Home > Peoples Bank > Income and Expense
Peoples Bank, Income and Expense
2003-12-31 (YTD Data) | Rank | |
Total interest income | $4,198,000 | 5,470 |
Total interest expense | $2,170,000 | 3,762 |
Net interest income | $2,028,000 | 6,556 |
Provision for loan and lease losses | $1,200,000 | 979 |
Total noninterest income | $821,000 | 4,179 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $451,000 | 3,369 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $370,000 | 4,117 |
Total noninterest expense | $2,852,000 | 4,770 |
Salaries and employee benefits | $1,239,000 | 5,522 |
Premises and equipment expense | $381,000 | 4,910 |
Additional noninterest expense | $1,232,000 | 3,654 |
Pre-tax net operating income | $-1,203,000 | 9,010 |
Securities gains (losses) | $158,000 | 1,518 |
Applicable income taxes | $-371,000 | 9,071 |
Income before extraordinary items | $-674,000 | 8,960 |
Extraordinary gains, net | $0 | 54 |
Net income | $-674,000 | 8,959 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,395,000 | 488 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $-775,120 | 8,935 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $3,117,000 | 5,565 |
Total interest expense | $1,698,000 | 3,738 |
Net interest income | $1,419,000 | 6,796 |
Provision for loan and lease losses | $1,200,000 | 763 |
Total noninterest income | $553,000 | 4,452 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $343,000 | 3,338 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $210,000 | 4,699 |
Total noninterest expense | $2,209,000 | 4,640 |
Salaries and employee benefits | $960,000 | 5,389 |
Premises and equipment expense | $280,000 | 4,953 |
Additional noninterest expense | $969,000 | 3,482 |
Pre-tax net operating income | $-1,437,000 | 9,125 |
Securities gains (losses) | $159,000 | 1,377 |
Applicable income taxes | $-463,000 | 9,167 |
Income before extraordinary items | $-815,000 | 9,101 |
Extraordinary gains, net | $0 | 40 |
Net income | $-815,000 | 9,099 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,323,000 | 387 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $-916,760 | 9,073 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,074,000 | 5,617 |
Total interest expense | $1,201,000 | 3,663 |
Net interest income | $873,000 | 7,048 |
Provision for loan and lease losses | $1,200,000 | 559 |
Total noninterest income | $368,000 | 4,447 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $226,000 | 3,314 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $142,000 | 4,662 |
Total noninterest expense | $1,498,000 | 4,595 |
Salaries and employee benefits | $650,000 | 5,357 |
Premises and equipment expense | $186,000 | 4,936 |
Additional noninterest expense | $662,000 | 3,397 |
Pre-tax net operating income | $-1,457,000 | 9,199 |
Securities gains (losses) | $155,000 | 1,207 |
Applicable income taxes | $-454,000 | 9,216 |
Income before extraordinary items | $-848,000 | 9,190 |
Extraordinary gains, net | $0 | 30 |
Net income | $-848,000 | 9,189 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,124,000 | 317 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $-948,750 | 9,156 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,043,000 | 5,628 |
Total interest expense | $639,000 | 3,565 |
Net interest income | $404,000 | 7,266 |
Provision for loan and lease losses | $800,000 | 445 |
Total noninterest income | $140,000 | 5,063 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $109,000 | 3,332 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $31,000 | 6,166 |
Total noninterest expense | $741,000 | 4,614 |
Salaries and employee benefits | $288,000 | 5,757 |
Premises and equipment expense | $94,000 | 4,897 |
Additional noninterest expense | $359,000 | 3,128 |
Pre-tax net operating income | $-997,000 | 9,261 |
Securities gains (losses) | $59,000 | 1,296 |
Applicable income taxes | $-327,000 | 9,274 |
Income before extraordinary items | $-611,000 | 9,262 |
Extraordinary gains, net | $0 | 21 |
Net income | $-611,000 | 9,259 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $323,000 | 667 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $-649,350 | 9,233 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $5,737,000 | 4,696 |
Total interest expense | $3,254,000 | 3,302 |
Net interest income | $2,483,000 | 5,936 |
Provision for loan and lease losses | $4,437,000 | 422 |
Total noninterest income | $1,009,000 | 3,466 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $469,000 | 3,137 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $540,000 | 3,149 |
Total noninterest expense | $3,004,000 | 4,454 |
Salaries and employee benefits | $1,169,000 | 5,575 |
Premises and equipment expense | $431,000 | 4,390 |
Additional noninterest expense | $1,404,000 | 3,121 |
Pre-tax net operating income | $-3,949,000 | 9,305 |
Securities gains (losses) | $77,000 | 2,005 |
Applicable income taxes | $-1,393,000 | 9,307 |
Income before extraordinary items | $-2,479,000 | 9,296 |
Extraordinary gains, net | $0 | 70 |
Net income | $-2,479,000 | 9,294 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,205,000 | 359 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $-2,528,280 | 9,276 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $9,288,000 | 3,532 |
Total interest expense | $5,772,000 | 2,766 |
Net interest income | $3,516,000 | 4,542 |
Provision for loan and lease losses | $3,028,000 | 506 |
Total noninterest income | $450,000 | 5,365 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $400,000 | 3,403 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $50,000 | 7,689 |
Total noninterest expense | $2,926,000 | 4,420 |
Salaries and employee benefits | $1,231,000 | 5,220 |
Premises and equipment expense | $139,000 | 7,706 |
Additional noninterest expense | $1,556,000 | 2,779 |
Pre-tax net operating income | $-1,988,000 | 9,487 |
Securities gains (losses) | $43,000 | 2,496 |
Applicable income taxes | $-743,000 | 9,531 |
Income before extraordinary items | $-1,202,000 | 9,456 |
Extraordinary gains, net | $0 | 105 |
Net income | $-1,202,000 | 9,457 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,262,000 | 524 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $-1,229,520 | 9,429 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $10,492,000 | 3,267 |
Total interest expense | $6,396,000 | 2,607 |
Net interest income | $4,096,000 | 4,103 |
Provision for loan and lease losses | $4,665,000 | 336 |
Total noninterest income | $1,053,000 | 3,025 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $455,000 | 2,938 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $598,000 | 2,635 |
Total noninterest expense | $2,336,000 | 5,098 |
Salaries and employee benefits | $1,077,000 | 5,634 |
Premises and equipment expense | $136,000 | 7,816 |
Additional noninterest expense | $1,123,000 | 3,640 |
Pre-tax net operating income | $-1,852,000 | 9,815 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $-704,000 | 9,816 |
Income before extraordinary items | $-1,148,000 | 9,755 |
Extraordinary gains, net | $0 | 38 |
Net income | $-1,148,000 | 9,754 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,987,000 | 312 |
Cash dividends | $691,000 | 2,955 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $-1,148,000 | 9,760 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $9,313,000 | 3,434 |
Total interest expense | $4,848,000 | 3,015 |
Net interest income | $4,465,000 | 3,809 |
Provision for loan and lease losses | $403,000 | 2,090 |
Total noninterest income | $806,000 | 3,601 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $429,000 | 3,033 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $377,000 | 3,553 |
Total noninterest expense | $2,140,000 | 5,414 |
Salaries and employee benefits | $906,000 | 6,276 |
Premises and equipment expense | $94,000 | 8,748 |
Additional noninterest expense | $1,140,000 | 3,603 |
Pre-tax net operating income | $2,728,000 | 2,608 |
Securities gains (losses) | $2,000 | 2,566 |
Applicable income taxes | $1,059,000 | 2,127 |
Income before extraordinary items | $1,671,000 | 2,973 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,671,000 | 2,974 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $367,000 | 1,556 |
Cash dividends | $1,956,000 | 1,406 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,669,720 | 2,944 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $8,399,000 | 3,763 |
Total interest expense | $4,533,000 | 3,273 |
Net interest income | $3,866,000 | 4,241 |
Provision for loan and lease losses | $587,000 | 1,530 |
Total noninterest income | $2,432,000 | 1,574 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $408,000 | 3,085 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,024,000 | 1,150 |
Total noninterest expense | $1,879,000 | 5,824 |
Salaries and employee benefits | $730,000 | 7,023 |
Premises and equipment expense | $100,000 | 8,699 |
Additional noninterest expense | $1,049,000 | 3,792 |
Pre-tax net operating income | $3,832,000 | 1,903 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $1,075,000 | 2,179 |
Income before extraordinary items | $2,757,000 | 1,896 |
Extraordinary gains, net | $0 | 32 |
Net income | $2,757,000 | 1,896 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $166,000 | 2,751 |
Cash dividends | $512,000 | 3,449 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $2,757,000 | 1,825 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $6,522,000 | 4,760 |
Total interest expense | $3,453,000 | 4,184 |
Net interest income | $3,069,000 | 5,210 |
Provision for loan and lease losses | $318,000 | 2,480 |
Total noninterest income | $1,102,000 | 2,818 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $322,000 | 3,864 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $780,000 | 2,066 |
Total noninterest expense | $1,713,000 | 6,257 |
Salaries and employee benefits | $599,000 | 7,923 |
Premises and equipment expense | $79,000 | 9,459 |
Additional noninterest expense | $1,035,000 | 3,777 |
Pre-tax net operating income | $2,140,000 | 3,326 |
Securities gains (losses) | $-12,000 | 10,127 |
Applicable income taxes | $803,000 | 2,919 |
Income before extraordinary items | $1,325,000 | 3,739 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,325,000 | 3,738 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $307,000 | 1,932 |
Cash dividends | $300,000 | 4,516 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,332,680 | 3,638 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,408,000 | 6,480 |
Total interest expense | $2,226,000 | 5,999 |
Net interest income | $2,182,000 | 6,798 |
Provision for loan and lease losses | $186,000 | 3,572 |
Total noninterest income | $1,190,000 | 2,698 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $191,000 | 5,711 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $999,000 | 1,823 |
Total noninterest expense | $1,649,000 | 6,707 |
Salaries and employee benefits | $473,000 | 9,081 |
Premises and equipment expense | $55,000 | 10,490 |
Additional noninterest expense | $1,121,000 | 4,000 |
Pre-tax net operating income | $1,537,000 | 4,249 |
Securities gains (losses) | $-95,000 | 11,188 |
Applicable income taxes | $340,000 | 5,426 |
Income before extraordinary items | $1,102,000 | 4,143 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,102,000 | 4,144 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 6,379 |
Cash dividends | $250,000 | 4,932 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,174,200 | 3,895 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,304,000 | 7,801 |
Total interest expense | $1,738,000 | 7,049 |
Net interest income | $1,566,000 | 8,351 |
Provision for loan and lease losses | $172,000 | 3,375 |
Total noninterest income | $990,000 | 3,127 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $150,000 | 6,661 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $840,000 | 2,031 |
Total noninterest expense | $1,485,000 | 7,323 |
Salaries and employee benefits | $503,000 | 9,091 |
Premises and equipment expense | $63,000 | 10,685 |
Additional noninterest expense | $919,000 | 4,687 |
Pre-tax net operating income | $899,000 | 6,422 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $297,000 | 6,032 |
Income before extraordinary items | $602,000 | 6,602 |
Extraordinary gains, net | $0 | 65 |
Net income | $602,000 | 6,600 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 6,055 |
Cash dividends | $201,000 | 5,438 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $602,000 | 6,592 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,325,000 | 9,211 |
Total interest expense | $997,000 | 8,709 |
Net interest income | $1,328,000 | 9,371 |
Provision for loan and lease losses | $165,000 | 3,404 |
Total noninterest income | $1,208,000 | 2,724 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $32,000 | 10,262 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,176,000 | 1,650 |
Total noninterest expense | $1,329,000 | 8,144 |
Salaries and employee benefits | $469,000 | 9,664 |
Premises and equipment expense | $57,000 | 11,399 |
Additional noninterest expense | $803,000 | 5,695 |
Pre-tax net operating income | $1,042,000 | 5,788 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $252,000 | 6,503 |
Income before extraordinary items | $790,000 | 5,410 |
Extraordinary gains, net | $0 | 249 |
Net income | $790,000 | 5,425 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $89,000 | 3,935 |
Cash dividends | $833,000 | 2,209 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $790,000 | 5,475 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,743,000 | 10,719 |
Total interest expense | $794,000 | 10,077 |
Net interest income | $949,000 | 10,961 |
Provision for loan and lease losses | $47,000 | 7,653 |
Total noninterest income | $888,000 | 3,671 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $22,000 | 10,960 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $866,000 | 2,260 |
Total noninterest expense | $1,169,000 | 9,016 |
Salaries and employee benefits | $474,000 | 9,914 |
Premises and equipment expense | $54,000 | 12,082 |
Additional noninterest expense | $641,000 | 7,003 |
Pre-tax net operating income | $621,000 | 7,806 |
Securities gains (losses) | $13,000 | 5,183 |
Applicable income taxes | $216,000 | 7,326 |
Income before extraordinary items | $418,000 | 8,256 |
Extraordinary gains, net | $203,000 | 1,003 |
Net income | $621,000 | 6,783 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 7,435 |
Cash dividends | $130,000 | 6,378 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $409,420 | 8,059 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,530,000 | 11,888 |
Total interest expense | $968,000 | 10,540 |
Net interest income | $562,000 | 12,872 |
Provision for loan and lease losses | $57,000 | 8,768 |
Total noninterest income | $3,045,000 | 1,420 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $14,000 | 11,513 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $3,031,000 | 947 |
Total noninterest expense | $1,101,000 | 9,506 |
Salaries and employee benefits | $400,000 | 10,864 |
Premises and equipment expense | $59,000 | 12,326 |
Additional noninterest expense | $642,000 | 7,158 |
Pre-tax net operating income | $2,449,000 | 2,542 |
Securities gains (losses) | $3,000 | 7,429 |
Applicable income taxes | $834,000 | 2,500 |
Income before extraordinary items | $1,618,000 | 2,837 |
Extraordinary gains, net | $834,000 | 137 |
Net income | $2,452,000 | 1,875 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 10,870 |
Cash dividends | $1,205,000 | 1,317 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,616,020 | 2,629 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.