Home > Peoples Bank > Net charge- offs to loans
Peoples Bank, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 3,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 1,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1524% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 5,084 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0346% | 3,902 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0426% | 5,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 4,130 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1600% | 5,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1600% | 5,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 2,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0391% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2097% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0487% | 5,149 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0311% | 3,897 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0496% | 5,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 4,013 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0687% | 4,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0693% | 4,907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1021% | 746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3643% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,790 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0237% | 3,867 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 3,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1931% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2243% | 338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7634% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 4,746 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0478% | 4,043 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 4,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 4,052 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5970% | 5,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5970% | 5,436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1291% | 5,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1256% | 5,583 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 4,606 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4299% | 5,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0262% | 5,182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0321% | 4,039 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0259% | 5,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1661% | 5,185 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1723% | 5,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1723% | 5,358 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1452% | 5,683 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1585% | 5,679 |
| Percentage Net Loans Charged-off:Construction & development | -0.0333% | 4,740 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5721% | 5,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0271% | 5,178 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0282% | 4,039 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 5,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 4,463 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1121% | 5,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1121% | 5,178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2167% | 5,824 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2372% | 5,818 |
| Percentage Net Loans Charged-off:Construction & development | -0.0493% | 4,888 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8677% | 5,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0340% | 5,300 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0206% | 4,033 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0346% | 5,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0275% | 4,481 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1641% | 5,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1641% | 5,261 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4134% | 5,971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4586% | 5,973 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 4,815 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3781% | 5,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1713% | 5,784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0396% | 4,132 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1784% | 5,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 4,289 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3200% | 5,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3200% | 5,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 3,543 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 5,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.0229% | 4,778 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0779% | 5,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 2,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0905% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 2,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4482% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1513% | 2,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1513% | 2,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 3,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0210% | 5,255 |
| Percentage Net Loans Charged-off:Construction & development | -0.0259% | 4,886 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1410% | 5,803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 2,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1421% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 2,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6052% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2515% | 2,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2515% | 2,087 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0308% | 5,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0315% | 5,431 |
| Percentage Net Loans Charged-off:Construction & development | -0.0270% | 4,955 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2107% | 5,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 2,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2287% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 2,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 4,367 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2294% | 5,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2294% | 5,555 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0327% | 5,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 5,324 |
| Percentage Net Loans Charged-off:Construction & development | -0.0294% | 5,067 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1374% | 5,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5210% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1312% | 5,327 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3023% | 5,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3023% | 5,609 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1661% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1681% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.8643% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2609% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 2,955 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1074% | 4,594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0568% | 2,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1588% | 1,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1491% | 3,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1491% | 2,972 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2109% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2117% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.9693% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3545% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 2,472 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0773% | 4,581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 2,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2105% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2471% | 2,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2471% | 2,282 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2464% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2531% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | 1.0652% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5586% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 2,598 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 4,475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 2,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1896% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3650% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3650% | 1,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1929% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1655% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | 2.0510% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 5,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 5,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3778% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8970% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8970% | 881 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1844% | 2,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1854% | 2,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.1120% | 1,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3070% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1034% | 2,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5923% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 3,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0439% | 2,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3707% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3707% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1943% | 2,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2029% | 2,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.1551% | 1,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4321% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1431% | 2,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9525% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1022% | 2,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0580% | 2,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4835% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4835% | 607 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2068% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2061% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.2409% | 1,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1926% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2396% | 1,837 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7234% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1650% | 2,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0865% | 2,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4131% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4131% | 353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 2,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2068% | 1,765 |
| Percentage Net Loans Charged-off:Construction & development | -0.0339% | 5,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3879% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2007% | 1,681 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1287% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1535% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8527% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8527% | 160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6686% | 1,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5223% | 1,900 |
| Percentage Net Loans Charged-off:Construction & development | 4.2230% | 654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2050% | 2,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2661% | 2,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7277% | 824 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2434% | 2,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1458% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8838% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6870% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 5.5169% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2785% | 1,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3374% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5631% | 877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3261% | 2,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8949% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9917% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6664% | 1,484 |
| Percentage Net Loans Charged-off:Construction & development | 5.7237% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1814% | 1,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3044% | 2,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2936% | 1,014 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3049% | 2,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3566% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0792% | 6,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7170% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7170% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 5.0497% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0439% | 1,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4896% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5455% | 5,248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5397% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8218% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1694% | 6,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0685% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0583% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 3.2271% | 1,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5407% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6150% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6249% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5348% | 2,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2722% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4494% | 2,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4324% | 2,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0933% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0271% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | 1.5894% | 1,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6083% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7690% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8072% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6672% | 1,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7269% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7467% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7135% | 1,736 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0622% | 6,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1546% | 1,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0166% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 6,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2763% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6746% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6596% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4366% | 1,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2895% | 915 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1031% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0394% | 1,164 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6993% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4006% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7643% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4981% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4698% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5017% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0588% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5650% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4358% | 776 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8353% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9367% | 2,009 |
| Percentage Net Loans Charged-off:Construction & development | 1.9817% | 2,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6734% | 1,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4026% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9321% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5737% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6989% | 1,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2120% | 3,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5125% | 3,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5252% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5210% | 2,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.8420% | 2,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 3,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5271% | 680 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8195% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8969% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5115% | 1,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5312% | 2,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0567% | 1,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6418% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6194% | 2,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.9150% | 2,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3014% | 1,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7824% | 505 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7954% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4020% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5281% | 1,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7847% | 2,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0034% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6490% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5659% | 1,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.6541% | 1,623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6031% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6613% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3896% | 772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7146% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2199% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2041% | 3,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6731% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7422% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 4.1633% | 1,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4677% | 1,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7488% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1992% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9254% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5029% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2535% | 4,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8640% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9165% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 4.9337% | 991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3378% | 1,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6850% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3545% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7740% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8116% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2716% | 4,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2936% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4865% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 6.0961% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4220% | 1,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1935% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | 7.8809% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7595% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5759% | 1,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0881% | 4,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6005% | 1,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7404% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 2.4848% | 864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1181% | 2,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1484% | 1,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0314% | 6,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0861% | 4,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3150% | 3,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3514% | 2,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.5874% | 1,918 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0853% | 1,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3371% | 400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5057% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7208% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4447% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1630% | 3,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0825% | 5,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2422% | 2,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2478% | 1,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0823% | 2,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1117% | 1,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4401% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5953% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9976% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4819% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2406% | 2,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1097% | 4,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 2,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2167% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0462% | 1,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2833% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6615% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2321% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2928% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3687% | 1,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2042% | 4,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2190% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1839% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2877% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4081% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5060% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4029% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4935% | 2,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1614% | 3,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2385% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 7,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1949% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7250% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7945% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0581% | 2,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1802% | 7,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0634% | 5,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9655% | 7,421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 5,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 1,983 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 7,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1113% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0523% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0634% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1822% | 7,606 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0569% | 7,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2841% | 7,438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 5,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 2,065 |
| Percentage Net Loans Charged-off:Construction & development | -0.0066% | 7,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0616% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1123% | 2,128 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3446% | 7,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.9491% | 7,464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 3,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 7,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0431% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1960% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2561% | 7,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1362% | 7,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 5,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 2,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0623% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0456% | 8,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1151% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1328% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1118% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 6,950 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0195% | 7,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1950% | 7,330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 7,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 2,785 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 7,686 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0588% | 8,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1500% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1749% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1454% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 6,721 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2561% | 7,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2059% | 7,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 3,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0926% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 7,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4101% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2575% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4401% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0673% | 7,199 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3859% | 8,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1770% | 7,297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 6,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 7,658 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 8,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0880% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5341% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0367% | 6,933 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3829% | 7,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1197% | 7,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2125% | 2,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1852% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0602% | 473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3225% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0902% | 1,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1930% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0727% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3507% | 2,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6648% | 2,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1310% | 7,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2262% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2448% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0641% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4442% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1016% | 1,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2589% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1308% | 2,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1724% | 4,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0893% | 7,297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3302% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3362% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6785% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2216% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3813% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0316% | 5,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1453% | 7,340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 4,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 1,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1168% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4485% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0633% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 1,853 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3070% | 7,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1608% | 7,376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4059% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3394% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 0.6583% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3878% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 3,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 2,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8533% | 1,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3521% | 4,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2780% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5125% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4571% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.8873% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5260% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 2,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8975% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3861% | 3,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4191% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5722% | 798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6976% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 1.4123% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7915% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 2,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 1,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1558% | 7,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2962% | 4,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5553% | 611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5342% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6479% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 2.9566% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0741% | 7,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1466% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1465% | 4,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 2,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0562% | 8,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2708% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2944% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7921% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1357% | 6,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1101% | 7,573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1131% | 4,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0753% | 8,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3266% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3519% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5183% | 2,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0810% | 6,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1290% | 7,614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 3,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1122% | 8,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2906% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3101% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7735% | 1,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1393% | 5,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4784% | 7,846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0712% | 8,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2617% | 8,178 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1176% | 8,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0354% | 7,902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6138% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6480% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0518% | 733 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3855% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 2,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0472% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1647% | 3,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6972% | 3,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3243% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4090% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 1,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.8110% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 8,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 8,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4542% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0556% | 8,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0207% | 7,726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 6,439 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0553% | 5,904 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0395% | 9,642 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0190% | 9,779 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 8,046 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2666% | 3,116 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0462% | 10,859 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2064% | 5,308 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 11,110 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |