Home > Peoples Bank > Income and Expense
Peoples Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 5,679 |
| Total interest expense | $169,000 | 5,351 |
| Net interest income | $1,044,000 | 5,657 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $115,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 5,155 |
| Total noninterest expense | $1,481,000 | 4,686 |
| Salaries and employee benefits | $636,000 | 5,189 |
| Premises and equipment expense | $238,000 | 3,898 |
| Additional noninterest expense | $607,000 | 4,159 |
| Pre-tax net operating income | $-322,000 | 6,622 |
| Securities gains (losses) | $8,000 | 2,354 |
| Applicable income taxes | $-88,000 | 6,751 |
| Income before extraordinary items | $-226,000 | 6,622 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-226,000 | 6,622 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-226,000 | 6,622 |
| Net charge-offs | $6,000 | 4,482 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 802 |
| Net operating income | $-231,760 | 6,599 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $630,000 | 5,652 |
| Total interest expense | $85,000 | 5,426 |
| Net interest income | $545,000 | 5,610 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $66,000 | 5,417 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $20,000 | 5,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 4,816 |
| Total noninterest expense | $528,000 | 5,464 |
| Salaries and employee benefits | $318,000 | 5,238 |
| Premises and equipment expense | $116,000 | 3,975 |
| Additional noninterest expense | $94,000 | 6,305 |
| Pre-tax net operating income | $83,000 | 5,480 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $14,000 | 3,791 |
| Income before extraordinary items | $77,000 | 5,505 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $77,000 | 5,506 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $77,000 | 5,506 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 761 |
| Net operating income | $70,200 | 5,508 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,537,000 | 5,780 |
| Total interest expense | $376,000 | 5,648 |
| Net interest income | $2,161,000 | 5,735 |
| Provision for loan and lease losses | $-320,000 | 6,965 |
| Total noninterest income | $266,000 | 5,377 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $120,000 | 5,151 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $146,000 | 4,971 |
| Total noninterest expense | $2,441,000 | 5,224 |
| Salaries and employee benefits | $1,350,000 | 5,119 |
| Premises and equipment expense | $489,000 | 3,875 |
| Additional noninterest expense | $602,000 | 5,796 |
| Pre-tax net operating income | $306,000 | 5,409 |
| Securities gains (losses) | $268,000 | 1,457 |
| Applicable income taxes | $146,000 | 3,236 |
| Income before extraordinary items | $428,000 | 5,126 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $428,000 | 5,124 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $428,000 | 5,125 |
| Net charge-offs | $106,000 | 4,376 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 692 |
| Net operating income | $227,000 | 5,521 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 5,872 |
| Total interest expense | $290,000 | 5,738 |
| Net interest income | $1,615,000 | 5,834 |
| Provision for loan and lease losses | $-320,000 | 7,093 |
| Total noninterest income | $214,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $95,000 | 5,127 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $119,000 | 4,901 |
| Total noninterest expense | $1,832,000 | 5,265 |
| Salaries and employee benefits | $1,000,000 | 5,175 |
| Premises and equipment expense | $373,000 | 3,883 |
| Additional noninterest expense | $459,000 | 5,838 |
| Pre-tax net operating income | $317,000 | 5,251 |
| Securities gains (losses) | $202,000 | 1,425 |
| Applicable income taxes | $135,000 | 3,157 |
| Income before extraordinary items | $384,000 | 5,033 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $384,000 | 5,033 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $384,000 | 5,033 |
| Net charge-offs | $7,000 | 5,415 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 584 |
| Net operating income | $234,520 | 5,400 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 5,932 |
| Total interest expense | $199,000 | 5,790 |
| Net interest income | $1,069,000 | 5,891 |
| Provision for loan and lease losses | $-320,000 | 7,171 |
| Total noninterest income | $156,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $68,000 | 5,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 4,822 |
| Total noninterest expense | $1,270,000 | 5,210 |
| Salaries and employee benefits | $694,000 | 5,111 |
| Premises and equipment expense | $247,000 | 3,900 |
| Additional noninterest expense | $329,000 | 5,750 |
| Pre-tax net operating income | $275,000 | 4,955 |
| Securities gains (losses) | $165,000 | 1,244 |
| Applicable income taxes | $119,000 | 2,924 |
| Income before extraordinary items | $321,000 | 4,707 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $321,000 | 4,710 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $321,000 | 4,710 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 491 |
| Net operating income | $200,550 | 5,137 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $652,000 | 5,930 |
| Total interest expense | $99,000 | 5,891 |
| Net interest income | $553,000 | 5,857 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $89,000 | 5,111 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $34,000 | 5,018 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 4,574 |
| Total noninterest expense | $647,000 | 5,194 |
| Salaries and employee benefits | $357,000 | 5,063 |
| Premises and equipment expense | $122,000 | 3,950 |
| Additional noninterest expense | $168,000 | 5,731 |
| Pre-tax net operating income | $-5,000 | 6,460 |
| Securities gains (losses) | $96,000 | 934 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $86,000 | 5,544 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $86,000 | 5,544 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $86,000 | 5,544 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 833 |
| Net operating income | $-5,200 | 6,452 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 5,830 |
| Total interest expense | $490,000 | 5,886 |
| Net interest income | $2,392,000 | 5,744 |
| Provision for loan and lease losses | $45,000 | 5,911 |
| Total noninterest income | $406,000 | 4,756 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $135,000 | 5,066 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $271,000 | 4,019 |
| Total noninterest expense | $2,636,000 | 5,216 |
| Salaries and employee benefits | $1,420,000 | 5,099 |
| Premises and equipment expense | $505,000 | 4,015 |
| Additional noninterest expense | $711,000 | 5,655 |
| Pre-tax net operating income | $117,000 | 5,712 |
| Securities gains (losses) | $108,000 | 1,999 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $225,000 | 5,472 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $225,000 | 5,474 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $225,000 | 5,474 |
| Net charge-offs | $206,000 | 4,262 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,049 |
| Net operating income | $117,000 | 5,701 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 5,847 |
| Total interest expense | $378,000 | 5,954 |
| Net interest income | $1,844,000 | 5,723 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $342,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $103,000 | 5,077 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $239,000 | 3,825 |
| Total noninterest expense | $2,016,000 | 5,172 |
| Salaries and employee benefits | $1,078,000 | 5,066 |
| Premises and equipment expense | $378,000 | 4,059 |
| Additional noninterest expense | $560,000 | 5,600 |
| Pre-tax net operating income | $125,000 | 5,713 |
| Securities gains (losses) | $44,000 | 2,405 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $169,000 | 5,626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $169,000 | 5,626 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $169,000 | 5,626 |
| Net charge-offs | $-23,000 | 7,139 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 973 |
| Net operating income | $125,000 | 5,662 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 5,821 |
| Total interest expense | $257,000 | 6,038 |
| Net interest income | $1,279,000 | 5,672 |
| Provision for loan and lease losses | $45,000 | 5,204 |
| Total noninterest income | $260,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $73,000 | 4,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $187,000 | 3,605 |
| Total noninterest expense | $1,374,000 | 5,169 |
| Salaries and employee benefits | $735,000 | 5,047 |
| Premises and equipment expense | $247,000 | 4,140 |
| Additional noninterest expense | $392,000 | 5,575 |
| Pre-tax net operating income | $120,000 | 5,579 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $126,000 | 5,517 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $126,000 | 5,516 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $126,000 | 5,517 |
| Net charge-offs | $102,000 | 3,820 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 928 |
| Net operating income | $120,000 | 5,471 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $820,000 | 5,729 |
| Total interest expense | $133,000 | 6,060 |
| Net interest income | $687,000 | 5,521 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $194,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $42,000 | 4,666 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $152,000 | 2,879 |
| Total noninterest expense | $730,000 | 5,045 |
| Salaries and employee benefits | $383,000 | 4,973 |
| Premises and equipment expense | $124,000 | 4,195 |
| Additional noninterest expense | $223,000 | 5,269 |
| Pre-tax net operating income | $106,000 | 5,071 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $106,000 | 4,923 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $106,000 | 4,921 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $106,000 | 4,923 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 861 |
| Net operating income | $106,000 | 4,870 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 5,378 |
| Total interest expense | $897,000 | 5,467 |
| Net interest income | $3,135,000 | 5,246 |
| Provision for loan and lease losses | $1,085,000 | 2,929 |
| Total noninterest income | $-30,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $166,000 | 4,748 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-196,000 | 7,274 |
| Total noninterest expense | $3,203,000 | 4,829 |
| Salaries and employee benefits | $1,623,000 | 4,834 |
| Premises and equipment expense | $576,000 | 3,823 |
| Additional noninterest expense | $1,004,000 | 5,080 |
| Pre-tax net operating income | $-1,183,000 | 6,554 |
| Securities gains (losses) | $-890,000 | 7,492 |
| Applicable income taxes | $-263,000 | 7,022 |
| Income before extraordinary items | $-1,810,000 | 6,812 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,810,000 | 6,813 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,810,000 | 6,813 |
| Net charge-offs | $506,000 | 3,636 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $461,000 | 486 |
| Net operating income | $-1,035,700 | 6,567 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 5,408 |
| Total interest expense | $725,000 | 5,454 |
| Net interest income | $2,387,000 | 5,259 |
| Provision for loan and lease losses | $1,085,000 | 2,405 |
| Total noninterest income | $20,000 | 7,321 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $126,000 | 4,798 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-106,000 | 7,392 |
| Total noninterest expense | $2,516,000 | 4,724 |
| Salaries and employee benefits | $1,271,000 | 4,743 |
| Premises and equipment expense | $450,000 | 3,776 |
| Additional noninterest expense | $795,000 | 4,938 |
| Pre-tax net operating income | $-1,194,000 | 6,849 |
| Securities gains (losses) | $-895,000 | 7,643 |
| Applicable income taxes | $-263,000 | 7,257 |
| Income before extraordinary items | $-1,826,000 | 7,109 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,826,000 | 7,107 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,826,000 | 7,109 |
| Net charge-offs | $374,000 | 3,444 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $459,000 | 387 |
| Net operating income | $-1,047,350 | 6,880 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 5,412 |
| Total interest expense | $510,000 | 5,435 |
| Net interest income | $1,591,000 | 5,272 |
| Provision for loan and lease losses | $335,000 | 3,454 |
| Total noninterest income | $105,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $86,000 | 4,747 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 6,502 |
| Total noninterest expense | $1,457,000 | 5,143 |
| Salaries and employee benefits | $709,000 | 5,270 |
| Premises and equipment expense | $298,000 | 3,821 |
| Additional noninterest expense | $450,000 | 5,367 |
| Pre-tax net operating income | $-96,000 | 6,271 |
| Securities gains (losses) | $-103,000 | 7,522 |
| Applicable income taxes | $-60,000 | 7,108 |
| Income before extraordinary items | $-139,000 | 6,481 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-139,000 | 6,483 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-139,000 | 6,481 |
| Net charge-offs | $75,000 | 4,534 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 407 |
| Net operating income | $-66,900 | 6,261 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 5,478 |
| Total interest expense | $270,000 | 5,434 |
| Net interest income | $788,000 | 5,339 |
| Provision for loan and lease losses | $63,000 | 4,536 |
| Total noninterest income | $31,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-11,000 | 7,574 |
| Total noninterest expense | $741,000 | 5,145 |
| Salaries and employee benefits | $361,000 | 5,264 |
| Premises and equipment expense | $149,000 | 3,904 |
| Additional noninterest expense | $231,000 | 5,330 |
| Pre-tax net operating income | $15,000 | 6,085 |
| Securities gains (losses) | $-63,000 | 7,648 |
| Applicable income taxes | $-13,000 | 7,130 |
| Income before extraordinary items | $-35,000 | 6,552 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-35,000 | 6,554 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-35,000 | 6,553 |
| Net charge-offs | $11,000 | 4,779 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 258 |
| Net operating income | $10,990 | 6,143 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 5,307 |
| Total interest expense | $1,240,000 | 5,595 |
| Net interest income | $3,470,000 | 4,986 |
| Provision for loan and lease losses | $433,000 | 4,763 |
| Total noninterest income | $342,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $185,000 | 4,783 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $157,000 | 5,021 |
| Total noninterest expense | $3,150,000 | 5,034 |
| Salaries and employee benefits | $1,645,000 | 4,922 |
| Premises and equipment expense | $602,000 | 3,862 |
| Additional noninterest expense | $903,000 | 5,520 |
| Pre-tax net operating income | $229,000 | 4,717 |
| Securities gains (losses) | $-131,000 | 7,331 |
| Applicable income taxes | $48,000 | 3,285 |
| Income before extraordinary items | $50,000 | 5,347 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $50,000 | 5,346 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $50,000 | 5,346 |
| Net charge-offs | $457,000 | 3,911 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,293,000 | 396 |
| Net operating income | $133,840 | 4,981 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 5,351 |
| Total interest expense | $950,000 | 5,678 |
| Net interest income | $2,602,000 | 5,008 |
| Provision for loan and lease losses | $318,000 | 4,508 |
| Total noninterest income | $257,000 | 5,469 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $138,000 | 4,832 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $119,000 | 5,142 |
| Total noninterest expense | $2,316,000 | 5,113 |
| Salaries and employee benefits | $1,241,000 | 4,946 |
| Premises and equipment expense | $447,000 | 3,926 |
| Additional noninterest expense | $628,000 | 5,704 |
| Pre-tax net operating income | $225,000 | 4,821 |
| Securities gains (losses) | $-68,000 | 7,418 |
| Applicable income taxes | $64,000 | 3,176 |
| Income before extraordinary items | $93,000 | 5,344 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $93,000 | 5,343 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $93,000 | 5,343 |
| Net charge-offs | $277,000 | 3,833 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,098 |
| Net operating income | $136,520 | 5,096 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 5,417 |
| Total interest expense | $633,000 | 5,809 |
| Net interest income | $1,720,000 | 5,017 |
| Provision for loan and lease losses | $189,000 | 4,414 |
| Total noninterest income | $123,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $89,000 | 4,870 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $34,000 | 6,268 |
| Total noninterest expense | $1,577,000 | 5,095 |
| Salaries and employee benefits | $852,000 | 4,908 |
| Premises and equipment expense | $296,000 | 3,976 |
| Additional noninterest expense | $429,000 | 5,639 |
| Pre-tax net operating income | $77,000 | 5,362 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $34,000 | 3,401 |
| Income before extraordinary items | $43,000 | 5,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 5,620 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $43,000 | 5,620 |
| Net charge-offs | $125,000 | 3,994 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,065 |
| Net operating income | $43,000 | 5,543 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 5,529 |
| Total interest expense | $315,000 | 5,915 |
| Net interest income | $837,000 | 5,080 |
| Provision for loan and lease losses | $79,000 | 4,253 |
| Total noninterest income | $64,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $19,000 | 6,215 |
| Total noninterest expense | $787,000 | 5,001 |
| Salaries and employee benefits | $440,000 | 4,869 |
| Premises and equipment expense | $144,000 | 4,104 |
| Additional noninterest expense | $203,000 | 5,566 |
| Pre-tax net operating income | $35,000 | 5,823 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $19,000 | 6,171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $19,000 | 6,173 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $19,000 | 6,173 |
| Net charge-offs | $124,000 | 2,632 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 955 |
| Net operating income | $19,000 | 6,015 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 5,647 |
| Total interest expense | $1,581,000 | 5,872 |
| Net interest income | $3,077,000 | 5,348 |
| Provision for loan and lease losses | $34,000 | 6,800 |
| Total noninterest income | $173,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $122,000 | 5,633 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $51,000 | 6,739 |
| Total noninterest expense | $2,760,000 | 5,371 |
| Salaries and employee benefits | $1,578,000 | 5,176 |
| Premises and equipment expense | $545,000 | 4,236 |
| Additional noninterest expense | $637,000 | 6,080 |
| Pre-tax net operating income | $456,000 | 4,996 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $172,000 | 2,957 |
| Income before extraordinary items | $284,000 | 5,178 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $284,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,856 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,226 |
| Net operating income | $284,000 | 5,339 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,501,000 | 5,715 |
| Total interest expense | $1,224,000 | 5,913 |
| Net interest income | $2,277,000 | 5,427 |
| Provision for loan and lease losses | $34,000 | 6,215 |
| Total noninterest income | $122,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $89,000 | 5,701 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 7,020 |
| Total noninterest expense | $1,985,000 | 5,479 |
| Salaries and employee benefits | $1,157,000 | 5,278 |
| Premises and equipment expense | $360,000 | 4,577 |
| Additional noninterest expense | $468,000 | 6,088 |
| Pre-tax net operating income | $380,000 | 5,339 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $142,000 | 3,284 |
| Income before extraordinary items | $238,000 | 5,514 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $238,000 | 5,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,844 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,088 |
| Net operating income | $238,000 | 5,690 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 5,776 |
| Total interest expense | $854,000 | 5,953 |
| Net interest income | $1,491,000 | 5,489 |
| Provision for loan and lease losses | $34,000 | 5,522 |
| Total noninterest income | $78,000 | 6,990 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $58,000 | 5,759 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $20,000 | 7,196 |
| Total noninterest expense | $1,325,000 | 5,505 |
| Salaries and employee benefits | $766,000 | 5,349 |
| Premises and equipment expense | $237,000 | 4,655 |
| Additional noninterest expense | $322,000 | 5,989 |
| Pre-tax net operating income | $210,000 | 5,748 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $80,000 | 3,665 |
| Income before extraordinary items | $130,000 | 6,122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,962 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 991 |
| Net operating income | $130,000 | 6,057 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 5,814 |
| Total interest expense | $453,000 | 5,984 |
| Net interest income | $740,000 | 5,523 |
| Provision for loan and lease losses | $34,000 | 4,273 |
| Total noninterest income | $35,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $27,000 | 5,833 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $650,000 | 5,590 |
| Salaries and employee benefits | $382,000 | 5,384 |
| Premises and equipment expense | $118,000 | 4,678 |
| Additional noninterest expense | $150,000 | 6,176 |
| Pre-tax net operating income | $91,000 | 6,106 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $34,000 | 3,939 |
| Income before extraordinary items | $57,000 | 6,472 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $57,000 | 6,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 877 |
| Net operating income | $57,000 | 6,376 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 5,688 |
| Total interest expense | $2,065,000 | 5,768 |
| Net interest income | $3,005,000 | 5,497 |
| Provision for loan and lease losses | $57,000 | 5,569 |
| Total noninterest income | $165,000 | 7,000 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $117,000 | 5,809 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $48,000 | 7,133 |
| Total noninterest expense | $2,469,000 | 5,638 |
| Salaries and employee benefits | $1,483,000 | 5,339 |
| Premises and equipment expense | $407,000 | 4,981 |
| Additional noninterest expense | $579,000 | 6,227 |
| Pre-tax net operating income | $644,000 | 5,581 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $228,000 | 3,709 |
| Income before extraordinary items | $414,000 | 5,992 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $414,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,388 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,152 |
| Net operating income | $415,280 | 5,985 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,787,000 | 5,718 |
| Total interest expense | $1,560,000 | 5,774 |
| Net interest income | $2,227,000 | 5,563 |
| Provision for loan and lease losses | $47,000 | 5,103 |
| Total noninterest income | $128,000 | 6,999 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $86,000 | 5,863 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $42,000 | 6,996 |
| Total noninterest expense | $1,811,000 | 5,674 |
| Salaries and employee benefits | $1,121,000 | 5,296 |
| Premises and equipment expense | $287,000 | 5,135 |
| Additional noninterest expense | $403,000 | 6,382 |
| Pre-tax net operating income | $497,000 | 5,786 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $175,000 | 3,872 |
| Income before extraordinary items | $322,000 | 6,203 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $322,000 | 6,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,030 |
| Net operating income | $322,000 | 6,191 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 5,770 |
| Total interest expense | $1,043,000 | 5,762 |
| Net interest income | $1,462,000 | 5,636 |
| Provision for loan and lease losses | $39,000 | 4,684 |
| Total noninterest income | $91,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $57,000 | 5,893 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $34,000 | 6,824 |
| Total noninterest expense | $1,200,000 | 5,735 |
| Salaries and employee benefits | $753,000 | 5,319 |
| Premises and equipment expense | $181,000 | 5,330 |
| Additional noninterest expense | $266,000 | 6,432 |
| Pre-tax net operating income | $314,000 | 5,942 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $110,000 | 4,019 |
| Income before extraordinary items | $204,000 | 6,341 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $204,000 | 6,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,302 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 945 |
| Net operating income | $204,000 | 6,339 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 5,783 |
| Total interest expense | $535,000 | 5,695 |
| Net interest income | $715,000 | 5,708 |
| Provision for loan and lease losses | $24,000 | 4,189 |
| Total noninterest income | $47,000 | 6,914 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $26,000 | 6,005 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $572,000 | 5,892 |
| Salaries and employee benefits | $382,000 | 5,313 |
| Premises and equipment expense | $75,000 | 5,852 |
| Additional noninterest expense | $115,000 | 6,805 |
| Pre-tax net operating income | $166,000 | 5,867 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $57,000 | 3,973 |
| Income before extraordinary items | $109,000 | 6,258 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $109,000 | 6,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 806 |
| Net operating income | $109,000 | 6,242 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 5,931 |
| Total interest expense | $1,490,000 | 6,129 |
| Net interest income | $2,824,000 | 5,708 |
| Provision for loan and lease losses | $236,000 | 3,235 |
| Total noninterest income | $156,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $115,000 | 5,957 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $41,000 | 7,461 |
| Total noninterest expense | $1,858,000 | 6,349 |
| Salaries and employee benefits | $1,178,000 | 5,968 |
| Premises and equipment expense | $256,000 | 6,155 |
| Additional noninterest expense | $424,000 | 6,951 |
| Pre-tax net operating income | $886,000 | 5,435 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $128,000 | 4,770 |
| Income before extraordinary items | $758,000 | 5,332 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $758,000 | 5,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,914 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,153 |
| Net operating income | $758,000 | 5,325 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 6,030 |
| Total interest expense | $1,027,000 | 6,266 |
| Net interest income | $2,101,000 | 5,775 |
| Provision for loan and lease losses | $179,000 | 3,119 |
| Total noninterest income | $119,000 | 7,295 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $89,000 | 5,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,516 |
| Total noninterest expense | $1,319,000 | 6,509 |
| Salaries and employee benefits | $813,000 | 6,179 |
| Premises and equipment expense | $190,000 | 6,212 |
| Additional noninterest expense | $316,000 | 6,984 |
| Pre-tax net operating income | $722,000 | 5,448 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $123,000 | 4,714 |
| Income before extraordinary items | $599,000 | 5,359 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $599,000 | 5,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,178 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,018 |
| Net operating income | $599,000 | 5,356 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 6,132 |
| Total interest expense | $617,000 | 6,388 |
| Net interest income | $1,364,000 | 5,874 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $74,000 | 7,429 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $57,000 | 6,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,713 |
| Total noninterest expense | $845,000 | 6,639 |
| Salaries and employee benefits | $520,000 | 6,328 |
| Premises and equipment expense | $122,000 | 6,308 |
| Additional noninterest expense | $203,000 | 7,070 |
| Pre-tax net operating income | $473,000 | 5,529 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $91,000 | 4,629 |
| Income before extraordinary items | $382,000 | 5,485 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $382,000 | 5,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $382,000 | 5,479 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 6,300 |
| Total interest expense | $274,000 | 6,602 |
| Net interest income | $646,000 | 6,050 |
| Provision for loan and lease losses | $53,000 | 3,054 |
| Total noninterest income | $39,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $30,000 | 5,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $409,000 | 6,731 |
| Salaries and employee benefits | $254,000 | 6,414 |
| Premises and equipment expense | $58,000 | 6,447 |
| Additional noninterest expense | $97,000 | 7,148 |
| Pre-tax net operating income | $223,000 | 5,599 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $59,000 | 4,298 |
| Income before extraordinary items | $164,000 | 5,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $164,000 | 5,762 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 6,780 |
| Total interest expense | $646,000 | 7,199 |
| Net interest income | $2,125,000 | 6,491 |
| Provision for loan and lease losses | $182,000 | 3,734 |
| Total noninterest income | $143,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $78,000 | 6,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,063 |
| Total noninterest expense | $1,486,000 | 6,912 |
| Salaries and employee benefits | $910,000 | 6,606 |
| Premises and equipment expense | $231,000 | 6,406 |
| Additional noninterest expense | $345,000 | 7,372 |
| Pre-tax net operating income | $600,000 | 6,422 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $103,000 | 5,347 |
| Income before extraordinary items | $497,000 | 6,391 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $497,000 | 6,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $497,000 | 6,362 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 6,988 |
| Total interest expense | $411,000 | 7,432 |
| Net interest income | $1,498,000 | 6,680 |
| Provision for loan and lease losses | $141,000 | 3,576 |
| Total noninterest income | $114,000 | 7,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 6,735 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,795 |
| Total noninterest expense | $1,085,000 | 6,975 |
| Salaries and employee benefits | $667,000 | 6,670 |
| Premises and equipment expense | $171,000 | 6,411 |
| Additional noninterest expense | $247,000 | 7,460 |
| Pre-tax net operating income | $386,000 | 6,852 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $26,000 | 6,161 |
| Income before extraordinary items | $360,000 | 6,594 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $360,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $360,000 | 6,556 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 7,139 |
| Total interest expense | $235,000 | 7,620 |
| Net interest income | $933,000 | 6,834 |
| Provision for loan and lease losses | $96,000 | 3,425 |
| Total noninterest income | $55,000 | 7,872 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $35,000 | 6,780 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $704,000 | 7,046 |
| Salaries and employee benefits | $432,000 | 6,739 |
| Premises and equipment expense | $113,000 | 6,431 |
| Additional noninterest expense | $159,000 | 7,516 |
| Pre-tax net operating income | $188,000 | 7,287 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $188,000 | 7,014 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $188,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $188,000 | 6,970 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $541,000 | 7,324 |
| Total interest expense | $99,000 | 7,854 |
| Net interest income | $442,000 | 7,027 |
| Provision for loan and lease losses | $55,000 | 3,052 |
| Total noninterest income | $33,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $338,000 | 7,186 |
| Salaries and employee benefits | $206,000 | 6,910 |
| Premises and equipment expense | $57,000 | 6,461 |
| Additional noninterest expense | $75,000 | 7,683 |
| Pre-tax net operating income | $82,000 | 7,464 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $82,000 | 7,194 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $82,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $82,000 | 7,162 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 7,748 |
| Total interest expense | $261,000 | 8,241 |
| Net interest income | $1,378,000 | 7,485 |
| Provision for loan and lease losses | $183,000 | 3,855 |
| Total noninterest income | $84,000 | 8,257 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $69,000 | 6,971 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,368 |
| Total noninterest expense | $1,200,000 | 7,442 |
| Salaries and employee benefits | $717,000 | 7,225 |
| Premises and equipment expense | $206,000 | 6,689 |
| Additional noninterest expense | $277,000 | 7,838 |
| Pre-tax net operating income | $79,000 | 8,166 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $79,000 | 8,174 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $79,000 | 8,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,501 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $79,000 | 8,137 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 7,877 |
| Total interest expense | $181,000 | 8,367 |
| Net interest income | $968,000 | 7,637 |
| Provision for loan and lease losses | $112,000 | 4,102 |
| Total noninterest income | $65,000 | 8,285 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $54,000 | 6,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 8,414 |
| Total noninterest expense | $885,000 | 7,444 |
| Salaries and employee benefits | $533,000 | 7,199 |
| Premises and equipment expense | $155,000 | 6,655 |
| Additional noninterest expense | $197,000 | 7,929 |
| Pre-tax net operating income | $36,000 | 8,349 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $36,000 | 8,369 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $36,000 | 8,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $36,000 | 8,327 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $719,000 | 8,036 |
| Total interest expense | $112,000 | 8,482 |
| Net interest income | $607,000 | 7,796 |
| Provision for loan and lease losses | $71,000 | 4,092 |
| Total noninterest income | $41,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $34,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $573,000 | 7,561 |
| Salaries and employee benefits | $348,000 | 7,307 |
| Premises and equipment expense | $100,000 | 6,777 |
| Additional noninterest expense | $125,000 | 8,029 |
| Pre-tax net operating income | $4,000 | 8,495 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $4,000 | 8,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,000 | 8,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,000 | 8,495 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 8,152 |
| Total interest expense | $49,000 | 8,633 |
| Net interest income | $298,000 | 7,865 |
| Provision for loan and lease losses | $44,000 | 3,642 |
| Total noninterest income | $19,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $283,000 | 7,626 |
| Salaries and employee benefits | $172,000 | 7,385 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $62,000 | 8,094 |
| Pre-tax net operating income | $-10,000 | 8,606 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-10,000 | 8,651 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-10,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-10,000 | 8,598 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 8,565 |
| Total interest expense | $139,000 | 8,883 |
| Net interest income | $883,000 | 8,288 |
| Provision for loan and lease losses | $86,000 | 5,552 |
| Total noninterest income | $58,000 | 8,720 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $50,000 | 7,429 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,000 | 8,827 |
| Total noninterest expense | $1,076,000 | 7,719 |
| Salaries and employee benefits | $645,000 | 7,517 |
| Premises and equipment expense | $172,000 | 7,116 |
| Additional noninterest expense | $259,000 | 8,039 |
| Pre-tax net operating income | $-221,000 | 8,704 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-221,000 | 8,792 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-221,000 | 8,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-221,000 | 8,723 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $697,000 | 8,733 |
| Total interest expense | $91,000 | 9,006 |
| Net interest income | $606,000 | 8,477 |
| Provision for loan and lease losses | $66,000 | 5,405 |
| Total noninterest income | $41,000 | 8,819 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $36,000 | 7,530 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 8,924 |
| Total noninterest expense | $792,000 | 7,757 |
| Salaries and employee benefits | $471,000 | 7,543 |
| Premises and equipment expense | $127,000 | 7,158 |
| Additional noninterest expense | $194,000 | 8,040 |
| Pre-tax net operating income | $-211,000 | 8,827 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-211,000 | 8,906 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-211,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-211,000 | 8,842 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $416,000 | 8,854 |
| Total interest expense | $53,000 | 9,087 |
| Net interest income | $363,000 | 8,626 |
| Provision for loan and lease losses | $42,000 | 5,388 |
| Total noninterest income | $24,000 | 8,909 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $22,000 | 7,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,000 | 9,014 |
| Total noninterest expense | $514,000 | 7,832 |
| Salaries and employee benefits | $309,000 | 7,616 |
| Premises and equipment expense | $81,000 | 7,268 |
| Additional noninterest expense | $124,000 | 8,122 |
| Pre-tax net operating income | $-169,000 | 8,900 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-169,000 | 8,986 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-169,000 | 8,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-169,000 | 8,910 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $178,000 | 9,007 |
| Total interest expense | $22,000 | 9,162 |
| Net interest income | $156,000 | 8,812 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $11,000 | 8,960 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $247,000 | 7,958 |
| Salaries and employee benefits | $151,000 | 7,693 |
| Premises and equipment expense | $44,000 | 7,119 |
| Additional noninterest expense | $52,000 | 8,435 |
| Pre-tax net operating income | $-103,000 | 8,974 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-103,000 | 9,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-103,000 | 9,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-103,000 | 8,966 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $146,000 | 9,291 |
| Total interest expense | $27,000 | 9,267 |
| Net interest income | $119,000 | 9,284 |
| Provision for loan and lease losses | $39,000 | 6,973 |
| Total noninterest income | $7,000 | 9,252 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $7,000 | 8,109 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,201 |
| Total noninterest expense | $763,000 | 8,415 |
| Salaries and employee benefits | $243,000 | 9,072 |
| Premises and equipment expense | $72,000 | 8,569 |
| Additional noninterest expense | $448,000 | 6,830 |
| Pre-tax net operating income | $-676,000 | 9,044 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-676,000 | 9,107 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-676,000 | 9,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 125 |
| Net operating income | $-676,000 | 9,059 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.