Home > Peoples Exchange Bank > Net charge- offs to loans
Peoples Exchange Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 1,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 946 |
| Percentage Net Loans Charged-off:Construction & development | -0.0153% | 4,312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0357% | 4,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1623% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1623% | 514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 1,877 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,582 |
| Percentage Net Loans Charged-off:Construction & development | -0.0205% | 4,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 3,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0313% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0313% | 540 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0094% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,760 |
| Percentage Net Loans Charged-off:Construction & development | -0.0319% | 4,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 3,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8179% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8179% | 674 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0067% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 3,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5181% | 934 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5181% | 865 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,316 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 4,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 3,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3056% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3056% | 357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,295 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 4,403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 3,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3894% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3894% | 289 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 1,466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,305 |
| Percentage Net Loans Charged-off:Construction & development | -0.0164% | 4,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 3,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2416% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2416% | 352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,535 |
| Percentage Net Loans Charged-off:Construction & development | -0.0347% | 4,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 3,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0688% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0688% | 418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 3,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 3,877 |
| Percentage Net Loans Charged-off:Construction & development | -0.1950% | 4,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0296% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1047% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4329% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4329% | 870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0152% | 3,852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,006 |
| Percentage Net Loans Charged-off:Construction & development | -0.2725% | 4,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0387% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 3,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1504% | 1,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1504% | 1,459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0200% | 3,996 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,222 |
| Percentage Net Loans Charged-off:Construction & development | -0.4231% | 4,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0572% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 3,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3698% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3698% | 834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0455% | 4,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0451% | 4,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.9233% | 4,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1111% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0198% | 3,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2176% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2176% | 1,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 2,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 4,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1847% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1847% | 456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 1,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 3,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2121% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2121% | 433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 4,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8110% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8110% | 761 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0489% | 4,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7184% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7184% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 2,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2980% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9918% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9918% | 298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0509% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 4,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2608% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1195% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1195% | 260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 1,804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 4,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3005% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4028% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4028% | 219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 4,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 4,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6367% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4188% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4188% | 155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 2,534 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,280 |
| Percentage Net Loans Charged-off:Construction & development | -0.0390% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 4,424 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 3,585 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 4,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 4,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0774% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0774% | 146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0436% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,170 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 4,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,411 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0177% | 3,645 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 4,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0243% | 4,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9808% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9808% | 155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 2,215 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,143 |
| Percentage Net Loans Charged-off:Construction & development | -0.0290% | 4,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 4,354 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0268% | 3,734 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0369% | 4,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3260% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3260% | 211 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | -0.0370% | 4,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 961 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0367% | 4,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6523% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6523% | 402 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 2,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.1917% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0170% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 3,777 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 4,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4613% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1721% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1721% | 655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 1,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.2626% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0140% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 4,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6428% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0402% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0402% | 698 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 2,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 1,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.4156% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0387% | 5,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0419% | 5,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1098% | 4,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9689% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9689% | 737 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 1,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.6643% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0357% | 5,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0388% | 5,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2328% | 5,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5668% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5668% | 1,191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0607% | 1,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.3474% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 1,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0771% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0645% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9332% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9332% | 908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5284% | 651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.3152% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1095% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1021% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1102% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7123% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7123% | 1,081 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3958% | 618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1112% | 1,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1038% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0370% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1742% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1500% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1764% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6751% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6751% | 1,074 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1721% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1786% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1836% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0470% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3360% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3005% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3392% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7063% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7063% | 975 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 2,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 2,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.2552% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 1,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1148% | 1,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0829% | 2,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9327% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9327% | 789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1334% | 962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0952% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0782% | 1,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.2928% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1218% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1343% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1121% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6117% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6116% | 1,129 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1749% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1026% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0915% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.2147% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1528% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1688% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1678% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1580% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1580% | 2,293 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2567% | 617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 2,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0443% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2491% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3109% | 1,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3109% | 1,570 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 3,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 3,142 |
| Percentage Net Loans Charged-off:Construction & development | -0.0902% | 5,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1069% | 1,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 3,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2064% | 691 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 3,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2185% | 1,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0123% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0123% | 820 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8419% | 5,820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 3,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 3,084 |
| Percentage Net Loans Charged-off:Construction & development | -0.1194% | 5,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0786% | 1,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 2,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2795% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 5,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1860% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1508% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1510% | 664 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0315% | 5,505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 3,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 2,923 |
| Percentage Net Loans Charged-off:Construction & development | -0.1815% | 5,505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0858% | 1,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 2,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3009% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 5,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2732% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9038% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9038% | 886 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0252% | 5,514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 5,521 |
| Percentage Net Loans Charged-off:Construction & development | -0.3456% | 5,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0703% | 839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 5,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 5,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6019% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0458% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0458% | 765 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0514% | 5,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1834% | 3,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1593% | 2,635 |
| Percentage Net Loans Charged-off:Construction & development | -0.0347% | 5,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1535% | 1,871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2380% | 2,011 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 4,662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2635% | 1,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1604% | 2,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5920% | 1,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5920% | 1,707 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5192% | 654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2057% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1628% | 2,431 |
| Percentage Net Loans Charged-off:Construction & development | -0.0387% | 5,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1865% | 1,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2257% | 1,948 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0127% | 4,652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2494% | 1,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2466% | 1,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6839% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6839% | 1,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8410% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 3,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 2,892 |
| Percentage Net Loans Charged-off:Construction & development | -0.0454% | 5,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0648% | 1,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1255% | 2,386 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0190% | 4,655 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1399% | 2,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2841% | 1,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8029% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8029% | 1,140 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3964% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 2,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1280% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | -0.0218% | 5,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1292% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1732% | 1,775 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0379% | 4,737 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1945% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0970% | 1,452 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0529% | 5,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0529% | 5,459 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2539% | 602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4618% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4049% | 2,280 |
| Percentage Net Loans Charged-off:Construction & development | 1.5406% | 1,241 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 6,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5430% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0900% | 1,620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5898% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7641% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5953% | 2,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5953% | 1,967 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2922% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5283% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4806% | 1,946 |
| Percentage Net Loans Charged-off:Construction & development | 1.9138% | 1,053 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 6,407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6333% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1197% | 1,386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6865% | 1,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8587% | 1,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4621% | 2,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4621% | 2,096 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2390% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6917% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6536% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 2.7907% | 796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8252% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0897% | 1,239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9011% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1842% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3958% | 2,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3958% | 2,124 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9421% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3104% | 2,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2442% | 2,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.6232% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3264% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2117% | 865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3382% | 1,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8360% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9215% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9215% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1764% | 692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3585% | 3,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2920% | 3,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.2643% | 2,624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0504% | 3,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2319% | 3,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4308% | 1,324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2085% | 3,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4410% | 2,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9407% | 1,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8213% | 1,706 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1865% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4145% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3159% | 3,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.2927% | 2,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0683% | 2,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2014% | 3,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4723% | 1,116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1686% | 3,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9475% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6595% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5576% | 2,101 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2568% | 467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5037% | 2,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3952% | 2,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.4472% | 1,943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1037% | 2,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1716% | 3,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6109% | 909 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 3,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9699% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8970% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7212% | 1,616 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5769% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4522% | 2,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3266% | 2,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.2001% | 1,541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2417% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8886% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1614% | 2,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1624% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3727% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0064% | 1,066 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6299% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4630% | 3,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2385% | 4,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.3823% | 2,941 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1703% | 2,919 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0387% | 689 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1762% | 3,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5423% | 1,220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1277% | 3,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5947% | 3,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1657% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1046% | 356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4471% | 3,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1656% | 4,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.5423% | 2,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1659% | 2,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4098% | 516 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 3,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2774% | 1,350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 3,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5472% | 2,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0193% | 1,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4291% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4517% | 3,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1384% | 3,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.8510% | 2,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9994% | 362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0557% | 3,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0635% | 3,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3076% | 2,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0153% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7734% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4576% | 2,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1956% | 2,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.8562% | 1,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5325% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0723% | 2,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0824% | 2,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 2,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4923% | 2,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2304% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3083% | 4,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1861% | 4,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.2544% | 3,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0605% | 3,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3051% | 2,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8878% | 916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2196% | 3,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5493% | 3,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1179% | 2,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2913% | 884 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2993% | 4,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1698% | 3,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0569% | 3,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0789% | 2,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2921% | 2,432 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0006% | 714 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1866% | 2,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5726% | 3,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2844% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1826% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3281% | 3,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1633% | 3,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 2,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3374% | 1,962 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3045% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1917% | 2,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8724% | 2,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8371% | 2,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8632% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1671% | 3,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1890% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4057% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3759% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1115% | 1,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1768% | 7,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7105% | 2,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0418% | 6,739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3492% | 3,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2750% | 2,448 |
| Percentage Net Loans Charged-off:Construction & development | 1.6262% | 1,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1119% | 1,706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2612% | 1,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0603% | 1,276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2907% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6281% | 2,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4767% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0296% | 6,824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3536% | 2,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2616% | 1,837 |
| Percentage Net Loans Charged-off:Construction & development | 2.2798% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 1,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1984% | 1,725 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0532% | 5,990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2362% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8697% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2647% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0397% | 6,859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3955% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3549% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | 3.3868% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2638% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0597% | 5,988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3133% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7320% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8267% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0612% | 6,933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2314% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1378% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3051% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0798% | 5,964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3636% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2334% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1201% | 7,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0956% | 4,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 3,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 1,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0665% | 2,218 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0197% | 5,993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5495% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1729% | 4,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0612% | 1,507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 4,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 2,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 2,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 2,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1138% | 2,558 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0673% | 7,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0833% | 1,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0895% | 2,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 1,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 1,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0814% | 2,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4000% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 2,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 1,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0673% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0770% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1237% | 7,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2702% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1144% | 3,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 1,765 |
| Percentage Net Loans Charged-off:Construction & development | 1.0222% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 2,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1323% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1513% | 2,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9266% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 2,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0878% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | 1.3246% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 1,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1745% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 1,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0067% | 3,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7916% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1550% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1357% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 1.9543% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0110% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0774% | 1,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2570% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0600% | 7,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9650% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2121% | 1,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2137% | 404 |
| Percentage Net Loans Charged-off:Construction & development | 4.0447% | 10 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0198% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7238% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 3,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 1,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 7,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9654% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 3,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0554% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0992% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1165% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0759% | 7,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8938% | 1,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0962% | 2,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0703% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1241% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1457% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1378% | 7,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9247% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 3,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1550% | 7,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7295% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1979% | 2,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1867% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1118% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1989% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0846% | 3,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5548% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0111% | 7,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1362% | 3,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 2,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0591% | 1,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0647% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0599% | 3,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5055% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0151% | 7,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0351% | 4,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 2,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 2,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1007% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 7,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0458% | 7,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4887% | 3,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 7,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0317% | 8,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0563% | 8,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0652% | 8,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0231% | 7,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2336% | 3,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3125% | 2,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1054% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.5194% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1169% | 8,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3044% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1602% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3203% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1366% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5960% | 2,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1098% | 769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0390% | 1,705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3418% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1392% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.6709% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1696% | 8,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4177% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2102% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4370% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1776% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3760% | 2,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4424% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4203% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1662% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.9820% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2712% | 8,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6351% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2394% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2652% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2358% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7259% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6681% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2991% | 1,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | 2.1474% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5349% | 8,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0743% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9956% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3861% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2121% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.6284% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1989% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1471% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7996% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 2,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4467% | 2,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7238% | 3,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8848% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4014% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3142% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 1.6168% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3825% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 1,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 1,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 8,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7407% | 3,119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2495% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 6,383 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 4,981 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3269% | 2,279 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4615% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6179% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9381% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7605% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1376% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.6923% | 80 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |