Home > Patriot Federal Bank > Income and Expense
Patriot Federal Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 3,415 |
| Total interest expense | $726,000 | 2,585 |
| Net interest income | $3,814,000 | 3,523 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $391,000 | 3,908 |
| Gross Fiduciary activities income | $73,000 | 788 |
| Service charges on deposit accounts | $149,000 | 3,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 4,147 |
| Total noninterest expense | $3,421,000 | 3,301 |
| Salaries and employee benefits | $1,633,000 | 3,599 |
| Premises and equipment expense | $275,000 | 3,837 |
| Additional noninterest expense | $1,513,000 | 2,650 |
| Pre-tax net operating income | $694,000 | 4,234 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $398,000 | 2,261 |
| Income before extraordinary items | $297,000 | 4,884 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $297,000 | 4,884 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $297,000 | 4,884 |
| Net charge-offs | $-6,000 | 4,598 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $296,360 | 4,870 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 3,440 |
| Total interest expense | $475,000 | 2,573 |
| Net interest income | $2,506,000 | 3,559 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $261,000 | 3,928 |
| Gross Fiduciary activities income | $47,000 | 795 |
| Service charges on deposit accounts | $101,000 | 3,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 4,156 |
| Total noninterest expense | $2,289,000 | 3,316 |
| Salaries and employee benefits | $1,100,000 | 3,604 |
| Premises and equipment expense | $187,000 | 3,824 |
| Additional noninterest expense | $1,002,000 | 2,664 |
| Pre-tax net operating income | $418,000 | 4,338 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $253,000 | 2,289 |
| Income before extraordinary items | $165,000 | 5,011 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $165,000 | 5,011 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $165,000 | 5,011 |
| Net charge-offs | $7,000 | 3,031 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $165,000 | 4,998 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 3,458 |
| Total interest expense | $230,000 | 2,602 |
| Net interest income | $1,250,000 | 3,578 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $134,000 | 3,898 |
| Gross Fiduciary activities income | $23,000 | 807 |
| Service charges on deposit accounts | $49,000 | 3,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 4,070 |
| Total noninterest expense | $1,157,000 | 3,316 |
| Salaries and employee benefits | $561,000 | 3,609 |
| Premises and equipment expense | $103,000 | 3,693 |
| Additional noninterest expense | $493,000 | 2,695 |
| Pre-tax net operating income | $197,000 | 4,366 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $119,000 | 2,307 |
| Income before extraordinary items | $78,000 | 5,047 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $78,000 | 5,047 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $78,000 | 5,047 |
| Net charge-offs | $7,000 | 2,334 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $78,000 | 5,029 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,501,000 | 3,617 |
| Total interest expense | $858,000 | 2,684 |
| Net interest income | $4,643,000 | 3,718 |
| Provision for loan and lease losses | $272,000 | 2,104 |
| Total noninterest income | $556,000 | 3,941 |
| Gross Fiduciary activities income | $90,000 | 815 |
| Service charges on deposit accounts | $191,000 | 3,642 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $275,000 | 4,032 |
| Total noninterest expense | $4,114,000 | 3,597 |
| Salaries and employee benefits | $2,107,000 | 3,723 |
| Premises and equipment expense | $402,000 | 3,768 |
| Additional noninterest expense | $1,605,000 | 3,194 |
| Pre-tax net operating income | $813,000 | 4,317 |
| Securities gains (losses) | $13,000 | 2,562 |
| Applicable income taxes | $318,000 | 2,612 |
| Income before extraordinary items | $508,000 | 4,705 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $508,000 | 4,704 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $508,000 | 4,704 |
| Net charge-offs | $27,000 | 3,503 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $499,680 | 4,687 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 3,670 |
| Total interest expense | $631,000 | 2,734 |
| Net interest income | $3,419,000 | 3,774 |
| Provision for loan and lease losses | $222,000 | 1,963 |
| Total noninterest income | $428,000 | 3,922 |
| Gross Fiduciary activities income | $65,000 | 821 |
| Service charges on deposit accounts | $143,000 | 3,666 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $220,000 | 3,981 |
| Total noninterest expense | $3,064,000 | 3,611 |
| Salaries and employee benefits | $1,565,000 | 3,751 |
| Premises and equipment expense | $308,000 | 3,746 |
| Additional noninterest expense | $1,191,000 | 3,235 |
| Pre-tax net operating income | $561,000 | 4,497 |
| Securities gains (losses) | $4,000 | 2,856 |
| Applicable income taxes | $213,000 | 2,765 |
| Income before extraordinary items | $352,000 | 4,861 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $352,000 | 4,861 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $352,000 | 4,861 |
| Net charge-offs | $27,000 | 2,972 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $349,440 | 4,817 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 3,714 |
| Total interest expense | $408,000 | 2,794 |
| Net interest income | $2,254,000 | 3,824 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $240,000 | 4,179 |
| Gross Fiduciary activities income | $43,000 | 834 |
| Service charges on deposit accounts | $88,000 | 3,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $109,000 | 4,349 |
| Total noninterest expense | $1,997,000 | 3,681 |
| Salaries and employee benefits | $1,012,000 | 3,838 |
| Premises and equipment expense | $213,000 | 3,716 |
| Additional noninterest expense | $772,000 | 3,323 |
| Pre-tax net operating income | $347,000 | 4,613 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $130,000 | 2,821 |
| Income before extraordinary items | $217,000 | 4,948 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $217,000 | 4,948 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $217,000 | 4,948 |
| Net charge-offs | $-3,000 | 4,597 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $217,000 | 4,895 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 3,742 |
| Total interest expense | $196,000 | 2,877 |
| Net interest income | $1,121,000 | 3,849 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $114,000 | 4,233 |
| Gross Fiduciary activities income | $21,000 | 833 |
| Service charges on deposit accounts | $40,000 | 3,910 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $53,000 | 4,336 |
| Total noninterest expense | $1,006,000 | 3,697 |
| Salaries and employee benefits | $504,000 | 3,870 |
| Premises and equipment expense | $124,000 | 3,447 |
| Additional noninterest expense | $378,000 | 3,361 |
| Pre-tax net operating income | $154,000 | 4,715 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $57,000 | 2,884 |
| Income before extraordinary items | $97,000 | 5,038 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $97,000 | 5,038 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $97,000 | 5,038 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $97,000 | 4,979 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,147,000 | 3,780 |
| Total interest expense | $776,000 | 2,877 |
| Net interest income | $4,371,000 | 3,884 |
| Provision for loan and lease losses | $503,000 | 1,339 |
| Total noninterest income | $527,000 | 4,103 |
| Gross Fiduciary activities income | $69,000 | 866 |
| Service charges on deposit accounts | $185,000 | 3,815 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $273,000 | 4,092 |
| Total noninterest expense | $3,907,000 | 3,764 |
| Salaries and employee benefits | $1,961,000 | 3,943 |
| Premises and equipment expense | $401,000 | 3,891 |
| Additional noninterest expense | $1,545,000 | 3,343 |
| Pre-tax net operating income | $488,000 | 4,959 |
| Securities gains (losses) | $16,000 | 2,359 |
| Applicable income taxes | $150,000 | 3,107 |
| Income before extraordinary items | $354,000 | 5,122 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $354,000 | 5,126 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $354,000 | 5,126 |
| Net charge-offs | $212,000 | 1,933 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $342,800 | 5,104 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,881,000 | 3,814 |
| Total interest expense | $580,000 | 2,923 |
| Net interest income | $3,301,000 | 3,901 |
| Provision for loan and lease losses | $403,000 | 1,227 |
| Total noninterest income | $404,000 | 4,093 |
| Gross Fiduciary activities income | $52,000 | 861 |
| Service charges on deposit accounts | $138,000 | 3,857 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $214,000 | 4,055 |
| Total noninterest expense | $2,922,000 | 3,796 |
| Salaries and employee benefits | $1,464,000 | 3,967 |
| Premises and equipment expense | $300,000 | 3,951 |
| Additional noninterest expense | $1,158,000 | 3,355 |
| Pre-tax net operating income | $380,000 | 5,041 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $112,000 | 3,205 |
| Income before extraordinary items | $268,000 | 5,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $268,000 | 5,219 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $268,000 | 5,221 |
| Net charge-offs | $128,000 | 1,940 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $268,000 | 5,171 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 3,827 |
| Total interest expense | $384,000 | 2,961 |
| Net interest income | $2,198,000 | 3,925 |
| Provision for loan and lease losses | $238,000 | 1,354 |
| Total noninterest income | $211,000 | 4,477 |
| Gross Fiduciary activities income | $34,000 | 881 |
| Service charges on deposit accounts | $93,000 | 3,833 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 4,697 |
| Total noninterest expense | $1,943,000 | 3,835 |
| Salaries and employee benefits | $967,000 | 4,026 |
| Premises and equipment expense | $205,000 | 3,947 |
| Additional noninterest expense | $771,000 | 3,374 |
| Pre-tax net operating income | $228,000 | 5,132 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $67,000 | 3,280 |
| Income before extraordinary items | $161,000 | 5,316 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $161,000 | 5,315 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $161,000 | 5,318 |
| Net charge-offs | $70,000 | 2,041 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $161,000 | 5,271 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 3,854 |
| Total interest expense | $189,000 | 3,011 |
| Net interest income | $1,094,000 | 3,944 |
| Provision for loan and lease losses | $125,000 | 1,243 |
| Total noninterest income | $105,000 | 4,461 |
| Gross Fiduciary activities income | $17,000 | 881 |
| Service charges on deposit accounts | $46,000 | 3,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $42,000 | 4,708 |
| Total noninterest expense | $972,000 | 3,867 |
| Salaries and employee benefits | $484,000 | 4,050 |
| Premises and equipment expense | $103,000 | 3,965 |
| Additional noninterest expense | $385,000 | 3,374 |
| Pre-tax net operating income | $102,000 | 5,200 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $30,000 | 3,327 |
| Income before extraordinary items | $72,000 | 5,402 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $72,000 | 5,404 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $72,000 | 5,404 |
| Net charge-offs | $19,000 | 2,149 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $72,000 | 5,338 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 4,156 |
| Total interest expense | $682,000 | 3,367 |
| Net interest income | $3,918,000 | 4,241 |
| Provision for loan and lease losses | $616,000 | 1,254 |
| Total noninterest income | $336,000 | 4,864 |
| Gross Fiduciary activities income | $61,000 | 907 |
| Service charges on deposit accounts | $166,000 | 4,223 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $109,000 | 5,177 |
| Total noninterest expense | $3,763,000 | 3,967 |
| Salaries and employee benefits | $1,880,000 | 4,115 |
| Premises and equipment expense | $377,000 | 4,218 |
| Additional noninterest expense | $1,506,000 | 3,546 |
| Pre-tax net operating income | $-125,000 | 6,184 |
| Securities gains (losses) | $139,000 | 1,026 |
| Applicable income taxes | $4,000 | 4,338 |
| Income before extraordinary items | $10,000 | 6,086 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $10,000 | 6,086 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $10,000 | 6,087 |
| Net charge-offs | $368,000 | 1,802 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-88,690 | 6,170 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,355,000 | 4,261 |
| Total interest expense | $503,000 | 3,440 |
| Net interest income | $2,852,000 | 4,333 |
| Provision for loan and lease losses | $395,000 | 1,400 |
| Total noninterest income | $243,000 | 4,961 |
| Gross Fiduciary activities income | $45,000 | 906 |
| Service charges on deposit accounts | $123,000 | 4,290 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $75,000 | 5,316 |
| Total noninterest expense | $2,829,000 | 3,977 |
| Salaries and employee benefits | $1,404,000 | 4,141 |
| Premises and equipment expense | $286,000 | 4,246 |
| Additional noninterest expense | $1,139,000 | 3,534 |
| Pre-tax net operating income | $-129,000 | 6,277 |
| Securities gains (losses) | $57,000 | 1,373 |
| Applicable income taxes | $-21,000 | 6,322 |
| Income before extraordinary items | $-51,000 | 6,223 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-51,000 | 6,222 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-51,000 | 6,223 |
| Net charge-offs | $315,000 | 1,555 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-91,470 | 6,256 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 4,319 |
| Total interest expense | $331,000 | 3,503 |
| Net interest income | $1,860,000 | 4,385 |
| Provision for loan and lease losses | $96,000 | 2,409 |
| Total noninterest income | $152,000 | 5,029 |
| Gross Fiduciary activities income | $28,000 | 920 |
| Service charges on deposit accounts | $79,000 | 4,354 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $45,000 | 5,433 |
| Total noninterest expense | $1,855,000 | 4,041 |
| Salaries and employee benefits | $928,000 | 4,197 |
| Premises and equipment expense | $194,000 | 4,239 |
| Additional noninterest expense | $733,000 | 3,626 |
| Pre-tax net operating income | $61,000 | 5,938 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $18,000 | 3,902 |
| Income before extraordinary items | $43,000 | 6,036 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $43,000 | 6,037 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $43,000 | 6,038 |
| Net charge-offs | $-5,000 | 5,456 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $43,000 | 6,001 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 4,427 |
| Total interest expense | $164,000 | 3,579 |
| Net interest income | $895,000 | 4,508 |
| Provision for loan and lease losses | $31,000 | 2,564 |
| Total noninterest income | $82,000 | 4,914 |
| Gross Fiduciary activities income | $15,000 | 905 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $34,000 | 5,012 |
| Total noninterest expense | $926,000 | 4,081 |
| Salaries and employee benefits | $466,000 | 4,228 |
| Premises and equipment expense | $104,000 | 4,128 |
| Additional noninterest expense | $356,000 | 3,679 |
| Pre-tax net operating income | $20,000 | 6,041 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $6,000 | 3,988 |
| Income before extraordinary items | $14,000 | 6,100 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $14,000 | 6,101 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $14,000 | 6,101 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $14,000 | 6,086 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,907,000 | 4,672 |
| Total interest expense | $720,000 | 3,684 |
| Net interest income | $3,187,000 | 4,798 |
| Provision for loan and lease losses | $162,000 | 3,203 |
| Total noninterest income | $195,000 | 5,643 |
| Gross Fiduciary activities income | $37,000 | 973 |
| Service charges on deposit accounts | $83,000 | 5,476 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $75,000 | 5,608 |
| Total noninterest expense | $3,166,000 | 4,486 |
| Salaries and employee benefits | $1,631,000 | 4,556 |
| Premises and equipment expense | $373,000 | 4,383 |
| Additional noninterest expense | $1,162,000 | 4,268 |
| Pre-tax net operating income | $54,000 | 6,073 |
| Securities gains (losses) | $81,000 | 1,475 |
| Applicable income taxes | $40,000 | 3,853 |
| Income before extraordinary items | $95,000 | 6,003 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $95,000 | 6,004 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $95,000 | 6,005 |
| Net charge-offs | $65,000 | 4,150 |
| Cash dividends | $166,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $3,087,000 | 123 |
| Net operating income | $38,300 | 6,117 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 4,801 |
| Total interest expense | $553,000 | 3,711 |
| Net interest income | $2,288,000 | 4,935 |
| Provision for loan and lease losses | $112,000 | 3,255 |
| Total noninterest income | $133,000 | 5,818 |
| Gross Fiduciary activities income | $24,000 | 981 |
| Service charges on deposit accounts | $64,000 | 5,510 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $45,000 | 5,834 |
| Total noninterest expense | $2,315,000 | 4,561 |
| Salaries and employee benefits | $1,200,000 | 4,615 |
| Premises and equipment expense | $270,000 | 4,492 |
| Additional noninterest expense | $845,000 | 4,348 |
| Pre-tax net operating income | $-6,000 | 6,296 |
| Securities gains (losses) | $81,000 | 1,359 |
| Applicable income taxes | $22,000 | 4,067 |
| Income before extraordinary items | $53,000 | 6,190 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $53,000 | 6,192 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $53,000 | 6,191 |
| Net charge-offs | $36,000 | 4,083 |
| Cash dividends | $167,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $2,830,000 | 93 |
| Net operating income | $-4,510 | 6,309 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 4,873 |
| Total interest expense | $382,000 | 3,693 |
| Net interest income | $1,474,000 | 5,014 |
| Provision for loan and lease losses | $67,000 | 3,324 |
| Total noninterest income | $67,000 | 6,088 |
| Gross Fiduciary activities income | $12,000 | 1,009 |
| Service charges on deposit accounts | $43,000 | 5,507 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 6,315 |
| Total noninterest expense | $1,517,000 | 4,618 |
| Salaries and employee benefits | $812,000 | 4,613 |
| Premises and equipment expense | $178,000 | 4,527 |
| Additional noninterest expense | $527,000 | 4,510 |
| Pre-tax net operating income | $-43,000 | 6,394 |
| Securities gains (losses) | $81,000 | 1,242 |
| Applicable income taxes | $11,000 | 4,162 |
| Income before extraordinary items | $27,000 | 6,259 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $27,000 | 6,261 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $27,000 | 6,261 |
| Net charge-offs | $17,000 | 4,090 |
| Cash dividends | $96,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-30,510 | 6,382 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $924,000 | 4,904 |
| Total interest expense | $206,000 | 3,605 |
| Net interest income | $718,000 | 5,111 |
| Provision for loan and lease losses | $32,000 | 3,154 |
| Total noninterest income | $3,000 | 6,816 |
| Gross Fiduciary activities income | $2,000 | 1,072 |
| Service charges on deposit accounts | $22,000 | 5,472 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-21,000 | 6,839 |
| Total noninterest expense | $717,000 | 4,801 |
| Salaries and employee benefits | $379,000 | 4,815 |
| Premises and equipment expense | $78,000 | 4,848 |
| Additional noninterest expense | $260,000 | 4,557 |
| Pre-tax net operating income | $-28,000 | 6,474 |
| Securities gains (losses) | $50,000 | 924 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $16,000 | 6,254 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $16,000 | 6,254 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $16,000 | 6,255 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $48,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-20,500 | 6,459 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 4,791 |
| Total interest expense | $1,032,000 | 3,532 |
| Net interest income | $3,100,000 | 5,027 |
| Provision for loan and lease losses | $405,000 | 3,004 |
| Total noninterest income | $-1,000 | 6,835 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $103,000 | 5,388 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-104,000 | 6,737 |
| Total noninterest expense | $2,752,000 | 4,933 |
| Salaries and employee benefits | $1,424,000 | 4,968 |
| Premises and equipment expense | $208,000 | 5,664 |
| Additional noninterest expense | $1,120,000 | 4,520 |
| Pre-tax net operating income | $-58,000 | 6,244 |
| Securities gains (losses) | $214,000 | 1,637 |
| Applicable income taxes | $51,000 | 3,891 |
| Income before extraordinary items | $105,000 | 6,046 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $105,000 | 6,041 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $105,000 | 6,044 |
| Net charge-offs | $376,000 | 3,020 |
| Cash dividends | $192,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-38,380 | 6,234 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 4,764 |
| Total interest expense | $804,000 | 3,576 |
| Net interest income | $2,419,000 | 5,025 |
| Provision for loan and lease losses | $260,000 | 3,166 |
| Total noninterest income | $27,000 | 6,807 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $77,000 | 5,469 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-50,000 | 6,846 |
| Total noninterest expense | $2,001,000 | 5,059 |
| Salaries and employee benefits | $1,039,000 | 5,072 |
| Premises and equipment expense | $155,000 | 5,728 |
| Additional noninterest expense | $807,000 | 4,647 |
| Pre-tax net operating income | $185,000 | 5,730 |
| Securities gains (losses) | $202,000 | 1,425 |
| Applicable income taxes | $113,000 | 3,280 |
| Income before extraordinary items | $274,000 | 5,433 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $274,000 | 5,432 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $274,000 | 5,432 |
| Net charge-offs | $291,000 | 2,870 |
| Cash dividends | $144,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $130,580 | 5,864 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 4,758 |
| Total interest expense | $558,000 | 3,569 |
| Net interest income | $1,632,000 | 5,029 |
| Provision for loan and lease losses | $215,000 | 2,884 |
| Total noninterest income | $100,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $50,000 | 5,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 5,446 |
| Total noninterest expense | $1,338,000 | 5,090 |
| Salaries and employee benefits | $705,000 | 5,073 |
| Premises and equipment expense | $108,000 | 5,683 |
| Additional noninterest expense | $525,000 | 4,727 |
| Pre-tax net operating income | $179,000 | 5,422 |
| Securities gains (losses) | $94,000 | 1,647 |
| Applicable income taxes | $80,000 | 3,238 |
| Income before extraordinary items | $193,000 | 5,368 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $193,000 | 5,367 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $193,000 | 5,367 |
| Net charge-offs | $206,000 | 2,727 |
| Cash dividends | $96,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $126,260 | 5,599 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 4,837 |
| Total interest expense | $280,000 | 3,663 |
| Net interest income | $799,000 | 5,094 |
| Provision for loan and lease losses | $115,000 | 2,723 |
| Total noninterest income | $50,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $24,000 | 5,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 5,490 |
| Total noninterest expense | $661,000 | 5,142 |
| Salaries and employee benefits | $349,000 | 5,141 |
| Premises and equipment expense | $58,000 | 5,568 |
| Additional noninterest expense | $254,000 | 4,825 |
| Pre-tax net operating income | $73,000 | 5,682 |
| Securities gains (losses) | $53,000 | 1,204 |
| Applicable income taxes | $33,000 | 3,373 |
| Income before extraordinary items | $93,000 | 5,457 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $93,000 | 5,457 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $93,000 | 5,457 |
| Net charge-offs | $89,000 | 2,547 |
| Cash dividends | $48,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $53,780 | 5,808 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 4,840 |
| Total interest expense | $1,060,000 | 4,280 |
| Net interest income | $3,435,000 | 4,940 |
| Provision for loan and lease losses | $220,000 | 4,524 |
| Total noninterest income | $205,000 | 5,708 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $185,000 | 4,523 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $20,000 | 6,376 |
| Total noninterest expense | $2,486,000 | 5,344 |
| Salaries and employee benefits | $1,386,000 | 5,163 |
| Premises and equipment expense | $238,000 | 5,712 |
| Additional noninterest expense | $862,000 | 5,259 |
| Pre-tax net operating income | $934,000 | 3,850 |
| Securities gains (losses) | $163,000 | 1,628 |
| Applicable income taxes | $314,000 | 2,488 |
| Income before extraordinary items | $783,000 | 3,982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $783,000 | 3,987 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $783,000 | 3,986 |
| Net charge-offs | $288,000 | 3,846 |
| Cash dividends | $215,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $667,270 | 4,102 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 4,865 |
| Total interest expense | $780,000 | 4,423 |
| Net interest income | $2,625,000 | 4,925 |
| Provision for loan and lease losses | $92,000 | 5,025 |
| Total noninterest income | $148,000 | 5,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 6,992 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $146,000 | 4,567 |
| Total noninterest expense | $1,874,000 | 5,362 |
| Salaries and employee benefits | $1,017,000 | 5,226 |
| Premises and equipment expense | $442,000 | 3,666 |
| Additional noninterest expense | $415,000 | 6,155 |
| Pre-tax net operating income | $807,000 | 3,708 |
| Securities gains (losses) | $54,000 | 2,286 |
| Applicable income taxes | $297,000 | 2,277 |
| Income before extraordinary items | $564,000 | 4,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $564,000 | 4,127 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $564,000 | 4,127 |
| Net charge-offs | $75,000 | 4,674 |
| Cash dividends | $142,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $528,360 | 4,089 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 4,878 |
| Total interest expense | $509,000 | 4,578 |
| Net interest income | $1,796,000 | 4,876 |
| Provision for loan and lease losses | $77,000 | 4,686 |
| Total noninterest income | $97,000 | 5,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 4,589 |
| Total noninterest expense | $1,250,000 | 5,420 |
| Salaries and employee benefits | $685,000 | 5,243 |
| Premises and equipment expense | $308,000 | 3,585 |
| Additional noninterest expense | $257,000 | 6,350 |
| Pre-tax net operating income | $566,000 | 3,580 |
| Securities gains (losses) | $34,000 | 1,823 |
| Applicable income taxes | $223,000 | 2,108 |
| Income before extraordinary items | $377,000 | 4,083 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $377,000 | 4,083 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $377,000 | 4,085 |
| Net charge-offs | $67,000 | 4,232 |
| Cash dividends | $94,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $355,240 | 4,099 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 4,920 |
| Total interest expense | $248,000 | 4,767 |
| Net interest income | $896,000 | 4,874 |
| Provision for loan and lease losses | $26,000 | 4,815 |
| Total noninterest income | $53,000 | 5,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,572 |
| Total noninterest expense | $627,000 | 5,437 |
| Salaries and employee benefits | $349,000 | 5,234 |
| Premises and equipment expense | $170,000 | 3,392 |
| Additional noninterest expense | $108,000 | 6,643 |
| Pre-tax net operating income | $296,000 | 3,551 |
| Securities gains (losses) | $-7,000 | 7,136 |
| Applicable income taxes | $106,000 | 2,116 |
| Income before extraordinary items | $183,000 | 4,136 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $183,000 | 4,135 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $183,000 | 4,136 |
| Net charge-offs | $18,000 | 4,096 |
| Cash dividends | $47,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $187,480 | 4,046 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 5,203 |
| Total interest expense | $1,026,000 | 5,161 |
| Net interest income | $3,306,000 | 5,101 |
| Provision for loan and lease losses | $368,000 | 4,564 |
| Total noninterest income | $223,000 | 5,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $223,000 | 4,429 |
| Total noninterest expense | $2,365,000 | 5,634 |
| Salaries and employee benefits | $1,289,000 | 5,466 |
| Premises and equipment expense | $570,000 | 3,850 |
| Additional noninterest expense | $506,000 | 6,482 |
| Pre-tax net operating income | $796,000 | 3,738 |
| Securities gains (losses) | $106,000 | 2,117 |
| Applicable income taxes | $148,000 | 2,944 |
| Income before extraordinary items | $754,000 | 3,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $754,000 | 3,713 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $754,000 | 3,715 |
| Net charge-offs | $65,000 | 5,751 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $664,960 | 3,788 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 5,333 |
| Total interest expense | $773,000 | 5,313 |
| Net interest income | $2,443,000 | 5,197 |
| Provision for loan and lease losses | $240,000 | 4,632 |
| Total noninterest income | $173,000 | 5,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $173,000 | 4,425 |
| Total noninterest expense | $1,767,000 | 5,688 |
| Salaries and employee benefits | $955,000 | 5,549 |
| Premises and equipment expense | $427,000 | 3,917 |
| Additional noninterest expense | $385,000 | 6,522 |
| Pre-tax net operating income | $609,000 | 3,927 |
| Securities gains (losses) | $32,000 | 2,694 |
| Applicable income taxes | $245,000 | 2,355 |
| Income before extraordinary items | $396,000 | 4,484 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $396,000 | 4,487 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $396,000 | 4,487 |
| Net charge-offs | $62,000 | 5,353 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $375,520 | 4,385 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 5,391 |
| Total interest expense | $505,000 | 5,459 |
| Net interest income | $1,619,000 | 5,226 |
| Provision for loan and lease losses | $160,000 | 4,525 |
| Total noninterest income | $119,000 | 5,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $119,000 | 4,352 |
| Total noninterest expense | $1,203,000 | 5,660 |
| Salaries and employee benefits | $647,000 | 5,539 |
| Premises and equipment expense | $290,000 | 3,896 |
| Additional noninterest expense | $266,000 | 6,483 |
| Pre-tax net operating income | $375,000 | 4,082 |
| Securities gains (losses) | $32,000 | 2,144 |
| Applicable income taxes | $155,000 | 2,374 |
| Income before extraordinary items | $252,000 | 4,576 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $252,000 | 4,576 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $252,000 | 4,576 |
| Net charge-offs | $41,000 | 5,041 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $231,520 | 4,541 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 5,484 |
| Total interest expense | $248,000 | 5,610 |
| Net interest income | $808,000 | 5,270 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $66,000 | 5,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $649,000 | 5,525 |
| Salaries and employee benefits | $338,000 | 5,474 |
| Premises and equipment expense | $158,000 | 3,747 |
| Additional noninterest expense | $153,000 | 6,312 |
| Pre-tax net operating income | $165,000 | 4,398 |
| Securities gains (losses) | $38,000 | 1,256 |
| Applicable income taxes | $78,000 | 2,365 |
| Income before extraordinary items | $125,000 | 4,666 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $125,000 | 4,667 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $125,000 | 4,665 |
| Net charge-offs | $36,000 | 3,999 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $100,680 | 4,862 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 5,790 |
| Total interest expense | $1,343,000 | 5,415 |
| Net interest income | $2,533,000 | 5,803 |
| Provision for loan and lease losses | $220,000 | 5,673 |
| Total noninterest income | $255,000 | 5,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $255,000 | 4,238 |
| Total noninterest expense | $2,379,000 | 5,804 |
| Salaries and employee benefits | $1,198,000 | 5,851 |
| Premises and equipment expense | $592,000 | 3,907 |
| Additional noninterest expense | $589,000 | 6,484 |
| Pre-tax net operating income | $189,000 | 4,839 |
| Securities gains (losses) | $98,000 | 2,159 |
| Applicable income taxes | $-591,000 | 7,102 |
| Income before extraordinary items | $878,000 | 2,986 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $878,000 | 2,986 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $878,000 | 2,986 |
| Net charge-offs | $125,000 | 5,504 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,262 |
| Net operating income | $780,000 | 3,130 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 5,915 |
| Total interest expense | $1,053,000 | 5,441 |
| Net interest income | $1,770,000 | 5,999 |
| Provision for loan and lease losses | $164,000 | 5,417 |
| Total noninterest income | $182,000 | 6,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $182,000 | 4,440 |
| Total noninterest expense | $1,733,000 | 5,899 |
| Salaries and employee benefits | $862,000 | 5,964 |
| Premises and equipment expense | $446,000 | 3,937 |
| Additional noninterest expense | $425,000 | 6,579 |
| Pre-tax net operating income | $55,000 | 5,464 |
| Securities gains (losses) | $96,000 | 1,870 |
| Applicable income taxes | $8,000 | 4,112 |
| Income before extraordinary items | $143,000 | 5,118 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $143,000 | 5,119 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $143,000 | 5,119 |
| Net charge-offs | $97,000 | 5,094 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,147 |
| Net operating income | $51,800 | 5,493 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 6,070 |
| Total interest expense | $711,000 | 5,537 |
| Net interest income | $1,096,000 | 6,179 |
| Provision for loan and lease losses | $111,000 | 5,206 |
| Total noninterest income | $111,000 | 6,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $111,000 | 4,607 |
| Total noninterest expense | $1,104,000 | 6,053 |
| Salaries and employee benefits | $565,000 | 6,075 |
| Premises and equipment expense | $293,000 | 4,010 |
| Additional noninterest expense | $246,000 | 6,872 |
| Pre-tax net operating income | $-8,000 | 5,828 |
| Securities gains (losses) | $69,000 | 1,708 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $57,000 | 5,531 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 5,528 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $57,000 | 5,528 |
| Net charge-offs | $66,000 | 4,659 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,065 |
| Net operating income | $-7,170 | 5,872 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 6,215 |
| Total interest expense | $355,000 | 5,645 |
| Net interest income | $509,000 | 6,362 |
| Provision for loan and lease losses | $31,000 | 5,376 |
| Total noninterest income | $51,000 | 6,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $51,000 | 4,806 |
| Total noninterest expense | $545,000 | 6,050 |
| Salaries and employee benefits | $282,000 | 6,124 |
| Premises and equipment expense | $157,000 | 3,852 |
| Additional noninterest expense | $106,000 | 7,001 |
| Pre-tax net operating income | $-16,000 | 6,340 |
| Securities gains (losses) | $26,000 | 1,571 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $10,000 | 6,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 6,278 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $10,000 | 6,278 |
| Net charge-offs | $45,000 | 3,676 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 842 |
| Net operating income | $-16,000 | 6,361 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 6,659 |
| Total interest expense | $1,325,000 | 6,226 |
| Net interest income | $1,613,000 | 6,860 |
| Provision for loan and lease losses | $322,000 | 4,503 |
| Total noninterest income | $237,000 | 6,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $237,000 | 4,550 |
| Total noninterest expense | $2,101,000 | 6,109 |
| Salaries and employee benefits | $1,040,000 | 6,323 |
| Premises and equipment expense | $623,000 | 3,823 |
| Additional noninterest expense | $438,000 | 6,892 |
| Pre-tax net operating income | $-573,000 | 6,811 |
| Securities gains (losses) | $28,000 | 1,976 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-546,000 | 6,737 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-546,000 | 6,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,675 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,205,000 | 400 |
| Net operating income | $-574,000 | 6,891 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 6,840 |
| Total interest expense | $975,000 | 6,394 |
| Net interest income | $1,115,000 | 7,071 |
| Provision for loan and lease losses | $232,000 | 3,963 |
| Total noninterest income | $178,000 | 6,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $178,000 | 4,663 |
| Total noninterest expense | $1,545,000 | 6,148 |
| Salaries and employee benefits | $751,000 | 6,433 |
| Premises and equipment expense | $467,000 | 3,830 |
| Additional noninterest expense | $327,000 | 6,881 |
| Pre-tax net operating income | $-484,000 | 7,251 |
| Securities gains (losses) | $26,000 | 1,844 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-459,000 | 7,155 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-459,000 | 7,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 664 |
| Net operating income | $-485,000 | 7,316 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 7,020 |
| Total interest expense | $636,000 | 6,568 |
| Net interest income | $675,000 | 7,264 |
| Provision for loan and lease losses | $124,000 | 3,929 |
| Total noninterest income | $98,000 | 6,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $98,000 | 5,095 |
| Total noninterest expense | $994,000 | 6,284 |
| Salaries and employee benefits | $479,000 | 6,585 |
| Premises and equipment expense | $302,000 | 3,952 |
| Additional noninterest expense | $213,000 | 6,956 |
| Pre-tax net operating income | $-345,000 | 7,478 |
| Securities gains (losses) | $26,000 | 1,879 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-320,000 | 7,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-320,000 | 7,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 840 |
| Net operating income | $-346,000 | 7,550 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 7,229 |
| Total interest expense | $313,000 | 6,763 |
| Net interest income | $310,000 | 7,447 |
| Provision for loan and lease losses | $58,000 | 3,653 |
| Total noninterest income | $45,000 | 6,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 5,251 |
| Total noninterest expense | $490,000 | 6,348 |
| Salaries and employee benefits | $231,000 | 6,692 |
| Premises and equipment expense | $153,000 | 3,924 |
| Additional noninterest expense | $106,000 | 6,966 |
| Pre-tax net operating income | $-193,000 | 7,749 |
| Securities gains (losses) | $26,000 | 1,452 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-167,000 | 7,780 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-167,000 | 7,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 838 |
| Net operating income | $-193,000 | 7,797 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 7,664 |
| Total interest expense | $857,000 | 7,400 |
| Net interest income | $999,000 | 7,744 |
| Provision for loan and lease losses | $125,000 | 4,554 |
| Total noninterest income | $113,000 | 7,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $113,000 | 6,026 |
| Total noninterest expense | $1,712,000 | 6,599 |
| Salaries and employee benefits | $882,000 | 6,761 |
| Premises and equipment expense | $481,000 | 4,482 |
| Additional noninterest expense | $349,000 | 7,306 |
| Pre-tax net operating income | $-725,000 | 7,931 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $-727,000 | 8,005 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-727,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,903 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,233 |
| Net operating income | $-727,000 | 8,000 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 7,817 |
| Total interest expense | $574,000 | 7,594 |
| Net interest income | $707,000 | 7,864 |
| Provision for loan and lease losses | $80,000 | 4,491 |
| Total noninterest income | $71,000 | 7,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $71,000 | 6,326 |
| Total noninterest expense | $1,268,000 | 6,627 |
| Salaries and employee benefits | $626,000 | 6,866 |
| Premises and equipment expense | $349,000 | 4,555 |
| Additional noninterest expense | $293,000 | 7,082 |
| Pre-tax net operating income | $-570,000 | 8,120 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-570,000 | 8,172 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-570,000 | 8,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,913 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,078 |
| Net operating income | $-570,000 | 8,160 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $771,000 | 7,987 |
| Total interest expense | $335,000 | 7,780 |
| Net interest income | $436,000 | 8,015 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $44,000 | 7,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $44,000 | 6,471 |
| Total noninterest expense | $798,000 | 6,803 |
| Salaries and employee benefits | $406,000 | 6,974 |
| Premises and equipment expense | $208,000 | 4,900 |
| Additional noninterest expense | $184,000 | 7,226 |
| Pre-tax net operating income | $-363,000 | 8,199 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-363,000 | 8,248 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-363,000 | 8,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,036 |
| Net operating income | $-363,000 | 8,237 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $346,000 | 8,134 |
| Total interest expense | $141,000 | 7,995 |
| Net interest income | $205,000 | 8,141 |
| Provision for loan and lease losses | $17,000 | 4,548 |
| Total noninterest income | $21,000 | 7,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $348,000 | 7,153 |
| Salaries and employee benefits | $185,000 | 7,210 |
| Premises and equipment expense | $82,000 | 5,625 |
| Additional noninterest expense | $81,000 | 7,461 |
| Pre-tax net operating income | $-139,000 | 8,215 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-139,000 | 8,251 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-139,000 | 8,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-139,000 | 8,238 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $992,000 | 8,283 |
| Total interest expense | $335,000 | 8,240 |
| Net interest income | $657,000 | 8,255 |
| Provision for loan and lease losses | $153,000 | 4,016 |
| Total noninterest income | $61,000 | 8,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $61,000 | 7,036 |
| Total noninterest expense | $1,126,000 | 7,511 |
| Salaries and employee benefits | $568,000 | 7,687 |
| Premises and equipment expense | $294,000 | 5,789 |
| Additional noninterest expense | $264,000 | 7,776 |
| Pre-tax net operating income | $-561,000 | 8,286 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-561,000 | 8,325 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-561,000 | 8,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 637 |
| Net operating income | $-561,000 | 8,318 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $685,000 | 8,404 |
| Total interest expense | $222,000 | 8,348 |
| Net interest income | $463,000 | 8,380 |
| Provision for loan and lease losses | $110,000 | 3,941 |
| Total noninterest income | $43,000 | 8,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 7,127 |
| Total noninterest expense | $796,000 | 7,611 |
| Salaries and employee benefits | $387,000 | 7,822 |
| Premises and equipment expense | $213,000 | 5,896 |
| Additional noninterest expense | $196,000 | 7,815 |
| Pre-tax net operating income | $-400,000 | 8,391 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-400,000 | 8,419 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-400,000 | 8,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 486 |
| Net operating income | $-400,000 | 8,410 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $407,000 | 8,510 |
| Total interest expense | $125,000 | 8,436 |
| Net interest income | $282,000 | 8,496 |
| Provision for loan and lease losses | $86,000 | 3,640 |
| Total noninterest income | $25,000 | 8,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,325 |
| Total noninterest expense | $519,000 | 7,683 |
| Salaries and employee benefits | $251,000 | 7,897 |
| Premises and equipment expense | $136,000 | 6,020 |
| Additional noninterest expense | $132,000 | 7,817 |
| Pre-tax net operating income | $-298,000 | 8,469 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-298,000 | 8,492 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-298,000 | 8,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 356 |
| Net operating income | $-298,000 | 8,488 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $177,000 | 8,581 |
| Total interest expense | $55,000 | 8,504 |
| Net interest income | $122,000 | 8,572 |
| Provision for loan and lease losses | $48,000 | 3,203 |
| Total noninterest income | $10,000 | 8,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $266,000 | 7,656 |
| Salaries and employee benefits | $121,000 | 7,971 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $78,000 | 7,553 |
| Pre-tax net operating income | $-182,000 | 8,525 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-182,000 | 8,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-182,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 201 |
| Net operating income | $-182,000 | 8,541 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $41,000 | 8,821 |
| Total interest expense | $15,000 | 8,757 |
| Net interest income | $26,000 | 8,821 |
| Provision for loan and lease losses | $2,000 | 7,079 |
| Total noninterest income | $2,000 | 8,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,000 | 8,635 |
| Total noninterest expense | $1,586,000 | 6,741 |
| Salaries and employee benefits | $36,000 | 8,801 |
| Premises and equipment expense | $20,000 | 8,729 |
| Additional noninterest expense | $1,530,000 | 3,180 |
| Pre-tax net operating income | $-1,560,000 | 8,726 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,560,000 | 8,744 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,560,000 | 8,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $8,233,000 | 224 |
| Net operating income | $-1,560,000 | 8,728 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.