Home > Park Cities Bank > Income and Expense
Park Cities Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,973,000 | 1,919 |
| Total interest expense | $3,450,000 | 978 |
| Net interest income | $9,523,000 | 2,191 |
| Provision for loan and lease losses | $830,000 | 1,285 |
| Total noninterest income | $745,000 | 3,743 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $243,000 | 3,754 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $502,000 | 3,355 |
| Total noninterest expense | $15,449,000 | 1,292 |
| Salaries and employee benefits | $7,514,000 | 1,398 |
| Premises and equipment expense | $1,852,000 | 1,275 |
| Additional noninterest expense | $6,083,000 | 1,116 |
| Pre-tax net operating income | $-6,011,000 | 6,768 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-6,011,000 | 6,763 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,011,000 | 6,763 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-6,011,000 | 6,763 |
| Net charge-offs | $1,702,000 | 853 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 411 |
| Net operating income | $-6,011,000 | 6,761 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,971,000 | 1,888 |
| Total interest expense | $2,745,000 | 965 |
| Net interest income | $7,226,000 | 2,167 |
| Provision for loan and lease losses | $830,000 | 1,022 |
| Total noninterest income | $543,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $187,000 | 3,741 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $356,000 | 3,491 |
| Total noninterest expense | $11,556,000 | 1,291 |
| Salaries and employee benefits | $5,646,000 | 1,402 |
| Premises and equipment expense | $1,392,000 | 1,286 |
| Additional noninterest expense | $4,518,000 | 1,121 |
| Pre-tax net operating income | $-4,617,000 | 6,857 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-4,615,000 | 6,853 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-4,615,000 | 6,854 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-4,615,000 | 6,854 |
| Net charge-offs | $1,711,000 | 670 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 376 |
| Net operating income | $-4,617,000 | 6,851 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,016,000 | 1,783 |
| Total interest expense | $2,021,000 | 894 |
| Net interest income | $4,995,000 | 2,094 |
| Provision for loan and lease losses | $830,000 | 778 |
| Total noninterest income | $393,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $126,000 | 3,685 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $267,000 | 3,372 |
| Total noninterest expense | $7,764,000 | 1,291 |
| Salaries and employee benefits | $3,766,000 | 1,396 |
| Premises and equipment expense | $914,000 | 1,310 |
| Additional noninterest expense | $3,084,000 | 1,092 |
| Pre-tax net operating income | $-3,206,000 | 6,899 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-3,204,000 | 6,897 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-3,204,000 | 6,898 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-3,204,000 | 6,898 |
| Net charge-offs | $2,015,000 | 443 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 359 |
| Net operating income | $-3,206,000 | 6,890 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 1,726 |
| Total interest expense | $1,260,000 | 736 |
| Net interest income | $2,402,000 | 2,184 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $141,000 | 4,295 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $65,000 | 3,595 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $76,000 | 4,167 |
| Total noninterest expense | $3,820,000 | 1,319 |
| Salaries and employee benefits | $1,866,000 | 1,422 |
| Premises and equipment expense | $466,000 | 1,302 |
| Additional noninterest expense | $1,488,000 | 1,114 |
| Pre-tax net operating income | $-1,277,000 | 6,952 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-1,275,000 | 6,960 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,275,000 | 6,961 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,275,000 | 6,961 |
| Net charge-offs | $-615,000 | 6,990 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 320 |
| Net operating income | $-1,277,000 | 6,949 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,885,000 | 1,483 |
| Total interest expense | $6,588,000 | 649 |
| Net interest income | $11,297,000 | 1,937 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $-2,503,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $291,000 | 3,544 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-2,794,000 | 7,055 |
| Total noninterest expense | $16,871,000 | 1,201 |
| Salaries and employee benefits | $7,226,000 | 1,410 |
| Premises and equipment expense | $1,951,000 | 1,205 |
| Additional noninterest expense | $7,694,000 | 905 |
| Pre-tax net operating income | $-8,077,000 | 7,008 |
| Securities gains (losses) | $413,000 | 1,088 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-7,664,000 | 7,007 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,664,000 | 7,007 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-7,664,000 | 7,007 |
| Net charge-offs | $2,508,000 | 977 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $277,000 | 391 |
| Net operating income | $-8,077,000 | 7,004 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,847,000 | 1,461 |
| Total interest expense | $5,048,000 | 666 |
| Net interest income | $8,799,000 | 1,890 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $-1,706,000 | 7,153 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $218,000 | 3,581 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,924,000 | 7,153 |
| Total noninterest expense | $12,457,000 | 1,220 |
| Salaries and employee benefits | $5,408,000 | 1,408 |
| Premises and equipment expense | $1,381,000 | 1,306 |
| Additional noninterest expense | $5,668,000 | 923 |
| Pre-tax net operating income | $-5,364,000 | 7,095 |
| Securities gains (losses) | $413,000 | 874 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-4,951,000 | 7,100 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-4,951,000 | 7,100 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,951,000 | 7,100 |
| Net charge-offs | $1,337,000 | 1,217 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 338 |
| Net operating income | $-5,364,000 | 7,094 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,495,000 | 1,440 |
| Total interest expense | $3,490,000 | 663 |
| Net interest income | $6,005,000 | 1,841 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,360,000 | 1,748 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $145,000 | 3,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,215,000 | 1,331 |
| Total noninterest expense | $11,146,000 | 898 |
| Salaries and employee benefits | $3,512,000 | 1,452 |
| Premises and equipment expense | $1,023,000 | 1,159 |
| Additional noninterest expense | $6,611,000 | 558 |
| Pre-tax net operating income | $-3,781,000 | 7,165 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-3,781,000 | 7,171 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,781,000 | 7,171 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,781,000 | 7,171 |
| Net charge-offs | $211,000 | 2,696 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 317 |
| Net operating income | $-3,781,000 | 7,166 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 1,419 |
| Total interest expense | $1,873,000 | 636 |
| Net interest income | $2,986,000 | 1,867 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $548,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $69,000 | 3,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $479,000 | 1,553 |
| Total noninterest expense | $5,214,000 | 955 |
| Salaries and employee benefits | $1,743,000 | 1,468 |
| Premises and equipment expense | $533,000 | 1,128 |
| Additional noninterest expense | $2,938,000 | 595 |
| Pre-tax net operating income | $-1,680,000 | 7,224 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,680,000 | 7,234 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,680,000 | 7,234 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,680,000 | 7,234 |
| Net charge-offs | $200,000 | 1,847 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 267 |
| Net operating income | $-1,680,000 | 7,228 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,664,000 | 1,153 |
| Total interest expense | $10,624,000 | 533 |
| Net interest income | $14,040,000 | 1,589 |
| Provision for loan and lease losses | $-3,674,000 | 7,341 |
| Total noninterest income | $-799,000 | 7,233 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $284,000 | 3,702 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,083,000 | 7,209 |
| Total noninterest expense | $18,716,000 | 1,045 |
| Salaries and employee benefits | $6,581,000 | 1,504 |
| Premises and equipment expense | $2,062,000 | 1,208 |
| Additional noninterest expense | $10,073,000 | 713 |
| Pre-tax net operating income | $-1,801,000 | 6,757 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,801,000 | 6,802 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,801,000 | 6,802 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,801,000 | 6,802 |
| Net charge-offs | $9,462,000 | 487 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $384,000 | 448 |
| Net operating income | $-1,801,000 | 6,778 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $19,363,000 | 1,112 |
| Total interest expense | $8,553,000 | 515 |
| Net interest income | $10,810,000 | 1,558 |
| Provision for loan and lease losses | $-3,674,000 | 7,420 |
| Total noninterest income | $682,000 | 3,291 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $218,000 | 3,664 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $464,000 | 2,813 |
| Total noninterest expense | $14,954,000 | 992 |
| Salaries and employee benefits | $4,946,000 | 1,500 |
| Premises and equipment expense | $1,573,000 | 1,206 |
| Additional noninterest expense | $8,435,000 | 640 |
| Pre-tax net operating income | $212,000 | 5,419 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $212,000 | 5,442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,442 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $212,000 | 5,442 |
| Net charge-offs | $8,568,000 | 398 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $321,000 | 397 |
| Net operating income | $212,000 | 5,303 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,322,000 | 1,081 |
| Total interest expense | $6,153,000 | 501 |
| Net interest income | $7,169,000 | 1,568 |
| Provision for loan and lease losses | $-3,377,000 | 7,495 |
| Total noninterest income | $448,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $153,000 | 3,553 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $295,000 | 2,899 |
| Total noninterest expense | $9,958,000 | 1,009 |
| Salaries and employee benefits | $3,188,000 | 1,567 |
| Premises and equipment expense | $1,015,000 | 1,263 |
| Additional noninterest expense | $5,755,000 | 637 |
| Pre-tax net operating income | $1,036,000 | 2,479 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,036,000 | 2,209 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,036,000 | 2,209 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,036,000 | 2,209 |
| Net charge-offs | $7,083,000 | 349 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 284 |
| Net operating income | $1,036,000 | 2,136 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,704,000 | 1,081 |
| Total interest expense | $3,526,000 | 456 |
| Net interest income | $3,178,000 | 1,761 |
| Provision for loan and lease losses | $-2,963,000 | 7,564 |
| Total noninterest income | $237,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $85,000 | 3,313 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $152,000 | 2,879 |
| Total noninterest expense | $4,647,000 | 1,078 |
| Salaries and employee benefits | $1,637,000 | 1,542 |
| Premises and equipment expense | $505,000 | 1,295 |
| Additional noninterest expense | $2,505,000 | 720 |
| Pre-tax net operating income | $1,731,000 | 869 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,731,000 | 741 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,731,000 | 741 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,731,000 | 741 |
| Net charge-offs | $6,121,000 | 232 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 216 |
| Net operating income | $1,731,000 | 721 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $33,283,000 | 920 |
| Total interest expense | $16,831,000 | 471 |
| Net interest income | $16,452,000 | 1,364 |
| Provision for loan and lease losses | $36,044,000 | 220 |
| Total noninterest income | $1,001,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $415,000 | 3,003 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $586,000 | 2,957 |
| Total noninterest expense | $20,088,000 | 993 |
| Salaries and employee benefits | $7,313,000 | 1,340 |
| Premises and equipment expense | $2,371,000 | 1,098 |
| Additional noninterest expense | $10,404,000 | 724 |
| Pre-tax net operating income | $-38,679,000 | 7,586 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $4,197,000 | 420 |
| Income before extraordinary items | $-42,876,000 | 7,592 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-42,876,000 | 7,592 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-42,876,000 | 7,592 |
| Net charge-offs | $22,266,000 | 309 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $410,000 | 496 |
| Net operating income | $-42,876,000 | 7,586 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $26,054,000 | 886 |
| Total interest expense | $12,849,000 | 478 |
| Net interest income | $13,205,000 | 1,286 |
| Provision for loan and lease losses | $28,819,000 | 217 |
| Total noninterest income | $743,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $324,000 | 2,996 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $419,000 | 3,043 |
| Total noninterest expense | $14,272,000 | 1,028 |
| Salaries and employee benefits | $5,514,000 | 1,335 |
| Premises and equipment expense | $1,729,000 | 1,143 |
| Additional noninterest expense | $7,029,000 | 774 |
| Pre-tax net operating income | $-29,143,000 | 7,693 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,641,000 | 699 |
| Income before extraordinary items | $-30,784,000 | 7,700 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-30,784,000 | 7,700 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-30,784,000 | 7,700 |
| Net charge-offs | $19,751,000 | 260 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $469,000 | 381 |
| Net operating income | $-30,784,000 | 7,699 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $18,262,000 | 844 |
| Total interest expense | $8,467,000 | 500 |
| Net interest income | $9,795,000 | 1,149 |
| Provision for loan and lease losses | $9,462,000 | 378 |
| Total noninterest income | $384,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $218,000 | 2,987 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $166,000 | 3,821 |
| Total noninterest expense | $9,082,000 | 1,082 |
| Salaries and employee benefits | $3,457,000 | 1,428 |
| Premises and equipment expense | $1,170,000 | 1,133 |
| Additional noninterest expense | $4,455,000 | 808 |
| Pre-tax net operating income | $-8,365,000 | 7,657 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-2,829,000 | 7,724 |
| Income before extraordinary items | $-5,536,000 | 7,613 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,536,000 | 7,612 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,536,000 | 7,613 |
| Net charge-offs | $6,241,000 | 485 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $332,000 | 315 |
| Net operating income | $-5,536,000 | 7,604 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,676,000 | 816 |
| Total interest expense | $3,957,000 | 568 |
| Net interest income | $5,719,000 | 983 |
| Provision for loan and lease losses | $731,000 | 1,436 |
| Total noninterest income | $166,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $113,000 | 2,908 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 4,593 |
| Total noninterest expense | $3,671,000 | 1,371 |
| Salaries and employee benefits | $1,573,000 | 1,590 |
| Premises and equipment expense | $568,000 | 1,197 |
| Additional noninterest expense | $1,530,000 | 1,155 |
| Pre-tax net operating income | $1,483,000 | 904 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $465,000 | 750 |
| Income before extraordinary items | $1,018,000 | 1,072 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,018,000 | 1,073 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,018,000 | 1,074 |
| Net charge-offs | $186,000 | 2,509 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 255 |
| Net operating income | $1,018,000 | 1,044 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $40,433,000 | 827 |
| Total interest expense | $19,793,000 | 576 |
| Net interest income | $20,640,000 | 1,061 |
| Provision for loan and lease losses | $7,770,000 | 1,046 |
| Total noninterest income | $-15,000 | 7,725 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $447,000 | 3,104 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-462,000 | 7,799 |
| Total noninterest expense | $23,307,000 | 906 |
| Salaries and employee benefits | $8,300,000 | 1,182 |
| Premises and equipment expense | $2,408,000 | 1,135 |
| Additional noninterest expense | $12,599,000 | 646 |
| Pre-tax net operating income | $-10,452,000 | 7,501 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-3,361,000 | 7,649 |
| Income before extraordinary items | $-7,091,000 | 7,434 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,091,000 | 7,433 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,091,000 | 7,433 |
| Net charge-offs | $4,984,000 | 1,148 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-7,091,000 | 7,448 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $30,299,000 | 846 |
| Total interest expense | $15,910,000 | 572 |
| Net interest income | $14,389,000 | 1,148 |
| Provision for loan and lease losses | $7,048,000 | 818 |
| Total noninterest income | $474,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $325,000 | 3,188 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $149,000 | 4,782 |
| Total noninterest expense | $14,734,000 | 1,038 |
| Salaries and employee benefits | $6,206,000 | 1,208 |
| Premises and equipment expense | $1,803,000 | 1,147 |
| Additional noninterest expense | $6,725,000 | 839 |
| Pre-tax net operating income | $-6,919,000 | 7,618 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-2,131,000 | 7,732 |
| Income before extraordinary items | $-4,788,000 | 7,558 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,788,000 | 7,558 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,788,000 | 7,558 |
| Net charge-offs | $2,553,000 | 1,303 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,788,000 | 7,564 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $19,858,000 | 879 |
| Total interest expense | $11,078,000 | 573 |
| Net interest income | $8,780,000 | 1,272 |
| Provision for loan and lease losses | $4,218,000 | 857 |
| Total noninterest income | $348,000 | 4,137 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $208,000 | 3,244 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $140,000 | 4,244 |
| Total noninterest expense | $8,868,000 | 1,176 |
| Salaries and employee benefits | $4,119,000 | 1,235 |
| Premises and equipment expense | $1,195,000 | 1,180 |
| Additional noninterest expense | $3,554,000 | 1,081 |
| Pre-tax net operating income | $-3,958,000 | 7,659 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,199,000 | 7,793 |
| Income before extraordinary items | $-2,759,000 | 7,606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,759,000 | 7,605 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,759,000 | 7,605 |
| Net charge-offs | $799,000 | 1,837 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,759,000 | 7,615 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,562,000 | 932 |
| Total interest expense | $5,142,000 | 651 |
| Net interest income | $4,420,000 | 1,249 |
| Provision for loan and lease losses | $3,115,000 | 552 |
| Total noninterest income | $153,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $104,000 | 3,190 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $49,000 | 4,878 |
| Total noninterest expense | $4,596,000 | 1,090 |
| Salaries and employee benefits | $2,072,000 | 1,238 |
| Premises and equipment expense | $603,000 | 1,195 |
| Additional noninterest expense | $1,921,000 | 858 |
| Pre-tax net operating income | $-3,138,000 | 7,953 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-918,000 | 7,983 |
| Income before extraordinary items | $-2,220,000 | 7,922 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,220,000 | 7,922 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,220,000 | 7,923 |
| Net charge-offs | $116,000 | 2,707 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,220,000 | 7,925 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $44,241,000 | 853 |
| Total interest expense | $23,373,000 | 680 |
| Net interest income | $20,868,000 | 1,034 |
| Provision for loan and lease losses | $1,932,000 | 1,837 |
| Total noninterest income | $465,000 | 5,000 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $201,000 | 4,775 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $264,000 | 4,331 |
| Total noninterest expense | $16,945,000 | 1,156 |
| Salaries and employee benefits | $8,804,000 | 1,124 |
| Premises and equipment expense | $2,348,000 | 1,175 |
| Additional noninterest expense | $5,793,000 | 1,112 |
| Pre-tax net operating income | $2,456,000 | 2,126 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,008,000 | 1,194 |
| Income before extraordinary items | $1,448,000 | 2,577 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,448,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $733,000 | 2,309 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $377,000 | 613 |
| Net operating income | $1,448,000 | 2,727 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $33,478,000 | 866 |
| Total interest expense | $17,893,000 | 694 |
| Net interest income | $15,585,000 | 1,061 |
| Provision for loan and lease losses | $1,230,000 | 1,626 |
| Total noninterest income | $380,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $132,000 | 5,067 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $248,000 | 4,041 |
| Total noninterest expense | $11,753,000 | 1,237 |
| Salaries and employee benefits | $6,392,000 | 1,188 |
| Premises and equipment expense | $1,626,000 | 1,267 |
| Additional noninterest expense | $3,735,000 | 1,228 |
| Pre-tax net operating income | $2,982,000 | 1,635 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $875,000 | 1,280 |
| Income before extraordinary items | $2,107,000 | 1,690 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,107,000 | 1,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $710,000 | 1,602 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,107,000 | 1,794 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,572,000 | 873 |
| Total interest expense | $12,204,000 | 700 |
| Net interest income | $10,368,000 | 1,054 |
| Provision for loan and lease losses | $1,007,000 | 1,215 |
| Total noninterest income | $192,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $81,000 | 5,221 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $111,000 | 4,867 |
| Total noninterest expense | $7,385,000 | 1,293 |
| Salaries and employee benefits | $4,073,000 | 1,271 |
| Premises and equipment expense | $1,028,000 | 1,347 |
| Additional noninterest expense | $2,284,000 | 1,298 |
| Pre-tax net operating income | $2,168,000 | 1,569 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $720,000 | 1,209 |
| Income before extraordinary items | $1,448,000 | 1,856 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,448,000 | 1,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,569 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,448,000 | 1,823 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,743,000 | 855 |
| Total interest expense | $6,576,000 | 696 |
| Net interest income | $5,167,000 | 1,045 |
| Provision for loan and lease losses | $650,000 | 846 |
| Total noninterest income | $90,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $34,000 | 5,506 |
| Trading account gains and fees | $56,000 | 114 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $3,546,000 | 1,346 |
| Salaries and employee benefits | $1,827,000 | 1,448 |
| Premises and equipment expense | $497,000 | 1,403 |
| Additional noninterest expense | $1,222,000 | 1,171 |
| Pre-tax net operating income | $1,061,000 | 1,689 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $393,000 | 1,211 |
| Income before extraordinary items | $668,000 | 2,108 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $668,000 | 2,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $668,000 | 2,047 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $54,403,000 | 762 |
| Total interest expense | $28,135,000 | 697 |
| Net interest income | $26,268,000 | 829 |
| Provision for loan and lease losses | $2,142,000 | 800 |
| Total noninterest income | $424,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $263,000 | 4,357 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $161,000 | 5,455 |
| Total noninterest expense | $11,526,000 | 1,595 |
| Salaries and employee benefits | $5,668,000 | 1,779 |
| Premises and equipment expense | $1,699,000 | 1,564 |
| Additional noninterest expense | $4,159,000 | 1,350 |
| Pre-tax net operating income | $13,024,000 | 662 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,369,000 | 596 |
| Income before extraordinary items | $8,655,000 | 760 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,655,000 | 758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,895 |
| Cash dividends | $2,350,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,655,000 | 750 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $40,686,000 | 763 |
| Total interest expense | $20,575,000 | 717 |
| Net interest income | $20,111,000 | 818 |
| Provision for loan and lease losses | $1,668,000 | 605 |
| Total noninterest income | $299,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $205,000 | 4,289 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $94,000 | 5,907 |
| Total noninterest expense | $8,419,000 | 1,623 |
| Salaries and employee benefits | $4,363,000 | 1,731 |
| Premises and equipment expense | $1,255,000 | 1,588 |
| Additional noninterest expense | $2,801,000 | 1,446 |
| Pre-tax net operating income | $10,323,000 | 680 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,451,000 | 622 |
| Income before extraordinary items | $6,872,000 | 763 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,872,000 | 761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 7,995 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,872,000 | 755 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $26,222,000 | 803 |
| Total interest expense | $13,125,000 | 751 |
| Net interest income | $13,097,000 | 854 |
| Provision for loan and lease losses | $1,513,000 | 415 |
| Total noninterest income | $191,000 | 5,667 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $147,000 | 4,127 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $44,000 | 6,471 |
| Total noninterest expense | $5,442,000 | 1,700 |
| Salaries and employee benefits | $2,957,000 | 1,739 |
| Premises and equipment expense | $811,000 | 1,646 |
| Additional noninterest expense | $1,674,000 | 1,618 |
| Pre-tax net operating income | $6,333,000 | 764 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,094,000 | 710 |
| Income before extraordinary items | $4,239,000 | 865 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,239,000 | 865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,810 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,239,000 | 851 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $12,363,000 | 841 |
| Total interest expense | $6,089,000 | 795 |
| Net interest income | $6,274,000 | 891 |
| Provision for loan and lease losses | $1,054,000 | 288 |
| Total noninterest income | $85,000 | 5,851 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $72,000 | 4,107 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $2,670,000 | 1,733 |
| Salaries and employee benefits | $1,480,000 | 1,751 |
| Premises and equipment expense | $389,000 | 1,720 |
| Additional noninterest expense | $801,000 | 1,678 |
| Pre-tax net operating income | $2,635,000 | 895 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $837,000 | 830 |
| Income before extraordinary items | $1,798,000 | 976 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,798,000 | 975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,798,000 | 964 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,644,000 | 1,047 |
| Total interest expense | $16,642,000 | 998 |
| Net interest income | $21,002,000 | 1,055 |
| Provision for loan and lease losses | $1,116,000 | 947 |
| Total noninterest income | $355,000 | 5,852 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $302,000 | 4,121 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $53,000 | 7,187 |
| Total noninterest expense | $8,949,000 | 1,969 |
| Salaries and employee benefits | $4,488,000 | 2,183 |
| Premises and equipment expense | $1,423,000 | 1,783 |
| Additional noninterest expense | $3,038,000 | 1,739 |
| Pre-tax net operating income | $11,292,000 | 887 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,834,000 | 786 |
| Income before extraordinary items | $7,458,000 | 1,003 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,458,000 | 1,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,293 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,458,000 | 989 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $26,245,000 | 1,131 |
| Total interest expense | $11,545,000 | 1,057 |
| Net interest income | $14,700,000 | 1,152 |
| Provision for loan and lease losses | $633,000 | 1,151 |
| Total noninterest income | $238,000 | 6,119 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $200,000 | 4,389 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,269 |
| Total noninterest expense | $5,889,000 | 2,238 |
| Salaries and employee benefits | $3,059,000 | 2,401 |
| Premises and equipment expense | $885,000 | 2,115 |
| Additional noninterest expense | $1,945,000 | 2,013 |
| Pre-tax net operating income | $8,416,000 | 921 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,865,000 | 822 |
| Income before extraordinary items | $5,551,000 | 1,048 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,551,000 | 1,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,446 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,551,000 | 1,033 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,734,000 | 1,163 |
| Total interest expense | $7,064,000 | 1,101 |
| Net interest income | $9,670,000 | 1,170 |
| Provision for loan and lease losses | $377,000 | 1,217 |
| Total noninterest income | $144,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $121,000 | 4,582 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $3,661,000 | 2,417 |
| Salaries and employee benefits | $1,920,000 | 2,530 |
| Premises and equipment expense | $564,000 | 2,208 |
| Additional noninterest expense | $1,177,000 | 2,216 |
| Pre-tax net operating income | $5,776,000 | 896 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,966,000 | 806 |
| Income before extraordinary items | $3,810,000 | 1,011 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,810,000 | 1,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,810,000 | 998 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,914,000 | 1,206 |
| Total interest expense | $3,271,000 | 1,116 |
| Net interest income | $4,643,000 | 1,221 |
| Provision for loan and lease losses | $263,000 | 884 |
| Total noninterest income | $67,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $1,808,000 | 2,452 |
| Salaries and employee benefits | $963,000 | 2,535 |
| Premises and equipment expense | $286,000 | 2,183 |
| Additional noninterest expense | $559,000 | 2,288 |
| Pre-tax net operating income | $2,639,000 | 954 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $897,000 | 856 |
| Income before extraordinary items | $1,742,000 | 1,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,742,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,742,000 | 1,065 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,187,000 | 1,503 |
| Total interest expense | $7,910,000 | 1,432 |
| Net interest income | $14,277,000 | 1,542 |
| Provision for loan and lease losses | $1,651,000 | 649 |
| Total noninterest income | $372,000 | 5,873 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $232,000 | 4,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $140,000 | 5,848 |
| Total noninterest expense | $5,702,000 | 2,886 |
| Salaries and employee benefits | $3,082,000 | 2,909 |
| Premises and equipment expense | $878,000 | 2,655 |
| Additional noninterest expense | $1,742,000 | 2,836 |
| Pre-tax net operating income | $7,296,000 | 1,317 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,489,000 | 1,131 |
| Income before extraordinary items | $4,807,000 | 1,471 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,807,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,843 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,807,000 | 1,456 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,601,000 | 1,691 |
| Total interest expense | $5,164,000 | 1,556 |
| Net interest income | $9,437,000 | 1,727 |
| Provision for loan and lease losses | $986,000 | 771 |
| Total noninterest income | $306,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $176,000 | 4,736 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $130,000 | 5,457 |
| Total noninterest expense | $4,021,000 | 3,010 |
| Salaries and employee benefits | $2,173,000 | 3,026 |
| Premises and equipment expense | $621,000 | 2,786 |
| Additional noninterest expense | $1,227,000 | 2,989 |
| Pre-tax net operating income | $4,736,000 | 1,514 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,619,000 | 1,298 |
| Income before extraordinary items | $3,117,000 | 1,694 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,117,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,496 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,117,000 | 1,662 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,825,000 | 1,804 |
| Total interest expense | $2,981,000 | 1,693 |
| Net interest income | $5,844,000 | 1,858 |
| Provision for loan and lease losses | $655,000 | 762 |
| Total noninterest income | $186,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $117,000 | 4,711 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $69,000 | 5,906 |
| Total noninterest expense | $2,477,000 | 3,224 |
| Salaries and employee benefits | $1,339,000 | 3,240 |
| Premises and equipment expense | $365,000 | 3,078 |
| Additional noninterest expense | $773,000 | 3,108 |
| Pre-tax net operating income | $2,898,000 | 1,612 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $992,000 | 1,383 |
| Income before extraordinary items | $1,906,000 | 1,789 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,906,000 | 1,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,240 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,906,000 | 1,755 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 1,923 |
| Total interest expense | $1,260,000 | 1,882 |
| Net interest income | $2,767,000 | 1,945 |
| Provision for loan and lease losses | $306,000 | 743 |
| Total noninterest income | $98,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $48,000 | 5,081 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $1,200,000 | 3,308 |
| Salaries and employee benefits | $635,000 | 3,395 |
| Premises and equipment expense | $176,000 | 3,206 |
| Additional noninterest expense | $389,000 | 3,093 |
| Pre-tax net operating income | $1,359,000 | 1,687 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $462,000 | 1,435 |
| Income before extraordinary items | $897,000 | 1,891 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $897,000 | 1,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,709 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $897,000 | 1,852 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,203,000 | 2,358 |
| Total interest expense | $3,596,000 | 2,252 |
| Net interest income | $8,607,000 | 2,377 |
| Provision for loan and lease losses | $595,000 | 1,687 |
| Total noninterest income | $206,000 | 7,102 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $189,000 | 5,345 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,000 | 8,308 |
| Total noninterest expense | $4,027,000 | 3,722 |
| Salaries and employee benefits | $2,039,000 | 3,938 |
| Premises and equipment expense | $683,000 | 3,192 |
| Additional noninterest expense | $1,305,000 | 3,515 |
| Pre-tax net operating income | $4,191,000 | 1,976 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,426,000 | 1,668 |
| Income before extraordinary items | $2,765,000 | 2,225 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,765,000 | 2,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,654 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,765,000 | 2,177 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 2,471 |
| Total interest expense | $2,412,000 | 2,430 |
| Net interest income | $6,149,000 | 2,455 |
| Provision for loan and lease losses | $363,000 | 1,922 |
| Total noninterest income | $150,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $140,000 | 5,417 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 8,467 |
| Total noninterest expense | $2,960,000 | 3,756 |
| Salaries and employee benefits | $1,497,000 | 3,954 |
| Premises and equipment expense | $509,000 | 3,212 |
| Additional noninterest expense | $954,000 | 3,560 |
| Pre-tax net operating income | $2,976,000 | 2,086 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,012,000 | 1,757 |
| Income before extraordinary items | $1,964,000 | 2,359 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,964,000 | 2,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,964,000 | 2,304 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 2,632 |
| Total interest expense | $1,460,000 | 2,633 |
| Net interest income | $3,848,000 | 2,577 |
| Provision for loan and lease losses | $268,000 | 1,742 |
| Total noninterest income | $96,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $91,000 | 5,462 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $1,988,000 | 3,751 |
| Salaries and employee benefits | $989,000 | 4,015 |
| Premises and equipment expense | $342,000 | 3,196 |
| Additional noninterest expense | $657,000 | 3,470 |
| Pre-tax net operating income | $1,688,000 | 2,352 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $574,000 | 2,004 |
| Income before extraordinary items | $1,114,000 | 2,679 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,114,000 | 2,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,114,000 | 2,608 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 2,725 |
| Total interest expense | $712,000 | 2,708 |
| Net interest income | $1,849,000 | 2,673 |
| Provision for loan and lease losses | $121,000 | 1,780 |
| Total noninterest income | $75,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $1,024,000 | 3,680 |
| Salaries and employee benefits | $497,000 | 4,022 |
| Premises and equipment expense | $173,000 | 3,191 |
| Additional noninterest expense | $354,000 | 3,249 |
| Pre-tax net operating income | $779,000 | 2,470 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $265,000 | 2,103 |
| Income before extraordinary items | $514,000 | 2,876 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $514,000 | 2,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,469 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $514,000 | 2,778 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,866,000 | 3,493 |
| Total interest expense | $2,334,000 | 3,526 |
| Net interest income | $5,532,000 | 3,412 |
| Provision for loan and lease losses | $585,000 | 1,919 |
| Total noninterest income | $181,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $173,000 | 5,573 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,000 | 8,827 |
| Total noninterest expense | $3,178,000 | 4,430 |
| Salaries and employee benefits | $1,485,000 | 4,876 |
| Premises and equipment expense | $676,000 | 3,174 |
| Additional noninterest expense | $1,017,000 | 4,212 |
| Pre-tax net operating income | $1,950,000 | 3,447 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $658,000 | 2,900 |
| Income before extraordinary items | $1,292,000 | 3,943 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,292,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,589 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,292,000 | 3,777 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,596,000 | 3,671 |
| Total interest expense | $1,688,000 | 3,754 |
| Net interest income | $3,908,000 | 3,594 |
| Provision for loan and lease losses | $324,000 | 2,370 |
| Total noninterest income | $134,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $128,000 | 5,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $2,270,000 | 4,565 |
| Salaries and employee benefits | $1,004,000 | 5,239 |
| Premises and equipment expense | $509,000 | 3,172 |
| Additional noninterest expense | $757,000 | 4,234 |
| Pre-tax net operating income | $1,448,000 | 3,590 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $491,000 | 3,063 |
| Income before extraordinary items | $957,000 | 4,097 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $957,000 | 4,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $957,000 | 3,922 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 3,893 |
| Total interest expense | $1,102,000 | 3,947 |
| Net interest income | $2,404,000 | 3,824 |
| Provision for loan and lease losses | $223,000 | 2,329 |
| Total noninterest income | $88,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $85,000 | 5,628 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,000 | 8,960 |
| Total noninterest expense | $1,450,000 | 4,690 |
| Salaries and employee benefits | $616,000 | 5,528 |
| Premises and equipment expense | $334,000 | 3,202 |
| Additional noninterest expense | $500,000 | 4,242 |
| Pre-tax net operating income | $819,000 | 3,989 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $276,000 | 3,384 |
| Income before extraordinary items | $543,000 | 4,580 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $543,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $543,000 | 4,365 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 4,079 |
| Total interest expense | $549,000 | 4,049 |
| Net interest income | $1,128,000 | 4,017 |
| Provision for loan and lease losses | $53,000 | 3,599 |
| Total noninterest income | $46,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $701,000 | 4,785 |
| Salaries and employee benefits | $309,000 | 5,528 |
| Premises and equipment expense | $165,000 | 3,224 |
| Additional noninterest expense | $227,000 | 4,542 |
| Pre-tax net operating income | $420,000 | 3,927 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $144,000 | 3,290 |
| Income before extraordinary items | $276,000 | 4,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $276,000 | 4,258 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,365,000 | 5,631 |
| Total interest expense | $1,463,000 | 5,811 |
| Net interest income | $2,902,000 | 5,382 |
| Provision for loan and lease losses | $1,037,000 | 1,302 |
| Total noninterest income | $145,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $135,000 | 6,042 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,905 |
| Total noninterest expense | $2,635,000 | 4,898 |
| Salaries and employee benefits | $1,016,000 | 6,077 |
| Premises and equipment expense | $628,000 | 3,274 |
| Additional noninterest expense | $991,000 | 4,207 |
| Pre-tax net operating income | $-625,000 | 9,028 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-600,000 | 9,264 |
| Income before extraordinary items | $-25,000 | 8,764 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-25,000 | 8,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,964 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-25,000 | 8,688 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 8,329 |
| Total interest expense | $677,000 | 8,667 |
| Net interest income | $1,217,000 | 7,845 |
| Provision for loan and lease losses | $253,000 | 3,574 |
| Total noninterest income | $55,000 | 9,107 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $50,000 | 7,603 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,000 | 9,318 |
| Total noninterest expense | $1,837,000 | 6,054 |
| Salaries and employee benefits | $930,000 | 6,243 |
| Premises and equipment expense | $314,000 | 5,386 |
| Additional noninterest expense | $593,000 | 5,880 |
| Pre-tax net operating income | $-818,000 | 9,292 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-818,000 | 9,357 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-818,000 | 9,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-818,000 | 9,326 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $183,000 | 9,831 |
| Total interest expense | $60,000 | 9,776 |
| Net interest income | $123,000 | 9,830 |
| Provision for loan and lease losses | $88,000 | 5,585 |
| Total noninterest income | $3,000 | 9,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 8,541 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $308,000 | 9,746 |
| Salaries and employee benefits | $99,000 | 9,833 |
| Premises and equipment expense | $43,000 | 9,495 |
| Additional noninterest expense | $166,000 | 9,102 |
| Pre-tax net operating income | $-270,000 | 9,393 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-270,000 | 9,425 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-270,000 | 9,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 163 |
| Net operating income | $-270,000 | 9,424 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.