Home > Peoples Bank Midwest > Income and Expense

Peoples Bank Midwest, Income and Expense

2020-09-30 (YTD Data)Rank
Total interest income$12,393,0001,761
Total interest expense$1,121,0002,488
Net interest income$11,272,0001,637
Provision for loan and lease losses$500,0001,950
Total noninterest income$2,652,0001,531
Gross Fiduciary activities income$0981
Service charges on deposit accounts$177,0002,540
Trading account gains and feesNANA
Additional Noninterest Income$2,475,0001,323
Total noninterest expense$6,081,0002,218
Salaries and employee benefits$3,946,0002,061
Premises and equipment expense$352,0003,164
Additional noninterest expense$1,783,0002,243
Pre-tax net operating income$7,343,0001,041
Securities gains (losses)$3,0002,334
Applicable income taxes$03,696
Income before extraordinary items$7,346,000938
Extraordinary gains, net$04
Net income$7,346,000938
Minority interest net income$065
Net income of bank and minority interests.$7,346,000938
Net charge-offs$2,0003,091
Cash dividends$3,964,000675
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,343,000908
2020-06-30 (YTD Data)Rank
Total interest income$8,843,0001,677
Total interest expense$837,0002,425
Net interest income$8,006,0001,545
Provision for loan and lease losses$350,0001,891
Total noninterest income$1,560,0001,585
Gross Fiduciary activities income$0970
Service charges on deposit accounts$122,0002,536
Trading account gains and feesNANA
Additional Noninterest Income$1,438,0001,348
Total noninterest expense$4,077,0002,222
Salaries and employee benefits$2,587,0002,086
Premises and equipment expense$241,0003,121
Additional noninterest expense$1,249,0002,168
Pre-tax net operating income$5,139,000932
Securities gains (losses)$3,0002,083
Applicable income taxes$03,655
Income before extraordinary items$5,142,000831
Extraordinary gains, net$04
Net income$5,142,000831
Minority interest net income$065
Net income of bank and minority interests.$5,142,000831
Net charge-offs$1,0002,929
Cash dividends$3,289,000580
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,139,000791
2020-03-31 (YTD Data)Rank
Total interest income$3,731,0001,920
Total interest expense$466,0002,405
Net interest income$3,265,0001,791
Provision for loan and lease losses$200,0001,434
Total noninterest income$510,0001,926
Gross Fiduciary activities income$0941
Service charges on deposit accounts$75,0002,515
Trading account gains and feesNANA
Additional Noninterest Income$435,0001,644
Total noninterest expense$1,993,0002,273
Salaries and employee benefits$1,335,0002,051
Premises and equipment expense$119,0003,164
Additional noninterest expense$539,0002,403
Pre-tax net operating income$1,582,0001,269
Securities gains (losses)$3,0001,525
Applicable income taxes$03,513
Income before extraordinary items$1,585,0001,138
Extraordinary gains, net$04
Net income$1,585,0001,137
Minority interest net income$056
Net income of bank and minority interests.$1,585,0001,138
Net charge-offs$1,0002,430
Cash dividends$1,942,000536
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,582,0001,117
2019-12-31 (YTD Data)Rank
Total interest income$3,629,0004,167
Total interest expense$410,0004,332
Net interest income$3,219,0004,074
Provision for loan and lease losses$03,973
Total noninterest income$386,0003,931
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$70,0004,243
Trading account gains and feesNANA
Additional Noninterest Income$316,0003,517
Total noninterest expense$1,666,0004,587
Salaries and employee benefits$1,054,0004,454
Premises and equipment expense$151,0004,601
Additional noninterest expense$461,0004,686
Pre-tax net operating income$1,939,0003,073
Securities gains (losses)$3,0002,172
Applicable income taxes$03,859
Income before extraordinary items$1,942,0002,939
Extraordinary gains, net$011
Net income$1,942,0002,939
Minority interest net income$076
Net income of bank and minority interests.$1,942,0002,940
Net charge-offs$-7,0004,388
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,939,0002,901
2019-09-30 (YTD Data)Rank
Total interest income$12,252,0001,820
Total interest expense$1,625,0002,241
Net interest income$10,627,0001,706
Provision for loan and lease losses$108,0002,541
Total noninterest income$1,622,0001,897
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$253,0002,458
Trading account gains and feesNANA
Additional Noninterest Income$1,369,0001,611
Total noninterest expense$8,751,0001,698
Salaries and employee benefits$7,007,0001,276
Premises and equipment expense$384,0003,089
Additional noninterest expense$1,360,0002,743
Pre-tax net operating income$3,390,0001,951
Securities gains (losses)$02,167
Applicable income taxes$461,0001,867
Income before extraordinary items$2,929,0001,967
Extraordinary gains, net$011
Net income$2,929,0001,967
Minority interest net income$072
Net income of bank and minority interests.$2,929,0001,968
Net charge-offs$13,0002,869
Cash dividends$1,000,0001,800
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,929,0001,938
2019-06-30 (YTD Data)Rank
Total interest income$7,996,0001,847
Total interest expense$1,029,0002,296
Net interest income$6,967,0001,729
Provision for loan and lease losses$108,0002,153
Total noninterest income$825,0002,171
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$176,0002,386
Trading account gains and feesNANA
Additional Noninterest Income$649,0001,930
Total noninterest expense$3,819,0002,341
Salaries and employee benefits$2,606,0002,055
Premises and equipment expense$238,0003,212
Additional noninterest expense$975,0002,633
Pre-tax net operating income$3,865,0001,272
Securities gains (losses)$01,702
Applicable income taxes$515,0001,426
Income before extraordinary items$3,350,0001,279
Extraordinary gains, net$011
Net income$3,350,0001,279
Minority interest net income$069
Net income of bank and minority interests.$3,350,0001,279
Net charge-offs$03,172
Cash dividends$1,000,0001,417
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,350,0001,256
2019-03-31 (YTD Data)Rank
Total interest income$3,959,0001,865
Total interest expense$493,0002,328
Net interest income$3,466,0001,743
Provision for loan and lease losses$81,0001,641
Total noninterest income$375,0002,248
Gross Fiduciary activities income$0972
Service charges on deposit accounts$97,0002,262
Trading account gains and feesNANA
Additional Noninterest Income$278,0002,040
Total noninterest expense$1,899,0002,353
Salaries and employee benefits$1,315,0002,057
Premises and equipment expense$115,0003,314
Additional noninterest expense$469,0002,707
Pre-tax net operating income$1,861,0001,276
Securities gains (losses)$01,087
Applicable income taxes$512,000891
Income before extraordinary items$1,349,0001,480
Extraordinary gains, net$05
Net income$1,349,0001,479
Minority interest net income$052
Net income of bank and minority interests.$1,349,0001,479
Net charge-offs$-3,0004,217
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,349,0001,456
2018-12-31 (YTD Data)Rank
Total interest income$14,999,0001,860
Total interest expense$1,281,0002,576
Net interest income$13,718,0001,738
Provision for loan and lease losses$360,0001,765
Total noninterest income$1,772,0002,122
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$365,0002,430
Trading account gains and feesNANA
Additional Noninterest Income$1,407,0001,869
Total noninterest expense$7,364,0002,387
Salaries and employee benefits$4,791,0002,169
Premises and equipment expense$460,0003,303
Additional noninterest expense$2,113,0002,502
Pre-tax net operating income$7,766,0001,247
Securities gains (losses)$01,125
Applicable income taxes$13,0003,701
Income before extraordinary items$7,753,0001,116
Extraordinary gains, net$06
Net income$7,753,0001,115
Minority interest net income$072
Net income of bank and minority interests.$7,753,0001,115
Net charge-offs$-69,0004,972
Cash dividends$2,300,0001,330
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,753,0001,112
2018-09-30 (YTD Data)Rank
Total interest income$11,037,0001,876
Total interest expense$909,0002,578
Net interest income$10,128,0001,760
Provision for loan and lease losses$360,0001,414
Total noninterest income$1,237,0002,243
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$274,0002,441
Trading account gains and feesNANA
Additional Noninterest Income$963,0001,977
Total noninterest expense$5,400,0002,426
Salaries and employee benefits$3,540,0002,188
Premises and equipment expense$287,0003,639
Additional noninterest expense$1,573,0002,519
Pre-tax net operating income$5,605,0001,299
Securities gains (losses)$01,118
Applicable income taxes$10,0003,776
Income before extraordinary items$5,595,0001,152
Extraordinary gains, net$05
Net income$5,595,0001,151
Minority interest net income$066
Net income of bank and minority interests.$5,595,0001,151
Net charge-offs$-91,0005,096
Cash dividends$1,600,0001,244
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,595,0001,147
2018-06-30 (YTD Data)Rank
Total interest income$7,173,0001,902
Total interest expense$581,0002,575
Net interest income$6,592,0001,782
Provision for loan and lease losses$240,0001,369
Total noninterest income$781,0002,300
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$186,0002,407
Trading account gains and feesNANA
Additional Noninterest Income$595,0002,072
Total noninterest expense$3,577,0002,453
Salaries and employee benefits$2,343,0002,213
Premises and equipment expense$198,0003,609
Additional noninterest expense$1,036,0002,552
Pre-tax net operating income$3,556,0001,325
Securities gains (losses)$0961
Applicable income taxes$5,0003,805
Income before extraordinary items$3,551,0001,165
Extraordinary gains, net$06
Net income$3,551,0001,163
Minority interest net income$065
Net income of bank and minority interests.$3,551,0001,164
Net charge-offs$-89,0005,172
Cash dividends$800,0001,505
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,551,0001,166
2018-03-31 (YTD Data)Rank
Total interest income$3,511,0001,925
Total interest expense$285,0002,547
Net interest income$3,226,0001,811
Provision for loan and lease losses$120,0001,317
Total noninterest income$442,0002,137
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$94,0002,399
Trading account gains and feesNANA
Additional Noninterest Income$348,0001,846
Total noninterest expense$1,806,0002,459
Salaries and employee benefits$1,175,0002,231
Premises and equipment expense$99,0003,667
Additional noninterest expense$532,0002,519
Pre-tax net operating income$1,742,0001,332
Securities gains (losses)$0735
Applicable income taxes$5,0003,674
Income before extraordinary items$1,737,0001,170
Extraordinary gains, net$07
Net income$1,737,0001,169
Minority interest net income$052
Net income of bank and minority interests.$1,737,0001,170
Net charge-offs$-2,0004,048
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,737,0001,161
2017-12-31 (YTD Data)Rank
Total interest income$13,446,0001,928
Total interest expense$1,186,0002,253
Net interest income$12,260,0001,872
Provision for loan and lease losses$480,0001,487
Total noninterest income$1,892,0002,104
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$337,0002,651
Trading account gains and feesNANA
Additional Noninterest Income$1,555,0001,773
Total noninterest expense$6,992,0002,516
Salaries and employee benefits$4,647,0002,208
Premises and equipment expense$366,0003,824
Additional noninterest expense$1,979,0002,670
Pre-tax net operating income$6,680,0001,357
Securities gains (losses)$02,243
Applicable income taxes$7,0003,935
Income before extraordinary items$6,673,0001,064
Extraordinary gains, net$09
Net income$6,673,0001,064
Minority interest net income$076
Net income of bank and minority interests.$6,673,0001,064
Net charge-offs$-113,0005,327
Cash dividends$1,500,0001,709
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,673,0001,054
2017-09-30 (YTD Data)Rank
Total interest income$9,869,0001,970
Total interest expense$851,0002,309
Net interest income$9,018,0001,912
Provision for loan and lease losses$360,0001,438
Total noninterest income$1,364,0002,176
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$255,0002,656
Trading account gains and feesNANA
Additional Noninterest Income$1,109,0001,859
Total noninterest expense$5,273,0002,512
Salaries and employee benefits$3,625,0002,143
Premises and equipment expense$264,0003,927
Additional noninterest expense$1,384,0002,805
Pre-tax net operating income$4,749,0001,427
Securities gains (losses)$02,274
Applicable income taxes$4,0003,992
Income before extraordinary items$4,745,0001,213
Extraordinary gains, net$09
Net income$4,745,0001,213
Minority interest net income$071
Net income of bank and minority interests.$4,745,0001,213
Net charge-offs$-113,0005,370
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,745,0001,190
2017-06-30 (YTD Data)Rank
Total interest income$6,440,0001,989
Total interest expense$544,0002,345
Net interest income$5,896,0001,940
Provision for loan and lease losses$240,0001,411
Total noninterest income$799,0002,359
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$178,0002,579
Trading account gains and fees$0139
Additional Noninterest Income$621,0002,076
Total noninterest expense$3,573,0002,500
Salaries and employee benefits$2,455,0002,131
Premises and equipment expense$171,0003,987
Additional noninterest expense$947,0002,770
Pre-tax net operating income$2,882,0001,506
Securities gains (losses)$01,906
Applicable income taxes$4,0003,987
Income before extraordinary items$2,878,0001,286
Extraordinary gains, net$011
Net income$2,878,0001,286
Minority interest net income$071
Net income of bank and minority interests.$2,878,0001,286
Net charge-offs$-71,0005,361
Cash dividends$500,0001,993
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,878,0001,265
2017-03-31 (YTD Data)Rank
Total interest income$3,191,0001,990
Total interest expense$265,0002,368
Net interest income$2,926,0001,935
Provision for loan and lease losses$120,0001,315
Total noninterest income$439,0002,198
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$87,0002,620
Trading account gains and fees$0142
Additional Noninterest Income$352,0001,886
Total noninterest expense$1,815,0002,485
Salaries and employee benefits$1,248,0002,138
Premises and equipment expense$84,0004,067
Additional noninterest expense$483,0002,736
Pre-tax net operating income$1,430,0001,483
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,430,0001,274
Extraordinary gains, net$08
Net income$1,430,0001,273
Minority interest net income$055
Net income of bank and minority interests.$1,430,0001,274
Net charge-offs$-11,0005,031
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,430,0001,255
2016-12-31 (YTD Data)Rank
Total interest income$12,605,0001,993
Total interest expense$938,0002,530
Net interest income$11,667,0001,904
Provision for loan and lease losses$360,0001,801
Total noninterest income$1,788,0002,252
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$368,0002,598
Trading account gains and fees$0170
Additional Noninterest Income$1,420,0001,955
Total noninterest expense$7,298,0002,470
Salaries and employee benefits$4,636,0002,215
Premises and equipment expense$481,0003,452
Additional noninterest expense$2,181,0002,593
Pre-tax net operating income$5,797,0001,437
Securities gains (losses)$03,212
Applicable income taxes$8,0004,031
Income before extraordinary items$5,789,0001,233
Extraordinary gains, net$05
Net income$5,789,0001,231
Minority interest net income$082
Net income of bank and minority interests.$5,789,0001,232
Net charge-offs$608,000957
Cash dividends$1,500,0001,687
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,789,0001,204
2016-09-30 (YTD Data)Rank
Total interest income$9,353,0002,011
Total interest expense$701,0002,532
Net interest income$8,652,0001,938
Provision for loan and lease losses$270,0001,728
Total noninterest income$1,386,0002,225
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$274,0002,619
Trading account gains and fees$0169
Additional Noninterest Income$1,112,0001,914
Total noninterest expense$5,513,0002,456
Salaries and employee benefits$3,591,0002,155
Premises and equipment expense$339,0003,571
Additional noninterest expense$1,583,0002,661
Pre-tax net operating income$4,255,0001,478
Securities gains (losses)$03,160
Applicable income taxes$4,0004,144
Income before extraordinary items$4,251,0001,272
Extraordinary gains, net$05
Net income$4,251,0001,272
Minority interest net income$071
Net income of bank and minority interests.$4,251,0001,272
Net charge-offs$-2,0004,547
Cash dividends$1,000,0001,652
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,251,0001,235
2016-06-30 (YTD Data)Rank
Total interest income$6,186,0002,034
Total interest expense$480,0002,496
Net interest income$5,706,0001,960
Provision for loan and lease losses$180,0001,722
Total noninterest income$1,099,0001,984
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$176,0002,658
Trading account gains and fees$0157
Additional Noninterest Income$923,0001,649
Total noninterest expense$3,703,0002,454
Salaries and employee benefits$2,379,0002,180
Premises and equipment expense$228,0003,594
Additional noninterest expense$1,096,0002,591
Pre-tax net operating income$2,922,0001,427
Securities gains (losses)$02,835
Applicable income taxes$2,0004,190
Income before extraordinary items$2,920,0001,225
Extraordinary gains, net$016
Net income$2,920,0001,225
Minority interest net income$071
Net income of bank and minority interests.$2,920,0001,225
Net charge-offs$03,689
Cash dividends$500,0001,970
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,920,0001,183
2016-03-31 (YTD Data)Rank
Total interest income$3,035,0002,060
Total interest expense$234,0002,548
Net interest income$2,801,0001,992
Provision for loan and lease losses$90,0001,597
Total noninterest income$399,0002,357
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$89,0002,614
Trading account gains and fees$0142
Additional Noninterest Income$310,0002,054
Total noninterest expense$1,883,0002,435
Salaries and employee benefits$1,202,0002,173
Premises and equipment expense$115,0003,591
Additional noninterest expense$566,0002,510
Pre-tax net operating income$1,227,0001,634
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,227,0001,384
Extraordinary gains, net$012
Net income$1,227,0001,384
Minority interest net income$062
Net income of bank and minority interests.$1,227,0001,385
Net charge-offs$6,0002,526
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,227,0001,344
2015-12-31 (YTD Data)Rank
Total interest income$12,224,0001,998
Total interest expense$944,0002,514
Net interest income$11,280,0001,919
Provision for loan and lease losses$360,0001,703
Total noninterest income$2,206,0001,981
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$433,0002,370
Trading account gains and fees$0159
Additional Noninterest Income$1,773,0001,666
Total noninterest expense$7,027,0002,559
Salaries and employee benefits$4,427,0002,283
Premises and equipment expense$548,0003,299
Additional noninterest expense$2,052,0002,749
Pre-tax net operating income$6,099,0001,345
Securities gains (losses)$03,216
Applicable income taxes$2,0004,277
Income before extraordinary items$6,097,0001,149
Extraordinary gains, net$023
Net income$6,097,0001,149
Minority interest net income$081
Net income of bank and minority interests.$6,097,0001,149
Net charge-offs$789,000823
Cash dividends$1,500,0001,638
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,097,0001,121
2015-09-30 (YTD Data)Rank
Total interest income$9,066,0002,027
Total interest expense$715,0002,527
Net interest income$8,351,0001,961
Provision for loan and lease losses$270,0001,610
Total noninterest income$1,715,0001,952
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$339,0002,321
Trading account gains and fees$0153
Additional Noninterest Income$1,376,0001,633
Total noninterest expense$5,299,0002,559
Salaries and employee benefits$3,389,0002,246
Premises and equipment expense$417,0003,305
Additional noninterest expense$1,493,0002,797
Pre-tax net operating income$4,497,0001,389
Securities gains (losses)$03,031
Applicable income taxes$2,0004,356
Income before extraordinary items$4,495,0001,186
Extraordinary gains, net$021
Net income$4,495,0001,185
Minority interest net income$078
Net income of bank and minority interests.$4,495,0001,186
Net charge-offs$255,0001,329
Cash dividends$1,500,0001,198
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,495,0001,158
2015-06-30 (YTD Data)Rank
Total interest income$5,987,0002,039
Total interest expense$480,0002,532
Net interest income$5,507,0001,970
Provision for loan and lease losses$180,0001,603
Total noninterest income$1,079,0002,038
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$239,0002,195
Trading account gains and fees$0157
Additional Noninterest Income$840,0001,749
Total noninterest expense$3,573,0002,555
Salaries and employee benefits$2,264,0002,256
Premises and equipment expense$280,0003,306
Additional noninterest expense$1,029,0002,746
Pre-tax net operating income$2,833,0001,443
Securities gains (losses)$02,636
Applicable income taxes$2,0004,347
Income before extraordinary items$2,831,0001,231
Extraordinary gains, net$022
Net income$2,831,0001,233
Minority interest net income$075
Net income of bank and minority interests.$2,831,0001,232
Net charge-offs$256,0001,025
Cash dividends$1,000,0001,209
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,831,0001,200
2015-03-31 (YTD Data)Rank
Total interest income$2,982,0002,043
Total interest expense$251,0002,475
Net interest income$2,731,0001,982
Provision for loan and lease losses$90,0001,532
Total noninterest income$531,0002,022
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$130,0002,028
Trading account gains and fees$0152
Additional Noninterest Income$401,0001,768
Total noninterest expense$1,816,0002,521
Salaries and employee benefits$1,144,0002,253
Premises and equipment expense$149,0003,208
Additional noninterest expense$523,0002,694
Pre-tax net operating income$1,356,0001,453
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,356,0001,239
Extraordinary gains, net$013
Net income$1,356,0001,239
Minority interest net income$064
Net income of bank and minority interests.$1,356,0001,240
Net charge-offs$-79,0006,067
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,356,0001,197
2014-12-31 (YTD Data)Rank
Total interest income$12,301,0002,000
Total interest expense$1,144,0002,344
Net interest income$11,157,0001,941
Provision for loan and lease losses$600,0001,269
Total noninterest income$1,113,0002,943
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$500,0002,290
Trading account gains and fees$0180
Additional Noninterest Income$613,0003,002
Total noninterest expense$7,379,0002,495
Salaries and employee benefits$4,381,0002,300
Premises and equipment expense$640,0003,087
Additional noninterest expense$2,358,0002,522
Pre-tax net operating income$4,291,0001,738
Securities gains (losses)$03,259
Applicable income taxes$6,0004,280
Income before extraordinary items$4,285,0001,492
Extraordinary gains, net$017
Net income$4,285,0001,489
Minority interest net income$084
Net income of bank and minority interests.$4,285,0001,491
Net charge-offs$450,0001,580
Cash dividends$1,000,0002,015
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,285,0001,464
2014-09-30 (YTD Data)Rank
Total interest income$9,246,0002,011
Total interest expense$887,0002,325
Net interest income$8,359,0001,950
Provision for loan and lease losses$450,0001,237
Total noninterest income$1,170,0002,483
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$352,0002,397
Trading account gains and fees$0174
Additional Noninterest Income$818,0002,225
Total noninterest expense$5,553,0002,486
Salaries and employee benefits$3,387,0002,251
Premises and equipment expense$433,0003,359
Additional noninterest expense$1,733,0002,572
Pre-tax net operating income$3,526,0001,613
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$3,526,0001,374
Extraordinary gains, net$015
Net income$3,526,0001,372
Minority interest net income$081
Net income of bank and minority interests.$3,526,0001,374
Net charge-offs$459,0001,228
Cash dividends$1,000,0001,509
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,526,0001,340
2014-06-30 (YTD Data)Rank
Total interest income$6,122,0002,017
Total interest expense$621,0002,261
Net interest income$5,501,0001,960
Provision for loan and lease losses$300,0001,222
Total noninterest income$913,0002,207
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$229,0002,423
Trading account gains and fees$0172
Additional Noninterest Income$684,0001,879
Total noninterest expense$3,767,0002,461
Salaries and employee benefits$2,298,0002,220
Premises and equipment expense$297,0003,314
Additional noninterest expense$1,172,0002,543
Pre-tax net operating income$2,347,0001,584
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,347,0001,336
Extraordinary gains, net$020
Net income$2,347,0001,337
Minority interest net income$080
Net income of bank and minority interests.$2,347,0001,337
Net charge-offs$87,0002,314
Cash dividends$500,0001,796
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,347,0001,308
2014-03-31 (YTD Data)Rank
Total interest income$3,012,0002,040
Total interest expense$323,0002,221
Net interest income$2,689,0001,993
Provision for loan and lease losses$150,0001,189
Total noninterest income$397,0002,382
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$104,0002,594
Trading account gains and fees$0147
Additional Noninterest Income$293,0002,035
Total noninterest expense$1,981,0002,352
Salaries and employee benefits$1,179,0002,185
Premises and equipment expense$145,0003,429
Additional noninterest expense$657,0002,281
Pre-tax net operating income$955,0001,841
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$955,0001,553
Extraordinary gains, net$016
Net income$955,0001,556
Minority interest net income$066
Net income of bank and minority interests.$955,0001,556
Net charge-offs$18,0002,548
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$955,0001,530
2013-12-31 (YTD Data)Rank
Total interest income$12,715,0001,945
Total interest expense$1,490,0002,173
Net interest income$11,225,0001,897
Provision for loan and lease losses$690,0001,492
Total noninterest income$2,326,0001,942
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$376,0002,952
Trading account gains and fees$0184
Additional Noninterest Income$1,950,0001,542
Total noninterest expense$8,433,0002,242
Salaries and employee benefits$4,337,0002,316
Premises and equipment expense$542,0003,548
Additional noninterest expense$3,554,0001,786
Pre-tax net operating income$4,428,0001,572
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$4,428,0001,362
Extraordinary gains, net$029
Net income$4,428,0001,364
Minority interest net income$090
Net income of bank and minority interests.$4,428,0001,365
Net charge-offs$211,0002,960
Cash dividends$2,407,0001,036
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,428,0001,340
2013-09-30 (YTD Data)Rank
Total interest income$7,228,0002,527
Total interest expense$905,0002,627
Net interest income$6,323,0002,483
Provision for loan and lease losses$450,0001,622
Total noninterest income$1,628,0002,088
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$197,0003,632
Trading account gains and fees$0180
Additional Noninterest Income$1,431,0001,606
Total noninterest expense$4,714,0002,890
Salaries and employee benefits$2,694,0002,746
Premises and equipment expense$223,0004,908
Additional noninterest expense$1,797,0002,548
Pre-tax net operating income$2,787,0001,864
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,787,0001,613
Extraordinary gains, net$025
Net income$2,787,0001,617
Minority interest net income$084
Net income of bank and minority interests.$2,787,0001,617
Net charge-offs$196,0002,595
Cash dividends$900,0001,547
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,787,0001,573
2013-06-30 (YTD Data)Rank
Total interest income$4,860,0002,503
Total interest expense$591,0002,732
Net interest income$4,269,0002,450
Provision for loan and lease losses$300,0001,629
Total noninterest income$1,190,0001,984
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$127,0003,664
Trading account gains and fees$0157
Additional Noninterest Income$1,063,0001,514
Total noninterest expense$2,977,0003,012
Salaries and employee benefits$1,799,0002,759
Premises and equipment expense$141,0005,020
Additional noninterest expense$1,037,0002,887
Pre-tax net operating income$2,182,0001,601
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,182,0001,390
Extraordinary gains, net$022
Net income$2,182,0001,392
Minority interest net income$082
Net income of bank and minority interests.$2,182,0001,393
Net charge-offs$139,0002,446
Cash dividends$400,0001,902
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,182,0001,326
2013-03-31 (YTD Data)Rank
Total interest income$2,512,0002,441
Total interest expense$291,0002,845
Net interest income$2,221,0002,366
Provision for loan and lease losses$150,0001,610
Total noninterest income$602,0001,949
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$64,0003,631
Trading account gains and fees$0148
Additional Noninterest Income$538,0001,489
Total noninterest expense$1,536,0002,960
Salaries and employee benefits$915,0002,725
Premises and equipment expense$80,0004,789
Additional noninterest expense$541,0002,786
Pre-tax net operating income$1,137,0001,540
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,137,0001,318
Extraordinary gains, net$010
Net income$1,137,0001,321
Minority interest net income$076
Net income of bank and minority interests.$1,137,0001,320
Net charge-offs$120,0001,751
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,137,0001,259
2012-12-31 (YTD Data)Rank
Total interest income$11,271,0002,304
Total interest expense$1,908,0002,212
Net interest income$9,363,0002,291
Provision for loan and lease losses$805,0002,061
Total noninterest income$2,340,0001,963
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$267,0003,705
Trading account gains and fees$0166
Additional Noninterest Income$2,073,0001,490
Total noninterest expense$8,083,0002,329
Salaries and employee benefits$3,534,0002,760
Premises and equipment expense$297,0004,985
Additional noninterest expense$4,252,0001,586
Pre-tax net operating income$2,815,0002,209
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,815,0001,968
Extraordinary gains, net$029
Net income$2,815,0001,967
Minority interest net income$093
Net income of bank and minority interests.$2,815,0001,969
Net charge-offs$3,124,000823
Cash dividends$2,850,000917
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,815,0001,862
2012-09-30 (YTD Data)Rank
Total interest income$8,659,0002,303
Total interest expense$1,580,0002,127
Net interest income$7,079,0002,307
Provision for loan and lease losses$450,0002,400
Total noninterest income$1,877,0001,870
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$201,0003,747
Trading account gains and fees$0157
Additional Noninterest Income$1,676,0001,423
Total noninterest expense$6,417,0002,231
Salaries and employee benefits$2,722,0002,709
Premises and equipment expense$210,0005,170
Additional noninterest expense$3,485,0001,457
Pre-tax net operating income$2,089,0002,276
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,089,0002,030
Extraordinary gains, net$020
Net income$2,089,0002,028
Minority interest net income$086
Net income of bank and minority interests.$2,089,0002,031
Net charge-offs$670,0001,861
Cash dividends$1,750,000886
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,089,0001,908
2012-06-30 (YTD Data)Rank
Total interest income$5,931,0002,260
Total interest expense$1,161,0002,024
Net interest income$4,770,0002,286
Provision for loan and lease losses$300,0002,388
Total noninterest income$1,213,0001,898
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$134,0003,741
Trading account gains and fees$0153
Additional Noninterest Income$1,079,0001,441
Total noninterest expense$3,707,0002,544
Salaries and employee benefits$1,868,0002,646
Premises and equipment expense$130,0005,331
Additional noninterest expense$1,709,0001,930
Pre-tax net operating income$1,976,0001,697
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,976,0001,502
Extraordinary gains, net$019
Net income$1,976,0001,501
Minority interest net income$084
Net income of bank and minority interests.$1,976,0001,502
Net charge-offs$591,0001,616
Cash dividends$1,450,000717
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,976,0001,413
2012-03-31 (YTD Data)Rank
Total interest income$3,049,0002,215
Total interest expense$650,0001,876
Net interest income$2,399,0002,284
Provision for loan and lease losses$150,0002,302
Total noninterest income$606,0001,884
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$65,0003,802
Trading account gains and fees$0148
Additional Noninterest Income$541,0001,431
Total noninterest expense$2,022,0002,339
Salaries and employee benefits$1,029,0002,411
Premises and equipment expense$70,0005,222
Additional noninterest expense$923,0001,796
Pre-tax net operating income$833,0001,967
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$833,0001,739
Extraordinary gains, net$019
Net income$833,0001,741
Minority interest net income$078
Net income of bank and minority interests.$833,0001,740
Net charge-offs$437,0001,187
Cash dividends$700,000659
Sale, conversion, retirement of capital stock, net$0861
Net operating income$833,0001,637
2011-12-31 (YTD Data)Rank
Total interest income$13,689,0002,042
Total interest expense$3,138,0001,883
Net interest income$10,551,0002,069
Provision for loan and lease losses$2,700,0001,284
Total noninterest income$1,490,0002,462
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$285,0003,694
Trading account gains and fees$0146
Additional Noninterest Income$1,205,0001,900
Total noninterest expense$5,509,0003,272
Salaries and employee benefits$3,237,0002,938
Premises and equipment expense$304,0005,204
Additional noninterest expense$1,968,0003,188
Pre-tax net operating income$3,832,0001,485
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$3,832,0001,296
Extraordinary gains, net$029
Net income$3,832,0001,296
Minority interest net income$096
Net income of bank and minority interests.$3,832,0001,296
Net charge-offs$3,355,0001,105
Cash dividends$4,050,000517
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,832,0001,228
2011-09-30 (YTD Data)Rank
Total interest income$10,524,0002,022
Total interest expense$2,425,0001,907
Net interest income$8,099,0002,036
Provision for loan and lease losses$1,350,0001,611
Total noninterest income$1,395,0002,108
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$214,0003,709
Trading account gains and fees$0145
Additional Noninterest Income$1,181,0001,571
Total noninterest expense$4,517,0003,049
Salaries and employee benefits$2,595,0002,766
Premises and equipment expense$229,0005,238
Additional noninterest expense$1,693,0002,825
Pre-tax net operating income$3,627,0001,260
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$3,627,0001,066
Extraordinary gains, net$021
Net income$3,627,0001,066
Minority interest net income$087
Net income of bank and minority interests.$3,627,0001,066
Net charge-offs$1,475,0001,507
Cash dividends$2,350,000560
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,627,0001,009
2011-06-30 (YTD Data)Rank
Total interest income$6,760,0002,111
Total interest expense$1,659,0001,931
Net interest income$5,101,0002,145
Provision for loan and lease losses$900,0001,580
Total noninterest income$868,0002,203
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$142,0003,693
Trading account gains and fees$0153
Additional Noninterest Income$726,0001,677
Total noninterest expense$3,183,0002,940
Salaries and employee benefits$1,757,0002,751
Premises and equipment expense$145,0005,391
Additional noninterest expense$1,281,0002,585
Pre-tax net operating income$1,886,0001,530
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,886,0001,335
Extraordinary gains, net$015
Net income$1,886,0001,335
Minority interest net income$089
Net income of bank and minority interests.$1,886,0001,335
Net charge-offs$407,0002,345
Cash dividends$1,750,000485
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,886,0001,263
2011-03-31 (YTD Data)Rank
Total interest income$3,402,0002,104
Total interest expense$844,0001,960
Net interest income$2,558,0002,123
Provision for loan and lease losses$450,0001,516
Total noninterest income$466,0002,113
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$68,0003,740
Trading account gains and fees$0158
Additional Noninterest Income$398,0001,575
Total noninterest expense$1,475,0003,145
Salaries and employee benefits$898,0002,701
Premises and equipment expense$77,0005,307
Additional noninterest expense$500,0003,183
Pre-tax net operating income$1,099,0001,321
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,099,0001,118
Extraordinary gains, net$09
Net income$1,099,0001,116
Minority interest net income$086
Net income of bank and minority interests.$1,099,0001,118
Net charge-offs$149,0002,371
Cash dividends$1,000,000383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,099,0001,088
2010-12-31 (YTD Data)Rank
Total interest income$15,621,0001,942
Total interest expense$4,085,0001,957
Net interest income$11,536,0001,898
Provision for loan and lease losses$2,300,0001,899
Total noninterest income$2,059,0002,042
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$310,0003,567
Trading account gains and fees$0175
Additional Noninterest Income$1,749,0001,537
Total noninterest expense$5,868,0003,171
Salaries and employee benefits$3,233,0002,928
Premises and equipment expense$304,0005,377
Additional noninterest expense$2,331,0002,838
Pre-tax net operating income$5,427,000955
Securities gains (losses)$5,0003,469
Applicable income taxes$04,655
Income before extraordinary items$5,432,000803
Extraordinary gains, net$029
Net income$5,432,000803
Minority interest net income$0111
Net income of bank and minority interests.$5,432,000804
Net charge-offs$2,055,0001,830
Cash dividends$4,350,000382
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,427,000776
2010-09-30 (YTD Data)Rank
Total interest income$11,882,0001,953
Total interest expense$3,176,0001,967
Net interest income$8,706,0001,915
Provision for loan and lease losses$1,850,0001,744
Total noninterest income$1,469,0002,117
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$244,0003,537
Trading account gains and fees$0165
Additional Noninterest Income$1,225,0001,578
Total noninterest expense$4,066,0003,361
Salaries and employee benefits$2,449,0002,903
Premises and equipment expense$223,0005,494
Additional noninterest expense$1,394,0003,427
Pre-tax net operating income$4,259,000958
Securities gains (losses)$5,0003,295
Applicable income taxes$04,726
Income before extraordinary items$4,264,000815
Extraordinary gains, net$023
Net income$4,264,000814
Minority interest net income$0110
Net income of bank and minority interests.$4,264,000816
Net charge-offs$1,738,0001,645
Cash dividends$3,250,000339
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,259,000777
2010-06-30 (YTD Data)Rank
Total interest income$8,013,0001,953
Total interest expense$2,191,0001,984
Net interest income$5,822,0001,914
Provision for loan and lease losses$900,0002,046
Total noninterest income$829,0002,320
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$168,0003,485
Trading account gains and fees$0152
Additional Noninterest Income$661,0001,747
Total noninterest expense$2,682,0003,403
Salaries and employee benefits$1,648,0002,896
Premises and equipment expense$148,0005,547
Additional noninterest expense$886,0003,531
Pre-tax net operating income$3,069,000887
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$3,069,000731
Extraordinary gains, net$019
Net income$3,069,000730
Minority interest net income$0105
Net income of bank and minority interests.$3,069,000731
Net charge-offs$378,0002,778
Cash dividends$2,350,000299
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,069,000708
2010-03-31 (YTD Data)Rank
Total interest income$4,041,0001,979
Total interest expense$1,116,0002,053
Net interest income$2,925,0001,941
Provision for loan and lease losses$450,0001,922
Total noninterest income$390,0002,412
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$82,0003,542
Trading account gains and fees$0175
Additional Noninterest Income$308,0001,809
Total noninterest expense$1,340,0003,453
Salaries and employee benefits$840,0002,887
Premises and equipment expense$96,0005,057
Additional noninterest expense$404,0003,775
Pre-tax net operating income$1,525,000877
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,525,000727
Extraordinary gains, net$016
Net income$1,525,000730
Minority interest net income$091
Net income of bank and minority interests.$1,525,000731
Net charge-offs$53,0003,667
Cash dividends$1,150,000287
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,525,000699
2009-12-31 (YTD Data)Rank
Total interest income$17,266,0001,958
Total interest expense$6,049,0001,911
Net interest income$11,217,0001,970
Provision for loan and lease losses$2,566,0002,145
Total noninterest income$1,667,0002,394
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$310,0003,822
Trading account gains and fees$0211
Additional Noninterest Income$1,357,0001,768
Total noninterest expense$5,456,0003,429
Salaries and employee benefits$3,099,0003,075
Premises and equipment expense$473,0004,522
Additional noninterest expense$1,884,0003,477
Pre-tax net operating income$4,862,000863
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$4,862,000705
Extraordinary gains, net$034
Net income$4,862,000704
Minority interest net income$0115
Net income of bank and minority interests.$4,862,000705
Net charge-offs$1,541,0002,341
Cash dividends$3,800,000465
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,862,000694
2009-09-30 (YTD Data)Rank
Total interest income$13,014,0001,983
Total interest expense$4,805,0001,888
Net interest income$8,209,0002,004
Provision for loan and lease losses$1,416,0002,293
Total noninterest income$1,463,0002,209
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$226,0003,887
Trading account gains and fees$0212
Additional Noninterest Income$1,237,0001,587
Total noninterest expense$4,285,0003,313
Salaries and employee benefits$2,374,0003,061
Premises and equipment expense$433,0004,030
Additional noninterest expense$1,478,0003,313
Pre-tax net operating income$3,971,000849
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$3,971,000675
Extraordinary gains, net$027
Net income$3,971,000674
Minority interest net income$0118
Net income of bank and minority interests.$3,971,000677
Net charge-offs$1,531,0001,748
Cash dividends$2,700,000464
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,971,000675
2009-06-30 (YTD Data)Rank
Total interest income$8,712,0002,009
Total interest expense$3,431,0001,867
Net interest income$5,281,0002,081
Provision for loan and lease losses$300,0003,683
Total noninterest income$1,024,0002,151
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$150,0003,865
Trading account gains and fees$0193
Additional Noninterest Income$874,0001,541
Total noninterest expense$2,892,0003,319
Salaries and employee benefits$1,580,0003,093
Premises and equipment expense$249,0004,466
Additional noninterest expense$1,063,0003,144
Pre-tax net operating income$3,113,000749
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$3,113,000578
Extraordinary gains, net$021
Net income$3,113,000575
Minority interest net income$0112
Net income of bank and minority interests.$3,113,000578
Net charge-offs$269,0003,061
Cash dividends$2,300,000387
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,113,000561
2009-03-31 (YTD Data)Rank
Total interest income$4,303,0002,065
Total interest expense$1,857,0001,803
Net interest income$2,446,0002,243
Provision for loan and lease losses$150,0003,210
Total noninterest income$531,0002,041
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$71,0003,933
Trading account gains and fees$0171
Additional Noninterest Income$460,0001,465
Total noninterest expense$1,225,0003,708
Salaries and employee benefits$808,0003,079
Premises and equipment expense$86,0005,495
Additional noninterest expense$331,0004,105
Pre-tax net operating income$1,602,000796
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,602,000628
Extraordinary gains, net$015
Net income$1,602,000628
Minority interest net income$0102
Net income of bank and minority interests.$1,602,000630
Net charge-offs$243,0001,980
Cash dividends$1,200,000367
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,602,000590
2008-12-31 (YTD Data)Rank
Total interest income$19,083,0001,995
Total interest expense$9,914,0001,633
Net interest income$9,169,0002,381
Provision for loan and lease losses$1,588,0002,085
Total noninterest income$1,493,0002,645
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$346,0003,743
Trading account gains and fees$0154
Additional Noninterest Income$1,147,0001,941
Total noninterest expense$4,474,0003,899
Salaries and employee benefits$3,005,0003,247
Premises and equipment expense$399,0005,090
Additional noninterest expense$1,070,0004,627
Pre-tax net operating income$4,600,0001,183
Securities gains (losses)$03,220
Applicable income taxes$-28,0006,890
Income before extraordinary items$4,628,000875
Extraordinary gains, net$039
Net income$4,628,000875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$590,0002,577
Cash dividends$677,0002,904
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,628,000951
2008-09-30 (YTD Data)Rank
Total interest income$14,475,0002,012
Total interest expense$7,684,0001,644
Net interest income$6,791,0002,436
Provision for loan and lease losses$1,438,0001,470
Total noninterest income$1,142,0002,666
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$262,0003,753
Trading account gains and fees$0148
Additional Noninterest Income$880,0001,995
Total noninterest expense$3,312,0003,921
Salaries and employee benefits$2,310,0003,206
Premises and equipment expense$294,0005,163
Additional noninterest expense$708,0004,917
Pre-tax net operating income$3,183,0001,538
Securities gains (losses)$03,106
Applicable income taxes$-28,0007,382
Income before extraordinary items$3,211,0001,148
Extraordinary gains, net$031
Net income$3,211,0001,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$592,0001,778
Cash dividends$677,0002,328
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,211,0001,222
2008-06-30 (YTD Data)Rank
Total interest income$9,710,0002,039
Total interest expense$5,237,0001,677
Net interest income$4,473,0002,447
Provision for loan and lease losses$1,183,0001,108
Total noninterest income$665,0002,943
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$175,0003,751
Trading account gains and fees$0149
Additional Noninterest Income$490,0002,283
Total noninterest expense$2,332,0003,782
Salaries and employee benefits$1,569,0003,200
Premises and equipment expense$199,0005,169
Additional noninterest expense$564,0004,367
Pre-tax net operating income$1,623,0002,040
Securities gains (losses)$03,233
Applicable income taxes$-28,0007,703
Income before extraordinary items$1,651,0001,639
Extraordinary gains, net$021
Net income$1,651,0001,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,468
Cash dividends$277,0003,079
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,651,0001,612
2008-03-31 (YTD Data)Rank
Total interest income$4,957,0002,048
Total interest expense$2,752,0001,704
Net interest income$2,205,0002,475
Provision for loan and lease losses$93,0002,826
Total noninterest income$333,0002,922
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$87,0003,733
Trading account gains and fees$0158
Additional Noninterest Income$246,0002,257
Total noninterest expense$1,193,0003,715
Salaries and employee benefits$812,0003,124
Premises and equipment expense$102,0005,112
Additional noninterest expense$279,0004,347
Pre-tax net operating income$1,252,0001,479
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,252,0001,206
Extraordinary gains, net$015
Net income$1,252,0001,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,252,0001,163
2007-12-31 (YTD Data)Rank
Total interest income$21,508,0001,968
Total interest expense$11,754,0001,706
Net interest income$9,754,0002,294
Provision for loan and lease losses$280,0003,319
Total noninterest income$1,333,0002,917
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$326,0003,925
Trading account gains and fees$0178
Additional Noninterest Income$1,007,0002,212
Total noninterest expense$4,730,0003,600
Salaries and employee benefits$3,162,0003,088
Premises and equipment expense$411,0004,944
Additional noninterest expense$1,157,0004,180
Pre-tax net operating income$6,077,0001,379
Securities gains (losses)$02,146
Applicable income taxes$69,0004,743
Income before extraordinary items$6,008,0001,083
Extraordinary gains, net$039
Net income$6,008,0001,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,0002,201
Cash dividends$8,459,000480
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,008,0001,067
2007-09-30 (YTD Data)Rank
Total interest income$16,200,0001,957
Total interest expense$8,812,0001,702
Net interest income$7,388,0002,279
Provision for loan and lease losses$215,0002,888
Total noninterest income$952,0003,015
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$225,0004,080
Trading account gains and fees$0184
Additional Noninterest Income$727,0002,260
Total noninterest expense$3,550,0003,579
Salaries and employee benefits$2,410,0003,023
Premises and equipment expense$304,0004,976
Additional noninterest expense$836,0004,253
Pre-tax net operating income$4,575,0001,480
Securities gains (losses)$01,655
Applicable income taxes$59,0004,842
Income before extraordinary items$4,516,0001,151
Extraordinary gains, net$033
Net income$4,516,0001,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,360
Cash dividends$8,090,000384
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,516,0001,134
2007-06-30 (YTD Data)Rank
Total interest income$10,915,0001,952
Total interest expense$5,847,0001,717
Net interest income$5,068,0002,268
Provision for loan and lease losses$140,0002,749
Total noninterest income$618,0003,092
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$132,0004,366
Trading account gains and fees$0168
Additional Noninterest Income$486,0002,292
Total noninterest expense$2,436,0003,519
Salaries and employee benefits$1,661,0002,970
Premises and equipment expense$206,0004,941
Additional noninterest expense$569,0004,171
Pre-tax net operating income$3,110,0001,489
Securities gains (losses)$01,444
Applicable income taxes$50,0004,769
Income before extraordinary items$3,060,0001,166
Extraordinary gains, net$029
Net income$3,060,0001,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0002,544
Cash dividends$7,720,000306
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,060,0001,148
2007-03-31 (YTD Data)Rank
Total interest income$5,439,0001,962
Total interest expense$2,873,0001,735
Net interest income$2,566,0002,241
Provision for loan and lease losses$65,0002,671
Total noninterest income$287,0003,203
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$60,0004,528
Trading account gains and fees$0195
Additional Noninterest Income$227,0002,360
Total noninterest expense$1,276,0003,399
Salaries and employee benefits$876,0002,851
Premises and equipment expense$102,0004,980
Additional noninterest expense$298,0003,993
Pre-tax net operating income$1,512,0001,531
Securities gains (losses)$01,187
Applicable income taxes$41,0004,335
Income before extraordinary items$1,471,0001,203
Extraordinary gains, net$022
Net income$1,471,0001,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0001,544
Cash dividends$7,251,000183
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,471,0001,185
2006-12-31 (YTD Data)Rank
Total interest income$20,061,0001,976
Total interest expense$9,582,0001,753
Net interest income$10,479,0002,207
Provision for loan and lease losses$288,0002,872
Total noninterest income$1,152,0003,211
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$283,0004,235
Trading account gains and fees$0130
Additional Noninterest Income$869,0002,452
Total noninterest expense$4,557,0003,602
Salaries and employee benefits$3,107,0003,035
Premises and equipment expense$412,0004,831
Additional noninterest expense$1,038,0004,389
Pre-tax net operating income$6,786,0001,441
Securities gains (losses)$70,000610
Applicable income taxes$17,0005,975
Income before extraordinary items$6,839,0001,089
Extraordinary gains, net$051
Net income$6,839,0001,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,276
Cash dividends$3,143,0001,076
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,769,0001,090
2006-09-30 (YTD Data)Rank
Total interest income$14,751,0001,995
Total interest expense$6,796,0001,786
Net interest income$7,955,0002,192
Provision for loan and lease losses$216,0002,745
Total noninterest income$877,0003,196
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$213,0004,269
Trading account gains and fees$0126
Additional Noninterest Income$664,0002,397
Total noninterest expense$3,379,0003,630
Salaries and employee benefits$2,310,0003,048
Premises and equipment expense$308,0004,848
Additional noninterest expense$761,0004,443
Pre-tax net operating income$5,237,0001,450
Securities gains (losses)$01,388
Applicable income taxes$14,0006,105
Income before extraordinary items$5,223,0001,105
Extraordinary gains, net$045
Net income$5,223,0001,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,540
Cash dividends$2,672,000910
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,223,0001,093
2006-06-30 (YTD Data)Rank
Total interest income$9,526,0002,020
Total interest expense$4,236,0001,815
Net interest income$5,290,0002,207
Provision for loan and lease losses$150,0002,563
Total noninterest income$576,0003,201
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$144,0004,219
Trading account gains and fees$0126
Additional Noninterest Income$432,0002,433
Total noninterest expense$2,287,0003,598
Salaries and employee benefits$1,564,0003,024
Premises and equipment expense$213,0004,739
Additional noninterest expense$510,0004,426
Pre-tax net operating income$3,429,0001,472
Securities gains (losses)$01,185
Applicable income taxes$9,0006,166
Income before extraordinary items$3,420,0001,124
Extraordinary gains, net$039
Net income$3,420,0001,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,225
Cash dividends$2,096,000777
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,420,0001,103
2006-03-31 (YTD Data)Rank
Total interest income$4,693,0002,020
Total interest expense$1,999,0001,822
Net interest income$2,694,0002,152
Provision for loan and lease losses$75,0002,394
Total noninterest income$272,0003,283
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$71,0004,194
Trading account gains and fees$0115
Additional Noninterest Income$201,0002,485
Total noninterest expense$1,147,0003,605
Salaries and employee benefits$792,0002,997
Premises and equipment expense$105,0004,798
Additional noninterest expense$250,0004,475
Pre-tax net operating income$1,744,0001,420
Securities gains (losses)$0955
Applicable income taxes$5,0006,088
Income before extraordinary items$1,739,0001,081
Extraordinary gains, net$021
Net income$1,739,0001,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0002,876
Cash dividends$1,544,000503
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,739,0001,067
2005-12-31 (YTD Data)Rank
Total interest income$16,633,0002,013
Total interest expense$6,081,0001,865
Net interest income$10,552,0002,104
Provision for loan and lease losses$240,0003,239
Total noninterest income$1,192,0003,162
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$305,0004,139
Trading account gains and fees$0138
Additional Noninterest Income$887,0002,387
Total noninterest expense$4,266,0003,680
Salaries and employee benefits$2,890,0003,074
Premises and equipment expense$369,0005,111
Additional noninterest expense$1,007,0004,402
Pre-tax net operating income$7,238,0001,326
Securities gains (losses)$1,0002,117
Applicable income taxes$4,0006,709
Income before extraordinary items$7,235,0001,004
Extraordinary gains, net$046
Net income$7,235,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,385
Cash dividends$4,239,000772
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,234,000983
2005-09-30 (YTD Data)Rank
Total interest income$12,168,0002,005
Total interest expense$4,290,0001,857
Net interest income$7,878,0002,099
Provision for loan and lease losses$180,0003,127
Total noninterest income$927,0003,070
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$233,0004,111
Trading account gains and fees$0126
Additional Noninterest Income$694,0002,330
Total noninterest expense$3,135,0003,710
Salaries and employee benefits$2,123,0003,104
Premises and equipment expense$274,0005,131
Additional noninterest expense$738,0004,457
Pre-tax net operating income$5,490,0001,307
Securities gains (losses)$1,0002,135
Applicable income taxes$3,0006,760
Income before extraordinary items$5,488,000983
Extraordinary gains, net$035
Net income$5,488,000984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,033
Cash dividends$3,720,000608
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,487,000966
2005-06-30 (YTD Data)Rank
Total interest income$7,852,0002,010
Total interest expense$2,657,0001,878
Net interest income$5,195,0002,092
Provision for loan and lease losses$120,0003,004
Total noninterest income$591,0003,134
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$158,0004,037
Trading account gains and fees$0116
Additional Noninterest Income$433,0002,404
Total noninterest expense$2,088,0003,684
Salaries and employee benefits$1,420,0003,073
Premises and equipment expense$183,0005,115
Additional noninterest expense$485,0004,482
Pre-tax net operating income$3,578,0001,310
Securities gains (losses)$1,0001,973
Applicable income taxes$2,0006,782
Income before extraordinary items$3,577,000973
Extraordinary gains, net$030
Net income$3,577,000973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,782
Cash dividends$2,110,000682
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,576,000952
2005-03-31 (YTD Data)Rank
Total interest income$3,789,0002,042
Total interest expense$1,218,0001,943
Net interest income$2,571,0002,102
Provision for loan and lease losses$60,0002,830
Total noninterest income$298,0003,066
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$79,0003,954
Trading account gains and fees$0115
Additional Noninterest Income$219,0002,348
Total noninterest expense$1,054,0003,698
Salaries and employee benefits$729,0003,011
Premises and equipment expense$94,0005,079
Additional noninterest expense$231,0004,632
Pre-tax net operating income$1,755,0001,314
Securities gains (losses)$1,0001,514
Applicable income taxes$1,0006,740
Income before extraordinary items$1,755,000989
Extraordinary gains, net$024
Net income$1,755,000990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$522,0001,167
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,754,000969
2004-12-31 (YTD Data)Rank
Total interest income$13,846,0002,047
Total interest expense$4,345,0001,872
Net interest income$9,501,0002,142
Provision for loan and lease losses$234,0003,432
Total noninterest income$1,300,0002,957
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$359,0003,878
Trading account gains and fees$0138
Additional Noninterest Income$941,0002,239
Total noninterest expense$4,246,0003,569
Salaries and employee benefits$2,807,0003,025
Premises and equipment expense$365,0005,066
Additional noninterest expense$1,074,0004,095
Pre-tax net operating income$6,321,0001,371
Securities gains (losses)$3,0003,369
Applicable income taxes$2,279,0001,130
Income before extraordinary items$4,045,0001,599
Extraordinary gains, net$034
Net income$4,045,0001,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,420
Cash dividends$1,000,0002,307
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,043,0801,555
2004-09-30 (YTD Data)Rank
Total interest income$10,207,0002,053
Total interest expense$3,188,0001,880
Net interest income$7,019,0002,156
Provision for loan and lease losses$174,0003,297
Total noninterest income$993,0002,943
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$272,0003,895
Trading account gains and fees$0134
Additional Noninterest Income$721,0002,218
Total noninterest expense$3,239,0003,503
Salaries and employee benefits$2,122,0002,977
Premises and equipment expense$271,0005,082
Additional noninterest expense$846,0003,910
Pre-tax net operating income$4,599,0001,413
Securities gains (losses)$3,0003,253
Applicable income taxes$963,0001,838
Income before extraordinary items$3,639,0001,352
Extraordinary gains, net$026
Net income$3,639,0001,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,105
Cash dividends$1,000,0001,702
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,636,6301,305
2004-06-30 (YTD Data)Rank
Total interest income$6,693,0002,091
Total interest expense$2,082,0001,901
Net interest income$4,611,0002,170
Provision for loan and lease losses$124,0003,064
Total noninterest income$646,0003,008
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$182,0003,874
Trading account gains and fees$0130
Additional Noninterest Income$464,0002,311
Total noninterest expense$2,181,0003,505
Salaries and employee benefits$1,433,0002,954
Premises and equipment expense$183,0005,061
Additional noninterest expense$565,0003,928
Pre-tax net operating income$2,952,0001,444
Securities gains (losses)$3,0002,926
Applicable income taxes$606,0001,912
Income before extraordinary items$2,349,0001,381
Extraordinary gains, net$021
Net income$2,349,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,035
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,346,6301,329
2004-03-31 (YTD Data)Rank
Total interest income$3,263,0002,143
Total interest expense$1,045,0001,918
Net interest income$2,218,0002,261
Provision for loan and lease losses$67,0002,811
Total noninterest income$312,0003,023
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$84,0004,000
Trading account gains and fees$0121
Additional Noninterest Income$228,0002,268
Total noninterest expense$1,104,0003,485
Salaries and employee benefits$736,0002,880
Premises and equipment expense$92,0005,093
Additional noninterest expense$276,0004,011
Pre-tax net operating income$1,359,0001,526
Securities gains (losses)$3,0002,499
Applicable income taxes$259,0002,139
Income before extraordinary items$1,103,0001,458
Extraordinary gains, net$016
Net income$1,103,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,902
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,100,5701,383
2003-12-31 (YTD Data)Rank
Total interest income$12,963,0002,210
Total interest expense$3,942,0002,237
Net interest income$9,021,0002,152
Provision for loan and lease losses$188,0004,143
Total noninterest income$1,786,0002,508
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$334,0004,062
Trading account gains and fees$0160
Additional Noninterest Income$1,452,0001,864
Total noninterest expense$4,218,0003,547
Salaries and employee benefits$2,785,0002,965
Premises and equipment expense$371,0004,988
Additional noninterest expense$1,062,0004,086
Pre-tax net operating income$6,401,0001,289
Securities gains (losses)$-6,0008,711
Applicable income taxes$1,533,0001,594
Income before extraordinary items$4,862,0001,313
Extraordinary gains, net$054
Net income$4,862,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,223
Cash dividends$1,000,0002,290
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,866,5601,245
2003-09-30 (YTD Data)Rank
Total interest income$9,639,0002,263
Total interest expense$2,947,0002,332
Net interest income$6,692,0002,182
Provision for loan and lease losses$116,0004,420
Total noninterest income$1,354,0002,541
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$243,0004,151
Trading account gains and fees$0153
Additional Noninterest Income$1,111,0001,904
Total noninterest expense$2,864,0003,834
Salaries and employee benefits$1,846,0003,307
Premises and equipment expense$265,0005,134
Additional noninterest expense$753,0004,244
Pre-tax net operating income$5,066,0001,277
Securities gains (losses)$04,204
Applicable income taxes$1,294,0001,504
Income before extraordinary items$3,772,0001,310
Extraordinary gains, net$040
Net income$3,772,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0003,836
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,772,0001,235
2003-06-30 (YTD Data)Rank
Total interest income$6,317,0002,322
Total interest expense$1,987,0002,383
Net interest income$4,330,0002,250
Provision for loan and lease losses$86,0004,207
Total noninterest income$1,018,0002,329
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$159,0004,157
Trading account gains and fees$0150
Additional Noninterest Income$859,0001,698
Total noninterest expense$1,847,0003,921
Salaries and employee benefits$1,221,0003,324
Premises and equipment expense$164,0005,356
Additional noninterest expense$462,0004,505
Pre-tax net operating income$3,415,0001,246
Securities gains (losses)$03,782
Applicable income taxes$892,0001,494
Income before extraordinary items$2,523,0001,307
Extraordinary gains, net$030
Net income$2,523,0001,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,326
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,523,0001,220
2003-03-31 (YTD Data)Rank
Total interest income$3,100,0002,378
Total interest expense$1,032,0002,368
Net interest income$2,068,0002,351
Provision for loan and lease losses$56,0003,519
Total noninterest income$454,0002,458
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$77,0004,164
Trading account gains and fees$0134
Additional Noninterest Income$377,0001,815
Total noninterest expense$932,0003,882
Salaries and employee benefits$605,0003,340
Premises and equipment expense$84,0005,273
Additional noninterest expense$243,0004,314
Pre-tax net operating income$1,534,0001,399
Securities gains (losses)$02,891
Applicable income taxes$402,0001,615
Income before extraordinary items$1,132,0001,438
Extraordinary gains, net$021
Net income$1,132,0001,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,537
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,132,0001,350
2002-12-31 (YTD Data)Rank
Total interest income$12,069,0002,548
Total interest expense$4,384,0002,539
Net interest income$7,685,0002,490
Provision for loan and lease losses$216,0004,206
Total noninterest income$1,340,0002,842
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$331,0004,016
Trading account gains and fees$0153
Additional Noninterest Income$1,009,0002,170
Total noninterest expense$3,501,0003,973
Salaries and employee benefits$2,222,0003,434
Premises and equipment expense$343,0005,157
Additional noninterest expense$936,0004,405
Pre-tax net operating income$5,308,0001,544
Securities gains (losses)$132,0001,494
Applicable income taxes$1,550,0001,604
Income before extraordinary items$3,890,0001,562
Extraordinary gains, net$070
Net income$3,890,0001,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,916
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,794,9601,542
2001-12-31 (YTD Data)Rank
Total interest income$14,082,0002,436
Total interest expense$6,930,0002,310
Net interest income$7,152,0002,500
Provision for loan and lease losses$578,0001,964
Total noninterest income$933,0003,503
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$333,0003,905
Trading account gains and fees$0177
Additional Noninterest Income$600,0002,831
Total noninterest expense$3,152,0004,176
Salaries and employee benefits$1,992,0003,606
Premises and equipment expense$297,0005,549
Additional noninterest expense$863,0004,532
Pre-tax net operating income$4,355,0001,637
Securities gains (losses)$1,0004,410
Applicable income taxes$1,308,0001,689
Income before extraordinary items$3,048,0001,726
Extraordinary gains, net$0105
Net income$3,048,0001,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0003,480
Cash dividends$1,000,0002,212
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,047,3001,654
2000-12-31 (YTD Data)Rank
Total interest income$13,670,0002,550
Total interest expense$7,044,0002,400
Net interest income$6,626,0002,687
Provision for loan and lease losses$465,0002,005
Total noninterest income$939,0003,281
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$277,0004,274
Trading account gains and fees$0180
Additional Noninterest Income$662,0002,470
Total noninterest expense$3,103,0004,118
Salaries and employee benefits$1,828,0003,724
Premises and equipment expense$314,0005,287
Additional noninterest expense$961,0004,112
Pre-tax net operating income$3,997,0001,825
Securities gains (losses)$01,956
Applicable income taxes$1,136,0001,904
Income before extraordinary items$2,861,0001,822
Extraordinary gains, net$038
Net income$2,861,0001,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,226
Cash dividends$1,091,0002,134
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,861,0001,823
1999-12-31 (YTD Data)Rank
Total interest income$10,963,0002,943
Total interest expense$5,069,0002,880
Net interest income$5,894,0002,974
Provision for loan and lease losses$206,0003,486
Total noninterest income$911,0003,321
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$282,0004,159
Trading account gains and fees$0173
Additional Noninterest Income$629,0002,547
Total noninterest expense$2,868,0004,374
Salaries and employee benefits$1,688,0003,950
Premises and equipment expense$301,0005,454
Additional noninterest expense$879,0004,463
Pre-tax net operating income$3,731,0001,972
Securities gains (losses)$03,155
Applicable income taxes$1,119,0002,036
Income before extraordinary items$2,612,0002,026
Extraordinary gains, net$035
Net income$2,612,0002,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,401
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,612,0001,998
1998-12-31 (YTD Data)Rank
Total interest income$10,580,0003,055
Total interest expense$5,218,0002,878
Net interest income$5,362,0003,199
Provision for loan and lease losses$114,0004,857
Total noninterest income$969,0003,157
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$213,0004,973
Trading account gains and fees$0224
Additional Noninterest Income$756,0002,254
Total noninterest expense$2,662,0004,554
Salaries and employee benefits$1,583,0004,079
Premises and equipment expense$260,0005,831
Additional noninterest expense$819,0004,605
Pre-tax net operating income$3,555,0002,038
Securities gains (losses)$04,449
Applicable income taxes$1,246,0001,928
Income before extraordinary items$2,309,0002,251
Extraordinary gains, net$032
Net income$2,309,0002,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,751
Cash dividends$40,0007,015
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,309,0002,179
1997-12-31 (YTD Data)Rank
Total interest income$9,339,0003,459
Total interest expense$4,601,0003,224
Net interest income$4,738,0003,665
Provision for loan and lease losses$124,0004,561
Total noninterest income$687,0004,018
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$182,0005,626
Trading account gains and feesNANA
Additional Noninterest Income$505,0002,804
Total noninterest expense$2,436,0004,875
Salaries and employee benefits$1,446,0004,382
Premises and equipment expense$247,0006,101
Additional noninterest expense$743,0004,989
Pre-tax net operating income$2,865,0002,583
Securities gains (losses)$-8,0009,909
Applicable income taxes$986,0002,460
Income before extraordinary items$1,871,0002,737
Extraordinary gains, net$044
Net income$1,871,0002,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,933
Cash dividends$812,0002,531
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,876,2002,675
1996-12-31 (YTD Data)Rank
Total interest income$7,932,0004,076
Total interest expense$3,652,0004,022
Net interest income$4,280,0004,053
Provision for loan and lease losses$52,0006,510
Total noninterest income$533,0004,947
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$164,0006,219
Trading account gains and feesNANA
Additional Noninterest Income$369,0003,566
Total noninterest expense$2,335,0005,281
Salaries and employee benefits$1,350,0004,728
Premises and equipment expense$248,0006,276
Additional noninterest expense$737,0005,531
Pre-tax net operating income$2,426,0002,844
Securities gains (losses)$04,148
Applicable income taxes$861,0002,670
Income before extraordinary items$1,565,0003,070
Extraordinary gains, net$053
Net income$1,565,0003,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,197
Cash dividends$1,255,0001,801
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,565,0003,031
1995-12-31 (YTD Data)Rank
Total interest income$6,757,0004,707
Total interest expense$2,752,0005,140
Net interest income$4,005,0004,306
Provision for loan and lease losses$51,0006,147
Total noninterest income$500,0005,184
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$163,0006,386
Trading account gains and feesNANA
Additional Noninterest Income$337,0003,715
Total noninterest expense$2,046,0005,881
Salaries and employee benefits$1,094,0005,620
Premises and equipment expense$195,0007,299
Additional noninterest expense$757,0005,486
Pre-tax net operating income$2,408,0002,954
Securities gains (losses)$11,0002,318
Applicable income taxes$796,0002,883
Income before extraordinary items$1,623,0003,020
Extraordinary gains, net$065
Net income$1,623,0003,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,236
Cash dividends$1,200,0001,763
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,615,6303,008
1994-12-31 (YTD Data)Rank
Total interest income$5,584,0005,174
Total interest expense$2,047,0005,501
Net interest income$3,537,0004,896
Provision for loan and lease losses$36,0006,762
Total noninterest income$496,0005,322
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0006,007
Trading account gains and feesNANA
Additional Noninterest Income$303,0004,063
Total noninterest expense$1,908,0006,438
Salaries and employee benefits$1,013,0006,029
Premises and equipment expense$191,0007,628
Additional noninterest expense$704,0006,282
Pre-tax net operating income$2,089,0003,303
Securities gains (losses)$-46,00010,966
Applicable income taxes$733,0002,995
Income before extraordinary items$1,310,0003,564
Extraordinary gains, net$0249
Net income$1,310,0003,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,652
Cash dividends$150,0006,052
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,339,4403,533
1993-12-31 (YTD Data)Rank
Total interest income$5,246,0005,541
Total interest expense$2,143,0005,509
Net interest income$3,103,0005,508
Provision for loan and lease losses$60,0006,949
Total noninterest income$424,0006,231
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0006,095
Trading account gains and feesNANA
Additional Noninterest Income$231,0005,234
Total noninterest expense$1,728,0007,109
Salaries and employee benefits$862,0006,936
Premises and equipment expense$205,0007,582
Additional noninterest expense$661,0006,859
Pre-tax net operating income$1,739,0003,809
Securities gains (losses)$38,0003,799
Applicable income taxes$627,0003,460
Income before extraordinary items$1,150,0004,172
Extraordinary gains, net$03,149
Net income$1,150,0004,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0008,222
Cash dividends$150,0006,064
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,125,3004,026
1992-12-31 (YTD Data)Rank
Total interest income$5,659,0005,759
Total interest expense$2,663,0005,703
Net interest income$2,996,0005,721
Provision for loan and lease losses$71,0008,232
Total noninterest income$384,0006,696
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$192,0006,151
Trading account gains and feesNANA
Additional Noninterest Income$192,0005,803
Total noninterest expense$1,812,0006,904
Salaries and employee benefits$867,0006,825
Premises and equipment expense$214,0007,538
Additional noninterest expense$731,0006,544
Pre-tax net operating income$1,497,0004,050
Securities gains (losses)$215,0001,915
Applicable income taxes$638,0003,266
Income before extraordinary items$1,074,0004,218
Extraordinary gains, net$162,000522
Net income$1,236,0003,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0008,917
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$936,4004,459

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.