Home > Peoples Bank of Louisiana > Income and Expense
Peoples Bank of Louisiana, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,425,000 | 4,451 |
| Total interest expense | $1,896,000 | 4,829 |
| Net interest income | $3,529,000 | 4,140 |
| Provision for loan and lease losses | $58,000 | 5,754 |
| Total noninterest income | $644,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $483,000 | 2,525 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $161,000 | 4,833 |
| Total noninterest expense | $2,972,000 | 4,250 |
| Salaries and employee benefits | $1,548,000 | 4,372 |
| Premises and equipment expense | $399,000 | 4,324 |
| Additional noninterest expense | $1,025,000 | 3,790 |
| Pre-tax net operating income | $1,143,000 | 3,411 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,143,000 | 2,842 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,143,000 | 2,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,288 |
| Cash dividends | $1,128,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,143,000 | 2,984 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 4,463 |
| Total interest expense | $1,327,000 | 4,847 |
| Net interest income | $2,361,000 | 4,124 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $427,000 | 3,880 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $315,000 | 2,546 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $112,000 | 4,854 |
| Total noninterest expense | $1,936,000 | 4,347 |
| Salaries and employee benefits | $1,055,000 | 4,348 |
| Premises and equipment expense | $261,000 | 4,392 |
| Additional noninterest expense | $620,000 | 4,079 |
| Pre-tax net operating income | $802,000 | 3,425 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $802,000 | 3,042 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $802,000 | 3,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $891,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $802,000 | 2,994 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 4,490 |
| Total interest expense | $709,000 | 4,845 |
| Net interest income | $1,185,000 | 4,138 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $218,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $157,000 | 2,520 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,665 |
| Total noninterest expense | $926,000 | 4,482 |
| Salaries and employee benefits | $496,000 | 4,578 |
| Premises and equipment expense | $130,000 | 4,415 |
| Additional noninterest expense | $300,000 | 4,119 |
| Pre-tax net operating income | $452,000 | 3,260 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $452,000 | 2,920 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $452,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,021 |
| Cash dividends | $379,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $452,000 | 2,837 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,937,000 | 4,381 |
| Total interest expense | $3,011,000 | 4,784 |
| Net interest income | $4,926,000 | 4,050 |
| Provision for loan and lease losses | $-86,000 | 8,360 |
| Total noninterest income | $912,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $677,000 | 2,434 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $235,000 | 4,723 |
| Total noninterest expense | $3,835,000 | 4,248 |
| Salaries and employee benefits | $1,988,000 | 4,399 |
| Premises and equipment expense | $511,000 | 4,288 |
| Additional noninterest expense | $1,336,000 | 3,755 |
| Pre-tax net operating income | $2,089,000 | 3,226 |
| Securities gains (losses) | $25,000 | 1,030 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,114,000 | 2,703 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,114,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,981 |
| Cash dividends | $1,209,000 | 2,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,089,000 | 2,711 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 4,392 |
| Total interest expense | $2,226,000 | 4,840 |
| Net interest income | $3,735,000 | 4,022 |
| Provision for loan and lease losses | $144,000 | 3,552 |
| Total noninterest income | $674,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $505,000 | 2,428 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $169,000 | 4,842 |
| Total noninterest expense | $2,901,000 | 4,192 |
| Salaries and employee benefits | $1,501,000 | 4,374 |
| Premises and equipment expense | $382,000 | 4,295 |
| Additional noninterest expense | $1,018,000 | 3,650 |
| Pre-tax net operating income | $1,364,000 | 3,667 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,364,000 | 3,171 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,364,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,682 |
| Cash dividends | $921,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,364,000 | 3,154 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,928,000 | 4,440 |
| Total interest expense | $1,456,000 | 4,884 |
| Net interest income | $2,472,000 | 4,067 |
| Provision for loan and lease losses | $96,000 | 3,356 |
| Total noninterest income | $427,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $331,000 | 2,460 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $96,000 | 5,200 |
| Total noninterest expense | $1,858,000 | 4,348 |
| Salaries and employee benefits | $1,001,000 | 4,407 |
| Premises and equipment expense | $250,000 | 4,389 |
| Additional noninterest expense | $607,000 | 3,980 |
| Pre-tax net operating income | $945,000 | 3,657 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $945,000 | 3,143 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $945,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $639,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $945,000 | 3,127 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 4,517 |
| Total interest expense | $703,000 | 4,961 |
| Net interest income | $1,213,000 | 4,122 |
| Provision for loan and lease losses | $48,000 | 3,154 |
| Total noninterest income | $221,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $162,000 | 2,452 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $59,000 | 4,788 |
| Total noninterest expense | $891,000 | 4,461 |
| Salaries and employee benefits | $490,000 | 4,502 |
| Premises and equipment expense | $126,000 | 4,371 |
| Additional noninterest expense | $275,000 | 4,226 |
| Pre-tax net operating income | $495,000 | 3,552 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $495,000 | 3,050 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $495,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $316,000 | 1,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $495,000 | 3,032 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,353,000 | 4,433 |
| Total interest expense | $2,309,000 | 5,033 |
| Net interest income | $5,044,000 | 3,979 |
| Provision for loan and lease losses | $289,000 | 2,865 |
| Total noninterest income | $839,000 | 3,938 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $601,000 | 2,678 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $238,000 | 4,758 |
| Total noninterest expense | $3,345,000 | 4,535 |
| Salaries and employee benefits | $1,795,000 | 4,620 |
| Premises and equipment expense | $459,000 | 4,508 |
| Additional noninterest expense | $1,091,000 | 4,240 |
| Pre-tax net operating income | $2,249,000 | 3,381 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,249,000 | 2,848 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,249,000 | 2,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,138 |
| Cash dividends | $996,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,249,000 | 2,834 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,435,000 | 4,449 |
| Total interest expense | $1,663,000 | 5,061 |
| Net interest income | $3,772,000 | 4,013 |
| Provision for loan and lease losses | $221,000 | 2,709 |
| Total noninterest income | $619,000 | 3,992 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $443,000 | 2,728 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $176,000 | 4,806 |
| Total noninterest expense | $2,449,000 | 4,606 |
| Salaries and employee benefits | $1,326,000 | 4,643 |
| Premises and equipment expense | $344,000 | 4,513 |
| Additional noninterest expense | $779,000 | 4,358 |
| Pre-tax net operating income | $1,721,000 | 3,467 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,721,000 | 2,901 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,721,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,342 |
| Cash dividends | $787,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,721,000 | 2,889 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 4,474 |
| Total interest expense | $1,054,000 | 5,094 |
| Net interest income | $2,489,000 | 4,061 |
| Provision for loan and lease losses | $173,000 | 2,372 |
| Total noninterest income | $401,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $289,000 | 2,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 4,889 |
| Total noninterest expense | $1,542,000 | 4,789 |
| Salaries and employee benefits | $834,000 | 4,860 |
| Premises and equipment expense | $229,000 | 4,518 |
| Additional noninterest expense | $479,000 | 4,620 |
| Pre-tax net operating income | $1,175,000 | 3,406 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,175,000 | 2,842 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,175,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,792 |
| Cash dividends | $440,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,175,000 | 2,830 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 4,502 |
| Total interest expense | $505,000 | 5,092 |
| Net interest income | $1,219,000 | 4,116 |
| Provision for loan and lease losses | $53,000 | 3,054 |
| Total noninterest income | $199,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $137,000 | 2,792 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,677 |
| Total noninterest expense | $741,000 | 4,942 |
| Salaries and employee benefits | $393,000 | 5,071 |
| Premises and equipment expense | $113,000 | 4,590 |
| Additional noninterest expense | $235,000 | 4,650 |
| Pre-tax net operating income | $624,000 | 3,223 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $624,000 | 2,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $624,000 | 2,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $205,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $624,000 | 2,646 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,059,000 | 4,576 |
| Total interest expense | $1,817,000 | 4,713 |
| Net interest income | $4,242,000 | 4,450 |
| Provision for loan and lease losses | $243,000 | 3,221 |
| Total noninterest income | $778,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $612,000 | 2,627 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $166,000 | 5,547 |
| Total noninterest expense | $2,945,000 | 4,825 |
| Salaries and employee benefits | $1,541,000 | 4,961 |
| Premises and equipment expense | $434,000 | 4,619 |
| Additional noninterest expense | $970,000 | 4,521 |
| Pre-tax net operating income | $1,832,000 | 3,901 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,832,000 | 3,312 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,832,000 | 3,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,989 |
| Cash dividends | $1,118,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,832,000 | 3,276 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,406,000 | 4,632 |
| Total interest expense | $1,327,000 | 4,650 |
| Net interest income | $3,079,000 | 4,550 |
| Provision for loan and lease losses | $173,000 | 3,274 |
| Total noninterest income | $607,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $494,000 | 2,472 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 5,731 |
| Total noninterest expense | $2,219,000 | 4,778 |
| Salaries and employee benefits | $1,152,000 | 4,949 |
| Premises and equipment expense | $326,000 | 4,576 |
| Additional noninterest expense | $741,000 | 4,446 |
| Pre-tax net operating income | $1,294,000 | 4,129 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,294,000 | 3,493 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,294,000 | 3,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,153 |
| Cash dividends | $887,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,294,000 | 3,458 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 4,618 |
| Total interest expense | $858,000 | 4,582 |
| Net interest income | $2,030,000 | 4,568 |
| Provision for loan and lease losses | $155,000 | 2,569 |
| Total noninterest income | $433,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $352,000 | 2,297 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $81,000 | 5,595 |
| Total noninterest expense | $1,390,000 | 4,995 |
| Salaries and employee benefits | $759,000 | 4,975 |
| Premises and equipment expense | $215,000 | 4,569 |
| Additional noninterest expense | $416,000 | 4,955 |
| Pre-tax net operating income | $918,000 | 3,940 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $918,000 | 3,305 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $918,000 | 3,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $573,000 | 2,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $918,000 | 3,259 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 4,688 |
| Total interest expense | $418,000 | 4,536 |
| Net interest income | $984,000 | 4,670 |
| Provision for loan and lease losses | $84,000 | 2,355 |
| Total noninterest income | $204,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $171,000 | 2,297 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 6,001 |
| Total noninterest expense | $679,000 | 5,108 |
| Salaries and employee benefits | $364,000 | 5,144 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $215,000 | 4,837 |
| Pre-tax net operating income | $425,000 | 4,107 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $425,000 | 3,470 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $425,000 | 3,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $573,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $425,000 | 3,433 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,850,000 | 4,953 |
| Total interest expense | $1,338,000 | 4,818 |
| Net interest income | $3,512,000 | 4,888 |
| Provision for loan and lease losses | $257,000 | 3,200 |
| Total noninterest income | $965,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $789,000 | 2,173 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $176,000 | 5,370 |
| Total noninterest expense | $2,657,000 | 5,082 |
| Salaries and employee benefits | $1,396,000 | 5,182 |
| Premises and equipment expense | $386,000 | 4,879 |
| Additional noninterest expense | $875,000 | 4,791 |
| Pre-tax net operating income | $1,563,000 | 4,145 |
| Securities gains (losses) | $26,000 | 2,233 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,589,000 | 3,488 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,589,000 | 3,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,969 |
| Cash dividends | $1,334,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,563,000 | 3,464 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 5,052 |
| Total interest expense | $968,000 | 4,871 |
| Net interest income | $2,540,000 | 5,006 |
| Provision for loan and lease losses | $173,000 | 3,301 |
| Total noninterest income | $758,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $593,000 | 2,181 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $165,000 | 4,912 |
| Total noninterest expense | $1,958,000 | 5,105 |
| Salaries and employee benefits | $1,034,000 | 5,203 |
| Premises and equipment expense | $285,000 | 4,920 |
| Additional noninterest expense | $639,000 | 4,844 |
| Pre-tax net operating income | $1,167,000 | 4,228 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,167,000 | 3,612 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,167,000 | 3,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,186 |
| Cash dividends | $1,026,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,167,000 | 3,546 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 5,182 |
| Total interest expense | $621,000 | 5,006 |
| Net interest income | $1,618,000 | 5,163 |
| Provision for loan and lease losses | $101,000 | 3,440 |
| Total noninterest income | $492,000 | 3,611 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $383,000 | 2,228 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 4,988 |
| Total noninterest expense | $1,278,000 | 5,205 |
| Salaries and employee benefits | $677,000 | 5,302 |
| Premises and equipment expense | $181,000 | 5,097 |
| Additional noninterest expense | $420,000 | 4,892 |
| Pre-tax net operating income | $731,000 | 4,348 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $731,000 | 3,761 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $731,000 | 3,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,489 |
| Cash dividends | $740,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $731,000 | 3,670 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,352 |
| Total interest expense | $300,000 | 5,164 |
| Net interest income | $773,000 | 5,325 |
| Provision for loan and lease losses | $43,000 | 3,661 |
| Total noninterest income | $222,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $173,000 | 2,365 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $633,000 | 5,267 |
| Salaries and employee benefits | $327,000 | 5,446 |
| Premises and equipment expense | $87,000 | 5,269 |
| Additional noninterest expense | $219,000 | 4,739 |
| Pre-tax net operating income | $319,000 | 4,674 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $319,000 | 4,110 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $319,000 | 4,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $520,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $319,000 | 3,964 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 5,619 |
| Total interest expense | $1,083,000 | 5,883 |
| Net interest income | $2,948,000 | 5,367 |
| Provision for loan and lease losses | $89,000 | 5,527 |
| Total noninterest income | $848,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $629,000 | 2,610 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $219,000 | 5,101 |
| Total noninterest expense | $2,617,000 | 5,050 |
| Salaries and employee benefits | $1,325,000 | 5,286 |
| Premises and equipment expense | $377,000 | 4,943 |
| Additional noninterest expense | $915,000 | 4,563 |
| Pre-tax net operating income | $1,090,000 | 4,949 |
| Securities gains (losses) | $14,000 | 3,435 |
| Applicable income taxes | $45,000 | 6,359 |
| Income before extraordinary items | $1,059,000 | 4,480 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,059,000 | 4,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,782 |
| Cash dividends | $607,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,045,560 | 4,345 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 5,735 |
| Total interest expense | $791,000 | 6,105 |
| Net interest income | $2,183,000 | 5,424 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $623,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $462,000 | 2,661 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $161,000 | 5,199 |
| Total noninterest expense | $1,916,000 | 5,125 |
| Salaries and employee benefits | $958,000 | 5,392 |
| Premises and equipment expense | $292,000 | 4,808 |
| Additional noninterest expense | $666,000 | 4,648 |
| Pre-tax net operating income | $840,000 | 4,996 |
| Securities gains (losses) | $14,000 | 3,164 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $854,000 | 4,434 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $854,000 | 4,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $311,000 | 3,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $840,000 | 4,305 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 5,862 |
| Total interest expense | $508,000 | 6,342 |
| Net interest income | $1,427,000 | 5,492 |
| Provision for loan and lease losses | $16,000 | 6,529 |
| Total noninterest income | $414,000 | 4,168 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $303,000 | 2,629 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $111,000 | 5,141 |
| Total noninterest expense | $1,294,000 | 5,077 |
| Salaries and employee benefits | $639,000 | 5,413 |
| Premises and equipment expense | $196,000 | 4,760 |
| Additional noninterest expense | $459,000 | 4,524 |
| Pre-tax net operating income | $531,000 | 5,163 |
| Securities gains (losses) | $14,000 | 2,789 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $545,000 | 4,573 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $545,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $116,000 | 4,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $531,000 | 4,425 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 5,928 |
| Total interest expense | $260,000 | 6,376 |
| Net interest income | $692,000 | 5,584 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $186,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $135,000 | 2,807 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 5,226 |
| Total noninterest expense | $662,000 | 4,998 |
| Salaries and employee benefits | $320,000 | 5,425 |
| Premises and equipment expense | $100,000 | 4,694 |
| Additional noninterest expense | $242,000 | 4,329 |
| Pre-tax net operating income | $216,000 | 5,658 |
| Securities gains (losses) | $14,000 | 2,056 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $230,000 | 4,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $230,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $23,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $216,000 | 4,926 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,013,000 | 5,887 |
| Total interest expense | $1,359,000 | 6,051 |
| Net interest income | $2,654,000 | 5,707 |
| Provision for loan and lease losses | $40,000 | 6,915 |
| Total noninterest income | $691,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $507,000 | 2,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $184,000 | 5,193 |
| Total noninterest expense | $2,381,000 | 5,254 |
| Salaries and employee benefits | $1,202,000 | 5,481 |
| Premises and equipment expense | $343,000 | 5,157 |
| Additional noninterest expense | $836,000 | 4,779 |
| Pre-tax net operating income | $924,000 | 5,402 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $299,000 | 4,454 |
| Income before extraordinary items | $626,000 | 5,859 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $626,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,210 |
| Cash dividends | $176,000 | 5,034 |
| Sale, conversion, retirement of capital stock, net | $-985,000 | 9,318 |
| Net operating income | $625,320 | 5,725 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,694,000 | 5,832 |
| Total interest expense | $2,138,000 | 5,897 |
| Net interest income | $2,556,000 | 5,644 |
| Provision for loan and lease losses | $88,000 | 5,851 |
| Total noninterest income | $678,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $491,000 | 2,874 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $187,000 | 5,069 |
| Total noninterest expense | $2,236,000 | 5,327 |
| Salaries and employee benefits | $1,184,000 | 5,379 |
| Premises and equipment expense | $327,000 | 5,255 |
| Additional noninterest expense | $725,000 | 5,151 |
| Pre-tax net operating income | $910,000 | 5,164 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $199,000 | 5,042 |
| Income before extraordinary items | $717,000 | 5,169 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $717,000 | 5,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,205 |
| Cash dividends | $202,000 | 4,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $712,320 | 5,075 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,555,000 | 6,053 |
| Total interest expense | $2,339,000 | 5,779 |
| Net interest income | $2,216,000 | 6,242 |
| Provision for loan and lease losses | $178,000 | 4,045 |
| Total noninterest income | $579,000 | 4,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $449,000 | 2,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 5,818 |
| Total noninterest expense | $1,795,000 | 6,063 |
| Salaries and employee benefits | $792,000 | 6,768 |
| Premises and equipment expense | $334,000 | 5,094 |
| Additional noninterest expense | $669,000 | 5,353 |
| Pre-tax net operating income | $822,000 | 5,794 |
| Securities gains (losses) | $-52,000 | 9,214 |
| Applicable income taxes | $205,000 | 5,340 |
| Income before extraordinary items | $565,000 | 6,020 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $565,000 | 6,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,007 |
| Cash dividends | $158,000 | 5,443 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 923 |
| Net operating income | $602,960 | 5,848 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 7,027 |
| Total interest expense | $1,568,000 | 6,801 |
| Net interest income | $1,751,000 | 7,104 |
| Provision for loan and lease losses | $188,000 | 3,699 |
| Total noninterest income | $476,000 | 5,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,680 |
| Total noninterest expense | $1,747,000 | 6,183 |
| Salaries and employee benefits | $694,000 | 7,278 |
| Premises and equipment expense | $384,000 | 4,669 |
| Additional noninterest expense | $669,000 | 5,415 |
| Pre-tax net operating income | $292,000 | 8,140 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $74,000 | 7,277 |
| Income before extraordinary items | $220,000 | 8,149 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $220,000 | 8,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $28,000 | 6,842 |
| Sale, conversion, retirement of capital stock, net | $1,489,000 | 467 |
| Net operating income | $218,500 | 8,131 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 8,235 |
| Total interest expense | $1,079,000 | 8,206 |
| Net interest income | $1,294,000 | 8,138 |
| Provision for loan and lease losses | $27,000 | 7,449 |
| Total noninterest income | $369,000 | 5,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 3,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $1,453,000 | 6,820 |
| Salaries and employee benefits | $675,000 | 7,335 |
| Premises and equipment expense | $251,000 | 5,955 |
| Additional noninterest expense | $527,000 | 6,249 |
| Pre-tax net operating income | $183,000 | 8,989 |
| Securities gains (losses) | $83,000 | 1,400 |
| Applicable income taxes | $65,000 | 8,075 |
| Income before extraordinary items | $201,000 | 8,613 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $201,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 988 |
| Net operating income | $137,920 | 8,999 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 9,186 |
| Total interest expense | $762,000 | 9,361 |
| Net interest income | $1,104,000 | 8,930 |
| Provision for loan and lease losses | $58,000 | 6,402 |
| Total noninterest income | $303,000 | 6,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,389 |
| Total noninterest expense | $1,103,000 | 7,994 |
| Salaries and employee benefits | $491,000 | 8,671 |
| Premises and equipment expense | $213,000 | 6,604 |
| Additional noninterest expense | $399,000 | 7,363 |
| Pre-tax net operating income | $246,000 | 9,313 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $54,000 | 9,200 |
| Income before extraordinary items | $191,000 | 9,237 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $191,000 | 9,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,007 |
| Net operating income | $191,780 | 9,191 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 10,174 |
| Total interest expense | $507,000 | 10,579 |
| Net interest income | $949,000 | 9,698 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $254,000 | 7,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,496 |
| Total noninterest expense | $898,000 | 9,059 |
| Salaries and employee benefits | $404,000 | 9,578 |
| Premises and equipment expense | $176,000 | 7,509 |
| Additional noninterest expense | $318,000 | 8,690 |
| Pre-tax net operating income | $283,000 | 9,242 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $70,000 | 9,328 |
| Income before extraordinary items | $213,000 | 9,172 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $213,000 | 9,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,310 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $213,000 | 9,120 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 10,897 |
| Total interest expense | $429,000 | 11,246 |
| Net interest income | $834,000 | 10,439 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $225,000 | 8,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $1,056,000 | 8,731 |
| Salaries and employee benefits | $353,000 | 10,318 |
| Premises and equipment expense | $177,000 | 7,669 |
| Additional noninterest expense | $526,000 | 7,068 |
| Pre-tax net operating income | $3,000 | 11,453 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $3,000 | 11,484 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,000 | 11,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $17,000 | 8,449 |
| Sale, conversion, retirement of capital stock, net | $960,000 | 304 |
| Net operating income | $3,000 | 11,453 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 11,527 |
| Total interest expense | $321,000 | 11,949 |
| Net interest income | $780,000 | 11,117 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $216,000 | 8,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $801,000 | 10,249 |
| Salaries and employee benefits | $347,000 | 10,772 |
| Premises and equipment expense | $194,000 | 7,568 |
| Additional noninterest expense | $260,000 | 10,401 |
| Pre-tax net operating income | $195,000 | 10,930 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $-300,000 | 12,431 |
| Income before extraordinary items | $494,000 | 7,366 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $494,000 | 7,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 11,695 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $448,000 | 567 |
| Net operating income | $495,000 | 7,390 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 12,164 |
| Total interest expense | $309,000 | 12,641 |
| Net interest income | $747,000 | 11,700 |
| Provision for loan and lease losses | $52,000 | 7,360 |
| Total noninterest income | $309,000 | 7,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,905 |
| Total noninterest expense | $892,000 | 10,229 |
| Salaries and employee benefits | $340,000 | 11,254 |
| Premises and equipment expense | $186,000 | 7,988 |
| Additional noninterest expense | $366,000 | 9,650 |
| Pre-tax net operating income | $112,000 | 11,778 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $112,000 | 11,682 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $112,000 | 11,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 4,097 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $112,000 | 11,475 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 12,629 |
| Total interest expense | $457,000 | 12,936 |
| Net interest income | $730,000 | 12,185 |
| Provision for loan and lease losses | $-57,000 | 13,640 |
| Total noninterest income | $249,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $1,221,000 | 8,949 |
| Salaries and employee benefits | $342,000 | 11,529 |
| Premises and equipment expense | $184,000 | 8,213 |
| Additional noninterest expense | $695,000 | 6,779 |
| Pre-tax net operating income | $-185,000 | 13,069 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-185,000 | 13,162 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-185,000 | 13,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 13,250 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-185,000 | 13,042 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.