Home > Partners Trust Bank > Income and Expense
Partners Trust Bank, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $136,164,000 | 271 |
| Total interest expense | $79,943,000 | 217 |
| Net interest income | $56,221,000 | 327 |
| Provision for loan and lease losses | $-2,581,000 | 8,553 |
| Total noninterest income | $23,418,000 | 272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $546,000 | 78 |
| Additional Noninterest Income | $22,872,000 | 194 |
| Total noninterest expense | $51,421,000 | 295 |
| Salaries and employee benefits | $26,465,000 | 282 |
| Premises and equipment expense | $5,955,000 | 354 |
| Additional noninterest expense | $19,001,000 | 277 |
| Pre-tax net operating income | $30,799,000 | 292 |
| Securities gains (losses) | $-137,000 | 8,339 |
| Applicable income taxes | $9,846,000 | 291 |
| Income before extraordinary items | $20,816,000 | 306 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $20,816,000 | 304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 8,375 |
| Cash dividends | $20,000,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $20,909,160 | 302 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $90,814,000 | 277 |
| Total interest expense | $53,233,000 | 231 |
| Net interest income | $37,581,000 | 338 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $17,918,000 | 265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $298,000 | 92 |
| Additional Noninterest Income | $17,620,000 | 195 |
| Total noninterest expense | $34,400,000 | 301 |
| Salaries and employee benefits | $17,315,000 | 300 |
| Premises and equipment expense | $4,092,000 | 355 |
| Additional noninterest expense | $12,993,000 | 281 |
| Pre-tax net operating income | $21,099,000 | 307 |
| Securities gains (losses) | $-191,000 | 8,464 |
| Applicable income taxes | $6,705,000 | 314 |
| Income before extraordinary items | $14,203,000 | 316 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $14,203,000 | 315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $646,000 | 605 |
| Cash dividends | $20,000,000 | 168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $14,332,880 | 313 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $45,217,000 | 274 |
| Total interest expense | $26,446,000 | 231 |
| Net interest income | $18,771,000 | 339 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $6,002,000 | 340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $118,000 | 107 |
| Additional Noninterest Income | $5,884,000 | 247 |
| Total noninterest expense | $16,845,000 | 307 |
| Salaries and employee benefits | $8,728,000 | 300 |
| Premises and equipment expense | $2,128,000 | 337 |
| Additional noninterest expense | $5,989,000 | 291 |
| Pre-tax net operating income | $7,928,000 | 381 |
| Securities gains (losses) | $-231,000 | 8,589 |
| Applicable income taxes | $2,238,000 | 416 |
| Income before extraordinary items | $5,459,000 | 392 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,459,000 | 391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,082 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $5,623,010 | 377 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $181,842,000 | 258 |
| Total interest expense | $94,742,000 | 227 |
| Net interest income | $87,100,000 | 292 |
| Provision for loan and lease losses | $-4,951,000 | 8,665 |
| Total noninterest income | $25,372,000 | 311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,372,000 | 230 |
| Total noninterest expense | $71,722,000 | 273 |
| Salaries and employee benefits | $35,240,000 | 282 |
| Premises and equipment expense | $8,157,000 | 325 |
| Additional noninterest expense | $28,325,000 | 250 |
| Pre-tax net operating income | $45,701,000 | 298 |
| Securities gains (losses) | $-1,626,000 | 8,601 |
| Applicable income taxes | $14,098,000 | 307 |
| Income before extraordinary items | $29,977,000 | 307 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $29,977,000 | 305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,647,000 | 8,676 |
| Cash dividends | $50,006,000 | 137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $31,082,680 | 299 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $135,892,000 | 267 |
| Total interest expense | $68,619,000 | 236 |
| Net interest income | $67,273,000 | 299 |
| Provision for loan and lease losses | $-4,140,000 | 8,732 |
| Total noninterest income | $19,282,000 | 323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,282,000 | 235 |
| Total noninterest expense | $54,528,000 | 283 |
| Salaries and employee benefits | $26,868,000 | 289 |
| Premises and equipment expense | $6,140,000 | 333 |
| Additional noninterest expense | $21,520,000 | 256 |
| Pre-tax net operating income | $36,167,000 | 304 |
| Securities gains (losses) | $-1,720,000 | 8,691 |
| Applicable income taxes | $11,019,000 | 320 |
| Income before extraordinary items | $23,428,000 | 321 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $23,428,000 | 320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,467,000 | 8,739 |
| Cash dividends | $23,000,000 | 175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $24,597,600 | 304 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $90,077,000 | 268 |
| Total interest expense | $43,846,000 | 241 |
| Net interest income | $46,231,000 | 291 |
| Provision for loan and lease losses | $-2,627,000 | 8,761 |
| Total noninterest income | $13,609,000 | 316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,609,000 | 230 |
| Total noninterest expense | $36,897,000 | 283 |
| Salaries and employee benefits | $17,999,000 | 290 |
| Premises and equipment expense | $4,179,000 | 327 |
| Additional noninterest expense | $14,719,000 | 255 |
| Pre-tax net operating income | $25,570,000 | 297 |
| Securities gains (losses) | $-2,730,000 | 8,750 |
| Applicable income taxes | $7,242,000 | 324 |
| Income before extraordinary items | $15,598,000 | 319 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,598,000 | 318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,651,000 | 8,771 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $17,454,400 | 290 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $44,355,000 | 261 |
| Total interest expense | $20,581,000 | 239 |
| Net interest income | $23,774,000 | 279 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $5,215,000 | 374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,215,000 | 280 |
| Total noninterest expense | $18,576,000 | 283 |
| Salaries and employee benefits | $9,365,000 | 278 |
| Premises and equipment expense | $2,133,000 | 319 |
| Additional noninterest expense | $7,078,000 | 258 |
| Pre-tax net operating income | $10,413,000 | 328 |
| Securities gains (losses) | $20,000 | 479 |
| Applicable income taxes | $3,402,000 | 332 |
| Income before extraordinary items | $7,031,000 | 342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,031,000 | 340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,237,000 | 8,777 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $7,017,600 | 338 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $169,489,000 | 243 |
| Total interest expense | $67,193,000 | 226 |
| Net interest income | $102,296,000 | 259 |
| Provision for loan and lease losses | $-9,006,000 | 8,821 |
| Total noninterest income | $22,628,000 | 363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,628,000 | 269 |
| Total noninterest expense | $75,420,000 | 271 |
| Salaries and employee benefits | $36,766,000 | 261 |
| Premises and equipment expense | $8,228,000 | 311 |
| Additional noninterest expense | $30,426,000 | 259 |
| Pre-tax net operating income | $58,510,000 | 244 |
| Securities gains (losses) | $403,000 | 332 |
| Applicable income taxes | $21,451,000 | 223 |
| Income before extraordinary items | $37,462,000 | 253 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $37,462,000 | 254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,958,000 | 8,825 |
| Cash dividends | $45,006,000 | 139 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $37,204,080 | 254 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $125,362,000 | 239 |
| Total interest expense | $48,368,000 | 222 |
| Net interest income | $76,994,000 | 249 |
| Provision for loan and lease losses | $-9,006,000 | 8,849 |
| Total noninterest income | $17,096,000 | 363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,096,000 | 275 |
| Total noninterest expense | $57,052,000 | 271 |
| Salaries and employee benefits | $27,750,000 | 259 |
| Premises and equipment expense | $6,017,000 | 316 |
| Additional noninterest expense | $23,285,000 | 254 |
| Pre-tax net operating income | $46,044,000 | 240 |
| Securities gains (losses) | $309,000 | 382 |
| Applicable income taxes | $16,718,000 | 228 |
| Income before extraordinary items | $29,635,000 | 249 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $29,635,000 | 250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,579,000 | 8,852 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $29,437,240 | 248 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $82,118,000 | 235 |
| Total interest expense | $31,109,000 | 218 |
| Net interest income | $51,009,000 | 248 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $11,304,000 | 358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,304,000 | 272 |
| Total noninterest expense | $38,761,000 | 262 |
| Salaries and employee benefits | $18,632,000 | 253 |
| Premises and equipment expense | $4,032,000 | 314 |
| Additional noninterest expense | $16,097,000 | 247 |
| Pre-tax net operating income | $23,552,000 | 286 |
| Securities gains (losses) | $164,000 | 445 |
| Applicable income taxes | $8,391,000 | 276 |
| Income before extraordinary items | $15,325,000 | 301 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $15,325,000 | 301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,094,000 | 8,850 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $15,218,400 | 298 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $40,357,000 | 234 |
| Total interest expense | $15,113,000 | 215 |
| Net interest income | $25,244,000 | 252 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $5,585,000 | 354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,585,000 | 270 |
| Total noninterest expense | $19,731,000 | 261 |
| Salaries and employee benefits | $9,429,000 | 261 |
| Premises and equipment expense | $2,020,000 | 313 |
| Additional noninterest expense | $8,282,000 | 244 |
| Pre-tax net operating income | $11,098,000 | 295 |
| Securities gains (losses) | $58,000 | 507 |
| Applicable income taxes | $3,955,000 | 286 |
| Income before extraordinary items | $7,201,000 | 307 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $7,201,000 | 307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-144,000 | 8,840 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $7,163,300 | 303 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $107,855,000 | 307 |
| Total interest expense | $37,576,000 | 260 |
| Net interest income | $70,279,000 | 327 |
| Provision for loan and lease losses | $1,160,000 | 925 |
| Total noninterest income | $13,801,000 | 490 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,801,000 | 339 |
| Total noninterest expense | $60,748,000 | 315 |
| Salaries and employee benefits | $27,969,000 | 329 |
| Premises and equipment expense | $5,276,000 | 440 |
| Additional noninterest expense | $27,503,000 | 271 |
| Pre-tax net operating income | $22,172,000 | 460 |
| Securities gains (losses) | $133,000 | 1,059 |
| Applicable income taxes | $7,084,000 | 465 |
| Income before extraordinary items | $15,221,000 | 475 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $15,221,000 | 476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,289,000 | 204 |
| Cash dividends | $20,000,000 | 215 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $15,130,560 | 463 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $67,696,000 | 342 |
| Total interest expense | $22,696,000 | 299 |
| Net interest income | $45,000,000 | 372 |
| Provision for loan and lease losses | $1,160,000 | 667 |
| Total noninterest income | $10,732,000 | 486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,732,000 | 341 |
| Total noninterest expense | $39,895,000 | 353 |
| Salaries and employee benefits | $18,071,000 | 378 |
| Premises and equipment expense | $4,192,000 | 426 |
| Additional noninterest expense | $17,632,000 | 302 |
| Pre-tax net operating income | $14,677,000 | 498 |
| Securities gains (losses) | $125,000 | 1,035 |
| Applicable income taxes | $5,012,000 | 483 |
| Income before extraordinary items | $9,790,000 | 538 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,790,000 | 539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-615,000 | 8,998 |
| Cash dividends | $20,000,000 | 175 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,707,500 | 522 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $30,913,000 | 466 |
| Total interest expense | $9,513,000 | 432 |
| Net interest income | $21,400,000 | 471 |
| Provision for loan and lease losses | $-460,000 | 9,029 |
| Total noninterest income | $5,410,000 | 580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,410,000 | 395 |
| Total noninterest expense | $17,341,000 | 499 |
| Salaries and employee benefits | $8,909,000 | 499 |
| Premises and equipment expense | $2,303,000 | 513 |
| Additional noninterest expense | $6,129,000 | 459 |
| Pre-tax net operating income | $9,929,000 | 488 |
| Securities gains (losses) | $115,000 | 942 |
| Applicable income taxes | $3,360,000 | 485 |
| Income before extraordinary items | $6,684,000 | 530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,684,000 | 529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $683,000 | 566 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,606,950 | 512 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $15,714,000 | 463 |
| Total interest expense | $4,818,000 | 439 |
| Net interest income | $10,896,000 | 475 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $2,618,000 | 592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,618,000 | 401 |
| Total noninterest expense | $8,187,000 | 530 |
| Salaries and employee benefits | $4,384,000 | 511 |
| Premises and equipment expense | $1,160,000 | 518 |
| Additional noninterest expense | $2,643,000 | 503 |
| Pre-tax net operating income | $5,327,000 | 458 |
| Securities gains (losses) | $70,000 | 1,007 |
| Applicable income taxes | $1,760,000 | 475 |
| Income before extraordinary items | $3,637,000 | 495 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,637,000 | 494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 643 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,590,100 | 466 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $68,698,000 | 434 |
| Total interest expense | $22,816,000 | 404 |
| Net interest income | $45,882,000 | 440 |
| Provision for loan and lease losses | $1,100,000 | 1,081 |
| Total noninterest income | $10,712,000 | 616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,712,000 | 424 |
| Total noninterest expense | $32,956,000 | 535 |
| Salaries and employee benefits | $17,379,000 | 505 |
| Premises and equipment expense | $4,480,000 | 522 |
| Additional noninterest expense | $11,097,000 | 512 |
| Pre-tax net operating income | $22,538,000 | 440 |
| Securities gains (losses) | $579,000 | 684 |
| Applicable income taxes | $7,800,000 | 443 |
| Income before extraordinary items | $15,317,000 | 471 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $15,317,000 | 473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,360,000 | 369 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $14,934,860 | 445 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $52,471,000 | 437 |
| Total interest expense | $17,748,000 | 415 |
| Net interest income | $34,723,000 | 451 |
| Provision for loan and lease losses | $1,100,000 | 816 |
| Total noninterest income | $8,394,000 | 623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,394,000 | 431 |
| Total noninterest expense | $24,981,000 | 544 |
| Salaries and employee benefits | $13,026,000 | 522 |
| Premises and equipment expense | $3,354,000 | 529 |
| Additional noninterest expense | $8,601,000 | 506 |
| Pre-tax net operating income | $17,036,000 | 445 |
| Securities gains (losses) | $518,000 | 672 |
| Applicable income taxes | $5,828,000 | 452 |
| Income before extraordinary items | $11,726,000 | 480 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $11,726,000 | 480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,553,000 | 367 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $11,378,940 | 452 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $35,633,000 | 433 |
| Total interest expense | $12,329,000 | 410 |
| Net interest income | $23,304,000 | 452 |
| Provision for loan and lease losses | $708,000 | 868 |
| Total noninterest income | $5,329,000 | 645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,329,000 | 452 |
| Total noninterest expense | $16,595,000 | 548 |
| Salaries and employee benefits | $8,508,000 | 525 |
| Premises and equipment expense | $2,326,000 | 520 |
| Additional noninterest expense | $5,761,000 | 508 |
| Pre-tax net operating income | $11,330,000 | 439 |
| Securities gains (losses) | $189,000 | 1,080 |
| Applicable income taxes | $3,791,000 | 468 |
| Income before extraordinary items | $7,728,000 | 488 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,728,000 | 488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 705 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $7,601,370 | 460 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $18,348,000 | 433 |
| Total interest expense | $6,448,000 | 404 |
| Net interest income | $11,900,000 | 447 |
| Provision for loan and lease losses | $425,000 | 691 |
| Total noninterest income | $2,488,000 | 671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,488,000 | 470 |
| Total noninterest expense | $8,360,000 | 541 |
| Salaries and employee benefits | $4,201,000 | 526 |
| Premises and equipment expense | $1,244,000 | 485 |
| Additional noninterest expense | $2,915,000 | 498 |
| Pre-tax net operating income | $5,603,000 | 444 |
| Securities gains (losses) | $89,000 | 1,062 |
| Applicable income taxes | $1,872,000 | 476 |
| Income before extraordinary items | $3,820,000 | 482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,820,000 | 481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 819 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,760,370 | 456 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $62,376,000 | 513 |
| Total interest expense | $28,006,000 | 435 |
| Net interest income | $34,370,000 | 558 |
| Provision for loan and lease losses | $1,150,000 | 1,183 |
| Total noninterest income | $7,101,000 | 788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,101,000 | 543 |
| Total noninterest expense | $25,589,000 | 639 |
| Salaries and employee benefits | $12,744,000 | 634 |
| Premises and equipment expense | $3,541,000 | 632 |
| Additional noninterest expense | $9,304,000 | 585 |
| Pre-tax net operating income | $14,732,000 | 600 |
| Securities gains (losses) | $333,000 | 833 |
| Applicable income taxes | $4,837,000 | 606 |
| Income before extraordinary items | $10,228,000 | 617 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $10,228,000 | 618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,267,000 | 528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $10,001,560 | 600 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $68,498,000 | 524 |
| Total interest expense | $38,832,000 | 458 |
| Net interest income | $29,666,000 | 613 |
| Provision for loan and lease losses | $1,672,000 | 818 |
| Total noninterest income | $7,212,000 | 744 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,189,000 | 474 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,023,000 | 769 |
| Total noninterest expense | $26,236,000 | 619 |
| Salaries and employee benefits | $12,537,000 | 615 |
| Premises and equipment expense | $6,732,000 | 355 |
| Additional noninterest expense | $6,967,000 | 736 |
| Pre-tax net operating income | $8,970,000 | 849 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,329,000 | 1,038 |
| Income before extraordinary items | $6,641,000 | 837 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,641,000 | 838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 1,442 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,641,000 | 800 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $71,228,000 | 536 |
| Total interest expense | $43,003,000 | 473 |
| Net interest income | $28,225,000 | 640 |
| Provision for loan and lease losses | $1,097,000 | 989 |
| Total noninterest income | $6,170,000 | 792 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,928,000 | 466 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,242,000 | 821 |
| Total noninterest expense | $25,392,000 | 634 |
| Salaries and employee benefits | $12,884,000 | 559 |
| Premises and equipment expense | $5,004,000 | 458 |
| Additional noninterest expense | $7,504,000 | 708 |
| Pre-tax net operating income | $7,906,000 | 979 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,495,000 | 967 |
| Income before extraordinary items | $5,411,000 | 992 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,411,000 | 992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,060,000 | 470 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,411,000 | 986 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $66,821,000 | 557 |
| Total interest expense | $35,052,000 | 506 |
| Net interest income | $31,769,000 | 609 |
| Provision for loan and lease losses | $550,000 | 1,631 |
| Total noninterest income | $5,699,000 | 844 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,714,000 | 496 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,985,000 | 891 |
| Total noninterest expense | $27,214,000 | 587 |
| Salaries and employee benefits | $13,874,000 | 531 |
| Premises and equipment expense | $4,561,000 | 492 |
| Additional noninterest expense | $8,779,000 | 662 |
| Pre-tax net operating income | $9,704,000 | 850 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,578,000 | 768 |
| Income before extraordinary items | $6,126,000 | 918 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,126,000 | 918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,094,000 | 667 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $-140,000 | 10,104 |
| Net operating income | $6,126,000 | 905 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $67,815,000 | 542 |
| Total interest expense | $35,867,000 | 500 |
| Net interest income | $31,948,000 | 571 |
| Provision for loan and lease losses | $6,332,000 | 272 |
| Total noninterest income | $4,770,000 | 969 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,877,000 | 458 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,893,000 | 1,205 |
| Total noninterest expense | $28,695,000 | 546 |
| Salaries and employee benefits | $11,540,000 | 618 |
| Premises and equipment expense | $4,985,000 | 444 |
| Additional noninterest expense | $12,170,000 | 511 |
| Pre-tax net operating income | $1,691,000 | 3,819 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,029,000 | 2,260 |
| Income before extraordinary items | $662,000 | 5,757 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $662,000 | 5,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,124,000 | 274 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $662,000 | 5,653 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $71,280,000 | 527 |
| Total interest expense | $36,932,000 | 503 |
| Net interest income | $34,348,000 | 546 |
| Provision for loan and lease losses | $3,296,000 | 414 |
| Total noninterest income | $4,990,000 | 926 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,842,000 | 468 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,148,000 | 1,048 |
| Total noninterest expense | $25,281,000 | 600 |
| Salaries and employee benefits | $11,038,000 | 632 |
| Premises and equipment expense | $4,824,000 | 450 |
| Additional noninterest expense | $9,419,000 | 614 |
| Pre-tax net operating income | $10,761,000 | 768 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,468,000 | 653 |
| Income before extraordinary items | $6,293,000 | 883 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,293,000 | 885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,341,000 | 361 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,293,000 | 858 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $68,881,000 | 574 |
| Total interest expense | $35,157,000 | 543 |
| Net interest income | $33,724,000 | 605 |
| Provision for loan and lease losses | $5,145,000 | 329 |
| Total noninterest income | $4,286,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,571,000 | 527 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,715,000 | 1,289 |
| Total noninterest expense | $24,079,000 | 671 |
| Salaries and employee benefits | $10,334,000 | 680 |
| Premises and equipment expense | $5,065,000 | 465 |
| Additional noninterest expense | $8,680,000 | 749 |
| Pre-tax net operating income | $8,786,000 | 870 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $3,677,000 | 747 |
| Income before extraordinary items | $5,109,000 | 1,024 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,109,000 | 1,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,057,000 | 338 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,109,000 | 1,008 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $66,051,000 | 614 |
| Total interest expense | $34,680,000 | 584 |
| Net interest income | $31,371,000 | 658 |
| Provision for loan and lease losses | $3,299,000 | 416 |
| Total noninterest income | $3,444,000 | 1,237 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,992,000 | 681 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,452,000 | 1,396 |
| Total noninterest expense | $25,764,000 | 653 |
| Salaries and employee benefits | $9,800,000 | 716 |
| Premises and equipment expense | $5,022,000 | 486 |
| Additional noninterest expense | $10,942,000 | 639 |
| Pre-tax net operating income | $5,752,000 | 1,332 |
| Securities gains (losses) | $-32,000 | 10,879 |
| Applicable income taxes | $2,374,000 | 1,088 |
| Income before extraordinary items | $3,346,000 | 1,524 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,346,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,187,000 | 434 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,366,480 | 1,498 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $58,868,000 | 608 |
| Total interest expense | $27,614,000 | 559 |
| Net interest income | $31,254,000 | 649 |
| Provision for loan and lease losses | $1,974,000 | 593 |
| Total noninterest income | $2,711,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,494,000 | 870 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,217,000 | 1,616 |
| Total noninterest expense | $24,818,000 | 684 |
| Salaries and employee benefits | $9,700,000 | 720 |
| Premises and equipment expense | $5,054,000 | 480 |
| Additional noninterest expense | $10,064,000 | 698 |
| Pre-tax net operating income | $7,173,000 | 1,057 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,469,000 | 1,017 |
| Income before extraordinary items | $4,704,000 | 1,077 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,704,000 | 1,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,371,000 | 728 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,704,000 | 1,089 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $60,129,000 | 597 |
| Total interest expense | $27,792,000 | 558 |
| Net interest income | $32,337,000 | 626 |
| Provision for loan and lease losses | $3,369,000 | 567 |
| Total noninterest income | $3,682,000 | 1,243 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,311,000 | 1,006 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,371,000 | 1,130 |
| Total noninterest expense | $24,715,000 | 713 |
| Salaries and employee benefits | $10,256,000 | 695 |
| Premises and equipment expense | $4,769,000 | 518 |
| Additional noninterest expense | $9,690,000 | 784 |
| Pre-tax net operating income | $7,935,000 | 917 |
| Securities gains (losses) | $211,000 | 1,629 |
| Applicable income taxes | $2,520,000 | 995 |
| Income before extraordinary items | $5,626,000 | 927 |
| Extraordinary gains, net | $-321,000 | 13,117 |
| Net income | $5,305,000 | 1,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,434,000 | 893 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,480,410 | 893 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $62,850,000 | 632 |
| Total interest expense | $34,152,000 | 599 |
| Net interest income | $28,698,000 | 697 |
| Provision for loan and lease losses | $2,688,000 | 917 |
| Total noninterest income | $2,615,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,119,000 | 1,187 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,496,000 | 1,525 |
| Total noninterest expense | $22,356,000 | 777 |
| Salaries and employee benefits | $9,012,000 | 765 |
| Premises and equipment expense | $3,916,000 | 638 |
| Additional noninterest expense | $9,428,000 | 809 |
| Pre-tax net operating income | $6,269,000 | 1,041 |
| Securities gains (losses) | $190,000 | 2,079 |
| Applicable income taxes | $2,196,000 | 1,040 |
| Income before extraordinary items | $4,263,000 | 1,104 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,263,000 | 1,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,461,000 | 1,215 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,137,600 | 1,052 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.