Home > Peoples Exchange Bank > Income and Expense
Peoples Exchange Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 5,000 |
| Total interest expense | $175,000 | 4,319 |
| Net interest income | $1,109,000 | 5,045 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $279,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $40,000 | 4,835 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $239,000 | 3,341 |
| Total noninterest expense | $1,042,000 | 4,920 |
| Salaries and employee benefits | $542,000 | 4,969 |
| Premises and equipment expense | $189,000 | 3,922 |
| Additional noninterest expense | $311,000 | 5,038 |
| Pre-tax net operating income | $346,000 | 4,617 |
| Securities gains (losses) | $3,000 | 2,591 |
| Applicable income taxes | $71,000 | 3,200 |
| Income before extraordinary items | $278,000 | 4,711 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $278,000 | 4,712 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $278,000 | 4,712 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $322,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 564 |
| Net operating income | $275,600 | 4,662 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $625,000 | 5,081 |
| Total interest expense | $88,000 | 4,332 |
| Net interest income | $537,000 | 5,134 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $113,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $20,000 | 4,839 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $93,000 | 3,655 |
| Total noninterest expense | $551,000 | 4,867 |
| Salaries and employee benefits | $292,000 | 4,899 |
| Premises and equipment expense | $93,000 | 3,976 |
| Additional noninterest expense | $166,000 | 4,981 |
| Pre-tax net operating income | $99,000 | 5,081 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $3,000 | 4,042 |
| Income before extraordinary items | $96,000 | 5,042 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $96,000 | 5,042 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $96,000 | 5,042 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $295,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 538 |
| Net operating income | $96,000 | 4,984 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 4,982 |
| Total interest expense | $396,000 | 4,160 |
| Net interest income | $2,317,000 | 5,024 |
| Provision for loan and lease losses | $95,000 | 3,122 |
| Total noninterest income | $704,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $113,000 | 4,537 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $591,000 | 3,059 |
| Total noninterest expense | $2,114,000 | 4,976 |
| Salaries and employee benefits | $1,127,000 | 4,977 |
| Premises and equipment expense | $322,000 | 4,342 |
| Additional noninterest expense | $665,000 | 5,014 |
| Pre-tax net operating income | $812,000 | 4,382 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $221,000 | 2,879 |
| Income before extraordinary items | $591,000 | 4,646 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $591,000 | 4,648 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $591,000 | 4,648 |
| Net charge-offs | $81,000 | 2,844 |
| Cash dividends | $1,333,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 696 |
| Net operating income | $591,000 | 4,588 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 5,031 |
| Total interest expense | $301,000 | 4,194 |
| Net interest income | $1,751,000 | 5,078 |
| Provision for loan and lease losses | $85,000 | 2,870 |
| Total noninterest income | $536,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $89,000 | 4,521 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $447,000 | 3,058 |
| Total noninterest expense | $1,541,000 | 5,042 |
| Salaries and employee benefits | $821,000 | 5,055 |
| Premises and equipment expense | $236,000 | 4,428 |
| Additional noninterest expense | $484,000 | 5,113 |
| Pre-tax net operating income | $661,000 | 4,369 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $188,000 | 2,864 |
| Income before extraordinary items | $473,000 | 4,642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $473,000 | 4,644 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $473,000 | 4,645 |
| Net charge-offs | $82,000 | 2,352 |
| Cash dividends | $1,333,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 661 |
| Net operating income | $473,000 | 4,575 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 5,079 |
| Total interest expense | $202,000 | 4,214 |
| Net interest income | $1,164,000 | 5,116 |
| Provision for loan and lease losses | $55,000 | 2,837 |
| Total noninterest income | $337,000 | 3,728 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $62,000 | 4,455 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $275,000 | 3,174 |
| Total noninterest expense | $1,043,000 | 5,075 |
| Salaries and employee benefits | $544,000 | 5,103 |
| Premises and equipment expense | $158,000 | 4,441 |
| Additional noninterest expense | $341,000 | 5,049 |
| Pre-tax net operating income | $403,000 | 4,469 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $117,000 | 2,916 |
| Income before extraordinary items | $286,000 | 4,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $286,000 | 4,757 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $286,000 | 4,758 |
| Net charge-offs | $41,000 | 2,481 |
| Cash dividends | $306,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 644 |
| Net operating income | $286,000 | 4,694 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 5,180 |
| Total interest expense | $100,000 | 4,285 |
| Net interest income | $548,000 | 5,242 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $141,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $32,000 | 4,403 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $109,000 | 3,466 |
| Total noninterest expense | $511,000 | 5,148 |
| Salaries and employee benefits | $265,000 | 5,191 |
| Premises and equipment expense | $82,000 | 4,427 |
| Additional noninterest expense | $164,000 | 5,150 |
| Pre-tax net operating income | $158,000 | 4,774 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $49,000 | 3,007 |
| Income before extraordinary items | $109,000 | 5,040 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $109,000 | 5,042 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $109,000 | 5,044 |
| Net charge-offs | $41,000 | 1,702 |
| Cash dividends | $265,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 605 |
| Net operating income | $109,000 | 4,979 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 5,065 |
| Total interest expense | $421,000 | 4,356 |
| Net interest income | $2,556,000 | 5,098 |
| Provision for loan and lease losses | $-100,000 | 6,037 |
| Total noninterest income | $770,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $154,000 | 4,347 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $616,000 | 2,993 |
| Total noninterest expense | $2,235,000 | 5,078 |
| Salaries and employee benefits | $1,177,000 | 5,101 |
| Premises and equipment expense | $309,000 | 4,618 |
| Additional noninterest expense | $749,000 | 5,041 |
| Pre-tax net operating income | $1,191,000 | 3,863 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $353,000 | 2,511 |
| Income before extraordinary items | $838,000 | 4,240 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $838,000 | 4,240 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $838,000 | 4,241 |
| Net charge-offs | $2,000 | 4,861 |
| Cash dividends | $260,000 | 3,522 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 737 |
| Net operating income | $838,000 | 4,192 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,271,000 | 5,082 |
| Total interest expense | $317,000 | 4,406 |
| Net interest income | $1,954,000 | 5,116 |
| Provision for loan and lease losses | $-100,000 | 6,199 |
| Total noninterest income | $567,000 | 3,605 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $116,000 | 4,387 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $451,000 | 3,056 |
| Total noninterest expense | $1,655,000 | 5,134 |
| Salaries and employee benefits | $877,000 | 5,140 |
| Premises and equipment expense | $230,000 | 4,677 |
| Additional noninterest expense | $548,000 | 5,114 |
| Pre-tax net operating income | $966,000 | 3,820 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $293,000 | 2,491 |
| Income before extraordinary items | $673,000 | 4,189 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $673,000 | 4,190 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $673,000 | 4,190 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $110,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 692 |
| Net operating income | $673,000 | 4,137 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 5,305 |
| Total interest expense | $212,000 | 4,444 |
| Net interest income | $1,127,000 | 5,364 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $307,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $72,000 | 4,502 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $235,000 | 3,388 |
| Total noninterest expense | $1,105,000 | 5,173 |
| Salaries and employee benefits | $573,000 | 5,217 |
| Premises and equipment expense | $152,000 | 4,726 |
| Additional noninterest expense | $380,000 | 5,071 |
| Pre-tax net operating income | $329,000 | 4,783 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $81,000 | 3,172 |
| Income before extraordinary items | $248,000 | 4,985 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $248,000 | 4,987 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $248,000 | 4,988 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $70,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 643 |
| Net operating income | $248,000 | 4,929 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $644,000 | 5,420 |
| Total interest expense | $108,000 | 4,476 |
| Net interest income | $536,000 | 5,479 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $139,000 | 4,100 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $36,000 | 4,495 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $103,000 | 3,518 |
| Total noninterest expense | $551,000 | 5,238 |
| Salaries and employee benefits | $285,000 | 5,279 |
| Premises and equipment expense | $76,000 | 4,787 |
| Additional noninterest expense | $190,000 | 5,113 |
| Pre-tax net operating income | $124,000 | 5,068 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $31,000 | 3,274 |
| Income before extraordinary items | $93,000 | 5,231 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $93,000 | 5,232 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $93,000 | 5,232 |
| Net charge-offs | $-6,000 | 5,539 |
| Cash dividends | $30,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 607 |
| Net operating income | $93,000 | 5,181 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 5,367 |
| Total interest expense | $461,000 | 4,640 |
| Net interest income | $2,299,000 | 5,404 |
| Provision for loan and lease losses | $-87,000 | 6,373 |
| Total noninterest income | $777,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $137,000 | 4,736 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $640,000 | 3,008 |
| Total noninterest expense | $2,179,000 | 5,312 |
| Salaries and employee benefits | $1,169,000 | 5,309 |
| Premises and equipment expense | $330,000 | 4,640 |
| Additional noninterest expense | $680,000 | 5,380 |
| Pre-tax net operating income | $984,000 | 4,116 |
| Securities gains (losses) | $-2,000 | 6,101 |
| Applicable income taxes | $271,000 | 2,722 |
| Income before extraordinary items | $711,000 | 4,441 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $711,000 | 4,445 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $711,000 | 4,445 |
| Net charge-offs | $8,000 | 5,126 |
| Cash dividends | $179,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 774 |
| Net operating income | $712,440 | 4,377 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 5,428 |
| Total interest expense | $341,000 | 4,750 |
| Net interest income | $1,729,000 | 5,461 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $615,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $97,000 | 4,871 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $518,000 | 2,961 |
| Total noninterest expense | $1,645,000 | 5,328 |
| Salaries and employee benefits | $882,000 | 5,313 |
| Premises and equipment expense | $251,000 | 4,635 |
| Additional noninterest expense | $512,000 | 5,397 |
| Pre-tax net operating income | $699,000 | 4,275 |
| Securities gains (losses) | $-1,000 | 6,307 |
| Applicable income taxes | $187,000 | 2,844 |
| Income before extraordinary items | $511,000 | 4,570 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $511,000 | 4,574 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $511,000 | 4,575 |
| Net charge-offs | $10,000 | 4,708 |
| Cash dividends | $94,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 699 |
| Net operating income | $511,730 | 4,487 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 5,453 |
| Total interest expense | $231,000 | 4,782 |
| Net interest income | $1,148,000 | 5,493 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $460,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $64,000 | 4,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $396,000 | 2,815 |
| Total noninterest expense | $1,069,000 | 5,404 |
| Salaries and employee benefits | $569,000 | 5,401 |
| Premises and equipment expense | $165,000 | 4,684 |
| Additional noninterest expense | $335,000 | 5,428 |
| Pre-tax net operating income | $539,000 | 4,016 |
| Securities gains (losses) | $-1,000 | 6,487 |
| Applicable income taxes | $146,000 | 2,715 |
| Income before extraordinary items | $392,000 | 4,351 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $392,000 | 4,353 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $392,000 | 4,354 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $79,000 | 3,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $392,730 | 4,238 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $686,000 | 5,498 |
| Total interest expense | $116,000 | 4,854 |
| Net interest income | $570,000 | 5,540 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $218,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $188,000 | 2,864 |
| Total noninterest expense | $523,000 | 5,480 |
| Salaries and employee benefits | $283,000 | 5,436 |
| Premises and equipment expense | $84,000 | 4,681 |
| Additional noninterest expense | $156,000 | 5,622 |
| Pre-tax net operating income | $265,000 | 4,024 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $73,000 | 2,694 |
| Income before extraordinary items | $192,000 | 4,341 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $192,000 | 4,344 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $192,000 | 4,343 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $40,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $192,000 | 4,241 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 5,571 |
| Total interest expense | $493,000 | 5,151 |
| Net interest income | $2,346,000 | 5,580 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $873,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $103,000 | 5,388 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $770,000 | 2,748 |
| Total noninterest expense | $2,342,000 | 5,325 |
| Salaries and employee benefits | $1,283,000 | 5,234 |
| Premises and equipment expense | $327,000 | 4,782 |
| Additional noninterest expense | $732,000 | 5,447 |
| Pre-tax net operating income | $877,000 | 4,205 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $237,000 | 2,872 |
| Income before extraordinary items | $640,000 | 4,602 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $640,000 | 4,601 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $640,000 | 4,602 |
| Net charge-offs | $11,000 | 5,581 |
| Cash dividends | $1,110,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $640,000 | 4,427 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 5,654 |
| Total interest expense | $377,000 | 5,235 |
| Net interest income | $1,763,000 | 5,668 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $581,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $73,000 | 5,557 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $508,000 | 2,931 |
| Total noninterest expense | $1,785,000 | 5,318 |
| Salaries and employee benefits | $983,000 | 5,227 |
| Premises and equipment expense | $240,000 | 4,883 |
| Additional noninterest expense | $562,000 | 5,459 |
| Pre-tax net operating income | $559,000 | 4,562 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $140,000 | 3,130 |
| Income before extraordinary items | $419,000 | 4,915 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $419,000 | 4,916 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $419,000 | 4,916 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $65,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $419,000 | 4,733 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 5,711 |
| Total interest expense | $258,000 | 5,289 |
| Net interest income | $1,157,000 | 5,725 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $327,000 | 4,037 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $44,000 | 5,700 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $283,000 | 3,145 |
| Total noninterest expense | $1,178,000 | 5,381 |
| Salaries and employee benefits | $638,000 | 5,308 |
| Premises and equipment expense | $161,000 | 4,886 |
| Additional noninterest expense | $379,000 | 5,458 |
| Pre-tax net operating income | $306,000 | 4,801 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $72,000 | 3,310 |
| Income before extraordinary items | $234,000 | 5,143 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $234,000 | 5,143 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $234,000 | 5,143 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $32,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $234,000 | 4,950 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $716,000 | 5,741 |
| Total interest expense | $134,000 | 5,311 |
| Net interest income | $582,000 | 5,756 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $166,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $145,000 | 3,115 |
| Total noninterest expense | $559,000 | 5,543 |
| Salaries and employee benefits | $306,000 | 5,456 |
| Premises and equipment expense | $81,000 | 4,903 |
| Additional noninterest expense | $172,000 | 5,681 |
| Pre-tax net operating income | $189,000 | 4,601 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $49,000 | 3,081 |
| Income before extraordinary items | $140,000 | 4,951 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $140,000 | 4,954 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $140,000 | 4,955 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $16,000 | 2,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $140,000 | 4,802 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 5,617 |
| Total interest expense | $661,000 | 5,323 |
| Net interest income | $2,558,000 | 5,610 |
| Provision for loan and lease losses | $2,000 | 6,472 |
| Total noninterest income | $745,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $86,000 | 5,724 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $659,000 | 2,730 |
| Total noninterest expense | $2,517,000 | 5,321 |
| Salaries and employee benefits | $1,431,000 | 5,081 |
| Premises and equipment expense | $346,000 | 4,900 |
| Additional noninterest expense | $740,000 | 5,566 |
| Pre-tax net operating income | $784,000 | 4,120 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $206,000 | 2,873 |
| Income before extraordinary items | $578,000 | 4,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $578,000 | 4,462 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $578,000 | 4,462 |
| Net charge-offs | $11,000 | 6,073 |
| Cash dividends | $1,500,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $578,000 | 4,331 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 5,729 |
| Total interest expense | $528,000 | 5,301 |
| Net interest income | $1,817,000 | 5,762 |
| Provision for loan and lease losses | $2,000 | 6,362 |
| Total noninterest income | $580,000 | 3,594 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $66,000 | 5,704 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $514,000 | 2,663 |
| Total noninterest expense | $1,895,000 | 5,334 |
| Salaries and employee benefits | $1,060,000 | 5,108 |
| Premises and equipment expense | $265,000 | 4,913 |
| Additional noninterest expense | $570,000 | 5,559 |
| Pre-tax net operating income | $500,000 | 4,477 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $126,000 | 3,032 |
| Income before extraordinary items | $374,000 | 4,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $374,000 | 4,768 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $374,000 | 4,768 |
| Net charge-offs | $8,000 | 5,835 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $374,000 | 4,633 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 5,794 |
| Total interest expense | $368,000 | 5,320 |
| Net interest income | $1,186,000 | 5,844 |
| Provision for loan and lease losses | $2,000 | 6,169 |
| Total noninterest income | $389,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $41,000 | 5,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $348,000 | 2,664 |
| Total noninterest expense | $1,278,000 | 5,355 |
| Salaries and employee benefits | $712,000 | 5,127 |
| Premises and equipment expense | $173,000 | 5,003 |
| Additional noninterest expense | $393,000 | 5,567 |
| Pre-tax net operating income | $295,000 | 4,645 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $67,000 | 3,157 |
| Income before extraordinary items | $228,000 | 4,839 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $228,000 | 4,838 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $228,000 | 4,839 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $228,000 | 4,744 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $782,000 | 5,822 |
| Total interest expense | $194,000 | 5,307 |
| Net interest income | $588,000 | 5,869 |
| Provision for loan and lease losses | $2,000 | 5,755 |
| Total noninterest income | $155,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $18,000 | 5,934 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $137,000 | 3,061 |
| Total noninterest expense | $614,000 | 5,492 |
| Salaries and employee benefits | $338,000 | 5,318 |
| Premises and equipment expense | $87,000 | 5,036 |
| Additional noninterest expense | $189,000 | 5,682 |
| Pre-tax net operating income | $127,000 | 4,852 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $24,000 | 3,333 |
| Income before extraordinary items | $103,000 | 4,967 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $103,000 | 4,965 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $103,000 | 4,967 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $103,000 | 4,907 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 5,761 |
| Total interest expense | $861,000 | 5,568 |
| Net interest income | $2,573,000 | 5,709 |
| Provision for loan and lease losses | $114,000 | 5,934 |
| Total noninterest income | $1,143,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $92,000 | 5,581 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,051,000 | 2,122 |
| Total noninterest expense | $2,654,000 | 5,359 |
| Salaries and employee benefits | $1,521,000 | 5,024 |
| Premises and equipment expense | $362,000 | 4,988 |
| Additional noninterest expense | $771,000 | 5,692 |
| Pre-tax net operating income | $948,000 | 3,471 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $276,000 | 2,439 |
| Income before extraordinary items | $672,000 | 3,907 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $672,000 | 3,906 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $672,000 | 3,908 |
| Net charge-offs | $9,000 | 6,589 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $672,000 | 3,771 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 5,840 |
| Total interest expense | $657,000 | 5,680 |
| Net interest income | $1,947,000 | 5,771 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $768,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $72,000 | 5,624 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $696,000 | 2,271 |
| Total noninterest expense | $1,911,000 | 5,486 |
| Salaries and employee benefits | $1,063,000 | 5,252 |
| Premises and equipment expense | $261,000 | 5,143 |
| Additional noninterest expense | $587,000 | 5,701 |
| Pre-tax net operating income | $714,000 | 3,678 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $106,000 | 3,078 |
| Income before extraordinary items | $608,000 | 3,762 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $608,000 | 3,762 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $608,000 | 3,763 |
| Net charge-offs | $9,000 | 6,301 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $608,000 | 3,622 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 5,891 |
| Total interest expense | $446,000 | 5,737 |
| Net interest income | $1,287,000 | 5,806 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $435,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $48,000 | 5,647 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $387,000 | 2,457 |
| Total noninterest expense | $1,262,000 | 5,532 |
| Salaries and employee benefits | $708,000 | 5,275 |
| Premises and equipment expense | $171,000 | 5,228 |
| Additional noninterest expense | $383,000 | 5,755 |
| Pre-tax net operating income | $400,000 | 3,992 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $8,000 | 4,167 |
| Income before extraordinary items | $392,000 | 3,821 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $392,000 | 3,819 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $392,000 | 3,820 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $392,000 | 3,715 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 5,931 |
| Total interest expense | $228,000 | 5,815 |
| Net interest income | $649,000 | 5,816 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $167,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $142,000 | 2,939 |
| Total noninterest expense | $625,000 | 5,630 |
| Salaries and employee benefits | $354,000 | 5,325 |
| Premises and equipment expense | $86,000 | 5,286 |
| Additional noninterest expense | $185,000 | 5,881 |
| Pre-tax net operating income | $161,000 | 4,442 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $63,000 | 2,584 |
| Income before extraordinary items | $98,000 | 5,010 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 5,011 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $98,000 | 5,010 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $98,000 | 4,895 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 5,996 |
| Total interest expense | $986,000 | 6,057 |
| Net interest income | $2,555,000 | 5,779 |
| Provision for loan and lease losses | $200,000 | 5,783 |
| Total noninterest income | $806,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $100,000 | 5,753 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $706,000 | 2,651 |
| Total noninterest expense | $2,471,000 | 5,715 |
| Salaries and employee benefits | $1,386,000 | 5,424 |
| Premises and equipment expense | $317,000 | 5,524 |
| Additional noninterest expense | $768,000 | 5,914 |
| Pre-tax net operating income | $690,000 | 3,574 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $172,000 | 2,509 |
| Income before extraordinary items | $518,000 | 3,820 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $518,000 | 3,818 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $518,000 | 3,819 |
| Net charge-offs | $7,000 | 6,974 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $518,000 | 3,766 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 6,069 |
| Total interest expense | $736,000 | 6,199 |
| Net interest income | $1,901,000 | 5,821 |
| Provision for loan and lease losses | $140,000 | 5,570 |
| Total noninterest income | $626,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $75,000 | 5,800 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $551,000 | 2,657 |
| Total noninterest expense | $1,814,000 | 5,787 |
| Salaries and employee benefits | $995,000 | 5,597 |
| Premises and equipment expense | $239,000 | 5,566 |
| Additional noninterest expense | $580,000 | 5,906 |
| Pre-tax net operating income | $573,000 | 3,682 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $127,000 | 2,702 |
| Income before extraordinary items | $446,000 | 3,879 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $446,000 | 3,876 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $446,000 | 3,878 |
| Net charge-offs | $8,000 | 6,593 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $446,000 | 3,785 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 6,164 |
| Total interest expense | $478,000 | 6,371 |
| Net interest income | $1,257,000 | 5,862 |
| Provision for loan and lease losses | $80,000 | 5,568 |
| Total noninterest income | $369,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $46,000 | 5,925 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $323,000 | 2,873 |
| Total noninterest expense | $1,190,000 | 5,873 |
| Salaries and employee benefits | $644,000 | 5,742 |
| Premises and equipment expense | $163,000 | 5,569 |
| Additional noninterest expense | $383,000 | 5,947 |
| Pre-tax net operating income | $356,000 | 3,893 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $40,000 | 3,306 |
| Income before extraordinary items | $316,000 | 3,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 3,888 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $316,000 | 3,888 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $316,000 | 3,764 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $855,000 | 6,243 |
| Total interest expense | $233,000 | 6,529 |
| Net interest income | $622,000 | 5,905 |
| Provision for loan and lease losses | $20,000 | 5,880 |
| Total noninterest income | $150,000 | 4,401 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $129,000 | 3,218 |
| Total noninterest expense | $569,000 | 5,935 |
| Salaries and employee benefits | $311,000 | 5,884 |
| Premises and equipment expense | $87,000 | 5,464 |
| Additional noninterest expense | $171,000 | 5,990 |
| Pre-tax net operating income | $183,000 | 4,182 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-28,000 | 7,320 |
| Income before extraordinary items | $211,000 | 3,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $211,000 | 3,780 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $211,000 | 3,782 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $211,000 | 3,626 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 6,320 |
| Total interest expense | $1,169,000 | 6,490 |
| Net interest income | $2,325,000 | 6,070 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $518,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $85,000 | 6,124 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $433,000 | 3,444 |
| Total noninterest expense | $2,059,000 | 6,162 |
| Salaries and employee benefits | $1,151,000 | 6,099 |
| Premises and equipment expense | $285,000 | 5,926 |
| Additional noninterest expense | $623,000 | 6,137 |
| Pre-tax net operating income | $784,000 | 4,201 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $300,000 | 2,399 |
| Income before extraordinary items | $484,000 | 4,507 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $484,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,395 |
| Cash dividends | $50,000 | 5,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $484,000 | 4,665 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 6,376 |
| Total interest expense | $918,000 | 6,520 |
| Net interest income | $1,710,000 | 6,162 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $428,000 | 4,682 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $66,000 | 6,104 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $362,000 | 3,348 |
| Total noninterest expense | $1,551,000 | 6,140 |
| Salaries and employee benefits | $848,000 | 6,138 |
| Premises and equipment expense | $219,000 | 5,868 |
| Additional noninterest expense | $484,000 | 5,995 |
| Pre-tax net operating income | $587,000 | 4,682 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $224,000 | 2,787 |
| Income before extraordinary items | $363,000 | 4,931 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $363,000 | 4,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,665 |
| Cash dividends | $50,000 | 4,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $363,000 | 5,095 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 6,424 |
| Total interest expense | $646,000 | 6,535 |
| Net interest income | $1,126,000 | 6,205 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $293,000 | 4,686 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $45,000 | 6,093 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $248,000 | 3,361 |
| Total noninterest expense | $1,029,000 | 6,203 |
| Salaries and employee benefits | $560,000 | 6,229 |
| Premises and equipment expense | $152,000 | 5,802 |
| Additional noninterest expense | $317,000 | 6,042 |
| Pre-tax net operating income | $390,000 | 4,850 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $148,000 | 3,036 |
| Income before extraordinary items | $242,000 | 5,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $242,000 | 5,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $50,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $242,000 | 5,258 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 6,443 |
| Total interest expense | $354,000 | 6,489 |
| Net interest income | $553,000 | 6,283 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $140,000 | 4,763 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $117,000 | 3,478 |
| Total noninterest expense | $504,000 | 6,282 |
| Salaries and employee benefits | $274,000 | 6,306 |
| Premises and equipment expense | $74,000 | 5,910 |
| Additional noninterest expense | $156,000 | 6,079 |
| Pre-tax net operating income | $189,000 | 5,057 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $72,000 | 3,180 |
| Income before extraordinary items | $117,000 | 5,612 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $117,000 | 5,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $50,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $117,000 | 5,512 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 8,452 |
| Total interest expense | $134,000 | 8,366 |
| Net interest income | $181,000 | 8,472 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $58,000 | 7,958 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $8,000 | 7,344 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $50,000 | 7,096 |
| Total noninterest expense | $171,000 | 8,507 |
| Salaries and employee benefits | $99,000 | 8,490 |
| Premises and equipment expense | $23,000 | 8,432 |
| Additional noninterest expense | $49,000 | 8,506 |
| Pre-tax net operating income | $68,000 | 7,240 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $22,000 | 5,376 |
| Income before extraordinary items | $46,000 | 7,337 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $46,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $46,000 | 7,306 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 6,589 |
| Total interest expense | $1,183,000 | 6,354 |
| Net interest income | $1,410,000 | 6,695 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $489,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $92,000 | 5,758 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $397,000 | 3,220 |
| Total noninterest expense | $1,378,000 | 6,409 |
| Salaries and employee benefits | $852,000 | 6,119 |
| Premises and equipment expense | $217,000 | 5,866 |
| Additional noninterest expense | $309,000 | 6,984 |
| Pre-tax net operating income | $521,000 | 5,693 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $18,000 | 5,533 |
| Income before extraordinary items | $503,000 | 5,374 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $503,000 | 5,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,597 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $503,000 | 5,357 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 6,694 |
| Total interest expense | $755,000 | 6,481 |
| Net interest income | $915,000 | 6,794 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $291,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $63,000 | 5,738 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $228,000 | 3,536 |
| Total noninterest expense | $895,000 | 6,530 |
| Salaries and employee benefits | $548,000 | 6,281 |
| Premises and equipment expense | $140,000 | 5,987 |
| Additional noninterest expense | $207,000 | 6,999 |
| Pre-tax net operating income | $311,000 | 5,963 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $9,000 | 5,709 |
| Income before extraordinary items | $302,000 | 5,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $302,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $302,000 | 5,618 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $824,000 | 6,753 |
| Total interest expense | $366,000 | 6,546 |
| Net interest income | $458,000 | 6,806 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $102,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $30,000 | 5,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $72,000 | 4,403 |
| Total noninterest expense | $438,000 | 6,619 |
| Salaries and employee benefits | $266,000 | 6,391 |
| Premises and equipment expense | $71,000 | 5,997 |
| Additional noninterest expense | $101,000 | 7,065 |
| Pre-tax net operating income | $122,000 | 6,395 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $121,000 | 6,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $121,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $121,000 | 6,054 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 6,688 |
| Total interest expense | $1,404,000 | 6,258 |
| Net interest income | $1,712,000 | 6,915 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $461,000 | 5,315 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $125,000 | 5,831 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $336,000 | 4,080 |
| Total noninterest expense | $1,592,000 | 6,740 |
| Salaries and employee benefits | $961,000 | 6,508 |
| Premises and equipment expense | $239,000 | 6,321 |
| Additional noninterest expense | $392,000 | 7,111 |
| Pre-tax net operating income | $571,000 | 6,272 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $21,000 | 5,907 |
| Income before extraordinary items | $550,000 | 5,985 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $550,000 | 5,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,000 |
| Cash dividends | $685,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $550,000 | 5,985 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 6,794 |
| Total interest expense | $1,018,000 | 6,284 |
| Net interest income | $1,259,000 | 7,040 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $336,000 | 5,392 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $92,000 | 5,921 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $244,000 | 4,138 |
| Total noninterest expense | $1,174,000 | 6,785 |
| Salaries and employee benefits | $713,000 | 6,537 |
| Premises and equipment expense | $186,000 | 6,261 |
| Additional noninterest expense | $275,000 | 7,240 |
| Pre-tax net operating income | $421,000 | 6,523 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $14,000 | 6,105 |
| Income before extraordinary items | $407,000 | 6,195 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $407,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $585,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $407,000 | 6,201 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 6,851 |
| Total interest expense | $628,000 | 6,362 |
| Net interest income | $847,000 | 7,063 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $204,000 | 5,593 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $60,000 | 5,971 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $144,000 | 4,379 |
| Total noninterest expense | $781,000 | 6,840 |
| Salaries and employee benefits | $473,000 | 6,569 |
| Premises and equipment expense | $123,000 | 6,290 |
| Additional noninterest expense | $185,000 | 7,235 |
| Pre-tax net operating income | $270,000 | 6,645 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $262,000 | 6,294 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $262,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $235,000 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $262,000 | 6,296 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $712,000 | 6,911 |
| Total interest expense | $290,000 | 6,449 |
| Net interest income | $422,000 | 7,095 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $88,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,716 |
| Total noninterest expense | $391,000 | 6,834 |
| Salaries and employee benefits | $235,000 | 6,606 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $93,000 | 7,227 |
| Pre-tax net operating income | $119,000 | 6,808 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $117,000 | 6,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 6,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $175,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $117,000 | 6,450 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 6,918 |
| Total interest expense | $826,000 | 6,704 |
| Net interest income | $1,786,000 | 6,913 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $474,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $131,000 | 5,865 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $343,000 | 4,066 |
| Total noninterest expense | $1,574,000 | 6,763 |
| Salaries and employee benefits | $942,000 | 6,523 |
| Premises and equipment expense | $257,000 | 6,138 |
| Additional noninterest expense | $375,000 | 7,222 |
| Pre-tax net operating income | $686,000 | 6,191 |
| Securities gains (losses) | $-31,000 | 8,009 |
| Applicable income taxes | $19,000 | 6,341 |
| Income before extraordinary items | $636,000 | 5,870 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $636,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $913,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $666,070 | 5,742 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 6,963 |
| Total interest expense | $579,000 | 6,794 |
| Net interest income | $1,349,000 | 6,936 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $343,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $101,000 | 5,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $242,000 | 4,188 |
| Total noninterest expense | $1,160,000 | 6,807 |
| Salaries and employee benefits | $693,000 | 6,570 |
| Premises and equipment expense | $187,000 | 6,196 |
| Additional noninterest expense | $280,000 | 7,239 |
| Pre-tax net operating income | $532,000 | 6,275 |
| Securities gains (losses) | $-21,000 | 8,193 |
| Applicable income taxes | $13,000 | 6,453 |
| Income before extraordinary items | $498,000 | 5,907 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $498,000 | 5,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $138,000 | 4,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $518,370 | 5,782 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 6,984 |
| Total interest expense | $351,000 | 6,888 |
| Net interest income | $901,000 | 6,937 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $221,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $67,000 | 5,808 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $154,000 | 4,261 |
| Total noninterest expense | $768,000 | 6,839 |
| Salaries and employee benefits | $456,000 | 6,611 |
| Premises and equipment expense | $124,000 | 6,206 |
| Additional noninterest expense | $188,000 | 7,215 |
| Pre-tax net operating income | $354,000 | 6,271 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 6,566 |
| Income before extraordinary items | $348,000 | 5,798 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $348,000 | 5,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $88,000 | 4,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $348,000 | 5,752 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 7,063 |
| Total interest expense | $162,000 | 7,021 |
| Net interest income | $450,000 | 6,976 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,538 |
| Total noninterest expense | $379,000 | 6,905 |
| Salaries and employee benefits | $225,000 | 6,686 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $90,000 | 7,360 |
| Pre-tax net operating income | $173,000 | 6,286 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-1,000 | 8,627 |
| Income before extraordinary items | $174,000 | 5,752 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $174,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $88,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $174,000 | 5,715 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 6,934 |
| Total interest expense | $626,000 | 6,858 |
| Net interest income | $1,826,000 | 6,856 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $439,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $146,000 | 5,834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $293,000 | 4,312 |
| Total noninterest expense | $1,496,000 | 6,886 |
| Salaries and employee benefits | $909,000 | 6,572 |
| Premises and equipment expense | $240,000 | 6,303 |
| Additional noninterest expense | $347,000 | 7,425 |
| Pre-tax net operating income | $769,000 | 5,886 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $32,000 | 6,314 |
| Income before extraordinary items | $737,000 | 5,450 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $737,000 | 5,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $574,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $737,000 | 5,372 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 6,980 |
| Total interest expense | $462,000 | 6,897 |
| Net interest income | $1,357,000 | 6,901 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $335,000 | 5,568 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $111,000 | 5,858 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $224,000 | 4,277 |
| Total noninterest expense | $1,094,000 | 6,926 |
| Salaries and employee benefits | $653,000 | 6,681 |
| Premises and equipment expense | $182,000 | 6,256 |
| Additional noninterest expense | $259,000 | 7,419 |
| Pre-tax net operating income | $598,000 | 5,911 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $25,000 | 6,401 |
| Income before extraordinary items | $573,000 | 5,485 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $573,000 | 5,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,126 |
| Cash dividends | $573,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $573,000 | 5,412 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 7,088 |
| Total interest expense | $298,000 | 6,993 |
| Net interest income | $878,000 | 6,999 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $213,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 4,440 |
| Total noninterest expense | $717,000 | 7,015 |
| Salaries and employee benefits | $428,000 | 6,775 |
| Premises and equipment expense | $121,000 | 6,294 |
| Additional noninterest expense | $168,000 | 7,512 |
| Pre-tax net operating income | $374,000 | 6,033 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $16,000 | 6,416 |
| Income before extraordinary items | $358,000 | 5,609 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $358,000 | 5,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $198,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $358,000 | 5,526 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $570,000 | 7,206 |
| Total interest expense | $148,000 | 7,064 |
| Net interest income | $422,000 | 7,147 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $100,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 5,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $64,000 | 4,614 |
| Total noninterest expense | $356,000 | 7,079 |
| Salaries and employee benefits | $213,000 | 6,818 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $82,000 | 7,590 |
| Pre-tax net operating income | $166,000 | 6,237 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $159,000 | 5,868 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $148,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $159,000 | 5,747 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 7,082 |
| Total interest expense | $709,000 | 7,011 |
| Net interest income | $1,750,000 | 6,987 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $425,000 | 5,834 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $142,000 | 5,959 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $283,000 | 4,625 |
| Total noninterest expense | $1,473,000 | 6,941 |
| Salaries and employee benefits | $814,000 | 6,866 |
| Premises and equipment expense | $257,000 | 6,101 |
| Additional noninterest expense | $402,000 | 7,144 |
| Pre-tax net operating income | $702,000 | 6,009 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $24,000 | 6,712 |
| Income before extraordinary items | $678,000 | 5,677 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $678,000 | 5,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $260,000 | 4,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $678,000 | 5,505 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 7,142 |
| Total interest expense | $553,000 | 7,061 |
| Net interest income | $1,312,000 | 7,034 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $310,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $102,000 | 6,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $208,000 | 4,724 |
| Total noninterest expense | $1,079,000 | 7,008 |
| Salaries and employee benefits | $583,000 | 6,992 |
| Premises and equipment expense | $196,000 | 6,054 |
| Additional noninterest expense | $300,000 | 7,140 |
| Pre-tax net operating income | $543,000 | 6,109 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $17,000 | 6,871 |
| Income before extraordinary items | $526,000 | 5,712 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $526,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $526,000 | 5,531 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 7,190 |
| Total interest expense | $384,000 | 7,079 |
| Net interest income | $859,000 | 7,086 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $202,000 | 5,982 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $69,000 | 6,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $133,000 | 4,798 |
| Total noninterest expense | $713,000 | 7,044 |
| Salaries and employee benefits | $376,000 | 7,107 |
| Premises and equipment expense | $131,000 | 6,040 |
| Additional noninterest expense | $206,000 | 7,067 |
| Pre-tax net operating income | $348,000 | 6,181 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $9,000 | 7,001 |
| Income before extraordinary items | $339,000 | 5,812 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $339,000 | 5,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $339,000 | 5,603 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $621,000 | 7,225 |
| Total interest expense | $197,000 | 7,113 |
| Net interest income | $424,000 | 7,130 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $90,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 6,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 4,989 |
| Total noninterest expense | $350,000 | 7,123 |
| Salaries and employee benefits | $180,000 | 7,236 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $105,000 | 7,027 |
| Pre-tax net operating income | $164,000 | 6,288 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $163,000 | 5,825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $163,000 | 5,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $163,000 | 5,621 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 7,197 |
| Total interest expense | $908,000 | 7,184 |
| Net interest income | $1,754,000 | 7,030 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $419,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $139,000 | 5,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $280,000 | 4,398 |
| Total noninterest expense | $1,377,000 | 7,102 |
| Salaries and employee benefits | $715,000 | 7,215 |
| Premises and equipment expense | $248,000 | 6,176 |
| Additional noninterest expense | $414,000 | 7,048 |
| Pre-tax net operating income | $781,000 | 5,828 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $24,000 | 6,951 |
| Income before extraordinary items | $759,000 | 5,346 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $759,000 | 5,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,606 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $757,060 | 5,212 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 7,386 |
| Total interest expense | $1,258,000 | 7,494 |
| Net interest income | $1,613,000 | 7,130 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $335,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $132,000 | 6,053 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $203,000 | 4,899 |
| Total noninterest expense | $1,318,000 | 7,194 |
| Salaries and employee benefits | $707,000 | 7,177 |
| Premises and equipment expense | $265,000 | 5,907 |
| Additional noninterest expense | $346,000 | 7,541 |
| Pre-tax net operating income | $600,000 | 6,166 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $25,000 | 7,184 |
| Income before extraordinary items | $575,000 | 5,739 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $575,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $575,000 | 5,607 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 7,618 |
| Total interest expense | $1,331,000 | 7,504 |
| Net interest income | $1,462,000 | 7,518 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $176,000 | 7,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,661 |
| Total noninterest expense | $1,153,000 | 7,618 |
| Salaries and employee benefits | $620,000 | 7,590 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $333,000 | 7,687 |
| Pre-tax net operating income | $485,000 | 7,068 |
| Securities gains (losses) | $-19,000 | 8,710 |
| Applicable income taxes | $112,000 | 6,368 |
| Income before extraordinary items | $354,000 | 7,133 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $354,000 | 7,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $368,440 | 7,049 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 7,882 |
| Total interest expense | $1,073,000 | 7,981 |
| Net interest income | $1,453,000 | 7,675 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $137,000 | 8,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 6,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $988,000 | 8,161 |
| Salaries and employee benefits | $511,000 | 8,284 |
| Premises and equipment expense | $176,000 | 7,199 |
| Additional noninterest expense | $301,000 | 8,110 |
| Pre-tax net operating income | $602,000 | 6,701 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $213,000 | 5,568 |
| Income before extraordinary items | $386,000 | 7,062 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $386,000 | 7,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $387,920 | 7,030 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 8,261 |
| Total interest expense | $1,036,000 | 8,326 |
| Net interest income | $1,312,000 | 8,089 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $138,000 | 8,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $854,000 | 8,588 |
| Salaries and employee benefits | $424,000 | 8,817 |
| Premises and equipment expense | $153,000 | 7,582 |
| Additional noninterest expense | $277,000 | 8,331 |
| Pre-tax net operating income | $536,000 | 7,201 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $200,000 | 6,190 |
| Income before extraordinary items | $346,000 | 7,552 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $346,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $339,600 | 7,515 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 9,992 |
| Total interest expense | $585,000 | 9,874 |
| Net interest income | $662,000 | 10,032 |
| Provision for loan and lease losses | $97,000 | 5,252 |
| Total noninterest income | $111,000 | 9,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,650 |
| Total noninterest expense | $524,000 | 10,037 |
| Salaries and employee benefits | $305,000 | 9,920 |
| Premises and equipment expense | $59,000 | 9,970 |
| Additional noninterest expense | $160,000 | 9,882 |
| Pre-tax net operating income | $152,000 | 9,833 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $45,000 | 9,331 |
| Income before extraordinary items | $107,000 | 9,917 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $107,000 | 9,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $180,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $107,000 | 9,876 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 10,483 |
| Total interest expense | $570,000 | 10,376 |
| Net interest income | $661,000 | 10,495 |
| Provision for loan and lease losses | $114,000 | 4,823 |
| Total noninterest income | $99,000 | 9,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $571,000 | 10,300 |
| Salaries and employee benefits | $293,000 | 10,408 |
| Premises and equipment expense | $64,000 | 10,248 |
| Additional noninterest expense | $214,000 | 9,774 |
| Pre-tax net operating income | $75,000 | 10,487 |
| Securities gains (losses) | $125,000 | 873 |
| Applicable income taxes | $47,000 | 9,744 |
| Income before extraordinary items | $153,000 | 9,765 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $153,000 | 9,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,737 |
| Cash dividends | $70,000 | 7,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $58,000 | 10,484 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 11,016 |
| Total interest expense | $540,000 | 10,885 |
| Net interest income | $626,000 | 11,049 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $117,000 | 9,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $588,000 | 10,623 |
| Salaries and employee benefits | $289,000 | 10,843 |
| Premises and equipment expense | $71,000 | 10,456 |
| Additional noninterest expense | $228,000 | 10,088 |
| Pre-tax net operating income | $155,000 | 10,748 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $44,000 | 10,292 |
| Income before extraordinary items | $111,000 | 10,833 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $111,000 | 10,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $92,000 | 6,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $111,000 | 10,806 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 11,674 |
| Total interest expense | $409,000 | 11,534 |
| Net interest income | $610,000 | 11,674 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $120,000 | 10,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $596,000 | 11,144 |
| Salaries and employee benefits | $282,000 | 11,372 |
| Premises and equipment expense | $81,000 | 10,622 |
| Additional noninterest expense | $233,000 | 10,727 |
| Pre-tax net operating income | $134,000 | 11,383 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $34,000 | 10,845 |
| Income before extraordinary items | $99,000 | 11,395 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $99,000 | 11,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $46,000 | 8,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $99,740 | 11,430 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 12,041 |
| Total interest expense | $484,000 | 11,761 |
| Net interest income | $640,000 | 12,069 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $140,000 | 10,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,306 |
| Total noninterest expense | $676,000 | 11,280 |
| Salaries and employee benefits | $342,000 | 11,224 |
| Premises and equipment expense | $83,000 | 11,040 |
| Additional noninterest expense | $251,000 | 11,069 |
| Pre-tax net operating income | $104,000 | 11,842 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $29,000 | 11,409 |
| Income before extraordinary items | $81,000 | 12,004 |
| Extraordinary gains, net | $-38,000 | 12,632 |
| Net income | $43,000 | 12,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $47,000 | 8,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $76,560 | 11,869 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 12,341 |
| Total interest expense | $612,000 | 12,238 |
| Net interest income | $716,000 | 12,254 |
| Provision for loan and lease losses | $13,000 | 10,972 |
| Total noninterest income | $239,000 | 8,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,642 |
| Total noninterest expense | $784,000 | 11,086 |
| Salaries and employee benefits | $370,000 | 11,219 |
| Premises and equipment expense | $85,000 | 11,297 |
| Additional noninterest expense | $329,000 | 10,445 |
| Pre-tax net operating income | $158,000 | 11,446 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $36,000 | 11,628 |
| Income before extraordinary items | $122,000 | 11,655 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $122,000 | 11,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $65,000 | 7,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $122,000 | 11,329 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.