Home > Peoples Bank > Net charge- offs to loans

Peoples Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0024%2,712
Percentage Net Loans Charged-off: Total real estate loans-0.0050%3,755
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0335%4,297
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0376%4,326
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,668
Percentage Net Loans Charged-off: Loans to individuals1.4024%517
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual1.5360%379
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0099%2,032
Percentage Net Loans Charged-off: Total real estate loans-0.0050%3,770
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0342%4,313
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0385%4,359
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,370
Percentage Net Loans Charged-off: Loans to individuals2.7941%202
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual2.9687%181
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0014%3,489
Percentage Net Loans Charged-off: Total real estate loans-0.0060%3,885
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0410%4,383
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0463%4,367
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,179
Percentage Net Loans Charged-off: Loans to individuals0.7831%721
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.9136%620
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0014%1,992
Percentage Net Loans Charged-off: Total real estate loans-0.0070%3,996
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0481%4,453
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0543%4,478
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals1.2395%474
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual1.4874%360
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0016%3,407
Percentage Net Loans Charged-off: Total real estate loans0.0064%809
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0414%351
Percentage Net Loans Charged-off: Home equity loans-0.2133%4,622
All other 1-4 family - Percent of loans charged-off, net0.0759%233
Percentage Net Loans Charged-off: Commercial and industrial-0.1614%4,322
Percentage Net Loans Charged-off: Loans to individuals0.5451%944
Percentage Net Loans Charged-off: Credit card loans4.5300%60
Percentage Net Loans Charged-off: Other loans to individual0.1206%1,954
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0135%1,617
Percentage Net Loans Charged-off: Total real estate loans0.0115%567
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0738%210
Percentage Net Loans Charged-off: Home equity loans-0.2911%4,669
All other 1-4 family - Percent of loans charged-off, net0.1232%146
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,111
Percentage Net Loans Charged-off: Loans to individuals0.7703%646
Percentage Net Loans Charged-off: Credit card loans6.6439%39
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,351
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0199%1,337
Percentage Net Loans Charged-off: Total real estate loans0.0229%391
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.1447%131
Percentage Net Loans Charged-off: Home equity loans-0.4367%3,521
All other 1-4 family - Percent of loans charged-off, net0.2243%90
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals0.3955%1,037
Percentage Net Loans Charged-off: Credit card loans7.4745%39
Percentage Net Loans Charged-off: Other loans to individual-0.8100%4,494
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0199%3,911
Percentage Net Loans Charged-off: Total real estate loans0.0000%527
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans-0.8965%3,553
All other 1-4 family - Percent of loans charged-off, net0.1189%116
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals-1.8169%4,600
Percentage Net Loans Charged-off: Credit card loans0.0000%325
Percentage Net Loans Charged-off: Other loans to individual-2.2727%4,582
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0531%1,264
Percentage Net Loans Charged-off: Total real estate loans0.1219%315
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0414%4,401
Percentage Net Loans Charged-off: Multi-family residential1.3303%17
Percentage Net Loans Charged-off: 1-4 family residential-0.0227%3,970
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0257%4,051
Percentage Net Loans Charged-off: Commercial and industrial-0.4049%4,496
Percentage Net Loans Charged-off: Loans to individuals-0.1157%4,247
Percentage Net Loans Charged-off: Credit card loans0.2147%450
Percentage Net Loans Charged-off: Other loans to individual-0.1880%4,317
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0805%865
Percentage Net Loans Charged-off: Total real estate loans0.1668%213
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0561%4,510
Percentage Net Loans Charged-off: Multi-family residential1.7758%12
Percentage Net Loans Charged-off: 1-4 family residential-0.0184%3,960
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0208%4,054
Percentage Net Loans Charged-off: Commercial and industrial-0.4632%4,579
Percentage Net Loans Charged-off: Loans to individuals-0.1486%4,276
Percentage Net Loans Charged-off: Credit card loans0.5650%366
Percentage Net Loans Charged-off: Other loans to individual-0.3004%4,441
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1496%4,730
Percentage Net Loans Charged-off: Total real estate loans-0.0375%4,401
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0860%4,634
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0216%4,108
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0244%4,167
Percentage Net Loans Charged-off: Commercial and industrial-0.9550%4,723
Percentage Net Loans Charged-off: Loans to individuals-0.1435%4,179
Percentage Net Loans Charged-off: Credit card loans0.0000%423
Percentage Net Loans Charged-off: Other loans to individual-0.1718%4,199
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0772%4,554
Percentage Net Loans Charged-off: Total real estate loans-0.0732%4,655
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.1722%4,757
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0315%4,325
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0355%4,364
Percentage Net Loans Charged-off: Commercial and industrial-0.0811%4,317
Percentage Net Loans Charged-off: Loans to individuals-0.2678%4,321
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual-0.3165%4,342
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2426%715
Percentage Net Loans Charged-off: Total real estate loans0.2077%309
Percentage Net Loans Charged-off:Construction & development-0.0163%4,193
Percentage Net Loans Charged-off: Commercial real estate0.4997%220
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1429%374
Percentage Net Loans Charged-off: Home equity loans-0.0911%3,592
All other 1-4 family - Percent of loans charged-off, net0.1712%298
Percentage Net Loans Charged-off: Commercial and industrial0.4536%735
Percentage Net Loans Charged-off: Loans to individuals0.1108%2,427
Percentage Net Loans Charged-off: Credit card loans0.7527%448
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0679%1,643
Percentage Net Loans Charged-off: Total real estate loans0.0946%557
Percentage Net Loans Charged-off:Construction & development-0.0137%4,220
Percentage Net Loans Charged-off: Commercial real estate0.1433%381
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.2056%228
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.2297%194
Percentage Net Loans Charged-off: Commercial and industrial-0.1152%4,496
Percentage Net Loans Charged-off: Loans to individuals-0.2189%4,606
Percentage Net Loans Charged-off: Credit card loans0.9728%383
Percentage Net Loans Charged-off: Other loans to individual-0.4292%4,704
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0060%4,064
Percentage Net Loans Charged-off: Total real estate loans-0.0068%4,089
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0283%4,429
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0314%4,475
Percentage Net Loans Charged-off: Commercial and industrial-0.1922%4,593
Percentage Net Loans Charged-off: Loans to individuals-0.2738%4,660
Percentage Net Loans Charged-off: Credit card loans1.4176%350
Percentage Net Loans Charged-off: Other loans to individual-0.5829%4,771
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0683%4,724
Percentage Net Loans Charged-off: Total real estate loans-0.0136%4,347
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0538%4,652
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0592%4,679
Percentage Net Loans Charged-off: Commercial and industrial-0.4871%4,739
Percentage Net Loans Charged-off: Loans to individuals-0.7654%4,861
Percentage Net Loans Charged-off: Credit card loans3.3898%164
Percentage Net Loans Charged-off: Other loans to individual-1.5645%4,889
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0018%4,215
Percentage Net Loans Charged-off: Total real estate loans-0.0006%3,779
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%3,965
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0021%4,007
Percentage Net Loans Charged-off: Commercial and industrial-0.1941%4,673
Percentage Net Loans Charged-off: Loans to individuals0.4001%1,802
Percentage Net Loans Charged-off: Credit card loans0.4806%550
Percentage Net Loans Charged-off: Other loans to individual0.3863%1,722
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0244%4,640
Percentage Net Loans Charged-off: Total real estate loans-0.0008%3,717
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%3,976
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0028%4,011
Percentage Net Loans Charged-off: Commercial and industrial-0.2665%4,788
Percentage Net Loans Charged-off: Loans to individuals-0.1527%4,764
Percentage Net Loans Charged-off: Credit card loans-0.6380%949
Percentage Net Loans Charged-off: Other loans to individual-0.0714%4,564
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0251%4,627
Percentage Net Loans Charged-off: Total real estate loans-0.0012%3,767
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%4,019
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0040%4,064
Percentage Net Loans Charged-off: Commercial and industrial-0.3361%4,860
Percentage Net Loans Charged-off: Loans to individuals-0.0448%4,468
Percentage Net Loans Charged-off: Credit card loans-0.3155%918
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,712
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0338%4,692
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,244
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial-0.4827%4,968
Percentage Net Loans Charged-off: Loans to individuals-0.0893%4,537
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual-0.1037%4,542
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0462%4,950
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,932
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%4,211
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net-0.0036%4,260
Percentage Net Loans Charged-off: Commercial and industrial-0.7404%5,106
Percentage Net Loans Charged-off: Loans to individuals0.0187%3,336
Percentage Net Loans Charged-off: Credit card loans0.0000%619
Percentage Net Loans Charged-off: Other loans to individual0.0213%3,231
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0071%4,308
Percentage Net Loans Charged-off: Total real estate loans-0.0058%4,155
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0175%4,548
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0191%4,611
Percentage Net Loans Charged-off: Commercial and industrial0.0100%1,836
Percentage Net Loans Charged-off: Loans to individuals0.0966%2,706
Percentage Net Loans Charged-off: Credit card loans0.0000%577
Percentage Net Loans Charged-off: Other loans to individual0.1094%2,542
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0122%4,377
Percentage Net Loans Charged-off: Total real estate loans-0.0064%4,176
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0196%4,618
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0215%4,689
Percentage Net Loans Charged-off: Commercial and industrial-0.0585%4,477
Percentage Net Loans Charged-off: Loans to individuals0.0707%2,644
Percentage Net Loans Charged-off: Credit card loans0.0000%525
Percentage Net Loans Charged-off: Other loans to individual0.0799%2,489
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0288%4,719
Percentage Net Loans Charged-off: Total real estate loans-0.0190%4,705
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0589%5,067
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0649%5,114
Percentage Net Loans Charged-off: Commercial and industrial-0.1148%4,753
Percentage Net Loans Charged-off: Loans to individuals-0.0683%4,615
Percentage Net Loans Charged-off: Credit card loans0.0000%441
Percentage Net Loans Charged-off: Other loans to individual-0.0769%4,601
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,128
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,688
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,399
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0000%2,289
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,400
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,627
Percentage Net Loans Charged-off: Credit card loans0.0000%699
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,501
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2265%956
Percentage Net Loans Charged-off: Total real estate loans0.0211%1,778
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0602%1,276
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0661%1,187
Percentage Net Loans Charged-off: Commercial and industrial2.7340%188
Percentage Net Loans Charged-off: Loans to individuals0.6012%1,364
Percentage Net Loans Charged-off: Credit card loans0.8103%492
Percentage Net Loans Charged-off: Other loans to individual0.5782%1,290
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0490%2,240
Percentage Net Loans Charged-off: Total real estate loans0.0220%1,547
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0621%1,153
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0680%1,066
Percentage Net Loans Charged-off: Commercial and industrial0.3738%785
Percentage Net Loans Charged-off: Loans to individuals0.3824%1,779
Percentage Net Loans Charged-off: Credit card loans0.6132%491
Percentage Net Loans Charged-off: Other loans to individual0.3579%1,717
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0201%2,378
Percentage Net Loans Charged-off: Total real estate loans0.0047%1,460
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0131%1,235
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0144%1,134
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.8136%1,018
Percentage Net Loans Charged-off: Credit card loans1.2030%353
Percentage Net Loans Charged-off: Other loans to individual0.7720%943
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0660%2,752
Percentage Net Loans Charged-off: Total real estate loans0.0772%1,451
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.0165%5,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.2069%754
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.2280%701
Percentage Net Loans Charged-off: Commercial and industrial0.0483%2,119
Percentage Net Loans Charged-off: Loans to individuals0.4691%1,890
Percentage Net Loans Charged-off: Credit card loans0.0000%715
Percentage Net Loans Charged-off: Other loans to individual0.5126%1,656
Percentage Net Loans Charged-off: All other loans and lease-0.0298%5,108
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0293%3,075
Percentage Net Loans Charged-off: Total real estate loans0.0299%1,885
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0044%4,844
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0783%1,390
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0864%1,278
Percentage Net Loans Charged-off: Commercial and industrial0.0629%1,704
Percentage Net Loans Charged-off: Loans to individuals0.2896%2,174
Percentage Net Loans Charged-off: Credit card loans0.2044%645
Percentage Net Loans Charged-off: Other loans to individual0.2972%1,988
Percentage Net Loans Charged-off: All other loans and lease-0.0309%5,141
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0061%3,478
Percentage Net Loans Charged-off: Total real estate loans-0.0013%4,346
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%4,722
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net-0.0036%4,779
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals0.3817%1,773
Percentage Net Loans Charged-off: Credit card loans-0.3156%1,099
Percentage Net Loans Charged-off: Other loans to individual0.4428%1,494
Percentage Net Loans Charged-off: All other loans and lease-0.0298%5,173
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0053%2,929
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,777
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.3581%1,630
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.3897%1,423
Percentage Net Loans Charged-off: All other loans and lease-0.0340%5,217
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0982%2,437
Percentage Net Loans Charged-off: Total real estate loans0.0838%1,787
Percentage Net Loans Charged-off:Construction & development-0.0361%4,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.2356%935
Percentage Net Loans Charged-off: Home equity loans1.4786%84
All other 1-4 family - Percent of loans charged-off, net0.1003%1,726
Percentage Net Loans Charged-off: Commercial and industrial0.2706%1,378
Percentage Net Loans Charged-off: Loans to individuals0.7121%1,195
Percentage Net Loans Charged-off: Credit card loans6.6248%69
Percentage Net Loans Charged-off: Other loans to individual0.2184%2,455
Percentage Net Loans Charged-off: All other loans and lease-0.0318%5,236
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1342%1,791
Percentage Net Loans Charged-off: Total real estate loans0.1144%1,357
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.3203%633
Percentage Net Loans Charged-off: Home equity loans2.0215%56
All other 1-4 family - Percent of loans charged-off, net0.1347%1,303
Percentage Net Loans Charged-off: Commercial and industrial0.3452%999
Percentage Net Loans Charged-off: Loans to individuals0.9866%725
Percentage Net Loans Charged-off: Credit card loans8.4052%50
Percentage Net Loans Charged-off: Other loans to individual0.3757%1,669
Percentage Net Loans Charged-off: All other loans and lease-0.0339%5,307
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1784%1,386
Percentage Net Loans Charged-off: Total real estate loans0.1317%1,176
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.3770%555
Percentage Net Loans Charged-off: Home equity loans3.1244%29
All other 1-4 family - Percent of loans charged-off, net0.0792%1,618
Percentage Net Loans Charged-off: Commercial and industrial0.5262%706
Percentage Net Loans Charged-off: Loans to individuals1.4833%466
Percentage Net Loans Charged-off: Credit card loans12.6707%24
Percentage Net Loans Charged-off: Other loans to individual0.5749%1,112
Percentage Net Loans Charged-off: All other loans and lease-0.0332%5,338
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0736%1,973
Percentage Net Loans Charged-off: Total real estate loans0.0110%1,922
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0322%1,599
Percentage Net Loans Charged-off: Home equity loans0.3280%267
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial0.5031%537
Percentage Net Loans Charged-off: Loans to individuals0.9084%812
Percentage Net Loans Charged-off: Credit card loans3.0710%183
Percentage Net Loans Charged-off: Other loans to individual0.7357%885
Percentage Net Loans Charged-off: All other loans and lease-0.0384%5,381
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1273%2,754
Percentage Net Loans Charged-off: Total real estate loans0.0951%2,424
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0099%2,103
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2925%1,201
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.3291%1,041
Percentage Net Loans Charged-off: Commercial and industrial0.0121%2,673
Percentage Net Loans Charged-off: Loans to individuals-0.0449%5,479
Percentage Net Loans Charged-off: Credit card loans0.0000%778
Percentage Net Loans Charged-off: Other loans to individual-0.0487%5,421
Percentage Net Loans Charged-off: All other loans and lease0.3447%729
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1563%2,244
Percentage Net Loans Charged-off: Total real estate loans0.1280%1,885
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0133%1,758
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.4013%824
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.4533%689
Percentage Net Loans Charged-off: Commercial and industrial0.0166%2,283
Percentage Net Loans Charged-off: Loans to individuals-0.1215%5,664
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual-0.1319%5,625
Percentage Net Loans Charged-off: All other loans and lease0.3972%622
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2297%1,662
Percentage Net Loans Charged-off: Total real estate loans0.1731%1,502
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0201%1,451
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.5466%635
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.6186%546
Percentage Net Loans Charged-off: Commercial and industrial0.0399%1,842
Percentage Net Loans Charged-off: Loans to individuals-0.1878%5,773
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual-0.2037%5,745
Percentage Net Loans Charged-off: All other loans and lease0.6535%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3384%1,058
Percentage Net Loans Charged-off: Total real estate loans0.1546%1,372
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0408%913
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.4677%679
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.5306%597
Percentage Net Loans Charged-off: Commercial and industrial0.1515%980
Percentage Net Loans Charged-off: Loans to individuals-0.2569%5,824
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual-0.2788%5,806
Percentage Net Loans Charged-off: All other loans and lease1.3598%281
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1280%3,535
Percentage Net Loans Charged-off: Total real estate loans0.0055%4,457
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0940%2,105
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential-0.0393%6,288
Percentage Net Loans Charged-off: Home equity loans0.6622%549
All other 1-4 family - Percent of loans charged-off, net-0.1371%6,470
Percentage Net Loans Charged-off: Commercial and industrial0.7247%1,256
Percentage Net Loans Charged-off: Loans to individuals2.5801%343
Percentage Net Loans Charged-off: Credit card loans-1.1166%1,290
Percentage Net Loans Charged-off: Other loans to individual2.8908%273
Percentage Net Loans Charged-off: All other loans and lease-0.0514%5,708
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0753%3,869
Percentage Net Loans Charged-off: Total real estate loans-0.0428%6,294
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.1320%1,716
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential-0.2093%6,586
Percentage Net Loans Charged-off: Home equity loans-0.0270%4,711
All other 1-4 family - Percent of loans charged-off, net-0.2348%6,593
Percentage Net Loans Charged-off: Commercial and industrial-0.0779%5,529
Percentage Net Loans Charged-off: Loans to individuals3.5304%221
Percentage Net Loans Charged-off: Credit card loans-1.5211%1,300
Percentage Net Loans Charged-off: Other loans to individual3.9510%181
Percentage Net Loans Charged-off: All other loans and lease-0.0567%5,761
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0255%4,340
Percentage Net Loans Charged-off: Total real estate loans0.0756%2,952
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2363%1,850
Percentage Net Loans Charged-off: Home equity loans-0.0417%4,729
All other 1-4 family - Percent of loans charged-off, net0.2744%1,626
Percentage Net Loans Charged-off: Commercial and industrial-0.2754%6,053
Percentage Net Loans Charged-off: Loans to individuals-0.1770%5,934
Percentage Net Loans Charged-off: Credit card loans-2.3274%1,305
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,315
Percentage Net Loans Charged-off: All other loans and lease-0.0574%5,759
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0582%3,240
Percentage Net Loans Charged-off: Total real estate loans0.1538%1,976
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.4873%1,023
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.5534%884
Percentage Net Loans Charged-off: Commercial and industrial-0.4968%6,321
Percentage Net Loans Charged-off: Loans to individuals-0.5061%6,355
Percentage Net Loans Charged-off: Credit card loans-5.6075%1,319
Percentage Net Loans Charged-off: Other loans to individual-0.0784%5,535
Percentage Net Loans Charged-off: All other loans and lease-0.0663%5,819
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7647%1,532
Percentage Net Loans Charged-off: Total real estate loans0.7294%1,415
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate1.3746%652
Percentage Net Loans Charged-off: Multi-family residential1.9671%322
Percentage Net Loans Charged-off: 1-4 family residential0.9959%901
Percentage Net Loans Charged-off: Home equity loans4.0926%135
All other 1-4 family - Percent of loans charged-off, net0.5909%1,476
Percentage Net Loans Charged-off: Commercial and industrial2.4862%684
Percentage Net Loans Charged-off: Loans to individuals1.4483%924
Percentage Net Loans Charged-off: Credit card loans4.9738%141
Percentage Net Loans Charged-off: Other loans to individual1.1754%1,071
Percentage Net Loans Charged-off: All other loans and lease0.0420%1,433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9481%1,133
Percentage Net Loans Charged-off: Total real estate loans0.8809%1,120
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate1.5242%540
Percentage Net Loans Charged-off: Multi-family residential2.9346%230
Percentage Net Loans Charged-off: 1-4 family residential1.1936%715
Percentage Net Loans Charged-off: Home equity loans5.2738%104
All other 1-4 family - Percent of loans charged-off, net0.6584%1,323
Percentage Net Loans Charged-off: Commercial and industrial3.3388%468
Percentage Net Loans Charged-off: Loans to individuals1.6725%761
Percentage Net Loans Charged-off: Credit card loans3.9542%209
Percentage Net Loans Charged-off: Other loans to individual1.4994%766
Percentage Net Loans Charged-off: All other loans and lease0.0788%1,165
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9081%1,213
Percentage Net Loans Charged-off: Total real estate loans1.1348%850
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate2.4019%316
Percentage Net Loans Charged-off: Multi-family residential5.0935%144
Percentage Net Loans Charged-off: 1-4 family residential1.2193%719
Percentage Net Loans Charged-off: Home equity loans6.8230%75
All other 1-4 family - Percent of loans charged-off, net0.5021%1,596
Percentage Net Loans Charged-off: Commercial and industrial0.1421%2,368
Percentage Net Loans Charged-off: Loans to individuals2.9760%398
Percentage Net Loans Charged-off: Credit card loans5.9946%122
Percentage Net Loans Charged-off: Other loans to individual2.7487%410
Percentage Net Loans Charged-off: All other loans and lease-0.3068%6,313
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5234%1,781
Percentage Net Loans Charged-off: Total real estate loans0.6146%1,383
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential12.2269%67
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial-0.0407%5,598
Percentage Net Loans Charged-off: Loans to individuals2.2580%527
Percentage Net Loans Charged-off: Credit card loans2.1534%354
Percentage Net Loans Charged-off: Other loans to individual2.2658%473
Percentage Net Loans Charged-off: All other loans and lease-0.0484%6,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9218%1,881
Percentage Net Loans Charged-off: Total real estate loans0.5573%2,492
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate3.0285%304
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.2351%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.2628%3,015
Percentage Net Loans Charged-off: Commercial and industrial4.7525%459
Percentage Net Loans Charged-off: Loans to individuals0.5638%2,607
Percentage Net Loans Charged-off: Credit card loans1.3089%657
Percentage Net Loans Charged-off: Other loans to individual0.4643%2,638
Percentage Net Loans Charged-off: All other loans and lease1.0346%570
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9372%1,715
Percentage Net Loans Charged-off: Total real estate loans0.4454%2,586
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate2.3939%372
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.1764%3,267
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.1967%3,014
Percentage Net Loans Charged-off: Commercial and industrial5.6640%344
Percentage Net Loans Charged-off: Loans to individuals0.4105%2,863
Percentage Net Loans Charged-off: Credit card loans0.3459%854
Percentage Net Loans Charged-off: Other loans to individual0.3670%2,693
Percentage Net Loans Charged-off: All other loans and lease1.2371%475
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7476%2,006
Percentage Net Loans Charged-off: Total real estate loans0.3745%2,656
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate1.7100%611
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2255%2,783
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.2503%2,530
Percentage Net Loans Charged-off: Commercial and industrial6.1006%303
Percentage Net Loans Charged-off: Loans to individuals0.6257%2,110
Percentage Net Loans Charged-off: Credit card loans1.0499%628
Percentage Net Loans Charged-off: Other loans to individual0.5122%2,056
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5292%2,169
Percentage Net Loans Charged-off: Total real estate loans0.4124%2,090
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate1.6575%526
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2535%2,093
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.2814%1,887
Percentage Net Loans Charged-off: Commercial and industrial2.8013%649
Percentage Net Loans Charged-off: Loans to individuals0.5134%2,051
Percentage Net Loans Charged-off: Credit card loans-1.0499%1,412
Percentage Net Loans Charged-off: Other loans to individual0.4852%1,806
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0412%2,120
Percentage Net Loans Charged-off: Total real estate loans0.4341%3,193
Percentage Net Loans Charged-off:Construction & development0.0780%3,279
Percentage Net Loans Charged-off: Commercial real estate2.0813%600
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.2803%3,069
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.3096%2,841
Percentage Net Loans Charged-off: Commercial and industrial8.6889%266
Percentage Net Loans Charged-off: Loans to individuals0.9456%2,247
Percentage Net Loans Charged-off: Credit card loans3.7207%428
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1044%1,598
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0400%1,943
Percentage Net Loans Charged-off: Total real estate loans0.3845%3,071
Percentage Net Loans Charged-off:Construction & development0.1020%2,941
Percentage Net Loans Charged-off: Commercial real estate2.2218%517
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0760%3,955
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.0839%3,728
Percentage Net Loans Charged-off: Commercial and industrial8.9879%244
Percentage Net Loans Charged-off: Loans to individuals0.9116%2,165
Percentage Net Loans Charged-off: Credit card loans3.9034%403
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1030%1,436
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7167%2,427
Percentage Net Loans Charged-off: Total real estate loans0.0632%4,441
Percentage Net Loans Charged-off:Construction & development0.1515%2,528
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.1129%3,298
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.1243%3,070
Percentage Net Loans Charged-off: Commercial and industrial8.2193%308
Percentage Net Loans Charged-off: Loans to individuals0.6140%2,623
Percentage Net Loans Charged-off: Credit card loans0.5941%838
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1487%6,610
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4429%2,719
Percentage Net Loans Charged-off: Total real estate loans0.0391%3,765
Percentage Net Loans Charged-off:Construction & development0.3036%1,793
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial5.3874%488
Percentage Net Loans Charged-off: Loans to individuals0.4451%2,739
Percentage Net Loans Charged-off: Credit card loans-1.2480%1,509
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2917%6,702
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0023%2,408
Percentage Net Loans Charged-off: Total real estate loans0.8828%2,081
Percentage Net Loans Charged-off:Construction & development4.9172%1,254
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.5315%2,005
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.5800%1,807
Percentage Net Loans Charged-off: Commercial and industrial1.3130%2,507
Percentage Net Loans Charged-off: Loans to individuals0.6280%3,690
Percentage Net Loans Charged-off: Credit card loans3.7625%541
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4297%841
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8368%2,287
Percentage Net Loans Charged-off: Total real estate loans0.5266%2,373
Percentage Net Loans Charged-off:Construction & development2.6239%1,537
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4278%1,985
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.4659%1,793
Percentage Net Loans Charged-off: Commercial and industrial1.4248%1,939
Percentage Net Loans Charged-off: Loans to individuals0.5421%3,594
Percentage Net Loans Charged-off: Credit card loans5.4115%357
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9196%613
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2056%1,521
Percentage Net Loans Charged-off: Total real estate loans0.7087%1,750
Percentage Net Loans Charged-off:Construction & development3.2789%1,110
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.6587%1,308
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.7148%1,189
Percentage Net Loans Charged-off: Commercial and industrial2.2399%1,215
Percentage Net Loans Charged-off: Loans to individuals0.7716%2,780
Percentage Net Loans Charged-off: Credit card loans7.0352%266
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.8978%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3639%1,037
Percentage Net Loans Charged-off: Total real estate loans1.2837%857
Percentage Net Loans Charged-off:Construction & development5.5957%518
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential1.2604%617
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net1.3623%567
Percentage Net Loans Charged-off: Commercial and industrial4.2382%539
Percentage Net Loans Charged-off: Loans to individuals0.6294%2,674
Percentage Net Loans Charged-off: Credit card loans6.2500%291
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3865%815
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3782%2,945
Percentage Net Loans Charged-off: Total real estate loans0.2263%2,729
Percentage Net Loans Charged-off:Construction & development1.2545%1,419
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial1.9427%1,086
Percentage Net Loans Charged-off: Loans to individuals0.8485%2,641
Percentage Net Loans Charged-off: Credit card loans0.6775%1,067
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4509%1,864
Percentage Net Loans Charged-off: Total real estate loans0.2875%1,731
Percentage Net Loans Charged-off:Construction & development1.5473%856
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial2.3051%647
Percentage Net Loans Charged-off: Loans to individuals0.4617%3,360
Percentage Net Loans Charged-off: Credit card loans0.9834%873
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0011%7,252
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,788
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals-0.0306%7,208
Percentage Net Loans Charged-off: Credit card loans1.6997%646
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,009
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6541%802
Percentage Net Loans Charged-off: Total real estate loans0.8314%309
Percentage Net Loans Charged-off:Construction & development4.1740%105
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0509%2,428
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0541%2,258
Percentage Net Loans Charged-off: Commercial and industrial0.4550%1,985
Percentage Net Loans Charged-off: Loans to individuals0.5233%2,979
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0366%4,534
Percentage Net Loans Charged-off: Total real estate loans0.0177%2,759
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0574%1,812
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0609%1,658
Percentage Net Loans Charged-off: Commercial and industrial0.1704%2,346
Percentage Net Loans Charged-off: Loans to individuals0.1480%4,410
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0218%4,469
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.1548%1,983
Percentage Net Loans Charged-off: Loans to individuals0.1307%4,040
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0080%4,203
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0247%6,889
Percentage Net Loans Charged-off: Loans to individuals0.2692%2,839
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0364%4,774
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.3096%2,092
Percentage Net Loans Charged-off: Loans to individuals0.0873%5,193
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0453%3,868
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.4150%1,432
Percentage Net Loans Charged-off: Loans to individuals0.0472%4,993
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0656%3,083
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.6321%1,016
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,727
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0032%6,531
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals-0.0723%6,923
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0116%6,006
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial-0.2443%7,888
Percentage Net Loans Charged-off: Loans to individuals0.7008%2,707
Percentage Net Loans Charged-off: Credit card loans13.3779%53
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0321%1,490
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0033%5,989
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.3035%7,893
Percentage Net Loans Charged-off: Loans to individuals0.7434%2,228
Percentage Net Loans Charged-off: Credit card loans10.7023%67
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0050%5,419
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.3991%7,943
Percentage Net Loans Charged-off: Loans to individuals0.9851%1,592
Percentage Net Loans Charged-off: Credit card loans15.9299%43
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0431%7,753
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-1.0925%8,253
Percentage Net Loans Charged-off: Loans to individuals1.5066%978
Percentage Net Loans Charged-off: Credit card loans-5.3691%2,129
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4598%1,226
Percentage Net Loans Charged-off: Total real estate loans0.0288%2,811
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0872%1,721
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0900%1,648
Percentage Net Loans Charged-off: Commercial and industrial3.5308%358
Percentage Net Loans Charged-off: Loans to individuals0.5516%3,579
Percentage Net Loans Charged-off: Credit card loans1.4124%1,171
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4231%874
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1649%2,689
Percentage Net Loans Charged-off: Total real estate loans0.0389%2,187
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1173%1,235
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1210%1,190
Percentage Net Loans Charged-off: Commercial and industrial0.3587%2,092
Percentage Net Loans Charged-off: Loans to individuals0.7080%2,640
Percentage Net Loans Charged-off: Credit card loans1.9137%925
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5116%707
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1817%2,403
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.5727%1,500
Percentage Net Loans Charged-off: Loans to individuals0.5183%3,148
Percentage Net Loans Charged-off: Credit card loans2.9704%656
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7941%520
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2120%1,874
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.2088%3,922
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6324%293
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1688%3,766
Percentage Net Loans Charged-off: Total real estate loans0.0911%1,942
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.3181%741
Percentage Net Loans Charged-off: Home equity loans5.9724%21
All other 1-4 family - Percent of loans charged-off, net0.1592%1,341
Percentage Net Loans Charged-off: Commercial and industrial0.1530%3,858
Percentage Net Loans Charged-off: Loans to individuals0.5515%3,991
Percentage Net Loans Charged-off: Credit card loans10.6383%122
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3663%1,107
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2078%2,899
Percentage Net Loans Charged-off: Total real estate loans0.1266%1,330
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.4360%450
Percentage Net Loans Charged-off: Home equity loans8.0965%14
All other 1-4 family - Percent of loans charged-off, net0.2183%875
Percentage Net Loans Charged-off: Commercial and industrial0.1342%3,401
Percentage Net Loans Charged-off: Loans to individuals0.5032%3,818
Percentage Net Loans Charged-off: Credit card loans13.9775%86
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4692%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2306%2,504
Percentage Net Loans Charged-off: Total real estate loans0.1986%867
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.6841%261
Percentage Net Loans Charged-off: Home equity loans12.1433%12
All other 1-4 family - Percent of loans charged-off, net0.3429%575
Percentage Net Loans Charged-off: Commercial and industrial0.1933%2,713
Percentage Net Loans Charged-off: Loans to individuals0.4723%3,679
Percentage Net Loans Charged-off: Credit card loans20.7931%49
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2926%928
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2815%1,855
Percentage Net Loans Charged-off: Total real estate loans0.1667%799
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.7323%227
Percentage Net Loans Charged-off: Home equity loans24.5090%7
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.3448%1,632
Percentage Net Loans Charged-off: Loans to individuals0.4384%3,375
Percentage Net Loans Charged-off: Credit card loans11.9403%139
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5300%592
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3757%2,240
Percentage Net Loans Charged-off: Total real estate loans0.4114%539
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.8725%209
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.9123%195
Percentage Net Loans Charged-off: Commercial and industrial0.1287%4,112
Percentage Net Loans Charged-off: Loans to individuals0.9252%2,599
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2667%1,297
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8798%844
Percentage Net Loans Charged-off: Total real estate loans0.4366%436
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate1.1743%229
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.8791%188
Percentage Net Loans Charged-off: Home equity loans0.3435%235
All other 1-4 family - Percent of loans charged-off, net0.9110%183
Percentage Net Loans Charged-off: Commercial and industrial0.6108%2,437
Percentage Net Loans Charged-off: Loans to individuals1.6583%1,086
Percentage Net Loans Charged-off: Credit card loans2.7174%978
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1498%408
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8637%684
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1244%4,356
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6169%1,135
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0629%6,356
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4111%2,169
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0471%7,057
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0040%9,951
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0728%7,715
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1523%7,988
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA