Home > Peoples First Community Bank > Income and Expense
Peoples First Community Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $57,731,000 | 450 |
| Total interest expense | $38,606,000 | 237 |
| Net interest income | $19,125,000 | 861 |
| Provision for loan and lease losses | $117,385,000 | 110 |
| Total noninterest income | $3,056,000 | 1,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,056,000 | 842 |
| Total noninterest expense | $37,708,000 | 433 |
| Salaries and employee benefits | $15,845,000 | 467 |
| Premises and equipment expense | $6,720,000 | 319 |
| Additional noninterest expense | $15,143,000 | 425 |
| Pre-tax net operating income | $-132,912,000 | 8,049 |
| Securities gains (losses) | $2,325,000 | 194 |
| Applicable income taxes | $5,296,000 | 218 |
| Income before extraordinary items | $-135,883,000 | 8,047 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-135,883,000 | 8,046 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-135,883,000 | 8,046 |
| Net charge-offs | $86,887,000 | 111 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-138,208,000 | 8,052 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $40,273,000 | 438 |
| Total interest expense | $26,955,000 | 246 |
| Net interest income | $13,318,000 | 811 |
| Provision for loan and lease losses | $82,981,000 | 111 |
| Total noninterest income | $2,628,000 | 1,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,628,000 | 705 |
| Total noninterest expense | $25,643,000 | 438 |
| Salaries and employee benefits | $10,990,000 | 454 |
| Premises and equipment expense | $4,480,000 | 322 |
| Additional noninterest expense | $10,173,000 | 428 |
| Pre-tax net operating income | $-92,678,000 | 8,138 |
| Securities gains (losses) | $1,475,000 | 207 |
| Applicable income taxes | $5,296,000 | 164 |
| Income before extraordinary items | $-96,499,000 | 8,141 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-96,499,000 | 8,139 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-96,499,000 | 8,140 |
| Net charge-offs | $62,189,000 | 105 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-97,974,000 | 8,143 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $20,785,000 | 429 |
| Total interest expense | $13,936,000 | 252 |
| Net interest income | $6,849,000 | 776 |
| Provision for loan and lease losses | $34,918,000 | 131 |
| Total noninterest income | $497,000 | 2,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $497,000 | 1,397 |
| Total noninterest expense | $12,985,000 | 412 |
| Salaries and employee benefits | $5,623,000 | 444 |
| Premises and equipment expense | $2,236,000 | 330 |
| Additional noninterest expense | $5,126,000 | 376 |
| Pre-tax net operating income | $-40,557,000 | 8,184 |
| Securities gains (losses) | $659,000 | 261 |
| Applicable income taxes | $6,581,000 | 91 |
| Income before extraordinary items | $-46,479,000 | 8,191 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-46,479,000 | 8,191 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-46,479,000 | 8,191 |
| Net charge-offs | $20,007,000 | 123 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-47,138,000 | 8,193 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $105,119,000 | 372 |
| Total interest expense | $53,555,000 | 304 |
| Net interest income | $51,564,000 | 433 |
| Provision for loan and lease losses | $48,871,000 | 194 |
| Total noninterest income | $5,884,000 | 926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,884,000 | 570 |
| Total noninterest expense | $49,125,000 | 437 |
| Salaries and employee benefits | $26,003,000 | 373 |
| Premises and equipment expense | $10,047,000 | 289 |
| Additional noninterest expense | $13,075,000 | 535 |
| Pre-tax net operating income | $-40,548,000 | 8,182 |
| Securities gains (losses) | $3,093,000 | 92 |
| Applicable income taxes | $-14,888,000 | 8,206 |
| Income before extraordinary items | $-22,567,000 | 8,113 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-22,567,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,375,000 | 163 |
| Cash dividends | $2,580,000 | 1,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-24,546,520 | 8,142 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $82,214,000 | 376 |
| Total interest expense | $40,308,000 | 321 |
| Net interest income | $41,906,000 | 415 |
| Provision for loan and lease losses | $39,871,000 | 156 |
| Total noninterest income | $4,883,000 | 894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,883,000 | 565 |
| Total noninterest expense | $37,660,000 | 424 |
| Salaries and employee benefits | $20,003,000 | 378 |
| Premises and equipment expense | $7,707,000 | 290 |
| Additional noninterest expense | $9,950,000 | 489 |
| Pre-tax net operating income | $-30,742,000 | 8,313 |
| Securities gains (losses) | $2,516,000 | 96 |
| Applicable income taxes | $-11,307,000 | 8,315 |
| Income before extraordinary items | $-16,919,000 | 8,266 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-16,919,000 | 8,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,381,000 | 136 |
| Cash dividends | $2,580,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-18,529,240 | 8,283 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $57,187,000 | 372 |
| Total interest expense | $26,949,000 | 335 |
| Net interest income | $30,238,000 | 396 |
| Provision for loan and lease losses | $26,371,000 | 147 |
| Total noninterest income | $3,333,000 | 881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,333,000 | 579 |
| Total noninterest expense | $26,198,000 | 405 |
| Salaries and employee benefits | $14,096,000 | 366 |
| Premises and equipment expense | $5,374,000 | 270 |
| Additional noninterest expense | $6,728,000 | 475 |
| Pre-tax net operating income | $-18,998,000 | 8,392 |
| Securities gains (losses) | $1,704,000 | 130 |
| Applicable income taxes | $-6,947,000 | 8,390 |
| Income before extraordinary items | $-10,347,000 | 8,365 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,347,000 | 8,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,270,000 | 140 |
| Cash dividends | $2,580,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-11,437,560 | 8,367 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $30,787,000 | 358 |
| Total interest expense | $14,153,000 | 342 |
| Net interest income | $16,634,000 | 363 |
| Provision for loan and lease losses | $25,171,000 | 101 |
| Total noninterest income | $1,607,000 | 913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,607,000 | 596 |
| Total noninterest expense | $12,871,000 | 408 |
| Salaries and employee benefits | $6,641,000 | 389 |
| Premises and equipment expense | $2,630,000 | 281 |
| Additional noninterest expense | $3,600,000 | 444 |
| Pre-tax net operating income | $-19,801,000 | 8,466 |
| Securities gains (losses) | $702,000 | 187 |
| Applicable income taxes | $-7,529,000 | 8,465 |
| Income before extraordinary items | $-11,570,000 | 8,455 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-11,570,000 | 8,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,538,000 | 131 |
| Cash dividends | $1,290,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-12,019,280 | 8,455 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $132,365,000 | 353 |
| Total interest expense | $60,063,000 | 351 |
| Net interest income | $72,302,000 | 345 |
| Provision for loan and lease losses | $1,350,000 | 1,144 |
| Total noninterest income | $8,527,000 | 699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,527,000 | 456 |
| Total noninterest expense | $53,125,000 | 383 |
| Salaries and employee benefits | $29,268,000 | 342 |
| Premises and equipment expense | $10,512,000 | 260 |
| Additional noninterest expense | $13,345,000 | 468 |
| Pre-tax net operating income | $26,354,000 | 382 |
| Securities gains (losses) | $2,686,000 | 90 |
| Applicable income taxes | $10,794,000 | 309 |
| Income before extraordinary items | $18,246,000 | 382 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,246,000 | 379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,856,000 | 651 |
| Cash dividends | $6,570,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $16,526,960 | 406 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $99,710,000 | 352 |
| Total interest expense | $44,777,000 | 358 |
| Net interest income | $54,933,000 | 337 |
| Provision for loan and lease losses | $1,050,000 | 869 |
| Total noninterest income | $6,505,000 | 693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,505,000 | 456 |
| Total noninterest expense | $39,648,000 | 384 |
| Salaries and employee benefits | $21,710,000 | 347 |
| Premises and equipment expense | $7,883,000 | 256 |
| Additional noninterest expense | $10,055,000 | 450 |
| Pre-tax net operating income | $20,740,000 | 403 |
| Securities gains (losses) | $2,061,000 | 95 |
| Applicable income taxes | $8,492,000 | 328 |
| Income before extraordinary items | $14,309,000 | 403 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $14,309,000 | 401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $844,000 | 734 |
| Cash dividends | $5,280,000 | 548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $12,989,960 | 429 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $66,353,000 | 357 |
| Total interest expense | $29,366,000 | 368 |
| Net interest income | $36,987,000 | 340 |
| Provision for loan and lease losses | $750,000 | 740 |
| Total noninterest income | $4,216,000 | 732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,216,000 | 485 |
| Total noninterest expense | $26,113,000 | 394 |
| Salaries and employee benefits | $14,200,000 | 366 |
| Premises and equipment expense | $5,299,000 | 265 |
| Additional noninterest expense | $6,614,000 | 466 |
| Pre-tax net operating income | $14,340,000 | 420 |
| Securities gains (losses) | $1,306,000 | 100 |
| Applicable income taxes | $5,834,000 | 347 |
| Income before extraordinary items | $9,812,000 | 434 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,812,000 | 433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $763,000 | 538 |
| Cash dividends | $4,020,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $8,976,160 | 447 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $33,166,000 | 360 |
| Total interest expense | $14,435,000 | 374 |
| Net interest income | $18,731,000 | 342 |
| Provision for loan and lease losses | $450,000 | 568 |
| Total noninterest income | $2,016,000 | 749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,016,000 | 491 |
| Total noninterest expense | $12,757,000 | 399 |
| Salaries and employee benefits | $6,869,000 | 382 |
| Premises and equipment expense | $2,685,000 | 262 |
| Additional noninterest expense | $3,203,000 | 462 |
| Pre-tax net operating income | $7,540,000 | 404 |
| Securities gains (losses) | $625,000 | 97 |
| Applicable income taxes | $3,049,000 | 339 |
| Income before extraordinary items | $5,116,000 | 406 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,116,000 | 405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 881 |
| Cash dividends | $2,760,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,716,000 | 430 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $122,861,000 | 356 |
| Total interest expense | $44,697,000 | 404 |
| Net interest income | $78,164,000 | 318 |
| Provision for loan and lease losses | $1,725,000 | 632 |
| Total noninterest income | $15,780,000 | 453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,780,000 | 313 |
| Total noninterest expense | $51,458,000 | 377 |
| Salaries and employee benefits | $27,757,000 | 352 |
| Premises and equipment expense | $9,864,000 | 267 |
| Additional noninterest expense | $13,837,000 | 424 |
| Pre-tax net operating income | $40,761,000 | 320 |
| Securities gains (losses) | $2,244,000 | 100 |
| Applicable income taxes | $16,067,000 | 283 |
| Income before extraordinary items | $26,938,000 | 337 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $26,938,000 | 335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 1,615 |
| Cash dividends | $5,191,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $25,501,840 | 346 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $89,767,000 | 371 |
| Total interest expense | $30,682,000 | 438 |
| Net interest income | $59,085,000 | 330 |
| Provision for loan and lease losses | $1,275,000 | 618 |
| Total noninterest income | $13,582,000 | 423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,582,000 | 300 |
| Total noninterest expense | $38,423,000 | 380 |
| Salaries and employee benefits | $20,589,000 | 363 |
| Premises and equipment expense | $7,374,000 | 276 |
| Additional noninterest expense | $10,460,000 | 437 |
| Pre-tax net operating income | $32,969,000 | 324 |
| Securities gains (losses) | $1,559,000 | 112 |
| Applicable income taxes | $12,896,000 | 288 |
| Income before extraordinary items | $21,632,000 | 342 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $21,632,000 | 341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,725 |
| Cash dividends | $3,780,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $20,634,240 | 342 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $57,626,000 | 379 |
| Total interest expense | $18,194,000 | 462 |
| Net interest income | $39,432,000 | 332 |
| Provision for loan and lease losses | $825,000 | 634 |
| Total noninterest income | $9,506,000 | 406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,506,000 | 296 |
| Total noninterest expense | $24,932,000 | 395 |
| Salaries and employee benefits | $13,488,000 | 375 |
| Premises and equipment expense | $4,845,000 | 277 |
| Additional noninterest expense | $6,599,000 | 451 |
| Pre-tax net operating income | $23,181,000 | 314 |
| Securities gains (losses) | $1,117,000 | 104 |
| Applicable income taxes | $9,045,000 | 279 |
| Income before extraordinary items | $15,253,000 | 325 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,253,000 | 324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,267 |
| Cash dividends | $2,520,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $14,538,120 | 334 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $27,586,000 | 381 |
| Total interest expense | $8,323,000 | 471 |
| Net interest income | $19,263,000 | 337 |
| Provision for loan and lease losses | $375,000 | 640 |
| Total noninterest income | $5,333,000 | 367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,333,000 | 271 |
| Total noninterest expense | $12,135,000 | 408 |
| Salaries and employee benefits | $6,582,000 | 388 |
| Premises and equipment expense | $2,382,000 | 285 |
| Additional noninterest expense | $3,171,000 | 467 |
| Pre-tax net operating income | $12,086,000 | 297 |
| Securities gains (losses) | $596,000 | 96 |
| Applicable income taxes | $4,656,000 | 259 |
| Income before extraordinary items | $8,026,000 | 305 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,026,000 | 304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 897 |
| Cash dividends | $1,260,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $7,644,560 | 309 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $95,196,000 | 386 |
| Total interest expense | $25,554,000 | 469 |
| Net interest income | $69,642,000 | 356 |
| Provision for loan and lease losses | $1,425,000 | 754 |
| Total noninterest income | $13,199,000 | 518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,199,000 | 368 |
| Total noninterest expense | $47,739,000 | 401 |
| Salaries and employee benefits | $25,594,000 | 377 |
| Premises and equipment expense | $9,352,000 | 281 |
| Additional noninterest expense | $12,793,000 | 456 |
| Pre-tax net operating income | $33,677,000 | 367 |
| Securities gains (losses) | $3,824,000 | 95 |
| Applicable income taxes | $14,131,000 | 314 |
| Income before extraordinary items | $23,370,000 | 380 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $23,370,000 | 381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,272 |
| Cash dividends | $3,605,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $20,922,640 | 395 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $68,945,000 | 385 |
| Total interest expense | $18,300,000 | 461 |
| Net interest income | $50,645,000 | 361 |
| Provision for loan and lease losses | $1,050,000 | 726 |
| Total noninterest income | $9,881,000 | 520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,881,000 | 365 |
| Total noninterest expense | $35,773,000 | 401 |
| Salaries and employee benefits | $19,245,000 | 371 |
| Premises and equipment expense | $7,057,000 | 281 |
| Additional noninterest expense | $9,471,000 | 455 |
| Pre-tax net operating income | $23,703,000 | 386 |
| Securities gains (losses) | $3,015,000 | 100 |
| Applicable income taxes | $10,044,000 | 327 |
| Income before extraordinary items | $16,674,000 | 391 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $16,674,000 | 392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,262 |
| Cash dividends | $2,345,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $14,744,400 | 410 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $43,754,000 | 389 |
| Total interest expense | $11,627,000 | 452 |
| Net interest income | $32,127,000 | 365 |
| Provision for loan and lease losses | $675,000 | 748 |
| Total noninterest income | $5,984,000 | 547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,984,000 | 388 |
| Total noninterest expense | $23,453,000 | 405 |
| Salaries and employee benefits | $12,516,000 | 376 |
| Premises and equipment expense | $4,786,000 | 271 |
| Additional noninterest expense | $6,151,000 | 462 |
| Pre-tax net operating income | $13,983,000 | 419 |
| Securities gains (losses) | $1,613,000 | 119 |
| Applicable income taxes | $5,825,000 | 354 |
| Income before extraordinary items | $9,771,000 | 420 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $9,771,000 | 420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,032 |
| Cash dividends | $1,110,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $8,738,680 | 441 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $20,891,000 | 395 |
| Total interest expense | $5,517,000 | 458 |
| Net interest income | $15,374,000 | 377 |
| Provision for loan and lease losses | $300,000 | 755 |
| Total noninterest income | $2,815,000 | 555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,815,000 | 384 |
| Total noninterest expense | $11,304,000 | 408 |
| Salaries and employee benefits | $5,849,000 | 393 |
| Premises and equipment expense | $2,428,000 | 268 |
| Additional noninterest expense | $3,027,000 | 465 |
| Pre-tax net operating income | $6,585,000 | 432 |
| Securities gains (losses) | $755,000 | 119 |
| Applicable income taxes | $2,724,000 | 373 |
| Income before extraordinary items | $4,616,000 | 433 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,616,000 | 433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 715 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,132,800 | 457 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $75,910,000 | 394 |
| Total interest expense | $19,990,000 | 426 |
| Net interest income | $55,920,000 | 392 |
| Provision for loan and lease losses | $1,200,000 | 884 |
| Total noninterest income | $15,176,000 | 457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,176,000 | 323 |
| Total noninterest expense | $46,048,000 | 399 |
| Salaries and employee benefits | $25,183,000 | 363 |
| Premises and equipment expense | $8,869,000 | 283 |
| Additional noninterest expense | $11,996,000 | 468 |
| Pre-tax net operating income | $23,848,000 | 436 |
| Securities gains (losses) | $3,451,000 | 142 |
| Applicable income taxes | $10,092,000 | 368 |
| Income before extraordinary items | $17,207,000 | 429 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $17,207,000 | 430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 1,026 |
| Cash dividends | $4,440,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $14,998,360 | 470 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $55,862,000 | 393 |
| Total interest expense | $14,689,000 | 427 |
| Net interest income | $41,173,000 | 396 |
| Provision for loan and lease losses | $900,000 | 852 |
| Total noninterest income | $8,696,000 | 554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,696,000 | 380 |
| Total noninterest expense | $33,842,000 | 408 |
| Salaries and employee benefits | $18,520,000 | 371 |
| Premises and equipment expense | $6,438,000 | 291 |
| Additional noninterest expense | $8,884,000 | 471 |
| Pre-tax net operating income | $15,127,000 | 483 |
| Securities gains (losses) | $2,648,000 | 149 |
| Applicable income taxes | $6,516,000 | 400 |
| Income before extraordinary items | $11,259,000 | 476 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $11,259,000 | 476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 874 |
| Cash dividends | $2,220,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,564,280 | 527 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $36,320,000 | 401 |
| Total interest expense | $9,666,000 | 427 |
| Net interest income | $26,654,000 | 401 |
| Provision for loan and lease losses | $600,000 | 825 |
| Total noninterest income | $5,605,000 | 569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,605,000 | 387 |
| Total noninterest expense | $21,846,000 | 419 |
| Salaries and employee benefits | $11,883,000 | 383 |
| Premises and equipment expense | $4,168,000 | 297 |
| Additional noninterest expense | $5,795,000 | 476 |
| Pre-tax net operating income | $9,813,000 | 491 |
| Securities gains (losses) | $1,698,000 | 165 |
| Applicable income taxes | $4,212,000 | 411 |
| Income before extraordinary items | $7,299,000 | 486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,299,000 | 486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 800 |
| Cash dividends | $2,220,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,212,280 | 543 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $17,905,000 | 413 |
| Total interest expense | $4,827,000 | 438 |
| Net interest income | $13,078,000 | 413 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $2,579,000 | 601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,579,000 | 407 |
| Total noninterest expense | $10,806,000 | 423 |
| Salaries and employee benefits | $5,908,000 | 397 |
| Premises and equipment expense | $2,065,000 | 305 |
| Additional noninterest expense | $2,833,000 | 479 |
| Pre-tax net operating income | $4,551,000 | 522 |
| Securities gains (losses) | $636,000 | 221 |
| Applicable income taxes | $1,884,000 | 453 |
| Income before extraordinary items | $3,303,000 | 541 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,303,000 | 540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 837 |
| Cash dividends | $1,110,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,895,960 | 560 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $71,089,000 | 422 |
| Total interest expense | $23,637,000 | 389 |
| Net interest income | $47,452,000 | 430 |
| Provision for loan and lease losses | $1,200,000 | 979 |
| Total noninterest income | $11,230,000 | 598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,230,000 | 411 |
| Total noninterest expense | $42,527,000 | 433 |
| Salaries and employee benefits | $21,887,000 | 412 |
| Premises and equipment expense | $8,407,000 | 304 |
| Additional noninterest expense | $12,233,000 | 473 |
| Pre-tax net operating income | $14,955,000 | 604 |
| Securities gains (losses) | $6,739,000 | 141 |
| Applicable income taxes | $7,905,000 | 437 |
| Income before extraordinary items | $13,789,000 | 513 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $13,789,000 | 515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 1,400 |
| Cash dividends | $4,440,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,476,040 | 644 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $53,248,000 | 428 |
| Total interest expense | $18,012,000 | 405 |
| Net interest income | $35,236,000 | 448 |
| Provision for loan and lease losses | $900,000 | 969 |
| Total noninterest income | $8,724,000 | 610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,724,000 | 418 |
| Total noninterest expense | $32,123,000 | 439 |
| Salaries and employee benefits | $16,527,000 | 421 |
| Premises and equipment expense | $6,333,000 | 314 |
| Additional noninterest expense | $9,263,000 | 473 |
| Pre-tax net operating income | $10,937,000 | 634 |
| Securities gains (losses) | $5,858,000 | 149 |
| Applicable income taxes | $6,133,000 | 431 |
| Income before extraordinary items | $10,662,000 | 515 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $10,662,000 | 515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,795 |
| Cash dividends | $3,330,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,912,880 | 687 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $35,612,000 | 434 |
| Total interest expense | $12,199,000 | 414 |
| Net interest income | $23,413,000 | 451 |
| Provision for loan and lease losses | $600,000 | 971 |
| Total noninterest income | $5,429,000 | 628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,429,000 | 445 |
| Total noninterest expense | $21,252,000 | 444 |
| Salaries and employee benefits | $10,759,000 | 427 |
| Premises and equipment expense | $4,317,000 | 317 |
| Additional noninterest expense | $6,176,000 | 478 |
| Pre-tax net operating income | $6,990,000 | 652 |
| Securities gains (losses) | $3,533,000 | 163 |
| Applicable income taxes | $3,826,000 | 464 |
| Income before extraordinary items | $6,697,000 | 548 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,697,000 | 548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,173 |
| Cash dividends | $2,220,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,435,880 | 706 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $17,825,000 | 443 |
| Total interest expense | $6,184,000 | 424 |
| Net interest income | $11,641,000 | 459 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $2,455,000 | 678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,455,000 | 476 |
| Total noninterest expense | $10,533,000 | 441 |
| Salaries and employee benefits | $5,378,000 | 430 |
| Premises and equipment expense | $2,214,000 | 315 |
| Additional noninterest expense | $2,941,000 | 495 |
| Pre-tax net operating income | $3,263,000 | 703 |
| Securities gains (losses) | $1,698,000 | 164 |
| Applicable income taxes | $1,796,000 | 493 |
| Income before extraordinary items | $3,165,000 | 559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,165,000 | 557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 716 |
| Cash dividends | $1,110,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,078,280 | 750 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $77,342,000 | 432 |
| Total interest expense | $28,022,000 | 434 |
| Net interest income | $49,320,000 | 433 |
| Provision for loan and lease losses | $1,125,000 | 1,214 |
| Total noninterest income | $9,911,000 | 636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,911,000 | 443 |
| Total noninterest expense | $41,230,000 | 436 |
| Salaries and employee benefits | $20,780,000 | 416 |
| Premises and equipment expense | $8,831,000 | 296 |
| Additional noninterest expense | $11,619,000 | 497 |
| Pre-tax net operating income | $16,876,000 | 536 |
| Securities gains (losses) | $4,872,000 | 157 |
| Applicable income taxes | $7,784,000 | 427 |
| Income before extraordinary items | $13,964,000 | 489 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $13,964,000 | 492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $909,000 | 1,059 |
| Cash dividends | $3,330,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $10,845,920 | 568 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $91,932,000 | 414 |
| Total interest expense | $46,195,000 | 404 |
| Net interest income | $45,737,000 | 430 |
| Provision for loan and lease losses | $2,581,000 | 570 |
| Total noninterest income | $9,444,000 | 627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,444,000 | 430 |
| Total noninterest expense | $40,168,000 | 433 |
| Salaries and employee benefits | $19,598,000 | 413 |
| Premises and equipment expense | $8,286,000 | 306 |
| Additional noninterest expense | $12,284,000 | 493 |
| Pre-tax net operating income | $12,432,000 | 627 |
| Securities gains (losses) | $3,440,000 | 173 |
| Applicable income taxes | $5,475,000 | 514 |
| Income before extraordinary items | $10,397,000 | 562 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $10,397,000 | 563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,231,000 | 532 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 183 |
| Net operating income | $8,126,600 | 666 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $94,930,000 | 423 |
| Total interest expense | $49,833,000 | 427 |
| Net interest income | $45,097,000 | 438 |
| Provision for loan and lease losses | $5,787,000 | 289 |
| Total noninterest income | $9,048,000 | 627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,048,000 | 446 |
| Total noninterest expense | $35,678,000 | 458 |
| Salaries and employee benefits | $17,648,000 | 427 |
| Premises and equipment expense | $7,680,000 | 317 |
| Additional noninterest expense | $10,350,000 | 565 |
| Pre-tax net operating income | $12,680,000 | 633 |
| Securities gains (losses) | $1,596,000 | 117 |
| Applicable income taxes | $4,738,000 | 572 |
| Income before extraordinary items | $9,538,000 | 594 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $9,538,000 | 594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,230,000 | 648 |
| Cash dividends | $500,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,468,680 | 649 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $70,884,000 | 523 |
| Total interest expense | $32,749,000 | 527 |
| Net interest income | $38,135,000 | 512 |
| Provision for loan and lease losses | $900,000 | 1,061 |
| Total noninterest income | $8,055,000 | 701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $8,055,000 | 497 |
| Total noninterest expense | $31,687,000 | 524 |
| Salaries and employee benefits | $16,157,000 | 475 |
| Premises and equipment expense | $6,387,000 | 374 |
| Additional noninterest expense | $9,143,000 | 647 |
| Pre-tax net operating income | $13,603,000 | 642 |
| Securities gains (losses) | $2,639,000 | 112 |
| Applicable income taxes | $5,265,000 | 581 |
| Income before extraordinary items | $10,977,000 | 579 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,977,000 | 579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,314 |
| Cash dividends | $2,000,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $-557,000 | 10,156 |
| Net operating income | $9,182,480 | 651 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $65,688,000 | 557 |
| Total interest expense | $31,070,000 | 559 |
| Net interest income | $34,618,000 | 538 |
| Provision for loan and lease losses | $900,000 | 1,057 |
| Total noninterest income | $7,189,000 | 734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-23,000 | 4,422 |
| Additional Noninterest Income | $7,212,000 | 515 |
| Total noninterest expense | $28,440,000 | 549 |
| Salaries and employee benefits | $14,969,000 | 486 |
| Premises and equipment expense | $5,844,000 | 387 |
| Additional noninterest expense | $7,627,000 | 716 |
| Pre-tax net operating income | $12,467,000 | 656 |
| Securities gains (losses) | $2,868,000 | 185 |
| Applicable income taxes | $5,745,000 | 517 |
| Income before extraordinary items | $9,590,000 | 611 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,590,000 | 610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,129 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,754,480 | 709 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $59,804,000 | 598 |
| Total interest expense | $29,435,000 | 589 |
| Net interest income | $30,369,000 | 604 |
| Provision for loan and lease losses | $900,000 | 1,074 |
| Total noninterest income | $8,114,000 | 657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $8,114,000 | 468 |
| Total noninterest expense | $23,280,000 | 657 |
| Salaries and employee benefits | $11,528,000 | 603 |
| Premises and equipment expense | $5,018,000 | 440 |
| Additional noninterest expense | $6,734,000 | 776 |
| Pre-tax net operating income | $14,303,000 | 604 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $5,374,000 | 582 |
| Income before extraordinary items | $8,929,000 | 650 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,929,000 | 650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,206 |
| Cash dividends | $750,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,929,000 | 630 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $51,331,000 | 722 |
| Total interest expense | $26,388,000 | 676 |
| Net interest income | $24,943,000 | 760 |
| Provision for loan and lease losses | $825,000 | 1,177 |
| Total noninterest income | $6,285,000 | 819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,285,000 | 558 |
| Total noninterest expense | $22,815,000 | 710 |
| Salaries and employee benefits | $8,891,000 | 786 |
| Premises and equipment expense | $4,425,000 | 515 |
| Additional noninterest expense | $9,499,000 | 704 |
| Pre-tax net operating income | $7,588,000 | 1,000 |
| Securities gains (losses) | $35,000 | 1,578 |
| Applicable income taxes | $2,798,000 | 925 |
| Income before extraordinary items | $4,825,000 | 1,078 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,825,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 10,693 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,802,600 | 1,060 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $45,234,000 | 826 |
| Total interest expense | $25,245,000 | 727 |
| Net interest income | $19,989,000 | 932 |
| Provision for loan and lease losses | $750,000 | 1,161 |
| Total noninterest income | $5,783,000 | 870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,783,000 | 605 |
| Total noninterest expense | $17,668,000 | 883 |
| Salaries and employee benefits | $7,650,000 | 897 |
| Premises and equipment expense | $3,915,000 | 606 |
| Additional noninterest expense | $6,103,000 | 957 |
| Pre-tax net operating income | $7,354,000 | 1,064 |
| Securities gains (losses) | $31,000 | 1,605 |
| Applicable income taxes | $2,775,000 | 966 |
| Income before extraordinary items | $4,610,000 | 1,143 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,610,000 | 1,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,875 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $4,590,160 | 1,128 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $38,555,000 | 851 |
| Total interest expense | $17,192,000 | 812 |
| Net interest income | $21,363,000 | 873 |
| Provision for loan and lease losses | $625,000 | 1,295 |
| Total noninterest income | $3,037,000 | 1,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,037,000 | 867 |
| Total noninterest expense | $16,273,000 | 947 |
| Salaries and employee benefits | $7,624,000 | 897 |
| Premises and equipment expense | $3,305,000 | 701 |
| Additional noninterest expense | $5,344,000 | 1,108 |
| Pre-tax net operating income | $7,502,000 | 1,017 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $2,199,000 | 1,103 |
| Income before extraordinary items | $5,296,000 | 969 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,296,000 | 966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 11,116 |
| Cash dividends | $735,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $-1,500,000 | 12,578 |
| Net operating income | $5,300,970 | 978 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $34,606,000 | 931 |
| Total interest expense | $15,024,000 | 930 |
| Net interest income | $19,582,000 | 948 |
| Provision for loan and lease losses | $800,000 | 1,514 |
| Total noninterest income | $2,951,000 | 1,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,951,000 | 970 |
| Total noninterest expense | $13,875,000 | 1,129 |
| Salaries and employee benefits | $6,749,000 | 1,015 |
| Premises and equipment expense | $2,574,000 | 873 |
| Additional noninterest expense | $4,552,000 | 1,372 |
| Pre-tax net operating income | $7,858,000 | 926 |
| Securities gains (losses) | $196,000 | 1,719 |
| Applicable income taxes | $3,221,000 | 802 |
| Income before extraordinary items | $4,833,000 | 1,076 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,833,000 | 1,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 12,527 |
| Cash dividends | $655,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $-1,000,000 | 13,252 |
| Net operating income | $4,707,560 | 1,029 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $30,265,000 | 1,212 |
| Total interest expense | $13,984,000 | 1,269 |
| Net interest income | $16,281,000 | 1,143 |
| Provision for loan and lease losses | $858,000 | 2,059 |
| Total noninterest income | $2,155,000 | 1,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,155,000 | 1,179 |
| Total noninterest expense | $10,559,000 | 1,457 |
| Salaries and employee benefits | $5,184,000 | 1,295 |
| Premises and equipment expense | $1,866,000 | 1,180 |
| Additional noninterest expense | $3,509,000 | 1,749 |
| Pre-tax net operating income | $7,019,000 | 927 |
| Securities gains (losses) | $-11,000 | 13,323 |
| Applicable income taxes | $2,804,000 | 833 |
| Income before extraordinary items | $4,204,000 | 1,122 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,204,000 | 1,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 4,061 |
| Cash dividends | $494,000 | 2,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,211,040 | 1,030 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.