Home > Peoples Bank > Net charge- offs to loans
Peoples Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 670 |
| Percentage Net Loans Charged-off:Construction & development | -0.0386% | 4,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0290% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0565% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 4,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6128% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6132% | 903 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1253% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 581 |
| Percentage Net Loans Charged-off:Construction & development | -0.0529% | 4,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0747% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 3,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5662% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5664% | 918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1064% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 585 |
| Percentage Net Loans Charged-off:Construction & development | -0.0219% | 4,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0804% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0748% | 4,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5670% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5670% | 881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1304% | 506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 396 |
| Percentage Net Loans Charged-off:Construction & development | -0.0267% | 4,550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0431% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0055% | 760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5875% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5875% | 805 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1585% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0080% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0253% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0636% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0999% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4822% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4822% | 967 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1503% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0135% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0654% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1303% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4492% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4492% | 933 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0145% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0679% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1831% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4316% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4316% | 905 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1691% | 352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0772% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0761% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0317% | 3,345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1293% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1887% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3958% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3959% | 904 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1224% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1131% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1045% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3151% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3152% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1241% | 639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1575% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1297% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2640% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2640% | 1,098 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0199% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0928% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0609% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2429% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2429% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1070% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0264% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1119% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3209% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3209% | 905 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0714% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 1,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1074% | 4,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4211% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4211% | 1,291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 2,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0124% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1427% | 4,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4174% | 1,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4174% | 1,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 1,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0215% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 4,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2797% | 4,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4631% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4631% | 1,216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 1,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0396% | 4,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0394% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1717% | 4,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6438% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6438% | 1,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 2,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 1,919 |
| Percentage Net Loans Charged-off:Construction & development | -0.0453% | 4,410 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1388% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 1,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0328% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2394% | 4,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4810% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4810% | 1,492 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 4,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 1,581 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,202 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 4,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1629% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0352% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4240% | 4,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4386% | 1,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4386% | 1,483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0577% | 4,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2600% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0106% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7065% | 4,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3917% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3917% | 1,482 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1472% | 5,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5133% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0243% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0518% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2600% | 5,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4368% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4368% | 1,297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1568% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0624% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1140% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 4,225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0746% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 1,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 2,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6777% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6777% | 1,116 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1776% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1461% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 4,272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0490% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0600% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0059% | 1,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7083% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7083% | 970 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2170% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1292% | 442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2246% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0099% | 4,324 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0636% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0816% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 1,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7756% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7756% | 819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3320% | 460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2625% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4792% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0202% | 4,396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1105% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0959% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0274% | 1,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9405% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9405% | 726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1486% | 1,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0431% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0356% | 4,456 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0962% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1445% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0425% | 2,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6354% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | -166.6667% | 1,114 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6357% | 1,326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1226% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,413 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 4,941 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0364% | 4,488 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1609% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0716% | 1,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0545% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5956% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | -177.3333% | 1,112 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5960% | 1,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1049% | 1,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0248% | 5,092 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0350% | 4,524 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1008% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0585% | 1,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5993% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | -200.0000% | 1,111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5999% | 1,190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 1,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 4,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0588% | 5,409 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0377% | 4,570 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1517% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 4,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1174% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6523% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6523% | 1,067 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 2,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0534% | 5,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0081% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1761% | 5,563 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0286% | 4,602 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0515% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0156% | 759 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0586% | 1,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1992% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7085% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 20.1729% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7036% | 1,262 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0872% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0688% | 5,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0111% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2363% | 5,665 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0318% | 4,633 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0739% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0307% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0823% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2945% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6922% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | 21.7093% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6855% | 1,127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 2,344 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1105% | 5,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0164% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3584% | 5,787 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0310% | 4,665 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0967% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0056% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1141% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4523% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3218% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5190% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3204% | 1,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8651% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 1,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2677% | 5,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0356% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7030% | 5,919 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0303% | 4,710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0795% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0112% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0924% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2156% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5352% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | -5.9259% | 1,157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5388% | 1,184 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8092% | 217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7779% | 292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 2,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 1,468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1120% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0483% | 2,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0060% | 930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 2,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4296% | 111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5711% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | 12.3457% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5481% | 1,401 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0977% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 2,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0023% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 5,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0473% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0690% | 1,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0122% | 803 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 1,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1533% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4689% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5901% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4407% | 1,512 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 2,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0078% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0425% | 5,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0879% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 2,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0021% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 1,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1805% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3809% | 1,645 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1603% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3571% | 1,589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 2,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | -0.0344% | 5,087 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0358% | 5,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0506% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0719% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1886% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0519% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 4,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1629% | 2,102 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9535% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1462% | 2,031 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0347% | 5,829 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1518% | 6,200 |
| Percentage Net Loans Charged-off:Construction & development | -0.0801% | 5,235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3445% | 6,188 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5233% | 5,123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0989% | 2,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1362% | 845 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0918% | 2,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0505% | 2,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5325% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1017% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5273% | 1,612 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0284% | 5,717 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1097% | 6,157 |
| Percentage Net Loans Charged-off:Construction & development | -0.0861% | 5,303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1682% | 6,163 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8116% | 5,184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 2,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0643% | 908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 2,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 4,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4176% | 1,873 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0254% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4097% | 1,743 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 3,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 5,339 |
| Percentage Net Loans Charged-off:Construction & development | -0.0863% | 5,375 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1000% | 6,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1117% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1054% | 723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1131% | 1,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 4,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4101% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4105% | 1,600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 2,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | -0.1237% | 5,548 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1053% | 6,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1401% | 1,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0864% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1520% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0790% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4566% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4566% | 1,432 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3477% | 6,692 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6182% | 6,695 |
| Percentage Net Loans Charged-off:Construction & development | -2.9465% | 6,121 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2502% | 6,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7892% | 306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1041% | 2,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2535% | 965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0726% | 3,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0022% | 3,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7570% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7570% | 1,394 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3324% | 6,738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5675% | 6,756 |
| Percentage Net Loans Charged-off:Construction & development | -4.2670% | 6,210 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1294% | 6,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1685% | 219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1664% | 2,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3638% | 769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1254% | 2,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 4,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6156% | 1,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6156% | 1,499 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3646% | 6,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5844% | 6,806 |
| Percentage Net Loans Charged-off:Construction & development | -6.9058% | 6,261 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7930% | 6,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9686% | 208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 3,115 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0432% | 4,735 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 2,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0118% | 4,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4623% | 1,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4623% | 1,733 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2807% | 6,759 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4552% | 6,812 |
| Percentage Net Loans Charged-off:Construction & development | -0.1782% | 5,856 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2917% | 6,803 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1340% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0396% | 4,742 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 2,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0408% | 5,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4565% | 1,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4565% | 1,575 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1228% | 4,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1584% | 3,520 |
| Percentage Net Loans Charged-off:Construction & development | -0.6012% | 6,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1691% | 2,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5915% | 545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1791% | 3,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1267% | 1,550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1902% | 2,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2100% | 6,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4116% | 2,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4116% | 2,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 4,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1736% | 3,250 |
| Percentage Net Loans Charged-off:Construction & development | -0.7209% | 6,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2366% | 1,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5155% | 499 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1709% | 2,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1980% | 1,265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1651% | 2,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2295% | 6,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3286% | 2,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3286% | 2,487 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1126% | 4,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1488% | 3,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.8909% | 6,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3758% | 1,447 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1316% | 5,556 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 3,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2641% | 1,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0262% | 3,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1576% | 6,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2754% | 2,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2754% | 2,517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1400% | 3,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1802% | 2,565 |
| Percentage Net Loans Charged-off:Construction & development | 2.5375% | 666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1737% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2467% | 5,619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0472% | 6,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5384% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1719% | 6,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1365% | 6,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2693% | 2,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2693% | 2,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1620% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4026% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 3.0797% | 1,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0052% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9175% | 625 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4754% | 2,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6616% | 1,092 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4350% | 2,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2153% | 3,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7980% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6845% | 1,993 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4025% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7129% | 777 |
| Percentage Net Loans Charged-off:Construction & development | 2.3254% | 1,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6195% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3795% | 462 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4807% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8582% | 831 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3983% | 2,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3508% | 2,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6550% | 2,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5431% | 2,139 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9332% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4049% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 1.4524% | 1,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9682% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0059% | 331 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5217% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2690% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3567% | 2,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5376% | 2,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4903% | 2,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3855% | 2,454 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1856% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7492% | 233 |
| Percentage Net Loans Charged-off:Construction & development | 4.6304% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.7919% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1528% | 270 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 6,781 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9754% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4437% | 7,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1142% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4470% | 2,221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3183% | 2,213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6824% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2857% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 8.5893% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3609% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4893% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1969% | 1,628 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7649% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6632% | 3,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1954% | 1,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5758% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1107% | 442 |
| Percentage Net Loans Charged-off:Construction & development | 7.2686% | 780 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2473% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3456% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0834% | 1,598 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6137% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8204% | 2,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1894% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3108% | 768 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6901% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 4.3387% | 1,103 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6375% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5642% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0242% | 5,542 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8988% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1706% | 1,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0843% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7355% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0415% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 8.5229% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4914% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9846% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0974% | 5,632 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4144% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2527% | 987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9938% | 1,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9702% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3014% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 1.2271% | 2,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1898% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4443% | 2,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0621% | 1,825 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5187% | 1,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4443% | 3,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8375% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9071% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2231% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.3078% | 2,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2258% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4888% | 1,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1526% | 1,412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5535% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4132% | 3,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8567% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5570% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8495% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 0.4591% | 2,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3332% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5764% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1465% | 1,142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6579% | 1,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 6,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8751% | 1,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0576% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2898% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5464% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2419% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0084% | 824 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2854% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0915% | 7,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1366% | 1,884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8355% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8614% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 6.8053% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3039% | 1,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3024% | 885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3041% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7401% | 247 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7221% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2868% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1023% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 9.2731% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2885% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2618% | 737 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2928% | 1,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1762% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4276% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5590% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6137% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 14.1398% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3338% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3360% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3335% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6217% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9839% | 1,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4294% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0967% | 1,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2620% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4570% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2317% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0404% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6538% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2450% | 2,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0806% | 2,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2114% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6755% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1409% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7449% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9887% | 1,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2739% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0841% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2184% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9573% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1066% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9541% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8657% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2284% | 1,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0701% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1820% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3923% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 7,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8868% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4791% | 2,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2181% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1467% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3800% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7716% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6142% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0626% | 3,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3458% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 3,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 2,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1325% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 7,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7000% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3573% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0431% | 3,932 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 7,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0372% | 8,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1352% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0636% | 8,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0908% | 7,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1795% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0422% | 3,617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 8,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0560% | 8,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0742% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0763% | 8,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0498% | 2,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9111% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 1,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1457% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2689% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1258% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3643% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3808% | 2,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1986% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1934% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1374% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2020% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4800% | 1,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4309% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1958% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0864% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2101% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1722% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2158% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4889% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2438% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1978% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1147% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2730% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1856% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2858% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4059% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0363% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1959% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1488% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3485% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0360% | 5,942 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4030% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1457% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0439% | 1,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2485% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 1,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1792% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3204% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1634% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4474% | 2,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9757% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 269.2308% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2553% | 1,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 1,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1438% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1837% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1396% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5380% | 1,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0137% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | 294.4072% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2801% | 1,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 1,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1476% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2555% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1368% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7276% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9537% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | 344.7808% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2600% | 1,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1044% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2332% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4966% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2076% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3838% | 8,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8116% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | 474.2081% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3005% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 2,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1316% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2638% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1198% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6322% | 2,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7012% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9344% | 609 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2887% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0755% | 1,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1464% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3514% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1283% | 1,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5502% | 2,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5502% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1380% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2908% | 2,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1192% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5315% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0835% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8056% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3716% | 1,438 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7128% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2589% | 1,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 1,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0144% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8018% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4560% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7271% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4404% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 2,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0920% | 1,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3647% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 2,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1206% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3173% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6113% | 1,055 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2914% | 2,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 2,898 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 8,160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 2,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 1,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1485% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9593% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3138% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0905% | 1,583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2401% | 2,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6796% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7439% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4249% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5529% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2149% | 3,298 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3362% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2699% | 3,258 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5299% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4352% | 2,083 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3824% | 3,468 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8007% | 2,729 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |