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Park Sterling Bank, Income and Expense

2017-09-30 (YTD Data)Rank
Total interest income$95,722,000277
Total interest expense$9,858,000304
Net interest income$85,864,000268
Provision for loan and lease losses$325,0001,540
Total noninterest income$16,541,000392
Gross Fiduciary activities income$1,539,000336
Service charges on deposit accounts$5,177,000223
Trading account gains and fees$0145
Additional Noninterest Income$9,825,000430
Total noninterest expense$60,148,000307
Salaries and employee benefits$33,929,000297
Premises and equipment expense$8,837,000248
Additional noninterest expense$17,382,000334
Pre-tax net operating income$41,932,000265
Securities gains (losses)$58,000816
Applicable income taxes$14,042,000247
Income before extraordinary items$27,948,000277
Extraordinary gains, net$09
Net income$27,948,000277
Minority interest net income$071
Net income of bank and minority interests.$27,948,000277
Net charge-offs$27,0002,833
Cash dividends$11,581,000261
Sale, conversion, retirement of capital stock, net$1,304,000169
Net operating income$27,909,140275
2017-06-30 (YTD Data)Rank
Total interest income$63,549,000273
Total interest expense$6,326,000299
Net interest income$57,223,000268
Provision for loan and lease losses$678,000681
Total noninterest income$10,932,000395
Gross Fiduciary activities income$1,062,000331
Service charges on deposit accounts$3,429,000221
Trading account gains and fees$0139
Additional Noninterest Income$6,441,000431
Total noninterest expense$40,479,000305
Salaries and employee benefits$22,871,000290
Premises and equipment expense$5,830,000248
Additional noninterest expense$11,778,000334
Pre-tax net operating income$26,998,000270
Securities gains (losses)$58,000604
Applicable income taxes$8,906,000256
Income before extraordinary items$18,150,000283
Extraordinary gains, net$011
Net income$18,150,000282
Minority interest net income$071
Net income of bank and minority interests.$18,150,000283
Net charge-offs$101,0001,510
Cash dividends$9,135,000224
Sale, conversion, retirement of capital stock, net$820,000154
Net operating income$18,111,140283
2017-03-31 (YTD Data)Rank
Total interest income$30,701,000283
Total interest expense$2,893,000307
Net interest income$27,808,000274
Provision for loan and lease losses$678,000363
Total noninterest income$5,450,000388
Gross Fiduciary activities income$536,000325
Service charges on deposit accounts$1,694,000223
Trading account gains and fees$0142
Additional Noninterest Income$3,220,000426
Total noninterest expense$20,320,000309
Salaries and employee benefits$11,483,000294
Premises and equipment expense$2,907,000249
Additional noninterest expense$5,930,000327
Pre-tax net operating income$12,260,000287
Securities gains (losses)$58,000317
Applicable income taxes$4,143,000273
Income before extraordinary items$8,175,000294
Extraordinary gains, net$08
Net income$8,175,000295
Minority interest net income$055
Net income of bank and minority interests.$8,175,000295
Net charge-offs$-30,0005,381
Cash dividends$5,975,000180
Sale, conversion, retirement of capital stock, net$371,000144
Net operating income$8,136,720293
2016-12-31 (YTD Data)Rank
Total interest income$119,026,000275
Total interest expense$11,056,000288
Net interest income$107,970,000268
Provision for loan and lease losses$2,631,000419
Total noninterest income$19,777,000424
Gross Fiduciary activities income$2,499,000293
Service charges on deposit accounts$6,498,000237
Trading account gains and fees$0170
Additional Noninterest Income$10,780,000488
Total noninterest expense$90,868,000279
Salaries and employee benefits$48,027,000276
Premises and equipment expense$12,855,000228
Additional noninterest expense$29,986,000276
Pre-tax net operating income$34,248,000338
Securities gains (losses)$-86,0005,793
Applicable income taxes$9,621,000346
Income before extraordinary items$24,541,000349
Extraordinary gains, net$05
Net income$24,541,000348
Minority interest net income$082
Net income of bank and minority interests.$24,541,000348
Net charge-offs$-431,0005,773
Cash dividends$7,454,000493
Sale, conversion, retirement of capital stock, net$1,363,000174
Net operating income$24,602,920345
2016-09-30 (YTD Data)Rank
Total interest income$88,933,000271
Total interest expense$8,285,000286
Net interest income$80,648,000267
Provision for loan and lease losses$2,081,000395
Total noninterest income$15,933,000404
Gross Fiduciary activities income$1,962,000289
Service charges on deposit accounts$4,724,000242
Trading account gains and fees$0169
Additional Noninterest Income$9,247,000437
Total noninterest expense$68,204,000279
Salaries and employee benefits$36,547,000267
Premises and equipment expense$9,277,000230
Additional noninterest expense$22,380,000274
Pre-tax net operating income$26,296,000327
Securities gains (losses)$-93,0005,916
Applicable income taxes$8,110,000321
Income before extraordinary items$18,093,000342
Extraordinary gains, net$05
Net income$18,093,000342
Minority interest net income$071
Net income of bank and minority interests.$18,093,000342
Net charge-offs$-467,0005,855
Cash dividends$5,322,000479
Sale, conversion, retirement of capital stock, net$1,020,000153
Net operating income$18,157,170337
2016-06-30 (YTD Data)Rank
Total interest income$59,610,000268
Total interest expense$5,531,000284
Net interest income$54,079,000266
Provision for loan and lease losses$1,438,000380
Total noninterest income$10,000,000418
Gross Fiduciary activities income$1,380,000277
Service charges on deposit accounts$3,039,000249
Trading account gains and fees$0157
Additional Noninterest Income$5,581,000462
Total noninterest expense$46,986,000268
Salaries and employee benefits$24,792,000264
Premises and equipment expense$6,166,000231
Additional noninterest expense$16,028,000261
Pre-tax net operating income$15,655,000355
Securities gains (losses)$-93,0006,001
Applicable income taxes$4,919,000345
Income before extraordinary items$10,643,000381
Extraordinary gains, net$016
Net income$10,643,000380
Minority interest net income$071
Net income of bank and minority interests.$10,643,000380
Net charge-offs$-371,0005,942
Cash dividends$3,188,000536
Sale, conversion, retirement of capital stock, net$684,000146
Net operating income$10,706,240373
2016-03-31 (YTD Data)Rank
Total interest income$30,032,000264
Total interest expense$2,759,000284
Net interest income$27,273,000258
Provision for loan and lease losses$556,000427
Total noninterest income$4,717,000423
Gross Fiduciary activities income$764,000263
Service charges on deposit accounts$1,500,000249
Trading account gains and fees$0142
Additional Noninterest Income$2,453,000496
Total noninterest expense$25,705,000240
Salaries and employee benefits$13,018,000249
Premises and equipment expense$3,125,000229
Additional noninterest expense$9,562,000226
Pre-tax net operating income$5,729,000435
Securities gains (losses)$-6,0005,943
Applicable income taxes$1,874,000408
Income before extraordinary items$3,849,000485
Extraordinary gains, net$012
Net income$3,849,000483
Minority interest net income$062
Net income of bank and minority interests.$3,849,000485
Net charge-offs$-212,0005,998
Cash dividends$1,597,000516
Sale, conversion, retirement of capital stock, net$294,000141
Net operating income$3,853,020477
2015-12-31 (YTD Data)Rank
Total interest income$88,771,000319
Total interest expense$6,491,000420
Net interest income$82,280,000309
Provision for loan and lease losses$723,0001,043
Total noninterest income$17,693,000446
Gross Fiduciary activities income$3,450,000248
Service charges on deposit accounts$4,981,000294
Trading account gains and fees$0159
Additional Noninterest Income$9,262,000519
Total noninterest expense$71,367,000325
Salaries and employee benefits$39,945,000310
Premises and equipment expense$10,317,000267
Additional noninterest expense$21,105,000348
Pre-tax net operating income$27,883,000379
Securities gains (losses)$54,0001,596
Applicable income taxes$8,142,000375
Income before extraordinary items$19,795,000393
Extraordinary gains, net$023
Net income$19,795,000392
Minority interest net income$081
Net income of bank and minority interests.$19,795,000393
Net charge-offs$-27,0005,412
Cash dividends$5,390,000623
Sale, conversion, retirement of capital stock, net$1,191,000201
Net operating income$19,756,660390
2015-09-30 (YTD Data)Rank
Total interest income$66,660,000323
Total interest expense$4,641,000444
Net interest income$62,019,000312
Provision for loan and lease losses$314,0001,465
Total noninterest income$12,866,000464
Gross Fiduciary activities income$2,577,000250
Service charges on deposit accounts$3,533,000312
Trading account gains and fees$0153
Additional Noninterest Income$6,756,000551
Total noninterest expense$53,960,000331
Salaries and employee benefits$30,404,000311
Premises and equipment expense$7,638,000274
Additional noninterest expense$15,918,000353
Pre-tax net operating income$20,611,000387
Securities gains (losses)$54,0001,414
Applicable income taxes$6,190,000387
Income before extraordinary items$14,475,000406
Extraordinary gains, net$021
Net income$14,475,000405
Minority interest net income$078
Net income of bank and minority interests.$14,475,000406
Net charge-offs$-114,0005,836
Cash dividends$4,040,000561
Sale, conversion, retirement of capital stock, net$898,000189
Net operating income$14,437,200403
2015-06-30 (YTD Data)Rank
Total interest income$44,364,000319
Total interest expense$2,922,000461
Net interest income$41,442,000309
Provision for loan and lease losses$314,0001,069
Total noninterest income$8,519,000466
Gross Fiduciary activities income$1,704,000257
Service charges on deposit accounts$2,151,000335
Trading account gains and fees$0157
Additional Noninterest Income$4,664,000537
Total noninterest expense$36,441,000333
Salaries and employee benefits$20,452,000305
Premises and equipment expense$5,046,000276
Additional noninterest expense$10,943,000344
Pre-tax net operating income$13,206,000392
Securities gains (losses)$02,636
Applicable income taxes$4,098,000391
Income before extraordinary items$9,108,000426
Extraordinary gains, net$022
Net income$9,108,000425
Minority interest net income$075
Net income of bank and minority interests.$9,108,000426
Net charge-offs$179,0001,260
Cash dividends$2,692,000561
Sale, conversion, retirement of capital stock, net$590,000179
Net operating income$9,108,000418
2015-03-31 (YTD Data)Rank
Total interest income$22,042,000321
Total interest expense$1,431,000477
Net interest income$20,611,000312
Provision for loan and lease losses$180,000957
Total noninterest income$4,470,000446
Gross Fiduciary activities income$838,000257
Service charges on deposit accounts$1,032,000346
Trading account gains and fees$0152
Additional Noninterest Income$2,600,000477
Total noninterest expense$18,759,000322
Salaries and employee benefits$10,431,000306
Premises and equipment expense$2,555,000277
Additional noninterest expense$5,773,000326
Pre-tax net operating income$6,142,000407
Securities gains (losses)$02,027
Applicable income taxes$1,825,000414
Income before extraordinary items$4,317,000431
Extraordinary gains, net$013
Net income$4,317,000431
Minority interest net income$064
Net income of bank and minority interests.$4,317,000431
Net charge-offs$-148,0006,197
Cash dividends$1,346,000519
Sale, conversion, retirement of capital stock, net$300,000152
Net operating income$4,317,000422
2014-12-31 (YTD Data)Rank
Total interest income$84,609,000317
Total interest expense$6,403,000439
Net interest income$78,206,000310
Provision for loan and lease losses$-1,286,0006,382
Total noninterest income$13,118,000532
Gross Fiduciary activities income$3,231,000260
Service charges on deposit accounts$3,925,000376
Trading account gains and fees$0180
Additional Noninterest Income$5,962,000671
Total noninterest expense$72,071,000326
Salaries and employee benefits$39,538,000304
Premises and equipment expense$10,406,000263
Additional noninterest expense$22,127,000342
Pre-tax net operating income$20,539,000442
Securities gains (losses)$-96,0006,330
Applicable income taxes$6,058,000435
Income before extraordinary items$14,385,000487
Extraordinary gains, net$017
Net income$14,385,000485
Minority interest net income$084
Net income of bank and minority interests.$14,385,000486
Net charge-offs$-995,0006,455
Cash dividends$3,583,000803
Sale, conversion, retirement of capital stock, net$1,121,000192
Net operating income$14,452,200478
2014-09-30 (YTD Data)Rank
Total interest income$62,404,000317
Total interest expense$4,960,000428
Net interest income$57,444,000312
Provision for loan and lease losses$-866,0006,451
Total noninterest income$9,728,000531
Gross Fiduciary activities income$2,386,000265
Service charges on deposit accounts$2,804,000392
Trading account gains and fees$0174
Additional Noninterest Income$4,538,000666
Total noninterest expense$53,101,000328
Salaries and employee benefits$29,152,000307
Premises and equipment expense$7,780,000259
Additional noninterest expense$16,169,000345
Pre-tax net operating income$14,937,000452
Securities gains (losses)$-96,0006,439
Applicable income taxes$4,494,000435
Income before extraordinary items$10,347,000490
Extraordinary gains, net$015
Net income$10,347,000489
Minority interest net income$081
Net income of bank and minority interests.$10,347,000490
Net charge-offs$-1,772,0006,567
Cash dividends$2,686,000738
Sale, conversion, retirement of capital stock, net$798,000177
Net operating income$10,414,200479
2014-06-30 (YTD Data)Rank
Total interest income$39,982,000328
Total interest expense$3,458,000409
Net interest income$36,524,000328
Provision for loan and lease losses$-382,0006,472
Total noninterest income$7,145,000496
Gross Fiduciary activities income$1,563,000266
Service charges on deposit accounts$1,655,000421
Trading account gains and fees$0172
Additional Noninterest Income$3,927,000538
Total noninterest expense$33,230,000340
Salaries and employee benefits$18,912,000309
Premises and equipment expense$4,254,000311
Additional noninterest expense$10,064,000358
Pre-tax net operating income$10,821,000424
Securities gains (losses)$-33,0006,436
Applicable income taxes$3,240,000419
Income before extraordinary items$7,548,000459
Extraordinary gains, net$020
Net income$7,548,000458
Minority interest net income$080
Net income of bank and minority interests.$7,548,000459
Net charge-offs$-1,008,0006,616
Cash dividends$1,789,000717
Sale, conversion, retirement of capital stock, net$486,000172
Net operating income$7,571,100452
2014-03-31 (YTD Data)Rank
Total interest income$18,982,000347
Total interest expense$1,696,000416
Net interest income$17,286,000346
Provision for loan and lease losses$-17,0006,416
Total noninterest income$3,272,000508
Gross Fiduciary activities income$777,000271
Service charges on deposit accounts$643,000517
Trading account gains and fees$0147
Additional Noninterest Income$1,852,000537
Total noninterest expense$15,614,000362
Salaries and employee benefits$9,228,000313
Premises and equipment expense$2,005,000344
Additional noninterest expense$4,381,000404
Pre-tax net operating income$4,961,000439
Securities gains (losses)$01,715
Applicable income taxes$1,480,000429
Income before extraordinary items$3,481,000467
Extraordinary gains, net$016
Net income$3,481,000466
Minority interest net income$066
Net income of bank and minority interests.$3,481,000467
Net charge-offs$-549,0006,673
Cash dividends$896,000676
Sale, conversion, retirement of capital stock, net$201,000178
Net operating income$3,481,000457
2013-12-31 (YTD Data)Rank
Total interest income$78,049,000333
Total interest expense$5,422,000599
Net interest income$72,627,000324
Provision for loan and lease losses$746,0001,419
Total noninterest income$16,417,000478
Gross Fiduciary activities income$3,302,000242
Service charges on deposit accounts$2,680,000518
Trading account gains and fees$0184
Additional Noninterest Income$10,435,000467
Total noninterest expense$64,973,000350
Salaries and employee benefits$34,570,000331
Premises and equipment expense$7,687,000338
Additional noninterest expense$22,716,000340
Pre-tax net operating income$23,325,000384
Securities gains (losses)$139,0001,123
Applicable income taxes$7,359,000346
Income before extraordinary items$16,105,000425
Extraordinary gains, net$029
Net income$16,105,000425
Minority interest net income$090
Net income of bank and minority interests.$16,105,000426
Net charge-offs$3,007,000541
Cash dividends$1,789,0001,314
Sale, conversion, retirement of capital stock, net$1,697,000168
Net operating income$16,009,090428
2013-09-30 (YTD Data)Rank
Total interest income$58,633,000334
Total interest expense$3,763,000697
Net interest income$54,870,000319
Provision for loan and lease losses$-35,0006,490
Total noninterest income$12,028,000489
Gross Fiduciary activities income$2,452,000244
Service charges on deposit accounts$2,041,000510
Trading account gains and fees$0180
Additional Noninterest Income$7,535,000493
Total noninterest expense$49,469,000348
Salaries and employee benefits$26,185,000324
Premises and equipment expense$5,747,000335
Additional noninterest expense$17,537,000329
Pre-tax net operating income$17,464,000396
Securities gains (losses)$145,000994
Applicable income taxes$5,798,000344
Income before extraordinary items$11,811,000439
Extraordinary gains, net$025
Net income$11,811,000437
Minority interest net income$084
Net income of bank and minority interests.$11,811,000440
Net charge-offs$2,201,000559
Cash dividends$894,0001,570
Sale, conversion, retirement of capital stock, net$1,440,000137
Net operating income$11,713,850437
2013-06-30 (YTD Data)Rank
Total interest income$39,085,000331
Total interest expense$2,581,000688
Net interest income$36,504,000319
Provision for loan and lease losses$384,0001,420
Total noninterest income$9,387,000445
Gross Fiduciary activities income$1,539,000249
Service charges on deposit accounts$1,395,000492
Trading account gains and fees$0157
Additional Noninterest Income$6,453,000422
Total noninterest expense$34,519,000334
Salaries and employee benefits$17,579,000326
Premises and equipment expense$3,887,000330
Additional noninterest expense$13,053,000301
Pre-tax net operating income$10,988,000407
Securities gains (losses)$145,000894
Applicable income taxes$3,692,000356
Income before extraordinary items$7,441,000454
Extraordinary gains, net$022
Net income$7,441,000454
Minority interest net income$082
Net income of bank and minority interests.$7,441,000456
Net charge-offs$425,0001,391
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$986,000115
Net operating income$7,343,850444
2013-03-31 (YTD Data)Rank
Total interest income$19,134,000346
Total interest expense$1,348,000667
Net interest income$17,786,000327
Provision for loan and lease losses$309,000965
Total noninterest income$4,507,000462
Gross Fiduciary activities income$763,000251
Service charges on deposit accounts$769,000457
Trading account gains and fees$0148
Additional Noninterest Income$2,975,000458
Total noninterest expense$16,834,000342
Salaries and employee benefits$8,778,000328
Premises and equipment expense$1,908,000332
Additional noninterest expense$6,148,000318
Pre-tax net operating income$5,150,000426
Securities gains (losses)$01,966
Applicable income taxes$1,724,000381
Income before extraordinary items$3,426,000486
Extraordinary gains, net$010
Net income$3,426,000486
Minority interest net income$076
Net income of bank and minority interests.$3,426,000487
Net charge-offs$151,0001,578
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$491,00091
Net operating income$3,426,000468
2012-12-31 (YTD Data)Rank
Total interest income$56,462,000457
Total interest expense$5,809,000757
Net interest income$50,653,000440
Provision for loan and lease losses$2,023,0001,054
Total noninterest income$10,668,000652
Gross Fiduciary activities income$2,716,000255
Service charges on deposit accounts$1,826,000777
Trading account gains and fees$0166
Additional Noninterest Income$6,126,000704
Total noninterest expense$53,867,000409
Salaries and employee benefits$29,343,000380
Premises and equipment expense$4,650,000517
Additional noninterest expense$19,874,000398
Pre-tax net operating income$5,431,0001,279
Securities gains (losses)$489,000960
Applicable income taxes$2,306,000775
Income before extraordinary items$3,614,0001,582
Extraordinary gains, net$029
Net income$3,614,0001,583
Minority interest net income$093
Net income of bank and minority interests.$3,614,0001,583
Net charge-offs$1,586,0001,360
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$1,976,000161
Net operating income$3,301,0401,623
2012-09-30 (YTD Data)Rank
Total interest income$35,268,000565
Total interest expense$4,201,000834
Net interest income$31,067,000538
Provision for loan and lease losses$1,029,0001,413
Total noninterest income$6,599,000749
Gross Fiduciary activities income$2,045,000253
Service charges on deposit accounts$945,0001,135
Trading account gains and fees$0157
Additional Noninterest Income$3,609,000811
Total noninterest expense$33,507,000484
Salaries and employee benefits$18,303,000436
Premises and equipment expense$2,710,000675
Additional noninterest expense$12,494,000461
Pre-tax net operating income$3,130,0001,636
Securities gains (losses)$489,000758
Applicable income taxes$1,535,000892
Income before extraordinary items$2,084,0002,036
Extraordinary gains, net$020
Net income$2,084,0002,034
Minority interest net income$086
Net income of bank and minority interests.$2,084,0002,037
Net charge-offs$1,975,000935
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$1,464,000133
Net operating income$1,771,0402,208
2012-06-30 (YTD Data)Rank
Total interest income$24,191,000552
Total interest expense$2,891,000846
Net interest income$21,300,000520
Provision for loan and lease losses$1,022,0001,077
Total noninterest income$4,448,000747
Gross Fiduciary activities income$1,335,000258
Service charges on deposit accounts$618,0001,141
Trading account gains and fees$0153
Additional Noninterest Income$2,495,000793
Total noninterest expense$21,865,000493
Salaries and employee benefits$12,005,000445
Premises and equipment expense$1,792,000680
Additional noninterest expense$8,068,000469
Pre-tax net operating income$2,861,0001,247
Securities gains (losses)$489,000557
Applicable income taxes$1,076,000840
Income before extraordinary items$2,274,0001,304
Extraordinary gains, net$019
Net income$2,274,0001,303
Minority interest net income$084
Net income of bank and minority interests.$2,274,0001,304
Net charge-offs$1,745,000765
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$991,000119
Net operating income$1,941,4801,438
2012-03-31 (YTD Data)Rank
Total interest income$12,947,000519
Total interest expense$1,501,000843
Net interest income$11,446,000497
Provision for loan and lease losses$123,0002,640
Total noninterest income$2,012,000780
Gross Fiduciary activities income$658,000258
Service charges on deposit accounts$316,0001,104
Trading account gains and fees$0148
Additional Noninterest Income$1,038,000880
Total noninterest expense$10,974,000477
Salaries and employee benefits$6,124,000430
Premises and equipment expense$876,000698
Additional noninterest expense$3,974,000456
Pre-tax net operating income$2,361,000778
Securities gains (losses)$02,210
Applicable income taxes$825,000586
Income before extraordinary items$1,536,000971
Extraordinary gains, net$019
Net income$1,536,000973
Minority interest net income$078
Net income of bank and minority interests.$1,536,000972
Net charge-offs$721,000851
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$482,000100
Net operating income$1,536,000906
2011-12-31 (YTD Data)Rank
Total interest income$24,426,0001,164
Total interest expense$6,073,0001,003
Net interest income$18,353,0001,211
Provision for loan and lease losses$9,385,000443
Total noninterest income$1,723,0002,233
Gross Fiduciary activities income$432,000585
Service charges on deposit accounts$334,0003,390
Trading account gains and fees$0146
Additional Noninterest Income$957,0002,199
Total noninterest expense$21,406,000922
Salaries and employee benefits$12,661,000778
Premises and equipment expense$1,682,0001,481
Additional noninterest expense$7,063,000999
Pre-tax net operating income$-10,715,0007,224
Securities gains (losses)$20,0003,083
Applicable income taxes$-4,944,0007,307
Income before extraordinary items$-5,751,0007,102
Extraordinary gains, net$029
Net income$-5,751,0007,100
Minority interest net income$096
Net income of bank and minority interests.$-5,751,0007,101
Net charge-offs$11,655,000388
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$10,398,00067
Net operating income$-5,763,8007,092
2011-09-30 (YTD Data)Rank
Total interest income$15,484,0001,406
Total interest expense$4,641,0001,024
Net interest income$10,843,0001,554
Provision for loan and lease losses$8,274,000374
Total noninterest income$266,0005,027
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$75,0005,545
Trading account gains and fees$0145
Additional Noninterest Income$191,0004,153
Total noninterest expense$13,491,0001,091
Salaries and employee benefits$8,533,000863
Premises and equipment expense$974,0001,920
Additional noninterest expense$3,984,0001,291
Pre-tax net operating income$-10,656,0007,346
Securities gains (losses)$20,0002,810
Applicable income taxes$-4,012,0007,404
Income before extraordinary items$-6,624,0007,290
Extraordinary gains, net$021
Net income$-6,624,0007,288
Minority interest net income$087
Net income of bank and minority interests.$-6,624,0007,289
Net charge-offs$10,866,000326
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,419,000240
Net operating income$-6,636,8007,287
2011-06-30 (YTD Data)Rank
Total interest income$10,675,0001,363
Total interest expense$3,284,0001,010
Net interest income$7,391,0001,509
Provision for loan and lease losses$7,707,000290
Total noninterest income$99,0005,870
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$52,0005,486
Trading account gains and fees$0153
Additional Noninterest Income$47,0005,521
Total noninterest expense$8,807,0001,135
Salaries and employee benefits$5,482,000905
Premises and equipment expense$585,0002,149
Additional noninterest expense$2,740,0001,295
Pre-tax net operating income$-9,024,0007,436
Securities gains (losses)$20,0002,091
Applicable income taxes$-3,570,0007,482
Income before extraordinary items$-5,434,0007,386
Extraordinary gains, net$015
Net income$-5,434,0007,385
Minority interest net income$089
Net income of bank and minority interests.$-5,434,0007,386
Net charge-offs$8,853,000291
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$969,000168
Net operating income$-5,446,8007,385
2011-03-31 (YTD Data)Rank
Total interest income$5,651,0001,293
Total interest expense$1,698,0001,010
Net interest income$3,953,0001,407
Provision for loan and lease losses$4,461,000268
Total noninterest income$93,0005,033
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$26,0005,445
Trading account gains and fees$0158
Additional Noninterest Income$67,0004,206
Total noninterest expense$4,274,0001,174
Salaries and employee benefits$2,507,000996
Premises and equipment expense$268,0002,338
Additional noninterest expense$1,499,0001,189
Pre-tax net operating income$-4,689,0007,497
Securities gains (losses)$19,0001,113
Applicable income taxes$-1,781,0007,543
Income before extraordinary items$-2,889,0007,447
Extraordinary gains, net$09
Net income$-2,889,0007,447
Minority interest net income$086
Net income of bank and minority interests.$-2,889,0007,447
Net charge-offs$5,117,000269
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$446,000149
Net operating income$-2,901,1607,450
2010-12-31 (YTD Data)Rank
Total interest income$22,642,0001,356
Total interest expense$7,608,0001,085
Net interest income$15,034,0001,490
Provision for loan and lease losses$17,005,000429
Total noninterest income$-215,0007,430
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$68,0005,949
Trading account gains and fees$0175
Additional Noninterest Income$-283,0007,327
Total noninterest expense$10,730,0001,835
Salaries and employee benefits$6,442,0001,525
Premises and equipment expense$960,0002,569
Additional noninterest expense$3,328,0002,094
Pre-tax net operating income$-12,916,0007,422
Securities gains (losses)$19,0003,127
Applicable income taxes$-5,038,0007,584
Income before extraordinary items$-7,859,0007,313
Extraordinary gains, net$029
Net income$-7,859,0007,313
Minority interest net income$0111
Net income of bank and minority interests.$-7,859,0007,313
Net charge-offs$11,983,000526
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$141,021,00012
Net operating income$-7,871,1607,296
2010-09-30 (YTD Data)Rank
Total interest income$16,848,0001,390
Total interest expense$5,710,0001,126
Net interest income$11,138,0001,522
Provision for loan and lease losses$8,768,000554
Total noninterest income$-271,0007,591
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$49,0006,082
Trading account gains and fees$0165
Additional Noninterest Income$-320,0007,516
Total noninterest expense$7,171,0002,022
Salaries and employee benefits$4,328,0001,693
Premises and equipment expense$698,0002,662
Additional noninterest expense$2,145,0002,340
Pre-tax net operating income$-5,072,0007,366
Securities gains (losses)$19,0002,905
Applicable income taxes$-1,714,0007,580
Income before extraordinary items$-3,339,0007,308
Extraordinary gains, net$023
Net income$-3,339,0007,307
Minority interest net income$0110
Net income of bank and minority interests.$-3,339,0007,308
Net charge-offs$3,020,0001,140
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$140,697,00011
Net operating income$-3,351,5407,293
2010-06-30 (YTD Data)Rank
Total interest income$11,289,0001,400
Total interest expense$3,781,0001,182
Net interest income$7,508,0001,511
Provision for loan and lease losses$2,625,0001,045
Total noninterest income$-181,0007,675
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$30,0006,195
Trading account gains and fees$0152
Additional Noninterest Income$-211,0007,606
Total noninterest expense$4,296,0002,253
Salaries and employee benefits$2,551,0001,912
Premises and equipment expense$451,0002,749
Additional noninterest expense$1,294,0002,553
Pre-tax net operating income$406,0003,975
Securities gains (losses)$19,0002,380
Applicable income taxes$95,0002,832
Income before extraordinary items$330,0004,129
Extraordinary gains, net$019
Net income$330,0004,129
Minority interest net income$0105
Net income of bank and minority interests.$330,0004,128
Net charge-offs$1,053,0001,671
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$190,000380
Net operating income$315,1804,077
2010-03-31 (YTD Data)Rank
Total interest income$5,651,0001,430
Total interest expense$1,901,0001,223
Net interest income$3,750,0001,532
Provision for loan and lease losses$1,531,000882
Total noninterest income$21,0007,064
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$15,0006,220
Trading account gains and fees$0175
Additional Noninterest Income$6,0006,920
Total noninterest expense$2,042,0002,399
Salaries and employee benefits$1,252,0001,972
Premises and equipment expense$216,0002,938
Additional noninterest expense$574,0002,818
Pre-tax net operating income$198,0004,080
Securities gains (losses)$18,0001,558
Applicable income taxes$59,0002,663
Income before extraordinary items$157,0004,313
Extraordinary gains, net$016
Net income$157,0004,314
Minority interest net income$091
Net income of bank and minority interests.$157,0004,312
Net charge-offs$553,0001,509
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$103,000309
Net operating income$143,8604,346
2009-12-31 (YTD Data)Rank
Total interest income$21,657,0001,587
Total interest expense$9,289,0001,279
Net interest income$12,368,0001,798
Provision for loan and lease losses$3,272,0001,865
Total noninterest income$48,0007,418
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$39,0006,659
Trading account gains and fees$0211
Additional Noninterest Income$9,0007,208
Total noninterest expense$7,980,0002,469
Salaries and employee benefits$4,723,0002,078
Premises and equipment expense$895,0002,840
Additional noninterest expense$2,362,0002,884
Pre-tax net operating income$1,164,0002,759
Securities gains (losses)$-348,0007,527
Applicable income taxes$239,0002,234
Income before extraordinary items$577,0003,655
Extraordinary gains, net$034
Net income$577,0003,653
Minority interest net income$0115
Net income of bank and minority interests.$577,0003,653
Net charge-offs$1,438,0002,424
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$642,000496
Net operating income$824,0803,032
2009-09-30 (YTD Data)Rank
Total interest income$16,007,0001,634
Total interest expense$7,270,0001,296
Net interest income$8,737,0001,899
Provision for loan and lease losses$1,854,0002,005
Total noninterest income$34,0007,556
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$29,0006,705
Trading account gains and fees$0212
Additional Noninterest Income$5,0007,434
Total noninterest expense$5,900,0002,507
Salaries and employee benefits$3,558,0002,087
Premises and equipment expense$685,0002,825
Additional noninterest expense$1,657,0003,035
Pre-tax net operating income$1,017,0002,708
Securities gains (losses)$-348,0007,684
Applicable income taxes$210,0002,273
Income before extraordinary items$459,0003,829
Extraordinary gains, net$027
Net income$459,0003,825
Minority interest net income$0118
Net income of bank and minority interests.$459,0003,827
Net charge-offs$381,0003,410
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$499,000440
Net operating income$699,1203,041
2009-06-30 (YTD Data)Rank
Total interest income$10,442,0001,703
Total interest expense$4,987,0001,325
Net interest income$5,455,0002,006
Provision for loan and lease losses$704,0002,485
Total noninterest income$8,0007,848
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$18,0006,781
Trading account gains and fees$0193
Additional Noninterest Income$-10,0007,830
Total noninterest expense$3,884,0002,565
Salaries and employee benefits$2,376,0002,122
Premises and equipment expense$453,0002,881
Additional noninterest expense$1,055,0003,165
Pre-tax net operating income$875,0002,350
Securities gains (losses)$-348,0007,866
Applicable income taxes$183,0002,050
Income before extraordinary items$344,0003,733
Extraordinary gains, net$021
Net income$344,0003,732
Minority interest net income$0112
Net income of bank and minority interests.$344,0003,732
Net charge-offs$46,0004,993
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$332,000402
Net operating income$570,2002,747
2009-03-31 (YTD Data)Rank
Total interest income$5,051,0001,773
Total interest expense$2,650,0001,299
Net interest income$2,401,0002,275
Provision for loan and lease losses$284,0002,413
Total noninterest income$-6,0008,092
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$8,0006,838
Trading account gains and fees$0171
Additional Noninterest Income$-14,0008,007
Total noninterest expense$1,839,0002,621
Salaries and employee benefits$1,193,0002,136
Premises and equipment expense$226,0002,928
Additional noninterest expense$420,0003,441
Pre-tax net operating income$272,0003,496
Securities gains (losses)$02,434
Applicable income taxes$86,0002,332
Income before extraordinary items$186,0003,980
Extraordinary gains, net$015
Net income$186,0003,982
Minority interest net income$0102
Net income of bank and minority interests.$186,0003,982
Net charge-offs$46,0003,656
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$166,000293
Net operating income$186,0003,829
2008-12-31 (YTD Data)Rank
Total interest income$20,092,0001,901
Total interest expense$10,471,0001,545
Net interest income$9,621,0002,290
Provision for loan and lease losses$2,544,0001,545
Total noninterest income$36,0007,838
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$14,0007,122
Trading account gains and fees$0154
Additional Noninterest Income$22,0007,377
Total noninterest expense$7,099,0002,653
Salaries and employee benefits$4,756,0002,134
Premises and equipment expense$791,0003,209
Additional noninterest expense$1,552,0003,534
Pre-tax net operating income$14,0006,268
Securities gains (losses)$03,220
Applicable income taxes$-1,532,0007,849
Income before extraordinary items$1,546,0002,465
Extraordinary gains, net$039
Net income$1,546,0002,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,0003,213
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$665,000485
Net operating income$1,546,0002,606
2008-09-30 (YTD Data)Rank
Total interest income$14,529,0002,007
Total interest expense$7,496,0001,684
Net interest income$7,033,0002,350
Provision for loan and lease losses$1,923,0001,218
Total noninterest income$28,0007,953
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$8,0007,214
Trading account gains and fees$0148
Additional Noninterest Income$20,0007,419
Total noninterest expense$5,146,0002,715
Salaries and employee benefits$3,483,0002,216
Premises and equipment expense$587,0003,249
Additional noninterest expense$1,076,0003,672
Pre-tax net operating income$-8,0006,756
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-8,0006,614
Extraordinary gains, net$031
Net income$-8,0006,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$498,000382
Net operating income$-8,0006,782
2008-06-30 (YTD Data)Rank
Total interest income$9,225,0002,136
Total interest expense$4,692,0001,851
Net interest income$4,533,0002,411
Provision for loan and lease losses$1,320,0001,027
Total noninterest income$11,0008,140
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$4,0007,287
Trading account gains and fees$0149
Additional Noninterest Income$7,0007,835
Total noninterest expense$3,385,0002,751
Salaries and employee benefits$2,344,0002,218
Premises and equipment expense$374,0003,393
Additional noninterest expense$667,0003,848
Pre-tax net operating income$-161,0007,277
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-161,0007,347
Extraordinary gains, net$021
Net income$-161,0007,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$332,000319
Net operating income$-161,0007,321
2008-03-31 (YTD Data)Rank
Total interest income$4,537,0002,221
Total interest expense$2,295,0002,013
Net interest income$2,242,0002,446
Provision for loan and lease losses$550,000955
Total noninterest income$5,0008,194
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,0007,357
Trading account gains and fees$0158
Additional Noninterest Income$4,0007,805
Total noninterest expense$1,681,0002,761
Salaries and employee benefits$1,175,0002,239
Premises and equipment expense$186,0003,416
Additional noninterest expense$320,0003,920
Pre-tax net operating income$16,0006,997
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$16,0007,069
Extraordinary gains, net$015
Net income$16,0007,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$165,000241
Net operating income$16,0006,977
2007-12-31 (YTD Data)Rank
Total interest income$10,989,0003,532
Total interest expense$4,838,0003,545
Net interest income$6,151,0003,444
Provision for loan and lease losses$2,758,000664
Total noninterest income$13,0008,287
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,0007,438
Trading account gains and fees$0178
Additional Noninterest Income$11,0008,033
Total noninterest expense$5,278,0003,312
Salaries and employee benefits$3,607,0002,725
Premises and equipment expense$633,0003,696
Additional noninterest expense$1,038,0004,539
Pre-tax net operating income$-1,872,0008,261
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,872,0008,300
Extraordinary gains, net$039
Net income$-1,872,0008,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$353,000607
Net operating income$-1,872,0008,288
2007-09-30 (YTD Data)Rank
Total interest income$7,081,0003,928
Total interest expense$2,952,0004,061
Net interest income$4,129,0003,749
Provision for loan and lease losses$1,739,000579
Total noninterest income$10,0008,337
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,0007,480
Trading account gains and fees$0184
Additional Noninterest Income$9,0008,062
Total noninterest expense$3,807,0003,381
Salaries and employee benefits$2,595,0002,819
Premises and equipment expense$455,0003,811
Additional noninterest expense$757,0004,565
Pre-tax net operating income$-1,407,0008,376
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-1,407,0008,403
Extraordinary gains, net$033
Net income$-1,407,0008,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$239,000553
Net operating income$-1,407,0008,394
2007-06-30 (YTD Data)Rank
Total interest income$3,880,0004,480
Total interest expense$1,446,0004,907
Net interest income$2,434,0004,121
Provision for loan and lease losses$1,361,000463
Total noninterest income$7,0008,401
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,0007,510
Trading account gains and fees$0168
Additional Noninterest Income$6,0008,115
Total noninterest expense$2,397,0003,569
Salaries and employee benefits$1,638,0003,007
Premises and equipment expense$281,0004,037
Additional noninterest expense$478,0004,712
Pre-tax net operating income$-1,317,0008,507
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-1,317,0008,530
Extraordinary gains, net$029
Net income$-1,317,0008,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$141,000523
Net operating income$-1,317,0008,517
2007-03-31 (YTD Data)Rank
Total interest income$1,533,0005,173
Total interest expense$480,0005,965
Net interest income$1,053,0004,537
Provision for loan and lease losses$734,000377
Total noninterest income$3,0008,453
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,0007,501
Trading account gains and fees$0195
Additional Noninterest Income$2,0008,219
Total noninterest expense$1,121,0003,775
Salaries and employee benefits$746,0003,282
Premises and equipment expense$136,0004,150
Additional noninterest expense$239,0004,694
Pre-tax net operating income$-799,0008,571
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-799,0008,580
Extraordinary gains, net$022
Net income$-799,0008,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$65,000433
Net operating income$-799,0008,575
2006-12-31 (YTD Data)Rank
Total interest income$1,081,0008,227
Total interest expense$159,0008,473
Net interest income$922,0007,948
Provision for loan and lease losses$640,0001,523
Total noninterest income$1,0008,586
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$1,0008,495
Total noninterest expense$3,297,0004,577
Salaries and employee benefits$2,362,0003,770
Premises and equipment expense$195,0006,784
Additional noninterest expense$740,0005,483
Pre-tax net operating income$-3,014,0008,633
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-3,014,0008,643
Extraordinary gains, net$051
Net income$-3,014,0008,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$45,979,00022
Net operating income$-3,014,0008,634

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.