninterest expense | $840,000 | 4,421 |
| Pre-tax net operating income | $656,000 | 4,483 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $163,000 | 3,141 |
| Income before extraordinary items | $493,000 | 4,477 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $493,000 | 4,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,479 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $493,000 | 4,619 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 3,642 |
| Total interest expense | $2,300,000 | 3,392 |
| Net interest income | $2,723,000 | 3,751 |
| Provision for loan and lease losses | $675,000 | 1,571 |
| Total noninterest income | $448,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $431,000 | 1,972 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $17,000 | 7,333 |
| Total noninterest expense | $2,260,000 | 3,870 |
| Salaries and employee benefits | $1,363,000 | 3,593 |
| Premises and equipment expense | $347,000 | 3,574 |
| Additional noninterest expense | $550,000 | 4,450 |
| Pre-tax net operating income | $236,000 | 5,585 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $18,000 | 4,723 |
| Income before extraordinary items | $218,000 | 5,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $218,000 | 5,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,844 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $218,000 | 5,422 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 3,618 |
| Total interest expense | $1,224,000 | 3,400 |
| Net interest income | $1,379,000 | 3,701 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $205,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $204,000 | 2,047 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $1,075,000 | 4,026 |
| Salaries and employee benefits | $632,000 | 3,817 |
| Premises and equipment expense | $173,000 | 3,598 |
| Additional noninterest expense | $270,000 | 4,446 |
| Pre-tax net operating income | $509,000 | 3,044 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $164,000 | 2,213 |
| Income before extraordinary items | $345,000 | 3,512 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $345,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,218 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $345,000 | 3,408 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,629,000 | 3,617 |
| Total interest expense | $5,537,000 | 3,202 |
| Net interest income | $5,092,000 | 3,943 |
| Provision for loan and lease losses | $880,000 | 1,573 |
| Total noninterest income | $896,000 | 3,765 |
| Gross Fiduciary activities income | $3,000 | 1,373 |
| Service charges on deposit accounts | $822,000 | 2,089 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $71,000 | 6,690 |
| Total noninterest expense | $4,352,000 | 3,864 |
| Salaries and employee benefits | $2,668,000 | 3,543 |
| Premises and equipment expense | $696,000 | 3,457 |
| Additional noninterest expense | $988,000 | 4,703 |
| Pre-tax net operating income | $756,000 | 5,290 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $197,000 | 3,860 |
| Income before extraordinary items | $559,000 | 5,490 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $559,000 | 5,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,946 |
| Cash dividends | $275,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $559,000 | 5,474 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,939,000 | 3,636 |
| Total interest expense | $4,085,000 | 3,237 |
| Net interest income | $3,854,000 | 3,923 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $677,000 | 3,754 |
| Gross Fiduciary activities income | $2,000 | 1,352 |
| Service charges on deposit accounts | $595,000 | 2,126 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $80,000 | 6,158 |
| Total noninterest expense | $3,221,000 | 3,886 |
| Salaries and employee benefits | $1,920,000 | 3,642 |
| Premises and equipment expense | $517,000 | 3,467 |
| Additional noninterest expense | $784,000 | 4,433 |
| Pre-tax net operating income | $1,310,000 | 3,765 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $431,000 | 2,722 |
| Income before extraordinary items | $879,000 | 4,170 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $879,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,557 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $879,000 | 4,153 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,221,000 | 3,677 |
| Total interest expense | $2,687,000 | 3,262 |
| Net interest income | $2,534,000 | 3,989 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $436,000 | 3,842 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $379,000 | 2,211 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $56,000 | 6,100 |
| Total noninterest expense | $2,135,000 | 3,929 |
| Salaries and employee benefits | $1,251,000 | 3,742 |
| Premises and equipment expense | $346,000 | 3,476 |
| Additional noninterest expense | $538,000 | 4,344 |
| Pre-tax net operating income | $835,000 | 3,917 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $272,000 | 2,850 |
| Income before extraordinary items | $563,000 | 4,294 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $563,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,180 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $563,000 | 4,291 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 3,696 |
| Total interest expense | $1,301,000 | 3,317 |
| Net interest income | $1,275,000 | 3,971 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $197,000 | 4,058 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $170,000 | 2,357 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $26,000 | 6,219 |
| Total noninterest expense | $1,105,000 | 3,818 |
| Salaries and employee benefits | $663,000 | 3,606 |
| Premises and equipment expense | $173,000 | 3,492 |
| Additional noninterest expense | $269,000 | 4,293 |
| Pre-tax net operating income | $367,000 | 4,203 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $123,000 | 3,006 |
| Income before extraordinary items | $244,000 | 4,623 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $244,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $244,000 | 4,607 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,686,000 | 3,670 |
| Total interest expense | $4,653,000 | 3,208 |
| Net interest income | $5,033,000 | 3,986 |
| Provision for loan and lease losses | $14,000 | 6,469 |
| Total noninterest income | $785,000 | 4,109 |
| Gross Fiduciary activities income | $3,000 | 1,398 |
| Service charges on deposit accounts | $637,000 | 2,564 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $145,000 | 5,680 |
| Total noninterest expense | $4,333,000 | 3,740 |
| Salaries and employee benefits | $2,598,000 | 3,512 |
| Premises and equipment expense | $636,000 | 3,606 |
| Additional noninterest expense | $1,099,000 | 4,211 |
| Pre-tax net operating income | $1,471,000 | 4,328 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $497,000 | 3,165 |
| Income before extraordinary items | $974,000 | 4,778 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $974,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,225 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $974,000 | 4,766 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,126,000 | 3,695 |
| Total interest expense | $3,387,000 | 3,191 |
| Net interest income | $3,739,000 | 4,043 |
| Provision for loan and lease losses | $14,000 | 6,239 |
| Total noninterest income | $561,000 | 4,222 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $461,000 | 2,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 5,880 |
| Total noninterest expense | $3,168,000 | 3,811 |
| Salaries and employee benefits | $2,006,000 | 3,443 |
| Premises and equipment expense | $408,000 | 4,056 |
| Additional noninterest expense | $754,000 | 4,475 |
| Pre-tax net operating income | $1,118,000 | 4,478 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $334,000 | 3,443 |
| Income before extraordinary items | $784,000 | 4,746 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $784,000 | 4,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $784,000 | 4,742 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 3,744 |
| Total interest expense | $2,104,000 | 3,245 |
| Net interest income | $2,489,000 | 4,061 |
| Provision for loan and lease losses | $79,000 | 3,741 |
| Total noninterest income | $354,000 | 4,322 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $278,000 | 2,829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 5,680 |
| Total noninterest expense | $2,119,000 | 3,819 |
| Salaries and employee benefits | $1,308,000 | 3,512 |
| Premises and equipment expense | $268,000 | 4,097 |
| Additional noninterest expense | $543,000 | 4,224 |
| Pre-tax net operating income | $645,000 | 4,819 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $152,000 | 3,985 |
| Income before extraordinary items | $493,000 | 4,908 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $493,000 | 4,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $493,000 | 4,896 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 3,783 |
| Total interest expense | $1,009,000 | 3,234 |
| Net interest income | $1,207,000 | 4,137 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $167,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $132,000 | 2,871 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $1,103,000 | 3,713 |
| Salaries and employee benefits | $698,000 | 3,343 |
| Premises and equipment expense | $140,000 | 3,988 |
| Additional noninterest expense | $265,000 | 4,284 |
| Pre-tax net operating income | $271,000 | 5,200 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $35,000 | 4,870 |
| Income before extraordinary items | $236,000 | 4,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $236,000 | 4,948 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,841,000 | 3,813 |
| Total interest expense | $3,077,000 | 3,259 |
| Net interest income | $4,764,000 | 4,101 |
| Provision for loan and lease losses | $305,000 | 2,776 |
| Total noninterest income | $691,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $569,000 | 2,778 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $122,000 | 6,095 |
| Total noninterest expense | $3,869,000 | 3,965 |
| Salaries and employee benefits | $2,339,000 | 3,671 |
| Premises and equipment expense | $498,000 | 4,187 |
| Additional noninterest expense | $1,032,000 | 4,311 |
| Pre-tax net operating income | $1,281,000 | 4,762 |
| Securities gains (losses) | $26,000 | 1,166 |
| Applicable income taxes | $422,000 | 3,620 |
| Income before extraordinary items | $885,000 | 5,122 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $885,000 | 5,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,956 |
| Cash dividends | $250,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $867,320 | 5,141 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,716,000 | 3,845 |
| Total interest expense | $2,218,000 | 3,226 |
| Net interest income | $3,498,000 | 4,155 |
| Provision for loan and lease losses | $250,000 | 2,545 |
| Total noninterest income | $525,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $418,000 | 2,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 5,833 |
| Total noninterest expense | $2,877,000 | 3,959 |
| Salaries and employee benefits | $1,716,000 | 3,719 |
| Premises and equipment expense | $371,000 | 4,197 |
| Additional noninterest expense | $790,000 | 4,219 |
| Pre-tax net operating income | $896,000 | 5,040 |
| Securities gains (losses) | $26,000 | 1,129 |
| Applicable income taxes | $308,000 | 3,763 |
| Income before extraordinary items | $614,000 | 5,393 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $614,000 | 5,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,052 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $596,580 | 5,432 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,669,000 | 3,897 |
| Total interest expense | $1,416,000 | 3,195 |
| Net interest income | $2,253,000 | 4,236 |
| Provision for loan and lease losses | $250,000 | 1,767 |
| Total noninterest income | $343,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $265,000 | 2,879 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $78,000 | 5,666 |
| Total noninterest expense | $1,769,000 | 4,200 |
| Salaries and employee benefits | $1,068,000 | 3,882 |
| Premises and equipment expense | $227,000 | 4,414 |
| Additional noninterest expense | $474,000 | 4,557 |
| Pre-tax net operating income | $577,000 | 5,096 |
| Securities gains (losses) | $25,000 | 1,030 |
| Applicable income taxes | $257,000 | 3,369 |
| Income before extraordinary items | $345,000 | 5,824 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $345,000 | 5,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,119 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $329,000 | 5,872 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 4,004 |
| Total interest expense | $686,000 | 3,173 |
| Net interest income | $1,064,000 | 4,428 |
| Provision for loan and lease losses | $250,000 | 917 |
| Total noninterest income | $148,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $120,000 | 3,030 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $916,000 | 4,108 |
| Salaries and employee benefits | $565,000 | 3,742 |
| Premises and equipment expense | $111,000 | 4,520 |
| Additional noninterest expense | $240,000 | 4,489 |
| Pre-tax net operating income | $46,000 | 7,942 |
| Securities gains (losses) | $23,000 | 748 |
| Applicable income taxes | $22,000 | 5,594 |
| Income before extraordinary items | $47,000 | 7,813 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $47,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,217 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $31,360 | 8,046 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,728,000 | 3,926 |
| Total interest expense | $2,519,000 | 3,044 |
| Net interest income | $4,209,000 | 4,320 |
| Provision for loan and lease losses | $130,000 | 4,479 |
| Total noninterest income | $694,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $583,000 | 2,767 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $111,000 | 6,236 |
| Total noninterest expense | $3,161,000 | 4,494 |
| Salaries and employee benefits | $1,951,000 | 4,079 |
| Premises and equipment expense | $394,000 | 4,815 |
| Additional noninterest expense | $816,000 | 5,023 |
| Pre-tax net operating income | $1,612,000 | 4,070 |
| Securities gains (losses) | $29,000 | 2,137 |
| Applicable income taxes | $579,000 | 3,093 |
| Income before extraordinary items | $1,062,000 | 4,535 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,062,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,425 |
| Cash dividends | $250,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,043,150 | 4,501 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,945,000 | 3,963 |
| Total interest expense | $1,821,000 | 3,072 |
| Net interest income | $3,124,000 | 4,352 |
| Provision for loan and lease losses | $71,000 | 4,902 |
| Total noninterest income | $530,000 | 4,366 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $442,000 | 2,764 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 6,162 |
| Total noninterest expense | $2,346,000 | 4,502 |
| Salaries and employee benefits | $1,460,000 | 4,045 |
| Premises and equipment expense | $289,000 | 4,880 |
| Additional noninterest expense | $597,000 | 5,068 |
| Pre-tax net operating income | $1,237,000 | 4,088 |
| Securities gains (losses) | $29,000 | 2,064 |
| Applicable income taxes | $456,000 | 3,062 |
| Income before extraordinary items | $810,000 | 4,600 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $810,000 | 4,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $791,440 | 4,568 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,235,000 | 4,026 |
| Total interest expense | $1,183,000 | 3,118 |
| Net interest income | $2,052,000 | 4,396 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $356,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $289,000 | 2,796 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $67,000 | 5,931 |
| Total noninterest expense | $1,547,000 | 4,565 |
| Salaries and employee benefits | $952,000 | 4,125 |
| Premises and equipment expense | $190,000 | 4,934 |
| Additional noninterest expense | $405,000 | 5,020 |
| Pre-tax net operating income | $825,000 | 4,029 |
| Securities gains (losses) | $29,000 | 1,812 |
| Applicable income taxes | $314,000 | 3,003 |
| Income before extraordinary items | $540,000 | 4,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $540,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $521,440 | 4,542 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 4,057 |
| Total interest expense | $590,000 | 3,164 |
| Net interest income | $1,012,000 | 4,435 |
| Provision for loan and lease losses | $34,000 | 3,968 |
| Total noninterest income | $176,000 | 4,381 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $135,000 | 2,893 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $802,000 | 4,471 |
| Salaries and employee benefits | $508,000 | 3,954 |
| Premises and equipment expense | $92,000 | 5,093 |
| Additional noninterest expense | $202,000 | 5,044 |
| Pre-tax net operating income | $352,000 | 4,425 |
| Securities gains (losses) | $29,000 | 1,519 |
| Applicable income taxes | $140,000 | 3,209 |
| Income before extraordinary items | $241,000 | 4,850 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $241,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $222,440 | 4,936 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,596,000 | 4,004 |
| Total interest expense | $2,572,000 | 3,273 |
| Net interest income | $4,024,000 | 4,347 |
| Provision for loan and lease losses | $55,000 | 6,156 |
| Total noninterest income | $665,000 | 4,684 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $549,000 | 2,881 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $116,000 | 6,281 |
| Total noninterest expense | $3,031,000 | 4,578 |
| Salaries and employee benefits | $1,814,000 | 4,240 |
| Premises and equipment expense | $422,000 | 4,561 |
| Additional noninterest expense | $795,000 | 5,063 |
| Pre-tax net operating income | $1,603,000 | 3,958 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $564,000 | 3,174 |
| Income before extraordinary items | $1,039,000 | 4,539 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,039,000 | 4,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,475 |
| Cash dividends | $250,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,039,000 | 4,366 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,969,000 | 4,048 |
| Total interest expense | $1,965,000 | 3,332 |
| Net interest income | $3,004,000 | 4,373 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $502,000 | 4,736 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $413,000 | 2,887 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,283 |
| Total noninterest expense | $2,233,000 | 4,612 |
| Salaries and employee benefits | $1,345,000 | 4,264 |
| Premises and equipment expense | $328,000 | 4,456 |
| Additional noninterest expense | $560,000 | 5,256 |
| Pre-tax net operating income | $1,263,000 | 3,935 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $445,000 | 3,231 |
| Income before extraordinary items | $818,000 | 4,534 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $818,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $818,000 | 4,364 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 4,092 |
| Total interest expense | $1,327,000 | 3,384 |
| Net interest income | $1,985,000 | 4,424 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $334,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $278,000 | 2,824 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $56,000 | 6,368 |
| Total noninterest expense | $1,463,000 | 4,671 |
| Salaries and employee benefits | $882,000 | 4,309 |
| Premises and equipment expense | $219,000 | 4,445 |
| Additional noninterest expense | $362,000 | 5,348 |
| Pre-tax net operating income | $846,000 | 3,910 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $300,000 | 3,245 |
| Income before extraordinary items | $546,000 | 4,569 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $546,000 | 4,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $546,000 | 4,350 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 4,117 |
| Total interest expense | $672,000 | 3,423 |
| Net interest income | $984,000 | 4,453 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $159,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $128,000 | 2,943 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $762,000 | 4,519 |
| Salaries and employee benefits | $468,000 | 4,101 |
| Premises and equipment expense | $106,000 | 4,525 |
| Additional noninterest expense | $188,000 | 5,195 |
| Pre-tax net operating income | $371,000 | 4,228 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $132,000 | 3,455 |
| Income before extraordinary items | $239,000 | 4,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $239,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $239,000 | 4,640 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,925,000 | 4,086 |
| Total interest expense | $3,126,000 | 3,429 |
| Net interest income | $3,799,000 | 4,511 |
| Provision for loan and lease losses | $155,000 | 4,849 |
| Total noninterest income | $560,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $470,000 | 3,129 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 6,648 |
| Total noninterest expense | $2,738,000 | 4,763 |
| Salaries and employee benefits | $1,586,000 | 4,479 |
| Premises and equipment expense | $415,000 | 4,517 |
| Additional noninterest expense | $737,000 | 5,225 |
| Pre-tax net operating income | $1,466,000 | 4,183 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $497,000 | 3,454 |
| Income before extraordinary items | $998,000 | 4,610 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $998,000 | 4,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,073 |
| Cash dividends | $250,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $978,570 | 4,536 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,422,000 | 4,264 |
| Total interest expense | $3,909,000 | 3,873 |
| Net interest income | $3,513,000 | 4,545 |
| Provision for loan and lease losses | $146,000 | 4,852 |
| Total noninterest income | $540,000 | 4,848 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $408,000 | 3,331 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $132,000 | 5,790 |
| Total noninterest expense | $2,572,000 | 4,868 |
| Salaries and employee benefits | $1,422,000 | 4,698 |
| Premises and equipment expense | $424,000 | 4,413 |
| Additional noninterest expense | $726,000 | 5,146 |
| Pre-tax net operating income | $1,335,000 | 4,156 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $439,000 | 3,554 |
| Income before extraordinary items | $897,000 | 4,582 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $897,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,628 |
| Cash dividends | $225,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $896,330 | 4,467 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,588,000 | 4,801 |
| Total interest expense | $3,512,000 | 4,370 |
| Net interest income | $3,076,000 | 5,064 |
| Provision for loan and lease losses | $153,000 | 4,362 |
| Total noninterest income | $500,000 | 4,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,143 |
| Total noninterest expense | $2,206,000 | 5,321 |
| Salaries and employee benefits | $1,198,000 | 5,234 |
| Premises and equipment expense | $327,000 | 5,170 |
| Additional noninterest expense | $681,000 | 5,282 |
| Pre-tax net operating income | $1,217,000 | 4,682 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $399,000 | 3,987 |
| Income before extraordinary items | $820,000 | 4,976 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $820,000 | 4,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,920 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $818,660 | 4,974 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 5,185 |
| Total interest expense | $2,712,000 | 4,954 |
| Net interest income | $2,870,000 | 5,332 |
| Provision for loan and lease losses | $47,000 | 6,669 |
| Total noninterest income | $428,000 | 5,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 3,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,379 |
| Total noninterest expense | $1,866,000 | 5,943 |
| Salaries and employee benefits | $1,015,000 | 5,825 |
| Premises and equipment expense | $238,000 | 6,214 |
| Additional noninterest expense | $613,000 | 5,748 |
| Pre-tax net operating income | $1,385,000 | 4,332 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $477,000 | 3,731 |
| Income before extraordinary items | $908,000 | 4,721 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $908,000 | 4,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $908,000 | 4,682 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 5,484 |
| Total interest expense | $2,692,000 | 5,114 |
| Net interest income | $2,556,000 | 5,758 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $228,000 | 7,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $1,572,000 | 6,495 |
| Salaries and employee benefits | $850,000 | 6,472 |
| Premises and equipment expense | $218,000 | 6,462 |
| Additional noninterest expense | $504,000 | 6,403 |
| Pre-tax net operating income | $1,197,000 | 4,891 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $393,000 | 4,467 |
| Income before extraordinary items | $805,000 | 5,177 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $805,000 | 5,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,077 |
| Cash dividends | $125,000 | 6,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $804,330 | 5,088 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 6,014 |
| Total interest expense | $2,307,000 | 5,709 |
| Net interest income | $2,429,000 | 6,162 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $496,000 | 5,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 5,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 3,726 |
| Total noninterest expense | $1,369,000 | 7,122 |
| Salaries and employee benefits | $747,000 | 7,040 |
| Premises and equipment expense | $180,000 | 7,193 |
| Additional noninterest expense | $442,000 | 6,996 |
| Pre-tax net operating income | $1,421,000 | 4,677 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $534,000 | 4,026 |
| Income before extraordinary items | $887,000 | 5,097 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $887,000 | 5,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $887,000 | 5,051 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 6,776 |
| Total interest expense | $2,053,000 | 6,309 |
| Net interest income | $2,034,000 | 7,072 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $206,000 | 8,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,577 |
| Total noninterest expense | $1,255,000 | 7,813 |
| Salaries and employee benefits | $691,000 | 7,592 |
| Premises and equipment expense | $164,000 | 7,747 |
| Additional noninterest expense | $400,000 | 7,874 |
| Pre-tax net operating income | $985,000 | 5,795 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $355,000 | 5,274 |
| Income before extraordinary items | $630,000 | 6,094 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $630,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $88,000 | 6,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $630,000 | 6,038 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 7,560 |
| Total interest expense | $1,780,000 | 6,947 |
| Net interest income | $1,715,000 | 7,978 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $177,000 | 8,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,521 |
| Total noninterest expense | $1,253,000 | 8,029 |
| Salaries and employee benefits | $631,000 | 8,176 |
| Premises and equipment expense | $127,000 | 8,867 |
| Additional noninterest expense | $495,000 | 7,293 |
| Pre-tax net operating income | $639,000 | 7,649 |
| Securities gains (losses) | $-218,000 | 11,691 |
| Applicable income taxes | $161,000 | 8,078 |
| Income before extraordinary items | $260,000 | 9,326 |
| Extraordinary gains, net | $77,000 | 27 |
| Net income | $337,000 | 8,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $399,520 | 8,053 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 8,355 |
| Total interest expense | $1,241,000 | 7,747 |
| Net interest income | $1,584,000 | 8,633 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $221,000 | 8,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,516 |
| Total noninterest expense | $1,113,000 | 8,933 |
| Salaries and employee benefits | $577,000 | 8,778 |
| Premises and equipment expense | $92,000 | 10,281 |
| Additional noninterest expense | $444,000 | 8,374 |
| Pre-tax net operating income | $692,000 | 7,436 |
| Securities gains (losses) | $-41,000 | 10,890 |
| Applicable income taxes | $233,000 | 6,778 |
| Income before extraordinary items | $418,000 | 8,013 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $418,000 | 8,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 11,219 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $444,240 | 7,812 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 8,700 |
| Total interest expense | $1,368,000 | 7,644 |
| Net interest income | $1,410,000 | 9,383 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $166,000 | 9,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $1,174,000 | 8,991 |
| Salaries and employee benefits | $553,000 | 9,187 |
| Premises and equipment expense | $86,000 | 10,933 |
| Additional noninterest expense | $535,000 | 7,911 |
| Pre-tax net operating income | $362,000 | 9,710 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $131,000 | 9,063 |
| Income before extraordinary items | $231,000 | 10,259 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $231,000 | 10,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $231,000 | 10,012 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 8,855 |
| Total interest expense | $1,738,000 | 7,793 |
| Net interest income | $1,332,000 | 9,871 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $131,000 | 10,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $911,000 | 10,419 |
| Salaries and employee benefits | $474,000 | 10,051 |
| Premises and equipment expense | $70,000 | 11,871 |
| Additional noninterest expense | $367,000 | 9,987 |
| Pre-tax net operating income | $502,000 | 8,399 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $171,000 | 8,144 |
| Income before extraordinary items | $332,000 | 8,906 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $332,000 | 9,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $331,340 | 8,557 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.