Home > Peoples Bank > Income and Expense

Peoples Bank, Income and Expense

2017-12-31 (YTD Data)Rank
Total interest income$19,807,0001,353
Total interest expense$364,0004,126
Net interest income$19,443,0001,247
Provision for loan and lease losses$04,227
Total noninterest income$68,512,000172
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,931,000663
Trading account gains and feesNANA
Additional Noninterest Income$66,581,000138
Total noninterest expense$82,725,000302
Salaries and employee benefits$51,558,000260
Premises and equipment expense$5,510,000468
Additional noninterest expense$25,657,000307
Pre-tax net operating income$5,230,0001,647
Securities gains (losses)$02,243
Applicable income taxes$3,351,000889
Income before extraordinary items$1,879,0002,794
Extraordinary gains, net$09
Net income$1,879,0002,793
Minority interest net income$076
Net income of bank and minority interests.$1,879,0002,794
Net charge-offs$91,0002,520
Cash dividends$9,062,000407
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,879,0002,777
2017-09-30 (YTD Data)Rank
Total interest income$15,031,0001,349
Total interest expense$278,0004,120
Net interest income$14,753,0001,236
Provision for loan and lease losses$04,088
Total noninterest income$61,281,000155
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,474,000651
Trading account gains and feesNANA
Additional Noninterest Income$59,807,000125
Total noninterest expense$67,907,000280
Salaries and employee benefits$44,232,000235
Premises and equipment expense$4,357,000445
Additional noninterest expense$19,318,000308
Pre-tax net operating income$8,127,000945
Securities gains (losses)$02,274
Applicable income taxes$3,100,000670
Income before extraordinary items$5,027,0001,152
Extraordinary gains, net$09
Net income$5,027,0001,152
Minority interest net income$071
Net income of bank and minority interests.$5,027,0001,152
Net charge-offs$96,0001,977
Cash dividends$5,531,000461
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,027,0001,133
2017-06-30 (YTD Data)Rank
Total interest income$9,686,0001,374
Total interest expense$162,0004,320
Net interest income$9,524,0001,269
Provision for loan and lease losses$03,871
Total noninterest income$41,275,000155
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$996,000627
Trading account gains and feesNANA
Additional Noninterest Income$40,279,000126
Total noninterest expense$44,793,000283
Salaries and employee benefits$28,678,000242
Premises and equipment expense$2,902,000451
Additional noninterest expense$13,213,000304
Pre-tax net operating income$6,006,000840
Securities gains (losses)$01,906
Applicable income taxes$2,308,000606
Income before extraordinary items$3,698,0001,050
Extraordinary gains, net$011
Net income$3,698,0001,050
Minority interest net income$071
Net income of bank and minority interests.$3,698,0001,050
Net charge-offs$166,0001,179
Cash dividends$4,597,000386
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,698,0001,039
2017-03-31 (YTD Data)Rank
Total interest income$4,659,0001,411
Total interest expense$75,0004,419
Net interest income$4,584,0001,294
Provision for loan and lease losses$03,537
Total noninterest income$19,121,000160
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$496,000631
Trading account gains and feesNANA
Additional Noninterest Income$18,625,000128
Total noninterest expense$21,472,000294
Salaries and employee benefits$13,374,000256
Premises and equipment expense$1,519,000442
Additional noninterest expense$6,579,000303
Pre-tax net operating income$2,233,0001,065
Securities gains (losses)$01,153
Applicable income taxes$870,000724
Income before extraordinary items$1,363,0001,325
Extraordinary gains, net$08
Net income$1,363,0001,324
Minority interest net income$055
Net income of bank and minority interests.$1,363,0001,325
Net charge-offs$172,000661
Cash dividends$4,051,000225
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,363,0001,305
2016-12-31 (YTD Data)Rank
Total interest income$20,314,0001,280
Total interest expense$460,0003,793
Net interest income$19,854,0001,184
Provision for loan and lease losses$04,332
Total noninterest income$98,148,000134
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,126,000612
Trading account gains and fees$0170
Additional Noninterest Income$96,022,000104
Total noninterest expense$98,491,000263
Salaries and employee benefits$64,364,000205
Premises and equipment expense$5,691,000450
Additional noninterest expense$28,436,000288
Pre-tax net operating income$19,511,000519
Securities gains (losses)$03,212
Applicable income taxes$7,591,000411
Income before extraordinary items$11,920,000655
Extraordinary gains, net$05
Net income$11,920,000654
Minority interest net income$082
Net income of bank and minority interests.$11,920,000654
Net charge-offs$-516,0005,800
Cash dividends$7,000,000507
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,920,000640
2016-09-30 (YTD Data)Rank
Total interest income$15,132,0001,296
Total interest expense$347,0003,805
Net interest income$14,785,0001,188
Provision for loan and lease losses$04,186
Total noninterest income$74,091,000131
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,620,000603
Trading account gains and fees$0169
Additional Noninterest Income$72,471,000102
Total noninterest expense$73,694,000261
Salaries and employee benefits$48,083,000204
Premises and equipment expense$4,154,000460
Additional noninterest expense$21,457,000288
Pre-tax net operating income$15,182,000506
Securities gains (losses)$03,160
Applicable income taxes$5,890,000410
Income before extraordinary items$9,292,000636
Extraordinary gains, net$05
Net income$9,292,000636
Minority interest net income$071
Net income of bank and minority interests.$9,292,000636
Net charge-offs$-446,0005,852
Cash dividends$5,331,000478
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,292,000612
2016-06-30 (YTD Data)Rank
Total interest income$9,892,0001,321
Total interest expense$206,0004,018
Net interest income$9,686,0001,208
Provision for loan and lease losses$04,017
Total noninterest income$45,416,000136
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,064,000600
Trading account gains and fees$0157
Additional Noninterest Income$44,352,000103
Total noninterest expense$46,763,000270
Salaries and employee benefits$29,794,000219
Premises and equipment expense$2,738,000474
Additional noninterest expense$14,231,000285
Pre-tax net operating income$8,339,000589
Securities gains (losses)$02,835
Applicable income taxes$3,220,000472
Income before extraordinary items$5,119,000740
Extraordinary gains, net$016
Net income$5,119,000739
Minority interest net income$071
Net income of bank and minority interests.$5,119,000739
Net charge-offs$-436,0005,960
Cash dividends$1,636,000899
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,119,000717
2016-03-31 (YTD Data)Rank
Total interest income$4,669,0001,372
Total interest expense$73,0004,588
Net interest income$4,596,0001,262
Provision for loan and lease losses$03,656
Total noninterest income$20,580,000145
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$516,000617
Trading account gains and fees$0142
Additional Noninterest Income$20,064,000109
Total noninterest expense$21,703,000287
Salaries and employee benefits$13,438,000242
Premises and equipment expense$1,372,000475
Additional noninterest expense$6,893,000285
Pre-tax net operating income$3,473,000669
Securities gains (losses)$02,077
Applicable income taxes$1,342,000515
Income before extraordinary items$2,131,000839
Extraordinary gains, net$012
Net income$2,131,000840
Minority interest net income$062
Net income of bank and minority interests.$2,131,000840
Net charge-offs$-394,0006,051
Cash dividends$783,000890
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,131,000816
2015-12-31 (YTD Data)Rank
Total interest income$19,108,0001,329
Total interest expense$345,0004,407
Net interest income$18,763,0001,218
Provision for loan and lease losses$04,380
Total noninterest income$89,465,000138
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,069,000635
Trading account gains and fees$-72,0006,160
Additional Noninterest Income$87,468,000110
Total noninterest expense$89,487,000272
Salaries and employee benefits$58,640,000208
Premises and equipment expense$5,391,000473
Additional noninterest expense$25,456,000306
Pre-tax net operating income$18,741,000517
Securities gains (losses)$03,216
Applicable income taxes$7,299,000407
Income before extraordinary items$11,442,000649
Extraordinary gains, net$023
Net income$11,442,000647
Minority interest net income$081
Net income of bank and minority interests.$11,442,000650
Net charge-offs$127,0002,438
Cash dividends$3,794,000824
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,442,000632
2015-09-30 (YTD Data)Rank
Total interest income$14,349,0001,342
Total interest expense$270,0004,393
Net interest income$14,079,0001,223
Provision for loan and lease losses$04,232
Total noninterest income$69,719,000133
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,548,000635
Trading account gains and fees$-72,0006,245
Additional Noninterest Income$68,243,000104
Total noninterest expense$68,315,000277
Salaries and employee benefits$45,153,000207
Premises and equipment expense$4,126,000477
Additional noninterest expense$19,036,000312
Pre-tax net operating income$15,483,000490
Securities gains (losses)$03,031
Applicable income taxes$5,998,000391
Income before extraordinary items$9,485,000592
Extraordinary gains, net$021
Net income$9,485,000590
Minority interest net income$078
Net income of bank and minority interests.$9,485,000592
Net charge-offs$114,0002,036
Cash dividends$2,582,000808
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,485,000577
2015-06-30 (YTD Data)Rank
Total interest income$9,398,0001,358
Total interest expense$175,0004,473
Net interest income$9,223,0001,239
Provision for loan and lease losses$04,069
Total noninterest income$46,733,000135
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,026,000626
Trading account gains and fees$-51,0006,330
Additional Noninterest Income$45,758,000108
Total noninterest expense$45,475,000282
Salaries and employee benefits$30,286,000210
Premises and equipment expense$2,666,000494
Additional noninterest expense$12,523,000319
Pre-tax net operating income$10,481,000484
Securities gains (losses)$02,636
Applicable income taxes$4,025,000397
Income before extraordinary items$6,456,000585
Extraordinary gains, net$022
Net income$6,456,000583
Minority interest net income$075
Net income of bank and minority interests.$6,456,000585
Net charge-offs$-59,0005,792
Cash dividends$1,159,0001,097
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,456,000570
2015-03-31 (YTD Data)Rank
Total interest income$4,495,0001,403
Total interest expense$81,0004,651
Net interest income$4,414,0001,286
Provision for loan and lease losses$03,703
Total noninterest income$21,619,000139
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$498,000631
Trading account gains and fees$4,000143
Additional Noninterest Income$21,117,000107
Total noninterest expense$21,342,000299
Salaries and employee benefits$14,068,000226
Premises and equipment expense$1,336,000497
Additional noninterest expense$5,938,000316
Pre-tax net operating income$4,691,000513
Securities gains (losses)$02,027
Applicable income taxes$1,793,000419
Income before extraordinary items$2,898,000620
Extraordinary gains, net$013
Net income$2,898,000617
Minority interest net income$064
Net income of bank and minority interests.$2,898,000620
Net charge-offs$-30,0005,812
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,898,000601
2014-12-31 (YTD Data)Rank
Total interest income$18,460,0001,377
Total interest expense$412,0004,393
Net interest income$18,048,0001,240
Provision for loan and lease losses$50,0003,764
Total noninterest income$64,917,000163
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,197,000618
Trading account gains and fees$129,000128
Additional Noninterest Income$62,591,000121
Total noninterest expense$74,303,000318
Salaries and employee benefits$48,746,000248
Premises and equipment expense$6,202,000421
Additional noninterest expense$19,355,000378
Pre-tax net operating income$8,612,000961
Securities gains (losses)$24,0002,223
Applicable income taxes$3,239,000679
Income before extraordinary items$5,397,0001,218
Extraordinary gains, net$017
Net income$5,397,0001,215
Minority interest net income$084
Net income of bank and minority interests.$5,397,0001,217
Net charge-offs$561,0001,362
Cash dividends$4,950,000608
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,381,6401,191
2014-09-30 (YTD Data)Rank
Total interest income$13,618,0001,398
Total interest expense$327,0004,343
Net interest income$13,291,0001,265
Provision for loan and lease losses$50,0003,379
Total noninterest income$45,147,000173
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,654,000612
Trading account gains and fees$104,000117
Additional Noninterest Income$43,389,000129
Total noninterest expense$53,213,000326
Salaries and employee benefits$34,665,000257
Premises and equipment expense$4,423,000442
Additional noninterest expense$14,125,000383
Pre-tax net operating income$5,175,0001,180
Securities gains (losses)$13,0002,225
Applicable income taxes$1,961,000816
Income before extraordinary items$3,227,0001,473
Extraordinary gains, net$015
Net income$3,227,0001,473
Minority interest net income$081
Net income of bank and minority interests.$3,227,0001,473
Net charge-offs$529,0001,107
Cash dividends$1,425,0001,200
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,218,6801,458
2014-06-30 (YTD Data)Rank
Total interest income$8,813,0001,438
Total interest expense$201,0004,548
Net interest income$8,612,0001,293
Provision for loan and lease losses$50,0002,981
Total noninterest income$28,133,000181
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,061,000629
Trading account gains and fees$76,000126
Additional Noninterest Income$26,996,000128
Total noninterest expense$34,152,000335
Salaries and employee benefits$21,962,000262
Premises and equipment expense$2,992,000437
Additional noninterest expense$9,198,000384
Pre-tax net operating income$2,543,0001,478
Securities gains (losses)$13,0001,826
Applicable income taxes$966,000990
Income before extraordinary items$1,590,0001,888
Extraordinary gains, net$020
Net income$1,590,0001,892
Minority interest net income$080
Net income of bank and minority interests.$1,590,0001,891
Net charge-offs$414,0001,012
Cash dividends$1,200,0001,001
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,581,6801,848
2014-03-31 (YTD Data)Rank
Total interest income$4,313,0001,462
Total interest expense$105,0004,530
Net interest income$4,208,0001,317
Provision for loan and lease losses$03,817
Total noninterest income$11,471,000212
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$524,000628
Trading account gains and fees$0147
Additional Noninterest Income$10,947,000149
Total noninterest expense$15,433,000365
Salaries and employee benefits$9,767,000296
Premises and equipment expense$1,824,000379
Additional noninterest expense$3,842,000444
Pre-tax net operating income$246,0004,127
Securities gains (losses)$3,0001,458
Applicable income taxes$96,0002,396
Income before extraordinary items$153,0004,658
Extraordinary gains, net$016
Net income$153,0004,659
Minority interest net income$066
Net income of bank and minority interests.$153,0004,659
Net charge-offs$156,0001,098
Cash dividends$1,200,000517
Sale, conversion, retirement of capital stock, net$0747
Net operating income$151,0804,625
2013-12-31 (YTD Data)Rank
Total interest income$16,910,0001,487
Total interest expense$692,0003,775
Net interest income$16,218,0001,343
Provision for loan and lease losses$05,091
Total noninterest income$59,109,000184
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,627,000854
Trading account gains and fees$0184
Additional Noninterest Income$57,482,000134
Total noninterest expense$74,128,000312
Salaries and employee benefits$41,826,000275
Premises and equipment expense$7,034,000372
Additional noninterest expense$25,268,000313
Pre-tax net operating income$1,199,0003,783
Securities gains (losses)$7,0002,738
Applicable income taxes$410,0002,341
Income before extraordinary items$796,0004,273
Extraordinary gains, net$029
Net income$796,0004,275
Minority interest net income$090
Net income of bank and minority interests.$796,0004,276
Net charge-offs$600,0001,816
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$791,3804,226
2013-09-30 (YTD Data)Rank
Total interest income$12,631,0001,499
Total interest expense$580,0003,606
Net interest income$12,051,0001,349
Provision for loan and lease losses$04,941
Total noninterest income$46,285,000181
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,396,000755
Trading account gains and fees$0180
Additional Noninterest Income$44,889,000134
Total noninterest expense$57,850,000298
Salaries and employee benefits$32,298,000268
Premises and equipment expense$5,269,000372
Additional noninterest expense$20,283,000287
Pre-tax net operating income$486,0004,805
Securities gains (losses)$7,0002,609
Applicable income taxes$176,0002,895
Income before extraordinary items$317,0005,195
Extraordinary gains, net$025
Net income$317,0005,196
Minority interest net income$084
Net income of bank and minority interests.$317,0005,197
Net charge-offs$474,0001,646
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$312,5205,130
2013-06-30 (YTD Data)Rank
Total interest income$8,463,0001,487
Total interest expense$439,0003,381
Net interest income$8,024,0001,348
Provision for loan and lease losses$04,788
Total noninterest income$35,378,000162
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$943,000730
Trading account gains and fees$0157
Additional Noninterest Income$34,435,000123
Total noninterest expense$41,417,000276
Salaries and employee benefits$23,217,000251
Premises and equipment expense$3,395,000384
Additional noninterest expense$14,805,000275
Pre-tax net operating income$1,985,0001,726
Securities gains (losses)$-2,0006,527
Applicable income taxes$731,0001,162
Income before extraordinary items$1,252,0002,227
Extraordinary gains, net$022
Net income$1,252,0002,236
Minority interest net income$082
Net income of bank and minority interests.$1,252,0002,234
Net charge-offs$349,0001,546
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,253,2802,140
2013-03-31 (YTD Data)Rank
Total interest income$4,444,0001,440
Total interest expense$266,0003,008
Net interest income$4,178,0001,290
Provision for loan and lease losses$04,409
Total noninterest income$16,887,000164
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$500,000667
Trading account gains and fees$0148
Additional Noninterest Income$16,387,000128
Total noninterest expense$19,982,000290
Salaries and employee benefits$11,427,000256
Premises and equipment expense$1,613,000394
Additional noninterest expense$6,942,000288
Pre-tax net operating income$1,083,0001,597
Securities gains (losses)$01,966
Applicable income taxes$398,0001,093
Income before extraordinary items$685,0002,027
Extraordinary gains, net$010
Net income$685,0002,028
Minority interest net income$076
Net income of bank and minority interests.$685,0002,029
Net charge-offs$187,0001,415
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$685,0001,948
2012-12-31 (YTD Data)Rank
Total interest income$19,308,0001,381
Total interest expense$1,451,0002,799
Net interest income$17,857,0001,237
Provision for loan and lease losses$2,380,000930
Total noninterest income$87,305,000138
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,319,000614
Trading account gains and fees$0166
Additional Noninterest Income$84,986,000114
Total noninterest expense$93,647,000256
Salaries and employee benefits$51,481,000211
Premises and equipment expense$6,249,000398
Additional noninterest expense$35,917,000252
Pre-tax net operating income$9,135,000796
Securities gains (losses)$-1,063,0007,040
Applicable income taxes$2,975,000616
Income before extraordinary items$5,097,0001,157
Extraordinary gains, net$029
Net income$5,097,0001,158
Minority interest net income$093
Net income of bank and minority interests.$5,097,0001,158
Net charge-offs$2,620,000935
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,777,320983
2012-09-30 (YTD Data)Rank
Total interest income$14,792,0001,379
Total interest expense$1,097,0002,871
Net interest income$13,695,0001,221
Provision for loan and lease losses$2,380,000739
Total noninterest income$64,226,000137
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,732,000620
Trading account gains and fees$0157
Additional Noninterest Income$62,494,000111
Total noninterest expense$69,568,000256
Salaries and employee benefits$37,838,000215
Premises and equipment expense$4,617,000404
Additional noninterest expense$27,113,000249
Pre-tax net operating income$5,973,000917
Securities gains (losses)$-248,0007,079
Applicable income taxes$2,133,000663
Income before extraordinary items$3,592,0001,253
Extraordinary gains, net$020
Net income$3,592,0001,255
Minority interest net income$086
Net income of bank and minority interests.$3,592,0001,254
Net charge-offs$2,598,000754
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,750,7201,131
2012-06-30 (YTD Data)Rank
Total interest income$9,964,0001,373
Total interest expense$741,0002,927
Net interest income$9,223,0001,213
Provision for loan and lease losses$1,930,000654
Total noninterest income$40,776,000141
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,129,000629
Trading account gains and fees$0153
Additional Noninterest Income$39,647,000111
Total noninterest expense$45,636,000255
Salaries and employee benefits$24,763,000222
Premises and equipment expense$3,006,000420
Additional noninterest expense$17,867,000248
Pre-tax net operating income$2,433,0001,429
Securities gains (losses)$-125,0007,118
Applicable income taxes$865,0001,004
Income before extraordinary items$1,443,0001,951
Extraordinary gains, net$019
Net income$1,443,0001,949
Minority interest net income$084
Net income of bank and minority interests.$1,443,0001,951
Net charge-offs$1,993,000693
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,523,0001,771
2012-03-31 (YTD Data)Rank
Total interest income$5,262,0001,311
Total interest expense$397,0002,879
Net interest income$4,865,0001,141
Provision for loan and lease losses$1,430,000467
Total noninterest income$19,436,000142
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$553,000648
Trading account gains and fees$0148
Additional Noninterest Income$18,883,000112
Total noninterest expense$22,381,000260
Salaries and employee benefits$12,018,000220
Premises and equipment expense$1,494,000426
Additional noninterest expense$8,869,000249
Pre-tax net operating income$490,0002,912
Securities gains (losses)$-102,0007,206
Applicable income taxes$156,0001,986
Income before extraordinary items$232,0004,128
Extraordinary gains, net$019
Net income$232,0004,131
Minority interest net income$078
Net income of bank and minority interests.$232,0004,131
Net charge-offs$729,000842
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$297,2803,510
2011-12-31 (YTD Data)Rank
Total interest income$17,901,0001,585
Total interest expense$1,828,0002,955
Net interest income$16,073,0001,381
Provision for loan and lease losses$2,127,0001,504
Total noninterest income$54,908,000174
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,525,000579
Trading account gains and fees$0146
Additional Noninterest Income$52,383,000142
Total noninterest expense$66,339,000326
Salaries and employee benefits$33,924,000294
Premises and equipment expense$5,096,000491
Additional noninterest expense$27,319,000309
Pre-tax net operating income$2,515,0002,127
Securities gains (losses)$-213,0007,167
Applicable income taxes$870,0001,483
Income before extraordinary items$1,432,0002,865
Extraordinary gains, net$029
Net income$1,432,0002,867
Minority interest net income$096
Net income of bank and minority interests.$1,432,0002,867
Net charge-offs$3,492,0001,079
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,568,3202,607
2011-09-30 (YTD Data)Rank
Total interest income$12,845,0001,672
Total interest expense$1,395,0003,037
Net interest income$11,450,0001,462
Provision for loan and lease losses$1,352,0001,609
Total noninterest income$35,839,000195
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,905,000584
Trading account gains and fees$0145
Additional Noninterest Income$33,934,000153
Total noninterest expense$44,290,000356
Salaries and employee benefits$22,210,000339
Premises and equipment expense$3,753,000498
Additional noninterest expense$18,327,000331
Pre-tax net operating income$1,647,0002,406
Securities gains (losses)$-152,0007,266
Applicable income taxes$672,0001,463
Income before extraordinary items$823,0003,462
Extraordinary gains, net$021
Net income$823,0003,464
Minority interest net income$087
Net income of bank and minority interests.$823,0003,464
Net charge-offs$2,461,0001,060
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$920,2803,133
2011-06-30 (YTD Data)Rank
Total interest income$8,261,0001,755
Total interest expense$954,0003,065
Net interest income$7,307,0001,531
Provision for loan and lease losses$200,0003,519
Total noninterest income$20,296,000223
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,264,000587
Trading account gains and fees$0153
Additional Noninterest Income$19,032,000172
Total noninterest expense$26,733,000399
Salaries and employee benefits$12,974,000392
Premises and equipment expense$2,383,000533
Additional noninterest expense$11,376,000347
Pre-tax net operating income$670,0003,259
Securities gains (losses)$-195,0007,377
Applicable income taxes$167,0002,397
Income before extraordinary items$308,0004,403
Extraordinary gains, net$015
Net income$308,0004,402
Minority interest net income$089
Net income of bank and minority interests.$308,0004,404
Net charge-offs$1,602,0001,065
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$434,7503,727
2011-03-31 (YTD Data)Rank
Total interest income$3,994,0001,810
Total interest expense$493,0003,077
Net interest income$3,501,0001,599
Provision for loan and lease losses$200,0002,421
Total noninterest income$7,197,000285
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$622,000579
Trading account gains and fees$0158
Additional Noninterest Income$6,575,000225
Total noninterest expense$11,255,000464
Salaries and employee benefits$5,504,000458
Premises and equipment expense$1,169,000556
Additional noninterest expense$4,582,000416
Pre-tax net operating income$-757,0007,199
Securities gains (losses)$-114,0007,418
Applicable income taxes$-336,0007,436
Income before extraordinary items$-535,0007,145
Extraordinary gains, net$09
Net income$-535,0007,146
Minority interest net income$086
Net income of bank and minority interests.$-535,0007,146
Net charge-offs$1,158,000776
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-462,0407,100
2010-12-31 (YTD Data)Rank
Total interest income$17,895,0001,692
Total interest expense$2,196,0003,309
Net interest income$15,699,0001,427
Provision for loan and lease losses$1,785,0002,232
Total noninterest income$21,577,000378
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,810,000536
Trading account gains and fees$0175
Additional Noninterest Income$18,767,000289
Total noninterest expense$32,450,000632
Salaries and employee benefits$18,716,000523
Premises and equipment expense$3,961,000654
Additional noninterest expense$9,773,000766
Pre-tax net operating income$3,041,0001,615
Securities gains (losses)$-222,0007,320
Applicable income taxes$959,0001,262
Income before extraordinary items$1,860,0002,149
Extraordinary gains, net$029
Net income$1,860,0002,150
Minority interest net income$0111
Net income of bank and minority interests.$1,860,0002,151
Net charge-offs$2,368,0001,691
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,006,5201,937
2010-09-30 (YTD Data)Rank
Total interest income$13,334,0001,732
Total interest expense$1,638,0003,472
Net interest income$11,696,0001,451
Provision for loan and lease losses$785,0002,879
Total noninterest income$11,534,000464
Gross Fiduciary activities income$12,0001,066
Service charges on deposit accounts$2,144,000532
Trading account gains and fees$0165
Additional Noninterest Income$9,378,000380
Total noninterest expense$20,164,000725
Salaries and employee benefits$11,556,000615
Premises and equipment expense$2,769,000701
Additional noninterest expense$5,839,000911
Pre-tax net operating income$2,281,0001,718
Securities gains (losses)$-158,0007,450
Applicable income taxes$754,0001,262
Income before extraordinary items$1,369,0002,322
Extraordinary gains, net$023
Net income$1,369,0002,319
Minority interest net income$0110
Net income of bank and minority interests.$1,369,0002,323
Net charge-offs$1,118,0002,063
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,470,1202,087
2010-06-30 (YTD Data)Rank
Total interest income$8,756,0001,786
Total interest expense$1,081,0003,593
Net interest income$7,675,0001,483
Provision for loan and lease losses$785,0002,210
Total noninterest income$6,686,000499
Gross Fiduciary activities income$6,0001,117
Service charges on deposit accounts$1,435,000537
Trading account gains and fees$0152
Additional Noninterest Income$5,245,000407
Total noninterest expense$12,847,000761
Salaries and employee benefits$7,302,000648
Premises and equipment expense$1,851,000711
Additional noninterest expense$3,694,000959
Pre-tax net operating income$729,0002,959
Securities gains (losses)$-105,0007,525
Applicable income taxes$228,0002,006
Income before extraordinary items$396,0003,805
Extraordinary gains, net$019
Net income$396,0003,803
Minority interest net income$0105
Net income of bank and minority interests.$396,0003,804
Net charge-offs$894,0001,841
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$463,2003,434
2010-03-31 (YTD Data)Rank
Total interest income$4,369,0001,828
Total interest expense$540,0003,722
Net interest income$3,829,0001,502
Provision for loan and lease losses$510,0001,797
Total noninterest income$2,921,000539
Gross Fiduciary activities income$5,0001,053
Service charges on deposit accounts$696,000547
Trading account gains and fees$0175
Additional Noninterest Income$2,220,000453
Total noninterest expense$6,124,000804
Salaries and employee benefits$3,462,000700
Premises and equipment expense$936,000721
Additional noninterest expense$1,726,0001,014
Pre-tax net operating income$116,0004,882
Securities gains (losses)$-63,0007,648
Applicable income taxes$04,611
Income before extraordinary items$53,0005,656
Extraordinary gains, net$016
Net income$53,0005,657
Minority interest net income$091
Net income of bank and minority interests.$53,0005,656
Net charge-offs$440,0001,679
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$116,0004,660
2009-12-31 (YTD Data)Rank
Total interest income$19,109,0001,795
Total interest expense$2,438,0003,962
Net interest income$16,671,0001,333
Provision for loan and lease losses$7,947,0001,030
Total noninterest income$13,080,000529
Gross Fiduciary activities income$15,0001,124
Service charges on deposit accounts$2,858,000586
Trading account gains and fees$0211
Additional Noninterest Income$10,207,000435
Total noninterest expense$26,931,000782
Salaries and employee benefits$13,630,000710
Premises and equipment expense$3,707,000724
Additional noninterest expense$9,594,000831
Pre-tax net operating income$-5,127,0007,190
Securities gains (losses)$03,754
Applicable income taxes$-2,838,0007,611
Income before extraordinary items$-2,289,0006,829
Extraordinary gains, net$034
Net income$-2,289,0006,826
Minority interest net income$0115
Net income of bank and minority interests.$-2,289,0006,827
Net charge-offs$4,943,0001,156
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,289,0006,826
2009-09-30 (YTD Data)Rank
Total interest income$14,828,0001,748
Total interest expense$1,884,0004,008
Net interest income$12,944,0001,287
Provision for loan and lease losses$7,119,000808
Total noninterest income$9,762,000542
Gross Fiduciary activities income$14,0001,073
Service charges on deposit accounts$2,128,000591
Trading account gains and fees$0212
Additional Noninterest Income$7,620,000444
Total noninterest expense$20,220,000779
Salaries and employee benefits$10,314,000712
Premises and equipment expense$2,671,000766
Additional noninterest expense$7,235,000784
Pre-tax net operating income$-4,633,0007,479
Securities gains (losses)$03,497
Applicable income taxes$-2,683,0007,787
Income before extraordinary items$-1,950,0007,154
Extraordinary gains, net$027
Net income$-1,950,0007,154
Minority interest net income$0118
Net income of bank and minority interests.$-1,950,0007,153
Net charge-offs$4,193,000946
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,950,0007,154
2009-06-30 (YTD Data)Rank
Total interest income$10,402,0001,710
Total interest expense$1,315,0004,000
Net interest income$9,087,0001,227
Provision for loan and lease losses$7,018,000589
Total noninterest income$6,643,000538
Gross Fiduciary activities income$8,0001,104
Service charges on deposit accounts$1,389,000601
Trading account gains and fees$0193
Additional Noninterest Income$5,246,000444
Total noninterest expense$13,491,000788
Salaries and employee benefits$6,878,000729
Premises and equipment expense$1,735,000810
Additional noninterest expense$4,878,000796
Pre-tax net operating income$-4,779,0007,735
Securities gains (losses)$03,136
Applicable income taxes$20,0003,701
Income before extraordinary items$-4,799,0007,790
Extraordinary gains, net$021
Net income$-4,799,0007,789
Minority interest net income$0112
Net income of bank and minority interests.$-4,799,0007,789
Net charge-offs$3,530,000744
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-4,799,0007,800
2009-03-31 (YTD Data)Rank
Total interest income$5,213,0001,718
Total interest expense$692,0003,977
Net interest income$4,521,0001,222
Provision for loan and lease losses$535,0001,716
Total noninterest income$2,571,000615
Gross Fiduciary activities income$7,0001,026
Service charges on deposit accounts$656,000618
Trading account gains and fees$0171
Additional Noninterest Income$1,908,000523
Total noninterest expense$5,590,000912
Salaries and employee benefits$3,105,000816
Premises and equipment expense$865,000819
Additional noninterest expense$1,620,0001,043
Pre-tax net operating income$967,0001,330
Securities gains (losses)$02,434
Applicable income taxes$34,0003,194
Income before extraordinary items$933,0001,165
Extraordinary gains, net$015
Net income$933,0001,167
Minority interest net income$0102
Net income of bank and minority interests.$933,0001,167
Net charge-offs$470,0001,404
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$933,0001,092
2008-12-31 (YTD Data)Rank
Total interest income$22,923,0001,676
Total interest expense$4,425,0003,261
Net interest income$18,498,0001,205
Provision for loan and lease losses$2,073,0001,751
Total noninterest income$8,960,000657
Gross Fiduciary activities income$27,0001,072
Service charges on deposit accounts$2,925,000590
Trading account gains and fees$0154
Additional Noninterest Income$6,008,000558
Total noninterest expense$21,479,000928
Salaries and employee benefits$11,759,000850
Premises and equipment expense$3,475,000794
Additional noninterest expense$6,245,0001,026
Pre-tax net operating income$3,906,0001,399
Securities gains (losses)$22,0002,114
Applicable income taxes$77,0003,585
Income before extraordinary items$3,851,0001,079
Extraordinary gains, net$039
Net income$3,851,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$943,0002,018
Cash dividends$1,600,0001,632
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,829,4401,154
2008-09-30 (YTD Data)Rank
Total interest income$17,537,0001,689
Total interest expense$3,558,0003,209
Net interest income$13,979,0001,213
Provision for loan and lease losses$784,0002,122
Total noninterest income$6,699,000683
Gross Fiduciary activities income$25,0001,023
Service charges on deposit accounts$2,224,000590
Trading account gains and fees$0148
Additional Noninterest Income$4,450,000603
Total noninterest expense$16,270,000912
Salaries and employee benefits$9,017,000851
Premises and equipment expense$2,635,000795
Additional noninterest expense$4,618,000992
Pre-tax net operating income$3,624,0001,361
Securities gains (losses)$03,106
Applicable income taxes$128,0003,373
Income before extraordinary items$3,496,0001,059
Extraordinary gains, net$031
Net income$3,496,0001,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$539,0001,882
Cash dividends$1,600,0001,238
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,496,0001,118
2008-06-30 (YTD Data)Rank
Total interest income$11,719,0001,718
Total interest expense$2,505,0003,180
Net interest income$9,214,0001,215
Provision for loan and lease losses$490,0001,943
Total noninterest income$4,604,000678
Gross Fiduciary activities income$15,0001,057
Service charges on deposit accounts$1,465,000587
Trading account gains and fees$0149
Additional Noninterest Income$3,124,000602
Total noninterest expense$10,711,000923
Salaries and employee benefits$5,984,000865
Premises and equipment expense$1,735,000797
Additional noninterest expense$2,992,000996
Pre-tax net operating income$2,617,0001,329
Securities gains (losses)$03,233
Applicable income taxes$92,0003,534
Income before extraordinary items$2,525,0001,093
Extraordinary gains, net$021
Net income$2,525,0001,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0001,638
Cash dividends$1,600,000923
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,525,0001,078
2008-03-31 (YTD Data)Rank
Total interest income$6,005,0001,716
Total interest expense$1,328,0003,192
Net interest income$4,677,0001,176
Provision for loan and lease losses$180,0001,928
Total noninterest income$2,286,000676
Gross Fiduciary activities income$12,0001,003
Service charges on deposit accounts$721,000592
Trading account gains and fees$0158
Additional Noninterest Income$1,553,000602
Total noninterest expense$5,148,000946
Salaries and employee benefits$2,837,000921
Premises and equipment expense$851,000820
Additional noninterest expense$1,460,000992
Pre-tax net operating income$1,635,0001,159
Securities gains (losses)$02,688
Applicable income taxes$57,0003,422
Income before extraordinary items$1,578,000955
Extraordinary gains, net$015
Net income$1,578,000957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0001,427
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,578,000914
2007-12-31 (YTD Data)Rank
Total interest income$26,040,0001,659
Total interest expense$5,928,0003,032
Net interest income$20,112,0001,097
Provision for loan and lease losses$415,0002,647
Total noninterest income$7,481,000786
Gross Fiduciary activities income$49,0001,015
Service charges on deposit accounts$2,859,000609
Trading account gains and fees$0178
Additional Noninterest Income$4,573,000736
Total noninterest expense$22,221,000832
Salaries and employee benefits$12,740,000773
Premises and equipment expense$3,019,000873
Additional noninterest expense$6,462,000876
Pre-tax net operating income$4,957,0001,657
Securities gains (losses)$02,146
Applicable income taxes$143,0004,175
Income before extraordinary items$4,814,0001,330
Extraordinary gains, net$039
Net income$4,814,0001,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,0001,787
Cash dividends$3,000,0001,163
Sale, conversion, retirement of capital stock, net$-3,766,0008,521
Net operating income$4,814,0001,319
2007-09-30 (YTD Data)Rank
Total interest income$19,563,0001,654
Total interest expense$4,483,0003,009
Net interest income$15,080,0001,106
Provision for loan and lease losses$243,0002,663
Total noninterest income$5,497,000798
Gross Fiduciary activities income$49,000968
Service charges on deposit accounts$2,110,000609
Trading account gains and fees$0184
Additional Noninterest Income$3,338,000763
Total noninterest expense$16,733,000822
Salaries and employee benefits$9,626,000762
Premises and equipment expense$2,130,000915
Additional noninterest expense$4,977,000831
Pre-tax net operating income$3,601,0001,820
Securities gains (losses)$01,655
Applicable income taxes$127,0004,212
Income before extraordinary items$3,474,0001,468
Extraordinary gains, net$033
Net income$3,474,0001,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,542
Cash dividends$3,000,000857
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,474,0001,459
2007-06-30 (YTD Data)Rank
Total interest income$12,979,0001,674
Total interest expense$2,985,0003,025
Net interest income$9,994,0001,131
Provision for loan and lease losses$83,0003,633
Total noninterest income$3,448,000865
Gross Fiduciary activities income$48,000937
Service charges on deposit accounts$1,332,000654
Trading account gains and fees$0168
Additional Noninterest Income$2,068,000835
Total noninterest expense$10,720,000867
Salaries and employee benefits$6,225,000806
Premises and equipment expense$1,322,000987
Additional noninterest expense$3,173,000886
Pre-tax net operating income$2,639,0001,731
Securities gains (losses)$01,444
Applicable income taxes$92,0004,211
Income before extraordinary items$2,547,0001,388
Extraordinary gains, net$029
Net income$2,547,0001,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,177
Cash dividends$3,000,000640
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,547,0001,368
2007-03-31 (YTD Data)Rank
Total interest income$6,364,0001,701
Total interest expense$1,446,0003,081
Net interest income$4,918,0001,139
Provision for loan and lease losses$-6,0008,415
Total noninterest income$1,612,000895
Gross Fiduciary activities income$28,000917
Service charges on deposit accounts$646,000656
Trading account gains and fees$0195
Additional Noninterest Income$938,000886
Total noninterest expense$5,226,000886
Salaries and employee benefits$3,056,000830
Premises and equipment expense$621,0001,075
Additional noninterest expense$1,549,000886
Pre-tax net operating income$1,310,0001,740
Securities gains (losses)$01,187
Applicable income taxes$46,0004,214
Income before extraordinary items$1,264,0001,389
Extraordinary gains, net$022
Net income$1,264,0001,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,389
Cash dividends$1,700,000528
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,264,0001,379
2006-12-31 (YTD Data)Rank
Total interest income$24,756,0001,633
Total interest expense$4,859,0003,103
Net interest income$19,897,0001,117
Provision for loan and lease losses$811,0001,258
Total noninterest income$6,542,000876
Gross Fiduciary activities income$142,000878
Service charges on deposit accounts$2,600,000675
Trading account gains and fees$0130
Additional Noninterest Income$3,800,000842
Total noninterest expense$20,097,000880
Salaries and employee benefits$11,800,000805
Premises and equipment expense$2,341,0001,080
Additional noninterest expense$5,956,000891
Pre-tax net operating income$5,531,0001,734
Securities gains (losses)$01,687
Applicable income taxes$184,0004,382
Income before extraordinary items$5,347,0001,367
Extraordinary gains, net$051
Net income$5,347,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,537
Cash dividends$5,019,000703
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,347,0001,357
2006-09-30 (YTD Data)Rank
Total interest income$18,242,0001,637
Total interest expense$3,415,0003,168
Net interest income$14,827,0001,143
Provision for loan and lease losses$718,0001,035
Total noninterest income$4,749,000918
Gross Fiduciary activities income$70,000935
Service charges on deposit accounts$1,928,000686
Trading account gains and fees$0126
Additional Noninterest Income$2,751,000878
Total noninterest expense$14,661,000915
Salaries and employee benefits$8,714,000831
Premises and equipment expense$1,688,0001,142
Additional noninterest expense$4,259,000934
Pre-tax net operating income$4,197,0001,771
Securities gains (losses)$01,388
Applicable income taxes$137,0004,562
Income before extraordinary items$4,060,0001,399
Extraordinary gains, net$045
Net income$4,060,0001,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,896
Cash dividends$4,019,000627
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,060,0001,382
2006-06-30 (YTD Data)Rank
Total interest income$11,904,0001,632
Total interest expense$2,150,0003,203
Net interest income$9,754,0001,160
Provision for loan and lease losses$479,0001,021
Total noninterest income$3,034,000943
Gross Fiduciary activities income$51,000943
Service charges on deposit accounts$1,260,000691
Trading account gains and fees$0126
Additional Noninterest Income$1,723,000933
Total noninterest expense$9,809,000917
Salaries and employee benefits$5,841,000832
Premises and equipment expense$1,118,0001,144
Additional noninterest expense$2,850,000940
Pre-tax net operating income$2,500,0001,952
Securities gains (losses)$01,185
Applicable income taxes$78,0004,795
Income before extraordinary items$2,422,0001,527
Extraordinary gains, net$039
Net income$2,422,0001,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,922
Cash dividends$2,919,000597
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,422,0001,508
2006-03-31 (YTD Data)Rank
Total interest income$5,643,0001,682
Total interest expense$1,022,0003,210
Net interest income$4,621,0001,224
Provision for loan and lease losses$237,000984
Total noninterest income$1,407,000985
Gross Fiduciary activities income$24,000958
Service charges on deposit accounts$596,000705
Trading account gains and fees$0115
Additional Noninterest Income$787,000968
Total noninterest expense$4,625,000971
Salaries and employee benefits$2,720,000900
Premises and equipment expense$548,0001,178
Additional noninterest expense$1,357,000984
Pre-tax net operating income$1,166,0002,030
Securities gains (losses)$0955
Applicable income taxes$50,0004,494
Income before extraordinary items$1,116,0001,613
Extraordinary gains, net$021
Net income$1,116,0001,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$1,319,000599
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,116,0001,592
2005-12-31 (YTD Data)Rank
Total interest income$21,365,0001,575
Total interest expense$3,896,0002,711
Net interest income$17,469,0001,241
Provision for loan and lease losses$859,0001,187
Total noninterest income$7,174,000809
Gross Fiduciary activities income$115,000922
Service charges on deposit accounts$2,207,000789
Trading account gains and fees$0138
Additional Noninterest Income$4,852,000704
Total noninterest expense$18,046,000940
Salaries and employee benefits$10,680,000856
Premises and equipment expense$2,204,0001,099
Additional noninterest expense$5,162,0001,012
Pre-tax net operating income$5,738,0001,635
Securities gains (losses)$02,296
Applicable income taxes$103,0005,347
Income before extraordinary items$5,635,0001,274
Extraordinary gains, net$046
Net income$5,635,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$577,0001,032
Cash dividends$4,416,000741
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,635,0001,248
2005-09-30 (YTD Data)Rank
Total interest income$15,772,0001,557
Total interest expense$2,881,0002,619
Net interest income$12,891,0001,252
Provision for loan and lease losses$734,0001,019
Total noninterest income$5,628,000783
Gross Fiduciary activities income$64,000964
Service charges on deposit accounts$1,566,000828
Trading account gains and fees$0126
Additional Noninterest Income$3,998,000652
Total noninterest expense$13,175,000958
Salaries and employee benefits$7,764,000870
Premises and equipment expense$1,612,0001,118
Additional noninterest expense$3,799,0001,013
Pre-tax net operating income$4,610,0001,551
Securities gains (losses)$02,317
Applicable income taxes$13,0006,453
Income before extraordinary items$4,597,0001,183
Extraordinary gains, net$035
Net income$4,597,0001,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,000888
Cash dividends$1,816,0001,145
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,597,0001,157
2005-06-30 (YTD Data)Rank
Total interest income$10,126,0001,578
Total interest expense$1,816,0002,618
Net interest income$8,310,0001,292
Provision for loan and lease losses$460,0001,051
Total noninterest income$3,055,000911
Gross Fiduciary activities income$42,000962
Service charges on deposit accounts$995,000857
Trading account gains and fees$0116
Additional Noninterest Income$2,018,000799
Total noninterest expense$8,456,000988
Salaries and employee benefits$4,945,000903
Premises and equipment expense$1,069,0001,120
Additional noninterest expense$2,442,0001,028
Pre-tax net operating income$2,449,0001,879
Securities gains (losses)$02,146
Applicable income taxes$107,0004,727
Income before extraordinary items$2,342,0001,482
Extraordinary gains, net$030
Net income$2,342,0001,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$448,000651
Cash dividends$1,112,0001,182
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,342,0001,454
2005-03-31 (YTD Data)Rank
Total interest income$4,872,0001,605
Total interest expense$837,0002,677
Net interest income$4,035,0001,327
Provision for loan and lease losses$190,0001,173
Total noninterest income$1,283,0001,025
Gross Fiduciary activities income$19,000990
Service charges on deposit accounts$477,000861
Trading account gains and fees$0115
Additional Noninterest Income$787,000966
Total noninterest expense$4,240,000980
Salaries and employee benefits$2,509,000884
Premises and equipment expense$523,0001,156
Additional noninterest expense$1,208,0001,022
Pre-tax net operating income$888,0002,377
Securities gains (losses)$01,685
Applicable income taxes$39,0005,067
Income before extraordinary items$849,0001,981
Extraordinary gains, net$024
Net income$849,0001,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,061
Cash dividends$467,0001,321
Sale, conversion, retirement of capital stock, net$0491
Net operating income$849,0001,945
2004-12-31 (YTD Data)Rank
Total interest income$18,504,0001,556
Total interest expense$3,095,0002,561
Net interest income$15,409,0001,317
Provision for loan and lease losses$313,0002,825
Total noninterest income$6,218,000884
Gross Fiduciary activities income$99,000940
Service charges on deposit accounts$2,140,000817
Trading account gains and fees$0138
Additional Noninterest Income$3,979,000787
Total noninterest expense$16,673,000977
Salaries and employee benefits$9,211,000936
Premises and equipment expense$2,061,0001,114
Additional noninterest expense$5,401,000930
Pre-tax net operating income$4,641,0001,808
Securities gains (losses)$-111,0008,737
Applicable income taxes$198,0004,765
Income before extraordinary items$4,332,0001,481
Extraordinary gains, net$034
Net income$4,332,0001,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,016,000771
Cash dividends$2,498,0001,143
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,438,5601,404
2004-09-30 (YTD Data)Rank
Total interest income$13,666,0001,562
Total interest expense$2,262,0002,579
Net interest income$11,404,0001,313
Provision for loan and lease losses$244,0002,616
Total noninterest income$4,702,000897
Gross Fiduciary activities income$55,000997
Service charges on deposit accounts$1,648,000803
Trading account gains and fees$0134
Additional Noninterest Income$2,999,000800
Total noninterest expense$12,533,000971
Salaries and employee benefits$6,888,000931
Premises and equipment expense$1,531,0001,122
Additional noninterest expense$4,114,000900
Pre-tax net operating income$3,329,0001,886
Securities gains (losses)$-111,0008,896
Applicable income taxes$125,0005,087
Income before extraordinary items$3,093,0001,570
Extraordinary gains, net$026
Net income$3,093,0001,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$950,000590
Cash dividends$1,483,0001,285
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,199,5601,473
2004-06-30 (YTD Data)Rank
Total interest income$8,961,0001,578
Total interest expense$1,523,0002,543
Net interest income$7,438,0001,335
Provision for loan and lease losses$214,0002,079
Total noninterest income$3,067,000903
Gross Fiduciary activities income$32,0001,034
Service charges on deposit accounts$1,114,000783
Trading account gains and fees$0130
Additional Noninterest Income$1,921,000826
Total noninterest expense$8,302,000977
Salaries and employee benefits$4,535,000938
Premises and equipment expense$1,035,0001,124
Additional noninterest expense$2,732,000910
Pre-tax net operating income$1,989,0002,048
Securities gains (losses)$-7,0008,631
Applicable income taxes$76,0005,175
Income before extraordinary items$1,906,0001,685
Extraordinary gains, net$021
Net income$1,906,0001,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$700,000553
Cash dividends$1,204,0001,076
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,912,7201,612
2004-03-31 (YTD Data)Rank
Total interest income$4,406,0001,604
Total interest expense$804,0002,434
Net interest income$3,602,0001,378
Provision for loan and lease losses$171,0001,308
Total noninterest income$1,443,000941
Gross Fiduciary activities income$16,0001,031
Service charges on deposit accounts$545,000775
Trading account gains and fees$0121
Additional Noninterest Income$882,000863
Total noninterest expense$3,975,0001,024
Salaries and employee benefits$2,214,000973
Premises and equipment expense$520,0001,133
Additional noninterest expense$1,241,000993
Pre-tax net operating income$899,0002,198
Securities gains (losses)$-7,0008,881
Applicable income taxes$57,0004,676
Income before extraordinary items$835,0001,872
Extraordinary gains, net$016
Net income$835,0001,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,000592
Cash dividends$1,204,000564
Sale, conversion, retirement of capital stock, net$0464
Net operating income$841,5801,773
2003-12-31 (YTD Data)Rank
Total interest income$18,040,0001,594
Total interest expense$3,725,0002,382
Net interest income$14,315,0001,369
Provision for loan and lease losses$610,0001,817
Total noninterest income$7,863,000792
Gross Fiduciary activities income$103,000953
Service charges on deposit accounts$2,279,000746
Trading account gains and fees$0160
Additional Noninterest Income$5,481,000710
Total noninterest expense$16,749,000978
Salaries and employee benefits$9,240,000924
Premises and equipment expense$2,089,0001,090
Additional noninterest expense$5,420,000938
Pre-tax net operating income$4,819,0001,686
Securities gains (losses)$-32,0008,918
Applicable income taxes$212,0004,844
Income before extraordinary items$4,575,0001,383
Extraordinary gains, net$054
Net income$4,575,0001,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0002,074
Cash dividends$5,500,000575
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,605,7201,314
2003-09-30 (YTD Data)Rank
Total interest income$13,757,0001,595
Total interest expense$2,886,0002,381
Net interest income$10,871,0001,363
Provision for loan and lease losses$440,0001,885
Total noninterest income$6,397,000771
Gross Fiduciary activities income$57,0001,010
Service charges on deposit accounts$1,725,000747
Trading account gains and fees$0153
Additional Noninterest Income$4,615,000677
Total noninterest expense$12,765,000963
Salaries and employee benefits$7,189,000899
Premises and equipment expense$1,598,0001,080
Additional noninterest expense$3,978,000963
Pre-tax net operating income$4,063,0001,565
Securities gains (losses)$04,204
Applicable income taxes$178,0004,838
Income before extraordinary items$3,885,0001,264
Extraordinary gains, net$040
Net income$3,885,0001,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,212
Cash dividends$4,979,000495
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,885,0001,196
2003-06-30 (YTD Data)Rank
Total interest income$9,243,0001,586
Total interest expense$2,000,0002,371
Net interest income$7,243,0001,356
Provision for loan and lease losses$240,0002,189
Total noninterest income$4,195,000771
Gross Fiduciary activities income$36,0001,021
Service charges on deposit accounts$1,143,000746
Trading account gains and fees$0150
Additional Noninterest Income$3,016,000678
Total noninterest expense$8,194,0001,006
Salaries and employee benefits$4,599,000937
Premises and equipment expense$1,050,0001,092
Additional noninterest expense$2,545,000992
Pre-tax net operating income$3,004,0001,421
Securities gains (losses)$03,782
Applicable income taxes$131,0004,712
Income before extraordinary items$2,873,0001,170
Extraordinary gains, net$030
Net income$2,873,0001,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,053
Cash dividends$3,579,000452
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,873,0001,084
2003-03-31 (YTD Data)Rank
Total interest income$4,627,0001,604
Total interest expense$1,014,0002,409
Net interest income$3,613,0001,358
Provision for loan and lease losses$90,0002,494
Total noninterest income$1,935,000799
Gross Fiduciary activities income$15,0001,064
Service charges on deposit accounts$539,000769
Trading account gains and fees$0134
Additional Noninterest Income$1,381,000704
Total noninterest expense$3,958,0001,026
Salaries and employee benefits$2,229,000968
Premises and equipment expense$526,0001,101
Additional noninterest expense$1,203,0001,022
Pre-tax net operating income$1,500,0001,431
Securities gains (losses)$02,891
Applicable income taxes$66,0004,673
Income before extraordinary items$1,434,0001,165
Extraordinary gains, net$021
Net income$1,434,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0009,076
Cash dividends$2,819,000300
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,434,0001,076
2002-12-31 (YTD Data)Rank
Total interest income$20,651,0001,490
Total interest expense$6,833,0001,674
Net interest income$13,818,0001,414
Provision for loan and lease losses$465,0002,518
Total noninterest income$3,712,0001,330
Gross Fiduciary activities income$93,0001,006
Service charges on deposit accounts$1,879,000856
Trading account gains and fees$0153
Additional Noninterest Income$1,740,0001,463
Total noninterest expense$14,724,0001,050
Salaries and employee benefits$7,643,0001,042
Premises and equipment expense$2,312,000946
Additional noninterest expense$4,769,0001,035
Pre-tax net operating income$2,341,0003,038
Securities gains (losses)$574,000612
Applicable income taxes$109,0005,881
Income before extraordinary items$2,806,0002,131
Extraordinary gains, net$070
Net income$2,806,0002,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$804,0001,155
Cash dividends$3,668,000795
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,254,9602,467
2001-12-31 (YTD Data)Rank
Total interest income$6,339,0004,769
Total interest expense$3,063,0004,645
Net interest income$3,276,0004,768
Provision for loan and lease losses$200,0004,117
Total noninterest income$1,314,0002,754
Gross Fiduciary activities income$103,000989
Service charges on deposit accounts$466,0003,009
Trading account gains and fees$0177
Additional Noninterest Income$745,0002,487
Total noninterest expense$3,117,0004,210
Salaries and employee benefits$1,681,0004,137
Premises and equipment expense$795,0002,648
Additional noninterest expense$641,0005,603
Pre-tax net operating income$1,273,0004,283
Securities gains (losses)$04,612
Applicable income taxes$49,0006,731
Income before extraordinary items$1,224,0003,752
Extraordinary gains, net$0105
Net income$1,224,0003,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,637
Cash dividends$1,440,0001,723
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,224,0003,636
2000-12-31 (YTD Data)Rank
Total interest income$6,770,0004,709
Total interest expense$3,365,0004,507
Net interest income$3,405,0004,706
Provision for loan and lease losses$40,0006,852
Total noninterest income$804,0003,647
Gross Fiduciary activities income$102,000941
Service charges on deposit accounts$414,0003,153
Trading account gains and fees$0180
Additional Noninterest Income$288,0004,016
Total noninterest expense$2,480,0004,880
Salaries and employee benefits$1,465,0004,442
Premises and equipment expense$412,0004,413
Additional noninterest expense$603,0005,770
Pre-tax net operating income$1,689,0003,734
Securities gains (losses)$-82,0009,366
Applicable income taxes$56,0007,143
Income before extraordinary items$1,551,0003,168
Extraordinary gains, net$038
Net income$1,551,0003,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,205
Cash dividends$1,712,0001,510
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,630,5403,030
1999-12-31 (YTD Data)Rank
Total interest income$6,189,0004,844
Total interest expense$3,008,0004,593
Net interest income$3,181,0004,956
Provision for loan and lease losses$295,0002,723
Total noninterest income$891,0003,365
Gross Fiduciary activities income$57,0001,082
Service charges on deposit accounts$394,0003,254
Trading account gains and fees$0173
Additional Noninterest Income$440,0003,211
Total noninterest expense$2,378,0005,057
Salaries and employee benefits$1,374,0004,660
Premises and equipment expense$346,0005,002
Additional noninterest expense$658,0005,481
Pre-tax net operating income$1,399,0004,297
Securities gains (losses)$10,0001,755
Applicable income taxes$59,0007,514
Income before extraordinary items$1,350,0003,526
Extraordinary gains, net$035
Net income$1,350,0003,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,786
Cash dividends$615,0003,094
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,340,4003,514
1998-12-31 (YTD Data)Rank
Total interest income$6,059,0004,970
Total interest expense$3,000,0004,731
Net interest income$3,059,0005,066
Provision for loan and lease losses$62,0006,072
Total noninterest income$892,0003,338
Gross Fiduciary activities income$54,0001,101
Service charges on deposit accounts$332,0003,627
Trading account gains and fees$0224
Additional Noninterest Income$506,0002,959
Total noninterest expense$2,294,0005,075
Salaries and employee benefits$1,324,0004,689
Premises and equipment expense$375,0004,654
Additional noninterest expense$595,0005,783
Pre-tax net operating income$1,595,0003,995
Securities gains (losses)$04,449
Applicable income taxes$498,0003,845
Income before extraordinary items$1,097,0004,197
Extraordinary gains, net$032
Net income$1,097,0004,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0009,830
Cash dividends$1,025,0002,158
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,097,0004,108
1997-12-31 (YTD Data)Rank
Total interest income$5,542,0005,380
Total interest expense$2,675,0005,141
Net interest income$2,867,0005,488
Provision for loan and lease losses$132,0004,415
Total noninterest income$875,0003,360
Gross Fiduciary activities income$56,0001,155
Service charges on deposit accounts$320,0003,879
Trading account gains and fees$0239
Additional Noninterest Income$499,0002,827
Total noninterest expense$2,583,0004,662
Salaries and employee benefits$1,515,0004,221
Premises and equipment expense$412,0004,345
Additional noninterest expense$656,0005,472
Pre-tax net operating income$1,027,0005,751
Securities gains (losses)$-8,0009,909
Applicable income taxes$224,0006,578
Income before extraordinary items$795,0005,481
Extraordinary gains, net$044
Net income$795,0005,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0009,883
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$801,2405,408
1996-12-31 (YTD Data)Rank
Total interest income$7,138,0004,496
Total interest expense$3,194,0004,519
Net interest income$3,944,0004,383
Provision for loan and lease losses$35,0007,226
Total noninterest income$1,747,0002,047
Gross Fiduciary activities income$48,0001,244
Service charges on deposit accounts$417,0003,226
Trading account gains and fees$0262
Additional Noninterest Income$1,282,0001,526
Total noninterest expense$3,382,0003,907
Salaries and employee benefits$2,037,0003,283
Premises and equipment expense$473,0003,949
Additional noninterest expense$872,0004,866
Pre-tax net operating income$2,274,0003,064
Securities gains (losses)$-37,00010,927
Applicable income taxes$763,0002,972
Income before extraordinary items$1,474,0003,237
Extraordinary gains, net$053
Net income$1,474,0003,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,597
Cash dividends$1,075,0002,028
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,498,4203,154
1995-12-31 (YTD Data)Rank
Total interest income$7,883,0004,064
Total interest expense$3,446,0004,214
Net interest income$4,437,0003,958
Provision for loan and lease losses$87,0004,922
Total noninterest income$1,726,0002,062
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$552,0002,447
Trading account gains and feesNANA
Additional Noninterest Income$1,174,0001,622
Total noninterest expense$4,378,0003,062
Salaries and employee benefits$2,499,0002,673
Premises and equipment expense$684,0002,875
Additional noninterest expense$1,195,0003,754
Pre-tax net operating income$1,698,0004,034
Securities gains (losses)$03,831
Applicable income taxes$542,0003,951
Income before extraordinary items$1,156,0004,077
Extraordinary gains, net$065
Net income$1,156,0004,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,078
Cash dividends$690,0002,686
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,156,0004,059
1994-12-31 (YTD Data)Rank
Total interest income$6,857,0004,307
Total interest expense$2,694,0004,349
Net interest income$4,163,0004,230
Provision for loan and lease losses$09,146
Total noninterest income$1,592,0002,187
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$574,0002,369
Trading account gains and feesNANA
Additional Noninterest Income$1,018,0001,818
Total noninterest expense$4,416,0003,118
Salaries and employee benefits$2,377,0002,794
Premises and equipment expense$790,0002,554
Additional noninterest expense$1,249,0003,915
Pre-tax net operating income$1,339,0004,826
Securities gains (losses)$03,600
Applicable income taxes$337,0005,424
Income before extraordinary items$1,002,0004,541
Extraordinary gains, net$0249
Net income$1,002,0004,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,00011,382
Cash dividends$705,0002,509
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,002,0004,581
1993-12-31 (YTD Data)Rank
Total interest income$6,863,0004,385
Total interest expense$2,908,0004,229
Net interest income$3,955,0004,452
Provision for loan and lease losses$010,371
Total noninterest income$1,553,0002,382
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$527,0002,642
Trading account gains and feesNANA
Additional Noninterest Income$1,026,0001,999
Total noninterest expense$4,121,0003,388
Salaries and employee benefits$2,180,0003,003
Premises and equipment expense$693,0002,910
Additional noninterest expense$1,248,0004,053
Pre-tax net operating income$1,387,0004,633
Securities gains (losses)$126,0002,189
Applicable income taxes$468,0004,428
Income before extraordinary items$1,045,0004,533
Extraordinary gains, net$03,149
Net income$1,045,0004,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0004,432
Cash dividends$150,0006,064
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$958,0604,614
1992-12-31 (YTD Data)Rank
Total interest income$6,750,0004,979
Total interest expense$2,970,0005,207
Net interest income$3,780,0004,686
Provision for loan and lease losses$35,0009,755
Total noninterest income$1,083,0003,103
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$509,0002,727
Trading account gains and feesNANA
Additional Noninterest Income$574,0002,912
Total noninterest expense$3,052,0004,454
Salaries and employee benefits$1,706,0003,755
Premises and equipment expense$465,0004,231
Additional noninterest expense$881,0005,624
Pre-tax net operating income$1,776,0003,481
Securities gains (losses)$237,0001,789
Applicable income taxes$679,0003,071
Income before extraordinary items$1,334,0003,440
Extraordinary gains, net$01,422
Net income$1,334,0003,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$75,0007,103
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,177,5803,588

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.