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Peoples Bank & Trust, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$30,746,000	1,374
Total interest expense	$6,235,000	1,782
Net interest income	$24,511,000	1,223
Provision for loan and lease losses	$1,058,000	808
Total noninterest income	$2,878,000	1,673
Gross Fiduciary activities income	$4,000	902
Service charges on deposit accounts	$987,000	998
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,887,000	1,662
Total noninterest expense	$10,607,000	1,972
Salaries and employee benefits	$6,041,000	1,959
Premises and equipment expense	$1,237,000	1,764
Additional noninterest expense	$1,887,000	1,662
Pre-tax net operating income	$15,724,000	826
Securities gains (losses)	$-5,133,000	4,484
Applicable income taxes	$3,034,000	743
Income before extraordinary items	$7,557,000	1,262
Extraordinary gains, net	$0	54
Net income	$7,557,000	1,277
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,557,000	1,265
Net charge-offs	$714,000	630
Cash dividends	$1,100,000	2,065
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$11,612,070	904
2023-09-30 (YTD Data)		Rank
Total interest income	$22,108,000	1,386
Total interest expense	$3,931,000	1,849
Net interest income	$18,177,000	1,237
Provision for loan and lease losses	$886,000	716
Total noninterest income	$2,139,000	1,681
Gross Fiduciary activities income	$3,000	875
Service charges on deposit accounts	$721,000	1,020
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,415,000	1,659
Total noninterest expense	$8,173,000	1,928
Salaries and employee benefits	$4,586,000	1,930
Premises and equipment expense	$908,000	1,811
Additional noninterest expense	$1,415,000	1,659
Pre-tax net operating income	$11,257,000	886
Securities gains (losses)	$-1,477,000	4,491
Applicable income taxes	$2,726,000	684
Income before extraordinary items	$7,054,000	1,112
Extraordinary gains, net	$0	52
Net income	$7,054,000	1,117
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,054,000	1,112
Net charge-offs	$712,000	491
Cash dividends	$1,100,000	1,607
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$8,220,830	990
2023-06-30 (YTD Data)		Rank
Total interest income	$14,051,000	1,405
Total interest expense	$1,934,000	2,063
Net interest income	$12,117,000	1,248
Provision for loan and lease losses	$-472,000	4,552
Total noninterest income	$1,429,000	1,603
Gross Fiduciary activities income	$3,000	856
Service charges on deposit accounts	$471,000	1,024
Trading account gains and fees	NA	NA
Additional Noninterest Income	$955,000	1,578
Total noninterest expense	$5,494,000	1,907
Salaries and employee benefits	$3,041,000	1,939
Premises and equipment expense	$620,000	1,759
Additional noninterest expense	$955,000	1,576
Pre-tax net operating income	$8,524,000	801
Securities gains (losses)	$-1,477,000	4,551
Applicable income taxes	$1,918,000	677
Income before extraordinary items	$5,129,000	1,032
Extraordinary gains, net	$0	51
Net income	$5,129,000	1,045
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,129,000	1,032
Net charge-offs	$-95,000	4,446
Cash dividends	$1,100,000	1,301
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$6,295,830	888
2023-03-31 (YTD Data)		Rank
Total interest income	$6,991,000	1,394
Total interest expense	$859,000	2,018
Net interest income	$6,132,000	1,243
Provision for loan and lease losses	$-89,000	4,532
Total noninterest income	$610,000	1,762
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$232,000	1,040
Trading account gains and fees	NA	NA
Additional Noninterest Income	$378,000	1,797
Total noninterest expense	$2,695,000	1,951
Salaries and employee benefits	$1,547,000	1,953
Premises and equipment expense	$293,000	1,852
Additional noninterest expense	$378,000	1,797
Pre-tax net operating income	$4,136,000	863
Securities gains (losses)	$-1,437,000	4,597
Applicable income taxes	$699,000	847
Income before extraordinary items	$2,000,000	1,281
Extraordinary gains, net	$0	4
Net income	$2,000,000	1,280
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,000,000	1,281
Net charge-offs	$-80,000	4,520
Cash dividends	$1,100,000	749
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,135,230	924
2022-12-31 (YTD Data)		Rank
Total interest income	$22,744,000	1,421
Total interest expense	$1,838,000	1,689
Net interest income	$20,906,000	1,380
Provision for loan and lease losses	$-2,047,000	4,660
Total noninterest income	$2,590,000	1,780
Gross Fiduciary activities income	$10,000	893
Service charges on deposit accounts	$982,000	1,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,598,000	1,840
Total noninterest expense	$9,754,000	2,049
Salaries and employee benefits	$6,040,000	1,943
Premises and equipment expense	$1,245,000	1,763
Additional noninterest expense	$1,598,000	1,840
Pre-tax net operating income	$15,789,000	908
Securities gains (losses)	$-7,066,000	4,653
Applicable income taxes	$1,722,000	1,179
Income before extraordinary items	$7,001,000	1,456
Extraordinary gains, net	$0	5
Net income	$7,001,000	1,455
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,001,000	1,456
Net charge-offs	$-272,000	4,499
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$12,653,800	953
2022-09-30 (YTD Data)		Rank
Total interest income	$16,797,000	1,382
Total interest expense	$1,010,000	1,747
Net interest income	$15,787,000	1,357
Provision for loan and lease losses	$-2,550,000	4,707
Total noninterest income	$1,898,000	1,817
Gross Fiduciary activities income	$7,000	885
Service charges on deposit accounts	$734,000	1,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,157,000	1,899
Total noninterest expense	$6,961,000	2,095
Salaries and employee benefits	$4,430,000	1,970
Premises and equipment expense	$975,000	1,721
Additional noninterest expense	$1,157,000	1,899
Pre-tax net operating income	$13,274,000	836
Securities gains (losses)	$-330,000	4,429
Applicable income taxes	$2,848,000	717
Income before extraordinary items	$10,096,000	893
Extraordinary gains, net	$0	4
Net income	$10,096,000	893
Minority interest net income	$0	57
Net income of bank and minority interests.	$10,096,000	893
Net charge-offs	$-272,000	4,541
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$10,356,700	880
2022-06-30 (YTD Data)		Rank
Total interest income	$10,028,000	1,464
Total interest expense	$330,000	2,533
Net interest income	$9,698,000	1,424
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,240,000	1,825
Gross Fiduciary activities income	$7,000	822
Service charges on deposit accounts	$470,000	1,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$763,000	1,964
Total noninterest expense	$4,682,000	2,077
Salaries and employee benefits	$2,917,000	1,983
Premises and equipment expense	$649,000	1,733
Additional noninterest expense	$1,116,000	2,433
Pre-tax net operating income	$6,256,000	1,029
Securities gains (losses)	$-264,000	4,501
Applicable income taxes	$1,631,000	754
Income before extraordinary items	$4,361,000	1,154
Extraordinary gains, net	$0	4
Net income	$4,361,000	1,152
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,361,000	1,154
Net charge-offs	$-137,000	4,469
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,569,560	1,142
2022-03-31 (YTD Data)		Rank
Total interest income	$4,943,000	1,454
Total interest expense	$145,000	2,670
Net interest income	$4,798,000	1,400
Provision for loan and lease losses	$0	2,285
Total noninterest income	$597,000	1,877
Gross Fiduciary activities income	$6,000	793
Service charges on deposit accounts	$230,000	1,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$361,000	2,008
Total noninterest expense	$2,171,000	2,169
Salaries and employee benefits	$1,436,000	1,994
Premises and equipment expense	$328,000	1,736
Additional noninterest expense	$407,000	2,935
Pre-tax net operating income	$3,224,000	952
Securities gains (losses)	$-264,000	4,627
Applicable income taxes	$684,000	814
Income before extraordinary items	$2,276,000	1,091
Extraordinary gains, net	$0	4
Net income	$2,276,000	1,090
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,276,000	1,091
Net charge-offs	$-94,000	4,543
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,484,560	1,037
2021-12-31 (YTD Data)		Rank
Total interest income	$19,694,000	1,503
Total interest expense	$813,000	2,499
Net interest income	$18,881,000	1,434
Provision for loan and lease losses	$1,498,000	404
Total noninterest income	$2,536,000	1,989
Gross Fiduciary activities income	$9,000	873
Service charges on deposit accounts	$907,000	1,038
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,620,000	2,133
Total noninterest expense	$10,770,000	1,880
Salaries and employee benefits	$5,710,000	2,001
Premises and equipment expense	$1,278,000	1,741
Additional noninterest expense	$3,782,000	1,652
Pre-tax net operating income	$9,149,000	1,355
Securities gains (losses)	$-283,000	4,750
Applicable income taxes	$2,364,000	992
Income before extraordinary items	$6,502,000	1,579
Extraordinary gains, net	$0	10
Net income	$6,502,000	1,579
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,502,000	1,579
Net charge-offs	$421,000	701
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,725,570	1,517
2021-09-30 (YTD Data)		Rank
Total interest income	$14,723,000	1,536
Total interest expense	$649,000	2,503
Net interest income	$14,074,000	1,468
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,853,000	2,057
Gross Fiduciary activities income	$7,000	862
Service charges on deposit accounts	$651,000	1,062
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,195,000	2,192
Total noninterest expense	$7,501,000	1,983
Salaries and employee benefits	$4,233,000	2,011
Premises and equipment expense	$1,004,000	1,696
Additional noninterest expense	$2,264,000	1,977
Pre-tax net operating income	$8,426,000	1,221
Securities gains (losses)	$-210,000	4,843
Applicable income taxes	$2,218,000	917
Income before extraordinary items	$5,998,000	1,412
Extraordinary gains, net	$0	8
Net income	$5,998,000	1,411
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,998,000	1,412
Net charge-offs	$-115,000	4,504
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,163,900	1,351
2021-06-30 (YTD Data)		Rank
Total interest income	$9,219,000	1,603
Total interest expense	$453,000	2,510
Net interest income	$8,766,000	1,528
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,223,000	2,020
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$401,000	1,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$822,000	2,137
Total noninterest expense	$4,842,000	2,021
Salaries and employee benefits	$2,739,000	2,047
Premises and equipment expense	$639,000	1,752
Additional noninterest expense	$1,464,000	2,005
Pre-tax net operating income	$5,147,000	1,286
Securities gains (losses)	$-210,000	4,899
Applicable income taxes	$1,323,000	965
Income before extraordinary items	$3,614,000	1,502
Extraordinary gains, net	$0	6
Net income	$3,614,000	1,502
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,614,000	1,502
Net charge-offs	$-119,000	4,633
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,779,900	1,424
2021-03-31 (YTD Data)		Rank
Total interest income	$4,439,000	1,655
Total interest expense	$226,000	2,573
Net interest income	$4,213,000	1,585
Provision for loan and lease losses	$0	2,741
Total noninterest income	$609,000	2,018
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$198,000	1,096
Trading account gains and fees	NA	NA
Additional Noninterest Income	$411,000	2,126
Total noninterest expense	$2,346,000	2,050
Salaries and employee benefits	$1,387,000	2,022
Premises and equipment expense	$319,000	1,761
Additional noninterest expense	$640,000	2,166
Pre-tax net operating income	$2,476,000	1,314
Securities gains (losses)	$7,000	1,145
Applicable income taxes	$671,000	950
Income before extraordinary items	$1,812,000	1,494
Extraordinary gains, net	$0	3
Net income	$1,812,000	1,494
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,812,000	1,494
Net charge-offs	$-63,000	4,665
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,806,470	1,462
2020-12-31 (YTD Data)		Rank
Total interest income	$16,883,000	1,723
Total interest expense	$1,848,000	2,076
Net interest income	$15,035,000	1,653
Provision for loan and lease losses	$-534,000	4,994
Total noninterest income	$2,070,000	2,086
Gross Fiduciary activities income	$3,000	957
Service charges on deposit accounts	$907,000	1,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,160,000	2,332
Total noninterest expense	$10,222,000	1,932
Salaries and employee benefits	$5,644,000	1,983
Premises and equipment expense	$1,089,000	1,916
Additional noninterest expense	$3,489,000	1,710
Pre-tax net operating income	$7,417,000	1,326
Securities gains (losses)	$396,000	695
Applicable income taxes	$2,072,000	921
Income before extraordinary items	$5,741,000	1,470
Extraordinary gains, net	$0	4
Net income	$5,741,000	1,469
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,741,000	1,470
Net charge-offs	$-999,000	4,983
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,428,160	1,493
2020-09-30 (YTD Data)		Rank
Total interest income	$13,926,000	1,594
Total interest expense	$1,520,000	2,048
Net interest income	$12,406,000	1,507
Provision for loan and lease losses	$-886,000	5,033
Total noninterest income	$1,383,000	2,169
Gross Fiduciary activities income	$2,000	929
Service charges on deposit accounts	$669,000	1,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$712,000	2,480
Total noninterest expense	$7,619,000	1,918
Salaries and employee benefits	$4,138,000	2,001
Premises and equipment expense	$891,000	1,809
Additional noninterest expense	$2,590,000	1,698
Pre-tax net operating income	$7,056,000	1,070
Securities gains (losses)	$214,000	855
Applicable income taxes	$1,977,000	734
Income before extraordinary items	$5,293,000	1,214
Extraordinary gains, net	$0	4
Net income	$5,293,000	1,214
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,293,000	1,214
Net charge-offs	$-909,000	5,012
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,123,940	1,203
2020-06-30 (YTD Data)		Rank
Total interest income	$9,485,000	1,581
Total interest expense	$1,190,000	1,934
Net interest income	$8,295,000	1,505
Provision for loan and lease losses	$-886,000	5,065
Total noninterest income	$782,000	2,291
Gross Fiduciary activities income	$1,000	937
Service charges on deposit accounts	$454,000	1,042
Trading account gains and fees	NA	NA
Additional Noninterest Income	$327,000	2,820
Total noninterest expense	$5,025,000	1,922
Salaries and employee benefits	$2,771,000	1,989
Premises and equipment expense	$561,000	1,876
Additional noninterest expense	$1,693,000	1,721
Pre-tax net operating income	$4,938,000	965
Securities gains (losses)	$214,000	676
Applicable income taxes	$1,143,000	740
Income before extraordinary items	$4,009,000	1,041
Extraordinary gains, net	$0	4
Net income	$4,009,000	1,041
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,009,000	1,041
Net charge-offs	$-961,000	5,048
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,839,940	1,044
2020-03-31 (YTD Data)		Rank
Total interest income	$4,298,000	1,710
Total interest expense	$630,000	1,981
Net interest income	$3,668,000	1,631
Provision for loan and lease losses	$0	3,711
Total noninterest income	$194,000	3,059
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$283,000	1,000
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-89,000	5,088
Total noninterest expense	$2,557,000	1,916
Salaries and employee benefits	$1,438,000	1,951
Premises and equipment expense	$283,000	1,878
Additional noninterest expense	$836,000	1,769
Pre-tax net operating income	$1,305,000	1,476
Securities gains (losses)	$150,000	470
Applicable income taxes	$385,000	901
Income before extraordinary items	$1,070,000	1,577
Extraordinary gains, net	$0	4
Net income	$1,070,000	1,576
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,070,000	1,577
Net charge-offs	$-20,000	4,664
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$951,500	1,699
2019-12-31 (YTD Data)		Rank
Total interest income	$19,140,000	1,573
Total interest expense	$2,662,000	1,955
Net interest income	$16,478,000	1,465
Provision for loan and lease losses	$3,726,000	315
Total noninterest income	$3,416,000	1,449
Gross Fiduciary activities income	$16,000	890
Service charges on deposit accounts	$1,198,000	979
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,202,000	1,457
Total noninterest expense	$10,197,000	1,890
Salaries and employee benefits	$5,964,000	1,851
Premises and equipment expense	$1,028,000	1,998
Additional noninterest expense	$3,205,000	1,803
Pre-tax net operating income	$5,971,000	1,539
Securities gains (losses)	$1,431,000	179
Applicable income taxes	$1,934,000	922
Income before extraordinary items	$5,468,000	1,488
Extraordinary gains, net	$0	11
Net income	$5,468,000	1,489
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,468,000	1,490
Net charge-offs	$4,614,000	224
Cash dividends	$5,350,000	753
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,337,510	1,745
2019-09-30 (YTD Data)		Rank
Total interest income	$14,417,000	1,581
Total interest expense	$1,867,000	2,062
Net interest income	$12,550,000	1,455
Provision for loan and lease losses	$2,606,000	333
Total noninterest income	$1,980,000	1,689
Gross Fiduciary activities income	$1,000	975
Service charges on deposit accounts	$896,000	976
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,083,000	1,822
Total noninterest expense	$7,385,000	1,948
Salaries and employee benefits	$4,420,000	1,870
Premises and equipment expense	$843,000	1,889
Additional noninterest expense	$2,122,000	2,027
Pre-tax net operating income	$4,539,000	1,569
Securities gains (losses)	$1,336,000	162
Applicable income taxes	$1,510,000	936
Income before extraordinary items	$4,365,000	1,449
Extraordinary gains, net	$0	11
Net income	$4,365,000	1,449
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,365,000	1,451
Net charge-offs	$3,367,000	217
Cash dividends	$5,350,000	577
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,309,560	1,764
2019-06-30 (YTD Data)		Rank
Total interest income	$9,628,000	1,582
Total interest expense	$1,100,000	2,202
Net interest income	$8,528,000	1,441
Provision for loan and lease losses	$125,000	1,988
Total noninterest income	$1,290,000	1,675
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$574,000	998
Trading account gains and fees	NA	NA
Additional Noninterest Income	$716,000	1,819
Total noninterest expense	$5,151,000	1,898
Salaries and employee benefits	$2,941,000	1,878
Premises and equipment expense	$594,000	1,835
Additional noninterest expense	$1,616,000	1,815
Pre-tax net operating income	$4,542,000	1,128
Securities gains (losses)	$7,000	1,296
Applicable income taxes	$1,467,000	704
Income before extraordinary items	$3,082,000	1,361
Extraordinary gains, net	$0	11
Net income	$3,082,000	1,361
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,082,000	1,361
Net charge-offs	$322,000	756
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,076,470	1,338
2019-03-31 (YTD Data)		Rank
Total interest income	$4,816,000	1,577
Total interest expense	$538,000	2,205
Net interest income	$4,278,000	1,430
Provision for loan and lease losses	$0	3,406
Total noninterest income	$621,000	1,690
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$271,000	1,042
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	1,809
Total noninterest expense	$2,519,000	1,932
Salaries and employee benefits	$1,447,000	1,919
Premises and equipment expense	$287,000	1,890
Additional noninterest expense	$785,000	1,850
Pre-tax net operating income	$2,380,000	1,069
Securities gains (losses)	$7,000	777
Applicable income taxes	$606,000	775
Income before extraordinary items	$1,781,000	1,192
Extraordinary gains, net	$0	5
Net income	$1,781,000	1,191
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,781,000	1,191
Net charge-offs	$3,000	2,375
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,775,470	1,172
2018-12-31 (YTD Data)		Rank
Total interest income	$17,808,000	1,596
Total interest expense	$2,168,000	1,829
Net interest income	$15,640,000	1,539
Provision for loan and lease losses	$698,000	1,163
Total noninterest income	$2,801,000	1,622
Gross Fiduciary activities income	$13,000	937
Service charges on deposit accounts	$1,289,000	926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,499,000	1,802
Total noninterest expense	$10,453,000	1,832
Salaries and employee benefits	$5,832,000	1,863
Premises and equipment expense	$1,323,000	1,675
Additional noninterest expense	$3,298,000	1,762
Pre-tax net operating income	$7,290,000	1,310
Securities gains (losses)	$-253,000	5,190
Applicable income taxes	$150,000	2,855
Income before extraordinary items	$6,887,000	1,234
Extraordinary gains, net	$0	6
Net income	$6,887,000	1,233
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,887,000	1,233
Net charge-offs	$441,000	1,037
Cash dividends	$8,370,000	486
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,134,940	1,194
2018-09-30 (YTD Data)		Rank
Total interest income	$13,176,000	1,604
Total interest expense	$1,563,000	1,810
Net interest income	$11,613,000	1,554
Provision for loan and lease losses	$15,000	3,690
Total noninterest income	$2,082,000	1,648
Gross Fiduciary activities income	$1,000	1,014
Service charges on deposit accounts	$971,000	926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,110,000	1,822
Total noninterest expense	$7,470,000	1,912
Salaries and employee benefits	$4,287,000	1,885
Premises and equipment expense	$909,000	1,813
Additional noninterest expense	$2,274,000	1,904
Pre-tax net operating income	$6,210,000	1,205
Securities gains (losses)	$0	1,118
Applicable income taxes	$113,000	2,918
Income before extraordinary items	$6,097,000	1,087
Extraordinary gains, net	$0	5
Net income	$6,097,000	1,086
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,097,000	1,086
Net charge-offs	$4,000	3,250
Cash dividends	$3,370,000	730
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,097,000	1,079
2018-06-30 (YTD Data)		Rank
Total interest income	$8,602,000	1,619
Total interest expense	$978,000	1,805
Net interest income	$7,624,000	1,571
Provision for loan and lease losses	$0	3,782
Total noninterest income	$1,360,000	1,665
Gross Fiduciary activities income	$1,000	997
Service charges on deposit accounts	$604,000	988
Trading account gains and fees	NA	NA
Additional Noninterest Income	$755,000	1,794
Total noninterest expense	$4,873,000	1,961
Salaries and employee benefits	$2,794,000	1,922
Premises and equipment expense	$589,000	1,853
Additional noninterest expense	$1,490,000	1,936
Pre-tax net operating income	$4,111,000	1,195
Securities gains (losses)	$0	961
Applicable income taxes	$75,000	2,905
Income before extraordinary items	$4,036,000	1,070
Extraordinary gains, net	$0	6
Net income	$4,036,000	1,069
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,036,000	1,069
Net charge-offs	$7,000	2,719
Cash dividends	$3,045,000	557
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,036,000	1,062
2018-03-31 (YTD Data)		Rank
Total interest income	$4,491,000	1,538
Total interest expense	$445,000	1,868
Net interest income	$4,046,000	1,485
Provision for loan and lease losses	$0	3,508
Total noninterest income	$655,000	1,701
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$286,000	1,038
Trading account gains and fees	NA	NA
Additional Noninterest Income	$369,000	1,793
Total noninterest expense	$2,372,000	2,009
Salaries and employee benefits	$1,365,000	1,987
Premises and equipment expense	$296,000	1,883
Additional noninterest expense	$711,000	2,011
Pre-tax net operating income	$2,329,000	1,064
Securities gains (losses)	$0	735
Applicable income taxes	$38,000	2,877
Income before extraordinary items	$2,291,000	954
Extraordinary gains, net	$0	7
Net income	$2,291,000	954
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,291,000	954
Net charge-offs	$-15,000	4,895
Cash dividends	$2,560,000	343
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,291,000	945
2017-12-31 (YTD Data)		Rank
Total interest income	$16,756,000	1,595
Total interest expense	$1,476,000	1,951
Net interest income	$15,280,000	1,528
Provision for loan and lease losses	$1,015,000	876
Total noninterest income	$2,636,000	1,723
Gross Fiduciary activities income	$14,000	952
Service charges on deposit accounts	$1,313,000	930
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,309,000	1,966
Total noninterest expense	$10,020,000	1,914
Salaries and employee benefits	$5,838,000	1,853
Premises and equipment expense	$1,217,000	1,823
Additional noninterest expense	$2,965,000	1,952
Pre-tax net operating income	$6,881,000	1,331
Securities gains (losses)	$-184,000	5,498
Applicable income taxes	$152,000	3,108
Income before extraordinary items	$6,545,000	1,087
Extraordinary gains, net	$0	9
Net income	$6,545,000	1,087
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,545,000	1,087
Net charge-offs	$529,000	1,049
Cash dividends	$2,850,000	1,072
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,725,320	1,049
2017-09-30 (YTD Data)		Rank
Total interest income	$12,503,000	1,600
Total interest expense	$1,052,000	2,008
Net interest income	$11,451,000	1,528
Provision for loan and lease losses	$251,000	1,801
Total noninterest income	$2,029,000	1,706
Gross Fiduciary activities income	$1,000	1,049
Service charges on deposit accounts	$994,000	928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,034,000	1,934
Total noninterest expense	$7,208,000	1,966
Salaries and employee benefits	$4,245,000	1,904
Premises and equipment expense	$902,000	1,859
Additional noninterest expense	$2,061,000	2,062
Pre-tax net operating income	$6,021,000	1,200
Securities gains (losses)	$31,000	1,096
Applicable income taxes	$115,000	3,089
Income before extraordinary items	$5,937,000	998
Extraordinary gains, net	$0	9
Net income	$5,937,000	998
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,937,000	998
Net charge-offs	$150,000	1,606
Cash dividends	$2,850,000	800
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,906,620	991
2017-06-30 (YTD Data)		Rank
Total interest income	$8,161,000	1,612
Total interest expense	$657,000	2,057
Net interest income	$7,504,000	1,544
Provision for loan and lease losses	$203,000	1,536
Total noninterest income	$1,327,000	1,721
Gross Fiduciary activities income	$1,000	1,033
Service charges on deposit accounts	$630,000	959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$696,000	1,937
Total noninterest expense	$4,671,000	2,025
Salaries and employee benefits	$2,819,000	1,921
Premises and equipment expense	$598,000	1,871
Additional noninterest expense	$1,254,000	2,237
Pre-tax net operating income	$3,957,000	1,205
Securities gains (losses)	$6,000	1,397
Applicable income taxes	$77,000	3,090
Income before extraordinary items	$3,886,000	997
Extraordinary gains, net	$0	11
Net income	$3,886,000	998
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,886,000	997
Net charge-offs	$96,000	1,553
Cash dividends	$2,175,000	710
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,880,120	986
2017-03-31 (YTD Data)		Rank
Total interest income	$3,962,000	1,646
Total interest expense	$299,000	2,190
Net interest income	$3,663,000	1,565
Provision for loan and lease losses	$100,000	1,432
Total noninterest income	$620,000	1,779
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$298,000	1,001
Trading account gains and fees	NA	NA
Additional Noninterest Income	$322,000	2,004
Total noninterest expense	$2,144,000	2,192
Salaries and employee benefits	$1,384,000	1,975
Premises and equipment expense	$302,000	1,872
Additional noninterest expense	$458,000	2,836
Pre-tax net operating income	$2,039,000	1,153
Securities gains (losses)	$6,000	778
Applicable income taxes	$45,000	2,962
Income before extraordinary items	$2,000,000	941
Extraordinary gains, net	$0	8
Net income	$2,000,000	942
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,000,000	941
Net charge-offs	$82,000	1,043
Cash dividends	$1,000,000	712
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,994,120	935
2016-12-31 (YTD Data)		Rank
Total interest income	$15,916,000	1,589
Total interest expense	$1,281,000	2,021
Net interest income	$14,635,000	1,531
Provision for loan and lease losses	$848,000	1,051
Total noninterest income	$2,493,000	1,854
Gross Fiduciary activities income	$6,000	1,044
Service charges on deposit accounts	$1,234,000	993
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,253,000	2,127
Total noninterest expense	$10,536,000	1,811
Salaries and employee benefits	$5,615,000	1,902
Premises and equipment expense	$1,242,000	1,806
Additional noninterest expense	$3,679,000	1,656
Pre-tax net operating income	$5,744,000	1,448
Securities gains (losses)	$421,000	513
Applicable income taxes	$84,000	3,396
Income before extraordinary items	$6,081,000	1,182
Extraordinary gains, net	$0	5
Net income	$6,081,000	1,181
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,081,000	1,181
Net charge-offs	$326,000	1,450
Cash dividends	$11,780,000	331
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,664,210	1,223
2016-09-30 (YTD Data)		Rank
Total interest income	$12,054,000	1,573
Total interest expense	$921,000	2,093
Net interest income	$11,133,000	1,504
Provision for loan and lease losses	$435,000	1,290
Total noninterest income	$1,790,000	1,909
Gross Fiduciary activities income	$2,000	1,060
Service charges on deposit accounts	$904,000	1,011
Trading account gains and fees	$0	169
Additional Noninterest Income	$884,000	2,191
Total noninterest expense	$7,490,000	1,909
Salaries and employee benefits	$4,109,000	1,936
Premises and equipment expense	$938,000	1,807
Additional noninterest expense	$2,443,000	1,831
Pre-tax net operating income	$4,998,000	1,320
Securities gains (losses)	$421,000	466
Applicable income taxes	$63,000	3,464
Income before extraordinary items	$5,356,000	1,049
Extraordinary gains, net	$0	5
Net income	$5,356,000	1,049
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,356,000	1,049
Net charge-offs	$3,000	3,728
Cash dividends	$11,780,000	247
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,939,210	1,103
2016-06-30 (YTD Data)		Rank
Total interest income	$8,064,000	1,569
Total interest expense	$588,000	2,168
Net interest income	$7,476,000	1,503
Provision for loan and lease losses	$30,000	3,242
Total noninterest income	$1,103,000	1,979
Gross Fiduciary activities income	$2,000	1,041
Service charges on deposit accounts	$578,000	1,046
Trading account gains and fees	$0	157
Additional Noninterest Income	$523,000	2,319
Total noninterest expense	$4,877,000	1,962
Salaries and employee benefits	$2,687,000	1,974
Premises and equipment expense	$613,000	1,834
Additional noninterest expense	$1,577,000	1,891
Pre-tax net operating income	$3,672,000	1,195
Securities gains (losses)	$49,000	1,440
Applicable income taxes	$42,000	3,481
Income before extraordinary items	$3,679,000	1,000
Extraordinary gains, net	$0	16
Net income	$3,679,000	999
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,679,000	999
Net charge-offs	$-16,000	5,135
Cash dividends	$11,125,000	186
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,630,490	985
2016-03-31 (YTD Data)		Rank
Total interest income	$3,962,000	1,605
Total interest expense	$288,000	2,210
Net interest income	$3,674,000	1,522
Provision for loan and lease losses	$0	3,656
Total noninterest income	$600,000	1,849
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$283,000	1,051
Trading account gains and fees	$0	142
Additional Noninterest Income	$317,000	2,028
Total noninterest expense	$2,478,000	1,936
Salaries and employee benefits	$1,338,000	1,992
Premises and equipment expense	$301,000	1,871
Additional noninterest expense	$839,000	1,770
Pre-tax net operating income	$1,796,000	1,197
Securities gains (losses)	$35,000	980
Applicable income taxes	$21,000	3,459
Income before extraordinary items	$1,810,000	994
Extraordinary gains, net	$0	12
Net income	$1,810,000	995
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,810,000	995
Net charge-offs	$-14,000	5,335
Cash dividends	$8,000,000	159
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,775,350	982
2015-12-31 (YTD Data)		Rank
Total interest income	$14,894,000	1,667
Total interest expense	$1,034,000	2,362
Net interest income	$13,860,000	1,581
Provision for loan and lease losses	$808,000	970
Total noninterest income	$2,229,000	1,971
Gross Fiduciary activities income	$6,000	1,079
Service charges on deposit accounts	$1,097,000	1,136
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,126,000	2,225
Total noninterest expense	$10,672,000	1,778
Salaries and employee benefits	$5,447,000	1,909
Premises and equipment expense	$1,310,000	1,740
Additional noninterest expense	$3,915,000	1,563
Pre-tax net operating income	$4,609,000	1,688
Securities gains (losses)	$56,000	1,567
Applicable income taxes	$60,000	3,559
Income before extraordinary items	$4,605,000	1,440
Extraordinary gains, net	$0	23
Net income	$4,605,000	1,440
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,605,000	1,440
Net charge-offs	$360,000	1,453
Cash dividends	$1,882,000	1,420
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,549,560	1,432
2015-09-30 (YTD Data)		Rank
Total interest income	$10,989,000	1,699
Total interest expense	$763,000	2,416
Net interest income	$10,226,000	1,623
Provision for loan and lease losses	$562,000	950
Total noninterest income	$1,647,000	2,000
Gross Fiduciary activities income	$2,000	1,102
Service charges on deposit accounts	$796,000	1,170
Trading account gains and fees	$0	153
Additional Noninterest Income	$849,000	2,232
Total noninterest expense	$8,166,000	1,750
Salaries and employee benefits	$4,166,000	1,881
Premises and equipment expense	$1,001,000	1,724
Additional noninterest expense	$2,999,000	1,525
Pre-tax net operating income	$3,145,000	1,835
Securities gains (losses)	$58,000	1,371
Applicable income taxes	$45,000	3,675
Income before extraordinary items	$3,158,000	1,557
Extraordinary gains, net	$0	21
Net income	$3,158,000	1,557
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,158,000	1,558
Net charge-offs	$292,000	1,219
Cash dividends	$1,752,000	1,089
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,100,580	1,542
2015-06-30 (YTD Data)		Rank
Total interest income	$7,242,000	1,718
Total interest expense	$508,000	2,441
Net interest income	$6,734,000	1,645
Provision for loan and lease losses	$190,000	1,565
Total noninterest income	$1,069,000	2,050
Gross Fiduciary activities income	$2,000	1,087
Service charges on deposit accounts	$488,000	1,231
Trading account gains and fees	$0	157
Additional Noninterest Income	$579,000	2,242
Total noninterest expense	$5,218,000	1,823
Salaries and employee benefits	$2,766,000	1,901
Premises and equipment expense	$669,000	1,734
Additional noninterest expense	$1,783,000	1,699
Pre-tax net operating income	$2,395,000	1,634
Securities gains (losses)	$13,000	1,906
Applicable income taxes	$30,000	3,682
Income before extraordinary items	$2,378,000	1,402
Extraordinary gains, net	$0	22
Net income	$2,378,000	1,403
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,378,000	1,403
Net charge-offs	$232,000	1,086
Cash dividends	$1,065,000	1,165
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,365,130	1,366
2015-03-31 (YTD Data)		Rank
Total interest income	$3,583,000	1,738
Total interest expense	$251,000	2,475
Net interest income	$3,332,000	1,662
Provision for loan and lease losses	$15,000	2,956
Total noninterest income	$474,000	2,165
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$224,000	1,307
Trading account gains and fees	$0	152
Additional Noninterest Income	$250,000	2,350
Total noninterest expense	$2,567,000	1,856
Salaries and employee benefits	$1,450,000	1,821
Premises and equipment expense	$341,000	1,714
Additional noninterest expense	$776,000	1,926
Pre-tax net operating income	$1,224,000	1,574
Securities gains (losses)	$0	2,027
Applicable income taxes	$15,000	3,667
Income before extraordinary items	$1,209,000	1,362
Extraordinary gains, net	$0	13
Net income	$1,209,000	1,363
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,209,000	1,364
Net charge-offs	$15,000	2,292
Cash dividends	$610,000	962
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,209,000	1,320
2014-12-31 (YTD Data)		Rank
Total interest income	$14,951,000	1,680
Total interest expense	$1,218,000	2,233
Net interest income	$13,733,000	1,608
Provision for loan and lease losses	$182,000	2,576
Total noninterest income	$2,291,000	1,924
Gross Fiduciary activities income	$5,000	1,119
Service charges on deposit accounts	$1,184,000	1,121
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,102,000	2,193
Total noninterest expense	$10,277,000	1,838
Salaries and employee benefits	$5,631,000	1,830
Premises and equipment expense	$1,377,000	1,697
Additional noninterest expense	$3,269,000	1,886
Pre-tax net operating income	$5,565,000	1,388
Securities gains (losses)	$426,000	465
Applicable income taxes	$78,000	3,524
Income before extraordinary items	$5,913,000	1,119
Extraordinary gains, net	$0	17
Net income	$5,913,000	1,118
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,913,000	1,119
Net charge-offs	$237,000	2,281
Cash dividends	$2,555,000	1,066
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,491,260	1,170
2014-09-30 (YTD Data)		Rank
Total interest income	$11,290,000	1,668
Total interest expense	$934,000	2,223
Net interest income	$10,356,000	1,600
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,788,000	1,872
Gross Fiduciary activities income	$3,000	1,105
Service charges on deposit accounts	$919,000	1,083
Trading account gains and fees	$0	174
Additional Noninterest Income	$866,000	2,134
Total noninterest expense	$7,756,000	1,830
Salaries and employee benefits	$4,191,000	1,844
Premises and equipment expense	$1,014,000	1,736
Additional noninterest expense	$2,551,000	1,806
Pre-tax net operating income	$4,388,000	1,357
Securities gains (losses)	$170,000	710
Applicable income taxes	$58,000	3,593
Income before extraordinary items	$4,500,000	1,108
Extraordinary gains, net	$0	15
Net income	$4,500,000	1,107
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,500,000	1,107
Net charge-offs	$110,000	2,592
Cash dividends	$2,555,000	766
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,331,700	1,127
2014-06-30 (YTD Data)		Rank
Total interest income	$7,318,000	1,703
Total interest expense	$633,000	2,226
Net interest income	$6,685,000	1,644
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,402,000	1,624
Gross Fiduciary activities income	$3,000	1,080
Service charges on deposit accounts	$635,000	1,031
Trading account gains and fees	$0	172
Additional Noninterest Income	$764,000	1,753
Total noninterest expense	$5,292,000	1,793
Salaries and employee benefits	$2,632,000	1,965
Premises and equipment expense	$675,000	1,758
Additional noninterest expense	$1,985,000	1,573
Pre-tax net operating income	$2,795,000	1,363
Securities gains (losses)	$166,000	546
Applicable income taxes	$39,000	3,568
Income before extraordinary items	$2,922,000	1,100
Extraordinary gains, net	$0	20
Net income	$2,922,000	1,101
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,922,000	1,101
Net charge-offs	$86,000	2,332
Cash dividends	$1,930,000	685
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,757,660	1,134
2014-03-31 (YTD Data)		Rank
Total interest income	$3,672,000	1,694
Total interest expense	$321,000	2,229
Net interest income	$3,351,000	1,635
Provision for loan and lease losses	$0	3,817
Total noninterest income	$665,000	1,653
Gross Fiduciary activities income	$1,000	1,081
Service charges on deposit accounts	$328,000	983
Trading account gains and fees	$0	147
Additional Noninterest Income	$336,000	1,859
Total noninterest expense	$2,489,000	1,909
Salaries and employee benefits	$1,212,000	2,130
Premises and equipment expense	$337,000	1,789
Additional noninterest expense	$940,000	1,632
Pre-tax net operating income	$1,527,000	1,230
Securities gains (losses)	$15,000	1,042
Applicable income taxes	$19,000	3,539
Income before extraordinary items	$1,523,000	1,032
Extraordinary gains, net	$0	16
Net income	$1,523,000	1,033
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,523,000	1,033
Net charge-offs	$3,000	3,257
Cash dividends	$1,550,000	407
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,508,150	1,014
2013-12-31 (YTD Data)		Rank
Total interest income	$15,257,000	1,634
Total interest expense	$1,567,000	2,085
Net interest income	$13,690,000	1,590
Provision for loan and lease losses	$250,000	2,679
Total noninterest income	$3,658,000	1,405
Gross Fiduciary activities income	$14,000	1,079
Service charges on deposit accounts	$1,617,000	861
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,027,000	1,494
Total noninterest expense	$11,027,000	1,735
Salaries and employee benefits	$6,120,000	1,670
Premises and equipment expense	$1,484,000	1,591
Additional noninterest expense	$3,423,000	1,859
Pre-tax net operating income	$6,071,000	1,218
Securities gains (losses)	$-91,000	6,536
Applicable income taxes	$67,000	3,634
Income before extraordinary items	$5,913,000	1,046
Extraordinary gains, net	$0	29
Net income	$5,913,000	1,048
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,913,000	1,048
Net charge-offs	$49,000	4,372
Cash dividends	$7,775,000	399
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$6,003,090	1,008
2013-09-30 (YTD Data)		Rank
Total interest income	$11,523,000	1,636
Total interest expense	$1,226,000	2,063
Net interest income	$10,297,000	1,591
Provision for loan and lease losses	$175,000	2,770
Total noninterest income	$2,825,000	1,398
Gross Fiduciary activities income	$8,000	1,078
Service charges on deposit accounts	$1,223,000	849
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,594,000	1,485
Total noninterest expense	$7,857,000	1,827
Salaries and employee benefits	$4,476,000	1,719
Premises and equipment expense	$1,016,000	1,747
Additional noninterest expense	$2,365,000	1,978
Pre-tax net operating income	$5,090,000	1,121
Securities gains (losses)	$-80,000	6,703
Applicable income taxes	$60,000	3,621
Income before extraordinary items	$4,950,000	942
Extraordinary gains, net	$0	25
Net income	$4,950,000	944
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,950,000	944
Net charge-offs	$-39,000	6,408
Cash dividends	$4,775,000	431
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,029,200	908
2013-06-30 (YTD Data)		Rank
Total interest income	$7,630,000	1,645
Total interest expense	$847,000	2,036
Net interest income	$6,783,000	1,593
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,785,000	1,461
Gross Fiduciary activities income	$8,000	1,048
Service charges on deposit accounts	$805,000	843
Trading account gains and fees	$0	157
Additional Noninterest Income	$972,000	1,608
Total noninterest expense	$5,176,000	1,847
Salaries and employee benefits	$3,010,000	1,718
Premises and equipment expense	$678,000	1,735
Additional noninterest expense	$1,488,000	2,075
Pre-tax net operating income	$3,392,000	1,103
Securities gains (losses)	$17,000	2,091
Applicable income taxes	$34,000	3,695
Income before extraordinary items	$3,375,000	914
Extraordinary gains, net	$0	22
Net income	$3,375,000	915
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,375,000	916
Net charge-offs	$15,000	4,144
Cash dividends	$4,250,000	336
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,358,170	881
2013-03-31 (YTD Data)		Rank
Total interest income	$3,807,000	1,657
Total interest expense	$442,000	2,016
Net interest income	$3,365,000	1,608
Provision for loan and lease losses	$0	4,409
Total noninterest income	$929,000	1,417
Gross Fiduciary activities income	$3,000	1,052
Service charges on deposit accounts	$395,000	845
Trading account gains and fees	$0	148
Additional Noninterest Income	$531,000	1,509
Total noninterest expense	$2,429,000	1,969
Salaries and employee benefits	$1,512,000	1,731
Premises and equipment expense	$326,000	1,826
Additional noninterest expense	$591,000	2,583
Pre-tax net operating income	$1,865,000	988
Securities gains (losses)	$0	1,966
Applicable income taxes	$18,000	3,669
Income before extraordinary items	$1,847,000	832
Extraordinary gains, net	$0	10
Net income	$1,847,000	833
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,847,000	834
Net charge-offs	$-22,000	6,473
Cash dividends	$3,450,000	198
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,847,000	792
2012-12-31 (YTD Data)		Rank
Total interest income	$12,732,000	2,058
Total interest expense	$1,499,000	2,714
Net interest income	$11,233,000	1,944
Provision for loan and lease losses	$140,000	4,347
Total noninterest income	$2,686,000	1,779
Gross Fiduciary activities income	$4,000	1,203
Service charges on deposit accounts	$1,273,000	1,121
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,409,000	1,932
Total noninterest expense	$8,881,000	2,144
Salaries and employee benefits	$4,421,000	2,245
Premises and equipment expense	$1,052,000	2,182
Additional noninterest expense	$3,408,000	1,925
Pre-tax net operating income	$4,898,000	1,399
Securities gains (losses)	$665,000	764
Applicable income taxes	$66,000	3,758
Income before extraordinary items	$5,497,000	1,080
Extraordinary gains, net	$0	29
Net income	$5,497,000	1,080
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,497,000	1,080
Net charge-offs	$214,000	3,692
Cash dividends	$1,405,000	1,570
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,838,650	1,159
2012-09-30 (YTD Data)		Rank
Total interest income	$9,285,000	2,145
Total interest expense	$1,106,000	2,851
Net interest income	$8,179,000	2,028
Provision for loan and lease losses	$140,000	3,959
Total noninterest income	$1,983,000	1,799
Gross Fiduciary activities income	$1,000	1,226
Service charges on deposit accounts	$909,000	1,178
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,073,000	1,905
Total noninterest expense	$5,436,000	2,604
Salaries and employee benefits	$3,101,000	2,378
Premises and equipment expense	$699,000	2,442
Additional noninterest expense	$1,636,000	2,892
Pre-tax net operating income	$4,586,000	1,174
Securities gains (losses)	$621,000	641
Applicable income taxes	$50,000	3,792
Income before extraordinary items	$5,157,000	892
Extraordinary gains, net	$0	20
Net income	$5,157,000	890
Minority interest net income	$0	86
Net income of bank and minority interests.	$5,157,000	892
Net charge-offs	$248,000	3,058
Cash dividends	$1,130,000	1,221
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,542,210	962
2012-06-30 (YTD Data)		Rank
Total interest income	$6,200,000	2,149
Total interest expense	$771,000	2,854
Net interest income	$5,429,000	2,041
Provision for loan and lease losses	$0	5,619
Total noninterest income	$1,425,000	1,686
Gross Fiduciary activities income	$1,000	1,200
Service charges on deposit accounts	$587,000	1,202
Trading account gains and fees	$0	153
Additional Noninterest Income	$837,000	1,709
Total noninterest expense	$3,447,000	2,712
Salaries and employee benefits	$1,964,000	2,503
Premises and equipment expense	$464,000	2,455
Additional noninterest expense	$1,019,000	3,075
Pre-tax net operating income	$3,407,000	1,038
Securities gains (losses)	$466,000	587
Applicable income taxes	$33,000	3,777
Income before extraordinary items	$3,840,000	790
Extraordinary gains, net	$0	19
Net income	$3,840,000	788
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,840,000	790
Net charge-offs	$-22,000	6,818
Cash dividends	$1,000,000	957
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,378,660	840
2012-03-31 (YTD Data)		Rank
Total interest income	$3,078,000	2,194
Total interest expense	$411,000	2,813
Net interest income	$2,667,000	2,066
Provision for loan and lease losses	$0	5,254
Total noninterest income	$719,000	1,661
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$292,000	1,203
Trading account gains and fees	$0	148
Additional Noninterest Income	$427,000	1,676
Total noninterest expense	$1,681,000	2,770
Salaries and employee benefits	$963,000	2,569
Premises and equipment expense	$229,000	2,499
Additional noninterest expense	$489,000	3,143
Pre-tax net operating income	$1,705,000	1,031
Securities gains (losses)	$312,000	444
Applicable income taxes	$17,000	3,745
Income before extraordinary items	$2,000,000	756
Extraordinary gains, net	$0	19
Net income	$2,000,000	758
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,000,000	758
Net charge-offs	$-10,000	6,648
Cash dividends	$675,000	687
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,691,120	832
2011-12-31 (YTD Data)		Rank
Total interest income	$12,111,000	2,297
Total interest expense	$2,235,000	2,530
Net interest income	$9,876,000	2,211
Provision for loan and lease losses	$665,000	3,021
Total noninterest income	$2,653,000	1,646
Gross Fiduciary activities income	$4,000	1,181
Service charges on deposit accounts	$1,183,000	1,243
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,466,000	1,672
Total noninterest expense	$7,778,000	2,430
Salaries and employee benefits	$3,869,000	2,481
Premises and equipment expense	$920,000	2,587
Additional noninterest expense	$2,989,000	2,210
Pre-tax net operating income	$4,086,000	1,409
Securities gains (losses)	$161,000	1,642
Applicable income taxes	$33,000	3,928
Income before extraordinary items	$4,214,000	1,190
Extraordinary gains, net	$0	29
Net income	$4,214,000	1,190
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,214,000	1,190
Net charge-offs	$575,000	3,009
Cash dividends	$6,480,000	339
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,054,610	1,167
2011-09-30 (YTD Data)		Rank
Total interest income	$9,019,000	2,337
Total interest expense	$1,727,000	2,572
Net interest income	$7,292,000	2,259
Provision for loan and lease losses	$165,000	4,383
Total noninterest income	$1,922,000	1,653
Gross Fiduciary activities income	$2,000	1,160
Service charges on deposit accounts	$868,000	1,280
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,052,000	1,715
Total noninterest expense	$5,581,000	2,527
Salaries and employee benefits	$2,859,000	2,516
Premises and equipment expense	$687,000	2,608
Additional noninterest expense	$2,035,000	2,421
Pre-tax net operating income	$3,468,000	1,298
Securities gains (losses)	$96,000	1,825
Applicable income taxes	$24,000	3,977
Income before extraordinary items	$3,540,000	1,080
Extraordinary gains, net	$0	21
Net income	$3,540,000	1,080
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,540,000	1,080
Net charge-offs	$357,000	3,046
Cash dividends	$6,480,000	228
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,444,960	1,054
2011-06-30 (YTD Data)		Rank
Total interest income	$5,875,000	2,419
Total interest expense	$1,177,000	2,607
Net interest income	$4,698,000	2,333
Provision for loan and lease losses	$0	6,217
Total noninterest income	$1,249,000	1,680
Gross Fiduciary activities income	$2,000	1,136
Service charges on deposit accounts	$542,000	1,349
Trading account gains and fees	$0	153
Additional Noninterest Income	$705,000	1,710
Total noninterest expense	$3,493,000	2,698
Salaries and employee benefits	$1,808,000	2,681
Premises and equipment expense	$466,000	2,590
Additional noninterest expense	$1,219,000	2,707
Pre-tax net operating income	$2,454,000	1,214
Securities gains (losses)	$52,000	1,570
Applicable income taxes	$15,000	3,950
Income before extraordinary items	$2,491,000	983
Extraordinary gains, net	$0	15
Net income	$2,491,000	980
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,491,000	983
Net charge-offs	$158,000	3,344
Cash dividends	$1,100,000	742
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,439,520	980
2011-03-31 (YTD Data)		Rank
Total interest income	$2,897,000	2,461
Total interest expense	$609,000	2,609
Net interest income	$2,288,000	2,398
Provision for loan and lease losses	$0	5,840
Total noninterest income	$610,000	1,732
Gross Fiduciary activities income	$1,000	1,126
Service charges on deposit accounts	$246,000	1,454
Trading account gains and fees	$0	158
Additional Noninterest Income	$363,000	1,681
Total noninterest expense	$1,724,000	2,740
Salaries and employee benefits	$870,000	2,784
Premises and equipment expense	$235,000	2,620
Additional noninterest expense	$619,000	2,661
Pre-tax net operating income	$1,174,000	1,237
Securities gains (losses)	$0	1,772
Applicable income taxes	$8,000	3,871
Income before extraordinary items	$1,166,000	1,048
Extraordinary gains, net	$0	9
Net income	$1,166,000	1,047
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,166,000	1,048
Net charge-offs	$10,000	4,385
Cash dividends	$600,000	613
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,166,000	1,011
2010-12-31 (YTD Data)		Rank
Total interest income	$11,070,000	2,712
Total interest expense	$2,412,000	3,079
Net interest income	$8,658,000	2,542
Provision for loan and lease losses	$880,000	3,252
Total noninterest income	$2,209,000	1,947
Gross Fiduciary activities income	$4,000	1,241
Service charges on deposit accounts	$957,000	1,558
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,248,000	1,910
Total noninterest expense	$7,777,000	2,484
Salaries and employee benefits	$3,639,000	2,637
Premises and equipment expense	$842,000	2,865
Additional noninterest expense	$3,296,000	2,113
Pre-tax net operating income	$2,210,000	2,065
Securities gains (losses)	$420,000	1,021
Applicable income taxes	$15,000	4,111
Income before extraordinary items	$2,615,000	1,573
Extraordinary gains, net	$0	29
Net income	$2,615,000	1,573
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,615,000	1,575
Net charge-offs	$545,000	3,543
Cash dividends	$625,000	2,066
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,199,200	1,786
2010-09-30 (YTD Data)		Rank
Total interest income	$8,006,000	2,848
Total interest expense	$1,724,000	3,321
Net interest income	$6,282,000	2,645
Provision for loan and lease losses	$532,000	3,446
Total noninterest income	$1,521,000	2,070
Gross Fiduciary activities income	$3,000	1,206
Service charges on deposit accounts	$669,000	1,700
Trading account gains and fees	$0	165
Additional Noninterest Income	$849,000	2,000
Total noninterest expense	$5,368,000	2,671
Salaries and employee benefits	$2,618,000	2,742
Premises and equipment expense	$731,000	2,571
Additional noninterest expense	$2,019,000	2,463
Pre-tax net operating income	$1,903,000	1,978
Securities gains (losses)	$420,000	859
Applicable income taxes	$0	4,726
Income before extraordinary items	$2,323,000	1,432
Extraordinary gains, net	$0	23
Net income	$2,323,000	1,435
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,323,000	1,435
Net charge-offs	$448,000	3,225
Cash dividends	$625,000	1,510
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,903,000	1,644
2010-06-30 (YTD Data)		Rank
Total interest income	$5,047,000	3,025
Total interest expense	$1,037,000	3,707
Net interest income	$4,010,000	2,751
Provision for loan and lease losses	$180,000	4,360
Total noninterest income	$786,000	2,397
Gross Fiduciary activities income	$3,000	1,181
Service charges on deposit accounts	$398,000	1,893
Trading account gains and fees	$0	152
Additional Noninterest Income	$385,000	2,467
Total noninterest expense	$3,382,000	2,807
Salaries and employee benefits	$1,638,000	2,912
Premises and equipment expense	$501,000	2,536
Additional noninterest expense	$1,243,000	2,633
Pre-tax net operating income	$1,234,000	2,022
Securities gains (losses)	$49,000	1,900
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,283,000	1,695
Extraordinary gains, net	$0	19
Net income	$1,283,000	1,694
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,283,000	1,695
Net charge-offs	$46,000	4,959
Cash dividends	$450,000	1,446
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,234,000	1,685
2010-03-31 (YTD Data)		Rank
Total interest income	$2,461,000	3,144
Total interest expense	$545,000	3,698
Net interest income	$1,916,000	2,899
Provision for loan and lease losses	$65,000	4,501
Total noninterest income	$321,000	2,736
Gross Fiduciary activities income	$3,000	1,105
Service charges on deposit accounts	$181,000	2,037
Trading account gains and fees	$0	175
Additional Noninterest Income	$137,000	2,999
Total noninterest expense	$1,583,000	3,007
Salaries and employee benefits	$813,000	2,964
Premises and equipment expense	$189,000	3,270
Additional noninterest expense	$581,000	2,783
Pre-tax net operating income	$589,000	2,125
Securities gains (losses)	$32,000	1,332
Applicable income taxes	$0	4,611
Income before extraordinary items	$621,000	1,777
Extraordinary gains, net	$0	16
Net income	$621,000	1,776
Minority interest net income	$0	91
Net income of bank and minority interests.	$621,000	1,778
Net charge-offs	$44,000	3,838
Cash dividends	$300,000	1,057
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$589,000	1,776
2009-12-31 (YTD Data)		Rank
Total interest income	$9,727,000	3,301
Total interest expense	$2,723,000	3,678
Net interest income	$7,004,000	3,062
Provision for loan and lease losses	$940,000	3,592
Total noninterest income	$1,563,000	2,493
Gross Fiduciary activities income	$4,000	1,267
Service charges on deposit accounts	$783,000	2,076
Trading account gains and fees	$0	211
Additional Noninterest Income	$776,000	2,506
Total noninterest expense	$5,700,000	3,310
Salaries and employee benefits	$3,044,000	3,135
Premises and equipment expense	$787,000	3,163
Additional noninterest expense	$1,869,000	3,504
Pre-tax net operating income	$1,927,000	1,970
Securities gains (losses)	$263,000	1,346
Applicable income taxes	$0	4,388
Income before extraordinary items	$2,190,000	1,528
Extraordinary gains, net	$0	34
Net income	$2,190,000	1,525
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,190,000	1,527
Net charge-offs	$738,000	3,289
Cash dividends	$1,005,000	1,614
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,927,000	1,700
2009-09-30 (YTD Data)		Rank
Total interest income	$7,160,000	3,395
Total interest expense	$2,032,000	3,816
Net interest income	$5,128,000	3,122
Provision for loan and lease losses	$640,000	3,428
Total noninterest income	$1,180,000	2,530
Gross Fiduciary activities income	$3,000	1,227
Service charges on deposit accounts	$581,000	2,094
Trading account gains and fees	$0	212
Additional Noninterest Income	$596,000	2,536
Total noninterest expense	$4,269,000	3,324
Salaries and employee benefits	$2,225,000	3,232
Premises and equipment expense	$608,000	3,127
Additional noninterest expense	$1,436,000	3,393
Pre-tax net operating income	$1,399,000	2,166
Securities gains (losses)	$26,000	2,633
Applicable income taxes	$18,000	3,828
Income before extraordinary items	$1,407,000	1,890
Extraordinary gains, net	$0	27
Net income	$1,407,000	1,889
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,407,000	1,890
Net charge-offs	$546,000	2,920
Cash dividends	$1,005,000	1,235
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,381,260	1,877
2009-06-30 (YTD Data)		Rank
Total interest income	$4,698,000	3,467
Total interest expense	$1,344,000	3,940
Net interest income	$3,354,000	3,165
Provision for loan and lease losses	$195,000	4,369
Total noninterest income	$760,000	2,607
Gross Fiduciary activities income	$3,000	1,207
Service charges on deposit accounts	$373,000	2,138
Trading account gains and fees	$0	193
Additional Noninterest Income	$384,000	2,612
Total noninterest expense	$2,850,000	3,354
Salaries and employee benefits	$1,510,000	3,221
Premises and equipment expense	$415,000	3,083
Additional noninterest expense	$925,000	3,477
Pre-tax net operating income	$1,069,000	2,002
Securities gains (losses)	$124,000	1,331
Applicable income taxes	$12,000	3,934
Income before extraordinary items	$1,181,000	1,580
Extraordinary gains, net	$0	21
Net income	$1,181,000	1,576
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,181,000	1,579
Net charge-offs	$163,000	3,680
Cash dividends	$865,000	1,058
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,058,240	1,713
2009-03-31 (YTD Data)		Rank
Total interest income	$2,351,000	3,508
Total interest expense	$673,000	4,062
Net interest income	$1,678,000	3,150
Provision for loan and lease losses	$0	6,744
Total noninterest income	$283,000	3,129
Gross Fiduciary activities income	$3,000	1,122
Service charges on deposit accounts	$171,000	2,226
Trading account gains and fees	$0	171
Additional Noninterest Income	$109,000	3,517
Total noninterest expense	$1,352,000	3,421
Salaries and employee benefits	$769,000	3,207
Premises and equipment expense	$188,000	3,400
Additional noninterest expense	$395,000	3,611
Pre-tax net operating income	$609,000	2,028
Securities gains (losses)	$124,000	890
Applicable income taxes	$6,000	4,227
Income before extraordinary items	$727,000	1,499
Extraordinary gains, net	$0	15
Net income	$727,000	1,501
Minority interest net income	$0	102
Net income of bank and minority interests.	$727,000	1,501
Net charge-offs	$-62,000	8,154
Cash dividends	$775,000	591
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$604,240	1,684
2008-12-31 (YTD Data)		Rank
Total interest income	$9,545,000	3,660
Total interest expense	$3,518,000	3,830
Net interest income	$6,027,000	3,466
Provision for loan and lease losses	$238,000	4,997
Total noninterest income	$1,220,000	3,017
Gross Fiduciary activities income	$3,000	1,325
Service charges on deposit accounts	$767,000	2,197
Trading account gains and fees	$0	154
Additional Noninterest Income	$450,000	3,379
Total noninterest expense	$5,104,000	3,506
Salaries and employee benefits	$2,755,000	3,493
Premises and equipment expense	$784,000	3,225
Additional noninterest expense	$1,565,000	3,512
Pre-tax net operating income	$1,905,000	2,549
Securities gains (losses)	$-7,000	6,991
Applicable income taxes	$20,000	4,275
Income before extraordinary items	$1,878,000	2,119
Extraordinary gains, net	$0	39
Net income	$1,878,000	2,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	4,628
Cash dividends	$2,837,000	971
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,884,930	2,226
2008-09-30 (YTD Data)		Rank
Total interest income	$7,202,000	3,699
Total interest expense	$2,735,000	3,851
Net interest income	$4,467,000	3,522
Provision for loan and lease losses	$55,000	5,792
Total noninterest income	$919,000	3,061
Gross Fiduciary activities income	$3,000	1,278
Service charges on deposit accounts	$561,000	2,254
Trading account gains and fees	$0	148
Additional Noninterest Income	$355,000	3,385
Total noninterest expense	$3,811,000	3,499
Salaries and employee benefits	$2,086,000	3,485
Premises and equipment expense	$606,000	3,169
Additional noninterest expense	$1,119,000	3,560
Pre-tax net operating income	$1,520,000	2,822
Securities gains (losses)	$11,000	2,331
Applicable income taxes	$15,000	4,720
Income before extraordinary items	$1,516,000	2,304
Extraordinary gains, net	$0	31
Net income	$1,516,000	2,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,975
Cash dividends	$2,837,000	748
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,505,110	2,439
2008-06-30 (YTD Data)		Rank
Total interest income	$4,851,000	3,721
Total interest expense	$1,892,000	3,878
Net interest income	$2,959,000	3,532
Provision for loan and lease losses	$30,000	5,577
Total noninterest income	$567,000	3,249
Gross Fiduciary activities income	$3,000	1,253
Service charges on deposit accounts	$356,000	2,320
Trading account gains and fees	$0	149
Additional Noninterest Income	$208,000	3,690
Total noninterest expense	$2,518,000	3,550
Salaries and employee benefits	$1,403,000	3,511
Premises and equipment expense	$405,000	3,177
Additional noninterest expense	$710,000	3,685
Pre-tax net operating income	$978,000	2,999
Securities gains (losses)	$11,000	2,404
Applicable income taxes	$10,000	4,982
Income before extraordinary items	$979,000	2,622
Extraordinary gains, net	$0	21
Net income	$979,000	2,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,516
Cash dividends	$2,597,000	627
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$968,110	2,587
2008-03-31 (YTD Data)		Rank
Total interest income	$2,496,000	3,732
Total interest expense	$1,013,000	3,880
Net interest income	$1,483,000	3,511
Provision for loan and lease losses	$0	6,080
Total noninterest income	$217,000	3,828
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$172,000	2,346
Trading account gains and fees	$0	158
Additional Noninterest Income	$45,000	5,251
Total noninterest expense	$1,302,000	3,474
Salaries and employee benefits	$722,000	3,468
Premises and equipment expense	$205,000	3,161
Additional noninterest expense	$375,000	3,476
Pre-tax net operating income	$398,000	3,556
Securities gains (losses)	$0	2,688
Applicable income taxes	$5,000	5,114
Income before extraordinary items	$393,000	3,233
Extraordinary gains, net	$0	15
Net income	$393,000	3,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	2,589
Cash dividends	$197,000	2,372
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$393,000	3,155
2007-12-31 (YTD Data)		Rank
Total interest income	$10,148,000	3,739
Total interest expense	$4,217,000	3,881
Net interest income	$5,931,000	3,532
Provision for loan and lease losses	$487,000	2,363
Total noninterest income	$1,153,000	3,216
Gross Fiduciary activities income	$1,000	1,439
Service charges on deposit accounts	$692,000	2,388
Trading account gains and fees	$0	178
Additional Noninterest Income	$460,000	3,473
Total noninterest expense	$4,734,000	3,595
Salaries and employee benefits	$2,654,000	3,561
Premises and equipment expense	$843,000	2,956
Additional noninterest expense	$1,237,000	3,992
Pre-tax net operating income	$1,863,000	3,466
Securities gains (losses)	$12,000	1,280
Applicable income taxes	$10,000	5,634
Income before extraordinary items	$1,865,000	2,977
Extraordinary gains, net	$0	39
Net income	$1,865,000	2,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$576,000	1,526
Cash dividends	$500,000	3,679
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,853,120	2,986
2007-09-30 (YTD Data)		Rank
Total interest income	$7,522,000	3,767
Total interest expense	$3,127,000	3,914
Net interest income	$4,395,000	3,574
Provision for loan and lease losses	$70,000	4,664
Total noninterest income	$833,000	3,310
Gross Fiduciary activities income	$1,000	1,384
Service charges on deposit accounts	$504,000	2,431
Trading account gains and fees	$0	184
Additional Noninterest Income	$328,000	3,575
Total noninterest expense	$3,537,000	3,591
Salaries and employee benefits	$1,998,000	3,543
Premises and equipment expense	$618,000	3,000
Additional noninterest expense	$921,000	3,948
Pre-tax net operating income	$1,621,000	3,295
Securities gains (losses)	$0	1,655
Applicable income taxes	$15,000	5,595
Income before extraordinary items	$1,606,000	2,830
Extraordinary gains, net	$0	33
Net income	$1,606,000	2,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,289
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,606,000	2,810
2007-06-30 (YTD Data)		Rank
Total interest income	$4,967,000	3,804
Total interest expense	$2,040,000	3,963
Net interest income	$2,927,000	3,603
Provision for loan and lease losses	$15,000	5,502
Total noninterest income	$538,000	3,408
Gross Fiduciary activities income	$1,000	1,345
Service charges on deposit accounts	$317,000	2,541
Trading account gains and fees	$0	168
Additional Noninterest Income	$220,000	3,603
Total noninterest expense	$2,347,000	3,634
Salaries and employee benefits	$1,329,000	3,577
Premises and equipment expense	$394,000	3,126
Additional noninterest expense	$624,000	3,906
Pre-tax net operating income	$1,103,000	3,310
Securities gains (losses)	$0	1,444
Applicable income taxes	$10,000	5,665
Income before extraordinary items	$1,093,000	2,842
Extraordinary gains, net	$0	29
Net income	$1,093,000	2,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	3,451
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,093,000	2,823
2007-03-31 (YTD Data)		Rank
Total interest income	$2,453,000	3,832
Total interest expense	$1,016,000	3,967
Net interest income	$1,437,000	3,661
Provision for loan and lease losses	$0	5,779
Total noninterest income	$261,000	3,421
Gross Fiduciary activities income	$1,000	1,263
Service charges on deposit accounts	$154,000	2,550
Trading account gains and fees	$0	195
Additional Noninterest Income	$106,000	3,657
Total noninterest expense	$1,158,000	3,668
Salaries and employee benefits	$654,000	3,640
Premises and equipment expense	$196,000	3,164
Additional noninterest expense	$308,000	3,897
Pre-tax net operating income	$540,000	3,345
Securities gains (losses)	$0	1,187
Applicable income taxes	$5,000	5,693
Income before extraordinary items	$535,000	2,866
Extraordinary gains, net	$0	22
Net income	$535,000	2,867
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	2,431
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$535,000	2,853
2006-12-31 (YTD Data)		Rank
Total interest income	$9,315,000	3,770
Total interest expense	$3,719,000	3,769
Net interest income	$5,596,000	3,714
Provision for loan and lease losses	$444,000	2,104
Total noninterest income	$920,000	3,732
Gross Fiduciary activities income	$4,000	1,374
Service charges on deposit accounts	$669,000	2,465
Trading account gains and fees	$0	130
Additional Noninterest Income	$247,000	4,681
Total noninterest expense	$4,632,000	3,554
Salaries and employee benefits	$2,492,000	3,618
Premises and equipment expense	$913,000	2,684
Additional noninterest expense	$1,227,000	3,864
Pre-tax net operating income	$1,440,000	4,383
Securities gains (losses)	$-44,000	7,894
Applicable income taxes	$623,000	2,833
Income before extraordinary items	$773,000	5,286
Extraordinary gains, net	$0	51
Net income	$773,000	5,289
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	2,682
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$801,160	5,203
2006-09-30 (YTD Data)		Rank
Total interest income	$6,793,000	3,823
Total interest expense	$2,620,000	3,841
Net interest income	$4,173,000	3,745
Provision for loan and lease losses	$172,000	3,177
Total noninterest income	$697,000	3,723
Gross Fiduciary activities income	$3,000	1,330
Service charges on deposit accounts	$497,000	2,494
Trading account gains and fees	$0	126
Additional Noninterest Income	$197,000	4,564
Total noninterest expense	$3,441,000	3,580
Salaries and employee benefits	$1,896,000	3,581
Premises and equipment expense	$652,000	2,806
Additional noninterest expense	$893,000	3,944
Pre-tax net operating income	$1,257,000	4,189
Securities gains (losses)	$0	1,388
Applicable income taxes	$634,000	2,511
Income before extraordinary items	$623,000	5,267
Extraordinary gains, net	$0	45
Net income	$623,000	5,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	1,893
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$623,000	5,256
2006-06-30 (YTD Data)		Rank
Total interest income	$4,406,000	3,856
Total interest expense	$1,644,000	3,888
Net interest income	$2,762,000	3,769
Provision for loan and lease losses	$120,000	2,983
Total noninterest income	$432,000	3,866
Gross Fiduciary activities income	$3,000	1,300
Service charges on deposit accounts	$310,000	2,600
Trading account gains and fees	$0	126
Additional Noninterest Income	$119,000	4,766
Total noninterest expense	$2,225,000	3,670
Salaries and employee benefits	$1,235,000	3,663
Premises and equipment expense	$432,000	2,804
Additional noninterest expense	$558,000	4,138
Pre-tax net operating income	$849,000	4,189
Securities gains (losses)	$0	1,185
Applicable income taxes	$624,000	1,997
Income before extraordinary items	$225,000	6,549
Extraordinary gains, net	$0	39
Net income	$225,000	6,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	1,435
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$225,000	6,546
2006-03-31 (YTD Data)		Rank
Total interest income	$2,122,000	3,897
Total interest expense	$802,000	3,815
Net interest income	$1,320,000	3,899
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$198,000	4,012
Gross Fiduciary activities income	$3,000	1,214
Service charges on deposit accounts	$147,000	2,635
Trading account gains and fees	$0	115
Additional Noninterest Income	$48,000	5,189
Total noninterest expense	$1,114,000	3,683
Salaries and employee benefits	$592,000	3,803
Premises and equipment expense	$226,000	2,708
Additional noninterest expense	$296,000	3,939
Pre-tax net operating income	$329,000	4,738
Securities gains (losses)	$0	955
Applicable income taxes	$623,000	1,158
Income before extraordinary items	$-294,000	8,632
Extraordinary gains, net	$0	21
Net income	$-294,000	8,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	873
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-294,000	8,624
2005-12-31 (YTD Data)		Rank
Total interest income	$7,359,000	4,002
Total interest expense	$2,323,000	4,013
Net interest income	$5,036,000	3,931
Provision for loan and lease losses	$515,000	1,855
Total noninterest income	$1,027,000	3,491
Gross Fiduciary activities income	$1,000	1,485
Service charges on deposit accounts	$712,000	2,312
Trading account gains and fees	$0	138
Additional Noninterest Income	$314,000	4,239
Total noninterest expense	$4,662,000	3,427
Salaries and employee benefits	$2,649,000	3,318
Premises and equipment expense	$845,000	2,750
Additional noninterest expense	$1,168,000	3,931
Pre-tax net operating income	$886,000	5,665
Securities gains (losses)	$-61,000	8,259
Applicable income taxes	$225,000	4,505
Income before extraordinary items	$600,000	6,003
Extraordinary gains, net	$0	46
Net income	$600,000	6,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$207,000	2,241
Cash dividends	$250,000	4,640
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$644,530	5,812
2005-09-30 (YTD Data)		Rank
Total interest income	$5,334,000	4,055
Total interest expense	$1,618,000	4,088
Net interest income	$3,716,000	3,975
Provision for loan and lease losses	$332,000	2,027
Total noninterest income	$781,000	3,464
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$536,000	2,306
Trading account gains and fees	$0	126
Additional Noninterest Income	$245,000	4,173
Total noninterest expense	$3,404,000	3,470
Salaries and employee benefits	$1,947,000	3,351
Premises and equipment expense	$625,000	2,770
Additional noninterest expense	$832,000	4,061
Pre-tax net operating income	$761,000	5,455
Securities gains (losses)	$-60,000	8,529
Applicable income taxes	$195,000	4,452
Income before extraordinary items	$506,000	5,869
Extraordinary gains, net	$0	35
Net income	$506,000	5,874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	3,238
Cash dividends	$250,000	3,766
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$549,200	5,629
2005-06-30 (YTD Data)		Rank
Total interest income	$3,426,000	4,098
Total interest expense	$1,003,000	4,118
Net interest income	$2,423,000	4,029
Provision for loan and lease losses	$280,000	1,629
Total noninterest income	$502,000	3,509
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$340,000	2,369
Trading account gains and fees	$0	116
Additional Noninterest Income	$162,000	4,152
Total noninterest expense	$2,236,000	3,502
Salaries and employee benefits	$1,277,000	3,387
Premises and equipment expense	$408,000	2,795
Additional noninterest expense	$551,000	4,060
Pre-tax net operating income	$409,000	5,924
Securities gains (losses)	$-60,000	8,633
Applicable income taxes	$89,000	4,966
Income before extraordinary items	$260,000	6,423
Extraordinary gains, net	$0	30
Net income	$260,000	6,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,069
Cash dividends	$250,000	3,195
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$304,400	6,045
2005-03-31 (YTD Data)		Rank
Total interest income	$1,656,000	4,174
Total interest expense	$486,000	4,096
Net interest income	$1,170,000	4,145
Provision for loan and lease losses	$220,000	1,052
Total noninterest income	$241,000	3,550
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$155,000	2,488
Trading account gains and fees	$0	115
Additional Noninterest Income	$86,000	4,035
Total noninterest expense	$1,129,000	3,491
Salaries and employee benefits	$641,000	3,365
Premises and equipment expense	$203,000	2,848
Additional noninterest expense	$285,000	3,961
Pre-tax net operating income	$62,000	7,747
Securities gains (losses)	$0	1,685
Applicable income taxes	$2,000	6,630
Income before extraordinary items	$60,000	7,587
Extraordinary gains, net	$0	24
Net income	$60,000	7,586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,822
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$60,000	7,562
2004-12-31 (YTD Data)		Rank
Total interest income	$6,302,000	4,112
Total interest expense	$1,932,000	3,751
Net interest income	$4,370,000	4,212
Provision for loan and lease losses	$230,000	3,450
Total noninterest income	$906,000	3,778
Gross Fiduciary activities income	$3,000	1,452
Service charges on deposit accounts	$631,000	2,594
Trading account gains and fees	$0	138
Additional Noninterest Income	$272,000	4,457
Total noninterest expense	$4,164,000	3,617
Salaries and employee benefits	$2,237,000	3,653
Premises and equipment expense	$747,000	2,957
Additional noninterest expense	$1,180,000	3,800
Pre-tax net operating income	$882,000	5,539
Securities gains (losses)	$0	3,819
Applicable income taxes	$267,000	4,368
Income before extraordinary items	$615,000	5,891
Extraordinary gains, net	$0	34
Net income	$615,000	5,893
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$236,000	2,335
Cash dividends	$600,000	3,196
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$615,000	5,818
2004-09-30 (YTD Data)		Rank
Total interest income	$4,684,000	4,126
Total interest expense	$1,454,000	3,709
Net interest income	$3,230,000	4,251
Provision for loan and lease losses	$40,000	5,698
Total noninterest income	$673,000	3,827
Gross Fiduciary activities income	$3,000	1,390
Service charges on deposit accounts	$469,000	2,632
Trading account gains and fees	$0	134
Additional Noninterest Income	$201,000	4,487
Total noninterest expense	$3,034,000	3,682
Salaries and employee benefits	$1,588,000	3,785
Premises and equipment expense	$538,000	3,064
Additional noninterest expense	$908,000	3,691
Pre-tax net operating income	$829,000	5,095
Securities gains (losses)	$0	3,710
Applicable income taxes	$253,000	4,061
Income before extraordinary items	$576,000	5,469
Extraordinary gains, net	$0	26
Net income	$576,000	5,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	2,887
Cash dividends	$350,000	3,223
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$576,000	5,399
2004-06-30 (YTD Data)		Rank
Total interest income	$3,082,000	4,157
Total interest expense	$976,000	3,678
Net interest income	$2,106,000	4,320
Provision for loan and lease losses	$10,000	6,364
Total noninterest income	$453,000	3,794
Gross Fiduciary activities income	$2,000	1,383
Service charges on deposit accounts	$305,000	2,680
Trading account gains and fees	$0	130
Additional Noninterest Income	$146,000	4,361
Total noninterest expense	$2,068,000	3,641
Salaries and employee benefits	$1,043,000	3,852
Premises and equipment expense	$365,000	3,019
Additional noninterest expense	$660,000	3,456
Pre-tax net operating income	$481,000	5,403
Securities gains (losses)	$0	3,413
Applicable income taxes	$147,000	4,284
Income before extraordinary items	$334,000	5,793
Extraordinary gains, net	$0	21
Net income	$334,000	5,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	2,834
Cash dividends	$350,000	2,645
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$334,000	5,706
2004-03-31 (YTD Data)		Rank
Total interest income	$1,502,000	4,258
Total interest expense	$505,000	3,611
Net interest income	$997,000	4,492
Provision for loan and lease losses	$0	6,501
Total noninterest income	$212,000	3,924
Gross Fiduciary activities income	$2,000	1,290
Service charges on deposit accounts	$147,000	2,717
Trading account gains and fees	$0	121
Additional Noninterest Income	$63,000	4,647
Total noninterest expense	$1,108,000	3,472
Salaries and employee benefits	$526,000	3,843
Premises and equipment expense	$189,000	2,959
Additional noninterest expense	$393,000	2,964
Pre-tax net operating income	$101,000	7,133
Securities gains (losses)	$0	2,934
Applicable income taxes	$25,000	5,581
Income before extraordinary items	$76,000	7,310
Extraordinary gains, net	$0	16
Net income	$76,000	7,312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,279
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$76,000	7,223
2003-12-31 (YTD Data)		Rank
Total interest income	$6,339,000	4,139
Total interest expense	$2,295,000	3,579
Net interest income	$4,044,000	4,333
Provision for loan and lease losses	$0	7,651
Total noninterest income	$836,000	4,127
Gross Fiduciary activities income	$3,000	1,497
Service charges on deposit accounts	$583,000	2,760
Trading account gains and fees	$0	160
Additional Noninterest Income	$250,000	4,863
Total noninterest expense	$3,668,000	3,960
Salaries and employee benefits	$1,966,000	3,984
Premises and equipment expense	$657,000	3,258
Additional noninterest expense	$1,045,000	4,132
Pre-tax net operating income	$1,212,000	4,667
Securities gains (losses)	$-3,000	8,643
Applicable income taxes	$393,000	3,823
Income before extraordinary items	$816,000	5,191
Extraordinary gains, net	$0	54
Net income	$816,000	5,191
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	3,132
Cash dividends	$450,000	3,702
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$818,010	5,030
2003-09-30 (YTD Data)		Rank
Total interest income	$4,708,000	4,220
Total interest expense	$1,758,000	3,626
Net interest income	$2,950,000	4,436
Provision for loan and lease losses	$0	7,481
Total noninterest income	$618,000	4,214
Gross Fiduciary activities income	$3,000	1,448
Service charges on deposit accounts	$425,000	2,827
Trading account gains and fees	$0	153
Additional Noninterest Income	$190,000	4,901
Total noninterest expense	$2,740,000	3,954
Salaries and employee benefits	$1,486,000	3,947
Premises and equipment expense	$475,000	3,355
Additional noninterest expense	$779,000	4,140
Pre-tax net operating income	$828,000	5,040
Securities gains (losses)	$0	4,204
Applicable income taxes	$261,000	4,192
Income before extraordinary items	$567,000	5,548
Extraordinary gains, net	$0	40
Net income	$567,000	5,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	2,746
Cash dividends	$200,000	4,010
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$567,000	5,362
2003-06-30 (YTD Data)		Rank
Total interest income	$3,187,000	4,208
Total interest expense	$1,210,000	3,638
Net interest income	$1,977,000	4,432
Provision for loan and lease losses	$0	7,324
Total noninterest income	$403,000	4,230
Gross Fiduciary activities income	$3,000	1,400
Service charges on deposit accounts	$264,000	2,943
Trading account gains and fees	$0	150
Additional Noninterest Income	$136,000	4,735
Total noninterest expense	$1,788,000	4,023
Salaries and employee benefits	$977,000	3,994
Premises and equipment expense	$314,000	3,362
Additional noninterest expense	$497,000	4,265
Pre-tax net operating income	$592,000	4,867
Securities gains (losses)	$0	3,782
Applicable income taxes	$186,000	4,106
Income before extraordinary items	$406,000	5,362
Extraordinary gains, net	$0	30
Net income	$406,000	5,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	2,077
Cash dividends	$200,000	3,438
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$406,000	5,164
2003-03-31 (YTD Data)		Rank
Total interest income	$1,633,000	4,157
Total interest expense	$632,000	3,597
Net interest income	$1,001,000	4,399
Provision for loan and lease losses	$0	6,934
Total noninterest income	$194,000	4,249
Gross Fiduciary activities income	$2,000	1,343
Service charges on deposit accounts	$127,000	2,959
Trading account gains and fees	$0	134
Additional Noninterest Income	$65,000	4,760
Total noninterest expense	$878,000	4,071
Salaries and employee benefits	$486,000	3,993
Premises and equipment expense	$159,000	3,329
Additional noninterest expense	$233,000	4,460
Pre-tax net operating income	$317,000	4,650
Securities gains (losses)	$0	2,891
Applicable income taxes	$98,000	3,973
Income before extraordinary items	$219,000	5,077
Extraordinary gains, net	$0	21
Net income	$219,000	5,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	1,269
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$219,000	4,875
2002-12-31 (YTD Data)		Rank
Total interest income	$7,100,000	4,004
Total interest expense	$2,812,000	3,729
Net interest income	$4,288,000	4,130
Provision for loan and lease losses	$0	8,089
Total noninterest income	$737,000	4,198
Gross Fiduciary activities income	$2,000	1,605
Service charges on deposit accounts	$535,000	2,813
Trading account gains and fees	$0	153
Additional Noninterest Income	$200,000	5,031
Total noninterest expense	$3,813,000	3,695
Salaries and employee benefits	$2,020,000	3,706
Premises and equipment expense	$589,000	3,468
Additional noninterest expense	$1,204,000	3,598
Pre-tax net operating income	$1,212,000	4,686
Securities gains (losses)	$3,000	4,139
Applicable income taxes	$353,000	4,137
Income before extraordinary items	$862,000	4,997
Extraordinary gains, net	$0	70
Net income	$862,000	4,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,450
Cash dividends	$1,600,000	1,553
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$859,870	4,884
2001-12-31 (YTD Data)		Rank
Total interest income	$7,925,000	4,052
Total interest expense	$3,875,000	3,904
Net interest income	$4,050,000	4,086
Provision for loan and lease losses	$0	8,228
Total noninterest income	$695,000	4,209
Gross Fiduciary activities income	$10,000	1,431
Service charges on deposit accounts	$517,000	2,769
Trading account gains and fees	$0	177
Additional Noninterest Income	$168,000	5,289
Total noninterest expense	$3,811,000	3,575
Salaries and employee benefits	$1,970,000	3,635
Premises and equipment expense	$558,000	3,573
Additional noninterest expense	$1,283,000	3,290
Pre-tax net operating income	$934,000	5,083
Securities gains (losses)	$238,000	1,053
Applicable income taxes	$238,000	4,689
Income before extraordinary items	$934,000	4,466
Extraordinary gains, net	$0	105
Net income	$934,000	4,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	2,649
Cash dividends	$305,000	4,338
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$743,600	4,964
2000-12-31 (YTD Data)		Rank
Total interest income	$7,551,000	4,307
Total interest expense	$3,924,000	4,033
Net interest income	$3,627,000	4,489
Provision for loan and lease losses	$0	8,337
Total noninterest income	$578,000	4,502
Gross Fiduciary activities income	$6,000	1,249
Service charges on deposit accounts	$345,000	3,635
Trading account gains and fees	$0	180
Additional Noninterest Income	$227,000	4,505
Total noninterest expense	$3,525,000	3,682
Salaries and employee benefits	$1,827,000	3,727
Premises and equipment expense	$505,000	3,758
Additional noninterest expense	$1,193,000	3,450
Pre-tax net operating income	$680,000	6,304
Securities gains (losses)	$-8,000	8,215
Applicable income taxes	$141,000	6,033
Income before extraordinary items	$531,000	6,167
Extraordinary gains, net	$0	38
Net income	$531,000	6,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$270,000	1,956
Cash dividends	$360,000	4,146
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$537,320	6,144
1999-12-31 (YTD Data)		Rank
Total interest income	$7,202,000	4,288
Total interest expense	$3,519,000	4,025
Net interest income	$3,683,000	4,481
Provision for loan and lease losses	$180,000	3,760
Total noninterest income	$521,000	4,832
Gross Fiduciary activities income	$3,000	1,324
Service charges on deposit accounts	$335,000	3,674
Trading account gains and fees	$0	173
Additional Noninterest Income	$183,000	5,146
Total noninterest expense	$3,395,000	3,791
Salaries and employee benefits	$1,751,000	3,835
Premises and equipment expense	$183,000	7,076
Additional noninterest expense	$1,461,000	2,928
Pre-tax net operating income	$629,000	6,610
Securities gains (losses)	$9,000	1,806
Applicable income taxes	$111,000	6,775
Income before extraordinary items	$527,000	6,267
Extraordinary gains, net	$0	35
Net income	$527,000	6,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	2,771
Cash dividends	$405,000	3,877
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$519,530	6,284
1998-12-31 (YTD Data)		Rank
Total interest income	$7,778,000	4,042
Total interest expense	$4,036,000	3,655
Net interest income	$3,742,000	4,358
Provision for loan and lease losses	$715,000	1,289
Total noninterest income	$591,000	4,428
Gross Fiduciary activities income	$3,000	1,349
Service charges on deposit accounts	$393,000	3,183
Trading account gains and fees	$0	224
Additional Noninterest Income	$195,000	5,026
Total noninterest expense	$3,346,000	3,747
Salaries and employee benefits	$1,644,000	3,950
Premises and equipment expense	$181,000	7,033
Additional noninterest expense	$1,521,000	2,733
Pre-tax net operating income	$272,000	8,554
Securities gains (losses)	$-278,000	10,429
Applicable income taxes	$-62,000	10,160
Income before extraordinary items	$56,000	9,595
Extraordinary gains, net	$0	32
Net income	$56,000	9,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$394,000	1,522
Cash dividends	$180,000	5,532
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$233,920	8,291
1997-12-31 (YTD Data)		Rank
Total interest income	$8,332,000	3,831
Total interest expense	$4,314,000	3,418
Net interest income	$4,018,000	4,224
Provision for loan and lease losses	$1,056,000	953
Total noninterest income	$507,000	4,963
Gross Fiduciary activities income	$8,000	1,350
Service charges on deposit accounts	$387,000	3,314
Trading account gains and fees	$0	239
Additional Noninterest Income	$112,000	6,462
Total noninterest expense	$3,314,000	3,784
Salaries and employee benefits	$1,730,000	3,779
Premises and equipment expense	$314,000	5,292
Additional noninterest expense	$1,270,000	3,189
Pre-tax net operating income	$155,000	9,818
Securities gains (losses)	$3,000	3,097
Applicable income taxes	$0	10,065
Income before extraordinary items	$158,000	9,516
Extraordinary gains, net	$0	44
Net income	$158,000	9,518
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,093,000	758
Cash dividends	$208,000	5,288
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$155,000	9,495
1996-12-31 (YTD Data)		Rank
Total interest income	$8,925,000	3,643
Total interest expense	$4,384,000	3,395
Net interest income	$4,541,000	3,873
Provision for loan and lease losses	$1,110,000	949
Total noninterest income	$633,000	4,397
Gross Fiduciary activities income	$4,000	1,462
Service charges on deposit accounts	$429,000	3,132
Trading account gains and fees	$0	262
Additional Noninterest Income	$200,000	5,158
Total noninterest expense	$3,514,000	3,758
Salaries and employee benefits	$1,818,000	3,635
Premises and equipment expense	$309,000	5,469
Additional noninterest expense	$1,387,000	3,337
Pre-tax net operating income	$550,000	7,691
Securities gains (losses)	$9,000	2,573
Applicable income taxes	$126,000	8,285
Income before extraordinary items	$433,000	7,355
Extraordinary gains, net	$0	53
Net income	$433,000	7,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$538,000	1,350
Cash dividends	$208,000	5,342
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$426,070	7,356
1995-12-31 (YTD Data)		Rank
Total interest income	$8,599,000	3,767
Total interest expense	$4,468,000	3,325
Net interest income	$4,131,000	4,204
Provision for loan and lease losses	$360,000	2,012
Total noninterest income	$587,000	4,647
Gross Fiduciary activities income	$16,000	1,430
Service charges on deposit accounts	$383,000	3,495
Trading account gains and fees	$0	522
Additional Noninterest Income	$188,000	5,298
Total noninterest expense	$3,395,000	3,853
Salaries and employee benefits	$1,742,000	3,747
Premises and equipment expense	$344,000	5,083
Additional noninterest expense	$1,309,000	3,470
Pre-tax net operating income	$963,000	6,143
Securities gains (losses)	$4,000	2,936
Applicable income taxes	$254,000	6,590
Income before extraordinary items	$713,000	5,905
Extraordinary gains, net	$0	65
Net income	$713,000	5,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$234,000	2,266
Cash dividends	$203,000	5,421
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$710,040	5,911
1994-12-31 (YTD Data)		Rank
Total interest income	$6,576,000	4,482
Total interest expense	$2,939,000	4,038
Net interest income	$3,637,000	4,769
Provision for loan and lease losses	$288,000	2,356
Total noninterest income	$510,000	5,224
Gross Fiduciary activities income	$3,000	1,547
Service charges on deposit accounts	$334,000	3,993
Trading account gains and fees	$0	475
Additional Noninterest Income	$173,000	5,760
Total noninterest expense	$2,711,000	4,810
Salaries and employee benefits	$1,440,000	4,445
Premises and equipment expense	$305,000	5,645
Additional noninterest expense	$966,000	4,849
Pre-tax net operating income	$1,148,000	5,401
Securities gains (losses)	$-2,000	9,023
Applicable income taxes	$312,000	5,729
Income before extraordinary items	$834,000	5,193
Extraordinary gains, net	$0	249
Net income	$834,000	5,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	2,156
Cash dividends	$208,000	5,355
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$835,460	5,247
1993-12-31 (YTD Data)		Rank
Total interest income	$6,131,000	4,854
Total interest expense	$2,630,000	4,608
Net interest income	$3,501,000	4,960
Provision for loan and lease losses	$185,000	4,083
Total noninterest income	$496,000	5,638
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$305,000	4,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$191,000	5,807
Total noninterest expense	$2,528,000	5,231
Salaries and employee benefits	$1,282,000	4,947
Premises and equipment expense	$294,000	5,963
Additional noninterest expense	$952,000	5,135
Pre-tax net operating income	$1,284,000	4,910
Securities gains (losses)	$26,000	4,293
Applicable income taxes	$383,000	5,162
Income before extraordinary items	$927,000	4,980
Extraordinary gains, net	$-11,000	12,328
Net income	$916,000	5,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	3,398
Cash dividends	$203,000	5,346
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$908,540	4,832
1992-12-31 (YTD Data)		Rank
Total interest income	$6,064,000	5,433
Total interest expense	$2,848,000	5,389
Net interest income	$3,216,000	5,382
Provision for loan and lease losses	$247,000	4,624
Total noninterest income	$441,000	6,157
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$276,000	4,743
Trading account gains and fees	NA	NA
Additional Noninterest Income	$165,000	6,311
Total noninterest expense	$2,191,000	5,942
Salaries and employee benefits	$1,083,000	5,649
Premises and equipment expense	$239,000	6,988
Additional noninterest expense	$869,000	5,680
Pre-tax net operating income	$1,219,000	4,858
Securities gains (losses)	$0	8,369
Applicable income taxes	$345,000	5,411
Income before extraordinary items	$874,000	5,028
Extraordinary gains, net	$0	1,422
Net income	$874,000	5,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$194,000	4,263
Cash dividends	$208,000	4,907
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$874,000	4,723

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.