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Park Bank, Income and Expense

2020-03-31 (YTD Data)Rank
Total interest income$9,631,000881
Total interest expense$1,286,0001,162
Net interest income$8,345,000827
Provision for loan and lease losses$1,664,000449
Total noninterest income$972,0001,313
Gross Fiduciary activities income$0941
Service charges on deposit accounts$401,000743
Trading account gains and feesNANA
Additional Noninterest Income$571,0001,396
Total noninterest expense$5,151,0001,078
Salaries and employee benefits$3,427,000955
Premises and equipment expense$531,0001,128
Additional noninterest expense$1,193,0001,313
Pre-tax net operating income$2,502,000884
Securities gains (losses)$01,705
Applicable income taxes$57,0002,320
Income before extraordinary items$2,445,000787
Extraordinary gains, net$04
Net income$2,445,000787
Minority interest net income$056
Net income of bank and minority interests.$2,445,000787
Net charge-offs$02,581
Cash dividends$59,000,00058
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,445,000770
2019-12-31 (YTD Data)Rank
Total interest income$41,117,000831
Total interest expense$5,492,0001,150
Net interest income$35,625,000770
Provision for loan and lease losses$03,973
Total noninterest income$4,160,0001,277
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,809,000693
Trading account gains and feesNANA
Additional Noninterest Income$2,351,0001,395
Total noninterest expense$19,752,0001,097
Salaries and employee benefits$13,245,000962
Premises and equipment expense$2,123,0001,118
Additional noninterest expense$4,384,0001,407
Pre-tax net operating income$20,033,000612
Securities gains (losses)$02,379
Applicable income taxes$1,500,0001,105
Income before extraordinary items$18,533,000574
Extraordinary gains, net$011
Net income$18,533,000575
Minority interest net income$076
Net income of bank and minority interests.$18,533,000575
Net charge-offs$3,215,000288
Cash dividends$9,000,000510
Sale, conversion, retirement of capital stock, net$0626
Net operating income$18,533,000559
2019-09-30 (YTD Data)Rank
Total interest income$30,893,000834
Total interest expense$4,075,0001,163
Net interest income$26,818,000771
Provision for loan and lease losses$03,836
Total noninterest income$2,961,0001,308
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,301,000712
Trading account gains and feesNANA
Additional Noninterest Income$1,660,0001,436
Total noninterest expense$14,477,0001,115
Salaries and employee benefits$9,615,000985
Premises and equipment expense$1,597,0001,119
Additional noninterest expense$3,265,0001,414
Pre-tax net operating income$15,302,000613
Securities gains (losses)$02,167
Applicable income taxes$1,174,0001,111
Income before extraordinary items$14,128,000570
Extraordinary gains, net$011
Net income$14,128,000568
Minority interest net income$072
Net income of bank and minority interests.$14,128,000570
Net charge-offs$798,000564
Cash dividends$6,000,000529
Sale, conversion, retirement of capital stock, net$0590
Net operating income$14,128,000562
2019-06-30 (YTD Data)Rank
Total interest income$20,110,000849
Total interest expense$2,694,0001,146
Net interest income$17,416,000783
Provision for loan and lease losses$03,685
Total noninterest income$1,829,0001,357
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$840,000730
Trading account gains and feesNANA
Additional Noninterest Income$989,0001,508
Total noninterest expense$10,171,0001,068
Salaries and employee benefits$6,452,000976
Premises and equipment expense$1,080,0001,110
Additional noninterest expense$2,639,0001,202
Pre-tax net operating income$9,074,000644
Securities gains (losses)$01,702
Applicable income taxes$723,0001,145
Income before extraordinary items$8,351,000605
Extraordinary gains, net$011
Net income$8,351,000605
Minority interest net income$069
Net income of bank and minority interests.$8,351,000605
Net charge-offs$798,000415
Cash dividends$4,000,000522
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,351,000595
2019-03-31 (YTD Data)Rank
Total interest income$10,111,000840
Total interest expense$1,331,0001,136
Net interest income$8,780,000785
Provision for loan and lease losses$03,406
Total noninterest income$886,0001,344
Gross Fiduciary activities income$0972
Service charges on deposit accounts$405,000738
Trading account gains and feesNANA
Additional Noninterest Income$481,0001,489
Total noninterest expense$4,984,0001,076
Salaries and employee benefits$3,183,000986
Premises and equipment expense$532,0001,126
Additional noninterest expense$1,269,0001,231
Pre-tax net operating income$4,682,000619
Securities gains (losses)$01,087
Applicable income taxes$368,0001,103
Income before extraordinary items$4,314,000585
Extraordinary gains, net$05
Net income$4,314,000584
Minority interest net income$052
Net income of bank and minority interests.$4,314,000584
Net charge-offs$798,000248
Cash dividends$2,000,000496
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,314,000570
2018-12-31 (YTD Data)Rank
Total interest income$36,900,000853
Total interest expense$3,879,0001,166
Net interest income$33,021,000810
Provision for loan and lease losses$04,082
Total noninterest income$3,759,0001,332
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,827,000701
Trading account gains and feesNANA
Additional Noninterest Income$1,932,0001,527
Total noninterest expense$20,465,0001,047
Salaries and employee benefits$12,937,000948
Premises and equipment expense$2,143,0001,105
Additional noninterest expense$5,385,0001,175
Pre-tax net operating income$16,315,000697
Securities gains (losses)$-272,0005,203
Applicable income taxes$251,0002,531
Income before extraordinary items$15,792,000624
Extraordinary gains, net$06
Net income$15,792,000622
Minority interest net income$072
Net income of bank and minority interests.$15,792,000623
Net charge-offs$815,000699
Cash dividends$9,000,000464
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,058,560614
2018-09-30 (YTD Data)Rank
Total interest income$26,802,000869
Total interest expense$2,593,0001,213
Net interest income$24,209,000817
Provision for loan and lease losses$03,948
Total noninterest income$2,760,0001,356
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,334,000715
Trading account gains and feesNANA
Additional Noninterest Income$1,426,0001,562
Total noninterest expense$14,970,0001,074
Salaries and employee benefits$9,426,000979
Premises and equipment expense$1,612,0001,095
Additional noninterest expense$3,932,0001,198
Pre-tax net operating income$11,999,000709
Securities gains (losses)$-273,0005,343
Applicable income taxes$197,0002,557
Income before extraordinary items$11,529,000633
Extraordinary gains, net$05
Net income$11,529,000631
Minority interest net income$066
Net income of bank and minority interests.$11,529,000632
Net charge-offs$-204,0005,258
Cash dividends$6,750,000433
Sale, conversion, retirement of capital stock, net$0633
Net operating income$11,796,540623
2018-06-30 (YTD Data)Rank
Total interest income$17,294,000883
Total interest expense$1,457,0001,322
Net interest income$15,837,000827
Provision for loan and lease losses$03,782
Total noninterest income$1,805,0001,374
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$863,000725
Trading account gains and feesNANA
Additional Noninterest Income$942,0001,585
Total noninterest expense$9,864,0001,075
Salaries and employee benefits$6,335,000972
Premises and equipment expense$1,077,0001,098
Additional noninterest expense$2,452,0001,267
Pre-tax net operating income$7,778,000716
Securities gains (losses)$-273,0005,442
Applicable income taxes$142,0002,474
Income before extraordinary items$7,363,000648
Extraordinary gains, net$06
Net income$7,363,000645
Minority interest net income$065
Net income of bank and minority interests.$7,363,000647
Net charge-offs$16,0002,366
Cash dividends$4,500,000426
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,630,540628
2018-03-31 (YTD Data)Rank
Total interest income$8,403,000900
Total interest expense$593,0001,495
Net interest income$7,810,000834
Provision for loan and lease losses$03,508
Total noninterest income$890,0001,377
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$433,000720
Trading account gains and feesNANA
Additional Noninterest Income$457,0001,574
Total noninterest expense$4,929,0001,081
Salaries and employee benefits$3,196,000965
Premises and equipment expense$553,0001,090
Additional noninterest expense$1,180,0001,303
Pre-tax net operating income$3,771,000715
Securities gains (losses)$-86,0005,459
Applicable income taxes$75,0002,401
Income before extraordinary items$3,610,000649
Extraordinary gains, net$07
Net income$3,610,000648
Minority interest net income$052
Net income of bank and minority interests.$3,610,000649
Net charge-offs$-84,0005,355
Cash dividends$2,250,000383
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,694,280635
2017-12-31 (YTD Data)Rank
Total interest income$31,858,000905
Total interest expense$1,502,0001,922
Net interest income$30,356,000830
Provision for loan and lease losses$04,227
Total noninterest income$4,029,0001,277
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,737,000725
Trading account gains and fees$0151
Additional Noninterest Income$2,292,0001,408
Total noninterest expense$19,934,0001,053
Salaries and employee benefits$12,307,000971
Premises and equipment expense$2,062,0001,138
Additional noninterest expense$5,565,0001,140
Pre-tax net operating income$14,451,000710
Securities gains (losses)$31,0001,125
Applicable income taxes$351,0002,669
Income before extraordinary items$14,131,000553
Extraordinary gains, net$09
Net income$14,131,000552
Minority interest net income$076
Net income of bank and minority interests.$14,131,000553
Net charge-offs$-694,0005,603
Cash dividends$7,750,000459
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,100,620545
2017-09-30 (YTD Data)Rank
Total interest income$23,413,000920
Total interest expense$1,087,0001,950
Net interest income$22,326,000845
Provision for loan and lease losses$04,088
Total noninterest income$3,052,0001,286
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,232,000766
Trading account gains and fees$0145
Additional Noninterest Income$1,820,0001,369
Total noninterest expense$15,121,0001,050
Salaries and employee benefits$9,340,000963
Premises and equipment expense$1,547,0001,149
Additional noninterest expense$4,234,0001,136
Pre-tax net operating income$10,257,000749
Securities gains (losses)$31,0001,096
Applicable income taxes$262,0002,583
Income before extraordinary items$10,026,000623
Extraordinary gains, net$09
Net income$10,026,000623
Minority interest net income$071
Net income of bank and minority interests.$10,026,000623
Net charge-offs$-434,0005,628
Cash dividends$5,700,000451
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,995,930615
2017-06-30 (YTD Data)Rank
Total interest income$15,236,000934
Total interest expense$702,0001,963
Net interest income$14,534,000858
Provision for loan and lease losses$03,871
Total noninterest income$2,131,0001,256
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$763,000802
Trading account gains and fees$0139
Additional Noninterest Income$1,368,0001,259
Total noninterest expense$10,387,0001,034
Salaries and employee benefits$6,338,000952
Premises and equipment expense$1,078,0001,103
Additional noninterest expense$2,971,0001,096
Pre-tax net operating income$6,278,000804
Securities gains (losses)$31,000823
Applicable income taxes$178,0002,560
Income before extraordinary items$6,131,000664
Extraordinary gains, net$011
Net income$6,131,000664
Minority interest net income$071
Net income of bank and minority interests.$6,131,000664
Net charge-offs$-251,0005,623
Cash dividends$3,650,000466
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,100,930656
2017-03-31 (YTD Data)Rank
Total interest income$7,440,000947
Total interest expense$349,0001,955
Net interest income$7,091,000877
Provision for loan and lease losses$03,537
Total noninterest income$1,113,0001,221
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$341,000893
Trading account gains and fees$0142
Additional Noninterest Income$772,0001,147
Total noninterest expense$5,349,0001,007
Salaries and employee benefits$3,200,000952
Premises and equipment expense$561,0001,071
Additional noninterest expense$1,588,0001,011
Pre-tax net operating income$2,855,000852
Securities gains (losses)$01,153
Applicable income taxes$83,0002,573
Income before extraordinary items$2,772,000710
Extraordinary gains, net$08
Net income$2,772,000710
Minority interest net income$055
Net income of bank and minority interests.$2,772,000710
Net charge-offs$-115,0005,631
Cash dividends$1,600,000485
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,772,000698
2016-12-31 (YTD Data)Rank
Total interest income$29,200,000936
Total interest expense$1,382,0001,917
Net interest income$27,818,000855
Provision for loan and lease losses$-802,0005,806
Total noninterest income$4,322,0001,270
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,743,000737
Trading account gains and fees$0170
Additional Noninterest Income$2,579,0001,343
Total noninterest expense$21,028,0001,011
Salaries and employee benefits$12,245,000961
Premises and equipment expense$2,265,0001,044
Additional noninterest expense$6,518,0001,006
Pre-tax net operating income$11,914,000790
Securities gains (losses)$-148,0005,827
Applicable income taxes$346,0002,548
Income before extraordinary items$11,420,000678
Extraordinary gains, net$05
Net income$11,420,000677
Minority interest net income$082
Net income of bank and minority interests.$11,420,000677
Net charge-offs$-1,587,0005,881
Cash dividends$5,800,000591
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,563,560661
2016-09-30 (YTD Data)Rank
Total interest income$21,980,000926
Total interest expense$1,032,0001,933
Net interest income$20,948,000845
Provision for loan and lease losses$04,186
Total noninterest income$3,800,0001,135
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,250,000763
Trading account gains and fees$0169
Additional Noninterest Income$2,550,0001,113
Total noninterest expense$15,476,0001,023
Salaries and employee benefits$8,822,000994
Premises and equipment expense$1,686,0001,054
Additional noninterest expense$4,968,000989
Pre-tax net operating income$9,272,000763
Securities gains (losses)$03,160
Applicable income taxes$249,0002,638
Income before extraordinary items$9,023,000654
Extraordinary gains, net$05
Net income$9,023,000654
Minority interest net income$071
Net income of bank and minority interests.$9,023,000654
Net charge-offs$-1,209,0005,937
Cash dividends$4,350,000564
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,023,000630
2016-06-30 (YTD Data)Rank
Total interest income$14,623,000921
Total interest expense$694,0001,922
Net interest income$13,929,000847
Provision for loan and lease losses$04,017
Total noninterest income$2,520,0001,122
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$805,000780
Trading account gains and fees$0157
Additional Noninterest Income$1,715,0001,085
Total noninterest expense$10,223,0001,030
Salaries and employee benefits$5,813,0001,000
Premises and equipment expense$1,130,0001,049
Additional noninterest expense$3,280,0001,002
Pre-tax net operating income$6,226,000742
Securities gains (losses)$02,835
Applicable income taxes$164,0002,648
Income before extraordinary items$6,062,000643
Extraordinary gains, net$016
Net income$6,062,000641
Minority interest net income$071
Net income of bank and minority interests.$6,062,000642
Net charge-offs$-1,406,0006,036
Cash dividends$2,900,000580
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,062,000620
2016-03-31 (YTD Data)Rank
Total interest income$7,209,000929
Total interest expense$349,0001,913
Net interest income$6,860,000859
Provision for loan and lease losses$03,656
Total noninterest income$1,150,0001,176
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$406,000772
Trading account gains and fees$0142
Additional Noninterest Income$744,0001,154
Total noninterest expense$5,107,0001,032
Salaries and employee benefits$2,911,0001,012
Premises and equipment expense$560,0001,062
Additional noninterest expense$1,636,000997
Pre-tax net operating income$2,903,000788
Securities gains (losses)$02,077
Applicable income taxes$79,0002,651
Income before extraordinary items$2,824,000652
Extraordinary gains, net$012
Net income$2,824,000651
Minority interest net income$062
Net income of bank and minority interests.$2,824,000652
Net charge-offs$-1,078,0006,101
Cash dividends$1,450,000561
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,824,000640
2015-12-31 (YTD Data)Rank
Total interest income$27,714,000945
Total interest expense$1,434,0001,838
Net interest income$26,280,000869
Provision for loan and lease losses$04,380
Total noninterest income$4,926,0001,133
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,850,000709
Trading account gains and fees$0159
Additional Noninterest Income$3,076,0001,142
Total noninterest expense$21,926,000941
Salaries and employee benefits$11,944,000948
Premises and equipment expense$2,197,0001,082
Additional noninterest expense$7,785,000838
Pre-tax net operating income$9,280,000948
Securities gains (losses)$03,216
Applicable income taxes$271,0002,745
Income before extraordinary items$9,009,000804
Extraordinary gains, net$023
Net income$9,009,000804
Minority interest net income$081
Net income of bank and minority interests.$9,009,000804
Net charge-offs$2,060,000365
Cash dividends$4,600,000711
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,009,000788
2015-09-30 (YTD Data)Rank
Total interest income$20,672,000953
Total interest expense$1,059,0001,883
Net interest income$19,613,000876
Provision for loan and lease losses$04,232
Total noninterest income$3,779,0001,135
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,343,000749
Trading account gains and fees$0153
Additional Noninterest Income$2,436,0001,120
Total noninterest expense$16,247,000959
Salaries and employee benefits$8,731,000973
Premises and equipment expense$1,647,0001,098
Additional noninterest expense$5,869,000844
Pre-tax net operating income$7,145,000931
Securities gains (losses)$03,031
Applicable income taxes$196,0002,836
Income before extraordinary items$6,949,000794
Extraordinary gains, net$021
Net income$6,949,000793
Minority interest net income$078
Net income of bank and minority interests.$6,949,000794
Net charge-offs$2,451,000244
Cash dividends$3,450,000641
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,949,000774
2015-06-30 (YTD Data)Rank
Total interest income$13,791,000940
Total interest expense$687,0001,927
Net interest income$13,104,000863
Provision for loan and lease losses$04,069
Total noninterest income$2,500,0001,140
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$891,000740
Trading account gains and fees$0157
Additional Noninterest Income$1,609,0001,132
Total noninterest expense$10,510,000995
Salaries and employee benefits$5,846,000975
Premises and equipment expense$1,081,0001,118
Additional noninterest expense$3,583,000910
Pre-tax net operating income$5,094,000871
Securities gains (losses)$02,636
Applicable income taxes$128,0002,850
Income before extraordinary items$4,966,000743
Extraordinary gains, net$022
Net income$4,966,000742
Minority interest net income$075
Net income of bank and minority interests.$4,966,000743
Net charge-offs$94,0001,774
Cash dividends$2,300,000627
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,966,000719
2015-03-31 (YTD Data)Rank
Total interest income$6,843,000944
Total interest expense$340,0001,963
Net interest income$6,503,000863
Provision for loan and lease losses$03,703
Total noninterest income$1,285,0001,075
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$483,000647
Trading account gains and fees$0152
Additional Noninterest Income$802,0001,088
Total noninterest expense$5,144,0001,007
Salaries and employee benefits$2,967,000953
Premises and equipment expense$543,0001,119
Additional noninterest expense$1,634,000985
Pre-tax net operating income$2,644,000820
Securities gains (losses)$02,027
Applicable income taxes$64,0002,818
Income before extraordinary items$2,580,000692
Extraordinary gains, net$013
Net income$2,580,000690
Minority interest net income$064
Net income of bank and minority interests.$2,580,000692
Net charge-offs$-279,0006,286
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,580,000673
2014-12-31 (YTD Data)Rank
Total interest income$28,519,000884
Total interest expense$1,534,0001,851
Net interest income$26,985,000808
Provision for loan and lease losses$2,407,000410
Total noninterest income$4,837,0001,127
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,731,000780
Trading account gains and fees$0180
Additional Noninterest Income$3,106,0001,078
Total noninterest expense$22,368,000907
Salaries and employee benefits$12,388,000886
Premises and equipment expense$2,148,0001,112
Additional noninterest expense$7,832,000830
Pre-tax net operating income$7,047,0001,142
Securities gains (losses)$-57,0006,275
Applicable income taxes$217,0002,890
Income before extraordinary items$6,773,000985
Extraordinary gains, net$017
Net income$6,773,000984
Minority interest net income$084
Net income of bank and minority interests.$6,773,000984
Net charge-offs$2,907,000356
Cash dividends$4,242,000697
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,828,290953
2014-09-30 (YTD Data)Rank
Total interest income$21,421,000890
Total interest expense$1,164,0001,870
Net interest income$20,257,000812
Provision for loan and lease losses$2,400,000293
Total noninterest income$3,953,0001,065
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,325,000771
Trading account gains and fees$0174
Additional Noninterest Income$2,628,0001,000
Total noninterest expense$16,317,000921
Salaries and employee benefits$9,028,000912
Premises and equipment expense$1,625,0001,113
Additional noninterest expense$5,664,000862
Pre-tax net operating income$5,493,0001,121
Securities gains (losses)$-20,0006,248
Applicable income taxes$159,0002,992
Income before extraordinary items$5,314,000934
Extraordinary gains, net$015
Net income$5,314,000933
Minority interest net income$081
Net income of bank and minority interests.$5,314,000933
Net charge-offs$540,0001,084
Cash dividends$2,432,000806
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,333,400910
2014-06-30 (YTD Data)Rank
Total interest income$14,292,000880
Total interest expense$779,0001,882
Net interest income$13,513,000807
Provision for loan and lease losses$1,500,000318
Total noninterest income$2,613,0001,051
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$867,000771
Trading account gains and fees$0172
Additional Noninterest Income$1,746,000985
Total noninterest expense$10,902,000918
Salaries and employee benefits$6,107,000895
Premises and equipment expense$1,092,0001,113
Additional noninterest expense$3,703,000872
Pre-tax net operating income$3,724,0001,082
Securities gains (losses)$2,0002,363
Applicable income taxes$105,0002,971
Income before extraordinary items$3,621,000894
Extraordinary gains, net$020
Net income$3,621,000894
Minority interest net income$080
Net income of bank and minority interests.$3,621,000894
Net charge-offs$576,000775
Cash dividends$1,621,000770
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,619,060871
2014-03-31 (YTD Data)Rank
Total interest income$7,128,000877
Total interest expense$403,0001,848
Net interest income$6,725,000811
Provision for loan and lease losses$600,000384
Total noninterest income$1,207,0001,093
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$472,000685
Trading account gains and fees$0147
Additional Noninterest Income$735,0001,084
Total noninterest expense$5,332,000949
Salaries and employee benefits$2,968,000929
Premises and equipment expense$565,0001,104
Additional noninterest expense$1,799,000886
Pre-tax net operating income$2,000,000974
Securities gains (losses)$01,715
Applicable income taxes$52,0002,917
Income before extraordinary items$1,948,000803
Extraordinary gains, net$016
Net income$1,948,000805
Minority interest net income$066
Net income of bank and minority interests.$1,948,000804
Net charge-offs$-22,0006,074
Cash dividends$811,000721
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,948,000782
2013-12-31 (YTD Data)Rank
Total interest income$27,883,000902
Total interest expense$1,757,0001,919
Net interest income$26,126,000816
Provision for loan and lease losses$4,640,000285
Total noninterest income$5,614,0001,036
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,700,000819
Trading account gains and fees$0184
Additional Noninterest Income$3,914,000952
Total noninterest expense$22,373,000905
Salaries and employee benefits$11,628,000923
Premises and equipment expense$2,100,0001,140
Additional noninterest expense$8,645,000790
Pre-tax net operating income$4,727,0001,490
Securities gains (losses)$-76,0006,510
Applicable income taxes$140,0003,208
Income before extraordinary items$4,511,0001,346
Extraordinary gains, net$029
Net income$4,511,0001,349
Minority interest net income$090
Net income of bank and minority interests.$4,511,0001,349
Net charge-offs$7,715,000232
Cash dividends$2,052,0001,175
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,584,7201,302
2013-09-30 (YTD Data)Rank
Total interest income$20,683,000922
Total interest expense$1,331,0001,947
Net interest income$19,352,000830
Provision for loan and lease losses$4,050,000251
Total noninterest income$4,646,000989
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,303,000809
Trading account gains and fees$0180
Additional Noninterest Income$3,343,000905
Total noninterest expense$17,139,000900
Salaries and employee benefits$8,990,000900
Premises and equipment expense$1,586,0001,124
Additional noninterest expense$6,563,000782
Pre-tax net operating income$2,809,0001,845
Securities gains (losses)$36,0001,884
Applicable income taxes$93,0003,357
Income before extraordinary items$2,752,0001,634
Extraordinary gains, net$025
Net income$2,752,0001,636
Minority interest net income$084
Net income of bank and minority interests.$2,752,0001,638
Net charge-offs$2,846,000446
Cash dividends$1,552,0001,072
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,717,0801,614
2013-06-30 (YTD Data)Rank
Total interest income$13,569,000933
Total interest expense$882,0001,977
Net interest income$12,687,000838
Provision for loan and lease losses$3,000,000252
Total noninterest income$3,258,000951
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$869,000796
Trading account gains and fees$0157
Additional Noninterest Income$2,389,000864
Total noninterest expense$11,305,000903
Salaries and employee benefits$5,936,000910
Premises and equipment expense$1,062,0001,122
Additional noninterest expense$4,307,000783
Pre-tax net operating income$1,640,0002,047
Securities gains (losses)$36,0001,723
Applicable income taxes$53,0003,474
Income before extraordinary items$1,623,0001,803
Extraordinary gains, net$022
Net income$1,623,0001,807
Minority interest net income$082
Net income of bank and minority interests.$1,623,0001,809
Net charge-offs$2,083,000432
Cash dividends$1,552,000771
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,588,0801,770
2013-03-31 (YTD Data)Rank
Total interest income$6,823,000927
Total interest expense$447,0001,998
Net interest income$6,376,000830
Provision for loan and lease losses$1,500,000262
Total noninterest income$1,729,000916
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$471,000721
Trading account gains and fees$0148
Additional Noninterest Income$1,258,000836
Total noninterest expense$5,546,000922
Salaries and employee benefits$2,980,000918
Premises and equipment expense$537,0001,131
Additional noninterest expense$2,029,000844
Pre-tax net operating income$1,059,0001,626
Securities gains (losses)$6,0001,600
Applicable income taxes$28,0003,403
Income before extraordinary items$1,037,0001,422
Extraordinary gains, net$010
Net income$1,037,0001,424
Minority interest net income$076
Net income of bank and minority interests.$1,037,0001,424
Net charge-offs$1,770,000285
Cash dividends$727,000717
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,031,1801,378
2012-12-31 (YTD Data)Rank
Total interest income$30,008,000868
Total interest expense$2,381,0001,826
Net interest income$27,627,000781
Provision for loan and lease losses$5,902,000447
Total noninterest income$5,949,0001,012
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,676,000843
Trading account gains and fees$0166
Additional Noninterest Income$4,273,000916
Total noninterest expense$22,795,000885
Salaries and employee benefits$11,017,000945
Premises and equipment expense$2,056,0001,152
Additional noninterest expense$9,722,000731
Pre-tax net operating income$4,879,0001,405
Securities gains (losses)$03,810
Applicable income taxes$123,0003,366
Income before extraordinary items$4,756,0001,238
Extraordinary gains, net$029
Net income$4,756,0001,239
Minority interest net income$093
Net income of bank and minority interests.$4,756,0001,239
Net charge-offs$5,827,000513
Cash dividends$3,950,000706
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,756,0001,179
2012-09-30 (YTD Data)Rank
Total interest income$22,808,000870
Total interest expense$1,867,0001,824
Net interest income$20,941,000783
Provision for loan and lease losses$4,400,000456
Total noninterest income$4,329,0001,033
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,281,000823
Trading account gains and fees$0157
Additional Noninterest Income$3,048,000931
Total noninterest expense$16,740,000902
Salaries and employee benefits$8,414,000931
Premises and equipment expense$1,542,0001,155
Additional noninterest expense$6,784,000768
Pre-tax net operating income$4,130,0001,295
Securities gains (losses)$03,575
Applicable income taxes$92,0003,430
Income before extraordinary items$4,038,0001,126
Extraordinary gains, net$020
Net income$4,038,0001,127
Minority interest net income$086
Net income of bank and minority interests.$4,038,0001,127
Net charge-offs$3,913,000560
Cash dividends$3,263,000514
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,038,0001,061
2012-06-30 (YTD Data)Rank
Total interest income$15,225,000876
Total interest expense$1,296,0001,811
Net interest income$13,929,000789
Provision for loan and lease losses$2,900,000473
Total noninterest income$2,806,0001,038
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$847,000821
Trading account gains and fees$0153
Additional Noninterest Income$1,959,000926
Total noninterest expense$10,969,000916
Salaries and employee benefits$5,777,000906
Premises and equipment expense$1,036,0001,144
Additional noninterest expense$4,156,000832
Pre-tax net operating income$2,866,0001,243
Securities gains (losses)$03,178
Applicable income taxes$55,0003,486
Income before extraordinary items$2,811,0001,070
Extraordinary gains, net$019
Net income$2,811,0001,070
Minority interest net income$084
Net income of bank and minority interests.$2,811,0001,070
Net charge-offs$2,157,000652
Cash dividends$2,575,000424
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,811,0001,010
2012-03-31 (YTD Data)Rank
Total interest income$7,635,000877
Total interest expense$681,0001,800
Net interest income$6,954,000790
Provision for loan and lease losses$1,400,000473
Total noninterest income$1,393,0001,029
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$466,000755
Trading account gains and fees$0148
Additional Noninterest Income$927,000965
Total noninterest expense$5,263,000947
Salaries and employee benefits$2,863,000906
Premises and equipment expense$523,0001,145
Additional noninterest expense$1,877,000908
Pre-tax net operating income$1,684,0001,046
Securities gains (losses)$02,210
Applicable income taxes$20,0003,671
Income before extraordinary items$1,664,000902
Extraordinary gains, net$019
Net income$1,664,000903
Minority interest net income$078
Net income of bank and minority interests.$1,664,000903
Net charge-offs$2,122,000387
Cash dividends$687,000677
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,664,000847
2011-12-31 (YTD Data)Rank
Total interest income$32,829,000846
Total interest expense$4,124,0001,463
Net interest income$28,705,000762
Provision for loan and lease losses$5,714,000703
Total noninterest income$5,115,0001,026
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,652,000888
Trading account gains and fees$0146
Additional Noninterest Income$3,463,000937
Total noninterest expense$23,196,000852
Salaries and employee benefits$11,307,000867
Premises and equipment expense$2,043,0001,226
Additional noninterest expense$9,846,000731
Pre-tax net operating income$4,910,0001,194
Securities gains (losses)$578,000707
Applicable income taxes$107,0003,341
Income before extraordinary items$5,381,000937
Extraordinary gains, net$029
Net income$5,381,000935
Minority interest net income$096
Net income of bank and minority interests.$5,381,000937
Net charge-offs$5,214,000771
Cash dividends$2,750,000710
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,814,560995
2011-09-30 (YTD Data)Rank
Total interest income$24,937,000851
Total interest expense$3,230,0001,460
Net interest income$21,707,000765
Provision for loan and lease losses$4,500,000681
Total noninterest income$3,755,0001,050
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,251,000885
Trading account gains and fees$0145
Additional Noninterest Income$2,504,000960
Total noninterest expense$16,306,000911
Salaries and employee benefits$8,573,000858
Premises and equipment expense$1,523,0001,252
Additional noninterest expense$6,210,000859
Pre-tax net operating income$4,656,000998
Securities gains (losses)$468,000679
Applicable income taxes$85,0003,325
Income before extraordinary items$5,039,000768
Extraordinary gains, net$021
Net income$5,039,000767
Minority interest net income$087
Net income of bank and minority interests.$5,039,000768
Net charge-offs$4,202,000725
Cash dividends$2,062,000624
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,580,360802
2011-06-30 (YTD Data)Rank
Total interest income$16,805,000855
Total interest expense$2,210,0001,481
Net interest income$14,595,000763
Provision for loan and lease losses$3,000,000678
Total noninterest income$2,502,0001,044
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$833,000876
Trading account gains and fees$0153
Additional Noninterest Income$1,669,000945
Total noninterest expense$10,683,000938
Salaries and employee benefits$5,663,000878
Premises and equipment expense$996,0001,289
Additional noninterest expense$4,024,000903
Pre-tax net operating income$3,414,000882
Securities gains (losses)$536,000341
Applicable income taxes$60,0003,238
Income before extraordinary items$3,890,000673
Extraordinary gains, net$015
Net income$3,890,000671
Minority interest net income$089
Net income of bank and minority interests.$3,890,000673
Net charge-offs$2,937,000704
Cash dividends$1,375,000616
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,364,720729
2011-03-31 (YTD Data)Rank
Total interest income$8,426,000856
Total interest expense$1,134,0001,497
Net interest income$7,292,000765
Provision for loan and lease losses$1,500,000636
Total noninterest income$1,298,0001,022
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$458,000778
Trading account gains and fees$0158
Additional Noninterest Income$840,000928
Total noninterest expense$5,355,000931
Salaries and employee benefits$2,828,000891
Premises and equipment expense$509,0001,283
Additional noninterest expense$2,018,000888
Pre-tax net operating income$1,735,000866
Securities gains (losses)$01,772
Applicable income taxes$32,0003,147
Income before extraordinary items$1,703,000749
Extraordinary gains, net$09
Net income$1,703,000749
Minority interest net income$086
Net income of bank and minority interests.$1,703,000749
Net charge-offs$1,434,000668
Cash dividends$687,000552
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,703,000732
2010-12-31 (YTD Data)Rank
Total interest income$35,499,000854
Total interest expense$5,710,0001,457
Net interest income$29,789,000741
Provision for loan and lease losses$14,154,000501
Total noninterest income$5,642,000976
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,685,000897
Trading account gains and fees$0175
Additional Noninterest Income$3,957,000878
Total noninterest expense$20,746,000964
Salaries and employee benefits$9,662,0001,011
Premises and equipment expense$2,065,0001,250
Additional noninterest expense$9,019,000819
Pre-tax net operating income$531,0004,294
Securities gains (losses)$462,000948
Applicable income taxes$106,0003,195
Income before extraordinary items$887,0003,448
Extraordinary gains, net$029
Net income$887,0003,445
Minority interest net income$0111
Net income of bank and minority interests.$887,0003,448
Net charge-offs$13,154,000485
Cash dividends$2,250,000738
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$475,8204,253
2010-09-30 (YTD Data)Rank
Total interest income$26,959,000848
Total interest expense$4,413,0001,467
Net interest income$22,546,000730
Provision for loan and lease losses$8,685,000559
Total noninterest income$3,898,0001,021
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,319,000894
Trading account gains and fees$0165
Additional Noninterest Income$2,579,000929
Total noninterest expense$15,214,000969
Salaries and employee benefits$7,212,0001,005
Premises and equipment expense$1,562,0001,263
Additional noninterest expense$6,440,000843
Pre-tax net operating income$2,545,0001,549
Securities gains (losses)$462,000789
Applicable income taxes$80,0003,263
Income before extraordinary items$2,927,0001,154
Extraordinary gains, net$023
Net income$2,927,0001,158
Minority interest net income$0110
Net income of bank and minority interests.$2,927,0001,158
Net charge-offs$3,285,0001,064
Cash dividends$2,250,000485
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,478,8601,298
2010-06-30 (YTD Data)Rank
Total interest income$18,198,000848
Total interest expense$3,009,0001,487
Net interest income$15,189,000718
Provision for loan and lease losses$4,427,000706
Total noninterest income$2,353,0001,095
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$830,000952
Trading account gains and fees$0152
Additional Noninterest Income$1,523,000966
Total noninterest expense$10,635,000935
Salaries and employee benefits$5,428,000899
Premises and equipment expense$1,049,0001,264
Additional noninterest expense$4,158,000862
Pre-tax net operating income$2,480,0001,077
Securities gains (losses)$30,0002,176
Applicable income taxes$53,0003,239
Income before extraordinary items$2,457,000910
Extraordinary gains, net$019
Net income$2,457,000910
Minority interest net income$0105
Net income of bank and minority interests.$2,457,000911
Net charge-offs$1,827,0001,204
Cash dividends$2,250,000310
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,427,600889
2010-03-31 (YTD Data)Rank
Total interest income$9,201,000858
Total interest expense$1,559,0001,517
Net interest income$7,642,000719
Provision for loan and lease losses$2,500,000628
Total noninterest income$1,236,0001,028
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$461,000847
Trading account gains and fees$0175
Additional Noninterest Income$775,000950
Total noninterest expense$5,072,000981
Salaries and employee benefits$2,717,000907
Premises and equipment expense$531,0001,292
Additional noninterest expense$1,824,000970
Pre-tax net operating income$1,306,0001,016
Securities gains (losses)$02,284
Applicable income taxes$26,0003,267
Income before extraordinary items$1,280,000855
Extraordinary gains, net$016
Net income$1,280,000858
Minority interest net income$091
Net income of bank and minority interests.$1,280,000859
Net charge-offs$-74,0007,830
Cash dividends$150,0001,581
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,280,000827
2009-12-31 (YTD Data)Rank
Total interest income$38,287,000879
Total interest expense$8,798,0001,360
Net interest income$29,489,000724
Provision for loan and lease losses$11,620,000768
Total noninterest income$5,602,000997
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,757,000985
Trading account gains and fees$0211
Additional Noninterest Income$3,845,000880
Total noninterest expense$21,595,000969
Salaries and employee benefits$9,823,0001,000
Premises and equipment expense$2,086,0001,303
Additional noninterest expense$9,686,000821
Pre-tax net operating income$1,876,0002,010
Securities gains (losses)$758,000638
Applicable income taxes$109,0002,827
Income before extraordinary items$2,525,0001,321
Extraordinary gains, net$034
Net income$2,525,0001,319
Minority interest net income$0115
Net income of bank and minority interests.$2,525,0001,320
Net charge-offs$7,820,000825
Cash dividends$3,000,000573
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,797,3201,803
2009-09-30 (YTD Data)Rank
Total interest income$28,690,000900
Total interest expense$6,968,0001,349
Net interest income$21,722,000744
Provision for loan and lease losses$5,170,0001,018
Total noninterest income$4,409,000974
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,353,000957
Trading account gains and fees$0212
Additional Noninterest Income$3,056,000842
Total noninterest expense$17,160,000917
Salaries and employee benefits$8,042,000932
Premises and equipment expense$1,584,0001,297
Additional noninterest expense$7,534,000762
Pre-tax net operating income$3,801,000887
Securities gains (losses)$758,000495
Applicable income taxes$83,0003,013
Income before extraordinary items$4,476,000607
Extraordinary gains, net$027
Net income$4,476,000608
Minority interest net income$0118
Net income of bank and minority interests.$4,476,000609
Net charge-offs$4,167,000952
Cash dividends$3,000,000406
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,733,160716
2009-06-30 (YTD Data)Rank
Total interest income$19,067,000924
Total interest expense$4,770,0001,396
Net interest income$14,297,000746
Provision for loan and lease losses$2,770,0001,147
Total noninterest income$3,159,000922
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$903,000941
Trading account gains and fees$0193
Additional Noninterest Income$2,256,000801
Total noninterest expense$11,649,000917
Salaries and employee benefits$5,389,000949
Premises and equipment expense$1,086,0001,291
Additional noninterest expense$5,174,000750
Pre-tax net operating income$3,037,000768
Securities gains (losses)$382,000628
Applicable income taxes$60,0003,028
Income before extraordinary items$3,359,000527
Extraordinary gains, net$021
Net income$3,359,000526
Minority interest net income$0112
Net income of bank and minority interests.$3,359,000527
Net charge-offs$1,462,0001,357
Cash dividends$3,000,000283
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,984,640589
2009-03-31 (YTD Data)Rank
Total interest income$9,609,000923
Total interest expense$2,369,0001,466
Net interest income$7,240,000736
Provision for loan and lease losses$270,0002,474
Total noninterest income$1,539,000920
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$490,000834
Trading account gains and fees$0171
Additional Noninterest Income$1,049,000821
Total noninterest expense$6,318,000800
Salaries and employee benefits$2,725,000940
Premises and equipment expense$538,0001,330
Additional noninterest expense$3,055,000569
Pre-tax net operating income$2,191,000544
Securities gains (losses)$182,000708
Applicable income taxes$31,0003,260
Income before extraordinary items$2,342,000417
Extraordinary gains, net$015
Net income$2,342,000418
Minority interest net income$0102
Net income of bank and minority interests.$2,342,000419
Net charge-offs$-3,0007,537
Cash dividends$1,500,000282
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,161,820421
2008-12-31 (YTD Data)Rank
Total interest income$44,461,000849
Total interest expense$13,715,0001,179
Net interest income$30,746,000701
Provision for loan and lease losses$6,715,000812
Total noninterest income$4,507,0001,160
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,213,0001,470
Trading account gains and fees$0154
Additional Noninterest Income$3,294,000897
Total noninterest expense$18,728,0001,057
Salaries and employee benefits$9,855,0001,011
Premises and equipment expense$1,994,0001,385
Additional noninterest expense$6,879,000934
Pre-tax net operating income$9,810,000553
Securities gains (losses)$23,0002,091
Applicable income taxes$128,0003,189
Income before extraordinary items$9,705,000395
Extraordinary gains, net$039
Net income$9,705,000395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,715,000545
Cash dividends$9,000,000327
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,682,230419
2008-09-30 (YTD Data)Rank
Total interest income$34,125,000853
Total interest expense$10,854,0001,166
Net interest income$23,271,000723
Provision for loan and lease losses$810,0002,080
Total noninterest income$3,436,0001,174
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$908,0001,492
Trading account gains and fees$0148
Additional Noninterest Income$2,528,000924
Total noninterest expense$14,434,0001,026
Salaries and employee benefits$8,034,000960
Premises and equipment expense$1,483,0001,398
Additional noninterest expense$4,917,000930
Pre-tax net operating income$11,463,000447
Securities gains (losses)$23,0001,927
Applicable income taxes$94,0003,636
Income before extraordinary items$11,392,000331
Extraordinary gains, net$031
Net income$11,392,000330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,251,0001,138
Cash dividends$6,750,000342
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$11,369,230347
2008-06-30 (YTD Data)Rank
Total interest income$23,237,000833
Total interest expense$7,850,0001,116
Net interest income$15,387,000718
Provision for loan and lease losses$540,0001,834
Total noninterest income$2,348,0001,166
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$598,0001,490
Trading account gains and fees$0149
Additional Noninterest Income$1,750,000928
Total noninterest expense$9,695,0001,013
Salaries and employee benefits$5,323,000976
Premises and equipment expense$1,005,0001,381
Additional noninterest expense$3,367,000881
Pre-tax net operating income$7,500,000480
Securities gains (losses)$-47,0008,231
Applicable income taxes$61,0003,888
Income before extraordinary items$7,392,000368
Extraordinary gains, net$021
Net income$7,392,000366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$974,000877
Cash dividends$4,500,000370
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,438,530359
2008-03-31 (YTD Data)Rank
Total interest income$12,137,000828
Total interest expense$4,809,000955
Net interest income$7,328,000745
Provision for loan and lease losses$270,0001,503
Total noninterest income$1,173,0001,168
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$271,0001,603
Trading account gains and fees$0158
Additional Noninterest Income$902,000918
Total noninterest expense$4,698,0001,041
Salaries and employee benefits$2,650,000988
Premises and equipment expense$528,0001,309
Additional noninterest expense$1,520,000953
Pre-tax net operating income$3,533,000550
Securities gains (losses)$-65,0008,409
Applicable income taxes$25,0004,203
Income before extraordinary items$3,443,000434
Extraordinary gains, net$015
Net income$3,443,000435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,139
Cash dividends$2,250,000384
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,507,350411
2007-12-31 (YTD Data)Rank
Total interest income$56,424,000730
Total interest expense$26,196,000746
Net interest income$30,228,000733
Provision for loan and lease losses$590,0002,085
Total noninterest income$4,396,0001,209
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,098,0001,629
Trading account gains and fees$0178
Additional Noninterest Income$3,298,000941
Total noninterest expense$18,348,0001,016
Salaries and employee benefits$9,944,0001,012
Premises and equipment expense$1,881,0001,417
Additional noninterest expense$6,523,000866
Pre-tax net operating income$15,686,000567
Securities gains (losses)$-67,0008,067
Applicable income taxes$74,0004,684
Income before extraordinary items$15,545,000439
Extraordinary gains, net$039
Net income$15,545,000436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$590,0001,500
Cash dividends$8,650,000467
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$15,612,000429
2007-09-30 (YTD Data)Rank
Total interest income$42,392,000726
Total interest expense$19,715,000737
Net interest income$22,677,000732
Provision for loan and lease losses$810,0001,076
Total noninterest income$3,413,0001,173
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$845,0001,558
Trading account gains and fees$0184
Additional Noninterest Income$2,568,000925
Total noninterest expense$13,515,0001,030
Salaries and employee benefits$7,621,000979
Premises and equipment expense$1,402,0001,416
Additional noninterest expense$4,492,000912
Pre-tax net operating income$11,765,000608
Securities gains (losses)$-8,0007,721
Applicable income taxes$55,0004,884
Income before extraordinary items$11,702,000476
Extraordinary gains, net$033
Net income$11,702,000474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$463,0001,147
Cash dividends$6,400,000458
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,710,000464
2007-06-30 (YTD Data)Rank
Total interest income$28,249,000737
Total interest expense$13,181,000747
Net interest income$15,068,000748
Provision for loan and lease losses$540,000962
Total noninterest income$2,344,0001,178
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$552,0001,591
Trading account gains and fees$0168
Additional Noninterest Income$1,792,000928
Total noninterest expense$9,068,0001,042
Salaries and employee benefits$5,092,000990
Premises and equipment expense$929,0001,433
Additional noninterest expense$3,047,000913
Pre-tax net operating income$7,804,000638
Securities gains (losses)$-22,0008,152
Applicable income taxes$37,0004,979
Income before extraordinary items$7,745,000510
Extraordinary gains, net$029
Net income$7,745,000509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,177
Cash dividends$4,150,000489
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,767,000495
2007-03-31 (YTD Data)Rank
Total interest income$14,019,000737
Total interest expense$6,573,000743
Net interest income$7,446,000748
Provision for loan and lease losses$270,000898
Total noninterest income$1,151,0001,176
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$287,0001,495
Trading account gains and fees$0195
Additional Noninterest Income$864,000945
Total noninterest expense$4,492,0001,050
Salaries and employee benefits$2,528,0001,004
Premises and equipment expense$457,0001,466
Additional noninterest expense$1,507,000911
Pre-tax net operating income$3,835,000644
Securities gains (losses)$-19,0008,368
Applicable income taxes$18,0004,999
Income before extraordinary items$3,798,000510
Extraordinary gains, net$022
Net income$3,798,000509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$1,900,000483
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,817,000498
2006-12-31 (YTD Data)Rank
Total interest income$51,491,000742
Total interest expense$21,923,000765
Net interest income$29,568,000747
Provision for loan and lease losses$1,760,000621
Total noninterest income$4,170,0001,256
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,072,0001,651
Trading account gains and fees$0130
Additional Noninterest Income$3,098,000970
Total noninterest expense$16,749,0001,067
Salaries and employee benefits$9,342,0001,036
Premises and equipment expense$1,705,0001,510
Additional noninterest expense$5,702,000931
Pre-tax net operating income$15,229,000679
Securities gains (losses)$-177,0008,358
Applicable income taxes$45,0005,521
Income before extraordinary items$15,007,000525
Extraordinary gains, net$051
Net income$15,007,000523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,760,000437
Cash dividends$9,600,000409
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$15,184,000515
2006-09-30 (YTD Data)Rank
Total interest income$37,537,000768
Total interest expense$15,509,000789
Net interest income$22,028,000772
Provision for loan and lease losses$810,000934
Total noninterest income$3,038,0001,302
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$821,0001,623
Trading account gains and fees$0126
Additional Noninterest Income$2,217,0001,025
Total noninterest expense$12,674,0001,070
Salaries and employee benefits$7,126,0001,022
Premises and equipment expense$1,265,0001,539
Additional noninterest expense$4,283,000928
Pre-tax net operating income$11,582,000703
Securities gains (losses)$-183,0008,527
Applicable income taxes$34,0005,676
Income before extraordinary items$11,365,000542
Extraordinary gains, net$045
Net income$11,365,000542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,056
Cash dividends$7,700,000364
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$11,548,000521
2006-06-30 (YTD Data)Rank
Total interest income$24,291,000771
Total interest expense$9,754,000795
Net interest income$14,537,000774
Provision for loan and lease losses$540,000917
Total noninterest income$1,997,0001,311
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$589,0001,514
Trading account gains and fees$0126
Additional Noninterest Income$1,408,0001,057
Total noninterest expense$8,459,0001,066
Salaries and employee benefits$4,749,0001,038
Premises and equipment expense$836,0001,553
Additional noninterest expense$2,874,000933
Pre-tax net operating income$7,535,000720
Securities gains (losses)$-145,0008,598
Applicable income taxes$26,0005,649
Income before extraordinary items$7,364,000555
Extraordinary gains, net$039
Net income$7,364,000553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0008,520
Cash dividends$5,800,000330
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,509,000531
2006-03-31 (YTD Data)Rank
Total interest income$11,746,000777
Total interest expense$4,529,000814
Net interest income$7,217,000780
Provision for loan and lease losses$270,000866
Total noninterest income$986,0001,293
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$311,0001,384
Trading account gains and fees$0115
Additional Noninterest Income$675,0001,069
Total noninterest expense$4,156,0001,089
Salaries and employee benefits$2,358,0001,042
Premises and equipment expense$425,0001,535
Additional noninterest expense$1,373,000975
Pre-tax net operating income$3,777,000703
Securities gains (losses)$-126,0008,676
Applicable income taxes$13,0005,626
Income before extraordinary items$3,638,000552
Extraordinary gains, net$021
Net income$3,638,000551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-80,0008,603
Cash dividends$3,900,000265
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,764,000526
2005-12-31 (YTD Data)Rank
Total interest income$40,116,000804
Total interest expense$13,013,000869
Net interest income$27,103,000780
Provision for loan and lease losses$1,075,000984
Total noninterest income$4,321,0001,206
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,349,0001,313
Trading account gains and fees$0138
Additional Noninterest Income$2,972,0001,019
Total noninterest expense$16,553,0001,030
Salaries and employee benefits$9,130,0001,009
Premises and equipment expense$1,821,0001,351
Additional noninterest expense$5,602,000923
Pre-tax net operating income$13,796,000716
Securities gains (losses)$-136,0008,508
Applicable income taxes$63,0005,708
Income before extraordinary items$13,597,000554
Extraordinary gains, net$046
Net income$13,597,000554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$475,0001,214
Cash dividends$6,850,000510
Sale, conversion, retirement of capital stock, net$0934
Net operating income$13,733,000535
2005-09-30 (YTD Data)Rank
Total interest income$28,813,000823
Total interest expense$9,004,000882
Net interest income$19,809,000792
Provision for loan and lease losses$810,000932
Total noninterest income$3,216,0001,222
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,015,0001,301
Trading account gains and fees$0126
Additional Noninterest Income$2,201,0001,048
Total noninterest expense$12,181,0001,042
Salaries and employee benefits$6,657,0001,025
Premises and equipment expense$1,389,0001,313
Additional noninterest expense$4,135,000926
Pre-tax net operating income$10,034,000739
Securities gains (losses)$-78,0008,587
Applicable income taxes$50,0005,792
Income before extraordinary items$9,906,000571
Extraordinary gains, net$035
Net income$9,906,000571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0001,820
Cash dividends$5,350,000444
Sale, conversion, retirement of capital stock, net$0769
Net operating income$9,983,220551
2005-06-30 (YTD Data)Rank
Total interest income$18,220,000842
Total interest expense$5,489,000903
Net interest income$12,731,000821
Provision for loan and lease losses$540,000917
Total noninterest income$2,083,0001,227
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$676,0001,258
Trading account gains and fees$0116
Additional Noninterest Income$1,407,0001,048
Total noninterest expense$8,126,0001,030
Salaries and employee benefits$4,377,0001,037
Premises and equipment expense$934,0001,285
Additional noninterest expense$2,815,000895
Pre-tax net operating income$6,148,000785
Securities gains (losses)$-7,0008,039
Applicable income taxes$35,0005,780
Income before extraordinary items$6,106,000599
Extraordinary gains, net$030
Net income$6,106,000599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0001,363
Cash dividends$3,850,000415
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,112,930583
2005-03-31 (YTD Data)Rank
Total interest income$8,689,000874
Total interest expense$2,451,000954
Net interest income$6,238,000833
Provision for loan and lease losses$270,000858
Total noninterest income$994,0001,251
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$351,0001,173
Trading account gains and fees$0115
Additional Noninterest Income$643,0001,117
Total noninterest expense$3,977,0001,049
Salaries and employee benefits$2,165,0001,040
Premises and equipment expense$471,0001,274
Additional noninterest expense$1,341,000935
Pre-tax net operating income$2,985,000793
Securities gains (losses)$9,0001,042
Applicable income taxes$18,0005,732
Income before extraordinary items$2,976,000611
Extraordinary gains, net$024
Net income$2,976,000611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,076
Cash dividends$2,350,000321
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,967,090592
2004-12-31 (YTD Data)Rank
Total interest income$29,048,000977
Total interest expense$6,246,0001,319
Net interest income$22,802,000862
Provision for loan and lease losses$991,0001,042
Total noninterest income$4,418,0001,186
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,542,0001,161
Trading account gains and fees$0138
Additional Noninterest Income$2,876,0001,022
Total noninterest expense$15,837,0001,021
Salaries and employee benefits$8,848,000964
Premises and equipment expense$1,810,0001,270
Additional noninterest expense$5,179,000971
Pre-tax net operating income$10,392,000844
Securities gains (losses)$136,0001,037
Applicable income taxes$81,0005,713
Income before extraordinary items$10,447,000645
Extraordinary gains, net$034
Net income$10,447,000646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0002,037
Cash dividends$5,000,000614
Sale, conversion, retirement of capital stock, net$0872
Net operating income$10,312,360624
2004-09-30 (YTD Data)Rank
Total interest income$20,894,0001,001
Total interest expense$4,312,0001,399
Net interest income$16,582,000890
Provision for loan and lease losses$720,0001,054
Total noninterest income$3,287,0001,216
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,212,0001,106
Trading account gains and fees$0134
Additional Noninterest Income$2,075,0001,052
Total noninterest expense$11,633,0001,040
Salaries and employee benefits$6,334,0001,012
Premises and equipment expense$1,387,0001,242
Additional noninterest expense$3,912,000954
Pre-tax net operating income$7,516,000884
Securities gains (losses)$158,000907
Applicable income taxes$60,0005,833
Income before extraordinary items$7,614,000671
Extraordinary gains, net$026
Net income$7,614,000672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,103
Cash dividends$3,750,000587
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,457,580654
2004-06-30 (YTD Data)Rank
Total interest income$13,536,0001,016
Total interest expense$2,799,0001,411
Net interest income$10,737,000910
Provision for loan and lease losses$480,0001,034
Total noninterest income$2,177,0001,206
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$821,0001,083
Trading account gains and fees$0130
Additional Noninterest Income$1,356,0001,064
Total noninterest expense$7,700,0001,039
Salaries and employee benefits$4,203,0001,018
Premises and equipment expense$933,0001,233
Additional noninterest expense$2,564,000967
Pre-tax net operating income$4,734,000920
Securities gains (losses)$173,000716
Applicable income taxes$41,0005,802
Income before extraordinary items$4,866,000689
Extraordinary gains, net$021
Net income$4,866,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,198
Cash dividends$2,500,000580
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,694,730678
2004-03-31 (YTD Data)Rank
Total interest income$6,716,0001,032
Total interest expense$1,380,0001,455
Net interest income$5,336,000922
Provision for loan and lease losses$240,000991
Total noninterest income$1,068,0001,200
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$436,000963
Trading account gains and fees$0121
Additional Noninterest Income$632,0001,093
Total noninterest expense$3,819,0001,063
Salaries and employee benefits$2,093,0001,032
Premises and equipment expense$465,0001,250
Additional noninterest expense$1,261,000977
Pre-tax net operating income$2,345,000919
Securities gains (losses)$143,000638
Applicable income taxes$22,0005,705
Income before extraordinary items$2,466,000677
Extraordinary gains, net$016
Net income$2,466,000677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,593
Cash dividends$1,250,000546
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,324,430663
2003-12-31 (YTD Data)Rank
Total interest income$26,430,0001,071
Total interest expense$6,333,0001,400
Net interest income$20,097,000954
Provision for loan and lease losses$1,545,000800
Total noninterest income$5,494,0001,052
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,487,0001,164
Trading account gains and fees$0160
Additional Noninterest Income$4,007,000893
Total noninterest expense$14,654,0001,104
Salaries and employee benefits$8,059,0001,052
Premises and equipment expense$1,821,0001,237
Additional noninterest expense$4,774,0001,067
Pre-tax net operating income$9,392,000905
Securities gains (losses)$157,0001,525
Applicable income taxes$105,0005,670
Income before extraordinary items$9,444,000692
Extraordinary gains, net$054
Net income$9,444,000694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,445,000698
Cash dividends$5,000,000626
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,288,570656
2003-09-30 (YTD Data)Rank
Total interest income$19,786,0001,095
Total interest expense$4,945,0001,411
Net interest income$14,841,000982
Provision for loan and lease losses$720,0001,185
Total noninterest income$4,472,0001,016
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,125,0001,150
Trading account gains and fees$0153
Additional Noninterest Income$3,347,000854
Total noninterest expense$11,063,0001,104
Salaries and employee benefits$6,054,0001,052
Premises and equipment expense$1,380,0001,239
Additional noninterest expense$3,629,0001,063
Pre-tax net operating income$7,530,000889
Securities gains (losses)$182,0001,290
Applicable income taxes$78,0005,828
Income before extraordinary items$7,634,000670
Extraordinary gains, net$040
Net income$7,634,000671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$855,000771
Cash dividends$3,750,000605
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,453,820646
2003-06-30 (YTD Data)Rank
Total interest income$13,269,0001,099
Total interest expense$3,469,0001,392
Net interest income$9,800,000989
Provision for loan and lease losses$480,0001,186
Total noninterest income$2,950,0001,013
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$733,0001,166
Trading account gains and fees$0150
Additional Noninterest Income$2,217,000851
Total noninterest expense$7,376,0001,109
Salaries and employee benefits$4,011,0001,060
Premises and equipment expense$915,0001,246
Additional noninterest expense$2,450,0001,040
Pre-tax net operating income$4,894,000903
Securities gains (losses)$209,0001,019
Applicable income taxes$57,0005,788
Income before extraordinary items$5,046,000676
Extraordinary gains, net$030
Net income$5,046,000676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,000984
Cash dividends$2,500,000602
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,839,090661
2003-03-31 (YTD Data)Rank
Total interest income$6,665,0001,100
Total interest expense$1,758,0001,400
Net interest income$4,907,000985
Provision for loan and lease losses$240,0001,159
Total noninterest income$1,491,000977
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$378,0001,096
Trading account gains and fees$0134
Additional Noninterest Income$1,113,000831
Total noninterest expense$3,626,0001,109
Salaries and employee benefits$1,966,0001,075
Premises and equipment expense$456,0001,257
Additional noninterest expense$1,204,0001,020
Pre-tax net operating income$2,532,000894
Securities gains (losses)$161,000750
Applicable income taxes$27,0005,815
Income before extraordinary items$2,666,000646
Extraordinary gains, net$021
Net income$2,666,000645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,300
Cash dividends$1,250,000562
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,506,610633
2002-12-31 (YTD Data)Rank
Total interest income$28,470,0001,084
Total interest expense$8,434,0001,334
Net interest income$20,036,000967
Provision for loan and lease losses$1,445,000979
Total noninterest income$4,481,0001,159
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,410,0001,143
Trading account gains and fees$0153
Additional Noninterest Income$3,071,000986
Total noninterest expense$14,019,0001,108
Salaries and employee benefits$8,057,0001,003
Premises and equipment expense$1,666,0001,315
Additional noninterest expense$4,296,0001,145
Pre-tax net operating income$9,053,000945
Securities gains (losses)$674,000544
Applicable income taxes$132,0005,678
Income before extraordinary items$9,595,000652
Extraordinary gains, net$070
Net income$9,595,000654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$945,0001,020
Cash dividends$4,965,000638
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,927,740681
2001-12-31 (YTD Data)Rank
Total interest income$35,267,000963
Total interest expense$16,337,000984
Net interest income$18,930,000940
Provision for loan and lease losses$1,041,0001,206
Total noninterest income$3,807,0001,234
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,267,0001,170
Trading account gains and fees$0177
Additional Noninterest Income$2,540,0001,058
Total noninterest expense$12,950,0001,139
Salaries and employee benefits$7,320,0001,018
Premises and equipment expense$1,632,0001,310
Additional noninterest expense$3,998,0001,194
Pre-tax net operating income$8,746,000868
Securities gains (losses)$208,0001,162
Applicable income taxes$109,0005,902
Income before extraordinary items$8,845,000636
Extraordinary gains, net$0105
Net income$8,845,000638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,553
Cash dividends$5,500,000564
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,639,080624
2000-12-31 (YTD Data)Rank
Total interest income$37,624,000940
Total interest expense$18,325,000973
Net interest income$19,299,000900
Provision for loan and lease losses$956,0001,113
Total noninterest income$2,580,0001,541
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,182,0001,146
Trading account gains and fees$0180
Additional Noninterest Income$1,398,0001,463
Total noninterest expense$12,788,0001,089
Salaries and employee benefits$7,259,000965
Premises and equipment expense$1,647,0001,236
Additional noninterest expense$3,882,0001,182
Pre-tax net operating income$8,135,000953
Securities gains (losses)$-74,0009,329
Applicable income taxes$80,0006,791
Income before extraordinary items$7,981,000688
Extraordinary gains, net$038
Net income$7,981,000688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,795
Cash dividends$2,800,0001,020
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,054,260676
1999-12-31 (YTD Data)Rank
Total interest income$31,990,0001,031
Total interest expense$13,586,0001,121
Net interest income$18,404,000960
Provision for loan and lease losses$992,000992
Total noninterest income$2,583,0001,518
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,012,0001,297
Trading account gains and fees$0173
Additional Noninterest Income$1,571,0001,357
Total noninterest expense$12,216,0001,128
Salaries and employee benefits$7,147,000959
Premises and equipment expense$1,585,0001,279
Additional noninterest expense$3,484,0001,322
Pre-tax net operating income$7,779,0001,012
Securities gains (losses)$1,0002,805
Applicable income taxes$177,0005,953
Income before extraordinary items$7,603,000763
Extraordinary gains, net$035
Net income$7,603,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$792,000844
Cash dividends$4,400,000717
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,602,020749
1998-12-31 (YTD Data)Rank
Total interest income$31,606,0001,036
Total interest expense$13,934,0001,118
Net interest income$17,672,000952
Provision for loan and lease losses$1,500,000707
Total noninterest income$2,778,0001,424
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$935,0001,336
Trading account gains and fees$0224
Additional Noninterest Income$1,843,0001,222
Total noninterest expense$11,274,0001,163
Salaries and employee benefits$6,574,000996
Premises and equipment expense$1,761,0001,092
Additional noninterest expense$2,939,0001,477
Pre-tax net operating income$7,676,0001,001
Securities gains (losses)$223,000867
Applicable income taxes$154,0006,784
Income before extraordinary items$7,745,000737
Extraordinary gains, net$032
Net income$7,745,000737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,301,000620
Cash dividends$5,026,000631
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,526,460722
1997-12-31 (YTD Data)Rank
Total interest income$29,187,0001,153
Total interest expense$12,513,0001,274
Net interest income$16,674,0001,053
Provision for loan and lease losses$688,0001,347
Total noninterest income$1,771,0001,949
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$970,0001,328
Trading account gains and fees$0239
Additional Noninterest Income$801,0002,028
Total noninterest expense$10,579,0001,253
Salaries and employee benefits$5,955,0001,109
Premises and equipment expense$1,505,0001,301
Additional noninterest expense$3,119,0001,396
Pre-tax net operating income$7,178,0001,122
Securities gains (losses)$-3,0009,416
Applicable income taxes$1,773,0001,468
Income before extraordinary items$5,402,0001,024
Extraordinary gains, net$044
Net income$5,402,0001,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,643
Cash dividends$3,200,000880
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,404,250999
1996-12-31 (YTD Data)Rank
Total interest income$26,611,0001,283
Total interest expense$11,795,0001,376
Net interest income$14,816,0001,213
Provision for loan and lease losses$1,040,000991
Total noninterest income$1,606,0002,183
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$966,0001,394
Trading account gains and fees$0262
Additional Noninterest Income$640,0002,449
Total noninterest expense$9,022,0001,571
Salaries and employee benefits$5,006,0001,347
Premises and equipment expense$1,359,0001,490
Additional noninterest expense$2,657,0001,919
Pre-tax net operating income$6,360,0001,154
Securities gains (losses)$164,000759
Applicable income taxes$2,462,0001,029
Income before extraordinary items$4,062,0001,237
Extraordinary gains, net$053
Net income$4,062,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$740,0001,070
Cash dividends$1,200,0001,863
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,957,0401,238
1995-12-31 (YTD Data)Rank
Total interest income$24,665,0001,389
Total interest expense$10,602,0001,523
Net interest income$14,063,0001,283
Provision for loan and lease losses$924,0001,003
Total noninterest income$1,260,0002,605
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$779,0001,748
Trading account gains and fees$0522
Additional Noninterest Income$481,0002,952
Total noninterest expense$8,501,0001,659
Salaries and employee benefits$4,734,0001,397
Premises and equipment expense$1,238,0001,634
Additional noninterest expense$2,529,0001,976
Pre-tax net operating income$5,898,0001,294
Securities gains (losses)$8,0002,536
Applicable income taxes$2,166,0001,194
Income before extraordinary items$3,740,0001,383
Extraordinary gains, net$065
Net income$3,740,0001,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$524,0001,339
Cash dividends$1,400,0001,583
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,734,8801,367
1994-12-31 (YTD Data)Rank
Total interest income$17,796,0001,726
Total interest expense$6,142,0002,034
Net interest income$11,654,0001,546
Provision for loan and lease losses$741,0001,158
Total noninterest income$1,435,0002,382
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$823,0001,648
Trading account gains and fees$0475
Additional Noninterest Income$612,0002,547
Total noninterest expense$7,749,0001,870
Salaries and employee benefits$4,388,0001,530
Premises and equipment expense$874,0002,307
Additional noninterest expense$2,487,0002,143
Pre-tax net operating income$4,599,0001,565
Securities gains (losses)$-16,00010,174
Applicable income taxes$1,622,0001,443
Income before extraordinary items$2,961,0001,651
Extraordinary gains, net$0249
Net income$2,961,0001,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0003,088
Cash dividends$1,400,0001,471
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,971,4001,653
1993-12-31 (YTD Data)Rank
Total interest income$15,537,0002,023
Total interest expense$5,221,0002,474
Net interest income$10,316,0001,748
Provision for loan and lease losses$586,0001,894
Total noninterest income$1,326,0002,700
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$878,0001,554
Trading account gains and fees$0532
Additional Noninterest Income$448,0003,499
Total noninterest expense$6,883,0002,127
Salaries and employee benefits$3,884,0001,731
Premises and equipment expense$772,0002,645
Additional noninterest expense$2,227,0002,493
Pre-tax net operating income$4,173,0001,657
Securities gains (losses)$268,0001,407
Applicable income taxes$1,463,0001,599
Income before extraordinary items$2,978,0001,696
Extraordinary gains, net$03,149
Net income$2,978,0001,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0003,256
Cash dividends$1,400,0001,343
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,798,4401,683
1992-12-31 (YTD Data)Rank
Total interest income$15,958,0002,212
Total interest expense$6,507,0002,594
Net interest income$9,451,0001,930
Provision for loan and lease losses$874,0002,030
Total noninterest income$1,409,0002,513
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$845,0001,610
Trading account gains and fees$0504
Additional Noninterest Income$564,0002,955
Total noninterest expense$6,500,0002,251
Salaries and employee benefits$3,672,0001,807
Premises and equipment expense$762,0002,723
Additional noninterest expense$2,066,0002,718
Pre-tax net operating income$3,486,0001,774
Securities gains (losses)$61,0003,800
Applicable income taxes$1,095,0001,943
Income before extraordinary items$2,452,0001,854
Extraordinary gains, net$01,422
Net income$2,452,0001,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$874,0001,704
Cash dividends$1,400,0001,163
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,409,9101,738

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.