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Palm Beach Community Bank, Income and Expense

2017-09-30 (YTD Data)Rank
Total interest income$11,288,0001,754
Total interest expense$1,734,0001,359
Net interest income$9,554,0001,810
Provision for loan and lease losses$366,0001,432
Total noninterest income$823,0002,837
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$72,0004,413
Trading account gains and feesNANA
Additional Noninterest Income$751,0002,318
Total noninterest expense$7,205,0001,969
Salaries and employee benefits$3,500,0002,205
Premises and equipment expense$974,0001,736
Additional noninterest expense$2,731,0001,634
Pre-tax net operating income$2,806,0002,174
Securities gains (losses)$17,0001,393
Applicable income taxes$04,172
Income before extraordinary items$2,823,0001,817
Extraordinary gains, net$09
Net income$2,823,0001,817
Minority interest net income$071
Net income of bank and minority interests.$2,823,0001,817
Net charge-offs$541,000763
Cash dividends$2,516,000878
Sale, conversion, retirement of capital stock, net$539,000230
Net operating income$2,806,0001,799
2017-06-30 (YTD Data)Rank
Total interest income$7,500,0001,746
Total interest expense$1,159,0001,323
Net interest income$6,341,0001,813
Provision for loan and lease losses$389,0001,011
Total noninterest income$702,0002,501
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$49,0004,413
Trading account gains and feesNANA
Additional Noninterest Income$653,0002,012
Total noninterest expense$4,719,0002,003
Salaries and employee benefits$2,304,0002,251
Premises and equipment expense$655,0001,731
Additional noninterest expense$1,760,0001,689
Pre-tax net operating income$1,935,0002,078
Securities gains (losses)$17,0001,054
Applicable income taxes$04,189
Income before extraordinary items$1,952,0001,734
Extraordinary gains, net$011
Net income$1,952,0001,734
Minority interest net income$071
Net income of bank and minority interests.$1,952,0001,734
Net charge-offs$541,000526
Cash dividends$2,516,000623
Sale, conversion, retirement of capital stock, net$464,000201
Net operating income$1,935,0001,732
2017-03-31 (YTD Data)Rank
Total interest income$3,639,0001,781
Total interest expense$558,0001,339
Net interest income$3,081,0001,851
Provision for loan and lease losses$253,000781
Total noninterest income$480,0002,106
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$25,0004,396
Trading account gains and feesNANA
Additional Noninterest Income$455,0001,622
Total noninterest expense$2,038,0002,273
Salaries and employee benefits$1,135,0002,297
Premises and equipment expense$333,0001,716
Additional noninterest expense$570,0002,412
Pre-tax net operating income$1,270,0001,643
Securities gains (losses)$17,000548
Applicable income taxes$04,086
Income before extraordinary items$1,287,0001,375
Extraordinary gains, net$08
Net income$1,287,0001,374
Minority interest net income$055
Net income of bank and minority interests.$1,287,0001,375
Net charge-offs$541,000318
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$15,000467
Net operating income$1,270,0001,376
2016-12-31 (YTD Data)Rank
Total interest income$15,024,0001,676
Total interest expense$2,096,0001,358
Net interest income$12,928,0001,733
Provision for loan and lease losses$105,0003,072
Total noninterest income$297,0004,683
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$96,0004,546
Trading account gains and fees$0170
Additional Noninterest Income$201,0004,353
Total noninterest expense$7,812,0002,336
Salaries and employee benefits$4,791,0002,160
Premises and equipment expense$1,546,0001,479
Additional noninterest expense$1,475,0003,380
Pre-tax net operating income$5,308,0001,551
Securities gains (losses)$305,000654
Applicable income taxes$04,278
Income before extraordinary items$5,613,0001,257
Extraordinary gains, net$05
Net income$5,613,0001,256
Minority interest net income$082
Net income of bank and minority interests.$5,613,0001,256
Net charge-offs$-286,0005,725
Cash dividends$2,280,0001,273
Sale, conversion, retirement of capital stock, net$31,000630
Net operating income$5,308,0001,287
2016-09-30 (YTD Data)Rank
Total interest income$11,259,0001,681
Total interest expense$1,560,0001,370
Net interest income$9,699,0001,738
Provision for loan and lease losses$103,0002,695
Total noninterest income$207,0004,800
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$76,0004,529
Trading account gains and fees$0169
Additional Noninterest Income$131,0004,556
Total noninterest expense$5,748,0002,378
Salaries and employee benefits$3,478,0002,215
Premises and equipment expense$1,123,0001,531
Additional noninterest expense$1,147,0003,320
Pre-tax net operating income$4,055,0001,547
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$4,055,0001,317
Extraordinary gains, net$05
Net income$4,055,0001,317
Minority interest net income$071
Net income of bank and minority interests.$4,055,0001,317
Net charge-offs$9,0003,453
Cash dividends$2,280,000919
Sale, conversion, retirement of capital stock, net$6,000673
Net operating income$4,055,0001,279
2016-06-30 (YTD Data)Rank
Total interest income$7,501,0001,693
Total interest expense$1,034,0001,374
Net interest income$6,467,0001,744
Provision for loan and lease losses$8,0003,841
Total noninterest income$118,0004,983
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$44,0004,708
Trading account gains and fees$0157
Additional Noninterest Income$74,0004,718
Total noninterest expense$3,867,0002,369
Salaries and employee benefits$2,343,0002,209
Premises and equipment expense$738,0001,550
Additional noninterest expense$786,0003,275
Pre-tax net operating income$2,710,0001,530
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,710,0001,313
Extraordinary gains, net$016
Net income$2,710,0001,313
Minority interest net income$071
Net income of bank and minority interests.$2,710,0001,313
Net charge-offs$9,0003,132
Cash dividends$2,280,000683
Sale, conversion, retirement of capital stock, net$6,000636
Net operating income$2,710,0001,271
2016-03-31 (YTD Data)Rank
Total interest income$3,791,0001,674
Total interest expense$515,0001,380
Net interest income$3,276,0001,718
Provision for loan and lease losses$8,0003,360
Total noninterest income$52,0005,096
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$25,0004,550
Trading account gains and fees$0142
Additional Noninterest Income$27,0005,014
Total noninterest expense$1,899,0002,413
Salaries and employee benefits$1,151,0002,248
Premises and equipment expense$360,0001,588
Additional noninterest expense$388,0003,297
Pre-tax net operating income$1,421,0001,450
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,421,0001,233
Extraordinary gains, net$012
Net income$1,421,0001,234
Minority interest net income$062
Net income of bank and minority interests.$1,421,0001,234
Net charge-offs$10,0002,329
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,421,0001,200
2015-12-31 (YTD Data)Rank
Total interest income$14,514,0001,703
Total interest expense$1,970,0001,414
Net interest income$12,544,0001,751
Provision for loan and lease losses$173,0002,510
Total noninterest income$385,0004,526
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$196,0003,739
Trading account gains and fees$0159
Additional Noninterest Income$189,0004,525
Total noninterest expense$7,273,0002,489
Salaries and employee benefits$4,395,0002,292
Premises and equipment expense$1,414,0001,618
Additional noninterest expense$1,464,0003,448
Pre-tax net operating income$5,483,0001,464
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$5,483,0001,269
Extraordinary gains, net$023
Net income$5,483,0001,269
Minority interest net income$081
Net income of bank and minority interests.$5,483,0001,269
Net charge-offs$209,0001,944
Cash dividends$1,397,0001,730
Sale, conversion, retirement of capital stock, net$546,000298
Net operating income$5,483,0001,238
2015-09-30 (YTD Data)Rank
Total interest income$10,778,0001,739
Total interest expense$1,455,0001,441
Net interest income$9,323,0001,779
Provision for loan and lease losses$220,0001,874
Total noninterest income$329,0004,398
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$171,0003,520
Trading account gains and fees$0153
Additional Noninterest Income$158,0004,434
Total noninterest expense$5,446,0002,500
Salaries and employee benefits$3,220,0002,336
Premises and equipment expense$1,074,0001,603
Additional noninterest expense$1,152,0003,368
Pre-tax net operating income$3,986,0001,523
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$3,986,0001,303
Extraordinary gains, net$021
Net income$3,986,0001,304
Minority interest net income$078
Net income of bank and minority interests.$3,986,0001,303
Net charge-offs$209,0001,515
Cash dividends$1,397,0001,287
Sale, conversion, retirement of capital stock, net$524,000243
Net operating income$3,986,0001,271
2015-06-30 (YTD Data)Rank
Total interest income$7,068,0001,771
Total interest expense$935,0001,493
Net interest income$6,133,0001,805
Provision for loan and lease losses$420,000895
Total noninterest income$227,0004,352
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$96,0003,786
Trading account gains and fees$0157
Additional Noninterest Income$131,0004,194
Total noninterest expense$3,617,0002,522
Salaries and employee benefits$2,125,0002,378
Premises and equipment expense$723,0001,609
Additional noninterest expense$769,0003,380
Pre-tax net operating income$2,323,0001,681
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,323,0001,442
Extraordinary gains, net$022
Net income$2,323,0001,442
Minority interest net income$075
Net income of bank and minority interests.$2,323,0001,443
Net charge-offs$209,0001,161
Cash dividends$1,397,000954
Sale, conversion, retirement of capital stock, net$427,000212
Net operating income$2,323,0001,394
2015-03-31 (YTD Data)Rank
Total interest income$3,414,0001,826
Total interest expense$443,0001,571
Net interest income$2,971,0001,854
Provision for loan and lease losses$200,000888
Total noninterest income$135,0004,093
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$40,0004,052
Trading account gains and fees$0152
Additional Noninterest Income$95,0003,676
Total noninterest expense$1,795,0002,545
Salaries and employee benefits$1,053,0002,409
Premises and equipment expense$358,0001,648
Additional noninterest expense$384,0003,380
Pre-tax net operating income$1,111,0001,693
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,111,0001,451
Extraordinary gains, net$013
Net income$1,111,0001,453
Minority interest net income$064
Net income of bank and minority interests.$1,111,0001,453
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$3,000636
Net operating income$1,111,0001,409
2014-12-31 (YTD Data)Rank
Total interest income$11,465,0002,112
Total interest expense$1,313,0002,106
Net interest income$10,152,0002,096
Provision for loan and lease losses$-88,0006,023
Total noninterest income$403,0004,616
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$181,0004,090
Trading account gains and fees$0180
Additional Noninterest Income$222,0004,401
Total noninterest expense$7,018,0002,613
Salaries and employee benefits$3,997,0002,500
Premises and equipment expense$1,426,0001,638
Additional noninterest expense$1,595,0003,410
Pre-tax net operating income$3,625,0001,971
Securities gains (losses)$38,0001,926
Applicable income taxes$04,531
Income before extraordinary items$3,663,0001,695
Extraordinary gains, net$017
Net income$3,663,0001,695
Minority interest net income$084
Net income of bank and minority interests.$3,663,0001,694
Net charge-offs$126,0002,951
Cash dividends$1,459,0001,600
Sale, conversion, retirement of capital stock, net$7,000805
Net operating income$3,625,0001,682
2014-09-30 (YTD Data)Rank
Total interest income$8,506,0002,155
Total interest expense$942,0002,210
Net interest income$7,564,0002,120
Provision for loan and lease losses$-68,0006,169
Total noninterest income$310,0004,612
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$135,0004,139
Trading account gains and fees$0174
Additional Noninterest Income$175,0004,377
Total noninterest expense$5,250,0002,609
Salaries and employee benefits$2,947,0002,541
Premises and equipment expense$1,084,0001,633
Additional noninterest expense$1,219,0003,353
Pre-tax net operating income$2,692,0002,021
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,692,0001,733
Extraordinary gains, net$015
Net income$2,692,0001,734
Minority interest net income$081
Net income of bank and minority interests.$2,692,0001,733
Net charge-offs$67,0003,037
Cash dividends$1,459,0001,176
Sale, conversion, retirement of capital stock, net$7,000758
Net operating income$2,692,0001,700
2014-06-30 (YTD Data)Rank
Total interest income$5,453,0002,219
Total interest expense$594,0002,344
Net interest income$4,859,0002,175
Provision for loan and lease losses$-68,0006,304
Total noninterest income$182,0004,806
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$84,0004,246
Trading account gains and fees$0172
Additional Noninterest Income$98,0004,591
Total noninterest expense$3,510,0002,612
Salaries and employee benefits$1,972,0002,541
Premises and equipment expense$715,0001,652
Additional noninterest expense$823,0003,342
Pre-tax net operating income$1,599,0002,167
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,599,0001,877
Extraordinary gains, net$020
Net income$1,599,0001,881
Minority interest net income$080
Net income of bank and minority interests.$1,599,0001,880
Net charge-offs$67,0002,535
Cash dividends$1,459,000857
Sale, conversion, retirement of capital stock, net$7,000698
Net operating income$1,599,0001,827
2014-03-31 (YTD Data)Rank
Total interest income$2,635,0002,287
Total interest expense$288,0002,431
Net interest income$2,347,0002,250
Provision for loan and lease losses$03,817
Total noninterest income$95,0004,712
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$39,0004,359
Trading account gains and fees$0147
Additional Noninterest Income$56,0004,407
Total noninterest expense$1,654,0002,753
Salaries and employee benefits$978,0002,565
Premises and equipment expense$346,0001,738
Additional noninterest expense$330,0003,897
Pre-tax net operating income$788,0002,109
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$788,0001,832
Extraordinary gains, net$016
Net income$788,0001,837
Minority interest net income$066
Net income of bank and minority interests.$788,0001,835
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$788,0001,794
2013-12-31 (YTD Data)Rank
Total interest income$10,855,0002,240
Total interest expense$1,327,0002,392
Net interest income$9,528,0002,190
Provision for loan and lease losses$234,0002,797
Total noninterest income$148,0005,924
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$104,0005,197
Trading account gains and fees$0184
Additional Noninterest Income$44,0005,926
Total noninterest expense$6,449,0002,827
Salaries and employee benefits$3,744,0002,635
Premises and equipment expense$1,341,0001,752
Additional noninterest expense$1,364,0003,887
Pre-tax net operating income$2,993,0002,166
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$2,993,0001,905
Extraordinary gains, net$029
Net income$2,993,0001,907
Minority interest net income$090
Net income of bank and minority interests.$2,993,0001,907
Net charge-offs$100,0003,739
Cash dividends$1,133,0001,776
Sale, conversion, retirement of capital stock, net$284,000369
Net operating income$2,993,0001,872
2013-09-30 (YTD Data)Rank
Total interest income$8,142,0002,253
Total interest expense$1,025,0002,401
Net interest income$7,117,0002,207
Provision for loan and lease losses$81,0003,582
Total noninterest income$98,0006,099
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$72,0005,353
Trading account gains and fees$0180
Additional Noninterest Income$26,0006,134
Total noninterest expense$4,804,0002,845
Salaries and employee benefits$2,830,0002,615
Premises and equipment expense$980,0001,798
Additional noninterest expense$994,0003,959
Pre-tax net operating income$2,330,0002,175
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,330,0001,883
Extraordinary gains, net$025
Net income$2,330,0001,888
Minority interest net income$084
Net income of bank and minority interests.$2,330,0001,888
Net charge-offs$05,212
Cash dividends$1,133,0001,325
Sale, conversion, retirement of capital stock, net$284,000288
Net operating income$2,330,0001,829
2013-06-30 (YTD Data)Rank
Total interest income$5,330,0002,297
Total interest expense$689,0002,431
Net interest income$4,641,0002,247
Provision for loan and lease losses$40,0003,782
Total noninterest income$65,0006,114
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$41,0005,564
Trading account gains and fees$0157
Additional Noninterest Income$24,0006,003
Total noninterest expense$3,229,0002,826
Salaries and employee benefits$1,919,0002,591
Premises and equipment expense$644,0001,812
Additional noninterest expense$666,0003,957
Pre-tax net operating income$1,437,0002,271
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,437,0002,000
Extraordinary gains, net$022
Net income$1,437,0002,007
Minority interest net income$082
Net income of bank and minority interests.$1,437,0002,006
Net charge-offs$04,909
Cash dividends$1,133,000983
Sale, conversion, retirement of capital stock, net$11,000694
Net operating income$1,437,0001,920
2013-03-31 (YTD Data)Rank
Total interest income$2,588,0002,384
Total interest expense$338,0002,530
Net interest income$2,250,0002,329
Provision for loan and lease losses$04,409
Total noninterest income$25,0006,337
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$20,0005,591
Trading account gains and fees$0148
Additional Noninterest Income$5,0006,416
Total noninterest expense$1,612,0002,857
Salaries and employee benefits$960,0002,603
Premises and equipment expense$326,0001,826
Additional noninterest expense$326,0004,026
Pre-tax net operating income$663,0002,375
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$663,0002,084
Extraordinary gains, net$010
Net income$663,0002,087
Minority interest net income$076
Net income of bank and minority interests.$663,0002,086
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$8,000608
Net operating income$663,0002,007
2012-12-31 (YTD Data)Rank
Total interest income$9,999,0002,573
Total interest expense$1,387,0002,889
Net interest income$8,612,0002,493
Provision for loan and lease losses$571,0002,535
Total noninterest income$106,0006,258
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$79,0005,739
Trading account gains and fees$0166
Additional Noninterest Income$27,0006,160
Total noninterest expense$5,651,0003,170
Salaries and employee benefits$3,285,0002,939
Premises and equipment expense$1,141,0002,035
Additional noninterest expense$1,225,0004,305
Pre-tax net operating income$2,496,0002,409
Securities gains (losses)$89,0002,359
Applicable income taxes$04,751
Income before extraordinary items$2,585,0002,108
Extraordinary gains, net$029
Net income$2,585,0002,107
Minority interest net income$093
Net income of bank and minority interests.$2,585,0002,109
Net charge-offs$05,985
Cash dividends$599,0002,580
Sale, conversion, retirement of capital stock, net$6,000937
Net operating income$2,496,0002,051
2012-09-30 (YTD Data)Rank
Total interest income$7,329,0002,669
Total interest expense$1,053,0002,955
Net interest income$6,276,0002,603
Provision for loan and lease losses$415,0002,536
Total noninterest income$72,0006,424
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$54,0005,933
Trading account gains and fees$0157
Additional Noninterest Income$18,0006,348
Total noninterest expense$4,162,0003,238
Salaries and employee benefits$2,411,0003,003
Premises and equipment expense$841,0002,084
Additional noninterest expense$910,0004,352
Pre-tax net operating income$1,771,0002,577
Securities gains (losses)$89,0002,060
Applicable income taxes$04,802
Income before extraordinary items$1,860,0002,251
Extraordinary gains, net$020
Net income$1,860,0002,251
Minority interest net income$086
Net income of bank and minority interests.$1,860,0002,251
Net charge-offs$05,771
Cash dividends$599,0001,855
Sale, conversion, retirement of capital stock, net$6,000887
Net operating income$1,771,0002,209
2012-06-30 (YTD Data)Rank
Total interest income$4,806,0002,735
Total interest expense$719,0002,991
Net interest income$4,087,0002,670
Provision for loan and lease losses$285,0002,522
Total noninterest income$50,0006,444
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$36,0005,959
Trading account gains and fees$0153
Additional Noninterest Income$14,0006,336
Total noninterest expense$2,722,0003,311
Salaries and employee benefits$1,583,0003,045
Premises and equipment expense$551,0002,102
Additional noninterest expense$588,0004,443
Pre-tax net operating income$1,130,0002,623
Securities gains (losses)$89,0001,680
Applicable income taxes$04,770
Income before extraordinary items$1,219,0002,244
Extraordinary gains, net$019
Net income$1,219,0002,244
Minority interest net income$084
Net income of bank and minority interests.$1,219,0002,244
Net charge-offs$05,507
Cash dividends$599,0001,446
Sale, conversion, retirement of capital stock, net$6,000832
Net operating income$1,130,0002,242
2012-03-31 (YTD Data)Rank
Total interest income$2,388,0002,790
Total interest expense$356,0003,104
Net interest income$2,032,0002,691
Provision for loan and lease losses$100,0002,838
Total noninterest income$25,0006,484
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$17,0006,021
Trading account gains and fees$0148
Additional Noninterest Income$8,0006,361
Total noninterest expense$1,343,0003,354
Salaries and employee benefits$773,0003,106
Premises and equipment expense$272,0002,130
Additional noninterest expense$298,0004,402
Pre-tax net operating income$614,0002,490
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$614,0002,210
Extraordinary gains, net$019
Net income$614,0002,212
Minority interest net income$078
Net income of bank and minority interests.$614,0002,213
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$614,0002,108
2011-12-31 (YTD Data)Rank
Total interest income$8,417,0003,188
Total interest expense$1,454,0003,526
Net interest income$6,963,0003,086
Provision for loan and lease losses$280,0004,220
Total noninterest income$73,0006,631
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$43,0006,431
Trading account gains and fees$0146
Additional Noninterest Income$30,0006,212
Total noninterest expense$4,727,0003,685
Salaries and employee benefits$2,703,0003,364
Premises and equipment expense$921,0002,584
Additional noninterest expense$1,103,0004,683
Pre-tax net operating income$2,029,0002,475
Securities gains (losses)$55,0002,526
Applicable income taxes$04,719
Income before extraordinary items$2,084,0002,185
Extraordinary gains, net$029
Net income$2,084,0002,186
Minority interest net income$096
Net income of bank and minority interests.$2,084,0002,186
Net charge-offs$-25,0007,114
Cash dividends$152,0003,536
Sale, conversion, retirement of capital stock, net$63,000757
Net operating income$2,029,0002,163
2011-09-30 (YTD Data)Rank
Total interest income$6,177,0003,287
Total interest expense$1,104,0003,601
Net interest income$5,073,0003,179
Provision for loan and lease losses$180,0004,271
Total noninterest income$56,0006,717
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$31,0006,501
Trading account gains and fees$0145
Additional Noninterest Income$25,0006,271
Total noninterest expense$3,585,0003,662
Salaries and employee benefits$1,996,0003,404
Premises and equipment expense$746,0002,441
Additional noninterest expense$843,0004,635
Pre-tax net operating income$1,364,0002,755
Securities gains (losses)$55,0002,274
Applicable income taxes$04,740
Income before extraordinary items$1,419,0002,429
Extraordinary gains, net$021
Net income$1,419,0002,431
Minority interest net income$087
Net income of bank and minority interests.$1,419,0002,431
Net charge-offs$-25,0007,152
Cash dividends$152,0002,880
Sale, conversion, retirement of capital stock, net$63,000660
Net operating income$1,364,0002,394
2011-06-30 (YTD Data)Rank
Total interest income$4,058,0003,355
Total interest expense$742,0003,677
Net interest income$3,316,0003,238
Provision for loan and lease losses$100,0004,367
Total noninterest income$38,0006,781
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$19,0006,582
Trading account gains and fees$0153
Additional Noninterest Income$19,0006,286
Total noninterest expense$2,411,0003,675
Salaries and employee benefits$1,329,0003,422
Premises and equipment expense$504,0002,430
Additional noninterest expense$578,0004,628
Pre-tax net operating income$843,0002,831
Securities gains (losses)$55,0001,535
Applicable income taxes$04,697
Income before extraordinary items$898,0002,464
Extraordinary gains, net$015
Net income$898,0002,464
Minority interest net income$089
Net income of bank and minority interests.$898,0002,464
Net charge-offs$-25,0007,197
Cash dividends$152,0002,503
Sale, conversion, retirement of capital stock, net$49,000550
Net operating income$843,0002,502
2011-03-31 (YTD Data)Rank
Total interest income$1,945,0003,491
Total interest expense$380,0003,719
Net interest income$1,565,0003,356
Provision for loan and lease losses$05,840
Total noninterest income$11,0007,083
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$8,0006,661
Trading account gains and fees$0158
Additional Noninterest Income$3,0006,858
Total noninterest expense$1,113,0003,902
Salaries and employee benefits$607,0003,693
Premises and equipment expense$254,0002,461
Additional noninterest expense$252,0004,989
Pre-tax net operating income$463,0002,701
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$463,0002,395
Extraordinary gains, net$09
Net income$463,0002,394
Minority interest net income$086
Net income of bank and minority interests.$463,0002,395
Net charge-offs$-25,0007,236
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$463,0002,351
2010-12-31 (YTD Data)Rank
Total interest income$7,627,0003,674
Total interest expense$1,791,0003,843
Net interest income$5,836,0003,549
Provision for loan and lease losses$115,0005,925
Total noninterest income$50,0007,047
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$42,0006,358
Trading account gains and fees$0175
Additional Noninterest Income$8,0006,821
Total noninterest expense$3,692,0004,443
Salaries and employee benefits$2,102,0004,093
Premises and equipment expense$638,0003,555
Additional noninterest expense$952,0005,218
Pre-tax net operating income$2,079,0002,167
Securities gains (losses)$-3,0006,950
Applicable income taxes$04,655
Income before extraordinary items$2,076,0001,960
Extraordinary gains, net$029
Net income$2,076,0001,961
Minority interest net income$0111
Net income of bank and minority interests.$2,076,0001,962
Net charge-offs$-100,0007,598
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$42,000981
Net operating income$2,079,0001,885
2010-09-30 (YTD Data)Rank
Total interest income$5,675,0003,769
Total interest expense$1,384,0003,907
Net interest income$4,291,0003,650
Provision for loan and lease losses$115,0005,549
Total noninterest income$36,0007,204
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$30,0006,470
Trading account gains and fees$0165
Additional Noninterest Income$6,0007,007
Total noninterest expense$2,752,0004,477
Salaries and employee benefits$1,552,0004,161
Premises and equipment expense$501,0003,485
Additional noninterest expense$699,0005,268
Pre-tax net operating income$1,460,0002,417
Securities gains (losses)$-3,0007,132
Applicable income taxes$04,726
Income before extraordinary items$1,457,0002,197
Extraordinary gains, net$023
Net income$1,457,0002,198
Minority interest net income$0110
Net income of bank and minority interests.$1,457,0002,200
Net charge-offs$-100,0007,690
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$42,000861
Net operating income$1,460,0002,099
2010-06-30 (YTD Data)Rank
Total interest income$3,724,0003,848
Total interest expense$942,0003,954
Net interest income$2,782,0003,727
Provision for loan and lease losses$115,0005,019
Total noninterest income$26,0007,250
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$22,0006,435
Trading account gains and fees$0152
Additional Noninterest Income$4,0007,074
Total noninterest expense$1,813,0004,522
Salaries and employee benefits$1,024,0004,223
Premises and equipment expense$320,0003,628
Additional noninterest expense$469,0005,255
Pre-tax net operating income$880,0002,626
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$880,0002,337
Extraordinary gains, net$019
Net income$880,0002,333
Minority interest net income$0105
Net income of bank and minority interests.$880,0002,336
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$42,000718
Net operating income$880,0002,246
2010-03-31 (YTD Data)Rank
Total interest income$1,824,0003,964
Total interest expense$482,0004,033
Net interest income$1,342,0003,844
Provision for loan and lease losses$40,0005,088
Total noninterest income$15,0007,289
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$13,0006,352
Trading account gains and fees$0175
Additional Noninterest Income$2,0007,254
Total noninterest expense$878,0004,660
Salaries and employee benefits$481,0004,459
Premises and equipment expense$161,0003,699
Additional noninterest expense$236,0005,276
Pre-tax net operating income$439,0002,659
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$439,0002,394
Extraordinary gains, net$016
Net income$439,0002,393
Minority interest net income$091
Net income of bank and minority interests.$439,0002,394
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$439,0002,302
2009-12-31 (YTD Data)Rank
Total interest income$6,225,0004,506
Total interest expense$2,307,0004,094
Net interest income$3,918,0004,620
Provision for loan and lease losses$543,0004,417
Total noninterest income$49,0007,411
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$31,0006,759
Trading account gains and fees$0211
Additional Noninterest Income$18,0007,001
Total noninterest expense$3,359,0004,848
Salaries and employee benefits$1,944,0004,447
Premises and equipment expense$604,0003,856
Additional noninterest expense$811,0005,795
Pre-tax net operating income$65,0005,205
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$65,0005,300
Extraordinary gains, net$034
Net income$65,0005,299
Minority interest net income$0115
Net income of bank and minority interests.$65,0005,299
Net charge-offs$750,0003,269
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$139,000812
Net operating income$65,0005,236
2009-09-30 (YTD Data)Rank
Total interest income$4,430,0004,720
Total interest expense$1,794,0004,134
Net interest income$2,636,0004,967
Provision for loan and lease losses$310,0004,543
Total noninterest income$35,0007,547
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$20,0006,866
Trading account gains and fees$0212
Additional Noninterest Income$15,0007,138
Total noninterest expense$2,577,0004,779
Salaries and employee benefits$1,486,0004,419
Premises and equipment expense$453,0003,896
Additional noninterest expense$638,0005,670
Pre-tax net operating income$-216,0006,037
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-216,0006,135
Extraordinary gains, net$027
Net income$-216,0006,136
Minority interest net income$0118
Net income of bank and minority interests.$-216,0006,135
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$139,000662
Net operating income$-216,0006,105
2009-06-30 (YTD Data)Rank
Total interest income$2,775,0004,940
Total interest expense$1,221,0004,200
Net interest income$1,554,0005,317
Provision for loan and lease losses$159,0004,675
Total noninterest income$26,0007,583
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$13,0006,932
Trading account gains and fees$0193
Additional Noninterest Income$13,0007,108
Total noninterest expense$1,746,0004,781
Salaries and employee benefits$1,017,0004,385
Premises and equipment expense$302,0003,913
Additional noninterest expense$427,0005,660
Pre-tax net operating income$-325,0006,463
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-325,0006,570
Extraordinary gains, net$021
Net income$-325,0006,570
Minority interest net income$0112
Net income of bank and minority interests.$-325,0006,570
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$139,000541
Net operating income$-325,0006,563
2009-03-31 (YTD Data)Rank
Total interest income$1,286,0005,193
Total interest expense$589,0004,396
Net interest income$697,0005,601
Provision for loan and lease losses$109,0003,757
Total noninterest income$17,0007,517
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$5,0007,012
Trading account gains and fees$0171
Additional Noninterest Income$12,0006,706
Total noninterest expense$756,0005,156
Salaries and employee benefits$426,0004,951
Premises and equipment expense$150,0003,980
Additional noninterest expense$180,0005,862
Pre-tax net operating income$-151,0006,792
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-151,0006,940
Extraordinary gains, net$015
Net income$-151,0006,941
Minority interest net income$0102
Net income of bank and minority interests.$-151,0006,941
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-151,0006,866
2008-12-31 (YTD Data)Rank
Total interest income$2,513,0006,965
Total interest expense$1,034,0006,724
Net interest income$1,479,0007,031
Provision for loan and lease losses$1,067,0002,608
Total noninterest income$13,0008,000
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$7,0007,204
Trading account gains and fees$0154
Additional Noninterest Income$6,0007,774
Total noninterest expense$2,187,0006,000
Salaries and employee benefits$1,169,0006,062
Premises and equipment expense$372,0005,286
Additional noninterest expense$646,0006,040
Pre-tax net operating income$-1,762,0007,290
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-1,762,0007,308
Extraordinary gains, net$039
Net income$-1,762,0007,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$23,375,00063
Net operating income$-1,762,0007,405
2008-09-30 (YTD Data)Rank
Total interest income$1,352,0007,556
Total interest expense$482,0007,548
Net interest income$870,0007,482
Provision for loan and lease losses$324,0003,429
Total noninterest income$3,0008,184
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,0007,331
Trading account gains and fees$0148
Additional Noninterest Income$1,0008,065
Total noninterest expense$1,529,0006,177
Salaries and employee benefits$817,0006,234
Premises and equipment expense$271,0005,374
Additional noninterest expense$441,0006,231
Pre-tax net operating income$-980,0007,521
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-980,0007,493
Extraordinary gains, net$031
Net income$-980,0007,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$23,375,00040
Net operating income$-980,0007,611
2008-06-30 (YTD Data)Rank
Total interest income$440,0008,219
Total interest expense$114,0008,233
Net interest income$326,0008,090
Provision for loan and lease losses$113,0004,103
Total noninterest income$1,0008,287
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,0007,382
Trading account gains and fees$0149
Additional Noninterest Income$08,191
Total noninterest expense$885,0006,578
Salaries and employee benefits$472,0006,619
Premises and equipment expense$145,0005,915
Additional noninterest expense$268,0006,472
Pre-tax net operating income$-671,0007,727
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-671,0007,814
Extraordinary gains, net$021
Net income$-671,0007,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$23,375,00027
Net operating income$-671,0007,795

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.