Home > Pascack Community Bank > Income and Expense
Pascack Community Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,338,000 | 1,508 |
| Total interest expense | $2,861,000 | 991 |
| Net interest income | $13,477,000 | 1,626 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $232,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $150,000 | 4,144 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $82,000 | 5,227 |
| Total noninterest expense | $11,172,000 | 1,698 |
| Salaries and employee benefits | $4,548,000 | 2,225 |
| Premises and equipment expense | $2,347,000 | 1,023 |
| Additional noninterest expense | $4,277,000 | 1,444 |
| Pre-tax net operating income | $2,537,000 | 2,597 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,116,000 | 1,496 |
| Income before extraordinary items | $1,421,000 | 3,325 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,421,000 | 3,325 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,421,000 | 3,326 |
| Net charge-offs | $327,000 | 1,531 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 571 |
| Net operating income | $1,421,000 | 3,271 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,321,000 | 1,511 |
| Total interest expense | $2,093,000 | 1,018 |
| Net interest income | $10,228,000 | 1,622 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $165,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $119,000 | 4,109 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,469 |
| Total noninterest expense | $7,880,000 | 1,814 |
| Salaries and employee benefits | $3,457,000 | 2,200 |
| Premises and equipment expense | $1,786,000 | 1,024 |
| Additional noninterest expense | $2,637,000 | 1,714 |
| Pre-tax net operating income | $2,513,000 | 2,183 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,009,000 | 1,359 |
| Income before extraordinary items | $1,504,000 | 2,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,504,000 | 2,758 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,504,000 | 2,759 |
| Net charge-offs | $289,000 | 1,226 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 533 |
| Net operating income | $1,504,000 | 2,710 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,125,000 | 1,534 |
| Total interest expense | $1,334,000 | 1,073 |
| Net interest income | $6,791,000 | 1,635 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $152,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $78,000 | 4,124 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $74,000 | 4,826 |
| Total noninterest expense | $5,061,000 | 1,885 |
| Salaries and employee benefits | $2,287,000 | 2,230 |
| Premises and equipment expense | $1,195,000 | 1,018 |
| Additional noninterest expense | $1,579,000 | 1,910 |
| Pre-tax net operating income | $1,882,000 | 1,976 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $756,000 | 1,275 |
| Income before extraordinary items | $1,126,000 | 2,537 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,126,000 | 2,539 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,126,000 | 2,539 |
| Net charge-offs | $112,000 | 1,631 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 491 |
| Net operating income | $1,126,000 | 2,483 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,977,000 | 1,564 |
| Total interest expense | $624,000 | 1,140 |
| Net interest income | $3,353,000 | 1,653 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $75,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $39,000 | 4,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $36,000 | 4,864 |
| Total noninterest expense | $2,523,000 | 1,884 |
| Salaries and employee benefits | $1,160,000 | 2,224 |
| Premises and equipment expense | $611,000 | 1,002 |
| Additional noninterest expense | $752,000 | 1,979 |
| Pre-tax net operating income | $905,000 | 2,019 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $364,000 | 1,266 |
| Income before extraordinary items | $541,000 | 2,577 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $541,000 | 2,580 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $541,000 | 2,579 |
| Net charge-offs | $-18,000 | 5,644 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 443 |
| Net operating income | $541,000 | 2,501 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,702,000 | 1,490 |
| Total interest expense | $2,319,000 | 1,247 |
| Net interest income | $14,383,000 | 1,542 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $297,000 | 5,002 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $155,000 | 4,333 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $142,000 | 4,909 |
| Total noninterest expense | $10,357,000 | 1,830 |
| Salaries and employee benefits | $4,654,000 | 2,189 |
| Premises and equipment expense | $2,433,000 | 987 |
| Additional noninterest expense | $3,270,000 | 1,885 |
| Pre-tax net operating income | $4,323,000 | 1,729 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,627,000 | 1,134 |
| Income before extraordinary items | $2,696,000 | 2,181 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,696,000 | 2,180 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,696,000 | 2,180 |
| Net charge-offs | $555,000 | 1,372 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $339,000 | 355 |
| Net operating income | $2,696,000 | 2,127 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,785,000 | 1,477 |
| Total interest expense | $1,748,000 | 1,258 |
| Net interest income | $11,037,000 | 1,504 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $219,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $115,000 | 4,404 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $104,000 | 4,985 |
| Total noninterest expense | $7,666,000 | 1,854 |
| Salaries and employee benefits | $3,414,000 | 2,234 |
| Premises and equipment expense | $1,822,000 | 997 |
| Additional noninterest expense | $2,430,000 | 1,894 |
| Pre-tax net operating income | $3,590,000 | 1,589 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,383,000 | 1,052 |
| Income before extraordinary items | $2,207,000 | 2,056 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,207,000 | 2,055 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,207,000 | 2,054 |
| Net charge-offs | $90,000 | 2,788 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 489 |
| Net operating income | $2,207,000 | 2,009 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,744,000 | 1,445 |
| Total interest expense | $1,190,000 | 1,249 |
| Net interest income | $7,554,000 | 1,460 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $134,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $68,000 | 4,595 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $66,000 | 5,055 |
| Total noninterest expense | $5,315,000 | 1,790 |
| Salaries and employee benefits | $2,190,000 | 2,313 |
| Premises and equipment expense | $1,211,000 | 1,013 |
| Additional noninterest expense | $1,914,000 | 1,628 |
| Pre-tax net operating income | $2,373,000 | 1,569 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $915,000 | 1,039 |
| Income before extraordinary items | $1,458,000 | 2,034 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,458,000 | 2,037 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,458,000 | 2,036 |
| Net charge-offs | $155,000 | 1,809 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 453 |
| Net operating income | $1,458,000 | 1,978 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,253,000 | 1,477 |
| Total interest expense | $584,000 | 1,284 |
| Net interest income | $3,669,000 | 1,491 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $62,000 | 5,262 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $30,000 | 4,784 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $32,000 | 5,097 |
| Total noninterest expense | $2,769,000 | 1,724 |
| Salaries and employee benefits | $1,082,000 | 2,345 |
| Premises and equipment expense | $635,000 | 993 |
| Additional noninterest expense | $1,052,000 | 1,490 |
| Pre-tax net operating income | $962,000 | 1,828 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $371,000 | 1,136 |
| Income before extraordinary items | $591,000 | 2,294 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $591,000 | 2,295 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $591,000 | 2,296 |
| Net charge-offs | $43,000 | 1,986 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 380 |
| Net operating income | $591,000 | 2,256 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,421,000 | 1,307 |
| Total interest expense | $3,040,000 | 1,104 |
| Net interest income | $16,381,000 | 1,329 |
| Provision for loan and lease losses | $674,000 | 1,517 |
| Total noninterest income | $419,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $131,000 | 4,804 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $288,000 | 4,140 |
| Total noninterest expense | $11,572,000 | 1,668 |
| Salaries and employee benefits | $5,150,000 | 1,980 |
| Premises and equipment expense | $2,793,000 | 860 |
| Additional noninterest expense | $3,629,000 | 1,749 |
| Pre-tax net operating income | $4,554,000 | 1,538 |
| Securities gains (losses) | $-233,000 | 6,639 |
| Applicable income taxes | $1,700,000 | 1,019 |
| Income before extraordinary items | $2,621,000 | 2,123 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,621,000 | 2,127 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,621,000 | 2,127 |
| Net charge-offs | $28,000 | 4,684 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 472 |
| Net operating income | $2,770,120 | 1,968 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,536,000 | 1,318 |
| Total interest expense | $2,440,000 | 1,066 |
| Net interest income | $12,096,000 | 1,345 |
| Provision for loan and lease losses | $674,000 | 1,226 |
| Total noninterest income | $330,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $99,000 | 4,835 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $231,000 | 4,125 |
| Total noninterest expense | $8,654,000 | 1,680 |
| Salaries and employee benefits | $3,813,000 | 2,022 |
| Premises and equipment expense | $2,089,000 | 873 |
| Additional noninterest expense | $2,752,000 | 1,720 |
| Pre-tax net operating income | $3,098,000 | 1,691 |
| Securities gains (losses) | $-167,000 | 6,764 |
| Applicable income taxes | $1,149,000 | 1,129 |
| Income before extraordinary items | $1,782,000 | 2,327 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,782,000 | 2,332 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,782,000 | 2,332 |
| Net charge-offs | $28,000 | 4,232 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 470 |
| Net operating income | $1,888,880 | 2,167 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,892,000 | 1,279 |
| Total interest expense | $1,673,000 | 1,060 |
| Net interest income | $8,219,000 | 1,308 |
| Provision for loan and lease losses | $674,000 | 908 |
| Total noninterest income | $249,000 | 4,533 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $65,000 | 4,850 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $184,000 | 3,920 |
| Total noninterest expense | $5,819,000 | 1,655 |
| Salaries and employee benefits | $2,636,000 | 1,952 |
| Premises and equipment expense | $1,411,000 | 864 |
| Additional noninterest expense | $1,772,000 | 1,786 |
| Pre-tax net operating income | $1,975,000 | 1,737 |
| Securities gains (losses) | $-167,000 | 6,865 |
| Applicable income taxes | $718,000 | 1,177 |
| Income before extraordinary items | $1,090,000 | 2,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,090,000 | 2,460 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,090,000 | 2,459 |
| Net charge-offs | $24,000 | 3,889 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 436 |
| Net operating income | $1,196,880 | 2,215 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 1,317 |
| Total interest expense | $828,000 | 1,116 |
| Net interest income | $4,007,000 | 1,345 |
| Provision for loan and lease losses | $243,000 | 1,180 |
| Total noninterest income | $172,000 | 3,912 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $140,000 | 3,280 |
| Total noninterest expense | $3,029,000 | 1,597 |
| Salaries and employee benefits | $1,459,000 | 1,789 |
| Premises and equipment expense | $732,000 | 860 |
| Additional noninterest expense | $838,000 | 1,867 |
| Pre-tax net operating income | $907,000 | 1,861 |
| Securities gains (losses) | $-48,000 | 6,923 |
| Applicable income taxes | $339,000 | 1,218 |
| Income before extraordinary items | $520,000 | 2,510 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $520,000 | 2,512 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $520,000 | 2,512 |
| Net charge-offs | $-33,000 | 6,596 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 403 |
| Net operating income | $550,720 | 2,317 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,164,000 | 1,545 |
| Total interest expense | $3,541,000 | 1,265 |
| Net interest income | $13,623,000 | 1,613 |
| Provision for loan and lease losses | $2,601,000 | 865 |
| Total noninterest income | $1,026,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $118,000 | 5,184 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $908,000 | 2,502 |
| Total noninterest expense | $10,014,000 | 1,910 |
| Salaries and employee benefits | $4,276,000 | 2,307 |
| Premises and equipment expense | $2,877,000 | 836 |
| Additional noninterest expense | $2,861,000 | 2,267 |
| Pre-tax net operating income | $2,034,000 | 2,783 |
| Securities gains (losses) | $89,000 | 2,359 |
| Applicable income taxes | $900,000 | 1,569 |
| Income before extraordinary items | $1,223,000 | 3,499 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,223,000 | 3,501 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,223,000 | 3,502 |
| Net charge-offs | $1,817,000 | 1,247 |
| Cash dividends | $362,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 546 |
| Net operating income | $1,166,040 | 3,456 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,652,000 | 1,613 |
| Total interest expense | $2,686,000 | 1,318 |
| Net interest income | $9,966,000 | 1,678 |
| Provision for loan and lease losses | $1,119,000 | 1,319 |
| Total noninterest income | $502,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $88,000 | 5,265 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $414,000 | 3,222 |
| Total noninterest expense | $7,241,000 | 1,973 |
| Salaries and employee benefits | $3,015,000 | 2,445 |
| Premises and equipment expense | $2,133,000 | 846 |
| Additional noninterest expense | $2,093,000 | 2,321 |
| Pre-tax net operating income | $2,108,000 | 2,258 |
| Securities gains (losses) | $89,000 | 2,060 |
| Applicable income taxes | $911,000 | 1,322 |
| Income before extraordinary items | $1,286,000 | 2,932 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,286,000 | 2,932 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,286,000 | 2,931 |
| Net charge-offs | $1,114,000 | 1,355 |
| Cash dividends | $362,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 507 |
| Net operating income | $1,229,040 | 2,877 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,255,000 | 1,649 |
| Total interest expense | $1,822,000 | 1,334 |
| Net interest income | $6,433,000 | 1,733 |
| Provision for loan and lease losses | $486,000 | 1,851 |
| Total noninterest income | $317,000 | 4,102 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $57,000 | 5,318 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $260,000 | 3,277 |
| Total noninterest expense | $4,646,000 | 2,062 |
| Salaries and employee benefits | $1,954,000 | 2,508 |
| Premises and equipment expense | $1,350,000 | 901 |
| Additional noninterest expense | $1,342,000 | 2,420 |
| Pre-tax net operating income | $1,618,000 | 2,015 |
| Securities gains (losses) | $54,000 | 2,009 |
| Applicable income taxes | $685,000 | 1,194 |
| Income before extraordinary items | $987,000 | 2,646 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $987,000 | 2,646 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $987,000 | 2,646 |
| Net charge-offs | $718,000 | 1,418 |
| Cash dividends | $240,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 496 |
| Net operating income | $952,440 | 2,570 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,071,000 | 1,683 |
| Total interest expense | $926,000 | 1,363 |
| Net interest income | $3,145,000 | 1,780 |
| Provision for loan and lease losses | $105,000 | 2,781 |
| Total noninterest income | $162,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $139,000 | 3,175 |
| Total noninterest expense | $2,221,000 | 2,147 |
| Salaries and employee benefits | $964,000 | 2,567 |
| Premises and equipment expense | $645,000 | 941 |
| Additional noninterest expense | $612,000 | 2,616 |
| Pre-tax net operating income | $981,000 | 1,711 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $393,000 | 1,087 |
| Income before extraordinary items | $588,000 | 2,292 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $588,000 | 2,294 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $588,000 | 2,295 |
| Net charge-offs | $311,000 | 1,454 |
| Cash dividends | $120,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $588,000 | 2,177 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,088,000 | 1,752 |
| Total interest expense | $3,818,000 | 1,590 |
| Net interest income | $12,270,000 | 1,816 |
| Provision for loan and lease losses | $966,000 | 2,468 |
| Total noninterest income | $222,000 | 5,612 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $107,000 | 5,412 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $115,000 | 5,170 |
| Total noninterest expense | $8,265,000 | 2,293 |
| Salaries and employee benefits | $3,641,000 | 2,650 |
| Premises and equipment expense | $2,428,000 | 1,028 |
| Additional noninterest expense | $2,196,000 | 2,865 |
| Pre-tax net operating income | $3,261,000 | 1,700 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $1,261,000 | 1,130 |
| Income before extraordinary items | $2,001,000 | 2,269 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,001,000 | 2,270 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,001,000 | 2,270 |
| Net charge-offs | $203,000 | 4,275 |
| Cash dividends | $502,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 979 |
| Net operating income | $2,000,360 | 2,195 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,905,000 | 1,790 |
| Total interest expense | $2,843,000 | 1,655 |
| Net interest income | $9,062,000 | 1,838 |
| Provision for loan and lease losses | $740,000 | 2,372 |
| Total noninterest income | $153,000 | 5,805 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $81,000 | 5,444 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $72,000 | 5,452 |
| Total noninterest expense | $6,190,000 | 2,313 |
| Salaries and employee benefits | $2,604,000 | 2,760 |
| Premises and equipment expense | $1,845,000 | 1,028 |
| Additional noninterest expense | $1,741,000 | 2,759 |
| Pre-tax net operating income | $2,285,000 | 1,885 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $868,000 | 1,206 |
| Income before extraordinary items | $1,418,000 | 2,432 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,418,000 | 2,434 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,418,000 | 2,434 |
| Net charge-offs | $109,000 | 4,344 |
| Cash dividends | $397,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 915 |
| Net operating income | $1,417,360 | 2,330 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,765,000 | 1,847 |
| Total interest expense | $1,875,000 | 1,721 |
| Net interest income | $5,890,000 | 1,881 |
| Provision for loan and lease losses | $605,000 | 2,035 |
| Total noninterest income | $87,000 | 6,017 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $53,000 | 5,467 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 5,844 |
| Total noninterest expense | $4,268,000 | 2,248 |
| Salaries and employee benefits | $1,750,000 | 2,761 |
| Premises and equipment expense | $1,247,000 | 1,024 |
| Additional noninterest expense | $1,271,000 | 2,606 |
| Pre-tax net operating income | $1,104,000 | 2,379 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $397,000 | 1,534 |
| Income before extraordinary items | $708,000 | 2,895 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $708,000 | 2,897 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $708,000 | 2,897 |
| Net charge-offs | $213,000 | 3,048 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 867 |
| Net operating income | $707,360 | 2,826 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 1,885 |
| Total interest expense | $917,000 | 1,802 |
| Net interest income | $2,896,000 | 1,904 |
| Provision for loan and lease losses | $305,000 | 1,884 |
| Total noninterest income | $86,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $25,000 | 5,503 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,357 |
| Total noninterest expense | $2,208,000 | 2,185 |
| Salaries and employee benefits | $908,000 | 2,672 |
| Premises and equipment expense | $647,000 | 1,016 |
| Additional noninterest expense | $653,000 | 2,540 |
| Pre-tax net operating income | $469,000 | 2,674 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $169,000 | 1,671 |
| Income before extraordinary items | $301,000 | 3,236 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $301,000 | 3,233 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $301,000 | 3,235 |
| Net charge-offs | $220,000 | 2,041 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 788 |
| Net operating income | $300,360 | 3,179 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,585,000 | 2,065 |
| Total interest expense | $4,256,000 | 1,884 |
| Net interest income | $10,329,000 | 2,116 |
| Provision for loan and lease losses | $1,750,000 | 2,249 |
| Total noninterest income | $464,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $98,000 | 5,506 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $366,000 | 3,656 |
| Total noninterest expense | $8,066,000 | 2,399 |
| Salaries and employee benefits | $3,535,000 | 2,704 |
| Premises and equipment expense | $2,255,000 | 1,154 |
| Additional noninterest expense | $2,276,000 | 2,904 |
| Pre-tax net operating income | $977,000 | 3,414 |
| Securities gains (losses) | $32,000 | 2,903 |
| Applicable income taxes | $-942,000 | 7,301 |
| Income before extraordinary items | $1,951,000 | 2,067 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,951,000 | 2,068 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,951,000 | 2,069 |
| Net charge-offs | $1,182,000 | 2,457 |
| Cash dividends | $26,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 1,035 |
| Net operating income | $1,919,000 | 2,020 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,741,000 | 2,150 |
| Total interest expense | $3,232,000 | 1,929 |
| Net interest income | $7,509,000 | 2,216 |
| Provision for loan and lease losses | $875,000 | 2,713 |
| Total noninterest income | $409,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $76,000 | 5,556 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $333,000 | 3,381 |
| Total noninterest expense | $5,918,000 | 2,450 |
| Salaries and employee benefits | $2,473,000 | 2,874 |
| Premises and equipment expense | $1,692,000 | 1,163 |
| Additional noninterest expense | $1,753,000 | 2,776 |
| Pre-tax net operating income | $1,125,000 | 2,894 |
| Securities gains (losses) | $32,000 | 2,694 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,157,000 | 2,621 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,157,000 | 2,619 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,157,000 | 2,623 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $26,000 | 3,580 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 959 |
| Net operating income | $1,125,000 | 2,554 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,065,000 | 2,210 |
| Total interest expense | $2,238,000 | 1,936 |
| Net interest income | $4,827,000 | 2,315 |
| Provision for loan and lease losses | $450,000 | 2,998 |
| Total noninterest income | $426,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $50,000 | 5,593 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $376,000 | 2,501 |
| Total noninterest expense | $3,944,000 | 2,459 |
| Salaries and employee benefits | $1,654,000 | 2,882 |
| Premises and equipment expense | $1,121,000 | 1,185 |
| Additional noninterest expense | $1,169,000 | 2,776 |
| Pre-tax net operating income | $859,000 | 2,663 |
| Securities gains (losses) | $32,000 | 2,144 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $891,000 | 2,319 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $891,000 | 2,316 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $891,000 | 2,319 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $26,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 882 |
| Net operating income | $859,000 | 2,281 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 2,327 |
| Total interest expense | $1,185,000 | 1,929 |
| Net interest income | $2,260,000 | 2,486 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $120,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $23,000 | 5,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $97,000 | 3,571 |
| Total noninterest expense | $1,955,000 | 2,496 |
| Salaries and employee benefits | $820,000 | 2,948 |
| Premises and equipment expense | $563,000 | 1,207 |
| Additional noninterest expense | $572,000 | 2,825 |
| Pre-tax net operating income | $200,000 | 4,058 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $200,000 | 3,885 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $200,000 | 3,883 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $200,000 | 3,884 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $60,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 712 |
| Net operating income | $200,000 | 3,774 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,081,000 | 2,949 |
| Total interest expense | $5,493,000 | 2,073 |
| Net interest income | $5,588,000 | 3,656 |
| Provision for loan and lease losses | $1,450,000 | 2,942 |
| Total noninterest income | $-9,000 | 7,720 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $77,000 | 6,066 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-86,000 | 7,579 |
| Total noninterest expense | $6,936,000 | 2,818 |
| Salaries and employee benefits | $3,028,000 | 3,151 |
| Premises and equipment expense | $1,922,000 | 1,419 |
| Additional noninterest expense | $1,986,000 | 3,329 |
| Pre-tax net operating income | $-2,807,000 | 6,848 |
| Securities gains (losses) | $281,000 | 1,294 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,526,000 | 6,897 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,526,000 | 6,896 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,526,000 | 6,897 |
| Net charge-offs | $433,000 | 3,979 |
| Cash dividends | $217,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $6,814,000 | 140 |
| Net operating income | $-2,807,000 | 6,960 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,842,000 | 3,168 |
| Total interest expense | $4,155,000 | 2,140 |
| Net interest income | $3,687,000 | 3,991 |
| Provision for loan and lease losses | $850,000 | 3,019 |
| Total noninterest income | $-57,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $53,000 | 6,201 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-110,000 | 7,816 |
| Total noninterest expense | $5,098,000 | 2,859 |
| Salaries and employee benefits | $2,150,000 | 3,345 |
| Premises and equipment expense | $1,401,000 | 1,460 |
| Additional noninterest expense | $1,547,000 | 3,209 |
| Pre-tax net operating income | $-2,318,000 | 7,140 |
| Securities gains (losses) | $281,000 | 1,045 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,037,000 | 7,184 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,037,000 | 7,184 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,037,000 | 7,183 |
| Net charge-offs | $324,000 | 3,610 |
| Cash dividends | $156,000 | 3,285 |
| Sale, conversion, retirement of capital stock, net | $6,799,000 | 111 |
| Net operating income | $-2,318,000 | 7,249 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,807,000 | 3,404 |
| Total interest expense | $2,684,000 | 2,290 |
| Net interest income | $2,123,000 | 4,400 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $93,000 | 6,479 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $34,000 | 6,274 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $59,000 | 5,605 |
| Total noninterest expense | $3,279,000 | 2,982 |
| Salaries and employee benefits | $1,412,000 | 3,412 |
| Premises and equipment expense | $756,000 | 1,827 |
| Additional noninterest expense | $1,111,000 | 3,032 |
| Pre-tax net operating income | $-1,363,000 | 7,180 |
| Securities gains (losses) | $136,000 | 1,261 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,227,000 | 7,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,227,000 | 7,242 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,227,000 | 7,242 |
| Net charge-offs | $216,000 | 3,335 |
| Cash dividends | $95,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $3,782,000 | 141 |
| Net operating income | $-1,363,000 | 7,286 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 3,518 |
| Total interest expense | $1,228,000 | 2,575 |
| Net interest income | $1,118,000 | 4,219 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $1,600,000 | 2,964 |
| Salaries and employee benefits | $688,000 | 3,526 |
| Premises and equipment expense | $459,000 | 1,552 |
| Additional noninterest expense | $453,000 | 3,260 |
| Pre-tax net operating income | $-601,000 | 7,412 |
| Securities gains (losses) | $130,000 | 870 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-471,000 | 7,420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-471,000 | 7,421 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-471,000 | 7,421 |
| Net charge-offs | $108,000 | 2,787 |
| Cash dividends | $30,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $3,761,000 | 78 |
| Net operating income | $-601,000 | 7,507 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,344,000 | 3,710 |
| Total interest expense | $4,487,000 | 3,229 |
| Net interest income | $4,857,000 | 4,027 |
| Provision for loan and lease losses | $888,000 | 2,895 |
| Total noninterest income | $151,000 | 6,880 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $60,000 | 6,494 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $91,000 | 6,047 |
| Total noninterest expense | $4,537,000 | 3,863 |
| Salaries and employee benefits | $2,303,000 | 4,005 |
| Premises and equipment expense | $1,219,000 | 2,210 |
| Additional noninterest expense | $1,015,000 | 4,773 |
| Pre-tax net operating income | $-417,000 | 6,718 |
| Securities gains (losses) | $255,000 | 608 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $-164,000 | 6,437 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-164,000 | 6,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 2,603 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 1,218 |
| Net operating income | $-419,000 | 6,797 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,923,000 | 3,800 |
| Total interest expense | $3,283,000 | 3,400 |
| Net interest income | $3,640,000 | 4,051 |
| Provision for loan and lease losses | $570,000 | 2,543 |
| Total noninterest income | $128,000 | 6,818 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $41,000 | 6,622 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 5,830 |
| Total noninterest expense | $3,078,000 | 4,139 |
| Salaries and employee benefits | $1,503,000 | 4,469 |
| Premises and equipment expense | $817,000 | 2,445 |
| Additional noninterest expense | $758,000 | 4,714 |
| Pre-tax net operating income | $120,000 | 6,328 |
| Securities gains (losses) | $217,000 | 581 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $335,000 | 5,063 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $335,000 | 5,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,967 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,123 |
| Net operating income | $120,170 | 6,241 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,541,000 | 3,895 |
| Total interest expense | $2,254,000 | 3,443 |
| Net interest income | $2,287,000 | 4,217 |
| Provision for loan and lease losses | $440,000 | 2,038 |
| Total noninterest income | $87,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $28,000 | 6,625 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $59,000 | 5,884 |
| Total noninterest expense | $2,071,000 | 4,136 |
| Salaries and employee benefits | $937,000 | 4,732 |
| Premises and equipment expense | $465,000 | 2,814 |
| Additional noninterest expense | $669,000 | 3,843 |
| Pre-tax net operating income | $-137,000 | 7,251 |
| Securities gains (losses) | $157,000 | 711 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $18,000 | 6,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $18,000 | 6,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,381 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,028 |
| Net operating income | $-123,300 | 7,265 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 3,917 |
| Total interest expense | $1,208,000 | 3,431 |
| Net interest income | $1,114,000 | 4,294 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $49,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,761 |
| Total noninterest expense | $913,000 | 4,529 |
| Salaries and employee benefits | $458,000 | 4,835 |
| Premises and equipment expense | $175,000 | 3,568 |
| Additional noninterest expense | $280,000 | 4,333 |
| Pre-tax net operating income | $130,000 | 5,661 |
| Securities gains (losses) | $116,000 | 644 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $244,000 | 4,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $244,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 895 |
| Net operating income | $129,160 | 5,365 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,570,000 | 4,172 |
| Total interest expense | $4,698,000 | 3,614 |
| Net interest income | $3,872,000 | 4,728 |
| Provision for loan and lease losses | $205,000 | 3,814 |
| Total noninterest income | $257,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $55,000 | 6,673 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $202,000 | 5,034 |
| Total noninterest expense | $3,472,000 | 4,550 |
| Salaries and employee benefits | $1,996,000 | 4,390 |
| Premises and equipment expense | $531,000 | 4,197 |
| Additional noninterest expense | $945,000 | 4,817 |
| Pre-tax net operating income | $452,000 | 6,125 |
| Securities gains (losses) | $43,000 | 843 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $495,000 | 5,697 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $495,000 | 5,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,085 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 1,129 |
| Net operating income | $452,000 | 5,854 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,194,000 | 4,299 |
| Total interest expense | $3,349,000 | 3,741 |
| Net interest income | $2,845,000 | 4,806 |
| Provision for loan and lease losses | $205,000 | 2,962 |
| Total noninterest income | $198,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $158,000 | 4,980 |
| Total noninterest expense | $2,853,000 | 4,245 |
| Salaries and employee benefits | $1,383,000 | 4,623 |
| Premises and equipment expense | $360,000 | 4,465 |
| Additional noninterest expense | $1,110,000 | 3,398 |
| Pre-tax net operating income | $-15,000 | 7,677 |
| Securities gains (losses) | $43,000 | 653 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $28,000 | 7,580 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $28,000 | 7,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,973 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,007 |
| Net operating income | $-15,000 | 7,692 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,844,000 | 4,518 |
| Total interest expense | $2,036,000 | 3,967 |
| Net interest income | $1,808,000 | 4,978 |
| Provision for loan and lease losses | $205,000 | 2,127 |
| Total noninterest income | $98,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $25,000 | 6,819 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $73,000 | 5,677 |
| Total noninterest expense | $1,997,000 | 4,125 |
| Salaries and employee benefits | $859,000 | 4,898 |
| Premises and equipment expense | $238,000 | 4,518 |
| Additional noninterest expense | $900,000 | 2,882 |
| Pre-tax net operating income | $-296,000 | 8,155 |
| Securities gains (losses) | $43,000 | 565 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-253,000 | 8,162 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-253,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,963 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-296,000 | 8,187 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 4,562 |
| Total interest expense | $1,035,000 | 3,923 |
| Net interest income | $854,000 | 5,165 |
| Provision for loan and lease losses | $130,000 | 1,659 |
| Total noninterest income | $75,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $62,000 | 4,685 |
| Total noninterest expense | $940,000 | 4,320 |
| Salaries and employee benefits | $430,000 | 4,926 |
| Premises and equipment expense | $118,000 | 4,567 |
| Additional noninterest expense | $392,000 | 3,224 |
| Pre-tax net operating income | $-141,000 | 8,218 |
| Securities gains (losses) | $43,000 | 436 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-98,000 | 8,178 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-98,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,373 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-141,000 | 8,239 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,441,000 | 4,782 |
| Total interest expense | $3,210,000 | 4,136 |
| Net interest income | $3,231,000 | 5,307 |
| Provision for loan and lease losses | $248,000 | 3,121 |
| Total noninterest income | $113,000 | 7,615 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $50,000 | 6,894 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $63,000 | 6,999 |
| Total noninterest expense | $2,854,000 | 5,046 |
| Salaries and employee benefits | $1,316,000 | 5,621 |
| Premises and equipment expense | $395,000 | 4,950 |
| Additional noninterest expense | $1,143,000 | 4,096 |
| Pre-tax net operating income | $242,000 | 7,278 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $242,000 | 7,124 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $242,000 | 7,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,984 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $5,044,000 | 308 |
| Net operating income | $242,000 | 7,115 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 5,000 |
| Total interest expense | $2,152,000 | 4,346 |
| Net interest income | $2,345,000 | 5,445 |
| Provision for loan and lease losses | $248,000 | 2,468 |
| Total noninterest income | $90,000 | 7,641 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $36,000 | 7,010 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,833 |
| Total noninterest expense | $1,972,000 | 5,309 |
| Salaries and employee benefits | $923,000 | 5,797 |
| Premises and equipment expense | $298,000 | 4,971 |
| Additional noninterest expense | $751,000 | 4,490 |
| Pre-tax net operating income | $215,000 | 7,363 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $215,000 | 7,139 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $215,000 | 7,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $5,027,000 | 230 |
| Net operating income | $215,000 | 7,140 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 5,375 |
| Total interest expense | $1,136,000 | 4,893 |
| Net interest income | $1,494,000 | 5,603 |
| Provision for loan and lease losses | $186,000 | 2,224 |
| Total noninterest income | $71,000 | 7,488 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $25,000 | 7,011 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 6,500 |
| Total noninterest expense | $1,277,000 | 5,409 |
| Salaries and employee benefits | $614,000 | 5,833 |
| Premises and equipment expense | $196,000 | 5,000 |
| Additional noninterest expense | $467,000 | 4,688 |
| Pre-tax net operating income | $102,000 | 7,682 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $102,000 | 7,518 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $102,000 | 7,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $5,018,000 | 154 |
| Net operating income | $102,000 | 7,525 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 5,716 |
| Total interest expense | $433,000 | 5,492 |
| Net interest income | $717,000 | 5,735 |
| Provision for loan and lease losses | $93,000 | 2,093 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $633,000 | 5,445 |
| Salaries and employee benefits | $321,000 | 5,721 |
| Premises and equipment expense | $102,000 | 4,892 |
| Additional noninterest expense | $210,000 | 5,028 |
| Pre-tax net operating income | $34,000 | 7,877 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $34,000 | 7,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 7,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 558 |
| Net operating income | $34,000 | 7,775 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 5,841 |
| Total interest expense | $1,515,000 | 5,205 |
| Net interest income | $2,471,000 | 6,076 |
| Provision for loan and lease losses | $209,000 | 3,523 |
| Total noninterest income | $132,000 | 7,649 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $55,000 | 7,001 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,809 |
| Total noninterest expense | $2,081,000 | 5,979 |
| Salaries and employee benefits | $1,087,000 | 6,110 |
| Premises and equipment expense | $349,000 | 5,299 |
| Additional noninterest expense | $645,000 | 5,823 |
| Pre-tax net operating income | $313,000 | 7,338 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $313,000 | 7,131 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $313,000 | 7,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $313,000 | 7,108 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 5,991 |
| Total interest expense | $1,034,000 | 5,339 |
| Net interest income | $1,768,000 | 6,233 |
| Provision for loan and lease losses | $171,000 | 3,290 |
| Total noninterest income | $115,000 | 7,488 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 6,963 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,519 |
| Total noninterest expense | $1,453,000 | 6,185 |
| Salaries and employee benefits | $763,000 | 6,297 |
| Premises and equipment expense | $253,000 | 5,393 |
| Additional noninterest expense | $437,000 | 6,107 |
| Pre-tax net operating income | $259,000 | 7,381 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $259,000 | 7,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $259,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $259,000 | 7,101 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 6,304 |
| Total interest expense | $536,000 | 5,866 |
| Net interest income | $1,109,000 | 6,398 |
| Provision for loan and lease losses | $99,000 | 3,410 |
| Total noninterest income | $105,000 | 6,977 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $71,000 | 5,855 |
| Total noninterest expense | $937,000 | 6,288 |
| Salaries and employee benefits | $493,000 | 6,392 |
| Premises and equipment expense | $156,000 | 5,596 |
| Additional noninterest expense | $288,000 | 6,123 |
| Pre-tax net operating income | $178,000 | 7,351 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $178,000 | 7,099 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $178,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $178,000 | 7,067 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $775,000 | 6,476 |
| Total interest expense | $233,000 | 6,150 |
| Net interest income | $542,000 | 6,493 |
| Provision for loan and lease losses | $36,000 | 3,732 |
| Total noninterest income | $48,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,124 |
| Total noninterest expense | $477,000 | 6,271 |
| Salaries and employee benefits | $252,000 | 6,363 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $151,000 | 5,984 |
| Pre-tax net operating income | $77,000 | 7,535 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $77,000 | 7,291 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $77,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $77,000 | 7,259 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 6,862 |
| Total interest expense | $582,000 | 7,014 |
| Net interest income | $1,943,000 | 6,706 |
| Provision for loan and lease losses | $168,000 | 4,049 |
| Total noninterest income | $111,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $56,000 | 7,193 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,297 |
| Total noninterest expense | $1,858,000 | 6,269 |
| Salaries and employee benefits | $1,044,000 | 6,144 |
| Premises and equipment expense | $245,000 | 6,243 |
| Additional noninterest expense | $569,000 | 6,158 |
| Pre-tax net operating income | $28,000 | 8,312 |
| Securities gains (losses) | $42,000 | 1,872 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $70,000 | 8,213 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $70,000 | 8,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $28,000 | 8,316 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 6,979 |
| Total interest expense | $398,000 | 7,212 |
| Net interest income | $1,422,000 | 6,783 |
| Provision for loan and lease losses | $92,000 | 4,400 |
| Total noninterest income | $65,000 | 8,285 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $38,000 | 7,324 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 7,817 |
| Total noninterest expense | $1,330,000 | 6,374 |
| Salaries and employee benefits | $764,000 | 6,174 |
| Premises and equipment expense | $183,000 | 6,237 |
| Additional noninterest expense | $383,000 | 6,441 |
| Pre-tax net operating income | $65,000 | 8,257 |
| Securities gains (losses) | $42,000 | 1,794 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $107,000 | 8,029 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $107,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $65,000 | 8,209 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 7,111 |
| Total interest expense | $254,000 | 7,359 |
| Net interest income | $913,000 | 6,909 |
| Provision for loan and lease losses | $81,000 | 3,895 |
| Total noninterest income | $39,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $26,000 | 7,336 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $863,000 | 6,496 |
| Salaries and employee benefits | $502,000 | 6,285 |
| Premises and equipment expense | $120,000 | 6,318 |
| Additional noninterest expense | $241,000 | 6,648 |
| Pre-tax net operating income | $8,000 | 8,476 |
| Securities gains (losses) | $42,000 | 1,561 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $50,000 | 8,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $8,000 | 8,467 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $560,000 | 7,250 |
| Total interest expense | $122,000 | 7,488 |
| Net interest income | $438,000 | 7,052 |
| Provision for loan and lease losses | $41,000 | 3,702 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $433,000 | 6,527 |
| Salaries and employee benefits | $249,000 | 6,354 |
| Premises and equipment expense | $60,000 | 6,320 |
| Additional noninterest expense | $124,000 | 6,581 |
| Pre-tax net operating income | $-13,000 | 8,620 |
| Securities gains (losses) | $42,000 | 1,294 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $29,000 | 8,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 8,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-13,000 | 8,615 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 7,958 |
| Total interest expense | $358,000 | 8,257 |
| Net interest income | $1,254,000 | 7,723 |
| Provision for loan and lease losses | $138,000 | 4,729 |
| Total noninterest income | $45,000 | 8,831 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $21,000 | 7,832 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $24,000 | 8,305 |
| Total noninterest expense | $1,645,000 | 6,622 |
| Salaries and employee benefits | $907,000 | 6,570 |
| Premises and equipment expense | $223,000 | 6,510 |
| Additional noninterest expense | $515,000 | 6,465 |
| Pre-tax net operating income | $-484,000 | 8,816 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-482,000 | 8,897 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-482,000 | 8,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 732 |
| Net operating income | $-484,000 | 8,834 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 8,177 |
| Total interest expense | $252,000 | 8,465 |
| Net interest income | $865,000 | 7,945 |
| Provision for loan and lease losses | $96,000 | 4,730 |
| Total noninterest income | $29,000 | 8,954 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $13,000 | 7,924 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $1,186,000 | 6,730 |
| Salaries and employee benefits | $672,000 | 6,599 |
| Premises and equipment expense | $166,000 | 6,526 |
| Additional noninterest expense | $348,000 | 6,727 |
| Pre-tax net operating income | $-388,000 | 8,910 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-386,000 | 8,987 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-386,000 | 8,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-388,000 | 8,925 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $686,000 | 8,355 |
| Total interest expense | $148,000 | 8,655 |
| Net interest income | $538,000 | 8,103 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $19,000 | 8,993 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $7,000 | 7,984 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $776,000 | 6,801 |
| Salaries and employee benefits | $431,000 | 6,738 |
| Premises and equipment expense | $109,000 | 6,544 |
| Additional noninterest expense | $236,000 | 6,692 |
| Pre-tax net operating income | $-294,000 | 8,983 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-292,000 | 9,061 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-292,000 | 9,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-294,000 | 8,992 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $294,000 | 8,624 |
| Total interest expense | $45,000 | 9,014 |
| Net interest income | $249,000 | 8,253 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 8,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $368,000 | 6,973 |
| Salaries and employee benefits | $209,000 | 6,853 |
| Premises and equipment expense | $54,000 | 6,574 |
| Additional noninterest expense | $105,000 | 7,027 |
| Pre-tax net operating income | $-154,000 | 9,041 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-154,000 | 9,101 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-154,000 | 9,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-154,000 | 9,037 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 9,180 |
| Total interest expense | $68,000 | 9,222 |
| Net interest income | $395,000 | 9,095 |
| Provision for loan and lease losses | $105,000 | 5,629 |
| Total noninterest income | $14,000 | 9,200 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,000 | 8,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,861 |
| Total noninterest expense | $1,360,000 | 7,132 |
| Salaries and employee benefits | $795,000 | 6,899 |
| Premises and equipment expense | $95,000 | 8,237 |
| Additional noninterest expense | $470,000 | 6,681 |
| Pre-tax net operating income | $-1,056,000 | 9,133 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-1,056,000 | 9,191 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,056,000 | 9,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $10,013,000 | 61 |
| Net operating income | $-1,056,000 | 9,155 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.