Home > Peach State Bank & Trust > Income and Expense

Peach State Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,374,0001,424
Total interest expense$11,119,0001,200
Net interest income$18,255,0001,555
Provision for loan and lease losses$03,275
Total noninterest income$1,636,0002,224
Gross Fiduciary activities income$0981
Service charges on deposit accounts$174,0002,834
Trading account gains and feesNANA
Additional Noninterest Income$1,462,0001,903
Total noninterest expense$13,072,0001,702
Salaries and employee benefits$7,797,0001,635
Premises and equipment expense$1,121,0001,900
Additional noninterest expense$1,462,0001,903
Pre-tax net operating income$6,819,0001,570
Securities gains (losses)$0988
Applicable income taxes$1,707,0001,086
Income before extraordinary items$5,112,0001,699
Extraordinary gains, net$054
Net income$5,112,0001,720
Minority interest net income$088
Net income of bank and minority interests.$5,112,0001,702
Net charge-offs$5,0002,589
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,112,0001,726
2023-09-30 (YTD Data)Rank
Total interest income$21,034,0001,439
Total interest expense$7,365,0001,229
Net interest income$13,669,0001,569
Provision for loan and lease losses$03,085
Total noninterest income$1,237,0002,199
Gross Fiduciary activities income$0950
Service charges on deposit accounts$128,0002,863
Trading account gains and feesNANA
Additional Noninterest Income$1,109,0001,891
Total noninterest expense$9,494,0001,737
Salaries and employee benefits$5,502,0001,710
Premises and equipment expense$798,0001,963
Additional noninterest expense$1,109,0001,891
Pre-tax net operating income$5,412,0001,565
Securities gains (losses)$0849
Applicable income taxes$1,338,0001,079
Income before extraordinary items$4,074,0001,695
Extraordinary gains, net$052
Net income$4,074,0001,708
Minority interest net income$081
Net income of bank and minority interests.$4,074,0001,695
Net charge-offs$-3,0003,563
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,074,0001,718
2023-06-30 (YTD Data)Rank
Total interest income$13,390,0001,473
Total interest expense$3,941,0001,318
Net interest income$9,449,0001,534
Provision for loan and lease losses$02,940
Total noninterest income$785,0002,212
Gross Fiduciary activities income$0931
Service charges on deposit accounts$85,0002,855
Trading account gains and feesNANA
Additional Noninterest Income$700,0001,881
Total noninterest expense$6,308,0001,735
Salaries and employee benefits$3,647,0001,719
Premises and equipment expense$480,0002,070
Additional noninterest expense$700,0001,878
Pre-tax net operating income$3,926,0001,453
Securities gains (losses)$0938
Applicable income taxes$966,0001,033
Income before extraordinary items$2,960,0001,591
Extraordinary gains, net$051
Net income$2,960,0001,611
Minority interest net income$081
Net income of bank and minority interests.$2,960,0001,591
Net charge-offs$-2,0003,491
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,960,0001,604
2023-03-31 (YTD Data)Rank
Total interest income$6,461,0001,494
Total interest expense$1,134,0001,690
Net interest income$5,327,0001,388
Provision for loan and lease losses$02,612
Total noninterest income$388,0002,211
Gross Fiduciary activities income$0913
Service charges on deposit accounts$45,0002,828
Trading account gains and feesNANA
Additional Noninterest Income$343,0001,881
Total noninterest expense$3,335,0001,680
Salaries and employee benefits$2,030,0001,614
Premises and equipment expense$251,0002,040
Additional noninterest expense$343,0001,881
Pre-tax net operating income$2,380,0001,275
Securities gains (losses)$0950
Applicable income taxes$589,000941
Income before extraordinary items$1,791,0001,387
Extraordinary gains, net$04
Net income$1,791,0001,386
Minority interest net income$048
Net income of bank and minority interests.$1,791,0001,387
Net charge-offs$-2,0003,519
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,791,0001,403
2022-12-31 (YTD Data)Rank
Total interest income$20,503,0001,538
Total interest expense$1,200,0002,186
Net interest income$19,303,0001,477
Provision for loan and lease losses$248,0001,661
Total noninterest income$2,650,0001,757
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$203,0002,738
Trading account gains and feesNANA
Additional Noninterest Income$2,447,0001,442
Total noninterest expense$12,555,0001,719
Salaries and employee benefits$7,946,0001,588
Premises and equipment expense$874,0002,168
Additional noninterest expense$2,447,0001,442
Pre-tax net operating income$9,150,0001,360
Securities gains (losses)$0691
Applicable income taxes$2,268,000984
Income before extraordinary items$6,882,0001,481
Extraordinary gains, net$05
Net income$6,882,0001,480
Minority interest net income$063
Net income of bank and minority interests.$6,882,0001,480
Net charge-offs$-7,0003,569
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,882,0001,499
2022-09-30 (YTD Data)Rank
Total interest income$14,439,0001,575
Total interest expense$705,0002,185
Net interest income$13,734,0001,519
Provision for loan and lease losses$248,0001,349
Total noninterest income$1,681,0001,950
Gross Fiduciary activities income$0968
Service charges on deposit accounts$181,0002,543
Trading account gains and feesNANA
Additional Noninterest Income$1,500,0001,652
Total noninterest expense$9,446,0001,703
Salaries and employee benefits$5,883,0001,603
Premises and equipment expense$657,0002,193
Additional noninterest expense$1,500,0001,652
Pre-tax net operating income$5,721,0001,535
Securities gains (losses)$0740
Applicable income taxes$1,407,0001,120
Income before extraordinary items$4,314,0001,645
Extraordinary gains, net$04
Net income$4,314,0001,644
Minority interest net income$057
Net income of bank and minority interests.$4,314,0001,644
Net charge-offs$1,0002,255
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,314,0001,679
2022-06-30 (YTD Data)Rank
Total interest income$9,015,0001,607
Total interest expense$396,0002,277
Net interest income$8,619,0001,557
Provision for loan and lease losses$248,0001,044
Total noninterest income$1,160,0001,905
Gross Fiduciary activities income$0925
Service charges on deposit accounts$122,0002,523
Trading account gains and feesNANA
Additional Noninterest Income$1,038,0001,645
Total noninterest expense$6,286,0001,691
Salaries and employee benefits$3,944,0001,589
Premises and equipment expense$451,0002,156
Additional noninterest expense$1,891,0001,673
Pre-tax net operating income$3,245,0001,643
Securities gains (losses)$0687
Applicable income taxes$792,0001,176
Income before extraordinary items$2,453,0001,738
Extraordinary gains, net$04
Net income$2,453,0001,738
Minority interest net income$060
Net income of bank and minority interests.$2,453,0001,738
Net charge-offs$7,0001,686
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,453,0001,772
2022-03-31 (YTD Data)Rank
Total interest income$4,252,0001,647
Total interest expense$179,0002,380
Net interest income$4,073,0001,585
Provision for loan and lease losses$248,000585
Total noninterest income$560,0001,942
Gross Fiduciary activities income$0892
Service charges on deposit accounts$65,0002,414
Trading account gains and feesNANA
Additional Noninterest Income$495,0001,678
Total noninterest expense$3,114,0001,703
Salaries and employee benefits$1,958,0001,595
Premises and equipment expense$223,0002,189
Additional noninterest expense$933,0001,663
Pre-tax net operating income$1,271,0001,852
Securities gains (losses)$0623
Applicable income taxes$307,0001,289
Income before extraordinary items$964,0001,960
Extraordinary gains, net$04
Net income$964,0001,959
Minority interest net income$050
Net income of bank and minority interests.$964,0001,960
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$964,0001,984
2021-12-31 (YTD Data)Rank
Total interest income$15,338,0001,841
Total interest expense$730,0002,657
Net interest income$14,608,0001,753
Provision for loan and lease losses$981,000610
Total noninterest income$2,328,0002,069
Gross Fiduciary activities income$0994
Service charges on deposit accounts$210,0002,644
Trading account gains and feesNANA
Additional Noninterest Income$2,118,0001,851
Total noninterest expense$11,767,0001,759
Salaries and employee benefits$7,678,0001,609
Premises and equipment expense$759,0002,402
Additional noninterest expense$3,330,0001,836
Pre-tax net operating income$4,188,0002,276
Securities gains (losses)$16,0001,585
Applicable income taxes$993,0001,609
Income before extraordinary items$3,211,0002,455
Extraordinary gains, net$010
Net income$3,211,0002,455
Minority interest net income$074
Net income of bank and minority interests.$3,211,0002,456
Net charge-offs$63,0001,556
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,198,3602,438
2021-09-30 (YTD Data)Rank
Total interest income$11,285,0001,896
Total interest expense$552,0002,726
Net interest income$10,733,0001,806
Provision for loan and lease losses$749,000588
Total noninterest income$1,703,0002,134
Gross Fiduciary activities income$0957
Service charges on deposit accounts$148,0002,721
Trading account gains and feesNANA
Additional Noninterest Income$1,555,0001,917
Total noninterest expense$8,548,0001,807
Salaries and employee benefits$5,490,0001,661
Premises and equipment expense$549,0002,472
Additional noninterest expense$2,509,0001,828
Pre-tax net operating income$3,139,0002,374
Securities gains (losses)$16,0001,506
Applicable income taxes$745,0001,689
Income before extraordinary items$2,410,0002,556
Extraordinary gains, net$08
Net income$2,410,0002,556
Minority interest net income$069
Net income of bank and minority interests.$2,410,0002,556
Net charge-offs$72,0001,213
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,397,3602,537
2021-06-30 (YTD Data)Rank
Total interest income$7,431,0001,912
Total interest expense$381,0002,749
Net interest income$7,050,0001,817
Provision for loan and lease losses$517,000591
Total noninterest income$1,095,0002,145
Gross Fiduciary activities income$0951
Service charges on deposit accounts$94,0002,729
Trading account gains and feesNANA
Additional Noninterest Income$1,001,0001,904
Total noninterest expense$5,568,0001,825
Salaries and employee benefits$3,613,0001,678
Premises and equipment expense$316,0002,667
Additional noninterest expense$1,639,0001,831
Pre-tax net operating income$2,060,0002,345
Securities gains (losses)$16,0001,253
Applicable income taxes$490,0001,683
Income before extraordinary items$1,586,0002,547
Extraordinary gains, net$06
Net income$1,586,0002,547
Minority interest net income$067
Net income of bank and minority interests.$1,586,0002,547
Net charge-offs$63,0001,080
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,573,3602,521
2021-03-31 (YTD Data)Rank
Total interest income$3,627,0001,925
Total interest expense$204,0002,730
Net interest income$3,423,0001,837
Provision for loan and lease losses$285,000632
Total noninterest income$513,0002,208
Gross Fiduciary activities income$0922
Service charges on deposit accounts$50,0002,645
Trading account gains and feesNANA
Additional Noninterest Income$463,0001,993
Total noninterest expense$2,714,0001,850
Salaries and employee benefits$1,752,0001,702
Premises and equipment expense$142,0002,869
Additional noninterest expense$820,0001,802
Pre-tax net operating income$937,0002,457
Securities gains (losses)$16,000931
Applicable income taxes$226,0001,724
Income before extraordinary items$727,0002,647
Extraordinary gains, net$03
Net income$727,0002,645
Minority interest net income$055
Net income of bank and minority interests.$727,0002,647
Net charge-offs$38,000923
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$714,3602,637
2020-12-31 (YTD Data)Rank
Total interest income$13,717,0002,007
Total interest expense$1,208,0002,667
Net interest income$12,509,0001,886
Provision for loan and lease losses$717,0001,919
Total noninterest income$1,559,0002,374
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$171,0002,955
Trading account gains and feesNANA
Additional Noninterest Income$1,388,0002,144
Total noninterest expense$9,469,0002,023
Salaries and employee benefits$6,196,0001,855
Premises and equipment expense$510,0003,014
Additional noninterest expense$2,763,0002,060
Pre-tax net operating income$3,882,0002,109
Securities gains (losses)$11,0002,286
Applicable income taxes$924,0001,494
Income before extraordinary items$2,969,0002,325
Extraordinary gains, net$04
Net income$2,969,0002,325
Minority interest net income$072
Net income of bank and minority interests.$2,969,0002,325
Net charge-offs$111,0001,934
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,960,3102,278
2020-09-30 (YTD Data)Rank
Total interest income$10,212,0002,034
Total interest expense$964,0002,669
Net interest income$9,248,0001,900
Provision for loan and lease losses$521,0001,932
Total noninterest income$1,048,0002,467
Gross Fiduciary activities income$0981
Service charges on deposit accounts$125,0003,001
Trading account gains and feesNANA
Additional Noninterest Income$923,0002,223
Total noninterest expense$6,994,0002,031
Salaries and employee benefits$4,464,0001,895
Premises and equipment expense$360,0003,132
Additional noninterest expense$2,170,0001,946
Pre-tax net operating income$2,781,0002,144
Securities gains (losses)$11,0002,100
Applicable income taxes$662,0001,513
Income before extraordinary items$2,130,0002,363
Extraordinary gains, net$04
Net income$2,130,0002,363
Minority interest net income$065
Net income of bank and minority interests.$2,130,0002,363
Net charge-offs$78,0001,811
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,121,3102,313
2020-06-30 (YTD Data)Rank
Total interest income$7,017,0002,012
Total interest expense$684,0002,683
Net interest income$6,333,0001,870
Provision for loan and lease losses$425,0001,749
Total noninterest income$631,0002,544
Gross Fiduciary activities income$0970
Service charges on deposit accounts$88,0002,976
Trading account gains and feesNANA
Additional Noninterest Income$543,0002,304
Total noninterest expense$4,612,0002,038
Salaries and employee benefits$2,975,0001,884
Premises and equipment expense$252,0003,043
Additional noninterest expense$1,385,0002,011
Pre-tax net operating income$1,927,0002,055
Securities gains (losses)$02,249
Applicable income taxes$459,0001,412
Income before extraordinary items$1,468,0002,268
Extraordinary gains, net$04
Net income$1,468,0002,267
Minority interest net income$065
Net income of bank and minority interests.$1,468,0002,268
Net charge-offs$46,0001,781
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,468,0002,226
2020-03-31 (YTD Data)Rank
Total interest income$3,090,0002,209
Total interest expense$434,0002,517
Net interest income$2,656,0002,116
Provision for loan and lease losses$64,0002,328
Total noninterest income$288,0002,570
Gross Fiduciary activities income$0941
Service charges on deposit accounts$54,0002,968
Trading account gains and feesNANA
Additional Noninterest Income$234,0002,264
Total noninterest expense$2,186,0002,133
Salaries and employee benefits$1,394,0001,991
Premises and equipment expense$132,0002,991
Additional noninterest expense$660,0002,101
Pre-tax net operating income$694,0002,360
Securities gains (losses)$01,705
Applicable income taxes$162,0001,569
Income before extraordinary items$532,0002,561
Extraordinary gains, net$04
Net income$532,0002,561
Minority interest net income$056
Net income of bank and minority interests.$532,0002,562
Net charge-offs$16,0001,683
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$532,0002,528
2019-12-31 (YTD Data)Rank
Total interest income$11,816,0002,311
Total interest expense$1,446,0002,780
Net interest income$10,370,0002,169
Provision for loan and lease losses$255,0002,116
Total noninterest income$1,296,0002,479
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$187,0003,250
Trading account gains and feesNANA
Additional Noninterest Income$1,109,0002,135
Total noninterest expense$8,176,0002,213
Salaries and employee benefits$5,293,0002,024
Premises and equipment expense$502,0003,088
Additional noninterest expense$2,381,0002,288
Pre-tax net operating income$3,235,0002,344
Securities gains (losses)$117,000852
Applicable income taxes$790,0001,607
Income before extraordinary items$2,562,0002,534
Extraordinary gains, net$011
Net income$2,562,0002,535
Minority interest net income$076
Net income of bank and minority interests.$2,562,0002,536
Net charge-offs$207,0001,660
Cash dividends$125,0003,684
Sale, conversion, retirement of capital stock, net$4,000,000108
Net operating income$2,469,5702,553
2019-09-30 (YTD Data)Rank
Total interest income$8,625,0002,389
Total interest expense$964,0002,978
Net interest income$7,661,0002,236
Provision for loan and lease losses$218,0001,893
Total noninterest income$960,0002,511
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$142,0003,268
Trading account gains and feesNANA
Additional Noninterest Income$818,0002,144
Total noninterest expense$6,164,0002,209
Salaries and employee benefits$3,868,0002,071
Premises and equipment expense$402,0003,003
Additional noninterest expense$1,894,0002,197
Pre-tax net operating income$2,239,0002,533
Securities gains (losses)$78,000898
Applicable income taxes$546,0001,718
Income before extraordinary items$1,771,0002,713
Extraordinary gains, net$011
Net income$1,771,0002,714
Minority interest net income$072
Net income of bank and minority interests.$1,771,0002,714
Net charge-offs$142,0001,531
Cash dividends$125,0003,283
Sale, conversion, retirement of capital stock, net$4,000,00080
Net operating income$1,709,3802,738
2019-06-30 (YTD Data)Rank
Total interest income$5,524,0002,445
Total interest expense$594,0003,077
Net interest income$4,930,0002,295
Provision for loan and lease losses$118,0002,093
Total noninterest income$628,0002,496
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$91,0003,316
Trading account gains and feesNANA
Additional Noninterest Income$537,0002,127
Total noninterest expense$4,035,0002,245
Salaries and employee benefits$2,503,0002,118
Premises and equipment expense$265,0003,048
Additional noninterest expense$1,267,0002,208
Pre-tax net operating income$1,405,0002,624
Securities gains (losses)$-1,0004,660
Applicable income taxes$327,0001,785
Income before extraordinary items$1,077,0002,847
Extraordinary gains, net$011
Net income$1,077,0002,846
Minority interest net income$069
Net income of bank and minority interests.$1,077,0002,846
Net charge-offs$102,0001,399
Cash dividends$125,0003,084
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,077,7902,819
2019-03-31 (YTD Data)Rank
Total interest income$2,684,0002,483
Total interest expense$283,0003,125
Net interest income$2,401,0002,351
Provision for loan and lease losses$75,0001,682
Total noninterest income$295,0002,538
Gross Fiduciary activities income$0972
Service charges on deposit accounts$44,0003,353
Trading account gains and feesNANA
Additional Noninterest Income$251,0002,143
Total noninterest expense$1,964,0002,300
Salaries and employee benefits$1,191,0002,221
Premises and equipment expense$144,0002,924
Additional noninterest expense$629,0002,208
Pre-tax net operating income$657,0002,673
Securities gains (losses)$-14,0005,136
Applicable income taxes$149,0001,842
Income before extraordinary items$494,0002,910
Extraordinary gains, net$05
Net income$494,0002,908
Minority interest net income$052
Net income of bank and minority interests.$494,0002,909
Net charge-offs$54,0001,174
Cash dividends$125,0002,319
Sale, conversion, retirement of capital stock, net$0529
Net operating income$505,0602,866
2018-12-31 (YTD Data)Rank
Total interest income$10,187,0002,501
Total interest expense$902,0003,088
Net interest income$9,285,0002,385
Provision for loan and lease losses$415,0001,627
Total noninterest income$1,032,0002,821
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$178,0003,462
Trading account gains and feesNANA
Additional Noninterest Income$854,0002,419
Total noninterest expense$7,134,0002,445
Salaries and employee benefits$4,147,0002,395
Premises and equipment expense$409,0003,483
Additional noninterest expense$2,578,0002,173
Pre-tax net operating income$2,768,0002,631
Securities gains (losses)$-19,0004,583
Applicable income taxes$670,0001,724
Income before extraordinary items$2,079,0002,872
Extraordinary gains, net$06
Net income$2,079,0002,871
Minority interest net income$072
Net income of bank and minority interests.$2,079,0002,871
Net charge-offs$112,0002,071
Cash dividends$300,0003,353
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,094,0102,856
2018-09-30 (YTD Data)Rank
Total interest income$7,470,0002,531
Total interest expense$653,0003,070
Net interest income$6,817,0002,436
Provision for loan and lease losses$306,0001,550
Total noninterest income$803,0002,785
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$128,0003,545
Trading account gains and feesNANA
Additional Noninterest Income$675,0002,382
Total noninterest expense$5,289,0002,467
Salaries and employee benefits$3,046,0002,426
Premises and equipment expense$306,0003,533
Additional noninterest expense$1,937,0002,159
Pre-tax net operating income$2,025,0002,713
Securities gains (losses)$-19,0004,918
Applicable income taxes$487,0001,811
Income before extraordinary items$1,519,0002,969
Extraordinary gains, net$05
Net income$1,519,0002,967
Minority interest net income$066
Net income of bank and minority interests.$1,519,0002,968
Net charge-offs$91,0001,796
Cash dividends$300,0002,826
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,534,0102,942
2018-06-30 (YTD Data)Rank
Total interest income$4,866,0002,560
Total interest expense$423,0003,044
Net interest income$4,443,0002,475
Provision for loan and lease losses$178,0001,656
Total noninterest income$534,0002,796
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$83,0003,582
Trading account gains and feesNANA
Additional Noninterest Income$451,0002,375
Total noninterest expense$3,463,0002,514
Salaries and employee benefits$1,986,0002,483
Premises and equipment expense$205,0003,551
Additional noninterest expense$1,272,0002,196
Pre-tax net operating income$1,336,0002,702
Securities gains (losses)$0961
Applicable income taxes$308,0001,846
Income before extraordinary items$1,028,0002,909
Extraordinary gains, net$06
Net income$1,028,0002,908
Minority interest net income$065
Net income of bank and minority interests.$1,028,0002,908
Net charge-offs$-5,0004,304
Cash dividends$300,0002,470
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,028,0002,898
2018-03-31 (YTD Data)Rank
Total interest income$2,340,0002,617
Total interest expense$206,0003,037
Net interest income$2,134,0002,545
Provision for loan and lease losses$90,0001,532
Total noninterest income$239,0002,929
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$43,0003,549
Trading account gains and feesNANA
Additional Noninterest Income$196,0002,513
Total noninterest expense$1,616,0002,637
Salaries and employee benefits$978,0002,539
Premises and equipment expense$102,0003,611
Additional noninterest expense$536,0002,502
Pre-tax net operating income$667,0002,661
Securities gains (losses)$0735
Applicable income taxes$154,0001,806
Income before extraordinary items$513,0002,857
Extraordinary gains, net$07
Net income$513,0002,857
Minority interest net income$052
Net income of bank and minority interests.$513,0002,857
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$513,0002,843
2017-12-31 (YTD Data)Rank
Total interest income$8,220,0002,817
Total interest expense$816,0002,897
Net interest income$7,404,0002,780
Provision for loan and lease losses$385,0001,698
Total noninterest income$1,068,0002,851
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$152,0003,812
Trading account gains and feesNANA
Additional Noninterest Income$916,0002,386
Total noninterest expense$5,973,0002,776
Salaries and employee benefits$3,470,0002,720
Premises and equipment expense$382,0003,746
Additional noninterest expense$2,121,0002,551
Pre-tax net operating income$2,114,0003,019
Securities gains (losses)$-4,0004,949
Applicable income taxes$960,0001,912
Income before extraordinary items$1,150,0003,538
Extraordinary gains, net$09
Net income$1,150,0003,537
Minority interest net income$076
Net income of bank and minority interests.$1,150,0003,538
Net charge-offs$101,0002,411
Cash dividends$263,0003,486
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,152,5603,512
2017-09-30 (YTD Data)Rank
Total interest income$5,992,0002,890
Total interest expense$609,0002,891
Net interest income$5,383,0002,855
Provision for loan and lease losses$235,0001,870
Total noninterest income$867,0002,766
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$110,0003,897
Trading account gains and feesNANA
Additional Noninterest Income$757,0002,310
Total noninterest expense$4,447,0002,808
Salaries and employee benefits$2,552,0002,786
Premises and equipment expense$293,0003,727
Additional noninterest expense$1,602,0002,546
Pre-tax net operating income$1,568,0003,089
Securities gains (losses)$02,274
Applicable income taxes$547,0001,992
Income before extraordinary items$1,021,0003,510
Extraordinary gains, net$09
Net income$1,021,0003,510
Minority interest net income$071
Net income of bank and minority interests.$1,021,0003,510
Net charge-offs$50,0002,467
Cash dividends$263,0002,957
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,021,0003,487
2017-06-30 (YTD Data)Rank
Total interest income$3,859,0002,948
Total interest expense$404,0002,861
Net interest income$3,455,0002,925
Provision for loan and lease losses$150,0001,808
Total noninterest income$586,0002,744
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$71,0003,939
Trading account gains and feesNANA
Additional Noninterest Income$515,0002,287
Total noninterest expense$2,858,0002,900
Salaries and employee benefits$1,662,0002,839
Premises and equipment expense$195,0003,742
Additional noninterest expense$1,001,0002,667
Pre-tax net operating income$1,033,0003,075
Securities gains (losses)$01,906
Applicable income taxes$361,0001,998
Income before extraordinary items$672,0003,480
Extraordinary gains, net$011
Net income$672,0003,479
Minority interest net income$071
Net income of bank and minority interests.$672,0003,480
Net charge-offs$42,0002,118
Cash dividends$263,0002,613
Sale, conversion, retirement of capital stock, net$0659
Net operating income$672,0003,456
2017-03-31 (YTD Data)Rank
Total interest income$1,828,0003,061
Total interest expense$198,0002,864
Net interest income$1,630,0003,036
Provision for loan and lease losses$100,0001,432
Total noninterest income$389,0002,369
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$37,0003,906
Trading account gains and feesNANA
Additional Noninterest Income$352,0001,886
Total noninterest expense$1,374,0002,986
Salaries and employee benefits$802,0002,946
Premises and equipment expense$97,0003,790
Additional noninterest expense$475,0002,776
Pre-tax net operating income$545,0002,949
Securities gains (losses)$01,153
Applicable income taxes$192,0001,915
Income before extraordinary items$353,0003,348
Extraordinary gains, net$08
Net income$353,0003,347
Minority interest net income$055
Net income of bank and minority interests.$353,0003,348
Net charge-offs$02,943
Cash dividends$92,0002,431
Sale, conversion, retirement of capital stock, net$0632
Net operating income$353,0003,327
2016-12-31 (YTD Data)Rank
Total interest income$6,583,0003,237
Total interest expense$736,0002,945
Net interest income$5,847,0003,243
Provision for loan and lease losses$04,332
Total noninterest income$484,0004,139
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$153,0003,949
Trading account gains and fees$0170
Additional Noninterest Income$331,0003,821
Total noninterest expense$4,550,0003,384
Salaries and employee benefits$2,285,0003,575
Premises and equipment expense$336,0004,110
Additional noninterest expense$1,929,0002,825
Pre-tax net operating income$1,781,0003,255
Securities gains (losses)$11,0002,627
Applicable income taxes$682,0001,985
Income before extraordinary items$1,110,0003,747
Extraordinary gains, net$05
Net income$1,110,0003,745
Minority interest net income$082
Net income of bank and minority interests.$1,110,0003,746
Net charge-offs$136,0002,319
Cash dividends$139,0003,864
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,102,9603,707
2016-09-30 (YTD Data)Rank
Total interest income$4,825,0003,297
Total interest expense$542,0002,984
Net interest income$4,283,0003,300
Provision for loan and lease losses$04,186
Total noninterest income$482,0003,739
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$115,0003,977
Trading account gains and fees$0169
Additional Noninterest Income$367,0003,305
Total noninterest expense$3,382,0003,408
Salaries and employee benefits$1,656,0003,632
Premises and equipment expense$252,0004,125
Additional noninterest expense$1,474,0002,787
Pre-tax net operating income$1,383,0003,236
Securities gains (losses)$6,0002,746
Applicable income taxes$486,0002,078
Income before extraordinary items$903,0003,688
Extraordinary gains, net$05
Net income$903,0003,686
Minority interest net income$071
Net income of bank and minority interests.$903,0003,688
Net charge-offs$71,0002,340
Cash dividends$139,0003,354
Sale, conversion, retirement of capital stock, net$0719
Net operating income$899,1003,617
2016-06-30 (YTD Data)Rank
Total interest income$3,139,0003,367
Total interest expense$351,0003,055
Net interest income$2,788,0003,372
Provision for loan and lease losses$04,017
Total noninterest income$301,0003,834
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$80,0003,914
Trading account gains and fees$0157
Additional Noninterest Income$221,0003,459
Total noninterest expense$2,246,0003,436
Salaries and employee benefits$1,088,0003,704
Premises and equipment expense$169,0004,137
Additional noninterest expense$989,0002,783
Pre-tax net operating income$843,0003,377
Securities gains (losses)$02,835
Applicable income taxes$293,0002,153
Income before extraordinary items$550,0003,826
Extraordinary gains, net$016
Net income$550,0003,823
Minority interest net income$071
Net income of bank and minority interests.$550,0003,825
Net charge-offs$21,0002,751
Cash dividends$139,0003,102
Sale, conversion, retirement of capital stock, net$0705
Net operating income$550,0003,765
2016-03-31 (YTD Data)Rank
Total interest income$1,523,0003,426
Total interest expense$169,0003,135
Net interest income$1,354,0003,437
Provision for loan and lease losses$03,656
Total noninterest income$108,0004,293
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$41,0003,874
Trading account gains and fees$0142
Additional Noninterest Income$67,0004,073
Total noninterest expense$1,084,0003,524
Salaries and employee benefits$516,0003,826
Premises and equipment expense$85,0004,183
Additional noninterest expense$483,0002,835
Pre-tax net operating income$378,0003,500
Securities gains (losses)$-5,0005,931
Applicable income taxes$127,0002,255
Income before extraordinary items$246,0003,951
Extraordinary gains, net$012
Net income$246,0003,948
Minority interest net income$062
Net income of bank and minority interests.$246,0003,949
Net charge-offs$-31,0005,595
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$249,3003,867
2015-12-31 (YTD Data)Rank
Total interest income$5,515,0003,620
Total interest expense$636,0003,257
Net interest income$4,879,0003,636
Provision for loan and lease losses$04,380
Total noninterest income$662,0003,734
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$151,0004,131
Trading account gains and fees$0159
Additional Noninterest Income$511,0003,255
Total noninterest expense$4,228,0003,594
Salaries and employee benefits$2,040,0003,862
Premises and equipment expense$344,0004,207
Additional noninterest expense$1,844,0002,965
Pre-tax net operating income$1,313,0003,709
Securities gains (losses)$35,0001,887
Applicable income taxes$-156,0006,025
Income before extraordinary items$1,504,0003,221
Extraordinary gains, net$023
Net income$1,504,0003,222
Minority interest net income$081
Net income of bank and minority interests.$1,504,0003,223
Net charge-offs$151,0002,252
Cash dividends$116,0003,938
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,469,0003,210
2015-09-30 (YTD Data)Rank
Total interest income$4,174,0003,639
Total interest expense$470,0003,333
Net interest income$3,704,0003,642
Provision for loan and lease losses$04,232
Total noninterest income$438,0003,958
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$111,0004,207
Trading account gains and fees$0153
Additional Noninterest Income$327,0003,488
Total noninterest expense$3,261,0003,543
Salaries and employee benefits$1,514,0003,902
Premises and equipment expense$270,0004,172
Additional noninterest expense$1,477,0002,821
Pre-tax net operating income$881,0003,948
Securities gains (losses)$38,0001,651
Applicable income taxes$316,0002,435
Income before extraordinary items$603,0004,326
Extraordinary gains, net$021
Net income$603,0004,328
Minority interest net income$078
Net income of bank and minority interests.$603,0004,329
Net charge-offs$-177,0005,933
Cash dividends$116,0003,401
Sale, conversion, retirement of capital stock, net$0773
Net operating income$577,9204,332
2015-06-30 (YTD Data)Rank
Total interest income$2,703,0003,722
Total interest expense$310,0003,387
Net interest income$2,393,0003,737
Provision for loan and lease losses$04,069
Total noninterest income$261,0004,162
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$73,0004,223
Trading account gains and fees$0157
Additional Noninterest Income$188,0003,726
Total noninterest expense$2,134,0003,622
Salaries and employee benefits$995,0003,960
Premises and equipment expense$178,0004,228
Additional noninterest expense$961,0002,894
Pre-tax net operating income$520,0004,123
Securities gains (losses)$32,0001,463
Applicable income taxes$189,0002,535
Income before extraordinary items$363,0004,443
Extraordinary gains, net$022
Net income$363,0004,445
Minority interest net income$075
Net income of bank and minority interests.$363,0004,445
Net charge-offs$-166,0006,034
Cash dividends$116,0003,147
Sale, conversion, retirement of capital stock, net$0751
Net operating income$341,8804,466
2015-03-31 (YTD Data)Rank
Total interest income$1,359,0003,717
Total interest expense$151,0003,458
Net interest income$1,208,0003,712
Provision for loan and lease losses$03,703
Total noninterest income$119,0004,285
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$37,0004,194
Trading account gains and fees$0152
Additional Noninterest Income$82,0003,882
Total noninterest expense$1,037,0003,710
Salaries and employee benefits$490,0004,022
Premises and equipment expense$89,0004,259
Additional noninterest expense$458,0002,987
Pre-tax net operating income$290,0003,930
Securities gains (losses)$24,0001,158
Applicable income taxes$110,0002,362
Income before extraordinary items$204,0004,258
Extraordinary gains, net$013
Net income$204,0004,260
Minority interest net income$064
Net income of bank and minority interests.$204,0004,261
Net charge-offs$-158,0006,204
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$188,4004,295
2014-12-31 (YTD Data)Rank
Total interest income$5,413,0003,774
Total interest expense$552,0003,803
Net interest income$4,861,0003,726
Provision for loan and lease losses$370,0001,760
Total noninterest income$499,0004,277
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$174,0004,150
Trading account gains and fees$0180
Additional Noninterest Income$325,0003,904
Total noninterest expense$3,901,0003,891
Salaries and employee benefits$1,750,0004,288
Premises and equipment expense$363,0004,279
Additional noninterest expense$1,788,0003,130
Pre-tax net operating income$1,089,0003,994
Securities gains (losses)$25,0002,199
Applicable income taxes$-511,0006,385
Income before extraordinary items$1,625,0003,098
Extraordinary gains, net$017
Net income$1,625,0003,098
Minority interest net income$084
Net income of bank and minority interests.$1,625,0003,099
Net charge-offs$663,0001,212
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,600,0003,078
2014-09-30 (YTD Data)Rank
Total interest income$4,052,0003,809
Total interest expense$400,0003,944
Net interest income$3,652,0003,742
Provision for loan and lease losses$370,0001,446
Total noninterest income$453,0004,022
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$132,0004,183
Trading account gains and fees$0174
Additional Noninterest Income$321,0003,537
Total noninterest expense$3,013,0003,849
Salaries and employee benefits$1,295,0004,326
Premises and equipment expense$294,0004,187
Additional noninterest expense$1,424,0003,007
Pre-tax net operating income$722,0004,295
Securities gains (losses)$26,0001,868
Applicable income taxes$04,583
Income before extraordinary items$748,0004,014
Extraordinary gains, net$015
Net income$748,0004,016
Minority interest net income$081
Net income of bank and minority interests.$748,0004,016
Net charge-offs$393,0001,362
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$722,0004,024
2014-06-30 (YTD Data)Rank
Total interest income$2,640,0003,870
Total interest expense$258,0004,063
Net interest income$2,382,0003,808
Provision for loan and lease losses$307,0001,206
Total noninterest income$347,0003,750
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$86,0004,212
Trading account gains and fees$0172
Additional Noninterest Income$261,0003,227
Total noninterest expense$1,969,0003,910
Salaries and employee benefits$853,0004,390
Premises and equipment expense$194,0004,239
Additional noninterest expense$922,0003,086
Pre-tax net operating income$453,0004,332
Securities gains (losses)$4,0002,221
Applicable income taxes$04,568
Income before extraordinary items$457,0004,102
Extraordinary gains, net$020
Net income$457,0004,108
Minority interest net income$080
Net income of bank and minority interests.$457,0004,107
Net charge-offs$-6,0005,507
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$453,0004,063
2014-03-31 (YTD Data)Rank
Total interest income$1,333,0003,854
Total interest expense$127,0004,134
Net interest income$1,206,0003,780
Provision for loan and lease losses$125,0001,415
Total noninterest income$115,0004,417
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$44,0004,152
Trading account gains and fees$0147
Additional Noninterest Income$71,0004,080
Total noninterest expense$989,0003,929
Salaries and employee benefits$431,0004,404
Premises and equipment expense$96,0004,302
Additional noninterest expense$462,0003,073
Pre-tax net operating income$207,0004,424
Securities gains (losses)$1,0001,605
Applicable income taxes$04,445
Income before extraordinary items$208,0004,178
Extraordinary gains, net$016
Net income$208,0004,178
Minority interest net income$066
Net income of bank and minority interests.$208,0004,180
Net charge-offs$4,0003,176
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$207,0004,137
2013-12-31 (YTD Data)Rank
Total interest income$5,209,0003,960
Total interest expense$685,0003,799
Net interest income$4,524,0003,959
Provision for loan and lease losses$220,0002,851
Total noninterest income$-268,0006,744
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$157,0004,512
Trading account gains and fees$0184
Additional Noninterest Income$-425,0006,724
Total noninterest expense$3,717,0004,103
Salaries and employee benefits$1,550,0004,676
Premises and equipment expense$332,0004,618
Additional noninterest expense$1,835,0003,176
Pre-tax net operating income$319,0005,450
Securities gains (losses)$14,0002,505
Applicable income taxes$-1,400,0006,708
Income before extraordinary items$1,733,0002,869
Extraordinary gains, net$029
Net income$1,733,0002,871
Minority interest net income$090
Net income of bank and minority interests.$1,733,0002,872
Net charge-offs$1,609,000897
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,719,0002,836
2013-09-30 (YTD Data)Rank
Total interest income$3,888,0004,010
Total interest expense$545,0003,751
Net interest income$3,343,0004,023
Provision for loan and lease losses$150,0002,922
Total noninterest income$82,0006,230
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$115,0004,586
Trading account gains and fees$0180
Additional Noninterest Income$-33,0006,660
Total noninterest expense$2,792,0004,111
Salaries and employee benefits$1,161,0004,699
Premises and equipment expense$270,0004,492
Additional noninterest expense$1,361,0003,194
Pre-tax net operating income$483,0004,812
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$483,0004,638
Extraordinary gains, net$025
Net income$483,0004,641
Minority interest net income$084
Net income of bank and minority interests.$483,0004,642
Net charge-offs$1,340,000808
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$483,0004,558
2013-06-30 (YTD Data)Rank
Total interest income$2,600,0004,020
Total interest expense$398,0003,599
Net interest income$2,202,0004,056
Provision for loan and lease losses$100,0002,924
Total noninterest income$-14,0006,822
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$76,0004,585
Trading account gains and fees$0157
Additional Noninterest Income$-90,0006,794
Total noninterest expense$1,793,0004,222
Salaries and employee benefits$758,0004,785
Premises and equipment expense$181,0004,503
Additional noninterest expense$854,0003,346
Pre-tax net operating income$295,0004,885
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$295,0004,778
Extraordinary gains, net$022
Net income$295,0004,781
Minority interest net income$082
Net income of bank and minority interests.$295,0004,782
Net charge-offs$1,318,000639
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$295,0004,657
2013-03-31 (YTD Data)Rank
Total interest income$1,276,0004,101
Total interest expense$206,0003,605
Net interest income$1,070,0004,148
Provision for loan and lease losses$50,0002,783
Total noninterest income$-50,0006,934
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$36,0004,669
Trading account gains and fees$0148
Additional Noninterest Income$-86,0006,917
Total noninterest expense$891,0004,283
Salaries and employee benefits$408,0004,644
Premises and equipment expense$89,0004,561
Additional noninterest expense$394,0003,542
Pre-tax net operating income$79,0005,523
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$79,0005,486
Extraordinary gains, net$010
Net income$79,0005,487
Minority interest net income$076
Net income of bank and minority interests.$79,0005,487
Net charge-offs$1,318,000372
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$79,0005,384
2012-12-31 (YTD Data)Rank
Total interest income$5,890,0003,886
Total interest expense$1,124,0003,334
Net interest income$4,766,0003,935
Provision for loan and lease losses$920,0001,868
Total noninterest income$-83,0006,899
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$174,0004,512
Trading account gains and fees$0166
Additional Noninterest Income$-257,0006,844
Total noninterest expense$3,584,0004,319
Salaries and employee benefits$1,582,0004,711
Premises and equipment expense$334,0004,734
Additional noninterest expense$1,668,0003,532
Pre-tax net operating income$179,0005,726
Securities gains (losses)$294,0001,379
Applicable income taxes$04,751
Income before extraordinary items$473,0005,007
Extraordinary gains, net$029
Net income$473,0005,005
Minority interest net income$093
Net income of bank and minority interests.$473,0005,006
Net charge-offs$1,784,0001,264
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$106,000563
Net operating income$179,0005,673
2012-09-30 (YTD Data)Rank
Total interest income$4,539,0003,881
Total interest expense$896,0003,318
Net interest income$3,643,0003,946
Provision for loan and lease losses$725,0001,817
Total noninterest income$-67,0007,012
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$124,0004,660
Trading account gains and fees$0157
Additional Noninterest Income$-191,0006,977
Total noninterest expense$2,626,0004,399
Salaries and employee benefits$1,127,0004,866
Premises and equipment expense$262,0004,684
Additional noninterest expense$1,237,0003,566
Pre-tax net operating income$225,0005,594
Securities gains (losses)$269,0001,210
Applicable income taxes$04,802
Income before extraordinary items$494,0004,667
Extraordinary gains, net$020
Net income$494,0004,666
Minority interest net income$086
Net income of bank and minority interests.$494,0004,666
Net charge-offs$1,500,0001,110
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$106,000458
Net operating income$225,0005,443
2012-06-30 (YTD Data)Rank
Total interest income$3,107,0003,834
Total interest expense$642,0003,261
Net interest income$2,465,0003,932
Provision for loan and lease losses$450,0001,913
Total noninterest income$-70,0007,090
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$111,0004,104
Trading account gains and fees$0153
Additional Noninterest Income$-181,0007,066
Total noninterest expense$1,706,0004,497
Salaries and employee benefits$748,0004,904
Premises and equipment expense$178,0004,645
Additional noninterest expense$780,0003,727
Pre-tax net operating income$239,0005,110
Securities gains (losses)$53,0002,024
Applicable income taxes$04,770
Income before extraordinary items$292,0004,855
Extraordinary gains, net$019
Net income$292,0004,858
Minority interest net income$084
Net income of bank and minority interests.$292,0004,858
Net charge-offs$1,154,0001,024
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$106,000358
Net operating income$239,0004,917
2012-03-31 (YTD Data)Rank
Total interest income$1,585,0003,827
Total interest expense$343,0003,199
Net interest income$1,242,0003,931
Provision for loan and lease losses$225,0001,839
Total noninterest income$35,0006,212
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$57,0004,043
Trading account gains and fees$0148
Additional Noninterest Income$-22,0007,025
Total noninterest expense$906,0004,359
Salaries and employee benefits$383,0004,885
Premises and equipment expense$91,0004,607
Additional noninterest expense$432,0003,463
Pre-tax net operating income$146,0004,982
Securities gains (losses)$55,0001,179
Applicable income taxes$04,704
Income before extraordinary items$201,0004,375
Extraordinary gains, net$019
Net income$201,0004,378
Minority interest net income$078
Net income of bank and minority interests.$201,0004,378
Net charge-offs$774,000807
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$106,000216
Net operating income$146,0004,743
2011-12-31 (YTD Data)Rank
Total interest income$6,551,0003,836
Total interest expense$1,869,0002,911
Net interest income$4,682,0004,089
Provision for loan and lease losses$3,401,0001,072
Total noninterest income$-233,0007,125
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$250,0003,959
Trading account gains and fees$0146
Additional Noninterest Income$-483,0007,086
Total noninterest expense$3,535,0004,466
Salaries and employee benefits$1,542,0004,891
Premises and equipment expense$361,0004,795
Additional noninterest expense$1,632,0003,648
Pre-tax net operating income$-2,487,0006,855
Securities gains (losses)$03,838
Applicable income taxes$3,0004,538
Income before extraordinary items$-2,490,0006,900
Extraordinary gains, net$029
Net income$-2,490,0006,899
Minority interest net income$096
Net income of bank and minority interests.$-2,490,0006,900
Net charge-offs$2,195,0001,471
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$4,527,000152
Net operating income$-2,490,0006,882
2011-09-30 (YTD Data)Rank
Total interest income$4,959,0003,850
Total interest expense$1,475,0002,908
Net interest income$3,484,0004,134
Provision for loan and lease losses$2,211,0001,167
Total noninterest income$-157,0007,226
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$191,0003,940
Trading account gains and fees$0145
Additional Noninterest Income$-348,0007,193
Total noninterest expense$2,576,0004,533
Salaries and employee benefits$1,190,0004,796
Premises and equipment expense$276,0004,813
Additional noninterest expense$1,110,0003,888
Pre-tax net operating income$-1,460,0006,912
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-1,460,0006,971
Extraordinary gains, net$021
Net income$-1,460,0006,972
Minority interest net income$087
Net income of bank and minority interests.$-1,460,0006,972
Net charge-offs$576,0002,517
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,460,0006,945
2011-06-30 (YTD Data)Rank
Total interest income$3,332,0003,867
Total interest expense$1,052,0002,856
Net interest income$2,280,0004,210
Provision for loan and lease losses$1,320,0001,254
Total noninterest income$-184,0007,342
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$117,0004,088
Trading account gains and fees$0153
Additional Noninterest Income$-301,0007,320
Total noninterest expense$1,759,0004,520
Salaries and employee benefits$821,0004,755
Premises and equipment expense$182,0004,867
Additional noninterest expense$756,0003,892
Pre-tax net operating income$-983,0006,973
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-983,0007,026
Extraordinary gains, net$015
Net income$-983,0007,025
Minority interest net income$089
Net income of bank and minority interests.$-983,0007,026
Net charge-offs$116,0003,694
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-983,0007,005
2011-03-31 (YTD Data)Rank
Total interest income$1,661,0003,908
Total interest expense$568,0002,753
Net interest income$1,093,0004,315
Provision for loan and lease losses$660,0001,189
Total noninterest income$-36,0007,377
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$65,0003,827
Trading account gains and fees$0158
Additional Noninterest Income$-101,0007,366
Total noninterest expense$876,0004,549
Salaries and employee benefits$418,0004,742
Premises and equipment expense$92,0004,915
Additional noninterest expense$366,0003,965
Pre-tax net operating income$-479,0007,071
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-479,0007,118
Extraordinary gains, net$09
Net income$-479,0007,119
Minority interest net income$086
Net income of bank and minority interests.$-479,0007,119
Net charge-offs$99,0002,745
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-479,0007,112
2010-12-31 (YTD Data)Rank
Total interest income$7,234,0003,827
Total interest expense$2,887,0002,688
Net interest income$4,347,0004,337
Provision for loan and lease losses$3,124,0001,577
Total noninterest income$-132,0007,400
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$264,0003,891
Trading account gains and fees$0175
Additional Noninterest Income$-396,0007,371
Total noninterest expense$3,520,0004,580
Salaries and employee benefits$1,597,0004,888
Premises and equipment expense$413,0004,679
Additional noninterest expense$1,510,0003,990
Pre-tax net operating income$-2,429,0006,849
Securities gains (losses)$116,0002,035
Applicable income taxes$1,307,0001,000
Income before extraordinary items$-3,620,0007,061
Extraordinary gains, net$029
Net income$-3,620,0007,062
Minority interest net income$0111
Net income of bank and minority interests.$-3,620,0007,062
Net charge-offs$3,494,0001,333
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-3,736,0007,056
2010-09-30 (YTD Data)Rank
Total interest income$5,533,0003,841
Total interest expense$2,255,0002,693
Net interest income$3,278,0004,376
Provision for loan and lease losses$1,922,0001,701
Total noninterest income$148,0006,089
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$200,0003,953
Trading account gains and fees$0165
Additional Noninterest Income$-52,0007,323
Total noninterest expense$2,584,0004,651
Salaries and employee benefits$1,169,0004,994
Premises and equipment expense$315,0004,716
Additional noninterest expense$1,100,0004,041
Pre-tax net operating income$-1,080,0006,819
Securities gains (losses)$116,0001,815
Applicable income taxes$-411,0007,330
Income before extraordinary items$-553,0006,691
Extraordinary gains, net$023
Net income$-553,0006,692
Minority interest net income$0110
Net income of bank and minority interests.$-553,0006,692
Net charge-offs$2,306,0001,372
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-627,2406,684
2010-06-30 (YTD Data)Rank
Total interest income$3,849,0003,769
Total interest expense$1,583,0002,676
Net interest income$2,266,0004,290
Provision for loan and lease losses$1,377,0001,609
Total noninterest income$131,0005,711
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$136,0003,885
Trading account gains and fees$0152
Additional Noninterest Income$-5,0007,321
Total noninterest expense$1,662,0004,750
Salaries and employee benefits$766,0005,054
Premises and equipment expense$212,0004,704
Additional noninterest expense$684,0004,231
Pre-tax net operating income$-642,0006,838
Securities gains (losses)$51,0001,869
Applicable income taxes$-255,0007,366
Income before extraordinary items$-336,0006,728
Extraordinary gains, net$019
Net income$-336,0006,730
Minority interest net income$0105
Net income of bank and minority interests.$-336,0006,729
Net charge-offs$632,0002,179
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-368,6406,713
2010-03-31 (YTD Data)Rank
Total interest income$2,024,0003,677
Total interest expense$826,0002,691
Net interest income$1,198,0004,167
Provision for loan and lease losses$395,0002,094
Total noninterest income$65,0005,755
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$63,0004,037
Trading account gains and fees$0175
Additional Noninterest Income$2,0007,254
Total noninterest expense$801,0004,914
Salaries and employee benefits$377,0005,147
Premises and equipment expense$108,0004,747
Additional noninterest expense$316,0004,444
Pre-tax net operating income$67,0005,449
Securities gains (losses)$02,284
Applicable income taxes$9,0003,859
Income before extraordinary items$58,0005,581
Extraordinary gains, net$016
Net income$58,0005,583
Minority interest net income$091
Net income of bank and minority interests.$58,0005,582
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$58,0005,479
2009-12-31 (YTD Data)Rank
Total interest income$8,583,0003,637
Total interest expense$4,010,0002,728
Net interest income$4,573,0004,178
Provision for loan and lease losses$4,495,0001,539
Total noninterest income$-174,0007,812
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$265,0004,118
Trading account gains and fees$0211
Additional Noninterest Income$-439,0007,792
Total noninterest expense$3,542,0004,679
Salaries and employee benefits$1,676,0004,867
Premises and equipment expense$417,0004,877
Additional noninterest expense$1,449,0004,183
Pre-tax net operating income$-3,638,0007,000
Securities gains (losses)$297,0001,250
Applicable income taxes$-1,312,0007,377
Income before extraordinary items$-2,029,0006,768
Extraordinary gains, net$034
Net income$-2,029,0006,765
Minority interest net income$0115
Net income of bank and minority interests.$-2,029,0006,766
Net charge-offs$2,667,0001,727
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$615,000502
Net operating income$-2,219,0806,808
2009-09-30 (YTD Data)Rank
Total interest income$6,481,0003,666
Total interest expense$3,086,0002,792
Net interest income$3,395,0004,220
Provision for loan and lease losses$658,0003,382
Total noninterest income$163,0006,219
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$190,0004,224
Trading account gains and fees$0212
Additional Noninterest Income$-27,0007,718
Total noninterest expense$2,719,0004,621
Salaries and employee benefits$1,321,0004,760
Premises and equipment expense$317,0004,888
Additional noninterest expense$1,081,0004,176
Pre-tax net operating income$181,0005,003
Securities gains (losses)$297,0001,002
Applicable income taxes$143,0002,606
Income before extraordinary items$335,0004,274
Extraordinary gains, net$027
Net income$335,0004,269
Minority interest net income$0118
Net income of bank and minority interests.$335,0004,272
Net charge-offs$176,0004,396
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$615,000402
Net operating income$127,1005,139
2009-06-30 (YTD Data)Rank
Total interest income$4,283,0003,718
Total interest expense$2,130,0002,818
Net interest income$2,153,0004,362
Provision for loan and lease losses$496,0002,985
Total noninterest income$205,0005,180
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$124,0004,244
Trading account gains and fees$0193
Additional Noninterest Income$81,0005,140
Total noninterest expense$1,838,0004,624
Salaries and employee benefits$892,0004,770
Premises and equipment expense$212,0004,915
Additional noninterest expense$734,0004,129
Pre-tax net operating income$24,0005,662
Securities gains (losses)$297,000772
Applicable income taxes$97,0002,655
Income before extraordinary items$224,0004,402
Extraordinary gains, net$021
Net income$224,0004,399
Minority interest net income$0112
Net income of bank and minority interests.$224,0004,399
Net charge-offs$42,0005,063
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$312,000410
Net operating income$16,1005,733
2009-03-31 (YTD Data)Rank
Total interest income$2,130,0003,764
Total interest expense$1,071,0002,900
Net interest income$1,059,0004,403
Provision for loan and lease losses$210,0002,775
Total noninterest income$95,0005,301
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$63,0004,164
Trading account gains and fees$0171
Additional Noninterest Income$32,0005,513
Total noninterest expense$885,0004,662
Salaries and employee benefits$442,0004,854
Premises and equipment expense$104,0005,010
Additional noninterest expense$339,0004,046
Pre-tax net operating income$59,0005,506
Securities gains (losses)$126,000885
Applicable income taxes$66,0002,614
Income before extraordinary items$119,0004,700
Extraordinary gains, net$015
Net income$119,0004,704
Minority interest net income$0102
Net income of bank and minority interests.$119,0004,703
Net charge-offs$42,0003,719
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$306,000236
Net operating income$38,3605,704
2008-12-31 (YTD Data)Rank
Total interest income$7,812,0004,200
Total interest expense$4,095,0003,460
Net interest income$3,717,0004,804
Provision for loan and lease losses$643,0003,377
Total noninterest income$379,0005,378
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$202,0004,765
Trading account gains and fees$0154
Additional Noninterest Income$177,0005,041
Total noninterest expense$3,424,0004,704
Salaries and employee benefits$1,773,0004,840
Premises and equipment expense$440,0004,819
Additional noninterest expense$1,211,0004,268
Pre-tax net operating income$29,0006,215
Securities gains (losses)$20,0002,184
Applicable income taxes$-26,0006,883
Income before extraordinary items$75,0005,951
Extraordinary gains, net$039
Net income$75,0005,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0004,555
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$774,000463
Net operating income$55,0006,168
2008-09-30 (YTD Data)Rank
Total interest income$5,780,0004,301
Total interest expense$2,999,0003,624
Net interest income$2,781,0004,836
Provision for loan and lease losses$278,0003,680
Total noninterest income$309,0005,327
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$144,0004,908
Trading account gains and fees$0148
Additional Noninterest Income$165,0004,793
Total noninterest expense$2,432,0004,847
Salaries and employee benefits$1,351,0004,801
Premises and equipment expense$328,0004,857
Additional noninterest expense$753,0004,734
Pre-tax net operating income$380,0005,339
Securities gains (losses)$20,0002,014
Applicable income taxes$152,0003,218
Income before extraordinary items$248,0005,453
Extraordinary gains, net$031
Net income$248,0005,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,177
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$18,0001,093
Net operating income$235,2005,705
2008-06-30 (YTD Data)Rank
Total interest income$3,751,0004,428
Total interest expense$1,909,0003,857
Net interest income$1,842,0004,873
Provision for loan and lease losses$135,0003,809
Total noninterest income$216,0005,281
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$88,0005,077
Trading account gains and fees$0149
Additional Noninterest Income$128,0004,591
Total noninterest expense$1,630,0004,856
Salaries and employee benefits$911,0004,810
Premises and equipment expense$230,0004,740
Additional noninterest expense$489,0004,795
Pre-tax net operating income$293,0005,310
Securities gains (losses)$20,0002,041
Applicable income taxes$119,0003,271
Income before extraordinary items$194,0005,653
Extraordinary gains, net$021
Net income$194,0005,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,450
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$12,0001,002
Net operating income$181,2005,689
2008-03-31 (YTD Data)Rank
Total interest income$1,913,0004,450
Total interest expense$966,0003,990
Net interest income$947,0004,801
Provision for loan and lease losses$70,0003,305
Total noninterest income$100,0005,420
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$37,0005,370
Trading account gains and fees$0158
Additional Noninterest Income$63,0004,607
Total noninterest expense$804,0004,919
Salaries and employee benefits$449,0004,893
Premises and equipment expense$126,0004,494
Additional noninterest expense$229,0004,963
Pre-tax net operating income$173,0005,212
Securities gains (losses)$20,0001,596
Applicable income taxes$73,0003,154
Income before extraordinary items$120,0005,569
Extraordinary gains, net$015
Net income$120,0005,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,217
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$6,000877
Net operating income$107,2005,656
2007-12-31 (YTD Data)Rank
Total interest income$7,666,0004,481
Total interest expense$3,814,0004,127
Net interest income$3,852,0004,745
Provision for loan and lease losses$448,0002,517
Total noninterest income$398,0005,506
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$154,0005,373
Trading account gains and fees$0178
Additional Noninterest Income$244,0004,647
Total noninterest expense$2,895,0005,118
Salaries and employee benefits$1,698,0004,934
Premises and equipment expense$402,0005,012
Additional noninterest expense$795,0005,365
Pre-tax net operating income$907,0004,938
Securities gains (losses)$02,146
Applicable income taxes$328,0003,271
Income before extraordinary items$579,0005,419
Extraordinary gains, net$039
Net income$579,0005,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0003,101
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$20,0001,183
Net operating income$579,0005,402
2007-09-30 (YTD Data)Rank
Total interest income$5,639,0004,561
Total interest expense$2,746,0004,240
Net interest income$2,893,0004,754
Provision for loan and lease losses$246,0002,641
Total noninterest income$304,0005,498
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$111,0005,460
Trading account gains and fees$0184
Additional Noninterest Income$193,0004,549
Total noninterest expense$2,045,0005,293
Salaries and employee benefits$1,252,0004,957
Premises and equipment expense$281,0005,203
Additional noninterest expense$512,0005,755
Pre-tax net operating income$906,0004,581
Securities gains (losses)$01,655
Applicable income taxes$345,0003,000
Income before extraordinary items$561,0005,151
Extraordinary gains, net$033
Net income$561,0005,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$14,0001,051
Net operating income$561,0005,138
2007-06-30 (YTD Data)Rank
Total interest income$3,528,0004,738
Total interest expense$1,675,0004,460
Net interest income$1,853,0004,900
Provision for loan and lease losses$160,0002,495
Total noninterest income$202,0005,548
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$76,0005,437
Trading account gains and fees$0168
Additional Noninterest Income$126,0004,649
Total noninterest expense$1,308,0005,462
Salaries and employee benefits$797,0005,151
Premises and equipment expense$191,0005,166
Additional noninterest expense$320,0005,947
Pre-tax net operating income$587,0004,710
Securities gains (losses)$01,444
Applicable income taxes$223,0003,127
Income before extraordinary items$364,0005,277
Extraordinary gains, net$029
Net income$364,0005,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$8,000980
Net operating income$364,0005,265
2007-03-31 (YTD Data)Rank
Total interest income$1,661,0004,920
Total interest expense$804,0004,559
Net interest income$857,0005,156
Provision for loan and lease losses$79,0002,365
Total noninterest income$110,0005,340
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$40,0005,312
Trading account gains and fees$0195
Additional Noninterest Income$70,0004,459
Total noninterest expense$649,0005,509
Salaries and employee benefits$393,0005,230
Premises and equipment expense$96,0005,179
Additional noninterest expense$160,0005,927
Pre-tax net operating income$239,0005,140
Securities gains (losses)$01,187
Applicable income taxes$91,0003,400
Income before extraordinary items$148,0005,674
Extraordinary gains, net$022
Net income$148,0005,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$2,000852
Net operating income$148,0005,658
2006-12-31 (YTD Data)Rank
Total interest income$5,085,0005,511
Total interest expense$2,261,0005,079
Net interest income$2,824,0005,708
Provision for loan and lease losses$389,0002,331
Total noninterest income$435,0005,428
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$136,0005,694
Trading account gains and fees$0130
Additional Noninterest Income$299,0004,293
Total noninterest expense$2,370,0005,659
Salaries and employee benefits$1,315,0005,623
Premises and equipment expense$394,0004,960
Additional noninterest expense$661,0005,798
Pre-tax net operating income$500,0006,487
Securities gains (losses)$01,687
Applicable income taxes$-268,0008,502
Income before extraordinary items$768,0005,299
Extraordinary gains, net$051
Net income$768,0005,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$17,0001,116
Net operating income$768,0005,295
2006-09-30 (YTD Data)Rank
Total interest income$3,538,0005,720
Total interest expense$1,545,0005,254
Net interest income$1,993,0005,910
Provision for loan and lease losses$352,0001,896
Total noninterest income$282,0005,767
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$94,0005,887
Trading account gains and fees$0126
Additional Noninterest Income$188,0004,663
Total noninterest expense$1,692,0005,786
Salaries and employee benefits$913,0005,839
Premises and equipment expense$289,0005,069
Additional noninterest expense$490,0005,823
Pre-tax net operating income$231,0007,296
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$231,0007,057
Extraordinary gains, net$045
Net income$231,0007,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$12,000946
Net operating income$231,0007,056
2006-06-30 (YTD Data)Rank
Total interest income$2,169,0005,927
Total interest expense$944,0005,375
Net interest income$1,225,0006,172
Provision for loan and lease losses$292,0001,561
Total noninterest income$162,0006,095
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$50,0006,246
Trading account gains and fees$0126
Additional Noninterest Income$112,0004,889
Total noninterest expense$1,101,0005,886
Salaries and employee benefits$563,0006,092
Premises and equipment expense$212,0004,755
Additional noninterest expense$326,0005,828
Pre-tax net operating income$-6,0008,191
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-6,0008,198
Extraordinary gains, net$039
Net income$-6,0008,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-6,0008,184
2006-03-31 (YTD Data)Rank
Total interest income$971,0006,165
Total interest expense$430,0005,507
Net interest income$541,0006,486
Provision for loan and lease losses$135,0001,590
Total noninterest income$93,0005,746
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$26,0006,158
Trading account gains and fees$0115
Additional Noninterest Income$67,0004,504
Total noninterest expense$573,0005,764
Salaries and employee benefits$276,0006,186
Premises and equipment expense$115,0004,545
Additional noninterest expense$182,0005,465
Pre-tax net operating income$-74,0008,407
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-74,0008,427
Extraordinary gains, net$021
Net income$-74,0008,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-74,0008,411
2005-12-31 (YTD Data)Rank
Total interest income$1,567,0007,824
Total interest expense$602,0007,326
Net interest income$965,0007,989
Provision for loan and lease losses$556,0001,749
Total noninterest income$25,0008,579
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$14,0007,544
Trading account gains and fees$0138
Additional Noninterest Income$11,0008,394
Total noninterest expense$1,675,0006,599
Salaries and employee benefits$998,0006,352
Premises and equipment expense$137,0007,433
Additional noninterest expense$540,0006,350
Pre-tax net operating income$-1,241,0008,682
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-1,241,0008,709
Extraordinary gains, net$046
Net income$-1,241,0008,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$12,462,000148
Net operating income$-1,241,0008,693
2005-09-30 (YTD Data)Rank
Total interest income$782,0008,329
Total interest expense$268,0008,011
Net interest income$514,0008,394
Provision for loan and lease losses$375,0001,807
Total noninterest income$7,0008,725
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$6,0007,666
Trading account gains and fees$0126
Additional Noninterest Income$1,0008,692
Total noninterest expense$1,267,0006,584
Salaries and employee benefits$812,0006,082
Premises and equipment expense$77,0007,839
Additional noninterest expense$378,0006,525
Pre-tax net operating income$-1,121,0008,742
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-1,121,0008,762
Extraordinary gains, net$035
Net income$-1,121,0008,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$12,461,000103
Net operating income$-1,121,0008,743
2005-06-30 (YTD Data)Rank
Total interest income$246,0008,698
Total interest expense$82,0008,547
Net interest income$164,0008,736
Provision for loan and lease losses$158,0002,559
Total noninterest income$3,0008,760
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$3,0008,558
Total noninterest expense$917,0006,343
Salaries and employee benefits$612,0005,690
Premises and equipment expense$36,0008,221
Additional noninterest expense$269,0006,321
Pre-tax net operating income$-908,0008,765
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-908,0008,788
Extraordinary gains, net$030
Net income$-908,0008,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$12,462,00068
Net operating income$-908,0008,767

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.