Home > Park Sterling Bank > Net charge- offs to loans
Park Sterling Bank, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 3,727 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0036% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 4,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0546% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0218% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4365% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4368% | 1,612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 3,163 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 4,042 |
| Percentage Net Loans Charged-off:Construction & development | -0.0182% | 4,617 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 4,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 1,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0705% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 1,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0520% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0773% | 2,791 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0774% | 2,653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 4,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 4,717 |
| Percentage Net Loans Charged-off:Construction & development | -0.0426% | 4,842 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 5,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1003% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0352% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1088% | 4,950 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1090% | 4,900 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0193% | 5,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 5,012 |
| Percentage Net Loans Charged-off:Construction & development | -0.0609% | 4,799 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 5,048 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0359% | 4,053 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 4,406 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0893% | 5,251 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0895% | 5,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0284% | 5,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 5,093 |
| Percentage Net Loans Charged-off:Construction & development | -0.0833% | 4,909 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0190% | 5,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0442% | 4,095 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 4,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0412% | 4,649 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0702% | 5,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0704% | 5,066 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0349% | 5,203 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0415% | 5,287 |
| Percentage Net Loans Charged-off:Construction & development | -0.1061% | 5,032 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0511% | 5,423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1112% | 4,273 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 5,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0105% | 4,861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0105% | 4,798 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0420% | 5,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0530% | 5,436 |
| Percentage Net Loans Charged-off:Construction & development | -0.0642% | 5,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1037% | 5,668 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2119% | 4,367 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0479% | 5,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0235% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0843% | 5,022 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0845% | 4,953 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 4,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 5,109 |
| Percentage Net Loans Charged-off:Construction & development | -0.1044% | 5,029 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 5,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 2,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0509% | 790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 2,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1052% | 1,896 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0738% | 5,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0739% | 5,296 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0054% | 5,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0092% | 4,964 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0277% | 5,358 |
| Percentage Net Loans Charged-off:Construction & development | -0.1314% | 5,150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0365% | 5,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 2,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0280% | 764 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0458% | 2,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1588% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1668% | 5,529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1669% | 5,475 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 3,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 4,649 |
| Percentage Net Loans Charged-off:Construction & development | -0.1643% | 5,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0206% | 1,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 1,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0140% | 694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0695% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2467% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1280% | 5,351 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1281% | 5,305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0368% | 5,367 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0532% | 5,699 |
| Percentage Net Loans Charged-off:Construction & development | -0.0914% | 5,260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1129% | 5,966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0102% | 478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0864% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1061% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0979% | 5,197 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0980% | 5,140 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0688% | 6,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0489% | 5,904 |
| Percentage Net Loans Charged-off:Construction & development | -0.8573% | 5,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 2,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2297% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6192% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 5,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3238% | 5,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3728% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3739% | 2,026 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0218% | 5,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1676% | 6,271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1481% | 6,244 |
| Percentage Net Loans Charged-off:Construction & development | -1.2491% | 5,805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 5,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1485% | 1,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4504% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 5,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4768% | 5,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5871% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5890% | 1,336 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0329% | 5,512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1481% | 6,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1348% | 6,262 |
| Percentage Net Loans Charged-off:Construction & development | -1.4116% | 5,849 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 5,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2678% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6973% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 2,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3275% | 5,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1221% | 2,785 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1221% | 2,630 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0628% | 5,640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1687% | 6,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1425% | 6,334 |
| Percentage Net Loans Charged-off:Construction & development | -1.8737% | 5,928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1314% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2348% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5576% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 1,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4583% | 6,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1247% | 2,412 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1247% | 2,285 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1827% | 5,769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2262% | 2,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1434% | 2,771 |
| Percentage Net Loans Charged-off:Construction & development | -0.1137% | 5,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0541% | 2,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4013% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4943% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3454% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0821% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2618% | 2,883 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2620% | 2,736 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0132% | 5,530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2195% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0988% | 2,943 |
| Percentage Net Loans Charged-off:Construction & development | -0.0287% | 5,446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0441% | 6,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3586% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5021% | 638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2729% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4432% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4653% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4658% | 1,808 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0163% | 5,610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0633% | 3,802 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 5,906 |
| Percentage Net Loans Charged-off:Construction & development | -0.4106% | 5,912 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0809% | 6,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2681% | 1,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6723% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 2,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8300% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0545% | 3,290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0545% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 3,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 2,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0844% | 858 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0698% | 6,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2107% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1438% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2504% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1190% | 5,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3032% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3036% | 1,900 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1842% | 3,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1495% | 3,599 |
| Percentage Net Loans Charged-off:Construction & development | -0.5060% | 6,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3094% | 1,950 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2669% | 5,548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3023% | 2,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3651% | 1,185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2613% | 2,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5838% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1692% | 6,395 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1694% | 6,338 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3591% | 2,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3118% | 2,532 |
| Percentage Net Loans Charged-off:Construction & development | -0.0201% | 5,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4422% | 1,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3430% | 2,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2159% | 1,232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4303% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8977% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2086% | 6,443 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2088% | 6,370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4718% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4256% | 2,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.6386% | 1,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4059% | 1,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3859% | 1,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3131% | 992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4347% | 1,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0269% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1935% | 6,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1937% | 6,236 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3842% | 2,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3507% | 1,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.7599% | 1,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6307% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7404% | 587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5588% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8278% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4209% | 6,525 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4212% | 6,460 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5290% | 460 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8091% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 11.1869% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1194% | 7,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4269% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7054% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 4,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9564% | 2,028 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4278% | 6,984 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4222% | 6,974 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7656% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1839% | 151 |
| Percentage Net Loans Charged-off:Construction & development | 15.4746% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1679% | 2,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6110% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6732% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1043% | 3,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3823% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3741% | 6,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3708% | 6,963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5401% | 156 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0914% | 121 |
| Percentage Net Loans Charged-off:Construction & development | 17.2426% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1778% | 2,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3535% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0261% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 3,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2842% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1752% | 6,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1733% | 6,629 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1948% | 141 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6063% | 121 |
| Percentage Net Loans Charged-off:Construction & development | 15.7428% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3665% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2608% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 6.9349% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7021% | 1,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0754% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1707% | 6,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1680% | 6,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0124% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0233% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 7.6524% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0663% | 3,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7061% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2256% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3591% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3400% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1520% | 4,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0135% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9240% | 1,859 |
| Percentage Net Loans Charged-off:Construction & development | 2.0078% | 1,844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0915% | 2,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7339% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7265% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8634% | 1,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5303% | 2,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3594% | 2,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.8484% | 2,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2328% | 2,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5411% | 1,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9886% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5585% | 2,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6359% | 1,821 |
| Percentage Net Loans Charged-off:Construction & development | 1.4185% | 1,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4814% | 1,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1204% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3702% | 4,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4043% | 3,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.4489% | 2,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8148% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0624% | 1,824 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8227% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0205% | 5,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6255% | 3,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 5,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1280% | 4,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.3028% | 2,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0279% | 4,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8114% | 2,884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 6,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1601% | 2,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 4,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3130% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 5,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1399% | 3,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.2706% | 2,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |